Home > South Georgia Bank > Income and Expense
South Georgia Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,477,000 | 2,650 |
| Total interest expense | $1,861,000 | 3,121 |
| Net interest income | $9,616,000 | 2,437 |
| Provision for loan and lease losses | $120,000 | 2,323 |
| Total noninterest income | $1,311,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $617,000 | 1,443 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $694,000 | 2,651 |
| Total noninterest expense | $6,282,000 | 2,711 |
| Salaries and employee benefits | $3,652,000 | 2,660 |
| Premises and equipment expense | $413,000 | 3,206 |
| Additional noninterest expense | $694,000 | 2,651 |
| Pre-tax net operating income | $4,525,000 | 2,034 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $246,000 | 2,344 |
| Income before extraordinary items | $4,279,000 | 1,919 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,279,000 | 1,942 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,279,000 | 1,922 |
| Net charge-offs | $-38,000 | 4,136 |
| Cash dividends | $3,000,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,279,000 | 1,945 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,487,000 | 2,649 |
| Total interest expense | $1,205,000 | 3,167 |
| Net interest income | $7,282,000 | 2,444 |
| Provision for loan and lease losses | $90,000 | 2,173 |
| Total noninterest income | $960,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $280,000 | 1,973 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $680,000 | 2,359 |
| Total noninterest expense | $4,759,000 | 2,690 |
| Salaries and employee benefits | $2,743,000 | 2,650 |
| Premises and equipment expense | $306,000 | 3,240 |
| Additional noninterest expense | $680,000 | 2,358 |
| Pre-tax net operating income | $3,393,000 | 2,086 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $174,000 | 2,424 |
| Income before extraordinary items | $3,219,000 | 1,972 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,219,000 | 1,991 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,219,000 | 1,972 |
| Net charge-offs | $-38,000 | 4,162 |
| Cash dividends | $2,250,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,219,000 | 1,995 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,614,000 | 2,638 |
| Total interest expense | $664,000 | 3,223 |
| Net interest income | $4,950,000 | 2,434 |
| Provision for loan and lease losses | $60,000 | 2,092 |
| Total noninterest income | $632,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $186,000 | 1,970 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $446,000 | 2,319 |
| Total noninterest expense | $3,262,000 | 2,638 |
| Salaries and employee benefits | $1,888,000 | 2,604 |
| Premises and equipment expense | $205,000 | 3,234 |
| Additional noninterest expense | $446,000 | 2,315 |
| Pre-tax net operating income | $2,260,000 | 2,092 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $124,000 | 2,437 |
| Income before extraordinary items | $2,136,000 | 1,981 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,136,000 | 2,005 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,136,000 | 1,981 |
| Net charge-offs | $-38,000 | 4,258 |
| Cash dividends | $1,500,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,136,000 | 1,987 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 2,628 |
| Total interest expense | $269,000 | 3,280 |
| Net interest income | $2,509,000 | 2,425 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $302,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $120,000 | 1,694 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $182,000 | 2,543 |
| Total noninterest expense | $1,641,000 | 2,652 |
| Salaries and employee benefits | $875,000 | 2,750 |
| Premises and equipment expense | $103,000 | 3,274 |
| Additional noninterest expense | $182,000 | 2,543 |
| Pre-tax net operating income | $1,140,000 | 2,145 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $74,000 | 2,364 |
| Income before extraordinary items | $1,066,000 | 2,022 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,066,000 | 2,021 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,066,000 | 2,022 |
| Net charge-offs | $-40,000 | 4,393 |
| Cash dividends | $750,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,066,000 | 2,040 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,168,000 | 2,652 |
| Total interest expense | $596,000 | 3,045 |
| Net interest income | $8,572,000 | 2,578 |
| Provision for loan and lease losses | $70,000 | 2,400 |
| Total noninterest income | $1,047,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $503,000 | 1,674 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $544,000 | 2,972 |
| Total noninterest expense | $5,446,000 | 2,906 |
| Salaries and employee benefits | $2,965,000 | 2,960 |
| Premises and equipment expense | $394,000 | 3,322 |
| Additional noninterest expense | $544,000 | 2,972 |
| Pre-tax net operating income | $4,103,000 | 2,278 |
| Securities gains (losses) | $-6,000 | 3,342 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $4,097,000 | 2,074 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,097,000 | 2,073 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,097,000 | 2,073 |
| Net charge-offs | $-22,000 | 3,863 |
| Cash dividends | $2,800,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,103,000 | 2,101 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,552,000 | 2,678 |
| Total interest expense | $411,000 | 2,912 |
| Net interest income | $6,141,000 | 2,622 |
| Provision for loan and lease losses | $40,000 | 2,362 |
| Total noninterest income | $796,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $399,000 | 1,630 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $397,000 | 3,029 |
| Total noninterest expense | $3,873,000 | 2,969 |
| Salaries and employee benefits | $2,211,000 | 2,958 |
| Premises and equipment expense | $285,000 | 3,384 |
| Additional noninterest expense | $397,000 | 3,029 |
| Pre-tax net operating income | $3,024,000 | 2,274 |
| Securities gains (losses) | $-6,000 | 3,686 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $3,018,000 | 2,083 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,018,000 | 2,082 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,018,000 | 2,082 |
| Net charge-offs | $-22,000 | 3,836 |
| Cash dividends | $2,100,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,024,000 | 2,106 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,208,000 | 2,689 |
| Total interest expense | $272,000 | 2,790 |
| Net interest income | $3,936,000 | 2,650 |
| Provision for loan and lease losses | $20,000 | 2,253 |
| Total noninterest income | $513,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $249,000 | 1,698 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $264,000 | 3,054 |
| Total noninterest expense | $2,461,000 | 3,039 |
| Salaries and employee benefits | $1,455,000 | 2,975 |
| Premises and equipment expense | $176,000 | 3,484 |
| Additional noninterest expense | $830,000 | 2,921 |
| Pre-tax net operating income | $1,968,000 | 2,214 |
| Securities gains (losses) | $-6,000 | 3,865 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,962,000 | 2,019 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,962,000 | 2,019 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,962,000 | 2,019 |
| Net charge-offs | $-20,000 | 3,883 |
| Cash dividends | $1,400,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,968,000 | 2,054 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 2,670 |
| Total interest expense | $135,000 | 2,775 |
| Net interest income | $1,931,000 | 2,633 |
| Provision for loan and lease losses | $10,000 | 1,994 |
| Total noninterest income | $253,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $131,000 | 1,630 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $122,000 | 3,086 |
| Total noninterest expense | $1,194,000 | 3,087 |
| Salaries and employee benefits | $713,000 | 3,006 |
| Premises and equipment expense | $90,000 | 3,480 |
| Additional noninterest expense | $391,000 | 3,009 |
| Pre-tax net operating income | $980,000 | 2,112 |
| Securities gains (losses) | $-6,000 | 4,184 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $974,000 | 1,949 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $974,000 | 1,948 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $974,000 | 1,949 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $700,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $980,000 | 1,961 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,363,000 | 2,743 |
| Total interest expense | $662,000 | 2,776 |
| Net interest income | $7,701,000 | 2,704 |
| Provision for loan and lease losses | $175,000 | 1,845 |
| Total noninterest income | $1,073,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $549,000 | 1,511 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $524,000 | 3,225 |
| Total noninterest expense | $4,839,000 | 3,071 |
| Salaries and employee benefits | $2,974,000 | 2,947 |
| Premises and equipment expense | $393,000 | 3,381 |
| Additional noninterest expense | $1,472,000 | 3,122 |
| Pre-tax net operating income | $3,760,000 | 2,406 |
| Securities gains (losses) | $-22,000 | 4,444 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $3,738,000 | 2,263 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,738,000 | 2,264 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,738,000 | 2,264 |
| Net charge-offs | $280,000 | 867 |
| Cash dividends | $2,600,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,760,000 | 2,224 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,262,000 | 2,798 |
| Total interest expense | $521,000 | 2,810 |
| Net interest income | $5,741,000 | 2,760 |
| Provision for loan and lease losses | $155,000 | 1,645 |
| Total noninterest income | $803,000 | 2,943 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $407,000 | 1,502 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $396,000 | 3,265 |
| Total noninterest expense | $3,559,000 | 3,121 |
| Salaries and employee benefits | $2,175,000 | 2,992 |
| Premises and equipment expense | $303,000 | 3,381 |
| Additional noninterest expense | $1,081,000 | 3,186 |
| Pre-tax net operating income | $2,830,000 | 2,503 |
| Securities gains (losses) | $-22,000 | 4,650 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $2,808,000 | 2,351 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,808,000 | 2,350 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,808,000 | 2,351 |
| Net charge-offs | $279,000 | 671 |
| Cash dividends | $1,800,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,830,000 | 2,314 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 2,815 |
| Total interest expense | $369,000 | 2,793 |
| Net interest income | $3,788,000 | 2,778 |
| Provision for loan and lease losses | $110,000 | 1,621 |
| Total noninterest income | $546,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $261,000 | 1,500 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $285,000 | 3,180 |
| Total noninterest expense | $2,323,000 | 3,148 |
| Salaries and employee benefits | $1,433,000 | 3,016 |
| Premises and equipment expense | $205,000 | 3,357 |
| Additional noninterest expense | $685,000 | 3,247 |
| Pre-tax net operating income | $1,901,000 | 2,468 |
| Securities gains (losses) | $-22,000 | 4,724 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,879,000 | 2,312 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,879,000 | 2,311 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,879,000 | 2,312 |
| Net charge-offs | $278,000 | 530 |
| Cash dividends | $1,200,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,901,000 | 2,265 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 2,858 |
| Total interest expense | $199,000 | 2,767 |
| Net interest income | $1,813,000 | 2,825 |
| Provision for loan and lease losses | $12,000 | 2,452 |
| Total noninterest income | $284,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $134,000 | 1,460 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $150,000 | 3,117 |
| Total noninterest expense | $1,149,000 | 3,155 |
| Salaries and employee benefits | $708,000 | 3,019 |
| Premises and equipment expense | $103,000 | 3,362 |
| Additional noninterest expense | $338,000 | 3,235 |
| Pre-tax net operating income | $936,000 | 2,459 |
| Securities gains (losses) | $-20,000 | 4,733 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $916,000 | 2,339 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $916,000 | 2,337 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $916,000 | 2,339 |
| Net charge-offs | $-20,000 | 4,337 |
| Cash dividends | $600,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $936,000 | 2,257 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,477,000 | 2,779 |
| Total interest expense | $1,211,000 | 2,665 |
| Net interest income | $7,266,000 | 2,765 |
| Provision for loan and lease losses | $20,000 | 4,119 |
| Total noninterest income | $946,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $610,000 | 1,400 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $336,000 | 3,531 |
| Total noninterest expense | $4,642,000 | 3,131 |
| Salaries and employee benefits | $2,890,000 | 3,004 |
| Premises and equipment expense | $416,000 | 3,331 |
| Additional noninterest expense | $1,336,000 | 3,229 |
| Pre-tax net operating income | $3,550,000 | 2,205 |
| Securities gains (losses) | $53,000 | 1,700 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $3,603,000 | 2,049 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,603,000 | 2,049 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,603,000 | 2,049 |
| Net charge-offs | $-124,000 | 4,794 |
| Cash dividends | $2,800,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,550,000 | 2,016 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,362,000 | 2,799 |
| Total interest expense | $960,000 | 2,673 |
| Net interest income | $5,402,000 | 2,784 |
| Provision for loan and lease losses | $16,000 | 4,073 |
| Total noninterest income | $722,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $440,000 | 1,438 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $282,000 | 3,411 |
| Total noninterest expense | $3,445,000 | 3,133 |
| Salaries and employee benefits | $2,181,000 | 2,972 |
| Premises and equipment expense | $314,000 | 3,332 |
| Additional noninterest expense | $950,000 | 3,289 |
| Pre-tax net operating income | $2,663,000 | 2,203 |
| Securities gains (losses) | $44,000 | 1,600 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,707,000 | 2,037 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,707,000 | 2,038 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,707,000 | 2,038 |
| Net charge-offs | $-116,000 | 4,839 |
| Cash dividends | $2,100,000 | 1,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,663,000 | 2,003 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,202,000 | 2,845 |
| Total interest expense | $664,000 | 2,718 |
| Net interest income | $3,538,000 | 2,821 |
| Provision for loan and lease losses | $16,000 | 3,899 |
| Total noninterest income | $488,000 | 2,825 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $300,000 | 1,426 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $188,000 | 3,362 |
| Total noninterest expense | $2,270,000 | 3,164 |
| Salaries and employee benefits | $1,436,000 | 3,006 |
| Premises and equipment expense | $202,000 | 3,389 |
| Additional noninterest expense | $632,000 | 3,319 |
| Pre-tax net operating income | $1,740,000 | 2,191 |
| Securities gains (losses) | $44,000 | 1,347 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,784,000 | 1,996 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,784,000 | 1,997 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,784,000 | 1,997 |
| Net charge-offs | $-7,000 | 4,216 |
| Cash dividends | $1,400,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,740,000 | 1,984 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 2,818 |
| Total interest expense | $346,000 | 2,797 |
| Net interest income | $1,795,000 | 2,770 |
| Provision for loan and lease losses | $15,000 | 3,204 |
| Total noninterest income | $280,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $177,000 | 1,436 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $103,000 | 3,141 |
| Total noninterest expense | $1,135,000 | 3,196 |
| Salaries and employee benefits | $711,000 | 3,035 |
| Premises and equipment expense | $98,000 | 3,449 |
| Additional noninterest expense | $326,000 | 3,307 |
| Pre-tax net operating income | $925,000 | 1,941 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $925,000 | 1,769 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $925,000 | 1,769 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $925,000 | 1,769 |
| Net charge-offs | $-7,000 | 4,334 |
| Cash dividends | $700,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $925,000 | 1,734 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,621,000 | 2,842 |
| Total interest expense | $1,303,000 | 2,934 |
| Net interest income | $7,318,000 | 2,771 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,212,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $786,000 | 1,351 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $426,000 | 3,203 |
| Total noninterest expense | $4,758,000 | 3,115 |
| Salaries and employee benefits | $2,892,000 | 3,000 |
| Premises and equipment expense | $409,000 | 3,427 |
| Additional noninterest expense | $1,457,000 | 3,145 |
| Pre-tax net operating income | $3,772,000 | 2,134 |
| Securities gains (losses) | $6,000 | 2,041 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $3,778,000 | 1,966 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,778,000 | 1,967 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,778,000 | 1,968 |
| Net charge-offs | $-301,000 | 5,051 |
| Cash dividends | $2,500,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,772,000 | 1,936 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,431,000 | 2,884 |
| Total interest expense | $947,000 | 3,006 |
| Net interest income | $5,484,000 | 2,811 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $966,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $569,000 | 1,407 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $397,000 | 2,975 |
| Total noninterest expense | $3,626,000 | 3,096 |
| Salaries and employee benefits | $2,209,000 | 2,984 |
| Premises and equipment expense | $307,000 | 3,455 |
| Additional noninterest expense | $1,110,000 | 3,126 |
| Pre-tax net operating income | $2,824,000 | 2,190 |
| Securities gains (losses) | $6,000 | 1,791 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,830,000 | 2,020 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,830,000 | 2,020 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,830,000 | 2,021 |
| Net charge-offs | $-313,000 | 5,136 |
| Cash dividends | $1,900,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,824,000 | 1,995 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,271,000 | 2,902 |
| Total interest expense | $609,000 | 3,045 |
| Net interest income | $3,662,000 | 2,821 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $521,000 | 2,749 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $368,000 | 1,424 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $153,000 | 3,584 |
| Total noninterest expense | $2,308,000 | 3,195 |
| Salaries and employee benefits | $1,410,000 | 3,073 |
| Premises and equipment expense | $201,000 | 3,504 |
| Additional noninterest expense | $697,000 | 3,276 |
| Pre-tax net operating income | $1,875,000 | 2,176 |
| Securities gains (losses) | $-2,000 | 4,715 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,873,000 | 2,006 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,873,000 | 2,004 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,873,000 | 2,006 |
| Net charge-offs | $-304,000 | 5,207 |
| Cash dividends | $1,250,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,875,000 | 1,982 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 2,911 |
| Total interest expense | $286,000 | 3,103 |
| Net interest income | $1,845,000 | 2,830 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $229,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $162,000 | 1,572 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 3,704 |
| Total noninterest expense | $1,140,000 | 3,243 |
| Salaries and employee benefits | $698,000 | 3,109 |
| Premises and equipment expense | $102,000 | 3,507 |
| Additional noninterest expense | $340,000 | 3,324 |
| Pre-tax net operating income | $934,000 | 2,145 |
| Securities gains (losses) | $-2,000 | 4,901 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $932,000 | 1,980 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $932,000 | 1,978 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $932,000 | 1,979 |
| Net charge-offs | $-323,000 | 5,308 |
| Cash dividends | $600,000 | 1,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $934,000 | 1,958 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,410,000 | 2,842 |
| Total interest expense | $849,000 | 3,180 |
| Net interest income | $7,561,000 | 2,746 |
| Provision for loan and lease losses | $30,000 | 3,682 |
| Total noninterest income | $1,266,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $641,000 | 1,649 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $625,000 | 2,801 |
| Total noninterest expense | $5,077,000 | 3,022 |
| Salaries and employee benefits | $3,288,000 | 2,784 |
| Premises and equipment expense | $412,000 | 3,475 |
| Additional noninterest expense | $1,377,000 | 3,333 |
| Pre-tax net operating income | $3,720,000 | 2,197 |
| Securities gains (losses) | $10,000 | 714 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $3,730,000 | 1,996 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,730,000 | 1,994 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,730,000 | 1,995 |
| Net charge-offs | $-529,000 | 5,309 |
| Cash dividends | $2,400,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,720,000 | 1,995 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,318,000 | 2,837 |
| Total interest expense | $607,000 | 3,178 |
| Net interest income | $5,711,000 | 2,745 |
| Provision for loan and lease losses | $30,000 | 3,453 |
| Total noninterest income | $1,019,000 | 2,478 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $465,000 | 1,713 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $554,000 | 2,629 |
| Total noninterest expense | $3,925,000 | 2,982 |
| Salaries and employee benefits | $2,557,000 | 2,735 |
| Premises and equipment expense | $307,000 | 3,526 |
| Additional noninterest expense | $1,061,000 | 3,288 |
| Pre-tax net operating income | $2,775,000 | 2,230 |
| Securities gains (losses) | $10,000 | 710 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,785,000 | 2,010 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,785,000 | 2,007 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,785,000 | 2,009 |
| Net charge-offs | $-36,000 | 4,831 |
| Cash dividends | $1,800,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,775,000 | 2,009 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 2,828 |
| Total interest expense | $400,000 | 3,117 |
| Net interest income | $3,803,000 | 2,755 |
| Provision for loan and lease losses | $30,000 | 3,103 |
| Total noninterest income | $406,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $303,000 | 1,732 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $103,000 | 4,109 |
| Total noninterest expense | $2,352,000 | 3,201 |
| Salaries and employee benefits | $1,491,000 | 3,003 |
| Premises and equipment expense | $204,000 | 3,560 |
