Home > Somerset Regal Bank > Income and Expense

Somerset Regal Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$26,338,0001,550
Total interest expense$6,362,0001,760
Net interest income$19,976,0001,444
Provision for loan and lease losses$4,054,000373
Total noninterest income$1,581,0002,259
Gross Fiduciary activities income$0981
Service charges on deposit accounts$605,0001,461
Trading account gains and feesNANA
Additional Noninterest Income$976,0002,294
Total noninterest expense$21,240,0001,158
Salaries and employee benefits$12,200,0001,138
Premises and equipment expense$1,948,0001,245
Additional noninterest expense$976,0002,294
Pre-tax net operating income$-3,737,0004,560
Securities gains (losses)$-132,0003,848
Applicable income taxes$-1,351,0004,554
Income before extraordinary items$-2,518,0004,522
Extraordinary gains, net$054
Net income$-2,518,0004,521
Minority interest net income$088
Net income of bank and minority interests.$-2,518,0004,522
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-2,413,7204,533
2023-09-30 (YTD Data)Rank
Total interest income$14,336,0001,918
Total interest expense$3,092,0002,136
Net interest income$11,244,0001,821
Provision for loan and lease losses$4,161,000297
Total noninterest income$1,061,0002,358
Gross Fiduciary activities income$0950
Service charges on deposit accounts$117,0002,971
Trading account gains and feesNANA
Additional Noninterest Income$944,0002,055
Total noninterest expense$13,892,0001,272
Salaries and employee benefits$8,295,0001,246
Premises and equipment expense$1,056,0001,603
Additional noninterest expense$944,0002,055
Pre-tax net operating income$-5,748,0004,578
Securities gains (losses)$-137,0004,086
Applicable income taxes$-1,861,0004,601
Income before extraordinary items$-4,024,0004,588
Extraordinary gains, net$052
Net income$-4,024,0004,587
Minority interest net income$081
Net income of bank and minority interests.$-4,024,0004,588
Net charge-offs$02,641
Cash dividends$10,876,000356
Sale, conversion, retirement of capital stock, net$0507
Net operating income$-3,915,7704,591
2023-06-30 (YTD Data)Rank
Total interest income$8,508,0002,040
Total interest expense$1,696,0002,200
Net interest income$6,812,0001,978
Provision for loan and lease losses$02,940
Total noninterest income$693,0002,333
Gross Fiduciary activities income$0931
Service charges on deposit accounts$76,0002,993
Trading account gains and feesNANA
Additional Noninterest Income$617,0001,987
Total noninterest expense$6,261,0001,746
Salaries and employee benefits$3,561,0001,736
Premises and equipment expense$679,0001,659
Additional noninterest expense$617,0001,984
Pre-tax net operating income$1,244,0002,798
Securities gains (losses)$-120,0004,241
Applicable income taxes$184,0002,186
Income before extraordinary items$940,0002,945
Extraordinary gains, net$051
Net income$940,0002,977
Minority interest net income$081
Net income of bank and minority interests.$940,0002,944
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,040,8002,836
2023-03-31 (YTD Data)Rank
Total interest income$4,087,0002,074
Total interest expense$612,0002,398
Net interest income$3,475,0001,956
Provision for loan and lease losses$02,612
Total noninterest income$336,0002,360
Gross Fiduciary activities income$0913
Service charges on deposit accounts$40,0002,950
Trading account gains and feesNANA
Additional Noninterest Income$296,0002,015
Total noninterest expense$3,417,0001,651
Salaries and employee benefits$2,023,0001,625
Premises and equipment expense$333,0001,714
Additional noninterest expense$296,0002,015
Pre-tax net operating income$394,0003,348
Securities gains (losses)$-122,0004,373
Applicable income taxes$13,0003,087
Income before extraordinary items$259,0003,617
Extraordinary gains, net$04
Net income$259,0003,616
Minority interest net income$048
Net income of bank and minority interests.$259,0003,617
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$374,9003,276
2022-12-31 (YTD Data)Rank
Total interest income$14,510,0002,018
Total interest expense$1,345,0002,052
Net interest income$13,165,0001,976
Provision for loan and lease losses$03,012
Total noninterest income$1,355,0002,449
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$160,0002,988
Trading account gains and feesNANA
Additional Noninterest Income$1,195,0002,149
Total noninterest expense$12,478,0001,729
Salaries and employee benefits$7,332,0001,682
Premises and equipment expense$1,311,0001,692
Additional noninterest expense$1,195,0002,149
Pre-tax net operating income$2,042,0003,110
Securities gains (losses)$-6,0003,342
Applicable income taxes$314,0002,383
Income before extraordinary items$1,722,0003,108
Extraordinary gains, net$05
Net income$1,722,0003,105
Minority interest net income$063
Net income of bank and minority interests.$1,722,0003,107
Net charge-offs$02,620
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,727,1003,139
2022-09-30 (YTD Data)Rank
Total interest income$10,610,0001,990
Total interest expense$920,0001,875
Net interest income$9,690,0001,976
Provision for loan and lease losses$02,835
Total noninterest income$1,009,0002,479
Gross Fiduciary activities income$0968
Service charges on deposit accounts$122,0002,994
Trading account gains and feesNANA
Additional Noninterest Income$887,0002,188
Total noninterest expense$8,935,0001,781
Salaries and employee benefits$5,119,0001,777
Premises and equipment expense$994,0001,692
Additional noninterest expense$887,0002,188
Pre-tax net operating income$1,764,0002,909
Securities gains (losses)$-8,0003,726
Applicable income taxes$294,0002,229
Income before extraordinary items$1,462,0002,949
Extraordinary gains, net$04
Net income$1,462,0002,947
Minority interest net income$057
Net income of bank and minority interests.$1,462,0002,948
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,468,6402,976
2022-06-30 (YTD Data)Rank
Total interest income$6,892,0001,970
Total interest expense$623,0001,676
Net interest income$6,269,0001,977
Provision for loan and lease losses$02,599
Total noninterest income$665,0002,486
Gross Fiduciary activities income$0925
Service charges on deposit accounts$79,0003,035
Trading account gains and feesNANA
Additional Noninterest Income$586,0002,225
Total noninterest expense$5,569,0001,857
Salaries and employee benefits$3,142,0001,882
Premises and equipment expense$658,0001,714
Additional noninterest expense$1,769,0001,761
Pre-tax net operating income$1,365,0002,675
Securities gains (losses)$-8,0003,900
Applicable income taxes$249,0001,964
Income before extraordinary items$1,108,0002,707
Extraordinary gains, net$04
Net income$1,108,0002,705
Minority interest net income$060
Net income of bank and minority interests.$1,108,0002,707
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,114,5602,736
2022-03-31 (YTD Data)Rank
Total interest income$3,349,0001,961
Total interest expense$352,0001,462
Net interest income$2,997,0002,004
Provision for loan and lease losses$02,285
Total noninterest income$327,0002,490
Gross Fiduciary activities income$0892
Service charges on deposit accounts$39,0003,030
Trading account gains and feesNANA
Additional Noninterest Income$288,0002,231
Total noninterest expense$2,737,0001,871
Salaries and employee benefits$1,546,0001,897
Premises and equipment expense$349,0001,648
Additional noninterest expense$842,0001,804
Pre-tax net operating income$587,0002,733
Securities gains (losses)$-4,0004,101
Applicable income taxes$99,0002,069
Income before extraordinary items$484,0002,777
Extraordinary gains, net$04
Net income$484,0002,775
Minority interest net income$050
Net income of bank and minority interests.$484,0002,777
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$487,3202,797
2021-12-31 (YTD Data)Rank
Total interest income$13,079,0002,062
Total interest expense$1,977,0001,344
Net interest income$11,102,0002,161
Provision for loan and lease losses$03,064
Total noninterest income$1,287,0002,711
Gross Fiduciary activities income$0994
Service charges on deposit accounts$95,0003,512
Trading account gains and feesNANA
Additional Noninterest Income$1,192,0002,451
Total noninterest expense$10,474,0001,923
Salaries and employee benefits$5,989,0001,935
Premises and equipment expense$1,424,0001,582
Additional noninterest expense$3,061,0001,948
Pre-tax net operating income$1,915,0003,204
Securities gains (losses)$12,0001,670
Applicable income taxes$287,0002,501
Income before extraordinary items$1,640,0003,255
Extraordinary gains, net$010
Net income$1,640,0003,254
Minority interest net income$074
Net income of bank and minority interests.$1,640,0003,255
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,629,8003,238
2021-09-30 (YTD Data)Rank
Total interest income$9,776,0002,108
Total interest expense$1,546,0001,364
Net interest income$8,230,0002,213
Provision for loan and lease losses$02,963
Total noninterest income$946,0002,770
Gross Fiduciary activities income$0957
Service charges on deposit accounts$57,0003,736
Trading account gains and feesNANA
Additional Noninterest Income$889,0002,507
Total noninterest expense$7,691,0001,951
Salaries and employee benefits$4,383,0001,970
Premises and equipment expense$1,073,0001,603
Additional noninterest expense$2,235,0001,995
Pre-tax net operating income$1,485,0003,266
Securities gains (losses)$9,0001,653
Applicable income taxes$232,0002,484
Income before extraordinary items$1,262,0003,345
Extraordinary gains, net$08
Net income$1,262,0003,345
Minority interest net income$069
Net income of bank and minority interests.$1,262,0003,345
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,254,4403,325
2021-06-30 (YTD Data)Rank
Total interest income$6,539,0002,093
Total interest expense$1,073,0001,385
Net interest income$5,466,0002,207
Provision for loan and lease losses$02,862
Total noninterest income$596,0002,802
Gross Fiduciary activities income$0951
Service charges on deposit accounts$17,0004,283
Trading account gains and feesNANA
Additional Noninterest Income$579,0002,486
Total noninterest expense$5,024,0001,971
Salaries and employee benefits$2,787,0002,019
Premises and equipment expense$739,0001,564
Additional noninterest expense$1,498,0001,970
Pre-tax net operating income$1,038,0003,214
Securities gains (losses)$12,0001,351
Applicable income taxes$173,0002,406
Income before extraordinary items$877,0003,290
Extraordinary gains, net$06
Net income$877,0003,289
Minority interest net income$067
