Home > SpiritBank > Net charge- offs to loans
SpiritBank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 3,731 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 4,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 4,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 3,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1766% | 2,037 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1766% | 1,907 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 3,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 4,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0150% | 4,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 3,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2173% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2173% | 1,621 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0162% | 4,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 4,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 3,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3199% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3199% | 1,251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 3,468 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 4,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 3,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1666% | 1,522 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1666% | 1,448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0341% | 4,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0505% | 4,414 |
| Percentage Net Loans Charged-off:Construction & development | -0.0148% | 4,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2249% | 4,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2270% | 4,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0247% | 1,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0188% | 2,587 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0188% | 2,497 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0421% | 4,258 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0660% | 4,482 |
| Percentage Net Loans Charged-off:Construction & development | -0.0184% | 4,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2925% | 4,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2955% | 4,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0460% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0122% | 2,377 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0122% | 2,299 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0555% | 4,278 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0702% | 4,443 |
| Percentage Net Loans Charged-off:Construction & development | -0.0278% | 4,103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3031% | 4,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3068% | 4,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0083% | 3,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0358% | 2,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0358% | 1,959 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0899% | 4,425 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1089% | 4,569 |
| Percentage Net Loans Charged-off:Construction & development | -0.0553% | 4,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4610% | 4,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4664% | 4,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0263% | 3,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2788% | 4,743 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3642% | 4,740 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 3,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.8259% | 4,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -1.8431% | 4,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0476% | 3,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0079% | 2,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0079% | 2,417 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2350% | 4,787 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3228% | 4,798 |
| Percentage Net Loans Charged-off:Construction & development | -0.0068% | 4,040 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.6500% | 4,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -1.6651% | 4,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 3,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0103% | 2,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0103% | 2,167 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2938% | 4,839 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4257% | 4,853 |
| Percentage Net Loans Charged-off:Construction & development | -0.0081% | 4,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.2152% | 4,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -2.2347% | 4,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0471% | 846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0304% | 3,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0304% | 3,708 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1951% | 418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2216% | 148 |
| Percentage Net Loans Charged-off:Construction & development | -0.0111% | 4,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2014% | 24 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2124% | 23 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1502% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0296% | 3,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0296% | 3,737 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0975% | 4,808 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0700% | 4,720 |
| Percentage Net Loans Charged-off:Construction & development | -0.0088% | 4,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3980% | 4,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4028% | 4,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1939% | 4,572 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0305% | 4,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0305% | 4,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1299% | 4,866 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0976% | 4,807 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 4,186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5587% | 4,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5655% | 4,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2497% | 4,649 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0309% | 4,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0309% | 4,190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1030% | 4,856 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0351% | 4,620 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1975% | 4,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1998% | 4,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3455% | 4,714 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0159% | 4,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0159% | 4,145 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1877% | 4,931 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0640% | 4,767 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3786% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3830% | 4,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6974% | 4,796 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0670% | 4,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0670% | 4,291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1812% | 5,049 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2826% | 5,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0202% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.7777% | 5,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -1.7887% | 5,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2339% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0393% | 3,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0393% | 3,089 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3344% | 5,165 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3811% | 5,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0285% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.4281% | 5,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -2.4405% | 5,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2108% | 4,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0263% | 3,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0262% | 2,956 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6237% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8200% | 60 |
| Percentage Net Loans Charged-off:Construction & development | 0.0441% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.2657% | 5 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2849% | 5 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2326% | 4,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 2,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0501% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0894% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0601% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0536% | 4,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0537% | 4,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2742% | 4,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9274% | 5,360 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.0403% | 5,337 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,267 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6222% | 5,238 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3751% | 4,374 |
| Percentage Net Loans Charged-off: 1-4 family residential | -3.5183% | 5,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -3.5262% | 5,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6998% | 5,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1166% | 2,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1166% | 2,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8449% | 5,427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9379% | 5,405 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 4,317 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8141% | 5,321 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4864% | 4,412 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.2858% | 5,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -2.2906% | 5,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7138% | 5,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1567% | 2,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1567% | 2,330 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.1117% | 5,494 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.3277% | 5,470 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 4,406 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2314% | 5,391 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7101% | 4,448 |
| Percentage Net Loans Charged-off: 1-4 family residential | -3.0530% | 5,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -3.0590% | 5,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5159% | 5,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0403% | 2,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0403% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.0617% | 5,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.3550% | 5,525 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 4,545 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.5007% | 5,468 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3577% | 4,490 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 4,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0237% | 4,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1522% | 4,851 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0407% | 4,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0407% | 4,511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6408% | 96 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1092% | 5,362 |
| Percentage Net Loans Charged-off:Construction & development | -0.0523% | 4,673 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 4,835 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.9492% | 4,599 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0893% | 1,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0893% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4226% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0865% | 3,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0865% | 3,101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4909% | 55 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 1,632 |
| Percentage Net Loans Charged-off:Construction & development | -0.0731% | 4,777 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 4,894 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0346% | 4,485 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1246% | 827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1247% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2461% | 5,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0293% | 3,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0293% | 3,157 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1024% | 28 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 1,200 |
| Percentage Net Loans Charged-off:Construction & development | -0.1122% | 4,888 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 5,064 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0517% | 4,540 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1972% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1972% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3011% | 5,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0898% | 2,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0898% | 2,598 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0230% | 2,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0921% | 694 |
| Percentage Net Loans Charged-off:Construction & development | -0.2154% | 5,073 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 5,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3080% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3080% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2939% | 5,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2364% | 1,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2364% | 1,810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4488% | 5,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 2,640 |
| Percentage Net Loans Charged-off:Construction & development | -0.0168% | 4,588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0518% | 1,027 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0165% | 4,580 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 4,987 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 5,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.6075% | 5,668 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0134% | 5,018 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0134% | 4,959 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1820% | 1,284 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 5,058 |
| Percentage Net Loans Charged-off:Construction & development | -0.0167% | 4,647 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0346% | 5,264 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0237% | 4,622 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 5,083 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 5,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5204% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3248% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0171% | 4,958 |
| Percentage Net Loans Charged-off:Construction & development | -0.0214% | 4,766 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0393% | 5,383 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0372% | 4,673 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 4,876 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 4,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5668% | 201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7525% | 274 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0141% | 4,941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0287% | 5,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 4,821 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 4,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5391% | 85 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0577% | 2,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0577% | 2,223 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5095% | 508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4541% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 6.6923% | 40 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0602% | 5,526 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0284% | 4,750 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0866% | 1,901 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0866% | 1,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9597% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1833% | 5,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1833% | 5,530 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7300% | 286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5969% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 9.4569% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0705% | 5,646 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0418% | 4,811 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1075% | 1,531 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1075% | 1,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6713% | 311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0690% | 3,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0690% | 2,964 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5049% | 489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9145% | 124 |
| Percentage Net Loans Charged-off:Construction & development | 15.0345% | 17 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0782% | 5,760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1672% | 1,133 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1672% | 1,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8137% | 5,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1440% | 2,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1440% | 2,354 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4466% | 556 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2830% | 84 |
| Percentage Net Loans Charged-off:Construction & development | 19.2499% | 20 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 5,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3600% | 560 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3600% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.1571% | 6,128 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0742% | 5,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0742% | 5,069 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3236% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 3,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0142% | 5,582 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0139% | 4,945 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0466% | 2,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 2,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6597% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2103% | 5,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2103% | 5,837 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2166% | 5,713 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 5,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0459% | 2,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0258% | 1,676 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0174% | 5,007 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0655% | 2,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0655% | 2,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1814% | 5,595 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2288% | 5,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2288% | 5,839 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0102% | 5,387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0475% | 5,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 2,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0187% | 5,736 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0239% | 5,053 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0465% | 2,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0465% | 2,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2935% | 5,821 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5578% | 6,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5578% | 6,137 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0137% | 5,453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0323% | 5,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 2,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 5,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0693% | 1,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0694% | 1,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2594% | 5,828 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2060% | 5,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2060% | 5,651 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6036% | 285 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1918% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 0.2479% | 1,274 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0768% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2580% | 5,315 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1730% | 2,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1731% | 2,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3423% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4315% | 2,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4315% | 2,136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2172% | 447 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1070% | 402 |
| Percentage Net Loans Charged-off:Construction & development | -0.0278% | 5,439 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8904% | 157 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3387% | 5,373 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1998% | 2,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1999% | 2,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8114% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2115% | 2,852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2115% | 2,692 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5462% | 335 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6490% | 251 |
| Percentage Net Loans Charged-off:Construction & development | 0.4573% | 901 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2736% | 100 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4968% | 5,382 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2587% | 1,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2589% | 1,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4568% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3107% | 2,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3107% | 2,124 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1144% | 214 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4863% | 140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.4324% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7542% | 5,424 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3651% | 1,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3654% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2043% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6035% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6035% | 1,318 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7533% | 202 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5114% | 218 |
