Home > Southern Heritage Bank > Income and Expense
Southern Heritage Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $17,605,000 | 2,058 |
| Total interest expense | $4,474,000 | 2,153 |
| Net interest income | $13,131,000 | 2,007 |
| Provision for loan and lease losses | $196,000 | 2,022 |
| Total noninterest income | $2,746,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,821,000 | 611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $925,000 | 2,360 |
| Total noninterest expense | $11,233,000 | 1,897 |
| Salaries and employee benefits | $6,996,000 | 1,771 |
| Premises and equipment expense | $1,067,000 | 1,955 |
| Additional noninterest expense | $925,000 | 2,360 |
| Pre-tax net operating income | $4,448,000 | 2,054 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $4,448,000 | 1,864 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,448,000 | 1,886 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,448,000 | 1,867 |
| Net charge-offs | $28,000 | 2,061 |
| Cash dividends | $3,920,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,448,000 | 1,892 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $113,000 | 4,583 |
| Total interest expense | $10,000 | 4,506 |
| Net interest income | $22,925,000 | 1,031 |
| Provision for loan and lease losses | NA | NA |
| Total noninterest income | $1,664 | 4,558 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $898 | 4,415 |
| Trading account gains and fees | $7,024 | 109 |
| Additional Noninterest Income | $0 | 4,497 |
| Total noninterest expense | NA | NA |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,553 |
| Additional noninterest expense | $13,268 | 4,393 |
| Pre-tax net operating income | NA | NA |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $16,000 | 4,348 |
| Extraordinary gains, net | $20,698,000 | 19 |
| Net income | $3,000,000 | 2,077 |
| Minority interest net income | $2,475,000 | 17 |
| Net income of bank and minority interests. | $0 | 4,357 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $2,383,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $56 | 495 |
| Net operating income | $0 | 4,379 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,489,000 | 2,043 |
| Total interest expense | $1,932,000 | 2,064 |
| Net interest income | $6,557,000 | 2,035 |
| Provision for loan and lease losses | $46,000 | 2,282 |
| Total noninterest income | $1,132,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $873,000 | 624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 2,900 |
| Total noninterest expense | $5,665,000 | 1,870 |
| Salaries and employee benefits | $3,531,000 | 1,751 |
| Premises and equipment expense | $523,000 | 1,963 |
| Additional noninterest expense | $259,000 | 2,894 |
| Pre-tax net operating income | $1,978,000 | 2,263 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $1,978,000 | 2,072 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,978,000 | 2,097 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,978,000 | 2,072 |
| Net charge-offs | $12,000 | 1,750 |
| Cash dividends | $1,819,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,978,000 | 2,085 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,119,000 | 2,066 |
| Total interest expense | $851,000 | 2,029 |
| Net interest income | $3,268,000 | 2,051 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $562,000 | 1,828 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $241,000 | 1,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 1,935 |
| Total noninterest expense | $2,795,000 | 1,907 |
| Salaries and employee benefits | $1,730,000 | 1,809 |
| Premises and equipment expense | $259,000 | 2,007 |
| Additional noninterest expense | $321,000 | 1,935 |
| Pre-tax net operating income | $1,035,000 | 2,256 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,035,000 | 2,048 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,035,000 | 2,047 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,035,000 | 2,048 |
| Net charge-offs | $19,000 | 1,134 |
| Cash dividends | $628,000 | 1,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,035,000 | 2,075 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,158,000 | 1,943 |
| Total interest expense | $1,418,000 | 1,984 |
| Net interest income | $13,740,000 | 1,911 |
| Provision for loan and lease losses | $195,000 | 1,810 |
| Total noninterest income | $2,389,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $985,000 | 1,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,404,000 | 1,972 |
| Total noninterest expense | $10,950,000 | 1,884 |
| Salaries and employee benefits | $6,937,000 | 1,762 |
| Premises and equipment expense | $1,043,000 | 1,963 |
| Additional noninterest expense | $1,404,000 | 1,972 |
| Pre-tax net operating income | $4,984,000 | 2,051 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $4,984,000 | 1,821 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,984,000 | 1,819 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,984,000 | 1,820 |
| Net charge-offs | $210,000 | 904 |
| Cash dividends | $4,033,000 | 924 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,984,000 | 1,855 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,035,000 | 1,923 |
| Total interest expense | $866,000 | 1,948 |
| Net interest income | $10,169,000 | 1,899 |
| Provision for loan and lease losses | $127,000 | 1,745 |
| Total noninterest income | $1,848,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $730,000 | 1,045 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,118,000 | 1,936 |
| Total noninterest expense | $8,267,000 | 1,878 |
| Salaries and employee benefits | $5,292,000 | 1,728 |
| Premises and equipment expense | $758,000 | 2,012 |
| Additional noninterest expense | $1,118,000 | 1,936 |
| Pre-tax net operating income | $3,623,000 | 2,051 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $3,623,000 | 1,841 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,623,000 | 1,839 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,623,000 | 1,840 |
| Net charge-offs | $185,000 | 721 |
| Cash dividends | $2,532,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,623,000 | 1,876 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,096,000 | 1,916 |
| Total interest expense | $504,000 | 1,944 |
| Net interest income | $6,592,000 | 1,908 |
| Provision for loan and lease losses | $94,000 | 1,563 |
| Total noninterest income | $1,225,000 | 1,840 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $478,000 | 1,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $747,000 | 1,987 |
| Total noninterest expense | $5,533,000 | 1,863 |
| Salaries and employee benefits | $3,568,000 | 1,698 |
| Premises and equipment expense | $487,000 | 2,051 |
| Additional noninterest expense | $1,478,000 | 2,035 |
| Pre-tax net operating income | $2,190,000 | 2,091 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $2,190,000 | 1,883 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,190,000 | 1,883 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,190,000 | 1,883 |
| Net charge-offs | $161,000 | 590 |
| Cash dividends | $1,876,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,190,000 | 1,925 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 1,920 |
| Total interest expense | $247,000 | 1,934 |
| Net interest income | $3,174,000 | 1,911 |
| Provision for loan and lease losses | $71,000 | 1,187 |
| Total noninterest income | $643,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $231,000 | 1,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $412,000 | 1,884 |
| Total noninterest expense | $2,731,000 | 1,873 |
| Salaries and employee benefits | $1,790,000 | 1,700 |
| Premises and equipment expense | $237,000 | 2,103 |
| Additional noninterest expense | $704,000 | 2,092 |
| Pre-tax net operating income | $1,015,000 | 2,079 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,015,000 | 1,904 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,015,000 | 1,903 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,015,000 | 1,904 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $656,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,015,000 | 1,920 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $14,614,000 | 1,910 |
| Total interest expense | $1,266,000 | 1,874 |
| Net interest income | $13,348,000 | 1,891 |
| Provision for loan and lease losses | $298,000 | 1,448 |
| Total noninterest income | $2,894,000 | 1,843 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $831,000 | 1,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,063,000 | 1,869 |
| Total noninterest expense | $10,772,000 | 1,879 |
| Salaries and employee benefits | $7,061,000 | 1,710 |
| Premises and equipment expense | $964,000 | 2,086 |
| Additional noninterest expense | $2,747,000 | 2,105 |
| Pre-tax net operating income | $5,172,000 | 2,011 |
| Securities gains (losses) | $36,000 | 1,268 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $5,208,000 | 1,838 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,208,000 | 1,838 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,208,000 | 1,839 |
| Net charge-offs | $94,000 | 1,369 |
| Cash dividends | $4,355,000 | 883 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,172,000 | 1,816 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,031,000 | 1,936 |
| Total interest expense | $996,000 | 1,901 |
| Net interest income | $10,035,000 | 1,914 |
| Provision for loan and lease losses | $227,000 | 1,355 |
| Total noninterest income | $2,123,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $602,000 | 1,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,521,000 | 1,939 |
| Total noninterest expense | $8,096,000 | 1,883 |
| Salaries and employee benefits | $5,324,000 | 1,707 |
| Premises and equipment expense | $718,000 | 2,114 |
| Additional noninterest expense | $2,054,000 | 2,119 |
| Pre-tax net operating income | $3,835,000 | 2,107 |
| Securities gains (losses) | $36,000 | 1,184 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $3,871,000 | 1,919 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,871,000 | 1,918 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,871,000 | 1,919 |
| Net charge-offs | $62,000 | 1,277 |
| Cash dividends | $2,562,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,835,000 | 1,911 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,380,000 | 1,924 |
| Total interest expense | $694,000 | 1,905 |
| Net interest income | $6,686,000 | 1,895 |
| Provision for loan and lease losses | $152,000 | 1,353 |
| Total noninterest income | $1,421,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $381,000 | 1,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,040,000 | 1,864 |
| Total noninterest expense | $5,364,000 | 1,883 |
| Salaries and employee benefits | $3,563,000 | 1,696 |
| Premises and equipment expense | $467,000 | 2,133 |
| Additional noninterest expense | $1,334,000 | 2,134 |
| Pre-tax net operating income | $2,591,000 | 2,063 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $2,591,000 | 1,890 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,591,000 | 1,889 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,591,000 | 1,890 |
| Net charge-offs | $62,000 | 1,090 |
| Cash dividends | $1,896,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,591,000 | 1,856 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,649,000 | 1,918 |
| Total interest expense | $361,000 | 1,931 |
| Net interest income | $3,288,000 | 1,890 |
| Provision for loan and lease losses | $77,000 | 1,418 |
| Total noninterest income | $770,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $195,000 | 1,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $575,000 | 1,773 |
| Total noninterest expense | $2,731,000 | 1,845 |
| Salaries and employee benefits | $1,863,000 | 1,643 |
| Premises and equipment expense | $238,000 | 2,124 |
| Additional noninterest expense | $630,000 | 2,192 |
| Pre-tax net operating income | $1,250,000 | 2,097 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,250,000 | 1,950 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,250,000 | 1,950 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,250,000 | 1,950 |
| Net charge-offs | $5,000 | 1,528 |
| Cash dividends | $666,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,250,000 | 1,910 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,050,000 | 1,885 |
| Total interest expense | $1,692,000 | 2,197 |
| Net interest income | $13,358,000 | 1,811 |
| Provision for loan and lease losses | $194,000 | 3,080 |
| Total noninterest income | $2,664,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $806,000 | 1,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,858,000 | 1,859 |
| Total noninterest expense | $10,588,000 | 1,875 |
| Salaries and employee benefits | $6,816,000 | 1,708 |
| Premises and equipment expense | $967,000 | 2,073 |
| Additional noninterest expense | $2,805,000 | 2,023 |
| Pre-tax net operating income | $5,240,000 | 1,731 |
| Securities gains (losses) | $52,000 | 1,712 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $5,292,000 | 1,566 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,292,000 | 1,566 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,292,000 | 1,566 |
| Net charge-offs | $343,000 | 1,201 |
| Cash dividends | $4,109,000 | 884 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,240,000 | 1,536 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,517,000 | 1,870 |
| Total interest expense | $1,294,000 | 2,271 |
| Net interest income | $10,223,000 | 1,783 |
| Provision for loan and lease losses | $161,000 | 2,945 |
| Total noninterest income | $1,795,000 | 1,895 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $594,000 | 1,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,201,000 | 1,970 |
| Total noninterest expense | $7,801,000 | 1,875 |
| Salaries and employee benefits | $5,028,000 | 1,721 |
| Premises and equipment expense | $698,000 | 2,119 |
| Additional noninterest expense | $2,075,000 | 2,020 |
| Pre-tax net operating income | $4,056,000 | 1,653 |
| Securities gains (losses) | $1,000 | 2,423 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $4,057,000 | 1,497 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,057,000 | 1,498 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,057,000 | 1,498 |
| Net charge-offs | $326,000 | 983 |
| Cash dividends | $2,378,000 | 973 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,056,000 | 1,453 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,922,000 | 1,840 |
| Total interest expense | $887,000 | 2,340 |
| Net interest income | $7,035,000 | 1,733 |
| Provision for loan and lease losses | $112,000 | 2,881 |
| Total noninterest income | $1,170,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $400,000 | 1,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $770,000 | 1,941 |
| Total noninterest expense | $5,147,000 | 1,895 |
| Salaries and employee benefits | $3,336,000 | 1,725 |
| Premises and equipment expense | $451,000 | 2,154 |
| Additional noninterest expense | $1,360,000 | 2,040 |
| Pre-tax net operating income | $2,946,000 | 1,474 |
| Securities gains (losses) | $1,000 | 2,174 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $2,947,000 | 1,329 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,947,000 | 1,329 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,947,000 | 1,329 |
| Net charge-offs | $28,000 | 2,029 |
| Cash dividends | $1,773,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,946,000 | 1,293 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,720,000 | 1,926 |
| Total interest expense | $469,000 | 2,390 |
| Net interest income | $3,251,000 | 1,801 |
| Provision for loan and lease losses | $61,000 | 2,347 |
| Total noninterest income | $576,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $240,000 | 1,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 1,889 |
| Total noninterest expense | $2,623,000 | 1,876 |
| Salaries and employee benefits | $1,683,000 | 1,725 |
| Premises and equipment expense | $231,000 | 2,146 |
| Additional noninterest expense | $709,000 | 2,010 |
| Pre-tax net operating income | $1,143,000 | 1,650 |
| Securities gains (losses) | $1,000 | 1,614 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,144,000 | 1,486 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,144,000 | 1,484 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,144,000 | 1,486 |
| Net charge-offs | $24,000 | 1,516 |
| Cash dividends | $605,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,143,000 | 1,466 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,199,000 | 1,897 |
| Total interest expense | $1,972,000 | 2,362 |
| Net interest income | $13,227,000 | 1,788 |
| Provision for loan and lease losses | $195,000 | 2,386 |
| Total noninterest income | $2,400,000 | 1,790 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $966,000 | 1,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,434,000 | 1,844 |
| Total noninterest expense | $10,658,000 | 1,822 |
| Salaries and employee benefits | $6,656,000 | 1,700 |
| Premises and equipment expense | $1,005,000 | 2,023 |
| Additional noninterest expense | $2,997,000 | 1,925 |
| Pre-tax net operating income | $4,774,000 | 1,822 |
| Securities gains (losses) | $29,000 | 1,492 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $4,803,000 | 1,649 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,803,000 | 1,651 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,803,000 | 1,651 |
| Net charge-offs | $230,000 | 1,563 |
| Cash dividends | $4,435,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,774,000 | 1,621 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,420,000 | 1,912 |
| Total interest expense | $1,491,000 | 2,362 |
| Net interest income | $9,929,000 | 1,808 |
| Provision for loan and lease losses | $162,000 | 2,189 |
| Total noninterest income | $1,792,000 | 1,788 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $710,000 | 1,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,082,000 | 1,826 |
| Total noninterest expense | $7,984,000 | 1,826 |
| Salaries and employee benefits | $4,948,000 | 1,718 |
| Premises and equipment expense | $749,000 | 2,062 |
| Additional noninterest expense | $2,287,000 | 1,887 |
| Pre-tax net operating income | $3,575,000 | 1,863 |
| Securities gains (losses) | $29,000 | 1,288 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $3,604,000 | 1,671 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,604,000 | 1,672 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,604,000 | 1,672 |
| Net charge-offs | $101,000 | 1,758 |
| Cash dividends | $2,759,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,575,000 | 1,649 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,533,000 | 1,924 |
| Total interest expense | $1,003,000 | 2,331 |
| Net interest income | $6,530,000 | 1,830 |
| Provision for loan and lease losses | $96,000 | 2,250 |
| Total noninterest income | $1,137,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $456,000 | 1,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $681,000 | 1,871 |
| Total noninterest expense | $5,250,000 | 1,859 |
| Salaries and employee benefits | $3,281,000 | 1,735 |
| Premises and equipment expense | $496,000 | 2,078 |
| Additional noninterest expense | $1,473,000 | 1,972 |
| Pre-tax net operating income | $2,321,000 | 1,887 |
| Securities gains (losses) | $29,000 | 914 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,350,000 | 1,678 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,350,000 | 1,678 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,350,000 | 1,678 |
| Net charge-offs | $50,000 | 1,826 |
| Cash dividends | $2,209,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,321,000 | 1,667 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,750,000 | 1,937 |
| Total interest expense | $488,000 | 2,344 |
| Net interest income | $3,262,000 | 1,847 |
| Provision for loan and lease losses | $36,000 | 2,329 |
| Total noninterest income | $570,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $224,000 | 1,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $346,000 | 1,820 |
| Total noninterest expense | $2,615,000 | 1,865 |
| Salaries and employee benefits | $1,631,000 | 1,749 |
| Premises and equipment expense | $253,000 | 2,065 |
| Additional noninterest expense | $731,000 | 1,962 |
| Pre-tax net operating income | $1,181,000 | 1,827 |
| Securities gains (losses) | $29,000 | 506 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,210,000 | 1,608 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,210,000 | 1,606 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,210,000 | 1,607 |
| Net charge-offs | $32,000 | 1,464 |
| Cash dividends | $1,095,000 | 771 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,181,000 | 1,624 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,021,000 | 1,961 |
| Total interest expense | $1,699,000 | 2,150 |
| Net interest income | $12,322,000 | 1,908 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $2,307,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $974,000 | 1,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,333,000 | 1,920 |
| Total noninterest expense | $10,251,000 | 1,869 |
| Salaries and employee benefits | $6,448,000 | 1,712 |
| Premises and equipment expense | $977,000 | 2,085 |
| Additional noninterest expense | $2,826,000 | 2,025 |
| Pre-tax net operating income | $4,378,000 | 1,974 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $4,378,000 | 1,765 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,378,000 | 1,764 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,378,000 | 1,764 |
| Net charge-offs | $229,000 | 1,533 |
| Cash dividends | $3,682,000 | 934 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,378,000 | 1,758 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,356,000 | 1,968 |
| Total interest expense | $1,257,000 | 2,096 |
| Net interest income | $9,099,000 | 1,938 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,638,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $733,000 | 1,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $905,000 | 2,044 |
| Total noninterest expense | $7,460,000 | 1,913 |
| Salaries and employee benefits | $4,669,000 | 1,762 |
| Premises and equipment expense | $727,000 | 2,100 |
| Additional noninterest expense | $2,064,000 | 2,070 |
| Pre-tax net operating income | $3,277,000 | 1,994 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,277,000 | 1,784 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,277,000 | 1,783 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,277,000 | 1,783 |
| Net charge-offs | $73,000 | 1,956 |
| Cash dividends | $2,275,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,277,000 | 1,774 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,762,000 | 1,992 |
| Total interest expense | $834,000 | 2,028 |
| Net interest income | $5,928,000 | 1,980 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,055,000 | 1,961 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $492,000 | 1,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $563,000 | 2,137 |
| Total noninterest expense | $4,924,000 | 1,946 |
| Salaries and employee benefits | $3,082,000 | 1,787 |
| Premises and equipment expense | $475,000 | 2,148 |
| Additional noninterest expense | $1,367,000 | 2,094 |
| Pre-tax net operating income | $2,059,000 | 2,065 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,059,000 | 1,841 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,059,000 | 1,839 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,059,000 | 1,840 |
| Net charge-offs | $49,000 | 1,785 |
| Cash dividends | $1,676,000 | 884 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,059,000 | 1,830 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,306,000 | 2,018 |
| Total interest expense | $393,000 | 2,049 |
| Net interest income | $2,913,000 | 2,001 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $558,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $256,000 | 1,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 2,016 |
| Total noninterest expense | $2,417,000 | 1,975 |
| Salaries and employee benefits | $1,508,000 | 1,836 |
| Premises and equipment expense | $234,000 | 2,198 |
| Additional noninterest expense | $675,000 | 2,095 |
| Pre-tax net operating income | $1,054,000 | 1,970 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,054,000 | 1,759 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,054,000 | 1,758 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,054,000 | 1,759 |
| Net charge-offs | $9,000 | 2,006 |
| Cash dividends | $551,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,054,000 | 1,746 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,111,000 | 1,969 |
| Total interest expense | $1,300,000 | 2,137 |
| Net interest income | $11,811,000 | 1,939 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $2,328,000 | 1,848 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,001,000 | 1,189 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,327,000 | 1,952 |
| Total noninterest expense | $9,772,000 | 1,947 |
| Salaries and employee benefits | $6,111,000 | 1,792 |
| Premises and equipment expense | $943,000 | 2,198 |
| Additional noninterest expense | $2,718,000 | 2,113 |
| Pre-tax net operating income | $4,367,000 | 1,913 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $4,367,000 | 1,507 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,367,000 | 1,507 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,367,000 | 1,507 |
| Net charge-offs | $232,000 | 1,705 |
| Cash dividends | $3,751,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,367,000 | 1,495 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,778,000 | 1,979 |
| Total interest expense | $944,000 | 2,164 |
| Net interest income | $8,834,000 | 1,948 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,695,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $740,000 | 1,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $955,000 | 2,017 |
| Total noninterest expense | $7,247,000 | 1,954 |
| Salaries and employee benefits | $4,537,000 | 1,814 |
| Premises and equipment expense | $686,000 | 2,250 |
| Additional noninterest expense | $2,024,000 | 2,100 |
| Pre-tax net operating income | $3,282,000 | 1,923 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $3,282,000 | 1,607 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,282,000 | 1,607 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,282,000 | 1,607 |
| Net charge-offs | $225,000 | 1,316 |
| Cash dividends | $2,312,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,282,000 | 1,589 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,459,000 | 1,981 |
| Total interest expense | $613,000 | 2,174 |
| Net interest income | $5,846,000 | 1,951 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,093,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $487,000 | 1,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $606,000 | 2,100 |
| Total noninterest expense | $4,807,000 | 1,964 |
| Salaries and employee benefits | $3,006,000 | 1,829 |
| Premises and equipment expense | $451,000 | 2,277 |
| Additional noninterest expense | $1,350,000 | 2,101 |
| Pre-tax net operating income | $2,132,000 | 1,937 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,132,000 | 1,617 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,132,000 | 1,617 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,132,000 | 1,617 |
| Net charge-offs | $103,000 | 1,495 |
| Cash dividends | $1,732,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,132,000 | 1,597 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,185,000 | 1,996 |
| Total interest expense | $293,000 | 2,215 |
| Net interest income | $2,892,000 | 1,959 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $559,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $251,000 | 1,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 2,063 |
| Total noninterest expense | $2,357,000 | 2,026 |
| Salaries and employee benefits | $1,492,000 | 1,857 |
| Premises and equipment expense | $220,000 | 2,359 |
| Additional noninterest expense | $645,000 | 2,181 |
| Pre-tax net operating income | $1,094,000 | 1,853 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,094,000 | 1,562 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,094,000 | 1,562 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,094,000 | 1,562 |
| Net charge-offs | $58,000 | 1,230 |
| Cash dividends | $580,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,094,000 | 1,546 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,660,000 | 1,984 |
| Total interest expense | $1,028,000 | 2,379 |
| Net interest income | $11,632,000 | 1,910 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $2,254,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,055,000 | 1,157 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,199,000 | 2,184 |
| Total noninterest expense | $9,533,000 | 1,993 |
| Salaries and employee benefits | $6,105,000 | 1,757 |
| Premises and equipment expense | $956,000 | 2,221 |
| Additional noninterest expense | $2,472,000 | 2,329 |
| Pre-tax net operating income | $4,353,000 | 1,810 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $4,353,000 | 1,548 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,353,000 | 1,547 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,353,000 | 1,547 |
| Net charge-offs | $97,000 | 2,619 |
| Cash dividends | $3,870,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,353,000 | 1,521 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,450,000 | 1,991 |
| Total interest expense | $763,000 | 2,395 |
| Net interest income | $8,687,000 | 1,928 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,631,000 | 2,019 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $791,000 | 1,148 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $840,000 | 2,259 |
| Total noninterest expense | $7,202,000 | 1,986 |
| Salaries and employee benefits | $4,639,000 | 1,738 |
| Premises and equipment expense | $715,000 | 2,221 |
| Additional noninterest expense | $1,848,000 | 2,338 |
| Pre-tax net operating income | $3,116,000 | 1,908 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $3,116,000 | 1,632 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,116,000 | 1,631 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,116,000 | 1,632 |
| Net charge-offs | $75,000 | 2,297 |
| Cash dividends | $2,648,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,116,000 | 1,583 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,261,000 | 2,011 |
| Total interest expense | $508,000 | 2,402 |
| Net interest income | $5,753,000 | 1,942 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,013,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $524,000 | 1,144 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $489,000 | 2,405 |
| Total noninterest expense | $4,741,000 | 2,013 |
| Salaries and employee benefits | $3,025,000 | 1,772 |
| Premises and equipment expense | $477,000 | 2,227 |
| Additional noninterest expense | $1,239,000 | 2,339 |
| Pre-tax net operating income | $2,025,000 | 1,918 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,025,000 | 1,643 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,025,000 | 1,644 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,025,000 | 1,644 |
| Net charge-offs | $34,000 | 2,434 |
| Cash dividends | $1,999,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,025,000 | 1,592 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,108,000 | 2,017 |
| Total interest expense | $257,000 | 2,397 |
| Net interest income | $2,851,000 | 1,960 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $543,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $262,000 | 1,138 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $281,000 | 2,174 |
| Total noninterest expense | $2,396,000 | 1,998 |
| Salaries and employee benefits | $1,545,000 | 1,739 |
| Premises and equipment expense | $241,000 | 2,219 |
| Additional noninterest expense | $610,000 | 2,354 |
| Pre-tax net operating income | $998,000 | 1,925 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $998,000 | 1,625 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $998,000 | 1,626 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $998,000 | 1,626 |
| Net charge-offs | $16,000 | 2,108 |
| Cash dividends | $490,000 | 1,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $998,000 | 1,588 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,259,000 | 1,992 |
| Total interest expense | $1,012,000 | 2,398 |
| Net interest income | $11,247,000 | 1,927 |
| Provision for loan and lease losses | $4,000 | 4,319 |
| Total noninterest income | $2,340,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,038,000 | 1,184 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,302,000 | 2,041 |
| Total noninterest expense | $9,094,000 | 2,073 |
| Salaries and employee benefits | $5,876,000 | 1,774 |
| Premises and equipment expense | $930,000 | 2,288 |
| Additional noninterest expense | $2,288,000 | 2,511 |
| Pre-tax net operating income | $4,489,000 | 1,718 |
| Securities gains (losses) | $89,000 | 1,237 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $4,578,000 | 1,449 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,578,000 | 1,449 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,578,000 | 1,449 |
| Net charge-offs | $-142,000 | 5,793 |
| Cash dividends | $3,394,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,489,000 | 1,448 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,105,000 | 2,022 |
| Total interest expense | $750,000 | 2,443 |
| Net interest income | $8,355,000 | 1,960 |
| Provision for loan and lease losses | $4,000 | 4,166 |
| Total noninterest income | $1,719,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $769,000 | 1,200 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $950,000 | 2,097 |
| Total noninterest expense | $6,729,000 | 2,092 |
| Salaries and employee benefits | $4,367,000 | 1,791 |
| Premises and equipment expense | $689,000 | 2,333 |
| Additional noninterest expense | $1,673,000 | 2,567 |
| Pre-tax net operating income | $3,341,000 | 1,753 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $3,343,000 | 1,502 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,343,000 | 1,503 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,343,000 | 1,503 |
| Net charge-offs | $-170,000 | 5,928 |
| Cash dividends | $2,024,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,341,000 | 1,467 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,873,000 | 2,077 |
| Total interest expense | $466,000 | 2,588 |
| Net interest income | $5,407,000 | 1,999 |
| Provision for loan and lease losses | $4,000 | 3,959 |
| Total noninterest income | $1,124,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $499,000 | 1,208 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $625,000 | 2,111 |
| Total noninterest expense | $4,443,000 | 2,121 |
| Salaries and employee benefits | $2,873,000 | 1,831 |
| Premises and equipment expense | $453,000 | 2,378 |
| Additional noninterest expense | $1,117,000 | 2,570 |
| Pre-tax net operating income | $2,084,000 | 1,842 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $2,086,000 | 1,562 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,086,000 | 1,565 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,086,000 | 1,565 |
| Net charge-offs | $10,000 | 3,259 |
| Cash dividends | $1,513,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,084,000 | 1,528 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 2,103 |
| Total interest expense | $222,000 | 2,694 |
| Net interest income | $2,656,000 | 2,021 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $577,000 | 1,927 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $247,000 | 1,199 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $330,000 | 1,990 |
| Total noninterest expense | $2,215,000 | 2,133 |
| Salaries and employee benefits | $1,441,000 | 1,832 |
| Premises and equipment expense | $233,000 | 2,367 |
| Additional noninterest expense | $541,000 | 2,629 |
| Pre-tax net operating income | $1,018,000 | 1,825 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,018,000 | 1,573 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,018,000 | 1,574 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,018,000 | 1,575 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $430,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,018,000 | 1,514 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,437,000 | 2,117 |
| Total interest expense | $875,000 | 2,855 |
| Net interest income | $10,562,000 | 2,023 |
| Provision for loan and lease losses | $94,000 | 3,293 |
| Total noninterest income | $2,264,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,087,000 | 1,203 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,177,000 | 2,102 |
| Total noninterest expense | $8,741,000 | 2,156 |
| Salaries and employee benefits | $5,474,000 | 1,879 |
| Premises and equipment expense | $964,000 | 2,313 |
| Additional noninterest expense | $2,303,000 | 2,571 |
| Pre-tax net operating income | $3,991,000 | 1,838 |
| Securities gains (losses) | $97,000 | 1,277 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $4,088,000 | 1,563 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,088,000 | 1,561 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,088,000 | 1,562 |
| Net charge-offs | $41,000 | 3,921 |
| Cash dividends | $2,989,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,991,000 | 1,566 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,523,000 | 2,150 |
| Total interest expense | $651,000 | 2,915 |
| Net interest income | $7,872,000 | 2,043 |
| Provision for loan and lease losses | $62,000 | 3,240 |
| Total noninterest income | $1,659,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $809,000 | 1,219 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $850,000 | 2,169 |
| Total noninterest expense | $6,528,000 | 2,170 |
| Salaries and employee benefits | $4,087,000 | 1,895 |
| Premises and equipment expense | $734,000 | 2,311 |
| Additional noninterest expense | $1,707,000 | 2,605 |
| Pre-tax net operating income | $2,941,000 | 1,894 |
| Securities gains (losses) | $11,000 | 2,296 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,952,000 | 1,603 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,952,000 | 1,603 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,952,000 | 1,603 |
| Net charge-offs | $17,000 | 3,912 |
| Cash dividends | $1,986,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,941,000 | 1,586 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,544,000 | 2,185 |
| Total interest expense | $434,000 | 2,945 |
| Net interest income | $5,110,000 | 2,075 |
| Provision for loan and lease losses | $62,000 | 2,743 |
| Total noninterest income | $1,112,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $532,000 | 1,215 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $580,000 | 2,108 |
| Total noninterest expense | $4,320,000 | 2,173 |
| Salaries and employee benefits | $2,698,000 | 1,913 |
| Premises and equipment expense | $485,000 | 2,338 |
| Additional noninterest expense | $1,137,000 | 2,601 |
| Pre-tax net operating income | $1,840,000 | 1,940 |
| Securities gains (losses) | $11,000 | 1,900 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,851,000 | 1,636 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,851,000 | 1,639 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,851,000 | 1,638 |
| Net charge-offs | $11,000 | 3,690 |
| Cash dividends | $1,556,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,840,000 | 1,620 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 2,202 |
| Total interest expense | $217,000 | 2,982 |
| Net interest income | $2,532,000 | 2,093 |
| Provision for loan and lease losses | $35,000 | 2,513 |
| Total noninterest income | $535,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $268,000 | 1,196 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $267,000 | 2,174 |
| Total noninterest expense | $2,153,000 | 2,193 |
| Salaries and employee benefits | $1,339,000 | 1,939 |
| Premises and equipment expense | $239,000 | 2,396 |
| Additional noninterest expense | $575,000 | 2,583 |
| Pre-tax net operating income | $879,000 | 1,954 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $879,000 | 1,669 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $879,000 | 1,673 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $879,000 | 1,672 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $553,000 | 965 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $879,000 | 1,634 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,142,000 | 2,194 |
| Total interest expense | $1,017,000 | 2,905 |
| Net interest income | $10,125,000 | 2,076 |
| Provision for loan and lease losses | $151,000 | 3,260 |
| Total noninterest income | $2,527,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,148,000 | 1,188 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,379,000 | 1,957 |
| Total noninterest expense | $8,395,000 | 2,251 |
| Salaries and employee benefits | $5,217,000 | 1,950 |
| Premises and equipment expense | $939,000 | 2,375 |
| Additional noninterest expense | $2,239,000 | 2,734 |
| Pre-tax net operating income | $4,106,000 | 1,691 |
| Securities gains (losses) | $38,000 | 1,982 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $4,144,000 | 1,454 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,144,000 | 1,457 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,144,000 | 1,458 |
| Net charge-offs | $330,000 | 2,468 |
| Cash dividends | $3,570,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,106,000 | 1,433 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,252,000 | 2,236 |
| Total interest expense | $793,000 | 2,900 |
| Net interest income | $7,459,000 | 2,107 |
| Provision for loan and lease losses | $151,000 | 2,920 |
| Total noninterest income | $1,951,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $861,000 | 1,196 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,090,000 | 1,928 |
| Total noninterest expense | $6,258,000 | 2,264 |
| Salaries and employee benefits | $3,900,000 | 1,968 |
| Premises and equipment expense | $708,000 | 2,392 |
| Additional noninterest expense | $1,650,000 | 2,758 |
| Pre-tax net operating income | $3,001,000 | 1,743 |
| Securities gains (losses) | $38,000 | 1,851 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $3,039,000 | 1,483 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,039,000 | 1,486 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,039,000 | 1,486 |
| Net charge-offs | $284,000 | 2,177 |
| Cash dividends | $3,181,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,001,000 | 1,463 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,435,000 | 2,250 |
| Total interest expense | $552,000 | 2,877 |
| Net interest income | $4,883,000 | 2,142 |
| Provision for loan and lease losses | $91,000 | 3,028 |
| Total noninterest income | $1,283,000 | 1,877 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $564,000 | 1,194 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $719,000 | 1,975 |
| Total noninterest expense | $4,153,000 | 2,285 |
| Salaries and employee benefits | $2,605,000 | 1,976 |
| Premises and equipment expense | $463,000 | 2,429 |
| Additional noninterest expense | $1,085,000 | 2,775 |
| Pre-tax net operating income | $1,922,000 | 1,789 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,922,000 | 1,575 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,922,000 | 1,578 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,922,000 | 1,580 |
| Net charge-offs | $253,000 | 1,856 |
| Cash dividends | $2,793,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,922,000 | 1,517 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,694,000 | 2,297 |
| Total interest expense | $282,000 | 2,918 |
| Net interest income | $2,412,000 | 2,176 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $654,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $285,000 | 1,175 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $369,000 | 1,953 |
| Total noninterest expense | $2,063,000 | 2,306 |
| Salaries and employee benefits | $1,261,000 | 2,062 |
| Premises and equipment expense | $226,000 | 2,510 |
| Additional noninterest expense | $576,000 | 2,646 |
| Pre-tax net operating income | $1,003,000 | 1,701 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,003,000 | 1,485 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,003,000 | 1,488 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,003,000 | 1,487 |
| Net charge-offs | $39,000 | 2,600 |
| Cash dividends | $2,404,000 | 265 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,003,000 | 1,429 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,717,000 | 2,223 |
| Total interest expense | $1,440,000 | 2,815 |
| Net interest income | $10,277,000 | 2,091 |
| Provision for loan and lease losses | $329,000 | 3,262 |
| Total noninterest income | $2,505,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,190,000 | 1,187 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,315,000 | 2,011 |
| Total noninterest expense | $8,238,000 | 2,295 |
| Salaries and employee benefits | $4,914,000 | 2,036 |
| Premises and equipment expense | $1,048,000 | 2,189 |
| Additional noninterest expense | $2,276,000 | 2,784 |
| Pre-tax net operating income | $4,215,000 | 1,588 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $4,215,000 | 1,390 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,215,000 | 1,391 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,215,000 | 1,391 |
| Net charge-offs | $127,000 | 4,203 |
| Cash dividends | $3,332,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,215,000 | 1,313 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,863,000 | 2,256 |
| Total interest expense | $1,125,000 | 2,820 |
| Net interest income | $7,738,000 | 2,123 |
| Provision for loan and lease losses | $282,000 | 3,053 |
| Total noninterest income | $1,929,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $878,000 | 1,218 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,051,000 | 1,929 |
| Total noninterest expense | $6,238,000 | 2,287 |
| Salaries and employee benefits | $3,744,000 | 2,014 |
| Premises and equipment expense | $797,000 | 2,186 |
| Additional noninterest expense | $1,697,000 | 2,818 |
| Pre-tax net operating income | $3,147,000 | 1,631 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,147,000 | 1,426 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,147,000 | 1,427 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,147,000 | 1,427 |
| Net charge-offs | $87,000 | 4,109 |
| Cash dividends | $3,332,000 | 503 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,147,000 | 1,346 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,974,000 | 2,240 |
| Total interest expense | $775,000 | 2,839 |
| Net interest income | $5,199,000 | 2,107 |
| Provision for loan and lease losses | $245,000 | 2,717 |
| Total noninterest income | $1,314,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $578,000 | 1,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $736,000 | 1,855 |
| Total noninterest expense | $4,143,000 | 2,303 |
| Salaries and employee benefits | $2,516,000 | 1,997 |
| Premises and equipment expense | $511,000 | 2,251 |
| Additional noninterest expense | $1,116,000 | 2,855 |
| Pre-tax net operating income | $2,125,000 | 1,607 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,125,000 | 1,402 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,125,000 | 1,402 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,125,000 | 1,402 |
| Net charge-offs | $81,000 | 3,609 |
| Cash dividends | $3,332,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,125,000 | 1,317 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,026,000 | 2,237 |
| Total interest expense | $402,000 | 2,857 |
| Net interest income | $2,624,000 | 2,099 |
| Provision for loan and lease losses | $136,000 | 2,524 |
| Total noninterest income | $617,000 | 1,871 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $289,000 | 1,220 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $328,000 | 1,994 |
| Total noninterest expense | $1,962,000 | 2,410 |
| Salaries and employee benefits | $1,166,000 | 2,139 |
| Premises and equipment expense | $235,000 | 2,432 |
| Additional noninterest expense | $561,000 | 2,814 |
| Pre-tax net operating income | $1,143,000 | 1,505 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,143,000 | 1,270 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,143,000 | 1,270 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,143,000 | 1,271 |
| Net charge-offs | $100,000 | 2,446 |
| Cash dividends | $3,332,000 | 172 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,143,000 | 1,205 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,487,000 | 2,242 |
| Total interest expense | $1,969,000 | 2,811 |
| Net interest income | $10,518,000 | 2,076 |
| Provision for loan and lease losses | $722,000 | 2,894 |
| Total noninterest income | $2,199,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,193,000 | 1,235 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,006,000 | 2,127 |
| Total noninterest expense | $8,187,000 | 2,322 |
| Salaries and employee benefits | $4,829,000 | 2,004 |
| Premises and equipment expense | $975,000 | 2,455 |
| Additional noninterest expense | $2,383,000 | 2,690 |
| Pre-tax net operating income | $3,808,000 | 1,490 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,372,000 | 1,059 |
| Income before extraordinary items | $2,436,000 | 1,913 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,436,000 | 1,914 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,436,000 | 1,914 |
| Net charge-offs | $279,000 | 3,880 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,436,000 | 1,826 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,377,000 | 2,257 |
| Total interest expense | $1,522,000 | 2,842 |
| Net interest income | $7,855,000 | 2,097 |
| Provision for loan and lease losses | $638,000 | 2,566 |
| Total noninterest income | $1,595,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $901,000 | 1,227 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $694,000 | 2,230 |
| Total noninterest expense | $5,639,000 | 2,506 |
| Salaries and employee benefits | $3,236,000 | 2,242 |
| Premises and equipment expense | $713,000 | 2,532 |
| Additional noninterest expense | $1,690,000 | 2,832 |
| Pre-tax net operating income | $3,173,000 | 1,423 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $886,000 | 1,191 |
| Income before extraordinary items | $2,287,000 | 1,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,287,000 | 1,648 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,287,000 | 1,648 |
| Net charge-offs | $266,000 | 3,377 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,287,000 | 1,569 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,248,000 | 2,272 |
| Total interest expense | $1,047,000 | 2,862 |
| Net interest income | $5,201,000 | 2,102 |
| Provision for loan and lease losses | $481,000 | 2,365 |
| Total noninterest income | $1,056,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $599,000 | 1,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $457,000 | 2,234 |
| Total noninterest expense | $3,754,000 | 2,527 |
| Salaries and employee benefits | $2,182,000 | 2,233 |
| Premises and equipment expense | $458,000 | 2,630 |
| Additional noninterest expense | $1,114,000 | 2,913 |
| Pre-tax net operating income | $2,022,000 | 1,437 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $561,000 | 1,222 |
| Income before extraordinary items | $1,461,000 | 1,658 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,461,000 | 1,658 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,461,000 | 1,658 |
| Net charge-offs | $19,000 | 5,072 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,461,000 | 1,594 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,101,000 | 2,300 |
| Total interest expense | $529,000 | 2,908 |
| Net interest income | $2,572,000 | 2,113 |
| Provision for loan and lease losses | $244,000 | 2,203 |
| Total noninterest income | $519,000 | 1,932 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $294,000 | 1,207 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $225,000 | 2,304 |
| Total noninterest expense | $1,848,000 | 2,581 |
| Salaries and employee benefits | $1,074,000 | 2,278 |
| Premises and equipment expense | $230,000 | 2,664 |
| Additional noninterest expense | $544,000 | 2,976 |
| Pre-tax net operating income | $999,000 | 1,438 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $276,000 | 1,198 |
| Income before extraordinary items | $723,000 | 1,625 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $723,000 | 1,625 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $723,000 | 1,625 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $723,000 | 1,578 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,133,000 | 2,293 |
| Total interest expense | $2,646,000 | 2,856 |
| Net interest income | $10,487,000 | 2,081 |
| Provision for loan and lease losses | $1,452,000 | 2,512 |
| Total noninterest income | $2,255,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,324,000 | 1,133 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $931,000 | 2,264 |
| Total noninterest expense | $8,217,000 | 2,355 |
| Salaries and employee benefits | $4,499,000 | 2,155 |
| Premises and equipment expense | $1,030,000 | 2,421 |
| Additional noninterest expense | $2,688,000 | 2,511 |
| Pre-tax net operating income | $3,073,000 | 1,597 |
| Securities gains (losses) | $143,000 | 1,874 |
| Applicable income taxes | $850,000 | 1,382 |
| Income before extraordinary items | $2,366,000 | 1,743 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,366,000 | 1,744 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,366,000 | 1,745 |
| Net charge-offs | $1,265,000 | 2,372 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,260,180 | 1,751 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,957,000 | 2,321 |
| Total interest expense | $2,084,000 | 2,863 |
| Net interest income | $7,873,000 | 2,103 |
| Provision for loan and lease losses | $1,095,000 | 2,397 |
| Total noninterest income | $1,634,000 | 1,966 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,002,000 | 1,160 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $632,000 | 2,410 |
| Total noninterest expense | $5,935,000 | 2,442 |
| Salaries and employee benefits | $3,094,000 | 2,348 |
| Premises and equipment expense | $838,000 | 2,297 |
| Additional noninterest expense | $2,003,000 | 2,479 |
| Pre-tax net operating income | $2,477,000 | 1,596 |
| Securities gains (losses) | $143,000 | 1,643 |
| Applicable income taxes | $613,000 | 1,451 |
| Income before extraordinary items | $2,007,000 | 1,649 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,007,000 | 1,652 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,007,000 | 1,652 |
| Net charge-offs | $1,199,000 | 1,987 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,896,890 | 1,649 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,634,000 | 2,353 |
| Total interest expense | $1,479,000 | 2,829 |
| Net interest income | $5,155,000 | 2,140 |
| Provision for loan and lease losses | $721,000 | 2,332 |
| Total noninterest income | $1,181,000 | 1,790 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $682,000 | 1,147 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $499,000 | 2,102 |
| Total noninterest expense | $4,008,000 | 2,427 |
| Salaries and employee benefits | $2,099,000 | 2,323 |
| Premises and equipment expense | $550,000 | 2,343 |
| Additional noninterest expense | $1,359,000 | 2,442 |
| Pre-tax net operating income | $1,607,000 | 1,616 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $350,000 | 1,579 |
| Income before extraordinary items | $1,257,000 | 1,729 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,257,000 | 1,728 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,257,000 | 1,729 |
| Net charge-offs | $957,000 | 1,772 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,257,000 | 1,655 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 2,419 |
| Total interest expense | $766,000 | 2,858 |
| Net interest income | $2,531,000 | 2,198 |
| Provision for loan and lease losses | $359,000 | 2,197 |
| Total noninterest income | $560,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $340,000 | 1,151 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $220,000 | 2,261 |
| Total noninterest expense | $2,033,000 | 2,415 |
| Salaries and employee benefits | $1,091,000 | 2,260 |
| Premises and equipment expense | $270,000 | 2,418 |
| Additional noninterest expense | $672,000 | 2,459 |
| Pre-tax net operating income | $699,000 | 1,830 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $175,000 | 1,566 |
| Income before extraordinary items | $524,000 | 2,067 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $524,000 | 2,066 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $524,000 | 2,067 |
| Net charge-offs | $36,000 | 3,999 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $524,000 | 1,979 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,166,000 | 2,363 |
| Total interest expense | $4,098,000 | 2,680 |
| Net interest income | $10,068,000 | 2,173 |
| Provision for loan and lease losses | $1,448,000 | 2,946 |
| Total noninterest income | $2,296,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,338,000 | 1,292 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $958,000 | 2,197 |
| Total noninterest expense | $8,353,000 | 2,371 |
| Salaries and employee benefits | $4,662,000 | 2,105 |
| Premises and equipment expense | $1,087,000 | 2,406 |
| Additional noninterest expense | $2,604,000 | 2,650 |
| Pre-tax net operating income | $2,563,000 | 1,541 |
| Securities gains (losses) | $8,000 | 3,320 |
| Applicable income taxes | $695,000 | 1,253 |
| Income before extraordinary items | $1,876,000 | 1,782 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,876,000 | 1,780 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,876,000 | 1,782 |
| Net charge-offs | $836,000 | 3,110 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,870,160 | 1,744 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,686,000 | 2,381 |
| Total interest expense | $3,247,000 | 2,675 |
| Net interest income | $7,439,000 | 2,206 |
| Provision for loan and lease losses | $1,297,000 | 2,418 |
| Total noninterest income | $1,703,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $959,000 | 1,344 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $744,000 | 2,217 |
| Total noninterest expense | $6,232,000 | 2,371 |
| Salaries and employee benefits | $3,630,000 | 2,045 |
| Premises and equipment expense | $823,000 | 2,415 |
| Additional noninterest expense | $1,779,000 | 2,833 |
| Pre-tax net operating income | $1,613,000 | 1,927 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $588,000 | 1,262 |
| Income before extraordinary items | $1,025,000 | 2,446 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,025,000 | 2,444 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,025,000 | 2,447 |
| Net charge-offs | $293,000 | 3,734 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,025,000 | 2,391 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,157,000 | 2,398 |
| Total interest expense | $2,314,000 | 2,627 |
| Net interest income | $4,843,000 | 2,250 |
| Provision for loan and lease losses | $1,197,000 | 1,877 |
| Total noninterest income | $1,113,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $609,000 | 1,395 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $504,000 | 2,210 |
| Total noninterest expense | $4,293,000 | 2,330 |
| Salaries and employee benefits | $2,525,000 | 1,994 |
| Premises and equipment expense | $547,000 | 2,458 |
| Additional noninterest expense | $1,221,000 | 2,772 |
| Pre-tax net operating income | $466,000 | 3,419 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $392,000 | 1,283 |
| Income before extraordinary items | $74,000 | 5,399 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $74,000 | 5,396 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $74,000 | 5,396 |
| Net charge-offs | $267,000 | 3,071 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $74,000 | 5,311 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,617,000 | 2,400 |
| Total interest expense | $1,212,000 | 2,608 |
| Net interest income | $2,405,000 | 2,270 |
| Provision for loan and lease losses | $128,000 | 3,516 |
| Total noninterest income | $492,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $283,000 | 1,450 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $209,000 | 2,450 |
| Total noninterest expense | $2,052,000 | 2,365 |
| Salaries and employee benefits | $1,235,000 | 2,071 |
| Premises and equipment expense | $278,000 | 2,454 |
| Additional noninterest expense | $539,000 | 2,822 |
| Pre-tax net operating income | $717,000 | 1,764 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $203,000 | 1,436 |
| Income before extraordinary items | $514,000 | 2,080 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $514,000 | 2,081 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $514,000 | 2,081 |
| Net charge-offs | $91,000 | 2,975 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $514,000 | 1,955 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,841,000 | 2,356 |
| Total interest expense | $6,155,000 | 2,461 |
| Net interest income | $9,686,000 | 2,281 |
| Provision for loan and lease losses | $569,000 | 3,611 |
| Total noninterest income | $2,204,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,306,000 | 1,373 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $898,000 | 2,289 |
| Total noninterest expense | $7,998,000 | 2,374 |
| Salaries and employee benefits | $4,758,000 | 2,132 |
| Premises and equipment expense | $1,150,000 | 2,330 |
| Additional noninterest expense | $2,090,000 | 2,747 |
| Pre-tax net operating income | $3,323,000 | 1,637 |
| Securities gains (losses) | $135,000 | 931 |
| Applicable income taxes | $1,006,000 | 1,196 |
| Income before extraordinary items | $2,452,000 | 1,643 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,452,000 | 1,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 3,656 |
| Cash dividends | $476,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,356,150 | 1,816 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,976,000 | 2,384 |
| Total interest expense | $4,745,000 | 2,490 |
| Net interest income | $7,231,000 | 2,304 |
| Provision for loan and lease losses | $348,000 | 3,310 |
| Total noninterest income | $1,674,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $988,000 | 1,377 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $686,000 | 2,346 |
| Total noninterest expense | $5,893,000 | 2,406 |
| Salaries and employee benefits | $3,546,000 | 2,178 |
| Premises and equipment expense | $842,000 | 2,383 |
| Additional noninterest expense | $1,505,000 | 2,771 |
| Pre-tax net operating income | $2,664,000 | 1,827 |
| Securities gains (losses) | $135,000 | 809 |
| Applicable income taxes | $699,000 | 1,537 |
| Income before extraordinary items | $2,100,000 | 1,697 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,100,000 | 1,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,803 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,998,750 | 1,878 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,983,000 | 2,422 |
| Total interest expense | $3,266,000 | 2,514 |
| Net interest income | $4,717,000 | 2,330 |
| Provision for loan and lease losses | $122,000 | 3,949 |
| Total noninterest income | $1,087,000 | 2,107 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $641,000 | 1,394 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $446,000 | 2,421 |
| Total noninterest expense | $3,945,000 | 2,399 |
| Salaries and employee benefits | $2,375,000 | 2,185 |
| Premises and equipment expense | $557,000 | 2,401 |
| Additional noninterest expense | $1,013,000 | 2,711 |
| Pre-tax net operating income | $1,737,000 | 1,922 |
| Securities gains (losses) | $135,000 | 792 |
| Applicable income taxes | $467,000 | 1,681 |
| Income before extraordinary items | $1,405,000 | 1,908 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,405,000 | 1,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,922 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,303,750 | 1,997 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,017,000 | 2,462 |
| Total interest expense | $1,734,000 | 2,519 |
| Net interest income | $2,283,000 | 2,399 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $550,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $324,000 | 1,351 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $226,000 | 2,388 |
| Total noninterest expense | $1,970,000 | 2,403 |
| Salaries and employee benefits | $1,182,000 | 2,226 |
| Premises and equipment expense | $289,000 | 2,343 |
| Additional noninterest expense | $499,000 | 2,729 |
| Pre-tax net operating income | $863,000 | 2,024 |
| Securities gains (losses) | $135,000 | 584 |
| Applicable income taxes | $248,000 | 1,692 |
| Income before extraordinary items | $750,000 | 1,913 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $750,000 | 1,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,329 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $648,750 | 2,092 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,130,000 | 2,657 |
| Total interest expense | $6,863,000 | 2,679 |
| Net interest income | $8,267,000 | 2,648 |
| Provision for loan and lease losses | $233,000 | 3,649 |
| Total noninterest income | $1,733,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,055,000 | 1,694 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $678,000 | 2,807 |
| Total noninterest expense | $7,417,000 | 2,458 |
| Salaries and employee benefits | $4,446,000 | 2,260 |
| Premises and equipment expense | $1,105,000 | 2,351 |
| Additional noninterest expense | $1,866,000 | 2,837 |
| Pre-tax net operating income | $2,350,000 | 2,957 |
| Securities gains (losses) | $-231,000 | 8,276 |
| Applicable income taxes | $537,000 | 2,644 |
| Income before extraordinary items | $1,582,000 | 3,332 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,582,000 | 3,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 2,067 |
| Cash dividends | $476,000 | 3,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,755,250 | 3,089 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,062,000 | 2,720 |
| Total interest expense | $5,073,000 | 2,716 |
| Net interest income | $5,989,000 | 2,729 |
| Provision for loan and lease losses | $233,000 | 2,738 |
| Total noninterest income | $1,209,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $720,000 | 1,808 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $489,000 | 2,887 |
| Total noninterest expense | $5,381,000 | 2,518 |
| Salaries and employee benefits | $3,262,000 | 2,302 |
| Premises and equipment expense | $709,000 | 2,686 |
| Additional noninterest expense | $1,410,000 | 2,757 |
| Pre-tax net operating income | $1,584,000 | 3,352 |
| Securities gains (losses) | $-231,000 | 8,391 |
| Applicable income taxes | $255,000 | 3,406 |
| Income before extraordinary items | $1,098,000 | 3,668 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,098,000 | 3,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,602 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,285,110 | 3,301 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,165,000 | 2,807 |
| Total interest expense | $3,288,000 | 2,771 |
| Net interest income | $3,877,000 | 2,837 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $742,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $410,000 | 2,068 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $332,000 | 2,859 |
| Total noninterest expense | $3,556,000 | 2,571 |
| Salaries and employee benefits | $2,157,000 | 2,366 |
| Premises and equipment expense | $470,000 | 2,715 |
| Additional noninterest expense | $929,000 | 2,792 |
| Pre-tax net operating income | $913,000 | 3,735 |
| Securities gains (losses) | $-231,000 | 8,482 |
| Applicable income taxes | $126,000 | 3,865 |
| Income before extraordinary items | $556,000 | 4,322 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $556,000 | 4,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,875 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $745,420 | 3,657 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,481,000 | 2,873 |
| Total interest expense | $1,606,000 | 2,813 |
| Net interest income | $1,875,000 | 2,927 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $364,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $200,000 | 2,050 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $164,000 | 2,862 |
| Total noninterest expense | $1,768,000 | 2,583 |
| Salaries and employee benefits | $1,066,000 | 2,410 |
| Premises and equipment expense | $239,000 | 2,694 |
| Additional noninterest expense | $463,000 | 2,778 |
| Pre-tax net operating income | $396,000 | 4,023 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $61,000 | 3,885 |
| Income before extraordinary items | $335,000 | 3,927 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $335,000 | 3,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,691 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $335,000 | 3,904 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,615,000 | 2,957 |
| Total interest expense | $5,665,000 | 2,723 |
| Net interest income | $6,950,000 | 3,123 |
| Provision for loan and lease losses | $282,000 | 2,902 |
| Total noninterest income | $1,340,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $857,000 | 2,000 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $483,000 | 3,397 |
| Total noninterest expense | $6,858,000 | 2,561 |
| Salaries and employee benefits | $4,163,000 | 2,362 |
| Premises and equipment expense | $838,000 | 2,885 |
| Additional noninterest expense | $1,857,000 | 2,736 |
| Pre-tax net operating income | $1,150,000 | 4,875 |
| Securities gains (losses) | $54,000 | 665 |
| Applicable income taxes | $216,000 | 4,217 |
| Income before extraordinary items | $988,000 | 4,748 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $988,000 | 4,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,974 |
| Cash dividends | $476,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $943,720 | 4,826 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,148,000 | 3,025 |
| Total interest expense | $4,024,000 | 2,769 |
| Net interest income | $5,124,000 | 3,198 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $982,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $640,000 | 2,006 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $342,000 | 3,491 |
| Total noninterest expense | $4,951,000 | 2,645 |
| Salaries and employee benefits | $3,033,000 | 2,417 |
| Premises and equipment expense | $575,000 | 3,108 |
| Additional noninterest expense | $1,343,000 | 2,823 |
| Pre-tax net operating income | $1,020,000 | 4,667 |
| Securities gains (losses) | $60,000 | 525 |
| Applicable income taxes | $215,000 | 4,047 |
| Income before extraordinary items | $865,000 | 4,519 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $865,000 | 4,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 1,551 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $817,000 | 4,643 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,823,000 | 3,108 |
| Total interest expense | $2,472,000 | 2,848 |
| Net interest income | $3,351,000 | 3,257 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $620,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $410,000 | 2,058 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $210,000 | 3,655 |
| Total noninterest expense | $3,250,000 | 2,709 |
| Salaries and employee benefits | $1,991,000 | 2,451 |
| Premises and equipment expense | $367,000 | 3,203 |
| Additional noninterest expense | $892,000 | 2,842 |
| Pre-tax net operating income | $631,000 | 4,875 |
| Securities gains (losses) | $60,000 | 423 |
| Applicable income taxes | $136,000 | 4,138 |
| Income before extraordinary items | $555,000 | 4,623 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $555,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 1,418 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $507,000 | 4,834 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 3,177 |
| Total interest expense | $1,161,000 | 2,878 |
| Net interest income | $1,610,000 | 3,340 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $314,000 | 2,991 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $179,000 | 2,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $135,000 | 3,166 |
