Home > Southwest Bank > Income and Expense

Southwest Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$41,668,0001,091
Total interest expense$2,791,0002,707
Net interest income$38,877,000827
Provision for loan and lease losses$3,455,000414
Total noninterest income$6,831,000968
Gross Fiduciary activities income$2,789,000345
Service charges on deposit accounts$1,357,000792
Trading account gains and feesNANA
Additional Noninterest Income$2,685,0001,363
Total noninterest expense$23,216,0001,080
Salaries and employee benefits$14,673,000980
Premises and equipment expense$1,829,0001,316
Additional noninterest expense$2,685,0001,363
Pre-tax net operating income$19,037,000708
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$19,037,000598
Extraordinary gains, net$054
Net income$18,736,000613
Minority interest net income$301,00039
Net income of bank and minority interests.$19,037,000601
Net charge-offs$1,396,000445
Cash dividends$12,892,000415
Sale, conversion, retirement of capital stock, net$0540
Net operating income$19,037,000616
2023-09-30 (YTD Data)Rank
Total interest income$30,819,0001,081
Total interest expense$1,846,0002,736
Net interest income$28,973,000835
Provision for loan and lease losses$3,060,000355
Total noninterest income$5,276,000963
Gross Fiduciary activities income$2,131,000344
Service charges on deposit accounts$1,027,000783
Trading account gains and feesNANA
Additional Noninterest Income$2,118,0001,301
Total noninterest expense$17,138,0001,086
Salaries and employee benefits$10,726,0001,005
Premises and equipment expense$1,376,0001,320
Additional noninterest expense$2,118,0001,301
Pre-tax net operating income$14,051,000747
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$14,051,000627
Extraordinary gains, net$052
Net income$13,813,000634
Minority interest net income$238,00041
Net income of bank and minority interests.$14,051,000627
Net charge-offs$329,000698
Cash dividends$12,607,000326
Sale, conversion, retirement of capital stock, net$0507
Net operating income$14,051,000637
2023-06-30 (YTD Data)Rank
Total interest income$20,296,0001,059
Total interest expense$999,0002,804
Net interest income$19,297,000841
Provision for loan and lease losses$2,100,000350
Total noninterest income$3,490,000917
Gross Fiduciary activities income$1,366,000344
Service charges on deposit accounts$687,000764
Trading account gains and feesNANA
Additional Noninterest Income$1,437,0001,215
Total noninterest expense$11,286,0001,082
Salaries and employee benefits$6,959,0001,018
Premises and equipment expense$894,0001,338
Additional noninterest expense$1,437,0001,214
Pre-tax net operating income$9,401,000737
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$9,401,000622
Extraordinary gains, net$051
Net income$9,233,000646
Minority interest net income$168,00038
Net income of bank and minority interests.$9,401,000622
Net charge-offs$109,000887
Cash dividends$4,941,000449
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,401,000633
2023-03-31 (YTD Data)Rank
Total interest income$9,766,0001,080
Total interest expense$361,0002,978
Net interest income$9,405,000873
Provision for loan and lease losses$450,000540
Total noninterest income$1,610,000962
Gross Fiduciary activities income$678,000358
Service charges on deposit accounts$296,000873
Trading account gains and feesNANA
Additional Noninterest Income$636,0001,306
Total noninterest expense$5,927,0001,062
Salaries and employee benefits$3,784,000980
Premises and equipment expense$440,0001,378
Additional noninterest expense$636,0001,306
Pre-tax net operating income$4,638,000773
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$4,638,000654
Extraordinary gains, net$04
Net income$4,562,000663
Minority interest net income$76,00024
Net income of bank and minority interests.$4,638,000653
Net charge-offs$-4,0003,763
Cash dividends$1,285,000680
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,638,000667
2022-12-31 (YTD Data)Rank
Total interest income$28,906,0001,181
Total interest expense$271,0003,841
Net interest income$28,635,0001,074
Provision for loan and lease losses$1,203,000717
Total noninterest income$7,794,000893
Gross Fiduciary activities income$2,660,000364
Service charges on deposit accounts$1,050,000977
Trading account gains and feesNANA
Additional Noninterest Income$4,084,0001,038
Total noninterest expense$22,667,0001,076
Salaries and employee benefits$14,472,000989
Premises and equipment expense$1,987,0001,219
Additional noninterest expense$4,084,0001,038
Pre-tax net operating income$12,559,0001,082
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$12,559,000934
Extraordinary gains, net$05
Net income$12,341,000949
Minority interest net income$218,00029
Net income of bank and minority interests.$12,559,000935
Net charge-offs$442,000635
Cash dividends$6,639,000625
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,559,000958
2022-09-30 (YTD Data)Rank
Total interest income$19,868,0001,211
Total interest expense$138,0004,008
Net interest income$19,730,0001,132
Provision for loan and lease losses$843,000703
Total noninterest income$6,189,000881
Gross Fiduciary activities income$2,003,000362
Service charges on deposit accounts$808,000970
Trading account gains and feesNANA
Additional Noninterest Income$3,378,000982
Total noninterest expense$16,677,0001,094
Salaries and employee benefits$10,634,0001,006
Premises and equipment expense$1,506,0001,202
Additional noninterest expense$3,378,000982
Pre-tax net operating income$8,399,0001,165
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$8,399,0001,013
Extraordinary gains, net$04
Net income$8,242,0001,022
Minority interest net income$157,00027
Net income of bank and minority interests.$8,399,0001,013
Net charge-offs$287,000586
Cash dividends$6,310,000492
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,399,0001,031
2022-06-30 (YTD Data)Rank
Total interest income$12,246,0001,248
Total interest expense$90,0004,021
Net interest income$12,156,0001,174
Provision for loan and lease losses$585,000641
Total noninterest income$4,403,000829
Gross Fiduciary activities income$1,353,000319
Service charges on deposit accounts$530,000969
Trading account gains and feesNANA
Additional Noninterest Income$2,520,000931
Total noninterest expense$11,063,0001,084
Salaries and employee benefits$7,144,000986
Premises and equipment expense$970,0001,240
Additional noninterest expense$2,949,0001,167
Pre-tax net operating income$4,911,0001,222
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$4,911,0001,055
Extraordinary gains, net$04
Net income$4,822,0001,069
Minority interest net income$89,00029
Net income of bank and minority interests.$4,911,0001,055
Net charge-offs$257,000478
Cash dividends$5,029,000417
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,911,0001,081
2022-03-31 (YTD Data)Rank
Total interest income$5,717,0001,286
Total interest expense$47,0003,982
Net interest income$5,670,0001,204
Provision for loan and lease losses$165,000724
Total noninterest income$2,434,000783
Gross Fiduciary activities income$695,000315
Service charges on deposit accounts$270,000954
Trading account gains and feesNANA
Additional Noninterest Income$1,469,000849
Total noninterest expense$5,569,0001,080
Salaries and employee benefits$3,755,000944
Premises and equipment expense$473,0001,277
Additional noninterest expense$1,341,0001,256
Pre-tax net operating income$2,370,0001,201
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,370,0001,060
Extraordinary gains, net$04
Net income$2,321,0001,069
Minority interest net income$49,00029
Net income of bank and minority interests.$2,370,0001,060
Net charge-offs$112,000474
Cash dividends$1,927,000489
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,370,0001,069
2021-12-31 (YTD Data)Rank
Total interest income$23,873,0001,283
Total interest expense$272,0003,851
Net interest income$23,601,0001,191
Provision for loan and lease losses$575,000934
Total noninterest income$8,685,000920
Gross Fiduciary activities income$2,393,000339
Service charges on deposit accounts$953,0001,007
Trading account gains and feesNANA
Additional Noninterest Income$5,339,0001,023
Total noninterest expense$21,202,0001,117
Salaries and employee benefits$14,467,000963
Premises and equipment expense$1,633,0001,420
Additional noninterest expense$5,102,0001,307
Pre-tax net operating income$10,509,0001,234
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$10,509,0001,112
Extraordinary gains, net$010
Net income$10,452,0001,114
Minority interest net income$57,00045
Net income of bank and minority interests.$10,509,0001,112
Net charge-offs$-297,0004,634
Cash dividends$4,487,000864
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,509,0001,094
2021-09-30 (YTD Data)Rank
Total interest income$17,785,0001,316
Total interest expense$216,0003,888
Net interest income$17,569,0001,213
Provision for loan and lease losses$450,000883
Total noninterest income$6,566,000945
Gross Fiduciary activities income$1,721,000349
Service charges on deposit accounts$656,0001,057
Trading account gains and feesNANA
Additional Noninterest Income$4,189,0001,011
Total noninterest expense$15,609,0001,143
Salaries and employee benefits$10,713,000985
Premises and equipment expense$1,214,0001,455
Additional noninterest expense$3,682,0001,354
Pre-tax net operating income$8,076,0001,269
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$8,076,0001,124
Extraordinary gains, net$08
Net income$8,056,0001,130
Minority interest net income$20,00049
Net income of bank and minority interests.$8,076,0001,125
Net charge-offs$-313,0004,754
Cash dividends$4,487,000638
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,076,0001,110
2021-06-30 (YTD Data)Rank
Total interest income$11,553,0001,331
Total interest expense$158,0003,858
Net interest income$11,395,0001,231
Provision for loan and lease losses$300,000865
Total noninterest income$4,333,000948
Gross Fiduciary activities income$1,083,000353
Service charges on deposit accounts$382,0001,142
Trading account gains and feesNANA
Additional Noninterest Income$2,868,0001,007
Total noninterest expense$10,207,0001,148
Salaries and employee benefits$6,993,000995
Premises and equipment expense$784,0001,488
Additional noninterest expense$2,430,0001,351
Pre-tax net operating income$5,221,0001,272
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$5,221,0001,142
Extraordinary gains, net$06
Net income$5,222,0001,143
Minority interest net income$-1,0004,937
Net income of bank and minority interests.$5,221,0001,143
Net charge-offs$-313,0004,824
Cash dividends$3,542,000551
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,221,0001,126
2021-03-31 (YTD Data)Rank
Total interest income$5,527,0001,375
Total interest expense$78,0003,947
Net interest income$5,449,0001,268
Provision for loan and lease losses$150,000937
Total noninterest income$2,343,000896
Gross Fiduciary activities income$534,000354
Service charges on deposit accounts$187,0001,157
Trading account gains and feesNANA
Additional Noninterest Income$1,622,000929
Total noninterest expense$4,990,0001,148
Salaries and employee benefits$3,431,0001,011
Premises and equipment expense$374,0001,563
Additional noninterest expense$1,185,0001,343
Pre-tax net operating income$2,652,0001,255
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$2,652,0001,142
Extraordinary gains, net$03
Net income$2,657,0001,141
Minority interest net income$-5,0004,966
Net income of bank and minority interests.$2,652,0001,142
Net charge-offs$-306,0004,902
Cash dividends$1,758,000511
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,652,0001,111
2020-12-31 (YTD Data)Rank
Total interest income$21,451,0001,397
Total interest expense$454,0003,943
Net interest income$20,997,0001,231
Provision for loan and lease losses$1,715,0001,151
Total noninterest income$7,341,000991
Gross Fiduciary activities income$1,822,000368
Service charges on deposit accounts$881,0001,061
Trading account gains and feesNANA
Additional Noninterest Income$4,638,0001,075
Total noninterest expense$19,119,0001,152
Salaries and employee benefits$12,899,0001,025
Premises and equipment expense$1,458,0001,542
Additional noninterest expense$4,762,0001,336
Pre-tax net operating income$7,504,0001,317
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$7,504,0001,193
Extraordinary gains, net$04
Net income$7,511,0001,193
Minority interest net income$-7,0004,986
Net income of bank and minority interests.$7,504,0001,193
Net charge-offs$1,025,000642
Cash dividends$4,548,000817
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,504,0001,158
2020-09-30 (YTD Data)Rank
Total interest income$16,351,0001,387
Total interest expense$363,0003,949
Net interest income$15,988,0001,200
Provision for loan and lease losses$1,265,0001,183
Total noninterest income$5,296,000993
Gross Fiduciary activities income$1,336,000367
Service charges on deposit accounts$646,0001,073
Trading account gains and feesNANA
Additional Noninterest Income$3,314,0001,078
Total noninterest expense$14,208,0001,145
Salaries and employee benefits$9,578,0001,014
Premises and equipment expense$1,103,0001,536
Additional noninterest expense$3,527,0001,326
Pre-tax net operating income$5,811,0001,244
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$5,811,0001,132
Extraordinary gains, net$04
Net income$5,812,0001,131
Minority interest net income$-1,0005,018
Net income of bank and minority interests.$5,811,0001,132
Net charge-offs$788,000574
Cash dividends$4,438,000627
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,811,0001,096
2020-06-30 (YTD Data)Rank
Total interest income$11,148,0001,383
Total interest expense$263,0003,947
Net interest income$10,885,0001,185
Provision for loan and lease losses$815,0001,217
Total noninterest income$3,114,0001,013
Gross Fiduciary activities income$882,000369
Service charges on deposit accounts$444,0001,061
Trading account gains and feesNANA
Additional Noninterest Income$1,788,0001,174
Total noninterest expense$9,056,0001,166
Salaries and employee benefits$6,114,0001,033
Premises and equipment expense$718,0001,561
Additional noninterest expense$2,224,0001,373
Pre-tax net operating income$4,128,0001,143
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$4,128,0001,016
Extraordinary gains, net$04
Net income$4,127,0001,015
Minority interest net income$1,00063
Net income of bank and minority interests.$4,128,0001,016
Net charge-offs$180,0001,062
Cash dividends$1,133,0001,207
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,128,000989
2020-03-31 (YTD Data)Rank
Total interest income$5,231,0001,456
Total interest expense$120,0004,156
Net interest income$5,111,0001,225
Provision for loan and lease losses$360,0001,079
Total noninterest income$1,511,000984
Gross Fiduciary activities income$453,000367
Service charges on deposit accounts$273,0001,036
Trading account gains and feesNANA
Additional Noninterest Income$785,0001,154
Total noninterest expense$4,330,0001,227
Salaries and employee benefits$2,860,0001,107
Premises and equipment expense$325,0001,716
Additional noninterest expense$1,145,0001,360
Pre-tax net operating income$1,932,0001,075
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,932,000961
Extraordinary gains, net$04
Net income$1,921,000965
Minority interest net income$11,00041
Net income of bank and minority interests.$1,932,000961
Net charge-offs$-2,0003,865
Cash dividends$1,117,000753
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,932,000956
2019-12-31 (YTD Data)Rank
Total interest income$21,725,0001,423
Total interest expense$459,0004,216
Net interest income$21,266,0001,192
Provision for loan and lease losses$1,221,000779
Total noninterest income$5,732,0001,033
Gross Fiduciary activities income$1,619,000383
Service charges on deposit accounts$1,008,0001,133
Trading account gains and feesNANA
Additional Noninterest Income$3,105,0001,171
Total noninterest expense$18,120,0001,166
Salaries and employee benefits$11,826,0001,054
Premises and equipment expense$1,590,0001,431
Additional noninterest expense$4,704,0001,319
Pre-tax net operating income$7,657,0001,264
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$7,657,0001,155
Extraordinary gains, net$011
Net income$7,552,0001,174
Minority interest net income$105,00042
Net income of bank and minority interests.$7,657,0001,157
Net charge-offs$1,187,000589
Cash dividends$6,700,000643
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,657,0001,132
2019-09-30 (YTD Data)Rank
Total interest income$16,555,0001,404
Total interest expense$339,0004,285
Net interest income$16,216,0001,186
Provision for loan and lease losses$983,000691
Total noninterest income$4,191,0001,040
Gross Fiduciary activities income$1,182,000385
Service charges on deposit accounts$741,0001,152
Trading account gains and feesNANA
Additional Noninterest Income$2,268,0001,183
Total noninterest expense$13,661,0001,168
Salaries and employee benefits$8,984,0001,033
Premises and equipment expense$1,236,0001,395
Additional noninterest expense$3,441,0001,336
Pre-tax net operating income$5,763,0001,299
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$5,763,0001,175
Extraordinary gains, net$011
Net income$5,660,0001,196
Minority interest net income$103,00041
Net income of bank and minority interests.$5,763,0001,177
Net charge-offs$1,117,000466
Cash dividends$6,029,000527
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,763,0001,155
2019-06-30 (YTD Data)Rank
Total interest income$11,270,0001,379
Total interest expense$216,0004,335
Net interest income$11,054,0001,161
Provision for loan and lease losses$760,000607
Total noninterest income$2,577,0001,064
Gross Fiduciary activities income$756,000390
Service charges on deposit accounts$483,0001,163
Trading account gains and feesNANA
Additional Noninterest Income$1,338,0001,254
Total noninterest expense$8,679,0001,216
Salaries and employee benefits$5,879,0001,047
Premises and equipment expense$838,0001,370
Additional noninterest expense$1,962,0001,530
Pre-tax net operating income$4,192,0001,186
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$4,192,0001,069
Extraordinary gains, net$011
Net income$4,192,0001,069
Minority interest net income$069
Net income of bank and minority interests.$4,192,0001,069
Net charge-offs$-59,0004,952
Cash dividends$3,270,000603
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,192,0001,051
2019-03-31 (YTD Data)Rank
Total interest income$5,540,0001,390
Total interest expense$105,0004,377
Net interest income$5,435,0001,184
Provision for loan and lease losses$280,000742
Total noninterest income$1,190,0001,099
Gross Fiduciary activities income$374,000390
Service charges on deposit accounts$225,0001,207
Trading account gains and feesNANA
Additional Noninterest Income$591,0001,290
Total noninterest expense$4,389,0001,197
Salaries and employee benefits$2,887,0001,071
Premises and equipment expense$423,0001,383
Additional noninterest expense$1,079,0001,426
Pre-tax net operating income$1,956,0001,234
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,956,0001,108
Extraordinary gains, net$05
Net income$1,956,0001,107
Minority interest net income$052
Net income of bank and minority interests.$1,956,0001,107
Net charge-offs$-82,0005,165
Cash dividends$1,557,000605
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,956,0001,090
2018-12-31 (YTD Data)Rank
Total interest income$20,125,0001,444
Total interest expense$439,0004,079
Net interest income$19,686,0001,262
Provision for loan and lease losses$605,0001,268
Total noninterest income$4,482,0001,168
Gross Fiduciary activities income$1,463,000399
Service charges on deposit accounts$776,0001,410
Trading account gains and feesNANA
Additional Noninterest Income$2,243,0001,385
Total noninterest expense$16,054,0001,264
Salaries and employee benefits$10,336,0001,141
Premises and equipment expense$1,446,0001,553
Additional noninterest expense$4,272,0001,419
Pre-tax net operating income$7,509,0001,281
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$7,509,0001,145
Extraordinary gains, net$06
Net income$7,509,0001,144
Minority interest net income$072
Net income of bank and minority interests.$7,509,0001,144
Net charge-offs$720,000763
Cash dividends$5,377,000700
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,509,0001,140
2018-09-30 (YTD Data)Rank
Total interest income$14,870,0001,452
Total interest expense$326,0004,061
Net interest income$14,544,0001,273
Provision for loan and lease losses$260,0001,716
Total noninterest income$3,291,0001,190
Gross Fiduciary activities income$1,095,000398
Service charges on deposit accounts$559,0001,460
Trading account gains and feesNANA
Additional Noninterest Income$1,637,0001,437
Total noninterest expense$11,923,0001,267
Salaries and employee benefits$7,592,0001,163
Premises and equipment expense$1,104,0001,545
Additional noninterest expense$3,227,0001,424
Pre-tax net operating income$5,652,0001,289
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$5,652,0001,144
Extraordinary gains, net$05
Net income$5,652,0001,143
Minority interest net income$066
Net income of bank and minority interests.$5,652,0001,143
Net charge-offs$94,0001,773
Cash dividends$5,092,000522
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,652,0001,137
2018-06-30 (YTD Data)Rank
Total interest income$9,599,0001,470
Total interest expense$212,0004,051
Net interest income$9,387,0001,308
Provision for loan and lease losses$180,0001,601
Total noninterest income$2,147,0001,208
Gross Fiduciary activities income$734,000400
Service charges on deposit accounts$370,0001,461
Trading account gains and feesNANA
Additional Noninterest Income$1,043,0001,480
Total noninterest expense$7,868,0001,284
Salaries and employee benefits$5,000,0001,177
Premises and equipment expense$739,0001,545
Additional noninterest expense$2,129,0001,430
Pre-tax net operating income$3,486,0001,338
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,486,0001,185
Extraordinary gains, net$06
Net income$3,486,0001,184
Minority interest net income$065
Net income of bank and minority interests.$3,486,0001,184
Net charge-offs$3,0002,950
Cash dividends$4,256,000442
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,486,0001,182
2018-03-31 (YTD Data)Rank
Total interest income$4,621,0001,505
Total interest expense$105,0004,051
Net interest income$4,516,0001,341
Provision for loan and lease losses$135,0001,241
Total noninterest income$930,0001,331
Gross Fiduciary activities income$382,000399
Service charges on deposit accounts$181,0001,499
Trading account gains and feesNANA
Additional Noninterest Income$367,0001,803
Total noninterest expense$3,889,0001,306
Salaries and employee benefits$2,471,0001,190
Premises and equipment expense$364,0001,592
Additional noninterest expense$1,054,0001,434
Pre-tax net operating income$1,422,0001,547
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,422,0001,384
Extraordinary gains, net$07
Net income$1,422,0001,384
Minority interest net income$052
Net income of bank and minority interests.$1,422,0001,384
Net charge-offs$-2,0004,048
Cash dividends$1,817,000460
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,422,0001,375
2017-12-31 (YTD Data)Rank
Total interest income$16,320,0001,632
Total interest expense$342,0004,231
Net interest income$15,978,0001,467
Provision for loan and lease losses$373,0001,732
Total noninterest income$4,625,0001,179
Gross Fiduciary activities income$1,313,000411
Service charges on deposit accounts$853,0001,352
Trading account gains and feesNANA
Additional Noninterest Income$2,459,0001,338
Total noninterest expense$14,523,0001,378
Salaries and employee benefits$9,168,0001,240
Premises and equipment expense$1,467,0001,544
Additional noninterest expense$3,888,0001,557
Pre-tax net operating income$5,707,0001,531
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$5,707,0001,217
Extraordinary gains, net$09
Net income$5,707,0001,217
Minority interest net income$076
Net income of bank and minority interests.$5,707,0001,217
Net charge-offs$144,0002,119
Cash dividends$4,035,000811
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,707,0001,198
2017-09-30 (YTD Data)Rank
Total interest income$11,718,0001,691
Total interest expense$235,0004,366
Net interest income$11,483,0001,525
Provision for loan and lease losses$298,0001,646
Total noninterest income$3,588,0001,174
Gross Fiduciary activities income$962,000421
Service charges on deposit accounts$671,0001,310
Trading account gains and feesNANA
Additional Noninterest Income$1,955,0001,299
Total noninterest expense$10,706,0001,385
Salaries and employee benefits$6,881,0001,245
Premises and equipment expense$1,094,0001,558
Additional noninterest expense$2,731,0001,634
Pre-tax net operating income$4,067,0001,622
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$4,067,0001,356
Extraordinary gains, net$09
Net income$4,067,0001,356
Minority interest net income$071
Net income of bank and minority interests.$4,067,0001,356
Net charge-offs$105,0001,884
Cash dividends$3,760,000638
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,067,0001,339
2017-06-30 (YTD Data)Rank
Total interest income$7,685,0001,700
Total interest expense$131,0004,586
Net interest income$7,554,0001,530
Provision for loan and lease losses$255,0001,350
Total noninterest income$2,303,0001,199
Gross Fiduciary activities income$636,000421
Service charges on deposit accounts$486,0001,217
Trading account gains and feesNANA
Additional Noninterest Income$1,181,0001,393
Total noninterest expense$7,048,0001,420
Salaries and employee benefits$4,574,0001,254
Premises and equipment expense$711,0001,597
Additional noninterest expense$1,763,0001,687
Pre-tax net operating income$2,554,0001,674
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,554,0001,408
Extraordinary gains, net$011
Net income$2,554,0001,408
Minority interest net income$071
Net income of bank and minority interests.$2,554,0001,409
Net charge-offs$106,0001,471
Cash dividends$2,922,000556
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,554,0001,387
2017-03-31 (YTD Data)Rank
Total interest income$3,727,0001,746
Total interest expense$52,0004,885
Net interest income$3,675,0001,562
Provision for loan and lease losses$128,0001,276
Total noninterest income$1,237,0001,135
Gross Fiduciary activities income$321,000421
Service charges on deposit accounts$269,0001,110
Trading account gains and feesNANA
Additional Noninterest Income$647,0001,291
Total noninterest expense$3,537,0001,420
Salaries and employee benefits$2,291,0001,267
Premises and equipment expense$385,0001,513
Additional noninterest expense$861,0001,722
Pre-tax net operating income$1,247,0001,668
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,247,0001,422
Extraordinary gains, net$08
Net income$1,247,0001,422
Minority interest net income$055
Net income of bank and minority interests.$1,247,0001,422
Net charge-offs$53,0001,290
Cash dividends$483,0001,265
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,247,0001,405
2016-12-31 (YTD Data)Rank
Total interest income$13,990,0001,812
Total interest expense$123,0005,376
Net interest income$13,867,0001,618
Provision for loan and lease losses$860,0001,036
Total noninterest income$5,369,0001,091
Gross Fiduciary activities income$1,177,000425
Service charges on deposit accounts$848,0001,384
Trading account gains and fees$0170
Additional Noninterest Income$3,344,0001,121
Total noninterest expense$13,717,0001,432
Salaries and employee benefits$8,880,0001,259
Premises and equipment expense$1,398,0001,621
Additional noninterest expense$3,439,0001,744
Pre-tax net operating income$4,659,0001,715
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$4,659,0001,466
Extraordinary gains, net$05
Net income$4,659,0001,465
Minority interest net income$082
Net income of bank and minority interests.$4,659,0001,465
Net charge-offs$329,0001,442
Cash dividends$3,904,000837
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,659,0001,439
2016-09-30 (YTD Data)Rank
Total interest income$10,391,0001,834
Total interest expense$89,0005,447
Net interest income$10,302,0001,635
Provision for loan and lease losses$635,000975
Total noninterest income$4,219,0001,051
Gross Fiduciary activities income$868,000430
Service charges on deposit accounts$611,0001,418
Trading account gains and fees$0169
Additional Noninterest Income$2,740,0001,053
Total noninterest expense$10,366,0001,417
Salaries and employee benefits$6,685,0001,264
Premises and equipment expense$1,089,0001,573
Additional noninterest expense$2,592,0001,736
Pre-tax net operating income$3,520,0001,730
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$3,520,0001,482
Extraordinary gains, net$05
Net income$3,520,0001,481
Minority interest net income$071
Net income of bank and minority interests.$3,520,0001,482
Net charge-offs$-57,0005,410
Cash dividends$3,761,000637
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,520,0001,446
2016-06-30 (YTD Data)Rank
Total interest income$6,892,0001,851
Total interest expense$57,0005,540
Net interest income$6,835,0001,640
Provision for loan and lease losses$433,000964
Total noninterest income$2,781,0001,050
Gross Fiduciary activities income$569,000439
Service charges on deposit accounts$377,0001,503
Trading account gains and fees$0157
Additional Noninterest Income$1,835,0001,032
Total noninterest expense$6,903,0001,423
Salaries and employee benefits$4,397,0001,286
Premises and equipment expense$736,0001,554
Additional noninterest expense$1,770,0001,715
Pre-tax net operating income$2,280,0001,763
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,280,0001,503
Extraordinary gains, net$016
Net income$2,280,0001,503
Minority interest net income$071
Net income of bank and minority interests.$2,280,0001,503
Net charge-offs$-83,0005,655
Cash dividends$3,278,000525
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,280,0001,464
2016-03-31 (YTD Data)Rank
Total interest income$3,406,0001,869
Total interest expense$23,0005,712
Net interest income$3,383,0001,662
Provision for loan and lease losses$238,000843
Total noninterest income$1,397,0001,015
Gross Fiduciary activities income$289,000439
Service charges on deposit accounts$183,0001,537
Trading account gains and fees$0142
Additional Noninterest Income$925,000992
Total noninterest expense$3,483,0001,409
Salaries and employee benefits$2,157,0001,298
Premises and equipment expense$380,0001,516
Additional noninterest expense$946,0001,601
Pre-tax net operating income$1,059,0001,839
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,059,0001,546
Extraordinary gains, net$012
Net income$1,059,0001,546
Minority interest net income$062
Net income of bank and minority interests.$1,059,0001,547
Net charge-offs$-2,0004,420
Cash dividends$411,0001,352
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,059,0001,506
2015-12-31 (YTD Data)Rank
Total interest income$13,143,0001,875
Total interest expense$76,0005,860
Net interest income$13,067,0001,673
Provision for loan and lease losses$915,000876
Total noninterest income$5,228,0001,093
Gross Fiduciary activities income$1,250,000426
Service charges on deposit accounts$741,0001,577
Trading account gains and fees$0159
Additional Noninterest Income$3,237,0001,108
Total noninterest expense$13,134,0001,483
Salaries and employee benefits$8,217,0001,318
Premises and equipment expense$1,360,0001,675
Additional noninterest expense$3,557,0001,703
Pre-tax net operating income$4,246,0001,789
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$4,246,0001,533
Extraordinary gains, net$023
Net income$4,246,0001,533
Minority interest net income$081
Net income of bank and minority interests.$4,246,0001,533
Net charge-offs$229,0001,860
Cash dividends$3,036,000961
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,246,0001,507
2015-09-30 (YTD Data)Rank
Total interest income$9,800,0001,896
Total interest expense$55,0005,969
Net interest income$9,745,0001,700
Provision for loan and lease losses$615,000878
Total noninterest income$3,825,0001,124
Gross Fiduciary activities income$953,000423
Service charges on deposit accounts$552,0001,595
Trading account gains and fees$0153
Additional Noninterest Income$2,320,0001,154
Total noninterest expense$10,001,0001,465
Salaries and employee benefits$6,375,0001,296
Premises and equipment expense$1,012,0001,707
Additional noninterest expense$2,614,0001,739
Pre-tax net operating income$2,954,0001,925
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,954,0001,644
Extraordinary gains, net$021
Net income$2,954,0001,646
Minority interest net income$078
Net income of bank and minority interests.$2,954,0001,646
Net charge-offs$116,0002,022
Cash dividends$2,357,000857
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,954,0001,605
2015-06-30 (YTD Data)Rank
Total interest income$6,474,0001,908
Total interest expense$37,0006,024
Net interest income$6,437,0001,714
Provision for loan and lease losses$360,000971
Total noninterest income$2,423,0001,168
Gross Fiduciary activities income$609,000433
Service charges on deposit accounts$339,0001,677
Trading account gains and fees$0157
Additional Noninterest Income$1,475,0001,200
Total noninterest expense$6,616,0001,488
Salaries and employee benefits$4,272,0001,294
Premises and equipment expense$673,0001,725
Additional noninterest expense$1,671,0001,814
Pre-tax net operating income$1,884,0001,971
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,884,0001,693
Extraordinary gains, net$022
Net income$1,884,0001,697
Minority interest net income$075
Net income of bank and minority interests.$1,884,0001,697
Net charge-offs$10,0003,259
Cash dividends$1,942,000736
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,884,0001,642
2015-03-31 (YTD Data)Rank
Total interest income$3,153,0001,958
