Home > Solvay Bank > Income and Expense

Solvay Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$37,677,0001,168
Total interest expense$12,636,0001,105
Net interest income$25,041,0001,205
Provision for loan and lease losses$140,0002,236
Total noninterest income$5,271,0001,153
Gross Fiduciary activities income$1,167,000476
Service charges on deposit accounts$995,000991
Trading account gains and feesNANA
Additional Noninterest Income$3,109,0001,223
Total noninterest expense$21,925,0001,120
Salaries and employee benefits$12,944,0001,094
Premises and equipment expense$3,366,000781
Additional noninterest expense$3,109,0001,223
Pre-tax net operating income$8,247,0001,364
Securities gains (losses)$-395,0004,133
Applicable income taxes$1,393,0001,233
Income before extraordinary items$6,459,0001,442
Extraordinary gains, net$054
Net income$6,459,0001,458
Minority interest net income$088
Net income of bank and minority interests.$6,459,0001,445
Net charge-offs$33,0001,979
Cash dividends$4,259,000909
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,782,9001,395
2023-09-30 (YTD Data)Rank
Total interest income$27,862,0001,161
Total interest expense$8,244,0001,134
Net interest income$19,618,0001,165
Provision for loan and lease losses$75,0002,285
Total noninterest income$3,926,0001,160
Gross Fiduciary activities income$839,000482
Service charges on deposit accounts$746,000995
Trading account gains and feesNANA
Additional Noninterest Income$2,341,0001,231
Total noninterest expense$16,316,0001,125
Salaries and employee benefits$9,671,0001,099
Premises and equipment expense$2,475,000796
Additional noninterest expense$2,341,0001,231
Pre-tax net operating income$7,153,0001,252
Securities gains (losses)$-57,0003,866
Applicable income taxes$1,286,0001,103
Income before extraordinary items$5,810,0001,284
Extraordinary gains, net$052
Net income$5,810,0001,293
Minority interest net income$081
Net income of bank and minority interests.$5,810,0001,284
Net charge-offs$50,0001,480
Cash dividends$3,195,000847
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,856,7401,303
2023-06-30 (YTD Data)Rank
Total interest income$18,364,0001,150
Total interest expense$4,570,0001,188
Net interest income$13,794,0001,137
Provision for loan and lease losses$75,0001,977
Total noninterest income$2,583,0001,109
Gross Fiduciary activities income$547,000481
Service charges on deposit accounts$499,000979
Trading account gains and feesNANA
Additional Noninterest Income$1,537,0001,170
Total noninterest expense$10,830,0001,122
Salaries and employee benefits$6,422,0001,088
Premises and equipment expense$1,648,000785
Additional noninterest expense$1,537,0001,169
Pre-tax net operating income$5,472,0001,134
Securities gains (losses)$-57,0004,107
Applicable income taxes$1,051,000985
Income before extraordinary items$4,364,0001,170
Extraordinary gains, net$051
Net income$4,364,0001,180
Minority interest net income$081
Net income of bank and minority interests.$4,364,0001,170
Net charge-offs$-1,0003,356
Cash dividends$2,130,000835
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,410,1701,172
2023-03-31 (YTD Data)Rank
Total interest income$9,134,0001,141
Total interest expense$1,691,0001,323
Net interest income$7,443,0001,059
Provision for loan and lease losses$02,612
Total noninterest income$1,281,0001,126
Gross Fiduciary activities income$272,000491
Service charges on deposit accounts$256,000976
Trading account gains and feesNANA
Additional Noninterest Income$753,0001,174
Total noninterest expense$5,321,0001,156
Salaries and employee benefits$3,166,0001,125
Premises and equipment expense$834,000811
Additional noninterest expense$753,0001,174
Pre-tax net operating income$3,403,000979
Securities gains (losses)$-32,0004,186
Applicable income taxes$696,000850
Income before extraordinary items$2,675,0001,024
Extraordinary gains, net$04
Net income$2,675,0001,023
Minority interest net income$048
Net income of bank and minority interests.$2,675,0001,023
Net charge-offs$-11,0004,071
Cash dividends$1,065,000776
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,700,2801,027
2022-12-31 (YTD Data)Rank
Total interest income$32,281,0001,071
Total interest expense$2,873,0001,220
Net interest income$29,408,0001,049
Provision for loan and lease losses$03,012
Total noninterest income$5,428,0001,148
Gross Fiduciary activities income$1,167,000487
Service charges on deposit accounts$1,067,000957
Trading account gains and feesNANA
Additional Noninterest Income$3,194,0001,205
Total noninterest expense$20,789,0001,151
Salaries and employee benefits$12,266,0001,122
Premises and equipment expense$3,212,000809
Additional noninterest expense$3,194,0001,205
Pre-tax net operating income$14,047,0001,000
Securities gains (losses)$-164,0004,050
Applicable income taxes$2,920,000841
Income before extraordinary items$10,963,0001,026
Extraordinary gains, net$05
Net income$10,963,0001,026
Minority interest net income$063
Net income of bank and minority interests.$10,963,0001,026
Net charge-offs$-14,0003,721
Cash dividends$4,437,000860
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,092,5601,046
2022-09-30 (YTD Data)Rank
Total interest income$23,541,0001,063
Total interest expense$1,677,0001,190
Net interest income$21,864,0001,044
Provision for loan and lease losses$02,835
Total noninterest income$4,021,0001,164
Gross Fiduciary activities income$855,000494
Service charges on deposit accounts$678,0001,105
Trading account gains and feesNANA
Additional Noninterest Income$2,488,0001,209
Total noninterest expense$15,282,0001,172
Salaries and employee benefits$9,002,0001,145
Premises and equipment expense$2,372,000821
Additional noninterest expense$2,488,0001,209
Pre-tax net operating income$10,603,000990
Securities gains (losses)$-164,0004,319
Applicable income taxes$2,203,000851
Income before extraordinary items$8,236,0001,026
Extraordinary gains, net$04
Net income$8,236,0001,025
Minority interest net income$057
Net income of bank and minority interests.$8,236,0001,026
Net charge-offs$02,349
Cash dividends$3,471,000760
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,365,5601,036
2022-06-30 (YTD Data)Rank
Total interest income$15,216,0001,042
Total interest expense$1,016,0001,120
Net interest income$14,200,0001,035
Provision for loan and lease losses$02,599
Total noninterest income$2,666,0001,153
Gross Fiduciary activities income$588,000449
Service charges on deposit accounts$502,0001,003
Trading account gains and feesNANA
Additional Noninterest Income$1,576,0001,274
Total noninterest expense$10,041,0001,171
Salaries and employee benefits$5,908,0001,145
Premises and equipment expense$1,581,000812
Additional noninterest expense$2,552,0001,319
Pre-tax net operating income$6,825,000967
Securities gains (losses)$-55,0004,262
Applicable income taxes$1,419,000818
Income before extraordinary items$5,351,000996
Extraordinary gains, net$04
Net income$5,351,000995
Minority interest net income$060
Net income of bank and minority interests.$5,351,000996
Net charge-offs$-52,0004,207
Cash dividends$2,505,000706
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,394,4501,008
2022-03-31 (YTD Data)Rank
Total interest income$7,432,0001,036
Total interest expense$478,0001,144
Net interest income$6,954,0001,025
Provision for loan and lease losses$02,285
Total noninterest income$1,316,0001,164
Gross Fiduciary activities income$298,000456
Service charges on deposit accounts$251,0001,005
Trading account gains and feesNANA
Additional Noninterest Income$767,0001,288
Total noninterest expense$4,943,0001,181
Salaries and employee benefits$2,887,0001,170
Premises and equipment expense$786,000821
Additional noninterest expense$1,270,0001,312
Pre-tax net operating income$3,327,000931
Securities gains (losses)$0623
Applicable income taxes$684,000814
Income before extraordinary items$2,643,000973
Extraordinary gains, net$04
Net income$2,643,000972
Minority interest net income$050
Net income of bank and minority interests.$2,643,000973
Net charge-offs$-29,0004,268
Cash dividends$966,000803
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,643,000987
2021-12-31 (YTD Data)Rank
Total interest income$31,014,0001,023
Total interest expense$3,188,000855
Net interest income$27,826,0001,035
Provision for loan and lease losses$600,000874
Total noninterest income$5,838,0001,189
Gross Fiduciary activities income$1,240,000443
Service charges on deposit accounts$1,030,000952
Trading account gains and feesNANA
Additional Noninterest Income$3,568,0001,345
Total noninterest expense$20,051,0001,163
Salaries and employee benefits$11,505,0001,165
Premises and equipment expense$3,303,000785
Additional noninterest expense$5,243,0001,273
Pre-tax net operating income$13,013,0001,049
Securities gains (losses)$18,0001,546
Applicable income taxes$2,592,000935
Income before extraordinary items$10,439,0001,115
Extraordinary gains, net$010
Net income$10,439,0001,115
Minority interest net income$074
Net income of bank and minority interests.$10,439,0001,115
Net charge-offs$467,000663
Cash dividends$3,403,0001,078
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,424,6001,101
2021-09-30 (YTD Data)Rank
Total interest income$23,177,0001,050
Total interest expense$2,533,000862
Net interest income$20,644,0001,069
Provision for loan and lease losses$450,000883
Total noninterest income$3,997,0001,290
Gross Fiduciary activities income$886,000446
Service charges on deposit accounts$762,000957
Trading account gains and feesNANA
Additional Noninterest Income$2,349,0001,499
Total noninterest expense$14,851,0001,184
Salaries and employee benefits$8,875,0001,143
Premises and equipment expense$2,454,000806
Additional noninterest expense$3,522,0001,398
Pre-tax net operating income$9,340,0001,136
Securities gains (losses)$18,0001,444
Applicable income taxes$1,887,0001,003
Income before extraordinary items$7,471,0001,199
Extraordinary gains, net$08
Net income$7,471,0001,199
Minority interest net income$069
Net income of bank and minority interests.$7,471,0001,200
Net charge-offs$52,0001,339
Cash dividends$2,553,000966
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,456,6001,179
2021-06-30 (YTD Data)Rank
Total interest income$15,144,0001,055
Total interest expense$1,778,000858
Net interest income$13,366,0001,078
Provision for loan and lease losses$300,000865
Total noninterest income$2,611,0001,289
Gross Fiduciary activities income$592,000444
Service charges on deposit accounts$485,000958
Trading account gains and feesNANA
Additional Noninterest Income$1,534,0001,488
Total noninterest expense$9,836,0001,177
Salaries and employee benefits$5,903,0001,141
Premises and equipment expense$1,689,000787
Additional noninterest expense$2,244,0001,436
Pre-tax net operating income$5,841,0001,170
Securities gains (losses)$8,0001,476
Applicable income taxes$1,171,0001,031
Income before extraordinary items$4,678,0001,245
Extraordinary gains, net$06
Net income$4,678,0001,246
Minority interest net income$067
Net income of bank and minority interests.$4,678,0001,246
Net charge-offs$40,0001,232
Cash dividends$1,702,000972
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,671,6001,220
2021-03-31 (YTD Data)Rank
Total interest income$7,580,0001,045
Total interest expense$924,000866
Net interest income$6,656,0001,071
Provision for loan and lease losses$150,000937
Total noninterest income$1,254,0001,325
Gross Fiduciary activities income$298,000442
Service charges on deposit accounts$232,000980
Trading account gains and feesNANA
Additional Noninterest Income$724,0001,553
Total noninterest expense$4,850,0001,159
Salaries and employee benefits$2,926,0001,137
Premises and equipment expense$863,000783
Additional noninterest expense$1,061,0001,471
Pre-tax net operating income$2,910,0001,162
Securities gains (losses)$01,392
Applicable income taxes$583,0001,032
Income before extraordinary items$2,327,0001,252
Extraordinary gains, net$03
Net income$2,327,0001,252
Minority interest net income$055
Net income of bank and minority interests.$2,327,0001,252
Net charge-offs$54,000799
Cash dividends$851,000850
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,327,0001,218
2020-12-31 (YTD Data)Rank
Total interest income$30,703,0001,027
Total interest expense$5,490,000862
Net interest income$25,213,0001,067
Provision for loan and lease losses$1,950,0001,061
Total noninterest income$4,935,0001,273
Gross Fiduciary activities income$1,125,000438
Service charges on deposit accounts$1,035,000919
Trading account gains and feesNANA
Additional Noninterest Income$2,775,0001,505
Total noninterest expense$19,519,0001,140
Salaries and employee benefits$11,699,0001,095
Premises and equipment expense$3,105,000827
Additional noninterest expense$4,715,0001,346
Pre-tax net operating income$8,679,0001,182
Securities gains (losses)$215,000999
Applicable income taxes$1,596,0001,085
Income before extraordinary items$7,298,0001,225
Extraordinary gains, net$04
Net income$7,298,0001,225
Minority interest net income$072
Net income of bank and minority interests.$7,298,0001,225
Net charge-offs$183,0001,606
Cash dividends$3,312,0001,043
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,121,7001,209
2020-09-30 (YTD Data)Rank
Total interest income$23,160,0001,028
Total interest expense$4,421,000863
Net interest income$18,739,0001,062
Provision for loan and lease losses$1,525,0001,046
Total noninterest income$3,623,0001,265
Gross Fiduciary activities income$802,000444
Service charges on deposit accounts$771,000919
Trading account gains and feesNANA
Additional Noninterest Income$2,050,0001,461
Total noninterest expense$14,313,0001,137
Salaries and employee benefits$8,678,0001,086
Premises and equipment expense$2,305,000824
Additional noninterest expense$3,330,0001,389
Pre-tax net operating income$6,524,0001,138
Securities gains (losses)$180,000941
Applicable income taxes$1,176,0001,064
Income before extraordinary items$5,528,0001,175
Extraordinary gains, net$04
Net income$5,528,0001,174
Minority interest net income$065
Net income of bank and minority interests.$5,528,0001,175
Net charge-offs$143,0001,441
Cash dividends$2,484,000939
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,380,4001,162
2020-06-30 (YTD Data)Rank
Total interest income$15,679,0001,028
Total interest expense$3,180,000872
Net interest income$12,499,0001,063
Provision for loan and lease losses$1,100,0001,022
Total noninterest income$2,378,0001,207
Gross Fiduciary activities income$538,000444
Service charges on deposit accounts$515,000927
Trading account gains and feesNANA
Additional Noninterest Income$1,325,0001,419
Total noninterest expense$9,626,0001,127
Salaries and employee benefits$5,818,0001,075
Premises and equipment expense$1,574,000802
Additional noninterest expense$2,234,0001,369
Pre-tax net operating income$4,151,0001,141
Securities gains (losses)$60,0001,219
Applicable income taxes$775,0001,007
Income before extraordinary items$3,436,0001,183
Extraordinary gains, net$04
Net income$3,436,0001,183
Minority interest net income$065
Net income of bank and minority interests.$3,436,0001,183
Net charge-offs$93,0001,397
Cash dividends$1,656,000926
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,386,8001,164
2020-03-31 (YTD Data)Rank
Total interest income$7,860,0001,031
Total interest expense$1,706,000901
Net interest income$6,154,0001,059
Provision for loan and lease losses$675,000749
Total noninterest income$1,260,0001,103
Gross Fiduciary activities income$260,000454
Service charges on deposit accounts$321,000886
Trading account gains and feesNANA
Additional Noninterest Income$679,0001,254
Total noninterest expense$4,772,0001,140
Salaries and employee benefits$2,810,0001,124
Premises and equipment expense$790,000814
Additional noninterest expense$1,172,0001,331
Pre-tax net operating income$1,967,0001,059
Securities gains (losses)$61,000779
Applicable income taxes$357,000951
Income before extraordinary items$1,671,0001,085
Extraordinary gains, net$04
Net income$1,671,0001,083
Minority interest net income$056
Net income of bank and minority interests.$1,671,0001,085
Net charge-offs$94,000909
Cash dividends$828,000929
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,620,9801,091
2019-12-31 (YTD Data)Rank
Total interest income$32,609,0001,008
Total interest expense$7,726,000858
Net interest income$24,883,0001,052
Provision for loan and lease losses$500,0001,469
Total noninterest income$5,367,0001,078
Gross Fiduciary activities income$980,000463
Service charges on deposit accounts$1,366,000877
Trading account gains and feesNANA
Additional Noninterest Income$3,021,0001,193
Total noninterest expense$19,001,0001,132
Salaries and employee benefits$11,657,0001,069
Premises and equipment expense$2,878,000887
Additional noninterest expense$4,466,0001,374
Pre-tax net operating income$10,749,0001,002
Securities gains (losses)$84,0001,021
Applicable income taxes$2,017,000891
Income before extraordinary items$8,816,0001,035
Extraordinary gains, net$011
Net income$8,816,0001,036
Minority interest net income$076
Net income of bank and minority interests.$8,816,0001,036
Net charge-offs$303,0001,357
Cash dividends$3,541,0001,055
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,747,9601,020
2019-09-30 (YTD Data)Rank
Total interest income$24,543,0001,009
Total interest expense$5,910,000844
Net interest income$18,633,0001,062
Provision for loan and lease losses$500,0001,154
Total noninterest income$3,986,0001,072
Gross Fiduciary activities income$663,000475
Service charges on deposit accounts$1,024,000873
Trading account gains and feesNANA
Additional Noninterest Income$2,299,0001,174
Total noninterest expense$14,143,0001,131
Salaries and employee benefits$8,672,0001,075
Premises and equipment expense$2,131,000898
Additional noninterest expense$3,340,0001,385
Pre-tax net operating income$7,976,0001,026
Securities gains (losses)$84,000861
Applicable income taxes$1,483,000950
Income before extraordinary items$6,577,0001,065
Extraordinary gains, net$011
Net income$6,577,0001,066
Minority interest net income$072
Net income of bank and minority interests.$6,577,0001,066
Net charge-offs$248,0001,144
Cash dividends$2,312,0001,069
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,508,1201,049
2019-06-30 (YTD Data)Rank
Total interest income$16,347,0001,003
Total interest expense$3,930,000827
Net interest income$12,417,0001,058
Provision for loan and lease losses$350,0001,094
Total noninterest income$2,648,0001,047
Gross Fiduciary activities income$429,000483
Service charges on deposit accounts$672,000875
Trading account gains and feesNANA
Additional Noninterest Income$1,547,0001,136
Total noninterest expense$9,378,0001,130
Salaries and employee benefits$5,741,0001,075
Premises and equipment expense$1,424,000899
Additional noninterest expense$2,213,0001,408
Pre-tax net operating income$5,337,000990
Securities gains (losses)$9,0001,239
Applicable income taxes$988,000919
Income before extraordinary items$4,358,0001,037
Extraordinary gains, net$011
Net income$4,358,0001,037
Minority interest net income$069
Net income of bank and minority interests.$4,358,0001,037
Net charge-offs$149,0001,173
Cash dividends$1,541,0001,079
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,350,6201,017
2019-03-31 (YTD Data)Rank
Total interest income$8,162,0001,000
Total interest expense$1,870,000842
Net interest income$6,292,0001,051
Provision for loan and lease losses$175,0001,043
Total noninterest income$1,288,0001,041
Gross Fiduciary activities income$213,000487
Service charges on deposit accounts$348,000842
Trading account gains and feesNANA
Additional Noninterest Income$727,0001,136
Total noninterest expense$4,707,0001,131
Salaries and employee benefits$2,822,0001,092
Premises and equipment expense$738,000876
Additional noninterest expense$1,147,0001,349
Pre-tax net operating income$2,698,000951
Securities gains (losses)$01,087
Applicable income taxes$499,000909
Income before extraordinary items$2,199,0001,004
Extraordinary gains, net$05
Net income$2,199,0001,003
Minority interest net income$052
Net income of bank and minority interests.$2,199,0001,003
Net charge-offs$81,000977
Cash dividends$771,0001,005
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,199,000980
2018-12-31 (YTD Data)Rank
Total interest income$29,445,0001,025
Total interest expense$4,878,000941
Net interest income$24,567,0001,050
Provision for loan and lease losses$625,0001,241
Total noninterest income$5,261,0001,058
Gross Fiduciary activities income$869,000488
Service charges on deposit accounts$1,368,000890
Trading account gains and feesNANA
Additional Noninterest Income$3,024,0001,138
Total noninterest expense$18,755,0001,118
Salaries and employee benefits$11,464,0001,049
Premises and equipment expense$2,847,000879
Additional noninterest expense$4,444,0001,376
Pre-tax net operating income$10,448,0001,000
Securities gains (losses)$8,000752
Applicable income taxes$1,917,000897
Income before extraordinary items$8,539,0001,051
Extraordinary gains, net$06
Net income$8,539,0001,050
Minority interest net income$072
Net income of bank and minority interests.$8,539,0001,050
Net charge-offs$783,000722
Cash dividends$2,950,0001,104
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,532,4401,050
2018-09-30 (YTD Data)Rank
Total interest income$21,621,0001,032
Total interest expense$3,341,000958
Net interest income$18,280,0001,051
Provision for loan and lease losses$488,0001,148
Total noninterest income$3,922,0001,074
Gross Fiduciary activities income$613,000495
Service charges on deposit accounts$1,034,000884
Trading account gains and feesNANA
Additional Noninterest Income$2,275,0001,149
Total noninterest expense$13,949,0001,124
Salaries and employee benefits$8,538,0001,058
Premises and equipment expense$2,128,000872
Additional noninterest expense$3,283,0001,398
Pre-tax net operating income$7,765,0001,017
Securities gains (losses)$8,000750
Applicable income taxes$1,385,000946
Income before extraordinary items$6,388,0001,051
Extraordinary gains, net$05
Net income$6,388,0001,050
Minority interest net income$066
Net income of bank and minority interests.$6,388,0001,050
Net charge-offs$166,0001,369
Cash dividends$2,202,000990
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,381,4401,049
2018-06-30 (YTD Data)Rank
Total interest income$14,136,0001,038
Total interest expense$2,022,000986
Net interest income$12,114,0001,054
Provision for loan and lease losses$325,0001,110
Total noninterest income$2,601,0001,073
Gross Fiduciary activities income$412,000492
Service charges on deposit accounts$699,000863
Trading account gains and feesNANA
Additional Noninterest Income$1,490,0001,163
Total noninterest expense$9,226,0001,131
Salaries and employee benefits$5,617,0001,076
Premises and equipment expense$1,446,000863
Additional noninterest expense$2,163,0001,413
Pre-tax net operating income$5,164,0001,004
Securities gains (losses)$0961
Applicable income taxes$917,000937
Income before extraordinary items$4,247,0001,036
Extraordinary gains, net$06
Net income$4,247,0001,035
Minority interest net income$065
Net income of bank and minority interests.$4,247,0001,035
Net charge-offs$94,0001,349
Cash dividends$1,453,000991
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,247,0001,028
2018-03-31 (YTD Data)Rank
Total interest income$6,956,0001,047
Total interest expense$936,0001,001
Net interest income$6,020,0001,061
Provision for loan and lease losses$163,0001,066
Total noninterest income$1,286,0001,073
Gross Fiduciary activities income$207,000502
Service charges on deposit accounts$357,000848
Trading account gains and feesNANA
Additional Noninterest Income$722,0001,175
Total noninterest expense$4,501,0001,159
Salaries and employee benefits$2,766,0001,091
Premises and equipment expense$726,000872
Additional noninterest expense$1,009,0001,499
Pre-tax net operating income$2,642,000963
Securities gains (losses)$0735
Applicable income taxes$474,000903
Income before extraordinary items$2,168,0001,001