| Total noninterest expense | $1,589,000 | 2,755 |
| Salaries and employee benefits | $946,000 | 2,573 |
| Premises and equipment expense | $191,000 | 3,125 |
| Additional noninterest expense | $452,000 | 2,795 |
| Pre-tax net operating income | $275,000 | 5,158 |
| Securities gains (losses) | $60,000 | 319 |
| Applicable income taxes | $57,000 | 4,336 |
| Income before extraordinary items | $278,000 | 4,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $278,000 | 4,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 952 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $228,200 | 5,035 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,702,000 | 3,226 |
| Total interest expense | $3,444,000 | 2,980 |
| Net interest income | $6,258,000 | 3,314 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $956,000 | 3,672 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $709,000 | 2,326 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $247,000 | 4,757 |
| Total noninterest expense | $5,668,000 | 2,898 |
| Salaries and employee benefits | $3,380,000 | 2,677 |
| Premises and equipment expense | $685,000 | 3,297 |
| Additional noninterest expense | $1,603,000 | 3,068 |
| Pre-tax net operating income | $1,486,000 | 4,407 |
| Securities gains (losses) | $216,000 | 482 |
| Applicable income taxes | $324,000 | 4,035 |
| Income before extraordinary items | $1,378,000 | 3,999 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,378,000 | 4,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,825 |
| Cash dividends | $952,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,203,040 | 4,310 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,099,000 | 3,240 |
| Total interest expense | $2,436,000 | 2,990 |
| Net interest income | $4,663,000 | 3,321 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $699,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $525,000 | 2,340 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $174,000 | 4,910 |
| Total noninterest expense | $4,085,000 | 2,966 |
| Salaries and employee benefits | $2,425,000 | 2,746 |
| Premises and equipment expense | $477,000 | 3,478 |
| Additional noninterest expense | $1,183,000 | 3,075 |
| Pre-tax net operating income | $1,217,000 | 4,278 |
| Securities gains (losses) | $192,000 | 486 |
| Applicable income taxes | $286,000 | 3,876 |
| Income before extraordinary items | $1,123,000 | 3,853 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,123,000 | 3,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,377 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $969,400 | 4,200 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,615,000 | 3,243 |
| Total interest expense | $1,544,000 | 2,980 |
| Net interest income | $3,071,000 | 3,342 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $447,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $343,000 | 2,347 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $104,000 | 5,107 |
| Total noninterest expense | $2,611,000 | 3,071 |
| Salaries and employee benefits | $1,558,000 | 2,825 |
| Premises and equipment expense | $306,000 | 3,565 |
| Additional noninterest expense | $747,000 | 3,193 |
| Pre-tax net operating income | $847,000 | 4,151 |
| Securities gains (losses) | $88,000 | 613 |
| Applicable income taxes | $191,000 | 3,857 |
| Income before extraordinary items | $744,000 | 3,800 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $744,000 | 3,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,400 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $673,600 | 4,041 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 3,274 |
| Total interest expense | $733,000 | 3,006 |
| Net interest income | $1,524,000 | 3,363 |
| Provision for loan and lease losses | $36,000 | 3,732 |
| Total noninterest income | $260,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $171,000 | 2,297 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $89,000 | 3,978 |
| Total noninterest expense | $1,324,000 | 3,045 |
| Salaries and employee benefits | $721,000 | 3,049 |
| Premises and equipment expense | $156,000 | 3,539 |
| Additional noninterest expense | $447,000 | 2,705 |
| Pre-tax net operating income | $424,000 | 4,117 |
| Securities gains (losses) | $42,000 | 592 |
| Applicable income taxes | $92,000 | 3,902 |
| Income before extraordinary items | $374,000 | 3,790 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $374,000 | 3,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,643 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $340,400 | 3,987 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,863,000 | 3,138 |
| Total interest expense | $2,623,000 | 2,927 |
| Net interest income | $6,240,000 | 3,194 |
| Provision for loan and lease losses | $153,000 | 4,196 |
| Total noninterest income | $1,051,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $827,000 | 2,080 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $224,000 | 4,865 |
| Total noninterest expense | $5,247,000 | 2,977 |
| Salaries and employee benefits | $3,018,000 | 2,824 |
| Premises and equipment expense | $649,000 | 3,324 |
| Additional noninterest expense | $1,580,000 | 2,996 |
| Pre-tax net operating income | $1,891,000 | 3,641 |
| Securities gains (losses) | $465,000 | 476 |
| Applicable income taxes | $538,000 | 3,223 |
| Income before extraordinary items | $1,818,000 | 3,161 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,818,000 | 3,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,059 |
| Cash dividends | $951,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,459,950 | 3,647 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,673,000 | 3,109 |
| Total interest expense | $1,957,000 | 2,899 |
| Net interest income | $4,716,000 | 3,150 |
| Provision for loan and lease losses | $115,000 | 4,038 |
| Total noninterest income | $801,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $626,000 | 2,080 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $175,000 | 4,785 |
| Total noninterest expense | $3,844,000 | 3,009 |
| Salaries and employee benefits | $2,209,000 | 2,862 |
| Premises and equipment expense | $475,000 | 3,398 |
| Additional noninterest expense | $1,160,000 | 3,030 |
| Pre-tax net operating income | $1,558,000 | 3,486 |
| Securities gains (losses) | $231,000 | 706 |
| Applicable income taxes | $307,000 | 3,759 |
| Income before extraordinary items | $1,482,000 | 2,981 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,482,000 | 2,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,559 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,290,270 | 3,276 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,422,000 | 3,107 |
| Total interest expense | $1,312,000 | 2,871 |
| Net interest income | $3,110,000 | 3,181 |
| Provision for loan and lease losses | $78,000 | 3,948 |
| Total noninterest income | $547,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $415,000 | 2,082 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $132,000 | 4,565 |
| Total noninterest expense | $2,546,000 | 3,036 |
| Salaries and employee benefits | $1,472,000 | 2,883 |
| Premises and equipment expense | $307,000 | 3,486 |
| Additional noninterest expense | $767,000 | 3,057 |
| Pre-tax net operating income | $1,033,000 | 3,459 |
| Securities gains (losses) | $102,000 | 1,014 |
| Applicable income taxes | $199,000 | 3,794 |
| Income before extraordinary items | $936,000 | 3,100 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $936,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $852,360 | 3,257 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 3,126 |
| Total interest expense | $675,000 | 2,838 |
| Net interest income | $1,523,000 | 3,215 |
| Provision for loan and lease losses | $40,000 | 3,725 |
| Total noninterest income | $295,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $205,000 | 2,031 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $90,000 | 3,932 |
| Total noninterest expense | $1,273,000 | 3,045 |
| Salaries and employee benefits | $727,000 | 2,916 |
| Premises and equipment expense | $145,000 | 3,675 |
| Additional noninterest expense | $401,000 | 2,905 |
| Pre-tax net operating income | $505,000 | 3,499 |
| Securities gains (losses) | $84,000 | 897 |
| Applicable income taxes | $93,000 | 3,908 |
| Income before extraordinary items | $496,000 | 2,956 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $496,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $425,440 | 3,226 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,992,000 | 3,113 |
| Total interest expense | $3,054,000 | 2,816 |
| Net interest income | $5,938,000 | 3,225 |
| Provision for loan and lease losses | $585,000 | 1,919 |
| Total noninterest income | $941,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $809,000 | 2,103 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $132,000 | 6,059 |
| Total noninterest expense | $5,069,000 | 3,016 |
| Salaries and employee benefits | $2,779,000 | 2,971 |
| Premises and equipment expense | $627,000 | 3,401 |
| Additional noninterest expense | $1,663,000 | 2,809 |
| Pre-tax net operating income | $1,225,000 | 4,638 |
| Securities gains (losses) | $982,000 | 490 |
| Applicable income taxes | $428,000 | 3,653 |
| Income before extraordinary items | $1,779,000 | 3,132 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,779,000 | 3,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $484,000 | 1,646 |
| Cash dividends | $4,921,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $-10,000 | 9,066 |
| Net operating income | $983,580 | 4,520 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,845,000 | 3,114 |
| Total interest expense | $2,337,000 | 2,858 |
| Net interest income | $4,508,000 | 3,193 |
| Provision for loan and lease losses | $315,000 | 2,407 |
| Total noninterest income | $711,000 | 3,906 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $605,000 | 2,130 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 5,966 |
| Total noninterest expense | $3,614,000 | 3,147 |
| Salaries and employee benefits | $1,980,000 | 3,117 |
| Premises and equipment expense | $410,000 | 3,782 |
| Additional noninterest expense | $1,224,000 | 2,836 |
| Pre-tax net operating income | $1,290,000 | 3,874 |
| Securities gains (losses) | $770,000 | 519 |
| Applicable income taxes | $328,000 | 3,769 |
| Income before extraordinary items | $1,732,000 | 2,644 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,732,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 1,735 |
| Cash dividends | $4,127,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $-10,000 | 9,135 |
| Net operating income | $1,085,200 | 3,618 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,620,000 | 3,103 |
| Total interest expense | $1,587,000 | 2,895 |
| Net interest income | $3,033,000 | 3,157 |
| Provision for loan and lease losses | $210,000 | 2,412 |
| Total noninterest income | $445,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $373,000 | 2,221 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $72,000 | 5,940 |
| Total noninterest expense | $2,371,000 | 3,195 |
| Salaries and employee benefits | $1,285,000 | 3,190 |
| Premises and equipment expense | $272,000 | 3,781 |
| Additional noninterest expense | $814,000 | 2,841 |
| Pre-tax net operating income | $897,000 | 3,764 |
| Securities gains (losses) | $563,000 | 532 |
| Applicable income taxes | $220,000 | 3,779 |
| Income before extraordinary items | $1,240,000 | 2,503 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,240,000 | 2,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,893 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $-10,000 | 9,188 |
| Net operating income | $761,450 | 3,448 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 3,085 |
| Total interest expense | $807,000 | 2,921 |
| Net interest income | $1,533,000 | 3,117 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $219,000 | 3,938 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $173,000 | 2,299 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 5,422 |
| Total noninterest expense | $1,165,000 | 3,245 |
| Salaries and employee benefits | $604,000 | 3,347 |
| Premises and equipment expense | $137,000 | 3,763 |
| Additional noninterest expense | $424,000 | 2,711 |
| Pre-tax net operating income | $482,000 | 3,589 |
| Securities gains (losses) | $94,000 | 1,035 |
| Applicable income taxes | $113,000 | 3,736 |
| Income before extraordinary items | $463,000 | 3,117 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $463,000 | 3,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,631 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $387,800 | 3,364 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,913,000 | 3,041 |
| Total interest expense | $3,411,000 | 3,184 |
| Net interest income | $6,502,000 | 2,926 |
| Provision for loan and lease losses | $330,000 | 3,240 |
| Total noninterest income | $773,000 | 4,085 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $659,000 | 2,363 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 6,167 |
| Total noninterest expense | $4,654,000 | 3,122 |
| Salaries and employee benefits | $2,521,000 | 3,098 |
| Premises and equipment expense | $520,000 | 3,825 |
| Additional noninterest expense | $1,613,000 | 2,787 |
| Pre-tax net operating income | $2,291,000 | 3,082 |
| Securities gains (losses) | $199,000 | 1,175 |
| Applicable income taxes | $489,000 | 3,490 |
| Income before extraordinary items | $2,001,000 | 2,807 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,001,000 | 2,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 2,196 |
| Cash dividends | $731,000 | 2,808 |
| Sale, conversion, retirement of capital stock, net | $-533,000 | 9,301 |
| Net operating income | $1,841,800 | 2,890 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,477,000 | 3,187 |
| Total interest expense | $4,745,000 | 3,306 |
| Net interest income | $5,732,000 | 3,071 |
| Provision for loan and lease losses | $296,000 | 3,258 |
| Total noninterest income | $786,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $634,000 | 2,331 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $152,000 | 5,527 |
| Total noninterest expense | $4,350,000 | 3,180 |
| Salaries and employee benefits | $2,423,000 | 3,031 |
| Premises and equipment expense | $485,000 | 3,989 |
| Additional noninterest expense | $1,442,000 | 2,971 |
| Pre-tax net operating income | $1,872,000 | 3,330 |
| Securities gains (losses) | $218,000 | 1,128 |
| Applicable income taxes | $403,000 | 3,727 |
| Income before extraordinary items | $1,687,000 | 2,943 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,687,000 | 2,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,515 |
| Cash dividends | $718,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $-396,000 | 9,548 |
| Net operating income | $1,510,420 | 3,105 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,567,000 | 3,248 |
| Total interest expense | $5,087,000 | 3,267 |
| Net interest income | $5,480,000 | 3,217 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $814,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $638,000 | 2,169 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $176,000 | 5,094 |
| Total noninterest expense | $3,933,000 | 3,378 |
| Salaries and employee benefits | $2,180,000 | 3,220 |
| Premises and equipment expense | $486,000 | 3,877 |
| Additional noninterest expense | $1,267,000 | 3,253 |
| Pre-tax net operating income | $2,311,000 | 2,958 |
| Securities gains (losses) | $93,000 | 582 |
| Applicable income taxes | $483,000 | 3,562 |
| Income before extraordinary items | $1,921,000 | 2,659 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,921,000 | 2,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,805 |
| Cash dividends | $700,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $-997,000 | 9,853 |
| Net operating income | $1,846,600 | 2,750 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,027,000 | 3,214 |
| Total interest expense | $4,584,000 | 3,165 |
| Net interest income | $5,443,000 | 3,191 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $810,000 | 3,587 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $650,000 | 2,043 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $160,000 | 5,460 |
| Total noninterest expense | $3,890,000 | 3,398 |
| Salaries and employee benefits | $2,007,000 | 3,431 |
| Premises and equipment expense | $678,000 | 2,939 |
| Additional noninterest expense | $1,205,000 | 3,420 |
| Pre-tax net operating income | $2,348,000 | 2,937 |
| Securities gains (losses) | $71,000 | 861 |
| Applicable income taxes | $464,000 | 3,780 |
| Income before extraordinary items | $1,955,000 | 2,635 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,955,000 | 2,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $700,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,897,490 | 2,668 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,223,000 | 3,167 |
| Total interest expense | $4,807,000 | 3,115 |
| Net interest income | $5,416,000 | 3,175 |
| Provision for loan and lease losses | $63,000 | 6,049 |
| Total noninterest income | $815,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $635,000 | 2,022 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $180,000 | 5,229 |
| Total noninterest expense | $3,805,000 | 3,374 |
| Salaries and employee benefits | $1,924,000 | 3,458 |
| Premises and equipment expense | $596,000 | 3,188 |
| Additional noninterest expense | $1,285,000 | 3,169 |
| Pre-tax net operating income | $2,363,000 | 2,927 |
| Securities gains (losses) | $20,000 | 2,430 |
| Applicable income taxes | $458,000 | 4,087 |
| Income before extraordinary items | $1,925,000 | 2,640 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,925,000 | 2,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,342 |
| Cash dividends | $595,000 | 3,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,908,800 | 2,588 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,279,000 | 3,162 |
| Total interest expense | $4,709,000 | 3,153 |
| Net interest income | $5,570,000 | 3,145 |
| Provision for loan and lease losses | $193,000 | 3,532 |
| Total noninterest income | $779,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $609,000 | 2,153 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $170,000 | 5,371 |
| Total noninterest expense | $3,628,000 | 3,495 |
| Salaries and employee benefits | $1,889,000 | 3,475 |
| Premises and equipment expense | $562,000 | 3,344 |
| Additional noninterest expense | $1,177,000 | 3,413 |
| Pre-tax net operating income | $2,528,000 | 2,881 |
| Securities gains (losses) | $18,000 | 1,964 |
| Applicable income taxes | $515,000 | 4,126 |
| Income before extraordinary items | $2,031,000 | 2,552 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,031,000 | 2,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,148 |
| Cash dividends | $525,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,016,600 | 2,515 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,951,000 | 3,291 |
| Total interest expense | $4,692,000 | 3,180 |
| Net interest income | $5,259,000 | 3,370 |
| Provision for loan and lease losses | $99,000 | 5,170 |
| Total noninterest income | $640,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $495,000 | 2,747 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $145,000 | 6,070 |
| Total noninterest expense | $3,314,000 | 3,982 |
| Salaries and employee benefits | $1,810,000 | 3,644 |
| Premises and equipment expense | $515,000 | 3,685 |
| Additional noninterest expense | $989,000 | 4,446 |
| Pre-tax net operating income | $2,486,000 | 2,780 |
| Securities gains (losses) | $161,000 | 769 |
| Applicable income taxes | $540,000 | 3,899 |
| Income before extraordinary items | $2,107,000 | 2,334 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,107,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,829 |
| Cash dividends | $455,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,978,200 | 2,433 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,358,000 | 3,490 |
| Total interest expense | $4,527,000 | 3,295 |
| Net interest income | $4,831,000 | 3,648 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $663,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $505,000 | 2,698 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $158,000 | 5,834 |
| Total noninterest expense | $3,218,000 | 4,045 |
| Salaries and employee benefits | $1,740,000 | 3,750 |
| Premises and equipment expense | $480,000 | 3,887 |
| Additional noninterest expense | $998,000 | 4,356 |
| Pre-tax net operating income | $2,276,000 | 3,116 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $352,000 | 5,417 |
| Income before extraordinary items | $1,931,000 | 2,586 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,931,000 | 2,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,916 |
| Cash dividends | $455,000 | 3,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,925,050 | 2,561 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,714,000 | 3,436 |
| Total interest expense | $3,482,000 | 3,468 |
| Net interest income | $5,232,000 | 3,421 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $663,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $481,000 | 2,877 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $182,000 | 5,577 |
| Total noninterest expense | $3,337,000 | 4,018 |
| Salaries and employee benefits | $1,733,000 | 3,766 |
| Premises and equipment expense | $423,000 | 4,379 |
| Additional noninterest expense | $1,181,000 | 4,106 |
| Pre-tax net operating income | $2,408,000 | 2,927 |
| Securities gains (losses) | $134,000 | 648 |
| Applicable income taxes | $464,000 | 4,287 |
| Income before extraordinary items | $2,078,000 | 2,339 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,078,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,665 |
| Cash dividends | $420,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,968,120 | 2,488 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,989,000 | 3,422 |
| Total interest expense | $3,428,000 | 3,664 |
| Net interest income | $5,561,000 | 3,241 |
| Provision for loan and lease losses | $83,000 | 6,262 |
| Total noninterest income | $773,000 | 4,100 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $546,000 | 2,542 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $227,000 | 5,286 |
| Total noninterest expense | $3,449,000 | 3,962 |
| Salaries and employee benefits | $1,778,000 | 3,653 |
| Premises and equipment expense | $434,000 | 4,393 |
| Additional noninterest expense | $1,237,000 | 4,088 |
| Pre-tax net operating income | $2,802,000 | 2,451 |
| Securities gains (losses) | $312,000 | 1,264 |
| Applicable income taxes | $714,000 | 3,060 |
| Income before extraordinary items | $2,400,000 | 2,082 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,400,000 | 2,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $493,000 | 3,160 |
| Sale, conversion, retirement of capital stock, net | $-1,000,000 | 13,252 |
| Net operating income | $2,159,760 | 2,179 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,198,000 | 3,422 |
| Total interest expense | $4,262,000 | 3,843 |
| Net interest income | $5,936,000 | 3,083 |
| Provision for loan and lease losses | $1,265,000 | 1,580 |
| Total noninterest income | $751,000 | 4,160 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $546,000 | 2,528 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $205,000 | 5,595 |
| Total noninterest expense | $3,191,000 | 4,268 |
| Salaries and employee benefits | $1,615,000 | 3,962 |
| Premises and equipment expense | $432,000 | 4,510 |
| Additional noninterest expense | $1,144,000 | 4,540 |
| Pre-tax net operating income | $2,231,000 | 2,795 |
| Securities gains (losses) | $322,000 | 1,471 |
| Applicable income taxes | $680,000 | 3,063 |
| Income before extraordinary items | $1,873,000 | 2,446 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,873,000 | 2,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $760,000 | 1,882 |
| Cash dividends | $147,000 | 5,856 |
| Sale, conversion, retirement of capital stock, net | $-400,000 | 13,860 |
| Net operating income | $1,637,940 | 2,598 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.