| Additional noninterest expense | $657,000 | 3,448 |
| Pre-tax net operating income | $1,827,000 | 2,224 |
| Securities gains (losses) | $10,000 | 602 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,837,000 | 2,007 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,837,000 | 2,005 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,837,000 | 2,006 |
| Net charge-offs | $-19,000 | 4,724 |
| Cash dividends | $1,200,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,827,000 | 2,005 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 2,859 |
| Total interest expense | $197,000 | 3,098 |
| Net interest income | $1,882,000 | 2,790 |
| Provision for loan and lease losses | $15,000 | 2,913 |
| Total noninterest income | $201,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $154,000 | 1,707 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $47,000 | 4,206 |
| Total noninterest expense | $1,158,000 | 3,269 |
| Salaries and employee benefits | $726,000 | 3,064 |
| Premises and equipment expense | $101,000 | 3,637 |
| Additional noninterest expense | $331,000 | 3,456 |
| Pre-tax net operating income | $910,000 | 2,168 |
| Securities gains (losses) | $3,000 | 584 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $913,000 | 1,962 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $913,000 | 1,961 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $913,000 | 1,962 |
| Net charge-offs | $-6,000 | 4,537 |
| Cash dividends | $600,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $910,000 | 1,957 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,929,000 | 2,884 |
| Total interest expense | $764,000 | 2,997 |
| Net interest income | $7,165,000 | 2,845 |
| Provision for loan and lease losses | $97,000 | 3,116 |
| Total noninterest income | $964,000 | 3,002 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $633,000 | 1,691 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $331,000 | 3,680 |
| Total noninterest expense | $4,798,000 | 3,177 |
| Salaries and employee benefits | $2,790,000 | 3,129 |
| Premises and equipment expense | $438,000 | 3,497 |
| Additional noninterest expense | $1,570,000 | 3,138 |
| Pre-tax net operating income | $3,234,000 | 2,358 |
| Securities gains (losses) | $46,000 | 933 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,280,000 | 1,897 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,280,000 | 1,897 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,280,000 | 1,898 |
| Net charge-offs | $-97,000 | 5,285 |
| Cash dividends | $2,000,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,234,000 | 1,896 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,892,000 | 2,922 |
| Total interest expense | $534,000 | 3,103 |
| Net interest income | $5,358,000 | 2,868 |
| Provision for loan and lease losses | $52,000 | 3,212 |
| Total noninterest income | $682,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $470,000 | 1,712 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $212,000 | 3,905 |
| Total noninterest expense | $3,620,000 | 3,173 |
| Salaries and employee benefits | $2,085,000 | 3,150 |
| Premises and equipment expense | $328,000 | 3,532 |
| Additional noninterest expense | $1,207,000 | 3,081 |
| Pre-tax net operating income | $2,368,000 | 2,447 |
| Securities gains (losses) | $44,000 | 933 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,412,000 | 2,081 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,412,000 | 2,082 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,412,000 | 2,082 |
| Net charge-offs | $-95,000 | 5,330 |
| Cash dividends | $1,500,000 | 1,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,368,000 | 2,091 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,919,000 | 2,913 |
| Total interest expense | $353,000 | 3,084 |
| Net interest income | $3,566,000 | 2,866 |
| Provision for loan and lease losses | $30,000 | 3,129 |
| Total noninterest income | $457,000 | 3,109 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $248,000 | 2,036 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $209,000 | 3,424 |
| Total noninterest expense | $2,450,000 | 3,166 |
| Salaries and employee benefits | $1,397,000 | 3,158 |
| Premises and equipment expense | $222,000 | 3,523 |
| Additional noninterest expense | $831,000 | 3,024 |
| Pre-tax net operating income | $1,543,000 | 2,445 |
| Securities gains (losses) | $44,000 | 690 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,587,000 | 2,065 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,587,000 | 2,065 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,587,000 | 2,065 |
| Net charge-offs | $-76,000 | 5,374 |
| Cash dividends | $1,000,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,543,000 | 2,076 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 2,972 |
| Total interest expense | $176,000 | 3,089 |
| Net interest income | $1,730,000 | 2,927 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $207,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $146,000 | 1,793 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $61,000 | 4,088 |
| Total noninterest expense | $1,204,000 | 3,227 |
| Salaries and employee benefits | $673,000 | 3,256 |
| Premises and equipment expense | $111,000 | 3,568 |
| Additional noninterest expense | $420,000 | 3,020 |
| Pre-tax net operating income | $703,000 | 2,527 |
| Securities gains (losses) | $44,000 | 362 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $747,000 | 2,099 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $747,000 | 2,100 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $747,000 | 2,100 |
| Net charge-offs | $5,000 | 2,440 |
| Cash dividends | $500,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $703,000 | 2,156 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,561,000 | 2,970 |
| Total interest expense | $741,000 | 2,923 |
| Net interest income | $6,820,000 | 2,936 |
| Provision for loan and lease losses | $45,000 | 3,716 |
| Total noninterest income | $2,255,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $630,000 | 1,743 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,625,000 | 1,786 |
| Total noninterest expense | $5,328,000 | 3,061 |
| Salaries and employee benefits | $3,383,000 | 2,819 |
| Premises and equipment expense | $442,000 | 3,601 |
| Additional noninterest expense | $1,503,000 | 3,341 |
| Pre-tax net operating income | $3,702,000 | 2,044 |
| Securities gains (losses) | $11,000 | 2,627 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $3,713,000 | 1,754 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,713,000 | 1,753 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,713,000 | 1,753 |
| Net charge-offs | $-125,000 | 5,569 |
| Cash dividends | $1,700,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,702,000 | 1,719 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 2,966 |
| Total interest expense | $557,000 | 2,929 |
| Net interest income | $5,134,000 | 2,942 |
| Provision for loan and lease losses | $45,000 | 3,408 |
| Total noninterest income | $1,295,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $464,000 | 1,771 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $831,000 | 2,269 |
| Total noninterest expense | $3,813,000 | 3,162 |
| Salaries and employee benefits | $2,328,000 | 2,953 |
| Premises and equipment expense | $326,000 | 3,656 |
| Additional noninterest expense | $1,159,000 | 3,295 |
| Pre-tax net operating income | $2,571,000 | 2,203 |
| Securities gains (losses) | $-6,000 | 5,771 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,565,000 | 1,904 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,565,000 | 1,904 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,565,000 | 1,904 |
| Net charge-offs | $-49,000 | 5,361 |
| Cash dividends | $1,300,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,571,000 | 1,845 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 2,962 |
| Total interest expense | $371,000 | 2,954 |
| Net interest income | $3,438,000 | 2,933 |
| Provision for loan and lease losses | $45,000 | 3,014 |
| Total noninterest income | $439,000 | 3,251 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $303,000 | 1,787 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $136,000 | 4,096 |
| Total noninterest expense | $2,273,000 | 3,417 |
| Salaries and employee benefits | $1,328,000 | 3,294 |
| Premises and equipment expense | $213,000 | 3,716 |
| Additional noninterest expense | $732,000 | 3,436 |
| Pre-tax net operating income | $1,559,000 | 2,338 |
| Securities gains (losses) | $4,000 | 2,523 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,563,000 | 2,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,563,000 | 2,046 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,563,000 | 2,046 |
| Net charge-offs | $-45,000 | 5,474 |
| Cash dividends | $800,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,559,000 | 1,991 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 3,027 |
| Total interest expense | $184,000 | 2,989 |
| Net interest income | $1,676,000 | 3,001 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $213,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $147,000 | 1,824 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $66,000 | 4,090 |
| Total noninterest expense | $1,143,000 | 3,410 |
| Salaries and employee benefits | $669,000 | 3,304 |
| Premises and equipment expense | $114,000 | 3,617 |
| Additional noninterest expense | $360,000 | 3,479 |
| Pre-tax net operating income | $701,000 | 2,483 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $701,000 | 2,207 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $701,000 | 2,207 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $701,000 | 2,207 |
| Net charge-offs | $-72,000 | 5,823 |
| Cash dividends | $400,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $701,000 | 2,141 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,373,000 | 2,998 |
| Total interest expense | $717,000 | 3,020 |
| Net interest income | $6,656,000 | 2,973 |
| Provision for loan and lease losses | $145,000 | 2,671 |
| Total noninterest income | $812,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $617,000 | 1,809 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $195,000 | 4,485 |
| Total noninterest expense | $4,684,000 | 3,374 |
| Salaries and employee benefits | $2,690,000 | 3,246 |
| Premises and equipment expense | $447,000 | 3,683 |
| Additional noninterest expense | $1,547,000 | 3,340 |
| Pre-tax net operating income | $2,639,000 | 2,535 |
| Securities gains (losses) | $-16,000 | 5,916 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,623,000 | 2,255 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,623,000 | 2,255 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,623,000 | 2,256 |
| Net charge-offs | $379,000 | 1,410 |
| Cash dividends | $1,392,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,639,000 | 2,204 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,524,000 | 3,026 |
| Total interest expense | $538,000 | 3,059 |
| Net interest income | $4,986,000 | 2,997 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $586,000 | 3,491 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $458,000 | 1,839 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $128,000 | 4,658 |
| Total noninterest expense | $3,526,000 | 3,391 |
| Salaries and employee benefits | $1,993,000 | 3,292 |
| Premises and equipment expense | $328,000 | 3,787 |
| Additional noninterest expense | $1,205,000 | 3,275 |
| Pre-tax net operating income | $2,046,000 | 2,530 |
| Securities gains (losses) | $-16,000 | 6,042 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,030,000 | 2,240 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,030,000 | 2,241 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,030,000 | 2,241 |
| Net charge-offs | $-7,000 | 5,060 |
| Cash dividends | $997,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,046,000 | 2,188 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 3,080 |
| Total interest expense | $359,000 | 3,067 |
| Net interest income | $3,235,000 | 3,063 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $376,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $300,000 | 1,836 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $76,000 | 4,793 |
| Total noninterest expense | $2,287,000 | 3,477 |
| Salaries and employee benefits | $1,299,000 | 3,362 |
| Premises and equipment expense | $219,000 | 3,806 |
| Additional noninterest expense | $769,000 | 3,380 |
| Pre-tax net operating income | $1,324,000 | 2,561 |
| Securities gains (losses) | $-5,000 | 6,046 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,319,000 | 2,263 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,319,000 | 2,265 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,319,000 | 2,265 |
| Net charge-offs | $9,000 | 3,291 |
| Cash dividends | $597,000 | 1,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,324,000 | 2,208 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 3,142 |
| Total interest expense | $179,000 | 3,106 |
| Net interest income | $1,576,000 | 3,111 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $152,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $140,000 | 1,910 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $12,000 | 5,695 |
| Total noninterest expense | $1,105,000 | 3,573 |
| Salaries and employee benefits | $636,000 | 3,441 |
| Premises and equipment expense | $115,000 | 3,752 |
| Additional noninterest expense | $354,000 | 3,558 |
| Pre-tax net operating income | $623,000 | 2,618 |
| Securities gains (losses) | $-5,000 | 6,182 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $618,000 | 2,339 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $618,000 | 2,340 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $618,000 | 2,340 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $247,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $623,000 | 2,261 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,927,000 | 3,204 |
| Total interest expense | $703,000 | 3,306 |
| Net interest income | $6,224,000 | 3,163 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $272,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $625,000 | 1,898 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-353,000 | 6,457 |
| Total noninterest expense | $4,223,000 | 3,710 |
| Salaries and employee benefits | $2,321,000 | 3,675 |
| Premises and equipment expense | $441,000 | 3,902 |
| Additional noninterest expense | $1,461,000 | 3,610 |
| Pre-tax net operating income | $2,273,000 | 2,762 |
| Securities gains (losses) | $-223,000 | 6,403 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,050,000 | 2,655 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,050,000 | 2,653 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,050,000 | 2,655 |
| Net charge-offs | $258,000 | 2,189 |
| Cash dividends | $540,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,273,000 | 2,428 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,163,000 | 3,250 |
| Total interest expense | $534,000 | 3,329 |
| Net interest income | $4,629,000 | 3,208 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $97,000 | 5,863 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $468,000 | 1,908 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-371,000 | 6,548 |
| Total noninterest expense | $3,129,000 | 3,748 |
| Salaries and employee benefits | $1,732,000 | 3,688 |
| Premises and equipment expense | $330,000 | 3,951 |
| Additional noninterest expense | $1,067,000 | 3,687 |
| Pre-tax net operating income | $1,597,000 | 2,923 |
| Securities gains (losses) | $-91,000 | 6,434 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,506,000 | 2,716 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,506,000 | 2,716 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,506,000 | 2,716 |
| Net charge-offs | $259,000 | 1,722 |
| Cash dividends | $90,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,597,000 | 2,565 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 3,285 |
| Total interest expense | $365,000 | 3,317 |
| Net interest income | $3,032,000 | 3,245 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $106,000 | 5,440 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $307,000 | 1,919 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-201,000 | 6,614 |
| Total noninterest expense | $2,093,000 | 3,757 |
| Salaries and employee benefits | $1,154,000 | 3,706 |
| Premises and equipment expense | $219,000 | 3,994 |
| Additional noninterest expense | $720,000 | 3,670 |
| Pre-tax net operating income | $1,045,000 | 2,887 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,045,000 | 2,569 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,045,000 | 2,572 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,045,000 | 2,573 |
| Net charge-offs | $-87,000 | 6,288 |
| Cash dividends | $60,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,045,000 | 2,524 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 3,342 |
| Total interest expense | $181,000 | 3,377 |
| Net interest income | $1,484,000 | 3,297 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $26,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $151,000 | 1,921 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-125,000 | 6,671 |
| Total noninterest expense | $1,041,000 | 3,808 |
| Salaries and employee benefits | $577,000 | 3,737 |
| Premises and equipment expense | $112,000 | 3,977 |
| Additional noninterest expense | $352,000 | 3,706 |
| Pre-tax net operating income | $469,000 | 3,024 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $469,000 | 2,692 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $469,000 | 2,695 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $469,000 | 2,695 |
| Net charge-offs | $-51,000 | 6,320 |
| Cash dividends | $30,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $469,000 | 2,649 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,770,000 | 3,338 |
| Total interest expense | $817,000 | 3,407 |
| Net interest income | $5,953,000 | 3,299 |
| Provision for loan and lease losses | $778,000 | 1,364 |
| Total noninterest income | $381,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $619,000 | 2,008 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-238,000 | 6,686 |
| Total noninterest expense | $4,315,000 | 3,739 |
| Salaries and employee benefits | $2,259,000 | 3,797 |
| Premises and equipment expense | $442,000 | 4,006 |
| Additional noninterest expense | $1,614,000 | 3,466 |
| Pre-tax net operating income | $1,241,000 | 3,720 |
| Securities gains (losses) | $-39,000 | 6,425 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,202,000 | 3,564 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,202,000 | 3,567 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,202,000 | 3,568 |
| Net charge-offs | $930,000 | 1,348 |
| Cash dividends | $30,000 | 4,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,241,000 | 3,441 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,023,000 | 3,403 |
| Total interest expense | $634,000 | 3,403 |
| Net interest income | $4,389,000 | 3,357 |
| Provision for loan and lease losses | $778,000 | 1,082 |
| Total noninterest income | $409,000 | 4,350 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $448,000 | 2,076 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-39,000 | 6,672 |
| Total noninterest expense | $3,280,000 | 3,726 |
| Salaries and employee benefits | $1,677,000 | 3,819 |
| Premises and equipment expense | $335,000 | 4,034 |
| Additional noninterest expense | $1,268,000 | 3,353 |
| Pre-tax net operating income | $740,000 | 4,176 |
| Securities gains (losses) | $-6,000 | 6,453 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $734,000 | 3,980 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $734,000 | 3,982 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $734,000 | 3,983 |
| Net charge-offs | $1,019,000 | 984 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $740,000 | 3,892 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 3,433 |
| Total interest expense | $439,000 | 3,381 |
| Net interest income | $2,883,000 | 3,387 |
| Provision for loan and lease losses | $654,000 | 924 |
| Total noninterest income | $308,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $280,000 | 2,161 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $28,000 | 5,905 |
| Total noninterest expense | $2,133,000 | 3,803 |
| Salaries and employee benefits | $1,109,000 | 3,863 |
| Premises and equipment expense | $224,000 | 4,049 |
| Additional noninterest expense | $800,000 | 3,501 |
| Pre-tax net operating income | $404,000 | 4,465 |
| Securities gains (losses) | $-39,000 | 6,783 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $365,000 | 4,476 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $365,000 | 4,478 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $365,000 | 4,479 |
| Net charge-offs | $684,000 | 1,011 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $404,000 | 4,193 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 3,466 |
| Total interest expense | $228,000 | 3,378 |
| Net interest income | $1,426,000 | 3,413 |
| Provision for loan and lease losses | $330,000 | 922 |
| Total noninterest income | $107,000 | 4,740 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $141,000 | 2,133 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-34,000 | 6,856 |
| Total noninterest expense | $1,076,000 | 3,814 |
| Salaries and employee benefits | $555,000 | 3,907 |
| Premises and equipment expense | $112,000 | 4,062 |
| Additional noninterest expense | $409,000 | 3,457 |
| Pre-tax net operating income | $127,000 | 5,056 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $127,000 | 4,959 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $127,000 | 4,960 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $127,000 | 4,961 |
| Net charge-offs | $84,000 | 2,029 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $127,000 | 4,859 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,020,000 | 3,444 |
| Total interest expense | $1,117,000 | 3,344 |
| Net interest income | $5,903,000 | 3,412 |
| Provision for loan and lease losses | $2,435,000 | 911 |
| Total noninterest income | $887,000 | 3,464 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $580,000 | 2,214 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $307,000 | 4,011 |
| Total noninterest expense | $3,879,000 | 4,113 |
| Salaries and employee benefits | $1,989,000 | 4,146 |
| Premises and equipment expense | $479,000 | 3,907 |
| Additional noninterest expense | $1,411,000 | 3,941 |
| Pre-tax net operating income | $476,000 | 4,971 |
| Securities gains (losses) | $93,000 | 2,325 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $569,000 | 4,763 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $569,000 | 4,766 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $569,000 | 4,767 |
| Net charge-offs | $2,145,000 | 1,104 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $476,000 | 4,803 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,318,000 | 3,476 |
| Total interest expense | $864,000 | 3,394 |
| Net interest income | $4,454,000 | 3,452 |
| Provision for loan and lease losses | $1,811,000 | 920 |
| Total noninterest income | $636,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $434,000 | 2,245 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $202,000 | 4,233 |
| Total noninterest expense | $2,899,000 | 4,146 |
| Salaries and employee benefits | $1,464,000 | 4,208 |
| Premises and equipment expense | $362,000 | 3,955 |
| Additional noninterest expense | $1,073,000 | 3,926 |
| Pre-tax net operating income | $380,000 | 5,048 |
| Securities gains (losses) | $139,000 | 1,729 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $519,000 | 4,604 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $519,000 | 4,603 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $519,000 | 4,602 |
| Net charge-offs | $1,351,000 | 1,207 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $380,000 | 4,867 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 3,490 |
| Total interest expense | $598,000 | 3,408 |
| Net interest income | $2,970,000 | 3,461 |
| Provision for loan and lease losses | $1,355,000 | 867 |
| Total noninterest income | $505,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $281,000 | 2,273 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $224,000 | 3,510 |
| Total noninterest expense | $2,042,000 | 4,028 |
| Salaries and employee benefits | $1,035,000 | 4,082 |
| Premises and equipment expense | $250,000 | 3,870 |
| Additional noninterest expense | $757,000 | 3,804 |
| Pre-tax net operating income | $78,000 | 5,975 |
| Securities gains (losses) | $133,000 | 1,401 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $211,000 | 5,273 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $211,000 | 5,272 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $211,000 | 5,272 |
| Net charge-offs | $1,042,000 | 1,103 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $78,000 | 5,923 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,776,000 | 3,529 |
| Total interest expense | $314,000 | 3,411 |
| Net interest income | $1,462,000 | 3,523 |
| Provision for loan and lease losses | $625,000 | 890 |
| Total noninterest income | $212,000 | 3,536 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $137,000 | 2,302 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,102 |
| Total noninterest expense | $1,048,000 | 3,978 |
| Salaries and employee benefits | $516,000 | 4,118 |
| Premises and equipment expense | $133,000 | 3,747 |
| Additional noninterest expense | $399,000 | 3,645 |
| Pre-tax net operating income | $1,000 | 6,415 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,000 | 6,515 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,000 | 6,516 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,000 | 6,515 |
| Net charge-offs | $63,000 | 2,841 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,000 | 6,406 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,477,000 | 3,512 |
| Total interest expense | $1,623,000 | 3,245 |
| Net interest income | $5,854,000 | 3,521 |
| Provision for loan and lease losses | $2,824,000 | 1,256 |
| Total noninterest income | $193,000 | 5,774 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $613,000 | 2,205 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-420,000 | 7,068 |
| Total noninterest expense | $3,859,000 | 4,216 |
| Salaries and employee benefits | $1,950,000 | 4,242 |
| Premises and equipment expense | $516,000 | 3,945 |
| Additional noninterest expense | $1,393,000 | 4,049 |
| Pre-tax net operating income | $-636,000 | 6,464 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-636,000 | 6,531 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-636,000 | 6,531 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-636,000 | 6,530 |
| Net charge-offs | $2,914,000 | 1,219 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-636,000 | 6,496 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,660,000 | 3,526 |
| Total interest expense | $1,286,000 | 3,220 |
| Net interest income | $4,374,000 | 3,553 |
| Provision for loan and lease losses | $1,549,000 | 1,482 |
| Total noninterest income | $241,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $455,000 | 2,231 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-214,000 | 7,132 |
| Total noninterest expense | $2,867,000 | 4,248 |
| Salaries and employee benefits | $1,441,000 | 4,271 |
| Premises and equipment expense | $381,000 | 4,040 |
| Additional noninterest expense | $1,045,000 | 4,056 |
| Pre-tax net operating income | $199,000 | 5,475 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $199,000 | 5,489 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $199,000 | 5,490 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $199,000 | 5,490 |
| Net charge-offs | $1,528,000 | 1,473 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $199,000 | 5,355 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 3,451 |
| Total interest expense | $904,000 | 3,195 |
| Net interest income | $3,026,000 | 3,456 |
| Provision for loan and lease losses | $1,188,000 | 1,354 |
| Total noninterest income | $205,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $287,000 | 2,308 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-82,000 | 7,176 |
| Total noninterest expense | $1,919,000 | 4,275 |
| Salaries and employee benefits | $955,000 | 4,320 |
| Premises and equipment expense | $253,000 | 4,078 |
| Additional noninterest expense | $711,000 | 4,057 |
| Pre-tax net operating income | $124,000 | 5,558 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $124,000 | 5,532 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $124,000 | 5,531 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $124,000 | 5,532 |
| Net charge-offs | $864,000 | 1,595 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $124,000 | 5,439 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 3,525 |
| Total interest expense | $475,000 | 3,179 |
| Net interest income | $1,444,000 | 3,576 |
| Provision for loan and lease losses | $578,000 | 1,314 |
| Total noninterest income | $23,000 | 6,705 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $143,000 | 2,279 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-120,000 | 7,383 |
| Total noninterest expense | $966,000 | 4,275 |
| Salaries and employee benefits | $478,000 | 4,354 |
| Premises and equipment expense | $129,000 | 4,078 |
| Additional noninterest expense | $359,000 | 4,024 |
| Pre-tax net operating income | $-77,000 | 6,626 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-77,000 | 6,660 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-77,000 | 6,660 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-77,000 | 6,660 |
| Net charge-offs | $721,000 | 1,065 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-77,000 | 6,648 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,203,000 | 3,492 |
| Total interest expense | $2,380,000 | 3,116 |
| Net interest income | $5,823,000 | 3,557 |
| Provision for loan and lease losses | $3,185,000 | 1,566 |
| Total noninterest income | $827,000 | 3,584 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $643,000 | 2,182 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $184,000 | 4,702 |
| Total noninterest expense | $3,718,000 | 4,420 |
| Salaries and employee benefits | $1,827,000 | 4,478 |
| Premises and equipment expense | $525,000 | 4,046 |
| Additional noninterest expense | $1,366,000 | 4,253 |
| Pre-tax net operating income | $-253,000 | 6,069 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-253,000 | 6,207 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-253,000 | 6,209 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-253,000 | 6,208 |
| Net charge-offs | $2,958,000 | 1,478 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-253,000 | 6,145 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,124,000 | 3,568 |
| Total interest expense | $1,850,000 | 3,146 |
| Net interest income | $4,274,000 | 3,658 |
| Provision for loan and lease losses | $2,636,000 | 1,385 |
| Total noninterest income | $598,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $490,000 | 2,201 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $108,000 | 5,112 |
| Total noninterest expense | $2,741,000 | 4,486 |
| Salaries and employee benefits | $1,371,000 | 4,511 |
| Premises and equipment expense | $376,000 | 4,240 |
| Additional noninterest expense | $994,000 | 4,319 |
| Pre-tax net operating income | $-505,000 | 6,551 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-505,000 | 6,663 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-505,000 | 6,662 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-505,000 | 6,663 |
| Net charge-offs | $2,481,000 | 1,312 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-505,000 | 6,605 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,102,000 | 3,583 |
| Total interest expense | $1,258,000 | 3,199 |
| Net interest income | $2,844,000 | 3,660 |
| Provision for loan and lease losses | $1,516,000 | 1,507 |
| Total noninterest income | $280,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $318,000 | 2,241 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-38,000 | 7,426 |
| Total noninterest expense | $1,820,000 | 4,510 |
| Salaries and employee benefits | $906,000 | 4,552 |
| Premises and equipment expense | $268,000 | 4,100 |
| Additional noninterest expense | $646,000 | 4,394 |
| Pre-tax net operating income | $-212,000 | 6,455 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-212,000 | 6,580 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-212,000 | 6,582 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-212,000 | 6,581 |
| Net charge-offs | $1,478,000 | 1,374 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-212,000 | 6,527 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,027,000 | 3,673 |
| Total interest expense | $644,000 | 3,259 |
| Net interest income | $1,383,000 | 3,776 |
| Provision for loan and lease losses | $396,000 | 2,093 |
| Total noninterest income | $231,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $152,000 | 2,317 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $79,000 | 3,934 |
| Total noninterest expense | $937,000 | 4,471 |
| Salaries and employee benefits | $474,000 | 4,499 |
| Premises and equipment expense | $130,000 | 4,266 |
| Additional noninterest expense | $333,000 | 4,308 |
| Pre-tax net operating income | $281,000 | 3,474 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $281,000 | 3,256 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $281,000 | 3,253 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $281,000 | 3,256 |
| Net charge-offs | $297,000 | 2,037 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $281,000 | 3,148 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,323,000 | 3,713 |
| Total interest expense | $3,090,000 | 3,338 |
| Net interest income | $5,233,000 | 3,832 |
| Provision for loan and lease losses | $3,439,000 | 1,809 |
| Total noninterest income | $488,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $684,000 | 2,300 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-196,000 | 7,682 |
| Total noninterest expense | $3,808,000 | 4,472 |
| Salaries and employee benefits | $1,908,000 | 4,515 |
| Premises and equipment expense | $451,000 | 4,671 |
| Additional noninterest expense | $1,449,000 | 4,183 |
| Pre-tax net operating income | $-1,526,000 | 6,452 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,526,000 | 6,576 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,526,000 | 6,576 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,526,000 | 6,576 |
| Net charge-offs | $3,369,000 | 1,499 |
| Cash dividends | $250,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,526,000 | 6,573 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,378,000 | 3,706 |
| Total interest expense | $2,413,000 | 3,367 |
| Net interest income | $3,965,000 | 3,811 |
| Provision for loan and lease losses | $2,433,000 | 1,693 |
| Total noninterest income | $-279,000 | 7,975 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $512,000 | 2,311 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-791,000 | 7,994 |
| Total noninterest expense | $2,875,000 | 4,470 |
| Salaries and employee benefits | $1,440,000 | 4,501 |
| Premises and equipment expense | $325,000 | 4,823 |
| Additional noninterest expense | $1,110,000 | 4,096 |
| Pre-tax net operating income | $-1,622,000 | 6,917 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,622,000 | 7,036 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,622,000 | 7,035 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,622,000 | 7,036 |
| Net charge-offs | $2,458,000 | 1,338 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,622,000 | 7,030 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,244,000 | 3,742 |
| Total interest expense | $1,658,000 | 3,415 |
| Net interest income | $2,586,000 | 3,845 |
| Provision for loan and lease losses | $1,158,000 | 1,903 |
| Total noninterest income | $-245,000 | 8,079 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $338,000 | 2,296 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-583,000 | 8,092 |
| Total noninterest expense | $1,943,000 | 4,464 |
| Salaries and employee benefits | $943,000 | 4,611 |
| Premises and equipment expense | $222,000 | 4,786 |
| Additional noninterest expense | $778,000 | 3,958 |
| Pre-tax net operating income | $-760,000 | 6,870 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-760,000 | 6,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-760,000 | 6,996 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-760,000 | 6,996 |
| Net charge-offs | $1,133,000 | 1,547 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-760,000 | 6,982 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 3,801 |
| Total interest expense | $849,000 | 3,467 |
| Net interest income | $1,249,000 | 3,935 |
| Provision for loan and lease losses | $1,074,000 | 1,130 |
| Total noninterest income | $240,000 | 3,468 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $164,000 | 2,282 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $76,000 | 4,106 |
| Total noninterest expense | $976,000 | 4,369 |
| Salaries and employee benefits | $481,000 | 4,604 |
| Premises and equipment expense | $121,000 | 4,594 |
| Additional noninterest expense | $374,000 | 3,766 |
| Pre-tax net operating income | $-561,000 | 7,386 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-561,000 | 7,497 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-561,000 | 7,498 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-561,000 | 7,498 |
| Net charge-offs | $1,133,000 | 890 |
| Cash dividends | $250,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-561,000 | 7,475 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,699,000 | 3,891 |
| Total interest expense | $4,117,000 | 3,447 |
| Net interest income | $4,582,000 | 4,179 |
| Provision for loan and lease losses | $465,000 | 3,920 |
| Total noninterest income | $845,000 | 3,754 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $722,000 | 2,293 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $123,000 | 5,638 |
| Total noninterest expense | $3,826,000 | 4,380 |
| Salaries and employee benefits | $2,066,000 | 4,346 |
| Premises and equipment expense | $486,000 | 4,541 |
| Additional noninterest expense | $1,274,000 | 4,092 |
| Pre-tax net operating income | $1,136,000 | 3,521 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,136,000 | 3,043 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,136,000 | 3,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 3,975 |
| Cash dividends | $750,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,136,000 | 3,186 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,539,000 | 3,948 |
| Total interest expense | $3,176,000 | 3,483 |
| Net interest income | $3,363,000 | 4,265 |
| Provision for loan and lease losses | $360,000 | 3,240 |
| Total noninterest income | $555,000 | 4,112 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $540,000 | 2,319 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 7,595 |
| Total noninterest expense | $2,843,000 | 4,390 |
| Salaries and employee benefits | $1,545,000 | 4,380 |
| Premises and equipment expense | $362,000 | 4,566 |
| Additional noninterest expense | $936,000 | 4,079 |
| Pre-tax net operating income | $715,000 | 4,302 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $715,000 | 3,774 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $715,000 | 3,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,965 |
| Cash dividends | $750,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $715,000 | 3,919 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 3,978 |
| Total interest expense | $2,170,000 | 3,537 |
| Net interest income | $2,231,000 | 4,278 |
| Provision for loan and lease losses | $108,000 | 4,159 |
| Total noninterest income | $462,000 | 3,691 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $342,000 | 2,390 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $120,000 | 4,732 |
| Total noninterest expense | $1,844,000 | 4,495 |
| Salaries and employee benefits | $1,018,000 | 4,463 |
| Premises and equipment expense | $228,000 | 4,762 |
| Additional noninterest expense | $598,000 | 4,202 |
| Pre-tax net operating income | $741,000 | 3,595 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $741,000 | 3,214 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $741,000 | 3,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,158 |
| Cash dividends | $700,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $741,000 | 3,160 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,208,000 | 4,057 |
| Total interest expense | $1,131,000 | 3,600 |
| Net interest income | $1,077,000 | 4,381 |
| Provision for loan and lease losses | $54,000 | 3,716 |
| Total noninterest income | $236,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $173,000 | 2,336 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $63,000 | 4,607 |
| Total noninterest expense | $885,000 | 4,624 |
| Salaries and employee benefits | $495,000 | 4,585 |
| Premises and equipment expense | $109,000 | 4,922 |
| Additional noninterest expense | $281,000 | 4,319 |
| Pre-tax net operating income | $374,000 | 3,684 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $374,000 | 3,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $374,000 | 3,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $350,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $374,000 | 3,236 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,310,000 | 3,956 |
| Total interest expense | $4,464,000 | 3,737 |
| Net interest income | $4,846,000 | 4,096 |
| Provision for loan and lease losses | $223,000 | 3,708 |
| Total noninterest income | $1,045,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $715,000 | 2,330 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $330,000 | 4,077 |
| Total noninterest expense | $3,145,000 | 4,860 |
| Salaries and employee benefits | $1,822,000 | 4,712 |
| Premises and equipment expense | $426,000 | 4,837 |
| Additional noninterest expense | $897,000 | 4,976 |
| Pre-tax net operating income | $2,523,000 | 2,809 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,523,000 | 2,337 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,523,000 | 2,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,295 |
| Cash dividends | $1,350,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,523,000 | 2,327 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,926,000 | 3,990 |
| Total interest expense | $3,279,000 | 3,793 |
| Net interest income | $3,647,000 | 4,091 |
| Provision for loan and lease losses | $164,000 | 3,354 |
| Total noninterest income | $778,000 | 3,458 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $523,000 | 2,359 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $255,000 | 4,054 |
| Total noninterest expense | $2,335,000 | 4,866 |
| Salaries and employee benefits | $1,348,000 | 4,720 |
| Premises and equipment expense | $314,000 | 4,875 |
| Additional noninterest expense | $673,000 | 4,911 |
| Pre-tax net operating income | $1,926,000 | 2,922 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,926,000 | 2,451 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,926,000 | 2,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,263 |
| Cash dividends | $900,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,926,000 | 2,426 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 4,068 |
| Total interest expense | $2,111,000 | 3,892 |
| Net interest income | $2,399,000 | 4,165 |
| Provision for loan and lease losses | $111,000 | 3,142 |
| Total noninterest income | $548,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $341,000 | 2,402 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $207,000 | 3,716 |
| Total noninterest expense | $1,553,000 | 4,909 |
| Salaries and employee benefits | $900,000 | 4,750 |
| Premises and equipment expense | $215,000 | 4,801 |
| Additional noninterest expense | $438,000 | 4,991 |
| Pre-tax net operating income | $1,283,000 | 2,975 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,283,000 | 2,505 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,283,000 | 2,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $700,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,283,000 | 2,488 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,227,000 | 4,100 |
| Total interest expense | $1,024,000 | 3,955 |
| Net interest income | $1,203,000 | 4,154 |
| Provision for loan and lease losses | $49,000 | 3,140 |
| Total noninterest income | $197,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $159,000 | 2,488 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $760,000 | 4,972 |
| Salaries and employee benefits | $445,000 | 4,817 |
| Premises and equipment expense | $108,000 | 4,816 |
| Additional noninterest expense | $207,000 | 5,160 |
| Pre-tax net operating income | $591,000 | 3,155 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $591,000 | 2,661 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $591,000 | 2,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $450,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $591,000 | 2,648 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,047,000 | 4,180 |
| Total interest expense | $3,429,000 | 3,977 |
| Net interest income | $4,618,000 | 4,270 |
| Provision for loan and lease losses | $445,000 | 2,096 |
| Total noninterest income | $879,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $645,000 | 2,540 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $234,000 | 4,811 |
| Total noninterest expense | $2,972,000 | 4,930 |
| Salaries and employee benefits | $1,638,000 | 4,911 |
| Premises and equipment expense | $413,000 | 4,823 |
| Additional noninterest expense | $921,000 | 4,785 |
| Pre-tax net operating income | $2,080,000 | 3,554 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $286,000 | 3,874 |
| Income before extraordinary items | $1,794,000 | 3,359 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,794,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $519,000 | 1,145 |
| Cash dividends | $700,000 | 3,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,794,000 | 3,342 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,892,000 | 4,227 |
| Total interest expense | $2,434,000 | 4,032 |
| Net interest income | $3,458,000 | 4,285 |
| Provision for loan and lease losses | $168,000 | 3,219 |
| Total noninterest income | $627,000 | 3,953 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $482,000 | 2,560 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $145,000 | 5,203 |
| Total noninterest expense | $2,230,000 | 4,896 |
| Salaries and employee benefits | $1,224,000 | 4,903 |
| Premises and equipment expense | $309,000 | 4,829 |
| Additional noninterest expense | $697,000 | 4,721 |
| Pre-tax net operating income | $1,687,000 | 3,506 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $286,000 | 3,650 |
| Income before extraordinary items | $1,401,000 | 3,351 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,401,000 | 3,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,178 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,401,000 | 3,340 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,763,000 | 4,299 |
| Total interest expense | $1,523,000 | 4,080 |
| Net interest income | $2,240,000 | 4,384 |
| Provision for loan and lease losses | $111,000 | 3,180 |
| Total noninterest income | $406,000 | 4,020 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $307,000 | 2,614 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $99,000 | 5,149 |
| Total noninterest expense | $1,472,000 | 4,942 |
| Salaries and employee benefits | $815,000 | 4,933 |
| Premises and equipment expense | $210,000 | 4,785 |
| Additional noninterest expense | $447,000 | 4,842 |
| Pre-tax net operating income | $1,063,000 | 3,656 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $182,000 | 3,736 |
| Income before extraordinary items | $881,000 | 3,498 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $881,000 | 3,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $881,000 | 3,487 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 4,377 |
| Total interest expense | $714,000 | 4,122 |
| Net interest income | $1,090,000 | 4,455 |
| Provision for loan and lease losses | $58,000 | 2,966 |
| Total noninterest income | $195,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $141,000 | 2,720 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 4,969 |
| Total noninterest expense | $724,000 | 5,023 |
| Salaries and employee benefits | $406,000 | 4,960 |
| Premises and equipment expense | $106,000 | 4,775 |
| Additional noninterest expense | $212,000 | 4,994 |
| Pre-tax net operating income | $503,000 | 3,713 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $91,000 | 3,722 |
| Income before extraordinary items | $412,000 | 3,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $412,000 | 3,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $412,000 | 3,605 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,852,000 | 4,668 |
| Total interest expense | $2,145,000 | 4,235 |
| Net interest income | $3,707,000 | 4,853 |
| Provision for loan and lease losses | $186,000 | 3,704 |
| Total noninterest income | $871,000 | 3,861 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $564,000 | 2,795 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $307,000 | 4,284 |
| Total noninterest expense | $2,768,000 | 5,046 |
| Salaries and employee benefits | $1,445,000 | 5,177 |
| Premises and equipment expense | $419,000 | 4,718 |
| Additional noninterest expense | $904,000 | 4,749 |
| Pre-tax net operating income | $1,624,000 | 4,197 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $404,000 | 3,683 |
| Income before extraordinary items | $1,220,000 | 4,303 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,220,000 | 4,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,434 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,220,000 | 4,272 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 4,747 |
| Total interest expense | $1,512,000 | 4,266 |
| Net interest income | $2,717,000 | 4,937 |
| Provision for loan and lease losses | $131,000 | 3,743 |
| Total noninterest income | $637,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $403,000 | 2,899 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $234,000 | 4,247 |
| Total noninterest expense | $2,083,000 | 5,003 |
| Salaries and employee benefits | $1,077,000 | 5,179 |
| Premises and equipment expense | $306,000 | 4,774 |
| Additional noninterest expense | $700,000 | 4,620 |
| Pre-tax net operating income | $1,140,000 | 4,445 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $321,000 | 3,701 |
| Income before extraordinary items | $819,000 | 4,696 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $819,000 | 4,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,700 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $819,000 | 4,657 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 4,815 |
| Total interest expense | $947,000 | 4,295 |
| Net interest income | $1,756,000 | 5,020 |
| Provision for loan and lease losses | $82,000 | 3,712 |
| Total noninterest income | $360,000 | 4,304 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $265,000 | 2,879 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $95,000 | 5,289 |
| Total noninterest expense | $1,338,000 | 5,119 |
| Salaries and employee benefits | $715,000 | 5,177 |
| Premises and equipment expense | $185,000 | 5,077 |
| Additional noninterest expense | $438,000 | 4,815 |
| Pre-tax net operating income | $696,000 | 4,640 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $216,000 | 3,662 |
| Income before extraordinary items | $480,000 | 4,991 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $480,000 | 4,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $480,000 | 4,935 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 4,935 |
| Total interest expense | $447,000 | 4,355 |
| Net interest income | $847,000 | 5,154 |
| Provision for loan and lease losses | $43,000 | 3,526 |
| Total noninterest income | $174,000 | 4,331 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $125,000 | 2,945 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,227 |
| Total noninterest expense | $656,000 | 5,220 |
| Salaries and employee benefits | $353,000 | 5,264 |
| Premises and equipment expense | $88,000 | 5,294 |
| Additional noninterest expense | $215,000 | 4,837 |
| Pre-tax net operating income | $322,000 | 4,816 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $107,000 | 3,663 |
| Income before extraordinary items | $215,000 | 5,231 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $215,000 | 5,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $215,000 | 5,199 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 5,075 |
| Total interest expense | $1,448,000 | 4,614 |
| Net interest income | $3,204,000 | 5,214 |
| Provision for loan and lease losses | $202,000 | 3,667 |
| Total noninterest income | $705,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $508,000 | 3,112 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $197,000 | 5,139 |
| Total noninterest expense | $2,416,000 | 5,418 |
| Salaries and employee benefits | $1,319,000 | 5,386 |
| Premises and equipment expense | $288,000 | 5,783 |
| Additional noninterest expense | $809,000 | 5,062 |
| Pre-tax net operating income | $1,291,000 | 4,601 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $402,000 | 3,719 |
| Income before extraordinary items | $889,000 | 5,010 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $889,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $889,000 | 4,936 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 5,147 |
| Total interest expense | $1,044,000 | 4,671 |
| Net interest income | $2,348,000 | 5,273 |
| Provision for loan and lease losses | $157,000 | 3,456 |
| Total noninterest income | $518,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $383,000 | 3,112 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $135,000 | 5,352 |
| Total noninterest expense | $1,782,000 | 5,439 |
| Salaries and employee benefits | $985,000 | 5,375 |
| Premises and equipment expense | $205,000 | 5,910 |
| Additional noninterest expense | $592,000 | 5,091 |
| Pre-tax net operating income | $927,000 | 4,794 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $296,000 | 3,825 |
| Income before extraordinary items | $631,000 | 5,231 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $631,000 | 5,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $631,000 | 5,144 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 5,257 |
| Total interest expense | $674,000 | 4,774 |
| Net interest income | $1,516,000 | 5,365 |
| Provision for loan and lease losses | $99,000 | 3,536 |
| Total noninterest income | $344,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $255,000 | 3,096 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $89,000 | 5,394 |
| Total noninterest expense | $1,196,000 | 5,456 |
| Salaries and employee benefits | $656,000 | 5,411 |
| Premises and equipment expense | $141,000 | 5,849 |
| Additional noninterest expense | $399,000 | 5,068 |
| Pre-tax net operating income | $565,000 | 4,976 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $177,000 | 3,988 |
| Income before extraordinary items | $388,000 | 5,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $388,000 | 5,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $388,000 | 5,299 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 5,338 |
| Total interest expense | $332,000 | 4,864 |
| Net interest income | $746,000 | 5,430 |
| Provision for loan and lease losses | $47,000 | 3,399 |
| Total noninterest income | $164,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $119,000 | 3,168 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $45,000 | 5,324 |
| Total noninterest expense | $585,000 | 5,530 |
| Salaries and employee benefits | $322,000 | 5,507 |
| Premises and equipment expense | $72,000 | 5,806 |
| Additional noninterest expense | $191,000 | 5,234 |
| Pre-tax net operating income | $278,000 | 5,008 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $97,000 | 3,835 |
| Income before extraordinary items | $181,000 | 5,576 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $181,000 | 5,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $181,000 | 5,456 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,148,000 | 5,506 |
| Total interest expense | $1,397,000 | 5,101 |
| Net interest income | $2,751,000 | 5,586 |
| Provision for loan and lease losses | $159,000 | 4,488 |
| Total noninterest income | $610,000 | 4,919 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $415,000 | 3,565 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $195,000 | 5,337 |
| Total noninterest expense | $2,175,000 | 5,715 |
| Salaries and employee benefits | $1,212,000 | 5,603 |
| Premises and equipment expense | $275,000 | 5,924 |
| Additional noninterest expense | $688,000 | 5,553 |
| Pre-tax net operating income | $1,027,000 | 5,107 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $282,000 | 4,373 |
| Income before extraordinary items | $745,000 | 5,418 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $745,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 3,098 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $745,000 | 5,270 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,087,000 | 5,602 |
| Total interest expense | $1,075,000 | 5,159 |
| Net interest income | $2,012,000 | 5,695 |
| Provision for loan and lease losses | $103,000 | 4,618 |
| Total noninterest income | $427,000 | 5,142 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $292,000 | 3,712 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $135,000 | 5,542 |
| Total noninterest expense | $1,608,000 | 5,739 |
| Salaries and employee benefits | $902,000 | 5,594 |
| Premises and equipment expense | $199,000 | 6,021 |
| Additional noninterest expense | $507,000 | 5,594 |
| Pre-tax net operating income | $728,000 | 5,412 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $184,000 | 4,786 |
| Income before extraordinary items | $544,000 | 5,643 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $544,000 | 5,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,431 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $544,000 | 5,462 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 5,623 |
| Total interest expense | $739,000 | 5,176 |
| Net interest income | $1,333,000 | 5,704 |
| Provision for loan and lease losses | $63,000 | 4,642 |
| Total noninterest income | $275,000 | 5,211 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $187,000 | 3,774 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $88,000 | 5,563 |
| Total noninterest expense | $1,081,000 | 5,721 |
| Salaries and employee benefits | $603,000 | 5,599 |
| Premises and equipment expense | $150,000 | 5,648 |
| Additional noninterest expense | $328,000 | 5,680 |
| Pre-tax net operating income | $464,000 | 5,502 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $156,000 | 4,431 |
| Income before extraordinary items | $308,000 | 6,043 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $308,000 | 6,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,999 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $308,000 | 5,844 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 5,633 |
| Total interest expense | $377,000 | 5,207 |
| Net interest income | $665,000 | 5,699 |
| Provision for loan and lease losses | $32,000 | 4,392 |
| Total noninterest income | $132,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $91,000 | 3,771 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 5,651 |
| Total noninterest expense | $532,000 | 5,787 |
| Salaries and employee benefits | $301,000 | 5,616 |
| Premises and equipment expense | $70,000 | 5,840 |
| Additional noninterest expense | $161,000 | 5,702 |
| Pre-tax net operating income | $233,000 | 5,463 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $80,000 | 4,357 |
| Income before extraordinary items | $153,000 | 5,963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $153,000 | 5,776 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,413,000 | 5,597 |
| Total interest expense | $1,705,000 | 5,320 |
| Net interest income | $2,708,000 | 5,641 |
| Provision for loan and lease losses | $131,000 | 5,184 |
| Total noninterest income | $558,000 | 4,917 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $340,000 | 3,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $218,000 | 4,842 |
| Total noninterest expense | $1,909,000 | 6,038 |
| Salaries and employee benefits | $1,007,000 | 6,123 |
| Premises and equipment expense | $261,000 | 5,987 |
| Additional noninterest expense | $641,000 | 5,702 |
| Pre-tax net operating income | $1,226,000 | 4,650 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $426,000 | 3,760 |
| Income before extraordinary items | $800,000 | 5,214 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $800,000 | 5,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,648 |
| Cash dividends | $300,000 | 4,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $800,000 | 5,068 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,623,000 | 5,877 |
| Total interest expense | $2,350,000 | 5,587 |
| Net interest income | $2,273,000 | 6,025 |
| Provision for loan and lease losses | $107,000 | 5,481 |
| Total noninterest income | $537,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $345,000 | 3,802 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $192,000 | 5,021 |
| Total noninterest expense | $1,737,000 | 6,268 |
| Salaries and employee benefits | $926,000 | 6,258 |
| Premises and equipment expense | $227,000 | 6,391 |
| Additional noninterest expense | $584,000 | 5,939 |
| Pre-tax net operating income | $966,000 | 4,992 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $289,000 | 4,340 |
| Income before extraordinary items | $677,000 | 5,308 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $677,000 | 5,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,674 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $677,000 | 5,188 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 6,578 |
| Total interest expense | $1,884,000 | 6,454 |
| Net interest income | $1,998,000 | 6,560 |
| Provision for loan and lease losses | $116,000 | 5,015 |
| Total noninterest income | $608,000 | 4,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $608,000 | 2,613 |
| Total noninterest expense | $1,540,000 | 6,646 |
| Salaries and employee benefits | $857,000 | 6,473 |
| Premises and equipment expense | $213,000 | 6,566 |
| Additional noninterest expense | $470,000 | 6,640 |
| Pre-tax net operating income | $950,000 | 5,398 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $307,000 | 4,558 |
| Income before extraordinary items | $643,000 | 5,655 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $643,000 | 5,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,671 |
| Cash dividends | $101,000 | 5,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $643,000 | 5,665 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,239,000 | 7,110 |
| Total interest expense | $1,596,000 | 6,735 |
| Net interest income | $1,643,000 | 7,299 |
| Provision for loan and lease losses | $101,000 | 5,190 |
| Total noninterest income | $556,000 | 4,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $556,000 | 2,757 |
| Total noninterest expense | $1,389,000 | 7,066 |
| Salaries and employee benefits | $747,000 | 7,000 |
| Premises and equipment expense | $207,000 | 6,697 |
| Additional noninterest expense | $435,000 | 7,006 |
| Pre-tax net operating income | $709,000 | 6,287 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $198,000 | 5,734 |
| Income before extraordinary items | $511,000 | 6,359 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $511,000 | 6,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,636 |
| Cash dividends | $93,000 | 6,181 |
| Sale, conversion, retirement of capital stock, net | $-37,000 | 10,072 |
| Net operating income | $511,000 | 6,340 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 7,583 |
| Total interest expense | $1,544,000 | 7,100 |
| Net interest income | $1,414,000 | 7,871 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $447,000 | 5,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $447,000 | 3,208 |
| Total noninterest expense | $1,278,000 | 7,321 |
| Salaries and employee benefits | $678,000 | 7,315 |
| Premises and equipment expense | $202,000 | 6,681 |
| Additional noninterest expense | $398,000 | 7,234 |
| Pre-tax net operating income | $503,000 | 7,346 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $160,000 | 6,714 |
| Income before extraordinary items | $343,000 | 7,576 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $343,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,129 |
| Cash dividends | $85,000 | 6,438 |
| Sale, conversion, retirement of capital stock, net | $-28,000 | 10,317 |
| Net operating income | $343,000 | 7,494 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 8,083 |
| Total interest expense | $1,451,000 | 7,468 |
| Net interest income | $1,286,000 | 8,498 |
| Provision for loan and lease losses | $96,000 | 5,266 |
| Total noninterest income | $345,000 | 6,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $345,000 | 3,614 |
| Total noninterest expense | $1,114,000 | 7,965 |
| Salaries and employee benefits | $582,000 | 8,043 |
| Premises and equipment expense | $174,000 | 7,310 |
| Additional noninterest expense | $358,000 | 7,723 |
| Pre-tax net operating income | $421,000 | 8,330 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $109,000 | 8,258 |
| Income before extraordinary items | $314,000 | 8,263 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $314,000 | 8,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,724 |
| Cash dividends | $86,000 | 6,704 |
| Sale, conversion, retirement of capital stock, net | $-46,000 | 10,752 |
| Net operating income | $312,520 | 8,237 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 8,870 |
| Total interest expense | $1,316,000 | 8,060 |
| Net interest income | $1,057,000 | 9,399 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $276,000 | 7,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $276,000 | 4,279 |
| Total noninterest expense | $1,119,000 | 8,262 |
| Salaries and employee benefits | $525,000 | 8,673 |
| Premises and equipment expense | $170,000 | 7,625 |
| Additional noninterest expense | $424,000 | 7,681 |
| Pre-tax net operating income | $174,000 | 9,937 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $79,000 | 9,173 |
| Income before extraordinary items | $95,000 | 10,267 |
| Extraordinary gains, net | $44,000 | 33 |
| Net income | $139,000 | 9,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $95,000 | 10,214 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,178,000 | 9,454 |
| Total interest expense | $1,191,000 | 8,612 |
| Net interest income | $987,000 | 9,978 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $215,000 | 8,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $215,000 | 4,917 |
| Total noninterest expense | $860,000 | 9,506 |
| Salaries and employee benefits | $423,000 | 9,757 |
| Premises and equipment expense | $151,000 | 8,239 |
| Additional noninterest expense | $286,000 | 9,391 |
| Pre-tax net operating income | $317,000 | 9,625 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $94,000 | 9,294 |
| Income before extraordinary items | $223,000 | 9,692 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $223,000 | 9,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $91,000 | 6,989 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $223,000 | 9,655 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,866,000 | 10,046 |
| Total interest expense | $829,000 | 9,449 |
| Net interest income | $1,037,000 | 10,268 |
| Provision for loan and lease losses | $44,000 | 6,435 |
| Total noninterest income | $209,000 | 8,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $209,000 | 5,118 |
| Total noninterest expense | $793,000 | 10,278 |
| Salaries and employee benefits | $382,000 | 10,451 |
| Premises and equipment expense | $143,000 | 8,743 |
| Additional noninterest expense | $268,000 | 10,315 |
| Pre-tax net operating income | $409,000 | 9,292 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $126,000 | 8,792 |
| Income before extraordinary items | $283,000 | 9,331 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $283,000 | 9,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $90,000 | 7,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $283,000 | 9,395 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 10,891 |
| Total interest expense | $758,000 | 10,264 |
| Net interest income | $902,000 | 11,157 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $174,000 | 9,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $174,000 | 6,088 |
| Total noninterest expense | $700,000 | 11,170 |
| Salaries and employee benefits | $363,000 | 11,014 |
| Premises and equipment expense | $98,000 | 10,504 |
| Additional noninterest expense | $239,000 | 11,210 |
| Pre-tax net operating income | $326,000 | 10,010 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $102,000 | 9,679 |
| Income before extraordinary items | $224,000 | 10,357 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $224,000 | 10,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $91,000 | 7,109 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 13,147 |
| Net operating income | $224,000 | 10,115 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 11,675 |
| Total interest expense | $841,000 | 11,142 |
| Net interest income | $780,000 | 11,993 |
| Provision for loan and lease losses | $81,000 | 7,858 |
| Total noninterest income | $180,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $180,000 | 6,025 |
| Total noninterest expense | $645,000 | 11,801 |
| Salaries and employee benefits | $329,000 | 11,678 |
| Premises and equipment expense | $98,000 | 10,802 |
| Additional noninterest expense | $218,000 | 11,987 |
| Pre-tax net operating income | $234,000 | 10,758 |
| Securities gains (losses) | $44,000 | 4,339 |
| Applicable income taxes | $92,000 | 10,116 |
| Income before extraordinary items | $186,000 | 10,792 |
| Extraordinary gains, net | $5,000 | 1,386 |
| Net income | $191,000 | 10,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $91,000 | 6,809 |
| Sale, conversion, retirement of capital stock, net | $-10,000 | 13,781 |
| Net operating income | $156,520 | 10,841 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.