Home > South Georgia Banking Company > Income and Expense
South Georgia Banking Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $27,380,000 | 1,510 |
| Total interest expense | $1,824,000 | 3,147 |
| Net interest income | $25,556,000 | 1,180 |
| Provision for loan and lease losses | $300,000 | 1,648 |
| Total noninterest income | $7,701,000 | 898 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,624,000 | 683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,077,000 | 775 |
| Total noninterest expense | $17,707,000 | 1,332 |
| Salaries and employee benefits | $10,378,000 | 1,306 |
| Premises and equipment expense | $1,686,000 | 1,407 |
| Additional noninterest expense | $6,077,000 | 775 |
| Pre-tax net operating income | $15,250,000 | 845 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $3,230,000 | 714 |
| Income before extraordinary items | $12,020,000 | 865 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,020,000 | 878 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $12,020,000 | 868 |
| Net charge-offs | $12,000 | 2,373 |
| Cash dividends | $7,920,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $12,020,000 | 876 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $20,110,000 | 1,501 |
| Total interest expense | $1,255,000 | 3,117 |
| Net interest income | $18,855,000 | 1,205 |
| Provision for loan and lease losses | $150,000 | 1,867 |
| Total noninterest income | $6,231,000 | 854 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,202,000 | 689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,029,000 | 737 |
| Total noninterest expense | $12,590,000 | 1,375 |
| Salaries and employee benefits | $7,480,000 | 1,341 |
| Premises and equipment expense | $1,240,000 | 1,426 |
| Additional noninterest expense | $5,029,000 | 737 |
| Pre-tax net operating income | $12,346,000 | 827 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $2,833,000 | 668 |
| Income before extraordinary items | $9,513,000 | 859 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $9,513,000 | 863 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,513,000 | 859 |
| Net charge-offs | $-4,000 | 3,620 |
| Cash dividends | $1,500,000 | 1,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $9,513,000 | 873 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,278,000 | 1,480 |
| Total interest expense | $724,000 | 3,133 |
| Net interest income | $12,554,000 | 1,212 |
| Provision for loan and lease losses | $75,000 | 1,977 |
| Total noninterest income | $2,212,000 | 1,220 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $775,000 | 695 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,437,000 | 1,215 |
| Total noninterest expense | $8,327,000 | 1,379 |
| Salaries and employee benefits | $4,923,000 | 1,351 |
| Premises and equipment expense | $809,000 | 1,441 |
| Additional noninterest expense | $1,437,000 | 1,214 |
| Pre-tax net operating income | $6,364,000 | 1,005 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,413,000 | 819 |
| Income before extraordinary items | $4,951,000 | 1,064 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,951,000 | 1,077 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,951,000 | 1,064 |
| Net charge-offs | $-8,000 | 3,857 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,951,000 | 1,070 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,481,000 | 1,489 |
| Total interest expense | $316,000 | 3,117 |
| Net interest income | $6,165,000 | 1,236 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $1,224,000 | 1,151 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $384,000 | 724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $840,000 | 1,089 |
| Total noninterest expense | $4,115,000 | 1,411 |
| Salaries and employee benefits | $2,448,000 | 1,385 |
| Premises and equipment expense | $423,000 | 1,423 |
| Additional noninterest expense | $840,000 | 1,089 |
| Pre-tax net operating income | $3,274,000 | 1,013 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $726,000 | 824 |
| Income before extraordinary items | $2,548,000 | 1,051 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,548,000 | 1,050 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,548,000 | 1,050 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,548,000 | 1,067 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $19,847,000 | 1,580 |
| Total interest expense | $594,000 | 3,049 |
| Net interest income | $19,253,000 | 1,485 |
| Provision for loan and lease losses | $250,000 | 1,629 |
| Total noninterest income | $4,318,000 | 1,308 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,651,000 | 678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,667,000 | 1,357 |
| Total noninterest expense | $16,127,000 | 1,395 |
| Salaries and employee benefits | $9,338,000 | 1,389 |
| Premises and equipment expense | $1,581,000 | 1,475 |
| Additional noninterest expense | $2,667,000 | 1,357 |
| Pre-tax net operating income | $7,194,000 | 1,609 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,353,000 | 1,341 |
| Income before extraordinary items | $5,841,000 | 1,653 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,841,000 | 1,650 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,841,000 | 1,652 |
| Net charge-offs | $6,000 | 2,274 |
| Cash dividends | $2,847,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,841,000 | 1,684 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $13,955,000 | 1,623 |
| Total interest expense | $378,000 | 3,010 |
| Net interest income | $13,577,000 | 1,539 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $3,124,000 | 1,360 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,241,000 | 686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,883,000 | 1,437 |
| Total noninterest expense | $11,504,000 | 1,447 |
| Salaries and employee benefits | $6,823,000 | 1,420 |
| Premises and equipment expense | $1,192,000 | 1,483 |
| Additional noninterest expense | $1,883,000 | 1,437 |
| Pre-tax net operating income | $5,197,000 | 1,647 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,008,000 | 1,338 |
| Income before extraordinary items | $4,189,000 | 1,671 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,189,000 | 1,670 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,189,000 | 1,670 |
| Net charge-offs | $11,000 | 1,790 |
| Cash dividends | $1,500,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,189,000 | 1,708 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,698,000 | 1,661 |
| Total interest expense | $260,000 | 2,851 |
| Net interest income | $8,438,000 | 1,584 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $2,036,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $800,000 | 708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,236,000 | 1,474 |
| Total noninterest expense | $7,556,000 | 1,454 |
| Salaries and employee benefits | $4,496,000 | 1,427 |
| Premises and equipment expense | $775,000 | 1,501 |
| Additional noninterest expense | $2,285,000 | 1,458 |
| Pre-tax net operating income | $2,918,000 | 1,769 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $534,000 | 1,437 |
| Income before extraordinary items | $2,384,000 | 1,781 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,384,000 | 1,781 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,384,000 | 1,781 |
| Net charge-offs | $8,000 | 1,644 |
| Cash dividends | $750,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,384,000 | 1,818 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 1,676 |
| Total interest expense | $132,000 | 2,808 |
| Net interest income | $4,033,000 | 1,598 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $945,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $392,000 | 712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $553,000 | 1,577 |
| Total noninterest expense | $3,801,000 | 1,439 |
| Salaries and employee benefits | $2,272,000 | 1,414 |
| Premises and equipment expense | $398,000 | 1,474 |
| Additional noninterest expense | $1,131,000 | 1,442 |
| Pre-tax net operating income | $1,177,000 | 1,941 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $196,000 | 1,623 |
| Income before extraordinary items | $981,000 | 1,940 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $981,000 | 1,939 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $981,000 | 1,940 |
| Net charge-offs | $-9,000 | 3,881 |
| Cash dividends | $750,000 | 918 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $981,000 | 1,959 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,523,000 | 1,734 |
| Total interest expense | $718,000 | 2,678 |
| Net interest income | $15,805,000 | 1,660 |
| Provision for loan and lease losses | $400,000 | 1,195 |
| Total noninterest income | $6,038,000 | 1,162 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,502,000 | 688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,536,000 | 1,143 |
| Total noninterest expense | $14,635,000 | 1,488 |
| Salaries and employee benefits | $8,846,000 | 1,438 |
| Premises and equipment expense | $1,569,000 | 1,467 |
| Additional noninterest expense | $4,220,000 | 1,533 |
| Pre-tax net operating income | $6,808,000 | 1,667 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,115,000 | 1,526 |
| Income before extraordinary items | $5,693,000 | 1,722 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,693,000 | 1,722 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,693,000 | 1,723 |
| Net charge-offs | $-27,000 | 3,929 |
| Cash dividends | $2,954,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,693,000 | 1,691 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,392,000 | 1,756 |
| Total interest expense | $571,000 | 2,681 |
| Net interest income | $11,821,000 | 1,686 |
| Provision for loan and lease losses | $50,000 | 2,340 |
| Total noninterest income | $3,244,000 | 1,479 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $1,092,000 | 698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,152,000 | 1,599 |
| Total noninterest expense | $10,427,000 | 1,553 |
| Salaries and employee benefits | $6,277,000 | 1,505 |
| Premises and equipment expense | $1,209,000 | 1,463 |
| Additional noninterest expense | $2,941,000 | 1,611 |
| Pre-tax net operating income | $4,588,000 | 1,881 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $769,000 | 1,668 |
| Income before extraordinary items | $3,819,000 | 1,936 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,819,000 | 1,935 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,819,000 | 1,936 |
| Net charge-offs | $-19,000 | 3,868 |
| Cash dividends | $2,000,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,819,000 | 1,917 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,226,000 | 1,768 |
| Total interest expense | $405,000 | 2,657 |
| Net interest income | $7,821,000 | 1,684 |
| Provision for loan and lease losses | $50,000 | 2,139 |
| Total noninterest income | $2,305,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $688,000 | 707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,617,000 | 1,449 |
| Total noninterest expense | $6,878,000 | 1,555 |
| Salaries and employee benefits | $4,151,000 | 1,517 |
| Premises and equipment expense | $812,000 | 1,454 |
| Additional noninterest expense | $1,915,000 | 1,626 |
| Pre-tax net operating income | $3,198,000 | 1,794 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $503,000 | 1,656 |
| Income before extraordinary items | $2,695,000 | 1,837 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,695,000 | 1,838 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,695,000 | 1,837 |
| Net charge-offs | $-3,000 | 3,379 |
| Cash dividends | $1,000,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,695,000 | 1,801 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,038,000 | 1,792 |
| Total interest expense | $218,000 | 2,627 |
| Net interest income | $3,820,000 | 1,702 |
| Provision for loan and lease losses | $50,000 | 1,719 |
| Total noninterest income | $1,427,000 | 1,217 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $355,000 | 680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,072,000 | 1,218 |
| Total noninterest expense | $3,351,000 | 1,576 |
| Salaries and employee benefits | $1,976,000 | 1,565 |
| Premises and equipment expense | $424,000 | 1,424 |
| Additional noninterest expense | $951,000 | 1,595 |
| Pre-tax net operating income | $1,846,000 | 1,614 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $256,000 | 1,626 |