| Percentage Net Loans Charged-off:Construction & development | 5.4000% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5688% | 89 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9885% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1857% | 3,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1858% | 2,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2424% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0293% | 5,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0293% | 5,922 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0396% | 1,442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9906% | 186 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6987% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 4.1226% | 636 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.3120% | 73 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.3507% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1946% | 2,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1948% | 2,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7201% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0381% | 5,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0381% | 5,864 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0503% | 1,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1326% | 367 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1284% | 344 |
| Percentage Net Loans Charged-off:Construction & development | 0.8145% | 1,362 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.8463% | 99 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.7491% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1503% | 2,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1504% | 2,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5994% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0371% | 5,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0371% | 5,700 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0709% | 1,056 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4127% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2616% | 727 |
| Percentage Net Loans Charged-off:Construction & development | 1.3311% | 871 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9550% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0388% | 5,563 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2808% | 1,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2812% | 1,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2729% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0728% | 5,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0728% | 5,687 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1318% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4456% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5529% | 979 |
| Percentage Net Loans Charged-off:Construction & development | 2.9055% | 1,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3804% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7862% | 664 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2592% | 3,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2595% | 3,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4402% | 1,575 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0367% | 6,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0346% | 6,351 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1428% | 1,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7240% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9008% | 649 |
| Percentage Net Loans Charged-off:Construction & development | 3.7205% | 1,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4583% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9979% | 529 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4134% | 2,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4139% | 2,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5777% | 1,308 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0562% | 6,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0521% | 6,316 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1821% | 1,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7290% | 824 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3835% | 491 |
| Percentage Net Loans Charged-off:Construction & development | 4.8409% | 844 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0258% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5988% | 365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2264% | 2,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2266% | 2,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0633% | 3,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2673% | 846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7422% | 396 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7849% | 229 |
| Percentage Net Loans Charged-off:Construction & development | 7.6164% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.6272% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3426% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3527% | 1,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3531% | 1,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0731% | 2,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0256% | 3,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0218% | 3,199 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0351% | 6,054 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8783% | 1,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6293% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 1.9972% | 2,064 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8984% | 1,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.2277% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2981% | 1,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3049% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8816% | 1,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0007% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3691% | 1,188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8170% | 115 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9178% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4795% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.8230% | 2,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2007% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1408% | 210 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6534% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6640% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4657% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0511% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5238% | 974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4346% | 94 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6509% | 1,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8519% | 1,804 |
| Percentage Net Loans Charged-off:Construction & development | 1.1085% | 1,951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3942% | 1,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5514% | 198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3573% | 2,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3589% | 2,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1070% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8693% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8647% | 712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.7199% | 64 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0678% | 7,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1174% | 7,628 |
| Percentage Net Loans Charged-off:Construction & development | -0.0896% | 6,996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0344% | 5,970 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2637% | 7,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2652% | 7,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0198% | 2,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5361% | 2,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0250% | 1,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3421% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2565% | 3,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.2054% | 3,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0803% | 2,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6729% | 363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1838% | 3,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1851% | 3,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6969% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9382% | 2,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4836% | 1,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1552% | 1,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2269% | 3,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.2692% | 2,729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4324% | 230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0492% | 3,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0496% | 3,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9629% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1718% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4231% | 1,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1466% | 1,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3088% | 2,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.3077% | 2,288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1724% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 3,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0513% | 3,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6039% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1253% | 2,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2859% | 1,128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5808% | 917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6011% | 1,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.5037% | 1,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 1,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.5260% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 2,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 2,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3371% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1193% | 1,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4565% | 6,992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5752% | 2,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4188% | 1,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.2653% | 2,308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8512% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3224% | 1,687 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5637% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2962% | 1,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7877% | 2,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2308% | 1,834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5699% | 620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3752% | 2,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3006% | 1,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0344% | 2,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6210% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3447% | 1,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3457% | 1,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4537% | 2,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0347% | 1,805 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6288% | 805 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3314% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2646% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0476% | 1,577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9576% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0572% | 2,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 2,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4145% | 1,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2698% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0341% | 6,851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2152% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 1,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0969% | 963 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0511% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0818% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0821% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3997% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6656% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0506% | 6,911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4762% | 1,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3234% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0616% | 1,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1679% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6926% | 380 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9421% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6865% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5616% | 1,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3412% | 474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1255% | 1,321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5297% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3624% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0817% | 790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2309% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7591% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4558% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7499% | 251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5742% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8813% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0331% | 6,970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5267% | 676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4624% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 0.1226% | 495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3494% | 283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9343% | 186 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5545% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9193% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5152% | 1,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7762% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0307% | 6,955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3154% | 958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1885% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0934% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2531% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3052% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | 8.0483% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2630% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4085% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6223% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0211% | 6,890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2791% | 1,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2297% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0355% | 650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3388% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4027% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9830% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3959% | 421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3266% | 2,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6986% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3119% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2852% | 380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0501% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3710% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5077% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5145% | 261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2955% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8048% | 1,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4192% | 735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4239% | 242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0802% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5629% | 197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7342% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7449% | 172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3021% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1247% | 1,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5435% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4923% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 0.1834% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0778% | 81 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5616% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5705% | 215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6125% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8861% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2090% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1607% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0405% | 521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3009% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1866% | 894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1890% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1956% | 2,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7109% | 2,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1325% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1874% | 2,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1406% | 883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0557% | 373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2114% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1781% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1801% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1770% | 2,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7046% | 2,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1630% | 2,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1833% | 665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0944% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2995% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2049% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2070% | 679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0523% | 2,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5736% | 2,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0606% | 3,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 1,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1044% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0377% | 7,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8076% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5554% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1905% | 973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0267% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 8,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2931% | 663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2944% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1409% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1142% | 1,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4616% | 1,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2104% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 8,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3027% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3038% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8658% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8904% | 2,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2697% | 1,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2407% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0150% | 8,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2909% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2915% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1876% | 2,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9211% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 3,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0775% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0325% | 8,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1726% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1727% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0372% | 2,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1748% | 4,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2303% | 3,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0463% | 2,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0662% | 652 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 8,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0560% | 2,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0560% | 2,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5604% | 2,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5515% | 3,992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0677% | 1,622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2639% | 2,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 2,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0899% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 8,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 2,251 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 2,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8027% | 1,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3524% | 4,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0898% | 1,373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3350% | 1,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 2,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0338% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 8,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0448% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 1,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9952% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6644% | 2,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1344% | 1,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2791% | 1,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0673% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0696% | 1,148 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0696% | 1,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6795% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8466% | 2,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5758% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2079% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.1795% | 526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2102% | 830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2533% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2533% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4209% | 1,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8681% | 2,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5847% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2831% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 0.1153% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7938% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1044% | 1,489 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3026% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7216% | 3,186 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5334% | 1,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0375% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4452% | 165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6183% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5447% | 1,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2790% | 154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8817% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2999% | 2,467 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 1,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8670% | 202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2840% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3029% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3373% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3220% | 2,803 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3384% | 2,541 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1739% | 4,411 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6599% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0312% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |