Home > Southwest Capital Bank > Income and Expense

Southwest Capital Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,889,0001,967
Total interest expense$2,566,0002,799
Net interest income$16,323,0001,695
Provision for loan and lease losses$12,0003,147
Total noninterest income$4,333,0001,300
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,979,000563
Trading account gains and feesNANA
Additional Noninterest Income$2,354,0001,472
Total noninterest expense$13,937,0001,622
Salaries and employee benefits$6,838,0001,794
Premises and equipment expense$1,871,0001,296
Additional noninterest expense$2,354,0001,472
Pre-tax net operating income$6,707,0001,589
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$6,707,0001,386
Extraordinary gains, net$054
Net income$6,707,0001,402
Minority interest net income$088
Net income of bank and minority interests.$6,707,0001,389
Net charge-offs$-34,0004,116
Cash dividends$3,560,0001,035
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,707,0001,407
2023-09-30 (YTD Data)Rank
Total interest income$13,811,0001,966
Total interest expense$1,597,0002,878
Net interest income$12,214,0001,707
Provision for loan and lease losses$10,0002,929
Total noninterest income$3,732,0001,202
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,567,000533
Trading account gains and feesNANA
Additional Noninterest Income$2,165,0001,285
Total noninterest expense$10,465,0001,608
Salaries and employee benefits$5,133,0001,793
Premises and equipment expense$1,373,0001,324
Additional noninterest expense$2,165,0001,285
Pre-tax net operating income$5,471,0001,549
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$5,471,0001,349
Extraordinary gains, net$052
Net income$5,471,0001,359
Minority interest net income$081
Net income of bank and minority interests.$5,471,0001,349
Net charge-offs$-133,0004,417
Cash dividends$2,685,000957
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,471,0001,367
2023-06-30 (YTD Data)Rank
Total interest income$8,841,0001,999
Total interest expense$865,0002,951
Net interest income$7,976,0001,741
Provision for loan and lease losses$12,0002,724
Total noninterest income$2,783,0001,061
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,131,000487
Trading account gains and feesNANA
Additional Noninterest Income$1,652,0001,117
Total noninterest expense$6,649,0001,670
Salaries and employee benefits$3,364,0001,816
Premises and equipment expense$915,0001,312
Additional noninterest expense$1,652,0001,116
Pre-tax net operating income$4,098,0001,407
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,098,0001,230
Extraordinary gains, net$051
Net income$4,098,0001,241
Minority interest net income$081
Net income of bank and minority interests.$4,098,0001,230
Net charge-offs$-64,0004,381
Cash dividends$1,864,000942
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,098,0001,238
2023-03-31 (YTD Data)Rank
Total interest income$4,260,0002,026
Total interest expense$201,0003,553
Net interest income$4,059,0001,738
Provision for loan and lease losses$6,0002,441
Total noninterest income$2,106,000802
Gross Fiduciary activities income$0913
Service charges on deposit accounts$646,000447
Trading account gains and feesNANA
Additional Noninterest Income$1,460,000748
Total noninterest expense$3,235,0001,721
Salaries and employee benefits$1,663,0001,859
Premises and equipment expense$450,0001,355
Additional noninterest expense$1,460,000748
Pre-tax net operating income$2,924,0001,095
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,924,000964
Extraordinary gains, net$04
Net income$2,924,000963
Minority interest net income$048
Net income of bank and minority interests.$2,924,000963
Net charge-offs$-64,0004,492
Cash dividends$855,000911
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,924,000980
2022-12-31 (YTD Data)Rank
Total interest income$13,758,0002,075
Total interest expense$341,0003,628
Net interest income$13,417,0001,943
Provision for loan and lease losses$26,0002,733
Total noninterest income$5,437,0001,147
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,937,000422
Trading account gains and feesNANA
Additional Noninterest Income$2,500,0001,416
Total noninterest expense$13,067,0001,660
Salaries and employee benefits$6,455,0001,858
Premises and equipment expense$1,755,0001,368
Additional noninterest expense$2,500,0001,416
Pre-tax net operating income$5,761,0001,873
Securities gains (losses)$-983,0004,455
Applicable income taxes$03,596
Income before extraordinary items$4,778,0001,878
Extraordinary gains, net$05
Net income$4,778,0001,876
Minority interest net income$063
Net income of bank and minority interests.$4,778,0001,877
Net charge-offs$-175,0004,411
Cash dividends$2,714,0001,239
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,761,0001,695
2022-09-30 (YTD Data)Rank
Total interest income$9,570,0002,133
Total interest expense$269,0003,422
Net interest income$9,301,0002,040
Provision for loan and lease losses$18,0002,585
Total noninterest income$3,553,0001,254
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,258,000419
Trading account gains and feesNANA
Additional Noninterest Income$1,295,0001,792
Total noninterest expense$9,367,0001,724
Salaries and employee benefits$4,850,0001,848
Premises and equipment expense$1,262,0001,420
Additional noninterest expense$1,295,0001,792
Pre-tax net operating income$3,469,0002,106
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$3,469,0001,902
Extraordinary gains, net$04
Net income$3,469,0001,901
Minority interest net income$057
Net income of bank and minority interests.$3,469,0001,901
Net charge-offs$-161,0004,417
Cash dividends$1,859,0001,171
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,469,0001,935
2022-06-30 (YTD Data)Rank
Total interest income$5,958,0002,184
Total interest expense$186,0003,283
Net interest income$5,772,0002,101
Provision for loan and lease losses$13,0002,362
Total noninterest income$2,079,0001,347
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,507,000411
Trading account gains and feesNANA
Additional Noninterest Income$572,0002,250
Total noninterest expense$6,085,0001,740
Salaries and employee benefits$3,196,0001,859
Premises and equipment expense$819,0001,439
Additional noninterest expense$2,070,0001,566
Pre-tax net operating income$1,753,0002,368
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$1,753,0002,150
Extraordinary gains, net$04
Net income$1,753,0002,150
Minority interest net income$060
Net income of bank and minority interests.$1,753,0002,150
Net charge-offs$-118,0004,429
Cash dividends$1,346,0001,138
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,753,0002,190
2022-03-31 (YTD Data)Rank
Total interest income$2,906,0002,165
Total interest expense$95,0003,238
Net interest income$2,811,0002,090
Provision for loan and lease losses$7,0002,086
Total noninterest income$938,0001,433
Gross Fiduciary activities income$0892
Service charges on deposit accounts$651,000458
Trading account gains and feesNANA
Additional Noninterest Income$287,0002,233
Total noninterest expense$2,932,0001,782
Salaries and employee benefits$1,568,0001,876
Premises and equipment expense$428,0001,383
Additional noninterest expense$936,0001,656
Pre-tax net operating income$810,0002,369
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$810,0002,175
Extraordinary gains, net$04
Net income$810,0002,175
Minority interest net income$050
Net income of bank and minority interests.$810,0002,175
Net charge-offs$-55,0004,423
Cash dividends$860,000853
Sale, conversion, retirement of capital stock, net$0453
Net operating income$810,0002,196
2021-12-31 (YTD Data)Rank
Total interest income$11,564,0002,253
Total interest expense$550,0003,036
Net interest income$11,014,0002,178
Provision for loan and lease losses$159,0001,894
Total noninterest income$2,733,0001,903
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,539,000452
Trading account gains and feesNANA
Additional Noninterest Income$194,0004,013
Total noninterest expense$9,563,0002,031
Salaries and employee benefits$3,725,0002,620
Premises and equipment expense$1,742,0001,356
Additional noninterest expense$4,096,0001,560
Pre-tax net operating income$4,025,0002,315
Securities gains (losses)$321,000468
Applicable income taxes$03,710
Income before extraordinary items$4,346,0002,060
Extraordinary gains, net$010
Net income$4,346,0002,060
Minority interest net income$074
Net income of bank and minority interests.$4,346,0002,062
Net charge-offs$133,0001,207
Cash dividends$878,0002,347
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,025,0002,121
2021-09-30 (YTD Data)Rank
Total interest income$8,780,0002,281
Total interest expense$443,0003,020
Net interest income$8,337,0002,194
Provision for loan and lease losses$153,0001,656
Total noninterest income$1,870,0002,046
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,954,000444
Trading account gains and feesNANA
Additional Noninterest Income$-84,0004,904
Total noninterest expense$7,115,0002,059
Salaries and employee benefits$2,820,0002,613
Premises and equipment expense$1,331,0001,353
Additional noninterest expense$2,964,0001,604
Pre-tax net operating income$2,939,0002,463
Securities gains (losses)$316,000439
Applicable income taxes$03,719
Income before extraordinary items$3,255,0002,147
Extraordinary gains, net$08
Net income$3,255,0002,148
Minority interest net income$069
Net income of bank and minority interests.$3,255,0002,148
Net charge-offs$570,000464
Cash dividends$300,0002,640
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,939,0002,258
2021-06-30 (YTD Data)Rank
Total interest income$5,956,0002,249
Total interest expense$327,0002,957
Net interest income$5,629,0002,152
Provision for loan and lease losses$64,0001,959
Total noninterest income$1,008,0002,228
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,309,000429
Trading account gains and feesNANA
Additional Noninterest Income$-301,0004,951
Total noninterest expense$4,863,0002,015
Salaries and employee benefits$1,915,0002,578
Premises and equipment expense$878,0001,366
Additional noninterest expense$2,070,0001,533
Pre-tax net operating income$1,710,0002,618
Securities gains (losses)$59,000824
Applicable income taxes$03,702
Income before extraordinary items$1,769,0002,389
Extraordinary gains, net$06
Net income$1,769,0002,389
Minority interest net income$067
Net income of bank and minority interests.$1,769,0002,389
Net charge-offs$-9,0003,778
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,710,0002,403
2021-03-31 (YTD Data)Rank
Total interest income$3,073,0002,177
Total interest expense$179,0002,917
Net interest income$2,894,0002,076
Provision for loan and lease losses$30,0001,982
Total noninterest income$847,0001,680
Gross Fiduciary activities income$0922
Service charges on deposit accounts$622,000440
Trading account gains and feesNANA
Additional Noninterest Income$225,0002,730
Total noninterest expense$3,014,0001,717
Salaries and employee benefits$1,470,0001,944
Premises and equipment expense$440,0001,380
Additional noninterest expense$1,104,0001,415
Pre-tax net operating income$697,0002,844
Securities gains (losses)$82,000528
Applicable income taxes$03,613