Total interest expense$18,0006,099
Net interest income$3,135,0001,752
Provision for loan and lease losses$165,0001,015
Total noninterest income$1,008,0001,280
Gross Fiduciary activities income$305,000438
Service charges on deposit accounts$145,0001,870
Trading account gains and fees$0152
Additional Noninterest Income$558,0001,389
Total noninterest expense$3,253,0001,503
Salaries and employee benefits$2,120,0001,301
Premises and equipment expense$324,0001,809
Additional noninterest expense$809,0001,863
Pre-tax net operating income$725,0002,368
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$725,0002,088
Extraordinary gains, net$013
Net income$725,0002,089
Minority interest net income$064
Net income of bank and minority interests.$725,0002,089
Net charge-offs$13,0002,364
Cash dividends$405,0001,284
Sale, conversion, retirement of capital stock, net$0697
Net operating income$725,0002,020
2014-12-31 (YTD Data)Rank
Total interest income$12,059,0002,027
Total interest expense$83,0006,151
Net interest income$11,976,0001,833
Provision for loan and lease losses$1,159,000768
Total noninterest income$5,483,0001,029
Gross Fiduciary activities income$1,485,000394
Service charges on deposit accounts$694,0001,758
Trading account gains and fees$0180
Additional Noninterest Income$3,304,0001,029
Total noninterest expense$12,384,0001,545
Salaries and employee benefits$7,919,0001,331
Premises and equipment expense$1,206,0001,913
Additional noninterest expense$3,259,0001,892
Pre-tax net operating income$3,916,0001,870
Securities gains (losses)$13,0002,526
Applicable income taxes$04,531
Income before extraordinary items$3,929,0001,614
Extraordinary gains, net$017
Net income$3,929,0001,613
Minority interest net income$084
Net income of bank and minority interests.$3,929,0001,613
Net charge-offs$1,156,000799
Cash dividends$2,926,000940
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,916,0001,591
2014-09-30 (YTD Data)Rank
Total interest income$8,817,0002,088
Total interest expense$64,0006,215
Net interest income$8,753,0001,877
Provision for loan and lease losses$834,000787
Total noninterest income$4,314,000987
Gross Fiduciary activities income$1,187,000384
Service charges on deposit accounts$540,0001,721
Trading account gains and fees$0174
Additional Noninterest Income$2,587,0001,008
Total noninterest expense$9,143,0001,573
Salaries and employee benefits$5,847,0001,352
Premises and equipment expense$886,0001,958
Additional noninterest expense$2,410,0001,911
Pre-tax net operating income$3,090,0001,800
Securities gains (losses)$13,0002,225
Applicable income taxes$04,583
Income before extraordinary items$3,103,0001,527
Extraordinary gains, net$015
Net income$3,103,0001,527
Minority interest net income$081
Net income of bank and minority interests.$3,103,0001,527
Net charge-offs$1,115,000618
Cash dividends$2,247,000845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,090,0001,507
2014-06-30 (YTD Data)Rank
Total interest income$5,686,0002,140
Total interest expense$44,0006,253
Net interest income$5,642,0001,919
Provision for loan and lease losses$674,000663
Total noninterest income$2,812,000989
Gross Fiduciary activities income$887,000356
Service charges on deposit accounts$361,0001,708
Trading account gains and fees$0172
Additional Noninterest Income$1,564,0001,063
Total noninterest expense$5,956,0001,604
Salaries and employee benefits$3,808,0001,390
Premises and equipment expense$582,0002,003
Additional noninterest expense$1,566,0001,949
Pre-tax net operating income$1,824,0001,952
Securities gains (losses)$13,0001,826
Applicable income taxes$04,568
Income before extraordinary items$1,837,0001,646
Extraordinary gains, net$020
Net income$1,837,0001,649
Minority interest net income$080
Net income of bank and minority interests.$1,837,0001,648
Net charge-offs$1,119,000450
Cash dividends$1,844,000705
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,824,0001,629
2014-03-31 (YTD Data)Rank
Total interest income$2,758,0002,194
Total interest expense$22,0006,326
Net interest income$2,736,0001,963
Provision for loan and lease losses$351,000614
Total noninterest income$1,456,000940
Gross Fiduciary activities income$603,000306
Service charges on deposit accounts$186,0001,652
Trading account gains and fees$0147
Additional Noninterest Income$667,0001,162
Total noninterest expense$2,948,0001,631
Salaries and employee benefits$1,893,0001,414
Premises and equipment expense$286,0002,073
Additional noninterest expense$769,0001,964
Pre-tax net operating income$893,0001,930
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$893,0001,639
Extraordinary gains, net$016
Net income$893,0001,642
Minority interest net income$066
Net income of bank and minority interests.$893,0001,642
Net charge-offs$115,0001,282
Cash dividends$342,0001,351
Sale, conversion, retirement of capital stock, net$0747
Net operating income$893,0001,607
2013-12-31 (YTD Data)Rank
Total interest income$9,476,0002,549
Total interest expense$108,0006,382
Net interest income$9,368,0002,233
Provision for loan and lease losses$259,0002,643
Total noninterest income$5,361,0001,074
Gross Fiduciary activities income$1,108,000439
Service charges on deposit accounts$721,0001,785
Trading account gains and fees$0184
Additional Noninterest Income$3,532,0001,041
Total noninterest expense$10,889,0001,768
Salaries and employee benefits$7,009,0001,483
Premises and equipment expense$962,0002,315
Additional noninterest expense$2,918,0002,137
Pre-tax net operating income$3,581,0001,870
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$3,581,0001,651
Extraordinary gains, net$029
Net income$3,581,0001,654
Minority interest net income$090
Net income of bank and minority interests.$3,581,0001,655
Net charge-offs$91,0003,831
Cash dividends$2,557,000985
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,581,0001,613
2013-09-30 (YTD Data)Rank
Total interest income$6,953,0002,625
Total interest expense$83,0006,456
Net interest income$6,870,0002,287
Provision for loan and lease losses$146,0002,974
Total noninterest income$4,132,0001,080
Gross Fiduciary activities income$802,000448
Service charges on deposit accounts$530,0001,820
Trading account gains and fees$0180
Additional Noninterest Income$2,800,0001,018
Total noninterest expense$8,068,0001,789
Salaries and employee benefits$5,227,0001,494
Premises and equipment expense$704,0002,402
Additional noninterest expense$2,137,0002,174
Pre-tax net operating income$2,788,0001,861
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,788,0001,612
Extraordinary gains, net$025
Net income$2,788,0001,616
Minority interest net income$084
Net income of bank and minority interests.$2,788,0001,616
Net charge-offs$94,0003,316
Cash dividends$1,918,000909
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,788,0001,571
2013-06-30 (YTD Data)Rank
Total interest income$4,531,0002,675
Total interest expense$58,0006,485
Net interest income$4,473,0002,340
Provision for loan and lease losses$116,0002,815
Total noninterest income$2,854,0001,060
Gross Fiduciary activities income$498,000462
Service charges on deposit accounts$322,0001,930
Trading account gains and fees$0157
Additional Noninterest Income$2,034,000977
Total noninterest expense$5,287,0001,808
Salaries and employee benefits$3,417,0001,516
Premises and equipment expense$463,0002,429
Additional noninterest expense$1,407,0002,202
Pre-tax net operating income$1,924,0001,785
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,924,0001,573
Extraordinary gains, net$022
Net income$1,924,0001,576
Minority interest net income$082
Net income of bank and minority interests.$1,924,0001,578
Net charge-offs$99,0002,766
Cash dividends$1,576,000763
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,924,0001,513
2013-03-31 (YTD Data)Rank
Total interest income$2,220,0002,734
Total interest expense$31,0006,532
Net interest income$2,189,0002,400
Provision for loan and lease losses$87,0002,264
Total noninterest income$1,461,0001,042
Gross Fiduciary activities income$246,000469
Service charges on deposit accounts$153,0001,999
Trading account gains and fees$0148
Additional Noninterest Income$1,062,000952
Total noninterest expense$2,568,0001,876
Salaries and employee benefits$1,652,0001,596
Premises and equipment expense$235,0002,422
Additional noninterest expense$681,0002,285
Pre-tax net operating income$995,0001,709
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$995,0001,498
Extraordinary gains, net$010
Net income$995,0001,501
Minority interest net income$076
Net income of bank and minority interests.$995,0001,500
Net charge-offs$04,145
Cash dividends$320,0001,287
Sale, conversion, retirement of capital stock, net$0789
Net operating income$995,0001,435
2012-12-31 (YTD Data)Rank
Total interest income$9,111,0002,802
Total interest expense$220,0006,314
Net interest income$8,891,0002,419
Provision for loan and lease losses$320,0003,281
Total noninterest income$3,833,0001,377
Gross Fiduciary activities income$913,000470
Service charges on deposit accounts$671,0001,972
Trading account gains and fees$0166
Additional Noninterest Income$2,249,0001,426
Total noninterest expense$8,772,0002,169
Salaries and employee benefits$5,601,0001,807
Premises and equipment expense$830,0002,658
Additional noninterest expense$2,341,0002,716
Pre-tax net operating income$3,632,0001,768
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$3,632,0001,575
Extraordinary gains, net$029
Net income$3,632,0001,576
Minority interest net income$093
Net income of bank and minority interests.$3,632,0001,576
Net charge-offs$5,0005,755
Cash dividends$3,004,000866
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,632,0001,487
2012-09-30 (YTD Data)Rank
Total interest income$6,807,0002,865
Total interest expense$179,0006,375
Net interest income$6,628,0002,468
Provision for loan and lease losses$230,0003,306
Total noninterest income$2,641,0001,445
Gross Fiduciary activities income$666,000475
Service charges on deposit accounts$498,0002,005
Trading account gains and fees$0157
Additional Noninterest Income$1,477,0001,545
Total noninterest expense$6,340,0002,256
Salaries and employee benefits$4,049,0001,864
Premises and equipment expense$610,0002,738
Additional noninterest expense$1,681,0002,833
Pre-tax net operating income$2,699,0001,833
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,699,0001,627
Extraordinary gains, net$020
Net income$2,699,0001,628
Minority interest net income$086
Net income of bank and minority interests.$2,699,0001,628
Net charge-offs$5,0005,497
Cash dividends$1,884,000829
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,699,0001,542
2012-06-30 (YTD Data)Rank
Total interest income$4,532,0002,888
Total interest expense$126,0006,395
Net interest income$4,406,0002,480
Provision for loan and lease losses$160,0003,267
Total noninterest income$1,731,0001,451
Gross Fiduciary activities income$431,000485
Service charges on deposit accounts$313,0002,080
Trading account gains and fees$0153
Additional Noninterest Income$987,0001,533
Total noninterest expense$4,098,0002,321
Salaries and employee benefits$2,612,0001,926
Premises and equipment expense$404,0002,748
Additional noninterest expense$1,082,0002,926
Pre-tax net operating income$1,879,0001,767
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,879,0001,561
Extraordinary gains, net$019
Net income$1,879,0001,560
Minority interest net income$084
Net income of bank and minority interests.$1,879,0001,561
Net charge-offs$-2,0006,263
Cash dividends$1,569,000655
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,879,0001,475
2012-03-31 (YTD Data)Rank
Total interest income$2,291,0002,898
Total interest expense$67,0006,412
Net interest income$2,224,0002,460
Provision for loan and lease losses$90,0002,992
Total noninterest income$809,0001,511
Gross Fiduciary activities income$203,000501
Service charges on deposit accounts$155,0002,073
Trading account gains and fees$0148
Additional Noninterest Income$451,0001,622
Total noninterest expense$1,997,0002,368
Salaries and employee benefits$1,300,0001,941
Premises and equipment expense$204,0002,754
Additional noninterest expense$493,0003,125
Pre-tax net operating income$946,0001,765
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$946,0001,554
Extraordinary gains, net$019
Net income$946,0001,555
Minority interest net income$078
Net income of bank and minority interests.$946,0001,555
Net charge-offs$-2,0006,038
Cash dividends$307,0001,247
Sale, conversion, retirement of capital stock, net$0861
Net operating income$946,0001,454
2011-12-31 (YTD Data)Rank
Total interest income$8,889,0003,064
Total interest expense$446,0006,047
Net interest income$8,443,0002,590
Provision for loan and lease losses$333,0003,973
Total noninterest income$3,046,0001,482
Gross Fiduciary activities income$852,000435
Service charges on deposit accounts$629,0002,156
Trading account gains and fees$0146
Additional Noninterest Income$1,565,0001,596
Total noninterest expense$7,841,0002,418
Salaries and employee benefits$4,821,0002,009
Premises and equipment expense$846,0002,791
Additional noninterest expense$2,174,0002,902
Pre-tax net operating income$3,315,0001,676
Securities gains (losses)$32,0002,864
Applicable income taxes$04,719
Income before extraordinary items$3,347,0001,459
Extraordinary gains, net$029
Net income$3,347,0001,459
Minority interest net income$096
Net income of bank and minority interests.$3,347,0001,459
Net charge-offs$98,0004,990
Cash dividends$2,381,000828
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,315,0001,406
2011-09-30 (YTD Data)Rank
Total interest income$6,632,0003,104
Total interest expense$364,0006,020
Net interest income$6,268,0002,622
Provision for loan and lease losses$250,0003,854
Total noninterest income$2,253,0001,483
Gross Fiduciary activities income$632,000429
Service charges on deposit accounts$457,0002,221
Trading account gains and fees$0145
Additional Noninterest Income$1,164,0001,588
Total noninterest expense$5,849,0002,434
Salaries and employee benefits$3,535,0002,045
Premises and equipment expense$631,0002,823
Additional noninterest expense$1,683,0002,840
Pre-tax net operating income$2,422,0001,783
Securities gains (losses)$32,0002,604
Applicable income taxes$04,740
Income before extraordinary items$2,454,0001,548
Extraordinary gains, net$021
Net income$2,454,0001,548
Minority interest net income$087
Net income of bank and minority interests.$2,454,0001,548
Net charge-offs$75,0004,674
Cash dividends$1,770,000725
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,422,0001,484
2011-06-30 (YTD Data)Rank
Total interest income$4,396,0003,146
Total interest expense$265,0005,968
Net interest income$4,131,0002,660
Provision for loan and lease losses$165,0003,784
Total noninterest income$1,418,0001,538
Gross Fiduciary activities income$430,000431
Service charges on deposit accounts$314,0002,157
Trading account gains and fees$0153
Additional Noninterest Income$674,0001,752
Total noninterest expense$3,880,0002,458
Salaries and employee benefits$2,327,0002,099
Premises and equipment expense$423,0002,818
Additional noninterest expense$1,130,0002,875
Pre-tax net operating income$1,504,0001,879
Securities gains (losses)$32,0001,856
Applicable income taxes$04,697
Income before extraordinary items$1,536,0001,589
Extraordinary gains, net$015
Net income$1,536,0001,589
Minority interest net income$089
Net income of bank and minority interests.$1,536,0001,589
Net charge-offs$58,0004,333
Cash dividends$1,463,000582
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,504,0001,546
2011-03-31 (YTD Data)Rank
Total interest income$2,197,0003,154
Total interest expense$136,0006,026
Net interest income$2,061,0002,656
Provision for loan and lease losses$89,0003,551
Total noninterest income$741,0001,499
Gross Fiduciary activities income$228,000423
Service charges on deposit accounts$147,0002,229
Trading account gains and fees$0158
Additional Noninterest Income$366,0001,671
Total noninterest expense$1,952,0002,466
Salaries and employee benefits$1,169,0002,100
Premises and equipment expense$216,0002,807
Additional noninterest expense$567,0002,854
Pre-tax net operating income$761,0001,851
Securities gains (losses)$32,000928
Applicable income taxes$04,545
Income before extraordinary items$793,0001,496
Extraordinary gains, net$09
Net income$793,0001,496
Minority interest net income$086
Net income of bank and minority interests.$793,0001,496
Net charge-offs$25,0003,891
Cash dividends$387,000950
Sale, conversion, retirement of capital stock, net$0925
Net operating income$761,0001,504
2010-12-31 (YTD Data)Rank
Total interest income$8,663,0003,326
Total interest expense$676,0006,035
Net interest income$7,987,0002,727
Provision for loan and lease losses$359,0004,607
Total noninterest income$2,695,0001,674
Gross Fiduciary activities income$815,000444
Service charges on deposit accounts$648,0002,165
Trading account gains and fees$0175
Additional Noninterest Income$1,232,0001,922
Total noninterest expense$7,525,0002,577
Salaries and employee benefits$4,518,0002,149
Premises and equipment expense$854,0002,822
Additional noninterest expense$2,153,0003,051
Pre-tax net operating income$2,798,0001,721
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$2,798,0001,489
Extraordinary gains, net$029
Net income$2,798,0001,491
Minority interest net income$0111
Net income of bank and minority interests.$2,798,0001,492
Net charge-offs$88,0005,521
Cash dividends$2,503,000658
Sale, conversion, retirement of capital stock, net$-744,0007,638
Net operating income$2,798,0001,438
2010-09-30 (YTD Data)Rank
Total interest income$6,441,0003,422
Total interest expense$522,0006,126
Net interest income$5,919,0002,788
Provision for loan and lease losses$268,0004,492
Total noninterest income$1,971,0001,710
Gross Fiduciary activities income$594,000444
Service charges on deposit accounts$501,0002,168
Trading account gains and fees$0165
Additional Noninterest Income$876,0001,967
Total noninterest expense$5,576,0002,603
Salaries and employee benefits$3,338,0002,178
Premises and equipment expense$163,0006,119
Additional noninterest expense$2,075,0002,407
Pre-tax net operating income$2,046,0001,857
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,046,0001,613
Extraordinary gains, net$023
Net income$2,046,0001,616
Minority interest net income$0110
Net income of bank and minority interests.$2,046,0001,616
Net charge-offs$94,0004,970
Cash dividends$1,370,000809
Sale, conversion, retirement of capital stock, net$-744,0007,745
Net operating income$2,046,0001,544
2010-06-30 (YTD Data)Rank
Total interest income$4,229,0003,501
Total interest expense$350,0006,205
Net interest income$3,879,0002,837
Provision for loan and lease losses$178,0004,417
Total noninterest income$1,153,0001,827
Gross Fiduciary activities income$399,000454
Service charges on deposit accounts$333,0002,172
Trading account gains and fees$0152
Additional Noninterest Income$421,0002,343
Total noninterest expense$3,728,0002,601
Salaries and employee benefits$2,225,0002,190
Premises and equipment expense$426,0002,901
Additional noninterest expense$1,077,0003,002
Pre-tax net operating income$1,126,0002,153
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,126,0001,907
Extraordinary gains, net$019
Net income$1,126,0001,907
Minority interest net income$0105
Net income of bank and minority interests.$1,126,0001,907
Net charge-offs$78,0004,500
Cash dividends$1,151,000612
Sale, conversion, retirement of capital stock, net$-744,0007,818
Net operating income$1,126,0001,818
2010-03-31 (YTD Data)Rank
Total interest income$2,112,0003,573
Total interest expense$173,0006,358
Net interest income$1,939,0002,864
Provision for loan and lease losses$89,0004,164
Total noninterest income$514,0001,994
Gross Fiduciary activities income$205,000456
Service charges on deposit accounts$165,0002,178
Trading account gains and fees$0175
Additional Noninterest Income$144,0002,911
Total noninterest expense$1,862,0002,624
Salaries and employee benefits$1,127,0002,187
Premises and equipment expense$210,0003,012
Additional noninterest expense$525,0003,040
Pre-tax net operating income$502,0002,410
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$502,0002,138
Extraordinary gains, net$016
Net income$502,0002,137
Minority interest net income$091
Net income of bank and minority interests.$502,0002,138
Net charge-offs$74,0003,377
Cash dividends$241,0001,258
Sale, conversion, retirement of capital stock, net$-744,0007,925
Net operating income$502,0002,048
2009-12-31 (YTD Data)Rank
Total interest income$8,743,0003,589
Total interest expense$840,0006,381
Net interest income$7,903,0002,763
Provision for loan and lease losses$357,0005,040
Total noninterest income$2,255,0001,954
Gross Fiduciary activities income$732,000463
Service charges on deposit accounts$677,0002,315
Trading account gains and fees$0211
Additional Noninterest Income$846,0002,378
Total noninterest expense$7,552,0002,605
Salaries and employee benefits$4,441,0002,216
Premises and equipment expense$837,0003,000
Additional noninterest expense$2,274,0002,987
Pre-tax net operating income$2,249,0001,734
Securities gains (losses)$368,0001,070
Applicable income taxes$04,388
Income before extraordinary items$2,617,0001,285
Extraordinary gains, net$034
Net income$2,617,0001,285
Minority interest net income$0115
Net income of bank and minority interests.$2,617,0001,284
Net charge-offs$81,0005,873
Cash dividends$1,940,000956
Sale, conversion, retirement of capital stock, net$359,000600
Net operating income$2,249,0001,454
2009-09-30 (YTD Data)Rank
Total interest income$6,595,0003,621
Total interest expense$648,0006,454
Net interest income$5,947,0002,763
Provision for loan and lease losses$254,0004,840
Total noninterest income$1,727,0001,962
Gross Fiduciary activities income$539,000460
Service charges on deposit accounts$502,0002,349
Trading account gains and fees$0212
Additional Noninterest Income$686,0002,316
Total noninterest expense$5,626,0002,632
Salaries and employee benefits$3,303,0002,260
Premises and equipment expense$618,0003,081
Additional noninterest expense$1,705,0002,959
Pre-tax net operating income$1,794,0001,772
Securities gains (losses)$365,000864
Applicable income taxes$04,592
Income before extraordinary items$2,159,0001,244
Extraordinary gains, net$027
Net income$2,159,0001,242
Minority interest net income$0118
Net income of bank and minority interests.$2,159,0001,244
Net charge-offs$76,0005,315
Cash dividends$1,258,0001,016
