Home > Southern Heritage Bank > Assets and Liabilities
Southern Heritage Bank, Assets and Liabilities
| 2004-06-30 | Rank | |
| # of Employees: | 30 | 5,013 |
| Assets and Liabilities | ||
| Total Assets: | $117,746,000 | 4,307 |
| Cash and due from depository institutions | $2,052,000 | 5,013 |
| Interest-bearing balances | $14,000 | 6,448 |
| Securities | $3,497,000 | 8,107 |
| Federal funds sold & reverse repurchase agreements | $9,393,000 | 1,152 |
| Net loans & leases | $98,867,000 | 3,463 |
| Loan loss allowance | $1,114,000 | 3,708 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,081,000 | 3,140 |
| Other real estate owned | $0 | 5,013 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $856,000 | 6,881 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $117,746,000 | 4,307 |
| Total liabilities | $104,577,000 | 4,334 |
| Total deposits | $102,123,000 | 4,099 |
| Interest-bearing deposits | $84,571,000 | 4,152 |
| Deposits held in domestic offices | $102,123,000 | 4,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,700,000 | 4,710 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $754,000 | 3,575 |
| Total equity capital | $13,169,000 | 3,934 |
| Total bank equity capital | $13,169,000 | 3,934 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,000,000 | 958 |
| Surplus | $7,500,000 | 2,533 |
| Undivided profits | $1,669,000 | 6,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 6,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $342,000 | 6,522 |
| Earning assets | $111,771,000 | 4,177 |
| Long-term assets (5+ years) | $1,050,000 | 7,607 |
| Average Assets, year-to-date | $116,970,670 | 4,262 |
| Average Assets, quarterly | $117,963,500 | 4,277 |
| Volatile liabilities | $17,869,000 | 4,285 |
| Insider loans | $2,806,000 | 2,038 |
| FHLB advances | $1,700,000 | 4,534 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $22,411,000 | 2,786 |
| Tier 1 (core) risk-based capital | $13,181,000 | 3,863 |
| Tier 2 risk-based capital | $1,114,000 | 3,445 |
| Total risk weighted assets | $100,296,000 | 3,592 |
| Total unused commitments | $22,411,000 | 2,790 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 33 | 4,672 |
| Assets and Liabilities | ||
| Total Assets: | $118,181,000 | 4,274 |
| Cash and due from depository institutions | $1,747,000 | 4,672 |
| Interest-bearing balances | $18,000 | 6,430 |
| Securities | $7,159,000 | 7,223 |
| Federal funds sold & reverse repurchase agreements | $1,397,000 | 5,208 |
| Net loans & leases | $103,859,000 | 3,263 |
| Loan loss allowance | $1,115,000 | 3,659 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,144,000 | 3,038 |
| Other real estate owned | $0 | 4,672 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $875,000 | 6,732 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $118,181,000 | 4,274 |
| Total liabilities | $105,260,000 | 4,285 |
| Total deposits | $101,193,000 | 4,127 |
| Interest-bearing deposits | $86,783,000 | 4,102 |
| Deposits held in domestic offices | $101,193,000 | 4,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,700,000 | 3,812 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $367,000 | 5,707 |
| Total equity capital | $12,921,000 | 4,080 |
| Total bank equity capital | $12,921,000 | 4,080 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,000,000 | 953 |
| Surplus | $7,500,000 | 2,506 |
| Undivided profits | $1,421,000 | 7,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 6,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $101,000 | 874 |
| Income earned, not collected on loans | $394,000 | 6,015 |
| Earning assets | $112,433,000 | 4,158 |
| Long-term assets (5+ years) | $3,070,000 | 6,812 |
| Average Assets, year-to-date | $116,583,000 | 4,290 |
| Average Assets, quarterly | $116,583,000 | 4,290 |
| Volatile liabilities | $20,423,000 | 3,862 |
| Insider loans | $2,861,000 | 1,980 |
| FHLB advances | $3,700,000 | 3,669 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $22,484,000 | 2,719 |
| Tier 1 (core) risk-based capital | $12,854,000 | 3,920 |
| Tier 2 risk-based capital | $1,115,000 | 3,390 |
| Total risk weighted assets | $108,253,000 | 3,305 |
| Total unused commitments | $22,484,000 | 2,727 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 32 | 4,785 |
| Assets and Liabilities | ||
| Total Assets: | $114,985,000 | 4,341 |
| Cash and due from depository institutions | $1,996,000 | 4,785 |
| Interest-bearing balances | $40,000 | 6,013 |
| Securities | $8,865,000 | 6,852 |
| Federal funds sold & reverse repurchase agreements | $3,941,000 | 2,773 |
| Net loans & leases | $96,134,000 | 3,457 |
| Loan loss allowance | $1,040,000 | 3,835 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,176,000 | 3,005 |
| Other real estate owned | $0 | 4,785 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $873,000 | 6,839 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,985,000 | 4,341 |
| Total liabilities | $102,422,000 | 4,366 |
| Total deposits | $98,359,000 | 4,189 |
| Interest-bearing deposits | $84,490,000 | 4,138 |
| Deposits held in domestic offices | $98,359,000 | 4,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,700,000 | 3,793 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $363,000 | 5,575 |
| Total equity capital | $12,563,000 | 4,118 |
| Total bank equity capital | $12,563,000 | 4,118 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,000,000 | 957 |
| Surplus | $7,500,000 | 2,476 |
| Undivided profits | $1,063,000 | 7,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 6,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $364,000 | 6,413 |
| Earning assets | $108,980,000 | 4,234 |
| Long-term assets (5+ years) | $3,038,000 | 6,873 |
| Average Assets, year-to-date | $106,446,400 | 4,480 |
| Average Assets, quarterly | $115,225,000 | 4,306 |
| Volatile liabilities | $19,801,000 | 3,939 |
| Insider loans | $3,864,000 | 1,441 |
| FHLB advances | $3,700,000 | 3,644 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,373,000 | 3,002 |
| Tier 1 (core) risk-based capital | $12,530,000 | 3,968 |
| Tier 2 risk-based capital | $1,040,000 | 3,580 |
| Total risk weighted assets | $101,710,000 | 3,479 |
| Total unused commitments | $18,373,000 | 3,004 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 32 | 4,811 |
| Assets and Liabilities | ||
| Total Assets: | $115,465,000 | 4,316 |
| Cash and due from depository institutions | $2,223,000 | 4,811 |
| Interest-bearing balances | $15,000 | 6,529 |
| Securities | $9,395,000 | 6,666 |
| Federal funds sold & reverse repurchase agreements | $8,855,000 | 1,616 |
| Net loans & leases | $90,911,000 | 3,590 |
| Loan loss allowance | $1,480,000 | 2,915 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,191,000 | 2,971 |
| Other real estate owned | $0 | 4,811 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $890,000 | 6,883 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,465,000 | 4,316 |
| Total liabilities | $102,898,000 | 4,320 |
| Total deposits | $98,668,000 | 4,182 |
| Interest-bearing deposits | $84,300,000 | 4,155 |
| Deposits held in domestic offices | $98,668,000 | 4,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,700,000 | 3,752 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $530,000 | 4,864 |
| Total equity capital | $12,567,000 | 4,097 |
| Total bank equity capital | $12,567,000 | 4,097 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,000,000 | 944 |
| Surplus | $7,500,000 | 2,439 |
| Undivided profits | $1,067,000 | 7,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 8,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $407,000 | 6,220 |
| Earning assets | $109,176,000 | 4,203 |
| Long-term assets (5+ years) | $3,438,000 | 6,744 |
| Average Assets, year-to-date | $104,311,750 | 4,548 |
| Average Assets, quarterly | $116,614,000 | 4,261 |
| Volatile liabilities | $22,056,000 | 3,638 |
| Insider loans | $3,329,000 | 1,675 |
| FHLB advances | $3,700,000 | 3,587 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $19,402,000 | 2,900 |
| Tier 1 (core) risk-based capital | $12,518,000 | 3,951 |
| Tier 2 risk-based capital | $1,220,000 | 3,134 |
| Total risk weighted assets | $97,315,000 | 3,569 |
| Total unused commitments | $19,402,000 | 2,902 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 34 | 4,624 |
| Assets and Liabilities | ||
| Total Assets: | $117,763,000 | 4,234 |
| Cash and due from depository institutions | $1,756,000 | 4,624 |
| Interest-bearing balances | $5,000 | 6,849 |
| Securities | $8,433,000 | 6,857 |
| Federal funds sold & reverse repurchase agreements | $16,005,000 | 982 |
| Net loans & leases | $87,572,000 | 3,666 |
| Loan loss allowance | $1,086,000 | 3,671 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,126,000 | 2,971 |
| Other real estate owned | $0 | 4,624 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $871,000 | 6,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,763,000 | 4,234 |
| Total liabilities | $105,237,000 | 4,245 |
| Total deposits | $100,929,000 | 4,111 |
| Interest-bearing deposits | $89,561,000 | 3,954 |
| Deposits held in domestic offices | $100,929,000 | 4,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,700,000 | 3,719 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $608,000 | 4,572 |
| Total equity capital | $12,526,000 | 4,104 |
| Total bank equity capital | $12,526,000 | 4,104 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,000,000 | 934 |
| Surplus | $7,500,000 | 2,402 |
| Undivided profits | $1,026,000 | 7,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 7,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $382,000 | 6,278 |
| Earning assets | $112,015,000 | 4,101 |
| Long-term assets (5+ years) | $2,511,000 | 7,063 |
| Average Assets, year-to-date | $100,594,000 | 4,684 |
| Average Assets, quarterly | $107,829,000 | 4,483 |
| Volatile liabilities | $24,422,000 | 3,331 |
| Insider loans | $3,056,000 | 1,804 |
| FHLB advances | $3,700,000 | 3,549 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,661,000 | 2,834 |
| Tier 1 (core) risk-based capital | $12,443,000 | 3,894 |
| Tier 2 risk-based capital | $1,086,000 | 3,393 |
| Total risk weighted assets | $96,203,000 | 3,562 |
| Total unused commitments | $19,661,000 | 2,843 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 28 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $97,895,000 | 4,774 |
| Cash and due from depository institutions | $2,079,000 | 5,259 |
| Interest-bearing balances | $40,000 | 6,009 |
| Securities | $5,166,000 | 7,761 |
| Federal funds sold & reverse repurchase agreements | $7,009,000 | 2,416 |
| Net loans & leases | $79,743,000 | 3,900 |
| Loan loss allowance | $980,000 | 3,931 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,049,000 | 3,015 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $849,000 | 6,902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,895,000 | 4,774 |
| Total liabilities | $89,090,000 | 4,716 |
| Total deposits | $84,915,000 | 4,641 |
| Interest-bearing deposits | $75,555,000 | 4,501 |
| Deposits held in domestic offices | $84,915,000 | 4,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,700,000 | 3,635 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $475,000 | 5,286 |
| Total equity capital | $8,805,000 | 5,190 |
| Total bank equity capital | $8,805,000 | 5,190 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,000,000 | 925 |
| Surplus | $3,200,000 | 4,351 |
| Undivided profits | $1,605,000 | 6,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 7,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $360,000 | 6,517 |
| Earning assets | $91,958,000 | 4,688 |
| Long-term assets (5+ years) | $1,507,000 | 7,493 |
| Average Assets, year-to-date | $92,009,500 | 4,956 |
| Average Assets, quarterly | $92,009,500 | 4,956 |
| Volatile liabilities | $17,978,000 | 4,061 |
| Insider loans | $3,051,000 | 1,768 |
| FHLB advances | $3,700,000 | 3,472 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $21,243,000 | 2,601 |
| Tier 1 (core) risk-based capital | $8,724,000 | 5,042 |
| Tier 2 risk-based capital | $980,000 | 3,628 |
| Total risk weighted assets | $83,446,000 | 3,928 |
| Total unused commitments | $21,243,000 | 2,613 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 27 | 5,382 |
| Assets and Liabilities | ||
| Total Assets: | $86,124,000 | 5,179 |
| Cash and due from depository institutions | $2,574,000 | 5,382 |
| Interest-bearing balances | $40,000 | 5,943 |
| Securities | $5,696,000 | 7,615 |
| Federal funds sold & reverse repurchase agreements | $4,225,000 | 3,156 |
| Net loans & leases | $70,416,000 | 4,278 |
| Loan loss allowance | $855,000 | 4,285 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,490,000 | 3,536 |
| Other real estate owned | $0 | 5,382 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $723,000 | 7,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,124,000 | 5,179 |
| Total liabilities | $77,481,000 | 5,169 |
| Total deposits | $73,250,000 | 5,108 |
| Interest-bearing deposits | $65,609,000 | 4,914 |
| Deposits held in domestic offices | $73,250,000 | 5,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,700,000 | 3,686 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $531,000 | 5,050 |
| Total equity capital | $8,643,000 | 5,221 |
| Total bank equity capital | $8,643,000 | 5,221 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,000,000 | 919 |
| Surplus | $3,200,000 | 4,296 |
| Undivided profits | $1,443,000 | 7,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $333,000 | 6,957 |
| Earning assets | $80,377,000 | 5,113 |
| Long-term assets (5+ years) | $2,016,000 | 7,226 |
| Average Assets, year-to-date | $70,154,200 | 5,719 |
| Average Assets, quarterly | $82,020,500 | 5,308 |
| Volatile liabilities | $16,913,000 | 4,187 |
| Insider loans | $2,952,000 | 1,797 |
| FHLB advances | $3,700,000 | 3,493 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $17,811,000 | 2,841 |
| Tier 1 (core) risk-based capital | $8,546,000 | 5,058 |
| Tier 2 risk-based capital | $855,000 | 3,992 |
| Total risk weighted assets | $71,356,000 | 4,374 |
| Total unused commitments | $17,811,000 | 2,848 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 21 | 6,296 |
| Assets and Liabilities | ||
| Total Assets: | $53,945,000 | 6,673 |
| Cash and due from depository institutions | $1,335,000 | 6,296 |
| Interest-bearing balances | $31,000 | 6,017 |
| Securities | $7,290,000 | 7,234 |
| Federal funds sold & reverse repurchase agreements | $2,293,000 | 4,544 |
| Net loans & leases | $40,404,000 | 5,917 |
| Loan loss allowance | $596,000 | 5,266 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,077,000 | 3,943 |
| Other real estate owned | $0 | 6,296 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $546,000 | 8,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,945,000 | 6,673 |
| Total liabilities | $45,868,000 | 6,817 |
| Total deposits | $43,701,000 | 6,762 |
| Interest-bearing deposits | $38,230,000 | 6,685 |
| Deposits held in domestic offices | $43,701,000 | 6,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,700,000 | 4,299 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $467,000 | 5,608 |
| Total equity capital | $8,077,000 | 5,321 |
| Total bank equity capital | $8,077,000 | 5,321 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,000,000 | 920 |
| Surplus | $3,200,000 | 4,220 |
| Undivided profits | $877,000 | 7,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 7,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $298,000 | 7,564 |
| Earning assets | $50,018,000 | 6,613 |
| Long-term assets (5+ years) | $2,268,000 | 7,229 |
| Average Assets, year-to-date | $47,861,400 | 6,865 |
| Average Assets, quarterly | $52,294,500 | 6,717 |
| Volatile liabilities | $8,975,000 | 5,935 |
| Insider loans | $2,874,000 | 1,726 |
| FHLB advances | $1,700,000 | 4,063 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,127,000 | 4,131 |
| Tier 1 (core) risk-based capital | $7,933,000 | 5,241 |
| Tier 2 risk-based capital | $535,000 | 5,279 |
| Total risk weighted assets | $42,714,000 | 5,919 |
| Total unused commitments | $9,127,000 | 4,139 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 17 | 7,003 |
| Assets and Liabilities | ||
| Total Assets: | $42,082,000 | 7,426 |
| Cash and due from depository institutions | $998,000 | 7,003 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $7,299,000 | 7,580 |
| Federal funds sold & reverse repurchase agreements | $5,105,000 | 2,305 |
| Net loans & leases | $26,180,000 | 7,176 |
| Loan loss allowance | $406,000 | 6,409 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,173,000 | 3,762 |
| Other real estate owned | $0 | 7,003 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $327,000 | 8,990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,082,000 | 7,426 |
| Total liabilities | $34,570,000 | 7,652 |
| Total deposits | $32,670,000 | 7,637 |
| Interest-bearing deposits | $29,278,000 | 7,476 |
| Deposits held in domestic offices | $32,670,000 | 7,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,700,000 | 4,164 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $200,000 | 8,304 |
| Total equity capital | $7,512,000 | 5,519 |
| Total bank equity capital | $7,512,000 | 5,519 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,000,000 | 927 |
| Surplus | $3,200,000 | 4,176 |
| Undivided profits | $312,000 | 8,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 6,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $215,000 | 7,830 |
| Earning assets | $38,584,000 | 7,424 |
| Long-term assets (5+ years) | $904,000 | 8,015 |
| Average Assets, year-to-date | $35,372,400 | 7,794 |
| Average Assets, quarterly | $39,847,000 | 7,538 |
| Volatile liabilities | $6,480,000 | 6,819 |
| Insider loans | $18,000 | 8,657 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,127,000 | 4,909 |
| Tier 1 (core) risk-based capital | $7,518,000 | 5,418 |
| Tier 2 risk-based capital | $380,070 | 6,301 |
| Total risk weighted assets | $30,379,670 | 6,918 |
| Total unused commitments | $6,127,000 | 4,912 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $29,087,000 | 8,611 |
| Cash and due from depository institutions | $1,152,000 | 7,887 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $7,018,000 | 7,983 |
| Federal funds sold & reverse repurchase agreements | $1,205,000 | 4,631 |
| Net loans & leases | $17,241,000 | 8,322 |
| Loan loss allowance | $265,000 | 7,740 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,253,000 | 3,637 |
| Other real estate owned | $0 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $218,000 | 9,688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,087,000 | 8,611 |
| Total liabilities | $21,857,000 | 8,933 |
| Total deposits | $21,530,000 | 8,838 |
| Interest-bearing deposits | $18,657,000 | 8,800 |
| Deposits held in domestic offices | $21,530,000 | 8,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $327,000 | 6,695 |
| Total equity capital | $7,230,000 | 5,508 |
| Total bank equity capital | $7,230,000 | 5,508 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,000,000 | 938 |
| Surplus | $4,000,000 | 3,535 |
| Undivided profits | $-770,000 | 9,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 8,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $115,000 | 8,946 |
| Earning assets | $25,464,000 | 8,671 |
| Long-term assets (5+ years) | $1,421,000 | 8,036 |
| Average Assets, year-to-date | $25,277,000 | 8,794 |
| Average Assets, quarterly | $28,599,500 | 8,598 |
| Volatile liabilities | $4,804,000 | 7,450 |
| Insider loans | $56,000 | 8,463 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,974,000 | 5,479 |
| Tier 1 (core) risk-based capital | $7,436,000 | 5,419 |
| Tier 2 risk-based capital | $265,000 | 7,431 |
| Total risk weighted assets | $21,963,300 | 7,956 |
| Total unused commitments | $4,974,000 | 5,484 |
| Derivatives | $0 | 488 |