Income before extraordinary items$779,0002,554
Extraordinary gains, net$03
Net income$779,0002,552
Minority interest net income$055
Net income of bank and minority interests.$779,0002,554
Net charge-offs$41,000905
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$697,0002,667
2020-12-31 (YTD Data)Rank
Total interest income$13,594,0002,026
Total interest expense$1,010,0002,912
Net interest income$12,584,0001,878
Provision for loan and lease losses$4,026,000661
Total noninterest income$283,0004,084
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,493,000444
Trading account gains and feesNANA
Additional Noninterest Income$-2,210,0005,003
Total noninterest expense$12,005,0001,708
Salaries and employee benefits$5,166,0002,105
Premises and equipment expense$1,748,0001,343
Additional noninterest expense$5,091,0001,252
Pre-tax net operating income$-3,164,0004,962
Securities gains (losses)$202,0001,032
Applicable income taxes$03,697
Income before extraordinary items$-2,962,0004,955
Extraordinary gains, net$04
Net income$-2,962,0004,955
Minority interest net income$072
Net income of bank and minority interests.$-2,962,0004,955
Net charge-offs$4,095,000255
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$2,500,000134
Net operating income$-3,164,0004,953
2020-09-30 (YTD Data)Rank
Total interest income$10,422,0002,004
Total interest expense$806,0002,914
Net interest income$9,616,0001,848
Provision for loan and lease losses$2,815,000723
Total noninterest income$-574,0005,024
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,898,000437
Trading account gains and feesNANA
Additional Noninterest Income$-2,472,0005,035
Total noninterest expense$8,787,0001,720
Salaries and employee benefits$3,745,0002,132
Premises and equipment expense$1,314,0001,329
Additional noninterest expense$3,728,0001,259
Pre-tax net operating income$-2,560,0004,985
Securities gains (losses)$202,000886
Applicable income taxes$03,696
Income before extraordinary items$-2,358,0004,975
Extraordinary gains, net$04
Net income$-2,358,0004,975
Minority interest net income$065
Net income of bank and minority interests.$-2,358,0004,975
Net charge-offs$1,255,000446
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$2,500,000102
Net operating income$-2,560,0004,978
2020-06-30 (YTD Data)Rank
Total interest income$7,335,0001,955
Total interest expense$570,0002,947
Net interest income$6,765,0001,797
Provision for loan and lease losses$2,503,000617
Total noninterest income$-1,466,0005,055
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,212,000446
Trading account gains and feesNANA
Additional Noninterest Income$-2,678,0005,065
Total noninterest expense$5,718,0001,741
Salaries and employee benefits$2,392,0002,190
Premises and equipment expense$899,0001,294
Additional noninterest expense$2,427,0001,280
Pre-tax net operating income$-2,922,0005,018
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$-2,922,0005,013
Extraordinary gains, net$04
Net income$-2,922,0005,013
Minority interest net income$065
Net income of bank and minority interests.$-2,922,0005,013
Net charge-offs$1,347,000326
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$2,500,00077
Net operating income$-2,922,0005,016
2020-03-31 (YTD Data)Rank
Total interest income$3,837,0001,879
Total interest expense$315,0002,946
Net interest income$3,522,0001,699
Provision for loan and lease losses$1,726,000441
Total noninterest income$-266,0005,091
Gross Fiduciary activities income$0941
Service charges on deposit accounts$588,000523
Trading account gains and feesNANA
Additional Noninterest Income$-854,0005,103
Total noninterest expense$2,781,0001,789
Salaries and employee benefits$1,167,0002,238
Premises and equipment expense$445,0001,313
Additional noninterest expense$1,169,0001,334
Pre-tax net operating income$-1,251,0005,036
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$-1,251,0005,020
Extraordinary gains, net$04
Net income$-1,251,0005,020
Minority interest net income$056
Net income of bank and minority interests.$-1,251,0005,020
Net charge-offs$1,179,000219
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$2,500,00045
Net operating income$-1,251,0005,041
2019-12-31 (YTD Data)Rank
Total interest income$17,468,0001,698
Total interest expense$1,383,0002,848
Net interest income$16,085,0001,503
Provision for loan and lease losses$2,879,000383
Total noninterest income$706,0003,260
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,112,000600
Trading account gains and feesNANA
Additional Noninterest Income$-1,406,0005,174
Total noninterest expense$12,530,0001,582
Salaries and employee benefits$5,564,0001,957
Premises and equipment expense$1,900,0001,216
Additional noninterest expense$5,066,0001,228
Pre-tax net operating income$1,382,0003,492
Securities gains (losses)$42,0001,316
Applicable income taxes$03,859
Income before extraordinary items$1,424,0003,335
Extraordinary gains, net$011
Net income$1,424,0003,336
Minority interest net income$076
Net income of bank and minority interests.$1,424,0003,336
Net charge-offs$3,625,000268
Cash dividends$1,575,0001,824
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,382,0003,342
2019-09-30 (YTD Data)Rank
Total interest income$13,413,0001,686
Total interest expense$1,060,0002,841
Net interest income$12,353,0001,481
Provision for loan and lease losses$2,679,000325
Total noninterest income$-295,0005,240
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,478,000634
Trading account gains and feesNANA
Additional Noninterest Income$-1,773,0005,254
Total noninterest expense$9,531,0001,567
Salaries and employee benefits$4,239,0001,937
Premises and equipment expense$1,457,0001,207
Additional noninterest expense$3,835,0001,215
Pre-tax net operating income$-152,0005,113
Securities gains (losses)$3,0001,926
Applicable income taxes$03,902
Income before extraordinary items$-149,0005,120
Extraordinary gains, net$011
Net income$-149,0005,120
Minority interest net income$072
Net income of bank and minority interests.$-149,0005,120
Net charge-offs$621,000665
Cash dividends$1,575,0001,410
Sale, conversion, retirement of capital stock, net$0590
Net operating income$-152,0005,112
2019-06-30 (YTD Data)Rank
Total interest income$9,105,0001,663
Total interest expense$729,0002,790
Net interest income$8,376,0001,459
Provision for loan and lease losses$425,000960
Total noninterest income$867,0002,119
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$848,000724
Trading account gains and feesNANA
Additional Noninterest Income$19,0004,896
Total noninterest expense$6,362,0001,573
Salaries and employee benefits$2,808,0001,953
Premises and equipment expense$985,0001,196
Additional noninterest expense$2,569,0001,232
Pre-tax net operating income$2,456,0001,814
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,456,0001,629
Extraordinary gains, net$011
Net income$2,456,0001,630
Minority interest net income$069
Net income of bank and minority interests.$2,456,0001,630
Net charge-offs$71,0001,600
Cash dividends$1,275,0001,229
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,456,0001,594
2019-03-31 (YTD Data)Rank
Total interest income$4,438,0001,691
Total interest expense$336,0002,876
Net interest income$4,102,0001,482
Provision for loan and lease losses$270,000756
Total noninterest income$370,0002,262
Gross Fiduciary activities income$0972
Service charges on deposit accounts$311,000930
Trading account gains and feesNANA
Additional Noninterest Income$59,0003,838
Total noninterest expense$3,058,0001,623
Salaries and employee benefits$1,388,0001,982
Premises and equipment expense$512,0001,170
Additional noninterest expense$1,158,0001,333
Pre-tax net operating income$1,144,0001,873
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,144,0001,692
Extraordinary gains, net$05
Net income$1,144,0001,690
Minority interest net income$052
Net income of bank and minority interests.$1,144,0001,691
Net charge-offs$48,0001,230
Cash dividends$675,0001,102
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,144,0001,667
2018-12-31 (YTD Data)Rank
Total interest income$18,268,0001,567
Total interest expense$1,501,0002,333
Net interest income$16,767,0001,440
Provision for loan and lease losses$1,506,000616
Total noninterest income$2,316,0001,834
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,259,000949
Trading account gains and feesNANA
Additional Noninterest Income$1,057,0002,195
Total noninterest expense$12,659,0001,540
Salaries and employee benefits$5,227,0002,029
Premises and equipment expense$1,998,0001,172
Additional noninterest expense$5,434,0001,164
Pre-tax net operating income$4,918,0001,800
Securities gains (losses)$21,000564
Applicable income taxes$03,978
Income before extraordinary items$4,939,0001,598
Extraordinary gains, net$06
Net income$4,939,0001,597
Minority interest net income$072
Net income of bank and minority interests.$4,939,0001,597
Net charge-offs$1,367,000460
Cash dividends$3,660,000938
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,918,0001,598
2018-09-30 (YTD Data)Rank
Total interest income$13,197,0001,603
Total interest expense$1,115,0002,281
Net interest income$12,082,0001,492
Provision for loan and lease losses$913,000697
Total noninterest income$2,085,0001,646
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$962,000936
Trading account gains and feesNANA
Additional Noninterest Income$1,123,0001,810
Total noninterest expense$9,351,0001,556
Salaries and employee benefits$3,786,0002,071
Premises and equipment expense$1,496,0001,172
Additional noninterest expense$4,069,0001,167
Pre-tax net operating income$3,903,0001,745
Securities gains (losses)$21,000556
Applicable income taxes$04,032
Income before extraordinary items$3,924,0001,545
Extraordinary gains, net$05
Net income$3,924,0001,544
Minority interest net income$066
Net income of bank and minority interests.$3,924,0001,544
Net charge-offs$945,000462
Cash dividends$2,860,000811
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,903,0001,537
2018-06-30 (YTD Data)Rank
Total interest income$9,065,0001,545
Total interest expense$745,0002,191
Net interest income$8,320,0001,446
Provision for loan and lease losses$503,000811
Total noninterest income$1,129,0001,870
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$674,000895
Trading account gains and feesNANA
Additional Noninterest Income$455,0002,358
Total noninterest expense$6,360,0001,545
Salaries and employee benefits$2,532,0002,085
Premises and equipment expense$983,0001,198
Additional noninterest expense$2,845,0001,119
Pre-tax net operating income$2,586,0001,715
Securities gains (losses)$21,000466
Applicable income taxes$04,018
Income before extraordinary items$2,607,0001,522
Extraordinary gains, net$06
Net income$2,607,0001,521
Minority interest net income$065
Net income of bank and minority interests.$2,607,0001,521
Net charge-offs$316,000699
Cash dividends$1,890,000817
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,586,0001,515
2018-03-31 (YTD Data)Rank
Total interest income$4,417,0001,566
Total interest expense$360,0002,175
Net interest income$4,057,0001,479
Provision for loan and lease losses$460,000500
Total noninterest income$737,0001,572
