Home > Southwest Missouri Bank > Income and Expense

Southwest Missouri Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$41,962,0001,082
Total interest expense$11,869,0001,151
Net interest income$30,093,0001,042
Provision for loan and lease losses$250,0001,809
Total noninterest income$10,098,000733
Gross Fiduciary activities income$1,338,000460
Service charges on deposit accounts$2,255,000502
Trading account gains and feesNANA
Additional Noninterest Income$6,505,000739
Total noninterest expense$32,506,000829
Salaries and employee benefits$17,143,000870
Premises and equipment expense$3,518,000753
Additional noninterest expense$6,505,000739
Pre-tax net operating income$7,435,0001,475
Securities gains (losses)$0988
Applicable income taxes$1,063,0001,404
Income before extraordinary items$6,372,0001,455
Extraordinary gains, net$054
Net income$6,372,0001,471
Minority interest net income$088
Net income of bank and minority interests.$6,372,0001,458
Net charge-offs$43,0001,876
Cash dividends$2,401,0001,374
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,372,0001,488
2023-09-30 (YTD Data)Rank
Total interest income$30,528,0001,089
Total interest expense$8,058,0001,152
Net interest income$22,470,0001,047
Provision for loan and lease losses$175,0001,783
Total noninterest income$7,583,000732
Gross Fiduciary activities income$998,000457
Service charges on deposit accounts$1,687,000499
Trading account gains and feesNANA
Additional Noninterest Income$4,898,000756
Total noninterest expense$23,941,000852
Salaries and employee benefits$12,669,000886
Premises and equipment expense$2,595,000770
Additional noninterest expense$4,898,000756
Pre-tax net operating income$5,937,0001,460
Securities gains (losses)$0849
Applicable income taxes$866,0001,381
Income before extraordinary items$5,071,0001,434
Extraordinary gains, net$052
Net income$5,071,0001,444
Minority interest net income$081
Net income of bank and minority interests.$5,071,0001,433
Net charge-offs$7,0002,243
Cash dividends$2,401,0001,045
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,071,0001,453
2023-06-30 (YTD Data)Rank
Total interest income$19,858,0001,086
Total interest expense$4,919,0001,124
Net interest income$14,939,0001,058
Provision for loan and lease losses$100,0001,805
Total noninterest income$5,002,000725
Gross Fiduciary activities income$655,000455
Service charges on deposit accounts$1,112,000496
Trading account gains and feesNANA
Additional Noninterest Income$3,235,000707
Total noninterest expense$15,719,000844
Salaries and employee benefits$8,424,000880
Premises and equipment expense$1,663,000779
Additional noninterest expense$3,235,000707
Pre-tax net operating income$4,122,0001,397
Securities gains (losses)$0938
Applicable income taxes$616,0001,353
Income before extraordinary items$3,506,0001,384
Extraordinary gains, net$051
Net income$3,506,0001,400
Minority interest net income$081
Net income of bank and minority interests.$3,506,0001,384
Net charge-offs$22,0001,495
Cash dividends$1,701,000984
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,506,0001,395
2023-03-31 (YTD Data)Rank
Total interest income$9,657,0001,095
Total interest expense$2,220,0001,109
Net interest income$7,437,0001,060
Provision for loan and lease losses$25,0002,051
Total noninterest income$2,454,000732
Gross Fiduciary activities income$323,000470
Service charges on deposit accounts$568,000492
Trading account gains and feesNANA
Additional Noninterest Income$1,563,000720
Total noninterest expense$7,772,000861
Salaries and employee benefits$4,188,000902
Premises and equipment expense$816,000820
Additional noninterest expense$1,563,000720
Pre-tax net operating income$2,094,0001,423
Securities gains (losses)$0950
Applicable income taxes$316,0001,343
Income before extraordinary items$1,778,0001,399
Extraordinary gains, net$04
Net income$1,778,0001,397
Minority interest net income$048
Net income of bank and minority interests.$1,778,0001,399
Net charge-offs$40,000881
Cash dividends$1,000,000804
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,778,0001,412
2022-12-31 (YTD Data)Rank
Total interest income$34,540,0001,014
Total interest expense$2,978,0001,186
Net interest income$31,562,000981
Provision for loan and lease losses$03,012
Total noninterest income$10,625,000733
Gross Fiduciary activities income$1,271,000475
Service charges on deposit accounts$2,421,000481
Trading account gains and feesNANA
Additional Noninterest Income$6,933,000713
Total noninterest expense$30,112,000874
Salaries and employee benefits$16,995,000871
Premises and equipment expense$3,370,000760
Additional noninterest expense$6,933,000713
Pre-tax net operating income$12,075,0001,107
Securities gains (losses)$0691
Applicable income taxes$2,057,0001,060
Income before extraordinary items$10,018,0001,104
Extraordinary gains, net$05
Net income$10,018,0001,103
Minority interest net income$063
Net income of bank and minority interests.$10,018,0001,104
Net charge-offs$107,0001,193
Cash dividends$2,401,0001,331
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,018,0001,126
2022-09-30 (YTD Data)Rank
Total interest income$25,135,000998
Total interest expense$1,372,0001,407
Net interest income$23,763,000962
Provision for loan and lease losses$02,835
Total noninterest income$8,086,000738
Gross Fiduciary activities income$961,000480
Service charges on deposit accounts$1,797,000491
Trading account gains and feesNANA
Additional Noninterest Income$5,328,000723
Total noninterest expense$22,552,000864
Salaries and employee benefits$12,608,000873
Premises and equipment expense$2,500,000774
Additional noninterest expense$5,328,000723
Pre-tax net operating income$9,297,0001,093
Securities gains (losses)$0740
Applicable income taxes$1,583,0001,028
Income before extraordinary items$7,714,0001,075
Extraordinary gains, net$04
Net income$7,714,0001,074
Minority interest net income$057
Net income of bank and minority interests.$7,714,0001,075
Net charge-offs$35,0001,370
Cash dividends$1,601,0001,291
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,714,0001,099
2022-06-30 (YTD Data)Rank
Total interest income$16,251,000988
Total interest expense$607,0001,717
Net interest income$15,644,000955
Provision for loan and lease losses$02,599
Total noninterest income$5,493,000722
Gross Fiduciary activities income$648,000440
Service charges on deposit accounts$1,176,000494
Trading account gains and feesNANA
Additional Noninterest Income$3,669,000720
Total noninterest expense$14,796,000856
Salaries and employee benefits$8,387,000856
Premises and equipment expense$1,585,000811
Additional noninterest expense$4,824,000790
Pre-tax net operating income$6,341,0001,019
Securities gains (losses)$0687
Applicable income taxes$1,062,000973
Income before extraordinary items$5,279,0001,007
Extraordinary gains, net$04
Net income$5,279,0001,006
Minority interest net income$060
Net income of bank and minority interests.$5,279,0001,007
Net charge-offs$-70,0004,293
Cash dividends$700,0001,614
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,279,0001,025
2022-03-31 (YTD Data)Rank
Total interest income$7,953,000981
Total interest expense$272,0001,806
Net interest income$7,681,000948
Provision for loan and lease losses$02,285
Total noninterest income$2,906,000708
Gross Fiduciary activities income$333,000442
Service charges on deposit accounts$573,000504
Trading account gains and feesNANA
Additional Noninterest Income$2,000,000690
Total noninterest expense$7,376,000858
Salaries and employee benefits$4,160,000867
Premises and equipment expense$792,000816
Additional noninterest expense$2,424,000779
Pre-tax net operating income$3,211,000955
Securities gains (losses)$0623
Applicable income taxes$492,000981
Income before extraordinary items$2,719,000958
Extraordinary gains, net$04
Net income$2,719,000957
Minority interest net income$050
Net income of bank and minority interests.$2,719,000958
Net charge-offs$16,0001,033
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,719,000966
2021-12-31 (YTD Data)Rank
Total interest income$31,776,0001,002
Total interest expense$1,412,0001,748
Net interest income$30,364,000960
Provision for loan and lease losses$1,000,000592
Total noninterest income$11,530,000749
Gross Fiduciary activities income$1,166,000451
Service charges on deposit accounts$2,154,000506
Trading account gains and feesNANA
Additional Noninterest Income$8,210,000769
Total noninterest expense$29,772,000851
Salaries and employee benefits$16,422,000876
Premises and equipment expense$3,216,000808
Additional noninterest expense$10,134,000772
Pre-tax net operating income$11,122,0001,188
Securities gains (losses)$268,000507
Applicable income taxes$1,969,0001,115
Income before extraordinary items$9,421,0001,196
Extraordinary gains, net$010
Net income$9,421,0001,196
Minority interest net income$074
Net income of bank and minority interests.$9,421,0001,196
Net charge-offs$355,000773
Cash dividends$2,769,0001,253
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,198,5601,202
2021-09-30 (YTD Data)Rank
Total interest income$23,792,0001,019
Total interest expense$1,121,0001,749
Net interest income$22,671,000981
Provision for loan and lease losses$900,000492
Total noninterest income$8,608,000770
Gross Fiduciary activities income$861,000451
Service charges on deposit accounts$1,567,000522
Trading account gains and feesNANA
Additional Noninterest Income$6,180,000794
Total noninterest expense$22,062,000870
Salaries and employee benefits$12,198,000884
Premises and equipment expense$2,414,000828
Additional noninterest expense$7,450,000777
Pre-tax net operating income$8,317,0001,241
Securities gains (losses)$201,000562
Applicable income taxes$1,470,0001,167
Income before extraordinary items$7,048,0001,241
Extraordinary gains, net$08
Net income$7,048,0001,241
Minority interest net income$069
Net income of bank and minority interests.$7,048,0001,241
Net charge-offs$328,000620
Cash dividends$2,270,0001,066
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,881,1701,244
2021-06-30 (YTD Data)Rank
Total interest income$15,466,0001,038
Total interest expense$797,0001,735
Net interest income$14,669,000990
Provision for loan and lease losses$600,000497
Total noninterest income$5,717,000784
Gross Fiduciary activities income$560,000450
Service charges on deposit accounts$997,000520
Trading account gains and feesNANA
Additional Noninterest Income$4,160,000786
Total noninterest expense$14,469,000877
Salaries and employee benefits$7,923,000898
Premises and equipment expense$1,581,000840
Additional noninterest expense$4,965,000771
Pre-tax net operating income$5,317,0001,255
Securities gains (losses)$178,000490
Applicable income taxes$961,0001,169
Income before extraordinary items$4,534,0001,280
Extraordinary gains, net$06
Net income$4,534,0001,280
Minority interest net income$067
Net income of bank and minority interests.$4,534,0001,280
Net charge-offs$236,000590
Cash dividends$1,090,0001,304
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,386,2601,274
2021-03-31 (YTD Data)Rank
Total interest income$7,525,0001,054
Total interest expense$419,0001,737
Net interest income$7,106,0001,003
Provision for loan and lease losses$300,000548
Total noninterest income$2,754,000799
Gross Fiduciary activities income$265,000460
Service charges on deposit accounts$494,000516
Trading account gains and feesNANA
Additional Noninterest Income$1,995,000820
Total noninterest expense$7,144,000877
Salaries and employee benefits$3,890,000907
Premises and equipment expense$811,000824
Additional noninterest expense$2,443,000764
Pre-tax net operating income$2,416,0001,333
Securities gains (losses)$249,000293
Applicable income taxes$485,0001,158
Income before extraordinary items$2,180,0001,308
Extraordinary gains, net$03
Net income$2,180,0001,308
Minority interest net income$055
Net income of bank and minority interests.$2,180,0001,308
Net charge-offs$131,000549
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,975,8201,372
2020-12-31 (YTD Data)Rank
Total interest income$31,587,0001,009
Total interest expense$2,467,0001,719
Net interest income$29,120,000932
Provision for loan and lease losses$1,975,0001,052
Total noninterest income$10,123,000791
Gross Fiduciary activities income$885,000482
Service charges on deposit accounts$2,135,000497
Trading account gains and feesNANA
Additional Noninterest Income$7,103,000806
Total noninterest expense$28,087,000861
Salaries and employee benefits$15,234,000894
Premises and equipment expense$3,392,000761
Additional noninterest expense$9,461,000774
Pre-tax net operating income$9,181,0001,138
Securities gains (losses)$1,020,000362
Applicable income taxes$2,022,000937
Income before extraordinary items$8,179,0001,128
Extraordinary gains, net$04
Net income$8,179,0001,127
Minority interest net income$072
Net income of bank and minority interests.$8,179,0001,128
Net charge-offs$414,0001,101
Cash dividends$2,805,0001,187
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,363,0001,179
2020-09-30 (YTD Data)Rank
Total interest income$23,274,0001,019
Total interest expense$2,002,0001,696
Net interest income$21,272,000947
Provision for loan and lease losses$1,375,0001,130
Total noninterest income$7,330,000783
Gross Fiduciary activities income$644,000481
Service charges on deposit accounts$1,572,000500
Trading account gains and feesNANA
Additional Noninterest Income$5,114,000799
Total noninterest expense$20,736,000861
Salaries and employee benefits$11,400,000877
Premises and equipment expense$2,529,000753
Additional noninterest expense$6,807,000778
Pre-tax net operating income$6,491,0001,145
Securities gains (losses)$1,020,000305
Applicable income taxes$1,522,000887
Income before extraordinary items$5,989,0001,110
Extraordinary gains, net$04
Net income$5,989,0001,110
Minority interest net income$065
Net income of bank and minority interests.$5,989,0001,110
Net charge-offs$275,0001,067
Cash dividends$2,177,0001,042
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,173,0001,197
2020-06-30 (YTD Data)Rank
Total interest income$15,455,0001,040
Total interest expense$1,484,0001,657
Net interest income$13,971,000967
Provision for loan and lease losses$775,0001,245
Total noninterest income$4,711,000762
Gross Fiduciary activities income$415,000484
Service charges on deposit accounts$1,045,000496
Trading account gains and feesNANA
Additional Noninterest Income$3,251,000765
Total noninterest expense$13,514,000868
Salaries and employee benefits$7,431,000891
Premises and equipment expense$1,637,000777
Additional noninterest expense$4,446,000789
Pre-tax net operating income$4,393,0001,078
Securities gains (losses)$407,000422
Applicable income taxes$843,000952
Income before extraordinary items$3,957,0001,050
Extraordinary gains, net$04
Net income$3,957,0001,050
Minority interest net income$065
Net income of bank and minority interests.$3,957,0001,050
Net charge-offs$247,000901
Cash dividends$1,564,000959
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,623,2601,090
2020-03-31 (YTD Data)Rank
Total interest income$7,800,0001,041
Total interest expense$848,0001,627
Net interest income$6,952,000961
Provision for loan and lease losses$225,0001,360
Total noninterest income$2,210,000759
Gross Fiduciary activities income$207,000493
Service charges on deposit accounts$633,000483
Trading account gains and feesNANA
Additional Noninterest Income$1,370,000785
Total noninterest expense$6,706,000879
Salaries and employee benefits$3,666,000903
Premises and equipment expense$802,000798
Additional noninterest expense$2,238,000789
Pre-tax net operating income$2,231,000954
Securities gains (losses)$14,0001,229
Applicable income taxes$385,000901
Income before extraordinary items$1,860,000994
Extraordinary gains, net$04
Net income$1,860,000994
Minority interest net income$056
Net income of bank and minority interests.$1,860,000994
Net charge-offs$112,000830
Cash dividends$936,000866
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,848,380994
2019-12-31 (YTD Data)Rank
Total interest income$30,441,0001,071
Total interest expense$3,451,0001,645
Net interest income$26,990,000978
Provision for loan and lease losses$625,0001,301
Total noninterest income$8,926,000750
Gross Fiduciary activities income$738,000509
Service charges on deposit accounts$2,733,000464
Trading account gains and feesNANA
Additional Noninterest Income$5,455,000781
Total noninterest expense$26,510,000867
Salaries and employee benefits$14,464,000889
Premises and equipment expense$3,268,000775
Additional noninterest expense$8,778,000784
Pre-tax net operating income$8,781,0001,157
Securities gains (losses)$-72,0005,050
Applicable income taxes$1,586,0001,070
Income before extraordinary items$7,123,0001,227
Extraordinary gains, net$011
Net income$7,123,0001,227
Minority interest net income$076
Net income of bank and minority interests.$7,123,0001,229
Net charge-offs$486,0001,050
Cash dividends$4,257,000913
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,182,0401,192
2019-09-30 (YTD Data)Rank
Total interest income$22,695,0001,081
Total interest expense$2,646,0001,629
Net interest income$20,049,000995
Provision for loan and lease losses$425,0001,305
Total noninterest income$6,545,000760
Gross Fiduciary activities income$548,000514
Service charges on deposit accounts$2,029,000462
Trading account gains and feesNANA
Additional Noninterest Income$3,968,000793
Total noninterest expense$19,794,000861
Salaries and employee benefits$10,952,000877
Premises and equipment expense$2,418,000785
Additional noninterest expense$6,424,000795
Pre-tax net operating income$6,375,0001,203
Securities gains (losses)$-59,0005,125
Applicable income taxes$1,175,0001,110
Income before extraordinary items$5,141,0001,285
Extraordinary gains, net$011
Net income$5,141,0001,287
Minority interest net income$072
Net income of bank and minority interests.$5,141,0001,287
Net charge-offs$347,000944
Cash dividends$3,033,000864
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,188,7901,250
2019-06-30 (YTD Data)Rank
Total interest income$15,004,0001,085
Total interest expense$1,795,0001,584
Net interest income$13,209,0001,000
Provision for loan and lease losses$250,0001,374
Total noninterest income$4,241,000764
Gross Fiduciary activities income$358,000516
Service charges on deposit accounts$1,318,000473
Trading account gains and feesNANA
Additional Noninterest Income$2,565,000797
Total noninterest expense$13,088,000865
Salaries and employee benefits$7,260,000876
Premises and equipment expense$1,569,000816
Additional noninterest expense$4,259,000812
Pre-tax net operating income$4,112,0001,208
Securities gains (losses)$-103,0005,215
Applicable income taxes$750,0001,111
Income before extraordinary items$3,259,0001,308
Extraordinary gains, net$011
Net income$3,259,0001,307
Minority interest net income$069
Net income of bank and minority interests.$3,259,0001,308
Net charge-offs$187,0001,035
Cash dividends$1,955,000908
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,342,4301,263
2019-03-31 (YTD Data)Rank
Total interest income$7,383,0001,095
Total interest expense$889,0001,559
Net interest income$6,494,0001,018
Provision for loan and lease losses$100,0001,466
Total noninterest income$1,993,000772
Gross Fiduciary activities income$171,000525
Service charges on deposit accounts$622,000492
Trading account gains and feesNANA
Additional Noninterest Income$1,200,000793
Total noninterest expense$6,415,000880
Salaries and employee benefits$3,571,000893
Premises and equipment expense$753,000856
Additional noninterest expense$2,091,000812
Pre-tax net operating income$1,972,0001,229
Securities gains (losses)$-118,0005,305
Applicable income taxes$337,0001,178
Income before extraordinary items$1,517,0001,345
Extraordinary gains, net$05
Net income$1,517,0001,344
Minority interest net income$052
Net income of bank and minority interests.$1,517,0001,344
Net charge-offs$90,000933
Cash dividends$935,000888
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,613,7601,272
2018-12-31 (YTD Data)Rank
Total interest income$27,634,0001,082
Total interest expense$2,197,0001,813
Net interest income$25,437,0001,016
Provision for loan and lease losses$500,0001,444
Total noninterest income$7,711,000832
Gross Fiduciary activities income$778,000506
Service charges on deposit accounts$2,260,000565
Trading account gains and feesNANA
Additional Noninterest Income$4,673,000835
Total noninterest expense$25,551,000864
Salaries and employee benefits$14,160,000883
Premises and equipment expense$3,142,000793
Additional noninterest expense$8,249,000826
Pre-tax net operating income$7,097,0001,333
Securities gains (losses)$01,125
Applicable income taxes$1,324,0001,153
Income before extraordinary items$5,773,0001,397
Extraordinary gains, net$06
Net income$5,773,0001,396
Minority interest net income$072
Net income of bank and minority interests.$5,773,0001,396
Net charge-offs$328,0001,257
Cash dividends$2,882,0001,125
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,773,0001,388
2018-09-30 (YTD Data)Rank
Total interest income$20,443,0001,081
Total interest expense$1,471,0001,893
Net interest income$18,972,0001,020
Provision for loan and lease losses$425,0001,270
Total noninterest income$5,776,000831
Gross Fiduciary activities income$598,000499
Service charges on deposit accounts$1,653,000581
Trading account gains and feesNANA
Additional Noninterest Income$3,525,000838
Total noninterest expense$19,075,000862
Salaries and employee benefits$10,704,000874
Premises and equipment expense$2,330,000806
Additional noninterest expense$6,041,000824
Pre-tax net operating income$5,248,0001,365
Securities gains (losses)$01,118
Applicable income taxes$973,0001,191
Income before extraordinary items$4,275,0001,423
Extraordinary gains, net$05
Net income$4,275,0001,422
Minority interest net income$066
Net income of bank and minority interests.$4,275,0001,422
Net charge-offs$292,0001,015
Cash dividends$2,138,0001,010
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,275,0001,409
2018-06-30 (YTD Data)Rank
Total interest income$13,497,0001,083
Total interest expense$926,0001,890
Net interest income$12,571,0001,024
Provision for loan and lease losses$300,0001,165
Total noninterest income$3,782,000846
Gross Fiduciary activities income$408,000494
Service charges on deposit accounts$1,084,000587
Trading account gains and feesNANA
Additional Noninterest Income$2,290,000853
Total noninterest expense$12,571,000882
Salaries and employee benefits$7,090,000883
Premises and equipment expense$1,502,000835
Additional noninterest expense$3,979,000827
Pre-tax net operating income$3,482,0001,342
Securities gains (losses)$0961
Applicable income taxes$635,0001,199
Income before extraordinary items$2,847,0001,404
Extraordinary gains, net$06
Net income$2,847,0001,403
Minority interest net income$065
Net income of bank and minority interests.$2,847,0001,403
Net charge-offs$263,000801
Cash dividends$1,399,0001,020
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,847,0001,393
2018-03-31 (YTD Data)Rank
Total interest income$6,668,0001,086
Total interest expense$427,0001,933
Net interest income$6,241,0001,028
Provision for loan and lease losses$150,0001,106
Total noninterest income$1,793,000856
Gross Fiduciary activities income$214,000497
Service charges on deposit accounts$515,000612
Trading account gains and feesNANA
Additional Noninterest Income$1,064,000891
Total noninterest expense$6,241,000895
Salaries and employee benefits$3,549,000889
Premises and equipment expense$727,000871
Additional noninterest expense$1,965,000830
Pre-tax net operating income$1,643,0001,393
Securities gains (losses)$0735
Applicable income taxes$301,0001,218
Income before extraordinary items$1,342,0001,453
Extraordinary gains, net$07
Net income$1,342,0001,452
Minority interest net income$052
Net income of bank and minority interests.$1,342,0001,453
Net charge-offs$126,000747
Cash dividends$651,000988
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,342,0001,440
2017-12-31 (YTD Data)Rank
Total interest income$25,643,0001,099
Total interest expense$1,292,0002,146
Net interest income$24,351,0001,030
Provision for loan and lease losses$450,0001,540
Total noninterest income$8,098,000804
Gross Fiduciary activities income$826,000487
Service charges on deposit accounts$2,280,000563
Trading account gains and feesNANA
Additional Noninterest Income$4,992,000818
Total noninterest expense$24,926,000870
Salaries and employee benefits$13,761,000883
Premises and equipment expense$3,184,000783
Additional noninterest expense$7,981,000832
Pre-tax net operating income$7,073,0001,303
Securities gains (losses)$22,0001,291
Applicable income taxes$4,065,000769
Income before extraordinary items$3,030,0002,030
Extraordinary gains, net$09
Net income$3,030,0002,028
Minority interest net income$076
Net income of bank and minority interests.$3,030,0002,030
Net charge-offs$703,000879
Cash dividends$2,177,0001,329
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,015,9202,014
2017-09-30 (YTD Data)Rank
Total interest income$19,110,0001,105
Total interest expense$950,0002,156
Net interest income$18,160,0001,032
Provision for loan and lease losses$450,0001,230
Total noninterest income$6,130,000808
Gross Fiduciary activities income$620,000490
Service charges on deposit accounts$1,719,000561
Trading account gains and feesNANA
Additional Noninterest Income$3,791,000824
Total noninterest expense$18,867,000865
Salaries and employee benefits$10,652,000859
Premises and equipment expense$2,370,000793
Additional noninterest expense$5,845,000843
Pre-tax net operating income$4,973,0001,378
Securities gains (losses)$14,0001,480
Applicable income taxes$1,294,0001,244
Income before extraordinary items$3,693,0001,464
Extraordinary gains, net$09
Net income$3,693,0001,463
Minority interest net income$071
Net income of bank and minority interests.$3,693,0001,464
Net charge-offs$625,000684
Cash dividends$2,177,000977
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,682,6401,448
2017-06-30 (YTD Data)Rank
Total interest income$12,653,0001,097
Total interest expense$622,0002,153
Net interest income$12,031,0001,034
Provision for loan and lease losses$400,000983
Total noninterest income$4,112,000798
Gross Fiduciary activities income$414,000491
Service charges on deposit accounts$1,140,000558
Trading account gains and feesNANA
Additional Noninterest Income$2,558,000818
Total noninterest expense$12,577,000868
Salaries and employee benefits$7,210,000844
Premises and equipment expense$1,547,000811
Additional noninterest expense$3,820,000860
Pre-tax net operating income$3,166,0001,402
Securities gains (losses)$01,906
Applicable income taxes$789,0001,281
Income before extraordinary items$2,377,0001,486
Extraordinary gains, net$011
Net income$2,377,0001,486
Minority interest net income$071
Net income of bank and minority interests.$2,377,0001,486
Net charge-offs$614,000487
Cash dividends$1,386,0001,019
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,377,0001,471
2017-03-31 (YTD Data)Rank
Total interest income$6,274,0001,099
Total interest expense$300,0002,177
Net interest income$5,974,0001,036
Provision for loan and lease losses$250,000786
Total noninterest income$2,191,000752
Gross Fiduciary activities income$209,000497
Service charges on deposit accounts$575,000545
Trading account gains and feesNANA
Additional Noninterest Income$1,407,000749
Total noninterest expense$6,444,000850
Salaries and employee benefits$3,819,000811
Premises and equipment expense$743,000846
Additional noninterest expense$1,882,000867
Pre-tax net operating income$1,471,0001,463
Securities gains (losses)$01,153
Applicable income taxes$310,0001,469
Income before extraordinary items$1,161,0001,497
Extraordinary gains, net$08
Net income$1,161,0001,497
Minority interest net income$055
Net income of bank and minority interests.$1,161,0001,497
Net charge-offs$503,000336
Cash dividends$616,0001,045
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,161,0001,478
2016-12-31 (YTD Data)Rank
Total interest income$25,527,0001,055
Total interest expense$1,281,0002,021
Net interest income$24,246,0001,000
Provision for loan and lease losses$1,800,000564
Total noninterest income$7,913,000821
Gross Fiduciary activities income$716,000519
Service charges on deposit accounts$2,144,000604
Trading account gains and fees$0170
Additional Noninterest Income$5,053,000841
Total noninterest expense$24,431,000873
Salaries and employee benefits$13,646,000861
Premises and equipment expense$3,138,000796
Additional noninterest expense$7,647,000865
Pre-tax net operating income$5,928,0001,413
Securities gains (losses)$1,031,000225
Applicable income taxes$1,946,0001,072
Income before extraordinary items$5,013,0001,385
Extraordinary gains, net$05
Net income$5,013,0001,384
Minority interest net income$082
Net income of bank and minority interests.$5,013,0001,384
Net charge-offs$2,007,000386
Cash dividends$2,756,0001,093
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,270,6801,540
2016-09-30 (YTD Data)Rank
Total interest income$19,186,0001,050
Total interest expense$985,0001,985
Net interest income$18,201,0001,000
Provision for loan and lease losses$1,350,000551
Total noninterest income$5,723,000846
Gross Fiduciary activities income$526,000521
Service charges on deposit accounts$1,493,000653
Trading account gains and fees$0169
Additional Noninterest Income$3,704,000844
Total noninterest expense$18,359,000868
Salaries and employee benefits$10,218,000857
Premises and equipment expense$2,351,000802
Additional noninterest expense$5,790,000855
Pre-tax net operating income$4,215,0001,491
Securities gains (losses)$1,016,000200
Applicable income taxes$1,486,0001,079
Income before extraordinary items$3,745,0001,414
Extraordinary gains, net$05
Net income$3,745,0001,414
Minority interest net income$071
Net income of bank and minority interests.$3,745,0001,414
Net charge-offs$1,957,000303
Cash dividends$1,991,0001,047
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,013,4801,635
2016-06-30 (YTD Data)Rank
Total interest income$12,902,0001,047
Total interest expense$671,0001,972
Net interest income$12,231,000993
Provision for loan and lease losses$850,000577
Total noninterest income$3,722,000857
Gross Fiduciary activities income$337,000535
Service charges on deposit accounts$990,000646
Trading account gains and fees$0157
Additional Noninterest Income$2,395,000852
Total noninterest expense$12,117,000879
Salaries and employee benefits$6,822,000865
Premises and equipment expense$1,542,000814
Additional noninterest expense$3,753,000882
Pre-tax net operating income$2,986,0001,409
Securities gains (losses)$554,000255
Applicable income taxes$1,015,0001,068
Income before extraordinary items$2,525,0001,388
Extraordinary gains, net$016
Net income$2,525,0001,386
Minority interest net income$071
Net income of bank and minority interests.$2,525,0001,388
Net charge-offs$503,000592
Cash dividends$1,371,0001,043
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,131,6601,531
2016-03-31 (YTD Data)Rank
Total interest income$6,389,0001,051
Total interest expense$342,0001,944
Net interest income$6,047,0001,000
Provision for loan and lease losses$250,000792
Total noninterest income$1,826,000848
Gross Fiduciary activities income$165,000546
Service charges on deposit accounts$481,000660
Trading account gains and fees$0142
Additional Noninterest Income$1,180,000833
Total noninterest expense$6,027,000877
Salaries and employee benefits$3,406,000866
Premises and equipment expense$760,000830
Additional noninterest expense$1,861,000878
Pre-tax net operating income$1,596,0001,335
Securities gains (losses)$124,000436
Applicable income taxes$490,0001,070
Income before extraordinary items$1,230,0001,382
Extraordinary gains, net$012
Net income$1,230,0001,382
Minority interest net income$062
Net income of bank and minority interests.$1,230,0001,383
Net charge-offs$149,000796
Cash dividends$700,000951
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,140,7201,431
2015-12-31 (YTD Data)Rank
Total interest income$25,541,0001,020
Total interest expense$1,436,0001,835
Net interest income$24,105,000960
Provision for loan and lease losses$725,0001,040
Total noninterest income$7,563,000836
Gross Fiduciary activities income$686,000536
Service charges on deposit accounts$2,174,000606
Trading account gains and fees$0159
Additional Noninterest Income$4,703,000852
Total noninterest expense$23,500,000881
Salaries and employee benefits$13,122,000867
Premises and equipment expense$3,205,000764
Additional noninterest expense$7,173,000908
Pre-tax net operating income$7,443,0001,142
Securities gains (losses)$450,000391
Applicable income taxes$2,289,000909
Income before extraordinary items$5,604,0001,244
Extraordinary gains, net$023
Net income$5,604,0001,244
Minority interest net income$081
Net income of bank and minority interests.$5,604,0001,244
Net charge-offs$581,0001,040
Cash dividends$3,010,000965
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,284,5001,269
2015-09-30 (YTD Data)Rank
Total interest income$19,037,0001,029
Total interest expense$1,092,0001,839
Net interest income$17,945,000969
Provision for loan and lease losses$450,0001,115
Total noninterest income$5,669,000853
Gross Fiduciary activities income$522,000538
Service charges on deposit accounts$1,617,000613
Trading account gains and fees$0153
Additional Noninterest Income$3,530,000860
Total noninterest expense$17,906,000879
Salaries and employee benefits$10,216,000842
Premises and equipment expense$2,381,000790
Additional noninterest expense$5,309,000923
Pre-tax net operating income$5,258,0001,217
Securities gains (losses)$261,000530
Applicable income taxes$1,589,000989
Income before extraordinary items$3,930,0001,320
Extraordinary gains, net$021
Net income$3,930,0001,320
Minority interest net income$078
Net income of bank and minority interests.$3,930,0001,320
Net charge-offs$387,0001,034
Cash dividends$2,110,000934
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,744,6901,335
2015-06-30 (YTD Data)Rank
Total interest income$12,588,0001,036
Total interest expense$735,0001,829
Net interest income$11,853,000974
Provision for loan and lease losses$300,0001,096
Total noninterest income$3,673,000873
Gross Fiduciary activities income$321,000561
Service charges on deposit accounts$1,033,000621
Trading account gains and fees$0157
Additional Noninterest Income$2,319,000868
Total noninterest expense$11,777,000895
Salaries and employee benefits$6,778,000849
Premises and equipment expense$1,514,000834
Additional noninterest expense$3,485,000938
Pre-tax net operating income$3,449,0001,222
Securities gains (losses)$131,000707
Applicable income taxes$1,012,0001,025
Income before extraordinary items$2,568,0001,320
Extraordinary gains, net$022
Net income$2,568,0001,322
Minority interest net income$075
Net income of bank and minority interests.$2,568,0001,321
Net charge-offs$266,000998
Cash dividends$1,362,000967
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,473,6801,317
2015-03-31 (YTD Data)Rank
Total interest income$6,204,0001,048
Total interest expense$368,0001,831
Net interest income$5,836,000985
Provision for loan and lease losses$150,0001,060
Total noninterest income$1,761,000867
Gross Fiduciary activities income$159,000562
Service charges on deposit accounts$496,000633
Trading account gains and fees$0152
Additional Noninterest Income$1,106,000867
Total noninterest expense$5,838,000898
Salaries and employee benefits$3,339,000851
Premises and equipment expense$764,000832
Additional noninterest expense$1,735,000917
Pre-tax net operating income$1,609,0001,261
Securities gains (losses)$131,000490
Applicable income taxes$475,0001,051
Income before extraordinary items$1,265,0001,308
Extraordinary gains, net$013
Net income$1,265,0001,309
Minority interest net income$064
Net income of bank and minority interests.$1,265,0001,310
Net charge-offs$104,0001,093
Cash dividends$672,000900
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,169,3701,360
2014-12-31 (YTD Data)Rank
Total interest income$24,705,0001,037
Total interest expense$1,641,0001,745
Net interest income$23,064,000968
Provision for loan and lease losses$725,0001,098
Total noninterest income$7,507,000812
Gross Fiduciary activities income$603,000571
Service charges on deposit accounts$2,338,000586
Trading account gains and fees$0180
Additional Noninterest Income$4,566,000815
Total noninterest expense$23,588,000854
Salaries and employee benefits$13,528,000814
Premises and equipment expense$3,457,000716
Additional noninterest expense$6,603,000993
Pre-tax net operating income$6,258,0001,261
Securities gains (losses)$867,000241
Applicable income taxes$1,811,0001,058
Income before extraordinary items$5,314,0001,232
Extraordinary gains, net$017
Net income$5,314,0001,229
Minority interest net income$084
Net income of bank and minority interests.$5,314,0001,231
Net charge-offs$427,0001,644
Cash dividends$2,950,000936
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,663,7501,358
2014-09-30 (YTD Data)Rank
Total interest income$18,405,0001,053
Total interest expense$1,249,0001,750
Net interest income$17,156,000976
Provision for loan and lease losses$475,0001,186
Total noninterest income$5,495,000832
Gross Fiduciary activities income$441,000576
Service charges on deposit accounts$1,755,000582
Trading account gains and fees$0174
Additional Noninterest Income$3,299,000834
Total noninterest expense$17,615,000855
Salaries and employee benefits$10,234,000809
Premises and equipment expense$2,603,000713
Additional noninterest expense$4,778,0001,030
Pre-tax net operating income$4,561,0001,306
Securities gains (losses)$656,000232
Applicable income taxes$1,342,0001,069
Income before extraordinary items$3,875,0001,250
Extraordinary gains, net$015
Net income$3,875,0001,247
Minority interest net income$081
Net income of bank and minority interests.$3,875,0001,249
Net charge-offs$511,0001,139
Cash dividends$1,950,000982
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,389,5601,394
2014-06-30 (YTD Data)Rank
Total interest income$12,198,0001,045
Total interest expense$850,0001,739
Net interest income$11,348,000983
Provision for loan and lease losses$375,0001,053
Total noninterest income$3,619,000821
Gross Fiduciary activities income$292,000583
Service charges on deposit accounts$1,129,000598
Trading account gains and fees$0172
Additional Noninterest Income$2,198,000815
Total noninterest expense$11,634,000857
Salaries and employee benefits$6,733,000810
Premises and equipment expense$1,712,000729
Additional noninterest expense$3,189,0001,017
Pre-tax net operating income$2,958,0001,296
Securities gains (losses)$359,000317
Applicable income taxes$863,0001,075
Income before extraordinary items$2,454,0001,282
Extraordinary gains, net$020
Net income$2,454,0001,282
Minority interest net income$080
Net income of bank and minority interests.$2,454,0001,283
Net charge-offs$453,000946
Cash dividends$1,250,000970
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,188,3401,394
2014-03-31 (YTD Data)Rank
Total interest income$6,025,0001,065
Total interest expense$433,0001,728
Net interest income$5,592,000992
Provision for loan and lease losses$75,0001,807
Total noninterest income$1,684,000833
Gross Fiduciary activities income$141,000589
Service charges on deposit accounts$524,000628
Trading account gains and fees$0147
Additional Noninterest Income$1,019,000833
Total noninterest expense$5,829,000860
Salaries and employee benefits$3,403,000817
Premises and equipment expense$878,000728
Additional noninterest expense$1,548,0001,042
Pre-tax net operating income$1,372,0001,356
Securities gains (losses)$316,000201
Applicable income taxes$484,000952
Income before extraordinary items$1,204,0001,253
Extraordinary gains, net$016
Net income$1,204,0001,254
Minority interest net income$066
Net income of bank and minority interests.$1,204,0001,254
Net charge-offs$137,0001,178
Cash dividends$649,000864
Sale, conversion, retirement of capital stock, net$0747
Net operating income$979,6401,502
2013-12-31 (YTD Data)Rank
Total interest income$24,938,0001,011
Total interest expense$2,024,0001,686
Net interest income$22,914,000941
Provision for loan and lease losses$05,091
Total noninterest income$7,582,000832
Gross Fiduciary activities income$487,000603
Service charges on deposit accounts$2,228,000624
Trading account gains and fees$0184
Additional Noninterest Income$4,867,000827
Total noninterest expense$23,923,000857
Salaries and employee benefits$13,804,000786
Premises and equipment expense$3,439,000711
Additional noninterest expense$6,680,0001,016
Pre-tax net operating income$6,573,0001,127
Securities gains (losses)$1,240,000191
Applicable income taxes$2,260,000828
Income before extraordinary items$5,553,0001,113
Extraordinary gains, net$029
Net income$5,553,0001,115
Minority interest net income$090
Net income of bank and minority interests.$5,553,0001,116
Net charge-offs$630,0001,749
Cash dividends$2,991,000876
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,672,6001,280
2013-09-30 (YTD Data)Rank
Total interest income$18,793,0001,016
Total interest expense$1,565,0001,676
Net interest income$17,228,000941
Provision for loan and lease losses$04,941
Total noninterest income$5,459,000872
Gross Fiduciary activities income$346,000618
Service charges on deposit accounts$1,640,000633
Trading account gains and fees$0180
Additional Noninterest Income$3,473,000882
Total noninterest expense$17,643,000873
Salaries and employee benefits$10,251,000790
Premises and equipment expense$2,573,000713
Additional noninterest expense$4,819,0001,055
Pre-tax net operating income$5,044,0001,132
Securities gains (losses)$1,240,000168
Applicable income taxes$1,877,000782
Income before extraordinary items$4,407,0001,064
Extraordinary gains, net$025
Net income$4,407,0001,066
Minority interest net income$084
Net income of bank and minority interests.$4,407,0001,066
Net charge-offs$508,0001,567
Cash dividends$2,091,000847
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,539,0001,268
2013-06-30 (YTD Data)Rank
Total interest income$12,586,0001,007
Total interest expense$1,080,0001,656
Net interest income$11,506,000927
Provision for loan and lease losses$04,788
Total noninterest income$3,600,000883
Gross Fiduciary activities income$222,000628
Service charges on deposit accounts$1,014,000666
Trading account gains and fees$0157
Additional Noninterest Income$2,364,000867
Total noninterest expense$11,663,000880
Salaries and employee benefits$6,765,000801
Premises and equipment expense$1,702,000718
Additional noninterest expense$3,196,0001,053
Pre-tax net operating income$3,443,0001,092
Securities gains (losses)$1,240,000152
Applicable income taxes$1,463,000685
Income before extraordinary items$3,220,000951
Extraordinary gains, net$022
Net income$3,220,000953
Minority interest net income$082
Net income of bank and minority interests.$3,220,000954
Net charge-offs$363,0001,517
Cash dividends$1,496,000804
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,364,4001,229
2013-03-31 (YTD Data)Rank
Total interest income$6,344,0001,001
Total interest expense$561,0001,650
Net interest income$5,783,000927
Provision for loan and lease losses$04,409
Total noninterest income$1,848,000876
Gross Fiduciary activities income$117,000630
Service charges on deposit accounts$500,000667
Trading account gains and fees$0148
Additional Noninterest Income$1,231,000847
Total noninterest expense$5,858,000876
Salaries and employee benefits$3,441,000795
Premises and equipment expense$844,000740
Additional noninterest expense$1,573,0001,066
Pre-tax net operating income$1,773,0001,035
Securities gains (losses)$1,240,00091
Applicable income taxes$981,000550
Income before extraordinary items$2,032,000768
Extraordinary gains, net$010
Net income$2,032,000769
Minority interest net income$076
Net income of bank and minority interests.$2,032,000770
Net charge-offs$129,0001,702
Cash dividends$901,000604
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,201,2001,194
2012-12-31 (YTD Data)Rank
Total interest income$27,566,000951
Total interest expense$2,783,0001,595
Net interest income$24,783,000864
Provision for loan and lease losses$450,0002,851
Total noninterest income$7,231,000862
Gross Fiduciary activities income$446,000626
Service charges on deposit accounts$2,227,000643
Trading account gains and fees$0166
Additional Noninterest Income$4,558,000873
Total noninterest expense$23,505,000855
Salaries and employee benefits$13,428,000781
Premises and equipment expense$3,362,000720
Additional noninterest expense$6,715,0001,037
Pre-tax net operating income$8,059,000882
Securities gains (losses)$2,201,000234
Applicable income taxes$3,299,000567
Income before extraordinary items$6,961,000852
Extraordinary gains, net$029
Net income$6,961,000851
Minority interest net income$093
Net income of bank and minority interests.$6,961,000852
Net charge-offs$994,0001,822
Cash dividends$4,023,000688
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,464,3201,028
2012-09-30 (YTD Data)Rank
Total interest income$20,920,000959
Total interest expense$2,162,0001,612
Net interest income$18,758,000863
Provision for loan and lease losses$450,0002,400
Total noninterest income$5,206,000882
Gross Fiduciary activities income$346,000625
Service charges on deposit accounts$1,652,000655
Trading account gains and fees$0157
Additional Noninterest Income$3,208,000897
Total noninterest expense$17,703,000843
Salaries and employee benefits$10,242,000764
Premises and equipment expense$2,508,000725
Additional noninterest expense$4,953,0001,042
Pre-tax net operating income$5,811,000936
Securities gains (losses)$2,201,000181
Applicable income taxes$2,574,000574
Income before extraordinary items$5,438,000833
Extraordinary gains, net$020
Net income$5,438,000831
Minority interest net income$086
Net income of bank and minority interests.$5,438,000833
Net charge-offs$841,0001,620
Cash dividends$2,493,000646
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,941,3201,085
2012-06-30 (YTD Data)Rank
Total interest income$14,153,000959
Total interest expense$1,485,0001,621
Net interest income$12,668,000857
Provision for loan and lease losses$350,0002,226
Total noninterest income$3,393,000891
Gross Fiduciary activities income$236,000622
Service charges on deposit accounts$1,092,000653
Trading account gains and fees$0153
Additional Noninterest Income$2,065,000891
Total noninterest expense$11,968,000827
Salaries and employee benefits$6,987,000743
Premises and equipment expense$1,607,000751
Additional noninterest expense$3,374,0001,032
Pre-tax net operating income$3,743,000956
Securities gains (losses)$2,028,000135
Applicable income taxes$1,849,000540
Income before extraordinary items$3,922,000776
Extraordinary gains, net$019
Net income$3,922,000774
Minority interest net income$084
Net income of bank and minority interests.$3,922,000776
Net charge-offs$709,0001,435
Cash dividends$1,490,000706
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,542,9601,109
2012-03-31 (YTD Data)Rank
Total interest income$7,192,000944
Total interest expense$764,0001,646
Net interest income$6,428,000849
Provision for loan and lease losses$200,0001,993
Total noninterest income$1,620,000914
Gross Fiduciary activities income$107,000640
Service charges on deposit accounts$542,000660
Trading account gains and fees$0148
Additional Noninterest Income$971,000922
Total noninterest expense$5,949,000828
Salaries and employee benefits$3,441,000764
Premises and equipment expense$798,000754
Additional noninterest expense$1,710,0001,006
Pre-tax net operating income$1,899,000935
Securities gains (losses)$342,000397
Applicable income taxes$678,000681
Income before extraordinary items$1,563,000956
Extraordinary gains, net$019
Net income$1,563,000958
Minority interest net income$078
Net income of bank and minority interests.$1,563,000957
Net charge-offs$44,0003,112
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,323,6001,051
2011-12-31 (YTD Data)Rank
Total interest income$29,167,000955
Total interest expense$3,941,0001,539
Net interest income$25,226,000864
Provision for loan and lease losses$2,150,0001,491
Total noninterest income$6,706,000823
Gross Fiduciary activities income$454,000574
Service charges on deposit accounts$2,387,000614
Trading account gains and fees$0146
Additional Noninterest Income$3,865,000863
Total noninterest expense$22,487,000875
Salaries and employee benefits$12,711,000773
Premises and equipment expense$3,273,000758
Additional noninterest expense$6,503,0001,074
Pre-tax net operating income$7,295,000828
Securities gains (losses)$03,838
Applicable income taxes$2,230,000718
Income before extraordinary items$5,065,000991
Extraordinary gains, net$029
Net income$5,065,000991
Minority interest net income$096
Net income of bank and minority interests.$5,065,000991
Net charge-offs$2,180,0001,476
Cash dividends$1,860,0001,030
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,065,000952
2011-09-30 (YTD Data)Rank
Total interest income$21,839,000970
Total interest expense$3,119,0001,513
Net interest income$18,720,000884
Provision for loan and lease losses$1,750,0001,360
Total noninterest income$5,017,000835
Gross Fiduciary activities income$343,000568
Service charges on deposit accounts$1,821,000610
Trading account gains and fees$0145
Additional Noninterest Income$2,853,000867
Total noninterest expense$16,788,000878
Salaries and employee benefits$9,599,000775
Premises and equipment expense$2,447,000771
Additional noninterest expense$4,742,0001,108
Pre-tax net operating income$5,199,000897
Securities gains (losses)$03,555
Applicable income taxes$1,625,000739
Income before extraordinary items$3,574,0001,072
Extraordinary gains, net$021
Net income$3,574,0001,072
Minority interest net income$087
Net income of bank and minority interests.$3,574,0001,072
Net charge-offs$1,776,0001,320
Cash dividends$500,0001,810
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,574,0001,023
2011-06-30 (YTD Data)Rank
Total interest income$14,510,000985
Total interest expense$2,166,0001,510
Net interest income$12,344,000901
Provision for loan and lease losses$1,200,0001,329
Total noninterest income$3,307,000852
Gross Fiduciary activities income$234,000571
Service charges on deposit accounts$1,222,000602
Trading account gains and fees$0153
Additional Noninterest Income$1,851,000884
Total noninterest expense$11,096,000902
Salaries and employee benefits$6,429,000777
Premises and equipment expense$1,588,000805
Additional noninterest expense$3,079,0001,151
Pre-tax net operating income$3,355,000897
Securities gains (losses)$02,914
Applicable income taxes$1,063,000723
Income before extraordinary items$2,292,0001,078
Extraordinary gains, net$015
Net income$2,292,0001,077
Minority interest net income$089
Net income of bank and minority interests.$2,292,0001,078
Net charge-offs$1,298,0001,249
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,292,0001,045
2011-03-31 (YTD Data)Rank
Total interest income$7,275,000994
Total interest expense$1,135,0001,495
Net interest income$6,140,000901
Provision for loan and lease losses$600,0001,247
Total noninterest income$1,603,000859
Gross Fiduciary activities income$117,000583
Service charges on deposit accounts$616,000584
Trading account gains and fees$0158
Additional Noninterest Income$870,000908
Total noninterest expense$5,491,000907
Salaries and employee benefits$3,207,000791
Premises and equipment expense$785,000837
Additional noninterest expense$1,499,0001,189
Pre-tax net operating income$1,652,000919
Securities gains (losses)$01,772
Applicable income taxes$524,000717
Income before extraordinary items$1,128,0001,087
Extraordinary gains, net$09
Net income$1,128,0001,086
Minority interest net income$086
Net income of bank and minority interests.$1,128,0001,087
Net charge-offs$1,007,000856
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,128,0001,053
2010-12-31 (YTD Data)Rank
Total interest income$30,090,0001,017
Total interest expense$5,752,0001,446
Net interest income$24,338,000905
Provision for loan and lease losses$4,075,0001,321
Total noninterest income$6,811,000850
Gross Fiduciary activities income$401,000602
Service charges on deposit accounts$2,840,000528
Trading account gains and fees$0175
Additional Noninterest Income$3,570,000932
Total noninterest expense$22,008,000913
Salaries and employee benefits$12,170,000815
Premises and equipment expense$3,281,000782
Additional noninterest expense$6,557,0001,132
Pre-tax net operating income$5,066,0001,020
Securities gains (losses)$77,0002,374
Applicable income taxes$1,535,000892
Income before extraordinary items$3,608,0001,193
Extraordinary gains, net$029
Net income$3,608,0001,193
Minority interest net income$0111
Net income of bank and minority interests.$3,608,0001,195
Net charge-offs$3,872,0001,242
Cash dividends$1,824,000891
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,554,1001,164
2010-09-30 (YTD Data)Rank
Total interest income$22,658,0001,033
Total interest expense$4,501,0001,438
Net interest income$18,157,000914
Provision for loan and lease losses$3,625,0001,115
Total noninterest income$5,074,000835
Gross Fiduciary activities income$296,000604
Service charges on deposit accounts$2,158,000528
Trading account gains and fees$0165
Additional Noninterest Income$2,620,000916
Total noninterest expense$16,306,000913
Salaries and employee benefits$9,115,000801
Premises and equipment expense$2,451,000788
Additional noninterest expense$4,740,0001,149
Pre-tax net operating income$3,300,0001,203
Securities gains (losses)$77,0002,147
Applicable income taxes$973,0001,022
Income before extraordinary items$2,404,0001,379
Extraordinary gains, net$023
Net income$2,404,0001,382
Minority interest net income$0110
Net income of bank and minority interests.$2,404,0001,383
Net charge-offs$3,546,000999
Cash dividends$804,0001,265
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,349,3301,361
2010-06-30 (YTD Data)Rank
Total interest income$15,143,0001,044
Total interest expense$3,139,0001,436
Net interest income$12,004,000923
Provision for loan and lease losses$2,875,000973
Total noninterest income$3,272,000837
Gross Fiduciary activities income$198,000610
Service charges on deposit accounts$1,426,000541
Trading account gains and fees$0152
Additional Noninterest Income$1,648,000918
Total noninterest expense$10,812,000920
Salaries and employee benefits$6,007,000813
Premises and equipment expense$1,621,000806
Additional noninterest expense$3,184,0001,118
Pre-tax net operating income$1,589,0001,643
Securities gains (losses)$77,0001,608
Applicable income taxes$426,0001,384
Income before extraordinary items$1,240,0001,752
Extraordinary gains, net$019
Net income$1,240,0001,751
Minority interest net income$0105
Net income of bank and minority interests.$1,240,0001,752
Net charge-offs$3,164,000788
Cash dividends$600,0001,128
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,183,0201,751
2010-03-31 (YTD Data)Rank
Total interest income$7,629,0001,052
Total interest expense$1,679,0001,405
Net interest income$5,950,000937
Provision for loan and lease losses$1,300,000978
Total noninterest income$1,657,000820
Gross Fiduciary activities income$99,000619
Service charges on deposit accounts$714,000531
Trading account gains and fees$0175
Additional Noninterest Income$844,000902
Total noninterest expense$5,328,000935
Salaries and employee benefits$2,992,000823
Premises and equipment expense$804,000836
Additional noninterest expense$1,532,0001,152
Pre-tax net operating income$979,0001,330
Securities gains (losses)$02,284
Applicable income taxes$280,0001,111
Income before extraordinary items$699,0001,564
Extraordinary gains, net$016
Net income$699,0001,566
Minority interest net income$091
Net income of bank and minority interests.$699,0001,566
Net charge-offs$1,366,000841
Cash dividends$350,000951
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$699,0001,504
2009-12-31 (YTD Data)Rank
Total interest income$31,358,0001,096
Total interest expense$8,874,0001,349
Net interest income$22,484,000963
Provision for loan and lease losses$3,195,0001,899
Total noninterest income$6,656,000870
Gross Fiduciary activities income$378,000614
Service charges on deposit accounts$3,073,000543
Trading account gains and fees$0211
Additional Noninterest Income$3,205,0001,006
Total noninterest expense$22,118,000951
Salaries and employee benefits$11,818,000826
Premises and equipment expense$3,408,000791
Additional noninterest expense$6,892,0001,129
Pre-tax net operating income$3,827,0001,080
Securities gains (losses)$03,754
Applicable income taxes$1,087,000904
Income before extraordinary items$2,740,0001,206
Extraordinary gains, net$034
Net income$2,740,0001,206
Minority interest net income$0115
Net income of bank and minority interests.$2,740,0001,205
Net charge-offs$2,295,0001,874
Cash dividends$1,635,0001,105
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,740,0001,203
2009-09-30 (YTD Data)Rank
Total interest income$23,509,0001,116
Total interest expense$6,928,0001,353
Net interest income$16,581,000984
Provision for loan and lease losses$2,250,0001,770
Total noninterest income$4,855,000899
Gross Fiduciary activities income$270,000615
Service charges on deposit accounts$2,254,000554
Trading account gains and fees$0212
Additional Noninterest Income$2,331,0001,033
Total noninterest expense$16,675,000941
Salaries and employee benefits$8,872,000842
Premises and equipment expense$2,537,000814
Additional noninterest expense$5,266,0001,072
Pre-tax net operating income$2,511,0001,290
Securities gains (losses)$03,497
Applicable income taxes$709,0001,081
Income before extraordinary items$1,802,0001,488
Extraordinary gains, net$027
Net income$1,802,0001,486
Minority interest net income$0118
Net income of bank and minority interests.$1,802,0001,488
Net charge-offs$1,747,0001,636
Cash dividends$700,0001,628
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,802,0001,450
2009-06-30 (YTD Data)Rank
Total interest income$15,666,0001,146
Total interest expense$4,733,0001,403
Net interest income$10,933,000989
Provision for loan and lease losses$1,500,0001,645
Total noninterest income$3,182,000914
Gross Fiduciary activities income$175,000622
Service charges on deposit accounts$1,487,000556
Trading account gains and fees$0193
Additional Noninterest Income$1,520,0001,076
Total noninterest expense$11,105,000966
Salaries and employee benefits$5,896,000861
Premises and equipment expense$1,685,000834
Additional noninterest expense$3,524,0001,089
Pre-tax net operating income$1,510,0001,517
Securities gains (losses)$03,136
Applicable income taxes$414,0001,236
Income before extraordinary items$1,096,0001,699
Extraordinary gains, net$021
Net income$1,096,0001,696
Minority interest net income$0112
Net income of bank and minority interests.$1,096,0001,698
Net charge-offs$1,314,0001,435
Cash dividends$451,0001,725
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,096,0001,661
2009-03-31 (YTD Data)Rank
Total interest income$7,865,0001,148
Total interest expense$2,426,0001,420
Net interest income$5,439,000994
Provision for loan and lease losses$750,0001,392
Total noninterest income$1,414,000982
Gross Fiduciary activities income$87,000631
Service charges on deposit accounts$714,000568
Trading account gains and fees$0171
Additional Noninterest Income$613,0001,217
Total noninterest expense$5,335,000956
Salaries and employee benefits$2,959,000859
Premises and equipment expense$883,000801
Additional noninterest expense$1,493,0001,126
Pre-tax net operating income$768,0001,665
Securities gains (losses)$02,434
Applicable income taxes$213,0001,385
Income before extraordinary items$555,0001,932
Extraordinary gains, net$015
Net income$555,0001,934
Minority interest net income$0102
Net income of bank and minority interests.$555,0001,934
Net charge-offs$621,0001,231
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$555,0001,824
2008-12-31 (YTD Data)Rank
Total interest income$33,287,0001,150
Total interest expense$11,812,0001,381
Net interest income$21,475,000999
Provision for loan and lease losses$1,880,0001,882
Total noninterest income$6,412,000864
Gross Fiduciary activities income$472,000582
Service charges on deposit accounts$3,197,000541
Trading account gains and fees$0154
Additional Noninterest Income$2,743,0001,039
Total noninterest expense$20,711,000960
Salaries and employee benefits$11,796,000844
Premises and equipment expense$3,256,000844
Additional noninterest expense$5,659,0001,135
Pre-tax net operating income$5,296,0001,050
Securities gains (losses)$28,0001,976
Applicable income taxes$1,889,000712
Income before extraordinary items$3,435,0001,212
Extraordinary gains, net$039
Net income$3,435,0001,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,722,0001,422
Cash dividends$2,414,0001,134
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,416,8001,296
2008-09-30 (YTD Data)Rank
Total interest income$25,281,0001,161
Total interest expense$9,239,0001,377
Net interest income$16,042,0001,026
Provision for loan and lease losses$1,150,0001,688
Total noninterest income$4,860,000899
Gross Fiduciary activities income$388,000571
Service charges on deposit accounts$2,384,000548
Trading account gains and fees$0148
Additional Noninterest Income$2,088,0001,076
Total noninterest expense$15,567,000955
Salaries and employee benefits$8,940,000860
Premises and equipment expense$2,452,000848
Additional noninterest expense$4,175,0001,101
Pre-tax net operating income$4,185,0001,208
Securities gains (losses)$28,0001,801
Applicable income taxes$1,427,000878
Income before extraordinary items$2,786,0001,337
Extraordinary gains, net$031
Net income$2,786,0001,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,052,0001,262
Cash dividends$1,603,0001,236
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,767,5201,415
2008-06-30 (YTD Data)Rank
Total interest income$17,050,0001,160
Total interest expense$6,556,0001,347
Net interest income$10,494,0001,043
Provision for loan and lease losses$750,0001,462
Total noninterest income$3,281,000897
Gross Fiduciary activities income$294,000550
Service charges on deposit accounts$1,566,000548
Trading account gains and fees$0149
Additional Noninterest Income$1,421,0001,094
Total noninterest expense$10,171,000970
Salaries and employee benefits$5,908,000871
Premises and equipment expense$1,602,000863
Additional noninterest expense$2,661,0001,118
Pre-tax net operating income$2,854,0001,241
Securities gains (losses)$16,0002,191
Applicable income taxes$984,000959
Income before extraordinary items$1,886,0001,463
Extraordinary gains, net$021
Net income$1,886,0001,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$678,0001,087
Cash dividends$1,253,0001,165
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,875,4401,437
2008-03-31 (YTD Data)Rank
Total interest income$8,707,0001,163
Total interest expense$3,536,0001,319
Net interest income$5,171,0001,043
Provision for loan and lease losses$450,0001,056
Total noninterest income$1,677,000878
Gross Fiduciary activities income$203,000480
Service charges on deposit accounts$761,000558
Trading account gains and fees$0158
Additional Noninterest Income$713,0001,103
Total noninterest expense$4,987,000975
Salaries and employee benefits$2,869,000901
Premises and equipment expense$777,000886
Additional noninterest expense$1,341,0001,084
Pre-tax net operating income$1,411,0001,339
Securities gains (losses)$16,0001,726
Applicable income taxes$533,000961
Income before extraordinary items$894,0001,663
Extraordinary gains, net$015
Net income$894,0001,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,000819
Cash dividends$502,0001,329
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$883,7601,620
2007-12-31 (YTD Data)Rank
Total interest income$37,264,0001,141
Total interest expense$15,414,0001,295
Net interest income$21,850,0001,011
Provision for loan and lease losses$1,575,0001,014
Total noninterest income$6,128,000932
Gross Fiduciary activities income$328,000685
Service charges on deposit accounts$3,116,000556
Trading account gains and fees$0178
Additional Noninterest Income$2,684,0001,097
Total noninterest expense$19,898,000945
Salaries and employee benefits$11,264,000878
Premises and equipment expense$3,339,000798
Additional noninterest expense$5,295,0001,063
Pre-tax net operating income$6,505,0001,298
Securities gains (losses)$-1,0007,069
Applicable income taxes$1,933,0001,164
Income before extraordinary items$4,571,0001,414
Extraordinary gains, net$039
Net income$4,571,0001,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,345,000814
Cash dividends$2,991,0001,200
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,571,7001,398
2007-09-30 (YTD Data)Rank
Total interest income$28,052,0001,143
Total interest expense$11,704,0001,280
Net interest income$16,348,0001,013
Provision for loan and lease losses$1,075,000848
Total noninterest income$4,505,000942
Gross Fiduciary activities income$241,000688
Service charges on deposit accounts$2,320,000554
Trading account gains and fees$0184
Additional Noninterest Income$1,944,0001,146
Total noninterest expense$14,885,000938
Salaries and employee benefits$8,434,000883
Premises and equipment expense$2,512,000797
Additional noninterest expense$3,939,0001,044
Pre-tax net operating income$4,893,0001,382
Securities gains (losses)$-1,0007,322
Applicable income taxes$1,436,0001,267
Income before extraordinary items$3,456,0001,475
Extraordinary gains, net$033
Net income$3,456,0001,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$871,000713
Cash dividends$1,005,0001,974
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,456,7101,463
2007-06-30 (YTD Data)Rank
Total interest income$18,636,0001,157
Total interest expense$7,810,0001,284
Net interest income$10,826,0001,034
Provision for loan and lease losses$675,000797
Total noninterest income$2,985,000969
Gross Fiduciary activities income$161,000694
Service charges on deposit accounts$1,523,000576
Trading account gains and fees$0168
Additional Noninterest Income$1,301,0001,163
Total noninterest expense$9,863,000956
Salaries and employee benefits$5,594,000908
Premises and equipment expense$1,698,000803
Additional noninterest expense$2,571,0001,080
Pre-tax net operating income$3,273,0001,433
Securities gains (losses)$-1,0007,616
Applicable income taxes$968,0001,305
Income before extraordinary items$2,304,0001,517
Extraordinary gains, net$029
Net income$2,304,0001,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$555,000666
Cash dividends$750,0001,880
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,304,7001,500
2007-03-31 (YTD Data)Rank
Total interest income$9,141,0001,173
Total interest expense$3,798,0001,304
Net interest income$5,343,0001,044
Provision for loan and lease losses$300,000788
Total noninterest income$1,482,000960
Gross Fiduciary activities income$80,000711
Service charges on deposit accounts$738,000569
Trading account gains and fees$0195
Additional Noninterest Income$664,0001,116
Total noninterest expense$4,916,000953
Salaries and employee benefits$2,839,000899
Premises and equipment expense$827,000815
Additional noninterest expense$1,250,0001,085
Pre-tax net operating income$1,609,0001,444
Securities gains (losses)$-1,0007,986
Applicable income taxes$469,0001,344
Income before extraordinary items$1,139,0001,514
Extraordinary gains, net$022
Net income$1,139,0001,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,000618
Cash dividends$400,0001,655
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,139,7101,504
2006-12-31 (YTD Data)Rank
Total interest income$33,494,0001,175
Total interest expense$13,250,0001,275
Net interest income$20,244,0001,095
Provision for loan and lease losses$1,175,000895
Total noninterest income$6,139,000927
Gross Fiduciary activities income$301,000717
Service charges on deposit accounts$3,101,000553
Trading account gains and fees$0130
Additional Noninterest Income$2,737,0001,063
Total noninterest expense$18,595,000962
Salaries and employee benefits$10,751,000894
Premises and equipment expense$3,111,000801
Additional noninterest expense$4,733,0001,133
Pre-tax net operating income$6,613,0001,463
Securities gains (losses)$-60,0008,005
Applicable income taxes$2,001,0001,337
Income before extraordinary items$4,552,0001,590
Extraordinary gains, net$051
Net income$4,552,0001,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,147,000611
Cash dividends$1,498,0001,949
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,593,4001,563
2006-09-30 (YTD Data)Rank
Total interest income$24,764,0001,199
Total interest expense$9,786,0001,257
Net interest income$14,978,0001,126
Provision for loan and lease losses$875,000869
Total noninterest income$4,544,000949
Gross Fiduciary activities income$222,000712
Service charges on deposit accounts$2,319,000560
Trading account gains and fees$0126
Additional Noninterest Income$2,003,0001,102
Total noninterest expense$13,850,000969
Salaries and employee benefits$7,966,000915
Premises and equipment expense$2,301,000832
Additional noninterest expense$3,583,0001,125
Pre-tax net operating income$4,797,0001,555
Securities gains (losses)$-53,0008,199
Applicable income taxes$1,626,0001,308
Income before extraordinary items$3,118,0001,775
Extraordinary gains, net$045
Net income$3,118,0001,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$872,000521
Cash dividends$748,0002,363
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,152,9801,746
2006-06-30 (YTD Data)Rank
Total interest income$16,211,0001,201
Total interest expense$6,483,0001,198
Net interest income$9,728,0001,162
Provision for loan and lease losses$575,000869
Total noninterest income$2,982,000952
Gross Fiduciary activities income$153,000707
Service charges on deposit accounts$1,522,000562
Trading account gains and fees$0126
Additional Noninterest Income$1,307,0001,110
Total noninterest expense$9,186,000983
Salaries and employee benefits$5,272,000926
Premises and equipment expense$1,401,000905
Additional noninterest expense$2,513,0001,087
Pre-tax net operating income$2,949,0001,683
Securities gains (losses)$01,185
Applicable income taxes$1,052,0001,346
Income before extraordinary items$1,897,0001,924
Extraordinary gains, net$039
Net income$1,897,0001,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$592,000505
Cash dividends$748,0001,821
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,897,0001,906
2006-03-31 (YTD Data)Rank
Total interest income$7,889,0001,211
Total interest expense$3,147,0001,168
Net interest income$4,742,0001,190
Provision for loan and lease losses$275,000852
Total noninterest income$1,468,000954
Gross Fiduciary activities income$66,000757
Service charges on deposit accounts$733,000562
Trading account gains and fees$0115
Additional Noninterest Income$669,0001,075
Total noninterest expense$4,603,000977
Salaries and employee benefits$2,638,000927
Premises and equipment expense$640,000991
Additional noninterest expense$1,325,0001,007
Pre-tax net operating income$1,332,0001,811
Securities gains (losses)$0955
Applicable income taxes$446,0001,525
Income before extraordinary items$886,0001,998
Extraordinary gains, net$021
Net income$886,0001,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,000444
Cash dividends$748,000985
Sale, conversion, retirement of capital stock, net$0648
Net operating income$886,0001,983
2005-12-31 (YTD Data)Rank
Total interest income$27,273,0001,228
Total interest expense$8,528,0001,332
Net interest income$18,745,0001,148
Provision for loan and lease losses$825,0001,232
Total noninterest income$5,851,000964
Gross Fiduciary activities income$270,000742
Service charges on deposit accounts$3,213,000529
Trading account gains and fees$0138
Additional Noninterest Income$2,368,0001,199
Total noninterest expense$16,775,0001,018
Salaries and employee benefits$10,051,000904
Premises and equipment expense$2,637,000908
Additional noninterest expense$4,087,0001,268
Pre-tax net operating income$6,996,0001,370
Securities gains (losses)$-14,0007,671
Applicable income taxes$2,467,0001,139
Income before extraordinary items$4,515,0001,556
Extraordinary gains, net$046
Net income$4,515,0001,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$896,000741
Cash dividends$998,0002,511
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,524,1001,530
2005-09-30 (YTD Data)Rank
Total interest income$19,971,0001,213
Total interest expense$5,926,0001,355
Net interest income$14,045,0001,139
Provision for loan and lease losses$725,0001,027
Total noninterest income$4,164,0001,012
Gross Fiduciary activities income$191,000738
Service charges on deposit accounts$2,386,000533
Trading account gains and fees$0126
Additional Noninterest Income$1,587,0001,303
Total noninterest expense$12,516,0001,010
Salaries and employee benefits$7,546,000897
Premises and equipment expense$1,930,000920
Additional noninterest expense$3,040,0001,262
Pre-tax net operating income$4,968,0001,442
Securities gains (losses)$-14,0008,034
Applicable income taxes$1,740,0001,220
Income before extraordinary items$3,214,0001,634
Extraordinary gains, net$035
Net income$3,214,0001,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$687,000656
Cash dividends$250,0003,766
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,223,1001,598
2005-06-30 (YTD Data)Rank
Total interest income$13,050,0001,201
Total interest expense$3,772,0001,333
Net interest income$9,278,0001,141
Provision for loan and lease losses$450,0001,068
Total noninterest income$2,648,0001,038
Gross Fiduciary activities income$125,000741
Service charges on deposit accounts$1,604,000516
Trading account gains and fees$0116
Additional Noninterest Income$919,0001,432
Total noninterest expense$8,314,0001,007
Salaries and employee benefits$4,973,000894
Premises and equipment expense$1,306,000891
Additional noninterest expense$2,035,0001,234
Pre-tax net operating income$3,162,0001,482
Securities gains (losses)$-3,0007,812
Applicable income taxes$972,0001,398
Income before extraordinary items$2,187,0001,579
Extraordinary gains, net$030
Net income$2,187,0001,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$409,000704
Cash dividends$250,0003,195
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,189,0701,552
2005-03-31 (YTD Data)Rank
Total interest income$6,356,0001,200
Total interest expense$1,799,0001,328
Net interest income$4,557,0001,151
Provision for loan and lease losses$225,0001,003
Total noninterest income$1,293,0001,016
Gross Fiduciary activities income$62,000755
Service charges on deposit accounts$766,000523
Trading account gains and fees$0115
Additional Noninterest Income$465,0001,394
Total noninterest expense$4,226,000986
Salaries and employee benefits$2,552,000873
Premises and equipment expense$656,000898
Additional noninterest expense$1,018,0001,223
Pre-tax net operating income$1,399,0001,626
Securities gains (losses)$9,0001,042
Applicable income taxes$434,0001,516
Income before extraordinary items$974,0001,724
Extraordinary gains, net$024
Net income$974,0001,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,000811
Cash dividends$250,0001,945
Sale, conversion, retirement of capital stock, net$0491
Net operating income$967,7901,705
2004-12-31 (YTD Data)Rank
Total interest income$23,742,0001,190
Total interest expense$5,951,0001,383
Net interest income$17,791,0001,132
Provision for loan and lease losses$1,225,000871
Total noninterest income$5,361,0001,023
Gross Fiduciary activities income$200,000791
Service charges on deposit accounts$2,928,000590
Trading account gains and fees$0138
Additional Noninterest Income$2,233,0001,226
Total noninterest expense$15,923,0001,016
Salaries and employee benefits$9,250,000931
Premises and equipment expense$2,610,000856
Additional noninterest expense$4,063,0001,212
Pre-tax net operating income$6,004,0001,433
Securities gains (losses)$181,000880
Applicable income taxes$1,881,0001,342
Income before extraordinary items$4,304,0001,497
Extraordinary gains, net$034
Net income$4,304,0001,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,397,000602
Cash dividends$2,500,0001,119
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,177,3001,500
2004-09-30 (YTD Data)Rank
Total interest income$17,626,0001,179
Total interest expense$4,349,0001,387
Net interest income$13,277,0001,117
Provision for loan and lease losses$875,000887
Total noninterest income$3,900,0001,058
Gross Fiduciary activities income$148,000783
Service charges on deposit accounts$2,142,000619
Trading account gains and fees$0134
Additional Noninterest Income$1,610,0001,262
Total noninterest expense$11,998,0001,016
Salaries and employee benefits$6,983,000921
Premises and equipment expense$1,970,000853
Additional noninterest expense$3,045,0001,201
Pre-tax net operating income$4,304,0001,492
Securities gains (losses)$181,000812
Applicable income taxes$1,480,0001,292
Income before extraordinary items$3,005,0001,618
Extraordinary gains, net$026
Net income$3,005,0001,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,047,000553
Cash dividends$2,500,000802
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,883,7301,640
2004-06-30 (YTD Data)Rank
Total interest income$11,758,0001,170
Total interest expense$2,861,0001,393
Net interest income$8,897,0001,100
Provision for loan and lease losses$525,000940
Total noninterest income$2,645,0001,036
Gross Fiduciary activities income$85,000832
Service charges on deposit accounts$1,395,000626
Trading account gains and fees$0130
Additional Noninterest Income$1,165,0001,193
Total noninterest expense$8,008,0001,007
Salaries and employee benefits$4,703,000912
Premises and equipment expense$1,297,000860
Additional noninterest expense$2,008,0001,196
Pre-tax net operating income$3,009,0001,422
Securities gains (losses)$181,000693
Applicable income taxes$1,043,0001,238
Income before extraordinary items$2,147,0001,502
Extraordinary gains, net$021
Net income$2,147,0001,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$487,000731
Cash dividends$2,500,000580
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,025,7301,527
2004-03-31 (YTD Data)Rank
Total interest income$5,904,0001,178
Total interest expense$1,439,0001,388
Net interest income$4,465,0001,102
Provision for loan and lease losses$300,000782
Total noninterest income$1,088,0001,181
Gross Fiduciary activities income$40,000853
Service charges on deposit accounts$656,000654
Trading account gains and fees$0121
Additional Noninterest Income$392,0001,555
Total noninterest expense$3,949,0001,029
Salaries and employee benefits$2,345,000924
Premises and equipment expense$634,000896
Additional noninterest expense$970,0001,240
Pre-tax net operating income$1,304,0001,591
Securities gains (losses)$181,000541
Applicable income taxes$478,0001,345
Income before extraordinary items$1,007,0001,589
Extraordinary gains, net$016
Net income$1,007,0001,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,000626
Cash dividends$2,500,000314
Sale, conversion, retirement of capital stock, net$0464
Net operating income$883,9201,688
2003-12-31 (YTD Data)Rank
Total interest income$24,018,0001,185
Total interest expense$6,865,0001,289
Net interest income$17,153,0001,128
Provision for loan and lease losses$1,750,000721
Total noninterest income$4,864,0001,160
Gross Fiduciary activities income$144,000886
Service charges on deposit accounts$2,702,000633
Trading account gains and fees$0160
Additional Noninterest Income$2,018,0001,461
Total noninterest expense$15,437,0001,055
Salaries and employee benefits$8,910,000964
Premises and equipment expense$2,502,000893
Additional noninterest expense$4,025,0001,235
Pre-tax net operating income$4,830,0001,684
Securities gains (losses)$230,0001,240
Applicable income taxes$1,530,0001,597
Income before extraordinary items$3,530,0001,762
Extraordinary gains, net$054
Net income$3,530,0001,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,203,000794
Cash dividends$1,851,0001,473
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,369,0001,758
2003-09-30 (YTD Data)Rank
Total interest income$18,085,0001,214
Total interest expense$5,264,0001,318
Net interest income$12,821,0001,146
Provision for loan and lease losses$1,350,000696
Total noninterest income$3,726,0001,154
Gross Fiduciary activities income$98,000909
Service charges on deposit accounts$2,015,000645
Trading account gains and fees$0153
Additional Noninterest Income$1,613,0001,457
Total noninterest expense$11,510,0001,061
Salaries and employee benefits$6,713,000967
Premises and equipment expense$1,815,000937
Additional noninterest expense$2,982,0001,259
Pre-tax net operating income$3,687,0001,700
Securities gains (losses)$134,0001,503
Applicable income taxes$1,166,0001,650
Income before extraordinary items$2,655,0001,822
Extraordinary gains, net$040
Net income$2,655,0001,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$890,000747
Cash dividends$1,851,0001,076
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,562,5401,775
2003-06-30 (YTD Data)Rank
Total interest income$12,107,0001,218
Total interest expense$3,606,0001,329
Net interest income$8,501,0001,154
Provision for loan and lease losses$900,000691
Total noninterest income$2,424,0001,179
Gross Fiduciary activities income$63,000925
Service charges on deposit accounts$1,337,000636
Trading account gains and fees$0150
Additional Noninterest Income$1,024,0001,488
Total noninterest expense$7,561,0001,076
Salaries and employee benefits$4,509,000958
Premises and equipment expense$1,196,000962
Additional noninterest expense$1,856,0001,331
Pre-tax net operating income$2,464,0001,698
Securities gains (losses)$79,0001,687
Applicable income taxes$761,0001,696
Income before extraordinary items$1,782,0001,803
Extraordinary gains, net$030
Net income$1,782,0001,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$696,000666
Cash dividends$752,0001,616
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,726,7001,748
2003-03-31 (YTD Data)Rank
Total interest income$6,079,0001,223
Total interest expense$1,831,0001,335
Net interest income$4,248,0001,154
Provision for loan and lease losses$450,000656
Total noninterest income$1,228,0001,139
Gross Fiduciary activities income$26,000973
Service charges on deposit accounts$648,000638
Trading account gains and fees$0134
Additional Noninterest Income$554,0001,378
Total noninterest expense$3,762,0001,070
Salaries and employee benefits$2,265,000950
Premises and equipment expense$556,0001,036
Additional noninterest expense$941,0001,291
Pre-tax net operating income$1,264,0001,656
Securities gains (losses)$02,891
Applicable income taxes$350,0001,820
Income before extraordinary items$914,0001,744
Extraordinary gains, net$021
Net income$914,0001,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,000608
Cash dividends$151,0002,509
Sale, conversion, retirement of capital stock, net$0419
Net operating income$914,0001,631
2002-12-31 (YTD Data)Rank
Total interest income$25,504,0001,200
Total interest expense$8,853,0001,267
Net interest income$16,651,0001,169
Provision for loan and lease losses$1,800,000809
Total noninterest income$4,063,0001,236
Gross Fiduciary activities income$172,000876
Service charges on deposit accounts$2,557,000640
Trading account gains and fees$0153
Additional Noninterest Income$1,334,0001,813
Total noninterest expense$14,522,0001,071
Salaries and employee benefits$8,175,000988
Premises and equipment expense$2,086,0001,062
Additional noninterest expense$4,261,0001,154
Pre-tax net operating income$4,392,0001,841
Securities gains (losses)$238,0001,057
Applicable income taxes$1,361,0001,790
Income before extraordinary items$3,269,0001,834
Extraordinary gains, net$070
Net income$3,269,0001,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,574,000651
Cash dividends$950,0002,348
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,100,0201,874
2001-12-31 (YTD Data)Rank
Total interest income$27,634,0001,243
Total interest expense$12,353,0001,317
Net interest income$15,281,0001,158
Provision for loan and lease losses$1,800,000767
Total noninterest income$3,644,0001,271
Gross Fiduciary activities income$83,0001,036
Service charges on deposit accounts$2,532,000597
Trading account gains and fees$0177
Additional Noninterest Income$1,029,0001,996
Total noninterest expense$12,559,0001,173
Salaries and employee benefits$6,883,0001,079
Premises and equipment expense$1,905,0001,116
Additional noninterest expense$3,771,0001,260
Pre-tax net operating income$4,566,0001,573
Securities gains (losses)$113,0001,657
Applicable income taxes$1,453,0001,532
Income before extraordinary items$3,226,0001,635
Extraordinary gains, net$0105
Net income$3,226,0001,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,245,000800
Cash dividends$250,0004,656
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,148,0301,603
2000-12-31 (YTD Data)Rank
Total interest income$25,850,0001,361
Total interest expense$12,684,0001,370
Net interest income$13,166,0001,329
Provision for loan and lease losses$1,150,000952
Total noninterest income$2,709,0001,476
Gross Fiduciary activities income$55,0001,035
Service charges on deposit accounts$1,899,000721
Trading account gains and fees$0180
Additional Noninterest Income$755,0002,233
Total noninterest expense$11,244,0001,233
Salaries and employee benefits$6,088,0001,161
Premises and equipment expense$1,646,0001,237
Additional noninterest expense$3,510,0001,297
Pre-tax net operating income$3,481,0002,094
Securities gains (losses)$74,000631
Applicable income taxes$1,002,0002,112
Income before extraordinary items$2,553,0002,043
Extraordinary gains, net$038
Net income$2,553,0002,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,031,000732
Cash dividends$300,0004,469
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,499,7202,084
1999-12-31 (YTD Data)Rank
Total interest income$22,983,0001,419
Total interest expense$9,893,0001,514
Net interest income$13,090,0001,330
Provision for loan and lease losses$1,000,000977
Total noninterest income$1,687,0002,115
Gross Fiduciary activities income$25,0001,187
Service charges on deposit accounts$1,147,0001,157
Trading account gains and fees$0173
Additional Noninterest Income$515,0002,905
Total noninterest expense$9,935,0001,394
Salaries and employee benefits$5,388,0001,293
Premises and equipment expense$1,468,0001,380
Additional noninterest expense$3,079,0001,486
Pre-tax net operating income$3,842,0001,917
Securities gains (losses)$-2,0008,771
Applicable income taxes$1,223,0001,887
Income before extraordinary items$2,617,0002,023
Extraordinary gains, net$035
Net income$2,617,0002,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$705,000926
Cash dividends$400,0003,903
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,618,3601,990
1998-12-31 (YTD Data)Rank
Total interest income$21,400,0001,512
Total interest expense$9,431,0001,633
Net interest income$11,969,0001,406
Provision for loan and lease losses$870,0001,104
Total noninterest income$1,513,0002,253
Gross Fiduciary activities income$10,0001,291
Service charges on deposit accounts$1,019,0001,229
Trading account gains and fees$0224
Additional Noninterest Income$484,0003,038
Total noninterest expense$8,882,0001,492
Salaries and employee benefits$4,752,0001,382
Premises and equipment expense$1,354,0001,448
Additional noninterest expense$2,776,0001,554
Pre-tax net operating income$3,730,0001,950
Securities gains (losses)$88,0001,367
Applicable income taxes$1,286,0001,871
Income before extraordinary items$2,532,0002,059
Extraordinary gains, net$032
Net income$2,532,0002,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$467,0001,327
Cash dividends$200,0005,324
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,473,9202,030
1997-12-31 (YTD Data)Rank
Total interest income$18,010,0001,837
Total interest expense$8,335,0001,855
Net interest income$9,675,0001,797
Provision for loan and lease losses$655,0001,394
Total noninterest income$1,768,0001,950
Gross Fiduciary activities income$38,0001,212
Service charges on deposit accounts$896,0001,440
Trading account gains and fees$0239
Additional Noninterest Income$834,0001,977
Total noninterest expense$7,463,0001,744
Salaries and employee benefits$3,809,0001,715
Premises and equipment expense$1,060,0001,871
Additional noninterest expense$2,594,0001,644
Pre-tax net operating income$3,325,0002,272
Securities gains (losses)$03,944
Applicable income taxes$930,0002,585
Income before extraordinary items$2,395,0002,203
Extraordinary gains, net$044
Net income$2,395,0002,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$621,0001,127
Cash dividends$200,0005,346
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,395,0002,143
1996-12-31 (YTD Data)Rank
Total interest income$16,286,0002,075
Total interest expense$7,361,0002,129
Net interest income$8,925,0002,008
Provision for loan and lease losses$785,0001,219
Total noninterest income$1,074,0002,954
Gross Fiduciary activities income$47,0001,248
Service charges on deposit accounts$828,0001,615
Trading account gains and fees$0262
Additional Noninterest Income$199,0005,174
Total noninterest expense$5,928,0002,320
Salaries and employee benefits$3,259,0002,030
Premises and equipment expense$825,0002,379
Additional noninterest expense$1,844,0002,639
Pre-tax net operating income$3,286,0002,181
Securities gains (losses)$04,148
Applicable income taxes$1,222,0001,966
Income before extraordinary items$2,064,0002,389
Extraordinary gains, net$053
Net income$2,064,0002,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$322,0001,976
Cash dividends$276,0004,742
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,064,0002,337
1995-12-31 (YTD Data)Rank
Total interest income$13,220,0002,530
Total interest expense$5,694,0002,706
Net interest income$7,526,0002,386
Provision for loan and lease losses$525,0001,507
Total noninterest income$982,0003,141
Gross Fiduciary activities income$23,0001,396
Service charges on deposit accounts$764,0001,784
Trading account gains and fees$0522
Additional Noninterest Income$195,0005,205
Total noninterest expense$5,473,0002,486
Salaries and employee benefits$2,910,0002,271
Premises and equipment expense$774,0002,568
Additional noninterest expense$1,789,0002,639
Pre-tax net operating income$2,510,0002,837
Securities gains (losses)$1,0003,512
Applicable income taxes$927,0002,536
Income before extraordinary items$1,584,0003,093
Extraordinary gains, net$065
Net income$1,584,0003,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0002,244
Cash dividends$270,0004,792
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,583,3603,063
1994-12-31 (YTD Data)Rank
Total interest income$9,534,0003,174
Total interest expense$3,603,0003,365
Net interest income$5,931,0003,028
Provision for loan and lease losses$245,0002,637
Total noninterest income$865,0003,466
Gross Fiduciary activities income$23,0001,403
Service charges on deposit accounts$661,0002,055
Trading account gains and fees$0475
Additional Noninterest Income$181,0005,600
Total noninterest expense$4,757,0002,899
Salaries and employee benefits$2,457,0002,716
Premises and equipment expense$602,0003,259
Additional noninterest expense$1,698,0002,978
Pre-tax net operating income$1,794,0003,753
Securities gains (losses)$-1,0008,790
Applicable income taxes$660,0003,235
Income before extraordinary items$1,133,0004,073
Extraordinary gains, net$0249
Net income$1,133,0004,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,502
Cash dividends$238,0005,088
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,133,6404,111
1993-12-31 (YTD Data)Rank
Total interest income$8,409,0003,645
Total interest expense$3,150,0003,957
Net interest income$5,259,0003,410
Provision for loan and lease losses$180,0004,132
Total noninterest income$785,0004,044
Gross Fiduciary activities income$17,0001,459
Service charges on deposit accounts$642,0002,132
Trading account gains and fees$0532
Additional Noninterest Income$126,0007,138
Total noninterest expense$3,858,0003,604
Salaries and employee benefits$1,974,0003,327
Premises and equipment expense$505,0003,832
Additional noninterest expense$1,379,0003,763
Pre-tax net operating income$2,006,0003,298
Securities gains (losses)$14,0005,105
Applicable income taxes$769,0002,842
Income before extraordinary items$1,251,0003,861
Extraordinary gains, net$15,0002,819
Net income$1,266,0003,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0003,020
Cash dividends$470,0003,266
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,242,0403,672
1992-12-31 (YTD Data)Rank
Total interest income$8,848,0003,918
Total interest expense$3,766,0004,283
Net interest income$5,082,0003,570
Provision for loan and lease losses$199,0005,248
Total noninterest income$719,0004,320
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$613,0002,227
Trading account gains and feesNANA
Additional Noninterest Income$106,0007,856
Total noninterest expense$3,759,0003,695
Salaries and employee benefits$1,940,0003,293
Premises and equipment expense$451,0004,345
Additional noninterest expense$1,368,0003,879
Pre-tax net operating income$1,843,0003,352
Securities gains (losses)$08,369
Applicable income taxes$700,0002,982
Income before extraordinary items$1,143,0003,983
Extraordinary gains, net$01,422
Net income$1,143,0004,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0004,359
Cash dividends$407,0003,255
Sale, conversion, retirement of capital stock, net$1,000,000408
Net operating income$1,143,0003,698

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.