Home > South State Bank > Net charge- offs to loans
South State Bank, Net charge- offs to loans
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0457% | 1,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | -0.0661% | 4,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0185% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0939% | 4,107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1013% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 4,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0334% | 4,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7909% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7909% | 848 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0520% | 2,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,144 |
| Percentage Net Loans Charged-off:Construction & development | -0.0901% | 4,508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 4,172 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0149% | 3,509 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1412% | 1,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7967% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7967% | 939 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0526% | 2,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,855 |
| Percentage Net Loans Charged-off:Construction & development | -0.0961% | 4,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0215% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 4,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0078% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 4,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1376% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7595% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7595% | 919 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 2,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 1,612 |
| Percentage Net Loans Charged-off:Construction & development | -0.1248% | 4,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0319% | 521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 1,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0307% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 4,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0844% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6547% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6547% | 1,013 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 1,971 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 4,514 |
| Percentage Net Loans Charged-off:Construction & development | -0.1186% | 4,713 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0206% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0343% | 4,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6774% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6774% | 958 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 2,523 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 4,168 |
| Percentage Net Loans Charged-off:Construction & development | -0.0977% | 4,620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0141% | 969 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 4,205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 1,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0332% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 4,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1368% | 1,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6933% | 1,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6933% | 1,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 2,293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 4,157 |
| Percentage Net Loans Charged-off:Construction & development | -0.1118% | 4,692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 721 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 4,250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 1,719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0246% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1024% | 1,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6652% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6652% | 1,028 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0339% | 2,169 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 4,540 |
| Percentage Net Loans Charged-off:Construction & development | -0.1360% | 4,762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 4,295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0316% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 4,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1434% | 1,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6517% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6517% | 985 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 2,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 4,716 |
| Percentage Net Loans Charged-off:Construction & development | -0.1280% | 4,842 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 4,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0218% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 4,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0275% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6390% | 1,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6390% | 1,048 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 2,995 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 4,284 |
| Percentage Net Loans Charged-off:Construction & development | -0.0382% | 4,620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 4,781 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0891% | 4,487 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 2,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0690% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 2,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0732% | 1,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5469% | 1,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5469% | 1,507 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0458% | 2,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 2,244 |
| Percentage Net Loans Charged-off:Construction & development | -0.0108% | 4,506 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 4,856 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1446% | 4,542 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 1,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1110% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0795% | 1,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5294% | 1,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5294% | 1,385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 2,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 1,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0641% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 4,924 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0421% | 4,531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 1,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2350% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 4,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0136% | 4,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4884% | 1,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4884% | 1,416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 1,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.1362% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,913 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0766% | 4,593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0227% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0412% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0446% | 4,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4205% | 1,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4205% | 1,429 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 2,999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 4,758 |
| Percentage Net Loans Charged-off:Construction & development | -0.1344% | 4,981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 1,410 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9016% | 4,747 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 2,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1246% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 4,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1360% | 1,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6253% | 1,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6253% | 1,405 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0081% | 4,986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 2,587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 4,362 |
| Percentage Net Loans Charged-off:Construction & development | -0.1689% | 5,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 1,147 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1015% | 4,689 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 1,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1360% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 4,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0547% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6605% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6605% | 1,174 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0125% | 5,054 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 2,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 2,154 |
| Percentage Net Loans Charged-off:Construction & development | -0.1724% | 5,132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 908 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1066% | 4,724 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2255% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 4,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1033% | 1,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6253% | 1,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6253% | 1,155 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0110% | 5,072 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0757% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 1,559 |
| Percentage Net Loans Charged-off:Construction & development | -0.1358% | 5,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1077% | 4,754 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0500% | 1,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2800% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 5,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2294% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5929% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5929% | 1,113 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0982% | 2,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 2,118 |
| Percentage Net Loans Charged-off:Construction & development | -0.0362% | 4,851 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0564% | 1,218 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0586% | 4,788 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 1,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2874% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 2,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0893% | 5,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6592% | 1,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6592% | 1,167 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0181% | 5,158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 2,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0610% | 1,913 |
| Percentage Net Loans Charged-off:Construction & development | -0.0226% | 4,864 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0494% | 1,062 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0481% | 4,821 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0860% | 1,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3006% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0220% | 2,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0873% | 5,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6114% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6114% | 1,130 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0245% | 5,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1168% | 1,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0966% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | -0.0167% | 4,874 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0734% | 842 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0256% | 4,830 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1348% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4824% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 2,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1457% | 5,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5731% | 1,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5731% | 1,120 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0383% | 5,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1196% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1156% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0036% | 363 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 5,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0488% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2104% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7167% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0578% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3481% | 5,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5830% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5830% | 1,073 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0858% | 5,471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 3,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0665% | 2,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.2196% | 787 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0482% | 1,819 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2626% | 5,096 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0591% | 2,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1930% | 723 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 3,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0387% | 2,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5106% | 1,789 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5176% | 1,640 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0053% | 5,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0989% | 2,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 2,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.2333% | 689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0452% | 1,541 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3438% | 5,150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0644% | 2,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2445% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 3,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0499% | 5,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5046% | 1,654 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5131% | 1,498 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0035% | 5,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 3,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 2,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0276% | 794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0702% | 1,224 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5173% | 5,191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 2,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1207% | 702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0185% | 1,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2833% | 2,075 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2897% | 1,924 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0049% | 5,371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 2,481 |
| Percentage Net Loans Charged-off:Construction & development | -0.0466% | 5,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0451% | 907 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0159% | 5,233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 2,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0832% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 5,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0350% | 4,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2362% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2442% | 1,922 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2456% | 2,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2264% | 2,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.7567% | 929 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1960% | 1,699 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0241% | 5,187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1374% | 2,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2141% | 1,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1100% | 2,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2593% | 2,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5456% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5591% | 1,805 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1186% | 1,075 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2937% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2868% | 1,738 |
| Percentage Net Loans Charged-off:Construction & development | 1.0818% | 743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1727% | 1,600 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0322% | 5,251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2026% | 2,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2195% | 937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1964% | 2,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2059% | 1,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6222% | 1,602 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6347% | 1,464 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1186% | 978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3386% | 1,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3200% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | 1.4001% | 616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1507% | 1,455 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0510% | 5,280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1923% | 2,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3237% | 754 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1404% | 2,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2969% | 1,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1703% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1703% | 773 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1158% | 889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3871% | 1,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3628% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 1.9039% | 435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1244% | 1,099 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0989% | 5,350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1670% | 1,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1427% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1766% | 1,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3267% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4994% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4994% | 622 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1253% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5801% | 1,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5434% | 1,831 |
| Percentage Net Loans Charged-off:Construction & development | 1.9072% | 1,127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3966% | 1,761 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0177% | 5,451 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2993% | 2,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2160% | 1,393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3350% | 2,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7337% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3164% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3164% | 945 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4253% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6299% | 1,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6393% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 2.1656% | 981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4197% | 1,516 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0730% | 5,525 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4326% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3447% | 1,090 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4712% | 1,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2565% | 2,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2732% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2732% | 910 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5224% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5964% | 1,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6113% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | 1.4195% | 1,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5131% | 1,230 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0387% | 5,519 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5200% | 1,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4261% | 907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5614% | 1,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1621% | 2,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0878% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0878% | 1,029 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6936% | 550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5636% | 1,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5766% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.2521% | 1,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8687% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4767% | 1,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4418% | 732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4922% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4273% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5780% | 1,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5780% | 1,522 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4326% | 523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9524% | 1,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9832% | 1,641 |
| Percentage Net Loans Charged-off:Construction & development | 2.9667% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4021% | 2,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0616% | 965 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7856% | 1,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7096% | 1,047 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8209% | 1,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7134% | 2,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9831% | 1,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8685% | 1,622 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3720% | 912 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9605% | 1,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0301% | 1,407 |
| Percentage Net Loans Charged-off:Construction & development | 2.7153% | 1,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5906% | 1,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0840% | 802 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7802% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8121% | 858 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7653% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3972% | 2,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6920% | 2,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5938% | 2,001 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4092% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9415% | 1,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0315% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | 2.8682% | 1,170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5407% | 1,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1450% | 621 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6876% | 1,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4794% | 1,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7871% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3261% | 2,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3049% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2493% | 2,907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3359% | 788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2797% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4241% | 852 |
| Percentage Net Loans Charged-off:Construction & development | 3.6760% | 752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8179% | 874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2780% | 381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8958% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6623% | 666 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0073% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2657% | 1,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3382% | 2,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2557% | 2,390 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1333% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7219% | 1,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5086% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | 3.6293% | 1,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5687% | 1,908 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5759% | 582 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2379% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9502% | 902 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3740% | 1,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3403% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5109% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6943% | 6,710 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8025% | 1,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6059% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 3.6836% | 1,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6874% | 1,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3912% | 518 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3149% | 961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9881% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4708% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6845% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6609% | 1,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9789% | 6,784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9649% | 934 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5821% | 1,082 |
| Percentage Net Loans Charged-off:Construction & development | 3.4464% | 1,273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6828% | 1,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5521% | 540 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3962% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1948% | 638 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4957% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8637% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2909% | 1,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7821% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9491% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 4.2879% | 865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7683% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7681% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5965% | 442 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8560% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.2988% | 180 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2282% | 1,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9093% | 2,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8693% | 2,097 |
| Percentage Net Loans Charged-off:Construction & development | 1.9013% | 2,132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3601% | 2,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6055% | 370 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6140% | 1,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4394% | 1,298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7078% | 1,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1708% | 2,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5583% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0964% | 1,820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8000% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7534% | 1,905 |
| Percentage Net Loans Charged-off:Construction & development | 1.9443% | 1,756 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1082% | 2,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3359% | 235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4706% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4070% | 1,125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5040% | 1,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1505% | 2,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3083% | 1,967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1300% | 1,512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7462% | 2,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6546% | 1,817 |
| Percentage Net Loans Charged-off:Construction & development | 1.4631% | 1,616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1259% | 1,744 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0077% | 159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4760% | 1,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4871% | 861 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4703% | 1,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5560% | 1,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0923% | 2,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1939% | 1,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7659% | 1,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6953% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | 1.7740% | 1,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0632% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0728% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4388% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4614% | 601 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4274% | 1,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5002% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8202% | 2,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0120% | 6,637 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2607% | 3,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1537% | 3,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.2507% | 2,327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 2,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2568% | 423 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2253% | 2,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4044% | 788 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1431% | 2,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6071% | 2,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4938% | 1,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0021% | 6,658 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2585% | 2,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1561% | 2,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.2896% | 1,658 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 7,695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4431% | 249 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1798% | 1,812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3535% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1127% | 2,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5978% | 1,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2724% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0028% | 6,662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1571% | 3,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 2,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0502% | 1,572 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 7,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1356% | 1,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1852% | 660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1168% | 1,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4360% | 1,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1082% | 1,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0083% | 6,734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1078% | 2,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 2,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0561% | 1,014 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 7,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0813% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1109% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2087% | 1,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8584% | 1,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0184% | 6,827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1319% | 3,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0530% | 2,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0302% | 1,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0647% | 1,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0685% | 2,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0698% | 782 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0680% | 2,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2762% | 2,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9111% | 1,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0047% | 6,785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1227% | 2,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 2,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.0484% | 871 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0362% | 945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0689% | 1,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0599% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2763% | 1,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7450% | 1,894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0061% | 6,799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1008% | 2,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0405% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0564% | 610 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 7,940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0627% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0825% | 1,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2511% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5848% | 2,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0091% | 6,835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 2,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0491% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.1145% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0520% | 8,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0793% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0620% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0857% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3741% | 1,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5655% | 1,995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0180% | 6,884 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1669% | 2,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1073% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.1265% | 445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0925% | 804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1101% | 1,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0105% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1493% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1380% | 2,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8190% | 1,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0134% | 1,550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1827% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1274% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 0.1811% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0866% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1244% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0151% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1678% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1927% | 1,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7497% | 1,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0037% | 6,850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1965% | 1,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1616% | 678 |
| Percentage Net Loans Charged-off:Construction & development | 0.1967% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1321% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1664% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2332% | 565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0776% | 2,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7113% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0058% | 6,867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 2,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0544% | 990 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 7,640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1372% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 5,934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1944% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0374% | 6,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6475% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1221% | 3,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 1,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1006% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 1,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1144% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3312% | 2,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3890% | 4,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0140% | 1,561 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1098% | 2,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 1,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1372% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 2,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 1,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3872% | 1,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2760% | 4,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0555% | 3,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 1,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0458% | 644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 1,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 1,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1737% | 2,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1968% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0338% | 3,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 8,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 1,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0988% | 1,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1533% | 3,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1498% | 3,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0507% | 2,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0617% | 1,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 2,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0721% | 1,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2860% | 2,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7338% | 2,862 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8920% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1322% | 3,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 2,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0260% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0409% | 1,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2671% | 2,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7114% | 2,629 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2142% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1353% | 2,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 2,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 1,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0548% | 1,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2401% | 2,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7793% | 2,359 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4645% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0813% | 3,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 1,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0892% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5494% | 2,782 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9622% | 774 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1620% | 3,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 3,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0596% | 1,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0356% | 8,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0470% | 8,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2078% | 3,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0061% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6667% | 672 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1896% | 3,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 3,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0663% | 973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0454% | 8,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0595% | 8,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2029% | 3,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2242% | 1,690 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6834% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1768% | 2,991 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 8,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0639% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0714% | 8,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0927% | 8,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1481% | 2,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2967% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2488% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2744% | 1,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 1,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1175% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 8,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 8,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1090% | 2,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7729% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1276% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2365% | 3,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1278% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2401% | 770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0759% | 1,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0967% | 1,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3000% | 3,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7415% | 3,210 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9348% | 1,289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1330% | 4,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 8,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 8,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 8,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1276% | 4,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7809% | 2,962 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0180% | 1,266 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 4,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0280% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0829% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5872% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5541% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1245% | 4,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2344% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2368% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5184% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4367% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1354% | 4,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0535% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0260% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5702% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4736% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1423% | 4,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0131% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2517% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4719% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9962% | 666 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1209% | 5,336 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0704% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2026% | 1,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1068% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7139% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1995% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0463% | 1,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1463% | 4,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0621% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0371% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0440% | 1,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1348% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7571% | 527 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8698% | 852 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1733% | 4,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0948% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1827% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0380% | 616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0824% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4745% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1148% | 697 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2666% | 4,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0119% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0745% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1926% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0566% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9591% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5055% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3966% | 656 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5725% | 3,774 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |