Home > South Louisiana Bank > Net charge- offs to loans
South Louisiana Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1921% | 558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1566% | 161 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 4,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1855% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2422% | 57 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5394% | 5 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4725% | 4,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4063% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0876% | 4,343 |
| Percentage Net Loans Charged-off: Credit card loans | -2.3753% | 4,608 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0446% | 4,253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1575% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2560% | 126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5622% | 4,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0429% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6590% | 4,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6321% | 367 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0438% | 4,210 |
| Percentage Net Loans Charged-off: Credit card loans | -2.4921% | 4,633 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3782% | 76 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8484% | 4,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9866% | 4,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0612% | 4,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1762% | 1,643 |
| Percentage Net Loans Charged-off: Credit card loans | -3.7736% | 4,661 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2466% | 1,429 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0160% | 4,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0593% | 180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4959% | 47 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1769% | 4,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -1.3650% | 4,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1964% | 4,435 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5270% | 4,551 |
| Percentage Net Loans Charged-off: Credit card loans | -9.9688% | 4,690 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3576% | 4,483 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0318% | 4,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0123% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1785% | 4,613 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7367% | 4,694 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0917% | 4,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3854% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1688% | 1,830 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1721% | 1,731 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1302% | 494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 3,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0131% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0469% | 4,361 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3542% | 4,741 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1545% | 117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4478% | 311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0907% | 1,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0924% | 1,884 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1102% | 4,473 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0600% | 4,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0214% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2910% | 4,574 |
| Percentage Net Loans Charged-off: Home equity loans | -2.0513% | 3,569 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 3,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2044% | 4,220 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1581% | 4,201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1612% | 4,185 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2133% | 4,615 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1345% | 4,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 4,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5976% | 4,648 |
| Percentage Net Loans Charged-off: Home equity loans | -3.9445% | 3,578 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0588% | 4,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3742% | 4,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0452% | 1,706 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0461% | 1,617 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1925% | 4,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0395% | 4,318 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 3,936 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0269% | 4,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1044% | 4,481 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0191% | 3,253 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1159% | 4,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4185% | 4,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0116% | 2,499 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0118% | 2,398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0925% | 4,580 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1123% | 4,671 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 4,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4974% | 4,760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0776% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5717% | 4,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0780% | 4,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1558% | 1,551 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1587% | 1,428 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1667% | 4,762 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1626% | 4,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 4,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6922% | 4,812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1610% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7949% | 4,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1709% | 4,440 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1660% | 4,226 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1689% | 4,191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0404% | 4,311 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0789% | 4,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3323% | 4,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3741% | 4,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0508% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6082% | 4,582 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6194% | 4,548 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3598% | 483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 4,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0678% | 4,623 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6902% | 3,722 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0502% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3725% | 1,514 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3805% | 1,377 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3797% | 417 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0734% | 4,662 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0792% | 3,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0694% | 556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1402% | 306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3595% | 1,463 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3675% | 1,321 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5102% | 314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0363% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0378% | 4,517 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6934% | 3,747 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0561% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5684% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7424% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7592% | 801 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0750% | 1,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0128% | 4,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0197% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0971% | 4,789 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7717% | 3,767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0885% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0442% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0926% | 298 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1599% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0734% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0179% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0392% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2032% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2971% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1881% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3749% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2752% | 2,179 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9662% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2591% | 2,119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 1,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | -0.0100% | 4,309 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0781% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2820% | 1,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1768% | 2,385 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3056% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1507% | 2,354 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0632% | 1,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0255% | 1,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0049% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1104% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1286% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1482% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1316% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1347% | 2,220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0460% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4730% | 1,347 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4840% | 1,224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2181% | 882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0901% | 825 |
| Percentage Net Loans Charged-off:Construction & development | -0.0123% | 4,327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0454% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2769% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4831% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2432% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6267% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3201% | 2,016 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3344% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3196% | 1,909 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 1,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0065% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 4,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4193% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0831% | 5,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6781% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4297% | 1,550 |
| Percentage Net Loans Charged-off: Credit card loans | -2.0942% | 1,029 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5222% | 1,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1896% | 824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0521% | 846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0148% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1912% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6367% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1177% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7329% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2462% | 1,972 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5587% | 1,010 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2798% | 1,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2889% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0405% | 5,002 |
| Percentage Net Loans Charged-off:Construction & development | -0.0195% | 4,595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1514% | 5,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0519% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1842% | 5,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4807% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2693% | 5,015 |
| Percentage Net Loans Charged-off: Credit card loans | -3.6952% | 1,043 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0943% | 4,651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3796% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 4,858 |
| Percentage Net Loans Charged-off:Construction & development | -0.0121% | 4,475 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0571% | 5,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 1,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0832% | 464 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 1,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7442% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0641% | 3,360 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6346% | 1,106 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1702% | 2,725 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 2,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0362% | 5,026 |
| Percentage Net Loans Charged-off:Construction & development | -0.0160% | 4,552 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0755% | 5,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1120% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4786% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2974% | 5,329 |
| Percentage Net Loans Charged-off: Credit card loans | -3.5160% | 1,107 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1050% | 5,009 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1053% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0565% | 5,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2756% | 5,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3216% | 5,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7823% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0211% | 4,751 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5645% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1113% | 4,954 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1929% | 892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0895% | 5,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4158% | 5,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4837% | 5,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4860% | 246 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3782% | 5,335 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6674% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8390% | 5,506 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3883% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0699% | 5,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0309% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1427% | 5,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 5,022 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0149% | 3,970 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 5,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4470% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3396% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3668% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3912% | 538 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0779% | 453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 3,218 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1751% | 5,701 |
| Percentage Net Loans Charged-off:Construction & development | -0.2623% | 5,172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1943% | 5,624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0996% | 5,561 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0199% | 3,998 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1121% | 5,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4569% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8722% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4356% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8976% | 840 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0246% | 1,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1577% | 5,756 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2213% | 5,805 |
| Percentage Net Loans Charged-off:Construction & development | -0.3581% | 5,274 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2968% | 5,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 2,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 1,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0633% | 4,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1912% | 2,339 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6554% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1652% | 2,271 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0556% | 968 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2541% | 5,905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4015% | 5,951 |
| Percentage Net Loans Charged-off:Construction & development | -0.4553% | 5,342 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6145% | 5,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 4,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 4,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0335% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0340% | 4,868 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3169% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1076% | 5,017 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4036% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0845% | 2,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 4,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 5,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 5,073 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0174% | 4,151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2566% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6293% | 1,349 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6509% | 1,183 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0687% | 1,123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0892% | 2,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 2,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 1,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 2,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 2,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2404% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5094% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7865% | 1,177 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5470% | 1,268 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1134% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0821% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0215% | 5,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 1,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1027% | 5,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1148% | 5,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2246% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8519% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8535% | 1,174 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8859% | 732 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1974% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 2,727 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0493% | 5,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1883% | 6,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2090% | 6,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0467% | 4,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2235% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2475% | 538 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3258% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2199% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0868% | 2,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3262% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3070% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2211% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5417% | 1,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2720% | 2,536 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6799% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2206% | 2,630 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3844% | 694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 31.9372% | 6 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1220% | 2,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1285% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4810% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8730% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3357% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0249% | 2,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2231% | 2,545 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6106% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1735% | 2,618 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4429% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 38.7747% | 6 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1090% | 2,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0951% | 2,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3553% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9735% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2917% | 1,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0442% | 1,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3363% | 1,914 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3431% | 1,767 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4313% | 534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 67.7778% | 5 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1315% | 1,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 2,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 1,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3732% | 758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0019% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0232% | 784 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 4,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 4,047 |
| Percentage Net Loans Charged-off:Construction & development | -0.7959% | 5,937 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0332% | 2,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6005% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1488% | 1,147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6377% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0204% | 5,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3305% | 2,619 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8904% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3027% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4944% | 668 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.0619% | 18 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0107% | 5,904 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0593% | 6,367 |
| Percentage Net Loans Charged-off:Construction & development | -1.0843% | 6,039 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0415% | 2,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4609% | 1,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4965% | 1,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0503% | 5,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1668% | 3,056 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7159% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1243% | 3,136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6866% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.9860% | 15 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0881% | 6,468 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1999% | 6,662 |
| Percentage Net Loans Charged-off:Construction & development | -1.6358% | 6,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 1,727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3031% | 1,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3257% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0636% | 5,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1330% | 2,941 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0066% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0676% | 3,094 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1534% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1124% | 2,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1619% | 1,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 1,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4995% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5358% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0319% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1996% | 5,923 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7482% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3385% | 6,120 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0926% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0820% | 6,788 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1690% | 6,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.2826% | 1,997 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5351% | 6,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0702% | 3,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 3,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0730% | 3,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1421% | 3,723 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1739% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1022% | 3,773 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1982% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1099% | 4,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1113% | 3,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.4363% | 1,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0390% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 3,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 3,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0593% | 2,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1898% | 3,233 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9448% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1365% | 3,322 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2869% | 845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0771% | 4,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0962% | 3,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.3353% | 1,620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0595% | 2,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 3,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 3,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0255% | 2,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3019% | 2,599 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2314% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2225% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1830% | 6,242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1050% | 6,806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1490% | 7,003 |
| Percentage Net Loans Charged-off:Construction & development | -0.7802% | 6,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 2,995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 2,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0633% | 5,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4074% | 2,017 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4161% | 1,830 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1867% | 6,230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3238% | 3,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4526% | 2,780 |
| Percentage Net Loans Charged-off:Construction & development | 2.0184% | 1,691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0393% | 3,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 4,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0916% | 3,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0280% | 6,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4469% | 2,975 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3113% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3814% | 2,926 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0105% | 1,675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4428% | 2,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6041% | 2,148 |
| Percentage Net Loans Charged-off:Construction & development | 2.6285% | 1,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0508% | 2,878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 3,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1275% | 3,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0314% | 6,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6025% | 2,268 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2857% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5301% | 2,175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1768% | 1,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3822% | 3,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5540% | 2,147 |
| Percentage Net Loans Charged-off:Construction & development | 2.2884% | 1,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1826% | 2,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1923% | 2,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 5,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0146% | 4,093 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9268% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0276% | 6,084 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2639% | 851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7524% | 1,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0676% | 1,142 |
| Percentage Net Loans Charged-off:Construction & development | 4.5889% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2349% | 2,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2481% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 5,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2026% | 2,842 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1839% | 2,616 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6704% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2498% | 4,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2514% | 3,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.8751% | 2,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0519% | 3,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0814% | 4,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0849% | 4,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0765% | 4,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9896% | 2,171 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9101% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1286% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1113% | 5,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0840% | 4,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.4270% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 3,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0647% | 7,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0673% | 7,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0473% | 4,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7207% | 2,554 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5512% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0670% | 5,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0349% | 7,474 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 6,893 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 2,638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1252% | 7,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1298% | 7,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1809% | 3,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7592% | 2,312 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7852% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1382% | 4,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 4,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 2,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 2,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3461% | 2,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8179% | 2,061 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9012% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0870% | 2,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5078% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | 4.8896% | 1,263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2445% | 2,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5684% | 1,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5867% | 1,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3753% | 4,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3604% | 4,560 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3821% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9759% | 2,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3902% | 1,199 |
| Percentage Net Loans Charged-off:Construction & development | 4.5609% | 1,062 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0493% | 2,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6944% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7163% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2336% | 3,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4044% | 4,056 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9609% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0902% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6506% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 5.0853% | 826 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1427% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1779% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0667% | 3,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2416% | 4,283 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1153% | 853 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2219% | 3,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3482% | 1,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.5320% | 1,456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7363% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7587% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0409% | 7,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1360% | 3,903 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7797% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4223% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3131% | 2,268 |
| Percentage Net Loans Charged-off:Construction & development | 1.1675% | 1,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0322% | 2,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1009% | 8,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1042% | 8,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5433% | 2,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2116% | 1,862 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6589% | 794 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0916% | 7,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0940% | 4,538 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0381% | 8,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1295% | 8,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1338% | 8,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2132% | 2,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0326% | 1,809 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6018% | 716 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1993% | 7,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1214% | 3,544 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0422% | 8,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1401% | 8,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1449% | 8,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2965% | 2,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1183% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0761% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5446% | 7,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 3,842 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0607% | 8,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1975% | 8,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2044% | 8,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5316% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | -2.1192% | 1,796 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1962% | 7,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0361% | 8,026 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 8,063 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 7,609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0415% | 8,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0430% | 8,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0017% | 3,939 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4142% | 8,107 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1866% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1062% | 8,199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 7,885 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 7,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0450% | 8,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0466% | 8,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0860% | 7,369 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9880% | 8,247 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3531% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1225% | 8,188 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0141% | 7,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0438% | 8,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0454% | 8,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0106% | 2,673 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6745% | 8,341 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6145% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2096% | 8,310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 7,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0508% | 8,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0527% | 8,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1097% | 1,496 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.3280% | 8,419 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0121% | 7,799 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0394% | 8,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0870% | 8,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0117% | 6,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2350% | 4,271 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1914% | 7,326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0292% | 7,888 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 7,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1175% | 8,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1183% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1241% | 991 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 7,113 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0667% | 7,416 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1949% | 7,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 7,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 1,785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0763% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0801% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0438% | 7,030 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1321% | 7,455 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0749% | 7,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0690% | 7,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2179% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2290% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2813% | 7,773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2664% | 7,542 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0129% | 7,955 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0803% | 8,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 1,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2156% | 8,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2226% | 8,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0022% | 6,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5607% | 3,313 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3943% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8816% | 7,630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0281% | 7,954 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1054% | 8,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 1,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2809% | 8,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2888% | 8,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0092% | 3,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5718% | 2,845 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5396% | 1,193 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1778% | 7,664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0816% | 8,211 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1563% | 8,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4132% | 8,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4238% | 8,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0283% | 6,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5546% | 2,657 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5777% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8666% | 7,674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0818% | 8,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1168% | 8,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3091% | 8,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3160% | 8,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 6,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6312% | 2,193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.9272% | 7,714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1380% | 3,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1146% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.8149% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0428% | 8,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0438% | 8,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0540% | 3,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3801% | 4,420 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3636% | 1,199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8593% | 629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1347% | 3,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1763% | 887 |
| Percentage Net Loans Charged-off:Construction & development | 1.0901% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 2,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 2,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0594% | 3,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2014% | 4,972 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6230% | 1,368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1580% | 7,491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1749% | 2,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2937% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 1.8258% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 1,835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 1,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 3,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1641% | 4,816 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1658% | 7,485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0880% | 8,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1191% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2993% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3051% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3284% | 8,013 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3556% | 8,193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1438% | 7,411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2921% | 2,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 3,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 2,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 2,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2484% | 3,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8971% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6534% | 675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2607% | 7,742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1615% | 3,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 2,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 2,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0330% | 2,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1502% | 3,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9986% | 2,171 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2841% | 7,757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 4,802 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 8,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 8,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 8,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0988% | 3,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3246% | 4,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3075% | 7,770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0661% | 3,867 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 8,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0355% | 8,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0357% | 8,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1966% | 1,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2252% | 4,161 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6774% | 7,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1331% | 4,572 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 8,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 8,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 8,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 8,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1532% | 3,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7979% | 3,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7179% | 8,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0851% | 5,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 2,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0410% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0340% | 2,390 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 2,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0320% | 4,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4557% | 4,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3279% | 8,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4732% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 8,982 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2245% | 10,191 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 8,266 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1199% | 5,348 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 5,966 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2308% | 11,964 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1394% | 12,338 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 9,820 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |