Home > Spencer County Bank > Income and Expense
Spencer County Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $5,270,000 | 3,619 |
| Total interest expense | $881,000 | 3,791 |
| Net interest income | $4,389,000 | 3,513 |
| Provision for loan and lease losses | $27,000 | 2,991 |
| Total noninterest income | $969,000 | 2,762 |
| Gross Fiduciary activities income | $1,000 | 939 |
| Service charges on deposit accounts | $119,000 | 3,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $849,000 | 2,445 |
| Total noninterest expense | $3,617,000 | 3,483 |
| Salaries and employee benefits | $1,948,000 | 3,481 |
| Premises and equipment expense | $365,000 | 3,372 |
| Additional noninterest expense | $849,000 | 2,445 |
| Pre-tax net operating income | $1,714,000 | 3,118 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $361,000 | 2,109 |
| Income before extraordinary items | $1,353,000 | 3,189 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,353,000 | 3,224 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,353,000 | 3,191 |
| Net charge-offs | $28,000 | 2,061 |
| Cash dividends | $72,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,353,000 | 3,228 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $3,911,000 | 3,624 |
| Total interest expense | $600,000 | 3,786 |
| Net interest income | $3,311,000 | 3,531 |
| Provision for loan and lease losses | $12,000 | 2,922 |
| Total noninterest income | $728,000 | 2,783 |
| Gross Fiduciary activities income | $1,000 | 905 |
| Service charges on deposit accounts | $91,000 | 3,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $636,000 | 2,439 |
| Total noninterest expense | $2,675,000 | 3,479 |
| Salaries and employee benefits | $1,438,000 | 3,483 |
| Premises and equipment expense | $287,000 | 3,318 |
| Additional noninterest expense | $636,000 | 2,438 |
| Pre-tax net operating income | $1,352,000 | 3,141 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $232,000 | 2,264 |
| Income before extraordinary items | $1,120,000 | 3,169 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,120,000 | 3,202 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,120,000 | 3,170 |
| Net charge-offs | $8,000 | 2,199 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,120,000 | 3,196 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 3,644 |
| Total interest expense | $360,000 | 3,773 |
| Net interest income | $2,167,000 | 3,563 |
| Provision for loan and lease losses | $3,000 | 2,874 |
| Total noninterest income | $545,000 | 2,603 |
| Gross Fiduciary activities income | $1,000 | 884 |
| Service charges on deposit accounts | $59,000 | 3,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $485,000 | 2,224 |
| Total noninterest expense | $1,750,000 | 3,504 |
| Salaries and employee benefits | $942,000 | 3,513 |
| Premises and equipment expense | $184,000 | 3,370 |
| Additional noninterest expense | $485,000 | 2,220 |
| Pre-tax net operating income | $959,000 | 3,091 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $149,000 | 2,320 |
| Income before extraordinary items | $810,000 | 3,106 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $810,000 | 3,139 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $810,000 | 3,105 |
| Net charge-offs | $3,000 | 2,145 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $810,000 | 3,119 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 3,688 |
| Total interest expense | $158,000 | 3,750 |
| Net interest income | $1,070,000 | 3,601 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $396,000 | 2,189 |
| Gross Fiduciary activities income | $1,000 | 879 |
| Service charges on deposit accounts | $29,000 | 3,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 1,837 |
| Total noninterest expense | $858,000 | 3,565 |
| Salaries and employee benefits | $467,000 | 3,569 |
| Premises and equipment expense | $90,000 | 3,449 |
| Additional noninterest expense | $366,000 | 1,837 |
| Pre-tax net operating income | $608,000 | 2,874 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $78,000 | 2,321 |
| Income before extraordinary items | $530,000 | 2,838 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $530,000 | 2,837 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $530,000 | 2,838 |
| Net charge-offs | $5,000 | 1,579 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $530,000 | 2,871 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $4,176,000 | 3,680 |
| Total interest expense | $321,000 | 3,700 |
| Net interest income | $3,855,000 | 3,651 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,089,000 | 2,701 |
| Gross Fiduciary activities income | $1,000 | 979 |
| Service charges on deposit accounts | $129,000 | 3,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $959,000 | 2,371 |
| Total noninterest expense | $3,545,000 | 3,508 |
| Salaries and employee benefits | $1,841,000 | 3,583 |
| Premises and equipment expense | $391,000 | 3,334 |
| Additional noninterest expense | $959,000 | 2,371 |
| Pre-tax net operating income | $1,399,000 | 3,496 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $192,000 | 2,664 |
| Income before extraordinary items | $1,207,000 | 3,491 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,207,000 | 3,489 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,207,000 | 3,490 |
| Net charge-offs | $-18,000 | 3,793 |
| Cash dividends | $58,000 | 3,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,207,000 | 3,513 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $2,993,000 | 3,705 |
| Total interest expense | $240,000 | 3,534 |
| Net interest income | $2,753,000 | 3,689 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $871,000 | 2,658 |
| Gross Fiduciary activities income | $1,000 | 945 |
| Service charges on deposit accounts | $96,000 | 3,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $774,000 | 2,344 |
| Total noninterest expense | $2,652,000 | 3,501 |
| Salaries and employee benefits | $1,417,000 | 3,533 |
| Premises and equipment expense | $286,000 | 3,375 |
| Additional noninterest expense | $774,000 | 2,344 |
| Pre-tax net operating income | $972,000 | 3,571 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $111,000 | 2,808 |
| Income before extraordinary items | $861,000 | 3,532 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $861,000 | 3,530 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $861,000 | 3,531 |
| Net charge-offs | $-26,000 | 3,890 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $861,000 | 3,562 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 3,763 |
| Total interest expense | $164,000 | 3,448 |
| Net interest income | $1,731,000 | 3,767 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $324,000 | 3,306 |
| Gross Fiduciary activities income | $1,000 | 891 |
| Service charges on deposit accounts | $62,000 | 3,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 3,069 |
| Total noninterest expense | $1,619,000 | 3,621 |
| Salaries and employee benefits | $878,000 | 3,647 |
| Premises and equipment expense | $189,000 | 3,410 |
| Additional noninterest expense | $552,000 | 3,539 |
| Pre-tax net operating income | $436,000 | 3,795 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $53,000 | 2,900 |
| Income before extraordinary items | $383,000 | 3,763 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $383,000 | 3,763 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $383,000 | 3,763 |
| Net charge-offs | $-24,000 | 3,945 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $383,000 | 3,799 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 3,879 |
| Total interest expense | $84,000 | 3,396 |
| Net interest income | $762,000 | 3,881 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $157,000 | 3,306 |
| Gross Fiduciary activities income | $1,000 | 862 |
| Service charges on deposit accounts | $30,000 | 3,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 3,050 |
| Total noninterest expense | $810,000 | 3,633 |
| Salaries and employee benefits | $431,000 | 3,679 |
| Premises and equipment expense | $97,000 | 3,383 |
| Additional noninterest expense | $282,000 | 3,509 |
| Pre-tax net operating income | $109,000 | 4,097 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $8,000 | 3,187 |
| Income before extraordinary items | $101,000 | 4,059 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $101,000 | 4,058 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $101,000 | 4,059 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $101,000 | 4,082 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,468,000 | 3,927 |
| Total interest expense | $498,000 | 3,186 |
| Net interest income | $2,970,000 | 3,980 |
| Provision for loan and lease losses | $135,000 | 1,981 |
| Total noninterest income | $850,000 | 3,153 |
| Gross Fiduciary activities income | $1,000 | 958 |
| Service charges on deposit accounts | $101,000 | 3,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $748,000 | 2,906 |
| Total noninterest expense | $3,241,000 | 3,648 |
| Salaries and employee benefits | $1,715,000 | 3,713 |
| Premises and equipment expense | $393,000 | 3,381 |
| Additional noninterest expense | $1,133,000 | 3,533 |
| Pre-tax net operating income | $444,000 | 4,296 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $42,000 | 3,344 |
| Income before extraordinary items | $402,000 | 4,300 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $402,000 | 4,299 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $402,000 | 4,300 |
| Net charge-offs | $496,000 | 643 |
| Cash dividends | $22,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $402,000 | 4,283 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 4,000 |
| Total interest expense | $403,000 | 3,169 |
| Net interest income | $2,203,000 | 4,065 |
| Provision for loan and lease losses | $125,000 | 1,815 |
| Total noninterest income | $645,000 | 3,169 |
| Gross Fiduciary activities income | $1,000 | 928 |
| Service charges on deposit accounts | $74,000 | 3,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $570,000 | 2,937 |
| Total noninterest expense | $2,425,000 | 3,688 |
| Salaries and employee benefits | $1,283,000 | 3,736 |
| Premises and equipment expense | $404,000 | 2,940 |
| Additional noninterest expense | $738,000 | 3,716 |
| Pre-tax net operating income | $298,000 | 4,423 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $46,000 | 3,213 |
| Income before extraordinary items | $252,000 | 4,445 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $252,000 | 4,444 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $252,000 | 4,445 |
| Net charge-offs | $496,000 | 504 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $252,000 | 4,430 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 4,015 |
| Total interest expense | $294,000 | 3,124 |
| Net interest income | $1,464,000 | 4,088 |
| Provision for loan and lease losses | $90,000 | 1,757 |
| Total noninterest income | $451,000 | 3,119 |
| Gross Fiduciary activities income | $1,000 | 917 |
| Service charges on deposit accounts | $48,000 | 3,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $402,000 | 2,838 |
| Total noninterest expense | $1,614,000 | 3,701 |
| Salaries and employee benefits | $848,000 | 3,773 |
| Premises and equipment expense | $267,000 | 2,947 |
| Additional noninterest expense | $499,000 | 3,712 |
| Pre-tax net operating income | $211,000 | 4,424 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $44,000 | 3,097 |
| Income before extraordinary items | $167,000 | 4,477 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $167,000 | 4,476 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $167,000 | 4,477 |
| Net charge-offs | $503,000 | 403 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $167,000 | 4,463 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $895,000 | 4,005 |
| Total interest expense | $160,000 | 3,079 |
| Net interest income | $735,000 | 4,085 |
| Provision for loan and lease losses | $45,000 | 1,795 |
| Total noninterest income | $236,000 | 3,036 |
| Gross Fiduciary activities income | $1,000 | 885 |
| Service charges on deposit accounts | $25,000 | 3,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 2,788 |
| Total noninterest expense | $799,000 | 3,714 |
| Salaries and employee benefits | $420,000 | 3,787 |
| Premises and equipment expense | $134,000 | 2,951 |
| Additional noninterest expense | $245,000 | 3,710 |
| Pre-tax net operating income | $127,000 | 4,340 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $21,000 | 3,067 |
| Income before extraordinary items | $106,000 | 4,377 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $106,000 | 4,376 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $106,000 | 4,377 |
| Net charge-offs | $517,000 | 260 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $106,000 | 4,362 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 3,882 |
| Total interest expense | $818,000 | 3,224 |
| Net interest income | $3,222,000 | 3,948 |
| Provision for loan and lease losses | $150,000 | 3,250 |
| Total noninterest income | $920,000 | 2,957 |
| Gross Fiduciary activities income | $1,000 | 991 |
| Service charges on deposit accounts | $106,000 | 3,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $813,000 | 2,670 |
| Total noninterest expense | $3,147,000 | 3,739 |
| Salaries and employee benefits | $1,736,000 | 3,759 |
| Premises and equipment expense | $533,000 | 2,943 |
| Additional noninterest expense | $878,000 | 3,849 |
| Pre-tax net operating income | $845,000 | 3,842 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $176,000 | 2,629 |
| Income before extraordinary items | $669,000 | 4,003 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $669,000 | 4,002 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $669,000 | 4,003 |
| Net charge-offs | $30,000 | 2,651 |
| Cash dividends | $35,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $669,000 | 3,944 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,111,000 | 3,887 |
| Total interest expense | $633,000 | 3,280 |
| Net interest income | $2,478,000 | 3,942 |
| Provision for loan and lease losses | $60,000 | 3,613 |
| Total noninterest income | $682,000 | 2,955 |
| Gross Fiduciary activities income | $1,000 | 952 |
| Service charges on deposit accounts | $78,000 | 3,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $603,000 | 2,646 |
| Total noninterest expense | $2,358,000 | 3,739 |
| Salaries and employee benefits | $1,305,000 | 3,752 |
| Premises and equipment expense | $388,000 | 3,003 |
| Additional noninterest expense | $665,000 | 3,834 |
| Pre-tax net operating income | $742,000 | 3,726 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $157,000 | 2,533 |
| Income before extraordinary items | $585,000 | 3,885 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $585,000 | 3,884 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $585,000 | 3,885 |
| Net charge-offs | $37,000 | 2,210 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $585,000 | 3,839 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 3,889 |
| Total interest expense | $431,000 | 3,337 |
| Net interest income | $1,697,000 | 3,951 |
| Provision for loan and lease losses | $15,000 | 3,909 |
| Total noninterest income | $409,000 | 3,065 |
| Gross Fiduciary activities income | $1,000 | 937 |
| Service charges on deposit accounts | $50,000 | 3,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 2,727 |
| Total noninterest expense | $1,579,000 | 3,753 |
| Salaries and employee benefits | $874,000 | 3,759 |
| Premises and equipment expense | $267,000 | 2,946 |
| Additional noninterest expense | $438,000 | 3,865 |
| Pre-tax net operating income | $512,000 | 3,698 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $109,000 | 2,472 |
| Income before extraordinary items | $403,000 | 3,842 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $403,000 | 3,842 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $403,000 | 3,842 |
| Net charge-offs | $33,000 | 1,945 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $403,000 | 3,794 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 3,963 |
| Total interest expense | $218,000 | 3,484 |
| Net interest income | $811,000 | 4,014 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $174,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $29,000 | 3,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 2,802 |
| Total noninterest expense | $770,000 | 3,824 |
| Salaries and employee benefits | $426,000 | 3,828 |
| Premises and equipment expense | $129,000 | 3,027 |
| Additional noninterest expense | $215,000 | 3,934 |
| Pre-tax net operating income | $215,000 | 3,717 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $44,000 | 2,484 |
| Income before extraordinary items | $171,000 | 3,859 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $171,000 | 3,860 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $171,000 | 3,860 |
| Net charge-offs | $31,000 | 1,419 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $171,000 | 3,825 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 3,961 |
| Total interest expense | $847,000 | 3,538 |
| Net interest income | $3,486,000 | 3,987 |
| Provision for loan and lease losses | $15,000 | 3,785 |
| Total noninterest income | $699,000 | 3,269 |
| Gross Fiduciary activities income | $1,000 | 1,009 |
| Service charges on deposit accounts | $138,000 | 3,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $560,000 | 2,905 |
| Total noninterest expense | $3,138,000 | 3,827 |
| Salaries and employee benefits | $1,714,000 | 3,848 |
| Premises and equipment expense | $518,000 | 3,037 |
| Additional noninterest expense | $906,000 | 3,933 |
| Pre-tax net operating income | $1,032,000 | 3,818 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $207,000 | 2,607 |
| Income before extraordinary items | $825,000 | 3,968 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $825,000 | 3,969 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $825,000 | 3,969 |
| Net charge-offs | $25,000 | 3,025 |
| Cash dividends | $43,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $825,000 | 3,938 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 4,001 |
| Total interest expense | $629,000 | 3,576 |
| Net interest income | $2,646,000 | 4,023 |
| Provision for loan and lease losses | $7,000 | 3,748 |
| Total noninterest income | $527,000 | 3,282 |
| Gross Fiduciary activities income | $1,000 | 975 |
| Service charges on deposit accounts | $105,000 | 3,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $421,000 | 2,908 |
| Total noninterest expense | $2,352,000 | 3,867 |
| Salaries and employee benefits | $1,274,000 | 3,885 |
| Premises and equipment expense | $384,000 | 3,089 |
| Additional noninterest expense | $694,000 | 3,930 |
| Pre-tax net operating income | $814,000 | 3,870 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $173,000 | 2,591 |
| Income before extraordinary items | $641,000 | 4,022 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $641,000 | 4,022 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $641,000 | 4,022 |
| Net charge-offs | $25,000 | 2,607 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $641,000 | 3,996 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 4,030 |
| Total interest expense | $413,000 | 3,589 |
| Net interest income | $1,747,000 | 4,064 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $345,000 | 3,260 |
| Gross Fiduciary activities income | $1,000 | 961 |
| Service charges on deposit accounts | $67,000 | 3,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 2,894 |
| Total noninterest expense | $1,533,000 | 3,921 |
| Salaries and employee benefits | $833,000 | 3,947 |
| Premises and equipment expense | $248,000 | 3,142 |
| Additional noninterest expense | $452,000 | 4,004 |
| Pre-tax net operating income | $559,000 | 3,844 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $117,000 | 2,574 |
| Income before extraordinary items | $442,000 | 3,998 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $442,000 | 3,996 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $442,000 | 3,997 |
| Net charge-offs | $27,000 | 2,212 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $442,000 | 3,983 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 4,082 |
| Total interest expense | $200,000 | 3,610 |
| Net interest income | $860,000 | 4,121 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $160,000 | 3,333 |
| Gross Fiduciary activities income | $1,000 | 931 |
| Service charges on deposit accounts | $34,000 | 3,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 2,956 |
| Total noninterest expense | $761,000 | 3,969 |
| Salaries and employee benefits | $409,000 | 4,030 |
| Premises and equipment expense | $126,000 | 3,162 |
| Additional noninterest expense | $226,000 | 4,022 |
| Pre-tax net operating income | $259,000 | 3,945 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $54,000 | 2,580 |
| Income before extraordinary items | $205,000 | 4,074 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $205,000 | 4,072 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $205,000 | 4,073 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $205,000 | 4,067 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 4,186 |
| Total interest expense | $717,000 | 3,419 |
| Net interest income | $3,138,000 | 4,239 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $588,000 | 3,583 |
| Gross Fiduciary activities income | $1,000 | 1,056 |
| Service charges on deposit accounts | $143,000 | 3,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $444,000 | 3,220 |
| Total noninterest expense | $2,935,000 | 4,028 |
| Salaries and employee benefits | $1,625,000 | 4,044 |
| Premises and equipment expense | $484,000 | 3,206 |
| Additional noninterest expense | $826,000 | 4,173 |
| Pre-tax net operating income | $791,000 | 4,276 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $146,000 | 2,877 |
| Income before extraordinary items | $645,000 | 4,353 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $645,000 | 4,352 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $645,000 | 4,352 |
| Net charge-offs | $64,000 | 2,464 |
| Cash dividends | $32,000 | 3,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $645,000 | 4,361 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 4,240 |
| Total interest expense | $523,000 | 3,404 |
| Net interest income | $2,321,000 | 4,303 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $447,000 | 3,581 |
| Gross Fiduciary activities income | $1,000 | 1,014 |
| Service charges on deposit accounts | $110,000 | 3,721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 3,249 |
| Total noninterest expense | $2,202,000 | 4,064 |
| Salaries and employee benefits | $1,205,000 | 4,077 |
| Premises and equipment expense | $358,000 | 3,273 |
| Additional noninterest expense | $639,000 | 4,157 |
| Pre-tax net operating income | $566,000 | 4,408 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $108,000 | 2,956 |
| Income before extraordinary items | $458,000 | 4,473 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $458,000 | 4,472 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $458,000 | 4,472 |
| Net charge-offs | $67,000 | 2,007 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $458,000 | 4,477 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 4,265 |
| Total interest expense | $336,000 | 3,389 |
| Net interest income | $1,543,000 | 4,342 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $286,000 | 3,661 |
| Gross Fiduciary activities income | $1,000 | 997 |
| Service charges on deposit accounts | $74,000 | 3,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 3,323 |
| Total noninterest expense | $1,453,000 | 4,111 |
| Salaries and employee benefits | $800,000 | 4,111 |
| Premises and equipment expense | $235,000 | 3,320 |
| Additional noninterest expense | $418,000 | 4,227 |
| Pre-tax net operating income | $376,000 | 4,405 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $71,000 | 2,943 |
| Income before extraordinary items | $305,000 | 4,506 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $305,000 | 4,505 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $305,000 | 4,505 |
| Net charge-offs | $56,000 | 1,684 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $305,000 | 4,515 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 4,320 |
| Total interest expense | $159,000 | 3,424 |
| Net interest income | $760,000 | 4,401 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $129,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $34,000 | 3,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 3,420 |
| Total noninterest expense | $727,000 | 4,152 |
| Salaries and employee benefits | $402,000 | 4,152 |
| Premises and equipment expense | $116,000 | 3,395 |
| Additional noninterest expense | $209,000 | 4,258 |
| Pre-tax net operating income | $162,000 | 4,534 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $29,000 | 3,044 |
| Income before extraordinary items | $133,000 | 4,591 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $133,000 | 4,590 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $133,000 | 4,591 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $133,000 | 4,599 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,636,000 | 4,314 |
| Total interest expense | $630,000 | 3,309 |
| Net interest income | $3,006,000 | 4,423 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $614,000 | 3,661 |
| Gross Fiduciary activities income | $1,000 | 1,092 |
| Service charges on deposit accounts | $140,000 | 3,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $473,000 | 3,222 |
| Total noninterest expense | $2,862,000 | 4,202 |
| Salaries and employee benefits | $1,480,000 | 4,311 |
| Premises and equipment expense | $489,000 | 3,309 |
| Additional noninterest expense | $893,000 | 4,201 |
| Pre-tax net operating income | $758,000 | 4,383 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $168,000 | 3,058 |
| Income before extraordinary items | $590,000 | 4,337 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $590,000 | 4,337 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $590,000 | 4,337 |
| Net charge-offs | $32,000 | 3,208 |
| Cash dividends | $28,000 | 4,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $590,000 | 4,326 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 4,359 |
| Total interest expense | $466,000 | 3,334 |
| Net interest income | $2,258,000 | 4,466 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $481,000 | 3,630 |
| Gross Fiduciary activities income | $1,000 | 1,049 |
| Service charges on deposit accounts | $106,000 | 3,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $374,000 | 3,184 |
| Total noninterest expense | $2,117,000 | 4,244 |
| Salaries and employee benefits | $1,096,000 | 4,350 |
| Premises and equipment expense | $371,000 | 3,328 |
| Additional noninterest expense | $650,000 | 4,277 |
| Pre-tax net operating income | $622,000 | 4,359 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $183,000 | 2,822 |
| Income before extraordinary items | $439,000 | 4,544 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $439,000 | 4,543 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $439,000 | 4,544 |
| Net charge-offs | $24,000 | 2,901 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $439,000 | 4,538 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 4,372 |
| Total interest expense | $311,000 | 3,302 |
| Net interest income | $1,499,000 | 4,478 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $309,000 | 3,689 |
| Gross Fiduciary activities income | $1,000 | 1,033 |
| Service charges on deposit accounts | $69,000 | 3,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 3,239 |
| Total noninterest expense | $1,405,000 | 4,280 |
| Salaries and employee benefits | $728,000 | 4,391 |
| Premises and equipment expense | $246,000 | 3,343 |
| Additional noninterest expense | $431,000 | 4,303 |
| Pre-tax net operating income | $403,000 | 4,382 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $119,000 | 2,828 |
| Income before extraordinary items | $284,000 | 4,547 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $284,000 | 4,546 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $284,000 | 4,547 |
| Net charge-offs | $20,000 | 2,580 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $284,000 | 4,540 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $900,000 | 4,387 |
| Total interest expense | $155,000 | 3,302 |
| Net interest income | $745,000 | 4,514 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $145,000 | 3,790 |
| Gross Fiduciary activities income | $1,000 | 986 |
| Service charges on deposit accounts | $37,000 | 3,906 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,376 |
| Total noninterest expense | $744,000 | 4,226 |
| Salaries and employee benefits | $367,000 | 4,423 |
| Premises and equipment expense | $124,000 | 3,358 |
| Additional noninterest expense | $253,000 | 4,043 |
| Pre-tax net operating income | $146,000 | 4,680 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $11,000 | 3,564 |
| Income before extraordinary items | $135,000 | 4,600 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $135,000 | 4,600 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $135,000 | 4,600 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $135,000 | 4,583 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 4,428 |
| Total interest expense | $604,000 | 3,323 |
| Net interest income | $2,953,000 | 4,547 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $562,000 | 3,922 |
| Gross Fiduciary activities income | $1,000 | 1,131 |
| Service charges on deposit accounts | $166,000 | 3,827 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $395,000 | 3,579 |
| Total noninterest expense | $2,912,000 | 4,290 |
| Salaries and employee benefits | $1,470,000 | 4,447 |
| Premises and equipment expense | $530,000 | 3,254 |
| Additional noninterest expense | $912,000 | 4,320 |
| Pre-tax net operating income | $603,000 | 4,651 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $142,000 | 3,128 |
| Income before extraordinary items | $461,000 | 4,800 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $461,000 | 4,799 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $461,000 | 4,799 |
| Net charge-offs | $99,000 | 2,609 |
| Cash dividends | $28,000 | 4,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $461,000 | 4,754 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 4,461 |
| Total interest expense | $449,000 | 3,346 |
| Net interest income | $2,216,000 | 4,586 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $442,000 | 3,879 |
| Gross Fiduciary activities income | $1,000 | 1,085 |
| Service charges on deposit accounts | $122,000 | 3,879 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $319,000 | 3,486 |
| Total noninterest expense | $2,208,000 | 4,292 |
| Salaries and employee benefits | $1,101,000 | 4,446 |
| Premises and equipment expense | $397,000 | 3,283 |
| Additional noninterest expense | $710,000 | 4,281 |
| Pre-tax net operating income | $450,000 | 4,745 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $114,000 | 3,159 |
| Income before extraordinary items | $336,000 | 4,890 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $336,000 | 4,890 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $336,000 | 4,890 |
| Net charge-offs | $95,000 | 2,102 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $336,000 | 4,848 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 4,480 |
| Total interest expense | $295,000 | 3,390 |
| Net interest income | $1,493,000 | 4,602 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $263,000 | 4,049 |
| Gross Fiduciary activities income | $1,000 | 1,067 |
| Service charges on deposit accounts | $76,000 | 3,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $186,000 | 3,706 |
| Total noninterest expense | $1,434,000 | 4,377 |
| Salaries and employee benefits | $719,000 | 4,526 |
| Premises and equipment expense | $265,000 | 3,299 |
| Additional noninterest expense | $450,000 | 4,422 |
| Pre-tax net operating income | $322,000 | 4,689 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $85,000 | 3,094 |
| Income before extraordinary items | $237,000 | 4,860 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $237,000 | 4,860 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $237,000 | 4,860 |
| Net charge-offs | $98,000 | 1,637 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $237,000 | 4,814 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $908,000 | 4,481 |
| Total interest expense | $147,000 | 3,420 |
| Net interest income | $761,000 | 4,601 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $108,000 | 4,293 |
| Gross Fiduciary activities income | $1,000 | 1,021 |
| Service charges on deposit accounts | $37,000 | 4,018 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $70,000 | 4,016 |
| Total noninterest expense | $696,000 | 4,458 |
| Salaries and employee benefits | $342,000 | 4,647 |
| Premises and equipment expense | $131,000 | 3,360 |
| Additional noninterest expense | $223,000 | 4,459 |
| Pre-tax net operating income | $173,000 | 4,586 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $47,000 | 3,025 |
| Income before extraordinary items | $126,000 | 4,788 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $126,000 | 4,787 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $126,000 | 4,788 |
| Net charge-offs | $49,000 | 1,436 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $126,000 | 4,731 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 4,504 |
| Total interest expense | $599,000 | 3,391 |
| Net interest income | $3,002,000 | 4,629 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $483,000 | 4,219 |
| Gross Fiduciary activities income | $1,000 | 1,155 |
| Service charges on deposit accounts | $123,000 | 4,425 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $359,000 | 3,733 |
| Total noninterest expense | $2,908,000 | 4,405 |
| Salaries and employee benefits | $1,497,000 | 4,512 |
| Premises and equipment expense | $522,000 | 3,389 |
| Additional noninterest expense | $889,000 | 4,495 |
| Pre-tax net operating income | $577,000 | 4,788 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $128,000 | 3,204 |
| Income before extraordinary items | $449,000 | 4,920 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $449,000 | 4,923 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $449,000 | 4,923 |
| Net charge-offs | $34,000 | 3,503 |
| Cash dividends | $28,000 | 4,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $449,000 | 4,872 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 4,565 |
| Total interest expense | $449,000 | 3,445 |
| Net interest income | $2,237,000 | 4,694 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $376,000 | 4,204 |
| Gross Fiduciary activities income | $1,000 | 1,117 |
| Service charges on deposit accounts | $94,000 | 4,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $281,000 | 3,706 |
| Total noninterest expense | $2,170,000 | 4,433 |
| Salaries and employee benefits | $1,126,000 | 4,522 |
| Premises and equipment expense | $376,000 | 3,523 |
| Additional noninterest expense | $668,000 | 4,533 |
| Pre-tax net operating income | $443,000 | 4,870 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $110,000 | 3,219 |
| Income before extraordinary items | $333,000 | 5,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $333,000 | 5,030 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $333,000 | 5,032 |
| Net charge-offs | $11,000 | 3,615 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $333,000 | 4,981 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 4,615 |
| Total interest expense | $299,000 | 3,462 |
| Net interest income | $1,481,000 | 4,737 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $241,000 | 4,276 |
| Gross Fiduciary activities income | $1,000 | 1,108 |
| Service charges on deposit accounts | $61,000 | 4,483 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $179,000 | 3,806 |
| Total noninterest expense | $1,432,000 | 4,499 |
| Salaries and employee benefits | $744,000 | 4,589 |
| Premises and equipment expense | $250,000 | 3,551 |
| Additional noninterest expense | $438,000 | 4,596 |
| Pre-tax net operating income | $290,000 | 4,899 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $72,000 | 3,229 |
| Income before extraordinary items | $218,000 | 5,055 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $218,000 | 5,057 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $218,000 | 5,059 |
| Net charge-offs | $11,000 | 3,221 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $218,000 | 4,999 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $887,000 | 4,649 |
| Total interest expense | $147,000 | 3,524 |
| Net interest income | $740,000 | 4,773 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $122,000 | 4,250 |
| Gross Fiduciary activities income | $1,000 | 1,061 |
| Service charges on deposit accounts | $30,000 | 4,503 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $91,000 | 3,733 |
| Total noninterest expense | $719,000 | 4,515 |
| Salaries and employee benefits | $365,000 | 4,663 |
| Premises and equipment expense | $132,000 | 3,463 |
| Additional noninterest expense | $222,000 | 4,596 |
| Pre-tax net operating income | $143,000 | 4,889 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $36,000 | 3,233 |
| Income before extraordinary items | $107,000 | 5,062 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $107,000 | 5,064 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $107,000 | 5,066 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $107,000 | 5,003 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 4,554 |
| Total interest expense | $634,000 | 3,491 |
| Net interest income | $3,194,000 | 4,676 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $586,000 | 4,038 |
| Gross Fiduciary activities income | $1,000 | 1,202 |
| Service charges on deposit accounts | $140,000 | 4,493 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $445,000 | 3,449 |
| Total noninterest expense | $2,860,000 | 4,590 |
| Salaries and employee benefits | $1,437,000 | 4,731 |
| Premises and equipment expense | $504,000 | 3,612 |
| Additional noninterest expense | $919,000 | 4,633 |
| Pre-tax net operating income | $820,000 | 4,447 |
| Securities gains (losses) | $7,000 | 2,776 |
| Applicable income taxes | $221,000 | 2,873 |
| Income before extraordinary items | $606,000 | 4,683 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $606,000 | 4,683 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $606,000 | 4,683 |
| Net charge-offs | $55,000 | 3,693 |
| Cash dividends | $28,000 | 4,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $600,890 | 4,643 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 4,595 |
| Total interest expense | $483,000 | 3,520 |
| Net interest income | $2,405,000 | 4,719 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $431,000 | 4,098 |
| Gross Fiduciary activities income | $1,000 | 1,152 |
| Service charges on deposit accounts | $103,000 | 4,588 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $327,000 | 3,514 |
| Total noninterest expense | $2,149,000 | 4,606 |
| Salaries and employee benefits | $1,069,000 | 4,779 |
| Premises and equipment expense | $385,000 | 3,619 |
| Additional noninterest expense | $695,000 | 4,632 |
| Pre-tax net operating income | $597,000 | 4,574 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $177,000 | 2,903 |
| Income before extraordinary items | $420,000 | 4,877 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $420,000 | 4,877 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $420,000 | 4,878 |
| Net charge-offs | $32,000 | 3,574 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $420,000 | 4,820 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 4,565 |
| Total interest expense | $327,000 | 3,525 |
| Net interest income | $1,633,000 | 4,688 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $265,000 | 4,236 |
| Gross Fiduciary activities income | $1,000 | 1,132 |
| Service charges on deposit accounts | $65,000 | 4,660 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $199,000 | 3,640 |
| Total noninterest expense | $1,442,000 | 4,631 |
| Salaries and employee benefits | $713,000 | 4,809 |
| Premises and equipment expense | $259,000 | 3,635 |
| Additional noninterest expense | $470,000 | 4,619 |
| Pre-tax net operating income | $396,000 | 4,550 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $129,000 | 2,807 |
| Income before extraordinary items | $267,000 | 4,902 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $267,000 | 4,903 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $267,000 | 4,904 |
| Net charge-offs | $39,000 | 2,989 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $267,000 | 4,842 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 4,608 |
| Total interest expense | $163,000 | 3,593 |
| Net interest income | $818,000 | 4,719 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $132,000 | 4,186 |
| Gross Fiduciary activities income | $1,000 | 1,081 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $100,000 | 3,569 |
| Total noninterest expense | $733,000 | 4,633 |
| Salaries and employee benefits | $355,000 | 4,873 |
| Premises and equipment expense | $131,000 | 3,648 |
| Additional noninterest expense | $247,000 | 4,533 |
| Pre-tax net operating income | $187,000 | 4,580 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $55,000 | 2,893 |
| Income before extraordinary items | $132,000 | 4,850 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $132,000 | 4,852 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $132,000 | 4,851 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $132,000 | 4,804 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,043,000 | 4,584 |
| Total interest expense | $737,000 | 3,626 |
| Net interest income | $3,306,000 | 4,718 |
| Provision for loan and lease losses | $200,000 | 2,943 |
| Total noninterest income | $619,000 | 4,067 |
| Gross Fiduciary activities income | $1,000 | 1,245 |
| Service charges on deposit accounts | $144,000 | 4,641 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $474,000 | 3,433 |
| Total noninterest expense | $2,837,000 | 4,734 |
| Salaries and employee benefits | $1,444,000 | 4,853 |
| Premises and equipment expense | $534,000 | 3,586 |
| Additional noninterest expense | $859,000 | 4,919 |
| Pre-tax net operating income | $888,000 | 4,258 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $273,000 | 2,713 |
| Income before extraordinary items | $615,000 | 4,630 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $615,000 | 4,634 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $615,000 | 4,634 |
| Net charge-offs | $54,000 | 4,289 |
| Cash dividends | $28,000 | 4,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $615,000 | 4,570 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 4,659 |
| Total interest expense | $560,000 | 3,686 |
| Net interest income | $2,448,000 | 4,788 |
| Provision for loan and lease losses | $170,000 | 2,800 |
| Total noninterest income | $445,000 | 4,208 |
| Gross Fiduciary activities income | $1,000 | 1,186 |
| Service charges on deposit accounts | $109,000 | 4,665 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $335,000 | 3,586 |
| Total noninterest expense | $2,121,000 | 4,766 |
| Salaries and employee benefits | $1,058,000 | 4,937 |
| Premises and equipment expense | $395,000 | 3,647 |
| Additional noninterest expense | $668,000 | 4,864 |
| Pre-tax net operating income | $602,000 | 4,500 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $179,000 | 2,882 |
| Income before extraordinary items | $423,000 | 4,835 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $423,000 | 4,835 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $423,000 | 4,836 |
| Net charge-offs | $77,000 | 3,508 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $423,000 | 4,745 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 4,649 |
| Total interest expense | $378,000 | 3,714 |
| Net interest income | $1,650,000 | 4,771 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $301,000 | 4,216 |
| Gross Fiduciary activities income | $1,000 | 1,167 |
| Service charges on deposit accounts | $70,000 | 4,721 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $230,000 | 3,573 |
| Total noninterest expense | $1,403,000 | 4,804 |
| Salaries and employee benefits | $706,000 | 4,953 |
| Premises and equipment expense | $251,000 | 3,777 |
| Additional noninterest expense | $446,000 | 4,873 |
| Pre-tax net operating income | $428,000 | 4,381 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $134,000 | 2,800 |
| Income before extraordinary items | $294,000 | 4,783 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $294,000 | 4,786 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $294,000 | 4,787 |
| Net charge-offs | $56,000 | 3,260 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $294,000 | 4,664 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 4,635 |
| Total interest expense | $190,000 | 3,787 |
| Net interest income | $841,000 | 4,754 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $153,000 | 4,148 |
| Gross Fiduciary activities income | $1,000 | 1,109 |
| Service charges on deposit accounts | $31,000 | 4,905 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $121,000 | 3,485 |
| Total noninterest expense | $696,000 | 4,867 |
| Salaries and employee benefits | $354,000 | 4,982 |
| Premises and equipment expense | $118,000 | 3,935 |
| Additional noninterest expense | $224,000 | 4,895 |
| Pre-tax net operating income | $238,000 | 4,208 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $73,000 | 2,694 |
| Income before extraordinary items | $165,000 | 4,590 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $165,000 | 4,591 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $165,000 | 4,592 |
| Net charge-offs | $-13,000 | 6,296 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $165,000 | 4,491 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 4,674 |
| Total interest expense | $878,000 | 3,919 |
| Net interest income | $3,427,000 | 4,805 |
| Provision for loan and lease losses | $220,000 | 3,823 |
| Total noninterest income | $484,000 | 4,543 |
| Gross Fiduciary activities income | $1,000 | 1,273 |
| Service charges on deposit accounts | $129,000 | 5,019 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $354,000 | 3,812 |
| Total noninterest expense | $2,713,000 | 4,967 |
| Salaries and employee benefits | $1,378,000 | 5,062 |
| Premises and equipment expense | $465,000 | 3,990 |
| Additional noninterest expense | $870,000 | 5,112 |
| Pre-tax net operating income | $978,000 | 4,043 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $314,000 | 2,616 |
| Income before extraordinary items | $664,000 | 4,550 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $664,000 | 4,548 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $664,000 | 4,549 |
| Net charge-offs | $-33,000 | 6,788 |
| Cash dividends | $28,000 | 4,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $664,000 | 4,371 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 4,745 |
| Total interest expense | $695,000 | 3,914 |
| Net interest income | $2,557,000 | 4,890 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $379,000 | 4,525 |
| Gross Fiduciary activities income | $1,000 | 1,226 |
| Service charges on deposit accounts | $94,000 | 5,146 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $284,000 | 3,758 |
| Total noninterest expense | $2,010,000 | 5,046 |
| Salaries and employee benefits | $1,020,000 | 5,113 |
| Premises and equipment expense | $343,000 | 4,085 |
| Additional noninterest expense | $647,000 | 5,167 |
| Pre-tax net operating income | $746,000 | 4,129 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $235,000 | 2,693 |
| Income before extraordinary items | $511,000 | 4,618 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $511,000 | 4,616 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $511,000 | 4,616 |
| Net charge-offs | $-37,000 | 6,876 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $511,000 | 4,435 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 4,771 |
| Total interest expense | $462,000 | 4,017 |
| Net interest income | $1,722,000 | 4,892 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $260,000 | 4,493 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $63,000 | 5,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 3,710 |
| Total noninterest expense | $1,329,000 | 5,104 |
| Salaries and employee benefits | $671,000 | 5,181 |
| Premises and equipment expense | $221,000 | 4,163 |
| Additional noninterest expense | $437,000 | 5,169 |
| Pre-tax net operating income | $533,000 | 4,013 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $172,000 | 2,589 |
| Income before extraordinary items | $361,000 | 4,526 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $361,000 | 4,530 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $361,000 | 4,530 |
| Net charge-offs | $-35,000 | 6,916 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $361,000 | 4,344 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 4,762 |
| Total interest expense | $236,000 | 4,064 |
| Net interest income | $879,000 | 4,862 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $141,000 | 4,349 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $33,000 | 5,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $107,000 | 3,599 |
| Total noninterest expense | $666,000 | 5,127 |
| Salaries and employee benefits | $335,000 | 5,227 |
| Premises and equipment expense | $109,000 | 4,223 |
| Additional noninterest expense | $222,000 | 5,129 |
| Pre-tax net operating income | $294,000 | 3,875 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $90,000 | 2,535 |
| Income before extraordinary items | $204,000 | 4,341 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $204,000 | 4,343 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $204,000 | 4,344 |
| Net charge-offs | $-18,000 | 6,852 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $204,000 | 4,185 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,399,000 | 4,912 |
| Total interest expense | $1,034,000 | 4,329 |
| Net interest income | $3,365,000 | 5,003 |
| Provision for loan and lease losses | $399,000 | 3,761 |
| Total noninterest income | $589,000 | 4,110 |
| Gross Fiduciary activities income | $2,000 | 1,223 |
| Service charges on deposit accounts | $230,000 | 4,129 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $357,000 | 3,596 |
| Total noninterest expense | $2,665,000 | 5,182 |
| Salaries and employee benefits | $1,273,000 | 5,389 |
| Premises and equipment expense | $474,000 | 4,181 |
| Additional noninterest expense | $918,000 | 5,102 |
| Pre-tax net operating income | $890,000 | 3,935 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $254,000 | 2,675 |
| Income before extraordinary items | $636,000 | 4,304 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $636,000 | 4,306 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $636,000 | 4,306 |
| Net charge-offs | $286,000 | 3,853 |
| Cash dividends | $27,000 | 4,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $636,000 | 4,179 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 4,972 |
| Total interest expense | $783,000 | 4,414 |
| Net interest income | $2,500,000 | 5,058 |
| Provision for loan and lease losses | $336,000 | 3,459 |
| Total noninterest income | $413,000 | 4,259 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $175,000 | 4,126 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $236,000 | 3,842 |
| Total noninterest expense | $2,006,000 | 5,190 |
| Salaries and employee benefits | $929,000 | 5,462 |
| Premises and equipment expense | $381,000 | 4,040 |
| Additional noninterest expense | $696,000 | 5,112 |
| Pre-tax net operating income | $571,000 | 4,295 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $157,000 | 2,872 |
| Income before extraordinary items | $414,000 | 4,606 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $414,000 | 4,607 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $414,000 | 4,606 |
| Net charge-offs | $274,000 | 3,346 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $414,000 | 4,482 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 5,015 |
| Total interest expense | $525,000 | 4,509 |
| Net interest income | $1,658,000 | 5,079 |
| Provision for loan and lease losses | $276,000 | 3,123 |
| Total noninterest income | $238,000 | 4,555 |
| Gross Fiduciary activities income | $1,000 | 1,171 |
| Service charges on deposit accounts | $113,000 | 4,156 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 4,248 |
| Total noninterest expense | $1,326,000 | 5,261 |
| Salaries and employee benefits | $589,000 | 5,606 |
| Premises and equipment expense | $248,000 | 4,134 |
| Additional noninterest expense | $489,000 | 5,049 |
| Pre-tax net operating income | $294,000 | 4,650 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $63,000 | 3,200 |
| Income before extraordinary items | $231,000 | 4,818 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $231,000 | 4,815 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $231,000 | 4,817 |
| Net charge-offs | $263,000 | 2,832 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $231,000 | 4,733 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 5,058 |
| Total interest expense | $266,000 | 4,585 |
| Net interest income | $815,000 | 5,119 |
| Provision for loan and lease losses | $216,000 | 2,350 |
| Total noninterest income | $123,000 | 4,558 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $55,000 | 4,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,206 |
| Total noninterest expense | $655,000 | 5,322 |
| Salaries and employee benefits | $277,000 | 5,787 |
| Premises and equipment expense | $127,000 | 4,116 |
| Additional noninterest expense | $251,000 | 4,995 |
| Pre-tax net operating income | $67,000 | 5,533 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-17,000 | 7,067 |
| Income before extraordinary items | $84,000 | 5,232 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $84,000 | 5,230 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $84,000 | 5,232 |
| Net charge-offs | $263,000 | 1,872 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $84,000 | 5,173 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,449,000 | 5,137 |
| Total interest expense | $1,382,000 | 4,464 |
| Net interest income | $3,067,000 | 5,298 |
| Provision for loan and lease losses | $355,000 | 4,617 |
| Total noninterest income | $464,000 | 4,703 |
| Gross Fiduciary activities income | $2,000 | 1,284 |
| Service charges on deposit accounts | $240,000 | 4,080 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $222,000 | 4,433 |
| Total noninterest expense | $2,548,000 | 5,452 |
| Salaries and employee benefits | $1,219,000 | 5,640 |
| Premises and equipment expense | $400,000 | 4,751 |
| Additional noninterest expense | $929,000 | 5,279 |
| Pre-tax net operating income | $628,000 | 4,087 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $235,000 | 2,585 |
| Income before extraordinary items | $393,000 | 4,646 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $393,000 | 4,647 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $393,000 | 4,647 |
| Net charge-offs | $391,000 | 3,957 |
| Cash dividends | $27,000 | 4,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $393,000 | 4,493 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 5,240 |
| Total interest expense | $1,082,000 | 4,503 |
| Net interest income | $2,242,000 | 5,431 |
| Provision for loan and lease losses | $186,000 | 4,973 |
| Total noninterest income | $351,000 | 4,770 |
| Gross Fiduciary activities income | $2,000 | 1,229 |
| Service charges on deposit accounts | $143,000 | 4,574 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $206,000 | 4,132 |
| Total noninterest expense | $1,837,000 | 5,588 |
| Salaries and employee benefits | $878,000 | 5,768 |
| Premises and equipment expense | $350,000 | 4,431 |
| Additional noninterest expense | $609,000 | 5,609 |
| Pre-tax net operating income | $570,000 | 4,026 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $194,000 | 2,586 |
| Income before extraordinary items | $376,000 | 4,561 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $376,000 | 4,565 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $376,000 | 4,564 |
| Net charge-offs | $309,000 | 3,690 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $376,000 | 4,380 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 5,303 |
| Total interest expense | $751,000 | 4,510 |
| Net interest income | $1,440,000 | 5,560 |
| Provision for loan and lease losses | $90,000 | 5,248 |
| Total noninterest income | $208,000 | 4,959 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $89,000 | 4,690 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $118,000 | 4,362 |
| Total noninterest expense | $1,204,000 | 5,658 |
| Salaries and employee benefits | $582,000 | 5,814 |
| Premises and equipment expense | $228,000 | 4,525 |
| Additional noninterest expense | $394,000 | 5,690 |
| Pre-tax net operating income | $354,000 | 4,157 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $111,000 | 2,695 |
| Income before extraordinary items | $243,000 | 4,618 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $243,000 | 4,618 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $243,000 | 4,618 |
| Net charge-offs | $49,000 | 4,905 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $243,000 | 4,471 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,098,000 | 5,361 |
| Total interest expense | $387,000 | 4,561 |
| Net interest income | $711,000 | 5,613 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $96,000 | 5,123 |
| Gross Fiduciary activities income | $1,000 | 1,185 |
| Service charges on deposit accounts | $39,000 | 4,918 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $56,000 | 4,499 |
| Total noninterest expense | $609,000 | 5,695 |
| Salaries and employee benefits | $298,000 | 5,837 |
| Premises and equipment expense | $112,000 | 4,636 |
| Additional noninterest expense | $199,000 | 5,713 |
| Pre-tax net operating income | $153,000 | 4,525 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $42,000 | 2,918 |
| Income before extraordinary items | $111,000 | 4,841 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $111,000 | 4,841 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $111,000 | 4,840 |
| Net charge-offs | $43,000 | 3,853 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $111,000 | 4,732 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,490,000 | 5,428 |
| Total interest expense | $1,753,000 | 4,791 |
| Net interest income | $2,737,000 | 5,615 |
| Provision for loan and lease losses | $575,000 | 4,327 |
| Total noninterest income | $498,000 | 4,731 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $221,000 | 4,461 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $275,000 | 4,099 |
| Total noninterest expense | $2,889,000 | 5,292 |
| Salaries and employee benefits | $1,122,000 | 5,995 |
| Premises and equipment expense | $449,000 | 4,688 |
| Additional noninterest expense | $1,318,000 | 4,465 |
| Pre-tax net operating income | $-229,000 | 5,743 |
| Securities gains (losses) | $-51,000 | 7,184 |
| Applicable income taxes | $-126,000 | 6,632 |
| Income before extraordinary items | $-154,000 | 5,763 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-154,000 | 5,762 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-154,000 | 5,762 |
| Net charge-offs | $557,000 | 3,651 |
| Cash dividends | $26,000 | 4,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-121,360 | 5,710 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 5,491 |
| Total interest expense | $1,344,000 | 4,878 |
| Net interest income | $2,025,000 | 5,661 |
| Provision for loan and lease losses | $30,000 | 6,781 |
| Total noninterest income | $391,000 | 4,730 |
| Gross Fiduciary activities income | $2,000 | 1,265 |
| Service charges on deposit accounts | $116,000 | 5,131 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $273,000 | 3,761 |
| Total noninterest expense | $2,169,000 | 5,300 |
| Salaries and employee benefits | $836,000 | 6,033 |
| Premises and equipment expense | $337,000 | 4,724 |
| Additional noninterest expense | $996,000 | 4,402 |
| Pre-tax net operating income | $217,000 | 4,858 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $38,000 | 3,481 |
| Income before extraordinary items | $179,000 | 4,935 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $179,000 | 4,934 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $179,000 | 4,935 |
| Net charge-offs | $6,000 | 6,654 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $179,000 | 4,886 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 5,568 |
| Total interest expense | $924,000 | 4,928 |
| Net interest income | $1,299,000 | 5,775 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $264,000 | 4,697 |
| Gross Fiduciary activities income | $2,000 | 1,233 |
| Service charges on deposit accounts | $73,000 | 5,233 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $189,000 | 3,736 |
| Total noninterest expense | $1,511,000 | 5,230 |
| Salaries and employee benefits | $532,000 | 6,202 |
| Premises and equipment expense | $226,000 | 4,734 |
| Additional noninterest expense | $753,000 | 4,053 |
| Pre-tax net operating income | $52,000 | 5,505 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $27,000 | 3,544 |
| Income before extraordinary items | $25,000 | 5,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 5,752 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $25,000 | 5,752 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $25,000 | 5,665 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 5,640 |
| Total interest expense | $480,000 | 4,938 |
| Net interest income | $621,000 | 5,909 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $136,000 | 4,626 |
| Gross Fiduciary activities income | $2,000 | 1,166 |
| Service charges on deposit accounts | $37,000 | 5,156 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $97,000 | 3,699 |
| Total noninterest expense | $596,000 | 5,840 |
| Salaries and employee benefits | $265,000 | 6,261 |
| Premises and equipment expense | $115,000 | 4,747 |
| Additional noninterest expense | $216,000 | 5,392 |
| Pre-tax net operating income | $161,000 | 4,388 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $17,000 | 3,673 |
| Income before extraordinary items | $144,000 | 4,422 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $144,000 | 4,425 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $144,000 | 4,425 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $144,000 | 4,264 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,450,000 | 5,767 |
| Total interest expense | $1,997,000 | 5,304 |
| Net interest income | $2,453,000 | 5,953 |
| Provision for loan and lease losses | $274,000 | 4,781 |
| Total noninterest income | $444,000 | 5,085 |
| Gross Fiduciary activities income | $3,000 | 1,325 |
| Service charges on deposit accounts | $185,000 | 4,937 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $256,000 | 4,390 |
| Total noninterest expense | $2,275,000 | 5,880 |
| Salaries and employee benefits | $1,174,000 | 6,049 |
| Premises and equipment expense | $424,000 | 4,930 |
| Additional noninterest expense | $677,000 | 5,912 |
| Pre-tax net operating income | $348,000 | 5,293 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $111,000 | 3,309 |
| Income before extraordinary items | $237,000 | 5,342 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $237,000 | 5,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 4,528 |
| Cash dividends | $26,000 | 5,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $237,000 | 5,502 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,314,000 | 5,851 |
| Total interest expense | $1,496,000 | 5,437 |
| Net interest income | $1,818,000 | 6,021 |
| Provision for loan and lease losses | $244,000 | 3,889 |
| Total noninterest income | $363,000 | 5,011 |
| Gross Fiduciary activities income | $3,000 | 1,278 |
| Service charges on deposit accounts | $137,000 | 5,005 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $223,000 | 4,220 |
| Total noninterest expense | $1,675,000 | 5,926 |
| Salaries and employee benefits | $895,000 | 6,002 |
| Premises and equipment expense | $306,000 | 5,047 |
| Additional noninterest expense | $474,000 | 6,047 |
| Pre-tax net operating income | $262,000 | 5,788 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $63,000 | 3,957 |
| Income before extraordinary items | $199,000 | 5,700 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $199,000 | 5,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,362 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $199,000 | 5,871 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,194,000 | 5,936 |
| Total interest expense | $994,000 | 5,592 |
| Net interest income | $1,200,000 | 6,067 |
| Provision for loan and lease losses | $214,000 | 3,043 |
| Total noninterest income | $244,000 | 5,039 |
| Gross Fiduciary activities income | $2,000 | 1,285 |
| Service charges on deposit accounts | $87,000 | 5,107 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $155,000 | 4,257 |
| Total noninterest expense | $1,155,000 | 5,887 |
| Salaries and employee benefits | $610,000 | 5,999 |
| Premises and equipment expense | $202,000 | 5,114 |
| Additional noninterest expense | $343,000 | 5,818 |
| Pre-tax net operating income | $75,000 | 6,535 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $75,000 | 6,523 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 6,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,498 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $75,000 | 6,462 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 6,021 |
| Total interest expense | $493,000 | 5,803 |
| Net interest income | $603,000 | 6,092 |
| Provision for loan and lease losses | $184,000 | 1,915 |
| Total noninterest income | $93,000 | 5,583 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $44,000 | 5,057 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 5,178 |
| Total noninterest expense | $550,000 | 6,047 |
| Salaries and employee benefits | $308,000 | 6,011 |
| Premises and equipment expense | $103,000 | 5,082 |
| Additional noninterest expense | $139,000 | 6,380 |
| Pre-tax net operating income | $-38,000 | 7,356 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $21,000 | 4,341 |
| Income before extraordinary items | $-59,000 | 7,538 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-59,000 | 7,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 1,233 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-59,000 | 7,477 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 6,105 |
| Total interest expense | $1,856,000 | 5,993 |
| Net interest income | $2,392,000 | 6,084 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $449,000 | 5,255 |
| Gross Fiduciary activities income | $3,000 | 1,373 |
| Service charges on deposit accounts | $206,000 | 4,851 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $240,000 | 4,677 |
| Total noninterest expense | $2,307,000 | 5,827 |
| Salaries and employee benefits | $1,274,000 | 5,810 |
| Premises and equipment expense | $408,000 | 4,970 |
| Additional noninterest expense | $625,000 | 6,034 |
| Pre-tax net operating income | $354,000 | 6,419 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $65,000 | 4,781 |
| Income before extraordinary items | $290,000 | 6,462 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $290,000 | 6,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 2,276 |
| Cash dividends | $26,000 | 5,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $289,180 | 6,451 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,156,000 | 6,168 |
| Total interest expense | $1,343,000 | 6,098 |
| Net interest income | $1,813,000 | 6,096 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $375,000 | 5,052 |
| Gross Fiduciary activities income | $2,000 | 1,352 |
| Service charges on deposit accounts | $204,000 | 4,298 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $169,000 | 4,842 |
| Total noninterest expense | $1,667,000 | 5,902 |
| Salaries and employee benefits | $941,000 | 5,828 |
| Premises and equipment expense | $296,000 | 5,059 |
| Additional noninterest expense | $430,000 | 6,210 |
| Pre-tax net operating income | $371,000 | 6,284 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $109,000 | 4,359 |
| Income before extraordinary items | $263,000 | 6,510 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $263,000 | 6,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,785 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $262,290 | 6,498 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 6,221 |
| Total interest expense | $877,000 | 6,169 |
| Net interest income | $1,202,000 | 6,152 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $240,000 | 5,169 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $159,000 | 3,978 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $79,000 | 5,543 |
| Total noninterest expense | $1,111,000 | 5,948 |
| Salaries and employee benefits | $625,000 | 5,886 |
| Premises and equipment expense | $195,000 | 5,115 |
| Additional noninterest expense | $291,000 | 6,208 |
| Pre-tax net operating income | $211,000 | 6,567 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $75,000 | 4,410 |
| Income before extraordinary items | $136,000 | 6,854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $136,000 | 6,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,967 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $136,000 | 6,842 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 6,253 |
| Total interest expense | $417,000 | 6,292 |
| Net interest income | $614,000 | 6,117 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $104,000 | 5,453 |
| Gross Fiduciary activities income | $2,000 | 1,213 |
| Service charges on deposit accounts | $66,000 | 4,317 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $544,000 | 6,050 |
| Salaries and employee benefits | $302,000 | 6,028 |
| Premises and equipment expense | $97,000 | 5,145 |
| Additional noninterest expense | $145,000 | 6,208 |
| Pre-tax net operating income | $84,000 | 6,872 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $41,000 | 4,335 |
| Income before extraordinary items | $43,000 | 7,253 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $43,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,082 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $43,000 | 7,246 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,024,000 | 6,104 |
| Total interest expense | $1,606,000 | 5,950 |
| Net interest income | $2,418,000 | 6,117 |
| Provision for loan and lease losses | $106,000 | 4,647 |
| Total noninterest income | $511,000 | 5,087 |
| Gross Fiduciary activities income | $2,000 | 1,427 |
| Service charges on deposit accounts | $210,000 | 4,878 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $299,000 | 4,293 |
| Total noninterest expense | $2,311,000 | 5,729 |
| Salaries and employee benefits | $1,251,000 | 5,780 |
| Premises and equipment expense | $435,000 | 4,665 |
| Additional noninterest expense | $625,000 | 5,947 |
| Pre-tax net operating income | $512,000 | 6,444 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $178,000 | 4,420 |
| Income before extraordinary items | $334,000 | 6,769 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $334,000 | 6,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,461 |
| Cash dividends | $26,000 | 5,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $334,000 | 6,774 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 6,136 |
| Total interest expense | $1,170,000 | 5,971 |
| Net interest income | $1,826,000 | 6,153 |
| Provision for loan and lease losses | $76,000 | 4,554 |
| Total noninterest income | $380,000 | 5,132 |
| Gross Fiduciary activities income | $2,000 | 1,362 |
| Service charges on deposit accounts | $145,000 | 5,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $233,000 | 4,227 |
