Home > Southwest Missouri Bank > Net charge- offs to loans
Southwest Missouri Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 2,359 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 3,959 |
| Percentage Net Loans Charged-off:Construction & development | -0.0323% | 4,370 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0416% | 4,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0589% | 4,408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0450% | 4,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1357% | 2,197 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7116% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0983% | 2,219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 2,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0338% | 4,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 440 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0801% | 4,466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0166% | 3,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0298% | 2,448 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4812% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0054% | 4,097 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0505% | 4,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0340% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0075% | 4,322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0396% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 3,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0243% | 2,252 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0009% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 1,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0531% | 4,536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0757% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0152% | 4,459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0880% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 3,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0549% | 1,789 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7857% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0113% | 1,790 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 1,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0158% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0699% | 4,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0993% | 4,546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0443% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0315% | 3,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1584% | 1,859 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7389% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1178% | 1,966 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 1,782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0171% | 4,018 |
| Percentage Net Loans Charged-off:Construction & development | -0.0285% | 4,489 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0922% | 4,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0804% | 4,560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 374 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0399% | 3,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1728% | 1,646 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0410% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1249% | 1,731 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0283% | 4,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0716% | 4,447 |
| Percentage Net Loans Charged-off:Construction & development | -0.0421% | 4,151 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1378% | 4,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0678% | 4,353 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2370% | 3,476 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0443% | 4,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0143% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1324% | 1,649 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1222% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0803% | 1,770 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 1,284 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0336% | 4,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1850% | 4,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1650% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 3,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0147% | 3,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2202% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3433% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1633% | 1,303 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 1,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0269% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0094% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0043% | 3,151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0794% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3621% | 1,107 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8421% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3215% | 1,124 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0928% | 780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0370% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 3,216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0473% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1849% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3627% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7532% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3248% | 957 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0999% | 739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0577% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0085% | 3,294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1997% | 515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4236% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8730% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3835% | 817 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1099% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 0.1085% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1139% | 515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6384% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9864% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6285% | 605 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0862% | 1,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 1,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0294% | 4,560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0248% | 3,441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2414% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3044% | 1,702 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9143% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2870% | 1,633 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0393% | 4,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2299% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2366% | 1,842 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3150% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2062% | 1,810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1050% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 1,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0367% | 715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0422% | 641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3338% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2613% | 1,781 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0677% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2094% | 1,800 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0985% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0455% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0784% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0904% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1999% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2854% | 1,642 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4019% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2520% | 1,624 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1106% | 1,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1103% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 0.2062% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2015% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6252% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0186% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0536% | 1,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1958% | 2,471 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7775% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1783% | 2,409 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1194% | 516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2686% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1024% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6103% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 1,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 3,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1690% | 2,419 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1621% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1692% | 2,285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0861% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0877% | 613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0208% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1390% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8367% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1924% | 2,131 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7276% | 944 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2202% | 1,924 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 1,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0687% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0784% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 3,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4309% | 1,414 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7225% | 942 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4663% | 1,250 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 2,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 1,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.6677% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0432% | 773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 4,210 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1494% | 3,884 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 1,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0500% | 1,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2592% | 2,230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8489% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2411% | 2,179 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0534% | 970 |
| Percentage Net Loans Charged-off:Construction & development | 0.8840% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0577% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 4,133 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2034% | 3,954 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0436% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2764% | 1,997 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8165% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2599% | 1,935 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1257% | 1,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0785% | 670 |
| Percentage Net Loans Charged-off:Construction & development | 1.3018% | 46 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0652% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0098% | 3,618 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0726% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3153% | 1,755 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3685% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3136% | 1,653 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0999% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 1.9502% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0200% | 3,773 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 1,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0839% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2947% | 1,718 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2421% | 976 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3115% | 1,560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1709% | 1,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1528% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 0.1710% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5140% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0099% | 4,410 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0601% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0053% | 3,720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0677% | 1,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1993% | 5,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5256% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7148% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4871% | 1,645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2029% | 1,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1931% | 474 |
| Percentage Net Loans Charged-off:Construction & development | 0.2336% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5656% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0130% | 4,451 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0959% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 3,759 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1077% | 907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2618% | 5,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5415% | 1,502 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7128% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5359% | 1,374 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2990% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2289% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7762% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0195% | 4,507 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0949% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1057% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0039% | 1,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7393% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8362% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7362% | 988 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4911% | 376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3683% | 208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5790% | 41 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 1,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1029% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0620% | 790 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0579% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9955% | 747 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4784% | 515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6080% | 152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0985% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8968% | 63 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2312% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0887% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2139% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0750% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1139% | 1,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1473% | 2,998 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0435% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0850% | 3,181 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6187% | 334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7935% | 86 |
| Percentage Net Loans Charged-off:Construction & development | 0.1293% | 312 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3986% | 44 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1229% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1062% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1439% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1021% | 1,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1157% | 1,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1584% | 2,658 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9471% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1003% | 2,770 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2379% | 991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2936% | 421 |