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$330,000916
Trading account gains and feesNANA
Additional Noninterest Income$407,0001,697
Total noninterest expense$3,037,0001,615
Salaries and employee benefits$1,271,0002,105
Premises and equipment expense$524,0001,145
Additional noninterest expense$1,242,0001,248
Pre-tax net operating income$1,297,0001,677
Securities gains (losses)$21,000329
Applicable income taxes$03,948
Income before extraordinary items$1,318,0001,465
Extraordinary gains, net$07
Net income$1,318,0001,465
Minority interest net income$052
Net income of bank and minority interests.$1,318,0001,465
Net charge-offs$382,000365
Cash dividends$945,000772
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,297,0001,479
2017-12-31 (YTD Data)Rank
Total interest income$16,469,0001,618
Total interest expense$1,661,0001,768
Net interest income$14,808,0001,581
Provision for loan and lease losses$1,105,000826
Total noninterest income$2,911,0001,624
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$903,0001,285
Trading account gains and feesNANA
Additional Noninterest Income$2,008,0001,532
Total noninterest expense$12,235,0001,599
Salaries and employee benefits$4,949,0002,100
Premises and equipment expense$2,211,0001,064
Additional noninterest expense$5,075,0001,233
Pre-tax net operating income$4,379,0001,911
Securities gains (losses)$1,0002,108
Applicable income taxes$04,135
Income before extraordinary items$4,380,0001,503
Extraordinary gains, net$09
Net income$4,380,0001,503
Minority interest net income$076
Net income of bank and minority interests.$4,380,0001,503
Net charge-offs$948,000717
Cash dividends$3,595,000890
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,379,0001,490
2017-09-30 (YTD Data)Rank
Total interest income$12,220,0001,635
Total interest expense$1,251,0001,753
Net interest income$10,969,0001,595
Provision for loan and lease losses$1,035,000669
Total noninterest income$2,116,0001,669
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$672,0001,308
Trading account gains and feesNANA
Additional Noninterest Income$1,444,0001,595
Total noninterest expense$8,963,0001,637
Salaries and employee benefits$3,790,0002,080
Premises and equipment expense$1,691,0001,058
Additional noninterest expense$3,482,0001,317
Pre-tax net operating income$3,087,0002,019
Securities gains (losses)$2,0002,024
Applicable income taxes$04,172
Income before extraordinary items$3,089,0001,701
Extraordinary gains, net$09
Net income$3,089,0001,702
Minority interest net income$071
Net income of bank and minority interests.$3,089,0001,702
Net charge-offs$679,000647
Cash dividends$2,750,000819
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,087,0001,680
2017-06-30 (YTD Data)Rank
Total interest income$8,083,0001,631
Total interest expense$843,0001,703
Net interest income$7,240,0001,601
Provision for loan and lease losses$295,0001,256
Total noninterest income$1,434,0001,643
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$434,0001,323
Trading account gains and feesNANA
Additional Noninterest Income$1,000,0001,536
Total noninterest expense$5,881,0001,657
Salaries and employee benefits$2,506,0002,105
Premises and equipment expense$1,142,0001,045
Additional noninterest expense$2,233,0001,366
Pre-tax net operating income$2,498,0001,705
Securities gains (losses)$2,0001,641
Applicable income taxes$04,189
Income before extraordinary items$2,500,0001,429
Extraordinary gains, net$011
Net income$2,500,0001,429
Minority interest net income$071
Net income of bank and minority interests.$2,500,0001,430
Net charge-offs$223,000987
Cash dividends$1,900,000809
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,498,0001,411
2017-03-31 (YTD Data)Rank
Total interest income$4,152,0001,576
Total interest expense$418,0001,701
Net interest income$3,734,0001,541
Provision for loan and lease losses$03,537
Total noninterest income$577,0001,868
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$212,0001,344
Trading account gains and feesNANA
Additional Noninterest Income$365,0001,843
Total noninterest expense$2,845,0001,723
Salaries and employee benefits$1,195,0002,210
Premises and equipment expense$568,0001,059
Additional noninterest expense$1,082,0001,400
Pre-tax net operating income$1,466,0001,465
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,466,0001,238
Extraordinary gains, net$08
Net income$1,466,0001,237
Minority interest net income$055
Net income of bank and minority interests.$1,466,0001,238
Net charge-offs$3,0002,592
Cash dividends$1,025,000705
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,466,0001,225
2016-12-31 (YTD Data)Rank
Total interest income$17,493,0001,455
Total interest expense$1,651,0001,663
Net interest income$15,842,0001,422
Provision for loan and lease losses$1,175,000799
Total noninterest income$1,332,0002,635
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$706,0001,600
Trading account gains and fees$0170
Additional Noninterest Income$626,0002,971
Total noninterest expense$10,296,0001,852
Salaries and employee benefits$4,114,0002,448
Premises and equipment expense$1,798,0001,296
Additional noninterest expense$4,384,0001,406
Pre-tax net operating income$5,703,0001,459
Securities gains (losses)$49,0001,853
Applicable income taxes$04,278
Income before extraordinary items$5,752,0001,236
Extraordinary gains, net$05
Net income$5,752,0001,235
Minority interest net income$082
Net income of bank and minority interests.$5,752,0001,235
Net charge-offs$417,0001,213
Cash dividends$4,500,000731
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,703,0001,216
2016-09-30 (YTD Data)Rank
Total interest income$13,361,0001,425
Total interest expense$1,243,0001,655
Net interest income$12,118,0001,406
Provision for loan and lease losses$1,255,000589
Total noninterest income$1,008,0002,632
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$509,0001,659
Trading account gains and fees$0169
Additional Noninterest Income$499,0002,901
Total noninterest expense$7,083,0002,008
Salaries and employee benefits$3,043,0002,454
Premises and equipment expense$1,254,0001,375
Additional noninterest expense$2,786,0001,636
Pre-tax net operating income$4,788,0001,354
Securities gains (losses)$49,0001,784
Applicable income taxes$04,325
Income before extraordinary items$4,837,0001,142
Extraordinary gains, net$05
Net income$4,837,0001,140
Minority interest net income$071
Net income of bank and minority interests.$4,837,0001,142
Net charge-offs$517,000776
Cash dividends$3,725,000646
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,788,0001,124
2016-06-30 (YTD Data)Rank
Total interest income$8,889,0001,432
Total interest expense$825,0001,652
Net interest income$8,064,0001,411
Provision for loan and lease losses$710,000643
Total noninterest income$658,0002,632
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$324,0001,706
Trading account gains and fees$0157
Additional Noninterest Income$334,0002,888
Total noninterest expense$4,456,0002,092
Salaries and employee benefits$2,019,0002,487
Premises and equipment expense$827,0001,392
Additional noninterest expense$1,610,0001,860
Pre-tax net operating income$3,556,0001,225
Securities gains (losses)$48,0001,455
Applicable income taxes$04,338
Income before extraordinary items$3,604,0001,018
Extraordinary gains, net$016
Net income$3,604,0001,017
Minority interest net income$071
Net income of bank and minority interests.$3,604,0001,017
Net charge-offs$-31,0005,363
Cash dividends$2,675,000615
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,556,0001,015
2016-03-31 (YTD Data)Rank
Total interest income$4,419,0001,430
Total interest expense$411,0001,659
Net interest income$4,008,0001,420
Provision for loan and lease losses$550,000430
Total noninterest income$350,0002,519
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$170,0001,626
Trading account gains and fees$0142
Additional Noninterest Income$180,0002,759
Total noninterest expense$2,121,0002,213
Salaries and employee benefits$1,005,0002,504
Premises and equipment expense$407,0001,412
Additional noninterest expense$709,0002,061
Pre-tax net operating income$1,687,0001,274
Securities gains (losses)$48,000852
Applicable income taxes$04,259
Income before extraordinary items$1,735,0001,035
Extraordinary gains, net$012
Net income$1,735,0001,036
Minority interest net income$062
Net income of bank and minority interests.$1,735,0001,036
Net charge-offs$-144,0005,940
Cash dividends$1,375,000576
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,687,0001,038
2015-12-31 (YTD Data)Rank
Total interest income$16,388,0001,504
Total interest expense$1,519,0001,752
Net interest income$14,869,0001,489
Provision for loan and lease losses$885,000908
Total noninterest income$1,329,0002,637
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$600,0001,832
Trading account gains and fees$0159
Additional Noninterest Income$729,0002,776
Total noninterest expense$8,907,0002,107
Salaries and employee benefits$3,263,0002,880
Premises and equipment expense$1,717,0001,352
Additional noninterest expense$3,927,0001,558
Pre-tax net operating income$6,406,0001,284
Securities gains (losses)$18,0002,297
Applicable income taxes$04,402
Income before extraordinary items$6,424,0001,094
Extraordinary gains, net$023
Net income$6,424,0001,094
Minority interest net income$081
Net income of bank and minority interests.$6,424,0001,094
Net charge-offs$309,0001,573
Cash dividends$4,350,000737
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,406,0001,078
2015-09-30 (YTD Data)Rank
Total interest income$11,914,0001,572
Total interest expense$1,133,0001,780
Net interest income$10,781,0001,547
Provision for loan and lease losses$585,000924
Total noninterest income$950,0002,733
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$431,0001,909
Trading account gains and fees$0153
Additional Noninterest Income$519,0002,869
Total noninterest expense$6,199,0002,231
Salaries and employee benefits$2,334,0002,992
Premises and equipment expense$1,228,0001,413
Additional noninterest expense$2,637,0001,714
Pre-tax net operating income$4,947,0001,290
Securities gains (losses)$16,0002,128
Applicable income taxes$04,489
Income before extraordinary items$4,963,0001,078
Extraordinary gains, net$021
Net income$4,963,0001,076
Minority interest net income$078
Net income of bank and minority interests.$4,963,0001,078
Net charge-offs$72,0002,462
Cash dividends$3,000,000705
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,947,0001,052
2015-06-30 (YTD Data)Rank
Total interest income$7,666,0001,631
Total interest expense$744,0001,810
Net interest income$6,922,0001,598
Provision for loan and lease losses$335,0001,024
Total noninterest income$595,0002,832
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$267,0001,994
Trading account gains and fees$0157
Additional Noninterest Income$328,0002,951
Total noninterest expense$3,843,0002,383
Salaries and employee benefits$1,453,0003,144
Premises and equipment expense$808,0001,450
Additional noninterest expense$1,582,0001,904
Pre-tax net operating income$3,339,0001,266
Securities gains (losses)$16,0001,815
Applicable income taxes$04,497
Income before extraordinary items$3,355,0001,051
Extraordinary gains, net$022
Net income$3,355,0001,052
Minority interest net income$075
Net income of bank and minority interests.$3,355,0001,052
Net charge-offs$8,0003,322
Cash dividends$1,950,000733
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,339,0001,031
2015-03-31 (YTD Data)Rank
Total interest income$3,555,0001,752
Total interest expense$366,0001,838
Net interest income$3,189,0001,725
Provision for loan and lease losses$135,0001,198
Total noninterest income$340,0002,622
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$126,0002,075
Trading account gains and fees$0152
Additional Noninterest Income$214,0002,545
Total noninterest expense$1,827,0002,513
Salaries and employee benefits$686,0003,277
Premises and equipment expense$391,0001,516
Additional noninterest expense$750,0001,982
Pre-tax net operating income$1,567,0001,286
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,567,0001,094
Extraordinary gains, net$013
Net income$1,567,0001,095
Minority interest net income$064
Net income of bank and minority interests.$1,567,0001,095
Net charge-offs$10,0002,483
Cash dividends$975,000709
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,567,0001,059
2014-12-31 (YTD Data)Rank
Total interest income$12,951,0001,921
Total interest expense$1,435,0001,969
Net interest income$11,516,0001,890
Provision for loan and lease losses$325,0001,899
Total noninterest income$807,0003,467
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$391,0002,733
Trading account gains and fees$0180
Additional Noninterest Income$416,0003,537
Total noninterest expense$7,057,0002,602
Salaries and employee benefits$2,606,0003,393
Premises and equipment expense$1,607,0001,473
Additional noninterest expense$2,844,0002,129
Pre-tax net operating income$4,941,0001,536
Securities gains (losses)$7,0002,776
Applicable income taxes$04,531
Income before extraordinary items$4,948,0001,325
Extraordinary gains, net$017
Net income$4,948,0001,325
Minority interest net income$084
Net income of bank and minority interests.$4,948,0001,324
Net charge-offs$53,0003,719
Cash dividends$3,900,000751
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,941,0001,295
2014-09-30 (YTD Data)Rank
Total interest income$9,471,0001,966
Total interest expense$1,062,0002,011
Net interest income$8,409,0001,943
Provision for loan and lease losses$235,0001,885
Total noninterest income$616,0003,471
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$298,0002,725
Trading account gains and fees$0174
Additional Noninterest Income$318,0003,552
Total noninterest expense$4,816,0002,791
Salaries and employee benefits$1,799,0003,583
Premises and equipment expense$1,136,0001,569
Additional noninterest expense$1,881,0002,392
Pre-tax net operating income$3,974,0001,465
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$3,974,0001,226
Extraordinary gains, net$015
Net income$3,974,0001,223
Minority interest net income$081
Net income of bank and minority interests.$3,974,0001,225
Net charge-offs$-1,0005,188
Cash dividends$2,825,000707
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,974,0001,212
2014-06-30 (YTD Data)Rank
Total interest income$6,135,0002,012
Total interest expense$692,0002,071
Net interest income$5,443,0001,981
Provision for loan and lease losses$185,0001,713
Total noninterest income$434,0003,363
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$202,0002,687
Trading account gains and fees$0172
Additional Noninterest Income$232,0003,411
Total noninterest expense$3,021,0002,925
Salaries and employee benefits$1,135,0003,751
Premises and equipment expense$712,0001,662
Additional noninterest expense$1,174,0002,540
Pre-tax net operating income$2,671,0001,419
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$2,671,0001,189
Extraordinary gains, net$020
Net income$2,671,0001,189
Minority interest net income$080
Net income of bank and minority interests.$2,671,0001,190
Net charge-offs$28,0003,210
Cash dividends$1,775,000722
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,671,0001,168
2014-03-31 (YTD Data)Rank
Total interest income$2,946,0002,079
Total interest expense$341,0002,127
Net interest income$2,605,0002,045
Provision for loan and lease losses$85,0001,736
Total noninterest income$263,0002,984
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$106,0002,552
Trading account gains and fees$0147
Additional Noninterest Income$157,0002,907
Total noninterest expense$1,321,0003,245
Salaries and employee benefits$517,0003,990
Premises and equipment expense$359,0001,677
Additional noninterest expense$445,0003,163
Pre-tax net operating income$1,462,0001,277
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,462,0001,075
Extraordinary gains, net$016
Net income$1,462,0001,076
Minority interest net income$066
Net income of bank and minority interests.$1,462,0001,076
Net charge-offs$03,660
Cash dividends$1,025,000593
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,462,0001,052
2013-12-31 (YTD Data)Rank
Total interest income$10,464,0002,325
Total interest expense$1,254,0002,494
Net interest income$9,210,0002,269
Provision for loan and lease losses$465,0001,937
Total noninterest income$1,146,0002,982
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$454,0002,569
Trading account gains and fees$0184
Additional Noninterest Income$692,0002,884
Total noninterest expense$5,442,0003,202
Salaries and employee benefits$2,146,0003,919
Premises and equipment expense$1,104,0002,057
Additional noninterest expense$2,192,0002,785
Pre-tax net operating income$4,449,0001,568
Securities gains (losses)$135,0001,133
Applicable income taxes$04,631
Income before extraordinary items$4,584,0001,329
Extraordinary gains, net$029
Net income$4,584,0001,331
Minority interest net income$090
Net income of bank and minority interests.$4,584,0001,332
Net charge-offs$178,0003,148
Cash dividends$4,350,000637
Sale, conversion, retirement of capital stock, net$4,000,000101
Net operating income$4,449,0001,334
2013-09-30 (YTD Data)Rank
Total interest income$7,556,0002,424
Total interest expense$922,0002,592
Net interest income$6,634,0002,386
Provision for loan and lease losses$190,0002,650
Total noninterest income$653,0003,526
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$350,0002,541
Trading account gains and fees$0180
Additional Noninterest Income$303,0003,738
Total noninterest expense$3,611,0003,507
Salaries and employee benefits$1,522,0004,054
Premises and equipment expense$757,0002,259
Additional noninterest expense$1,332,0003,252
Pre-tax net operating income$3,486,0001,541
Securities gains (losses)$134,0001,039
Applicable income taxes$04,713
Income before extraordinary items$3,620,0001,271
Extraordinary gains, net$025
Net income$3,620,0001,272
Minority interest net income$084
Net income of bank and minority interests.$3,620,0001,273
Net charge-offs$78,0003,492
Cash dividends$3,400,000576
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,486,0001,280
2013-06-30 (YTD Data)Rank
Total interest income$4,972,0002,444
Total interest expense$612,0002,667
Net interest income$4,360,0002,410
Provision for loan and lease losses$100,0002,924
Total noninterest income$447,0003,507
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$231,0002,517
Trading account gains and fees$0157
Additional Noninterest Income$216,0003,676
Total noninterest expense$2,321,0003,616
Salaries and employee benefits$1,003,0004,103
Premises and equipment expense$486,0002,339
Additional noninterest expense$832,0003,405
Pre-tax net operating income$2,386,0001,490
Securities gains (losses)$134,000945
Applicable income taxes$04,679
Income before extraordinary items$2,520,0001,213
Extraordinary gains, net$022
Net income$2,520,0001,215
Minority interest net income$082
Net income of bank and minority interests.$2,520,0001,216
Net charge-offs$20,0004,007
Cash dividends$2,600,000498
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,386,0001,217
2013-03-31 (YTD Data)Rank
Total interest income$2,415,0002,531
Total interest expense$303,0002,753
Net interest income$2,112,0002,491
Provision for loan and lease losses$-25,0006,772
Total noninterest income$264,0003,189
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$119,0002,453
Trading account gains and fees$0148
Additional Noninterest Income$145,0003,222
Total noninterest expense$1,136,0003,696
Salaries and employee benefits$512,0004,102
Premises and equipment expense$245,0002,344
Additional noninterest expense$379,0003,647
Pre-tax net operating income$1,265,0001,400
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,265,0001,180
Extraordinary gains, net$010
Net income$1,265,0001,182
Minority interest net income$076
Net income of bank and minority interests.$1,265,0001,182
Net charge-offs$-73,0006,788
Cash dividends$750,000684
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,265,0001,130
2012-12-31 (YTD Data)Rank
Total interest income$10,136,0002,542
Total interest expense$1,380,0002,898
Net interest income$8,756,0002,444
Provision for loan and lease losses$570,0002,538
Total noninterest income$2,225,0002,035
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$497,0002,501
Trading account gains and fees$0166
Additional Noninterest Income$1,728,0001,688
Total noninterest expense$5,592,0003,196
Salaries and employee benefits$2,059,0004,067
Premises and equipment expense$1,141,0002,035
Additional noninterest expense$2,392,0002,662
Pre-tax net operating income$4,819,0001,419
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$4,819,0001,223
Extraordinary gains, net$029
Net income$4,819,0001,225
Minority interest net income$093
Net income of bank and minority interests.$4,819,0001,224
Net charge-offs$249,0003,533
Cash dividends$3,375,000799
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,819,0001,167
2012-09-30 (YTD Data)Rank
Total interest income$7,714,0002,552
Total interest expense$1,072,0002,914
Net interest income$6,642,0002,463
Provision for loan and lease losses$430,0002,485
Total noninterest income$1,976,0001,805
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$383,0002,470
Trading account gains and fees$0157
Additional Noninterest Income$1,593,0001,463
Total noninterest expense$4,006,0003,334
Salaries and employee benefits$1,476,0004,187
Premises and equipment expense$864,0002,042
Additional noninterest expense$1,666,0002,860
Pre-tax net operating income$4,182,0001,281
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$4,182,0001,089
Extraordinary gains, net$020
Net income$4,182,0001,090
Minority interest net income$086
Net income of bank and minority interests.$4,182,0001,090
Net charge-offs$131,0003,719
Cash dividends$2,775,000593
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,182,0001,026
2012-06-30 (YTD Data)Rank
Total interest income$5,299,0002,492
Total interest expense$753,0002,893
Net interest income$4,546,0002,403
Provision for loan and lease losses$280,0002,537
Total noninterest income$1,304,0001,801
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$267,0002,364
Trading account gains and fees$0153
Additional Noninterest Income$1,037,0001,482
Total noninterest expense$2,495,0003,505
Salaries and employee benefits$1,001,0004,167
Premises and equipment expense$537,0002,150
Additional noninterest expense$957,0003,240
Pre-tax net operating income$3,075,0001,161
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$3,075,000993
Extraordinary gains, net$019
Net income$3,075,000993
Minority interest net income$084
Net income of bank and minority interests.$3,075,000993
Net charge-offs$52,0004,001
Cash dividends$2,025,000516
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,075,000933
2012-03-31 (YTD Data)Rank
Total interest income$2,676,0002,505
Total interest expense$401,0002,862
Net interest income$2,275,0002,408
Provision for loan and lease losses$95,0002,953
Total noninterest income$309,0002,900
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$131,0002,388
Trading account gains and fees$0148
Additional Noninterest Income$178,0002,819
Total noninterest expense$1,225,0003,576
Salaries and employee benefits$503,0004,190
Premises and equipment expense$255,0002,268
Additional noninterest expense$467,0003,258
Pre-tax net operating income$1,264,0001,386
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,264,0001,166
Extraordinary gains, net$019
Net income$1,264,0001,166
Minority interest net income$078
Net income of bank and minority interests.$1,264,0001,166
Net charge-offs$-81,0007,151
Cash dividends$975,000498
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,264,0001,102
2011-12-31 (YTD Data)Rank
Total interest income$9,312,0002,950
Total interest expense$1,639,0003,213
Net interest income$7,673,0002,842
Provision for loan and lease losses$735,0002,869
Total noninterest income$1,510,0002,435
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$594,0002,261
Trading account gains and fees$0146
Additional Noninterest Income$916,0002,260
Total noninterest expense$5,222,0003,415
Salaries and employee benefits$1,863,0004,348
Premises and equipment expense$1,159,0002,124
Additional noninterest expense$2,200,0002,860
Pre-tax net operating income$3,226,0001,714
Securities gains (losses)$12,0003,271
Applicable income taxes$04,719
Income before extraordinary items$3,238,0001,508
Extraordinary gains, net$029
Net income$3,238,0001,508
Minority interest net income$096
Net income of bank and minority interests.$3,238,0001,508
Net charge-offs$-427,0007,327
Cash dividends$3,675,000564
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,226,0001,443
2011-09-30 (YTD Data)Rank
Total interest income$6,923,0003,004
Total interest expense$1,245,0003,302
Net interest income$5,678,0002,886
Provision for loan and lease losses$625,0002,588
Total noninterest income$2,018,0001,602
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$448,0002,266
Trading account gains and fees$0145
Additional Noninterest Income$1,570,0001,304
Total noninterest expense$3,778,0003,527
Salaries and employee benefits$1,361,0004,420
Premises and equipment expense$834,0002,213
Additional noninterest expense$1,583,0002,998
Pre-tax net operating income$3,293,0001,366
Securities gains (losses)$12,0002,990
Applicable income taxes$04,740
Income before extraordinary items$3,305,0001,159
Extraordinary gains, net$021
Net income$3,305,0001,159
Minority interest net income$087
Net income of bank and minority interests.$3,305,0001,159
Net charge-offs$-548,0007,405
Cash dividends$2,900,000469
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,293,0001,107
2011-06-30 (YTD Data)Rank
Total interest income$4,546,0003,056
Total interest expense$859,0003,317
Net interest income$3,687,0002,944
Provision for loan and lease losses$200,0003,519
Total noninterest income$756,0002,410
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$291,0002,282
Trading account gains and fees$0153
Additional Noninterest Income$465,0002,204
Total noninterest expense$2,191,0003,927
Salaries and employee benefits$883,0004,543
Premises and equipment expense$475,0002,555
Additional noninterest expense$833,0003,637
Pre-tax net operating income$2,052,0001,416
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,052,0001,218
Extraordinary gains, net$015
Net income$2,052,0001,216
Minority interest net income$089
Net income of bank and minority interests.$2,052,0001,218
Net charge-offs$-96,0007,374
Cash dividends$1,950,000443
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,052,0001,169
2011-03-31 (YTD Data)Rank
Total interest income$2,254,0003,094
Total interest expense$451,0003,304
Net interest income$1,803,0002,996
Provision for loan and lease losses$100,0003,337
Total noninterest income$444,0002,190
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$129,0002,477
Trading account gains and fees$0158
Additional Noninterest Income$315,0001,856
Total noninterest expense$1,048,0004,063
Salaries and employee benefits$441,0004,571
Premises and equipment expense$234,0002,627
Additional noninterest expense$373,0003,914
Pre-tax net operating income$1,099,0001,321
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,099,0001,118
Extraordinary gains, net$09
Net income$1,099,0001,116
Minority interest net income$086
Net income of bank and minority interests.$1,099,0001,118
Net charge-offs$16,0004,159
Cash dividends$925,000423
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,099,0001,088
2010-12-31 (YTD Data)Rank
Total interest income$10,046,0002,948
Total interest expense$2,546,0002,951
Net interest income$7,500,0002,899
Provision for loan and lease losses$1,025,0003,006
Total noninterest income$838,0003,560
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$539,0002,500
Trading account gains and fees$0175
Additional Noninterest Income$299,0003,949
Total noninterest expense$4,587,0003,845
Salaries and employee benefits$1,968,0004,280
Premises and equipment expense$870,0002,773
Additional noninterest expense$1,749,0003,601
Pre-tax net operating income$2,726,0001,762
Securities gains (losses)$148,0001,838
Applicable income taxes$04,655
Income before extraordinary items$2,874,0001,454
Extraordinary gains, net$029
Net income$2,874,0001,456
Minority interest net income$0111
Net income of bank and minority interests.$2,874,0001,457
Net charge-offs$997,0002,688
Cash dividends$2,350,000709
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,726,0001,472
2010-09-30 (YTD Data)Rank
Total interest income$7,742,0002,937
Total interest expense$2,006,0002,943
Net interest income$5,736,0002,878
Provision for loan and lease losses$900,0002,663
Total noninterest income$638,0003,566
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$414,0002,515
Trading account gains and fees$0165
Additional Noninterest Income$224,0003,989
Total noninterest expense$3,311,0003,949
Salaries and employee benefits$1,403,0004,454
Premises and equipment expense$651,0002,842
Additional noninterest expense$1,257,0003,694
Pre-tax net operating income$2,163,0001,789
Securities gains (losses)$148,0001,609
Applicable income taxes$04,726
Income before extraordinary items$2,311,0001,441
Extraordinary gains, net$023
Net income$2,311,0001,444
Minority interest net income$0110
Net income of bank and minority interests.$2,311,0001,444
Net charge-offs$929,0002,280
Cash dividends$1,700,000632
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,163,0001,476
2010-06-30 (YTD Data)Rank
Total interest income$4,919,0003,085
Total interest expense$1,406,0002,934
Net interest income$3,513,0003,101
Provision for loan and lease losses$250,0003,882
Total noninterest income$416,0003,559
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$278,0002,509
Trading account gains and fees$0152
Additional Noninterest Income$138,0004,125
Total noninterest expense$2,117,0004,080
Salaries and employee benefits$923,0004,507
Premises and equipment expense$421,0002,929
Additional noninterest expense$773,0003,881
Pre-tax net operating income$1,562,0001,666
Securities gains (losses)$148,0001,144
Applicable income taxes$04,691
Income before extraordinary items$1,710,0001,293
Extraordinary gains, net$019
Net income$1,710,0001,294
Minority interest net income$0105
Net income of bank and minority interests.$1,710,0001,294
Net charge-offs$296,0003,062
Cash dividends$1,025,000684
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,562,0001,359
2010-03-31 (YTD Data)Rank
Total interest income$2,507,0003,101
Total interest expense$691,0003,090
Net interest income$1,816,0003,046
Provision for loan and lease losses$06,552
Total noninterest income$183,0003,852
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$133,0002,584
Trading account gains and fees$0175
Additional Noninterest Income$50,0004,691
Total noninterest expense$1,028,0004,203
Salaries and employee benefits$455,0004,622
Premises and equipment expense$201,0003,102
Additional noninterest expense$372,0003,982
Pre-tax net operating income$971,0001,339
Securities gains (losses)$148,000633
Applicable income taxes$04,611
Income before extraordinary items$1,119,000980
Extraordinary gains, net$016
Net income$1,119,000984
Minority interest net income$091
Net income of bank and minority interests.$1,119,000984
Net charge-offs$-24,0007,680
Cash dividends$200,0001,369
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$971,0001,082
2009-12-31 (YTD Data)Rank
Total interest income$10,668,0003,064
Total interest expense$3,243,0003,220
Net interest income$7,425,0002,911
Provision for loan and lease losses$725,0003,987
Total noninterest income$907,0003,523
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$629,0002,455
Trading account gains and fees$0211
Additional Noninterest Income$278,0004,081
Total noninterest expense$4,537,0003,974
Salaries and employee benefits$1,874,0004,570
Premises and equipment expense$878,0002,882
Additional noninterest expense$1,785,0003,623
Pre-tax net operating income$3,070,0001,301
Securities gains (losses)$177,0001,646
Applicable income taxes$04,388
Income before extraordinary items$3,247,0001,040
Extraordinary gains, net$034
Net income$3,247,0001,036
Minority interest net income$0115
Net income of bank and minority interests.$3,247,0001,039
Net charge-offs$51,0006,205
Cash dividends$3,435,000508
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,070,0001,094
2009-09-30 (YTD Data)Rank
Total interest income$8,079,0003,081
Total interest expense$2,447,0003,337
Net interest income$5,632,0002,878
Provision for loan and lease losses$07,284
Total noninterest income$683,0003,571
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$476,0002,458
Trading account gains and fees$0212
Additional Noninterest Income$207,0004,232
Total noninterest expense$3,123,0004,248
Salaries and employee benefits$1,378,0004,641
Premises and equipment expense$630,0003,029
Additional noninterest expense$1,115,0004,081
Pre-tax net operating income$3,192,0001,023
Securities gains (losses)$177,0001,382
Applicable income taxes$04,592
Income before extraordinary items$3,369,000810
Extraordinary gains, net$027
Net income$3,369,000808
Minority interest net income$0118
Net income of bank and minority interests.$3,369,000811
Net charge-offs$-179,0008,073
Cash dividends$2,835,000448
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,192,000843
2009-06-30 (YTD Data)Rank
Total interest income$5,253,0003,182
Total interest expense$1,625,0003,467
Net interest income$3,628,0002,958
Provision for loan and lease losses$07,158
Total noninterest income$444,0003,652
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$328,0002,352
Trading account gains and fees$0193
Additional Noninterest Income$116,0004,544
Total noninterest expense$1,954,0004,442
Salaries and employee benefits$888,0004,788
Premises and equipment expense$421,0003,052
Additional noninterest expense$645,0004,520
Pre-tax net operating income$2,118,0001,061
Securities gains (losses)$177,0001,088
Applicable income taxes$04,657
Income before extraordinary items$2,295,000812
Extraordinary gains, net$021
Net income$2,295,000810
Minority interest net income$0112
Net income of bank and minority interests.$2,295,000812
Net charge-offs$-146,0008,161
Cash dividends$2,000,000443
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,118,000859
2009-03-31 (YTD Data)Rank
Total interest income$2,621,0003,211
Total interest expense$794,0003,638
Net interest income$1,827,0002,941
Provision for loan and lease losses$06,744
Total noninterest income$238,0003,484
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$182,0002,131
Trading account gains and fees$0171
Additional Noninterest Income$56,0004,631
Total noninterest expense$910,0004,580
Salaries and employee benefits$448,0004,805
Premises and equipment expense$193,0003,319
Additional noninterest expense$269,0004,742
Pre-tax net operating income$1,155,0001,102
Securities gains (losses)$168,000741
Applicable income taxes$04,835
Income before extraordinary items$1,323,000780
Extraordinary gains, net$015
Net income$1,323,000781
Minority interest net income$0102
Net income of bank and minority interests.$1,323,000782
Net charge-offs$-213,0008,226
Cash dividends$1,100,000393
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,155,000865
2008-12-31 (YTD Data)Rank
Total interest income$11,491,0003,151
Total interest expense$3,493,0003,852
Net interest income$7,998,0002,701
Provision for loan and lease losses$400,0004,136
Total noninterest income$1,117,0003,184
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$591,0002,677
Trading account gains and fees$0154
Additional Noninterest Income$526,0003,093
Total noninterest expense$4,928,0003,607
Salaries and employee benefits$1,804,0004,781
Premises and equipment expense$1,042,0002,526
Additional noninterest expense$2,082,0002,760
Pre-tax net operating income$3,787,0001,445
Securities gains (losses)$264,000599
Applicable income taxes$04,979
Income before extraordinary items$4,051,0001,035
Extraordinary gains, net$039
Net income$4,051,0001,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$515,0002,763
Cash dividends$2,950,000932
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,787,0001,160
2008-09-30 (YTD Data)Rank
Total interest income$8,812,0003,164
Total interest expense$2,672,0003,906
Net interest income$6,140,0002,669
Provision for loan and lease losses$400,0003,072
Total noninterest income$906,0003,093
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$431,0002,751
Trading account gains and fees$0148
Additional Noninterest Income$475,0002,898
Total noninterest expense$3,650,0003,640
Salaries and employee benefits$1,305,0004,904
Premises and equipment expense$789,0002,523
Additional noninterest expense$1,556,0002,693
Pre-tax net operating income$2,996,0001,626
Securities gains (losses)$245,000536
Applicable income taxes$05,372
Income before extraordinary items$3,241,0001,131
Extraordinary gains, net$031
Net income$3,241,0001,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0002,064
Cash dividends$1,800,0001,125
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,996,0001,314
2008-06-30 (YTD Data)Rank
Total interest income$6,077,0003,117
Total interest expense$1,821,0003,977
Net interest income$4,256,0002,571
Provision for loan and lease losses$400,0002,155
Total noninterest income$352,0004,270
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$291,0002,704
Trading account gains and fees$0149
Additional Noninterest Income$61,0005,834
Total noninterest expense$2,027,0004,194
Salaries and employee benefits$855,0005,007
Premises and equipment expense$487,0002,704
Additional noninterest expense$685,0003,774
Pre-tax net operating income$2,181,0001,560
Securities gains (losses)$245,000528
Applicable income taxes$05,627
Income before extraordinary items$2,426,0001,129
Extraordinary gains, net$021
Net income$2,426,0001,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,0001,364
Cash dividends$1,300,0001,127
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,181,0001,246
2008-03-31 (YTD Data)Rank
Total interest income$3,187,0003,058
Total interest expense$942,0004,058
Net interest income$2,245,0002,443
Provision for loan and lease losses$06,080
Total noninterest income$173,0004,280
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$139,0002,775
Trading account gains and fees$0158
Additional Noninterest Income$34,0005,717
Total noninterest expense$983,0004,292
Salaries and employee benefits$419,0005,103
Premises and equipment expense$248,0002,682
Additional noninterest expense$316,0003,968
Pre-tax net operating income$1,435,0001,324
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,435,0001,047
Extraordinary gains, net$015
Net income$1,435,0001,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,108
Cash dividends$400,0001,571
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,435,0001,009
2007-12-31 (YTD Data)Rank
Total interest income$10,999,0003,525
Total interest expense$3,417,0004,406
Net interest income$7,582,0002,885
Provision for loan and lease losses$125,0004,554
Total noninterest income$874,0003,821
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$645,0002,535
Trading account gains and fees$0178
Additional Noninterest Income$229,0004,786
Total noninterest expense$4,438,0003,802
Salaries and employee benefits$1,827,0004,705
Premises and equipment expense$924,0002,748
Additional noninterest expense$1,687,0003,104
Pre-tax net operating income$3,893,0002,027
Securities gains (losses)$-17,0007,711
Applicable income taxes$06,070
Income before extraordinary items$3,876,0001,644
Extraordinary gains, net$039
Net income$3,876,0001,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-252,0008,465
Cash dividends$2,800,0001,261
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,893,0001,627
2007-09-30 (YTD Data)Rank
Total interest income$8,208,0003,543
Total interest expense$2,488,0004,496
Net interest income$5,720,0002,858
Provision for loan and lease losses$50,0005,025
Total noninterest income$688,0003,714
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$490,0002,481
Trading account gains and fees$0184
Additional Noninterest Income$198,0004,503
Total noninterest expense$2,966,0004,136
Salaries and employee benefits$1,260,0004,945
Premises and equipment expense$694,0002,728
Additional noninterest expense$1,012,0003,665
Pre-tax net operating income$3,392,0001,899
Securities gains (losses)$-17,0007,911
Applicable income taxes$06,220
Income before extraordinary items$3,375,0001,507
Extraordinary gains, net$033
Net income$3,375,0001,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-163,0008,443
Cash dividends$1,900,0001,278
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,392,0001,494
2007-06-30 (YTD Data)Rank
Total interest income$5,203,0003,689
Total interest expense$1,555,0004,678
Net interest income$3,648,0003,009
Provision for loan and lease losses$06,209
Total noninterest income$418,0003,939
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$335,0002,436
Trading account gains and fees$0168
Additional Noninterest Income$83,0005,442
Total noninterest expense$1,924,0004,231
Salaries and employee benefits$815,0005,079
Premises and equipment expense$460,0002,757
Additional noninterest expense$649,0003,780
Pre-tax net operating income$2,142,0002,040
Securities gains (losses)$-20,0008,139
Applicable income taxes$06,265
Income before extraordinary items$2,122,0001,633
Extraordinary gains, net$029
Net income$2,122,0001,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,0008,306
Cash dividends$1,050,0001,454
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,142,0001,605
2007-03-31 (YTD Data)Rank
Total interest income$2,455,0003,829
Total interest expense$732,0004,854
Net interest income$1,723,0003,154
Provision for loan and lease losses$05,779
Total noninterest income$231,0003,721
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$181,0002,242
Trading account gains and fees$0195
Additional Noninterest Income$50,0005,113
Total noninterest expense$927,0004,364
Salaries and employee benefits$403,0005,142
Premises and equipment expense$240,0002,681
Additional noninterest expense$284,0004,126
Pre-tax net operating income$1,027,0002,120
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,027,0001,676
Extraordinary gains, net$022
Net income$1,027,0001,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-60,0008,426
Cash dividends$350,0001,794
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,027,0001,664
2006-12-31 (YTD Data)Rank
Total interest income$9,334,0003,764
Total interest expense$2,647,0004,671
Net interest income$6,687,0003,238
Provision for loan and lease losses$06,850
Total noninterest income$776,0004,137
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$699,0002,373
Trading account gains and fees$0130
Additional Noninterest Income$77,0006,735
Total noninterest expense$3,992,0004,007
Salaries and employee benefits$1,600,0004,990
Premises and equipment expense$755,0003,140
Additional noninterest expense$1,637,0003,066
Pre-tax net operating income$3,471,0002,500
Securities gains (losses)$01,687
Applicable income taxes$33,0005,706
Income before extraordinary items$3,438,0002,048
Extraordinary gains, net$051
Net income$3,438,0002,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,128
Cash dividends$3,550,000967
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,438,0002,033
2006-09-30 (YTD Data)Rank
Total interest income$6,910,0003,773
Total interest expense$1,917,0004,679
Net interest income$4,993,0003,277
Provision for loan and lease losses$06,685
Total noninterest income$694,0003,736
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$548,0002,289
Trading account gains and fees$0126
Additional Noninterest Income$146,0005,185
Total noninterest expense$2,667,0004,330
Salaries and employee benefits$1,146,0005,119
Premises and equipment expense$548,0003,228
Additional noninterest expense$973,0003,678
Pre-tax net operating income$3,020,0002,318
Securities gains (losses)$01,388
Applicable income taxes$33,0005,694
Income before extraordinary items$2,987,0001,838
Extraordinary gains, net$045
Net income$2,987,0001,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,074
Cash dividends$2,350,0001,010
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,987,0001,817
2006-06-30 (YTD Data)Rank
Total interest income$4,492,0003,796
Total interest expense$1,222,0004,656
Net interest income$3,270,0003,325
Provision for loan and lease losses$06,419
Total noninterest income$474,0003,643
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$385,0002,169
Trading account gains and fees$0126