| Income before extraordinary items | $1,590,000 | 1,663 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,590,000 | 1,663 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,590,000 | 1,663 |
| Net charge-offs | $-2,000 | 3,357 |
| Cash dividends | $750,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,590,000 | 1,616 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $17,291,000 | 1,691 |
| Total interest expense | $1,513,000 | 2,364 |
| Net interest income | $15,778,000 | 1,584 |
| Provision for loan and lease losses | $450,000 | 2,346 |
| Total noninterest income | $3,535,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,485,000 | 667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,050,000 | 1,765 |
| Total noninterest expense | $13,567,000 | 1,537 |
| Salaries and employee benefits | $8,207,000 | 1,482 |
| Premises and equipment expense | $1,568,000 | 1,467 |
| Additional noninterest expense | $3,792,000 | 1,601 |
| Pre-tax net operating income | $5,296,000 | 1,716 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $988,000 | 1,439 |
| Income before extraordinary items | $4,308,000 | 1,823 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,308,000 | 1,822 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,308,000 | 1,823 |
| Net charge-offs | $44,000 | 2,464 |
| Cash dividends | $2,769,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,308,000 | 1,778 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,083,000 | 1,686 |
| Total interest expense | $1,227,000 | 2,348 |
| Net interest income | $11,856,000 | 1,571 |
| Provision for loan and lease losses | $225,000 | 2,648 |
| Total noninterest income | $2,437,000 | 1,602 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,107,000 | 669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,330,000 | 1,869 |
| Total noninterest expense | $9,936,000 | 1,544 |
| Salaries and employee benefits | $6,015,000 | 1,494 |
| Premises and equipment expense | $1,182,000 | 1,457 |
| Additional noninterest expense | $2,739,000 | 1,627 |
| Pre-tax net operating income | $4,132,000 | 1,635 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $766,000 | 1,384 |
| Income before extraordinary items | $3,366,000 | 1,755 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,366,000 | 1,755 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,366,000 | 1,755 |
| Net charge-offs | $53,000 | 2,029 |
| Cash dividends | $2,000,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,366,000 | 1,706 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,581,000 | 1,722 |
| Total interest expense | $867,000 | 2,372 |
| Net interest income | $7,714,000 | 1,598 |
| Provision for loan and lease losses | $75,000 | 3,188 |
| Total noninterest income | $1,618,000 | 1,540 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $747,000 | 669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $871,000 | 1,806 |
| Total noninterest expense | $6,575,000 | 1,540 |
| Salaries and employee benefits | $4,013,000 | 1,482 |
| Premises and equipment expense | $786,000 | 1,448 |
| Additional noninterest expense | $1,776,000 | 1,653 |
| Pre-tax net operating income | $2,682,000 | 1,596 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $496,000 | 1,357 |
| Income before extraordinary items | $2,186,000 | 1,714 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,186,000 | 1,715 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,186,000 | 1,715 |
| Net charge-offs | $-10,000 | 4,318 |
| Cash dividends | $1,000,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,186,000 | 1,665 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 1,699 |
| Total interest expense | $467,000 | 2,397 |
| Net interest income | $3,879,000 | 1,539 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $865,000 | 1,405 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $429,000 | 698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $436,000 | 1,643 |
| Total noninterest expense | $3,289,000 | 1,557 |
| Salaries and employee benefits | $1,984,000 | 1,513 |
| Premises and equipment expense | $401,000 | 1,438 |
| Additional noninterest expense | $904,000 | 1,646 |
| Pre-tax net operating income | $1,455,000 | 1,349 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $277,000 | 1,139 |
| Income before extraordinary items | $1,178,000 | 1,450 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,178,000 | 1,447 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,178,000 | 1,450 |
| Net charge-offs | $2,000 | 2,313 |
| Cash dividends | $750,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,178,000 | 1,430 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,929,000 | 1,666 |
| Total interest expense | $2,039,000 | 2,306 |
| Net interest income | $15,890,000 | 1,519 |
| Provision for loan and lease losses | $200,000 | 2,341 |
| Total noninterest income | $3,817,000 | 1,360 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,804,000 | 694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,013,000 | 1,526 |
| Total noninterest expense | $12,638,000 | 1,573 |
| Salaries and employee benefits | $7,664,000 | 1,504 |
| Premises and equipment expense | $1,619,000 | 1,410 |
| Additional noninterest expense | $3,355,000 | 1,739 |
| Pre-tax net operating income | $6,869,000 | 1,383 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,331,000 | 1,197 |
| Income before extraordinary items | $5,538,000 | 1,466 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,538,000 | 1,468 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,538,000 | 1,468 |
| Net charge-offs | $293,000 | 1,373 |
| Cash dividends | $3,422,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,538,000 | 1,436 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,513,000 | 1,673 |
| Total interest expense | $1,534,000 | 2,318 |
| Net interest income | $11,979,000 | 1,531 |
| Provision for loan and lease losses | $150,000 | 2,250 |
| Total noninterest income | $2,709,000 | 1,405 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,361,000 | 686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,348,000 | 1,622 |
| Total noninterest expense | $9,208,000 | 1,628 |
| Salaries and employee benefits | $5,630,000 | 1,544 |
| Premises and equipment expense | $1,056,000 | 1,596 |
| Additional noninterest expense | $2,522,000 | 1,739 |
| Pre-tax net operating income | $5,330,000 | 1,375 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,034,000 | 1,208 |
| Income before extraordinary items | $4,296,000 | 1,466 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,296,000 | 1,467 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,296,000 | 1,468 |
| Net charge-offs | $130,000 | 1,594 |
| Cash dividends | $2,183,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,296,000 | 1,435 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,956,000 | 1,682 |
| Total interest expense | $1,003,000 | 2,331 |
| Net interest income | $7,953,000 | 1,537 |
| Provision for loan and lease losses | $150,000 | 1,792 |
| Total noninterest income | $1,807,000 | 1,373 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $901,000 | 691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $906,000 | 1,584 |
| Total noninterest expense | $6,042,000 | 1,650 |
| Salaries and employee benefits | $3,652,000 | 1,582 |
| Premises and equipment expense | $694,000 | 1,621 |
| Additional noninterest expense | $1,696,000 | 1,740 |
| Pre-tax net operating income | $3,568,000 | 1,353 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $697,000 | 1,176 |
| Income before extraordinary items | $2,871,000 | 1,438 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,871,000 | 1,438 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,871,000 | 1,438 |
| Net charge-offs | $35,000 | 2,073 |
| Cash dividends | $1,250,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,871,000 | 1,412 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,442,000 | 1,690 |
| Total interest expense | $486,000 | 2,347 |
| Net interest income | $3,956,000 | 1,546 |
| Provision for loan and lease losses | $75,000 | 1,682 |
| Total noninterest income | $943,000 | 1,285 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $449,000 | 682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $494,000 | 1,456 |
| Total noninterest expense | $3,022,000 | 1,647 |
| Salaries and employee benefits | $1,791,000 | 1,617 |
| Premises and equipment expense | $353,000 | 1,622 |
| Additional noninterest expense | $878,000 | 1,687 |
| Pre-tax net operating income | $1,802,000 | 1,317 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $352,000 | 1,145 |
| Income before extraordinary items | $1,450,000 | 1,392 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,450,000 | 1,390 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,450,000 | 1,391 |
| Net charge-offs | $41,000 | 1,327 |
| Cash dividends | $850,000 | 933 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,450,000 | 1,369 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,366,000 | 1,723 |
| Total interest expense | $1,402,000 | 2,444 |
| Net interest income | $14,964,000 | 1,607 |
| Provision for loan and lease losses | $200,000 | 2,354 |
| Total noninterest income | $3,744,000 | 1,336 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,825,000 | 704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,919,000 | 1,533 |
| Total noninterest expense | $11,968,000 | 1,632 |
| Salaries and employee benefits | $7,397,000 | 1,516 |
| Premises and equipment expense | $1,274,000 | 1,727 |
| Additional noninterest expense | $3,297,000 | 1,763 |
| Pre-tax net operating income | $6,540,000 | 1,425 |
| Securities gains (losses) | $-1,000 | 4,008 |
| Applicable income taxes | $1,294,000 | 1,169 |
| Income before extraordinary items | $5,245,000 | 1,527 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,245,000 | 1,525 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,245,000 | 1,526 |
| Net charge-offs | $64,000 | 2,464 |
| Cash dividends | $2,915,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,245,800 | 1,516 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,024,000 | 1,745 |
| Total interest expense | $948,000 | 2,522 |
| Net interest income | $11,076,000 | 1,623 |
| Provision for loan and lease losses | $150,000 | 2,253 |
| Total noninterest income | $2,779,000 | 1,347 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,354,000 | 706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,425,000 | 1,563 |
| Total noninterest expense | $8,788,000 | 1,649 |
| Salaries and employee benefits | $5,384,000 | 1,559 |
| Premises and equipment expense | $994,000 | 1,690 |
| Additional noninterest expense | $2,410,000 | 1,807 |
| Pre-tax net operating income | $4,917,000 | 1,443 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $899,000 | 1,260 |
| Income before extraordinary items | $4,017,000 | 1,504 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,017,000 | 1,503 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,017,000 | 1,503 |
| Net charge-offs | $55,000 | 2,140 |
| Cash dividends | $2,115,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,017,820 | 1,490 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,884,000 | 1,754 |
| Total interest expense | $560,000 | 2,619 |
| Net interest income | $7,324,000 | 1,628 |
| Provision for loan and lease losses | $100,000 | 2,173 |
| Total noninterest income | $1,905,000 | 1,333 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $895,000 | 700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,010,000 | 1,508 |
| Total noninterest expense | $5,818,000 | 1,667 |
| Salaries and employee benefits | $3,587,000 | 1,574 |
| Premises and equipment expense | $654,000 | 1,722 |
| Additional noninterest expense | $1,577,000 | 1,836 |
| Pre-tax net operating income | $3,311,000 | 1,408 |
| Securities gains (losses) | $-1,000 | 4,637 |
| Applicable income taxes | $618,000 | 1,221 |
| Income before extraordinary items | $2,692,000 | 1,475 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,692,000 | 1,474 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,692,000 | 1,474 |
| Net charge-offs | $58,000 | 1,659 |
| Cash dividends | $1,000,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,692,810 | 1,458 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 1,755 |
| Total interest expense | $277,000 | 2,589 |
| Net interest income | $3,619,000 | 1,639 |
| Provision for loan and lease losses | $50,000 | 2,055 |
| Total noninterest income | $954,000 | 1,306 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $457,000 | 685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 1,496 |
| Total noninterest expense | $2,923,000 | 1,672 |
| Salaries and employee benefits | $1,801,000 | 1,583 |
| Premises and equipment expense | $333,000 | 1,711 |
| Additional noninterest expense | $789,000 | 1,838 |
| Pre-tax net operating income | $1,600,000 | 1,418 |
| Securities gains (losses) | $-1,000 | 4,986 |
| Applicable income taxes | $294,000 | 1,241 |
| Income before extraordinary items | $1,305,000 | 1,483 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,305,000 | 1,484 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,305,000 | 1,483 |
| Net charge-offs | $-10,000 | 4,740 |
| Cash dividends | $1,000,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,305,820 | 1,468 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,823,000 | 1,787 |
| Total interest expense | $1,146,000 | 2,317 |
| Net interest income | $13,677,000 | 1,701 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $3,680,000 | 1,364 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,862,000 | 691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,818,000 | 1,621 |
| Total noninterest expense | $11,680,000 | 1,645 |
| Salaries and employee benefits | $7,118,000 | 1,563 |
| Premises and equipment expense | $1,236,000 | 1,799 |
| Additional noninterest expense | $3,326,000 | 1,789 |
| Pre-tax net operating income | $5,677,000 | 1,545 |
| Securities gains (losses) | $437,000 | 246 |
| Applicable income taxes | $1,883,000 | 1,318 |
| Income before extraordinary items | $4,231,000 | 1,538 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,231,000 | 1,538 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,231,000 | 1,538 |
| Net charge-offs | $44,000 | 3,036 |
| Cash dividends | $2,213,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,929,470 | 1,610 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,089,000 | 1,793 |
| Total interest expense | $856,000 | 2,302 |
| Net interest income | $10,233,000 | 1,706 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,717,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,393,000 | 686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,324,000 | 1,669 |
| Total noninterest expense | $8,758,000 | 1,659 |
| Salaries and employee benefits | $5,314,000 | 1,571 |
| Premises and equipment expense | $985,000 | 1,724 |
| Additional noninterest expense | $2,459,000 | 1,809 |
| Pre-tax net operating income | $4,192,000 | 1,578 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,085,000 | 1,397 |
| Income before extraordinary items | $3,107,000 | 1,690 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,107,000 | 1,691 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,107,000 | 1,691 |
| Net charge-offs | $48,000 | 2,490 |
| Cash dividends | $2,000,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,107,000 | 1,668 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,249,000 | 1,809 |
| Total interest expense | $570,000 | 2,261 |
| Net interest income | $6,679,000 | 1,731 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,821,000 | 1,399 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $918,000 | 685 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $903,000 | 1,641 |
| Total noninterest expense | $5,789,000 | 1,681 |
| Salaries and employee benefits | $3,549,000 | 1,576 |
| Premises and equipment expense | $636,000 | 1,770 |
| Additional noninterest expense | $1,604,000 | 1,829 |
| Pre-tax net operating income | $2,711,000 | 1,594 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $681,000 | 1,432 |
| Income before extraordinary items | $2,030,000 | 1,684 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,030,000 | 1,683 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,030,000 | 1,684 |
| Net charge-offs | $-23,000 | 5,053 |
| Cash dividends | $1,000,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,030,000 | 1,671 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 1,776 |
| Total interest expense | $284,000 | 2,262 |
| Net interest income | $3,363,000 | 1,716 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $945,000 | 1,354 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $458,000 | 692 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $487,000 | 1,546 |
| Total noninterest expense | $2,888,000 | 1,699 |
| Salaries and employee benefits | $1,760,000 | 1,599 |
| Premises and equipment expense | $321,000 | 1,779 |
| Additional noninterest expense | $807,000 | 1,831 |
| Pre-tax net operating income | $1,420,000 | 1,493 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $377,000 | 1,297 |
| Income before extraordinary items | $1,043,000 | 1,616 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,043,000 | 1,616 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,043,000 | 1,616 |
| Net charge-offs | $-15,000 | 5,155 |
| Cash dividends | $1,000,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,043,000 | 1,602 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,512,000 | 1,747 |
| Total interest expense | $1,183,000 | 2,158 |
| Net interest income | $13,329,000 | 1,683 |
| Provision for loan and lease losses | $300,000 | 1,988 |
| Total noninterest income | $5,057,000 | 1,139 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,992,000 | 653 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,065,000 | 1,189 |
| Total noninterest expense | $11,747,000 | 1,652 |
| Salaries and employee benefits | $7,037,000 | 1,538 |
| Premises and equipment expense | $1,428,000 | 1,594 |
| Additional noninterest expense | $3,282,000 | 1,820 |
| Pre-tax net operating income | $6,339,000 | 1,338 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,913,000 | 1,086 |
| Income before extraordinary items | $4,426,000 | 1,531 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,426,000 | 1,530 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,426,000 | 1,530 |
| Net charge-offs | $105,000 | 2,568 |
| Cash dividends | $2,323,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,426,000 | 1,498 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,960,000 | 1,741 |
| Total interest expense | $890,000 | 2,158 |
| Net interest income | $10,070,000 | 1,677 |
| Provision for loan and lease losses | $225,000 | 1,908 |
| Total noninterest income | $4,223,000 | 1,048 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,502,000 | 648 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,721,000 | 1,061 |
| Total noninterest expense | $8,972,000 | 1,614 |
| Salaries and employee benefits | $5,278,000 | 1,534 |
| Premises and equipment expense | $1,169,000 | 1,464 |
| Additional noninterest expense | $2,525,000 | 1,781 |
| Pre-tax net operating income | $5,096,000 | 1,303 |
| Securities gains (losses) | $3,000 | 2,908 |
| Applicable income taxes | $1,427,000 | 1,115 |
| Income before extraordinary items | $3,672,000 | 1,436 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,672,000 | 1,436 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,672,000 | 1,436 |
| Net charge-offs | $-100,000 | 5,574 |
| Cash dividends | $1,500,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,669,840 | 1,394 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,299,000 | 1,744 |
| Total interest expense | $595,000 | 2,151 |
| Net interest income | $6,704,000 | 1,676 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $2,830,000 | 1,039 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $971,000 | 661 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,859,000 | 1,024 |
| Total noninterest expense | $6,048,000 | 1,605 |
| Salaries and employee benefits | $3,540,000 | 1,535 |
| Premises and equipment expense | $829,000 | 1,386 |
| Additional noninterest expense | $1,679,000 | 1,796 |
| Pre-tax net operating income | $3,336,000 | 1,313 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $927,000 | 1,137 |
| Income before extraordinary items | $2,409,000 | 1,440 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,409,000 | 1,440 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,409,000 | 1,440 |
| Net charge-offs | $-60,000 | 5,558 |
| Cash dividends | $500,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,409,000 | 1,394 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 1,780 |
| Total interest expense | $300,000 | 2,137 |
| Net interest income | $3,288,000 | 1,710 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $926,000 | 1,385 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $480,000 | 662 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $446,000 | 1,636 |
| Total noninterest expense | $2,919,000 | 1,662 |
| Salaries and employee benefits | $1,758,000 | 1,549 |
| Premises and equipment expense | $325,000 | 1,756 |
| Additional noninterest expense | $836,000 | 1,775 |
| Pre-tax net operating income | $1,220,000 | 1,643 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $293,000 | 1,506 |
| Income before extraordinary items | $927,000 | 1,738 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $927,000 | 1,739 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $927,000 | 1,739 |
| Net charge-offs | $9,000 | 2,377 |
| Cash dividends | $500,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $927,000 | 1,697 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,107,000 | 1,650 |
| Total interest expense | $1,257,000 | 2,042 |
| Net interest income | $13,850,000 | 1,582 |
| Provision for loan and lease losses | $500,000 | 1,348 |
| Total noninterest income | $4,355,000 | 1,229 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $2,112,000 | 621 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,243,000 | 1,407 |
| Total noninterest expense | $11,972,000 | 1,603 |
| Salaries and employee benefits | $7,319,000 | 1,454 |
| Premises and equipment expense | $1,206,000 | 1,884 |
| Additional noninterest expense | $3,447,000 | 1,757 |
| Pre-tax net operating income | $5,733,000 | 1,410 |
| Securities gains (losses) | $3,000 | 2,963 |
| Applicable income taxes | $1,090,000 | 1,520 |
| Income before extraordinary items | $4,646,000 | 1,429 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,646,000 | 1,429 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,646,000 | 1,429 |
| Net charge-offs | $615,000 | 986 |
| Cash dividends | $2,700,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,643,570 | 1,405 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,370,000 | 1,657 |
| Total interest expense | $948,000 | 2,058 |
| Net interest income | $10,422,000 | 1,590 |
| Provision for loan and lease losses | $200,000 | 1,947 |
| Total noninterest income | $2,793,000 | 1,387 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,572,000 | 627 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,221,000 | 1,777 |
| Total noninterest expense | $8,756,000 | 1,654 |
| Salaries and employee benefits | $5,295,000 | 1,512 |
| Premises and equipment expense | $949,000 | 1,817 |
| Additional noninterest expense | $2,512,000 | 1,800 |
| Pre-tax net operating income | $4,259,000 | 1,454 |
| Securities gains (losses) | $4,000 | 2,687 |
| Applicable income taxes | $1,180,000 | 1,224 |
| Income before extraordinary items | $3,083,000 | 1,586 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,083,000 | 1,586 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,083,000 | 1,587 |
| Net charge-offs | $179,000 | 1,654 |
| Cash dividends | $1,500,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,080,120 | 1,550 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,565,000 | 1,663 |
| Total interest expense | $636,000 | 2,053 |
| Net interest income | $6,929,000 | 1,596 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,584,000 | 1,562 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $1,033,000 | 621 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $551,000 | 2,305 |
| Total noninterest expense | $5,778,000 | 1,673 |
| Salaries and employee benefits | $3,502,000 | 1,531 |
| Premises and equipment expense | $617,000 | 1,865 |
| Additional noninterest expense | $1,659,000 | 1,824 |
| Pre-tax net operating income | $2,735,000 | 1,486 |
| Securities gains (losses) | $4,000 | 2,295 |
| Applicable income taxes | $729,000 | 1,299 |
| Income before extraordinary items | $2,010,000 | 1,611 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,010,000 | 1,614 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,010,000 | 1,614 |
| Net charge-offs | $-58,000 | 5,783 |
| Cash dividends | $500,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,007,080 | 1,563 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,759,000 | 1,663 |
| Total interest expense | $322,000 | 2,035 |
| Net interest income | $3,437,000 | 1,608 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $827,000 | 1,471 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $508,000 | 619 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $319,000 | 2,038 |
| Total noninterest expense | $2,881,000 | 1,679 |
| Salaries and employee benefits | $1,747,000 | 1,541 |
| Premises and equipment expense | $313,000 | 1,858 |
| Additional noninterest expense | $821,000 | 1,827 |
| Pre-tax net operating income | $1,383,000 | 1,435 |
| Securities gains (losses) | $2,000 | 1,821 |
| Applicable income taxes | $374,000 | 1,242 |
| Income before extraordinary items | $1,011,000 | 1,579 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,011,000 | 1,580 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,011,000 | 1,581 |
| Net charge-offs | $-79,000 | 6,067 |
| Cash dividends | $500,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,009,540 | 1,524 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,128,000 | 1,539 |
| Total interest expense | $1,426,000 | 1,978 |
| Net interest income | $14,702,000 | 1,499 |
| Provision for loan and lease losses | $275,000 | 2,095 |
| Total noninterest income | $4,563,000 | 1,173 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $2,172,000 | 623 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,391,000 | 1,286 |
| Total noninterest expense | $11,847,000 | 1,616 |
| Salaries and employee benefits | $7,009,000 | 1,488 |
| Premises and equipment expense | $1,165,000 | 1,970 |
| Additional noninterest expense | $3,673,000 | 1,685 |
| Pre-tax net operating income | $7,143,000 | 1,132 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $1,741,000 | 1,086 |
| Income before extraordinary items | $5,403,000 | 1,217 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,403,000 | 1,214 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,403,000 | 1,216 |
| Net charge-offs | $19,000 | 4,318 |
| Cash dividends | $10,700,000 | 319 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,402,240 | 1,186 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,128,000 | 1,549 |
| Total interest expense | $1,083,000 | 1,984 |
| Net interest income | $11,045,000 | 1,503 |
| Provision for loan and lease losses | $200,000 | 2,067 |
| Total noninterest income | $3,692,000 | 1,120 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,578,000 | 643 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,114,000 | 1,165 |
| Total noninterest expense | $8,482,000 | 1,694 |
| Salaries and employee benefits | $5,085,000 | 1,537 |
| Premises and equipment expense | $955,000 | 1,828 |
| Additional noninterest expense | $2,442,000 | 1,885 |
| Pre-tax net operating income | $6,055,000 | 1,032 |
| Securities gains (losses) | $-8,000 | 6,123 |
| Applicable income taxes | $1,462,000 | 1,021 |
| Income before extraordinary items | $4,585,000 | 1,087 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,585,000 | 1,086 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,585,000 | 1,086 |
| Net charge-offs | $44,000 | 3,355 |
| Cash dividends | $10,250,000 | 246 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,591,080 | 1,063 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,072,000 | 1,543 |
| Total interest expense | $726,000 | 1,987 |
| Net interest income | $7,346,000 | 1,495 |
| Provision for loan and lease losses | $125,000 | 2,089 |
| Total noninterest income | $2,845,000 | 981 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,021,000 | 652 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,824,000 | 960 |
| Total noninterest expense | $5,598,000 | 1,699 |
| Salaries and employee benefits | $3,350,000 | 1,554 |
| Premises and equipment expense | $617,000 | 1,896 |
| Additional noninterest expense | $1,631,000 | 1,876 |
| Pre-tax net operating income | $4,468,000 | 917 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $1,028,000 | 954 |
| Income before extraordinary items | $3,441,000 | 951 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,441,000 | 951 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,441,000 | 951 |
| Net charge-offs | $-34,000 | 6,049 |
| Cash dividends | $9,250,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,440,230 | 931 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 1,651 |
| Total interest expense | $355,000 | 2,045 |
| Net interest income | $3,410,000 | 1,604 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $1,882,000 | 765 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $489,000 | 665 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,393,000 | 666 |
| Total noninterest expense | $2,666,000 | 1,780 |
| Salaries and employee benefits | $1,565,000 | 1,664 |
| Premises and equipment expense | $303,000 | 1,968 |
| Additional noninterest expense | $798,000 | 1,893 |
| Pre-tax net operating income | $2,576,000 | 772 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $451,000 | 1,004 |
| Income before extraordinary items | $2,126,000 | 734 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,126,000 | 735 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,126,000 | 735 |
| Net charge-offs | $-9,000 | 5,700 |
| Cash dividends | $9,250,000 | 115 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,125,180 | 722 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,632,000 | 1,960 |
| Total interest expense | $1,363,000 | 2,345 |
| Net interest income | $11,269,000 | 1,892 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,869,000 | 1,661 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,862,000 | 749 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,007,000 | 2,370 |
| Total noninterest expense | $9,423,000 | 2,007 |
| Salaries and employee benefits | $5,720,000 | 1,786 |
| Premises and equipment expense | $941,000 | 2,370 |
| Additional noninterest expense | $2,762,000 | 2,261 |
| Pre-tax net operating income | $4,715,000 | 1,492 |
| Securities gains (losses) | $12,000 | 2,573 |
| Applicable income taxes | $1,292,000 | 1,243 |
| Income before extraordinary items | $3,435,000 | 1,702 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,435,000 | 1,706 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,435,000 | 1,706 |
| Net charge-offs | $245,000 | 2,787 |
| Cash dividends | $2,210,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,426,240 | 1,667 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,471,000 | 1,971 |
| Total interest expense | $1,045,000 | 2,362 |
| Net interest income | $8,426,000 | 1,904 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $2,304,000 | 1,620 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,380,000 | 765 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $924,000 | 2,163 |
| Total noninterest expense | $7,053,000 | 2,012 |
| Salaries and employee benefits | $4,297,000 | 1,798 |
| Premises and equipment expense | $745,000 | 2,291 |
| Additional noninterest expense | $2,011,000 | 2,292 |
| Pre-tax net operating income | $3,677,000 | 1,485 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,036,000 | 1,212 |
| Income before extraordinary items | $2,641,000 | 1,696 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,641,000 | 1,698 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,641,000 | 1,700 |
| Net charge-offs | $128,000 | 3,028 |
| Cash dividends | $1,800,000 | 952 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,641,000 | 1,648 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,322,000 | 1,971 |
| Total interest expense | $711,000 | 2,363 |
| Net interest income | $5,611,000 | 1,897 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,492,000 | 1,652 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $900,000 | 771 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $592,000 | 2,256 |
| Total noninterest expense | $4,712,000 | 2,012 |
| Salaries and employee benefits | $2,860,000 | 1,802 |
| Premises and equipment expense | $489,000 | 2,326 |
| Additional noninterest expense | $1,363,000 | 2,258 |
| Pre-tax net operating income | $2,391,000 | 1,487 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $671,000 | 1,230 |
| Income before extraordinary items | $1,720,000 | 1,724 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,720,000 | 1,729 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,720,000 | 1,730 |
| Net charge-offs | $79,000 | 2,972 |
| Cash dividends | $1,800,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,720,000 | 1,658 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 2,045 |
| Total interest expense | $363,000 | 2,393 |
| Net interest income | $2,689,000 | 1,978 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $750,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $441,000 | 779 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $309,000 | 2,185 |
| Total noninterest expense | $2,356,000 | 2,027 |
| Salaries and employee benefits | $1,429,000 | 1,829 |
| Premises and equipment expense | $246,000 | 2,337 |
| Additional noninterest expense | $681,000 | 2,285 |
| Pre-tax net operating income | $1,083,000 | 1,597 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $286,000 | 1,380 |
| Income before extraordinary items | $797,000 | 1,778 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $797,000 | 1,779 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $797,000 | 1,780 |
| Net charge-offs | $78,000 | 2,088 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $797,000 | 1,715 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,688,000 | 1,929 |
| Total interest expense | $1,771,000 | 2,382 |
| Net interest income | $11,917,000 | 1,834 |
| Provision for loan and lease losses | $600,000 | 2,443 |
| Total noninterest income | $2,683,000 | 1,780 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,865,000 | 761 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $818,000 | 2,647 |
| Total noninterest expense | $9,585,000 | 2,001 |
| Salaries and employee benefits | $5,760,000 | 1,757 |
| Premises and equipment expense | $1,067,000 | 2,152 |
| Additional noninterest expense | $2,758,000 | 2,354 |
| Pre-tax net operating income | $4,415,000 | 1,533 |
| Securities gains (losses) | $665,000 | 764 |
| Applicable income taxes | $1,421,000 | 1,140 |
| Income before extraordinary items | $3,659,000 | 1,566 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,659,000 | 1,567 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,659,000 | 1,567 |
| Net charge-offs | $437,000 | 2,828 |
| Cash dividends | $3,000,000 | 868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,180,200 | 1,663 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,357,000 | 1,938 |
| Total interest expense | $1,364,000 | 2,409 |
| Net interest income | $8,993,000 | 1,846 |
| Provision for loan and lease losses | $400,000 | 2,581 |
| Total noninterest income | $2,261,000 | 1,632 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,405,000 | 773 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $856,000 | 2,204 |
| Total noninterest expense | $7,144,000 | 2,004 |
| Salaries and employee benefits | $4,291,000 | 1,756 |
| Premises and equipment expense | $825,000 | 2,113 |
| Additional noninterest expense | $2,028,000 | 2,384 |
| Pre-tax net operating income | $3,710,000 | 1,423 |
| Securities gains (losses) | $-2,000 | 6,774 |
| Applicable income taxes | $1,021,000 | 1,207 |
| Income before extraordinary items | $2,687,000 | 1,634 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,687,000 | 1,635 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,687,000 | 1,635 |
| Net charge-offs | $216,000 | 3,211 |
| Cash dividends | $1,750,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,688,440 | 1,545 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,882,000 | 1,955 |
| Total interest expense | $929,000 | 2,446 |
| Net interest income | $5,953,000 | 1,860 |
| Provision for loan and lease losses | $250,000 | 2,658 |
| Total noninterest income | $1,459,000 | 1,661 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $924,000 | 765 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $535,000 | 2,246 |
| Total noninterest expense | $4,694,000 | 2,043 |
| Salaries and employee benefits | $2,833,000 | 1,770 |
| Premises and equipment expense | $545,000 | 2,120 |
| Additional noninterest expense | $1,316,000 | 2,464 |
| Pre-tax net operating income | $2,468,000 | 1,408 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $679,000 | 1,205 |
| Income before extraordinary items | $1,789,000 | 1,633 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,789,000 | 1,632 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,789,000 | 1,633 |
| Net charge-offs | $207,000 | 2,718 |
| Cash dividends | $1,750,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,789,000 | 1,546 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,441,000 | 1,966 |
| Total interest expense | $468,000 | 2,528 |
| Net interest income | $2,973,000 | 1,870 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $776,000 | 1,561 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $486,000 | 723 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $290,000 | 2,148 |
| Total noninterest expense | $2,357,000 | 2,034 |
| Salaries and employee benefits | $1,411,000 | 1,781 |
| Premises and equipment expense | $283,000 | 2,074 |
| Additional noninterest expense | $663,000 | 2,417 |
| Pre-tax net operating income | $1,242,000 | 1,407 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $347,000 | 1,184 |
| Income before extraordinary items | $895,000 | 1,626 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $895,000 | 1,627 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $895,000 | 1,627 |
| Net charge-offs | $126,000 | 2,258 |
| Cash dividends | $1,750,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $895,000 | 1,524 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,718,000 | 1,915 |
| Total interest expense | $2,288,000 | 2,498 |
| Net interest income | $12,430,000 | 1,798 |
| Provision for loan and lease losses | $775,000 | 2,786 |
| Total noninterest income | $2,947,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,957,000 | 744 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $990,000 | 2,148 |
| Total noninterest expense | $9,770,000 | 1,951 |
| Salaries and employee benefits | $5,790,000 | 1,680 |
| Premises and equipment expense | $1,037,000 | 2,340 |
| Additional noninterest expense | $2,943,000 | 2,241 |
| Pre-tax net operating income | $4,832,000 | 1,210 |
| Securities gains (losses) | $14,000 | 3,210 |
| Applicable income taxes | $1,334,000 | 1,087 |
| Income before extraordinary items | $3,512,000 | 1,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,512,000 | 1,397 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,512,000 | 1,397 |
| Net charge-offs | $568,000 | 3,026 |
| Cash dividends | $2,850,000 | 692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,501,920 | 1,330 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,943,000 | 1,957 |
| Total interest expense | $1,787,000 | 2,504 |
| Net interest income | $9,156,000 | 1,830 |
| Provision for loan and lease losses | $675,000 | 2,485 |
| Total noninterest income | $2,230,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,427,000 | 767 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $803,000 | 2,031 |
| Total noninterest expense | $7,346,000 | 1,959 |
| Salaries and employee benefits | $4,337,000 | 1,689 |
| Premises and equipment expense | $812,000 | 2,266 |
| Additional noninterest expense | $2,197,000 | 2,259 |
| Pre-tax net operating income | $3,365,000 | 1,343 |
| Securities gains (losses) | $14,000 | 2,938 |
| Applicable income taxes | $914,000 | 1,162 |
| Income before extraordinary items | $2,465,000 | 1,541 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,465,000 | 1,541 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,465,000 | 1,541 |
| Net charge-offs | $267,000 | 3,375 |
| Cash dividends | $1,600,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,454,780 | 1,465 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,199,000 | 1,989 |
| Total interest expense | $1,237,000 | 2,488 |
| Net interest income | $5,962,000 | 1,856 |
| Provision for loan and lease losses | $450,000 | 2,433 |
| Total noninterest income | $1,430,000 | 1,531 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $908,000 | 808 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $522,000 | 2,036 |
| Total noninterest expense | $4,891,000 | 1,971 |
| Salaries and employee benefits | $2,868,000 | 1,711 |
| Premises and equipment expense | $536,000 | 2,309 |
| Additional noninterest expense | $1,487,000 | 2,254 |
| Pre-tax net operating income | $2,051,000 | 1,418 |
| Securities gains (losses) | $10,000 | 2,357 |
| Applicable income taxes | $557,000 | 1,231 |
| Income before extraordinary items | $1,504,000 | 1,614 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,504,000 | 1,614 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,504,000 | 1,614 |
| Net charge-offs | $419,000 | 2,318 |
| Cash dividends | $1,600,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,496,700 | 1,552 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,530,000 | 2,033 |
| Total interest expense | $651,000 | 2,474 |
| Net interest income | $2,879,000 | 1,916 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $685,000 | 1,597 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $433,000 | 832 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $252,000 | 2,137 |
| Total noninterest expense | $2,473,000 | 1,958 |
| Salaries and employee benefits | $1,432,000 | 1,721 |
| Premises and equipment expense | $269,000 | 2,331 |
| Additional noninterest expense | $772,000 | 2,175 |
| Pre-tax net operating income | $866,000 | 1,647 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $208,000 | 1,468 |
| Income before extraordinary items | $658,000 | 1,773 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $658,000 | 1,773 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $658,000 | 1,773 |
| Net charge-offs | $214,000 | 2,066 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $658,000 | 1,720 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,295,000 | 1,975 |
| Total interest expense | $2,817,000 | 2,738 |
| Net interest income | $12,478,000 | 1,775 |
| Provision for loan and lease losses | $800,000 | 3,403 |
| Total noninterest income | $2,812,000 | 1,625 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,033,000 | 745 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $779,000 | 2,533 |
| Total noninterest expense | $10,286,000 | 1,903 |
| Salaries and employee benefits | $5,945,000 | 1,633 |
| Premises and equipment expense | $1,078,000 | 2,320 |
| Additional noninterest expense | $3,263,000 | 2,135 |
| Pre-tax net operating income | $4,204,000 | 1,212 |
| Securities gains (losses) | $246,000 | 1,423 |
| Applicable income taxes | $1,235,000 | 1,041 |
| Income before extraordinary items | $3,215,000 | 1,325 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,215,000 | 1,326 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,215,000 | 1,327 |
| Net charge-offs | $1,196,000 | 2,444 |
| Cash dividends | $2,750,000 | 588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,037,880 | 1,341 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,488,000 | 2,017 |
| Total interest expense | $2,126,000 | 2,829 |
| Net interest income | $9,362,000 | 1,793 |
| Provision for loan and lease losses | $650,000 | 3,137 |
| Total noninterest income | $2,056,000 | 1,657 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,520,000 | 760 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $536,000 | 2,650 |
| Total noninterest expense | $7,670,000 | 1,903 |
| Salaries and employee benefits | $4,453,000 | 1,642 |
| Premises and equipment expense | $844,000 | 2,278 |
| Additional noninterest expense | $2,373,000 | 2,162 |
| Pre-tax net operating income | $3,098,000 | 1,285 |
| Securities gains (losses) | $246,000 | 1,215 |
| Applicable income taxes | $920,000 | 1,065 |
| Income before extraordinary items | $2,424,000 | 1,370 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,424,000 | 1,373 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,424,000 | 1,374 |
| Net charge-offs | $796,000 | 2,473 |
| Cash dividends | $1,500,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,246,880 | 1,424 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,598,000 | 2,056 |
| Total interest expense | $1,416,000 | 2,917 |
| Net interest income | $6,182,000 | 1,812 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $1,415,000 | 1,573 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,001,000 | 767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $414,000 | 2,369 |
| Total noninterest expense | $5,130,000 | 1,915 |
| Salaries and employee benefits | $2,983,000 | 1,655 |
| Premises and equipment expense | $557,000 | 2,318 |
| Additional noninterest expense | $1,590,000 | 2,149 |
| Pre-tax net operating income | $2,167,000 | 1,207 |
| Securities gains (losses) | $-45,000 | 7,428 |
| Applicable income taxes | $572,000 | 1,089 |
| Income before extraordinary items | $1,550,000 | 1,418 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,550,000 | 1,418 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,550,000 | 1,419 |
| Net charge-offs | $280,000 | 3,135 |
| Cash dividends | $1,500,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,582,850 | 1,341 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 2,107 |
| Total interest expense | $717,000 | 3,004 |
| Net interest income | $3,069,000 | 1,846 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $690,000 | 1,614 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $542,000 | 711 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $148,000 | 2,864 |
| Total noninterest expense | $2,511,000 | 1,969 |
| Salaries and employee benefits | $1,483,000 | 1,685 |
| Premises and equipment expense | $272,000 | 2,398 |
| Additional noninterest expense | $756,000 | 2,238 |
| Pre-tax net operating income | $1,098,000 | 1,188 |
| Securities gains (losses) | $-203,000 | 7,761 |
| Applicable income taxes | $232,000 | 1,286 |
| Income before extraordinary items | $663,000 | 1,643 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $663,000 | 1,644 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $663,000 | 1,645 |
| Net charge-offs | $123,000 | 2,927 |
| Cash dividends | $1,500,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $813,220 | 1,307 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,234,000 | 2,090 |
| Total interest expense | $3,835,000 | 2,832 |
| Net interest income | $12,399,000 | 1,794 |
| Provision for loan and lease losses | $480,000 | 4,597 |
| Total noninterest income | $3,002,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,171,000 | 788 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $831,000 | 2,397 |
| Total noninterest expense | $10,140,000 | 1,996 |
| Salaries and employee benefits | $6,039,000 | 1,645 |
| Premises and equipment expense | $1,080,000 | 2,423 |
| Additional noninterest expense | $3,021,000 | 2,326 |
| Pre-tax net operating income | $4,781,000 | 878 |
| Securities gains (losses) | $-277,000 | 7,478 |
| Applicable income taxes | $1,448,000 | 723 |
| Income before extraordinary items | $3,056,000 | 1,105 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,056,000 | 1,103 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,056,000 | 1,104 |
| Net charge-offs | $475,000 | 3,862 |
| Cash dividends | $2,550,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,244,360 | 1,036 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,217,000 | 2,116 |
| Total interest expense | $3,032,000 | 2,842 |
| Net interest income | $9,185,000 | 1,817 |
| Provision for loan and lease losses | $360,000 | 4,326 |
| Total noninterest income | $2,192,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,605,000 | 796 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $587,000 | 2,552 |
| Total noninterest expense | $7,624,000 | 1,976 |
| Salaries and employee benefits | $4,494,000 | 1,671 |
| Premises and equipment expense | $856,000 | 2,340 |
| Additional noninterest expense | $2,274,000 | 2,293 |
| Pre-tax net operating income | $3,393,000 | 979 |
| Securities gains (losses) | $-279,000 | 7,647 |
| Applicable income taxes | $993,000 | 852 |
| Income before extraordinary items | $2,121,000 | 1,260 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,121,000 | 1,259 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,121,000 | 1,260 |
| Net charge-offs | $343,000 | 3,530 |
| Cash dividends | $1,300,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,310,720 | 1,150 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,156,000 | 2,156 |
| Total interest expense | $2,112,000 | 2,833 |
| Net interest income | $6,044,000 | 1,834 |
| Provision for loan and lease losses | $240,000 | 4,070 |
| Total noninterest income | $1,402,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,040,000 | 808 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $362,000 | 2,697 |
| Total noninterest expense | $5,134,000 | 1,984 |
| Salaries and employee benefits | $3,016,000 | 1,697 |
| Premises and equipment expense | $562,000 | 2,385 |
| Additional noninterest expense | $1,556,000 | 2,262 |
| Pre-tax net operating income | $2,072,000 | 1,097 |
| Securities gains (losses) | $-290,000 | 7,839 |
| Applicable income taxes | $601,000 | 931 |
| Income before extraordinary items | $1,181,000 | 1,580 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,181,000 | 1,576 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,181,000 | 1,579 |
| Net charge-offs | $240,000 | 3,217 |
| Cash dividends | $1,300,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,372,400 | 1,339 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,112,000 | 2,159 |
| Total interest expense | $1,092,000 | 2,852 |
| Net interest income | $3,020,000 | 1,835 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $673,000 | 1,742 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $519,000 | 776 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $154,000 | 2,919 |
| Total noninterest expense | $2,505,000 | 1,984 |
| Salaries and employee benefits | $1,519,000 | 1,702 |
| Premises and equipment expense | $291,000 | 2,359 |
| Additional noninterest expense | $695,000 | 2,243 |
| Pre-tax net operating income | $1,068,000 | 1,205 |
| Securities gains (losses) | $19,000 | 1,701 |
| Applicable income taxes | $327,000 | 988 |
| Income before extraordinary items | $760,000 | 1,438 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $760,000 | 1,438 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $760,000 | 1,440 |
| Net charge-offs | $31,000 | 3,989 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $746,700 | 1,381 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,483,000 | 1,963 |
| Total interest expense | $6,482,000 | 2,349 |
| Net interest income | $13,001,000 | 1,707 |
| Provision for loan and lease losses | $480,000 | 3,870 |
| Total noninterest income | $3,020,000 | 1,561 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,218,000 | 794 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $802,000 | 2,448 |
| Total noninterest expense | $10,179,000 | 1,897 |
| Salaries and employee benefits | $6,166,000 | 1,659 |
| Premises and equipment expense | $1,077,000 | 2,455 |
| Additional noninterest expense | $2,936,000 | 2,043 |
| Pre-tax net operating income | $5,362,000 | 1,034 |
| Securities gains (losses) | $-1,804,000 | 7,863 |
| Applicable income taxes | $938,000 | 1,260 |
| Income before extraordinary items | $2,620,000 | 1,553 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,620,000 | 1,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $728,000 | 2,316 |
| Cash dividends | $3,050,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,954,960 | 1,127 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,026,000 | 1,949 |
| Total interest expense | $5,153,000 | 2,317 |
| Net interest income | $9,873,000 | 1,703 |
| Provision for loan and lease losses | $360,000 | 3,240 |
| Total noninterest income | $2,256,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,631,000 | 819 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $625,000 | 2,472 |
| Total noninterest expense | $7,658,000 | 1,880 |
| Salaries and employee benefits | $4,620,000 | 1,684 |
| Premises and equipment expense | $850,000 | 2,368 |
| Additional noninterest expense | $2,188,000 | 1,989 |
| Pre-tax net operating income | $4,111,000 | 1,220 |
| Securities gains (losses) | $-1,501,000 | 7,995 |
| Applicable income taxes | $809,000 | 1,362 |
| Income before extraordinary items | $1,801,000 | 1,953 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,801,000 | 1,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,713 |
| Cash dividends | $1,350,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,836,690 | 1,377 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,199,000 | 1,938 |
| Total interest expense | $3,645,000 | 2,290 |
| Net interest income | $6,554,000 | 1,708 |
| Provision for loan and lease losses | $240,000 | 2,857 |
| Total noninterest income | $1,464,000 | 1,683 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,052,000 | 823 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $412,000 | 2,546 |
| Total noninterest expense | $5,143,000 | 1,872 |
| Salaries and employee benefits | $3,094,000 | 1,687 |
| Premises and equipment expense | $564,000 | 2,381 |
| Additional noninterest expense | $1,485,000 | 1,941 |
| Pre-tax net operating income | $2,635,000 | 1,315 |
| Securities gains (losses) | $138,000 | 784 |
| Applicable income taxes | $869,000 | 1,052 |
| Income before extraordinary items | $1,904,000 | 1,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,904,000 | 1,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,994 |
| Cash dividends | $1,350,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,808,780 | 1,484 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,273,000 | 1,930 |
| Total interest expense | $1,956,000 | 2,280 |
| Net interest income | $3,317,000 | 1,678 |
| Provision for loan and lease losses | $120,000 | 2,457 |
| Total noninterest income | $710,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $536,000 | 798 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $174,000 | 2,782 |
| Total noninterest expense | $2,552,000 | 1,873 |
| Salaries and employee benefits | $1,556,000 | 1,689 |
| Premises and equipment expense | $275,000 | 2,454 |
| Additional noninterest expense | $721,000 | 1,951 |
| Pre-tax net operating income | $1,355,000 | 1,387 |
| Securities gains (losses) | $117,000 | 638 |
| Applicable income taxes | $486,000 | 1,036 |
| Income before extraordinary items | $986,000 | 1,517 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $986,000 | 1,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,679 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $907,610 | 1,582 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,914,000 | 1,844 |
| Total interest expense | $8,796,000 | 2,147 |
| Net interest income | $14,118,000 | 1,598 |
| Provision for loan and lease losses | $582,000 | 2,104 |
| Total noninterest income | $2,935,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,132,000 | 834 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $803,000 | 2,553 |
| Total noninterest expense | $10,512,000 | 1,766 |
| Salaries and employee benefits | $6,172,000 | 1,629 |
| Premises and equipment expense | $1,224,000 | 2,128 |
| Additional noninterest expense | $3,116,000 | 1,778 |
| Pre-tax net operating income | $5,959,000 | 1,403 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,844,000 | 1,203 |
| Income before extraordinary items | $4,115,000 | 1,543 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,115,000 | 1,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,712 |
| Cash dividends | $3,000,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,115,000 | 1,529 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,316,000 | 1,840 |
| Total interest expense | $6,619,000 | 2,136 |
| Net interest income | $10,697,000 | 1,596 |
| Provision for loan and lease losses | $422,000 | 1,789 |
| Total noninterest income | $2,157,000 | 1,701 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,588,000 | 826 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $569,000 | 2,641 |
| Total noninterest expense | $7,897,000 | 1,743 |
| Salaries and employee benefits | $4,575,000 | 1,650 |
| Premises and equipment expense | $964,000 | 2,011 |
| Additional noninterest expense | $2,358,000 | 1,718 |
| Pre-tax net operating income | $4,535,000 | 1,490 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,353,000 | 1,323 |
| Income before extraordinary items | $3,182,000 | 1,586 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,182,000 | 1,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,293 |
| Cash dividends | $1,556,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,182,000 | 1,575 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,476,000 | 1,870 |
| Total interest expense | $4,367,000 | 2,165 |
| Net interest income | $7,109,000 | 1,623 |
| Provision for loan and lease losses | $219,000 | 2,029 |
| Total noninterest income | $1,390,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,027,000 | 867 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $363,000 | 2,711 |
| Total noninterest expense | $5,313,000 | 1,739 |
| Salaries and employee benefits | $3,067,000 | 1,671 |
| Premises and equipment expense | $635,000 | 2,042 |
| Additional noninterest expense | $1,611,000 | 1,689 |
| Pre-tax net operating income | $2,967,000 | 1,559 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $853,000 | 1,432 |
| Income before extraordinary items | $2,114,000 | 1,638 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,114,000 | 1,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,096 |
| Cash dividends | $600,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,114,000 | 1,623 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 1,887 |
| Total interest expense | $2,174,000 | 2,163 |
| Net interest income | $3,498,000 | 1,643 |
| Provision for loan and lease losses | $82,000 | 2,327 |
| Total noninterest income | $684,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $498,000 | 866 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $186,000 | 2,657 |
| Total noninterest expense | $2,647,000 | 1,754 |
| Salaries and employee benefits | $1,534,000 | 1,697 |
| Premises and equipment expense | $314,000 | 2,072 |
| Additional noninterest expense | $799,000 | 1,684 |
| Pre-tax net operating income | $1,453,000 | 1,578 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $395,000 | 1,539 |
| Income before extraordinary items | $1,058,000 | 1,629 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,058,000 | 1,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,735 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,058,000 | 1,616 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,924,000 | 2,087 |
| Total interest expense | $6,659,000 | 2,373 |
| Net interest income | $12,265,000 | 1,891 |
| Provision for loan and lease losses | $552,000 | 1,742 |
| Total noninterest income | $2,442,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,089,000 | 845 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $353,000 | 3,983 |
| Total noninterest expense | $8,747,000 | 2,015 |
| Salaries and employee benefits | $4,995,000 | 1,940 |
| Premises and equipment expense | $1,129,000 | 2,196 |
| Additional noninterest expense | $2,623,000 | 2,025 |
| Pre-tax net operating income | $5,408,000 | 1,762 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,401,000 | 1,770 |
| Income before extraordinary items | $4,007,000 | 1,781 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,007,000 | 1,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,188 |
| Cash dividends | $6,050,000 | 595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,007,000 | 1,765 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,396,000 | 2,957 |
| Total interest expense | $3,193,000 | 3,329 |
| Net interest income | $6,203,000 | 2,713 |
| Provision for loan and lease losses | $134,000 | 3,681 |
| Total noninterest income | $1,346,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,170,000 | 1,143 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $176,000 | 4,806 |
| Total noninterest expense | $4,539,000 | 2,848 |
| Salaries and employee benefits | $2,697,000 | 2,681 |
| Premises and equipment expense | $575,000 | 3,108 |
| Additional noninterest expense | $1,267,000 | 2,980 |
| Pre-tax net operating income | $2,876,000 | 2,405 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $878,000 | 2,061 |
| Income before extraordinary items | $1,998,000 | 2,566 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,998,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,462 |
| Cash dividends | $5,050,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,998,000 | 2,553 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,117,000 | 2,973 |
| Total interest expense | $2,001,000 | 3,376 |
| Net interest income | $4,116,000 | 2,727 |
| Provision for loan and lease losses | $93,000 | 3,433 |
| Total noninterest income | $891,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $780,000 | 1,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 4,908 |
| Total noninterest expense | $3,022,000 | 2,863 |
| Salaries and employee benefits | $1,794,000 | 2,691 |
| Premises and equipment expense | $373,000 | 3,164 |
| Additional noninterest expense | $855,000 | 2,949 |
| Pre-tax net operating income | $1,892,000 | 2,414 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $566,000 | 2,134 |
| Income before extraordinary items | $1,326,000 | 2,579 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,326,000 | 2,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,216 |
| Cash dividends | $4,850,000 | 391 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,326,000 | 2,561 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,940,000 | 3,025 |
| Total interest expense | $935,000 | 3,432 |
| Net interest income | $2,005,000 | 2,778 |
| Provision for loan and lease losses | $61,000 | 2,778 |
| Total noninterest income | $428,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $377,000 | 1,149 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $51,000 | 5,080 |
| Total noninterest expense | $1,483,000 | 2,901 |
| Salaries and employee benefits | $881,000 | 2,734 |
| Premises and equipment expense | $187,000 | 3,172 |
| Additional noninterest expense | $415,000 | 3,014 |
| Pre-tax net operating income | $889,000 | 2,489 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $230,000 | 2,404 |
| Income before extraordinary items | $659,000 | 2,558 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $659,000 | 2,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,533 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $659,000 | 2,537 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,472,000 | 3,035 |
| Total interest expense | $2,597,000 | 3,718 |
| Net interest income | $7,875,000 | 2,745 |
| Provision for loan and lease losses | $255,000 | 3,113 |
| Total noninterest income | $1,832,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,564,000 | 1,137 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $268,000 | 4,584 |
| Total noninterest expense | $5,796,000 | 2,833 |
| Salaries and employee benefits | $3,473,000 | 2,615 |
| Premises and equipment expense | $794,000 | 2,919 |
| Additional noninterest expense | $1,529,000 | 3,183 |
| Pre-tax net operating income | $3,656,000 | 2,371 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,175,000 | 2,041 |
| Income before extraordinary items | $2,481,000 | 2,616 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,481,000 | 2,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,327 |
| Cash dividends | $1,080,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,481,000 | 2,593 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,653,000 | 3,053 |
| Total interest expense | $1,807,000 | 3,785 |
| Net interest income | $5,846,000 | 2,754 |
| Provision for loan and lease losses | $195,000 | 3,005 |
| Total noninterest income | $1,353,000 | 2,380 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,146,000 | 1,156 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $207,000 | 4,538 |
| Total noninterest expense | $4,238,000 | 2,866 |
| Salaries and employee benefits | $2,589,000 | 2,578 |
| Premises and equipment expense | $514,000 | 3,288 |
| Additional noninterest expense | $1,135,000 | 3,165 |
| Pre-tax net operating income | $2,766,000 | 2,371 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $875,000 | 2,071 |
| Income before extraordinary items | $1,891,000 | 2,585 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,891,000 | 2,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,017 |
| Cash dividends | $540,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,891,000 | 2,561 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,000,000 | 3,030 |
| Total interest expense | $1,132,000 | 3,785 |
| Net interest income | $3,868,000 | 2,744 |
| Provision for loan and lease losses | $148,000 | 2,732 |
| Total noninterest income | $874,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $739,000 | 1,159 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $135,000 | 4,544 |
| Total noninterest expense | $2,795,000 | 2,888 |
| Salaries and employee benefits | $1,715,000 | 2,588 |
| Premises and equipment expense | $336,000 | 3,297 |
| Additional noninterest expense | $744,000 | 3,200 |
| Pre-tax net operating income | $1,799,000 | 2,375 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $565,000 | 2,092 |
| Income before extraordinary items | $1,234,000 | 2,586 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,234,000 | 2,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,726 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,234,000 | 2,549 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,445,000 | 3,047 |
| Total interest expense | $530,000 | 3,864 |
| Net interest income | $1,915,000 | 2,755 |
| Provision for loan and lease losses | $87,000 | 2,311 |
| Total noninterest income | $400,000 | 2,490 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $346,000 | 1,187 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 5,007 |
| Total noninterest expense | $1,378,000 | 2,925 |
| Salaries and employee benefits | $848,000 | 2,634 |
| Premises and equipment expense | $164,000 | 3,396 |
| Additional noninterest expense | $366,000 | 3,246 |
| Pre-tax net operating income | $850,000 | 2,447 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $230,000 | 2,377 |
| Income before extraordinary items | $620,000 | 2,547 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $620,000 | 2,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,389 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $620,000 | 2,507 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,323,000 | 3,012 |
| Total interest expense | $1,817,000 | 3,944 |
| Net interest income | $7,506,000 | 2,694 |
| Provision for loan and lease losses | $389,000 | 2,428 |
| Total noninterest income | $1,646,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,422,000 | 1,252 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $224,000 | 4,865 |
| Total noninterest expense | $5,420,000 | 2,900 |
| Salaries and employee benefits | $3,252,000 | 2,645 |
| Premises and equipment expense | $697,000 | 3,141 |
| Additional noninterest expense | $1,471,000 | 3,177 |
| Pre-tax net operating income | $3,343,000 | 2,358 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $983,000 | 2,183 |
| Income before extraordinary items | $2,360,000 | 2,540 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,360,000 | 2,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,998 |
| Cash dividends | $3,195,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,360,000 | 2,494 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,942,000 | 2,994 |
| Total interest expense | $1,342,000 | 3,941 |
| Net interest income | $5,600,000 | 2,683 |
| Provision for loan and lease losses | $296,000 | 2,300 |
| Total noninterest income | $1,132,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,029,000 | 1,301 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $103,000 | 5,858 |
| Total noninterest expense | $3,925,000 | 2,958 |
| Salaries and employee benefits | $2,404,000 | 2,656 |
| Premises and equipment expense | $437,000 | 3,627 |
| Additional noninterest expense | $1,084,000 | 3,191 |
| Pre-tax net operating income | $2,511,000 | 2,381 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $700,000 | 2,312 |
| Income before extraordinary items | $1,811,000 | 2,552 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,811,000 | 2,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 1,734 |
| Cash dividends | $495,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,811,000 | 2,475 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,586,000 | 3,011 |
| Total interest expense | $891,000 | 3,959 |
| Net interest income | $3,695,000 | 2,691 |
| Provision for loan and lease losses | $230,000 | 1,975 |
| Total noninterest income | $758,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $665,000 | 1,330 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 5,304 |
| Total noninterest expense | $2,563,000 | 3,014 |
| Salaries and employee benefits | $1,577,000 | 2,706 |
| Premises and equipment expense | $278,000 | 3,769 |
| Additional noninterest expense | $708,000 | 3,273 |
| Pre-tax net operating income | $1,660,000 | 2,377 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $476,000 | 2,279 |
| Income before extraordinary items | $1,184,000 | 2,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,184,000 | 2,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 1,463 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,184,000 | 2,492 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 3,019 |
| Total interest expense | $450,000 | 3,978 |
| Net interest income | $1,846,000 | 2,682 |
| Provision for loan and lease losses | $118,000 | 1,889 |
| Total noninterest income | $375,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $317,000 | 1,353 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $58,000 | 4,809 |
| Total noninterest expense | $1,269,000 | 3,055 |
| Salaries and employee benefits | $777,000 | 2,763 |
| Premises and equipment expense | $135,000 | 3,876 |
| Additional noninterest expense | $357,000 | 3,235 |
| Pre-tax net operating income | $834,000 | 2,347 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $231,000 | 2,321 |
| Income before extraordinary items | $603,000 | 2,478 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $603,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,351 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $603,000 | 2,405 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,737,000 | 2,905 |
| Total interest expense | $2,258,000 | 3,621 |
| Net interest income | $7,479,000 | 2,580 |
| Provision for loan and lease losses | $337,000 | 2,923 |
| Total noninterest income | $1,612,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,311,000 | 1,319 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $301,000 | 4,499 |
| Total noninterest expense | $5,076,000 | 3,012 |
| Salaries and employee benefits | $3,030,000 | 2,741 |
| Premises and equipment expense | $624,000 | 3,413 |
| Additional noninterest expense | $1,422,000 | 3,239 |
| Pre-tax net operating income | $3,678,000 | 2,120 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,094,000 | 2,058 |
| Income before extraordinary items | $2,584,000 | 2,305 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,584,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,527 |
| Cash dividends | $990,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,584,000 | 2,205 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,388,000 | 2,906 |
| Total interest expense | $1,755,000 | 3,634 |
| Net interest income | $5,633,000 | 2,582 |
| Provision for loan and lease losses | $238,000 | 2,964 |
| Total noninterest income | $1,227,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $992,000 | 1,317 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $235,000 | 4,496 |
| Total noninterest expense | $3,769,000 | 3,035 |
| Salaries and employee benefits | $2,260,000 | 2,760 |
| Premises and equipment expense | $421,000 | 3,709 |
| Additional noninterest expense | $1,088,000 | 3,161 |
| Pre-tax net operating income | $2,853,000 | 2,126 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $835,000 | 2,142 |
| Income before extraordinary items | $2,018,000 | 2,309 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,018,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,409 |
| Cash dividends | $495,000 | 2,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,018,000 | 2,201 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,962,000 | 2,917 |
| Total interest expense | $1,211,000 | 3,636 |
| Net interest income | $3,751,000 | 2,585 |
| Provision for loan and lease losses | $159,000 | 2,920 |
| Total noninterest income | $822,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $659,000 | 1,300 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $163,000 | 4,419 |
| Total noninterest expense | $2,484,000 | 3,064 |
| Salaries and employee benefits | $1,493,000 | 2,792 |
| Premises and equipment expense | $268,000 | 3,827 |
| Additional noninterest expense | $723,000 | 3,140 |
| Pre-tax net operating income | $1,930,000 | 2,102 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $550,000 | 2,183 |
| Income before extraordinary items | $1,380,000 | 2,268 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,380,000 | 2,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,312 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,380,000 | 2,145 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 2,932 |
| Total interest expense | $615,000 | 3,672 |
| Net interest income | $1,871,000 | 2,584 |
| Provision for loan and lease losses | $101,000 | 2,348 |
| Total noninterest income | $389,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $321,000 | 1,308 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 4,672 |
| Total noninterest expense | $1,228,000 | 3,079 |
| Salaries and employee benefits | $732,000 | 2,845 |
| Premises and equipment expense | $131,000 | 3,907 |
| Additional noninterest expense | $365,000 | 3,081 |
| Pre-tax net operating income | $931,000 | 2,173 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $250,000 | 2,320 |
| Income before extraordinary items | $681,000 | 2,243 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $681,000 | 2,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 1,724 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $681,000 | 2,125 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,412,000 | 2,914 |
| Total interest expense | $3,207,000 | 3,340 |
| Net interest income | $7,205,000 | 2,649 |
| Provision for loan and lease losses | $245,000 | 3,904 |
| Total noninterest income | $1,309,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,009,000 | 1,603 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $300,000 | 4,260 |
| Total noninterest expense | $4,892,000 | 2,987 |
| Salaries and employee benefits | $2,899,000 | 2,714 |
| Premises and equipment expense | $619,000 | 3,324 |
| Additional noninterest expense | $1,374,000 | 3,195 |
| Pre-tax net operating income | $3,377,000 | 2,271 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $929,000 | 2,334 |
| Income before extraordinary items | $2,448,000 | 2,395 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,448,000 | 2,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,452 |
| Cash dividends | $1,045,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,448,000 | 2,315 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,432,000 | 2,968 |
| Total interest expense | $5,356,000 | 2,969 |
| Net interest income | $6,076,000 | 2,918 |
| Provision for loan and lease losses | $261,000 | 3,512 |
| Total noninterest income | $1,224,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $944,000 | 1,580 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $280,000 | 4,261 |
| Total noninterest expense | $4,551,000 | 3,061 |
| Salaries and employee benefits | $2,699,000 | 2,760 |
| Premises and equipment expense | $553,000 | 3,592 |
| Additional noninterest expense | $1,299,000 | 3,257 |
| Pre-tax net operating income | $2,488,000 | 2,674 |
| Securities gains (losses) | $104,000 | 1,712 |
| Applicable income taxes | $671,000 | 2,756 |
| Income before extraordinary items | $1,921,000 | 2,626 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,921,000 | 2,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 3,073 |
| Cash dividends | $900,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,844,040 | 2,629 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,387,000 | 3,027 |
| Total interest expense | $5,120,000 | 3,248 |
| Net interest income | $6,267,000 | 2,826 |
| Provision for loan and lease losses | $188,000 | 3,880 |
| Total noninterest income | $1,081,000 | 2,975 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $848,000 | 1,633 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $233,000 | 4,442 |
| Total noninterest expense | $4,069,000 | 3,288 |
| Salaries and employee benefits | $2,405,000 | 2,939 |
| Premises and equipment expense | $514,000 | 3,710 |
| Additional noninterest expense | $1,150,000 | 3,577 |
| Pre-tax net operating income | $3,091,000 | 2,334 |
| Securities gains (losses) | $-58,000 | 9,252 |
| Applicable income taxes | $807,000 | 2,507 |
| Income before extraordinary items | $2,226,000 | 2,310 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,226,000 | 2,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,160 |
| Cash dividends | $915,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,268,340 | 2,282 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,524,000 | 3,067 |
| Total interest expense | $4,977,000 | 2,929 |
| Net interest income | $5,547,000 | 3,129 |
| Provision for loan and lease losses | $159,000 | 4,140 |
| Total noninterest income | $1,046,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $805,000 | 1,649 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $241,000 | 4,521 |
| Total noninterest expense | $3,659,000 | 3,577 |
| Salaries and employee benefits | $2,086,000 | 3,307 |
| Premises and equipment expense | $510,000 | 3,708 |
| Additional noninterest expense | $1,063,000 | 3,817 |
| Pre-tax net operating income | $2,775,000 | 2,566 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $752,000 | 2,773 |
| Income before extraordinary items | $2,023,000 | 2,570 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,023,000 | 2,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,601 |
| Cash dividends | $825,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,023,000 | 2,532 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,106,000 | 3,205 |
| Total interest expense | $4,762,000 | 3,139 |
| Net interest income | $5,344,000 | 3,212 |
| Provision for loan and lease losses | $173,000 | 3,879 |
| Total noninterest income | $885,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $664,000 | 1,917 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $221,000 | 4,708 |
| Total noninterest expense | $3,461,000 | 3,651 |
| Salaries and employee benefits | $1,960,000 | 3,409 |
| Premises and equipment expense | $490,000 | 3,763 |
| Additional noninterest expense | $1,011,000 | 3,921 |
| Pre-tax net operating income | $2,595,000 | 2,687 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $709,000 | 2,995 |
| Income before extraordinary items | $1,888,000 | 2,692 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,888,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,412 |
| Cash dividends | $810,000 | 2,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,886,540 | 2,616 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,376,000 | 3,449 |
| Total interest expense | $4,384,000 | 3,373 |
| Net interest income | $4,992,000 | 3,497 |
| Provision for loan and lease losses | $140,000 | 4,290 |
| Total noninterest income | $838,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $673,000 | 1,942 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $165,000 | 5,444 |
| Total noninterest expense | $3,176,000 | 3,917 |
| Salaries and employee benefits | $1,808,000 | 3,624 |
| Premises and equipment expense | $417,000 | 4,309 |
| Additional noninterest expense | $951,000 | 4,091 |
| Pre-tax net operating income | $2,514,000 | 2,902 |
| Securities gains (losses) | $-26,000 | 10,459 |
| Applicable income taxes | $768,000 | 3,020 |
| Income before extraordinary items | $1,720,000 | 2,959 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,720,000 | 2,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,246 |
| Cash dividends | $780,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,737,940 | 2,880 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,660,000 | 3,738 |
| Total interest expense | $4,205,000 | 3,543 |
| Net interest income | $4,455,000 | 3,920 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $798,000 | 3,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $645,000 | 2,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,917 |
| Total noninterest expense | $2,867,000 | 4,451 |
| Salaries and employee benefits | $1,662,000 | 3,929 |
| Premises and equipment expense | $365,000 | 4,881 |
| Additional noninterest expense | $840,000 | 5,013 |
| Pre-tax net operating income | $2,276,000 | 3,062 |
| Securities gains (losses) | $27,000 | 1,767 |
| Applicable income taxes | $725,000 | 3,100 |
| Income before extraordinary items | $1,578,000 | 3,039 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,578,000 | 3,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,737 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,559,370 | 3,045 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,921,000 | 4,047 |
| Total interest expense | $3,686,000 | 3,966 |
| Net interest income | $4,235,000 | 4,117 |
| Provision for loan and lease losses | $113,000 | 4,343 |
| Total noninterest income | $768,000 | 3,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $643,000 | 2,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,525 |
| Total noninterest expense | $2,838,000 | 4,481 |
| Salaries and employee benefits | $1,543,000 | 4,189 |
| Premises and equipment expense | $329,000 | 5,259 |
| Additional noninterest expense | $966,000 | 4,490 |
| Pre-tax net operating income | $2,052,000 | 3,408 |
| Securities gains (losses) | $-41,000 | 11,061 |
| Applicable income taxes | $600,000 | 3,659 |
| Income before extraordinary items | $1,411,000 | 3,430 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,411,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $525,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,439,700 | 3,339 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,226,000 | 4,706 |
| Total interest expense | $2,548,000 | 4,569 |
| Net interest income | $3,678,000 | 4,722 |
| Provision for loan and lease losses | $99,000 | 4,618 |
| Total noninterest income | $665,000 | 4,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $596,000 | 2,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $2,541,000 | 5,091 |
| Salaries and employee benefits | $1,383,000 | 4,623 |
| Premises and equipment expense | $261,000 | 6,340 |
| Additional noninterest expense | $897,000 | 5,178 |
| Pre-tax net operating income | $1,703,000 | 3,956 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $497,000 | 4,070 |
| Income before extraordinary items | $1,206,000 | 3,840 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,206,000 | 3,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,160 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,206,000 | 3,870 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,534,000 | 5,307 |
| Total interest expense | $2,358,000 | 5,051 |
| Net interest income | $3,176,000 | 5,399 |
| Provision for loan and lease losses | $115,000 | 5,422 |
| Total noninterest income | $661,000 | 4,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $576,000 | 2,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,419 |
| Total noninterest expense | $2,331,000 | 5,592 |
| Salaries and employee benefits | $1,277,000 | 4,960 |
| Premises and equipment expense | $229,000 | 7,114 |
| Additional noninterest expense | $825,000 | 5,778 |
| Pre-tax net operating income | $1,391,000 | 4,619 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $388,000 | 5,118 |
| Income before extraordinary items | $1,003,000 | 4,694 |
| Extraordinary gains, net | $98,000 | 1,595 |
| Net income | $1,101,000 | 4,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 5,491 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,003,000 | 4,453 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,440,000 | 5,959 |
| Total interest expense | $2,722,000 | 5,604 |
| Net interest income | $2,718,000 | 6,182 |
| Provision for loan and lease losses | $184,000 | 5,448 |
| Total noninterest income | $651,000 | 4,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $569,000 | 2,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $2,056,000 | 6,231 |
| Salaries and employee benefits | $1,050,000 | 5,779 |
| Premises and equipment expense | $228,000 | 7,203 |
| Additional noninterest expense | $778,000 | 6,226 |
| Pre-tax net operating income | $1,129,000 | 5,160 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $233,000 | 6,949 |
| Income before extraordinary items | $896,000 | 4,947 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $896,000 | 5,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 6,342 |
| Cash dividends | $280,000 | 4,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $896,000 | 4,635 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.