| Percentage Net Loans Charged-off:Construction & development | 0.1950% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 948 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6273% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1387% | 945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1535% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0041% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1625% | 2,436 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9532% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1039% | 2,523 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1393% | 1,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1493% | 670 |
| Percentage Net Loans Charged-off:Construction & development | 0.3820% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7987% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1698% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1875% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0166% | 4,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2485% | 1,878 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9447% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1925% | 1,866 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1375% | 1,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1019% | 1,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0139% | 764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1234% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7456% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0634% | 2,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2163% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0486% | 2,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2660% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2694% | 2,387 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8399% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2495% | 2,319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1229% | 1,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0880% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0184% | 646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1930% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 2,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1822% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0479% | 2,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2194% | 1,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2780% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9653% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2539% | 2,080 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1274% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0767% | 1,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0407% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2010% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0330% | 2,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 1,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3263% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2903% | 1,923 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9670% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2663% | 1,867 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1002% | 1,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 1,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0595% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0651% | 1,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5144% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1605% | 2,107 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1663% | 1,963 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1109% | 2,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1429% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0972% | 1,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1674% | 1,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2848% | 584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1562% | 1,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1639% | 5,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1696% | 3,024 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8573% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1433% | 3,012 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1801% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1786% | 1,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1079% | 1,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2113% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3943% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1940% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2337% | 1,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1685% | 2,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8246% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1432% | 2,764 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2421% | 1,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2423% | 1,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1695% | 981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2667% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6001% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2352% | 1,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3879% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1406% | 2,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7415% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1169% | 2,665 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1481% | 1,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1710% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1528% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1675% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0783% | 5,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2386% | 2,058 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9750% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2086% | 2,021 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1722% | 3,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1724% | 2,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0272% | 2,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2928% | 1,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5082% | 666 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2732% | 1,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1500% | 2,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2402% | 2,982 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8541% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1749% | 3,140 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1440% | 5,857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1851% | 2,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1939% | 2,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0349% | 2,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3284% | 1,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2940% | 843 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3315% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0942% | 2,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2723% | 2,576 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2510% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2332% | 2,590 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1920% | 5,945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1983% | 2,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2263% | 1,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0533% | 1,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3778% | 1,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4450% | 641 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3719% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0883% | 2,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1920% | 2,696 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9948% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1598% | 2,687 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2868% | 5,986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1406% | 2,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1224% | 2,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1078% | 1,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1661% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8894% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1028% | 1,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1352% | 1,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2686% | 2,129 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0240% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2392% | 2,060 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1272% | 732 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2629% | 3,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3067% | 2,698 |
| Percentage Net Loans Charged-off:Construction & development | 3.2057% | 808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0051% | 3,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1287% | 3,462 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0074% | 4,936 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1414% | 3,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0957% | 3,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1655% | 3,606 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2234% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1280% | 3,626 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1354% | 1,164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2956% | 2,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3901% | 2,229 |
| Percentage Net Loans Charged-off:Construction & development | 4.1876% | 629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 2,853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1662% | 2,981 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0098% | 4,984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1828% | 2,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0155% | 3,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0087% | 5,859 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2187% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0510% | 5,915 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1795% | 969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3734% | 2,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5032% | 1,830 |
| Percentage Net Loans Charged-off:Construction & development | 6.4923% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 6,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1142% | 3,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1252% | 2,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0093% | 2,830 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0302% | 5,773 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9058% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0624% | 5,801 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 4,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0675% | 3,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0387% | 6,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1422% | 2,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1560% | 2,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1367% | 6,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0940% | 2,819 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2574% | 1,253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1060% | 2,617 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5599% | 2,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3881% | 3,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0560% | 2,844 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2294% | 2,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5783% | 2,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7182% | 1,041 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5645% | 2,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4512% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7838% | 2,049 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3570% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6587% | 2,064 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0827% | 6,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6062% | 2,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3764% | 2,819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0741% | 2,552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3064% | 2,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5137% | 1,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9575% | 776 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4698% | 2,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9470% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6818% | 2,086 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9146% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5359% | 2,154 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2190% | 1,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6590% | 2,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3614% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0887% | 2,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0891% | 2,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6036% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6643% | 1,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1782% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9252% | 1,595 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4446% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7103% | 1,635 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3263% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0091% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3521% | 2,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.2081% | 1,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6254% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6882% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5865% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3925% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5421% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0257% | 1,044 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6384% | 481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9397% | 2,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3879% | 3,354 |
| Percentage Net Loans Charged-off:Construction & development | 1.6171% | 2,219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1143% | 3,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4419% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0632% | 1,854 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4793% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1390% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8319% | 2,465 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7469% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8032% | 888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1433% | 1,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3560% | 3,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.1982% | 2,824 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1665% | 2,536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5435% | 1,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0851% | 1,593 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5885% | 1,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5684% | 500 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0118% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8917% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0539% | 718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5291% | 1,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3511% | 2,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0951% | 2,579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1778% | 2,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5405% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1428% | 1,275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5795% | 1,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.1197% | 313 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3342% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1713% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5539% | 520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3181% | 1,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3550% | 2,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.2048% | 1,858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2394% | 1,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4987% | 1,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5479% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8224% | 385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1615% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1946% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4440% | 734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5558% | 3,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2337% | 