| Total noninterest expense | $1,697,000 | 5,780 |
| Salaries and employee benefits | $938,000 | 5,752 |
| Premises and equipment expense | $321,000 | 4,721 |
| Additional noninterest expense | $438,000 | 6,146 |
| Pre-tax net operating income | $433,000 | 6,484 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $117,000 | 4,766 |
| Income before extraordinary items | $316,000 | 6,645 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $316,000 | 6,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,570 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $316,000 | 6,647 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 6,136 |
| Total interest expense | $744,000 | 5,998 |
| Net interest income | $1,234,000 | 6,149 |
| Provision for loan and lease losses | $48,000 | 4,517 |
| Total noninterest income | $244,000 | 5,199 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $94,000 | 5,152 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $149,000 | 4,331 |
| Total noninterest expense | $1,135,000 | 5,784 |
| Salaries and employee benefits | $618,000 | 5,803 |
| Premises and equipment expense | $216,000 | 4,701 |
| Additional noninterest expense | $301,000 | 6,080 |
| Pre-tax net operating income | $295,000 | 6,495 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $78,000 | 4,795 |
| Income before extraordinary items | $217,000 | 6,617 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $217,000 | 6,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,380 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $217,000 | 6,611 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 6,169 |
| Total interest expense | $361,000 | 5,954 |
| Net interest income | $609,000 | 6,194 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $129,000 | 5,033 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $43,000 | 5,250 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,010 |
| Total noninterest expense | $580,000 | 5,727 |
| Salaries and employee benefits | $311,000 | 5,816 |
| Premises and equipment expense | $109,000 | 4,692 |
| Additional noninterest expense | $160,000 | 5,864 |
| Pre-tax net operating income | $134,000 | 6,631 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $39,000 | 4,751 |
| Income before extraordinary items | $95,000 | 6,813 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 6,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $95,000 | 6,811 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,872,000 | 5,916 |
| Total interest expense | $1,435,000 | 5,342 |
| Net interest income | $2,437,000 | 6,115 |
| Provision for loan and lease losses | $96,000 | 4,889 |
| Total noninterest income | $461,000 | 5,436 |
| Gross Fiduciary activities income | $2,000 | 1,452 |
| Service charges on deposit accounts | $185,000 | 5,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $274,000 | 4,542 |
| Total noninterest expense | $2,366,000 | 5,551 |
| Salaries and employee benefits | $1,224,000 | 5,734 |
| Premises and equipment expense | $412,000 | 4,764 |
| Additional noninterest expense | $730,000 | 5,473 |
| Pre-tax net operating income | $436,000 | 6,942 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $135,000 | 5,105 |
| Income before extraordinary items | $307,000 | 7,153 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $307,000 | 7,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,280 |
| Cash dividends | $26,000 | 5,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $302,860 | 7,157 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 5,929 |
| Total interest expense | $1,065,000 | 5,266 |
| Net interest income | $1,804,000 | 6,181 |
| Provision for loan and lease losses | $72,000 | 4,758 |
| Total noninterest income | $339,000 | 5,500 |
| Gross Fiduciary activities income | $2,000 | 1,379 |
| Service charges on deposit accounts | $135,000 | 5,292 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $202,000 | 4,587 |
| Total noninterest expense | $1,801,000 | 5,478 |
| Salaries and employee benefits | $925,000 | 5,681 |
| Premises and equipment expense | $296,000 | 4,886 |
| Additional noninterest expense | $580,000 | 5,225 |
| Pre-tax net operating income | $270,000 | 7,327 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $81,000 | 5,423 |
| Income before extraordinary items | $195,000 | 7,476 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $195,000 | 7,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 1,928 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $190,740 | 7,470 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 5,882 |
| Total interest expense | $703,000 | 5,142 |
| Net interest income | $1,202,000 | 6,173 |
| Provision for loan and lease losses | $48,000 | 4,636 |
| Total noninterest income | $196,000 | 5,783 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $70,000 | 5,724 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $125,000 | 4,710 |
| Total noninterest expense | $1,131,000 | 5,661 |
| Salaries and employee benefits | $616,000 | 5,673 |
| Premises and equipment expense | $197,000 | 4,869 |
| Additional noninterest expense | $318,000 | 5,817 |
| Pre-tax net operating income | $219,000 | 7,100 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $69,000 | 5,230 |
| Income before extraordinary items | $156,000 | 7,299 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $156,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 1,505 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $151,860 | 7,295 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $945,000 | 5,902 |
| Total interest expense | $339,000 | 5,138 |
| Net interest income | $606,000 | 6,199 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $103,000 | 5,609 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $32,000 | 5,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $70,000 | 4,462 |
| Total noninterest expense | $567,000 | 5,681 |
| Salaries and employee benefits | $308,000 | 5,709 |
| Premises and equipment expense | $99,000 | 4,901 |
| Additional noninterest expense | $160,000 | 5,793 |
| Pre-tax net operating income | $118,000 | 6,982 |
| Securities gains (losses) | $6,000 | 1,143 |
| Applicable income taxes | $36,000 | 5,142 |
| Income before extraordinary items | $88,000 | 7,093 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $88,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $83,740 | 7,141 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 5,772 |
| Total interest expense | $1,252,000 | 5,002 |
| Net interest income | $2,487,000 | 6,024 |
| Provision for loan and lease losses | $68,000 | 5,537 |
| Total noninterest income | $339,000 | 6,151 |
| Gross Fiduciary activities income | $2,000 | 1,487 |
| Service charges on deposit accounts | $121,000 | 6,159 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $216,000 | 4,947 |
| Total noninterest expense | $2,221,000 | 5,668 |
| Salaries and employee benefits | $1,174,000 | 5,755 |
| Premises and equipment expense | $379,000 | 4,944 |
| Additional noninterest expense | $668,000 | 5,676 |
| Pre-tax net operating income | $537,000 | 6,597 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $148,000 | 5,120 |
| Income before extraordinary items | $390,000 | 6,824 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $390,000 | 6,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $26,000 | 6,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $389,280 | 6,765 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 5,786 |
| Total interest expense | $943,000 | 4,954 |
| Net interest income | $1,841,000 | 6,077 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $230,000 | 6,395 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $87,000 | 6,265 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $141,000 | 5,249 |
| Total noninterest expense | $1,652,000 | 5,666 |
| Salaries and employee benefits | $872,000 | 5,748 |
| Premises and equipment expense | $274,000 | 5,054 |
| Additional noninterest expense | $506,000 | 5,601 |
| Pre-tax net operating income | $374,000 | 6,856 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $120,000 | 5,137 |
| Income before extraordinary items | $255,000 | 7,178 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $255,000 | 7,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,559 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $254,320 | 7,124 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 5,804 |
| Total interest expense | $633,000 | 4,946 |
| Net interest income | $1,218,000 | 6,110 |
| Provision for loan and lease losses | $23,000 | 5,766 |
| Total noninterest income | $159,000 | 6,337 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $54,000 | 6,404 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $104,000 | 5,095 |
| Total noninterest expense | $1,066,000 | 5,794 |
| Salaries and employee benefits | $567,000 | 5,867 |
| Premises and equipment expense | $184,000 | 5,042 |
| Additional noninterest expense | $315,000 | 5,831 |
| Pre-tax net operating income | $288,000 | 6,580 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $96,000 | 4,898 |
| Income before extraordinary items | $193,000 | 6,968 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $193,000 | 6,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,843 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $192,330 | 6,903 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $935,000 | 5,803 |
| Total interest expense | $319,000 | 4,985 |
| Net interest income | $616,000 | 6,074 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $58,000 | 6,943 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $26,000 | 6,426 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $522,000 | 5,907 |
| Salaries and employee benefits | $275,000 | 6,009 |
| Premises and equipment expense | $90,000 | 5,166 |
| Additional noninterest expense | $157,000 | 5,860 |
| Pre-tax net operating income | $129,000 | 6,738 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $48,000 | 4,889 |
| Income before extraordinary items | $82,000 | 7,188 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $82,000 | 7,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $81,360 | 7,122 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,693,000 | 5,895 |
| Total interest expense | $1,403,000 | 5,079 |
| Net interest income | $2,290,000 | 6,198 |
| Provision for loan and lease losses | $90,000 | 5,469 |
| Total noninterest income | $357,000 | 6,220 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $112,000 | 6,376 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $245,000 | 4,890 |
| Total noninterest expense | $1,926,000 | 6,114 |
| Salaries and employee benefits | $1,079,000 | 5,995 |
| Premises and equipment expense | $332,000 | 5,344 |
| Additional noninterest expense | $515,000 | 6,465 |
| Pre-tax net operating income | $631,000 | 6,239 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $196,000 | 4,954 |
| Income before extraordinary items | $435,000 | 6,641 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $435,000 | 6,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,208 |
| Cash dividends | $26,000 | 6,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $435,000 | 6,480 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 5,945 |
| Total interest expense | $1,079,000 | 5,142 |
| Net interest income | $1,704,000 | 6,250 |
| Provision for loan and lease losses | $68,000 | 5,354 |
| Total noninterest income | $290,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $81,000 | 6,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $209,000 | 4,713 |
| Total noninterest expense | $1,459,000 | 6,057 |
| Salaries and employee benefits | $813,000 | 5,962 |
| Premises and equipment expense | $259,000 | 5,208 |
| Additional noninterest expense | $387,000 | 6,438 |
| Pre-tax net operating income | $467,000 | 6,426 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $103,000 | 5,539 |