Sale, conversion, retirement of capital stock, net$180,000606
Net operating income$1,794,0001,458
2009-06-30 (YTD Data)Rank
Total interest income$4,384,0003,660
Total interest expense$443,0006,522
Net interest income$3,941,0002,762
Provision for loan and lease losses$173,0004,564
Total noninterest income$1,069,0002,074
Gross Fiduciary activities income$348,000472
Service charges on deposit accounts$323,0002,389
Trading account gains and fees$0193
Additional Noninterest Income$398,0002,561
Total noninterest expense$3,643,0002,726
Salaries and employee benefits$2,184,0002,314
Premises and equipment expense$391,0003,244
Additional noninterest expense$1,068,0003,129
Pre-tax net operating income$1,194,0001,838
Securities gains (losses)$365,000648
Applicable income taxes$04,657
Income before extraordinary items$1,559,0001,205
Extraordinary gains, net$021
Net income$1,559,0001,203
Minority interest net income$0112
Net income of bank and minority interests.$1,559,0001,204
Net charge-offs$61,0004,739
Cash dividends$1,018,000874
Sale, conversion, retirement of capital stock, net$180,000493
Net operating income$1,194,0001,534
2009-03-31 (YTD Data)Rank
Total interest income$2,172,0003,714
Total interest expense$236,0006,510
Net interest income$1,936,0002,786
Provision for loan and lease losses$85,0004,161
Total noninterest income$489,0002,178
Gross Fiduciary activities income$190,000457
Service charges on deposit accounts$149,0002,488
Trading account gains and fees$0171
Additional Noninterest Income$150,0002,961
Total noninterest expense$1,820,0002,644
Salaries and employee benefits$1,096,0002,337
Premises and equipment expense$200,0003,224
Additional noninterest expense$524,0002,884
Pre-tax net operating income$520,0002,302
Securities gains (losses)$118,000916
Applicable income taxes$04,835
Income before extraordinary items$638,0001,687
Extraordinary gains, net$015
Net income$638,0001,688
Minority interest net income$0102
Net income of bank and minority interests.$638,0001,689
Net charge-offs$05,728
Cash dividends$82,0002,399
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$520,0001,935
2008-12-31 (YTD Data)Rank
Total interest income$9,021,0003,794
Total interest expense$1,758,0005,629
Net interest income$7,263,0002,946
Provision for loan and lease losses$230,0005,040
Total noninterest income$1,824,0002,291
Gross Fiduciary activities income$509,000570
Service charges on deposit accounts$644,0002,506
Trading account gains and fees$0154
Additional Noninterest Income$671,0002,716
Total noninterest expense$6,836,0002,740
Salaries and employee benefits$4,169,0002,411
Premises and equipment expense$694,0003,537
Additional noninterest expense$1,973,0002,903
Pre-tax net operating income$2,021,0002,434
Securities gains (losses)$6,0002,702
Applicable income taxes$04,979
Income before extraordinary items$2,027,0001,966
Extraordinary gains, net$039
Net income$2,027,0001,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,772
Cash dividends$1,553,0001,680
Sale, conversion, retirement of capital stock, net$223,000748
Net operating income$2,021,0002,098
2008-09-30 (YTD Data)Rank
Total interest income$6,718,0003,873
Total interest expense$1,395,0005,620
Net interest income$5,323,0003,037
Provision for loan and lease losses$145,0004,670
Total noninterest income$1,306,0002,430
Gross Fiduciary activities income$331,000599
Service charges on deposit accounts$477,0002,547
Trading account gains and fees$0148
Additional Noninterest Income$498,0002,824
Total noninterest expense$5,048,0002,764
Salaries and employee benefits$3,049,0002,506
Premises and equipment expense$529,0003,511
Additional noninterest expense$1,470,0002,821
Pre-tax net operating income$1,436,0002,929
Securities gains (losses)$6,0002,568
Applicable income taxes$05,372
Income before extraordinary items$1,442,0002,398
Extraordinary gains, net$031
Net income$1,442,0002,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,975
Cash dividends$1,074,0001,710
Sale, conversion, retirement of capital stock, net$92,000799
Net operating income$1,436,0002,520
2008-06-30 (YTD Data)Rank
Total interest income$4,408,0003,975
Total interest expense$975,0005,642
Net interest income$3,433,0003,115
Provision for loan and lease losses$90,0004,395
Total noninterest income$726,0002,775
Gross Fiduciary activities income$167,000669
Service charges on deposit accounts$297,0002,657
Trading account gains and fees$0149
Additional Noninterest Income$262,0003,256
Total noninterest expense$3,257,0002,833
Salaries and employee benefits$1,951,0002,629
Premises and equipment expense$345,0003,591
Additional noninterest expense$961,0002,843
Pre-tax net operating income$812,0003,398
Securities gains (losses)$6,0002,681
Applicable income taxes$05,627
Income before extraordinary items$818,0002,997
Extraordinary gains, net$021
Net income$818,0002,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,683
Cash dividends$905,0001,542
Sale, conversion, retirement of capital stock, net$90,000614
Net operating income$812,0002,969
2008-03-31 (YTD Data)Rank
Total interest income$2,217,0004,047
Total interest expense$538,0005,575
Net interest income$1,679,0003,182
Provision for loan and lease losses$45,0003,899
Total noninterest income$293,0003,183
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$143,0002,721
Trading account gains and fees$0158
Additional Noninterest Income$150,0003,046
Total noninterest expense$1,567,0002,933
Salaries and employee benefits$905,0002,814
Premises and equipment expense$176,0003,552
Additional noninterest expense$486,0002,793
Pre-tax net operating income$360,0003,771
Securities gains (losses)$1,0002,556
Applicable income taxes$05,622
Income before extraordinary items$361,0003,422
Extraordinary gains, net$015
Net income$361,0003,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,065
Cash dividends$270,0002,001
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$360,0003,329
2007-12-31 (YTD Data)Rank
Total interest income$8,158,0004,310
Total interest expense$2,262,0005,541
Net interest income$5,896,0003,543
Provision for loan and lease losses$180,0004,023
Total noninterest income$1,130,0003,268
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$640,0002,551
Trading account gains and fees$0178
Additional Noninterest Income$490,0003,350
Total noninterest expense$4,634,0003,672
Salaries and employee benefits$2,664,0003,546
Premises and equipment expense$493,0004,410
Additional noninterest expense$1,477,0003,466
Pre-tax net operating income$2,212,0003,112
Securities gains (losses)$-67,0008,067
Applicable income taxes$06,070
Income before extraordinary items$2,145,0002,675
Extraordinary gains, net$039
Net income$2,145,0002,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,708
Cash dividends$1,619,0001,888
Sale, conversion, retirement of capital stock, net$6,525,000241
Net operating income$2,212,0002,611
2007-09-30 (YTD Data)Rank
Total interest income$5,949,0004,396
Total interest expense$1,670,0005,590
Net interest income$4,279,0003,655
Provision for loan and lease losses$135,0003,624
Total noninterest income$862,0003,232
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$480,0002,523
Trading account gains and fees$0184
Additional Noninterest Income$382,0003,295
Total noninterest expense$3,263,0003,853
Salaries and employee benefits$1,832,0003,791
Premises and equipment expense$363,0004,445
Additional noninterest expense$1,068,0003,517
Pre-tax net operating income$1,743,0003,141
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,743,0002,662
Extraordinary gains, net$033
Net income$1,743,0002,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,250
Cash dividends$1,392,0001,600
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,743,0002,640
2007-06-30 (YTD Data)Rank
Total interest income$3,909,0004,458
Total interest expense$1,097,0005,641
Net interest income$2,812,0003,713
Provision for loan and lease losses$90,0003,429
Total noninterest income$493,0003,592
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$274,0002,845
Trading account gains and fees$0168
Additional Noninterest Income$219,0003,611
Total noninterest expense$2,075,0004,023
Salaries and employee benefits$1,143,0003,991
Premises and equipment expense$234,0004,566
Additional noninterest expense$698,0003,571
Pre-tax net operating income$1,140,0003,219
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,140,0002,754
Extraordinary gains, net$029
Net income$1,140,0002,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0002,791
Cash dividends$890,0001,701
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,140,0002,736
2007-03-31 (YTD Data)Rank
Total interest income$1,932,0004,487
Total interest expense$536,0005,692
Net interest income$1,396,0003,732
Provision for loan and lease losses$45,0003,197
Total noninterest income$188,0004,154
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$126,0002,972
Trading account gains and fees$0195
Additional Noninterest Income$62,0004,685
Total noninterest expense$1,028,0004,061
Salaries and employee benefits$562,0004,065
Premises and equipment expense$111,0004,742
Additional noninterest expense$355,0003,498
Pre-tax net operating income$511,0003,481
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$511,0002,985
Extraordinary gains, net$022
Net income$511,0002,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0001,876
Cash dividends$560,0001,284
Sale, conversion, retirement of capital stock, net$0885
Net operating income$511,0002,966
2006-12-31 (YTD Data)Rank
Total interest income$7,038,0004,549
Total interest expense$1,750,0005,759
Net interest income$5,288,0003,853
Provision for loan and lease losses$285,0002,880
Total noninterest income$771,0004,155
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$467,0003,208
Trading account gains and fees$0130
Additional Noninterest Income$304,0004,266
Total noninterest expense$3,649,0004,260
Salaries and employee benefits$1,973,0004,319
Premises and equipment expense$455,0004,531
Additional noninterest expense$1,221,0003,878
Pre-tax net operating income$2,125,0003,515
Securities gains (losses)$-90,0008,166
Applicable income taxes$06,600
Income before extraordinary items$2,035,0003,059
Extraordinary gains, net$051
Net income$2,035,0003,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,344
Cash dividends$1,238,0002,215
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,125,0002,964
2006-09-30 (YTD Data)Rank
Total interest income$5,101,0004,638
Total interest expense$1,238,0005,844
Net interest income$3,863,0003,943
Provision for loan and lease losses$180,0003,038
Total noninterest income$536,0004,320
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$347,0003,243
Trading account gains and fees$0126
Additional Noninterest Income$189,0004,650
Total noninterest expense$2,660,0004,334
Salaries and employee benefits$1,429,0004,403
Premises and equipment expense$348,0004,474
Additional noninterest expense$883,0003,973
Pre-tax net operating income$1,559,0003,707
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,559,0003,124
Extraordinary gains, net$045
Net income$1,559,0003,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,609
Cash dividends$1,146,0001,757
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,559,0003,116
2006-06-30 (YTD Data)Rank
Total interest income$3,269,0004,705
Total interest expense$787,0005,849
Net interest income$2,482,0004,070
Provision for loan and lease losses$110,0003,192
Total noninterest income$363,0004,261
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$228,0003,249
Trading account gains and fees$0126
Additional Noninterest Income$135,0004,512
Total noninterest expense$1,743,0004,412
Salaries and employee benefits$944,0004,451
Premises and equipment expense$228,0004,532
Additional noninterest expense$571,0004,067
Pre-tax net operating income$992,0003,815
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$992,0003,232
Extraordinary gains, net$039
Net income$992,0003,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,057
Cash dividends$672,0001,948
Sale, conversion, retirement of capital stock, net$0887
Net operating income$992,0003,226
2006-03-31 (YTD Data)Rank
Total interest income$1,558,0004,792
Total interest expense$362,0005,943
Net interest income$1,196,0004,167
Provision for loan and lease losses$65,0002,715
Total noninterest income$185,0004,144
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$114,0003,181
Trading account gains and fees$0115
Additional Noninterest Income$71,0004,406
Total noninterest expense$870,0004,422
Salaries and employee benefits$469,0004,486
Premises and equipment expense$106,0004,775
Additional noninterest expense$295,0003,946
Pre-tax net operating income$446,0004,017
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$446,0003,431
Extraordinary gains, net$021
Net income$446,0003,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,017
Cash dividends$421,0001,550
Sale, conversion, retirement of capital stock, net$0648
Net operating income$446,0003,409
2005-12-31 (YTD Data)Rank
Total interest income$5,185,0005,038
Total interest expense$942,0006,427
Net interest income$4,243,0004,447
Provision for loan and lease losses$380,0002,368
Total noninterest income$998,0003,573
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$519,0002,977
Trading account gains and fees$0138
Additional Noninterest Income$479,0003,443
Total noninterest expense$3,244,0004,530
Salaries and employee benefits$1,767,0004,534
Premises and equipment expense$438,0004,584
Additional noninterest expense$1,039,0004,290
Pre-tax net operating income$1,617,0004,206
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$1,617,0003,610
Extraordinary gains, net$046
Net income$1,617,0003,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,0001,489
Cash dividends$1,058,0002,336
Sale, conversion, retirement of capital stock, net$500,000534
Net operating income$1,617,0003,585
2005-09-30 (YTD Data)Rank
Total interest income$3,711,0005,151
Total interest expense$626,0006,627
Net interest income$3,085,0004,547
Provision for loan and lease losses$260,0002,468
Total noninterest income$742,0003,595
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$401,0002,910
Trading account gains and fees$0126
Additional Noninterest Income$341,0003,571
Total noninterest expense$2,376,0004,578
Salaries and employee benefits$1,285,0004,610
Premises and equipment expense$338,0004,470
Additional noninterest expense$753,0004,385
Pre-tax net operating income$1,191,0004,316
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,191,0003,674
Extraordinary gains, net$035
Net income$1,191,0003,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0001,870
Cash dividends$985,0001,831
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,191,0003,643
2005-06-30 (YTD Data)Rank
Total interest income$2,379,0005,216
Total interest expense$371,0006,770
Net interest income$2,008,0004,599
Provision for loan and lease losses$210,0002,058
Total noninterest income$539,0003,340
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$257,0002,955
Trading account gains and fees$0116
Additional Noninterest Income$282,0003,180
Total noninterest expense$1,571,0004,584
Salaries and employee benefits$852,0004,606
Premises and equipment expense$218,0004,529
Additional noninterest expense$501,0004,370
Pre-tax net operating income$766,0004,384
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$766,0003,739
Extraordinary gains, net$030
Net income$766,0003,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0001,562
Cash dividends$563,0002,035
Sale, conversion, retirement of capital stock, net$0643
Net operating income$766,0003,695
2005-03-31 (YTD Data)Rank
Total interest income$1,139,0005,326
Total interest expense$169,0006,932
Net interest income$970,0004,712
Provision for loan and lease losses$130,0001,632
Total noninterest income$279,0003,217
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$124,0002,965
Trading account gains and fees$0115
Additional Noninterest Income$155,0002,913
Total noninterest expense$780,0004,632
Salaries and employee benefits$421,0004,659
Premises and equipment expense$115,0004,423
Additional noninterest expense$244,0004,430
Pre-tax net operating income$339,0004,677
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$339,0004,039
Extraordinary gains, net$024
Net income$339,0004,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,262
Cash dividends$348,0001,608
Sale, conversion, retirement of capital stock, net$0491
Net operating income$339,0004,001
2004-12-31 (YTD Data)Rank
Total interest income$4,125,0005,458
Total interest expense$539,0007,159
Net interest income$3,586,0004,829
Provision for loan and lease losses$345,0002,653
Total noninterest income$1,004,0003,529
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$588,0002,749
Trading account gains and fees$0138
Additional Noninterest Income$416,0003,645
Total noninterest expense$3,100,0004,561
Salaries and employee benefits$1,667,0004,589
Premises and equipment expense$438,0004,501
Additional noninterest expense$995,0004,370
Pre-tax net operating income$1,145,0004,909
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$1,145,0004,329
Extraordinary gains, net$034
Net income$1,145,0004,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,0001,807
Cash dividends$1,068,0002,204
Sale, conversion, retirement of capital stock, net$300,000517
Net operating income$1,145,0004,257
2004-09-30 (YTD Data)Rank
Total interest income$3,020,0005,535
Total interest expense$391,0007,248
Net interest income$2,629,0004,882
Provision for loan and lease losses$255,0002,546
Total noninterest income$799,0003,410
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$452,0002,710
Trading account gains and fees$0134
Additional Noninterest Income$347,0003,451
Total noninterest expense$2,289,0004,563
Salaries and employee benefits$1,237,0004,587
Premises and equipment expense$324,0004,524
Additional noninterest expense$728,0004,386
Pre-tax net operating income$884,0004,932
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$884,0004,327
Extraordinary gains, net$026
Net income$884,0004,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,018
Cash dividends$1,016,0001,684
Sale, conversion, retirement of capital stock, net$0738
Net operating income$884,0004,248
2004-06-30 (YTD Data)Rank
Total interest income$1,975,0005,586
Total interest expense$253,0007,374
Net interest income$1,722,0004,943
Provision for loan and lease losses$165,0002,550
Total noninterest income$525,0003,456
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$306,0002,672
Trading account gains and fees$0130
Additional Noninterest Income$219,0003,572
Total noninterest expense$1,524,0004,617
Salaries and employee benefits$823,0004,620
Premises and equipment expense$215,0004,547
Additional noninterest expense$486,0004,400
Pre-tax net operating income$558,0005,023
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$558,0004,441
Extraordinary gains, net$021
Net income$558,0004,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0001,885
Cash dividends$647,0001,789
Sale, conversion, retirement of capital stock, net$0638
Net operating income$558,0004,356
2004-03-31 (YTD Data)Rank
Total interest income$980,0005,643
Total interest expense$124,0007,456
Net interest income$856,0004,974
Provision for loan and lease losses$75,0002,550
Total noninterest income$262,0003,408
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$149,0002,692
Trading account gains and fees$0121
Additional Noninterest Income$113,0003,446
Total noninterest expense$767,0004,608
Salaries and employee benefits$410,0004,650
Premises and equipment expense$107,0004,590
Additional noninterest expense$250,0004,318
Pre-tax net operating income$276,0005,028
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$276,0004,501
Extraordinary gains, net$016
Net income$276,0004,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0001,990
Cash dividends$431,0001,378
Sale, conversion, retirement of capital stock, net$0464
Net operating income$276,0004,368
2003-12-31 (YTD Data)Rank
Total interest income$3,708,0005,882
Total interest expense$498,0007,751
Net interest income$3,210,0005,085
Provision for loan and lease losses$362,0002,766
Total noninterest income$1,221,0003,264
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$676,0002,431
Trading account gains and fees$0160
Additional Noninterest Income$545,0003,437
Total noninterest expense$2,996,0004,606
Salaries and employee benefits$1,623,0004,594
Premises and equipment expense$401,0004,723
Additional noninterest expense$972,0004,374
Pre-tax net operating income$1,073,0004,986
Securities gains (losses)$24,0003,094
Applicable income taxes$07,459
Income before extraordinary items$1,097,0004,394
Extraordinary gains, net$054
Net income$1,097,0004,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0003,184
Cash dividends$858,0002,566
Sale, conversion, retirement of capital stock, net$500,000489
Net operating income$1,073,0004,270
2003-09-30 (YTD Data)Rank
Total interest income$2,761,0005,961
Total interest expense$376,0007,878
Net interest income$2,385,0005,145
Provision for loan and lease losses$272,0002,682
Total noninterest income$980,0003,180
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$519,0002,396
Trading account gains and fees$0153
Additional Noninterest Income$461,0003,273
Total noninterest expense$2,206,0004,643
Salaries and employee benefits$1,124,0004,840
Premises and equipment expense$299,0004,721
Additional noninterest expense$783,0004,124
Pre-tax net operating income$887,0004,864
Securities gains (losses)$24,0002,852
Applicable income taxes$07,524
Income before extraordinary items$911,0004,253
Extraordinary gains, net$040
Net income$911,0004,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0004,410
Cash dividends$815,0001,975
Sale, conversion, retirement of capital stock, net$0722
Net operating income$887,0004,161
2003-06-30 (YTD Data)Rank
Total interest income$1,838,0006,004
Total interest expense$256,0007,965
Net interest income$1,582,0005,158
Provision for loan and lease losses$182,0002,663
Total noninterest income$604,0003,324
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$348,0002,361
Trading account gains and fees$0150
Additional Noninterest Income$256,0003,585
Total noninterest expense$1,443,0004,705
Salaries and employee benefits$738,0004,893
Premises and equipment expense$194,0004,796
Additional noninterest expense$511,0004,174
Pre-tax net operating income$561,0005,023
Securities gains (losses)$24,0002,506
Applicable income taxes$07,529
Income before extraordinary items$585,0004,370
Extraordinary gains, net$030
Net income$585,0004,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,275
Cash dividends$464,0002,254
Sale, conversion, retirement of capital stock, net$0589
Net operating income$561,0004,271
2003-03-31 (YTD Data)Rank
Total interest income$911,0006,060
Total interest expense$128,0008,066
Net interest income$783,0005,164
Provision for loan and lease losses$92,0002,478
Total noninterest income$307,0003,195
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$174,0002,278
Trading account gains and fees$0134
Additional Noninterest Income$133,0003,422
Total noninterest expense$687,0004,854
Salaries and employee benefits$360,0004,981
Premises and equipment expense$93,0004,937
Additional noninterest expense$234,0004,436
Pre-tax net operating income$311,0004,704
Securities gains (losses)$8,0002,242
Applicable income taxes$07,403
Income before extraordinary items$319,0004,073
Extraordinary gains, net$021
Net income$319,0004,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,949
Cash dividends$312,0001,716
Sale, conversion, retirement of capital stock, net$0419
Net operating income$311,0003,942
2002-12-31 (YTD Data)Rank
Total interest income$3,880,0006,002
Total interest expense$667,0007,905
Net interest income$3,213,0005,066
Provision for loan and lease losses$359,0003,088
Total noninterest income$1,023,0003,435
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$518,0002,888
Trading account gains and fees$0153
Additional Noninterest Income$505,0003,277
Total noninterest expense$2,656,0004,874
Salaries and employee benefits$1,378,0005,000
Premises and equipment expense$360,0004,992
Additional noninterest expense$918,0004,472
Pre-tax net operating income$1,221,0004,663
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$1,221,0004,039
Extraordinary gains, net$070
Net income$1,221,0004,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0001,902
Cash dividends$1,035,0002,176
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,221,0003,928
2001-12-31 (YTD Data)Rank
Total interest income$4,300,0006,106
Total interest expense$1,385,0007,219
Net interest income$2,915,0005,170
Provision for loan and lease losses$120,0005,188
Total noninterest income$886,0003,606
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$470,0002,981
Trading account gains and fees$0177
Additional Noninterest Income$416,0003,456
Total noninterest expense$2,464,0004,998
Salaries and employee benefits$1,227,0005,229
Premises and equipment expense$320,0005,321
Additional noninterest expense$917,0004,341
Pre-tax net operating income$1,217,0004,386
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$1,217,0003,765
Extraordinary gains, net$0105
Net income$1,217,0003,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,230
Cash dividends$613,0003,089
Sale, conversion, retirement of capital stock, net$250,000559
Net operating income$1,217,0003,652
2000-12-31 (YTD Data)Rank
Total interest income$3,705,0006,725
Total interest expense$1,321,0007,536
Net interest income$2,384,0005,981
Provision for loan and lease losses$150,0004,393
Total noninterest income$474,0005,047
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$266,0004,363
Trading account gains and feesNANA
Additional Noninterest Income$208,0004,705
Total noninterest expense$1,945,0005,772
Salaries and employee benefits$1,002,0005,907
Premises and equipment expense$245,0006,127
Additional noninterest expense$698,0005,188
Pre-tax net operating income$763,0005,994
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$763,0005,187
Extraordinary gains, net$038
Net income$763,0005,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,638
Cash dividends$618,0003,140
Sale, conversion, retirement of capital stock, net$350,000583
Net operating income$763,0005,176
1999-12-31 (YTD Data)Rank
Total interest income$1,919,0008,590
Total interest expense$627,0009,147
Net interest income$1,292,0008,003
Provision for loan and lease losses$248,0003,072
Total noninterest income$302,0006,425
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$99,0006,727
Trading account gains and feesNANA
Additional Noninterest Income$203,0004,910
Total noninterest expense$1,230,0007,491
Salaries and employee benefits$631,0007,587
Premises and equipment expense$95,0008,719
Additional noninterest expense$504,0006,491
Pre-tax net operating income$116,0008,995
Securities gains (losses)$-12,0009,370
Applicable income taxes$08,765
Income before extraordinary items$104,0008,934
Extraordinary gains, net$035
Net income$104,0008,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$549,0001,133
Cash dividends$70,0006,407
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$116,0008,818
1998-12-31 (YTD Data)Rank
Total interest income$1,604,0009,163
Total interest expense$666,0009,286
Net interest income$938,0008,937
Provision for loan and lease losses$1,268,000787
Total noninterest income$115,0008,769
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$97,0006,914
Trading account gains and feesNANA
Additional Noninterest Income$18,0009,566
Total noninterest expense$558,0009,591
Salaries and employee benefits$274,0009,760
Premises and equipment expense$50,0009,822
Additional noninterest expense$234,0008,755
Pre-tax net operating income$-773,00010,288
Securities gains (losses)$04,449
Applicable income taxes$-293,00010,351
Income before extraordinary items$-480,00010,215
Extraordinary gains, net$032
Net income$-480,00010,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$884,000837
Cash dividends$120,0006,059
Sale, conversion, retirement of capital stock, net$900,000485
Net operating income$-480,00010,184
1997-12-31 (YTD Data)Rank
Total interest income$1,466,0009,716
Total interest expense$610,0009,796
Net interest income$856,0009,527
Provision for loan and lease losses$146,0004,210
Total noninterest income$129,0008,910
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$85,0007,533
Trading account gains and feesNANA
Additional Noninterest Income$44,0008,689
Total noninterest expense$499,00010,141
Salaries and employee benefits$289,00010,028
Premises and equipment expense$43,00010,363
Additional noninterest expense$167,0009,809
Pre-tax net operating income$340,0008,779
Securities gains (losses)$03,944
Applicable income taxes$154,0007,551
Income before extraordinary items$186,0009,282
Extraordinary gains, net$044
Net income$186,0009,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,868
Cash dividends$180,0005,601
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$186,0009,239
1996-12-31 (YTD Data)Rank
Total interest income$1,278,00010,422
Total interest expense$535,00010,477
Net interest income$743,00010,270
Provision for loan and lease losses$47,0006,760
Total noninterest income$120,0009,519
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$78,0008,049
Trading account gains and feesNANA
Additional Noninterest Income$42,0009,253
Total noninterest expense$439,00010,833
Salaries and employee benefits$271,00010,570
Premises and equipment expense$40,00010,910
Additional noninterest expense$128,00010,819
Pre-tax net operating income$377,0008,647
Securities gains (losses)$04,148
Applicable income taxes$130,0008,215
Income before extraordinary items$247,0008,861
Extraordinary gains, net$053
Net income$247,0008,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,175
Cash dividends$150,0005,964
Sale, conversion, retirement of capital stock, net$0953
Net operating income$247,0008,797
1995-12-31 (YTD Data)Rank
Total interest income$987,00011,302
Total interest expense$376,00011,394
Net interest income$611,00011,094
Provision for loan and lease losses$68,0005,482
Total noninterest income$160,0009,143
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$82,0008,261
Trading account gains and feesNANA
Additional Noninterest Income$78,0008,022
Total noninterest expense$384,00011,481
Salaries and employee benefits$211,00011,430
Premises and equipment expense$29,00011,637
Additional noninterest expense$143,00011,134
Pre-tax net operating income$319,0009,608
Securities gains (losses)$03,831
Applicable income taxes$130,0008,624
Income before extraordinary items$189,00010,058
Extraordinary gains, net$065
Net income$189,00010,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,236
Cash dividends$100,0006,741
Sale, conversion, retirement of capital stock, net$0809
Net operating income$189,00010,023
1994-12-31 (YTD Data)Rank
Total interest income$788,00012,082
Total interest expense$266,00012,158
Net interest income$523,00011,933
Provision for loan and lease losses$34,0006,932
Total noninterest income$138,0009,955
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$73,0008,896
Trading account gains and feesNANA
Additional Noninterest Income$65,0008,873
Total noninterest expense$340,00012,240
Salaries and employee benefits$175,00012,222
Premises and equipment expense$27,00012,284
Additional noninterest expense$138,00011,935
Pre-tax net operating income$287,00010,221
Securities gains (losses)$03,600
Applicable income taxes$126,0008,792
Income before extraordinary items$161,00010,690
Extraordinary gains, net$0249
Net income$161,00010,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,524
Cash dividends$60,0007,692
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$161,00010,732
1993-12-31 (YTD Data)Rank
Total interest income$511,00013,050
Total interest expense$211,00012,959
Net interest income$300,00013,010
Provision for loan and lease losses$1,00010,323
Total noninterest income$77,00011,876
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$59,0009,720
Trading account gains and feesNANA
Additional Noninterest Income$18,00012,177
Total noninterest expense$287,00013,021
Salaries and employee benefits$126,00013,100
Premises and equipment expense$25,00012,982
Additional noninterest expense$136,00012,583
Pre-tax net operating income$89,00011,933
Securities gains (losses)$07,477
Applicable income taxes$10,00011,823
Income before extraordinary items$79,00012,022
Extraordinary gains, net$03,149
Net income$79,00012,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00011,177
Cash dividends$45,0008,091
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$79,00011,838
1992-12-31 (YTD Data)Rank
Total interest income$509,00013,701
Total interest expense$261,00013,578
Net interest income$248,00013,711
Provision for loan and lease losses$1,00011,714
Total noninterest income$72,00012,504
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$51,00010,268
Trading account gains and feesNANA
Additional Noninterest Income$21,00012,470
Total noninterest expense$271,00013,653
Salaries and employee benefits$112,00013,745
Premises and equipment expense$25,00013,551
Additional noninterest expense$134,00013,161
Pre-tax net operating income$48,00012,429
Securities gains (losses)$1,0007,986
Applicable income taxes$3,00012,573
Income before extraordinary items$46,00012,596
Extraordinary gains, net$01,422
Net income$46,00012,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,00011,020
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$45,06012,349

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.