Net income of bank and minority interests.$877,0003,290
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$866,9203,273
2021-03-31 (YTD Data)Rank
Total interest income$3,231,0002,100
Total interest expense$556,0001,398
Net interest income$2,675,0002,215
Provision for loan and lease losses$02,741
Total noninterest income$289,0002,842
Gross Fiduciary activities income$0922
Service charges on deposit accounts$7,0004,369
Trading account gains and feesNANA
Additional Noninterest Income$282,0002,517
Total noninterest expense$2,618,0001,897
Salaries and employee benefits$1,461,0001,955
Premises and equipment expense$379,0001,545
Additional noninterest expense$778,0001,874
Pre-tax net operating income$346,0003,656
Securities gains (losses)$7,0001,145
Applicable income taxes$40,0002,785
Income before extraordinary items$313,0003,654
Extraordinary gains, net$03
Net income$313,0003,654
Minority interest net income$055
Net income of bank and minority interests.$313,0003,654
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$306,7703,647
2020-12-31 (YTD Data)Rank
Total interest income$14,266,0001,960
Total interest expense$2,989,0001,491
Net interest income$11,277,0002,054
Provision for loan and lease losses$200,0003,026
Total noninterest income$1,055,0002,806
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$56,0004,071
Trading account gains and feesNANA
Additional Noninterest Income$999,0002,479
Total noninterest expense$10,936,0001,827
Salaries and employee benefits$6,440,0001,788
Premises and equipment expense$1,341,0001,646
Additional noninterest expense$3,155,0001,847
Pre-tax net operating income$1,196,0003,543
Securities gains (losses)$15,0002,194
Applicable income taxes$102,0002,928
Income before extraordinary items$1,109,0003,545
Extraordinary gains, net$04
Net income$1,109,0003,545
Minority interest net income$072
Net income of bank and minority interests.$1,109,0003,545
Net charge-offs$03,443
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,095,2003,505
2020-09-30 (YTD Data)Rank
Total interest income$11,020,0001,938
Total interest expense$2,379,0001,495
Net interest income$8,641,0002,022
Provision for loan and lease losses$200,0002,745
Total noninterest income$760,0002,824
Gross Fiduciary activities income$0981
Service charges on deposit accounts$50,0003,969
Trading account gains and feesNANA
Additional Noninterest Income$710,0002,484
Total noninterest expense$8,101,0001,827
Salaries and employee benefits$4,769,0001,787
Premises and equipment expense$988,0001,673
Additional noninterest expense$2,344,0001,836
Pre-tax net operating income$1,100,0003,336
Securities gains (losses)$11,0002,100
Applicable income taxes$134,0002,631
Income before extraordinary items$977,0003,383
Extraordinary gains, net$04
Net income$977,0003,382
Minority interest net income$065
Net income of bank and minority interests.$977,0003,383
Net charge-offs$03,243
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$967,3203,339
2020-06-30 (YTD Data)Rank
Total interest income$7,620,0001,908
Total interest expense$1,649,0001,532
Net interest income$5,971,0001,968
Provision for loan and lease losses$200,0002,381
Total noninterest income$472,0002,859
Gross Fiduciary activities income$0970
Service charges on deposit accounts$45,0003,709
Trading account gains and feesNANA
Additional Noninterest Income$427,0002,543
Total noninterest expense$5,377,0001,830
Salaries and employee benefits$3,186,0001,792
Premises and equipment expense$640,0001,708
Additional noninterest expense$1,551,0001,836
Pre-tax net operating income$866,0003,131
Securities gains (losses)$02,249
Applicable income taxes$305,0001,734
Income before extraordinary items$561,0003,526
Extraordinary gains, net$04
Net income$561,0003,526
Minority interest net income$065
Net income of bank and minority interests.$561,0003,526
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$561,0003,471
2020-03-31 (YTD Data)Rank
Total interest income$4,016,0001,800
Total interest expense$851,0001,623
Net interest income$3,165,0001,843
Provision for loan and lease losses$50,0002,502
Total noninterest income$241,0002,779
Gross Fiduciary activities income$0941
Service charges on deposit accounts$43,0003,227
Trading account gains and feesNANA
Additional Noninterest Income$198,0002,443
Total noninterest expense$2,656,0001,857
Salaries and employee benefits$1,590,0001,799
Premises and equipment expense$312,0001,768
Additional noninterest expense$754,0001,914
Pre-tax net operating income$700,0002,349
Securities gains (losses)$01,705
Applicable income taxes$169,0001,529
Income before extraordinary items$531,0002,562
Extraordinary gains, net$04
Net income$531,0002,562
Minority interest net income$056
Net income of bank and minority interests.$531,0002,563
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$531,0002,531
2019-12-31 (YTD Data)Rank
Total interest income$16,883,0001,748
Total interest expense$3,172,0001,738
Net interest income$13,711,0001,733
Provision for loan and lease losses$03,973
Total noninterest income$1,039,0002,773
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$186,0003,258
Trading account gains and feesNANA
Additional Noninterest Income$853,0002,438
Total noninterest expense$10,587,0001,835
Salaries and employee benefits$6,178,0001,805
Premises and equipment expense$1,270,0001,728
Additional noninterest expense$3,139,0001,849
Pre-tax net operating income$4,163,0002,000
Securities gains (losses)$02,379
Applicable income taxes$1,073,0001,367
Income before extraordinary items$3,090,0002,242
Extraordinary gains, net$011
Net income$3,090,0002,244
Minority interest net income$076
Net income of bank and minority interests.$3,090,0002,244
Net charge-offs$4,0003,526
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,090,0002,206
2019-09-30 (YTD Data)Rank
Total interest income$12,781,0001,756
Total interest expense$2,292,0001,794
Net interest income$10,489,0001,726
Provision for loan and lease losses$03,836
Total noninterest income$775,0002,794
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$137,0003,312
Trading account gains and feesNANA
Additional Noninterest Income$638,0002,425
Total noninterest expense$7,822,0001,863
Salaries and employee benefits$4,540,0001,835
Premises and equipment expense$952,0001,744
Additional noninterest expense$2,330,0001,850
Pre-tax net operating income$3,442,0001,931
Securities gains (losses)$02,167
Applicable income taxes$945,0001,278
Income before extraordinary items$2,497,0002,202
Extraordinary gains, net$011
Net income$2,497,0002,202
Minority interest net income$072
Net income of bank and minority interests.$2,497,0002,203
Net charge-offs$4,0003,193
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,497,0002,165
2019-06-30 (YTD Data)Rank
Total interest income$8,549,0001,750
Total interest expense$1,428,0001,864
Net interest income$7,121,0001,697
Provision for loan and lease losses$03,685
Total noninterest income$509,0002,786
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$90,0003,331
Trading account gains and feesNANA
Additional Noninterest Income$419,0002,425
Total noninterest expense$5,161,0001,893
Salaries and employee benefits$2,983,0001,859
Premises and equipment expense$641,0001,737
Additional noninterest expense$1,537,0001,898
Pre-tax net operating income$2,469,0001,807
Securities gains (losses)$01,702
Applicable income taxes$698,0001,174
Income before extraordinary items$1,771,0002,102
Extraordinary gains, net$011
Net income$1,771,0002,100
Minority interest net income$069
Net income of bank and minority interests.$1,771,0002,102
Net charge-offs$4,0002,873
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,771,0002,071
2019-03-31 (YTD Data)Rank
Total interest income$4,244,0001,761
Total interest expense$643,0001,958
Net interest income$3,601,0001,702
Provision for loan and lease losses$03,406
Total noninterest income$248,0002,761
Gross Fiduciary activities income$0972
Service charges on deposit accounts$47,0003,275
Trading account gains and feesNANA
Additional Noninterest Income$201,0002,399
Total noninterest expense$2,662,0001,830
Salaries and employee benefits$1,554,0001,815
Premises and equipment expense$328,0001,725
Additional noninterest expense$780,0001,861
Pre-tax net operating income$1,187,0001,817
Securities gains (losses)$01,087
Applicable income taxes$351,0001,148
Income before extraordinary items$836,0002,140
Extraordinary gains, net$05
Net income$836,0002,139
Minority interest net income$052
Net income of bank and minority interests.$836,0002,139
Net charge-offs$4,0002,286
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$836,0002,125
2018-12-31 (YTD Data)Rank
Total interest income$15,743,0001,794
Total interest expense$1,804,0002,072
Net interest income$13,939,0001,714
Provision for loan and lease losses$150,0002,622
Total noninterest income$1,015,0002,845
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$186,0003,404
Trading account gains and feesNANA
Additional Noninterest Income$829,0002,455
Total noninterest expense$10,346,0001,849
Salaries and employee benefits$6,024,0001,800
Premises and equipment expense$1,211,0001,799
Additional noninterest expense$3,111,0001,855
Pre-tax net operating income$4,458,0001,951
Securities gains (losses)$01,125
Applicable income taxes$1,125,0001,285
Income before extraordinary items$3,333,0002,167
Extraordinary gains, net$06
Net income$3,333,0002,165
Minority interest net income$072
Net income of bank and minority interests.$3,333,0002,166
Net charge-offs$10,0003,359
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,333,0002,161
2018-09-30 (YTD Data)Rank
Total interest income$11,614,0001,800
Total interest expense$1,260,0002,091
Net interest income$10,354,0001,727
Provision for loan and lease losses$03,948
Total noninterest income$752,0002,889
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$136,0003,454
Trading account gains and feesNANA
Additional Noninterest Income$616,0002,488
Total noninterest expense$7,696,0001,855
Salaries and employee benefits$4,465,0001,825
Premises and equipment expense$913,0001,806
Additional noninterest expense$2,318,0001,864
Pre-tax net operating income$3,410,0001,936
Securities gains (losses)$01,118
Applicable income taxes$859,0001,300
Income before extraordinary items$2,551,0002,141
Extraordinary gains, net$05
Net income$2,551,0002,139
Minority interest net income$066
Net income of bank and minority interests.$2,551,0002,140
Net charge-offs$10,0002,995
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,551,0002,139
2018-06-30 (YTD Data)Rank
Total interest income$7,627,0001,804
Total interest expense$801,0002,085
Net interest income$6,826,0001,749
Provision for loan and lease losses$03,782
Total noninterest income$495,0002,902
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$88,0003,502
Trading account gains and feesNANA
Additional Noninterest Income$407,0002,498
Total noninterest expense$5,088,0001,888
Salaries and employee benefits$2,931,0001,858
Premises and equipment expense$619,0001,799
Additional noninterest expense$1,538,0001,884
Pre-tax net operating income$2,233,0001,933
Securities gains (losses)$0961
Applicable income taxes$556,0001,321
Income before extraordinary items$1,677,0002,140
Extraordinary gains, net$06
Net income$1,677,0002,137
Minority interest net income$065
Net income of bank and minority interests.$1,677,0002,139
Net charge-offs$10,0002,589
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,677,0002,133
2018-03-31 (YTD Data)Rank
Total interest income$3,745,0001,817
Total interest expense$383,0002,082
Net interest income$3,362,0001,766
Provision for loan and lease losses$03,508
Total noninterest income$244,0002,890
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$46,0003,459
Trading account gains and feesNANA
Additional Noninterest Income$198,0002,500
Total noninterest expense$2,657,0001,835
Salaries and employee benefits$1,561,0001,785
Premises and equipment expense$324,0001,747
Additional noninterest expense$772,0001,872
Pre-tax net operating income$949,0002,115
Securities gains (losses)$0735
Applicable income taxes$222,0001,479
Income before extraordinary items$727,0002,321
Extraordinary gains, net$07
Net income$727,0002,319
Minority interest net income$052
Net income of bank and minority interests.$727,0002,321
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$727,0002,308
2017-12-31 (YTD Data)Rank
Total interest income$14,261,0001,851
Total interest expense$1,349,0002,076
Net interest income$12,912,0001,791
Provision for loan and lease losses$04,227
Total noninterest income$1,031,0002,903
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$201,0003,448
Trading account gains and feesNANA
Additional Noninterest Income$830,0002,527
Total noninterest expense$10,424,0001,847
Salaries and employee benefits$6,201,0001,765
Premises and equipment expense$1,211,0001,832
Additional noninterest expense$3,012,0001,919
Pre-tax net operating income$3,519,0002,236
Securities gains (losses)$17,0001,392
Applicable income taxes$1,158,0001,746
Income before extraordinary items$2,378,0002,401
Extraordinary gains, net$09
Net income$2,378,0002,401
Minority interest net income$076
Net income of bank and minority interests.$2,378,0002,401
Net charge-offs$04,128
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,366,6102,393
2017-09-30 (YTD Data)Rank
Total interest income$10,604,0001,864
Total interest expense$982,0002,109
Net interest income$9,622,0001,800
Provision for loan and lease losses$04,088
Total noninterest income$772,0002,923
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$149,0003,488
Trading account gains and feesNANA
Additional Noninterest Income$623,0002,534
Total noninterest expense$7,807,0001,846
Salaries and employee benefits$4,699,0001,760
Premises and equipment expense$909,0001,846
Additional noninterest expense$2,199,0001,966
Pre-tax net operating income$2,587,0002,311
Securities gains (losses)$17,0001,393
Applicable income taxes$835,0001,622
Income before extraordinary items$1,769,0002,598
Extraordinary gains, net$09
Net income$1,769,0002,598
Minority interest net income$071
Net income of bank and minority interests.$1,769,0002,598
Net charge-offs$03,796
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,757,4402,591
2017-06-30 (YTD Data)Rank
Total interest income$7,004,0001,867
Total interest expense$649,0002,083
Net interest income$6,355,0001,808
Provision for loan and lease losses$03,871
Total noninterest income$511,0002,933
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$99,0003,497
Trading account gains and feesNANA
Additional Noninterest Income$412,0002,547
Total noninterest expense$5,235,0001,837
Salaries and employee benefits$3,156,0001,744
Premises and equipment expense$618,0001,819
Additional noninterest expense$1,461,0001,983
Pre-tax net operating income$1,631,0002,352
Securities gains (losses)$01,906
Applicable income taxes$505,0001,690
Income before extraordinary items$1,126,0002,625
Extraordinary gains, net$011
Net income$1,126,0002,624
Minority interest net income$071
Net income of bank and minority interests.$1,126,0002,625
Net charge-offs$03,512
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,126,0002,610
2017-03-31 (YTD Data)Rank
Total interest income$3,476,0001,868
Total interest expense$323,0002,056
Net interest income$3,153,0001,815
Provision for loan and lease losses$03,537
Total noninterest income$251,0002,958
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$53,0003,420
Trading account gains and feesNANA
Additional Noninterest Income$198,0002,585
Total noninterest expense$2,620,0001,849
Salaries and employee benefits$1,581,0001,765
Premises and equipment expense$314,0001,824
Additional noninterest expense$725,0001,988
Pre-tax net operating income$784,0002,324
Securities gains (losses)$01,153
Applicable income taxes$226,0001,754
Income before extraordinary items$558,0002,588
Extraordinary gains, net$08
Net income$558,0002,588
Minority interest net income$055
Net income of bank and minority interests.$558,0002,588
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$558,0002,566
2016-12-31 (YTD Data)Rank
Total interest income$13,149,0001,924
Total interest expense$1,226,0002,098
Net interest income$11,923,0001,872
Provision for loan and lease losses$04,332
Total noninterest income$896,0003,218
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$221,0003,452
Trading account gains and fees$0170
Additional Noninterest Income$675,0002,887
Total noninterest expense$10,051,0001,906
Salaries and employee benefits$5,783,0001,845
Premises and equipment expense$1,165,0001,916
Additional noninterest expense$3,103,0001,923
Pre-tax net operating income$2,768,0002,511
Securities gains (losses)$03,212
Applicable income taxes$862,0001,782
Income before extraordinary items$1,906,0002,877
Extraordinary gains, net$05
Net income$1,906,0002,876
Minority interest net income$082
Net income of bank and minority interests.$1,906,0002,876
Net charge-offs$35,0003,369
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,906,0002,828
2016-09-30 (YTD Data)Rank
Total interest income$9,843,0001,923
Total interest expense$903,0002,125
Net interest income$8,940,0001,870
Provision for loan and lease losses$04,186
Total noninterest income$658,0003,254
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$164,0003,477
Trading account gains and fees$0169
Additional Noninterest Income$494,0002,911
Total noninterest expense$7,535,0001,899
Salaries and employee benefits$4,343,0001,829
Premises and equipment expense$874,0001,914
Additional noninterest expense$2,318,0001,920
Pre-tax net operating income$2,063,0002,564
Securities gains (losses)$03,160
Applicable income taxes$630,0001,854
Income before extraordinary items$1,433,0002,894
Extraordinary gains, net$05
Net income$1,433,0002,894
Minority interest net income$071
Net income of bank and minority interests.$1,433,0002,894
Net charge-offs$35,0002,810
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,433,0002,841
2016-06-30 (YTD Data)Rank
Total interest income$6,554,0001,928
Total interest expense$590,0002,163
Net interest income$5,964,0001,873
Provision for loan and lease losses$04,017
Total noninterest income$434,0003,275
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$107,0003,511
Trading account gains and fees$0157
Additional Noninterest Income$327,0002,913
Total noninterest expense$4,999,0001,910
Salaries and employee benefits$2,868,0001,858
Premises and equipment expense$579,0001,921
Additional noninterest expense$1,552,0001,919
Pre-tax net operating income$1,399,0002,525
Securities gains (losses)$02,835
Applicable income taxes$408,0001,868
Income before extraordinary items$991,0002,813
Extraordinary gains, net$016
Net income$991,0002,811
Minority interest net income$071
Net income of bank and minority interests.$991,0002,812
Net charge-offs$03,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$991,0002,745
2016-03-31 (YTD Data)Rank
Total interest income$3,274,0001,930
Total interest expense$290,0002,194
Net interest income$2,984,0001,880
Provision for loan and lease losses$03,656
Total noninterest income$213,0003,261
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$53,0003,519
Trading account gains and fees$0142
Additional Noninterest Income$160,0002,906
Total noninterest expense$2,491,0001,921
Salaries and employee benefits$1,437,0001,868
Premises and equipment expense$302,0001,865
Additional noninterest expense$752,0001,945
Pre-tax net operating income$706,0002,471
Securities gains (losses)$02,077
Applicable income taxes$173,0001,974
Income before extraordinary items$533,0002,645
Extraordinary gains, net$012
Net income$533,0002,645
Minority interest net income$062
Net income of bank and minority interests.$533,0002,645
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$533,0002,594
2015-12-31 (YTD Data)Rank
Total interest income$13,453,0001,837
Total interest expense$1,094,0002,273
Net interest income$12,359,0001,775
Provision for loan and lease losses$04,380
Total noninterest income$732,0003,570
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$219,0003,573
Trading account gains and fees$0159
Additional Noninterest Income$513,0003,251
Total noninterest expense$10,044,0001,884
Salaries and employee benefits$5,821,0001,790
Premises and equipment expense$1,161,0001,942
Additional noninterest expense$3,062,0001,971
Pre-tax net operating income$3,047,0002,300
Securities gains (losses)$03,216
Applicable income taxes$1,151,0001,467
Income before extraordinary items$1,896,0002,829
Extraordinary gains, net$023
Net income$1,896,0002,831
Minority interest net income$081
Net income of bank and minority interests.$1,896,0002,832
Net charge-offs$53,0003,199
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,896,0002,778
2015-09-30 (YTD Data)Rank
Total interest income$10,215,0001,833
Total interest expense$811,0002,318
Net interest income$9,404,0001,764
Provision for loan and lease losses$04,232
Total noninterest income$514,0003,691
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$163,0003,609
Trading account gains and fees$0153
Additional Noninterest Income$351,0003,387
Total noninterest expense$7,484,0001,901
Salaries and employee benefits$4,314,0001,820
Premises and equipment expense$889,0001,933
Additional noninterest expense$2,281,0001,969
Pre-tax net operating income$2,434,0002,226
Securities gains (losses)$03,031
Applicable income taxes$914,0001,454
Income before extraordinary items$1,520,0002,743
Extraordinary gains, net$021
Net income$1,520,0002,743
Minority interest net income$078
Net income of bank and minority interests.$1,520,0002,744
Net charge-offs$35,0003,030
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,520,0002,690
2015-06-30 (YTD Data)Rank
Total interest income$6,907,0001,812
Total interest expense$535,0002,347
Net interest income$6,372,0001,731
Provision for loan and lease losses$04,069
Total noninterest income$339,0003,717
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$106,0003,627
Trading account gains and fees$0157
Additional Noninterest Income$233,0003,396
Total noninterest expense$4,907,0001,942
Salaries and employee benefits$2,801,0001,875
Premises and equipment expense$606,0001,899
Additional noninterest expense$1,500,0002,001
Pre-tax net operating income$1,804,0002,052
Securities gains (losses)$02,636
Applicable income taxes$681,0001,348
Income before extraordinary items$1,123,0002,542
Extraordinary gains, net$022
Net income$1,123,0002,544
Minority interest net income$075
Net income of bank and minority interests.$1,123,0002,544
Net charge-offs$2,0003,666
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,123,0002,489
2015-03-31 (YTD Data)Rank
Total interest income$3,500,0001,783
Total interest expense$268,0002,367
Net interest income$3,232,0001,706
Provision for loan and lease losses$03,703
Total noninterest income$164,0003,752
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$53,0003,605
Trading account gains and fees$0152
Additional Noninterest Income$111,0003,441
Total noninterest expense$2,475,0001,915
Salaries and employee benefits$1,407,0001,877
Premises and equipment expense$319,0001,830
Additional noninterest expense$749,0001,984
Pre-tax net operating income$921,0001,994
Securities gains (losses)$02,027
Applicable income taxes$347,0001,310
Income before extraordinary items$574,0002,471
Extraordinary gains, net$013
Net income$574,0002,474
Minority interest net income$064
Net income of bank and minority interests.$574,0002,473
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$574,0002,402
2014-12-31 (YTD Data)Rank
Total interest income$14,865,0001,687
Total interest expense$1,186,0002,286
Net interest income$13,679,0001,615
Provision for loan and lease losses$50,0003,764
Total noninterest income$701,0003,699
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$228,0003,703
Trading account gains and fees$0180
Additional Noninterest Income$473,0003,339
Total noninterest expense$10,044,0001,876
Salaries and employee benefits$5,838,0001,766
Premises and equipment expense$1,124,0002,037
Additional noninterest expense$3,082,0001,989
Pre-tax net operating income$4,286,0001,740
Securities gains (losses)$03,259
Applicable income taxes$1,605,0001,143
Income before extraordinary items$2,681,0002,192
Extraordinary gains, net$017
Net income$2,681,0002,191
Minority interest net income$084
Net income of bank and minority interests.$2,681,0002,191
Net charge-offs$73,0003,459
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,681,0002,141
2014-09-30 (YTD Data)Rank
Total interest income$11,267,0001,673
Total interest expense$906,0002,282
Net interest income$10,361,0001,599
Provision for loan and lease losses$50,0003,379
Total noninterest income$519,0003,768
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$166,0003,794
Trading account gains and fees$0174
Additional Noninterest Income$353,0003,390
Total noninterest expense$7,426,0001,910
Salaries and employee benefits$4,327,0001,787
Premises and equipment expense$844,0002,049
Additional noninterest expense$2,255,0002,024
Pre-tax net operating income$3,404,0001,669
Securities gains (losses)$02,980
Applicable income taxes$1,303,0001,092
Income before extraordinary items$2,101,0002,141
Extraordinary gains, net$015
Net income$2,101,0002,139
Minority interest net income$081
Net income of bank and minority interests.$2,101,0002,139
Net charge-offs$62,0003,093
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,101,0002,094
2014-06-30 (YTD Data)Rank
Total interest income$7,545,0001,652
Total interest expense$613,0002,287
Net interest income$6,932,0001,589
Provision for loan and lease losses$50,0002,981
Total noninterest income$342,0003,780
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$112,0003,758
Trading account gains and fees$0172
Additional Noninterest Income$230,0003,418
Total noninterest expense$4,938,0001,914
Salaries and employee benefits$2,846,0001,813
Premises and equipment expense$577,0002,023
Additional noninterest expense$1,515,0002,010
Pre-tax net operating income$2,286,0001,627
Securities gains (losses)$02,580
Applicable income taxes$878,0001,059
Income before extraordinary items$1,408,0002,094
Extraordinary gains, net$020
Net income$1,408,0002,098
Minority interest net income$080
Net income of bank and minority interests.$1,408,0002,097
Net charge-offs$59,0002,641
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,408,0002,029
2014-03-31 (YTD Data)Rank
Total interest income$3,751,0001,656
Total interest expense$313,0002,284
Net interest income$3,438,0001,591
Provision for loan and lease losses$03,817
Total noninterest income$168,0003,785
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$57,0003,721
Trading account gains and fees$0147
Additional Noninterest Income$111,0003,417
Total noninterest expense$2,519,0001,874
Salaries and employee benefits$1,462,0001,770
Premises and equipment expense$313,0001,907
Additional noninterest expense$744,0002,025
Pre-tax net operating income$1,087,0001,644
Securities gains (losses)$01,715
Applicable income taxes$404,0001,077
Income before extraordinary items$683,0002,045
Extraordinary gains, net$016
Net income$683,0002,048
Minority interest net income$066
Net income of bank and minority interests.$683,0002,048
Net charge-offs$12,0002,752
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$683,0002,003
2013-12-31 (YTD Data)Rank
Total interest income$14,882,0001,675
Total interest expense$1,957,0001,740
Net interest income$12,925,0001,668
Provision for loan and lease losses$100,0003,676
Total noninterest income$608,0004,099
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$227,0003,888
Trading account gains and fees$0184
Additional Noninterest Income$381,0003,744
Total noninterest expense$10,594,0001,805
Salaries and employee benefits$6,245,0001,643
Premises and equipment expense$1,179,0001,950
Additional noninterest expense$3,170,0001,988
Pre-tax net operating income$2,839,0002,253
Securities gains (losses)$03,182
Applicable income taxes$1,037,0001,434
Income before extraordinary items$1,802,0002,806
Extraordinary gains, net$029
Net income$1,802,0002,808
Minority interest net income$090
Net income of bank and minority interests.$1,802,0002,809
Net charge-offs$373,0002,332
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,802,0002,746
2013-09-30 (YTD Data)Rank
Total interest income$11,096,0001,695
Total interest expense$1,570,0001,669
Net interest income$9,526,0001,689
Provision for loan and lease losses$04,941
Total noninterest income$441,0004,223
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$167,0003,951
Trading account gains and fees$0180
Additional Noninterest Income$274,0003,880
Total noninterest expense$8,013,0001,799
Salaries and employee benefits$4,709,0001,643
Premises and equipment expense$907,0001,917
Additional noninterest expense$2,397,0001,958
Pre-tax net operating income$1,954,0002,469
Securities gains (losses)$03,040
Applicable income taxes$738,0001,527
Income before extraordinary items$1,216,0003,053
Extraordinary gains, net$025
Net income$1,216,0003,058
Minority interest net income$084
Net income of bank and minority interests.$1,216,0003,058
Net charge-offs$305,0002,099
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,216,0002,978
2013-06-30 (YTD Data)Rank
Total interest income$7,421,0001,685
Total interest expense$1,111,0001,605
Net interest income$6,310,0001,698
Provision for loan and lease losses$04,788
Total noninterest income$288,0004,283
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$109,0003,964
Trading account gains and fees$0157
Additional Noninterest Income$179,0003,960
Total noninterest expense$5,368,0001,786
Salaries and employee benefits$3,156,0001,645
Premises and equipment expense$638,0001,819
Additional noninterest expense$1,574,0001,988
Pre-tax net operating income$1,230,0002,552
Securities gains (losses)$02,791
Applicable income taxes$474,0001,565
Income before extraordinary items$756,0003,168
Extraordinary gains, net$022
Net income$756,0003,170
Minority interest net income$082
Net income of bank and minority interests.$756,0003,171
Net charge-offs$322,0001,625
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$756,0003,077
2013-03-31 (YTD Data)Rank
Total interest income$3,824,0001,653
Total interest expense$582,0001,584
Net interest income$3,242,0001,672
Provision for loan and lease losses$04,409
Total noninterest income$139,0004,314
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$55,0003,918
Trading account gains and fees$0148
Additional Noninterest Income$84,0004,006
Total noninterest expense$2,702,0001,790
Salaries and employee benefits$1,572,0001,670
Premises and equipment expense$348,0001,729
Additional noninterest expense$782,0002,000
Pre-tax net operating income$679,0002,324
Securities gains (losses)$01,966
Applicable income taxes$260,0001,478
Income before extraordinary items$419,0002,948
Extraordinary gains, net$010
Net income$419,0002,948
Minority interest net income$076
Net income of bank and minority interests.$419,0002,950
Net charge-offs$98,0001,911
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$419,0002,860
2012-12-31 (YTD Data)Rank
Total interest income$17,068,0001,554
Total interest expense$3,089,0001,442
Net interest income$13,979,0001,574
Provision for loan and lease losses$50,0005,179
Total noninterest income$546,0004,342
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$232,0003,999
Trading account gains and fees$0166
Additional Noninterest Income$314,0003,980
Total noninterest expense$10,681,0001,793
Salaries and employee benefits$6,199,0001,632
Premises and equipment expense$1,338,0001,764
Additional noninterest expense$3,144,0002,066
Pre-tax net operating income$3,794,0001,718
Securities gains (losses)$03,810
Applicable income taxes$1,519,0001,091
Income before extraordinary items$2,275,0002,364
Extraordinary gains, net$029
Net income$2,275,0002,364
Minority interest net income$093
Net income of bank and minority interests.$2,275,0002,365
Net charge-offs$209,0003,711
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,275,0002,240
2012-09-30 (YTD Data)Rank
Total interest income$13,169,0001,544
Total interest expense$2,434,0001,433
Net interest income$10,735,0001,549
Provision for loan and lease losses$05,790
Total noninterest income$391,0004,469
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$174,0004,049
Trading account gains and fees$0157
Additional Noninterest Income$217,0004,132
Total noninterest expense$7,976,0001,798
Salaries and employee benefits$4,625,0001,638
Premises and equipment expense$989,0001,805
Additional noninterest expense$2,362,0002,070
Pre-tax net operating income$3,150,0001,630
Securities gains (losses)$03,575
Applicable income taxes$1,155,0001,100
Income before extraordinary items$1,995,0002,110
Extraordinary gains, net$020
Net income$1,995,0002,110
Minority interest net income$086
Net income of bank and minority interests.$1,995,0002,111
Net charge-offs$155,0003,562
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,995,0001,988
2012-06-30 (YTD Data)Rank
Total interest income$8,854,0001,541
Total interest expense$1,688,0001,430
Net interest income$7,166,0001,551
Provision for loan and lease losses$05,619
Total noninterest income$244,0004,579
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$115,0004,062
Trading account gains and fees$0153
Additional Noninterest Income$129,0004,299
Total noninterest expense$5,247,0001,831
Salaries and employee benefits$3,016,0001,663
Premises and equipment expense$670,0001,764
Additional noninterest expense$1,561,0002,086
Pre-tax net operating income$2,163,0001,589
Securities gains (losses)$03,178
Applicable income taxes$791,0001,073
Income before extraordinary items$1,372,0002,039
Extraordinary gains, net$019
Net income$1,372,0002,037
Minority interest net income$084
Net income of bank and minority interests.$1,372,0002,039
Net charge-offs$30,0004,404
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,372,0001,932
2012-03-31 (YTD Data)Rank
Total interest income$4,522,0001,526
Total interest expense$882,0001,426
Net interest income$3,640,0001,533
Provision for loan and lease losses$05,254
Total noninterest income$98,0004,966
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$60,0003,962
Trading account gains and fees$0148
Additional Noninterest Income$38,0005,091
Total noninterest expense$2,641,0001,819
Salaries and employee benefits$1,533,0001,652
Premises and equipment expense$330,0001,795
Additional noninterest expense$778,0002,081
Pre-tax net operating income$1,097,0001,546
Securities gains (losses)$02,210
Applicable income taxes$400,0001,072
Income before extraordinary items$697,0002,014
Extraordinary gains, net$019
Net income$697,0002,015
Minority interest net income$078
Net income of bank and minority interests.$697,0002,016
Net charge-offs$5,0004,286
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$697,0001,912
2011-12-31 (YTD Data)Rank
Total interest income$19,820,0001,436
Total interest expense$4,381,0001,387
Net interest income$15,439,0001,443
Provision for loan and lease losses$15,0006,274
Total noninterest income$576,0004,153
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$239,0004,052
Trading account gains and fees$0146
Additional Noninterest Income$337,0003,686
Total noninterest expense$10,889,0001,775
Salaries and employee benefits$6,742,0001,464
Premises and equipment expense$2,383,0001,041
Additional noninterest expense$1,764,0003,450
Pre-tax net operating income$5,111,0001,160
Securities gains (losses)$03,838
Applicable income taxes$1,885,000833
Income before extraordinary items$3,226,0001,512
Extraordinary gains, net$029
Net income$3,226,0001,512
Minority interest net income$096
Net income of bank and minority interests.$3,226,0001,512
Net charge-offs$150,0004,596
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,226,0001,443
2011-09-30 (YTD Data)Rank
Total interest income$15,162,0001,430
Total interest expense$3,390,0001,398
Net interest income$11,772,0001,432
Provision for loan and lease losses$15,0006,089
Total noninterest income$421,0004,220
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$180,0004,064
Trading account gains and fees$0145
Additional Noninterest Income$241,0003,811
Total noninterest expense$8,237,0001,760
Salaries and employee benefits$5,110,0001,444
Premises and equipment expense$1,808,0001,049
Additional noninterest expense$1,319,0003,465
Pre-tax net operating income$3,941,0001,169
Securities gains (losses)$03,555
Applicable income taxes$1,450,000810
Income before extraordinary items$2,491,0001,523
Extraordinary gains, net$021
Net income$2,491,0001,523
Minority interest net income$087
Net income of bank and minority interests.$2,491,0001,523
Net charge-offs$75,0004,674
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,491,0001,442
2011-06-30 (YTD Data)Rank
Total interest income$10,221,0001,431
Total interest expense$2,313,0001,416
Net interest income$7,908,0001,418
Provision for loan and lease losses$06,217
Total noninterest income$278,0004,255
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$120,0004,037
Trading account gains and fees$0153
Additional Noninterest Income$158,0003,854
Total noninterest expense$5,567,0001,752
Salaries and employee benefits$3,390,0001,477
Premises and equipment expense$1,245,0001,027
Additional noninterest expense$932,0003,364
Pre-tax net operating income$2,619,0001,141
Securities gains (losses)$02,914
Applicable income taxes$961,000784
Income before extraordinary items$1,658,0001,479
Extraordinary gains, net$015
Net income$1,658,0001,479
Minority interest net income$089
Net income of bank and minority interests.$1,658,0001,479
Net charge-offs$60,0004,307
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,658,0001,415
2011-03-31 (YTD Data)Rank
Total interest income$5,161,0001,420
Total interest expense$1,160,0001,468
Net interest income$4,001,0001,383
Provision for loan and lease losses$05,840
Total noninterest income$141,0004,294
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$65,0003,827
Trading account gains and fees$0158
Additional Noninterest Income$76,0003,996
Total noninterest expense$2,829,0001,744
Salaries and employee benefits$1,710,0001,474
Premises and equipment expense$650,0001,012
Additional noninterest expense$469,0003,345
Pre-tax net operating income$1,313,0001,116
Securities gains (losses)$01,772
Applicable income taxes$482,000772
Income before extraordinary items$831,0001,432
Extraordinary gains, net$09
Net income$831,0001,432
Minority interest net income$086
Net income of bank and minority interests.$831,0001,432
Net charge-offs$60,0003,202
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$831,0001,391
2010-12-31 (YTD Data)Rank
Total interest income$22,434,0001,370
Total interest expense$5,395,0001,538
Net interest income$17,039,0001,319
Provision for loan and lease losses$225,0005,212
Total noninterest income$619,0004,174
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$619,0002,862
Total noninterest expense$11,187,0001,763
Salaries and employee benefits$6,675,0001,474
Premises and equipment expense$2,576,0001,003
Additional noninterest expense$1,936,0003,348
Pre-tax net operating income$6,246,000846
Securities gains (losses)$03,793
Applicable income taxes$2,346,000647
Income before extraordinary items$3,900,0001,114
Extraordinary gains, net$029
Net income$3,900,0001,115
Minority interest net income$0111
Net income of bank and minority interests.$3,900,0001,117
Net charge-offs$-55,0007,573
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,900,0001,066
2010-09-30 (YTD Data)Rank
Total interest income$17,290,0001,353
Total interest expense$4,181,0001,554
Net interest income$13,109,0001,292
Provision for loan and lease losses$225,0004,711
Total noninterest income$462,0004,230
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$462,0002,881
Total noninterest expense$8,399,0001,757
Salaries and employee benefits$5,015,0001,477
Premises and equipment expense$1,948,0001,005
Additional noninterest expense$1,436,0003,354
Pre-tax net operating income$4,947,000848
Securities gains (losses)$03,651
Applicable income taxes$1,867,000623
Income before extraordinary items$3,080,0001,103
Extraordinary gains, net$023
Net income$3,080,0001,106
Minority interest net income$0110
Net income of bank and minority interests.$3,080,0001,106
Net charge-offs$-58,0007,651
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,080,0001,060
2010-06-30 (YTD Data)Rank
Total interest income$11,808,0001,336
Total interest expense$2,919,0001,546
Net interest income$8,889,0001,284
Provision for loan and lease losses$175,0004,429
Total noninterest income$314,0004,174
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$314,0002,775
Total noninterest expense$5,576,0001,778
Salaries and employee benefits$3,317,0001,499
Premises and equipment expense$1,316,0001,005
Additional noninterest expense$943,0003,361
Pre-tax net operating income$3,452,000795
Securities gains (losses)$03,184
Applicable income taxes$1,306,000572
Income before extraordinary items$2,146,0001,056
Extraordinary gains, net$019
Net income$2,146,0001,056
Minority interest net income$0105
Net income of bank and minority interests.$2,146,0001,057
Net charge-offs$47,0004,944
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,146,0001,002
2010-03-31 (YTD Data)Rank
Total interest income$6,003,0001,349
Total interest expense$1,618,0001,460
Net interest income$4,385,0001,315
Provision for loan and lease losses$75,0004,293
Total noninterest income$154,0004,209
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$154,0002,790
Total noninterest expense$2,823,0001,762
Salaries and employee benefits$1,629,0001,527
Premises and equipment expense$696,000974
Additional noninterest expense$498,0003,196
Pre-tax net operating income$1,641,000815
Securities gains (losses)$02,284
Applicable income taxes$618,000593
Income before extraordinary items$1,023,0001,069
Extraordinary gains, net$016
Net income$1,023,0001,070
Minority interest net income$091
Net income of bank and minority interests.$1,023,0001,071
Net charge-offs$54,0003,654
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,023,0001,038
2009-12-31 (YTD Data)Rank
Total interest income$26,223,0001,311
Total interest expense$10,621,0001,116
Net interest income$15,602,0001,423
Provision for loan and lease losses$07,427
Total noninterest income$624,0004,290
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$624,0002,845
Total noninterest expense$11,354,0001,798
Salaries and employee benefits$6,166,0001,616
Premises and equipment expense$2,576,0001,059
Additional noninterest expense$2,612,0002,640
Pre-tax net operating income$4,872,000861
Securities gains (losses)$03,754
Applicable income taxes$1,772,000623
Income before extraordinary items$3,100,0001,090
Extraordinary gains, net$034
Net income$3,100,0001,088
Minority interest net income$0115
Net income of bank and minority interests.$3,100,0001,089
Net charge-offs$165,0005,218
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,100,0001,086
2009-09-30 (YTD Data)Rank
Total interest income$19,980,0001,318
Total interest expense$8,497,0001,100
Net interest income$11,483,0001,454
Provision for loan and lease losses$07,284
Total noninterest income$459,0004,398
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$459,0002,957
Total noninterest expense$8,538,0001,772
Salaries and employee benefits$4,492,0001,672
Premises and equipment expense$1,935,0001,062
Additional noninterest expense$2,111,0002,449
Pre-tax net operating income$3,404,000973
Securities gains (losses)$03,497
Applicable income taxes$1,231,000719
Income before extraordinary items$2,173,0001,233
Extraordinary gains, net$027
Net income$2,173,0001,231
Minority interest net income$0118
Net income of bank and minority interests.$2,173,0001,233
Net charge-offs$133,0004,768
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,173,0001,212
2009-06-30 (YTD Data)Rank
Total interest income$13,461,0001,335
Total interest expense$5,817,0001,127
Net interest income$7,644,0001,460
Provision for loan and lease losses$07,158
Total noninterest income$299,0004,438
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$299,0003,009
Total noninterest expense$5,658,0001,814
Salaries and employee benefits$2,892,0001,760
Premises and equipment expense$1,306,0001,078
Additional noninterest expense$1,460,0002,394
Pre-tax net operating income$2,285,0001,000
Securities gains (losses)$03,136
Applicable income taxes$827,000721
Income before extraordinary items$1,458,0001,302
Extraordinary gains, net$021
Net income$1,458,0001,301
Minority interest net income$0112
Net income of bank and minority interests.$1,458,0001,301
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,458,0001,260
2009-03-31 (YTD Data)Rank
Total interest income$6,922,0001,314
Total interest expense$2,928,0001,176
Net interest income$3,994,0001,383
Provision for loan and lease losses$06,744
Total noninterest income$147,0004,436
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$147,0003,000
Total noninterest expense$2,660,0001,872
Salaries and employee benefits$1,432,0001,817
Premises and equipment expense$680,0001,045
Additional noninterest expense$548,0002,785
Pre-tax net operating income$1,481,000861
Securities gains (losses)$02,434
Applicable income taxes$552,000610
Income before extraordinary items$929,0001,170
Extraordinary gains, net$015
Net income$929,0001,172
Minority interest net income$0102
Net income of bank and minority interests.$929,0001,172
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$929,0001,097
2008-12-31 (YTD Data)Rank
Total interest income$29,999,0001,292
Total interest expense$13,385,0001,210
Net interest income$16,614,0001,340
Provision for loan and lease losses$250,0004,899
Total noninterest income$686,0004,178
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$686,0002,691
Total noninterest expense$10,031,0001,921
Salaries and employee benefits$5,989,0001,709
Premises and equipment expense$2,457,0001,129
Additional noninterest expense$1,585,0003,484
Pre-tax net operating income$7,019,000786
Securities gains (losses)$03,220
Applicable income taxes$2,662,000514
Income before extraordinary items$4,357,000940
Extraordinary gains, net$039
Net income$4,357,000939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,864
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,357,0001,012
2008-09-30 (YTD Data)Rank
Total interest income$22,668,0001,308
Total interest expense$10,384,0001,217
Net interest income$12,284,0001,376
Provision for loan and lease losses$06,991
Total noninterest income$515,0004,275
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$515,0002,765
Total noninterest expense$7,296,0001,974
Salaries and employee benefits$4,327,0001,793
Premises and equipment expense$1,808,0001,149
Additional noninterest expense$1,161,0003,474
Pre-tax net operating income$5,503,000924
Securities gains (losses)$03,106
Applicable income taxes$2,100,000627
Income before extraordinary items$3,403,0001,091
Extraordinary gains, net$031
Net income$3,403,0001,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,962
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,403,0001,149
2008-06-30 (YTD Data)Rank
Total interest income$15,219,0001,314
Total interest expense$7,282,0001,207
Net interest income$7,937,0001,407
Provision for loan and lease losses$06,671
Total noninterest income$342,0004,337
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$342,0002,827
Total noninterest expense$4,628,0002,072
Salaries and employee benefits$2,710,0001,920
Premises and equipment expense$1,194,0001,160
Additional noninterest expense$724,0003,624
Pre-tax net operating income$3,651,000970
Securities gains (losses)$03,233
Applicable income taxes$1,389,000705
Income before extraordinary items$2,262,0001,223
Extraordinary gains, net$021
Net income$2,262,0001,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,084
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,262,0001,206
2008-03-31 (YTD Data)Rank
Total interest income$7,747,0001,323
Total interest expense$3,853,0001,212
Net interest income$3,894,0001,424
Provision for loan and lease losses$06,080
Total noninterest income$169,0004,335
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$169,0002,831
Total noninterest expense$2,301,0002,082
Salaries and employee benefits$1,335,0001,971
Premises and equipment expense$609,0001,146
Additional noninterest expense$357,0003,620
Pre-tax net operating income$1,762,0001,082
Securities gains (losses)$02,688
Applicable income taxes$665,000818
Income before extraordinary items$1,097,0001,377
Extraordinary gains, net$015
Net income$1,097,0001,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,097,0001,335
2007-12-31 (YTD Data)Rank
Total interest income$31,222,0001,370
Total interest expense$15,576,0001,285
Net interest income$15,646,0001,425
Provision for loan and lease losses$06,851
Total noninterest income$755,0004,130
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$755,0002,639
Total noninterest expense$10,070,0001,837
Salaries and employee benefits$6,181,0001,627
Premises and equipment expense$2,387,0001,112
Additional noninterest expense$1,502,0003,414
Pre-tax net operating income$6,331,0001,332
Securities gains (losses)$02,146
Applicable income taxes$2,327,000998
Income before extraordinary items$4,004,0001,591
Extraordinary gains, net$039
Net income$4,004,0001,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,004,0001,579
2007-09-30 (YTD Data)Rank
Total interest income$23,207,0001,391
Total interest expense$11,581,0001,294
Net interest income$11,626,0001,458
Provision for loan and lease losses$06,528
Total noninterest income$560,0004,154
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$560,0002,668
Total noninterest expense$7,557,0001,808
Salaries and employee benefits$4,608,0001,636
Premises and equipment expense$1,787,0001,114
Additional noninterest expense$1,162,0003,277
Pre-tax net operating income$4,629,0001,464
Securities gains (losses)$01,655
Applicable income taxes$1,683,0001,112
Income before extraordinary items$2,946,0001,718
Extraordinary gains, net$033
Net income$2,946,0001,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,946,0001,707
2007-06-30 (YTD Data)Rank
Total interest income$15,342,0001,417
Total interest expense$7,636,0001,312
Net interest income$7,706,0001,485
Provision for loan and lease losses$06,209
Total noninterest income$368,0004,212
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$368,0002,689
Total noninterest expense$4,939,0001,867
Salaries and employee benefits$2,979,0001,723
Premises and equipment expense$1,206,0001,112
Additional noninterest expense$754,0003,348
Pre-tax net operating income$3,135,0001,472
Securities gains (losses)$01,444
Applicable income taxes$1,136,0001,160
Income before extraordinary items$1,999,0001,730
Extraordinary gains, net$029
Net income$1,999,0001,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,999,0001,712
2007-03-31 (YTD Data)Rank
Total interest income$7,606,0001,412
Total interest expense$3,779,0001,317
Net interest income$3,827,0001,495
Provision for loan and lease losses$05,779
Total noninterest income$180,0004,251
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$180,0002,707
Total noninterest expense$2,559,0001,805
Salaries and employee benefits$1,566,0001,664
Premises and equipment expense$625,0001,069
Additional noninterest expense$368,0003,389
Pre-tax net operating income$1,448,0001,582
Securities gains (losses)$01,187
Applicable income taxes$519,0001,250
Income before extraordinary items$929,0001,837
Extraordinary gains, net$022
Net income$929,0001,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$929,0001,825
2006-12-31 (YTD Data)Rank
Total interest income$28,311,0001,406
Total interest expense$12,666,0001,329
Net interest income$15,645,0001,457
Provision for loan and lease losses$150,0004,039
Total noninterest income$841,0003,935
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$841,0002,498
Total noninterest expense$10,370,0001,721
Salaries and employee benefits$6,425,0001,540
Premises and equipment expense$2,389,0001,054
Additional noninterest expense$1,556,0003,201
Pre-tax net operating income$5,966,0001,610
Securities gains (losses)$152,000443
Applicable income taxes$2,216,0001,232
Income before extraordinary items$3,902,0001,833
Extraordinary gains, net$051
Net income$3,902,0001,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,804,7201,854
2006-09-30 (YTD Data)Rank
Total interest income$20,903,0001,426
Total interest expense$8,993,0001,360
Net interest income$11,910,0001,449
Provision for loan and lease losses$150,0003,386
Total noninterest income$636,0003,919
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$636,0002,481
Total noninterest expense$7,670,0001,737
Salaries and employee benefits$4,702,0001,585
Premises and equipment expense$1,785,0001,070
Additional noninterest expense$1,183,0003,178
Pre-tax net operating income$4,726,0001,581
Securities gains (losses)$150,000369
Applicable income taxes$1,775,0001,210
Income before extraordinary items$3,101,0001,783
Extraordinary gains, net$045
Net income$3,101,0001,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,005,0001,809
2006-06-30 (YTD Data)Rank
Total interest income$13,757,0001,410
Total interest expense$5,717,0001,358
Net interest income$8,040,0001,432
Provision for loan and lease losses$150,0002,563
Total noninterest income$428,0003,891
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$428,0002,448
Total noninterest expense$5,025,0001,764
Salaries and employee benefits$3,098,0001,605
Premises and equipment expense$1,169,0001,093
Additional noninterest expense$758,0003,267
Pre-tax net operating income$3,293,0001,529
Securities gains (losses)$150,000302
Applicable income taxes$1,262,0001,148
Income before extraordinary items$2,181,0001,671
Extraordinary gains, net$039
Net income$2,181,0001,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,085,0001,733
2006-03-31 (YTD Data)Rank
Total interest income$6,777,0001,392
Total interest expense$2,722,0001,356
Net interest income$4,055,0001,419
Provision for loan and lease losses$06,013
Total noninterest income$219,0003,789
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$219,0002,360
Total noninterest expense$2,533,0001,759
Salaries and employee benefits$1,552,0001,600
Premises and equipment expense$606,0001,052
Additional noninterest expense$375,0003,293
Pre-tax net operating income$1,741,0001,425
Securities gains (losses)$150,000209
Applicable income taxes$702,0001,050
Income before extraordinary items$1,189,0001,528
Extraordinary gains, net$021
Net income$1,189,0001,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,093,0001,624
2005-12-31 (YTD Data)Rank
Total interest income$25,500,0001,305
Total interest expense$9,094,0001,245
Net interest income$16,406,0001,338
Provision for loan and lease losses$07,120
Total noninterest income$975,0003,626
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$975,0002,254
Total noninterest expense$10,082,0001,692
Salaries and employee benefits$6,243,0001,505
Premises and equipment expense$2,345,0001,022
Additional noninterest expense$1,494,0003,241
Pre-tax net operating income$7,299,0001,316
Securities gains (losses)$301,000408
Applicable income taxes$2,811,0001,006
Income before extraordinary items$4,789,0001,475
Extraordinary gains, net$046
Net income$4,789,0001,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,596,3601,510
2005-09-30 (YTD Data)Rank
Total interest income$18,965,0001,280
Total interest expense$6,606,0001,202
Net interest income$12,359,0001,313
Provision for loan and lease losses$06,899
Total noninterest income$711,0003,700
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$711,0002,297
Total noninterest expense$7,372,0001,704
Salaries and employee benefits$4,616,0001,509
Premises and equipment expense$1,701,0001,047
Additional noninterest expense$1,055,0003,371
Pre-tax net operating income$5,698,0001,250
Securities gains (losses)$301,000388
Applicable income taxes$2,226,000976
Income before extraordinary items$3,773,0001,418
Extraordinary gains, net$035
Net income$3,773,0001,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,580,3601,465
2005-06-30 (YTD Data)Rank
Total interest income$12,564,0001,253
Total interest expense$4,316,0001,150
Net interest income$8,248,0001,302
Provision for loan and lease losses$06,626
Total noninterest income$471,0003,669
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$471,0002,276
Total noninterest expense$4,849,0001,720
Salaries and employee benefits$2,989,0001,545
Premises and equipment expense$1,144,0001,033
Additional noninterest expense$716,0003,308
Pre-tax net operating income$3,870,0001,203
Securities gains (losses)$301,000333
Applicable income taxes$1,549,000923
Income before extraordinary items$2,622,0001,340
Extraordinary gains, net$030
Net income$2,622,0001,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,429,3601,412
2005-03-31 (YTD Data)Rank
Total interest income$6,219,0001,235
Total interest expense$2,179,0001,075
Net interest income$4,040,0001,325
Provision for loan and lease losses$06,226
Total noninterest income$220,0003,748
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$220,0002,340
Total noninterest expense$2,472,0001,703
Salaries and employee benefits$1,535,0001,519
Premises and equipment expense$601,000990
Additional noninterest expense$336,0003,475
Pre-tax net operating income$1,788,0001,282
Securities gains (losses)$301,000197
Applicable income taxes$779,000926
Income before extraordinary items$1,310,0001,317
Extraordinary gains, net$024
Net income$1,310,0001,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,117,3601,492
2004-12-31 (YTD Data)Rank
Total interest income$24,859,0001,139
Total interest expense$8,968,000899
Net interest income$15,891,0001,272
Provision for loan and lease losses$-500,0008,903
Total noninterest income$1,040,0003,454
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,040,0002,094
Total noninterest expense$10,171,0001,596
Salaries and employee benefits$6,287,0001,410
Premises and equipment expense$2,280,0001,005
Additional noninterest expense$1,604,0002,965
Pre-tax net operating income$7,260,0001,194
Securities gains (losses)$264,000700
Applicable income taxes$2,790,000956
Income before extraordinary items$4,734,0001,362
Extraordinary gains, net$034
Net income$4,734,0001,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,565,0401,372
2004-09-30 (YTD Data)Rank
Total interest income$18,654,0001,118
Total interest expense$6,756,000875
Net interest income$11,898,0001,263
Provision for loan and lease losses$-500,0008,970
Total noninterest income$797,0003,419
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$797,0002,078
Total noninterest expense$7,540,0001,612
Salaries and employee benefits$4,637,0001,428
Premises and equipment expense$1,693,0001,022
Additional noninterest expense$1,210,0002,913
Pre-tax net operating income$5,655,0001,168
Securities gains (losses)$264,000652
Applicable income taxes$2,198,000942
Income before extraordinary items$3,721,0001,326
Extraordinary gains, net$026
Net income$3,721,0001,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,552,0401,337
2004-06-30 (YTD Data)Rank
Total interest income$12,434,0001,108
Total interest expense$4,548,000854
Net interest income$7,886,0001,257
Provision for loan and lease losses$-500,0009,032
Total noninterest income$543,0003,386
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$543,0002,065
Total noninterest expense$4,904,0001,649
Salaries and employee benefits$3,046,0001,449
Premises and equipment expense$1,037,0001,121
Additional noninterest expense$821,0002,872
Pre-tax net operating income$4,025,0001,083
Securities gains (losses)$264,000537
Applicable income taxes$1,601,000876
Income before extraordinary items$2,688,0001,213
Extraordinary gains, net$021
Net income$2,688,0001,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,519,0401,248
2004-03-31 (YTD Data)Rank
Total interest income$6,325,0001,105
Total interest expense$2,350,000849
Net interest income$3,975,0001,251
Provision for loan and lease losses$-249,0009,064
Total noninterest income$270,0003,339
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$270,0002,016
Total noninterest expense$2,486,0001,638
Salaries and employee benefits$1,558,0001,429
Premises and equipment expense$513,0001,149
Additional noninterest expense$415,0002,811
Pre-tax net operating income$2,008,0001,072
Securities gains (losses)$264,000417
Applicable income taxes$852,000844
Income before extraordinary items$1,420,0001,156
Extraordinary gains, net$016
Net income$1,420,0001,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,251,0401,229
2003-12-31 (YTD Data)Rank
Total interest income$26,255,0001,074
Total interest expense$11,047,000808
Net interest income$15,208,0001,278
Provision for loan and lease losses$07,651
Total noninterest income$1,283,0003,164
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$1,283,0002,028
Total noninterest expense$10,011,0001,607
Salaries and employee benefits$6,106,0001,407
Premises and equipment expense$2,057,0001,109
Additional noninterest expense$1,848,0002,570
Pre-tax net operating income$6,480,0001,274
Securities gains (losses)$04,500
Applicable income taxes$2,444,0001,094
Income before extraordinary items$4,036,0001,553
Extraordinary gains, net$054
Net income$4,036,0001,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,260
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,036,0001,482
2003-09-30 (YTD Data)Rank
Total interest income$19,974,0001,079
Total interest expense$8,518,000819
Net interest income$11,456,0001,276
Provision for loan and lease losses$07,481
Total noninterest income$1,017,0003,098
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,017,0002,027
Total noninterest expense$7,416,0001,635
Salaries and employee benefits$4,496,0001,442
Premises and equipment expense$1,545,0001,114
Additional noninterest expense$1,375,0002,579
Pre-tax net operating income$5,057,0001,278
Securities gains (losses)$04,204
Applicable income taxes$1,871,0001,115
Income before extraordinary items$3,186,0001,527
Extraordinary gains, net$040
Net income$3,186,0001,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,186,0001,456
2003-06-30 (YTD Data)Rank
Total interest income$13,780,0001,056
Total interest expense$5,805,000830
Net interest income$7,975,0001,224
Provision for loan and lease losses$07,324
Total noninterest income$687,0003,054
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$687,0001,999
Total noninterest expense$4,869,0001,652
Salaries and employee benefits$2,895,0001,484
Premises and equipment expense$1,040,0001,098
Additional noninterest expense$934,0002,529
Pre-tax net operating income$3,793,0001,134
Securities gains (losses)$03,782
Applicable income taxes$1,362,0001,072
Income before extraordinary items$2,431,0001,360
Extraordinary gains, net$030
Net income$2,431,0001,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,431,0001,267
2003-03-31 (YTD Data)Rank
Total interest income$7,142,0001,026
Total interest expense$2,917,000847
Net interest income$4,225,0001,163
Provision for loan and lease losses$06,934
Total noninterest income$334,0003,005
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$334,0001,956
Total noninterest expense$2,533,0001,573
Salaries and employee benefits$1,539,0001,402
Premises and equipment expense$539,0001,077
Additional noninterest expense$455,0002,544
Pre-tax net operating income$2,026,0001,071
Securities gains (losses)$02,891
Applicable income taxes$813,000946
Income before extraordinary items$1,213,0001,361
Extraordinary gains, net$021
Net income$1,213,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,213,0001,274
2002-12-31 (YTD Data)Rank
Total interest income$31,488,000965
Total interest expense$13,599,000830
Net interest income$17,889,0001,068
Provision for loan and lease losses$08,089
Total noninterest income$1,250,0002,991
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,250,0001,887
Total noninterest expense$10,157,0001,523
Salaries and employee benefits$6,291,0001,295
Premises and equipment expense$2,101,0001,051
Additional noninterest expense$1,765,0002,585
Pre-tax net operating income$8,982,000952
Securities gains (losses)$04,537
Applicable income taxes$3,654,000783
Income before extraordinary items$5,328,0001,179
Extraordinary gains, net$070
Net income$5,328,0001,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,328,0001,134
2001-12-31 (YTD Data)Rank
Total interest income$34,906,000973
Total interest expense$19,491,000839
Net interest income$15,415,0001,150
Provision for loan and lease losses$08,228
Total noninterest income$1,246,0002,853
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$1,246,0001,748
Total noninterest expense$8,923,0001,632
Salaries and employee benefits$5,451,0001,379
Premises and equipment expense$1,898,0001,121
Additional noninterest expense$1,574,0002,759
Pre-tax net operating income$7,738,000975
Securities gains (losses)$04,612
Applicable income taxes$2,729,000902
Income before extraordinary items$5,009,0001,093
Extraordinary gains, net$0105
Net income$5,009,0001,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,648
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,009,0001,051
2000-12-31 (YTD Data)Rank
Total interest income$34,504,0001,032
Total interest expense$19,052,000938
Net interest income$15,452,0001,136
Provision for loan and lease losses$100,0005,274
Total noninterest income$1,177,0002,796
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$1,177,0001,668
Total noninterest expense$8,419,0001,657
Salaries and employee benefits$5,204,0001,364
Premises and equipment expense$1,737,0001,154
Additional noninterest expense$1,478,0002,858
Pre-tax net operating income$8,110,000954
Securities gains (losses)$01,956
Applicable income taxes$2,912,000851
Income before extraordinary items$5,198,0001,032
Extraordinary gains, net$038
Net income$5,198,0001,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,846
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,198,0001,028
1999-12-31 (YTD Data)Rank
Total interest income$31,023,0001,057
Total interest expense$16,488,000945
Net interest income$14,535,0001,214
Provision for loan and lease losses$250,0003,042
Total noninterest income$1,310,0002,519
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,310,0001,529
Total noninterest expense$8,375,0001,642
Salaries and employee benefits$5,120,0001,350
Premises and equipment expense$1,680,0001,199
Additional noninterest expense$1,575,0002,750
Pre-tax net operating income$7,220,0001,079
Securities gains (losses)$03,155
Applicable income taxes$2,657,000975
Income before extraordinary items$4,563,0001,198
Extraordinary gains, net$035
Net income$4,563,0001,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,020
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,563,0001,180
1998-12-31 (YTD Data)Rank
Total interest income$29,922,0001,090
Total interest expense$16,656,000953
Net interest income$13,266,0001,281
Provision for loan and lease losses$08,652
Total noninterest income$1,182,0002,723
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$1,182,0001,644
Total noninterest expense$8,247,0001,607
Salaries and employee benefits$4,889,0001,342
Premises and equipment expense$1,740,0001,115
Additional noninterest expense$1,618,0002,594
Pre-tax net operating income$6,201,0001,203
Securities gains (losses)$18,0002,506
Applicable income taxes$2,210,0001,140
Income before extraordinary items$4,009,0001,321
Extraordinary gains, net$032
Net income$4,009,0001,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0009,847
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,997,4801,271
1997-12-31 (YTD Data)Rank
Total interest income$29,278,0001,151
Total interest expense$16,169,0001,006
Net interest income$13,109,0001,325
Provision for loan and lease losses$240,0003,015
Total noninterest income$1,097,0002,828
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$1,097,0001,648
Total noninterest expense$8,165,0001,615
Salaries and employee benefits$4,897,0001,344
Premises and equipment expense$1,790,0001,118
Additional noninterest expense$1,478,0002,769
Pre-tax net operating income$5,801,0001,336
Securities gains (losses)$6,0002,665
Applicable income taxes$2,002,0001,327
Income before extraordinary items$3,805,0001,429
Extraordinary gains, net$044
Net income$3,805,0001,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,223
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,801,0401,396
1996-12-31 (YTD Data)Rank
Total interest income$28,104,0001,220
Total interest expense$15,040,0001,091
Net interest income$13,064,0001,374
Provision for loan and lease losses$175,0003,759
Total noninterest income$1,192,0002,693
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$1,192,0001,607
Total noninterest expense$10,636,0001,351
Salaries and employee benefits$4,704,0001,425
Premises and equipment expense$1,622,0001,266
Additional noninterest expense$4,310,0001,281
Pre-tax net operating income$3,445,0002,079
Securities gains (losses)$16,0002,154
Applicable income taxes$1,163,0002,056
Income before extraordinary items$2,298,0002,157
Extraordinary gains, net$053
Net income$2,298,0002,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0002,420
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,287,4402,115
1995-12-31 (YTD Data)Rank
Total interest income$27,129,0001,272
Total interest expense$13,984,0001,188
Net interest income$13,145,0001,367
Provision for loan and lease losses$405,0001,845
Total noninterest income$1,284,0002,567
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,284,0001,521
Total noninterest expense$8,046,0001,745
Salaries and employee benefits$4,617,0001,440
Premises and equipment expense$1,475,0001,400
Additional noninterest expense$1,954,0002,447
Pre-tax net operating income$5,978,0001,278
Securities gains (losses)$7,0002,620
Applicable income taxes$2,310,0001,108
Income before extraordinary items$3,675,0001,415
Extraordinary gains, net$065
Net income$3,675,0001,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,530
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$3,670,5201,396
1994-12-31 (YTD Data)Rank
Total interest income$23,014,0001,352
Total interest expense$10,933,0001,197
Net interest income$12,081,0001,493
Provision for loan and lease losses$09,146
Total noninterest income$1,267,0002,630
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,267,0001,572
Total noninterest expense$8,185,0001,781
Salaries and employee benefits$4,752,0001,422
Premises and equipment expense$1,534,0001,364
Additional noninterest expense$1,899,0002,689
Pre-tax net operating income$5,163,0001,431
Securities gains (losses)$169,000557
Applicable income taxes$1,936,0001,242
Income before extraordinary items$3,396,0001,452
Extraordinary gains, net$0249
Net income$3,396,0001,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,826
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,287,8401,516
1993-12-31 (YTD Data)Rank
Total interest income$23,470,0001,358
Total interest expense$11,950,0001,127
Net interest income$11,520,0001,564
Provision for loan and lease losses$45,0007,729
Total noninterest income$1,507,0002,440
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$1,507,0001,547
Total noninterest expense$8,310,0001,804
Salaries and employee benefits$4,550,0001,490
Premises and equipment expense$1,850,0001,154
Additional noninterest expense$1,910,0002,838
Pre-tax net operating income$4,672,0001,505
Securities gains (losses)$638,000766
Applicable income taxes$1,944,0001,233
Income before extraordinary items$3,366,0001,501
Extraordinary gains, net$03,149
Net income$3,366,0001,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0009,293
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,957,6801,607
1992-12-31 (YTD Data)Rank
Total interest income$27,172,0001,339
Total interest expense$15,597,0001,149
Net interest income$11,575,0001,604
Provision for loan and lease losses$142,0006,265
Total noninterest income$1,554,0002,327
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,554,0001,480
Total noninterest expense$8,121,0001,869
Salaries and employee benefits$4,396,0001,506
Premises and equipment expense$1,831,0001,194
Additional noninterest expense$1,894,0002,930
Pre-tax net operating income$4,866,0001,304
Securities gains (losses)$581,000962
Applicable income taxes$1,881,0001,182
Income before extraordinary items$3,566,0001,309
Extraordinary gains, net$01,422
Net income$3,566,0001,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0007,838
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,188,3501,352

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.