Home > Sovereign Bank > Income and Expense
Sovereign Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $52,568,000 | 881 |
| Total interest expense | $13,791,000 | 1,037 |
| Net interest income | $38,777,000 | 828 |
| Provision for loan and lease losses | $2,394,000 | 507 |
| Total noninterest income | $2,129,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $632,000 | 1,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,497,000 | 1,887 |
| Total noninterest expense | $32,735,000 | 823 |
| Salaries and employee benefits | $19,954,000 | 762 |
| Premises and equipment expense | $4,075,000 | 659 |
| Additional noninterest expense | $1,497,000 | 1,887 |
| Pre-tax net operating income | $5,777,000 | 1,763 |
| Securities gains (losses) | $31,000 | 535 |
| Applicable income taxes | $1,217,000 | 1,310 |
| Income before extraordinary items | $4,591,000 | 1,823 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,591,000 | 1,845 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,591,000 | 1,826 |
| Net charge-offs | $2,000 | 2,745 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $4,470,000 | 98 |
| Net operating income | $4,566,510 | 1,860 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $37,787,000 | 903 |
| Total interest expense | $8,864,000 | 1,077 |
| Net interest income | $28,923,000 | 837 |
| Provision for loan and lease losses | $1,172,000 | 600 |
| Total noninterest income | $1,555,000 | 1,966 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $464,000 | 1,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,091,000 | 1,906 |
| Total noninterest expense | $24,072,000 | 844 |
| Salaries and employee benefits | $14,734,000 | 782 |
| Premises and equipment expense | $2,994,000 | 681 |
| Additional noninterest expense | $1,091,000 | 1,906 |
| Pre-tax net operating income | $5,234,000 | 1,597 |
| Securities gains (losses) | $9,000 | 632 |
| Applicable income taxes | $1,156,000 | 1,179 |
| Income before extraordinary items | $4,087,000 | 1,688 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,087,000 | 1,701 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,087,000 | 1,688 |
| Net charge-offs | $-354,000 | 4,531 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $4,470,000 | 79 |
| Net operating income | $4,079,890 | 1,714 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $24,045,000 | 915 |
| Total interest expense | $4,864,000 | 1,135 |
| Net interest income | $19,181,000 | 844 |
| Provision for loan and lease losses | $940,000 | 526 |
| Total noninterest income | $1,013,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $303,000 | 1,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $710,000 | 1,868 |
| Total noninterest expense | $15,641,000 | 848 |
| Salaries and employee benefits | $9,525,000 | 797 |
| Premises and equipment expense | $1,950,000 | 683 |
| Additional noninterest expense | $710,000 | 1,865 |
| Pre-tax net operating income | $3,613,000 | 1,554 |
| Securities gains (losses) | $8,000 | 684 |
| Applicable income taxes | $819,000 | 1,140 |
| Income before extraordinary items | $2,802,000 | 1,639 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,802,000 | 1,658 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,802,000 | 1,638 |
| Net charge-offs | $-19,000 | 4,096 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $4,470,000 | 47 |
| Net operating income | $2,795,680 | 1,655 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $11,568,000 | 938 |
| Total interest expense | $1,922,000 | 1,229 |
| Net interest income | $9,646,000 | 852 |
| Provision for loan and lease losses | $485,000 | 525 |
| Total noninterest income | $389,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $150,000 | 1,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 2,237 |
| Total noninterest expense | $7,408,000 | 898 |
| Salaries and employee benefits | $4,497,000 | 851 |
| Premises and equipment expense | $943,000 | 733 |
| Additional noninterest expense | $239,000 | 2,237 |
| Pre-tax net operating income | $2,142,000 | 1,402 |
| Securities gains (losses) | $8,000 | 629 |
| Applicable income taxes | $437,000 | 1,118 |
| Income before extraordinary items | $1,713,000 | 1,449 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,713,000 | 1,449 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,713,000 | 1,449 |
| Net charge-offs | $-10,000 | 4,040 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,706,600 | 1,465 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $33,184,000 | 1,054 |
| Total interest expense | $2,525,000 | 1,349 |
| Net interest income | $30,659,000 | 1,014 |
| Provision for loan and lease losses | $3,699,000 | 344 |
| Total noninterest income | $3,759,000 | 1,425 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $556,000 | 1,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,203,000 | 1,201 |
| Total noninterest expense | $28,583,000 | 907 |
| Salaries and employee benefits | $16,734,000 | 877 |
| Premises and equipment expense | $5,076,000 | 535 |
| Additional noninterest expense | $3,203,000 | 1,201 |
| Pre-tax net operating income | $2,136,000 | 3,050 |
| Securities gains (losses) | $-11,000 | 3,459 |
| Applicable income taxes | $365,000 | 2,265 |
| Income before extraordinary items | $1,760,000 | 3,087 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,760,000 | 3,084 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,760,000 | 3,086 |
| Net charge-offs | $1,129,000 | 390 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $25,000,000 | 40 |
| Net operating income | $1,769,130 | 3,115 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $23,105,000 | 1,074 |
| Total interest expense | $1,469,000 | 1,336 |
| Net interest income | $21,636,000 | 1,051 |
| Provision for loan and lease losses | $3,490,000 | 278 |
| Total noninterest income | $3,309,000 | 1,316 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $407,000 | 1,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,902,000 | 1,095 |
| Total noninterest expense | $20,247,000 | 935 |
| Salaries and employee benefits | $12,036,000 | 903 |
| Premises and equipment expense | $3,259,000 | 625 |
| Additional noninterest expense | $2,902,000 | 1,095 |
| Pre-tax net operating income | $1,208,000 | 3,353 |
| Securities gains (losses) | $-10,000 | 3,775 |
| Applicable income taxes | $224,000 | 2,421 |
| Income before extraordinary items | $974,000 | 3,410 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $974,000 | 3,408 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $974,000 | 3,409 |
| Net charge-offs | $1,216,000 | 273 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $25,000,000 | 34 |
| Net operating income | $982,100 | 3,427 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $14,066,000 | 1,120 |
| Total interest expense | $749,000 | 1,426 |
| Net interest income | $13,317,000 | 1,097 |
| Provision for loan and lease losses | $2,172,000 | 250 |
| Total noninterest income | $2,743,000 | 1,138 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $255,000 | 1,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,488,000 | 942 |
| Total noninterest expense | $13,023,000 | 953 |
| Salaries and employee benefits | $7,606,000 | 930 |
| Premises and equipment expense | $2,295,000 | 592 |
| Additional noninterest expense | $3,122,000 | 1,117 |
| Pre-tax net operating income | $865,000 | 3,159 |
| Securities gains (losses) | $-1,000 | 3,689 |
| Applicable income taxes | $178,000 | 2,221 |
| Income before extraordinary items | $686,000 | 3,236 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $686,000 | 3,235 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $686,000 | 3,236 |
| Net charge-offs | $-125,000 | 4,446 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $25,000,000 | 26 |
| Net operating income | $686,790 | 3,269 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,616,000 | 1,142 |
| Total interest expense | $421,000 | 1,272 |
| Net interest income | $6,195,000 | 1,129 |
| Provision for loan and lease losses | $117,000 | 907 |
| Total noninterest income | $542,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $127,000 | 1,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 1,878 |
| Total noninterest expense | $6,241,000 | 980 |
| Salaries and employee benefits | $3,704,000 | 954 |
| Premises and equipment expense | $1,074,000 | 635 |
| Additional noninterest expense | $1,463,000 | 1,165 |
| Pre-tax net operating income | $379,000 | 3,182 |
| Securities gains (losses) | $-4,000 | 4,101 |
| Applicable income taxes | $95,000 | 2,090 |
| Income before extraordinary items | $280,000 | 3,348 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $280,000 | 3,346 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $280,000 | 3,348 |
| Net charge-offs | $-79,000 | 4,500 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $283,160 | 3,359 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,919,000 | 1,783 |
| Total interest expense | $1,088,000 | 2,092 |
| Net interest income | $14,831,000 | 1,737 |
| Provision for loan and lease losses | $3,021,000 | 195 |
| Total noninterest income | $3,208,000 | 1,722 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $526,000 | 1,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,682,000 | 1,597 |
| Total noninterest expense | $14,961,000 | 1,457 |
| Salaries and employee benefits | $9,635,000 | 1,332 |
| Premises and equipment expense | $1,280,000 | 1,740 |
| Additional noninterest expense | $4,046,000 | 1,575 |
| Pre-tax net operating income | $57,000 | 4,634 |
| Securities gains (losses) | $265,000 | 512 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $322,000 | 4,358 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $322,000 | 4,357 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $322,000 | 4,358 |
| Net charge-offs | $903,000 | 451 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $37,600,000 | 21 |
| Net operating income | $57,000 | 4,632 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,558,000 | 2,142 |
| Total interest expense | $459,000 | 2,971 |
| Net interest income | $9,099,000 | 2,032 |
| Provision for loan and lease losses | $302,000 | 1,150 |
| Total noninterest income | $1,862,000 | 2,052 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $382,000 | 1,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,480,000 | 1,965 |
| Total noninterest expense | $9,845,000 | 1,614 |
| Salaries and employee benefits | $5,134,000 | 1,746 |
| Premises and equipment expense | $2,297,000 | 859 |
| Additional noninterest expense | $2,414,000 | 1,876 |
| Pre-tax net operating income | $814,000 | 3,905 |
| Securities gains (losses) | $218,000 | 532 |
| Applicable income taxes | $157,000 | 2,721 |
| Income before extraordinary items | $875,000 | 3,763 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $875,000 | 3,763 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $875,000 | 3,763 |
| Net charge-offs | $6,000 | 2,115 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $37,000,000 | 19 |
| Net operating income | $689,700 | 3,920 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 2,873 |
| Total interest expense | $123,000 | 4,112 |
| Net interest income | $3,897,000 | 2,727 |
| Provision for loan and lease losses | $203,000 | 1,177 |
| Total noninterest income | $751,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $252,000 | 1,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $499,000 | 2,640 |
| Total noninterest expense | $4,412,000 | 2,153 |
| Salaries and employee benefits | $2,381,000 | 2,234 |
| Premises and equipment expense | $741,000 | 1,562 |
| Additional noninterest expense | $1,290,000 | 2,194 |
| Pre-tax net operating income | $33,000 | 4,717 |
| Securities gains (losses) | $253,000 | 416 |
| Applicable income taxes | $-13,000 | 4,852 |
| Income before extraordinary items | $299,000 | 4,243 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $299,000 | 4,242 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $299,000 | 4,243 |
| Net charge-offs | $7,000 | 1,839 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $46,000 | 4,687 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,975,000 | 2,889 |
| Total interest expense | $60,000 | 4,199 |
| Net interest income | $1,915,000 | 2,736 |
| Provision for loan and lease losses | $108,000 | 1,202 |
| Total noninterest income | $392,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $125,000 | 1,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 2,564 |
| Total noninterest expense | $2,059,000 | 2,228 |
| Salaries and employee benefits | $1,047,000 | 2,437 |
| Premises and equipment expense | $366,000 | 1,585 |
| Additional noninterest expense | $646,000 | 2,153 |
| Pre-tax net operating income | $140,000 | 4,289 |
| Securities gains (losses) | $13,000 | 986 |
| Applicable income taxes | $1,000 | 3,547 |
| Income before extraordinary items | $152,000 | 4,219 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $152,000 | 4,218 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $152,000 | 4,219 |
| Net charge-offs | $-4,000 | 3,680 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $139,130 | 4,239 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,987,000 | 2,886 |
| Total interest expense | $482,000 | 3,877 |
| Net interest income | $7,505,000 | 2,710 |
| Provision for loan and lease losses | $392,000 | 2,475 |
| Total noninterest income | $1,343,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $547,000 | 1,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $796,000 | 2,692 |
| Total noninterest expense | $7,969,000 | 2,280 |
| Salaries and employee benefits | $4,287,000 | 2,385 |
| Premises and equipment expense | $1,338,000 | 1,652 |
| Additional noninterest expense | $2,344,000 | 2,287 |
| Pre-tax net operating income | $487,000 | 4,214 |
| Securities gains (losses) | $26,000 | 2,005 |
| Applicable income taxes | $-9,000 | 4,809 |
| Income before extraordinary items | $522,000 | 4,183 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $522,000 | 4,182 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $522,000 | 4,183 |
| Net charge-offs | $262,000 | 1,367 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $776,000 | 224 |
| Net operating income | $496,000 | 4,147 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,000,000 | 2,899 |
| Total interest expense | $412,000 | 3,822 |
| Net interest income | $5,588,000 | 2,726 |
| Provision for loan and lease losses | $97,000 | 3,335 |
| Total noninterest income | $1,000,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $398,000 | 1,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $602,000 | 2,647 |
| Total noninterest expense | $6,082,000 | 2,217 |
| Salaries and employee benefits | $3,240,000 | 2,341 |
| Premises and equipment expense | $1,080,000 | 1,560 |
| Additional noninterest expense | $1,762,000 | 2,261 |
| Pre-tax net operating income | $409,000 | 4,175 |
| Securities gains (losses) | $20,000 | 1,917 |
| Applicable income taxes | $25,000 | 3,312 |
| Income before extraordinary items | $404,000 | 4,168 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $404,000 | 4,167 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $404,000 | 4,168 |
| Net charge-offs | $35,000 | 2,235 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $385,200 | 4,151 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 2,898 |
| Total interest expense | $305,000 | 3,802 |
| Net interest income | $3,791,000 | 2,714 |
| Provision for loan and lease losses | $83,000 | 3,141 |
| Total noninterest income | $593,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $263,000 | 1,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $330,000 | 2,807 |
| Total noninterest expense | $3,984,000 | 2,253 |
| Salaries and employee benefits | $2,052,000 | 2,428 |
| Premises and equipment expense | $781,000 | 1,460 |
| Additional noninterest expense | $1,151,000 | 2,279 |
| Pre-tax net operating income | $317,000 | 4,087 |
| Securities gains (losses) | $22,000 | 1,646 |
| Applicable income taxes | $39,000 | 2,997 |
| Income before extraordinary items | $300,000 | 4,083 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $300,000 | 4,083 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $300,000 | 4,083 |
| Net charge-offs | $30,000 | 1,996 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $280,640 | 4,078 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 2,908 |
| Total interest expense | $189,000 | 3,663 |
| Net interest income | $1,840,000 | 2,734 |
| Provision for loan and lease losses | $25,000 | 2,983 |
| Total noninterest income | $326,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $160,000 | 1,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 2,652 |
| Total noninterest expense | $2,027,000 | 2,252 |
| Salaries and employee benefits | $1,050,000 | 2,399 |
| Premises and equipment expense | $327,000 | 1,710 |
| Additional noninterest expense | $650,000 | 2,126 |
| Pre-tax net operating income | $114,000 | 4,203 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $10,000 | 3,135 |
| Income before extraordinary items | $104,000 | 4,202 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $104,000 | 4,202 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $104,000 | 4,202 |
| Net charge-offs | $25,000 | 1,502 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $104,000 | 4,191 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,076,000 | 2,744 |
| Total interest expense | $733,000 | 3,749 |
| Net interest income | $8,343,000 | 2,547 |
| Provision for loan and lease losses | $-2,000 | 4,898 |
| Total noninterest income | $1,560,000 | 2,250 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $639,000 | 1,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $921,000 | 2,356 |
| Total noninterest expense | $8,994,000 | 2,072 |
| Salaries and employee benefits | $3,758,000 | 2,557 |
| Premises and equipment expense | $2,752,000 | 913 |
| Additional noninterest expense | $2,484,000 | 2,224 |
| Pre-tax net operating income | $911,000 | 3,958 |
| Securities gains (losses) | $444,000 | 393 |
| Applicable income taxes | $309,000 | 2,345 |
| Income before extraordinary items | $1,046,000 | 3,711 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,046,000 | 3,711 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,046,000 | 3,712 |
| Net charge-offs | $102,000 | 2,196 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $1,900,000 | 154 |
| Net operating income | $695,240 | 4,098 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,942,000 | 2,739 |
| Total interest expense | $534,000 | 3,813 |
| Net interest income | $6,408,000 | 2,538 |
| Provision for loan and lease losses | $-5,000 | 5,030 |
| Total noninterest income | $1,090,000 | 2,339 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $462,000 | 1,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $628,000 | 2,455 |
| Total noninterest expense | $6,701,000 | 2,090 |
| Salaries and employee benefits | $2,792,000 | 2,593 |
| Premises and equipment expense | $2,118,000 | 901 |
| Additional noninterest expense | $1,791,000 | 2,276 |
| Pre-tax net operating income | $802,000 | 3,882 |
| Securities gains (losses) | $247,000 | 466 |
| Applicable income taxes | $209,000 | 2,472 |
| Income before extraordinary items | $840,000 | 3,740 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $840,000 | 3,739 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $840,000 | 3,740 |
| Net charge-offs | $70,000 | 1,998 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $642,400 | 3,994 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,617,000 | 2,755 |
| Total interest expense | $345,000 | 3,846 |
| Net interest income | $4,272,000 | 2,545 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $706,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $283,000 | 1,738 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $423,000 | 2,404 |
| Total noninterest expense | $4,324,000 | 2,145 |
| Salaries and employee benefits | $1,839,000 | 2,624 |
| Premises and equipment expense | $1,309,000 | 956 |
| Additional noninterest expense | $1,176,000 | 2,310 |
| Pre-tax net operating income | $654,000 | 3,663 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $127,000 | 2,512 |
| Income before extraordinary items | $527,000 | 3,800 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $527,000 | 3,799 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $527,000 | 3,799 |
| Net charge-offs | $38,000 | 2,023 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $527,000 | 3,773 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 2,807 |
| Total interest expense | $165,000 | 3,891 |
| Net interest income | $2,095,000 | 2,591 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $318,000 | 2,457 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $128,000 | 1,868 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $190,000 | 2,457 |
| Total noninterest expense | $2,151,000 | 2,161 |
| Salaries and employee benefits | $954,000 | 2,571 |
| Premises and equipment expense | $570,000 | 1,066 |
| Additional noninterest expense | $627,000 | 2,212 |
| Pre-tax net operating income | $262,000 | 3,930 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $46,000 | 2,691 |
| Income before extraordinary items | $216,000 | 4,022 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $216,000 | 4,020 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $216,000 | 4,021 |
| Net charge-offs | $86,000 | 950 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $216,000 | 4,020 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,024,000 | 2,931 |
| Total interest expense | $583,000 | 3,725 |
| Net interest income | $7,441,000 | 2,784 |
| Provision for loan and lease losses | $-82,000 | 5,168 |
| Total noninterest income | $1,369,000 | 2,446 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $595,000 | 1,750 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $774,000 | 2,528 |
| Total noninterest expense | $8,055,000 | 2,234 |
| Salaries and employee benefits | $3,653,000 | 2,603 |
| Premises and equipment expense | $1,766,000 | 1,308 |
| Additional noninterest expense | $2,636,000 | 2,130 |
| Pre-tax net operating income | $837,000 | 4,218 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $121,000 | 2,985 |
| Income before extraordinary items | $716,000 | 4,250 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $716,000 | 4,249 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $716,000 | 4,249 |
| Net charge-offs | $-31,000 | 4,777 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 210 |
| Net operating income | $716,000 | 4,260 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,706,000 | 3,012 |
| Total interest expense | $404,000 | 3,780 |
| Net interest income | $5,302,000 | 2,890 |
| Provision for loan and lease losses | $-82,000 | 5,272 |
| Total noninterest income | $994,000 | 2,517 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $440,000 | 1,775 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $554,000 | 2,629 |
| Total noninterest expense | $5,846,000 | 2,289 |
| Salaries and employee benefits | $2,782,000 | 2,576 |
| Premises and equipment expense | $1,229,000 | 1,391 |
| Additional noninterest expense | $1,835,000 | 2,256 |
| Pre-tax net operating income | $532,000 | 4,462 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $21,000 | 3,624 |
| Income before extraordinary items | $511,000 | 4,377 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $511,000 | 4,376 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $511,000 | 4,376 |
| Net charge-offs | $-28,000 | 4,764 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $511,000 | 4,385 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 3,056 |
| Total interest expense | $268,000 | 3,736 |
| Net interest income | $3,444,000 | 2,944 |
| Provision for loan and lease losses | $-82,000 | 5,370 |
| Total noninterest income | $677,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $294,000 | 1,776 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $383,000 | 2,581 |
| Total noninterest expense | $3,858,000 | 2,314 |
| Salaries and employee benefits | $1,830,000 | 2,623 |
| Premises and equipment expense | $808,000 | 1,422 |
| Additional noninterest expense | $1,220,000 | 2,260 |
| Pre-tax net operating income | $345,000 | 4,499 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $14,000 | 3,620 |
| Income before extraordinary items | $331,000 | 4,427 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $331,000 | 4,426 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $331,000 | 4,426 |
| Net charge-offs | $-30,000 | 4,877 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $331,000 | 4,441 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 3,048 |
| Total interest expense | $149,000 | 3,532 |
| Net interest income | $1,733,000 | 2,953 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $337,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $150,000 | 1,752 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $187,000 | 2,575 |
| Total noninterest expense | $1,927,000 | 2,334 |
| Salaries and employee benefits | $962,000 | 2,562 |
| Premises and equipment expense | $347,000 | 1,655 |
| Additional noninterest expense | $618,000 | 2,231 |
| Pre-tax net operating income | $143,000 | 4,654 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $7,000 | 3,598 |
| Income before extraordinary items | $136,000 | 4,572 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $136,000 | 4,571 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $136,000 | 4,572 |
| Net charge-offs | $-44,000 | 5,202 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $136,000 | 4,581 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,999,000 | 3,124 |
| Total interest expense | $451,000 | 3,833 |
| Net interest income | $6,548,000 | 3,016 |
| Provision for loan and lease losses | $-90,000 | 5,364 |
| Total noninterest income | $1,880,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $656,000 | 1,643 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,224,000 | 2,045 |
| Total noninterest expense | $7,911,000 | 2,290 |
| Salaries and employee benefits | $3,659,000 | 2,623 |
| Premises and equipment expense | $1,449,000 | 1,564 |
| Additional noninterest expense | $2,803,000 | 2,041 |
| Pre-tax net operating income | $607,000 | 4,590 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $41,000 | 3,598 |
| Income before extraordinary items | $567,000 | 4,376 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $567,000 | 4,376 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $567,000 | 4,376 |
| Net charge-offs | $-150,000 | 5,391 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $1,130,000 | 210 |
| Net operating income | $566,070 | 4,364 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 3,163 |
| Total interest expense | $345,000 | 3,823 |
| Net interest income | $4,867,000 | 3,056 |
| Provision for loan and lease losses | $-90,000 | 5,517 |
| Total noninterest income | $1,447,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $502,000 | 1,632 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $945,000 | 2,038 |
| Total noninterest expense | $5,971,000 | 2,284 |
| Salaries and employee benefits | $2,829,000 | 2,584 |
| Premises and equipment expense | $1,111,000 | 1,542 |
| Additional noninterest expense | $2,031,000 | 2,095 |
| Pre-tax net operating income | $433,000 | 4,723 |
| Securities gains (losses) | $-1,000 | 5,136 |
| Applicable income taxes | $19,000 | 3,738 |
| Income before extraordinary items | $413,000 | 4,614 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $413,000 | 4,614 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $413,000 | 4,614 |
| Net charge-offs | $-113,000 | 5,370 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $413,960 | 4,601 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,488,000 | 3,149 |
| Total interest expense | $218,000 | 3,877 |
| Net interest income | $3,270,000 | 3,030 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $958,000 | 2,107 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $323,000 | 1,660 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $635,000 | 2,053 |
| Total noninterest expense | $3,896,000 | 2,319 |
| Salaries and employee benefits | $1,850,000 | 2,641 |
| Premises and equipment expense | $714,000 | 1,588 |
| Additional noninterest expense | $1,332,000 | 2,116 |
| Pre-tax net operating income | $272,000 | 4,764 |
| Securities gains (losses) | $-5,000 | 5,412 |
| Applicable income taxes | $14,000 | 3,736 |
| Income before extraordinary items | $253,000 | 4,679 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $253,000 | 4,678 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $253,000 | 4,679 |
| Net charge-offs | $46,000 | 2,051 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $257,750 | 4,652 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 3,149 |
| Total interest expense | $106,000 | 3,927 |
| Net interest income | $1,640,000 | 3,022 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $438,000 | 2,200 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $157,000 | 1,689 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $281,000 | 2,184 |
| Total noninterest expense | $1,923,000 | 2,372 |
| Salaries and employee benefits | $962,000 | 2,598 |
| Premises and equipment expense | $338,000 | 1,698 |
| Additional noninterest expense | $623,000 | 2,247 |
| Pre-tax net operating income | $125,000 | 4,803 |
| Securities gains (losses) | $-5,000 | 5,586 |
| Applicable income taxes | $6,000 | 3,734 |
| Income before extraordinary items | $114,000 | 4,754 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $114,000 | 4,754 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $114,000 | 4,754 |
| Net charge-offs | $42,000 | 1,435 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $118,750 | 4,713 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,032,000 | 3,117 |
| Total interest expense | $401,000 | 4,022 |
| Net interest income | $6,631,000 | 2,999 |
| Provision for loan and lease losses | $120,000 | 2,919 |
| Total noninterest income | $2,005,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $634,000 | 1,736 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,371,000 | 2,003 |
| Total noninterest expense | $7,865,000 | 2,320 |
| Salaries and employee benefits | $3,478,000 | 2,764 |
| Premises and equipment expense | $1,553,000 | 1,469 |
| Additional noninterest expense | $2,834,000 | 2,074 |
| Pre-tax net operating income | $651,000 | 4,580 |
| Securities gains (losses) | $80,000 | 1,511 |
| Applicable income taxes | $93,000 | 3,340 |
| Income before extraordinary items | $638,000 | 4,478 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $638,000 | 4,476 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $638,000 | 4,477 |
| Net charge-offs | $409,000 | 1,234 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 212 |
| Net operating income | $568,400 | 4,550 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,354,000 | 3,097 |
| Total interest expense | $307,000 | 4,009 |
| Net interest income | $5,047,000 | 2,976 |
| Provision for loan and lease losses | $90,000 | 2,817 |
| Total noninterest income | $1,437,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $466,000 | 1,765 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $971,000 | 2,086 |
| Total noninterest expense | $6,057,000 | 2,267 |
| Salaries and employee benefits | $2,889,000 | 2,554 |
| Premises and equipment expense | $1,032,000 | 1,646 |
| Additional noninterest expense | $2,136,000 | 2,063 |
| Pre-tax net operating income | $337,000 | 4,978 |
| Securities gains (losses) | $73,000 | 1,480 |
| Applicable income taxes | $9,000 | 4,039 |
| Income before extraordinary items | $401,000 | 4,740 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $401,000 | 4,740 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $401,000 | 4,740 |
| Net charge-offs | $380,000 | 970 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $329,460 | 4,863 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 3,095 |
| Total interest expense | $209,000 | 3,974 |
| Net interest income | $3,382,000 | 2,975 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $918,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $293,000 | 1,827 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $625,000 | 2,084 |
| Total noninterest expense | $3,988,000 | 2,307 |
| Salaries and employee benefits | $1,866,000 | 2,629 |
| Premises and equipment expense | $745,000 | 1,531 |
| Additional noninterest expense | $1,377,000 | 2,140 |
| Pre-tax net operating income | $252,000 | 4,917 |
| Securities gains (losses) | $60,000 | 1,303 |
| Applicable income taxes | $9,000 | 3,977 |
| Income before extraordinary items | $303,000 | 4,625 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $303,000 | 4,621 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $303,000 | 4,622 |
| Net charge-offs | $331,000 | 805 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $244,800 | 4,781 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 3,070 |
| Total interest expense | $112,000 | 3,906 |
| Net interest income | $1,707,000 | 2,955 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $545,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $135,000 | 1,932 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $410,000 | 1,711 |
| Total noninterest expense | $2,059,000 | 2,256 |
| Salaries and employee benefits | $974,000 | 2,566 |
| Premises and equipment expense | $397,000 | 1,457 |
| Additional noninterest expense | $688,000 | 2,120 |
| Pre-tax net operating income | $163,000 | 4,661 |
| Securities gains (losses) | $30,000 | 1,058 |
| Applicable income taxes | $6,000 | 3,887 |
| Income before extraordinary items | $187,000 | 4,330 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $187,000 | 4,327 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $187,000 | 4,329 |
| Net charge-offs | $-49,000 | 5,725 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $157,900 | 4,499 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,493,000 | 2,973 |
| Total interest expense | $420,000 | 4,050 |
| Net interest income | $7,073,000 | 2,834 |
| Provision for loan and lease losses | $150,000 | 2,613 |
| Total noninterest income | $1,678,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $569,000 | 1,916 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,109,000 | 2,245 |
| Total noninterest expense | $8,084,000 | 2,279 |
| Salaries and employee benefits | $3,304,000 | 2,851 |
| Premises and equipment expense | $1,486,000 | 1,546 |
| Additional noninterest expense | $3,294,000 | 1,828 |
| Pre-tax net operating income | $517,000 | 4,894 |
| Securities gains (losses) | $33,000 | 1,928 |
| Applicable income taxes | $64,000 | 3,541 |
| Income before extraordinary items | $486,000 | 4,843 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $486,000 | 4,844 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $486,000 | 4,844 |
| Net charge-offs | $348,000 | 1,488 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $1,125,000 | 207 |
| Net operating income | $456,960 | 4,859 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 2,977 |
| Total interest expense | $315,000 | 4,111 |
| Net interest income | $5,346,000 | 2,849 |
| Provision for loan and lease losses | $120,000 | 2,499 |
| Total noninterest income | $1,246,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $430,000 | 1,915 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $816,000 | 2,286 |
| Total noninterest expense | $6,090,000 | 2,267 |
| Salaries and employee benefits | $2,641,000 | 2,738 |
| Premises and equipment expense | $1,119,000 | 1,548 |
| Additional noninterest expense | $2,330,000 | 1,923 |
| Pre-tax net operating income | $382,000 | 5,032 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $8,000 | 4,197 |
| Income before extraordinary items | $374,000 | 4,927 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $374,000 | 4,928 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $374,000 | 4,930 |
| Net charge-offs | $261,000 | 1,311 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 246 |
| Net operating income | $374,000 | 4,867 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,795,000 | 2,963 |
| Total interest expense | $215,000 | 4,101 |
| Net interest income | $3,580,000 | 2,833 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $779,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $282,000 | 1,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $497,000 | 2,421 |
| Total noninterest expense | $4,057,000 | 2,271 |
| Salaries and employee benefits | $1,820,000 | 2,677 |
| Premises and equipment expense | $687,000 | 1,690 |
| Additional noninterest expense | $1,550,000 | 1,945 |
| Pre-tax net operating income | $212,000 | 5,188 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $6,000 | 4,204 |
| Income before extraordinary items | $206,000 | 5,096 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $206,000 | 5,098 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $206,000 | 5,100 |
| Net charge-offs | $312,000 | 890 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 194 |
| Net operating income | $206,000 | 5,047 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 2,936 |
| Total interest expense | $105,000 | 4,202 |
| Net interest income | $1,813,000 | 2,810 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $415,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $142,000 | 1,891 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $273,000 | 2,247 |
| Total noninterest expense | $2,026,000 | 2,283 |
| Salaries and employee benefits | $866,000 | 2,806 |
| Premises and equipment expense | $428,000 | 1,403 |
| Additional noninterest expense | $732,000 | 2,026 |
| Pre-tax net operating income | $157,000 | 4,782 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $6,000 | 3,987 |
| Income before extraordinary items | $151,000 | 4,676 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $151,000 | 4,678 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $151,000 | 4,680 |
| Net charge-offs | $312,000 | 520 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 118 |
| Net operating income | $151,000 | 4,605 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,949,000 | 2,897 |
| Total interest expense | $380,000 | 4,565 |
| Net interest income | $7,569,000 | 2,747 |
| Provision for loan and lease losses | $105,000 | 3,141 |
| Total noninterest income | $1,726,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $629,000 | 1,885 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,097,000 | 2,200 |
| Total noninterest expense | $8,224,000 | 2,276 |
| Salaries and employee benefits | $3,257,000 | 2,919 |
| Premises and equipment expense | $2,018,000 | 1,184 |
| Additional noninterest expense | $2,949,000 | 2,070 |
| Pre-tax net operating income | $966,000 | 4,200 |
| Securities gains (losses) | $31,000 | 2,055 |
| Applicable income taxes | $212,000 | 2,910 |
| Income before extraordinary items | $785,000 | 4,332 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $785,000 | 4,331 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $785,000 | 4,332 |
| Net charge-offs | $62,000 | 3,589 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $1,250,000 | 175 |
| Net operating income | $760,510 | 4,324 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,971,000 | 2,925 |
| Total interest expense | $284,000 | 4,641 |
| Net interest income | $5,687,000 | 2,762 |
| Provision for loan and lease losses | $105,000 | 2,728 |
| Total noninterest income | $1,317,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $466,000 | 1,917 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $851,000 | 2,166 |
| Total noninterest expense | $6,190,000 | 2,278 |
| Salaries and employee benefits | $2,372,000 | 2,991 |
| Premises and equipment expense | $1,654,000 | 1,097 |
| Additional noninterest expense | $2,164,000 | 2,097 |
| Pre-tax net operating income | $709,000 | 4,325 |
| Securities gains (losses) | $22,000 | 1,969 |
| Applicable income taxes | $23,000 | 3,943 |
| Income before extraordinary items | $708,000 | 4,114 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $708,000 | 4,115 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $708,000 | 4,115 |
| Net charge-offs | $-46,000 | 6,016 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $686,660 | 4,116 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,997,000 | 2,920 |
| Total interest expense | $190,000 | 4,691 |
| Net interest income | $3,807,000 | 2,743 |
| Provision for loan and lease losses | $90,000 | 2,447 |
| Total noninterest income | $849,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $291,000 | 1,999 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $558,000 | 2,169 |
| Total noninterest expense | $4,147,000 | 2,265 |
| Salaries and employee benefits | $1,595,000 | 2,991 |
| Premises and equipment expense | $1,048,000 | 1,160 |
| Additional noninterest expense | $1,504,000 | 2,021 |
| Pre-tax net operating income | $419,000 | 4,466 |
| Securities gains (losses) | $41,000 | 1,278 |
| Applicable income taxes | $16,000 | 3,937 |
| Income before extraordinary items | $444,000 | 4,158 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $444,000 | 4,164 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $444,000 | 4,163 |
| Net charge-offs | $71,000 | 2,488 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $404,230 | 4,248 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 3,001 |
| Total interest expense | $92,000 | 4,795 |
| Net interest income | $1,836,000 | 2,828 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $369,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $134,000 | 2,125 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $235,000 | 2,327 |
| Total noninterest expense | $1,944,000 | 2,395 |
| Salaries and employee benefits | $743,000 | 3,160 |
| Premises and equipment expense | $512,000 | 1,211 |
| Additional noninterest expense | $689,000 | 2,176 |
| Pre-tax net operating income | $216,000 | 4,355 |
| Securities gains (losses) | $7,000 | 1,257 |
| Applicable income taxes | $8,000 | 3,893 |
| Income before extraordinary items | $215,000 | 4,129 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $215,000 | 4,129 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $215,000 | 4,131 |
| Net charge-offs | $42,000 | 2,002 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $208,280 | 4,126 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,362,000 | 3,135 |
| Total interest expense | $412,000 | 4,851 |
| Net interest income | $6,950,000 | 2,925 |
| Provision for loan and lease losses | $-2,000 | 6,240 |
| Total noninterest income | $1,632,000 | 2,446 |
| Gross Fiduciary activities income | $1,000 | 1,245 |
| Service charges on deposit accounts | $587,000 | 2,101 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,044,000 | 2,326 |
| Total noninterest expense | $7,848,000 | 2,381 |
| Salaries and employee benefits | $3,123,000 | 3,013 |
| Premises and equipment expense | $1,914,000 | 1,229 |
| Additional noninterest expense | $2,811,000 | 2,221 |
| Pre-tax net operating income | $736,000 | 4,523 |
| Securities gains (losses) | $43,000 | 1,909 |
| Applicable income taxes | $-112,000 | 6,492 |
| Income before extraordinary items | $891,000 | 4,096 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $891,000 | 4,099 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $891,000 | 4,099 |
| Net charge-offs | $284,000 | 2,634 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $1,223,000 | 194 |
| Net operating income | $848,000 | 4,133 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,477,000 | 3,175 |
| Total interest expense | $317,000 | 4,893 |
| Net interest income | $5,160,000 | 2,963 |
| Provision for loan and lease losses | $-2,000 | 6,438 |
| Total noninterest income | $1,233,000 | 2,487 |
| Gross Fiduciary activities income | $1,000 | 1,186 |
| Service charges on deposit accounts | $448,000 | 2,076 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $784,000 | 2,366 |
| Total noninterest expense | $5,794,000 | 2,414 |
| Salaries and employee benefits | $2,299,000 | 3,091 |
| Premises and equipment expense | $1,500,000 | 1,199 |
| Additional noninterest expense | $1,995,000 | 2,313 |
| Pre-tax net operating income | $601,000 | 4,504 |
| Securities gains (losses) | $26,000 | 2,077 |
| Applicable income taxes | $-11,000 | 6,532 |
| Income before extraordinary items | $638,000 | 4,208 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $638,000 | 4,210 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $638,000 | 4,212 |
| Net charge-offs | $143,000 | 2,921 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 429 |
| Net operating income | $612,000 | 4,200 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 3,189 |
| Total interest expense | $207,000 | 5,003 |
| Net interest income | $3,436,000 | 2,965 |
| Provision for loan and lease losses | $-2,000 | 6,560 |
| Total noninterest income | $823,000 | 2,515 |
| Gross Fiduciary activities income | $1,000 | 1,167 |
| Service charges on deposit accounts | $306,000 | 2,010 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $516,000 | 2,436 |
| Total noninterest expense | $3,864,000 | 2,417 |
| Salaries and employee benefits | $1,563,000 | 3,065 |
| Premises and equipment expense | $967,000 | 1,233 |
| Additional noninterest expense | $1,334,000 | 2,296 |
| Pre-tax net operating income | $397,000 | 4,492 |
| Securities gains (losses) | $5,000 | 2,459 |
| Applicable income taxes | $-10,000 | 6,593 |
| Income before extraordinary items | $412,000 | 4,276 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $412,000 | 4,278 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $412,000 | 4,279 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 339 |
| Net operating income | $407,000 | 4,177 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 3,156 |
| Total interest expense | $103,000 | 5,084 |
| Net interest income | $1,761,000 | 2,910 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $432,000 | 2,457 |
| Gross Fiduciary activities income | $1,000 | 1,109 |
| Service charges on deposit accounts | $156,000 | 1,969 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $275,000 | 2,340 |
| Total noninterest expense | $1,957,000 | 2,418 |
| Salaries and employee benefits | $727,000 | 3,235 |
| Premises and equipment expense | $543,000 | 1,118 |
| Additional noninterest expense | $687,000 | 2,267 |
| Pre-tax net operating income | $236,000 | 4,216 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $13,000 | 3,816 |
| Income before extraordinary items | $223,000 | 4,085 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $223,000 | 4,088 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $223,000 | 4,088 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 216 |
| Net operating income | $223,000 | 3,986 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,943,000 | 3,131 |
| Total interest expense | $576,000 | 4,843 |
| Net interest income | $7,367,000 | 2,861 |
| Provision for loan and lease losses | $80,000 | 4,862 |
| Total noninterest income | $1,331,000 | 2,801 |
| Gross Fiduciary activities income | $1,000 | 1,273 |
| Service charges on deposit accounts | $627,000 | 2,083 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $703,000 | 2,882 |
| Total noninterest expense | $7,920,000 | 2,393 |
| Salaries and employee benefits | $3,003,000 | 3,125 |
| Premises and equipment expense | $1,865,000 | 1,273 |
| Additional noninterest expense | $3,052,000 | 2,124 |
| Pre-tax net operating income | $698,000 | 4,519 |
| Securities gains (losses) | $51,000 | 2,719 |
| Applicable income taxes | $72,000 | 3,714 |
| Income before extraordinary items | $677,000 | 4,531 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $677,000 | 4,528 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $677,000 | 4,530 |
| Net charge-offs | $10,000 | 5,604 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $980,000 | 223 |
| Net operating income | $631,100 | 4,444 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,027,000 | 3,160 |
| Total interest expense | $447,000 | 4,896 |
| Net interest income | $5,580,000 | 2,877 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $1,134,000 | 2,602 |
| Gross Fiduciary activities income | $1,000 | 1,226 |
| Service charges on deposit accounts | $459,000 | 2,143 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $674,000 | 2,521 |
| Total noninterest expense | $5,922,000 | 2,401 |
| Salaries and employee benefits | $2,207,000 | 3,194 |
| Premises and equipment expense | $1,568,000 | 1,137 |
| Additional noninterest expense | $2,147,000 | 2,260 |
| Pre-tax net operating income | $612,000 | 4,419 |
| Securities gains (losses) | $68,000 | 2,251 |
| Applicable income taxes | $27,000 | 4,059 |
| Income before extraordinary items | $653,000 | 4,215 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $653,000 | 4,215 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $653,000 | 4,215 |
| Net charge-offs | $-22,000 | 6,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $587,720 | 4,231 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,068,000 | 3,142 |
| Total interest expense | $298,000 | 4,996 |
| Net interest income | $3,770,000 | 2,838 |
| Provision for loan and lease losses | $180,000 | 3,106 |
| Total noninterest income | $756,000 | 2,568 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $300,000 | 2,161 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $455,000 | 2,458 |
| Total noninterest expense | $3,923,000 | 2,405 |
| Salaries and employee benefits | $1,487,000 | 3,173 |
| Premises and equipment expense | $1,022,000 | 1,162 |
| Additional noninterest expense | $1,414,000 | 2,285 |
| Pre-tax net operating income | $423,000 | 4,367 |
| Securities gains (losses) | $24,000 | 2,423 |
| Applicable income taxes | $19,000 | 4,020 |
| Income before extraordinary items | $428,000 | 4,254 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $428,000 | 4,258 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $428,000 | 4,257 |
| Net charge-offs | $-20,000 | 6,797 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $404,960 | 4,158 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 3,222 |
| Total interest expense | $151,000 | 5,078 |
| Net interest income | $1,842,000 | 2,917 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $380,000 | 2,561 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $146,000 | 2,187 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $233,000 | 2,431 |
| Total noninterest expense | $1,912,000 | 2,463 |
| Salaries and employee benefits | $698,000 | 3,351 |
| Premises and equipment expense | $470,000 | 1,270 |
| Additional noninterest expense | $744,000 | 2,168 |
| Pre-tax net operating income | $160,000 | 4,837 |
| Securities gains (losses) | $5,000 | 1,907 |
| Applicable income taxes | $8,000 | 4,083 |
| Income before extraordinary items | $157,000 | 4,770 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $157,000 | 4,773 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $157,000 | 4,774 |
| Net charge-offs | $13,000 | 3,918 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $152,250 | 4,685 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,446,000 | 3,175 |
| Total interest expense | $678,000 | 5,267 |
| Net interest income | $7,768,000 | 2,816 |
| Provision for loan and lease losses | $360,000 | 3,874 |
| Total noninterest income | $1,502,000 | 2,446 |
| Gross Fiduciary activities income | $2,000 | 1,223 |
| Service charges on deposit accounts | $649,000 | 2,107 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $851,000 | 2,353 |
| Total noninterest expense | $8,050,000 | 2,353 |
| Salaries and employee benefits | $2,985,000 | 3,128 |
| Premises and equipment expense | $2,119,000 | 1,182 |
| Additional noninterest expense | $2,946,000 | 2,238 |
| Pre-tax net operating income | $860,000 | 3,988 |
| Securities gains (losses) | $61,000 | 2,432 |
| Applicable income taxes | $27,000 | 4,008 |
| Income before extraordinary items | $894,000 | 3,764 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $894,000 | 3,767 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $894,000 | 3,767 |
| Net charge-offs | $277,000 | 3,888 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,251,000 | 294 |
| Net operating income | $834,830 | 3,754 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,333,000 | 3,216 |
| Total interest expense | $519,000 | 5,344 |
| Net interest income | $5,814,000 | 2,819 |
| Provision for loan and lease losses | $270,000 | 3,754 |
| Total noninterest income | $1,146,000 | 2,415 |
| Gross Fiduciary activities income | $1,000 | 1,199 |
| Service charges on deposit accounts | $486,000 | 2,126 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $659,000 | 2,299 |
| Total noninterest expense | $5,996,000 | 2,382 |
| Salaries and employee benefits | $2,155,000 | 3,225 |
| Premises and equipment expense | $1,679,000 | 1,135 |
| Additional noninterest expense | $2,162,000 | 2,290 |
| Pre-tax net operating income | $694,000 | 3,985 |
| Securities gains (losses) | $61,000 | 2,186 |
| Applicable income taxes | $33,000 | 3,826 |
| Income before extraordinary items | $722,000 | 3,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $722,000 | 3,706 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $722,000 | 3,705 |
| Net charge-offs | $193,000 | 3,750 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $663,440 | 3,736 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,161,000 | 3,278 |
| Total interest expense | $353,000 | 5,410 |
| Net interest income | $3,808,000 | 2,855 |
| Provision for loan and lease losses | $180,000 | 3,659 |
| Total noninterest income | $763,000 | 2,397 |
| Gross Fiduciary activities income | $1,000 | 1,171 |
| Service charges on deposit accounts | $320,000 | 2,125 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $442,000 | 2,288 |
| Total noninterest expense | $3,986,000 | 2,413 |
| Salaries and employee benefits | $1,454,000 | 3,221 |
| Premises and equipment expense | $1,051,000 | 1,221 |
| Additional noninterest expense | $1,481,000 | 2,266 |
| Pre-tax net operating income | $405,000 | 4,182 |
| Securities gains (losses) | $57,000 | 1,512 |
| Applicable income taxes | $19,000 | 3,849 |
| Income before extraordinary items | $443,000 | 3,795 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $443,000 | 3,796 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $443,000 | 3,797 |
| Net charge-offs | $53,000 | 4,400 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $388,280 | 3,939 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 3,356 |
| Total interest expense | $179,000 | 5,477 |
| Net interest income | $1,861,000 | 2,903 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $382,000 | 2,428 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $151,000 | 2,186 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $230,000 | 2,275 |
| Total noninterest expense | $1,919,000 | 2,503 |
| Salaries and employee benefits | $671,000 | 3,432 |
| Premises and equipment expense | $529,000 | 1,242 |
| Additional noninterest expense | $719,000 | 2,306 |
| Pre-tax net operating income | $234,000 | 3,955 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $224,000 | 3,781 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $224,000 | 3,781 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $224,000 | 3,781 |
| Net charge-offs | $17,000 | 4,138 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $224,000 | 3,725 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,745,000 | 3,298 |
| Total interest expense | $952,000 | 5,331 |
| Net interest income | $7,793,000 | 2,793 |
| Provision for loan and lease losses | $610,000 | 3,816 |
| Total noninterest income | $1,750,000 | 2,279 |
| Gross Fiduciary activities income | $1,000 | 1,307 |
| Service charges on deposit accounts | $790,000 | 1,852 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $959,000 | 2,221 |
| Total noninterest expense | $8,275,000 | 2,336 |
| Salaries and employee benefits | $3,024,000 | 3,098 |
| Premises and equipment expense | $2,025,000 | 1,282 |
| Additional noninterest expense | $3,226,000 | 2,156 |
| Pre-tax net operating income | $658,000 | 4,010 |
| Securities gains (losses) | $145,000 | 1,857 |
| Applicable income taxes | $112,000 | 3,149 |
| Income before extraordinary items | $691,000 | 3,872 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $691,000 | 3,872 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $691,000 | 3,874 |
| Net charge-offs | $268,000 | 4,448 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,225,000 | 340 |
| Net operating income | $566,300 | 3,997 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,644,000 | 3,329 |
| Total interest expense | $757,000 | 5,367 |
| Net interest income | $5,887,000 | 2,807 |
| Provision for loan and lease losses | $610,000 | 3,215 |
| Total noninterest income | $1,337,000 | 2,267 |
| Gross Fiduciary activities income | $1,000 | 1,261 |
| Service charges on deposit accounts | $621,000 | 1,826 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $715,000 | 2,230 |
| Total noninterest expense | $6,133,000 | 2,368 |
| Salaries and employee benefits | $2,279,000 | 3,100 |
| Premises and equipment expense | $1,460,000 | 1,338 |
| Additional noninterest expense | $2,394,000 | 2,146 |
| Pre-tax net operating income | $481,000 | 4,270 |
| Securities gains (losses) | $85,000 | 2,057 |
| Applicable income taxes | $70,000 | 3,354 |
| Income before extraordinary items | $496,000 | 4,124 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $496,000 | 4,127 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $496,000 | 4,127 |
| Net charge-offs | $238,000 | 4,018 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $421,200 | 4,226 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 3,371 |
| Total interest expense | $537,000 | 5,307 |
| Net interest income | $3,882,000 | 2,828 |
| Provision for loan and lease losses | $240,000 | 3,941 |
| Total noninterest income | $902,000 | 2,187 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $421,000 | 1,806 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $480,000 | 2,142 |
| Total noninterest expense | $4,259,000 | 2,275 |
| Salaries and employee benefits | $1,575,000 | 3,011 |
| Premises and equipment expense | $1,032,000 | 1,283 |
| Additional noninterest expense | $1,652,000 | 2,074 |
| Pre-tax net operating income | $285,000 | 4,485 |
| Securities gains (losses) | $82,000 | 1,559 |
| Applicable income taxes | $56,000 | 3,207 |
| Income before extraordinary items | $311,000 | 4,233 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $311,000 | 4,232 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $311,000 | 4,232 |
| Net charge-offs | $95,000 | 4,299 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $241,300 | 4,487 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 3,506 |
| Total interest expense | $287,000 | 5,290 |
| Net interest income | $1,873,000 | 2,959 |
| Provision for loan and lease losses | $140,000 | 3,543 |
| Total noninterest income | $463,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $215,000 | 1,764 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $248,000 | 2,081 |
| Total noninterest expense | $2,108,000 | 2,314 |
| Salaries and employee benefits | $778,000 | 3,080 |
| Premises and equipment expense | $468,000 | 1,454 |
| Additional noninterest expense | $862,000 | 1,973 |
| Pre-tax net operating income | $88,000 | 5,192 |
| Securities gains (losses) | $81,000 | 884 |
| Applicable income taxes | $14,000 | 3,633 |
| Income before extraordinary items | $155,000 | 4,337 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $155,000 | 4,338 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $155,000 | 4,336 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $80,480 | 5,135 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,998,000 | 3,513 |
| Total interest expense | $1,511,000 | 5,158 |
| Net interest income | $7,487,000 | 2,889 |
| Provision for loan and lease losses | $1,055,000 | 3,415 |
| Total noninterest income | $1,817,000 | 2,260 |
| Gross Fiduciary activities income | $7,000 | 1,220 |
| Service charges on deposit accounts | $973,000 | 1,730 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $837,000 | 2,389 |
| Total noninterest expense | $7,901,000 | 2,493 |
| Salaries and employee benefits | $2,997,000 | 3,178 |
| Premises and equipment expense | $1,468,000 | 1,842 |
| Additional noninterest expense | $3,436,000 | 2,089 |
| Pre-tax net operating income | $348,000 | 4,365 |
| Securities gains (losses) | $30,000 | 2,871 |
| Applicable income taxes | $-75,000 | 6,515 |
| Income before extraordinary items | $453,000 | 4,006 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $453,000 | 4,005 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $453,000 | 4,005 |
| Net charge-offs | $936,000 | 2,946 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $503,000 | 539 |
| Net operating income | $423,000 | 4,031 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,768,000 | 3,550 |
| Total interest expense | $1,183,000 | 5,192 |
| Net interest income | $5,585,000 | 2,903 |
| Provision for loan and lease losses | $840,000 | 3,042 |
| Total noninterest income | $1,373,000 | 2,309 |
| Gross Fiduciary activities income | $3,000 | 1,227 |
| Service charges on deposit accounts | $719,000 | 1,758 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $651,000 | 2,399 |
| Total noninterest expense | $5,904,000 | 2,502 |
| Salaries and employee benefits | $2,249,000 | 3,199 |
| Premises and equipment expense | $1,023,000 | 1,985 |
| Additional noninterest expense | $2,632,000 | 2,013 |
| Pre-tax net operating income | $214,000 | 4,872 |
| Securities gains (losses) | $30,000 | 2,554 |
| Applicable income taxes | $4,000 | 4,272 |
| Income before extraordinary items | $240,000 | 4,676 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $240,000 | 4,674 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $240,000 | 4,677 |
| Net charge-offs | $760,000 | 2,543 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $210,600 | 4,732 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 3,536 |
| Total interest expense | $816,000 | 5,236 |
| Net interest income | $3,772,000 | 2,870 |
| Provision for loan and lease losses | $630,000 | 2,630 |
| Total noninterest income | $917,000 | 2,313 |
| Gross Fiduciary activities income | $3,000 | 1,207 |
| Service charges on deposit accounts | $474,000 | 1,745 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $440,000 | 2,411 |
| Total noninterest expense | $3,870,000 | 2,580 |
| Salaries and employee benefits | $1,360,000 | 3,529 |
| Premises and equipment expense | $855,000 | 1,628 |
| Additional noninterest expense | $1,655,000 | 2,144 |
| Pre-tax net operating income | $189,000 | 4,719 |
| Securities gains (losses) | $30,000 | 2,159 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $215,000 | 4,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $215,000 | 4,448 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $215,000 | 4,448 |
| Net charge-offs | $598,000 | 2,135 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $185,600 | 4,533 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 3,493 |
| Total interest expense | $431,000 | 5,205 |
| Net interest income | $1,926,000 | 2,802 |
| Provision for loan and lease losses | $560,000 | 1,676 |
| Total noninterest income | $457,000 | 2,275 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $241,000 | 1,673 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $216,000 | 2,404 |
| Total noninterest expense | $1,792,000 | 2,689 |
| Salaries and employee benefits | $679,000 | 3,556 |
| Premises and equipment expense | $324,000 | 2,152 |
| Additional noninterest expense | $789,000 | 2,016 |
| Pre-tax net operating income | $31,000 | 5,872 |
| Securities gains (losses) | $8,000 | 1,969 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $39,000 | 5,860 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $39,000 | 5,862 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $39,000 | 5,862 |
| Net charge-offs | $543,000 | 1,310 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $31,000 | 5,812 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,987,000 | 3,523 |
| Total interest expense | $2,834,000 | 4,409 |
| Net interest income | $7,153,000 | 2,989 |
| Provision for loan and lease losses | $574,000 | 3,596 |
| Total noninterest income | $1,903,000 | 2,223 |
| Gross Fiduciary activities income | $5,000 | 1,290 |
| Service charges on deposit accounts | $1,017,000 | 1,734 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $881,000 | 2,324 |
| Total noninterest expense | $7,800,000 | 2,426 |
| Salaries and employee benefits | $2,960,000 | 3,293 |
| Premises and equipment expense | $1,903,000 | 1,455 |
| Additional noninterest expense | $2,937,000 | 2,040 |
| Pre-tax net operating income | $682,000 | 4,437 |
| Securities gains (losses) | $-9,000 | 7,014 |
| Applicable income taxes | $50,000 | 3,853 |
| Income before extraordinary items | $623,000 | 4,116 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $623,000 | 4,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 4,602 |
| Cash dividends | $270,000 | 4,218 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 1,068 |
| Net operating income | $631,370 | 4,243 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,542,000 | 3,581 |
| Total interest expense | $2,261,000 | 4,360 |
| Net interest income | $5,281,000 | 3,060 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $1,442,000 | 2,263 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $766,000 | 1,748 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $672,000 | 2,378 |
| Total noninterest expense | $6,008,000 | 2,369 |
| Salaries and employee benefits | $2,190,000 | 3,378 |
| Premises and equipment expense | $1,617,000 | 1,277 |
| Additional noninterest expense | $2,201,000 | 1,973 |
| Pre-tax net operating income | $615,000 | 4,607 |
| Securities gains (losses) | $7,000 | 2,502 |
| Applicable income taxes | $86,000 | 3,717 |
| Income before extraordinary items | $536,000 | 4,312 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $536,000 | 4,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,630 |
| Cash dividends | $203,000 | 3,855 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 879 |
| Net operating income | $529,980 | 4,482 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,067,000 | 3,610 |
| Total interest expense | $1,616,000 | 4,297 |
| Net interest income | $3,451,000 | 3,103 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $971,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $516,000 | 1,707 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $455,000 | 2,391 |
| Total noninterest expense | $3,875,000 | 2,448 |
| Salaries and employee benefits | $1,391,000 | 3,528 |
| Premises and equipment expense | $1,124,000 | 1,212 |
| Additional noninterest expense | $1,360,000 | 2,090 |
| Pre-tax net operating income | $457,000 | 4,531 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $80,000 | 3,665 |
| Income before extraordinary items | $384,000 | 4,562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $384,000 | 4,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,733 |
| Cash dividends | $135,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 679 |
| Net operating income | $378,190 | 4,525 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 3,685 |
| Total interest expense | $873,000 | 4,270 |
| Net interest income | $1,663,000 | 3,213 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $501,000 | 2,234 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $258,000 | 1,683 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $243,000 | 2,272 |
| Total noninterest expense | $1,841,000 | 2,556 |
| Salaries and employee benefits | $728,000 | 3,443 |
| Premises and equipment expense | $448,000 | 1,558 |
| Additional noninterest expense | $665,000 | 2,097 |
| Pre-tax net operating income | $293,000 | 4,208 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $68,000 | 3,248 |
| Income before extraordinary items | $225,000 | 4,425 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $225,000 | 4,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,854 |
| Cash dividends | $67,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 618 |
| Net operating income | $225,000 | 4,319 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,772,000 | 3,588 |
| Total interest expense | $3,676,000 | 4,220 |
| Net interest income | $7,096,000 | 3,069 |
| Provision for loan and lease losses | $275,000 | 3,345 |
| Total noninterest income | $1,926,000 | 2,275 |
| Gross Fiduciary activities income | $8,000 | 1,284 |
| Service charges on deposit accounts | $1,100,000 | 1,625 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $818,000 | 2,531 |
| Total noninterest expense | $7,659,000 | 2,381 |
| Salaries and employee benefits | $2,894,000 | 3,323 |
| Premises and equipment expense | $1,644,000 | 1,614 |
| Additional noninterest expense | $3,121,000 | 1,772 |
| Pre-tax net operating income | $1,088,000 | 4,576 |
| Securities gains (losses) | $10,000 | 1,349 |
| Applicable income taxes | $85,000 | 4,587 |
| Income before extraordinary items | $1,013,000 | 4,288 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,013,000 | 4,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 2,263 |
| Cash dividends | $267,000 | 4,572 |
| Sale, conversion, retirement of capital stock, net | $352,000 | 609 |
| Net operating income | $1,003,800 | 4,302 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,102,000 | 3,578 |
| Total interest expense | $2,718,000 | 4,268 |
| Net interest income | $5,384,000 | 3,030 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $1,443,000 | 2,276 |
| Gross Fiduciary activities income | $3,000 | 1,319 |
| Service charges on deposit accounts | $825,000 | 1,600 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $615,000 | 2,524 |
| Total noninterest expense | $5,662,000 | 2,392 |
| Salaries and employee benefits | $2,054,000 | 3,455 |
| Premises and equipment expense | $1,288,000 | 1,541 |
| Additional noninterest expense | $2,320,000 | 1,750 |
| Pre-tax net operating income | $940,000 | 4,500 |
| Securities gains (losses) | $-4,000 | 7,564 |
| Applicable income taxes | $85,000 | 4,574 |
| Income before extraordinary items | $851,000 | 4,220 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $851,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 1,700 |
| Cash dividends | $267,000 | 3,787 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 665 |
| Net operating income | $854,640 | 4,200 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,422,000 | 3,575 |
| Total interest expense | $1,786,000 | 4,307 |
| Net interest income | $3,636,000 | 3,022 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $1,046,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $557,000 | 1,578 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $489,000 | 2,280 |
| Total noninterest expense | $3,789,000 | 2,415 |
| Salaries and employee benefits | $1,315,000 | 3,602 |
| Premises and equipment expense | $942,000 | 1,411 |
| Additional noninterest expense | $1,532,000 | 1,771 |
| Pre-tax net operating income | $743,000 | 4,185 |
| Securities gains (losses) | $-4,000 | 7,813 |
| Applicable income taxes | $44,000 | 4,855 |
| Income before extraordinary items | $695,000 | 3,838 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $695,000 | 3,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 1,171 |
| Cash dividends | $150,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 510 |
| Net operating income | $698,760 | 3,811 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 3,587 |
| Total interest expense | $896,000 | 4,281 |
| Net interest income | $1,789,000 | 3,056 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $451,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $269,000 | 1,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $182,000 | 2,689 |
| Total noninterest expense | $1,892,000 | 2,416 |
| Salaries and employee benefits | $722,000 | 3,367 |
| Premises and equipment expense | $339,000 | 1,924 |
| Additional noninterest expense | $831,000 | 1,607 |
| Pre-tax net operating income | $273,000 | 4,868 |
| Securities gains (losses) | $-4,000 | 8,145 |
| Applicable income taxes | $67,000 | 3,794 |
| Income before extraordinary items | $202,000 | 5,036 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $202,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 980 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $205,000 | 4,986 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,375,000 | 4,083 |
| Total interest expense | $2,496,000 | 4,829 |
| Net interest income | $5,879,000 | 3,572 |
| Provision for loan and lease losses | $280,000 | 2,910 |
| Total noninterest income | $1,741,000 | 2,445 |
| Gross Fiduciary activities income | $1,000 | 1,470 |
| Service charges on deposit accounts | $875,000 | 1,969 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $865,000 | 2,456 |
| Total noninterest expense | $7,600,000 | 2,328 |
| Salaries and employee benefits | $2,334,000 | 3,811 |
| Premises and equipment expense | $2,947,000 | 858 |
| Additional noninterest expense | $2,319,000 | 2,246 |
| Pre-tax net operating income | $-260,000 | 8,152 |
| Securities gains (losses) | $-194,000 | 8,373 |
| Applicable income taxes | $2,168,000 | 1,251 |
| Income before extraordinary items | $-2,622,000 | 8,630 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-2,622,000 | 8,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,909 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $8,343,000 | 243 |
| Net operating income | $-2,428,000 | 8,611 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,609,000 | 4,367 |
| Total interest expense | $1,623,000 | 5,135 |
| Net interest income | $3,986,000 | 3,859 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $1,252,000 | 2,524 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $595,000 | 2,136 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $656,000 | 2,425 |
| Total noninterest expense | $4,621,000 | 2,804 |
| Salaries and employee benefits | $1,734,000 | 3,828 |
| Premises and equipment expense | $1,501,000 | 1,295 |
| Additional noninterest expense | $1,386,000 | 2,737 |
| Pre-tax net operating income | $587,000 | 5,908 |
| Securities gains (losses) | $-167,000 | 8,514 |
| Applicable income taxes | $57,000 | 5,350 |
| Income before extraordinary items | $363,000 | 6,413 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $363,000 | 6,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,128 |
| Cash dividends | $250,000 | 3,894 |
| Sale, conversion, retirement of capital stock, net | $5,952,000 | 220 |
| Net operating income | $506,620 | 5,726 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 4,773 |
| Total interest expense | $856,000 | 5,631 |
| Net interest income | $2,332,000 | 4,261 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $763,000 | 2,678 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $331,000 | 2,464 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $431,000 | 2,441 |
| Total noninterest expense | $2,437,000 | 3,412 |
| Salaries and employee benefits | $725,000 | 5,303 |
| Premises and equipment expense | $888,000 | 1,464 |
| Additional noninterest expense | $824,000 | 3,059 |
| Pre-tax net operating income | $628,000 | 4,890 |
| Securities gains (losses) | $-167,000 | 8,616 |
| Applicable income taxes | $118,000 | 4,330 |
| Income before extraordinary items | $343,000 | 5,726 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $343,000 | 5,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,225 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $952,000 | 269 |
| Net operating income | $466,580 | 5,044 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 4,812 |
| Total interest expense | $411,000 | 5,618 |
| Net interest income | $1,136,000 | 4,330 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $363,000 | 2,713 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $159,000 | 2,473 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $203,000 | 2,467 |
| Total noninterest expense | $1,187,000 | 3,502 |
| Salaries and employee benefits | $384,000 | 5,150 |
| Premises and equipment expense | $423,000 | 1,544 |
| Additional noninterest expense | $380,000 | 3,262 |
| Pre-tax net operating income | $297,000 | 4,997 |
| Securities gains (losses) | $-75,000 | 8,625 |
| Applicable income taxes | $69,000 | 4,070 |
| Income before extraordinary items | $153,000 | 5,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $204,750 | 5,317 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 5,100 |
| Total interest expense | $1,170,000 | 5,878 |
| Net interest income | $3,929,000 | 4,680 |
| Provision for loan and lease losses | $145,000 | 4,203 |
| Total noninterest income | $1,270,000 | 3,004 |
| Gross Fiduciary activities income | $3,000 | 1,412 |
| Service charges on deposit accounts | $665,000 | 2,441 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $602,000 | 3,049 |
| Total noninterest expense | $4,264,000 | 3,683 |
| Salaries and employee benefits | $1,522,000 | 4,995 |
| Premises and equipment expense | $1,426,000 | 1,715 |
| Additional noninterest expense | $1,316,000 | 3,579 |
| Pre-tax net operating income | $790,000 | 5,899 |
| Securities gains (losses) | $-74,000 | 8,327 |
| Applicable income taxes | $201,000 | 4,665 |
| Income before extraordinary items | $515,000 | 6,309 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $515,000 | 6,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,136 |
| Cash dividends | $250,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $1,223,000 | 452 |
| Net operating income | $568,280 | 6,091 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,637,000 | 5,222 |
| Total interest expense | $814,000 | 5,972 |
| Net interest income | $2,823,000 | 4,816 |
| Provision for loan and lease losses | $20,000 | 6,139 |
| Total noninterest income | $919,000 | 3,098 |
| Gross Fiduciary activities income | $2,000 | 1,379 |
| Service charges on deposit accounts | $492,000 | 2,478 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $425,000 | 3,170 |
| Total noninterest expense | $3,130,000 | 3,715 |
| Salaries and employee benefits | $1,063,000 | 5,222 |
| Premises and equipment expense | $1,119,000 | 1,619 |
| Additional noninterest expense | $948,000 | 3,655 |
| Pre-tax net operating income | $592,000 | 6,039 |
| Securities gains (losses) | $-21,000 | 8,193 |
| Applicable income taxes | $150,000 | 4,802 |
| Income before extraordinary items | $421,000 | 6,257 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $421,000 | 6,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,456 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $436,540 | 6,153 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 5,290 |
| Total interest expense | $514,000 | 5,963 |
| Net interest income | $1,808,000 | 4,930 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $601,000 | 3,084 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $310,000 | 2,561 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $290,000 | 3,128 |
| Total noninterest expense | $2,024,000 | 3,776 |
| Salaries and employee benefits | $693,000 | 5,273 |
| Premises and equipment expense | $717,000 | 1,673 |
| Additional noninterest expense | $614,000 | 3,728 |
| Pre-tax net operating income | $385,000 | 6,075 |
| Securities gains (losses) | $-20,000 | 8,361 |
| Applicable income taxes | $76,000 | 5,134 |
| Income before extraordinary items | $289,000 | 6,198 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $289,000 | 6,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,468 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $304,800 | 6,042 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 5,282 |
| Total interest expense | $245,000 | 6,024 |
| Net interest income | $914,000 | 4,906 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $276,000 | 3,240 |
| Gross Fiduciary activities income | $3,000 | 1,221 |
| Service charges on deposit accounts | $148,000 | 2,585 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $125,000 | 3,316 |
| Total noninterest expense | $1,020,000 | 3,791 |
| Salaries and employee benefits | $362,000 | 5,164 |
| Premises and equipment expense | $351,000 | 1,707 |
| Additional noninterest expense | $307,000 | 3,736 |
| Pre-tax net operating income | $170,000 | 6,314 |
| Securities gains (losses) | $12,000 | 950 |
| Applicable income taxes | $44,000 | 4,929 |
| Income before extraordinary items | $138,000 | 6,283 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $138,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,618 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $128,880 | 6,389 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,358,000 | 5,292 |
| Total interest expense | $968,000 | 5,765 |
| Net interest income | $3,390,000 | 5,013 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,209,000 | 3,111 |
| Gross Fiduciary activities income | $3,000 | 1,452 |
| Service charges on deposit accounts | $672,000 | 2,465 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $534,000 | 3,198 |
| Total noninterest expense | $3,930,000 | 3,807 |
| Salaries and employee benefits | $1,471,000 | 5,022 |
| Premises and equipment expense | $1,140,000 | 2,019 |
| Additional noninterest expense | $1,319,000 | 3,484 |
| Pre-tax net operating income | $669,000 | 6,194 |
| Securities gains (losses) | $-77,000 | 8,677 |
| Applicable income taxes | $196,000 | 4,778 |
| Income before extraordinary items | $396,000 | 6,793 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $396,000 | 6,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,480 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $1,099,000 | 393 |
| Net operating income | $447,590 | 6,500 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,238,000 | 5,290 |
| Total interest expense | $731,000 | 5,704 |
| Net interest income | $2,507,000 | 5,053 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $911,000 | 3,128 |
| Gross Fiduciary activities income | $4,000 | 1,368 |
| Service charges on deposit accounts | $505,000 | 2,478 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $402,000 | 3,173 |
| Total noninterest expense | $2,263,000 | 4,614 |
| Salaries and employee benefits | $1,058,000 | 5,105 |
| Premises and equipment expense | $250,000 | 5,344 |
| Additional noninterest expense | $955,000 | 3,555 |
| Pre-tax net operating income | $1,155,000 | 4,253 |
| Securities gains (losses) | $-25,000 | 8,698 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,130,000 | 3,700 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,130,000 | 3,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 470 |
| Net operating income | $1,155,000 | 3,570 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 5,344 |
| Total interest expense | $493,000 | 5,689 |
| Net interest income | $1,640,000 | 5,113 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $593,000 | 3,196 |
| Gross Fiduciary activities income | $2,000 | 1,383 |
| Service charges on deposit accounts | $329,000 | 2,521 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $262,000 | 3,235 |
| Total noninterest expense | $1,473,000 | 4,722 |
| Salaries and employee benefits | $695,000 | 5,199 |
| Premises and equipment expense | $156,000 | 5,546 |
| Additional noninterest expense | $622,000 | 3,642 |
| Pre-tax net operating income | $760,000 | 4,243 |
| Securities gains (losses) | $-26,000 | 8,833 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $734,000 | 3,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $734,000 | 3,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 366 |
| Net operating income | $760,000 | 3,563 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 5,311 |
| Total interest expense | $252,000 | 5,686 |
| Net interest income | $836,000 | 5,055 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $294,000 | 3,156 |
| Gross Fiduciary activities income | $4,000 | 1,216 |
| Service charges on deposit accounts | $169,000 | 2,416 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $121,000 | 3,332 |
| Total noninterest expense | $717,000 | 4,841 |
| Salaries and employee benefits | $328,000 | 5,435 |
| Premises and equipment expense | $73,000 | 5,767 |
| Additional noninterest expense | $316,000 | 3,595 |
| Pre-tax net operating income | $413,000 | 4,004 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $419,000 | 3,381 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $419,000 | 3,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,465 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 221 |
| Net operating income | $413,000 | 3,309 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,887,000 | 5,748 |
| Total interest expense | $1,020,000 | 6,065 |
| Net interest income | $2,867,000 | 5,445 |
| Provision for loan and lease losses | $-120,000 | 9,049 |
| Total noninterest income | $865,000 | 4,040 |
| Gross Fiduciary activities income | $5,000 | 1,443 |
| Service charges on deposit accounts | $556,000 | 2,859 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $304,000 | 4,481 |
| Total noninterest expense | $2,850,000 | 4,772 |
| Salaries and employee benefits | $1,322,000 | 5,293 |
| Premises and equipment expense | $288,000 | 5,784 |
| Additional noninterest expense | $1,240,000 | 3,636 |
| Pre-tax net operating income | $1,002,000 | 5,173 |
| Securities gains (losses) | $200,000 | 1,347 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,202,000 | 4,138 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,202,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $395,000 | 3,981 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 638 |
| Net operating income | $1,002,000 | 4,476 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 5,853 |
| Total interest expense | $775,000 | 6,162 |
| Net interest income | $2,097,000 | 5,567 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $631,000 | 4,163 |
| Gross Fiduciary activities income | $2,000 | 1,482 |
| Service charges on deposit accounts | $390,000 | 3,008 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $239,000 | 4,463 |
| Total noninterest expense | $2,005,000 | 4,974 |
| Salaries and employee benefits | $874,000 | 5,700 |
| Premises and equipment expense | $213,000 | 5,819 |
| Additional noninterest expense | $918,000 | 3,656 |
| Pre-tax net operating income | $723,000 | 5,427 |
| Securities gains (losses) | $192,000 | 1,253 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $915,000 | 4,242 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $915,000 | 4,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,062 |
| Cash dividends | $395,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $723,000 | 4,711 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 5,823 |
| Total interest expense | $523,000 | 6,249 |
| Net interest income | $1,433,000 | 5,475 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $405,000 | 4,215 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $247,000 | 3,089 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $157,000 | 4,499 |
| Total noninterest expense | $1,317,000 | 5,014 |
| Salaries and employee benefits | $583,000 | 5,706 |
| Premises and equipment expense | $120,000 | 6,262 |
| Additional noninterest expense | $614,000 | 3,639 |
| Pre-tax net operating income | $521,000 | 5,218 |
| Securities gains (losses) | $162,000 | 1,183 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $683,000 | 3,935 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $683,000 | 3,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,226 |
| Cash dividends | $245,000 | 3,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $521,000 | 4,486 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $994,000 | 5,791 |
| Total interest expense | $263,000 | 6,345 |
| Net interest income | $731,000 | 5,406 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $202,000 | 4,139 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $120,000 | 3,077 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 4,308 |
| Total noninterest expense | $643,000 | 5,101 |
| Salaries and employee benefits | $264,000 | 6,066 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $327,000 | 3,382 |
| Pre-tax net operating income | $290,000 | 4,872 |
| Securities gains (losses) | $16,000 | 2,005 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $306,000 | 4,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $306,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $290,000 | 4,147 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,620,000 | 5,450 |
| Total interest expense | $1,371,000 | 6,005 |
| Net interest income | $3,249,000 | 5,017 |
| Provision for loan and lease losses | $-125,000 | 9,274 |
| Total noninterest income | $808,000 | 3,963 |
| Gross Fiduciary activities income | $8,000 | 1,447 |
| Service charges on deposit accounts | $475,000 | 3,106 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $325,000 | 4,081 |
| Total noninterest expense | $2,656,000 | 4,874 |
| Salaries and employee benefits | $1,278,000 | 5,250 |
| Premises and equipment expense | $253,000 | 6,095 |
| Additional noninterest expense | $1,125,000 | 3,797 |
| Pre-tax net operating income | $1,526,000 | 4,066 |
| Securities gains (losses) | $65,000 | 2,174 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,591,000 | 3,343 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,591,000 | 3,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-249,000 | 9,310 |
| Cash dividends | $450,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,526,000 | 3,351 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,261,000 | 5,447 |
| Total interest expense | $2,267,000 | 5,720 |
| Net interest income | $2,994,000 | 5,080 |
| Provision for loan and lease losses | $550,000 | 2,033 |
| Total noninterest income | $827,000 | 3,762 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $577,000 | 2,508 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $250,000 | 4,492 |
| Total noninterest expense | $2,361,000 | 5,155 |
| Salaries and employee benefits | $1,024,000 | 5,897 |
| Premises and equipment expense | $276,000 | 5,792 |
| Additional noninterest expense | $1,061,000 | 3,869 |
| Pre-tax net operating income | $910,000 | 5,164 |
| Securities gains (losses) | $28,000 | 2,876 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $938,000 | 4,457 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $938,000 | 4,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $510,000 | 1,539 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $910,000 | 4,422 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,787,000 | 5,899 |
| Total interest expense | $1,982,000 | 6,302 |
| Net interest income | $2,805,000 | 5,395 |
| Provision for loan and lease losses | $321,000 | 2,705 |
| Total noninterest income | $623,000 | 4,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $537,000 | 2,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,759 |
| Total noninterest expense | $2,044,000 | 5,599 |
| Salaries and employee benefits | $956,000 | 6,104 |
| Premises and equipment expense | $230,000 | 6,312 |
| Additional noninterest expense | $858,000 | 4,506 |
| Pre-tax net operating income | $1,063,000 | 5,104 |
| Securities gains (losses) | $-12,000 | 8,439 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,051,000 | 4,240 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,051,000 | 4,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,903 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,063,000 | 4,211 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 6,170 |
| Total interest expense | $1,800,000 | 6,360 |
| Net interest income | $2,429,000 | 5,902 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $535,000 | 4,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $426,000 | 3,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,428 |
| Total noninterest expense | $2,265,000 | 5,214 |
| Salaries and employee benefits | $856,000 | 6,516 |
| Premises and equipment expense | $669,000 | 2,975 |
| Additional noninterest expense | $740,000 | 5,053 |
| Pre-tax net operating income | $579,000 | 6,789 |
| Securities gains (losses) | $-11,000 | 9,339 |
| Applicable income taxes | $25,000 | 8,122 |
| Income before extraordinary items | $543,000 | 6,196 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $543,000 | 6,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,508 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $553,560 | 6,115 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,826,000 | 6,628 |
| Total interest expense | $1,872,000 | 6,416 |
| Net interest income | $1,954,000 | 6,751 |
| Provision for loan and lease losses | $445,000 | 1,896 |
| Total noninterest income | $454,000 | 5,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $435,000 | 2,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,525 |
| Total noninterest expense | $1,899,000 | 5,797 |
| Salaries and employee benefits | $753,000 | 6,900 |
| Premises and equipment expense | $389,000 | 4,524 |
| Additional noninterest expense | $757,000 | 4,864 |
| Pre-tax net operating income | $64,000 | 9,568 |
| Securities gains (losses) | $78,000 | 1,438 |
| Applicable income taxes | $30,000 | 8,700 |
| Income before extraordinary items | $112,000 | 9,248 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $112,000 | 9,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 1,582 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $684,000 | 515 |
| Net operating income | $50,380 | 9,563 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,455,000 | 7,202 |
| Total interest expense | $1,563,000 | 7,202 |
| Net interest income | $1,892,000 | 7,144 |
| Provision for loan and lease losses | $375,000 | 2,191 |
| Total noninterest income | $536,000 | 4,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $445,000 | 2,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,039 |
| Total noninterest expense | $1,888,000 | 5,880 |
| Salaries and employee benefits | $707,000 | 7,282 |
| Premises and equipment expense | $527,000 | 3,545 |
| Additional noninterest expense | $654,000 | 5,478 |
| Pre-tax net operating income | $165,000 | 9,759 |
| Securities gains (losses) | $41,000 | 1,451 |
| Applicable income taxes | $63,000 | 9,033 |
| Income before extraordinary items | $143,000 | 9,649 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $143,000 | 9,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 1,702 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $114,710 | 9,834 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,940,000 | 8,077 |
| Total interest expense | $1,336,000 | 7,996 |
| Net interest income | $1,604,000 | 8,021 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $502,000 | 5,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $411,000 | 3,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,410 |
| Total noninterest expense | $1,417,000 | 7,346 |
| Salaries and employee benefits | $661,000 | 7,776 |
| Premises and equipment expense | $208,000 | 6,889 |
| Additional noninterest expense | $548,000 | 6,695 |
| Pre-tax net operating income | $654,000 | 7,146 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $203,000 | 7,091 |
| Income before extraordinary items | $451,000 | 7,227 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $451,000 | 7,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,007 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 374 |
| Net operating income | $451,000 | 7,178 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 8,839 |
| Total interest expense | $1,230,000 | 8,493 |
| Net interest income | $1,351,000 | 8,924 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $417,000 | 5,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $1,307,000 | 7,840 |
| Salaries and employee benefits | $642,000 | 8,102 |
| Premises and equipment expense | $196,000 | 7,269 |
| Additional noninterest expense | $469,000 | 7,527 |
| Pre-tax net operating income | $461,000 | 8,681 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $154,000 | 8,195 |
| Income before extraordinary items | $307,000 | 8,868 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $307,000 | 8,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 11,660 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $307,000 | 8,837 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 9,503 |
| Total interest expense | $856,000 | 9,323 |
| Net interest income | $1,305,000 | 9,449 |
| Provision for loan and lease losses | $128,000 | 3,919 |
| Total noninterest income | $301,000 | 7,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,157 |
| Total noninterest expense | $1,460,000 | 7,728 |
| Salaries and employee benefits | $627,000 | 8,426 |
| Premises and equipment expense | $204,000 | 7,342 |
| Additional noninterest expense | $629,000 | 6,821 |
| Pre-tax net operating income | $18,000 | 12,027 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $28,000 | 10,970 |
| Income before extraordinary items | $-10,000 | 12,057 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-10,000 | 12,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,802 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-10,000 | 12,081 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 10,334 |
| Total interest expense | $776,000 | 10,166 |
| Net interest income | $1,147,000 | 10,238 |
| Provision for loan and lease losses | $77,000 | 6,405 |
| Total noninterest income | $309,000 | 7,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 5,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $1,239,000 | 8,734 |
| Salaries and employee benefits | $586,000 | 8,926 |
| Premises and equipment expense | $170,000 | 8,376 |
| Additional noninterest expense | $483,000 | 8,399 |
| Pre-tax net operating income | $140,000 | 11,552 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $140,000 | 11,333 |
| Extraordinary gains, net | $366,000 | 600 |
| Net income | $506,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 774 |
| Net operating income | $140,000 | 11,126 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 11,364 |
| Total interest expense | $792,000 | 11,369 |
| Net interest income | $982,000 | 11,162 |
| Provision for loan and lease losses | $213,000 | 5,062 |
| Total noninterest income | $303,000 | 7,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 5,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $1,192,000 | 9,072 |
| Salaries and employee benefits | $492,000 | 9,859 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $564,000 | 7,825 |
| Pre-tax net operating income | $-120,000 | 12,981 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-111,000 | 13,080 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-111,000 | 13,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 3,272 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-120,000 | 12,949 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.