Additional Noninterest Income$89,0005,375
Total noninterest expense$1,760,0004,368
Salaries and employee benefits$765,0005,133
Premises and equipment expense$364,0003,218
Additional noninterest expense$631,0003,764
Pre-tax net operating income$1,984,0002,324
Securities gains (losses)$01,185
Applicable income taxes$33,0005,515
Income before extraordinary items$1,951,0001,873
Extraordinary gains, net$039
Net income$1,951,0001,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,101
Cash dividends$1,400,0001,103
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,951,0001,854
2006-03-31 (YTD Data)Rank
Total interest income$2,177,0003,837
Total interest expense$566,0004,755
Net interest income$1,611,0003,339
Provision for loan and lease losses$06,013
Total noninterest income$283,0003,198
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$227,0001,841
Trading account gains and fees$0115
Additional Noninterest Income$56,0004,890
Total noninterest expense$868,0004,433
Salaries and employee benefits$396,0005,046
Premises and equipment expense$180,0003,270
Additional noninterest expense$292,0003,980
Pre-tax net operating income$1,026,0002,232
Securities gains (losses)$0955
Applicable income taxes$33,0004,927
Income before extraordinary items$993,0001,800
Extraordinary gains, net$021
Net income$993,0001,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$300,0001,914
Sale, conversion, retirement of capital stock, net$0648
Net operating income$993,0001,790
2005-12-31 (YTD Data)Rank
Total interest income$8,329,0003,641
Total interest expense$2,123,0004,256
Net interest income$6,206,0003,329
Provision for loan and lease losses$285,0002,944
Total noninterest income$1,041,0003,457
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$656,0002,468
Trading account gains and fees$0138
Additional Noninterest Income$385,0003,836
Total noninterest expense$3,794,0004,028
Salaries and employee benefits$1,485,0005,085
Premises and equipment expense$906,0002,584
Additional noninterest expense$1,403,0003,404
Pre-tax net operating income$3,168,0002,643
Securities gains (losses)$11,0001,453
Applicable income taxes$06,964
Income before extraordinary items$3,179,0002,136
Extraordinary gains, net$046
Net income$3,179,0002,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0001,659
Cash dividends$2,450,0001,247
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,168,0002,124
2005-09-30 (YTD Data)Rank
Total interest income$6,013,0003,705
Total interest expense$1,531,0004,224
Net interest income$4,482,0003,422
Provision for loan and lease losses$350,0001,932
Total noninterest income$724,0003,663
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$483,0002,504
Trading account gains and fees$0126
Additional Noninterest Income$241,0004,195
Total noninterest expense$2,732,0004,117
Salaries and employee benefits$1,088,0005,139
Premises and equipment expense$676,0002,576
Additional noninterest expense$968,0003,586
Pre-tax net operating income$2,124,0002,927
Securities gains (losses)$11,0001,448
Applicable income taxes$06,976
Income before extraordinary items$2,135,0002,368
Extraordinary gains, net$035
Net income$2,135,0002,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$379,0001,054
Cash dividends$1,400,0001,413
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,124,0002,348
2005-06-30 (YTD Data)Rank
Total interest income$3,900,0003,714
Total interest expense$962,0004,242
Net interest income$2,938,0003,451
Provision for loan and lease losses$300,0001,505
Total noninterest income$501,0003,515
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$312,0002,545
Trading account gains and fees$0116
Additional Noninterest Income$189,0003,861
Total noninterest expense$1,900,0003,969
Salaries and employee benefits$764,0004,957
Premises and equipment expense$479,0002,428
Additional noninterest expense$657,0003,524
Pre-tax net operating income$1,239,0003,167
Securities gains (losses)$6,0001,523
Applicable income taxes$06,961
Income before extraordinary items$1,245,0002,569
Extraordinary gains, net$030
Net income$1,245,0002,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$400,000715
Cash dividends$800,0001,566
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,239,0002,541
2005-03-31 (YTD Data)Rank
Total interest income$1,918,0003,721
Total interest expense$467,0004,222
Net interest income$1,451,0003,489
Provision for loan and lease losses$400,000592
Total noninterest income$262,0003,363
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$137,0002,743
Trading account gains and fees$0115
Additional Noninterest Income$125,0003,316
Total noninterest expense$996,0003,854
Salaries and employee benefits$445,0004,486
Premises and equipment expense$232,0002,518
Additional noninterest expense$319,0003,619
Pre-tax net operating income$317,0004,847
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$317,0004,212
Extraordinary gains, net$024
Net income$317,0004,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,000528
Cash dividends$100,0002,899
Sale, conversion, retirement of capital stock, net$0491
Net operating income$317,0004,164
2004-12-31 (YTD Data)Rank
Total interest income$7,327,0003,674
Total interest expense$1,612,0004,310
Net interest income$5,715,0003,422
Provision for loan and lease losses$-325,0008,882
Total noninterest income$734,0004,277
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$494,0003,171
Trading account gains and fees$0138
Additional Noninterest Income$240,0004,720
Total noninterest expense$3,646,0004,043
Salaries and employee benefits$1,341,0005,329
Premises and equipment expense$1,019,0002,246
Additional noninterest expense$1,286,0003,554
Pre-tax net operating income$3,128,0002,504
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$3,128,0002,004
Extraordinary gains, net$034
Net income$3,128,0002,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-366,0008,926
Cash dividends$2,630,0001,072
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,128,0001,954
2004-09-30 (YTD Data)Rank
Total interest income$5,426,0003,684
Total interest expense$1,151,0004,409
Net interest income$4,275,0003,411
Provision for loan and lease losses$-325,0008,953
Total noninterest income$580,0004,170
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$373,0003,174
Trading account gains and fees$0134
Additional Noninterest Income$207,0004,432
Total noninterest expense$2,618,0004,152
Salaries and employee benefits$985,0005,375
Premises and equipment expense$728,0002,349
Additional noninterest expense$905,0003,699
Pre-tax net operating income$2,562,0002,336
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$2,562,0001,866
Extraordinary gains, net$026
Net income$2,562,0001,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-410,0008,967
Cash dividends$1,955,0001,013
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,562,0001,817
2004-06-30 (YTD Data)Rank
Total interest income$3,603,0003,693
Total interest expense$749,0004,483
Net interest income$2,854,0003,405
Provision for loan and lease losses$-325,0009,020
Total noninterest income$331,0004,561
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$256,0003,085
Trading account gains and fees$0130
Additional Noninterest Income$75,0005,718
Total noninterest expense$1,645,0004,369
Salaries and employee benefits$649,0005,450
Premises and equipment expense$453,0002,487
Additional noninterest expense$543,0004,056
Pre-tax net operating income$1,865,0002,173
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,865,0001,712
Extraordinary gains, net$021
Net income$1,865,0001,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-386,0009,035
Cash dividends$1,305,000999
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,865,0001,655
2004-03-31 (YTD Data)Rank
Total interest income$1,781,0003,734
Total interest expense$366,0004,581
Net interest income$1,415,0003,413
Provision for loan and lease losses$25,0004,502
Total noninterest income$148,0004,809
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$127,0003,037
Trading account gains and fees$0121
Additional Noninterest Income$21,0006,731
Total noninterest expense$846,0004,303
Salaries and employee benefits$319,0005,536
Premises and equipment expense$218,0002,599
Additional noninterest expense$309,0003,663
Pre-tax net operating income$692,0002,735
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$692,0002,201
Extraordinary gains, net$016
Net income$692,0002,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,612
Cash dividends$405,0001,419
Sale, conversion, retirement of capital stock, net$0464
Net operating income$692,0002,123
2003-12-31 (YTD Data)Rank
Total interest income$7,509,0003,603
Total interest expense$1,776,0004,383
Net interest income$5,733,0003,298
Provision for loan and lease losses$-29,0008,950
Total noninterest income$644,0004,778
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$512,0003,032
Trading account gains and fees$0160
Additional Noninterest Income$132,0006,059
Total noninterest expense$4,005,0003,718
Salaries and employee benefits$1,853,0004,171
Premises and equipment expense$870,0002,564
Additional noninterest expense$1,282,0003,531
Pre-tax net operating income$2,401,0002,977
Securities gains (losses)$496,000752
Applicable income taxes$07,459
Income before extraordinary items$2,897,0002,095
Extraordinary gains, net$054
Net income$2,897,0002,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-62,0008,980
Cash dividends$1,750,0001,546
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,401,0002,347
2003-09-30 (YTD Data)Rank
Total interest income$5,701,0003,618
Total interest expense$1,360,0004,455
Net interest income$4,341,0003,300
Provision for loan and lease losses$-339,0009,183
Total noninterest income$582,0004,342
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$389,0003,014
Trading account gains and fees$0153
Additional Noninterest Income$193,0004,870
Total noninterest expense$3,095,0003,604
Salaries and employee benefits$1,494,0003,931
Premises and equipment expense$651,0002,578
Additional noninterest expense$950,0003,546
Pre-tax net operating income$2,167,0002,680
Securities gains (losses)$496,000688
Applicable income taxes$07,524
Income before extraordinary items$2,663,0001,817
Extraordinary gains, net$040
Net income$2,663,0001,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-391,0009,208
Cash dividends$1,500,0001,256
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,167,0002,061
2003-06-30 (YTD Data)Rank
Total interest income$3,821,0003,636
Total interest expense$929,0004,487
Net interest income$2,892,0003,302
Provision for loan and lease losses$-583,0009,245
Total noninterest income$398,0004,259
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$270,0002,889
Trading account gains and fees$0150
Additional Noninterest Income$128,0004,871
Total noninterest expense$2,214,0003,378
Salaries and employee benefits$1,155,0003,475
Premises and equipment expense$437,0002,547
Additional noninterest expense$622,0003,609
Pre-tax net operating income$1,659,0002,386
Securities gains (losses)$496,000576
Applicable income taxes$07,529
Income before extraordinary items$2,155,0001,521
Extraordinary gains, net$030
Net income$2,155,0001,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-630,0009,255
Cash dividends$1,250,0001,080
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,659,0001,812
2003-03-31 (YTD Data)Rank
Total interest income$1,989,0003,539
Total interest expense$468,0004,551
Net interest income$1,521,0003,138
Provision for loan and lease losses$-273,0009,291
Total noninterest income$217,0003,964
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$138,0002,749
Trading account gains and fees$0134
Additional Noninterest Income$79,0004,363
Total noninterest expense$858,0004,145
Salaries and employee benefits$388,0004,714
Premises and equipment expense$185,0002,937
Additional noninterest expense$285,0003,809
Pre-tax net operating income$1,153,0001,812
Securities gains (losses)$496,000348
Applicable income taxes$07,403
Income before extraordinary items$1,649,0001,020
Extraordinary gains, net$021
Net income$1,649,0001,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-312,0009,288
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,153,0001,326
2002-12-31 (YTD Data)Rank
Total interest income$8,530,0003,448
Total interest expense$2,176,0004,539
Net interest income$6,354,0002,992
Provision for loan and lease losses$730,0001,760
Total noninterest income$763,0004,115
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$656,0002,382
Trading account gains and fees$0153
Additional Noninterest Income$107,0006,305
Total noninterest expense$3,452,0004,014
Salaries and employee benefits$1,288,0005,223
Premises and equipment expense$827,0002,608
Additional noninterest expense$1,337,0003,281
Pre-tax net operating income$2,935,0002,549
Securities gains (losses)$391,000762
Applicable income taxes$07,681
Income before extraordinary items$3,326,0001,800
Extraordinary gains, net$070
Net income$3,326,0001,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$902,0001,065
Cash dividends$450,0003,607
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,935,0001,971
2001-12-31 (YTD Data)Rank
Total interest income$9,744,0003,389
Total interest expense$3,565,0004,150
Net interest income$6,179,0002,877
Provision for loan and lease losses$2,750,000547
Total noninterest income$770,0003,952
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$641,0002,310
Trading account gains and fees$0177
Additional Noninterest Income$129,0005,838
Total noninterest expense$3,346,0003,974
Salaries and employee benefits$1,331,0004,949
Premises and equipment expense$750,0002,791
Additional noninterest expense$1,265,0003,334
Pre-tax net operating income$853,0005,327
Securities gains (losses)$311,000882
Applicable income taxes$07,903
Income before extraordinary items$1,164,0003,890
Extraordinary gains, net$0105
Net income$1,164,0003,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,571,000477
Cash dividends$3,600,000782
Sale, conversion, retirement of capital stock, net$0922
Net operating income$853,0004,593
2000-12-31 (YTD Data)Rank
Total interest income$10,014,0003,388
Total interest expense$4,067,0003,916
Net interest income$5,947,0002,969
Provision for loan and lease losses$-64,0009,776
Total noninterest income$731,0003,884
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$633,0002,183
Trading account gains and fees$0180
Additional Noninterest Income$98,0006,478
Total noninterest expense$3,316,0003,891
Salaries and employee benefits$1,361,0004,722
Premises and equipment expense$797,0002,575
Additional noninterest expense$1,158,0003,551
Pre-tax net operating income$3,426,0002,120
Securities gains (losses)$51,000716
Applicable income taxes$08,362
Income before extraordinary items$3,477,0001,513
Extraordinary gains, net$038
Net income$3,477,0001,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0009,552
Cash dividends$3,050,000940
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,426,0001,528
1999-12-31 (YTD Data)Rank
Total interest income$9,215,0003,464
Total interest expense$3,675,0003,864
Net interest income$5,540,0003,137
Provision for loan and lease losses$790,0001,200
Total noninterest income$1,061,0002,956
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$587,0002,279
Trading account gains and fees$0173
Additional Noninterest Income$474,0003,058
Total noninterest expense$3,278,0003,913
Salaries and employee benefits$1,379,0004,639
Premises and equipment expense$686,0002,912
Additional noninterest expense$1,213,0003,396
Pre-tax net operating income$2,533,0002,763
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$2,533,0002,078
Extraordinary gains, net$035
Net income$2,533,0002,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,0001,745
Cash dividends$3,325,000893
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,533,0002,050
1998-12-31 (YTD Data)Rank
Total interest income$9,331,0003,438
Total interest expense$3,801,0003,842
Net interest income$5,530,0003,103
Provision for loan and lease losses$08,652
Total noninterest income$685,0004,044
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$594,0002,166
Trading account gains and fees$0224
Additional Noninterest Income$91,0006,846
Total noninterest expense$3,091,0004,015
Salaries and employee benefits$1,307,0004,741
Premises and equipment expense$690,0002,802
Additional noninterest expense$1,094,0003,643
Pre-tax net operating income$3,124,0002,282
Securities gains (losses)$-5,00010,072
Applicable income taxes$3,0009,247
Income before extraordinary items$3,116,0001,691
Extraordinary gains, net$032
Net income$3,116,0001,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,101
Cash dividends$2,849,0001,025
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,121,0001,624
1997-12-31 (YTD Data)Rank
Total interest income$8,519,0003,749
Total interest expense$3,228,0004,420
Net interest income$5,291,0003,292
Provision for loan and lease losses$08,829
Total noninterest income$641,0004,245
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$551,0002,390
Trading account gains and fees$0239
Additional Noninterest Income$90,0007,074
Total noninterest expense$2,807,0004,324
Salaries and employee benefits$1,264,0004,879
Premises and equipment expense$645,0002,958
Additional noninterest expense$898,0004,321
Pre-tax net operating income$3,125,0002,399
Securities gains (losses)$03,944
Applicable income taxes$-145,00010,753
Income before extraordinary items$3,270,0001,651
Extraordinary gains, net$044
Net income$3,270,0001,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,261
Cash dividends$2,506,0001,085
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,270,0001,611
1996-12-31 (YTD Data)Rank
Total interest income$7,765,0004,147
Total interest expense$2,825,0005,042
Net interest income$4,940,0003,564
Provision for loan and lease losses$09,041
Total noninterest income$631,0004,412
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$550,0002,475
Trading account gains and feesNANA
Additional Noninterest Income$81,0007,707
Total noninterest expense$2,737,0004,650
Salaries and employee benefits$1,302,0004,854
Premises and equipment expense$682,0002,871
Additional noninterest expense$753,0005,439
Pre-tax net operating income$2,834,0002,483
Securities gains (losses)$04,148
Applicable income taxes$961,0002,443
Income before extraordinary items$1,873,0002,600
Extraordinary gains, net$053
Net income$1,873,0002,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-56,00011,073
Cash dividends$1,408,0001,656
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,873,0002,556
1995-12-31 (YTD Data)Rank
Total interest income$7,123,0004,484
Total interest expense$2,631,0005,337
Net interest income$4,492,0003,907
Provision for loan and lease losses$08,958
Total noninterest income$611,0004,504
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$533,0002,523
Trading account gains and feesNANA
Additional Noninterest Income$78,0008,022
Total noninterest expense$2,609,0004,815
Salaries and employee benefits$1,240,0005,070
Premises and equipment expense$583,0003,286
Additional noninterest expense$786,0005,329
Pre-tax net operating income$2,494,0002,854
Securities gains (losses)$03,831
Applicable income taxes$823,0002,814
Income before extraordinary items$1,671,0002,940
Extraordinary gains, net$065
Net income$1,671,0002,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-55,00011,512
Cash dividends$1,150,0001,816
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,671,0002,907
1994-12-31 (YTD Data)Rank
Total interest income$6,529,0004,505
Total interest expense$2,170,0005,230
Net interest income$4,359,0004,041
Provision for loan and lease losses$09,146
Total noninterest income$572,0004,822
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$485,0002,843
Trading account gains and feesNANA
Additional Noninterest Income$87,0007,945
Total noninterest expense$2,463,0005,230
Salaries and employee benefits$1,175,0005,343
Premises and equipment expense$457,0004,103
Additional noninterest expense$831,0005,523
Pre-tax net operating income$2,468,0002,863
Securities gains (losses)$03,600
Applicable income taxes$841,0002,650
Income before extraordinary items$1,627,0002,956
Extraordinary gains, net$0249
Net income$1,627,0002,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00010,674
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,627,0002,981
1993-12-31 (YTD Data)Rank
Total interest income$6,429,0004,660
Total interest expense$1,965,0005,918
Net interest income$4,464,0003,976
Provision for loan and lease losses$010,371
Total noninterest income$537,0005,337
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$410,0003,367
Trading account gains and feesNANA
Additional Noninterest Income$127,0007,107
Total noninterest expense$2,324,0005,614
Salaries and employee benefits$1,100,0005,644
Premises and equipment expense$406,0004,660
Additional noninterest expense$818,0005,819
Pre-tax net operating income$2,677,0002,554
Securities gains (losses)$07,477
Applicable income taxes$922,0002,462
Income before extraordinary items$1,755,0002,822
Extraordinary gains, net$03,149
Net income$1,755,0002,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,00012,347
Cash dividends$1,500,0001,271
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,755,0002,674
1992-12-31 (YTD Data)Rank
Total interest income$6,979,0004,833
Total interest expense$2,601,0005,791
Net interest income$4,378,0004,111
Provision for loan and lease losses$40,0009,471
Total noninterest income$468,0005,905
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$348,0003,932
Trading account gains and feesNANA
Additional Noninterest Income$120,0007,446
Total noninterest expense$2,332,0005,622
Salaries and employee benefits$1,086,0005,638
Premises and equipment expense$416,0004,661
Additional noninterest expense$830,0005,885
Pre-tax net operating income$2,474,0002,514
Securities gains (losses)$08,369
Applicable income taxes$789,0002,653
Income before extraordinary items$1,685,0002,737
Extraordinary gains, net$-74,00013,621
Net income$1,611,0002,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0008,849
Cash dividends$1,605,0001,025
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,685,0002,536

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.