Home > Spectra Bank > Income and Expense
Spectra Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $4,038,000 | 3,885 |
| Total interest expense | $1,701,000 | 3,217 |
| Net interest income | $2,337,000 | 4,088 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,706,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,653,000 | 667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 4,200 |
| Total noninterest expense | $4,883,000 | 3,087 |
| Salaries and employee benefits | $2,004,000 | 3,445 |
| Premises and equipment expense | $542,000 | 2,839 |
| Additional noninterest expense | $53,000 | 4,200 |
| Pre-tax net operating income | $-840,000 | 4,487 |
| Securities gains (losses) | $-28,000 | 3,533 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $-868,000 | 4,471 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-868,000 | 4,470 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-868,000 | 4,471 |
| Net charge-offs | $-48,000 | 4,186 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $-840,000 | 4,481 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 3,892 |
| Total interest expense | $1,186,000 | 3,187 |
| Net interest income | $1,780,000 | 4,098 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,284,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,244,000 | 664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,211 |
| Total noninterest expense | $3,671,000 | 3,064 |
| Salaries and employee benefits | $1,505,000 | 3,429 |
| Premises and equipment expense | $406,000 | 2,849 |
| Additional noninterest expense | $40,000 | 4,206 |
| Pre-tax net operating income | $-607,000 | 4,495 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $-607,000 | 4,509 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-607,000 | 4,507 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-607,000 | 4,509 |
| Net charge-offs | $-48,000 | 4,201 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $-607,000 | 4,521 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 3,926 |
| Total interest expense | $688,000 | 3,192 |
| Net interest income | $1,190,000 | 4,127 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $838,000 | 2,145 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $781,000 | 690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 3,991 |
| Total noninterest expense | $2,582,000 | 2,986 |
| Salaries and employee benefits | $1,038,000 | 3,408 |
| Premises and equipment expense | $269,000 | 2,859 |
| Additional noninterest expense | $57,000 | 3,970 |
| Pre-tax net operating income | $-554,000 | 4,543 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $-554,000 | 4,563 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-554,000 | 4,561 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-554,000 | 4,562 |
| Net charge-offs | $-48,000 | 4,316 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $-554,000 | 4,569 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $878,000 | 3,998 |
| Total interest expense | $234,000 | 3,410 |
| Net interest income | $644,000 | 4,095 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $396,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $368,000 | 744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 3,993 |
| Total noninterest expense | $1,173,000 | 3,164 |
| Salaries and employee benefits | $552,000 | 3,367 |
| Premises and equipment expense | $127,000 | 2,989 |
| Additional noninterest expense | $28,000 | 3,993 |
| Pre-tax net operating income | $-133,000 | 4,562 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $-133,000 | 4,539 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-133,000 | 4,539 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-133,000 | 4,539 |
| Net charge-offs | $-35,000 | 4,355 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $-133,000 | 4,554 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 4,136 |
| Total interest expense | $302,000 | 3,749 |
| Net interest income | $2,242,000 | 4,153 |
| Provision for loan and lease losses | $-750,000 | 4,576 |
| Total noninterest income | $1,489,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,564,000 | 715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-75,000 | 4,699 |
| Total noninterest expense | $3,841,000 | 3,400 |
| Salaries and employee benefits | $1,872,000 | 3,562 |
| Premises and equipment expense | $498,000 | 3,000 |
| Additional noninterest expense | $-75,000 | 4,699 |
| Pre-tax net operating income | $640,000 | 4,055 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $640,000 | 3,980 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $640,000 | 3,979 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $640,000 | 3,980 |
| Net charge-offs | $-638,000 | 4,624 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $640,000 | 3,998 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 4,206 |
| Total interest expense | $187,000 | 3,778 |
| Net interest income | $1,530,000 | 4,220 |
| Provision for loan and lease losses | $-750,000 | 4,627 |
| Total noninterest income | $1,051,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,154,000 | 727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-103,000 | 4,741 |
| Total noninterest expense | $2,704,000 | 3,478 |
| Salaries and employee benefits | $1,273,000 | 3,669 |
| Premises and equipment expense | $363,000 | 3,036 |
| Additional noninterest expense | $-103,000 | 4,741 |
| Pre-tax net operating income | $627,000 | 3,899 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $627,000 | 3,784 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $627,000 | 3,783 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $627,000 | 3,783 |
| Net charge-offs | $-631,000 | 4,658 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $627,000 | 3,815 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 4,294 |
| Total interest expense | $138,000 | 3,625 |
| Net interest income | $887,000 | 4,330 |
| Provision for loan and lease losses | $-750,000 | 4,645 |
| Total noninterest income | $610,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $738,000 | 749 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-128,000 | 4,753 |
| Total noninterest expense | $1,702,000 | 3,563 |
| Salaries and employee benefits | $791,000 | 3,783 |
| Premises and equipment expense | $235,000 | 3,087 |
| Additional noninterest expense | $676,000 | 3,244 |
| Pre-tax net operating income | $545,000 | 3,626 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $545,000 | 3,474 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $545,000 | 3,473 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $545,000 | 3,474 |
| Net charge-offs | $-610,000 | 4,695 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $545,000 | 3,507 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $456,000 | 4,369 |
| Total interest expense | $80,000 | 3,445 |
| Net interest income | $376,000 | 4,431 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $230,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $346,000 | 786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-116,000 | 4,789 |
| Total noninterest expense | $902,000 | 3,479 |
| Salaries and employee benefits | $443,000 | 3,648 |
| Premises and equipment expense | $120,000 | 3,073 |
| Additional noninterest expense | $339,000 | 3,233 |
| Pre-tax net operating income | $-296,000 | 4,738 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $-296,000 | 4,720 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-296,000 | 4,719 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-296,000 | 4,720 |
| Net charge-offs | $-57,000 | 4,432 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-296,000 | 4,735 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 4,249 |
| Total interest expense | $446,000 | 3,315 |
| Net interest income | $1,994,000 | 4,305 |
| Provision for loan and lease losses | $-750,000 | 4,494 |
| Total noninterest income | $1,720,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,292,000 | 791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 3,395 |
| Total noninterest expense | $3,893,000 | 3,398 |
| Salaries and employee benefits | $1,843,000 | 3,628 |
| Premises and equipment expense | $553,000 | 2,871 |
| Additional noninterest expense | $1,497,000 | 3,104 |
| Pre-tax net operating income | $571,000 | 4,177 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $571,000 | 4,141 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $571,000 | 4,140 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $571,000 | 4,141 |
| Net charge-offs | $-691,000 | 4,751 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $571,000 | 4,120 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 4,272 |
| Total interest expense | $350,000 | 3,356 |
| Net interest income | $1,587,000 | 4,341 |
| Provision for loan and lease losses | $-750,000 | 4,594 |
| Total noninterest income | $1,256,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $928,000 | 819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 3,432 |
| Total noninterest expense | $2,944,000 | 3,403 |
| Salaries and employee benefits | $1,375,000 | 3,660 |
| Premises and equipment expense | $399,000 | 2,954 |
| Additional noninterest expense | $1,170,000 | 3,055 |
| Pre-tax net operating income | $649,000 | 4,054 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $649,000 | 3,983 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $649,000 | 3,983 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $649,000 | 3,983 |
| Net charge-offs | $-659,000 | 4,838 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $649,000 | 3,961 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 4,286 |
| Total interest expense | $245,000 | 3,369 |
| Net interest income | $1,086,000 | 4,356 |
| Provision for loan and lease losses | $-750,000 | 4,651 |
| Total noninterest income | $886,000 | 2,369 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $580,000 | 826 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 3,113 |
| Total noninterest expense | $1,980,000 | 3,404 |
| Salaries and employee benefits | $910,000 | 3,687 |
| Premises and equipment expense | $267,000 | 2,947 |
| Additional noninterest expense | $803,000 | 2,968 |
| Pre-tax net operating income | $742,000 | 3,590 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $742,000 | 3,485 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $742,000 | 3,484 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $742,000 | 3,485 |
| Net charge-offs | $-647,000 | 4,889 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $742,000 | 3,459 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $694,000 | 4,242 |
| Total interest expense | $123,000 | 3,435 |
| Net interest income | $571,000 | 4,304 |
| Provision for loan and lease losses | $-750,000 | 4,779 |
| Total noninterest income | $433,000 | 2,395 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $266,000 | 869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 3,015 |
| Total noninterest expense | $1,013,000 | 3,344 |
| Salaries and employee benefits | $452,000 | 3,698 |
| Premises and equipment expense | $132,000 | 2,978 |
| Additional noninterest expense | $429,000 | 2,807 |
| Pre-tax net operating income | $741,000 | 2,762 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $741,000 | 2,618 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $741,000 | 2,616 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $741,000 | 2,618 |
| Net charge-offs | $-638,000 | 4,945 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $741,000 | 2,586 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $2,720,000 | 4,298 |
| Total interest expense | $510,000 | 3,819 |
| Net interest income | $2,210,000 | 4,335 |
| Provision for loan and lease losses | $1,200,000 | 1,427 |
| Total noninterest income | $1,601,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,178,000 | 818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $423,000 | 3,319 |
| Total noninterest expense | $3,981,000 | 3,376 |
| Salaries and employee benefits | $2,070,000 | 3,521 |
| Premises and equipment expense | $653,000 | 2,636 |
| Additional noninterest expense | $1,258,000 | 3,335 |
| Pre-tax net operating income | $-1,370,000 | 4,924 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $-1,370,000 | 4,929 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,370,000 | 4,929 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,370,000 | 4,929 |
| Net charge-offs | $1,766,000 | 449 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-1,370,000 | 4,923 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 4,289 |
| Total interest expense | $366,000 | 3,942 |
| Net interest income | $1,759,000 | 4,293 |
| Provision for loan and lease losses | $1,100,000 | 1,279 |
| Total noninterest income | $1,299,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $885,000 | 813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $414,000 | 3,018 |
| Total noninterest expense | $3,007,000 | 3,354 |
| Salaries and employee benefits | $1,521,000 | 3,534 |
| Premises and equipment expense | $505,000 | 2,588 |
| Additional noninterest expense | $981,000 | 3,252 |
| Pre-tax net operating income | $-1,049,000 | 4,938 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $-1,049,000 | 4,941 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,049,000 | 4,941 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,049,000 | 4,941 |
| Net charge-offs | $1,619,000 | 375 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-1,049,000 | 4,939 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 4,291 |
| Total interest expense | $245,000 | 4,029 |
| Net interest income | $1,248,000 | 4,267 |
| Provision for loan and lease losses | $1,100,000 | 1,022 |
| Total noninterest income | $956,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $596,000 | 813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 2,721 |
| Total noninterest expense | $2,076,000 | 3,304 |
| Salaries and employee benefits | $1,031,000 | 3,512 |
| Premises and equipment expense | $356,000 | 2,485 |
| Additional noninterest expense | $689,000 | 3,172 |
| Pre-tax net operating income | $-972,000 | 4,971 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $-972,000 | 4,972 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-972,000 | 4,972 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-972,000 | 4,972 |
| Net charge-offs | $1,668,000 | 290 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-972,000 | 4,978 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $782,000 | 4,289 |
| Total interest expense | $118,000 | 4,170 |
| Net interest income | $664,000 | 4,226 |
| Provision for loan and lease losses | $100,000 | 1,942 |
| Total noninterest income | $399,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $314,000 | 905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 3,354 |
| Total noninterest expense | $1,095,000 | 3,254 |
| Salaries and employee benefits | $534,000 | 3,486 |
| Premises and equipment expense | $206,000 | 2,307 |
| Additional noninterest expense | $355,000 | 3,153 |
| Pre-tax net operating income | $-132,000 | 4,897 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-132,000 | 4,868 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-132,000 | 4,867 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-132,000 | 4,868 |
| Net charge-offs | $-15,000 | 4,590 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-132,000 | 4,892 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,042,000 | 4,040 |
| Total interest expense | $583,000 | 3,998 |
| Net interest income | $3,459,000 | 3,997 |
| Provision for loan and lease losses | $2,208,000 | 496 |
| Total noninterest income | $1,443,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,394,000 | 861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,721 |
| Total noninterest expense | $4,602,000 | 3,169 |
| Salaries and employee benefits | $2,401,000 | 3,305 |
| Premises and equipment expense | $743,000 | 2,446 |
| Additional noninterest expense | $1,458,000 | 3,141 |
| Pre-tax net operating income | $-1,908,000 | 5,134 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $-1,908,000 | 5,134 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,908,000 | 5,135 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,908,000 | 5,135 |
| Net charge-offs | $1,327,000 | 550 |
| Cash dividends | $326,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $1,109,000 | 201 |
| Net operating income | $-1,908,000 | 5,129 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,743,000 | 4,209 |
| Total interest expense | $473,000 | 3,963 |
| Net interest income | $2,270,000 | 4,220 |
| Provision for loan and lease losses | $2,208,000 | 377 |
| Total noninterest income | $1,068,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $463,000 | 1,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $605,000 | 2,490 |
| Total noninterest expense | $3,318,000 | 3,250 |
| Salaries and employee benefits | $1,844,000 | 3,278 |
| Premises and equipment expense | $550,000 | 2,489 |
| Additional noninterest expense | $924,000 | 3,470 |
| Pre-tax net operating income | $-2,188,000 | 5,237 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-2,188,000 | 5,230 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-2,188,000 | 5,230 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-2,188,000 | 5,230 |
| Net charge-offs | $1,327,000 | 405 |
| Cash dividends | $241,000 | 3,015 |
| Sale, conversion, retirement of capital stock, net | $1,109,000 | 157 |
| Net operating income | $-2,188,000 | 5,228 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 4,384 |
| Total interest expense | $289,000 | 4,054 |
| Net interest income | $1,350,000 | 4,375 |
| Provision for loan and lease losses | $32,000 | 3,029 |
| Total noninterest income | $687,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $296,000 | 1,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 2,507 |
| Total noninterest expense | $2,104,000 | 3,371 |
| Salaries and employee benefits | $1,155,000 | 3,404 |
| Premises and equipment expense | $351,000 | 2,555 |
| Additional noninterest expense | $598,000 | 3,552 |
| Pre-tax net operating income | $-99,000 | 5,162 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $-99,000 | 5,164 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-99,000 | 5,162 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-99,000 | 5,162 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $201,000 | 2,845 |
| Sale, conversion, retirement of capital stock, net | $1,006,000 | 123 |
| Net operating income | $-99,000 | 5,159 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $791,000 | 4,459 |
| Total interest expense | $126,000 | 4,203 |
| Net interest income | $665,000 | 4,434 |
| Provision for loan and lease losses | $16,000 | 2,851 |
| Total noninterest income | $327,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $144,000 | 1,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 2,508 |
| Total noninterest expense | $985,000 | 3,524 |
| Salaries and employee benefits | $532,000 | 3,584 |
| Premises and equipment expense | $173,000 | 2,603 |
| Additional noninterest expense | $280,000 | 3,693 |
| Pre-tax net operating income | $-9,000 | 5,167 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $-9,000 | 5,169 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-9,000 | 5,168 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-9,000 | 5,168 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $176,000 | 2,115 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 505 |
| Net operating income | $-9,000 | 5,165 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,923,000 | 4,521 |
| Total interest expense | $341,000 | 4,365 |
| Net interest income | $2,582,000 | 4,486 |
| Provision for loan and lease losses | $100,000 | 3,044 |
| Total noninterest income | $1,191,000 | 2,621 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $522,000 | 1,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $669,000 | 2,700 |
| Total noninterest expense | $3,292,000 | 3,857 |
| Salaries and employee benefits | $1,814,000 | 3,861 |
| Premises and equipment expense | $510,000 | 3,113 |
| Additional noninterest expense | $968,000 | 3,955 |
| Pre-tax net operating income | $381,000 | 4,794 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $381,000 | 4,737 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $381,000 | 4,736 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $381,000 | 4,736 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $278,000 | 3,417 |
| Sale, conversion, retirement of capital stock, net | $755,000 | 262 |
| Net operating income | $381,000 | 4,738 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 4,603 |
| Total interest expense | $242,000 | 4,405 |
| Net interest income | $1,868,000 | 4,569 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $907,000 | 2,636 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $377,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $530,000 | 2,683 |
| Total noninterest expense | $2,368,000 | 3,945 |
| Salaries and employee benefits | $1,329,000 | 3,923 |
| Premises and equipment expense | $332,000 | 3,412 |
| Additional noninterest expense | $707,000 | 4,018 |
| Pre-tax net operating income | $407,000 | 4,684 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $407,000 | 4,578 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $407,000 | 4,576 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $407,000 | 4,577 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $278,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $751,000 | 214 |
| Net operating income | $407,000 | 4,582 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 4,705 |
| Total interest expense | $147,000 | 4,490 |
| Net interest income | $1,167,000 | 4,686 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $581,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $244,000 | 2,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 2,754 |
| Total noninterest expense | $1,547,000 | 4,012 |
| Salaries and employee benefits | $886,000 | 3,950 |
| Premises and equipment expense | $191,000 | 3,674 |
| Additional noninterest expense | $470,000 | 4,054 |
| Pre-tax net operating income | $201,000 | 4,874 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $201,000 | 4,796 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $201,000 | 4,795 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $201,000 | 4,795 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $228,000 | 2,724 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 157 |
| Net operating income | $201,000 | 4,799 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $624,000 | 4,804 |
| Total interest expense | $59,000 | 4,727 |
| Net interest income | $565,000 | 4,767 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $271,000 | 2,749 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $117,000 | 2,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 2,806 |
| Total noninterest expense | $749,000 | 4,104 |
| Salaries and employee benefits | $436,000 | 4,020 |
| Premises and equipment expense | $83,000 | 3,959 |
| Additional noninterest expense | $230,000 | 4,119 |
| Pre-tax net operating income | $87,000 | 4,956 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $87,000 | 4,901 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $87,000 | 4,900 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $87,000 | 4,901 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $748,000 | 95 |
| Net operating income | $87,000 | 4,902 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 5,020 |
| Total interest expense | $154,000 | 5,067 |
| Net interest income | $1,922,000 | 4,983 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,097,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $460,000 | 2,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $637,000 | 2,849 |
| Total noninterest expense | $2,442,000 | 4,453 |
| Salaries and employee benefits | $1,423,000 | 4,385 |
| Premises and equipment expense | $267,000 | 4,345 |
| Additional noninterest expense | $752,000 | 4,481 |
| Pre-tax net operating income | $577,000 | 4,625 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $577,000 | 4,358 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $577,000 | 4,358 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $577,000 | 4,358 |
| Net charge-offs | $-22,000 | 4,968 |
| Cash dividends | $425,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $378,000 | 327 |
| Net operating income | $577,000 | 4,344 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 5,103 |
| Total interest expense | $113,000 | 5,131 |
| Net interest income | $1,403,000 | 5,066 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $813,000 | 2,859 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $338,000 | 2,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $475,000 | 2,872 |
| Total noninterest expense | $1,764,000 | 4,536 |
| Salaries and employee benefits | $1,032,000 | 4,461 |
| Premises and equipment expense | $184,000 | 4,501 |
| Additional noninterest expense | $548,000 | 4,555 |
| Pre-tax net operating income | $452,000 | 4,690 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $452,000 | 4,523 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $452,000 | 4,522 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $452,000 | 4,523 |
| Net charge-offs | $-22,000 | 4,950 |
| Cash dividends | $425,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 427 |
| Net operating income | $452,000 | 4,512 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $986,000 | 5,158 |
| Total interest expense | $69,000 | 5,223 |
| Net interest income | $917,000 | 5,116 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $531,000 | 2,885 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $221,000 | 2,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 2,896 |
| Total noninterest expense | $1,132,000 | 4,623 |
| Salaries and employee benefits | $663,000 | 4,544 |
| Premises and equipment expense | $123,000 | 4,521 |
| Additional noninterest expense | $346,000 | 4,663 |
| Pre-tax net operating income | $316,000 | 4,623 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $316,000 | 4,448 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $316,000 | 4,447 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $316,000 | 4,448 |
| Net charge-offs | $-22,000 | 5,045 |
| Cash dividends | $350,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $316,000 | 4,437 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $483,000 | 5,222 |
| Total interest expense | $31,000 | 5,324 |
| Net interest income | $452,000 | 5,173 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $256,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $107,000 | 2,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 2,949 |
| Total noninterest expense | $559,000 | 4,691 |
| Salaries and employee benefits | $317,000 | 4,662 |
| Premises and equipment expense | $63,000 | 4,532 |
| Additional noninterest expense | $179,000 | 4,659 |
| Pre-tax net operating income | $149,000 | 4,660 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $149,000 | 4,500 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $149,000 | 4,500 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $149,000 | 4,500 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $350,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $149,000 | 4,481 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 5,288 |
| Total interest expense | $107,000 | 5,468 |
| Net interest income | $1,798,000 | 5,220 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,051,000 | 2,956 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $451,000 | 2,254 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $600,000 | 3,020 |
| Total noninterest expense | $2,216,000 | 4,744 |
| Salaries and employee benefits | $1,363,000 | 4,561 |
| Premises and equipment expense | $255,000 | 4,570 |
| Additional noninterest expense | $598,000 | 4,992 |
| Pre-tax net operating income | $633,000 | 4,608 |
| Securities gains (losses) | $44,000 | 1,919 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $677,000 | 4,394 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $677,000 | 4,392 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $677,000 | 4,393 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $665,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $633,000 | 4,427 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 5,337 |
| Total interest expense | $80,000 | 5,524 |
| Net interest income | $1,353,000 | 5,267 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $785,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $336,000 | 2,268 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $449,000 | 3,029 |
| Total noninterest expense | $1,685,000 | 4,748 |
| Salaries and employee benefits | $1,052,000 | 4,535 |
| Premises and equipment expense | $192,000 | 4,597 |
| Additional noninterest expense | $441,000 | 5,058 |
| Pre-tax net operating income | $453,000 | 4,737 |
| Securities gains (losses) | $44,000 | 1,850 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $497,000 | 4,502 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $497,000 | 4,501 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $497,000 | 4,502 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $665,000 | 2,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $453,000 | 4,552 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $929,000 | 5,423 |
| Total interest expense | $54,000 | 5,575 |
| Net interest income | $875,000 | 5,364 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $521,000 | 2,964 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $226,000 | 2,230 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $295,000 | 3,047 |
| Total noninterest expense | $1,122,000 | 4,802 |
| Salaries and employee benefits | $702,000 | 4,572 |
| Premises and equipment expense | $131,000 | 4,595 |
| Additional noninterest expense | $289,000 | 5,137 |
| Pre-tax net operating income | $274,000 | 4,847 |
| Securities gains (losses) | $7,000 | 2,354 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $281,000 | 4,702 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $281,000 | 4,703 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $281,000 | 4,703 |
| Net charge-offs | $-3,000 | 4,597 |
| Cash dividends | $665,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $274,000 | 4,667 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 5,479 |
| Total interest expense | $27,000 | 5,619 |
| Net interest income | $434,000 | 5,416 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $258,000 | 2,966 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $108,000 | 2,301 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $150,000 | 2,980 |
| Total noninterest expense | $571,000 | 4,803 |
| Salaries and employee benefits | $349,000 | 4,615 |
| Premises and equipment expense | $69,000 | 4,526 |
| Additional noninterest expense | $153,000 | 5,095 |
| Pre-tax net operating income | $121,000 | 4,926 |
| Securities gains (losses) | $7,000 | 1,613 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $128,000 | 4,772 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $128,000 | 4,771 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $128,000 | 4,772 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $665,000 | 994 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $121,000 | 4,773 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 5,583 |
| Total interest expense | $93,000 | 5,762 |
| Net interest income | $1,628,000 | 5,516 |
| Provision for loan and lease losses | $20,000 | 4,043 |
| Total noninterest income | $1,069,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $452,000 | 2,307 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $617,000 | 3,002 |
| Total noninterest expense | $2,053,000 | 5,021 |
| Salaries and employee benefits | $1,311,000 | 4,737 |
| Premises and equipment expense | $171,000 | 5,265 |
| Additional noninterest expense | $571,000 | 5,236 |
| Pre-tax net operating income | $624,000 | 4,700 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $625,000 | 4,560 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $625,000 | 4,561 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $625,000 | 4,561 |
| Net charge-offs | $-21,000 | 5,346 |
| Cash dividends | $355,000 | 3,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $624,000 | 4,512 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 5,687 |
| Total interest expense | $66,000 | 5,871 |
| Net interest income | $1,187,000 | 5,617 |
| Provision for loan and lease losses | $20,000 | 3,795 |
| Total noninterest income | $796,000 | 2,977 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $334,000 | 2,349 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $462,000 | 3,015 |
| Total noninterest expense | $1,513,000 | 5,076 |
| Salaries and employee benefits | $970,000 | 4,801 |
| Premises and equipment expense | $127,000 | 5,329 |
| Additional noninterest expense | $416,000 | 5,321 |
| Pre-tax net operating income | $450,000 | 4,853 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $451,000 | 4,700 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $451,000 | 4,703 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $451,000 | 4,704 |
| Net charge-offs | $-20,000 | 5,343 |
| Cash dividends | $310,000 | 2,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $450,000 | 4,650 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $827,000 | 5,742 |
| Total interest expense | $43,000 | 5,946 |
| Net interest income | $784,000 | 5,681 |
| Provision for loan and lease losses | $20,000 | 3,492 |
| Total noninterest income | $517,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $219,000 | 2,351 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $298,000 | 3,071 |
| Total noninterest expense | $970,000 | 5,178 |
| Salaries and employee benefits | $626,000 | 4,900 |
| Premises and equipment expense | $81,000 | 5,429 |
| Additional noninterest expense | $263,000 | 5,435 |
| Pre-tax net operating income | $311,000 | 4,813 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $312,000 | 4,641 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $312,000 | 4,643 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $312,000 | 4,644 |
| Net charge-offs | $1,000 | 3,770 |
| Cash dividends | $265,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $311,000 | 4,569 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $413,000 | 5,788 |
| Total interest expense | $21,000 | 6,015 |
| Net interest income | $392,000 | 5,721 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $254,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $106,000 | 2,376 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $148,000 | 3,037 |
| Total noninterest expense | $478,000 | 5,250 |
| Salaries and employee benefits | $318,000 | 4,924 |
| Premises and equipment expense | $41,000 | 5,464 |
| Additional noninterest expense | $119,000 | 5,590 |
| Pre-tax net operating income | $168,000 | 4,682 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $169,000 | 4,538 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $169,000 | 4,540 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $169,000 | 4,542 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $10,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $168,000 | 4,463 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 5,869 |
| Total interest expense | $75,000 | 6,188 |
| Net interest income | $1,596,000 | 5,782 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,097,000 | 2,973 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $464,000 | 2,394 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $633,000 | 2,964 |
| Total noninterest expense | $1,992,000 | 5,274 |
| Salaries and employee benefits | $1,207,000 | 5,063 |
| Premises and equipment expense | $201,000 | 5,340 |
| Additional noninterest expense | $584,000 | 5,424 |
| Pre-tax net operating income | $701,000 | 4,667 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $701,000 | 4,491 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $701,000 | 4,491 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $701,000 | 4,492 |
| Net charge-offs | $-3,000 | 5,476 |
| Cash dividends | $305,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $701,000 | 4,441 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 5,973 |
| Total interest expense | $54,000 | 6,295 |
| Net interest income | $1,160,000 | 5,885 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $818,000 | 3,002 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $345,000 | 2,431 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $473,000 | 2,980 |
| Total noninterest expense | $1,471,000 | 5,339 |
| Salaries and employee benefits | $881,000 | 5,133 |
| Premises and equipment expense | $143,000 | 5,469 |
| Additional noninterest expense | $447,000 | 5,435 |
| Pre-tax net operating income | $507,000 | 4,774 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $507,000 | 4,586 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $507,000 | 4,586 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $507,000 | 4,587 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $294,000 | 2,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $507,000 | 4,533 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $791,000 | 6,047 |
| Total interest expense | $35,000 | 6,364 |
| Net interest income | $756,000 | 5,957 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $543,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $227,000 | 2,437 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $316,000 | 2,966 |
| Total noninterest expense | $965,000 | 5,400 |
| Salaries and employee benefits | $561,000 | 5,243 |
| Premises and equipment expense | $97,000 | 5,492 |
| Additional noninterest expense | $307,000 | 5,420 |
| Pre-tax net operating income | $334,000 | 4,759 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $334,000 | 4,569 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $334,000 | 4,572 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $334,000 | 4,573 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $21,000 | 3,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $334,000 | 4,518 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $396,000 | 6,108 |
| Total interest expense | $17,000 | 6,446 |
| Net interest income | $379,000 | 6,008 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $271,000 | 2,954 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $114,000 | 2,408 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $157,000 | 2,907 |
| Total noninterest expense | $476,000 | 5,476 |
| Salaries and employee benefits | $273,000 | 5,347 |
| Premises and equipment expense | $49,000 | 5,529 |
| Additional noninterest expense | $154,000 | 5,465 |
| Pre-tax net operating income | $174,000 | 4,680 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $174,000 | 4,471 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $174,000 | 4,473 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $174,000 | 4,473 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $10,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $174,000 | 4,417 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 6,165 |
| Total interest expense | $75,000 | 6,549 |
| Net interest income | $1,489,000 | 6,067 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,084,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $444,000 | 2,608 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $640,000 | 3,008 |
| Total noninterest expense | $2,073,000 | 5,411 |
| Salaries and employee benefits | $1,157,000 | 5,326 |
| Premises and equipment expense | $172,000 | 5,749 |
| Additional noninterest expense | $744,000 | 5,219 |
| Pre-tax net operating income | $500,000 | 5,003 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $500,000 | 4,903 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $500,000 | 4,906 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $500,000 | 4,906 |
| Net charge-offs | $-1,000 | 5,856 |
| Cash dividends | $533,000 | 2,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $500,000 | 4,845 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 6,250 |
| Total interest expense | $58,000 | 6,620 |
| Net interest income | $1,096,000 | 6,148 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $838,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $331,000 | 2,643 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $507,000 | 2,997 |
| Total noninterest expense | $1,557,000 | 5,423 |
| Salaries and employee benefits | $854,000 | 5,371 |
| Premises and equipment expense | $130,000 | 5,802 |
| Additional noninterest expense | $573,000 | 5,181 |
| Pre-tax net operating income | $377,000 | 5,099 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $377,000 | 4,991 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $377,000 | 4,992 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $377,000 | 4,993 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $521,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $377,000 | 4,904 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $738,000 | 6,339 |
| Total interest expense | $39,000 | 6,672 |
| Net interest income | $699,000 | 6,239 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $577,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $215,000 | 2,656 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $362,000 | 2,936 |
| Total noninterest expense | $1,049,000 | 5,436 |
| Salaries and employee benefits | $552,000 | 5,445 |
| Premises and equipment expense | $84,000 | 5,862 |
| Additional noninterest expense | $413,000 | 5,023 |
| Pre-tax net operating income | $227,000 | 5,179 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $227,000 | 5,129 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $227,000 | 5,131 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $227,000 | 5,132 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $510,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $227,000 | 5,005 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 6,392 |
| Total interest expense | $20,000 | 6,743 |
| Net interest income | $349,000 | 6,282 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $316,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $103,000 | 2,736 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $213,000 | 2,694 |
| Total noninterest expense | $565,000 | 5,333 |
| Salaries and employee benefits | $272,000 | 5,500 |
| Premises and equipment expense | $43,000 | 5,888 |
| Additional noninterest expense | $250,000 | 4,642 |
| Pre-tax net operating income | $100,000 | 5,320 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $100,000 | 5,255 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $100,000 | 5,257 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $100,000 | 5,257 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $297,000 | 1,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $100,000 | 5,151 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 6,391 |
| Total interest expense | $91,000 | 6,854 |
| Net interest income | $1,545,000 | 6,244 |
| Provision for loan and lease losses | $25,000 | 5,510 |
| Total noninterest income | $1,143,000 | 3,039 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $389,000 | 2,981 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $754,000 | 2,775 |
| Total noninterest expense | $2,055,000 | 5,607 |
| Salaries and employee benefits | $1,087,000 | 5,562 |
| Premises and equipment expense | $171,000 | 5,953 |
| Additional noninterest expense | $797,000 | 5,269 |
| Pre-tax net operating income | $608,000 | 4,690 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $608,000 | 4,676 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $608,000 | 4,676 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $608,000 | 4,677 |
| Net charge-offs | $38,000 | 5,094 |
| Cash dividends | $183,000 | 3,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $608,000 | 4,501 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 6,480 |
| Total interest expense | $69,000 | 6,960 |
| Net interest income | $1,167,000 | 6,332 |
| Provision for loan and lease losses | $25,000 | 5,295 |
| Total noninterest income | $836,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $281,000 | 3,104 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $555,000 | 2,784 |
| Total noninterest expense | $1,534,000 | 5,646 |
| Salaries and employee benefits | $832,000 | 5,573 |
| Premises and equipment expense | $128,000 | 6,021 |
| Additional noninterest expense | $574,000 | 5,410 |
| Pre-tax net operating income | $444,000 | 4,858 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $444,000 | 4,817 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $444,000 | 4,817 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $444,000 | 4,817 |
| Net charge-offs | $39,000 | 4,689 |
| Cash dividends | $171,000 | 3,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $444,000 | 4,646 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $828,000 | 6,527 |
| Total interest expense | $47,000 | 7,028 |
| Net interest income | $781,000 | 6,373 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $547,000 | 3,080 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $186,000 | 3,101 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $361,000 | 2,804 |
| Total noninterest expense | $1,021,000 | 5,679 |
| Salaries and employee benefits | $570,000 | 5,572 |
| Premises and equipment expense | $86,000 | 6,039 |
| Additional noninterest expense | $365,000 | 5,547 |
| Pre-tax net operating income | $307,000 | 4,798 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $307,000 | 4,781 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $307,000 | 4,784 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $307,000 | 4,784 |
| Net charge-offs | $19,000 | 4,674 |
| Cash dividends | $160,000 | 2,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $307,000 | 4,594 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $421,000 | 6,563 |
| Total interest expense | $24,000 | 7,094 |
| Net interest income | $397,000 | 6,402 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $269,000 | 3,125 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $92,000 | 3,114 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $177,000 | 2,830 |
| Total noninterest expense | $506,000 | 5,744 |
| Salaries and employee benefits | $288,000 | 5,579 |
| Premises and equipment expense | $43,000 | 6,083 |
| Additional noninterest expense | $175,000 | 5,645 |
| Pre-tax net operating income | $160,000 | 4,837 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $160,000 | 4,739 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $160,000 | 4,742 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $160,000 | 4,743 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $147,000 | 1,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $160,000 | 4,603 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 6,602 |
| Total interest expense | $117,000 | 7,156 |
| Net interest income | $1,648,000 | 6,401 |
| Provision for loan and lease losses | $5,000 | 6,434 |
| Total noninterest income | $1,107,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $387,000 | 3,100 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $720,000 | 2,601 |
| Total noninterest expense | $2,216,000 | 5,617 |
| Salaries and employee benefits | $1,226,000 | 5,469 |
| Premises and equipment expense | $171,000 | 6,251 |
| Additional noninterest expense | $819,000 | 5,375 |
| Pre-tax net operating income | $534,000 | 4,656 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $534,000 | 4,558 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $534,000 | 4,561 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $534,000 | 4,560 |
| Net charge-offs | $12,000 | 6,056 |
| Cash dividends | $33,000 | 4,060 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 889 |
| Net operating income | $534,000 | 4,450 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 6,659 |
| Total interest expense | $91,000 | 7,232 |
| Net interest income | $1,247,000 | 6,428 |
| Provision for loan and lease losses | $5,000 | 6,302 |
| Total noninterest income | $815,000 | 2,964 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $284,000 | 3,141 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $531,000 | 2,615 |
| Total noninterest expense | $1,696,000 | 5,582 |
| Salaries and employee benefits | $923,000 | 5,474 |
| Premises and equipment expense | $131,000 | 6,257 |
| Additional noninterest expense | $642,000 | 5,288 |
| Pre-tax net operating income | $361,000 | 4,885 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $361,000 | 4,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $361,000 | 4,809 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $361,000 | 4,809 |
| Net charge-offs | $8,000 | 5,835 |
| Cash dividends | $22,000 | 3,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $361,000 | 4,680 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $895,000 | 6,710 |
| Total interest expense | $63,000 | 7,296 |
| Net interest income | $832,000 | 6,473 |
| Provision for loan and lease losses | $5,000 | 6,105 |
| Total noninterest income | $536,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $186,000 | 3,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $350,000 | 2,653 |
| Total noninterest expense | $1,158,000 | 5,596 |
| Salaries and employee benefits | $638,000 | 5,444 |
| Premises and equipment expense | $86,000 | 6,328 |
| Additional noninterest expense | $434,000 | 5,333 |
| Pre-tax net operating income | $205,000 | 5,090 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $205,000 | 4,994 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $205,000 | 4,994 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $205,000 | 4,994 |
| Net charge-offs | $10,000 | 5,333 |
| Cash dividends | $11,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $205,000 | 4,904 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $448,000 | 6,755 |
| Total interest expense | $33,000 | 7,348 |
| Net interest income | $415,000 | 6,509 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $266,000 | 3,040 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $96,000 | 3,056 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $170,000 | 2,711 |
| Total noninterest expense | $561,000 | 5,711 |
| Salaries and employee benefits | $316,000 | 5,496 |
| Premises and equipment expense | $40,000 | 6,475 |
| Additional noninterest expense | $205,000 | 5,470 |
| Pre-tax net operating income | $120,000 | 4,931 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $120,000 | 4,768 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $120,000 | 4,766 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $120,000 | 4,768 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $11,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $120,000 | 4,708 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 6,873 |
| Total interest expense | $156,000 | 7,422 |
| Net interest income | $1,614,000 | 6,623 |
| Provision for loan and lease losses | $255,000 | 5,056 |
| Total noninterest income | $1,173,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $510,000 | 2,605 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $663,000 | 2,774 |
| Total noninterest expense | $3,075,000 | 4,964 |
| Salaries and employee benefits | $1,319,000 | 5,405 |
| Premises and equipment expense | $174,000 | 6,426 |
| Additional noninterest expense | $1,582,000 | 3,859 |
| Pre-tax net operating income | $-543,000 | 6,275 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-543,000 | 6,391 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-543,000 | 6,392 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-543,000 | 6,392 |
| Net charge-offs | $14,000 | 6,477 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-543,000 | 6,345 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 7,000 |
| Total interest expense | $120,000 | 7,538 |
| Net interest income | $1,192,000 | 6,734 |
| Provision for loan and lease losses | $185,000 | 4,976 |
| Total noninterest income | $874,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $392,000 | 2,626 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $482,000 | 2,814 |
| Total noninterest expense | $2,187,000 | 5,119 |
| Salaries and employee benefits | $997,000 | 5,423 |
| Premises and equipment expense | $130,000 | 6,521 |
| Additional noninterest expense | $1,060,000 | 4,150 |
| Pre-tax net operating income | $-306,000 | 6,398 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-306,000 | 6,528 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-306,000 | 6,529 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-306,000 | 6,528 |
| Net charge-offs | $9,000 | 6,301 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-306,000 | 6,452 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $859,000 | 7,088 |
| Total interest expense | $84,000 | 7,598 |
| Net interest income | $775,000 | 6,801 |
| Provision for loan and lease losses | $125,000 | 4,845 |
| Total noninterest income | $579,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $265,000 | 2,601 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $314,000 | 2,775 |
| Total noninterest expense | $1,297,000 | 5,461 |
| Salaries and employee benefits | $681,000 | 5,399 |
| Premises and equipment expense | $87,000 | 6,550 |
| Additional noninterest expense | $529,000 | 4,938 |
| Pre-tax net operating income | $-68,000 | 6,211 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-68,000 | 6,351 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-68,000 | 6,353 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-68,000 | 6,351 |
| Net charge-offs | $5,000 | 6,051 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-68,000 | 6,266 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $408,000 | 7,229 |
| Total interest expense | $46,000 | 7,672 |
| Net interest income | $362,000 | 6,957 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $297,000 | 2,885 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $139,000 | 2,481 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $158,000 | 2,745 |
| Total noninterest expense | $738,000 | 5,159 |
| Salaries and employee benefits | $372,000 | 5,183 |
| Premises and equipment expense | $44,000 | 6,603 |
| Additional noninterest expense | $322,000 | 4,395 |
| Pre-tax net operating income | $-154,000 | 6,763 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-154,000 | 6,863 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-154,000 | 6,864 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-154,000 | 6,863 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-154,000 | 6,822 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,089,000 | 6,994 |
| Total interest expense | $255,000 | 7,675 |
| Net interest income | $1,834,000 | 6,529 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $1,319,000 | 2,787 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $479,000 | 2,984 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $840,000 | 2,384 |
| Total noninterest expense | $3,529,000 | 4,687 |
| Salaries and employee benefits | $1,652,000 | 4,909 |
| Premises and equipment expense | $306,000 | 5,601 |
| Additional noninterest expense | $1,571,000 | 3,957 |
| Pre-tax net operating income | $-376,000 | 5,889 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-376,000 | 5,999 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-376,000 | 5,997 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-376,000 | 5,997 |
| Net charge-offs | $21,000 | 6,628 |
| Cash dividends | $26,000 | 4,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-376,000 | 5,998 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 7,047 |
| Total interest expense | $203,000 | 7,750 |
| Net interest income | $1,397,000 | 6,532 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $989,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $343,000 | 3,085 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $646,000 | 2,417 |
| Total noninterest expense | $2,669,000 | 4,675 |
| Salaries and employee benefits | $1,235,000 | 4,961 |
| Premises and equipment expense | $187,000 | 6,116 |
| Additional noninterest expense | $1,247,000 | 3,779 |
| Pre-tax net operating income | $-283,000 | 6,117 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-283,000 | 6,218 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-283,000 | 6,219 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-283,000 | 6,218 |
| Net charge-offs | $10,000 | 6,519 |
| Cash dividends | $26,000 | 4,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-283,000 | 6,204 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 7,114 |
| Total interest expense | $145,000 | 7,815 |
| Net interest income | $920,000 | 6,576 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $619,000 | 2,980 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $223,000 | 3,112 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $396,000 | 2,573 |
| Total noninterest expense | $1,363,000 | 5,506 |
| Salaries and employee benefits | $820,000 | 5,027 |
| Premises and equipment expense | $125,000 | 6,166 |
| Additional noninterest expense | $418,000 | 5,716 |
| Pre-tax net operating income | $176,000 | 4,783 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $176,000 | 4,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 4,692 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $176,000 | 4,692 |
| Net charge-offs | $4,000 | 6,304 |
| Cash dividends | $26,000 | 3,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $176,000 | 4,606 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $505,000 | 7,250 |
| Total interest expense | $77,000 | 7,854 |
| Net interest income | $428,000 | 6,739 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $266,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $107,000 | 3,139 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $159,000 | 2,871 |
| Total noninterest expense | $668,000 | 5,504 |
| Salaries and employee benefits | $408,000 | 5,082 |
| Premises and equipment expense | $64,000 | 6,148 |
| Additional noninterest expense | $196,000 | 5,652 |
| Pre-tax net operating income | $26,000 | 5,941 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $26,000 | 6,060 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $26,000 | 6,062 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $26,000 | 6,062 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $26,000 | 2,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $26,000 | 5,899 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 7,061 |
| Total interest expense | $478,000 | 7,712 |
| Net interest income | $1,926,000 | 6,502 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,204,000 | 3,041 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $505,000 | 2,992 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $699,000 | 2,658 |
| Total noninterest expense | $2,627,000 | 5,515 |
| Salaries and employee benefits | $1,601,000 | 5,125 |
| Premises and equipment expense | $257,000 | 6,180 |
| Additional noninterest expense | $769,000 | 5,579 |
| Pre-tax net operating income | $503,000 | 4,859 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $503,000 | 4,441 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $503,000 | 4,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,515 |
| Cash dividends | $503,000 | 3,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $503,000 | 4,597 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 7,053 |
| Total interest expense | $382,000 | 7,763 |
| Net interest income | $1,497,000 | 6,467 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $892,000 | 3,119 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $389,000 | 2,952 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $503,000 | 2,803 |
| Total noninterest expense | $1,903,000 | 5,610 |
| Salaries and employee benefits | $1,188,000 | 5,199 |
| Premises and equipment expense | $197,000 | 6,142 |
| Additional noninterest expense | $518,000 | 5,811 |
| Pre-tax net operating income | $486,000 | 4,972 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $486,000 | 4,497 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $486,000 | 4,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $486,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $486,000 | 4,646 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 7,082 |
| Total interest expense | $274,000 | 7,798 |
| Net interest income | $1,002,000 | 6,471 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $582,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $262,000 | 2,906 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $320,000 | 2,918 |
| Total noninterest expense | $1,254,000 | 5,673 |
| Salaries and employee benefits | $794,000 | 5,237 |
| Premises and equipment expense | $130,000 | 6,201 |
| Additional noninterest expense | $330,000 | 5,923 |
| Pre-tax net operating income | $330,000 | 5,131 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $330,000 | 4,847 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $330,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,182 |
| Cash dividends | $330,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $330,000 | 4,778 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 7,146 |
| Total interest expense | $151,000 | 7,802 |
| Net interest income | $497,000 | 6,520 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $292,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $139,000 | 2,775 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $153,000 | 2,999 |
| Total noninterest expense | $619,000 | 5,723 |
| Salaries and employee benefits | $389,000 | 5,331 |
| Premises and equipment expense | $66,000 | 6,208 |
| Additional noninterest expense | $164,000 | 5,934 |
| Pre-tax net operating income | $170,000 | 5,246 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $170,000 | 5,018 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $170,000 | 5,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $170,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $170,000 | 4,899 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,913,000 | 6,893 |
| Total interest expense | $544,000 | 7,887 |
| Net interest income | $2,369,000 | 6,108 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,071,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $509,000 | 3,021 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $562,000 | 3,121 |
| Total noninterest expense | $2,422,000 | 5,706 |
| Salaries and employee benefits | $1,562,000 | 5,181 |
| Premises and equipment expense | $255,000 | 6,202 |
| Additional noninterest expense | $605,000 | 6,101 |
| Pre-tax net operating income | $1,018,000 | 4,711 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,018,000 | 4,273 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,018,000 | 4,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $1,018,000 | 2,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,018,000 | 4,267 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 6,954 |
| Total interest expense | $390,000 | 7,976 |
| Net interest income | $1,785,000 | 6,130 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $772,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $349,000 | 3,192 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $423,000 | 3,104 |
| Total noninterest expense | $1,757,000 | 5,761 |
| Salaries and employee benefits | $1,103,000 | 5,340 |
| Premises and equipment expense | $198,000 | 6,103 |
| Additional noninterest expense | $456,000 | 6,063 |
| Pre-tax net operating income | $800,000 | 4,832 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $800,000 | 4,346 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $800,000 | 4,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $800,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $800,000 | 4,338 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 7,058 |
| Total interest expense | $250,000 | 8,050 |
| Net interest income | $1,153,000 | 6,254 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $482,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $224,000 | 3,266 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $258,000 | 3,281 |
| Total noninterest expense | $1,164,000 | 5,819 |
| Salaries and employee benefits | $730,000 | 5,419 |
| Premises and equipment expense | $133,000 | 6,120 |
| Additional noninterest expense | $301,000 | 6,108 |
| Pre-tax net operating income | $471,000 | 5,164 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $471,000 | 4,684 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $471,000 | 4,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $471,000 | 2,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $471,000 | 4,680 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $695,000 | 7,093 |
| Total interest expense | $123,000 | 8,106 |
| Net interest income | $572,000 | 6,285 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $244,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $114,000 | 3,186 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $130,000 | 3,266 |
| Total noninterest expense | $579,000 | 5,852 |
| Salaries and employee benefits | $353,000 | 5,562 |
| Premises and equipment expense | $73,000 | 5,929 |
| Additional noninterest expense | $153,000 | 6,070 |
| Pre-tax net operating income | $237,000 | 5,161 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $237,000 | 4,686 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $237,000 | 4,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $237,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $237,000 | 4,667 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 7,006 |
| Total interest expense | $475,000 | 7,966 |
| Net interest income | $2,217,000 | 6,316 |
| Provision for loan and lease losses | $39,000 | 5,839 |
| Total noninterest income | $1,245,000 | 3,046 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $501,000 | 3,055 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $744,000 | 2,687 |
| Total noninterest expense | $2,350,000 | 5,684 |
| Salaries and employee benefits | $1,469,000 | 5,269 |
| Premises and equipment expense | $264,000 | 6,068 |
| Additional noninterest expense | $617,000 | 5,984 |
| Pre-tax net operating income | $1,073,000 | 5,039 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,073,000 | 4,553 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,073,000 | 4,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,923 |
| Cash dividends | $1,073,000 | 2,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,073,000 | 4,541 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,971,000 | 7,094 |
| Total interest expense | $337,000 | 8,043 |
| Net interest income | $1,634,000 | 6,424 |
| Provision for loan and lease losses | $20,000 | 5,975 |
| Total noninterest income | $972,000 | 2,989 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $374,000 | 3,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $598,000 | 2,572 |
| Total noninterest expense | $1,710,000 | 5,766 |
| Salaries and employee benefits | $1,050,000 | 5,396 |
| Premises and equipment expense | $199,000 | 6,088 |
| Additional noninterest expense | $461,000 | 6,001 |
| Pre-tax net operating income | $876,000 | 5,033 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $876,000 | 4,486 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $876,000 | 4,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,132 |
| Cash dividends | $876,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $876,000 | 4,470 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 7,183 |
| Total interest expense | $202,000 | 8,130 |
| Net interest income | $1,050,000 | 6,542 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $648,000 | 2,981 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $246,000 | 3,088 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $402,000 | 2,553 |
| Total noninterest expense | $1,139,000 | 5,777 |
| Salaries and employee benefits | $700,000 | 5,429 |
| Premises and equipment expense | $132,000 | 6,106 |
| Additional noninterest expense | $307,000 | 6,013 |
| Pre-tax net operating income | $539,000 | 5,241 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $539,000 | 4,701 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $539,000 | 4,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,463 |
| Cash dividends | $539,000 | 2,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $539,000 | 4,694 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 7,260 |
| Total interest expense | $90,000 | 8,217 |
| Net interest income | $510,000 | 6,628 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $300,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $120,000 | 3,078 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $180,000 | 2,686 |
| Total noninterest expense | $556,000 | 5,858 |
| Salaries and employee benefits | $350,000 | 5,440 |
| Premises and equipment expense | $62,000 | 6,285 |
| Additional noninterest expense | $144,000 | 6,179 |
| Pre-tax net operating income | $234,000 | 5,503 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $234,000 | 4,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,457 |
| Cash dividends | $180,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $234,000 | 4,972 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 7,380 |
| Total interest expense | $282,000 | 8,232 |
| Net interest income | $1,795,000 | 6,893 |
| Provision for loan and lease losses | $79,000 | 5,150 |
| Total noninterest income | $1,284,000 | 2,984 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $533,000 | 2,927 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $751,000 | 2,645 |
| Total noninterest expense | $2,338,000 | 5,589 |
| Salaries and employee benefits | $1,407,000 | 5,272 |
| Premises and equipment expense | $254,000 | 6,160 |
| Additional noninterest expense | $677,000 | 5,689 |
| Pre-tax net operating income | $662,000 | 6,241 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $662,000 | 5,781 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $662,000 | 5,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,030 |
| Cash dividends | $428,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $662,000 | 5,755 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 7,427 |
| Total interest expense | $200,000 | 8,273 |
| Net interest income | $1,331,000 | 6,966 |
| Provision for loan and lease losses | $79,000 | 4,657 |
| Total noninterest income | $963,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $396,000 | 2,940 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $567,000 | 2,641 |
| Total noninterest expense | $1,657,000 | 5,733 |
| Salaries and employee benefits | $984,000 | 5,467 |
| Premises and equipment expense | $198,000 | 6,061 |
| Additional noninterest expense | $475,000 | 5,861 |
| Pre-tax net operating income | $558,000 | 6,177 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $558,000 | 5,635 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $558,000 | 5,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,778 |
| Cash dividends | $228,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $558,000 | 5,598 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $995,000 | 7,463 |
| Total interest expense | $127,000 | 8,293 |
| Net interest income | $868,000 | 7,011 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $567,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $256,000 | 2,965 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $311,000 | 2,999 |
| Total noninterest expense | $1,083,000 | 5,797 |
| Salaries and employee benefits | $646,000 | 5,504 |
| Premises and equipment expense | $128,000 | 6,137 |
| Additional noninterest expense | $309,000 | 5,921 |
| Pre-tax net operating income | $316,000 | 6,496 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $316,000 | 6,008 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $316,000 | 6,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,957 |
| Cash dividends | $38,000 | 4,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $316,000 | 5,953 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $495,000 | 7,511 |
| Total interest expense | $52,000 | 8,485 |
| Net interest income | $443,000 | 7,019 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $208,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $120,000 | 3,030 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $88,000 | 3,999 |
| Total noninterest expense | $540,000 | 5,838 |
| Salaries and employee benefits | $314,000 | 5,637 |
| Premises and equipment expense | $68,000 | 6,037 |
| Additional noninterest expense | $158,000 | 5,832 |
| Pre-tax net operating income | $109,000 | 7,100 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $109,000 | 6,743 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $109,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $38,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $109,000 | 6,710 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 7,584 |
| Total interest expense | $185,000 | 8,517 |
| Net interest income | $1,613,000 | 7,160 |
| Provision for loan and lease losses | $11,000 | 7,005 |
| Total noninterest income | $925,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $545,000 | 2,952 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $380,000 | 3,803 |
| Total noninterest expense | $1,825,000 | 6,323 |
| Salaries and employee benefits | $1,063,000 | 6,083 |
| Premises and equipment expense | $186,000 | 6,923 |
| Additional noninterest expense | $576,000 | 6,119 |
| Pre-tax net operating income | $702,000 | 6,092 |
| Securities gains (losses) | $20,000 | 2,398 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $722,000 | 5,509 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $722,000 | 5,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,149 |
| Cash dividends | $575,000 | 3,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $702,000 | 5,510 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 7,697 |
| Total interest expense | $131,000 | 8,595 |
| Net interest income | $1,167,000 | 7,260 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $691,000 | 3,765 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $409,000 | 2,956 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $282,000 | 3,848 |
| Total noninterest expense | $1,302,000 | 6,440 |
| Salaries and employee benefits | $732,000 | 6,320 |
| Premises and equipment expense | $139,000 | 6,902 |
| Additional noninterest expense | $431,000 | 6,076 |
| Pre-tax net operating income | $556,000 | 6,075 |
| Securities gains (losses) | $20,000 | 2,305 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $576,000 | 5,469 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $576,000 | 5,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $451,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $556,000 | 5,487 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $857,000 | 7,757 |
| Total interest expense | $82,000 | 8,686 |
| Net interest income | $775,000 | 7,294 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $451,000 | 3,810 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $267,000 | 2,978 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $184,000 | 3,917 |
| Total noninterest expense | $853,000 | 6,535 |
| Salaries and employee benefits | $487,000 | 6,377 |
| Premises and equipment expense | $91,000 | 6,970 |
| Additional noninterest expense | $275,000 | 6,246 |
| Pre-tax net operating income | $373,000 | 6,035 |
| Securities gains (losses) | $20,000 | 2,036 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $393,000 | 5,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $393,000 | 5,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $326,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $373,000 | 5,402 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $432,000 | 7,776 |
| Total interest expense | $42,000 | 8,723 |
| Net interest income | $390,000 | 7,318 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $215,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $130,000 | 2,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $85,000 | 4,044 |
| Total noninterest expense | $424,000 | 6,591 |
| Salaries and employee benefits | $244,000 | 6,417 |
| Premises and equipment expense | $46,000 | 6,981 |
| Additional noninterest expense | $134,000 | 6,328 |
| Pre-tax net operating income | $181,000 | 6,052 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $181,000 | 5,576 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $181,000 | 5,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $181,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $181,000 | 5,456 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 7,734 |
| Total interest expense | $230,000 | 8,663 |
| Net interest income | $1,594,000 | 7,213 |
| Provision for loan and lease losses | $1,000 | 7,629 |
| Total noninterest income | $809,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $504,000 | 3,069 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $305,000 | 4,472 |
| Total noninterest expense | $1,766,000 | 6,410 |
| Salaries and employee benefits | $1,025,000 | 6,177 |
| Premises and equipment expense | $182,000 | 6,996 |
| Additional noninterest expense | $559,000 | 6,199 |
| Pre-tax net operating income | $636,000 | 6,218 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $636,000 | 5,819 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $636,000 | 5,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,630 |
| Cash dividends | $527,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $636,000 | 5,654 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 7,844 |
| Total interest expense | $186,000 | 8,724 |
| Net interest income | $1,174,000 | 7,321 |
| Provision for loan and lease losses | $11,000 | 7,078 |
| Total noninterest income | $584,000 | 4,332 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $377,000 | 3,087 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $207,000 | 4,732 |
| Total noninterest expense | $1,257,000 | 6,558 |
| Salaries and employee benefits | $719,000 | 6,393 |
| Premises and equipment expense | $138,000 | 6,995 |
| Additional noninterest expense | $400,000 | 6,337 |
| Pre-tax net operating income | $490,000 | 6,335 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $490,000 | 5,908 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $490,000 | 5,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $313,000 | 3,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $490,000 | 5,741 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $894,000 | 7,926 |
| Total interest expense | $134,000 | 8,743 |
| Net interest income | $760,000 | 7,404 |
| Provision for loan and lease losses | $3,000 | 7,198 |
| Total noninterest income | $370,000 | 4,433 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $242,000 | 3,149 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $128,000 | 4,871 |
| Total noninterest expense | $841,000 | 6,556 |
| Salaries and employee benefits | $482,000 | 6,392 |
| Premises and equipment expense | $90,000 | 7,025 |
| Additional noninterest expense | $269,000 | 6,317 |
| Pre-tax net operating income | $286,000 | 6,582 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $286,000 | 6,200 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $286,000 | 6,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $149,000 | 3,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $286,000 | 5,998 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 8,075 |
| Total interest expense | $70,000 | 8,784 |
| Net interest income | $354,000 | 7,586 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $183,000 | 4,379 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $123,000 | 3,020 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 4,921 |
| Total noninterest expense | $428,000 | 6,511 |
| Salaries and employee benefits | $244,000 | 6,341 |
| Premises and equipment expense | $46,000 | 7,010 |
| Additional noninterest expense | $138,000 | 6,218 |
| Pre-tax net operating income | $109,000 | 7,056 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $109,000 | 6,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,774 |
| Cash dividends | $45,000 | 3,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $109,000 | 6,561 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,955,000 | 7,899 |
| Total interest expense | $359,000 | 8,768 |
| Net interest income | $1,596,000 | 7,278 |
| Provision for loan and lease losses | $66,000 | 6,366 |
| Total noninterest income | $710,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $470,000 | 3,129 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $240,000 | 4,678 |
| Total noninterest expense | $1,714,000 | 6,429 |
| Salaries and employee benefits | $986,000 | 6,195 |
| Premises and equipment expense | $177,000 | 7,070 |
| Additional noninterest expense | $551,000 | 6,221 |
| Pre-tax net operating income | $526,000 | 6,674 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $531,000 | 6,254 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $531,000 | 6,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,762 |
| Cash dividends | $531,000 | 3,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $526,000 | 6,131 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 7,971 |
| Total interest expense | $550,000 | 8,920 |
| Net interest income | $1,724,000 | 6,941 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $626,000 | 4,490 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $374,000 | 3,579 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $252,000 | 4,478 |
| Total noninterest expense | $1,675,000 | 6,394 |
| Salaries and employee benefits | $932,000 | 6,233 |
| Premises and equipment expense | $169,000 | 7,229 |
| Additional noninterest expense | $574,000 | 6,004 |
| Pre-tax net operating income | $675,000 | 5,913 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $134,000 | 5,621 |
| Income before extraordinary items | $541,000 | 5,884 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $541,000 | 5,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,052 |
| Cash dividends | $541,000 | 3,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $541,000 | 5,764 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,367,000 | 8,051 |
| Total interest expense | $630,000 | 8,995 |
| Net interest income | $1,737,000 | 7,035 |
| Provision for loan and lease losses | $122,000 | 4,805 |
| Total noninterest income | $513,000 | 4,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 4,427 |
| Total noninterest expense | $1,570,000 | 6,561 |
| Salaries and employee benefits | $825,000 | 6,613 |
| Premises and equipment expense | $167,000 | 7,292 |
| Additional noninterest expense | $578,000 | 5,918 |
| Pre-tax net operating income | $558,000 | 6,751 |
| Securities gains (losses) | $-11,000 | 8,394 |
| Applicable income taxes | $174,000 | 5,672 |
| Income before extraordinary items | $373,000 | 7,019 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $373,000 | 7,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,477 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $380,480 | 6,980 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 8,180 |
| Total interest expense | $624,000 | 9,152 |
| Net interest income | $1,637,000 | 7,316 |
| Provision for loan and lease losses | $255,000 | 3,010 |
| Total noninterest income | $507,000 | 4,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 3,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,180 |
| Total noninterest expense | $1,410,000 | 7,022 |
| Salaries and employee benefits | $756,000 | 6,964 |
| Premises and equipment expense | $172,000 | 7,291 |
| Additional noninterest expense | $482,000 | 6,648 |
| Pre-tax net operating income | $479,000 | 7,232 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $160,000 | 6,155 |
| Income before extraordinary items | $319,000 | 7,482 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $319,000 | 7,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,118 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $319,000 | 7,453 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,032,000 | 8,644 |
| Total interest expense | $578,000 | 9,529 |
| Net interest income | $1,454,000 | 7,789 |
| Provision for loan and lease losses | $110,000 | 4,906 |
| Total noninterest income | $464,000 | 5,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 3,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,678 |
| Total noninterest expense | $1,391,000 | 6,988 |
| Salaries and employee benefits | $725,000 | 7,049 |
| Premises and equipment expense | $187,000 | 6,921 |
| Additional noninterest expense | $479,000 | 6,584 |
| Pre-tax net operating income | $417,000 | 7,776 |
| Securities gains (losses) | $27,000 | 2,200 |
| Applicable income taxes | $137,000 | 7,022 |
| Income before extraordinary items | $307,000 | 7,826 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $307,000 | 7,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,157 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $288,370 | 7,898 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 9,408 |
| Total interest expense | $492,000 | 10,117 |
| Net interest income | $1,221,000 | 8,637 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $430,000 | 5,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 3,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,420 |
| Total noninterest expense | $1,282,000 | 7,402 |
| Salaries and employee benefits | $669,000 | 7,495 |
| Premises and equipment expense | $161,000 | 7,570 |
| Additional noninterest expense | $452,000 | 6,902 |
| Pre-tax net operating income | $359,000 | 8,680 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $107,000 | 8,293 |
| Income before extraordinary items | $252,000 | 8,729 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $252,000 | 8,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 10,246 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $252,000 | 8,692 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 10,155 |
| Total interest expense | $398,000 | 10,881 |
| Net interest income | $1,071,000 | 9,358 |
| Provision for loan and lease losses | $13,000 | 8,331 |
| Total noninterest income | $385,000 | 6,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,707 |
| Total noninterest expense | $1,139,000 | 8,197 |
| Salaries and employee benefits | $584,000 | 8,233 |
| Premises and equipment expense | $161,000 | 7,804 |
| Additional noninterest expense | $394,000 | 7,927 |
| Pre-tax net operating income | $304,000 | 9,108 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $53,000 | 9,640 |
| Income before extraordinary items | $251,000 | 8,830 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $251,000 | 8,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $251,000 | 8,765 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 10,798 |
| Total interest expense | $378,000 | 11,387 |
| Net interest income | $949,000 | 10,085 |
| Provision for loan and lease losses | $17,000 | 7,866 |
| Total noninterest income | $346,000 | 6,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,713 |
| Total noninterest expense | $1,132,000 | 8,458 |
| Salaries and employee benefits | $546,000 | 8,748 |
| Premises and equipment expense | $147,000 | 8,349 |
| Additional noninterest expense | $439,000 | 7,816 |
| Pre-tax net operating income | $146,000 | 10,795 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $143,000 | 10,527 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $143,000 | 10,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $146,000 | 10,471 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 11,629 |
| Total interest expense | $277,000 | 12,110 |
| Net interest income | $769,000 | 11,154 |
| Provision for loan and lease losses | $-149,000 | 12,257 |
| Total noninterest income | $327,000 | 6,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,574 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,194 |
| Total noninterest expense | $1,195,000 | 8,618 |
| Salaries and employee benefits | $530,000 | 9,127 |
| Premises and equipment expense | $144,000 | 8,713 |
| Additional noninterest expense | $521,000 | 7,661 |
| Pre-tax net operating income | $50,000 | 11,910 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $50,000 | 11,803 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $50,000 | 11,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 11,990 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 788 |
| Net operating income | $50,000 | 11,837 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 11,893 |
| Total interest expense | $367,000 | 12,372 |
| Net interest income | $830,000 | 11,404 |
| Provision for loan and lease losses | $-351,000 | 13,130 |
| Total noninterest income | $604,000 | 4,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 4,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 4,640 |
| Total noninterest expense | $1,769,000 | 6,981 |
| Salaries and employee benefits | $588,000 | 8,908 |
| Premises and equipment expense | $288,000 | 6,054 |
| Additional noninterest expense | $893,000 | 5,399 |
| Pre-tax net operating income | $16,000 | 12,322 |
| Securities gains (losses) | $-13,000 | 12,831 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $3,000 | 12,512 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,000 | 12,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,809 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $16,000 | 12,308 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 9,842 |
| Total interest expense | $1,025,000 | 10,287 |
| Net interest income | $1,513,000 | 9,230 |
| Provision for loan and lease losses | $763,000 | 2,223 |
| Total noninterest income | $804,000 | 3,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $596,000 | 2,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,533 |
| Total noninterest expense | $2,425,000 | 5,449 |
| Salaries and employee benefits | $817,000 | 7,153 |
| Premises and equipment expense | $427,000 | 4,551 |
| Additional noninterest expense | $1,181,000 | 4,398 |
| Pre-tax net operating income | $-871,000 | 13,447 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-871,000 | 13,521 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-871,000 | 13,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $947,000 | 1,610 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-871,000 | 13,439 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.