| Income before extraordinary items | $364,000 | 6,572 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $364,000 | 6,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $364,000 | 6,400 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 5,924 |
| Total interest expense | $740,000 | 5,171 |
| Net interest income | $1,152,000 | 6,191 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $173,000 | 6,318 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $53,000 | 6,490 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $120,000 | 4,988 |
| Total noninterest expense | $947,000 | 6,158 |
| Salaries and employee benefits | $515,000 | 6,152 |
| Premises and equipment expense | $172,000 | 5,198 |
| Additional noninterest expense | $260,000 | 6,414 |
| Pre-tax net operating income | $333,000 | 6,287 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $70,000 | 5,557 |
| Income before extraordinary items | $263,000 | 6,409 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $263,000 | 6,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $263,000 | 6,202 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $956,000 | 5,912 |
| Total interest expense | $378,000 | 5,200 |
| Net interest income | $578,000 | 6,172 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $78,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 6,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $476,000 | 6,165 |
| Salaries and employee benefits | $265,000 | 6,053 |
| Premises and equipment expense | $84,000 | 5,273 |
| Additional noninterest expense | $127,000 | 6,476 |
| Pre-tax net operating income | $157,000 | 6,379 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $38,000 | 5,468 |
| Income before extraordinary items | $119,000 | 6,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 6,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $119,000 | 6,401 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,992,000 | 5,902 |
| Total interest expense | $1,713,000 | 5,299 |
| Net interest income | $2,279,000 | 6,202 |
| Provision for loan and lease losses | $95,000 | 5,818 |
| Total noninterest income | $296,000 | 6,481 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $106,000 | 6,474 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $190,000 | 5,137 |
| Total noninterest expense | $1,910,000 | 6,035 |
| Salaries and employee benefits | $1,042,000 | 5,979 |
| Premises and equipment expense | $337,000 | 5,208 |
| Additional noninterest expense | $531,000 | 6,335 |
| Pre-tax net operating income | $570,000 | 6,515 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $166,000 | 5,375 |
| Income before extraordinary items | $404,000 | 6,827 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $404,000 | 6,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 4,008 |
| Cash dividends | $26,000 | 6,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $404,000 | 6,695 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 6,069 |
| Total interest expense | $2,350,000 | 5,587 |
| Net interest income | $1,993,000 | 6,447 |
| Provision for loan and lease losses | $72,000 | 6,148 |
| Total noninterest income | $225,000 | 7,065 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $107,000 | 6,451 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $118,000 | 6,034 |
| Total noninterest expense | $1,783,000 | 6,165 |
| Salaries and employee benefits | $986,000 | 6,035 |
| Premises and equipment expense | $285,000 | 5,692 |
| Additional noninterest expense | $512,000 | 6,359 |
| Pre-tax net operating income | $363,000 | 7,140 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $95,000 | 6,066 |
| Income before extraordinary items | $268,000 | 7,327 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $268,000 | 7,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,506 |
| Cash dividends | $26,000 | 6,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $268,000 | 7,206 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,985,000 | 6,503 |
| Total interest expense | $1,983,000 | 6,299 |
| Net interest income | $2,002,000 | 6,553 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $176,000 | 7,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,155 |
| Total noninterest expense | $1,527,000 | 6,687 |
| Salaries and employee benefits | $845,000 | 6,525 |
| Premises and equipment expense | $271,000 | 5,760 |
| Additional noninterest expense | $411,000 | 7,061 |
| Pre-tax net operating income | $591,000 | 6,622 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $180,000 | 5,605 |
| Income before extraordinary items | $411,000 | 6,788 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $411,000 | 6,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,671 |
| Cash dividends | $26,000 | 6,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $411,000 | 6,793 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 6,813 |
| Total interest expense | $1,669,000 | 6,597 |
| Net interest income | $1,842,000 | 6,926 |
| Provision for loan and lease losses | $55,000 | 6,383 |
| Total noninterest income | $186,000 | 7,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,095 |
| Total noninterest expense | $1,546,000 | 6,662 |
| Salaries and employee benefits | $818,000 | 6,676 |
| Premises and equipment expense | $307,000 | 5,394 |
| Additional noninterest expense | $421,000 | 7,107 |
| Pre-tax net operating income | $427,000 | 7,463 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $143,000 | 6,372 |
| Income before extraordinary items | $284,000 | 7,700 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $284,000 | 7,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,567 |
| Cash dividends | $25,000 | 6,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $284,000 | 7,677 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,237,000 | 7,251 |
| Total interest expense | $1,533,000 | 7,118 |
| Net interest income | $1,704,000 | 7,285 |
| Provision for loan and lease losses | $55,000 | 6,428 |
| Total noninterest income | $171,000 | 7,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 6,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,329 |
| Total noninterest expense | $1,467,000 | 6,783 |
| Salaries and employee benefits | $784,000 | 6,757 |
| Premises and equipment expense | $286,000 | 5,529 |
| Additional noninterest expense | $397,000 | 7,246 |
| Pre-tax net operating income | $353,000 | 8,128 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $120,000 | 7,243 |
| Income before extraordinary items | $233,000 | 8,365 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $233,000 | 8,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $24,000 | 7,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $233,000 | 8,294 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 7,640 |
| Total interest expense | $1,462,000 | 7,442 |
| Net interest income | $1,631,000 | 7,707 |
| Provision for loan and lease losses | $51,000 | 6,594 |
| Total noninterest income | $151,000 | 8,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,572 |
| Total noninterest expense | $1,431,000 | 6,961 |
| Salaries and employee benefits | $769,000 | 6,935 |
| Premises and equipment expense | $280,000 | 5,660 |
| Additional noninterest expense | $382,000 | 7,511 |
| Pre-tax net operating income | $300,000 | 9,001 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $93,000 | 8,518 |
| Income before extraordinary items | $207,000 | 9,094 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $207,000 | 9,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,434 |
| Cash dividends | $23,000 | 7,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $207,000 | 9,058 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,924,000 | 8,090 |
| Total interest expense | $1,440,000 | 7,726 |
| Net interest income | $1,484,000 | 8,308 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $157,000 | 8,915 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,907 |
| Total noninterest expense | $1,268,000 | 7,764 |
| Salaries and employee benefits | $694,000 | 7,573 |
| Premises and equipment expense | $252,000 | 6,227 |
| Additional noninterest expense | $322,000 | 8,651 |
| Pre-tax net operating income | $333,000 | 8,901 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $101,000 | 8,731 |
| Income before extraordinary items | $232,000 | 8,981 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $232,000 | 8,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $22,000 | 8,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $232,000 | 8,926 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 8,579 |
| Total interest expense | $1,265,000 | 8,389 |
| Net interest income | $1,474,000 | 8,606 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $183,000 | 8,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,327 |
| Total noninterest expense | $1,258,000 | 8,002 |
| Salaries and employee benefits | $655,000 | 8,024 |
| Premises and equipment expense | $247,000 | 6,404 |
| Additional noninterest expense | $356,000 | 8,641 |
| Pre-tax net operating income | $339,000 | 9,466 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $116,000 | 8,861 |
| Income before extraordinary items | $223,000 | 9,692 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $223,000 | 9,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $20,000 | 8,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $223,000 | 9,655 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 8,939 |
| Total interest expense | $1,061,000 | 8,433 |
| Net interest income | $1,419,000 | 9,097 |
| Provision for loan and lease losses | $61,000 | 5,573 |
| Total noninterest income | $186,000 | 8,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,032 |
| Total noninterest expense | $1,260,000 | 8,389 |
| Salaries and employee benefits | $656,000 | 8,233 |
| Premises and equipment expense | $258,000 | 6,394 |
| Additional noninterest expense | $346,000 | 9,398 |
| Pre-tax net operating income | $284,000 | 10,251 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $72,000 | 9,978 |
| Income before extraordinary items | $212,000 | 10,130 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $212,000 | 10,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,946 |
| Cash dividends | $20,000 | 8,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $212,000 | 10,181 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 9,148 |
| Total interest expense | $1,128,000 | 8,564 |
| Net interest income | $1,390,000 | 9,451 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $183,000 | 9,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,197 |
| Total noninterest expense | $1,212,000 | 8,842 |
| Salaries and employee benefits | $667,000 | 8,248 |
| Premises and equipment expense | $218,000 | 7,325 |
| Additional noninterest expense | $327,000 | 10,107 |
| Pre-tax net operating income | $271,000 | 10,465 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $66,000 | 10,572 |
| Income before extraordinary items | $205,000 | 10,584 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $205,000 | 10,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $20,000 | 8,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $205,000 | 10,360 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 9,432 |
| Total interest expense | $1,353,000 | 9,014 |
| Net interest income | $1,398,000 | 9,630 |
| Provision for loan and lease losses | $118,000 | 6,873 |
| Total noninterest income | $211,000 | 9,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,834 |
| Total noninterest expense | $1,221,000 | 8,949 |
| Salaries and employee benefits | $645,000 | 8,412 |
| Premises and equipment expense | $201,000 | 7,807 |
| Additional noninterest expense | $375,000 | 9,880 |
| Pre-tax net operating income | $270,000 | 10,424 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $66,000 | 10,825 |
| Income before extraordinary items | $204,000 | 10,534 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $204,000 | 10,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 5,195 |
| Cash dividends | $20,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $204,000 | 10,197 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.