Extraordinary gains, net$07
Net income$2,168,0001,000
Minority interest net income$052
Net income of bank and minority interests.$2,168,0001,001
Net charge-offs$57,0001,126
Cash dividends$727,000922
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,168,000993
2017-12-31 (YTD Data)Rank
Total interest income$26,917,0001,049
Total interest expense$3,498,000936
Net interest income$23,419,0001,065
Provision for loan and lease losses$525,0001,404
Total noninterest income$5,329,0001,072
Gross Fiduciary activities income$858,000480
Service charges on deposit accounts$1,160,0001,045
Trading account gains and feesNANA
Additional Noninterest Income$3,311,0001,089
Total noninterest expense$18,158,0001,146
Salaries and employee benefits$11,040,0001,071
Premises and equipment expense$2,777,000883
Additional noninterest expense$4,341,0001,413
Pre-tax net operating income$10,065,000983
Securities gains (losses)$02,243
Applicable income taxes$3,281,000902
Income before extraordinary items$6,784,0001,056
Extraordinary gains, net$09
Net income$6,784,0001,056
Minority interest net income$076
Net income of bank and minority interests.$6,784,0001,056
Net charge-offs$439,0001,179
Cash dividends$2,717,0001,107
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,784,0001,041
2017-09-30 (YTD Data)Rank
Total interest income$20,088,0001,057
Total interest expense$2,568,000939
Net interest income$17,520,0001,070
Provision for loan and lease losses$469,0001,201
Total noninterest income$3,879,0001,106
Gross Fiduciary activities income$594,000501
Service charges on deposit accounts$858,0001,067
Trading account gains and feesNANA
Additional Noninterest Income$2,427,0001,112
Total noninterest expense$13,602,0001,145
Salaries and employee benefits$8,253,0001,088
Premises and equipment expense$2,097,000888
Additional noninterest expense$3,252,0001,398
Pre-tax net operating income$7,328,0001,023
Securities gains (losses)$40,000975
Applicable income taxes$1,890,000947
Income before extraordinary items$5,478,0001,082
Extraordinary gains, net$09
Net income$5,478,0001,081
Minority interest net income$071
Net income of bank and minority interests.$5,478,0001,082
Net charge-offs$343,0001,038
Cash dividends$2,013,0001,035
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,448,4001,072
2017-06-30 (YTD Data)Rank
Total interest income$13,179,0001,070
Total interest expense$1,657,000947
Net interest income$11,522,0001,079
Provision for loan and lease losses$363,0001,050
Total noninterest income$2,629,0001,100
Gross Fiduciary activities income$398,000498
Service charges on deposit accounts$550,0001,092
Trading account gains and feesNANA
Additional Noninterest Income$1,681,0001,098
Total noninterest expense$8,930,0001,166
Salaries and employee benefits$5,398,0001,112
Premises and equipment expense$1,430,000866
Additional noninterest expense$2,102,0001,441
Pre-tax net operating income$4,858,0001,019
Securities gains (losses)$01,906
Applicable income taxes$1,249,000945
Income before extraordinary items$3,609,0001,072
Extraordinary gains, net$011
Net income$3,609,0001,072
Minority interest net income$071
Net income of bank and minority interests.$3,609,0001,072
Net charge-offs$219,000996
Cash dividends$1,342,0001,049
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,609,0001,063
2017-03-31 (YTD Data)Rank
Total interest income$6,519,0001,069
Total interest expense$811,000947
Net interest income$5,708,0001,082
Provision for loan and lease losses$181,000994
Total noninterest income$1,274,0001,111
Gross Fiduciary activities income$204,000502
Service charges on deposit accounts$267,0001,121
Trading account gains and feesNANA
Additional Noninterest Income$803,0001,118
Total noninterest expense$4,358,0001,202
Salaries and employee benefits$2,706,0001,113
Premises and equipment expense$712,000882
Additional noninterest expense$940,0001,593
Pre-tax net operating income$2,443,000989
Securities gains (losses)$01,153
Applicable income taxes$639,000914
Income before extraordinary items$1,804,0001,046
Extraordinary gains, net$08
Net income$1,804,0001,046
Minority interest net income$055
Net income of bank and minority interests.$1,804,0001,046
Net charge-offs$115,000853
Cash dividends$671,000981
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,804,0001,027
2016-12-31 (YTD Data)Rank
Total interest income$25,658,0001,050
Total interest expense$3,218,000909
Net interest income$22,440,0001,056
Provision for loan and lease losses$500,0001,458
Total noninterest income$5,026,0001,146
Gross Fiduciary activities income$929,000469
Service charges on deposit accounts$1,062,0001,147
Trading account gains and fees$0170
Additional Noninterest Income$3,035,0001,201
Total noninterest expense$17,536,0001,173
Salaries and employee benefits$10,475,0001,107
Premises and equipment expense$2,883,000856
Additional noninterest expense$4,178,0001,472
Pre-tax net operating income$9,430,000968
Securities gains (losses)$33,0002,104
Applicable income taxes$2,492,000896
Income before extraordinary items$6,971,0001,063
Extraordinary gains, net$05
Net income$6,971,0001,062
Minority interest net income$082
Net income of bank and minority interests.$6,971,0001,062
Net charge-offs$478,0001,109
Cash dividends$2,600,0001,143
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,946,5801,042
2016-09-30 (YTD Data)Rank
Total interest income$19,166,0001,055
Total interest expense$2,416,000902
Net interest income$16,750,0001,067
Provision for loan and lease losses$375,0001,401
Total noninterest income$3,772,0001,142
Gross Fiduciary activities income$661,000480
Service charges on deposit accounts$776,0001,172
Trading account gains and fees$0169
Additional Noninterest Income$2,335,0001,181
Total noninterest expense$13,180,0001,173
Salaries and employee benefits$7,867,0001,108
Premises and equipment expense$2,165,000857
Additional noninterest expense$3,148,0001,466
Pre-tax net operating income$6,967,000989
Securities gains (losses)$33,0002,041
Applicable income taxes$1,851,000922
Income before extraordinary items$5,149,0001,091
Extraordinary gains, net$05
Net income$5,149,0001,091
Minority interest net income$071
Net income of bank and minority interests.$5,149,0001,091
Net charge-offs$215,0001,398
Cash dividends$1,950,0001,062
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,124,5801,070
2016-06-30 (YTD Data)Rank
Total interest income$12,626,0001,063
Total interest expense$1,554,000929
Net interest income$11,072,0001,076
Provision for loan and lease losses$250,0001,404
Total noninterest income$2,451,0001,146
Gross Fiduciary activities income$438,000484
Service charges on deposit accounts$509,0001,173
Trading account gains and fees$0157
Additional Noninterest Income$1,504,0001,186
Total noninterest expense$8,739,0001,182
Salaries and employee benefits$5,183,0001,116
Premises and equipment expense$1,473,000847
Additional noninterest expense$2,083,0001,484
Pre-tax net operating income$4,534,0001,000
Securities gains (losses)$02,835
Applicable income taxes$1,185,000952
Income before extraordinary items$3,349,0001,099
Extraordinary gains, net$016
Net income$3,349,0001,099
Minority interest net income$071
Net income of bank and minority interests.$3,349,0001,099
Net charge-offs$98,0001,637
Cash dividends$1,300,0001,076
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,349,0001,073
2016-03-31 (YTD Data)Rank
Total interest income$6,300,0001,069
Total interest expense$762,000950
Net interest income$5,538,0001,073
Provision for loan and lease losses$125,0001,322
Total noninterest income$1,143,0001,183
Gross Fiduciary activities income$213,000490
Service charges on deposit accounts$249,0001,190
Trading account gains and fees$0142
Additional Noninterest Income$681,0001,241
Total noninterest expense$4,337,0001,191
Salaries and employee benefits$2,563,0001,133
Premises and equipment expense$750,000841
Additional noninterest expense$1,024,0001,490
Pre-tax net operating income$2,219,000990
Securities gains (losses)$02,077
Applicable income taxes$583,000949
Income before extraordinary items$1,636,0001,093
Extraordinary gains, net$012
Net income$1,636,0001,094
Minority interest net income$062
Net income of bank and minority interests.$1,636,0001,094
Net charge-offs$33,0001,702
Cash dividends$650,0001,012
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,636,0001,066
2015-12-31 (YTD Data)Rank
Total interest income$24,440,0001,062
Total interest expense$3,049,000915
Net interest income$21,391,0001,066
Provision for loan and lease losses$250,0002,084
Total noninterest income$5,070,0001,111
Gross Fiduciary activities income$920,000476
Service charges on deposit accounts$977,0001,251
Trading account gains and fees$0159
Additional Noninterest Income$3,173,0001,125
Total noninterest expense$17,057,0001,182
Salaries and employee benefits$10,112,0001,111
Premises and equipment expense$2,731,000898
Additional noninterest expense$4,214,0001,456
Pre-tax net operating income$9,154,000962
Securities gains (losses)$-11,0005,877
Applicable income taxes$2,423,000872
Income before extraordinary items$6,720,0001,058
Extraordinary gains, net$023
Net income$6,720,0001,057
Minority interest net income$081
Net income of bank and minority interests.$6,720,0001,058
Net charge-offs$75,0002,923
Cash dividends$6,347,000542
Sale, conversion, retirement of capital stock, net$380,000342
Net operating income$6,728,0301,034
2015-09-30 (YTD Data)Rank
Total interest income$18,390,0001,062
Total interest expense$2,314,000921
Net interest income$16,076,0001,073
Provision for loan and lease losses$250,0001,694
Total noninterest income$3,752,0001,139
Gross Fiduciary activities income$659,000488
Service charges on deposit accounts$725,0001,271
Trading account gains and fees$0153
Additional Noninterest Income$2,368,0001,142
Total noninterest expense$12,652,0001,197
Salaries and employee benefits$7,530,0001,128
Premises and equipment expense$2,069,000903
Additional noninterest expense$3,053,0001,501
Pre-tax net operating income$6,926,000968
Securities gains (losses)$-11,0006,010
Applicable income taxes$1,825,000899
Income before extraordinary items$5,090,0001,053
Extraordinary gains, net$021
Net income$5,090,0001,052
Minority interest net income$078
Net income of bank and minority interests.$5,090,0001,053
Net charge-offs$17,0003,431
Cash dividends$5,748,000435
Sale, conversion, retirement of capital stock, net$289,000314
Net operating income$5,098,1401,026
2015-06-30 (YTD Data)Rank
Total interest income$12,279,0001,062
Total interest expense$1,570,000907
Net interest income$10,709,0001,075
Provision for loan and lease losses$175,0001,648
Total noninterest income$2,588,0001,119
Gross Fiduciary activities income$439,000493
Service charges on deposit accounts$473,0001,268
Trading account gains and fees$0157
Additional Noninterest Income$1,676,0001,103
Total noninterest expense$8,419,0001,202
Salaries and employee benefits$4,996,0001,136
Premises and equipment expense$1,399,000889
Additional noninterest expense$2,024,0001,525
Pre-tax net operating income$4,703,000951
Securities gains (losses)$-11,0006,129
Applicable income taxes$1,259,000868
Income before extraordinary items$3,433,0001,033
Extraordinary gains, net$022
Net income$3,433,0001,033
Minority interest net income$075
Net income of bank and minority interests.$3,433,0001,033
Net charge-offs$-37,0005,662
Cash dividends$1,254,0001,028
Sale, conversion, retirement of capital stock, net$198,000292
Net operating income$3,441,030997
2015-03-31 (YTD Data)Rank
Total interest income$6,061,0001,068
Total interest expense$785,000910
Net interest income$5,276,0001,080
Provision for loan and lease losses$88,0001,599
Total noninterest income$1,368,0001,033
Gross Fiduciary activities income$219,000502
Service charges on deposit accounts$232,0001,267
Trading account gains and fees$0152
Additional Noninterest Income$917,000987
Total noninterest expense$4,093,0001,236
Salaries and employee benefits$2,413,0001,169
Premises and equipment expense$719,000874
Additional noninterest expense$961,0001,580
Pre-tax net operating income$2,463,000878
Securities gains (losses)$-11,0006,261
Applicable income taxes$686,000814
Income before extraordinary items$1,766,000974
Extraordinary gains, net$013
Net income$1,766,000974
Minority interest net income$064
Net income of bank and minority interests.$1,766,000975
Net charge-offs$16,0002,251
Cash dividends$627,000944
Sale, conversion, retirement of capital stock, net$108,000249
Net operating income$1,773,920932
2014-12-31 (YTD Data)Rank
Total interest income$23,882,0001,071
Total interest expense$3,267,000916
Net interest income$20,615,0001,089
Provision for loan and lease losses$04,603
Total noninterest income$4,653,0001,154
Gross Fiduciary activities income$901,000488
Service charges on deposit accounts$1,008,0001,277
Trading account gains and fees$0180
Additional Noninterest Income$2,744,0001,161
Total noninterest expense$16,281,0001,218
Salaries and employee benefits$9,628,0001,133
Premises and equipment expense$2,705,000902
Additional noninterest expense$3,948,0001,578
Pre-tax net operating income$8,987,000927
Securities gains (losses)$30,0002,077
Applicable income taxes$2,465,000843
Income before extraordinary items$6,552,0001,015
Extraordinary gains, net$017
Net income$6,552,0001,014
Minority interest net income$084
Net income of bank and minority interests.$6,552,0001,014
Net charge-offs$882,000996
Cash dividends$2,414,0001,106
Sale, conversion, retirement of capital stock, net$433,000325
Net operating income$6,530,100996
2014-09-30 (YTD Data)Rank
Total interest income$17,751,0001,089
Total interest expense$2,455,000923
Net interest income$15,296,0001,107
Provision for loan and lease losses$04,401
Total noninterest income$3,338,0001,185
Gross Fiduciary activities income$627,000508
Service charges on deposit accounts$756,0001,287
Trading account gains and fees$0174
Additional Noninterest Income$1,955,0001,220
Total noninterest expense$11,976,0001,251
Salaries and employee benefits$7,069,0001,158
Premises and equipment expense$1,938,000943
Additional noninterest expense$2,969,0001,576
Pre-tax net operating income$6,658,000950
Securities gains (losses)$30,0001,776
Applicable income taxes$1,811,000869
Income before extraordinary items$4,877,0001,023
Extraordinary gains, net$015
Net income$4,877,0001,023
Minority interest net income$081
Net income of bank and minority interests.$4,877,0001,023
Net charge-offs$218,0001,907
Cash dividends$1,810,0001,025
Sale, conversion, retirement of capital stock, net$325,000289
Net operating income$4,855,1001,010
2014-06-30 (YTD Data)Rank
Total interest income$11,747,0001,091
Total interest expense$1,627,000938
Net interest income$10,120,0001,104
Provision for loan and lease losses$04,196
Total noninterest income$2,181,0001,205
Gross Fiduciary activities income$421,000505
Service charges on deposit accounts$481,0001,322
Trading account gains and fees$0172
Additional Noninterest Income$1,279,0001,222
Total noninterest expense$7,894,0001,265
Salaries and employee benefits$4,642,0001,168
Premises and equipment expense$1,293,000951
Additional noninterest expense$1,959,0001,586
Pre-tax net operating income$4,407,000932
Securities gains (losses)$19,0001,669
Applicable income taxes$1,195,000847
Income before extraordinary items$3,231,0001,000
Extraordinary gains, net$020
Net income$3,231,0001,001
Minority interest net income$080
Net income of bank and minority interests.$3,231,0001,001
Net charge-offs$96,0002,213
Cash dividends$1,205,000998
Sale, conversion, retirement of capital stock, net$208,000284
Net operating income$3,217,130985
2014-03-31 (YTD Data)Rank
Total interest income$5,850,0001,095
Total interest expense$795,000963
Net interest income$5,055,0001,105
Provision for loan and lease losses$03,817
Total noninterest income$1,068,0001,185
Gross Fiduciary activities income$210,000506
Service charges on deposit accounts$236,0001,336
Trading account gains and fees$0147
Additional Noninterest Income$622,0001,218
Total noninterest expense$3,863,0001,299
Salaries and employee benefits$2,313,0001,184
Premises and equipment expense$653,000973
Additional noninterest expense$897,0001,697
Pre-tax net operating income$2,260,000878
Securities gains (losses)$19,000970
Applicable income taxes$627,000791
Income before extraordinary items$1,652,000946
Extraordinary gains, net$016
Net income$1,652,000946
Minority interest net income$066
Net income of bank and minority interests.$1,652,000947
Net charge-offs$98,0001,384
Cash dividends$602,000899
Sale, conversion, retirement of capital stock, net$107,000245
Net operating income$1,638,320937
2013-12-31 (YTD Data)Rank
Total interest income$22,678,0001,135
Total interest expense$2,971,0001,135
Net interest income$19,707,0001,108
Provision for loan and lease losses$50,0004,250
Total noninterest income$4,728,0001,181
Gross Fiduciary activities income$800,000504
Service charges on deposit accounts$1,089,0001,247
Trading account gains and fees$0184
Additional Noninterest Income$2,839,0001,185
Total noninterest expense$15,629,0001,276
Salaries and employee benefits$9,492,0001,154
Premises and equipment expense$2,388,0001,002
Additional noninterest expense$3,749,0001,701
Pre-tax net operating income$8,756,000882
Securities gains (losses)$94,0001,368
Applicable income taxes$2,458,000771
Income before extraordinary items$6,392,000968
Extraordinary gains, net$029
Net income$6,392,000971
Minority interest net income$090
Net income of bank and minority interests.$6,392,000971
Net charge-offs$378,0002,317
Cash dividends$2,336,0001,057
Sale, conversion, retirement of capital stock, net$349,000333
Net operating income$6,324,320956
2013-09-30 (YTD Data)Rank
Total interest income$16,832,0001,150
Total interest expense$2,195,0001,192
Net interest income$14,637,0001,125
Provision for loan and lease losses$50,0003,936
Total noninterest income$3,537,0001,204
Gross Fiduciary activities income$551,000520
Service charges on deposit accounts$818,0001,255
Trading account gains and fees$0180
Additional Noninterest Income$2,168,0001,204
Total noninterest expense$11,466,0001,306
Salaries and employee benefits$6,961,0001,175
Premises and equipment expense$1,778,0001,016
Additional noninterest expense$2,727,0001,734
Pre-tax net operating income$6,658,000886
Securities gains (losses)$94,0001,265
Applicable income taxes$1,897,000772
Income before extraordinary items$4,855,000962
Extraordinary gains, net$025
Net income$4,855,000965
Minority interest net income$084
Net income of bank and minority interests.$4,855,000965
Net charge-offs$259,0002,268
Cash dividends$1,735,000980
Sale, conversion, retirement of capital stock, net$242,000315
Net operating income$4,787,320943
2013-06-30 (YTD Data)Rank
Total interest income$11,159,0001,147
Total interest expense$1,450,0001,231
Net interest income$9,709,0001,120
Provision for loan and lease losses$04,788
Total noninterest income$2,325,0001,226
Gross Fiduciary activities income$366,000524
Service charges on deposit accounts$526,0001,269
Trading account gains and fees$0157
Additional Noninterest Income$1,433,0001,240
Total noninterest expense$7,656,0001,306
Salaries and employee benefits$4,624,0001,177
Premises and equipment expense$1,243,000978
Additional noninterest expense$1,789,0001,768
Pre-tax net operating income$4,378,000874
Securities gains (losses)$90,0001,178
Applicable income taxes$1,254,000772
Income before extraordinary items$3,214,000953
Extraordinary gains, net$022
Net income$3,214,000955
Minority interest net income$082
Net income of bank and minority interests.$3,214,000956
Net charge-offs$194,0002,127
Cash dividends$1,155,000961
Sale, conversion, retirement of capital stock, net$123,000339
Net operating income$3,149,200933
2013-03-31 (YTD Data)Rank
Total interest income$5,647,0001,138
Total interest expense$736,0001,247
Net interest income$4,911,0001,113
Provision for loan and lease losses$04,409
Total noninterest income$1,125,0001,243
Gross Fiduciary activities income$173,000550
Service charges on deposit accounts$264,0001,261
Trading account gains and fees$0148
Additional Noninterest Income$688,0001,267
Total noninterest expense$3,750,0001,342
Salaries and employee benefits$2,318,0001,184
Premises and equipment expense$636,000970
Additional noninterest expense$796,0001,965
Pre-tax net operating income$2,286,000818
Securities gains (losses)$90,000713
Applicable income taxes$693,000700
Income before extraordinary items$1,683,000907
Extraordinary gains, net$010
Net income$1,683,000908
Minority interest net income$076
Net income of bank and minority interests.$1,683,000909
Net charge-offs$83,0002,038
Cash dividends$577,000847
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,619,100899
2012-12-31 (YTD Data)Rank
Total interest income$23,564,0001,134
Total interest expense$3,742,0001,197
Net interest income$19,822,0001,103
Provision for loan and lease losses$675,0002,309
Total noninterest income$4,240,0001,271
Gross Fiduciary activities income$713,000529
Service charges on deposit accounts$1,103,0001,292
Trading account gains and fees$0166
Additional Noninterest Income$2,424,0001,363
Total noninterest expense$15,128,0001,322
Salaries and employee benefits$9,202,0001,148
Premises and equipment expense$2,337,0001,020
Additional noninterest expense$3,589,0001,832
Pre-tax net operating income$8,259,000864
Securities gains (losses)$258,0001,483
Applicable income taxes$2,334,000768
Income before extraordinary items$6,183,000977
Extraordinary gains, net$029
Net income$6,183,000977
Minority interest net income$093
Net income of bank and minority interests.$6,183,000977
Net charge-offs$418,0002,888
Cash dividends$2,322,0001,080
Sale, conversion, retirement of capital stock, net$606,000280
Net operating income$5,994,660948
2012-09-30 (YTD Data)Rank
Total interest income$18,279,0001,117
Total interest expense$2,919,0001,213
Net interest income$15,360,0001,083
Provision for loan and lease losses$625,0001,994
Total noninterest income$3,165,0001,295
Gross Fiduciary activities income$503,000541
Service charges on deposit accounts$816,0001,318
Trading account gains and fees$0157
Additional Noninterest Income$1,846,0001,347
Total noninterest expense$11,850,0001,267
Salaries and employee benefits$7,059,0001,110
Premises and equipment expense$1,719,0001,043
Additional noninterest expense$3,072,0001,638
Pre-tax net operating income$6,050,000906
Securities gains (losses)$266,0001,219
Applicable income taxes$1,727,000803
Income before extraordinary items$4,589,0001,008
Extraordinary gains, net$020
Net income$4,589,0001,008
Minority interest net income$086
Net income of bank and minority interests.$4,589,0001,008
Net charge-offs$381,0002,519
Cash dividends$1,725,000897
Sale, conversion, retirement of capital stock, net$353,000279
Net operating income$4,394,820985
2012-06-30 (YTD Data)Rank
Total interest income$12,258,0001,115
Total interest expense$2,020,0001,216
Net interest income$10,238,0001,088
Provision for loan and lease losses$500,0001,802
Total noninterest income$2,102,0001,290
Gross Fiduciary activities income$344,000542
Service charges on deposit accounts$535,0001,324
Trading account gains and fees$0153
Additional Noninterest Income$1,223,0001,326
Total noninterest expense$7,843,0001,277
Salaries and employee benefits$4,676,0001,114
Premises and equipment expense$1,181,0001,005
Additional noninterest expense$1,986,0001,682
Pre-tax net operating income$3,997,000912
Securities gains (losses)$129,0001,420
Applicable income taxes$1,125,000809
Income before extraordinary items$3,001,0001,013
Extraordinary gains, net$019
Net income$3,001,0001,013
Minority interest net income$084
Net income of bank and minority interests.$3,001,0001,013
Net charge-offs$498,0001,772
Cash dividends$1,171,000854
Sale, conversion, retirement of capital stock, net$234,000246
Net operating income$2,906,830978
2012-03-31 (YTD Data)Rank
Total interest income$6,127,0001,123
Total interest expense$1,050,0001,216
Net interest income$5,077,0001,094
Provision for loan and lease losses$250,0001,742
Total noninterest income$1,072,0001,263
Gross Fiduciary activities income$172,000547
Service charges on deposit accounts$257,0001,365
Trading account gains and fees$0148
Additional Noninterest Income$643,0001,256
Total noninterest expense$3,871,0001,282
Salaries and employee benefits$2,309,0001,127
Premises and equipment expense$600,0001,002
Additional noninterest expense$962,0001,733
Pre-tax net operating income$2,028,000878
Securities gains (losses)$02,210
Applicable income taxes$546,000820
Income before extraordinary items$1,482,0001,004
Extraordinary gains, net$019
Net income$1,482,0001,006
Minority interest net income$078
Net income of bank and minority interests.$1,482,0001,005
Net charge-offs$195,0001,874
Cash dividends$551,000799
Sale, conversion, retirement of capital stock, net$113,000207
Net operating income$1,482,000942
2011-12-31 (YTD Data)Rank
Total interest income$25,146,0001,122
Total interest expense$4,777,0001,272
Net interest income$20,369,0001,094
Provision for loan and lease losses$1,600,0001,807
Total noninterest income$4,327,0001,175
Gross Fiduciary activities income$722,000479
Service charges on deposit accounts$1,116,0001,329
Trading account gains and fees$0146
Additional Noninterest Income$2,489,0001,179
Total noninterest expense$15,179,0001,294
Salaries and employee benefits$8,772,0001,130
Premises and equipment expense$2,310,0001,077
Additional noninterest expense$4,097,0001,674
Pre-tax net operating income$7,917,000770
Securities gains (losses)$345,0001,034
Applicable income taxes$2,262,000712
Income before extraordinary items$6,000,000835
Extraordinary gains, net$029
Net income$6,000,000833
Minority interest net income$096
Net income of bank and minority interests.$6,000,000835
Net charge-offs$1,562,0001,821
Cash dividends$2,132,000906
Sale, conversion, retirement of capital stock, net$447,000431
Net operating income$5,748,150844
2011-09-30 (YTD Data)Rank
Total interest income$18,850,0001,146
Total interest expense$3,655,0001,305
Net interest income$15,195,0001,102
Provision for loan and lease losses$730,0002,387
Total noninterest income$3,287,0001,165
Gross Fiduciary activities income$518,000489
Service charges on deposit accounts$849,0001,315
Trading account gains and fees$0145
Additional Noninterest Income$1,920,0001,148
Total noninterest expense$11,295,0001,313
Salaries and employee benefits$6,543,0001,135
Premises and equipment expense$1,726,0001,097
Additional noninterest expense$3,026,0001,684
Pre-tax net operating income$6,457,000738
Securities gains (losses)$-1,0006,834
Applicable income taxes$1,787,000690
Income before extraordinary items$4,669,000820
Extraordinary gains, net$021
Net income$4,669,000819
Minority interest net income$087
Net income of bank and minority interests.$4,669,000820
Net charge-offs$955,0001,942
Cash dividends$1,582,000799
Sale, conversion, retirement of capital stock, net$337,000393
Net operating income$4,669,720789
2011-06-30 (YTD Data)Rank
Total interest income$12,563,0001,154
Total interest expense$2,461,0001,336
Net interest income$10,102,0001,104
Provision for loan and lease losses$400,0002,592
Total noninterest income$2,154,0001,161
Gross Fiduciary activities income$341,000494
Service charges on deposit accounts$553,0001,316
Trading account gains and fees$0153
Additional Noninterest Income$1,260,0001,148
Total noninterest expense$7,480,0001,327
Salaries and employee benefits$4,361,0001,148
Premises and equipment expense$1,167,0001,090
Additional noninterest expense$1,952,0001,761
Pre-tax net operating income$4,376,000718
Securities gains (losses)$-3,0006,961
Applicable income taxes$1,230,000643
Income before extraordinary items$3,143,000798
Extraordinary gains, net$015
Net income$3,143,000797
Minority interest net income$089
Net income of bank and minority interests.$3,143,000798
Net charge-offs$548,0002,054
Cash dividends$1,054,000780
Sale, conversion, retirement of capital stock, net$227,000300
Net operating income$3,145,160765
2011-03-31 (YTD Data)Rank
Total interest income$6,305,0001,159
Total interest expense$1,238,0001,373
Net interest income$5,067,0001,094
Provision for loan and lease losses$150,0002,750
Total noninterest income$1,047,0001,175
Gross Fiduciary activities income$171,000492
Service charges on deposit accounts$267,0001,333
Trading account gains and fees$0158
Additional Noninterest Income$609,0001,165
Total noninterest expense$3,691,0001,348
Salaries and employee benefits$2,170,0001,164
Premises and equipment expense$595,0001,095
Additional noninterest expense$926,0001,829
Pre-tax net operating income$2,273,000698
Securities gains (losses)$01,772
Applicable income taxes$650,000596
Income before extraordinary items$1,623,000777
Extraordinary gains, net$09
Net income$1,623,000776
Minority interest net income$086
Net income of bank and minority interests.$1,623,000777
Net charge-offs$289,0001,792
Cash dividends$526,000704
Sale, conversion, retirement of capital stock, net$118,000254
Net operating income$1,623,000767
2010-12-31 (YTD Data)Rank
Total interest income$25,429,0001,216
Total interest expense$5,964,0001,394
Net interest income$19,465,0001,150
Provision for loan and lease losses$600,0003,834
Total noninterest income$4,002,0001,270
Gross Fiduciary activities income$665,000490
Service charges on deposit accounts$1,097,0001,391
Trading account gains and fees$0175
Additional Noninterest Income$2,240,0001,307
Total noninterest expense$15,052,0001,332
Salaries and employee benefits$8,660,0001,134
Premises and equipment expense$2,218,0001,177
Additional noninterest expense$4,174,0001,725
Pre-tax net operating income$7,815,000686
Securities gains (losses)$1,0003,687
Applicable income taxes$2,135,000705
Income before extraordinary items$5,681,000768
Extraordinary gains, net$029
Net income$5,681,000768
Minority interest net income$0111
Net income of bank and minority interests.$5,681,000769
Net charge-offs$522,0003,597
Cash dividends$2,330,000715
Sale, conversion, retirement of capital stock, net$402,000499
Net operating income$5,680,270738
2010-09-30 (YTD Data)Rank
Total interest income$19,100,0001,234
Total interest expense$4,601,0001,408
Net interest income$14,499,0001,165
Provision for loan and lease losses$477,0003,626
Total noninterest income$2,907,0001,280
Gross Fiduciary activities income$466,000508
Service charges on deposit accounts$813,0001,443
Trading account gains and fees$0165
Additional Noninterest Income$1,628,0001,270
Total noninterest expense$11,178,0001,331
Salaries and employee benefits$6,401,0001,152
Premises and equipment expense$1,644,0001,193
Additional noninterest expense$3,133,0001,695
Pre-tax net operating income$5,751,000730
Securities gains (losses)$1,0003,533
Applicable income taxes$1,545,000726
Income before extraordinary items$4,207,000820
Extraordinary gains, net$023
Net income$4,207,000820
Minority interest net income$0110
Net income of bank and minority interests.$4,207,000821
Net charge-offs$456,0003,201
Cash dividends$1,463,000765
Sale, conversion, retirement of capital stock, net$302,000435
Net operating income$4,206,270781
2010-06-30 (YTD Data)Rank
Total interest income$12,729,0001,250
Total interest expense$3,159,0001,428
Net interest income$9,570,0001,186
Provision for loan and lease losses$323,0003,492
Total noninterest income$1,900,0001,278
Gross Fiduciary activities income$312,000506
Service charges on deposit accounts$540,0001,454
Trading account gains and fees$0152
Additional Noninterest Income$1,048,0001,247
Total noninterest expense$7,468,0001,325
Salaries and employee benefits$4,245,0001,159
Premises and equipment expense$1,106,0001,198
Additional noninterest expense$2,117,0001,661
Pre-tax net operating income$3,679,000752
Securities gains (losses)$1,0003,060
Applicable income taxes$981,000729
Income before extraordinary items$2,699,000823
Extraordinary gains, net$019
Net income$2,699,000821
Minority interest net income$0105
Net income of bank and minority interests.$2,699,000823
Net charge-offs$157,0003,783
Cash dividends$975,000755
Sale, conversion, retirement of capital stock, net$203,000372
Net operating income$2,698,270794
2010-03-31 (YTD Data)Rank
Total interest income$6,306,0001,280
Total interest expense$1,593,0001,483
Net interest income$4,713,0001,219
Provision for loan and lease losses$188,0003,087
Total noninterest income$936,0001,302
Gross Fiduciary activities income$154,000524
Service charges on deposit accounts$267,0001,467
Trading account gains and fees$0175
Additional Noninterest Income$515,0001,263
Total noninterest expense$3,660,0001,377
Salaries and employee benefits$2,126,0001,168
Premises and equipment expense$542,0001,262
Additional noninterest expense$992,0001,762
Pre-tax net operating income$1,801,000751
Securities gains (losses)$1,0002,151
Applicable income taxes$481,000727
Income before extraordinary items$1,321,000830
Extraordinary gains, net$016
Net income$1,321,000834
Minority interest net income$091
Net income of bank and minority interests.$1,321,000834
Net charge-offs$163,0002,645
Cash dividends$487,000707
Sale, conversion, retirement of capital stock, net$103,000309
Net operating income$1,320,270800
2009-12-31 (YTD Data)Rank
Total interest income$25,926,0001,323
Total interest expense$7,325,0001,614
Net interest income$18,601,0001,198
Provision for loan and lease losses$1,700,0002,695
Total noninterest income$3,617,0001,405
Gross Fiduciary activities income$620,000500
Service charges on deposit accounts$1,114,0001,521
Trading account gains and fees$0211
Additional Noninterest Income$1,883,0001,434
Total noninterest expense$14,046,0001,470
Salaries and employee benefits$7,788,0001,265
Premises and equipment expense$1,977,0001,377
Additional noninterest expense$4,281,0001,748
Pre-tax net operating income$6,472,000664
Securities gains (losses)$127,0001,928
Applicable income taxes$1,737,000630
Income before extraordinary items$4,862,000705
Extraordinary gains, net$034
Net income$4,862,000704
Minority interest net income$0115
Net income of bank and minority interests.$4,862,000705
Net charge-offs$1,930,0002,076
Cash dividends$1,927,000959
Sale, conversion, retirement of capital stock, net$365,000594
Net operating income$4,768,020712
2009-09-30 (YTD Data)Rank
Total interest income$19,469,0001,348
Total interest expense$5,585,0001,658
Net interest income$13,884,0001,202
Provision for loan and lease losses$525,0003,724
Total noninterest income$2,714,0001,435
Gross Fiduciary activities income$433,000513
Service charges on deposit accounts$835,0001,527
Trading account gains and fees$0212
Additional Noninterest Income$1,446,0001,430
Total noninterest expense$10,515,0001,460
Salaries and employee benefits$5,810,0001,295
Premises and equipment expense$1,470,0001,401
Additional noninterest expense$3,235,0001,672
Pre-tax net operating income$5,558,000616
Securities gains (losses)$127,0001,647
Applicable income taxes$1,554,000568
Income before extraordinary items$4,131,000649
Extraordinary gains, net$027
Net income$4,131,000650
Minority interest net income$0118
Net income of bank and minority interests.$4,131,000651
Net charge-offs$777,0002,511
Cash dividends$1,401,000921
Sale, conversion, retirement of capital stock, net$275,000524
Net operating income$4,038,290659
2009-06-30 (YTD Data)Rank
Total interest income$12,989,0001,376
Total interest expense$3,781,0001,711
Net interest income$9,208,0001,208
Provision for loan and lease losses$250,0003,992
Total noninterest income$1,708,0001,504
Gross Fiduciary activities income$280,000522
Service charges on deposit accounts$536,0001,556
Trading account gains and fees$0193
Additional Noninterest Income$892,0001,532
Total noninterest expense$7,025,0001,477
Salaries and employee benefits$3,822,0001,347
Premises and equipment expense$997,0001,399
Additional noninterest expense$2,206,0001,646
Pre-tax net operating income$3,641,000624
Securities gains (losses)$102,0001,478
Applicable income taxes$1,029,000597
Income before extraordinary items$2,714,000675
Extraordinary gains, net$021
Net income$2,714,000673
Minority interest net income$0112
Net income of bank and minority interests.$2,714,000676
Net charge-offs$439,0002,489
Cash dividends$934,000992
Sale, conversion, retirement of capital stock, net$183,000491
Net operating income$2,639,540671
2009-03-31 (YTD Data)Rank
Total interest income$6,474,0001,396
Total interest expense$1,902,0001,776
Net interest income$4,572,0001,210
Provision for loan and lease losses$125,0003,535
Total noninterest income$818,0001,529
Gross Fiduciary activities income$136,000535
Service charges on deposit accounts$257,0001,578
Trading account gains and fees$0171
Additional Noninterest Income$425,0001,555
Total noninterest expense$3,300,0001,517
Salaries and employee benefits$1,857,0001,411
Premises and equipment expense$515,0001,376
Additional noninterest expense$928,0001,744
Pre-tax net operating income$1,965,000625
Securities gains (losses)$5,0002,061
Applicable income taxes$549,000617
Income before extraordinary items$1,421,000729
Extraordinary gains, net$015
Net income$1,421,000729
Minority interest net income$0102
Net income of bank and minority interests.$1,421,000731
Net charge-offs$176,0002,252
Cash dividends$467,000949
Sale, conversion, retirement of capital stock, net$94,000372
Net operating income$1,417,400679
2008-12-31 (YTD Data)Rank
Total interest income$27,449,0001,411
Total interest expense$10,108,0001,613
Net interest income$17,341,0001,278
Provision for loan and lease losses$800,0003,046
Total noninterest income$3,864,0001,300
Gross Fiduciary activities income$627,000517
Service charges on deposit accounts$1,063,0001,674
Trading account gains and fees$0154
Additional Noninterest Income$2,174,0001,225
Total noninterest expense$12,841,0001,518
Salaries and employee benefits$7,166,0001,437
Premises and equipment expense$1,952,0001,418
Additional noninterest expense$3,723,0001,664
Pre-tax net operating income$7,564,000737
Securities gains (losses)$37,0001,803
Applicable income taxes$2,256,000605
Income before extraordinary items$5,345,000753
Extraordinary gains, net$039
Net income$5,345,000753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,429,0001,605
Cash dividends$3,891,000724
Sale, conversion, retirement of capital stock, net$345,000636
Net operating income$5,319,100822
2008-09-30 (YTD Data)Rank
Total interest income$20,750,0001,432
Total interest expense$7,889,0001,596
Net interest income$12,861,0001,317
Provision for loan and lease losses$275,0003,694
Total noninterest income$2,988,0001,313
Gross Fiduciary activities income$463,000531
Service charges on deposit accounts$797,0001,676
Trading account gains and fees$0148
Additional Noninterest Income$1,728,0001,232
Total noninterest expense$9,665,0001,511
Salaries and employee benefits$5,395,0001,452
Premises and equipment expense$1,482,0001,400
Additional noninterest expense$2,788,0001,603
Pre-tax net operating income$5,909,000862
Securities gains (losses)$13,0002,250
Applicable income taxes$1,753,000724
Income before extraordinary items$4,169,000876
Extraordinary gains, net$031
Net income$4,169,000875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$590,0001,780
Cash dividends$3,403,000642
Sale, conversion, retirement of capital stock, net$258,000517
Net operating income$4,159,900940
2008-06-30 (YTD Data)Rank
Total interest income$13,792,0001,461
Total interest expense$5,423,0001,611
Net interest income$8,369,0001,339
Provision for loan and lease losses$150,0003,592
Total noninterest income$2,100,0001,280
Gross Fiduciary activities income$304,000543
Service charges on deposit accounts$522,0001,692
Trading account gains and fees$0149
Additional Noninterest Income$1,274,0001,187
Total noninterest expense$6,404,0001,511
Salaries and employee benefits$3,566,0001,481
Premises and equipment expense$1,020,0001,355
Additional noninterest expense$1,818,0001,620
Pre-tax net operating income$3,915,000906
Securities gains (losses)$11,0002,404
Applicable income taxes$1,174,000818
Income before extraordinary items$2,752,000996
Extraordinary gains, net$021
Net income$2,752,000996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,198
Cash dividends$2,956,000569
Sale, conversion, retirement of capital stock, net$173,000441
Net operating income$2,744,300983
2008-03-31 (YTD Data)Rank
Total interest income$6,915,0001,490
Total interest expense$2,767,0001,696
Net interest income$4,148,0001,338
Provision for loan and lease losses$75,0003,123
Total noninterest income$1,171,0001,170
Gross Fiduciary activities income$152,000554
Service charges on deposit accounts$268,0001,619
Trading account gains and fees$0158
Additional Noninterest Income$751,0001,049
Total noninterest expense$3,223,0001,490
Salaries and employee benefits$1,770,0001,508
Premises and equipment expense$528,0001,309
Additional noninterest expense$925,0001,550
Pre-tax net operating income$2,021,000929
Securities gains (losses)$9,0002,013
Applicable income taxes$619,000854
Income before extraordinary items$1,411,0001,070
Extraordinary gains, net$015
Net income$1,411,0001,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0001,345
Cash dividends$2,506,000348
Sale, conversion, retirement of capital stock, net$89,000348
Net operating income$1,404,7001,036
2007-12-31 (YTD Data)Rank
Total interest income$28,756,0001,496
Total interest expense$12,107,0001,648
Net interest income$16,649,0001,347
Provision for loan and lease losses$333,0003,010
Total noninterest income$3,091,0001,602
Gross Fiduciary activities income$543,000570
Service charges on deposit accounts$1,084,0001,649
Trading account gains and fees$0178
Additional Noninterest Income$1,464,0001,699
Total noninterest expense$11,993,0001,539
Salaries and employee benefits$7,031,0001,441
Premises and equipment expense$1,985,0001,332
Additional noninterest expense$2,977,0001,851
Pre-tax net operating income$7,414,0001,139
Securities gains (losses)$30,000971
Applicable income taxes$2,263,0001,020
Income before extraordinary items$5,181,0001,238
Extraordinary gains, net$039
Net income$5,181,0001,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$447,0001,819
Cash dividends$3,977,000932
Sale, conversion, retirement of capital stock, net$342,000613
Net operating income$5,160,0001,234
2007-09-30 (YTD Data)Rank
Total interest income$21,476,0001,515
Total interest expense$9,070,0001,650
Net interest income$12,406,0001,360
Provision for loan and lease losses$300,0002,302
Total noninterest income$2,219,0001,661
Gross Fiduciary activities income$388,000579
Service charges on deposit accounts$805,0001,640
Trading account gains and fees$0184
Additional Noninterest Income$1,026,0001,802
Total noninterest expense$8,783,0001,554
Salaries and employee benefits$5,197,0001,459
Premises and equipment expense$1,486,0001,322
Additional noninterest expense$2,100,0001,922
Pre-tax net operating income$5,542,0001,234
Securities gains (losses)$19,000847
Applicable income taxes$1,708,0001,098
Income before extraordinary items$3,853,0001,325
Extraordinary gains, net$033
Net income$3,853,0001,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$471,0001,128
Cash dividends$1,329,0001,652
Sale, conversion, retirement of capital stock, net$258,000538
Net operating income$3,839,8901,323
2007-06-30 (YTD Data)Rank
Total interest income$14,172,0001,541
Total interest expense$6,011,0001,666
Net interest income$8,161,0001,399
Provision for loan and lease losses$200,0002,152
Total noninterest income$1,421,0001,737
Gross Fiduciary activities income$252,000597
Service charges on deposit accounts$524,0001,680
Trading account gains and fees$0168
Additional Noninterest Income$645,0001,883
Total noninterest expense$5,762,0001,601
Salaries and employee benefits$3,437,0001,494
Premises and equipment expense$1,014,0001,317
Additional noninterest expense$1,311,0002,058
Pre-tax net operating income$3,620,0001,306
Securities gains (losses)$19,000721
Applicable income taxes$1,112,0001,180
Income before extraordinary items$2,527,0001,396
Extraordinary gains, net$029
Net income$2,527,0001,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,031
Cash dividends$888,0001,703
Sale, conversion, retirement of capital stock, net$175,000478
Net operating income$2,513,8901,386
2007-03-31 (YTD Data)Rank
Total interest income$6,913,0001,575
Total interest expense$2,876,0001,733
Net interest income$4,037,0001,414
Provision for loan and lease losses$100,0002,001
Total noninterest income$698,0001,738
Gross Fiduciary activities income$126,000607
Service charges on deposit accounts$260,0001,656
Trading account gains and fees$0195
Additional Noninterest Income$312,0001,898
Total noninterest expense$2,830,0001,630
Salaries and employee benefits$1,676,0001,549
Premises and equipment expense$513,0001,308
Additional noninterest expense$641,0002,056
Pre-tax net operating income$1,805,0001,294
Securities gains (losses)$18,000586
Applicable income taxes$564,0001,172
Income before extraordinary items$1,259,0001,393
Extraordinary gains, net$022
Net income$1,259,0001,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0001,036
Cash dividends$445,0001,560
Sale, conversion, retirement of capital stock, net$90,000376
Net operating income$1,246,5801,392
2006-12-31 (YTD Data)Rank
Total interest income$26,522,0001,505
Total interest expense$9,977,0001,684
Net interest income$16,545,0001,376
Provision for loan and lease losses$400,0002,257
Total noninterest income$2,859,0001,702
Gross Fiduciary activities income$557,000564
Service charges on deposit accounts$1,164,0001,531
Trading account gains and fees$0130
Additional Noninterest Income$1,138,0002,040
Total noninterest expense$11,530,0001,556
Salaries and employee benefits$6,726,0001,472
Premises and equipment expense$1,994,0001,297
Additional noninterest expense$2,810,0001,873
Pre-tax net operating income$7,474,0001,306
Securities gains (losses)$3,0001,365
Applicable income taxes$2,445,0001,121
Income before extraordinary items$5,032,0001,446
Extraordinary gains, net$051
Net income$5,032,0001,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,267
Cash dividends$6,116,000591
Sale, conversion, retirement of capital stock, net$262,000706
Net operating income$5,029,9901,431
2006-09-30 (YTD Data)Rank
Total interest income$19,609,0001,516
Total interest expense$7,177,0001,705
Net interest income$12,432,0001,391
Provision for loan and lease losses$378,0001,779
Total noninterest income$2,194,0001,685
Gross Fiduciary activities income$418,000558
Service charges on deposit accounts$898,0001,504
Trading account gains and fees$0126
Additional Noninterest Income$878,0002,007
Total noninterest expense$8,663,0001,552
Salaries and employee benefits$5,015,0001,489
Premises and equipment expense$1,500,0001,297
Additional noninterest expense$2,148,0001,803
Pre-tax net operating income$5,585,0001,369
Securities gains (losses)$1,0001,261
Applicable income taxes$1,842,0001,164
Income before extraordinary items$3,744,0001,493
Extraordinary gains, net$045
Net income$3,744,0001,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0002,324
Cash dividends$5,599,000473
Sale, conversion, retirement of capital stock, net$180,000613
Net operating income$3,743,3301,476
2006-06-30 (YTD Data)Rank
Total interest income$12,806,0001,511
Total interest expense$4,616,0001,684
Net interest income$8,190,0001,410
Provision for loan and lease losses$252,0001,748
Total noninterest income$1,486,0001,660
Gross Fiduciary activities income$289,000559
Service charges on deposit accounts$610,0001,456
Trading account gains and fees$0126
Additional Noninterest Income$587,0001,997
Total noninterest expense$5,758,0001,558
Salaries and employee benefits$3,311,0001,502
Premises and equipment expense$1,037,0001,249
Additional noninterest expense$1,410,0001,851
Pre-tax net operating income$3,666,0001,379
Securities gains (losses)$01,185
Applicable income taxes$1,215,0001,188
Income before extraordinary items$2,451,0001,515
Extraordinary gains, net$039
Net income$2,451,0001,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0001,359
Cash dividends$3,041,000568
Sale, conversion, retirement of capital stock, net$97,000544
Net operating income$2,451,0001,493
2006-03-31 (YTD Data)Rank
Total interest income$6,174,0001,539
Total interest expense$2,138,0001,721
Net interest income$4,036,0001,423
Provision for loan and lease losses$126,0001,677
Total noninterest income$716,0001,666
Gross Fiduciary activities income$145,000567
Service charges on deposit accounts$310,0001,386
Trading account gains and fees$0115
Additional Noninterest Income$261,0002,145
Total noninterest expense$2,784,0001,617
Salaries and employee benefits$1,610,0001,548
Premises and equipment expense$528,0001,229
Additional noninterest expense$646,0002,017
Pre-tax net operating income$1,842,0001,338
Securities gains (losses)$0955
Applicable income taxes$613,0001,174
Income before extraordinary items$1,229,0001,475
Extraordinary gains, net$021
Net income$1,229,0001,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0001,011
Cash dividends$441,0001,504
Sale, conversion, retirement of capital stock, net$103,000311
Net operating income$1,229,0001,455
2005-12-31 (YTD Data)Rank
Total interest income$23,511,0001,421
Total interest expense$7,285,0001,560
Net interest income$16,226,0001,356
Provision for loan and lease losses$575,0001,699
Total noninterest income$2,539,0001,841
Gross Fiduciary activities income$585,000545
Service charges on deposit accounts$1,012,0001,714
Trading account gains and fees$0138
Additional Noninterest Income$942,0002,302
Total noninterest expense$10,690,0001,602
Salaries and employee benefits$6,222,0001,510
Premises and equipment expense$1,929,0001,274
Additional noninterest expense$2,539,0001,988
Pre-tax net operating income$7,500,0001,267
Securities gains (losses)$02,296
Applicable income taxes$2,530,0001,115
Income before extraordinary items$4,970,0001,425
Extraordinary gains, net$046
Net income$4,970,0001,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$380,0001,465
Cash dividends$1,652,0001,701
Sale, conversion, retirement of capital stock, net$249,000624
Net operating income$4,970,0001,406
2005-09-30 (YTD Data)Rank
Total interest income$17,325,0001,404
Total interest expense$5,215,0001,542
Net interest income$12,110,0001,341
Provision for loan and lease losses$486,0001,437
Total noninterest income$1,915,0001,849
Gross Fiduciary activities income$440,000539
Service charges on deposit accounts$745,0001,729
Trading account gains and fees$0126
Additional Noninterest Income$730,0002,254
Total noninterest expense$8,017,0001,589
Salaries and employee benefits$4,684,0001,491
Premises and equipment expense$1,425,0001,282
Additional noninterest expense$1,908,0001,953
Pre-tax net operating income$5,522,0001,299
Securities gains (losses)$02,317
Applicable income taxes$1,863,0001,144
Income before extraordinary items$3,659,0001,460
Extraordinary gains, net$035
Net income$3,659,0001,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0001,410
Cash dividends$786,0002,142
Sale, conversion, retirement of capital stock, net$264,000465
Net operating income$3,659,0001,432
2005-06-30 (YTD Data)Rank
Total interest income$11,326,0001,391
Total interest expense$3,270,0001,538
Net interest income$8,056,0001,333
Provision for loan and lease losses$324,0001,427
Total noninterest income$1,198,0001,930
Gross Fiduciary activities income$295,000542
Service charges on deposit accounts$474,0001,759
Trading account gains and fees$0116
Additional Noninterest Income$429,0002,424
Total noninterest expense$5,295,0001,597
Salaries and employee benefits$3,086,0001,506
Premises and equipment expense$979,0001,227
Additional noninterest expense$1,230,0001,996
Pre-tax net operating income$3,635,0001,286
Securities gains (losses)$02,146
Applicable income taxes$1,234,0001,132
Income before extraordinary items$2,401,0001,448
Extraordinary gains, net$030
Net income$2,401,0001,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0001,263
Cash dividends$786,0001,612
Sale, conversion, retirement of capital stock, net$182,000374
Net operating income$2,401,0001,422
2005-03-31 (YTD Data)Rank
Total interest income$5,565,0001,390
Total interest expense$1,553,0001,537
Net interest income$4,012,0001,332
Provision for loan and lease losses$162,0001,322
Total noninterest income$590,0001,908
Gross Fiduciary activities income$152,000535
Service charges on deposit accounts$225,0001,799
Trading account gains and fees$0115
Additional Noninterest Income$213,0002,386
Total noninterest expense$2,618,0001,622
Salaries and employee benefits$1,537,0001,518
Premises and equipment expense$491,0001,231
Additional noninterest expense$590,0002,078
Pre-tax net operating income$1,822,0001,255
Securities gains (losses)$01,685
Applicable income taxes$618,0001,118
Income before extraordinary items$1,204,0001,410
Extraordinary gains, net$024
Net income$1,204,0001,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,0008,662
Cash dividends$397,0001,481
Sale, conversion, retirement of capital stock, net$101,000259
Net operating income$1,204,0001,386
2004-12-31 (YTD Data)Rank
Total interest income$21,666,0001,311
Total interest expense$5,646,0001,460
Net interest income$16,020,0001,261
Provision for loan and lease losses$925,0001,122
Total noninterest income$2,435,0001,909
Gross Fiduciary activities income$558,000533
Service charges on deposit accounts$1,025,0001,720
Trading account gains and fees$0138
Additional Noninterest Income$852,0002,387
Total noninterest expense$10,191,0001,593
Salaries and employee benefits$5,906,0001,505
Premises and equipment expense$1,905,0001,198
Additional noninterest expense$2,380,0002,056
Pre-tax net operating income$7,339,0001,180
Securities gains (losses)$14,0002,631
Applicable income taxes$2,476,0001,058
Income before extraordinary items$4,877,0001,326
Extraordinary gains, net$034
Net income$4,877,0001,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$803,000906
Cash dividends$1,524,0001,701
Sale, conversion, retirement of capital stock, net$301,000516
Net operating income$4,867,7601,293
2004-09-30 (YTD Data)Rank
Total interest income$16,134,0001,296
Total interest expense$4,174,0001,445
Net interest income$11,960,0001,255
Provision for loan and lease losses$765,000996
Total noninterest income$1,818,0001,923
Gross Fiduciary activities income$412,000540
Service charges on deposit accounts$783,0001,694
Trading account gains and fees$0134
Additional Noninterest Income$623,0002,450
Total noninterest expense$7,567,0001,608
Salaries and employee benefits$4,402,0001,509
Premises and equipment expense$1,443,0001,192
Additional noninterest expense$1,722,0002,098
Pre-tax net operating income$5,446,0001,207
Securities gains (losses)$5,0003,038
Applicable income taxes$1,851,0001,087
Income before extraordinary items$3,600,0001,365
Extraordinary gains, net$026
Net income$3,600,0001,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$609,000813
Cash dividends$1,048,0001,651
Sale, conversion, retirement of capital stock, net$229,000427
Net operating income$3,596,7001,317
2004-06-30 (YTD Data)Rank
Total interest income$10,662,0001,295
Total interest expense$2,797,0001,414
Net interest income$7,865,0001,263
Provision for loan and lease losses$510,000965
Total noninterest income$1,156,0001,982
Gross Fiduciary activities income$265,000555
Service charges on deposit accounts$500,0001,752
Trading account gains and fees$0130
Additional Noninterest Income$391,0002,549
Total noninterest expense$4,971,0001,629
Salaries and employee benefits$2,902,0001,521
Premises and equipment expense$1,001,0001,154
Additional noninterest expense$1,068,0002,260
Pre-tax net operating income$3,540,0001,215
Securities gains (losses)$5,0002,738
Applicable income taxes$1,187,0001,117
Income before extraordinary items$2,358,0001,373
Extraordinary gains, net$021
Net income$2,358,0001,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-131,0008,937
Cash dividends$702,0001,698
Sale, conversion, retirement of capital stock, net$154,000364
Net operating income$2,354,6501,322
2004-03-31 (YTD Data)Rank
Total interest income$5,312,0001,307
Total interest expense$1,421,0001,408
Net interest income$3,891,0001,276
Provision for loan and lease losses$255,000932
Total noninterest income$536,0002,050
Gross Fiduciary activities income$120,000593
Service charges on deposit accounts$224,0001,881
Trading account gains and fees$0121
Additional Noninterest Income$192,0002,539
Total noninterest expense$2,433,0001,676
Salaries and employee benefits$1,433,0001,558
Premises and equipment expense$509,0001,158
Additional noninterest expense$491,0002,404
Pre-tax net operating income$1,739,0001,214
Securities gains (losses)$4,0002,410
Applicable income taxes$581,0001,154
Income before extraordinary items$1,162,0001,378
Extraordinary gains, net$016
Net income$1,162,0001,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-222,0009,049
Cash dividends$357,0001,539
Sale, conversion, retirement of capital stock, net$85,000269
Net operating income$1,159,3201,316
2003-12-31 (YTD Data)Rank
Total interest income$22,296,0001,274
Total interest expense$6,715,0001,317
Net interest income$15,581,0001,237
Provision for loan and lease losses$1,000,0001,181
Total noninterest income$2,196,0002,162
Gross Fiduciary activities income$482,000576
Service charges on deposit accounts$874,0001,964
Trading account gains and fees$0160
Additional Noninterest Income$840,0002,658
Total noninterest expense$9,780,0001,643
Salaries and employee benefits$5,402,0001,598
Premises and equipment expense$1,919,0001,174
Additional noninterest expense$2,459,0001,957
Pre-tax net operating income$6,997,0001,198
Securities gains (losses)$2,0004,163
Applicable income taxes$2,303,0001,148
Income before extraordinary items$4,696,0001,357
Extraordinary gains, net$054
Net income$4,696,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,233,000782
Cash dividends$1,296,0001,953
Sale, conversion, retirement of capital stock, net$190,000614
Net operating income$4,694,6601,285
2003-09-30 (YTD Data)Rank
Total interest income$16,818,0001,295
Total interest expense$5,166,0001,346
Net interest income$11,652,0001,259
Provision for loan and lease losses$765,0001,125
Total noninterest income$1,652,0002,199
Gross Fiduciary activities income$353,000584
Service charges on deposit accounts$642,0002,012
Trading account gains and fees$0153
Additional Noninterest Income$657,0002,679
Total noninterest expense$7,267,0001,672
Salaries and employee benefits$4,108,0001,580
Premises and equipment expense$1,420,0001,205
Additional noninterest expense$1,739,0002,059
Pre-tax net operating income$5,272,0001,225
Securities gains (losses)$2,0003,872
Applicable income taxes$1,786,0001,150
Income before extraordinary items$3,488,0001,425
Extraordinary gains, net$040
Net income$3,488,0001,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$510,0001,147
Cash dividends$876,0001,913
Sale, conversion, retirement of capital stock, net$130,000492
Net operating income$3,486,6801,344
2003-06-30 (YTD Data)Rank
Total interest income$11,307,0001,295
Total interest expense$3,510,0001,376
Net interest income$7,797,0001,250
Provision for loan and lease losses$510,0001,124
Total noninterest income$1,141,0002,141
Gross Fiduciary activities income$240,000584
Service charges on deposit accounts$418,0002,009
Trading account gains and fees$0150
Additional Noninterest Income$483,0002,492
Total noninterest expense$4,859,0001,656
Salaries and employee benefits$2,731,0001,576
Premises and equipment expense$963,0001,186
Additional noninterest expense$1,165,0002,054
Pre-tax net operating income$3,569,0001,200
Securities gains (losses)$-1,0008,850
Applicable income taxes$1,207,0001,172
Income before extraordinary items$2,361,0001,392
Extraordinary gains, net$030
Net income$2,361,0001,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,000961
Cash dividends$586,0001,943
Sale, conversion, retirement of capital stock, net$119,000377
Net operating income$2,361,6601,301
2003-03-31 (YTD Data)Rank
Total interest income$5,632,0001,300
Total interest expense$1,767,0001,394
Net interest income$3,865,0001,261
Provision for loan and lease losses$255,0001,093
Total noninterest income$491,0002,311
Gross Fiduciary activities income$107,000626
Service charges on deposit accounts$202,0002,001
Trading account gains and fees$0134
Additional Noninterest Income$182,0002,877
Total noninterest expense$2,390,0001,673
Salaries and employee benefits$1,353,0001,575
Premises and equipment expense$489,0001,176
Additional noninterest expense$548,0002,146
Pre-tax net operating income$1,711,0001,258
Securities gains (losses)$1,0002,714
Applicable income taxes$575,0001,222
Income before extraordinary items$1,137,0001,432
Extraordinary gains, net$021
Net income$1,137,0001,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,410
Cash dividends$295,0001,820
Sale, conversion, retirement of capital stock, net$64,000250
Net operating income$1,136,3401,346
2002-12-31 (YTD Data)Rank
Total interest income$23,501,0001,302
Total interest expense$8,629,0001,297
Net interest income$14,872,0001,300
Provision for loan and lease losses$1,000,0001,347
Total noninterest income$2,614,0001,742
Gross Fiduciary activities income$445,000613
Service charges on deposit accounts$925,0001,734
Trading account gains and fees$0153
Additional Noninterest Income$1,244,0001,897
Total noninterest expense$9,952,0001,551
Salaries and employee benefits$5,409,0001,502
Premises and equipment expense$1,785,0001,238
Additional noninterest expense$2,758,0001,705
Pre-tax net operating income$6,534,0001,296
Securities gains (losses)$41,0002,579
Applicable income taxes$2,238,0001,177
Income before extraordinary items$4,337,0001,430
Extraordinary gains, net$070
Net income$4,337,0001,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,0001,869
Cash dividends$1,082,0002,101
Sale, conversion, retirement of capital stock, net$173,000582
Net operating income$4,309,9401,393
2001-12-31 (YTD Data)Rank
Total interest income$25,040,0001,356
Total interest expense$12,055,0001,353
Net interest income$12,985,0001,370
Provision for loan and lease losses$1,000,0001,250
Total noninterest income$1,943,0002,059
Gross Fiduciary activities income$410,000655
Service charges on deposit accounts$952,0001,559
Trading account gains and fees$0177
Additional Noninterest Income$581,0002,886
Total noninterest expense$8,623,0001,683
Salaries and employee benefits$4,792,0001,576
Premises and equipment expense$1,573,0001,360
Additional noninterest expense$2,258,0001,993
Pre-tax net operating income$5,305,0001,373
Securities gains (losses)$103,0001,721
Applicable income taxes$1,770,0001,302
Income before extraordinary items$3,638,0001,478
Extraordinary gains, net$0105
Net income$3,638,0001,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,0001,576
Cash dividends$866,0002,505
Sale, conversion, retirement of capital stock, net$97,000658
Net operating income$3,568,9901,445
2000-12-31 (YTD Data)Rank
Total interest income$24,507,0001,423
Total interest expense$11,891,0001,448
Net interest income$12,616,0001,394
Provision for loan and lease losses$1,400,000809
Total noninterest income$1,700,0002,124
Gross Fiduciary activities income$385,000670
Service charges on deposit accounts$869,0001,577
Trading account gains and fees$0180
Additional Noninterest Income$446,0003,132
Total noninterest expense$8,092,0001,721
Salaries and employee benefits$4,395,0001,615
Premises and equipment expense$1,315,0001,574
Additional noninterest expense$2,382,0001,851
Pre-tax net operating income$4,824,0001,528
Securities gains (losses)$7,0001,253
Applicable income taxes$1,517,0001,498
Income before extraordinary items$3,314,0001,592
Extraordinary gains, net$038
Net income$3,314,0001,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$748,000918
Cash dividends$706,0002,894
Sale, conversion, retirement of capital stock, net$-603,0009,837
Net operating income$3,309,1701,585
1999-12-31 (YTD Data)Rank
Total interest income$21,896,0001,493
Total interest expense$9,895,0001,513
Net interest income$12,001,0001,458
Provision for loan and lease losses$1,400,000748
Total noninterest income$1,484,0002,326
Gross Fiduciary activities income$345,000741
Service charges on deposit accounts$761,0001,747
Trading account gains and fees$0173
Additional Noninterest Income$378,0003,549
Total noninterest expense$7,447,0001,860
Salaries and employee benefits$4,027,0001,711
Premises and equipment expense$1,165,0001,761
Additional noninterest expense$2,255,0001,932
Pre-tax net operating income$4,638,0001,618
Securities gains (losses)$1,0002,805
Applicable income taxes$1,475,0001,623
Income before extraordinary items$3,164,0001,692
Extraordinary gains, net$035
Net income$3,164,0001,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$954,000730
Cash dividends$611,0003,108
Sale, conversion, retirement of capital stock, net$-271,00010,133
Net operating income$3,163,3201,660
1998-12-31 (YTD Data)Rank
Total interest income$20,904,0001,545
Total interest expense$9,669,0001,592
Net interest income$11,235,0001,512
Provision for loan and lease losses$1,800,000627
Total noninterest income$1,503,0002,266
Gross Fiduciary activities income$312,000769
Service charges on deposit accounts$790,0001,602
Trading account gains and fees$0224
Additional Noninterest Income$401,0003,439
Total noninterest expense$6,942,0001,874
Salaries and employee benefits$3,746,0001,775
Premises and equipment expense$1,080,0001,824
Additional noninterest expense$2,116,0002,011
Pre-tax net operating income$3,996,0001,822
Securities gains (losses)$3,0003,720
Applicable income taxes$1,358,0001,784
Income before extraordinary items$2,641,0001,984
Extraordinary gains, net$032
Net income$2,641,0001,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$991,000756
Cash dividends$505,0003,469
Sale, conversion, retirement of capital stock, net$-843,00010,418
Net operating income$2,639,0201,910
1997-12-31 (YTD Data)Rank
Total interest income$19,451,0001,698
Total interest expense$8,695,0001,786
Net interest income$10,756,0001,608
Provision for loan and lease losses$1,800,000635
Total noninterest income$1,418,0002,303
Gross Fiduciary activities income$291,000816
Service charges on deposit accounts$706,0001,842
Trading account gains and fees$0239
Additional Noninterest Income$421,0003,186
Total noninterest expense$6,589,0001,960
Salaries and employee benefits$3,728,0001,752
Premises and equipment expense$988,0001,998
Additional noninterest expense$1,873,0002,222
Pre-tax net operating income$3,785,0001,983
Securities gains (losses)$1,0003,559
Applicable income taxes$1,287,0001,948
Income before extraordinary items$2,499,0002,112
Extraordinary gains, net$044
Net income$2,499,0002,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,176,000721
Cash dividends$464,0003,645
Sale, conversion, retirement of capital stock, net$19,000919
Net operating income$2,498,3402,063
1996-12-31 (YTD Data)Rank
Total interest income$18,533,0001,827
Total interest expense$8,066,0001,945
Net interest income$10,467,0001,689
Provision for loan and lease losses$1,900,000646
Total noninterest income$1,234,0002,628
Gross Fiduciary activities income$223,000939
Service charges on deposit accounts$720,0001,886
Trading account gains and fees$0262
Additional Noninterest Income$291,0004,149
Total noninterest expense$5,912,0002,331
Salaries and employee benefits$3,374,0001,953
Premises and equipment expense$800,0002,452
Additional noninterest expense$1,738,0002,777
Pre-tax net operating income$3,889,0001,859
Securities gains (losses)$-1,0009,274
Applicable income taxes$1,343,0001,781
Income before extraordinary items$2,545,0001,944
Extraordinary gains, net$053
Net income$2,545,0001,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,362,000736
Cash dividends$423,0003,756
Sale, conversion, retirement of capital stock, net$-73,00011,338
Net operating income$2,545,6501,904
1995-12-31 (YTD Data)Rank
Total interest income$17,901,0001,897
Total interest expense$7,611,0002,058
Net interest income$10,290,0001,740
Provision for loan and lease losses$1,800,000617
Total noninterest income$1,127,0002,831
Gross Fiduciary activities income$188,0001,021
Service charges on deposit accounts$715,0001,890
Trading account gains and fees$0522
Additional Noninterest Income$224,0004,795
Total noninterest expense$5,994,0002,272
Salaries and employee benefits$3,302,0002,009
Premises and equipment expense$748,0002,646
Additional noninterest expense$1,944,0002,455
Pre-tax net operating income$3,623,0002,033
Securities gains (losses)$-4,0009,551
Applicable income taxes$1,300,0001,870
Income before extraordinary items$2,319,0002,179
Extraordinary gains, net$065
Net income$2,319,0002,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,289,000744
Cash dividends$378,0004,015
Sale, conversion, retirement of capital stock, net$-179,00010,479
Net operating income$2,321,5602,147
1994-12-31 (YTD Data)Rank
Total interest income$15,871,0001,943
Total interest expense$5,834,0002,145
Net interest income$10,037,0001,802
Provision for loan and lease losses$2,050,000569
Total noninterest income$1,123,0002,860
Gross Fiduciary activities income$165,0001,058
Service charges on deposit accounts$733,0001,831
Trading account gains and fees$0475
Additional Noninterest Income$225,0004,885
Total noninterest expense$5,999,0002,341
Salaries and employee benefits$2,995,0002,220
Premises and equipment expense$757,0002,646
Additional noninterest expense$2,247,0002,335
Pre-tax net operating income$3,111,0002,280
Securities gains (losses)$-27,00010,567
Applicable income taxes$1,068,0002,095
Income before extraordinary items$2,016,0002,413
Extraordinary gains, net$0249
Net income$2,016,0002,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,014,000548
Cash dividends$328,0004,235
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,033,5502,405
1993-12-31 (YTD Data)Rank
Total interest income$15,774,0001,988
Total interest expense$5,874,0002,208
Net interest income$9,900,0001,815
Provision for loan and lease losses$2,042,000796
Total noninterest income$1,076,0003,149
Gross Fiduciary activities income$131,0001,157
Service charges on deposit accounts$735,0001,865
Trading account gains and fees$0532
Additional Noninterest Income$210,0005,508
Total noninterest expense$5,613,0002,551
Salaries and employee benefits$2,677,0002,481
Premises and equipment expense$739,0002,736
Additional noninterest expense$2,197,0002,521
Pre-tax net operating income$3,321,0002,047
Securities gains (losses)$18,0004,806
Applicable income taxes$1,180,0001,955
Income before extraordinary items$2,159,0002,314
Extraordinary gains, net$62,0002,002
Net income$2,221,0002,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,236,000686
Cash dividends$313,0004,277
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,147,3002,190
1992-12-31 (YTD Data)Rank
Total interest income$15,922,0002,217
Total interest expense$7,856,0002,166
Net interest income$8,066,0002,255
Provision for loan and lease losses$2,000,0001,148
Total noninterest income$821,0003,906
Gross Fiduciary activities income$77,0001,300
Service charges on deposit accounts$603,0002,277
Trading account gains and fees$0504
Additional Noninterest Income$141,0006,863
Total noninterest expense$4,849,0002,951
Salaries and employee benefits$2,304,0002,818
Premises and equipment expense$689,0002,962
Additional noninterest expense$1,856,0002,990
Pre-tax net operating income$2,038,0003,052
Securities gains (losses)$3,0007,429
Applicable income taxes$649,0003,208
Income before extraordinary items$1,392,0003,297
Extraordinary gains, net$01,422
Net income$1,392,0003,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,224,000902
Cash dividends$298,0004,104
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,389,9603,065

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.