3,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.1129% | 3,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2735% | 2,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2441% | 3,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1116% | 1,733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2559% | 2,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4825% | 2,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2462% | 2,265 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1911% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8407% | 1,056 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5657% | 2,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1838% | 3,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.1528% | 2,868 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2255% | 1,887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1652% | 3,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3046% | 1,235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1531% | 2,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7537% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2706% | 2,017 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7748% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0608% | 825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6390% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2268% | 3,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.2277% | 2,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3364% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1556% | 2,691 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0329% | 5,853 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1718% | 2,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9917% | 1,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3082% | 1,828 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6212% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3400% | 666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6061% | 1,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3008% | 2,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.4491% | 1,499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3267% | 801 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2322% | 1,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2524% | 1,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1321% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4801% | 1,510 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7366% | 1,627 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5855% | 500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4425% | 2,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1584% | 3,154 |
| Percentage Net Loans Charged-off:Construction & development | -0.0081% | 7,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0597% | 1,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2553% | 1,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1616% | 1,079 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2639% | 1,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5555% | 2,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2438% | 1,811 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0876% | 689 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9764% | 421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3645% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1654% | 2,355 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 7,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3045% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2168% | 786 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3126% | 1,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6542% | 1,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0542% | 1,776 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0723% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0145% | 1,572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3551% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1592% | 1,940 |
| Percentage Net Loans Charged-off:Construction & development | -0.0149% | 7,591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2848% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4571% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2684% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4418% | 1,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1898% | 1,426 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1665% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0445% | 1,289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4261% | 1,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1763% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.2507% | 788 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2875% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3152% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8850% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1462% | 1,368 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8885% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1343% | 864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3585% | 1,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1142% | 1,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.2433% | 928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 1,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1623% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1776% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6286% | 1,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8871% | 1,842 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2037% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1107% | 422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3102% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1504% | 1,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.3234% | 487 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 7,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2172% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2376% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3505% | 1,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5902% | 2,348 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5473% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5690% | 318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2985% | 1,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1307% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.4904% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 7,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1396% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1528% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3601% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3853% | 2,824 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3572% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8650% | 221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2968% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1127% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2143% | 607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2346% | 548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5838% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4777% | 2,194 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4728% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2916% | 268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3221% | 1,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1805% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.1994% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1822% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1874% | 883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2073% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5829% | 1,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6353% | 2,364 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6731% | 686 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4554% | 824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3292% | 978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1882% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2478% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2053% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2276% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6479% | 1,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6322% | 2,104 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9311% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2761% | 862 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3383% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2471% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3848% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2392% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2664% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3997% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6464% | 1,934 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2761% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3773% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3661% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3047% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3030% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3828% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4293% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2796% | 1,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5965% | 1,931 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2633% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7578% | 470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2757% | 1,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 3,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0047% | 660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 2,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 2,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0747% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6450% | 2,935 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2285% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2855% | 1,427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 7,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 8,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 8,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2534% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5698% | 2,853 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0414% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2587% | 1,459 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0262% | 8,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0414% | 8,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0456% | 8,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2317% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4379% | 3,100 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8479% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2018% | 1,585 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0224% | 8,138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0352% | 8,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0387% | 8,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8056% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5025% | 2,573 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4418% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4634% | 1,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2872% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4610% | 403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5000% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6165% | 1,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0883% | 1,872 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7391% | 1,029 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4672% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2837% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4578% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4957% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5933% | 1,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1413% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2321% | 1,164 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3286% | 1,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 1,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0693% | 1,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 1,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5370% | 1,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2465% | 1,440 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1481% | 1,113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3955% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1240% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1996% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2150% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0255% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8349% | 2,115 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2260% | 1,087 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4176% | 1,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1398% | 1,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 1,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2099% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1919% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2110% | 1,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6553% | 2,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1817% | 1,912 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9177% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4148% | 1,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1532% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0169% | 1,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2265% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2392% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5431% | 2,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2085% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4781% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4887% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1919% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2894% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3048% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7104% | 1,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3116% | 1,516 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2301% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5163% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0774% | 1,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1169% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8115% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7085% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6667% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5954% | 1,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0875% | 1,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.3514% | 397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1098% | 1,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1143% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4779% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4750% | 1,412 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7329% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4977% | 1,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 2,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 2,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0446% | 2,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8687% | 1,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4262% | 1,389 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7795% | 678 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4621% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1120% | 222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3125% | 76 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0857% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0867% | 277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7513% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0527% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1228% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3505% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2681% | 2,729 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4118% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2387% | 3,599 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2199% | 3,630 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1402% | 4,932 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3250% | 3,963 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3072% | 5,957 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |