Home > Spencer Savings Bank, SLA > Income and Expense

Spencer Savings Bank, SLA, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$162,985,000355
Total interest expense$79,502,000280
Net interest income$83,483,000433
Provision for loan and lease losses$1,306,000715
Total noninterest income$8,251,000854
Gross Fiduciary activities income$0981
Service charges on deposit accounts$686,0001,340
Trading account gains and fees$0123
Additional Noninterest Income$7,565,000660
Total noninterest expense$65,570,000451
Salaries and employee benefits$39,211,000407
Premises and equipment expense$7,994,000363
Additional noninterest expense$7,565,000660
Pre-tax net operating income$24,858,000573
Securities gains (losses)$-2,326,0004,420
Applicable income taxes$5,151,000517
Income before extraordinary items$17,381,000641
Extraordinary gains, net$054
Net income$17,381,000651
Minority interest net income$088
Net income of bank and minority interests.$17,381,000644
Net charge-offs$1,152,000496
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$19,218,540613
2023-09-30 (YTD Data)Rank
Total interest income$121,373,000350
Total interest expense$56,560,000276
Net interest income$64,813,000431
Provision for loan and lease losses$2,306,000418
Total noninterest income$5,411,000940
Gross Fiduciary activities income$0950
Service charges on deposit accounts$510,0001,352
Trading account gains and fees$0125
Additional Noninterest Income$4,901,000755
Total noninterest expense$49,089,000451
Salaries and employee benefits$29,605,000409
Premises and equipment expense$7,142,000312
Additional noninterest expense$4,901,000755
Pre-tax net operating income$18,829,000590
Securities gains (losses)$81,000186
Applicable income taxes$4,297,000512
Income before extraordinary items$14,613,000611
Extraordinary gains, net$052
Net income$14,613,000614
Minority interest net income$081
Net income of bank and minority interests.$14,613,000611
Net charge-offs$892,000436
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$14,549,010624
2023-06-30 (YTD Data)Rank
Total interest income$79,543,000338
Total interest expense$35,385,000261
Net interest income$44,158,000419
Provision for loan and lease losses$891,000549
Total noninterest income$2,852,0001,035
Gross Fiduciary activities income$0931
Service charges on deposit accounts$342,0001,327
Trading account gains and fees$0112
Additional Noninterest Income$2,510,000832
Total noninterest expense$32,596,000442
Salaries and employee benefits$19,518,000404
Premises and equipment expense$4,929,000292
Additional noninterest expense$2,510,000831
Pre-tax net operating income$13,523,000558
Securities gains (losses)$67,000231
Applicable income taxes$3,008,000493
Income before extraordinary items$10,582,000575
Extraordinary gains, net$051
Net income$10,582,000585
Minority interest net income$081
Net income of bank and minority interests.$10,582,000575
Net charge-offs$819,000337
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$10,529,070579
2023-03-31 (YTD Data)Rank
Total interest income$39,202,000341
Total interest expense$16,194,000260
Net interest income$23,008,000410
Provision for loan and lease losses$621,000458
Total noninterest income$1,399,0001,055
Gross Fiduciary activities income$0913
Service charges on deposit accounts$166,0001,367
Trading account gains and fees$097
Additional Noninterest Income$1,233,000837
Total noninterest expense$15,819,000464
Salaries and employee benefits$9,448,000427
Premises and equipment expense$2,623,000291
Additional noninterest expense$1,233,000837
Pre-tax net operating income$7,967,000510
Securities gains (losses)$90,000176
Applicable income taxes$1,529,000508
Income before extraordinary items$6,528,000510
Extraordinary gains, net$04
Net income$6,528,000511
Minority interest net income$048
Net income of bank and minority interests.$6,528,000511
Net charge-offs$293,000367
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,455,100517
2022-12-31 (YTD Data)Rank
Total interest income$136,588,000317
Total interest expense$22,671,000240
Net interest income$113,917,000329
Provision for loan and lease losses$3,511,000354
Total noninterest income$5,965,0001,063
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$704,0001,337
Trading account gains and fees$0116
Additional Noninterest Income$5,261,000873
Total noninterest expense$72,420,000391
Salaries and employee benefits$44,134,000358
Premises and equipment expense$8,525,000339
Additional noninterest expense$5,261,000873
Pre-tax net operating income$43,951,000421
Securities gains (losses)$-834,0004,422
Applicable income taxes$12,412,000326
Income before extraordinary items$30,705,000455
Extraordinary gains, net$05
Net income$30,705,000455
Minority interest net income$063
Net income of bank and minority interests.$30,705,000456
Net charge-offs$3,302,000210
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$31,363,860454
2022-09-30 (YTD Data)Rank
Total interest income$99,569,000313
Total interest expense$13,011,000222
Net interest income$86,558,000320
Provision for loan and lease losses$1,774,000426
Total noninterest income$3,651,0001,239
Gross Fiduciary activities income$0968
Service charges on deposit accounts$530,0001,346
Trading account gains and fees$0111
Additional Noninterest Income$3,121,0001,037
Total noninterest expense$52,726,000403
Salaries and employee benefits$32,282,000359
Premises and equipment expense$5,749,000368
Additional noninterest expense$3,121,0001,037
Pre-tax net operating income$35,709,000396
Securities gains (losses)$-697,0004,530
Applicable income taxes$10,197,000317
Income before extraordinary items$24,815,000428
Extraordinary gains, net$04
Net income$24,815,000427
Minority interest net income$057
Net income of bank and minority interests.$24,815,000428
Net charge-offs$3,044,000173
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$25,365,630430
2022-06-30 (YTD Data)Rank
Total interest income$63,038,000309
Total interest expense$8,175,000174
Net interest income$54,863,000324
Provision for loan and lease losses$1,066,000405
Total noninterest income$2,557,0001,184
Gross Fiduciary activities income$0925
Service charges on deposit accounts$359,0001,308
Trading account gains and fees$0108
Additional Noninterest Income$2,198,0001,033
Total noninterest expense$35,507,000389
Salaries and employee benefits$21,822,000351
Premises and equipment expense$3,850,000360
Additional noninterest expense$9,835,000436
Pre-tax net operating income$20,847,000415
Securities gains (losses)$-611,0004,588
Applicable income taxes$5,837,000334
Income before extraordinary items$14,399,000460
Extraordinary gains, net$04
Net income$14,399,000460
Minority interest net income$060
Net income of bank and minority interests.$14,399,000460
Net charge-offs$2,984,000138
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$14,881,690456
2022-03-31 (YTD Data)Rank
Total interest income$30,668,000309
Total interest expense$4,193,000150
Net interest income$26,475,000323
Provision for loan and lease losses$02,285
Total noninterest income$1,298,0001,175
Gross Fiduciary activities income$0892
Service charges on deposit accounts$195,0001,205
Trading account gains and fees$0103
Additional Noninterest Income$1,103,0001,025
Total noninterest expense$18,457,000379
Salaries and employee benefits$11,581,000340
Premises and equipment expense$1,926,000365
Additional noninterest expense$4,950,000427
Pre-tax net operating income$9,316,000445
Securities gains (losses)$263,00073
Applicable income taxes$2,763,000336
Income before extraordinary items$6,816,000474
Extraordinary gains, net$04
Net income$6,816,000473
Minority interest net income$050
Net income of bank and minority interests.$6,816,000474
Net charge-offs$2,557,000101
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,608,230490
2021-12-31 (YTD Data)Rank
Total interest income$109,243,000337
Total interest expense$19,889,000151
Net interest income$89,354,000375
Provision for loan and lease losses$3,430,000166
Total noninterest income$8,998,000898
Gross Fiduciary activities income$0994
Service charges on deposit accounts$514,0001,576
Trading account gains and fees$0132
Additional Noninterest Income$8,484,000748
Total noninterest expense$60,926,000437
Salaries and employee benefits$37,556,000402
Premises and equipment expense$6,302,000442
Additional noninterest expense$17,068,000489
Pre-tax net operating income$33,996,000497
Securities gains (losses)$-130,0004,687
Applicable income taxes$8,630,000432
Income before extraordinary items$25,236,000540
Extraordinary gains, net$010
Net income$25,236,000540
Minority interest net income$074
Net income of bank and minority interests.$25,236,000541
Net charge-offs$1,092,000397
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$25,338,700530
2021-09-30 (YTD Data)Rank
Total interest income$78,864,000354
Total interest expense$15,588,000154
Net interest income$63,276,000399
Provision for loan and lease losses$1,897,000226
Total noninterest income$3,222,0001,487
Gross Fiduciary activities income$0957
Service charges on deposit accounts$342,0001,684
Trading account gains and fees$0132
Additional Noninterest Income$2,880,0001,326
Total noninterest expense$45,239,000441
Salaries and employee benefits$27,680,000415
Premises and equipment expense$4,761,000441
Additional noninterest expense$12,798,000495
Pre-tax net operating income$19,362,000632
Securities gains (losses)$2,656,00097
Applicable income taxes$5,160,000516
Income before extraordinary items$16,858,000608
Extraordinary gains, net$08
Net income$16,858,000608
Minority interest net income$069
Net income of bank and minority interests.$16,858,000608
Net charge-offs$1,144,000309
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$14,759,760664
2021-06-30 (YTD Data)Rank
Total interest income$52,115,000352
Total interest expense$10,951,000155
Net interest income$41,164,000402
Provision for loan and lease losses$1,897,000162
Total noninterest income$2,041,0001,506
Gross Fiduciary activities income$0951
Service charges on deposit accounts$222,0001,669
Trading account gains and fees$0133
Additional Noninterest Income$1,819,0001,369
Total noninterest expense$31,092,000428
Salaries and employee benefits$18,476,000413
Premises and equipment expense$3,387,000413
Additional noninterest expense$9,229,000444
Pre-tax net operating income$10,216,000748
Securities gains (losses)$2,767,00083
Applicable income taxes$2,553,000630
Income before extraordinary items$10,430,000641
Extraordinary gains, net$06
Net income$10,430,000641
Minority interest net income$067
Net income of bank and minority interests.$10,430,000641
Net charge-offs$1,334,000231
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,216,400761
2021-03-31 (YTD Data)Rank
Total interest income$26,209,000347
Total interest expense$5,991,000153
Net interest income$20,218,000400
Provision for loan and lease losses$916,000202
Total noninterest income$1,005,0001,509
Gross Fiduciary activities income$0922
Service charges on deposit accounts$108,0001,697
Trading account gains and fees$0127
Additional Noninterest Income$897,0001,367
Total noninterest expense$13,666,000479
Salaries and employee benefits$9,515,000402
Premises and equipment expense$1,704,000415
Additional noninterest expense$2,447,000762
Pre-tax net operating income$6,641,000612
Securities gains (losses)$-31,0004,780
Applicable income taxes$1,756,000501
Income before extraordinary items$4,854,000686
Extraordinary gains, net$03
Net income$4,854,000686
Minority interest net income$055
Net income of bank and minority interests.$4,854,000686
Net charge-offs$-118,0004,797
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,878,490665
2020-12-31 (YTD Data)Rank
Total interest income$107,378,000339
Total interest expense$32,822,000192
Net interest income$74,556,000408
Provision for loan and lease losses$5,974,000502
Total noninterest income$4,729,0001,310
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$481,0001,652
Trading account gains and fees$0133
Additional Noninterest Income$4,248,0001,155
Total noninterest expense$57,760,000442
Salaries and employee benefits$37,455,000393
Premises and equipment expense$6,617,000418
Additional noninterest expense$13,688,000552
Pre-tax net operating income$15,551,000720
Securities gains (losses)$-624,0004,982
Applicable income taxes$2,786,000734
Income before extraordinary items$12,141,000797
Extraordinary gains, net$04
Net income$12,141,000797
Minority interest net income$072
Net income of bank and minority interests.$12,141,000797
Net charge-offs$-2,094,0004,995
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,646,440738
2020-09-30 (YTD Data)Rank
Total interest income$81,468,000332
Total interest expense$26,081,000195
Net interest income$55,387,000403
Provision for loan and lease losses$5,074,000492
Total noninterest income$3,691,0001,245
Gross Fiduciary activities income$0981
Service charges on deposit accounts$364,0001,647
Trading account gains and fees$0125
Additional Noninterest Income$3,327,0001,073
Total noninterest expense$42,400,000444
Salaries and employee benefits$27,178,000396
Premises and equipment expense$4,990,000407
Additional noninterest expense$10,232,000547
Pre-tax net operating income$11,604,000696
Securities gains (losses)$-780,0005,001
Applicable income taxes$1,882,000768
Income before extraordinary items$8,942,000784
Extraordinary gains, net$04
Net income$8,942,000784
Minority interest net income$065
Net income of bank and minority interests.$8,942,000784
Net charge-offs$-2,017,0005,026
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,589,400712
2020-06-30 (YTD Data)Rank
Total interest income$56,055,000330
Total interest expense$18,316,000206
Net interest income$37,739,000395
Provision for loan and lease losses$2,824,000577
Total noninterest income$1,942,0001,390
Gross Fiduciary activities income$0970
Service charges on deposit accounts$258,0001,605
Trading account gains and fees$0123
Additional Noninterest Income$1,684,0001,221
Total noninterest expense$26,399,000462
Salaries and employee benefits$17,907,000391
Premises and equipment expense$3,339,000406
Additional noninterest expense$5,153,000692
Pre-tax net operating income$10,458,000493
Securities gains (losses)$-867,0005,019
Applicable income taxes$1,796,000539
Income before extraordinary items$7,795,000560
Extraordinary gains, net$04
Net income$7,795,000559
Minority interest net income$065
Net income of bank and minority interests.$7,795,000560
Net charge-offs$-1,897,0005,058
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,497,270492
2020-03-31 (YTD Data)Rank
Total interest income$27,930,000335
Total interest expense$9,579,000222
Net interest income$18,351,000394
Provision for loan and lease losses$03,711
Total noninterest income$958,0001,329
Gross Fiduciary activities income$0941
Service charges on deposit accounts$164,0001,533
Trading account gains and fees$0106
Additional Noninterest Income$794,0001,137
Total noninterest expense$12,918,000475
Salaries and employee benefits$8,994,000395
Premises and equipment expense$1,682,000405
Additional noninterest expense$2,242,000787
Pre-tax net operating income$6,391,000368
Securities gains (losses)$-1,274,0005,055
Applicable income taxes$1,094,000427
Income before extraordinary items$4,023,000498
Extraordinary gains, net$04
Net income$4,023,000498
Minority interest net income$056
Net income of bank and minority interests.$4,023,000498
Net charge-offs$-2,350,0005,112
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,029,460393
2019-12-31 (YTD Data)Rank
Total interest income$114,022,000332
Total interest expense$39,626,000234
Net interest income$74,396,000380
Provision for loan and lease losses$6,250,000221
Total noninterest income$4,757,0001,165
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$755,0001,411
Trading account gains and fees$0135
Additional Noninterest Income$4,002,000965
Total noninterest expense$52,317,000452
Salaries and employee benefits$34,451,000393
Premises and equipment expense$6,778,000387
Additional noninterest expense$11,088,000641
Pre-tax net operating income$20,586,000600
Securities gains (losses)$642,000305
Applicable income taxes$4,276,000561
Income before extraordinary items$16,952,000609
Extraordinary gains, net$011
Net income$16,952,000608
Minority interest net income$076
Net income of bank and minority interests.$16,952,000610
Net charge-offs$2,956,000321
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$16,438,400605
2019-09-30 (YTD Data)Rank
Total interest income$84,633,000340
Total interest expense$29,593,000240
Net interest income$55,040,000392
Provision for loan and lease losses$4,500,000226
Total noninterest income$3,175,0001,246
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$577,0001,389
Trading account gains and fees$0129
Additional Noninterest Income$2,598,0001,060
Total noninterest expense$38,602,000455
Salaries and employee benefits$25,348,000399
Premises and equipment expense$5,111,000390
Additional noninterest expense$8,143,000651
Pre-tax net operating income$15,113,000618
Securities gains (losses)$688,000253
Applicable income taxes$3,408,000543
Income before extraordinary items$12,393,000624
Extraordinary gains, net$011
Net income$12,393,000625
Minority interest net income$072
Net income of bank and minority interests.$12,393,000624
Net charge-offs$1,562,000361
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,849,480633
2019-06-30 (YTD Data)Rank
Total interest income$56,136,000344
Total interest expense$19,407,000244
Net interest income$36,729,000392
Provision for loan and lease losses$3,000,000221
Total noninterest income$2,027,0001,262
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$379,0001,391
Trading account gains and fees$0131
Additional Noninterest Income$1,648,0001,086
Total noninterest expense$25,796,000452
Salaries and employee benefits$16,616,000405
Premises and equipment expense$3,435,000390
Additional noninterest expense$5,745,000618
Pre-tax net operating income$9,960,000602
Securities gains (losses)$400,000257
Applicable income taxes$2,309,000527
Income before extraordinary items$8,051,000620
Extraordinary gains, net$011
Net income$8,051,000620
Minority interest net income$069
Net income of bank and minority interests.$8,051,000620
Net charge-offs$229,000911
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,735,000621
2019-03-31 (YTD Data)Rank
Total interest income$27,748,000344
Total interest expense$9,402,000241
Net interest income$18,346,000396
Provision for loan and lease losses$1,500,000214
Total noninterest income$978,0001,256
Gross Fiduciary activities income$0972
Service charges on deposit accounts$192,0001,366
Trading account gains and fees$0126
Additional Noninterest Income$786,0001,071
Total noninterest expense$12,737,000459
Salaries and employee benefits$8,329,000402
Premises and equipment expense$1,810,000379
Additional noninterest expense$2,598,000668
Pre-tax net operating income$5,087,000581
Securities gains (losses)$310,000152
Applicable income taxes$1,349,000477
Income before extraordinary items$4,048,000611
Extraordinary gains, net$05
Net income$4,048,000611
Minority interest net income$052
Net income of bank and minority interests.$4,048,000610
Net charge-offs$-8,0004,574
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,803,100623
2018-12-31 (YTD Data)Rank
Total interest income$101,657,000354
Total interest expense$28,807,000235
Net interest income$72,850,000386
Provision for loan and lease losses$2,000,000506
Total noninterest income$4,439,0001,181
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$696,0001,536
Trading account gains and fees$0126
Additional Noninterest Income$3,743,000969
Total noninterest expense$53,489,000436
Salaries and employee benefits$34,461,000386
Premises and equipment expense$6,823,000393
Additional noninterest expense$12,205,000573
Pre-tax net operating income$21,800,000558
Securities gains (losses)$-724,0005,295
Applicable income taxes$5,991,000423
Income before extraordinary items$15,085,000638
Extraordinary gains, net$06
Net income$15,085,000637
Minority interest net income$072
Net income of bank and minority interests.$15,085,000637
Net charge-offs$214,0001,598
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$15,656,960625
2018-09-30 (YTD Data)Rank
Total interest income$74,168,000358
Total interest expense$20,331,000229
Net interest income$53,837,000391
Provision for loan and lease losses$03,948
Total noninterest income$3,211,0001,212
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$496,0001,613
Trading account gains and fees$0138
Additional Noninterest Income$2,715,0001,004
Total noninterest expense$39,781,000437
Salaries and employee benefits$25,647,000392
Premises and equipment expense$5,087,000397
Additional noninterest expense$9,047,000568
Pre-tax net operating income$17,267,000535
Securities gains (losses)$-685,0005,416
Applicable income taxes$4,211,000444
Income before extraordinary items$12,371,000593
Extraordinary gains, net$05
Net income$12,371,000591
Minority interest net income$066
Net income of bank and minority interests.$12,371,000592
Net charge-offs$64,0002,026
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$12,912,150577
2018-06-30 (YTD Data)Rank
Total interest income$48,413,000361
Total interest expense$12,777,000224
Net interest income$35,636,000393
Provision for loan and lease losses$03,782
Total noninterest income$2,130,0001,218
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$316,0001,665
Trading account gains and fees$0130
Additional Noninterest Income$1,814,0001,010
Total noninterest expense$27,035,000430
Salaries and employee benefits$17,198,000394
Premises and equipment expense$3,410,000399
Additional noninterest expense$6,427,000538
Pre-tax net operating income$10,731,000559
Securities gains (losses)$-225,0005,426
Applicable income taxes$2,624,000471
Income before extraordinary items$7,882,000613
Extraordinary gains, net$06
Net income$7,882,000611
Minority interest net income$065
Net income of bank and minority interests.$7,882,000612
Net charge-offs$39,0001,900
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$8,059,750597
2018-03-31 (YTD Data)Rank
Total interest income$23,948,000363
Total interest expense$6,146,000221
Net interest income$17,802,000393
Provision for loan and lease losses$03,508
Total noninterest income$1,026,0001,254
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$153,0001,721
Trading account gains and fees$0123
Additional Noninterest Income$873,0001,018
Total noninterest expense$13,706,000423
Salaries and employee benefits$8,405,000397
Premises and equipment expense$1,679,000406
Additional noninterest expense$3,622,000481
Pre-tax net operating income$5,122,000570
Securities gains (losses)$-225,0005,537
Applicable income taxes$1,093,000520
Income before extraordinary items$3,804,000630
Extraordinary gains, net$07
Net income$3,804,000630
Minority interest net income$052
Net income of bank and minority interests.$3,804,000630
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,981,750603
2017-12-31 (YTD Data)Rank
Total interest income$90,162,000355
Total interest expense$22,490,000196
Net interest income$67,672,000392
Provision for loan and lease losses$04,227
Total noninterest income$4,933,0001,131
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$612,0001,744
Trading account gains and fees$0151
Additional Noninterest Income$4,321,000902
Total noninterest expense$48,854,000459
Salaries and employee benefits$31,209,000403
Premises and equipment expense$6,555,000405
Additional noninterest expense$11,090,000610
Pre-tax net operating income$23,751,000477
Securities gains (losses)$418,000251
Applicable income taxes$18,273,000282
Income before extraordinary items$5,896,0001,188
Extraordinary gains, net$09
Net income$5,896,0001,188
Minority interest net income$076
Net income of bank and minority interests.$5,896,0001,188
Net charge-offs$-266,0005,485
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,628,4801,215
2017-09-30 (YTD Data)Rank
Total interest income$66,638,000362
Total interest expense$16,449,000195
Net interest income$50,189,000397
Provision for loan and lease losses$500,0001,144
Total noninterest income$3,992,0001,088
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$457,0001,760
Trading account gains and fees$0145
Additional Noninterest Income$3,535,000870
Total noninterest expense$36,235,000467
Salaries and employee benefits$23,230,000413
Premises and equipment expense$4,933,000408
Additional noninterest expense$8,072,000629
Pre-tax net operating income$17,446,000503
Securities gains (losses)$164,000419
Applicable income taxes$6,203,000419
Income before extraordinary items$11,407,000562
Extraordinary gains, net$09
Net income$11,407,000561
Minority interest net income$071
Net income of bank and minority interests.$11,407,000562
Net charge-offs$-164,0005,453
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$11,300,400561
2017-06-30 (YTD Data)Rank
Total interest income$44,477,000361
Total interest expense$10,701,000193
Net interest income$33,776,000397
Provision for loan and lease losses$03,871
Total noninterest income$3,043,000975
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$299,0001,767
Trading account gains and fees$0139
Additional Noninterest Income$2,744,000780
Total noninterest expense$24,123,000472
Salaries and employee benefits$15,357,000419
Premises and equipment expense$3,274,000409
Additional noninterest expense$5,492,000620
Pre-tax net operating income$12,696,000452
Securities gains (losses)$253,000247
Applicable income taxes$4,666,000388
Income before extraordinary items$8,283,000508
Extraordinary gains, net$011
Net income$8,283,000506
Minority interest net income$071
Net income of bank and minority interests.$8,283,000508
Net charge-offs$-143,0005,509
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,121,080509
2017-03-31 (YTD Data)Rank
Total interest income$22,001,000360
Total interest expense$5,217,000193
Net interest income$16,784,000395
Provision for loan and lease losses$03,537
Total noninterest income$1,261,0001,119
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$149,0001,765
Trading account gains and fees$0142
Additional Noninterest Income$1,112,000885
Total noninterest expense$11,784,000485
Salaries and employee benefits$7,709,000428
Premises and equipment expense$1,624,000417
Additional noninterest expense$2,451,000686
Pre-tax net operating income$6,261,000450
Securities gains (losses)$36,000401
Applicable income taxes$2,261,000392
Income before extraordinary items$4,036,000514
Extraordinary gains, net$08
Net income$4,036,000513
Minority interest net income$055
Net income of bank and minority interests.$4,036,000514
Net charge-offs$-145,0005,673
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,012,960505
2016-12-31 (YTD Data)Rank
Total interest income$85,329,000356
Total interest expense$21,348,000174
Net interest income$63,981,000395
Provision for loan and lease losses$04,332
Total noninterest income$4,738,0001,199
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$587,0001,826
Trading account gains and fees$0170
Additional Noninterest Income$4,151,000963
Total noninterest expense$47,359,000469
Salaries and employee benefits$30,126,000425
Premises and equipment expense$6,419,000413
Additional noninterest expense$10,814,000647
Pre-tax net operating income$21,360,000482
Securities gains (losses)$168,000971
Applicable income taxes$8,125,000386
Income before extraordinary items$13,403,000579
Extraordinary gains, net$05
Net income$13,403,000578
Minority interest net income$082
Net income of bank and minority interests.$13,403,000578
Net charge-offs$249,0001,717
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,295,480569
2016-09-30 (YTD Data)Rank
Total interest income$64,143,000352
Total interest expense$16,076,000172
Net interest income$48,067,000395
Provision for loan and lease losses$04,186
Total noninterest income$3,619,0001,173
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$437,0001,844
Trading account gains and fees$0169
Additional Noninterest Income$3,182,000946
Total noninterest expense$34,880,000486
Salaries and employee benefits$22,449,000424
Premises and equipment expense$4,790,000417
Additional noninterest expense$7,641,000681
Pre-tax net operating income$16,806,000468
Securities gains (losses)$164,000918
Applicable income taxes$5,365,000437
Income before extraordinary items$11,605,000511
Extraordinary gains, net$05
Net income$11,605,000509
Minority interest net income$071
Net income of bank and minority interests.$11,605,000511
Net charge-offs$149,0001,698
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$11,493,480504
2016-06-30 (YTD Data)Rank
Total interest income$42,834,000352
Total interest expense$10,854,000170
Net interest income$31,980,000398
Provision for loan and lease losses$04,017
Total noninterest income$2,340,0001,183
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$294,0001,822
Trading account gains and fees$0157
Additional Noninterest Income$2,046,000946
Total noninterest expense$23,390,000486
Salaries and employee benefits$14,912,000424
Premises and equipment expense$3,229,000418
Additional noninterest expense$5,249,000656
Pre-tax net operating income$10,930,000475
Securities gains (losses)$282,000448
Applicable income taxes$3,351,000453
Income before extraordinary items$7,861,000500
Extraordinary gains, net$016
Net income$7,861,000497
Minority interest net income$071
Net income of bank and minority interests.$7,861,000499
Net charge-offs$160,0001,276
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,663,600500
2016-03-31 (YTD Data)Rank
Total interest income$21,124,000354
Total interest expense$5,491,000166
Net interest income$15,633,000398
Provision for loan and lease losses$03,656
Total noninterest income$1,283,0001,081
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$148,0001,811
Trading account gains and fees$0142
Additional Noninterest Income$1,135,000858
Total noninterest expense$11,636,000480
Salaries and employee benefits$7,464,000418
Premises and equipment expense$1,719,000399
Additional noninterest expense$2,453,000689
Pre-tax net operating income$5,280,000475
Securities gains (losses)$132,000408
Applicable income taxes$1,589,000463
Income before extraordinary items$3,823,000492
Extraordinary gains, net$012
Net income$3,823,000490
Minority interest net income$062
Net income of bank and minority interests.$3,823,000492
Net charge-offs$173,000735
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,729,280492
2015-12-31 (YTD Data)Rank
Total interest income$84,103,000331
Total interest expense$20,520,000161
Net interest income$63,583,000381
Provision for loan and lease losses$1,650,000534
Total noninterest income$3,874,0001,327
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$567,0001,924
Trading account gains and fees$0159
Additional Noninterest Income$3,307,0001,085
Total noninterest expense$45,887,000477
Salaries and employee benefits$29,396,000410
Premises and equipment expense$6,263,000422
Additional noninterest expense$10,228,000666
Pre-tax net operating income$19,920,000489
Securities gains (losses)$-1,125,0006,164
Applicable income taxes$5,585,000482
Income before extraordinary items$13,210,000558
Extraordinary gains, net$023
Net income$13,210,000557
Minority interest net income$081
Net income of bank and minority interests.$13,210,000559
Net charge-offs$686,000909
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,997,500520
2015-09-30 (YTD Data)Rank
Total interest income$62,815,000336
Total interest expense$15,060,000162
Net interest income$47,755,000385
Provision for loan and lease losses$1,000,000591
Total noninterest income$2,664,0001,428
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$442,0001,872
Trading account gains and fees$0153
Additional Noninterest Income$2,222,0001,186
Total noninterest expense$33,226,000492
Salaries and employee benefits$20,919,000434
Premises and equipment expense$4,652,000428
Additional noninterest expense$7,655,000667
Pre-tax net operating income$16,193,000464
Securities gains (losses)$-1,047,0006,255
Applicable income taxes$4,339,000495
Income before extraordinary items$10,807,000527
Extraordinary gains, net$021
Net income$10,807,000526
Minority interest net income$078
Net income of bank and minority interests.$10,807,000527
Net charge-offs$219,0001,467
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$11,550,370479
2015-06-30 (YTD Data)Rank
Total interest income$41,487,000335
Total interest expense$9,743,000166
Net interest income$31,744,000388
Provision for loan and lease losses$04,069
Total noninterest income$1,979,0001,337
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$263,0002,020
Trading account gains and fees$0157
Additional Noninterest Income$1,716,0001,086
Total noninterest expense$22,171,000492
Salaries and employee benefits$13,972,000436
Premises and equipment expense$3,142,000428
Additional noninterest expense$5,057,000670
Pre-tax net operating income$11,552,000436
Securities gains (losses)$-1,046,0006,335
Applicable income taxes$2,900,000489
Income before extraordinary items$7,606,000499
Extraordinary gains, net$022
Net income$7,606,000498
Minority interest net income$075
Net income of bank and minority interests.$7,606,000499
Net charge-offs$132,0001,477
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$8,359,120440
2015-03-31 (YTD Data)Rank
Total interest income$20,702,000339
Total interest expense$4,765,000168
Net interest income$15,937,000390
Provision for loan and lease losses$03,703
Total noninterest income$716,0001,622
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$125,0002,093
Trading account gains and fees$0152
Additional Noninterest Income$591,0001,333
Total noninterest expense$11,033,000491
Salaries and employee benefits$6,987,000434
Premises and equipment expense$1,583,000424
Additional noninterest expense$2,463,000671
Pre-tax net operating income$5,620,000442
Securities gains (losses)$-544,0006,403
Applicable income taxes$1,651,000440
Income before extraordinary items$3,425,000538
Extraordinary gains, net$013
Net income$3,425,000537
Minority interest net income$064
Net income of bank and minority interests.$3,425,000538
Net charge-offs$86,0001,208
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,789,480474
2014-12-31 (YTD Data)Rank
Total interest income$72,843,000371
Total interest expense$16,666,000182
Net interest income$56,177,000408
Provision for loan and lease losses$04,603
Total noninterest income$3,127,0001,522
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$513,0002,242
Trading account gains and fees$0180
Additional Noninterest Income$2,614,0001,207
Total noninterest expense$41,382,000508
Salaries and employee benefits$25,390,000442
Premises and equipment expense$5,875,000443
Additional noninterest expense$10,117,000659
Pre-tax net operating income$17,922,000503
Securities gains (losses)$-3,272,0006,496
Applicable income taxes$4,583,000532
Income before extraordinary items$10,067,000672
Extraordinary gains, net$017
Net income$10,067,000671
Minority interest net income$084
Net income of bank and minority interests.$10,067,000672
Net charge-offs$552,0001,378
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,324,680546
2014-09-30 (YTD Data)Rank
Total interest income$53,771,000376
Total interest expense$12,268,000182
Net interest income$41,503,000409
Provision for loan and lease losses$04,401
Total noninterest income$2,240,0001,576
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$381,0002,266
Trading account gains and fees$0174
Additional Noninterest Income$1,859,0001,254
Total noninterest expense$28,295,000543
Salaries and employee benefits$16,472,000507
Premises and equipment expense$4,435,000441
Additional noninterest expense$7,388,000675
Pre-tax net operating income$15,448,000445
Securities gains (losses)$-3,193,0006,574
Applicable income taxes$3,991,000473
Income before extraordinary items$8,264,000619
Extraordinary gains, net$015
Net income$8,264,000615
Minority interest net income$081
Net income of bank and minority interests.$8,264,000617
Net charge-offs$310,0001,578
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$10,403,310480
2014-06-30 (YTD Data)Rank
Total interest income$35,462,000380
Total interest expense$7,968,000185
Net interest income$27,494,000408
Provision for loan and lease losses$04,196
Total noninterest income$1,169,0001,881
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$260,0002,204
Trading account gains and fees$0172
Additional Noninterest Income$909,0001,549
Total noninterest expense$18,397,000555
Salaries and employee benefits$10,944,000504
Premises and equipment expense$3,025,000430
Additional noninterest expense$4,428,000741
Pre-tax net operating income$10,266,000445
Securities gains (losses)$-2,234,0006,646
Applicable income taxes$2,601,000472
Income before extraordinary items$5,431,000608
Extraordinary gains, net$020
Net income$5,431,000608
Minority interest net income$080
Net income of bank and minority interests.$5,431,000608
Net charge-offs$1,0004,238
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,950,120476
2014-03-31 (YTD Data)Rank
Total interest income$17,694,000379
Total interest expense$3,907,000190
Net interest income$13,787,000407
Provision for loan and lease losses$03,817
Total noninterest income$712,0001,572
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$143,0002,023
Trading account gains and fees$0147
Additional Noninterest Income$569,0001,285
Total noninterest expense$9,295,000550
Salaries and employee benefits$5,782,000477
Premises and equipment expense$1,552,000429
Additional noninterest expense$1,961,000818
Pre-tax net operating income$5,204,000421
Securities gains (losses)$-763,0006,713
Applicable income taxes$1,733,000380
Income before extraordinary items$2,708,000589
Extraordinary gains, net$016
Net income$2,708,000590
Minority interest net income$066
Net income of bank and minority interests.$2,708,000590
Net charge-offs$60,0001,724
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,196,320495
2013-12-31 (YTD Data)Rank
Total interest income$71,917,000365
Total interest expense$15,705,000210
Net interest income$56,212,000398
Provision for loan and lease losses$2,828,000457
Total noninterest income$2,637,0001,787
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$611,0002,029
Trading account gains and fees$0184
Additional Noninterest Income$2,026,0001,496
Total noninterest expense$36,522,000565
Salaries and employee benefits$22,110,000494
Premises and equipment expense$5,509,000458
Additional noninterest expense$8,903,000771
Pre-tax net operating income$19,499,000448
Securities gains (losses)$-4,454,0006,794
Applicable income taxes$5,301,000440
Income before extraordinary items$9,744,000658
Extraordinary gains, net$029
Net income$9,744,000660
Minority interest net income$090
Net income of bank and minority interests.$9,744,000659
Net charge-offs$860,0001,417
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,639,100524
2013-09-30 (YTD Data)Rank
Total interest income$54,193,000366
Total interest expense$11,806,000212
Net interest income$42,387,000398
Provision for loan and lease losses$1,628,000595
Total noninterest income$2,497,0001,529
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$460,0002,026
Trading account gains and fees$0180
Additional Noninterest Income$2,037,0001,256
Total noninterest expense$27,355,000572
Salaries and employee benefits$16,756,000491
Premises and equipment expense$4,123,000459
Additional noninterest expense$6,476,000795
Pre-tax net operating income$15,901,000427
Securities gains (losses)$-3,074,0006,878
Applicable income taxes$5,182,000377
Income before extraordinary items$7,645,000645
Extraordinary gains, net$025
Net income$7,645,000647
Minority interest net income$084
Net income of bank and minority interests.$7,645,000648
Net charge-offs$649,0001,356
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,612,360527
2013-06-30 (YTD Data)Rank
Total interest income$36,391,000360
Total interest expense$7,923,000212
Net interest income$28,468,000393
Provision for loan and lease losses$1,228,000564
Total noninterest income$1,662,0001,540
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$293,0002,077
Trading account gains and fees$0157
Additional Noninterest Income$1,369,0001,271
Total noninterest expense$18,100,000575
Salaries and employee benefits$11,339,000489
Premises and equipment expense$2,758,000454
Additional noninterest expense$4,003,000843
Pre-tax net operating income$10,802,000414
Securities gains (losses)$-1,479,0006,926
Applicable income taxes$3,460,000370
Income before extraordinary items$5,863,000585
Extraordinary gains, net$022
Net income$5,863,000585
Minority interest net income$082
Net income of bank and minority interests.$5,863,000587
Net charge-offs$576,0001,135
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,809,560479
2013-03-31 (YTD Data)Rank
Total interest income$18,229,000359
Total interest expense$3,996,000216
Net interest income$14,233,000393
Provision for loan and lease losses$1,028,000383
Total noninterest income$831,0001,529
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$149,0002,047
Trading account gains and fees$0148
Additional Noninterest Income$682,0001,277
Total noninterest expense$9,104,000581
Salaries and employee benefits$5,920,000478
Premises and equipment expense$1,375,000459
Additional noninterest expense$1,809,000941
Pre-tax net operating income$4,932,000448
Securities gains (losses)$-1,200,0007,014
Applicable income taxes$1,418,000439
Income before extraordinary items$2,314,000684
Extraordinary gains, net$010
Net income$2,314,000684
Minority interest net income$076
Net income of bank and minority interests.$2,314,000685
Net charge-offs$250,0001,194
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,082,000517
2012-12-31 (YTD Data)Rank
Total interest income$75,901,000358
Total interest expense$18,409,000230
Net interest income$57,492,000392
Provision for loan and lease losses$730,0002,211
Total noninterest income$4,963,0001,161
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$605,0002,140
Trading account gains and fees$0166
Additional Noninterest Income$4,358,000910
Total noninterest expense$35,425,000594
Salaries and employee benefits$21,112,000505
Premises and equipment expense$5,461,000449
Additional noninterest expense$8,852,000787
Pre-tax net operating income$26,300,000343
Securities gains (losses)$-14,722,0007,079
Applicable income taxes$4,719,000450
Income before extraordinary items$6,859,000871
Extraordinary gains, net$029
Net income$6,859,000871
Minority interest net income$093
Net income of bank and minority interests.$6,859,000871
Net charge-offs$3,079,000831
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$16,281,080406
2012-09-30 (YTD Data)Rank
Total interest income$57,338,000362
Total interest expense$14,252,000231
Net interest income$43,086,000397
Provision for loan and lease losses$700,0001,850
Total noninterest income$3,894,0001,113
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$458,0002,146
Trading account gains and fees$0157
Additional Noninterest Income$3,436,000847
Total noninterest expense$26,905,000581
Salaries and employee benefits$16,083,000498
Premises and equipment expense$4,080,000447
Additional noninterest expense$6,742,000772
Pre-tax net operating income$19,375,000352
Securities gains (losses)$-13,252,0007,174
Applicable income taxes$2,728,000549
Income before extraordinary items$3,395,0001,328
Extraordinary gains, net$020
Net income$3,395,0001,329
Minority interest net income$086
Net income of bank and minority interests.$3,395,0001,329
Net charge-offs$3,296,000629
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$11,876,280421
2012-06-30 (YTD Data)Rank
Total interest income$38,470,000360
Total interest expense$9,712,000232
Net interest income$28,758,000393
Provision for loan and lease losses$450,0001,913
Total noninterest income$2,570,0001,103
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$300,0002,161
Trading account gains and fees$0153
Additional Noninterest Income$2,270,000844
Total noninterest expense$18,190,000570
Salaries and employee benefits$10,672,000497
Premises and equipment expense$2,734,000445
Additional noninterest expense$4,784,000727
Pre-tax net operating income$12,688,000346
Securities gains (losses)$-10,821,0007,239
Applicable income taxes$597,0001,325
Income before extraordinary items$1,270,0002,171
Extraordinary gains, net$019
Net income$1,270,0002,171
Minority interest net income$084
Net income of bank and minority interests.$1,270,0002,171
Net charge-offs$2,389,000606
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$8,628,280372
2012-03-31 (YTD Data)Rank
Total interest income$19,432,000358
Total interest expense$4,925,000232
Net interest income$14,507,000389
Provision for loan and lease losses$450,0001,139
Total noninterest income$1,610,000922
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$145,0002,199
Trading account gains and fees$0148
Additional Noninterest Income$1,465,000695
Total noninterest expense$8,875,000578
Salaries and employee benefits$5,279,000500
Premises and equipment expense$1,414,000441
Additional noninterest expense$2,182,000790
Pre-tax net operating income$6,792,000320
Securities gains (losses)$-4,690,0007,301
Applicable income taxes$791,000606
Income before extraordinary items$1,311,0001,129
Extraordinary gains, net$019
Net income$1,311,0001,129
Minority interest net income$078
Net income of bank and minority interests.$1,311,0001,129
Net charge-offs$909,000713
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,312,600366
2011-12-31 (YTD Data)Rank
Total interest income$78,901,000362
Total interest expense$22,453,000246
Net interest income$56,448,000389
Provision for loan and lease losses$5,400,000737
Total noninterest income$4,210,0001,194
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$422,0002,921
Trading account gains and fees$0146
Additional Noninterest Income$3,788,000874
Total noninterest expense$35,191,000570
Salaries and employee benefits$21,169,000466
Premises and equipment expense$7,006,000376
Additional noninterest expense$7,016,0001,008
Pre-tax net operating income$20,067,000368
Securities gains (losses)$-304,0007,192
Applicable income taxes$6,610,000336
Income before extraordinary items$13,153,000420
Extraordinary gains, net$029
Net income$13,153,000420
Minority interest net income$096
Net income of bank and minority interests.$13,153,000421
Net charge-offs$3,071,0001,178
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$13,356,680402
2011-09-30 (YTD Data)Rank
Total interest income$59,304,000365
Total interest expense$17,244,000250
Net interest income$42,060,000399
Provision for loan and lease losses$4,050,000730
Total noninterest income$3,347,0001,141
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$284,0003,141
Trading account gains and fees$0145
Additional Noninterest Income$3,063,000826
Total noninterest expense$25,505,000590
Salaries and employee benefits$15,429,000472
Premises and equipment expense$5,226,000378
Additional noninterest expense$4,850,0001,085
Pre-tax net operating income$15,852,000363
Securities gains (losses)$-111,0007,231
Applicable income taxes$5,311,000322
Income before extraordinary items$10,430,000403
Extraordinary gains, net$021
Net income$10,430,000403
Minority interest net income$087
Net income of bank and minority interests.$10,430,000403
Net charge-offs$3,656,000808
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$10,503,260394
2011-06-30 (YTD Data)Rank
Total interest income$39,619,000365
Total interest expense$11,793,000255
Net interest income$27,826,000403
Provision for loan and lease losses$2,700,000739
Total noninterest income$1,932,0001,261
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$145,0003,655
Trading account gains and fees$0153
Additional Noninterest Income$1,787,000904
Total noninterest expense$16,990,000599
Salaries and employee benefits$10,225,000476
Premises and equipment expense$3,486,000384
Additional noninterest expense$3,279,0001,091
Pre-tax net operating income$10,068,000364
Securities gains (losses)$172,000806
Applicable income taxes$3,428,000331
Income before extraordinary items$6,812,000402
Extraordinary gains, net$015
Net income$6,812,000402
Minority interest net income$089
Net income of bank and minority interests.$6,812,000402
Net charge-offs$2,241,000847
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,696,760396
2011-03-31 (YTD Data)Rank
Total interest income$19,950,000365
Total interest expense$5,968,000270
Net interest income$13,982,000398
Provision for loan and lease losses$1,350,000703
Total noninterest income$810,0001,406
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$810,000955
Total noninterest expense$8,519,000600
Salaries and employee benefits$5,194,000486
Premises and equipment expense$1,790,000378
Additional noninterest expense$1,535,0001,161
Pre-tax net operating income$4,923,000372
Securities gains (losses)$380,000205
Applicable income taxes$1,777,000304
Income before extraordinary items$3,526,000390
Extraordinary gains, net$09
Net income$3,526,000389
Minority interest net income$086
Net income of bank and minority interests.$3,526,000389
Net charge-offs$1,319,000706
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,275,200399
2010-12-31 (YTD Data)Rank
Total interest income$85,086,000354
Total interest expense$32,866,000243
Net interest income$52,220,000424
Provision for loan and lease losses$8,153,000793
Total noninterest income$4,045,0001,258
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$4,045,000858
Total noninterest expense$33,744,000606
Salaries and employee benefits$19,737,000501
Premises and equipment expense$6,768,000387
Additional noninterest expense$7,239,0001,024
Pre-tax net operating income$14,368,000403
Securities gains (losses)$-435,0007,409
Applicable income taxes$4,263,000417
Income before extraordinary items$9,670,000478
Extraordinary gains, net$029
Net income$9,670,000476
Minority interest net income$0111
Net income of bank and minority interests.$9,670,000478
Net charge-offs$6,878,000796
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$9,970,150438
2010-09-30 (YTD Data)Rank
Total interest income$64,361,000355
Total interest expense$26,032,000233
Net interest income$38,329,000433
Provision for loan and lease losses$6,096,000748
Total noninterest income$3,059,0001,242
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$3,059,000818
Total noninterest expense$24,958,000599
Salaries and employee benefits$14,763,000494
Premises and equipment expense$5,023,000389
Additional noninterest expense$5,172,0001,032
Pre-tax net operating income$10,334,000411
Securities gains (losses)$-390,0007,568
Applicable income taxes$3,115,000412
Income before extraordinary items$6,829,000497
Extraordinary gains, net$023
Net income$6,829,000500
Minority interest net income$0110
Net income of bank and minority interests.$6,829,000500
Net charge-offs$4,402,000853
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$7,098,100461
2010-06-30 (YTD Data)Rank
Total interest income$43,299,000359
Total interest expense$18,107,000229
Net interest income$25,192,000436
Provision for loan and lease losses$3,712,000802
Total noninterest income$2,221,0001,145
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$2,221,000741
Total noninterest expense$16,407,000612
Salaries and employee benefits$9,594,000504
Premises and equipment expense$3,348,000391
Additional noninterest expense$3,465,0001,022
Pre-tax net operating income$7,294,000391
Securities gains (losses)$-377,0007,656
Applicable income taxes$2,228,000374
Income before extraordinary items$4,689,000466
Extraordinary gains, net$019
Net income$4,689,000466
Minority interest net income$0105
Net income of bank and minority interests.$4,689,000467
Net charge-offs$3,247,000772
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,945,360430
2010-03-31 (YTD Data)Rank
Total interest income$21,831,000371
Total interest expense$9,254,000240
Net interest income$12,577,000447
Provision for loan and lease losses$2,287,000673
Total noninterest income$1,122,0001,112
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,122,000720
Total noninterest expense$8,087,000624
Salaries and employee benefits$4,767,000513
Premises and equipment expense$1,698,000398
Additional noninterest expense$1,622,0001,078
Pre-tax net operating income$3,325,000400
Securities gains (losses)$-417,0007,824
Applicable income taxes$863,000426
Income before extraordinary items$2,045,000544
Extraordinary gains, net$016
Net income$2,045,000546
Minority interest net income$091
Net income of bank and minority interests.$2,045,000546
Net charge-offs$1,728,000723
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,336,900455
2009-12-31 (YTD Data)Rank
Total interest income$92,570,000363
Total interest expense$45,674,000248
Net interest income$46,896,000453
Provision for loan and lease losses$8,226,0001,005
Total noninterest income$3,454,0001,461
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$3,454,000951
Total noninterest expense$33,460,000623
Salaries and employee benefits$18,293,000529
Premises and equipment expense$6,852,000392
Additional noninterest expense$8,315,000948
Pre-tax net operating income$8,664,000496
Securities gains (losses)$-1,043,0007,717
Applicable income taxes$1,679,000645
Income before extraordinary items$5,942,000573
Extraordinary gains, net$034
Net income$5,942,000572
Minority interest net income$0115
Net income of bank and minority interests.$5,942,000574
Net charge-offs$3,085,0001,577
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,755,540500
2009-09-30 (YTD Data)Rank
Total interest income$70,111,000374
Total interest expense$35,856,000256
Net interest income$34,255,000477
Provision for loan and lease losses$3,877,0001,260
Total noninterest income$2,617,0001,468
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$2,617,000955
Total noninterest expense$24,508,000640
Salaries and employee benefits$13,383,000552
Premises and equipment expense$5,128,000406
Additional noninterest expense$5,997,000933
Pre-tax net operating income$8,487,000388
Securities gains (losses)$-972,0007,859
Applicable income taxes$2,037,000461
Income before extraordinary items$5,478,000476
Extraordinary gains, net$027
Net income$5,478,000474
Minority interest net income$0118
Net income of bank and minority interests.$5,478,000476
Net charge-offs$2,169,0001,429
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,187,560426
2009-06-30 (YTD Data)Rank
Total interest income$47,230,000381
Total interest expense$25,143,000260
Net interest income$22,087,000498
Provision for loan and lease losses$3,577,000965
Total noninterest income$1,819,0001,433
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$1,819,000954
Total noninterest expense$16,662,000641
Salaries and employee benefits$8,912,000558
Premises and equipment expense$3,445,000411
Additional noninterest expense$4,305,000884
Pre-tax net operating income$3,667,000620
Securities gains (losses)$-301,0007,846
Applicable income taxes$744,000799
Income before extraordinary items$2,622,000695
Extraordinary gains, net$021
Net income$2,622,000693
Minority interest net income$0112
Net income of bank and minority interests.$2,622,000696
Net charge-offs$2,039,0001,112
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,856,780620
2009-03-31 (YTD Data)Rank
Total interest income$23,914,000382
Total interest expense$13,164,000263
Net interest income$10,750,000498
Provision for loan and lease losses$1,277,0001,018
Total noninterest income$853,0001,474
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$853,000956
Total noninterest expense$7,937,000645
Salaries and employee benefits$4,445,000566
Premises and equipment expense$1,760,000404
Additional noninterest expense$1,732,000975
Pre-tax net operating income$2,389,000493
Securities gains (losses)$02,434
Applicable income taxes$658,000504
Income before extraordinary items$1,731,000575
Extraordinary gains, net$015
Net income$1,731,000575
Minority interest net income$0102
Net income of bank and minority interests.$1,731,000578
Net charge-offs$1,557,000716
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,731,000536
2008-12-31 (YTD Data)Rank
Total interest income$98,971,000393
Total interest expense$60,536,000274
Net interest income$38,435,000567
Provision for loan and lease losses$07,334
Total noninterest income$3,769,0001,323
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$3,769,000803
Total noninterest expense$30,380,000656
Salaries and employee benefits$17,533,000550
Premises and equipment expense$6,892,000403
Additional noninterest expense$5,955,0001,085
Pre-tax net operating income$11,824,000450
Securities gains (losses)$03,220
Applicable income taxes$3,331,000428
Income before extraordinary items$8,493,000459
Extraordinary gains, net$039
Net income$8,493,000459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$608,0002,534
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,493,000479
2008-09-30 (YTD Data)Rank
Total interest income$74,138,000408
Total interest expense$46,176,000287
Net interest income$27,962,000601
Provision for loan and lease losses$06,991
Total noninterest income$2,547,0001,486
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$2,547,000919
Total noninterest expense$22,226,000662
Salaries and employee benefits$12,830,000583
Premises and equipment expense$5,077,000417
Additional noninterest expense$4,319,0001,062
Pre-tax net operating income$8,283,000605
Securities gains (losses)$03,106
Applicable income taxes$2,351,000567
Income before extraordinary items$5,932,000614
Extraordinary gains, net$031
Net income$5,932,000613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0002,276
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,932,000649
2008-06-30 (YTD Data)Rank
Total interest income$49,410,000415
Total interest expense$31,441,000295
Net interest income$17,969,000613
Provision for loan and lease losses$06,671
Total noninterest income$1,667,0001,524
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$1,667,000967
Total noninterest expense$14,830,000656
Salaries and employee benefits$8,497,000586
Premises and equipment expense$3,386,000418
Additional noninterest expense$2,947,0001,016
Pre-tax net operating income$4,806,000727
Securities gains (losses)$03,233
Applicable income taxes$1,373,000713
Income before extraordinary items$3,433,000800
Extraordinary gains, net$021
Net income$3,433,000799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0001,555
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,433,000787
2008-03-31 (YTD Data)Rank
Total interest income$24,729,000431
Total interest expense$16,036,000307
Net interest income$8,693,000631
Provision for loan and lease losses$06,080
Total noninterest income$811,0001,550
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$811,000994
Total noninterest expense$7,302,000655
Salaries and employee benefits$4,242,000593
Premises and equipment expense$1,665,000425
Additional noninterest expense$1,395,0001,036
Pre-tax net operating income$2,202,000861
Securities gains (losses)$02,688
Applicable income taxes$621,000851
Income before extraordinary items$1,581,000949
Extraordinary gains, net$015
Net income$1,581,000951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0001,028
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,581,000911
2007-12-31 (YTD Data)Rank
Total interest income$97,872,000448
Total interest expense$63,385,000333
Net interest income$34,487,000651
Provision for loan and lease losses$06,851
Total noninterest income$2,522,0001,878
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$2,522,0001,150
Total noninterest expense$27,786,000680
Salaries and employee benefits$15,615,000619
Premises and equipment expense$6,459,000413
Additional noninterest expense$5,712,000996
Pre-tax net operating income$9,223,000919
Securities gains (losses)$6,0001,516
Applicable income taxes$2,530,000916
Income before extraordinary items$6,699,000977
Extraordinary gains, net$039
Net income$6,699,000975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-654,0008,513
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,694,620965
2007-09-30 (YTD Data)Rank
Total interest income$73,064,000450
Total interest expense$47,217,000337
Net interest income$25,847,000647
Provision for loan and lease losses$06,528
Total noninterest income$1,776,0001,963
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$1,776,0001,225
Total noninterest expense$20,574,000671
Salaries and employee benefits$11,674,000622
Premises and equipment expense$4,800,000415
Additional noninterest expense$4,100,0001,012
Pre-tax net operating income$7,049,000981
Securities gains (losses)$6,0001,140
Applicable income taxes$2,117,000926
Income before extraordinary items$4,938,0001,067
Extraordinary gains, net$033
Net income$4,938,0001,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-654,0008,541
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,933,8001,047
2007-06-30 (YTD Data)Rank
Total interest income$48,569,000461
Total interest expense$31,328,000347
Net interest income$17,241,000662
Provision for loan and lease losses$06,209
Total noninterest income$1,168,0002,001
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,168,0001,251
Total noninterest expense$13,695,000687
Salaries and employee benefits$7,776,000635
Premises and equipment expense$3,194,000431
Additional noninterest expense$2,725,0001,027
Pre-tax net operating income$4,714,0001,019
Securities gains (losses)$01,444
Applicable income taxes$1,407,000974
Income before extraordinary items$3,307,0001,092
Extraordinary gains, net$029
Net income$3,307,0001,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-654,0008,595
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,307,0001,069
2007-03-31 (YTD Data)Rank
Total interest income$24,197,000464
Total interest expense$15,676,000344
Net interest income$8,521,000657
Provision for loan and lease losses$05,779
Total noninterest income$577,0002,010
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$577,0001,231
Total noninterest expense$6,731,000697
Salaries and employee benefits$3,892,000639
Premises and equipment expense$1,637,000423
Additional noninterest expense$1,202,0001,130
Pre-tax net operating income$2,367,000996
Securities gains (losses)$01,187
Applicable income taxes$702,000974
Income before extraordinary items$1,665,0001,063
Extraordinary gains, net$022
Net income$1,665,0001,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-658,0008,630
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,665,0001,047
2006-12-31 (YTD Data)Rank
Total interest income$91,312,000455
Total interest expense$53,799,000339
Net interest income$37,513,000611
Provision for loan and lease losses$06,850
Total noninterest income$2,319,0001,994
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$2,319,0001,206
Total noninterest expense$26,587,000672
Salaries and employee benefits$15,366,000613
Premises and equipment expense$6,214,000416
Additional noninterest expense$5,007,0001,059
Pre-tax net operating income$13,245,000761
Securities gains (losses)$85,000566
Applicable income taxes$4,711,000670
Income before extraordinary items$8,619,000870
Extraordinary gains, net$051
Net income$8,619,000870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0001,817
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,563,750861
2006-09-30 (YTD Data)Rank
Total interest income$67,335,000468
Total interest expense$38,212,000358
Net interest income$29,123,000608
Provision for loan and lease losses$06,685
Total noninterest income$1,730,0002,011
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,730,0001,226
Total noninterest expense$19,578,000691
Salaries and employee benefits$11,551,000624
Premises and equipment expense$4,492,000443
Additional noninterest expense$3,535,0001,140
Pre-tax net operating income$11,275,000718
Securities gains (losses)$85,000467
Applicable income taxes$4,024,000636
Income before extraordinary items$7,336,000800
Extraordinary gains, net$045
Net income$7,336,000799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,856
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,280,750796
2006-06-30 (YTD Data)Rank
Total interest income$43,980,000468
Total interest expense$23,930,000365
Net interest income$20,050,000588
Provision for loan and lease losses$06,419
Total noninterest income$1,172,0001,989
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,172,0001,208
Total noninterest expense$12,940,000696
Salaries and employee benefits$7,616,000646
Premises and equipment expense$2,957,000450
Additional noninterest expense$2,367,0001,143
Pre-tax net operating income$8,282,000650
Securities gains (losses)$85,000373
Applicable income taxes$2,974,000600
Income before extraordinary items$5,393,000728
Extraordinary gains, net$039
Net income$5,393,000728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,339
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,338,600725
2006-03-31 (YTD Data)Rank
Total interest income$21,654,000462
Total interest expense$11,446,000361
Net interest income$10,208,000569
Provision for loan and lease losses$06,013
Total noninterest income$621,0001,876
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$621,0001,145
Total noninterest expense$6,379,000707
Salaries and employee benefits$3,781,000645
Premises and equipment expense$1,530,000435
Additional noninterest expense$1,068,0001,244
Pre-tax net operating income$4,450,000602
Securities gains (losses)$0955
Applicable income taxes$1,583,000565
Income before extraordinary items$2,867,000677
Extraordinary gains, net$021
Net income$2,867,000676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,102
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,867,000664
2005-12-31 (YTD Data)Rank
Total interest income$82,015,000440
Total interest expense$36,706,000352
Net interest income$45,309,000491
Provision for loan and lease losses$360,0002,451
Total noninterest income$1,958,0002,250
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,958,0001,384
Total noninterest expense$26,429,000655
Salaries and employee benefits$15,420,000594
Premises and equipment expense$5,623,000443
Additional noninterest expense$5,386,000966
Pre-tax net operating income$20,478,000524
Securities gains (losses)$02,296
Applicable income taxes$7,101,000494
Income before extraordinary items$13,377,000561
Extraordinary gains, net$046
Net income$13,377,000561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-173,0008,711
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$13,377,000546
2005-09-30 (YTD Data)Rank
Total interest income$60,106,000437
Total interest expense$26,113,000347
Net interest income$33,993,000479
Provision for loan and lease losses$270,0002,383
Total noninterest income$1,454,0002,263
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,454,0001,401
Total noninterest expense$19,499,000657
Salaries and employee benefits$11,348,000597
Premises and equipment expense$4,238,000440
Additional noninterest expense$3,913,000982
Pre-tax net operating income$15,678,000520
Securities gains (losses)$02,317
Applicable income taxes$5,484,000489
Income before extraordinary items$10,194,000556
Extraordinary gains, net$035
Net income$10,194,000556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-172,0008,724
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$10,194,000541
2005-06-30 (YTD Data)Rank
Total interest income$39,587,000431
Total interest expense$16,530,000340
Net interest income$23,057,000471
Provision for loan and lease losses$180,0002,307
Total noninterest income$953,0002,259
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$953,0001,398
Total noninterest expense$13,192,000651
Salaries and employee benefits$7,658,000593
Premises and equipment expense$2,839,000431
Additional noninterest expense$2,695,000930
Pre-tax net operating income$10,638,000505
Securities gains (losses)$02,146
Applicable income taxes$3,742,000481
Income before extraordinary items$6,896,000547
Extraordinary gains, net$030
Net income$6,896,000547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-172,0008,744
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,896,000532
2005-03-31 (YTD Data)Rank
Total interest income$18,977,000430
Total interest expense$7,857,000333
Net interest income$11,120,000479
Provision for loan and lease losses$90,0002,180
Total noninterest income$464,0002,248
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$464,0001,397
Total noninterest expense$6,576,000647
Salaries and employee benefits$3,890,000580
Premises and equipment expense$1,409,000435
Additional noninterest expense$1,277,000980
Pre-tax net operating income$4,918,000523
Securities gains (losses)$01,685
Applicable income taxes$1,713,000512
Income before extraordinary items$3,205,000578
Extraordinary gains, net$024
Net income$3,205,000578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,205,000559
2004-12-31 (YTD Data)Rank
Total interest income$69,522,000425
Total interest expense$27,810,000317
Net interest income$41,712,000491
Provision for loan and lease losses$360,0002,548
Total noninterest income$4,863,0001,101
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$4,863,000685
Total noninterest expense$26,925,000618
Salaries and employee benefits$16,073,000542
Premises and equipment expense$5,227,000444
Additional noninterest expense$5,625,000889
Pre-tax net operating income$19,290,000504
Securities gains (losses)$03,819
Applicable income taxes$6,798,000483
Income before extraordinary items$12,492,000559
Extraordinary gains, net$034
Net income$12,492,000560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0008,659
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$12,492,000540
2004-09-30 (YTD Data)Rank
Total interest income$51,326,000427
Total interest expense$20,358,000324
Net interest income$30,968,000494
Provision for loan and lease losses$270,0002,429
Total noninterest income$4,382,000952
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$4,382,000603
Total noninterest expense$20,286,000620
Salaries and employee benefits$12,297,000535
Premises and equipment expense$3,863,000457
Additional noninterest expense$4,126,000895
Pre-tax net operating income$14,794,000490
Securities gains (losses)$03,710
Applicable income taxes$5,233,000468
Income before extraordinary items$9,561,000552
Extraordinary gains, net$026
Net income$9,561,000553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,0008,681
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$9,561,000528
2004-06-30 (YTD Data)Rank
Total interest income$33,930,000427
Total interest expense$13,340,000330
Net interest income$20,590,000485
Provision for loan and lease losses$180,0002,366
Total noninterest income$3,914,000743
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$3,914,000493
Total noninterest expense$13,434,000621
Salaries and employee benefits$8,236,000538
Premises and equipment expense$2,555,000461
Additional noninterest expense$2,643,000942
Pre-tax net operating income$10,890,000458
Securities gains (losses)$03,413
Applicable income taxes$3,969,000432
Income before extraordinary items$6,921,000511
Extraordinary gains, net$021
Net income$6,921,000510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,716
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,921,000485
2004-03-31 (YTD Data)Rank
Total interest income$16,821,000435
Total interest expense$6,683,000332
Net interest income$10,138,000506
Provision for loan and lease losses$90,0002,254
Total noninterest income$3,449,000494
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$3,449,000340
Total noninterest expense$7,209,000595
Salaries and employee benefits$4,686,000483
Premises and equipment expense$1,290,000465
Additional noninterest expense$1,233,0001,000
Pre-tax net operating income$6,288,000406
Securities gains (losses)$02,934
Applicable income taxes$2,403,000392
Income before extraordinary items$3,885,000471
Extraordinary gains, net$016
Net income$3,885,000470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,741
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,885,000434
2003-12-31 (YTD Data)Rank
Total interest income$66,666,000443
Total interest expense$29,040,000335
Net interest income$37,626,000521
Provision for loan and lease losses$360,0002,773
Total noninterest income$6,492,000923
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$6,492,000622
Total noninterest expense$23,729,000685
Salaries and employee benefits$12,832,000663
Premises and equipment expense$4,804,000492
Additional noninterest expense$6,093,000839
Pre-tax net operating income$20,029,000481
Securities gains (losses)$2,540,000251
Applicable income taxes$8,442,000420
Income before extraordinary items$14,127,000503
Extraordinary gains, net$054
Net income$14,127,000505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,839
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$12,501,400524
2003-09-30 (YTD Data)Rank
Total interest income$49,948,000453
Total interest expense$22,111,000349
Net interest income$27,837,000532
Provision for loan and lease losses$270,0002,692
Total noninterest income$1,899,0001,985
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,899,0001,280
Total noninterest expense$16,611,000743
Salaries and employee benefits$9,147,000714
Premises and equipment expense$3,515,000513
Additional noninterest expense$3,949,000970
Pre-tax net operating income$12,855,000550
Securities gains (losses)$2,540,000232
Applicable income taxes$5,904,000447
Income before extraordinary items$9,491,000570
Extraordinary gains, net$040
Net income$9,491,000569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,690
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,865,400608
2003-06-30 (YTD Data)Rank
Total interest income$33,832,000454
Total interest expense$14,977,000355
Net interest income$18,855,000530
Provision for loan and lease losses$180,0002,675
Total noninterest income$1,302,0001,922
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$1,302,0001,257
Total noninterest expense$10,824,000760
Salaries and employee benefits$6,023,000726
Premises and equipment expense$2,278,000528
Additional noninterest expense$2,523,0001,005
Pre-tax net operating income$9,153,000522
Securities gains (losses)$2,540,000195
Applicable income taxes$4,540,000414
Income before extraordinary items$7,153,000516
Extraordinary gains, net$030
Net income$7,153,000516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,664
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,527,400579
2003-03-31 (YTD Data)Rank
Total interest income$17,195,000456
Total interest expense$7,584,000362
Net interest income$9,611,000524
Provision for loan and lease losses$90,0002,494
Total noninterest income$615,0001,963
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$615,0001,275
Total noninterest expense$5,266,000774
Salaries and employee benefits$2,993,000729
Premises and equipment expense$1,131,000535
Additional noninterest expense$1,142,0001,086
Pre-tax net operating income$4,870,000503
Securities gains (losses)$1,879,000154
Applicable income taxes$2,668,000378
Income before extraordinary items$4,081,000461
Extraordinary gains, net$021
Net income$4,081,000460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,878,440569
2002-12-31 (YTD Data)Rank
Total interest income$71,305,000459
Total interest expense$33,581,000377
Net interest income$37,724,000527
Provision for loan and lease losses$360,0003,054
Total noninterest income$1,300,0002,911
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,300,0001,837
Total noninterest expense$20,502,000778
Salaries and employee benefits$11,557,000707
Premises and equipment expense$3,245,000680
Additional noninterest expense$5,700,000879
Pre-tax net operating income$18,162,000510
Securities gains (losses)$2,431,000252
Applicable income taxes$8,772,000394
Income before extraordinary items$11,821,000561
Extraordinary gains, net$070
Net income$11,821,000563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,907
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,265,160587
2001-12-31 (YTD Data)Rank
Total interest income$72,927,000498
Total interest expense$41,691,000434
Net interest income$31,236,000588
Provision for loan and lease losses$360,0002,816
Total noninterest income$1,156,0003,004
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$1,156,0001,843
Total noninterest expense$14,467,0001,025
Salaries and employee benefits$8,665,000862
Premises and equipment expense$2,473,000852
Additional noninterest expense$3,329,0001,404
Pre-tax net operating income$17,565,000478
Securities gains (losses)$04,612
Applicable income taxes$6,543,000454
Income before extraordinary items$11,022,000536
Extraordinary gains, net$0105
Net income$11,022,000537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$11,022,000514
2000-12-31 (YTD Data)Rank
Total interest income$70,901,000540
Total interest expense$39,933,000501
Net interest income$30,968,000599
Provision for loan and lease losses$592,0001,649
Total noninterest income$1,215,0002,731
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$1,215,0001,639
Total noninterest expense$13,477,0001,039
Salaries and employee benefits$8,216,000847
Premises and equipment expense$2,096,000952
Additional noninterest expense$3,165,0001,415
Pre-tax net operating income$18,114,000484
Securities gains (losses)$153,000469
Applicable income taxes$6,806,000440
Income before extraordinary items$11,461,000515
Extraordinary gains, net$038
Net income$11,461,000516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,566
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$11,363,080514
1999-12-31 (YTD Data)Rank
Total interest income$67,482,000554
Total interest expense$37,689,000472
Net interest income$29,793,000638
Provision for loan and lease losses$593,0001,541
Total noninterest income$1,273,0002,585
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,273,0001,563
Total noninterest expense$14,266,000981
Salaries and employee benefits$8,191,000839
Premises and equipment expense$1,983,0001,018
Additional noninterest expense$4,092,0001,143
Pre-tax net operating income$16,207,000572
Securities gains (losses)$38,0001,095
Applicable income taxes$6,149,000524
Income before extraordinary items$10,096,000620
Extraordinary gains, net$035
Net income$10,096,000620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,166
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$10,071,680607
1998-12-31 (YTD Data)Rank
Total interest income$67,109,000546
Total interest expense$38,453,000476
Net interest income$28,656,000623
Provision for loan and lease losses$439,0001,925
Total noninterest income$1,423,0002,356
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$1,423,0001,454
Total noninterest expense$13,142,0001,011
Salaries and employee benefits$7,394,000892
Premises and equipment expense$1,594,0001,205
Additional noninterest expense$4,154,0001,093
Pre-tax net operating income$16,498,000511
Securities gains (losses)$241,000827
Applicable income taxes$6,260,000480
Income before extraordinary items$10,479,000570
Extraordinary gains, net$032
Net income$10,479,000569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$396,0001,517
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$10,324,760553
1997-12-31 (YTD Data)Rank
Total interest income$65,696,000561
Total interest expense$36,076,000508
Net interest income$29,620,000618
Provision for loan and lease losses$1,007,000982
Total noninterest income$1,371,0002,372
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$1,371,0001,409
Total noninterest expense$13,458,0001,016
Salaries and employee benefits$7,637,000869
Premises and equipment expense$1,669,0001,196
Additional noninterest expense$4,152,0001,101
Pre-tax net operating income$16,526,000540
Securities gains (losses)$2,0003,292
Applicable income taxes$6,054,000535
Income before extraordinary items$10,474,000577
Extraordinary gains, net$044
Net income$10,474,000577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,357,000649
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$10,472,720560
1996-12-31 (YTD Data)Rank
Total interest income$62,236,000621
Total interest expense$33,594,000559
Net interest income$28,642,000679
Provision for loan and lease losses$600,0001,497
Total noninterest income$947,0003,269
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$947,0001,884
Total noninterest expense$19,836,000793
Salaries and employee benefits$7,738,000882
Premises and equipment expense$1,707,0001,215
Additional noninterest expense$10,391,000655
Pre-tax net operating income$9,153,000846
Securities gains (losses)$169,000751
Applicable income taxes$3,415,000782
Income before extraordinary items$5,907,000900
Extraordinary gains, net$053
Net income$5,907,000901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,819
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,798,840897
1995-12-31 (YTD Data)Rank
Total interest income$59,727,000664
Total interest expense$31,708,000623
Net interest income$28,019,000713
Provision for loan and lease losses$1,160,000848
Total noninterest income$1,277,0002,578
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,277,0001,529
Total noninterest expense$13,771,0001,090
Salaries and employee benefits$7,371,000925
Premises and equipment expense$1,595,0001,305
Additional noninterest expense$4,805,0001,157
Pre-tax net operating income$14,365,000619
Securities gains (losses)$25,0001,741
Applicable income taxes$5,301,000590
Income before extraordinary items$9,089,000644
Extraordinary gains, net$065
Net income$9,089,000644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,320,000523
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$9,073,000641
1994-12-31 (YTD Data)Rank
Total interest income$56,003,000639
Total interest expense$25,135,000597
Net interest income$30,868,000654
Provision for loan and lease losses$600,0001,325
Total noninterest income$1,327,0002,534
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,327,0001,513
Total noninterest expense$14,874,0001,022
Salaries and employee benefits$7,559,000903
Premises and equipment expense$1,702,0001,230
Additional noninterest expense$5,613,0001,065
Pre-tax net operating income$16,721,000523
Securities gains (losses)$03,600
Applicable income taxes$6,276,000480
Income before extraordinary items$10,445,000537
Extraordinary gains, net$0249
Net income$10,445,000537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,847,000356
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$10,445,000544
1993-12-31 (YTD Data)Rank
Total interest income$59,186,000601
Total interest expense$26,499,000575
Net interest income$32,687,000623
Provision for loan and lease losses$4,875,000444
Total noninterest income$1,755,0002,160
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$1,755,0001,378
Total noninterest expense$14,473,0001,091
Salaries and employee benefits$6,718,0001,021
Premises and equipment expense$1,538,0001,387
Additional noninterest expense$6,217,0001,064
Pre-tax net operating income$15,094,000508
Securities gains (losses)$07,477
Applicable income taxes$5,732,000485
Income before extraordinary items$9,362,000570
Extraordinary gains, net$3,111,00099
Net income$12,473,000461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$631,0001,542
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$9,362,000528
1992-12-31 (YTD Data)Rank
Total interest income$68,294,000600
Total interest expense$37,795,000558
Net interest income$30,499,000668
Provision for loan and lease losses$8,700,000413
Total noninterest income$3,760,0001,190
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$3,760,000821
Total noninterest expense$17,567,000946
Salaries and employee benefits$5,343,0001,257
Premises and equipment expense$1,463,0001,467
Additional noninterest expense$10,761,000727
Pre-tax net operating income$7,992,000797
Securities gains (losses)$08,369
Applicable income taxes$4,842,000492
Income before extraordinary items$3,150,0001,484
Extraordinary gains, net$01,422
Net income$3,150,0001,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,257,000249
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,150,0001,372

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.