Home > Solvay Bank > Net charge- offs to loans
Solvay Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 2,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 776 |
| Percentage Net Loans Charged-off:Construction & development | -0.0268% | 4,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0797% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0404% | 4,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0024% | 2,786 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2683% | 4,602 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0354% | 2,526 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 567 |
| Percentage Net Loans Charged-off:Construction & development | -0.0274% | 4,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1066% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 359 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0363% | 4,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0033% | 2,547 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0754% | 4,627 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0321% | 2,361 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0003% | 3,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 450 |
| Percentage Net Loans Charged-off:Construction & development | -0.0283% | 4,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0512% | 4,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0303% | 4,130 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3170% | 4,655 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0052% | 2,253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 3,720 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,749 |
| Percentage Net Loans Charged-off:Construction & development | -0.0289% | 4,556 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0153% | 4,051 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3705% | 4,651 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0052% | 4,034 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 3,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 3,763 |
| Percentage Net Loans Charged-off:Construction & development | -0.1011% | 4,577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 3,771 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0550% | 4,492 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 3,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1285% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9235% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0048% | 4,057 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1086% | 4,706 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,587 |
| Percentage Net Loans Charged-off:Construction & development | -0.1170% | 4,626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0583% | 3,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1520% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3423% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0022% | 3,999 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1386% | 4,745 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0163% | 3,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 3,565 |
| Percentage Net Loans Charged-off:Construction & development | -0.1363% | 4,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0944% | 4,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0564% | 1,963 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9567% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0172% | 3,784 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2048% | 1,007 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0184% | 3,871 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 3,706 |
| Percentage Net Loans Charged-off:Construction & development | -0.1108% | 4,266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1808% | 4,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1879% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7630% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0070% | 1,721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2189% | 989 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0732% | 1,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,556 |
| Percentage Net Loans Charged-off:Construction & development | -0.0448% | 4,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,513 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 3,141 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3509% | 498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1073% | 1,943 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4419% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0178% | 2,363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.7797% | 3 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 1,924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.0288% | 4,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 3,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 3,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 3,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1690% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9972% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0254% | 2,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3969% | 1,059 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 3,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 3,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 3,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1855% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2085% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0341% | 1,778 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 3,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 3,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 3,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 3,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3769% | 917 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6425% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0722% | 1,417 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 1,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 1,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 3,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2152% | 2,000 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0369% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2215% | 1,853 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0303% | 2,227 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0084% | 1,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2259% | 1,866 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1942% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2270% | 1,734 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 2,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0159% | 1,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2037% | 1,937 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3564% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1985% | 1,834 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0626% | 1,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0553% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3872% | 1,429 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5490% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3816% | 1,355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 2,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0093% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3225% | 2,031 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1031% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1718% | 2,432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0197% | 1,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3359% | 1,866 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9495% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1637% | 2,307 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0384% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2833% | 1,855 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2169% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1622% | 2,117 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 1,526 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 4,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 4,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1146% | 834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2441% | 1,789 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8339% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2257% | 1,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1358% | 1,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 1,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5251% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2889% | 2,117 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9704% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1930% | 2,376 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 2,303 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 4,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0046% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 4,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 3,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2721% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3551% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1584% | 2,320 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 2,182 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 4,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 4,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 4,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2586% | 1,928 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4078% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1773% | 2,099 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0253% | 4,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1873% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6534% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0921% | 2,107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0815% | 2,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0368% | 1,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1880% | 520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 2,319 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 3,738 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 2,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0203% | 4,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4049% | 1,987 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8633% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3474% | 2,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0853% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0444% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2594% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 4,370 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0092% | 3,774 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 4,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0117% | 4,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3878% | 1,866 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9191% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3275% | 1,941 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 1,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 4,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 4,371 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 3,758 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 4,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1159% | 1,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4599% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6527% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4128% | 1,576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0867% | 1,477 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 4,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 4,463 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 3,905 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 4,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0656% | 4,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6781% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9781% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5477% | 1,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0946% | 2,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 2,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 2,444 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 3,936 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 2,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3070% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2406% | 2,631 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3626% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1603% | 2,799 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 2,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 1,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0520% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 1,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 1,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0333% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2178% | 2,409 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8346% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1206% | 2,670 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 2,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 2,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0827% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 2,067 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 3,951 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 1,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0791% | 4,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2810% | 2,050 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9557% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1457% | 2,346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 2,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 4,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 4,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 4,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0808% | 4,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2902% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0265% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2230% | 1,791 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 3,968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 5,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0410% | 685 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1132% | 5,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 5,273 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 4,113 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 5,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0840% | 5,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3475% | 2,074 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9105% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3235% | 2,023 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 4,002 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 5,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0578% | 578 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1524% | 5,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 5,015 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0114% | 4,154 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 5,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0777% | 4,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2512% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2678% | 634 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2505% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0161% | 5,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0325% | 5,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0867% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2290% | 5,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 5,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 5,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0709% | 4,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1408% | 2,501 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9393% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1051% | 2,531 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 2,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 1,987 |
| Percentage Net Loans Charged-off:Construction & development | 0.1593% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 5,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 5,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0890% | 5,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1775% | 2,060 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0019% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0929% | 2,178 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2059% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1973% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 2.0687% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3785% | 835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0493% | 2,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2049% | 695 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 2,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0730% | 5,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6545% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9661% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4077% | 1,932 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0689% | 3,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 3,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 3,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 2,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0775% | 5,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6603% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0749% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2786% | 2,168 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 3,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 5,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 5,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 5,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0677% | 5,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5638% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4616% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0724% | 2,870 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0947% | 2,219 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 5,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 5,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 5,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0912% | 5,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0895% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | 14.9276% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1802% | 2,099 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 3,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 3,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1454% | 1,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 3,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 3,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0966% | 2,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4878% | 2,119 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6817% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3192% | 2,516 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0884% | 3,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0401% | 3,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0678% | 1,963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0375% | 3,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 3,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0838% | 2,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4824% | 1,901 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8537% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2962% | 2,346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0998% | 3,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0571% | 3,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1032% | 1,600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0518% | 2,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 2,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0633% | 2,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5220% | 1,725 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9662% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3226% | 2,080 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0860% | 2,977 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 5,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 5,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 5,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2193% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5507% | 1,552 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2711% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1431% | 2,329 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1105% | 4,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 4,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0806% | 3,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1964% | 1,421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0718% | 3,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0497% | 3,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7172% | 1,838 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7108% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4104% | 2,477 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1349% | 4,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0715% | 4,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0928% | 3,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2585% | 1,183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0799% | 3,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1009% | 2,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8387% | 1,481 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0203% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3988% | 2,275 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2663% | 2,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1100% | 3,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1428% | 2,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3852% | 940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1238% | 2,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6290% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9531% | 1,305 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0042% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4975% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2096% | 2,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1760% | 2,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2286% | 2,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2469% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0239% | 5,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1874% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5357% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0192% | 1,009 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4244% | 3,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 5,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0907% | 3,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0342% | 4,611 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0453% | 5,271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0404% | 4,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8712% | 1,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7586% | 2,097 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2140% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3755% | 2,946 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3469% | 3,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 5,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 4,310 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0523% | 5,288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 4,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5323% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7891% | 1,873 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4335% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3695% | 2,685 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2996% | 3,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 4,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 3,763 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0527% | 5,301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0455% | 3,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1456% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1027% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6506% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5114% | 2,059 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3162% | 2,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0623% | 3,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0808% | 2,740 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0516% | 5,303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0912% | 2,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9229% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6576% | 881 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4732% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7775% | 1,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1419% | 5,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0508% | 5,294 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 6,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0661% | 4,405 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0509% | 5,524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0753% | 4,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3140% | 3,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7622% | 2,655 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2936% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1650% | 4,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0437% | 5,045 |
| Percentage Net Loans Charged-off:Construction & development | -0.0119% | 6,894 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0570% | 4,114 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0509% | 5,560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0655% | 3,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5259% | 2,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5839% | 2,912 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1624% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0852% | 5,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 4,556 |
| Percentage Net Loans Charged-off:Construction & development | -0.0174% | 6,913 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0661% | 3,627 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0512% | 5,568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0753% | 3,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1383% | 3,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3618% | 3,348 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9158% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1769% | 3,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 3,625 |
| Percentage Net Loans Charged-off:Construction & development | -0.0335% | 6,952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0823% | 2,730 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0516% | 5,610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0928% | 2,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3303% | 2,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1342% | 1,648 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7643% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5286% | 3,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2909% | 3,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.7042% | 2,773 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4413% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 4,816 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0525% | 5,813 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0186% | 4,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4435% | 2,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7042% | 3,470 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5894% | 896 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2843% | 4,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 5,380 |
| Percentage Net Loans Charged-off:Construction & development | -0.0347% | 7,337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 4,336 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0526% | 5,842 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 4,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2147% | 2,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9343% | 2,578 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7719% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2419% | 3,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 4,725 |
| Percentage Net Loans Charged-off:Construction & development | -0.0380% | 7,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 3,685 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0526% | 5,872 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 3,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0749% | 1,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6251% | 3,156 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1164% | 694 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1944% | 3,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 3,441 |
| Percentage Net Loans Charged-off:Construction & development | -0.0249% | 7,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 2,496 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0533% | 5,863 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0521% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6684% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8612% | 2,252 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1350% | 708 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4004% | 2,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0500% | 4,348 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 7,559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3284% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0218% | 6,233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 7,786 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0534% | 5,984 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 7,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6384% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3744% | 1,630 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8766% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2211% | 3,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0683% | 3,288 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 7,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4381% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0289% | 6,222 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 7,779 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0537% | 5,991 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 7,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5456% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3379% | 1,366 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6496% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 3,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1052% | 2,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6600% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0435% | 6,185 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 7,813 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0542% | 5,985 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 7,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0553% | 7,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8398% | 1,993 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8825% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2048% | 2,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2164% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3263% | 144 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0871% | 6,122 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0202% | 7,879 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0544% | 5,953 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 7,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1699% | 7,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2592% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4295% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 3,479 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 8,078 |
| Percentage Net Loans Charged-off:Construction & development | -0.0939% | 7,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 7,870 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0451% | 6,021 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 7,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4524% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1188% | 1,416 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6344% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1842% | 2,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 7,846 |
| Percentage Net Loans Charged-off:Construction & development | -0.0141% | 7,617 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 7,870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 7,815 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0426% | 6,009 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 7,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7199% | 1,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1530% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8684% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1781% | 1,876 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 7,898 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 7,612 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 7,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0207% | 7,892 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0380% | 5,990 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 7,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8215% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8236% | 1,590 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3321% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1425% | 1,780 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 7,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 7,833 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0494% | 5,988 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 7,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7398% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3527% | 2,569 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3946% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 4,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 2,779 |
| Percentage Net Loans Charged-off:Construction & development | -0.1020% | 7,797 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 7,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0573% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 2,393 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 6,017 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 2,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1725% | 2,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2239% | 4,329 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9113% | 937 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 4,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | -0.0217% | 7,741 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 7,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 2,046 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0158% | 6,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 1,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1093% | 2,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2148% | 3,908 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4158% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 2,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 2,239 |
| Percentage Net Loans Charged-off:Construction & development | -0.0210% | 7,719 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 7,953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 1,815 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 5,963 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 1,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3322% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4593% | 2,507 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2770% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1125% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0494% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | -0.0210% | 7,692 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 8,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0707% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0231% | 5,963 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2677% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5081% | 2,136 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8948% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1185% | 3,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 2,577 |
| Percentage Net Loans Charged-off:Construction & development | -0.0206% | 7,756 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 8,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0374% | 2,229 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0357% | 6,041 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0447% | 2,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0451% | 3,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7312% | 856 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6585% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1082% | 3,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0551% | 1,618 |
| Percentage Net Loans Charged-off:Construction & development | -0.0204% | 7,746 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 8,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0783% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0403% | 6,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0900% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1835% | 7,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8727% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2364% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1175% | 2,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0602% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | -0.0211% | 7,730 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0207% | 8,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0863% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0369% | 5,942 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0983% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4068% | 7,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7644% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9100% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0690% | 8,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0549% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | -0.0212% | 7,757 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0749% | 1,002 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0495% | 5,949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0870% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0788% | 8,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5295% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1370% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2628% | 2,182 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0658% | 8,564 |
| Percentage Net Loans Charged-off:Construction & development | -0.0236% | 7,882 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6258% | 8,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 2,285 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0341% | 6,009 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0502% | 2,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4054% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9237% | 2,227 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7266% | 1,037 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2672% | 1,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1137% | 8,680 |
| Percentage Net Loans Charged-off:Construction & development | -0.0246% | 7,888 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8474% | 8,689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 2,236 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0281% | 5,978 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0291% | 2,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5557% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0580% | 1,746 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8061% | 963 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0868% | 8,452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1679% | 8,751 |
| Percentage Net Loans Charged-off:Construction & development | -0.0261% | 7,861 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2868% | 8,742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 1,718 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0287% | 5,964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0774% | 2,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4107% | 3,575 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1124% | 2,489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2974% | 8,785 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3330% | 8,856 |
| Percentage Net Loans Charged-off:Construction & development | -0.0267% | 7,851 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.6248% | 8,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0831% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0293% | 5,918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0927% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2835% | 7,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0867% | 4,448 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8874% | 2,503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4227% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1567% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | -0.0310% | 8,009 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 8,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.1785% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1077% | 1,700 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0481% | 6,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1204% | 1,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2715% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9177% | 2,606 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5294% | 708 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2342% | 2,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0999% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | -0.0323% | 7,997 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 8,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1330% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0651% | 5,995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1490% | 1,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4855% | 2,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9975% | 2,172 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6194% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2879% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1563% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | -0.0322% | 7,967 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2063% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0836% | 5,973 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2294% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5253% | 1,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0447% | 1,982 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0725% | 768 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 4,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 8,421 |
| Percentage Net Loans Charged-off:Construction & development | -0.0325% | 7,931 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 8,487 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1027% | 5,910 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 8,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1167% | 7,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8670% | 2,219 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6514% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1535% | 4,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 3,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0725% | 1,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 8,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0793% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 8,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5070% | 2,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6673% | 3,520 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8119% | 737 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1872% | 3,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0480% | 2,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 8,763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0653% | 1,898 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0979% | 6,017 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0752% | 1,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3969% | 2,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9167% | 2,506 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8281% | 940 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3009% | 2,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1984% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1445% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2109% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2080% | 125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2190% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5934% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4482% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3393% | 928 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4287% | 1,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2797% | 89 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3811% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3392% | 81 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3581% | 80 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8074% | 255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7400% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3466% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5043% | 1,451 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6602% | 1,078 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8309% | 940 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8423% | 849 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4073% | 443 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5761% | 689 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6788% | 1,021 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |