Home > Southern Commerce Bank > Income and Expense
Southern Commerce Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $491,000 | 5,584 |
| Total interest expense | $42,000 | 5,535 |
| Net interest income | $449,000 | 5,542 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $634,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $521,000 | 607 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $113,000 | 3,409 |
| Total noninterest expense | $1,009,000 | 3,777 |
| Salaries and employee benefits | $408,000 | 4,407 |
| Premises and equipment expense | $227,000 | 2,409 |
| Additional noninterest expense | $374,000 | 3,431 |
| Pre-tax net operating income | $74,000 | 5,429 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $29,000 | 3,353 |
| Income before extraordinary items | $45,000 | 5,656 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $45,000 | 5,656 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $45,000 | 5,657 |
| Net charge-offs | $42,000 | 1,682 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $45,000 | 5,605 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 5,819 |
| Total interest expense | $189,000 | 5,563 |
| Net interest income | $1,557,000 | 5,806 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $3,295,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $2,444,000 | 561 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $851,000 | 2,558 |
| Total noninterest expense | $4,114,000 | 3,766 |
| Salaries and employee benefits | $1,625,000 | 4,446 |
| Premises and equipment expense | $900,000 | 2,444 |
| Additional noninterest expense | $1,589,000 | 3,420 |
| Pre-tax net operating income | $738,000 | 4,584 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $235,000 | 2,832 |
| Income before extraordinary items | $503,000 | 4,924 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $503,000 | 4,923 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $503,000 | 4,924 |
| Net charge-offs | $296,000 | 2,033 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $503,000 | 4,873 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 5,891 |
| Total interest expense | $145,000 | 5,612 |
| Net interest income | $1,149,000 | 5,900 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,623,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,934,000 | 529 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $689,000 | 2,462 |
| Total noninterest expense | $3,102,000 | 3,767 |
| Salaries and employee benefits | $1,231,000 | 4,445 |
| Premises and equipment expense | $686,000 | 2,439 |
| Additional noninterest expense | $1,185,000 | 3,442 |
| Pre-tax net operating income | $670,000 | 4,434 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $261,000 | 2,582 |
| Income before extraordinary items | $409,000 | 4,904 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $409,000 | 4,904 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $409,000 | 4,905 |
| Net charge-offs | $192,000 | 2,039 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $409,000 | 4,851 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $832,000 | 5,979 |
| Total interest expense | $96,000 | 5,671 |
| Net interest income | $736,000 | 5,995 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,786,000 | 1,374 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,315,000 | 519 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $471,000 | 2,389 |
| Total noninterest expense | $2,130,000 | 3,709 |
| Salaries and employee benefits | $848,000 | 4,407 |
| Premises and equipment expense | $465,000 | 2,416 |
| Additional noninterest expense | $817,000 | 3,361 |
| Pre-tax net operating income | $392,000 | 4,564 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $153,000 | 2,667 |
| Income before extraordinary items | $239,000 | 5,031 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $239,000 | 5,033 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $239,000 | 5,034 |
| Net charge-offs | $134,000 | 1,937 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $239,000 | 4,974 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $411,000 | 6,061 |
| Total interest expense | $48,000 | 5,741 |
| Net interest income | $363,000 | 6,067 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $884,000 | 1,361 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $649,000 | 512 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $235,000 | 2,327 |
| Total noninterest expense | $1,093,000 | 3,683 |
| Salaries and employee benefits | $436,000 | 4,383 |
| Premises and equipment expense | $236,000 | 2,425 |
| Additional noninterest expense | $421,000 | 3,289 |
| Pre-tax net operating income | $154,000 | 4,824 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $60,000 | 2,821 |
| Income before extraordinary items | $94,000 | 5,224 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $94,000 | 5,225 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $94,000 | 5,225 |
| Net charge-offs | $43,000 | 1,986 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $94,000 | 5,174 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 6,115 |
| Total interest expense | $263,000 | 5,596 |
| Net interest income | $1,393,000 | 6,153 |
| Provision for loan and lease losses | $510,000 | 1,805 |
| Total noninterest income | $3,654,000 | 1,407 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $3,055,000 | 464 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $599,000 | 3,121 |
| Total noninterest expense | $5,536,000 | 3,161 |
| Salaries and employee benefits | $2,057,000 | 4,011 |
| Premises and equipment expense | $1,052,000 | 2,148 |
| Additional noninterest expense | $2,427,000 | 2,531 |
| Pre-tax net operating income | $-999,000 | 6,567 |
| Securities gains (losses) | $30,000 | 2,133 |
| Applicable income taxes | $-12,567,000 | 6,782 |
| Income before extraordinary items | $11,598,000 | 570 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,598,000 | 568 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $11,598,000 | 570 |
| Net charge-offs | $5,222,000 | 322 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $11,578,800 | 558 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 6,173 |
| Total interest expense | $209,000 | 5,619 |
| Net interest income | $1,049,000 | 6,206 |
| Provision for loan and lease losses | $260,000 | 2,241 |
| Total noninterest income | $2,799,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,362,000 | 450 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $437,000 | 3,219 |
| Total noninterest expense | $4,213,000 | 3,127 |
| Salaries and employee benefits | $1,604,000 | 3,931 |
| Premises and equipment expense | $815,000 | 2,113 |
| Additional noninterest expense | $1,794,000 | 2,555 |
| Pre-tax net operating income | $-625,000 | 6,650 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-625,000 | 6,666 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-625,000 | 6,667 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-625,000 | 6,667 |
| Net charge-offs | $5,226,000 | 253 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-625,000 | 6,652 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $868,000 | 6,158 |
| Total interest expense | $148,000 | 5,581 |
| Net interest income | $720,000 | 6,202 |
| Provision for loan and lease losses | $125,000 | 2,665 |
| Total noninterest income | $1,842,000 | 1,428 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,556,000 | 450 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $286,000 | 3,272 |
| Total noninterest expense | $3,010,000 | 2,992 |
| Salaries and employee benefits | $1,129,000 | 3,821 |
| Premises and equipment expense | $547,000 | 2,093 |
| Additional noninterest expense | $1,334,000 | 2,296 |
| Pre-tax net operating income | $-573,000 | 6,712 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-573,000 | 6,744 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-573,000 | 6,746 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-573,000 | 6,745 |
| Net charge-offs | $5,044,000 | 198 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-573,000 | 6,725 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $411,000 | 6,270 |
| Total interest expense | $78,000 | 5,571 |
| Net interest income | $333,000 | 6,341 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,027,000 | 1,341 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $785,000 | 451 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $242,000 | 2,508 |
| Total noninterest expense | $1,597,000 | 2,878 |
| Salaries and employee benefits | $598,000 | 3,723 |
| Premises and equipment expense | $282,000 | 2,077 |
| Additional noninterest expense | $717,000 | 2,173 |
| Pre-tax net operating income | $-237,000 | 6,755 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-237,000 | 6,780 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-237,000 | 6,780 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-237,000 | 6,780 |
| Net charge-offs | $313,000 | 1,025 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-237,000 | 6,762 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 6,076 |
| Total interest expense | $403,000 | 5,527 |
| Net interest income | $1,696,000 | 6,120 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $2,528,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $3,193,000 | 466 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-665,000 | 6,962 |
| Total noninterest expense | $6,141,000 | 2,977 |
| Salaries and employee benefits | $2,381,000 | 3,690 |
| Premises and equipment expense | $1,200,000 | 1,939 |
| Additional noninterest expense | $2,560,000 | 2,512 |
| Pre-tax net operating income | $-1,917,000 | 6,796 |
| Securities gains (losses) | $6,000 | 3,492 |
| Applicable income taxes | $-210,000 | 6,797 |
| Income before extraordinary items | $-1,701,000 | 6,804 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,701,000 | 6,801 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,701,000 | 6,802 |
| Net charge-offs | $1,257,000 | 1,578 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,706,340 | 6,786 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,645,000 | 6,103 |
| Total interest expense | $318,000 | 5,562 |
| Net interest income | $1,327,000 | 6,167 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,916,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,344,000 | 481 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-428,000 | 7,062 |
| Total noninterest expense | $4,601,000 | 2,999 |
| Salaries and employee benefits | $1,786,000 | 3,699 |
| Premises and equipment expense | $919,000 | 1,937 |
| Additional noninterest expense | $1,896,000 | 2,546 |
| Pre-tax net operating income | $-1,358,000 | 6,901 |
| Securities gains (losses) | $6,000 | 3,225 |
| Applicable income taxes | $-381,000 | 7,021 |
| Income before extraordinary items | $-971,000 | 6,877 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-971,000 | 6,874 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-971,000 | 6,875 |
| Net charge-offs | $1,214,000 | 1,283 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-975,320 | 6,841 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 6,121 |
| Total interest expense | $233,000 | 5,484 |
| Net interest income | $891,000 | 6,190 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,503,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,538,000 | 486 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-35,000 | 6,928 |
| Total noninterest expense | $3,099,000 | 2,978 |
| Salaries and employee benefits | $1,211,000 | 3,684 |
| Premises and equipment expense | $622,000 | 1,904 |
| Additional noninterest expense | $1,266,000 | 2,548 |
| Pre-tax net operating income | $-705,000 | 6,894 |
| Securities gains (losses) | $5,000 | 2,890 |
| Applicable income taxes | $-430,000 | 7,124 |
| Income before extraordinary items | $-270,000 | 6,757 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-270,000 | 6,757 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-270,000 | 6,757 |
| Net charge-offs | $400,000 | 2,004 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-273,200 | 6,701 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $598,000 | 6,081 |
| Total interest expense | $140,000 | 5,230 |
| Net interest income | $458,000 | 6,180 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $678,000 | 1,756 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $746,000 | 489 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-68,000 | 7,124 |
| Total noninterest expense | $1,612,000 | 2,877 |
| Salaries and employee benefits | $619,000 | 3,651 |
| Premises and equipment expense | $313,000 | 1,904 |
| Additional noninterest expense | $680,000 | 2,352 |
| Pre-tax net operating income | $-476,000 | 7,029 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-59,000 | 7,125 |
| Income before extraordinary items | $-417,000 | 7,048 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-417,000 | 7,047 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-417,000 | 7,048 |
| Net charge-offs | $499,000 | 1,097 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-417,000 | 7,022 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 5,865 |
| Total interest expense | $744,000 | 5,076 |
| Net interest income | $2,085,000 | 5,996 |
| Provision for loan and lease losses | $1,225,000 | 2,132 |
| Total noninterest income | $443,000 | 4,592 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,710,000 | 548 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-2,267,000 | 7,287 |
| Total noninterest expense | $6,896,000 | 2,698 |
| Salaries and employee benefits | $2,512,000 | 3,547 |
| Premises and equipment expense | $1,445,000 | 1,715 |
| Additional noninterest expense | $2,939,000 | 2,243 |
| Pre-tax net operating income | $-5,593,000 | 7,087 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-1,352,000 | 7,206 |
| Income before extraordinary items | $-4,241,000 | 7,033 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,241,000 | 7,034 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-4,241,000 | 7,034 |
| Net charge-offs | $3,123,000 | 1,166 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-4,241,000 | 7,021 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 5,880 |
| Total interest expense | $569,000 | 5,146 |
| Net interest income | $1,605,000 | 5,996 |
| Provision for loan and lease losses | $1,225,000 | 1,730 |
| Total noninterest income | $877,000 | 2,829 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,989,000 | 562 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,112,000 | 7,331 |
| Total noninterest expense | $5,299,000 | 2,653 |
| Salaries and employee benefits | $1,899,000 | 3,526 |
| Premises and equipment expense | $1,109,000 | 1,701 |
| Additional noninterest expense | $2,291,000 | 2,182 |
| Pre-tax net operating income | $-4,042,000 | 7,180 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-934,000 | 7,289 |
| Income before extraordinary items | $-3,108,000 | 7,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,108,000 | 7,158 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,108,000 | 7,159 |
| Net charge-offs | $2,401,000 | 1,080 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,108,000 | 7,147 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,499,000 | 5,879 |
| Total interest expense | $379,000 | 5,255 |
| Net interest income | $1,120,000 | 5,949 |
| Provision for loan and lease losses | $1,225,000 | 1,308 |
| Total noninterest income | $418,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,316,000 | 563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-898,000 | 7,427 |
| Total noninterest expense | $3,327,000 | 2,813 |
| Salaries and employee benefits | $1,249,000 | 3,586 |
| Premises and equipment expense | $773,000 | 1,638 |
| Additional noninterest expense | $1,305,000 | 2,546 |
| Pre-tax net operating income | $-3,014,000 | 7,266 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-1,504,000 | 7,441 |
| Income before extraordinary items | $-1,510,000 | 7,143 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,510,000 | 7,144 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,510,000 | 7,144 |
| Net charge-offs | $1,746,000 | 1,009 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,510,000 | 7,131 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $789,000 | 5,804 |
| Total interest expense | $196,000 | 5,283 |
| Net interest income | $593,000 | 5,848 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $109,000 | 4,776 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $613,000 | 588 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-504,000 | 7,507 |
| Total noninterest expense | $1,674,000 | 2,803 |
| Salaries and employee benefits | $621,000 | 3,622 |
| Premises and equipment expense | $393,000 | 1,633 |
| Additional noninterest expense | $660,000 | 2,511 |
| Pre-tax net operating income | $-1,272,000 | 7,317 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-758,000 | 7,503 |
| Income before extraordinary items | $-514,000 | 7,132 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-514,000 | 7,133 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-514,000 | 7,133 |
| Net charge-offs | $573,000 | 1,227 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-514,000 | 7,127 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,057,000 | 5,364 |
| Total interest expense | $3,410,000 | 2,317 |
| Net interest income | $647,000 | 7,428 |
| Provision for loan and lease losses | $5,400,000 | 1,073 |
| Total noninterest income | $951,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,547,000 | 587 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,596,000 | 7,544 |
| Total noninterest expense | $7,811,000 | 2,471 |
| Salaries and employee benefits | $2,874,000 | 3,232 |
| Premises and equipment expense | $1,575,000 | 1,633 |
| Additional noninterest expense | $3,362,000 | 2,071 |
| Pre-tax net operating income | $-11,613,000 | 7,390 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-2,482,000 | 7,490 |
| Income before extraordinary items | $-9,131,000 | 7,352 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,131,000 | 7,352 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-9,131,000 | 7,352 |
| Net charge-offs | $4,334,000 | 1,139 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-9,131,000 | 7,339 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,202,000 | 5,344 |
| Total interest expense | $2,913,000 | 2,134 |
| Net interest income | $289,000 | 7,654 |
| Provision for loan and lease losses | $5,100,000 | 862 |
| Total noninterest income | $457,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,900,000 | 595 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-1,443,000 | 7,686 |
| Total noninterest expense | $5,655,000 | 2,562 |
| Salaries and employee benefits | $2,267,000 | 3,119 |
| Premises and equipment expense | $1,191,000 | 1,638 |
| Additional noninterest expense | $2,197,000 | 2,298 |
| Pre-tax net operating income | $-10,009,000 | 7,556 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-1,072,000 | 7,512 |
| Income before extraordinary items | $-8,937,000 | 7,561 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-8,937,000 | 7,561 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-8,937,000 | 7,561 |
| Net charge-offs | $2,506,000 | 1,302 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-8,937,000 | 7,548 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 5,210 |
| Total interest expense | $2,051,000 | 2,109 |
| Net interest income | $219,000 | 7,702 |
| Provision for loan and lease losses | $4,600,000 | 675 |
| Total noninterest income | $22,000 | 7,294 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,231,000 | 619 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,209,000 | 7,776 |
| Total noninterest expense | $3,768,000 | 2,575 |
| Salaries and employee benefits | $1,462,000 | 3,210 |
| Premises and equipment expense | $800,000 | 1,649 |
| Additional noninterest expense | $1,506,000 | 2,249 |
| Pre-tax net operating income | $-8,127,000 | 7,650 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-903,000 | 7,597 |
| Income before extraordinary items | $-7,224,000 | 7,651 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-7,224,000 | 7,651 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-7,224,000 | 7,651 |
| Net charge-offs | $1,901,000 | 1,169 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-7,224,000 | 7,649 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 5,103 |
| Total interest expense | $1,053,000 | 2,165 |
| Net interest income | $157,000 | 7,704 |
| Provision for loan and lease losses | $5,250,000 | 358 |
| Total noninterest income | $849,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $594,000 | 647 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $255,000 | 2,041 |
| Total noninterest expense | $1,961,000 | 2,487 |
| Salaries and employee benefits | $734,000 | 3,248 |
| Premises and equipment expense | $402,000 | 1,690 |
| Additional noninterest expense | $825,000 | 2,059 |
| Pre-tax net operating income | $-6,205,000 | 7,799 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-251,000 | 7,602 |
| Income before extraordinary items | $-5,954,000 | 7,808 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-5,954,000 | 7,809 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-5,954,000 | 7,809 |
| Net charge-offs | $840,000 | 1,166 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-5,954,000 | 7,802 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,485,000 | 4,390 |
| Total interest expense | $5,308,000 | 2,143 |
| Net interest income | $1,177,000 | 7,259 |
| Provision for loan and lease losses | $12,790,000 | 701 |
| Total noninterest income | $3,004,000 | 1,613 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,359,000 | 713 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $645,000 | 2,794 |
| Total noninterest expense | $25,479,000 | 829 |
| Salaries and employee benefits | $3,575,000 | 2,732 |
| Premises and equipment expense | $1,721,000 | 1,563 |
| Additional noninterest expense | $20,183,000 | 433 |
| Pre-tax net operating income | $-34,088,000 | 7,818 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-4,148,000 | 7,712 |
| Income before extraordinary items | $-29,940,000 | 7,815 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-29,940,000 | 7,815 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-29,940,000 | 7,815 |
| Net charge-offs | $7,252,000 | 868 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-29,940,000 | 7,815 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 4,260 |
| Total interest expense | $4,148,000 | 2,147 |
| Net interest income | $1,044,000 | 7,075 |
| Provision for loan and lease losses | $11,990,000 | 543 |
| Total noninterest income | $2,226,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,762,000 | 711 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $464,000 | 2,937 |
| Total noninterest expense | $6,042,000 | 2,446 |
| Salaries and employee benefits | $2,699,000 | 2,734 |
| Premises and equipment expense | $1,293,000 | 1,589 |
| Additional noninterest expense | $2,050,000 | 2,515 |
| Pre-tax net operating income | $-14,762,000 | 7,822 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-3,957,000 | 7,867 |
| Income before extraordinary items | $-10,805,000 | 7,796 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-10,805,000 | 7,795 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-10,805,000 | 7,795 |
| Net charge-offs | $6,396,000 | 694 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-10,805,000 | 7,800 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 4,052 |
| Total interest expense | $2,840,000 | 2,187 |
| Net interest income | $959,000 | 6,481 |
| Provision for loan and lease losses | $8,240,000 | 519 |
| Total noninterest income | $1,456,000 | 1,693 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,127,000 | 734 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $329,000 | 2,837 |
| Total noninterest expense | $3,993,000 | 2,502 |
| Salaries and employee benefits | $1,786,000 | 2,790 |
| Premises and equipment expense | $859,000 | 1,623 |
| Additional noninterest expense | $1,348,000 | 2,562 |
| Pre-tax net operating income | $-9,818,000 | 7,913 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-3,062,000 | 7,976 |
| Income before extraordinary items | $-6,756,000 | 7,869 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,756,000 | 7,868 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-6,756,000 | 7,868 |
| Net charge-offs | $3,486,000 | 752 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-6,756,000 | 7,883 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 3,854 |
| Total interest expense | $1,517,000 | 2,147 |
| Net interest income | $542,000 | 6,221 |
| Provision for loan and lease losses | $2,140,000 | 716 |
| Total noninterest income | $672,000 | 1,746 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $490,000 | 834 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $182,000 | 2,640 |
| Total noninterest expense | $1,835,000 | 2,626 |
| Salaries and employee benefits | $902,000 | 2,798 |
| Premises and equipment expense | $428,000 | 1,656 |
| Additional noninterest expense | $505,000 | 2,986 |
| Pre-tax net operating income | $-2,761,000 | 7,926 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,082,000 | 8,018 |
| Income before extraordinary items | $-1,679,000 | 7,858 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,679,000 | 7,859 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,679,000 | 7,859 |
| Net charge-offs | $131,000 | 2,561 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,679,000 | 7,851 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,910,000 | 3,070 |
| Total interest expense | $5,722,000 | 2,625 |
| Net interest income | $6,188,000 | 3,390 |
| Provision for loan and lease losses | $2,850,000 | 1,447 |
| Total noninterest income | $1,502,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,096,000 | 1,624 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $406,000 | 3,556 |
| Total noninterest expense | $7,528,000 | 2,512 |
| Salaries and employee benefits | $3,480,000 | 2,841 |
| Premises and equipment expense | $1,765,000 | 1,567 |
| Additional noninterest expense | $2,283,000 | 2,524 |
| Pre-tax net operating income | $-2,688,000 | 7,526 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,048,000 | 7,718 |
| Income before extraordinary items | $-1,640,000 | 7,251 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,640,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,681,000 | 1,454 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,640,000 | 7,356 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,015,000 | 3,103 |
| Total interest expense | $4,229,000 | 2,763 |
| Net interest income | $4,786,000 | 3,336 |
| Provision for loan and lease losses | $1,645,000 | 1,343 |
| Total noninterest income | $995,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $685,000 | 1,899 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $310,000 | 3,635 |
| Total noninterest expense | $5,361,000 | 2,629 |
| Salaries and employee benefits | $2,688,000 | 2,792 |
| Premises and equipment expense | $1,294,000 | 1,617 |
| Additional noninterest expense | $1,379,000 | 2,981 |
| Pre-tax net operating income | $-1,225,000 | 7,639 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-475,000 | 7,868 |
| Income before extraordinary items | $-750,000 | 7,373 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-750,000 | 7,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,292,000 | 1,111 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-750,000 | 7,493 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,909,000 | 3,194 |
| Total interest expense | $2,937,000 | 2,759 |
| Net interest income | $2,972,000 | 3,517 |
| Provision for loan and lease losses | $425,000 | 2,083 |
| Total noninterest income | $394,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $301,000 | 2,636 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $93,000 | 5,175 |
| Total noninterest expense | $3,368,000 | 2,761 |
| Salaries and employee benefits | $1,743,000 | 2,890 |
| Premises and equipment expense | $838,000 | 1,659 |
| Additional noninterest expense | $787,000 | 3,408 |
| Pre-tax net operating income | $-427,000 | 7,543 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-163,000 | 7,941 |
| Income before extraordinary items | $-264,000 | 7,483 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-264,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,402 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-264,000 | 7,464 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 3,368 |
| Total interest expense | $1,578,000 | 2,750 |
| Net interest income | $1,276,000 | 3,916 |
| Provision for loan and lease losses | $180,000 | 1,928 |
| Total noninterest income | $143,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $103,000 | 3,386 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 5,445 |
| Total noninterest expense | $1,512,000 | 3,035 |
| Salaries and employee benefits | $835,000 | 3,046 |
| Premises and equipment expense | $357,000 | 1,908 |
| Additional noninterest expense | $320,000 | 3,920 |
| Pre-tax net operating income | $-273,000 | 7,872 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-107,000 | 8,154 |
| Income before extraordinary items | $-166,000 | 7,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-166,000 | 7,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,388 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-166,000 | 7,738 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,793,000 | 3,819 |
| Total interest expense | $4,554,000 | 3,689 |
| Net interest income | $5,239,000 | 3,854 |
| Provision for loan and lease losses | $480,000 | 2,381 |
| Total noninterest income | $308,000 | 5,988 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $264,000 | 4,349 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $44,000 | 7,220 |
| Total noninterest expense | $4,080,000 | 4,056 |
| Salaries and employee benefits | $2,284,000 | 3,969 |
| Premises and equipment expense | $781,000 | 3,142 |
| Additional noninterest expense | $1,015,000 | 4,617 |
| Pre-tax net operating income | $987,000 | 4,770 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $387,000 | 3,071 |
| Income before extraordinary items | $600,000 | 5,348 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $600,000 | 5,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,700 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $600,000 | 5,333 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,044,000 | 3,948 |
| Total interest expense | $3,130,000 | 3,911 |
| Net interest income | $3,914,000 | 3,876 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $228,000 | 6,060 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $200,000 | 4,340 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $28,000 | 7,397 |
| Total noninterest expense | $2,727,000 | 4,398 |
| Salaries and employee benefits | $1,533,000 | 4,309 |
| Premises and equipment expense | $472,000 | 3,705 |
| Additional noninterest expense | $722,000 | 4,707 |
| Pre-tax net operating income | $1,055,000 | 4,235 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $414,000 | 2,768 |
| Income before extraordinary items | $641,000 | 4,881 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $641,000 | 4,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $641,000 | 4,868 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,400,000 | 4,136 |
| Total interest expense | $1,819,000 | 4,257 |
| Net interest income | $2,581,000 | 3,930 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $132,000 | 6,365 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $115,000 | 4,656 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $17,000 | 7,522 |
| Total noninterest expense | $1,739,000 | 4,541 |
| Salaries and employee benefits | $960,000 | 4,541 |
| Premises and equipment expense | $274,000 | 4,110 |
| Additional noninterest expense | $505,000 | 4,550 |
| Pre-tax net operating income | $734,000 | 4,207 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $288,000 | 2,786 |
| Income before extraordinary items | $446,000 | 4,822 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $446,000 | 4,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $446,000 | 4,823 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 4,361 |
| Total interest expense | $768,000 | 4,697 |
| Net interest income | $1,261,000 | 4,004 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $73,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $68,000 | 4,246 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $802,000 | 4,798 |
| Salaries and employee benefits | $474,000 | 4,610 |
| Premises and equipment expense | $111,000 | 4,742 |
| Additional noninterest expense | $217,000 | 4,990 |
| Pre-tax net operating income | $412,000 | 3,923 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $162,000 | 2,663 |
| Income before extraordinary items | $250,000 | 4,560 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $250,000 | 4,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $250,000 | 4,546 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,538,000 | 6,397 |
| Total interest expense | $1,420,000 | 6,234 |
| Net interest income | $2,118,000 | 6,431 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $161,000 | 7,222 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $126,000 | 5,816 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $35,000 | 7,597 |
| Total noninterest expense | $1,653,000 | 6,642 |
| Salaries and employee benefits | $880,000 | 6,721 |
| Premises and equipment expense | $194,000 | 6,790 |
| Additional noninterest expense | $579,000 | 6,154 |
| Pre-tax net operating income | $626,000 | 6,108 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $246,000 | 4,049 |
| Income before extraordinary items | $380,000 | 6,588 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $380,000 | 6,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,923 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $380,000 | 6,589 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 7,448 |
| Total interest expense | $641,000 | 7,210 |
| Net interest income | $999,000 | 7,477 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $79,000 | 7,761 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $62,000 | 6,468 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $788,000 | 7,631 |
| Salaries and employee benefits | $388,000 | 7,816 |
| Premises and equipment expense | $86,000 | 7,657 |
| Additional noninterest expense | $314,000 | 7,000 |
| Pre-tax net operating income | $290,000 | 7,047 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $114,000 | 4,805 |
| Income before extraordinary items | $176,000 | 7,339 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $176,000 | 7,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $176,000 | 7,340 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,299,000 | 4,679 |
| Total interest expense | $1,291,000 | 4,497 |
| Net interest income | $2,008,000 | 4,701 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $718,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $125,000 | 4,515 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $593,000 | 1,982 |
| Total noninterest expense | $1,719,000 | 4,459 |
| Salaries and employee benefits | $846,000 | 4,821 |
| Premises and equipment expense | $192,000 | 5,050 |
| Additional noninterest expense | $681,000 | 3,564 |
| Pre-tax net operating income | $1,007,000 | 3,784 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $361,000 | 2,778 |
| Income before extraordinary items | $646,000 | 4,261 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $646,000 | 4,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,385 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $646,000 | 4,250 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 4,826 |
| Total interest expense | $619,000 | 4,494 |
| Net interest income | $919,000 | 4,962 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $374,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $67,000 | 4,315 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $307,000 | 1,902 |
| Total noninterest expense | $833,000 | 4,568 |
| Salaries and employee benefits | $445,000 | 4,681 |
| Premises and equipment expense | $98,000 | 5,028 |
| Additional noninterest expense | $290,000 | 4,009 |
| Pre-tax net operating income | $460,000 | 3,942 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $156,000 | 2,978 |
| Income before extraordinary items | $304,000 | 4,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $304,000 | 4,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,445 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $304,000 | 4,384 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,338,000 | 4,958 |
| Total interest expense | $1,917,000 | 4,554 |
| Net interest income | $3,421,000 | 5,083 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,339,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $238,000 | 4,675 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,101,000 | 2,075 |
| Total noninterest expense | $3,477,000 | 4,302 |
| Salaries and employee benefits | $1,687,000 | 4,689 |
| Premises and equipment expense | $387,000 | 4,956 |
| Additional noninterest expense | $1,403,000 | 3,404 |
| Pre-tax net operating income | $1,283,000 | 4,756 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $414,000 | 3,650 |
| Income before extraordinary items | $869,000 | 5,163 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $869,000 | 5,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-124,000 | 8,660 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $869,000 | 5,135 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,845,000 | 5,049 |
| Total interest expense | $1,323,000 | 4,659 |
| Net interest income | $2,522,000 | 5,154 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,005,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $170,000 | 4,817 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $835,000 | 2,063 |
| Total noninterest expense | $2,597,000 | 4,291 |
| Salaries and employee benefits | $1,245,000 | 4,706 |
| Premises and equipment expense | $290,000 | 4,949 |
| Additional noninterest expense | $1,062,000 | 3,348 |
| Pre-tax net operating income | $930,000 | 4,951 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $326,000 | 3,656 |
| Income before extraordinary items | $604,000 | 5,425 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $604,000 | 5,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-129,000 | 8,680 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $604,000 | 5,395 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 5,067 |
| Total interest expense | $780,000 | 4,852 |
| Net interest income | $1,715,000 | 5,089 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $622,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $113,000 | 4,773 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $509,000 | 2,151 |
| Total noninterest expense | $1,611,000 | 4,511 |
| Salaries and employee benefits | $812,000 | 4,762 |
| Premises and equipment expense | $190,000 | 4,985 |
| Additional noninterest expense | $609,000 | 3,755 |
| Pre-tax net operating income | $726,000 | 4,525 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $269,000 | 3,298 |
| Income before extraordinary items | $457,000 | 5,112 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $457,000 | 5,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-118,000 | 8,695 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $457,000 | 5,063 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,280,000 | 4,965 |
| Total interest expense | $346,000 | 5,087 |
| Net interest income | $934,000 | 4,848 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $290,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $54,000 | 4,823 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $236,000 | 2,241 |
| Total noninterest expense | $793,000 | 4,583 |
| Salaries and employee benefits | $394,000 | 4,896 |
| Premises and equipment expense | $98,000 | 4,931 |
| Additional noninterest expense | $301,000 | 3,795 |
| Pre-tax net operating income | $431,000 | 4,070 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $159,000 | 3,012 |
| Income before extraordinary items | $272,000 | 4,642 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $272,000 | 4,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 8,805 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $272,000 | 4,603 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 6,368 |
| Total interest expense | $771,000 | 6,354 |
| Net interest income | $2,281,000 | 6,272 |
| Provision for loan and lease losses | $103,000 | 4,930 |
| Total noninterest income | $967,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $345,000 | 3,974 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $622,000 | 2,919 |
| Total noninterest expense | $2,917,000 | 4,757 |
| Salaries and employee benefits | $1,479,000 | 5,007 |
| Premises and equipment expense | $356,000 | 5,149 |
| Additional noninterest expense | $1,082,000 | 4,070 |
| Pre-tax net operating income | $228,000 | 7,679 |
| Securities gains (losses) | $8,000 | 2,935 |
| Applicable income taxes | $93,000 | 5,585 |
| Income before extraordinary items | $143,000 | 7,917 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $143,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,462 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $137,880 | 7,891 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,121,000 | 6,600 |
| Total interest expense | $493,000 | 6,736 |
| Net interest income | $1,628,000 | 6,417 |
| Provision for loan and lease losses | $103,000 | 4,224 |
| Total noninterest income | $659,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $262,000 | 3,972 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $397,000 | 3,205 |
| Total noninterest expense | $2,088,000 | 4,873 |
| Salaries and employee benefits | $1,058,000 | 5,105 |
| Premises and equipment expense | $262,000 | 5,190 |
| Additional noninterest expense | $768,000 | 4,210 |
| Pre-tax net operating income | $96,000 | 8,138 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $33,000 | 6,230 |
| Income before extraordinary items | $63,000 | 8,262 |
| Extraordinary gains, net | $5,000 | 19 |
| Net income | $68,000 | 8,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 1,652 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $63,000 | 8,220 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 6,750 |
| Total interest expense | $316,000 | 6,869 |
| Net interest income | $1,042,000 | 6,552 |
| Provision for loan and lease losses | $83,000 | 3,874 |
| Total noninterest income | $372,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $189,000 | 3,783 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $183,000 | 3,929 |
| Total noninterest expense | $1,244,000 | 5,307 |
| Salaries and employee benefits | $597,000 | 5,704 |
| Premises and equipment expense | $164,000 | 5,408 |
| Additional noninterest expense | $483,000 | 4,426 |
| Pre-tax net operating income | $87,000 | 8,018 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $30,000 | 6,027 |
| Income before extraordinary items | $57,000 | 8,174 |
| Extraordinary gains, net | $5,000 | 16 |
| Net income | $62,000 | 8,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $57,000 | 8,124 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 6,893 |
| Total interest expense | $160,000 | 6,900 |
| Net interest income | $488,000 | 6,753 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $166,000 | 4,522 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $97,000 | 3,656 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $69,000 | 4,468 |
| Total noninterest expense | $623,000 | 5,323 |
| Salaries and employee benefits | $295,000 | 5,784 |
| Premises and equipment expense | $81,000 | 5,477 |
| Additional noninterest expense | $247,000 | 4,367 |
| Pre-tax net operating income | $31,000 | 8,172 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $11,000 | 6,197 |
| Income before extraordinary items | $20,000 | 8,327 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 8,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $20,000 | 8,262 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 6,936 |
| Total interest expense | $789,000 | 6,744 |
| Net interest income | $1,811,000 | 6,882 |
| Provision for loan and lease losses | $125,000 | 4,861 |
| Total noninterest income | $677,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $384,000 | 3,733 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $293,000 | 4,561 |
| Total noninterest expense | $2,295,000 | 5,534 |
| Salaries and employee benefits | $963,000 | 6,392 |
| Premises and equipment expense | $344,000 | 5,233 |
| Additional noninterest expense | $988,000 | 4,320 |
| Pre-tax net operating income | $68,000 | 8,312 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $21,000 | 6,768 |
| Income before extraordinary items | $47,000 | 8,464 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $47,000 | 8,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,604 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $4,956,000 | 201 |
| Net operating income | $47,000 | 8,365 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 6,980 |
| Total interest expense | $609,000 | 6,813 |
| Net interest income | $1,372,000 | 6,892 |
| Provision for loan and lease losses | $125,000 | 4,278 |
| Total noninterest income | $533,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $289,000 | 3,737 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $244,000 | 4,427 |
| Total noninterest expense | $1,739,000 | 5,460 |
| Salaries and employee benefits | $730,000 | 6,340 |
| Premises and equipment expense | $256,000 | 5,253 |
| Additional noninterest expense | $753,000 | 4,244 |
| Pre-tax net operating income | $41,000 | 8,490 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $14,000 | 6,958 |
| Income before extraordinary items | $27,000 | 8,630 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $27,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,176 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $27,000 | 8,526 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 6,959 |
| Total interest expense | $425,000 | 6,813 |
| Net interest income | $925,000 | 6,878 |
| Provision for loan and lease losses | $125,000 | 3,389 |
| Total noninterest income | $330,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $189,000 | 3,757 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $141,000 | 4,673 |
| Total noninterest expense | $1,158,000 | 5,461 |
| Salaries and employee benefits | $483,000 | 6,384 |
| Premises and equipment expense | $173,000 | 5,176 |
| Additional noninterest expense | $502,000 | 4,229 |
| Pre-tax net operating income | $-28,000 | 8,732 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-28,000 | 8,830 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-28,000 | 8,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,344 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-28,000 | 8,726 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $717,000 | 6,837 |
| Total interest expense | $230,000 | 6,711 |
| Net interest income | $487,000 | 6,725 |
| Provision for loan and lease losses | $125,000 | 1,986 |
| Total noninterest income | $153,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $87,000 | 3,880 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $66,000 | 4,730 |
| Total noninterest expense | $574,000 | 5,488 |
| Salaries and employee benefits | $241,000 | 6,396 |
| Premises and equipment expense | $84,000 | 5,273 |
| Additional noninterest expense | $249,000 | 4,226 |
| Pre-tax net operating income | $-59,000 | 8,911 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-59,000 | 8,977 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-59,000 | 8,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 793 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-59,000 | 8,887 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 6,731 |
| Total interest expense | $1,308,000 | 6,155 |
| Net interest income | $1,815,000 | 6,926 |
| Provision for loan and lease losses | $803,000 | 1,624 |
| Total noninterest income | $834,000 | 3,882 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $364,000 | 3,765 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $470,000 | 3,398 |
| Total noninterest expense | $3,402,000 | 4,060 |
| Salaries and employee benefits | $1,060,000 | 5,925 |
| Premises and equipment expense | $358,000 | 5,020 |
| Additional noninterest expense | $1,984,000 | 2,321 |
| Pre-tax net operating income | $-1,556,000 | 9,217 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-577,000 | 9,257 |
| Income before extraordinary items | $-979,000 | 9,174 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-979,000 | 9,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $888,000 | 1,076 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-979,000 | 9,143 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,561,000 | 5,927 |
| Total interest expense | $2,302,000 | 5,657 |
| Net interest income | $2,259,000 | 6,038 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $886,000 | 3,606 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $423,000 | 3,239 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $463,000 | 3,263 |
| Total noninterest expense | $2,684,000 | 4,717 |
| Salaries and employee benefits | $1,170,000 | 5,421 |
| Premises and equipment expense | $548,000 | 3,620 |
| Additional noninterest expense | $966,000 | 4,183 |
| Pre-tax net operating income | $361,000 | 7,144 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $124,000 | 5,727 |
| Income before extraordinary items | $237,000 | 7,503 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $237,000 | 7,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,871 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 759 |
| Net operating income | $237,000 | 7,386 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,274,000 | 5,553 |
| Total interest expense | $2,616,000 | 5,405 |
| Net interest income | $2,658,000 | 5,591 |
| Provision for loan and lease losses | $511,000 | 1,833 |
| Total noninterest income | $865,000 | 3,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $413,000 | 3,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $452,000 | 3,105 |
| Total noninterest expense | $2,851,000 | 4,409 |
| Salaries and employee benefits | $1,107,000 | 5,532 |
| Premises and equipment expense | $585,000 | 3,343 |
| Additional noninterest expense | $1,159,000 | 3,547 |
| Pre-tax net operating income | $161,000 | 8,546 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $66,000 | 6,992 |
| Income before extraordinary items | $95,000 | 8,742 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $95,000 | 8,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $552,000 | 1,157 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 674 |
| Net operating income | $95,000 | 8,726 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,115,000 | 5,486 |
| Total interest expense | $2,540,000 | 5,143 |
| Net interest income | $2,575,000 | 5,696 |
| Provision for loan and lease losses | $1,861,000 | 598 |
| Total noninterest income | $802,000 | 3,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $399,000 | 3,431 |
| Total noninterest expense | $2,963,000 | 4,255 |
| Salaries and employee benefits | $1,007,000 | 5,856 |
| Premises and equipment expense | $588,000 | 3,320 |
| Additional noninterest expense | $1,368,000 | 3,090 |
| Pre-tax net operating income | $-1,447,000 | 10,130 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-480,000 | 10,134 |
| Income before extraordinary items | $-967,000 | 10,078 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-967,000 | 10,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,381,000 | 575 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $967,000 | 523 |
| Net operating income | $-967,000 | 10,067 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,513,000 | 5,284 |
| Total interest expense | $2,738,000 | 5,041 |
| Net interest income | $2,775,000 | 5,445 |
| Provision for loan and lease losses | $183,000 | 3,696 |
| Total noninterest income | $881,000 | 3,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 4,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $648,000 | 2,519 |
| Total noninterest expense | $2,950,000 | 4,177 |
| Salaries and employee benefits | $1,112,000 | 5,360 |
| Premises and equipment expense | $547,000 | 3,439 |
| Additional noninterest expense | $1,291,000 | 3,153 |
| Pre-tax net operating income | $523,000 | 7,255 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $199,000 | 6,206 |
| Income before extraordinary items | $324,000 | 7,690 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $324,000 | 7,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,314 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 721 |
| Net operating income | $324,000 | 7,606 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,028,000 | 5,783 |
| Total interest expense | $2,410,000 | 5,546 |
| Net interest income | $2,618,000 | 5,866 |
| Provision for loan and lease losses | $190,000 | 3,550 |
| Total noninterest income | $665,000 | 4,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $459,000 | 2,999 |
| Total noninterest expense | $2,487,000 | 4,798 |
| Salaries and employee benefits | $1,017,000 | 5,793 |
| Premises and equipment expense | $502,000 | 3,686 |
| Additional noninterest expense | $968,000 | 4,024 |
| Pre-tax net operating income | $606,000 | 7,392 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $215,000 | 6,682 |
| Income before extraordinary items | $391,000 | 7,707 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $391,000 | 7,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,544 |
| Cash dividends | $115,000 | 6,302 |
| Sale, conversion, retirement of capital stock, net | $427,000 | 575 |
| Net operating income | $391,000 | 7,648 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,244,000 | 6,631 |
| Total interest expense | $1,926,000 | 6,574 |
| Net interest income | $2,318,000 | 6,532 |
| Provision for loan and lease losses | $309,000 | 2,513 |
| Total noninterest income | $508,000 | 5,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 4,116 |
| Total noninterest expense | $2,070,000 | 5,803 |
| Salaries and employee benefits | $801,000 | 6,977 |
| Premises and equipment expense | $399,000 | 4,546 |
| Additional noninterest expense | $870,000 | 4,871 |
| Pre-tax net operating income | $447,000 | 8,226 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $146,000 | 7,940 |
| Income before extraordinary items | $301,000 | 8,415 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $301,000 | 8,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,304 |
| Cash dividends | $226,000 | 5,167 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 678 |
| Net operating income | $301,000 | 8,356 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,517,000 | 7,534 |
| Total interest expense | $1,705,000 | 7,128 |
| Net interest income | $1,812,000 | 7,737 |
| Provision for loan and lease losses | $262,000 | 2,482 |
| Total noninterest income | $525,000 | 5,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $345,000 | 3,648 |
| Total noninterest expense | $1,601,000 | 6,975 |
| Salaries and employee benefits | $649,000 | 8,073 |
| Premises and equipment expense | $328,000 | 5,271 |
| Additional noninterest expense | $624,000 | 6,373 |
| Pre-tax net operating income | $474,000 | 8,590 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $79,000 | 9,610 |
| Income before extraordinary items | $395,000 | 8,124 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $395,000 | 8,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,529 |
| Cash dividends | $226,000 | 5,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $395,000 | 8,088 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 9,058 |
| Total interest expense | $1,022,000 | 8,599 |
| Net interest income | $1,397,000 | 9,164 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $675,000 | 4,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $472,000 | 3,059 |
| Total noninterest expense | $1,371,000 | 8,001 |
| Salaries and employee benefits | $510,000 | 9,304 |
| Premises and equipment expense | $249,000 | 6,540 |
| Additional noninterest expense | $612,000 | 6,947 |
| Pre-tax net operating income | $401,000 | 9,356 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-19,000 | 12,122 |
| Income before extraordinary items | $420,000 | 7,996 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $420,000 | 8,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,319 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $420,000 | 8,038 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,952,000 | 10,277 |
| Total interest expense | $825,000 | 9,904 |
| Net interest income | $1,127,000 | 10,305 |
| Provision for loan and lease losses | $146,000 | 4,734 |
| Total noninterest income | $630,000 | 4,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,943 |
| Total noninterest expense | $1,202,000 | 8,883 |
| Salaries and employee benefits | $424,000 | 10,401 |
| Premises and equipment expense | $239,000 | 6,903 |
| Additional noninterest expense | $539,000 | 7,867 |
| Pre-tax net operating income | $409,000 | 9,343 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $409,000 | 8,338 |
| Extraordinary gains, net | $227,000 | 920 |
| Net income | $636,000 | 6,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,900 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $409,000 | 8,061 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 10,686 |
| Total interest expense | $949,000 | 10,625 |
| Net interest income | $1,158,000 | 10,482 |
| Provision for loan and lease losses | $413,000 | 3,387 |
| Total noninterest income | $429,000 | 6,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,958 |
| Total noninterest expense | $1,109,000 | 9,467 |
| Salaries and employee benefits | $382,000 | 11,066 |
| Premises and equipment expense | $227,000 | 7,234 |
| Additional noninterest expense | $500,000 | 8,462 |
| Pre-tax net operating income | $65,000 | 12,314 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $11,000 | 12,338 |
| Income before extraordinary items | $54,000 | 12,521 |
| Extraordinary gains, net | $11,000 | 1,325 |
| Net income | $65,000 | 12,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 2,570 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,025 |
| Net operating income | $54,000 | 12,252 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.