Home > Solera National Bank > Income and Expense

Solera National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$59,999,000803
Total interest expense$26,259,000653
Net interest income$33,740,000942
Provision for loan and lease losses$1,531,000636
Total noninterest income$4,880,0001,216
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,862,000597
Trading account gains and feesNANA
Additional Noninterest Income$3,018,0001,244
Total noninterest expense$15,900,0001,449
Salaries and employee benefits$8,119,0001,587
Premises and equipment expense$1,310,0001,700
Additional noninterest expense$3,018,0001,244
Pre-tax net operating income$21,189,000656
Securities gains (losses)$310,000123
Applicable income taxes$4,666,000560
Income before extraordinary items$16,833,000664
Extraordinary gains, net$054
Net income$16,833,000674
Minority interest net income$088
Net income of bank and minority interests.$16,833,000667
Net charge-offs$13,0002,350
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$16,588,100687
2023-09-30 (YTD Data)Rank
Total interest income$43,623,000810
Total interest expense$18,530,000644
Net interest income$25,093,000953
Provision for loan and lease losses$1,328,000558
Total noninterest income$3,736,0001,201
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,276,000648
Trading account gains and feesNANA
Additional Noninterest Income$2,460,0001,187
Total noninterest expense$11,812,0001,457
Salaries and employee benefits$6,073,0001,596
Premises and equipment expense$968,0001,725
Additional noninterest expense$2,460,0001,187
Pre-tax net operating income$15,689,000687
Securities gains (losses)$242,00098
Applicable income taxes$2,718,000686
Income before extraordinary items$13,213,000653
Extraordinary gains, net$052
Net income$13,213,000657
Minority interest net income$081
Net income of bank and minority interests.$13,213,000653
Net charge-offs$11,0002,102
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,012,140675
2023-06-30 (YTD Data)Rank
Total interest income$27,937,000809
Total interest expense$11,354,000622
Net interest income$16,583,000964
Provision for loan and lease losses$1,318,000445
Total noninterest income$2,542,0001,127
Gross Fiduciary activities income$0931
Service charges on deposit accounts$869,000627
Trading account gains and feesNANA
Additional Noninterest Income$1,673,0001,107
Total noninterest expense$8,065,0001,413
Salaries and employee benefits$4,115,0001,570
Premises and equipment expense$628,0001,742
Additional noninterest expense$1,673,0001,106
Pre-tax net operating income$9,742,000706
Securities gains (losses)$242,000103
Applicable income taxes$1,686,000732
Income before extraordinary items$8,298,000698
Extraordinary gains, net$051
Net income$8,298,000710
Minority interest net income$081
Net income of bank and minority interests.$8,298,000698
Net charge-offs$3,0002,145
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,097,140711
2023-03-31 (YTD Data)Rank
Total interest income$13,388,000833
Total interest expense$5,227,000584
Net interest income$8,161,000976
Provision for loan and lease losses$759,000405
Total noninterest income$1,152,0001,205
Gross Fiduciary activities income$0913
Service charges on deposit accounts$430,000636
Trading account gains and feesNANA
Additional Noninterest Income$722,0001,199
Total noninterest expense$3,468,0001,624
Salaries and employee benefits$2,015,0001,629
Premises and equipment expense$292,0001,857
Additional noninterest expense$722,0001,199
Pre-tax net operating income$5,086,000713
Securities gains (losses)$242,00099
Applicable income taxes$703,000841
Income before extraordinary items$4,625,000657
Extraordinary gains, net$04
Net income$4,625,000655
Minority interest net income$048
Net income of bank and minority interests.$4,625,000656
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,414,460695
2022-12-31 (YTD Data)Rank
Total interest income$35,281,000995
Total interest expense$4,889,000800
Net interest income$30,392,0001,024
Provision for loan and lease losses$1,576,000605
Total noninterest income$3,846,0001,407
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,182,000894
Trading account gains and feesNANA
Additional Noninterest Income$2,664,0001,358
Total noninterest expense$12,208,0001,757
Salaries and employee benefits$7,091,0001,733
Premises and equipment expense$900,0002,131
Additional noninterest expense$2,664,0001,358
Pre-tax net operating income$20,454,000741
Securities gains (losses)$1,754,00039
Applicable income taxes$3,874,000710
Income before extraordinary items$18,334,000691
Extraordinary gains, net$05
Net income$18,334,000692
Minority interest net income$063
Net income of bank and minority interests.$18,334,000692
Net charge-offs$23,0001,881
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$16,878,180739
2022-09-30 (YTD Data)Rank
Total interest income$24,019,0001,047
Total interest expense$2,086,000983
Net interest income$21,933,0001,039
Provision for loan and lease losses$1,571,000465
Total noninterest income$2,819,0001,437
Gross Fiduciary activities income$0968
Service charges on deposit accounts$879,000914
Trading account gains and feesNANA
Additional Noninterest Income$1,940,0001,401
Total noninterest expense$8,492,0001,854
Salaries and employee benefits$5,142,0001,770
Premises and equipment expense$590,0002,354
Additional noninterest expense$1,940,0001,401
Pre-tax net operating income$14,689,000766
Securities gains (losses)$1,657,00038
Applicable income taxes$3,038,000685
Income before extraordinary items$13,308,000702
Extraordinary gains, net$04
Net income$13,308,000702
Minority interest net income$057
Net income of bank and minority interests.$13,308,000702
Net charge-offs$19,0001,618
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,965,830772
2022-06-30 (YTD Data)Rank
Total interest income$14,386,0001,100
Total interest expense$698,0001,519
Net interest income$13,688,0001,072
Provision for loan and lease losses$712,000541
Total noninterest income$2,010,0001,380
Gross Fiduciary activities income$0925
Service charges on deposit accounts$622,000857
Trading account gains and feesNANA
Additional Noninterest Income$1,388,0001,379
Total noninterest expense$5,618,0001,850
Salaries and employee benefits$3,451,0001,759
Premises and equipment expense$392,0002,356
Additional noninterest expense$1,775,0001,759
Pre-tax net operating income$9,368,000753
Securities gains (losses)$1,179,00037
Applicable income taxes$2,181,000632
Income before extraordinary items$8,366,000695
Extraordinary gains, net$04
Net income$8,366,000695
Minority interest net income$060
Net income of bank and minority interests.$8,366,000695
Net charge-offs$11,0001,552
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,434,590780
2022-03-31 (YTD Data)Rank
Total interest income$6,361,0001,184
Total interest expense$238,0001,982
Net interest income$6,123,0001,143
Provision for loan and lease losses$702,000258
Total noninterest income$1,506,0001,060
Gross Fiduciary activities income$0892
Service charges on deposit accounts$301,000869
Trading account gains and feesNANA
Additional Noninterest Income$1,205,000958
Total noninterest expense$2,760,0001,856
Salaries and employee benefits$1,651,0001,804
Premises and equipment expense$215,0002,247
Additional noninterest expense$894,0001,732
Pre-tax net operating income$4,167,000804
Securities gains (losses)$-1,0003,977
Applicable income taxes$931,000675
Income before extraordinary items$3,235,000832
Extraordinary gains, net$04
Net income$3,235,000831
Minority interest net income$050
Net income of bank and minority interests.$3,235,000832
Net charge-offs$1,0001,671
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,235,790838
2021-12-31 (YTD Data)Rank
Total interest income$21,218,0001,401
Total interest expense$856,0002,438
Net interest income$20,362,0001,345
Provision for loan and lease losses$1,596,000370
Total noninterest income$1,537,0002,513
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,073,000926
Trading account gains and feesNANA
Additional Noninterest Income$464,0003,325
Total noninterest expense$7,658,0002,352
Salaries and employee benefits$4,364,0002,359
Premises and equipment expense$669,0002,584
Additional noninterest expense$2,625,0002,184
Pre-tax net operating income$12,645,0001,087
Securities gains (losses)$2,180,000130
Applicable income taxes$3,622,000768
Income before extraordinary items$11,203,0001,050
Extraordinary gains, net$010
Net income$11,203,0001,051
Minority interest net income$074
Net income of bank and minority interests.$11,203,0001,051
Net charge-offs$44,0001,722
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,480,8001,175
2021-09-30 (YTD Data)Rank
Total interest income$15,075,0001,505
Total interest expense$647,0002,513
Net interest income$14,428,0001,433
Provision for loan and lease losses$759,000575
Total noninterest income$1,155,0002,550
Gross Fiduciary activities income$0957
Service charges on deposit accounts$809,000914
Trading account gains and feesNANA
Additional Noninterest Income$346,0003,378
Total noninterest expense$5,559,0002,402
Salaries and employee benefits$3,175,0002,430
Premises and equipment expense$495,0002,626
Additional noninterest expense$1,889,0002,245
Pre-tax net operating income$9,265,0001,144
Securities gains (losses)$1,902,000123
Applicable income taxes$2,621,000807
Income before extraordinary items$8,546,0001,071
Extraordinary gains, net$08
Net income$8,546,0001,072
Minority interest net income$069
Net income of bank and minority interests.$8,546,0001,072
Net charge-offs$26,0001,629
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,043,4201,224
2021-06-30 (YTD Data)Rank
Total interest income$9,789,0001,527
Total interest expense$440,0002,542
Net interest income$9,349,0001,456
Provision for loan and lease losses$610,000493
Total noninterest income$788,0002,492
Gross Fiduciary activities income$0951
Service charges on deposit accounts$559,000858
Trading account gains and feesNANA
Additional Noninterest Income$229,0003,380
Total noninterest expense$3,363,0002,559
Salaries and employee benefits$1,896,0002,597
Premises and equipment expense$320,0002,652
Additional noninterest expense$1,147,0002,360
Pre-tax net operating income$6,164,0001,123
Securities gains (losses)$510,000265
Applicable income taxes$1,561,000875
Income before extraordinary items$5,113,0001,156
Extraordinary gains, net$06
Net income$5,113,0001,157
Minority interest net income$067
Net income of bank and minority interests.$5,113,0001,157
Net charge-offs$10,0001,747
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,710,1001,209
2021-03-31 (YTD Data)Rank
Total interest income$4,553,0001,625
Total interest expense$206,0002,708
Net interest income$4,347,0001,535
Provision for loan and lease losses$605,000306
Total noninterest income$320,0002,736
Gross Fiduciary activities income$0922
Service charges on deposit accounts$206,0001,058
Trading account gains and feesNANA
Additional Noninterest Income$114,0003,385
Total noninterest expense$1,460,0002,769
Salaries and employee benefits$811,0002,827
Premises and equipment expense$155,0002,724
Additional noninterest expense$494,0002,558
Pre-tax net operating income$2,602,0001,274
Securities gains (losses)$48,000674
Applicable income taxes$612,0001,000
Income before extraordinary items$2,038,0001,369
Extraordinary gains, net$03
Net income$2,038,0001,368
Minority interest net income$055
Net income of bank and minority interests.$2,038,0001,369
Net charge-offs$5,0001,528
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,000,0801,360
2020-12-31 (YTD Data)Rank
Total interest income$14,211,0001,966
Total interest expense$1,042,0002,861
Net interest income$13,169,0001,829
Provision for loan and lease losses$2,147,000997
Total noninterest income$954,0002,918
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$422,0001,824
Trading account gains and feesNANA
Additional Noninterest Income$532,0003,089
Total noninterest expense$5,672,0002,789
Salaries and employee benefits$3,576,0002,647
Premises and equipment expense$420,0003,317
Additional noninterest expense$1,676,0002,847
Pre-tax net operating income$6,304,0001,498
Securities gains (losses)$1,476,000273
Applicable income taxes$1,766,0001,010
Income before extraordinary items$6,014,0001,419
Extraordinary gains, net$04
Net income$6,014,0001,419
Minority interest net income$072
Net income of bank and minority interests.$6,014,0001,420
Net charge-offs$17,0002,854
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$2,200,000144
Net operating income$4,847,9601,626
2020-09-30 (YTD Data)Rank
Total interest income$9,963,0002,076
Total interest expense$838,0002,861
Net interest income$9,125,0001,929
Provision for loan and lease losses$1,365,0001,135
Total noninterest income$620,0003,069
Gross Fiduciary activities income$0981
Service charges on deposit accounts$286,0001,950
Trading account gains and feesNANA
Additional Noninterest Income$334,0003,236
Total noninterest expense$4,283,0002,764
Salaries and employee benefits$2,685,0002,642
Premises and equipment expense$314,0003,332
Additional noninterest expense$1,284,0002,793
Pre-tax net operating income$4,097,0001,643
Securities gains (losses)$1,160,000273
Applicable income taxes$1,111,0001,105
Income before extraordinary items$4,146,0001,472
Extraordinary gains, net$04
Net income$4,146,0001,473
Minority interest net income$065
Net income of bank and minority interests.$4,146,0001,473
Net charge-offs$11,0002,718
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$2,200,000108
Net operating income$3,229,6001,747
2020-06-30 (YTD Data)Rank
Total interest income$6,345,0002,183
Total interest expense$597,0002,885
Net interest income$5,748,0002,033
Provision for loan and lease losses$1,010,0001,072
Total noninterest income$399,0003,094
Gross Fiduciary activities income$0970
Service charges on deposit accounts$184,0002,010
Trading account gains and feesNANA
Additional Noninterest Income$215,0003,231
Total noninterest expense$2,875,0002,756
Salaries and employee benefits$1,807,0002,641
Premises and equipment expense$205,0003,365
Additional noninterest expense$863,0002,771
Pre-tax net operating income$2,262,0001,834
Securities gains (losses)$294,000555
Applicable income taxes$542,0001,274
Income before extraordinary items$2,014,0001,832
Extraordinary gains, net$04
Net income$2,014,0001,833
Minority interest net income$065
Net income of bank and minority interests.$2,014,0001,833
Net charge-offs$7,0002,562
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,781,7401,958
2020-03-31 (YTD Data)Rank
Total interest income$3,001,0002,263
Total interest expense$307,0002,976
Net interest income$2,694,0002,093
Provision for loan and lease losses$506,000878
Total noninterest income$195,0003,049
Gross Fiduciary activities income$0941
Service charges on deposit accounts$80,0002,427
Trading account gains and feesNANA
Additional Noninterest Income$115,0003,025
Total noninterest expense$1,420,0002,806
Salaries and employee benefits$889,0002,676
Premises and equipment expense$101,0003,400
Additional noninterest expense$430,0002,807
Pre-tax net operating income$963,0001,887
Securities gains (losses)$15,0001,209
Applicable income taxes$223,0001,311
Income before extraordinary items$755,0002,062
Extraordinary gains, net$04
Net income$755,0002,061
Minority interest net income$056
Net income of bank and minority interests.$755,0002,062
Net charge-offs$4,0002,167
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$743,1502,046
2019-12-31 (YTD Data)Rank
Total interest income$10,797,0002,454
Total interest expense$1,516,0002,729
Net interest income$9,281,0002,372
Provision for loan and lease losses$540,0001,417
Total noninterest income$416,0003,868
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$259,0002,825
Trading account gains and feesNANA
Additional Noninterest Income$157,0004,126
Total noninterest expense$4,753,0003,117
Salaries and employee benefits$3,103,0002,878
Premises and equipment expense$223,0004,265
Additional noninterest expense$1,427,0003,189
Pre-tax net operating income$4,404,0001,930
Securities gains (losses)$278,000539
Applicable income taxes$1,050,0001,396
Income before extraordinary items$3,632,0002,019
Extraordinary gains, net$011
Net income$3,632,0002,021
Minority interest net income$076
Net income of bank and minority interests.$3,632,0002,021
Net charge-offs$44,0002,727
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$240,000381
Net operating income$3,412,3802,075
2019-09-30 (YTD Data)Rank
Total interest income$7,950,0002,518
Total interest expense$1,186,0002,703
Net interest income$6,764,0002,453
Provision for loan and lease losses$162,0002,189
Total noninterest income$261,0004,068
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$180,0002,967
Trading account gains and feesNANA
Additional Noninterest Income$81,0004,430
Total noninterest expense$3,433,0003,182
Salaries and employee benefits$2,272,0002,930
Premises and equipment expense$143,0004,486
Additional noninterest expense$1,018,0003,291
Pre-tax net operating income$3,430,0001,935
Securities gains (losses)$165,000593
Applicable income taxes$858,0001,359
Income before extraordinary items$2,737,0002,063
Extraordinary gains, net$011
Net income$2,737,0002,062
Minority interest net income$072
Net income of bank and minority interests.$2,737,0002,064
Net charge-offs$41,0002,352
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$240,000311
Net operating income$2,606,6502,105
2019-06-30 (YTD Data)Rank
Total interest income$5,190,0002,561
Total interest expense$804,0002,667
Net interest income$4,386,0002,498
Provision for loan and lease losses$83,0002,384
Total noninterest income$168,0004,112
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$113,0003,052
Trading account gains and feesNANA
Additional Noninterest Income$55,0004,438
Total noninterest expense$2,296,0003,201
Salaries and employee benefits$1,568,0002,881
Premises and equipment expense$96,0004,493
Additional noninterest expense$632,0003,452
Pre-tax net operating income$2,175,0001,997
Securities gains (losses)$154,000423
Applicable income taxes$555,0001,359
Income before extraordinary items$1,774,0002,097
Extraordinary gains, net$011
Net income$1,774,0002,095
Minority interest net income$069
Net income of bank and minority interests.$1,774,0002,097
Net charge-offs$21,0002,329
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$240,000245
Net operating income$1,652,3402,169
2019-03-31 (YTD Data)Rank
Total interest income$2,553,0002,591
Total interest expense$423,0002,556
Net interest income$2,130,0002,561
Provision for loan and lease losses$71,0001,784
Total noninterest income$70,0004,294
Gross Fiduciary activities income$0972
Service charges on deposit accounts$43,0003,384
Trading account gains and feesNANA
Additional Noninterest Income$27,0004,458
Total noninterest expense$997,0003,504
Salaries and employee benefits$653,0003,236
Premises and equipment expense$44,0004,625
Additional noninterest expense$300,0003,554
Pre-tax net operating income$1,132,0001,888
Securities gains (losses)$01,087
Applicable income taxes$270,0001,335
Income before extraordinary items$862,0002,087
Extraordinary gains, net$05
Net income$862,0002,086
Minority interest net income$052
Net income of bank and minority interests.$862,0002,086
Net charge-offs$10,0001,981
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$18,000432
Net operating income$862,0002,074
2018-12-31 (YTD Data)Rank
Total interest income$8,784,0002,765
Total interest expense$1,764,0002,101
Net interest income$7,020,0002,892
Provision for loan and lease losses$580,0001,332
Total noninterest income$255,0004,462
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$129,0003,861
Trading account gains and feesNANA
Additional Noninterest Income$126,0004,435
Total noninterest expense$3,649,0003,657
Salaries and employee benefits$2,264,0003,463
Premises and equipment expense$227,0004,395
Additional noninterest expense$1,158,0003,652
Pre-tax net operating income$3,046,0002,477
Securities gains (losses)$1,0001,025
Applicable income taxes$721,0001,665
Income before extraordinary items$2,326,0002,703
Extraordinary gains, net$06
Net income$2,326,0002,701
Minority interest net income$072
Net income of bank and minority interests.$2,326,0002,702
Net charge-offs$52,0002,611
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$9,051,00058
Net operating income$2,325,2102,695
2018-09-30 (YTD Data)Rank
Total interest income$6,365,0002,823
Total interest expense$1,343,0002,011
Net interest income$5,022,0002,988
Provision for loan and lease losses$481,0001,155
Total noninterest income$190,0004,511
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$94,0003,934
Trading account gains and feesNANA
Additional Noninterest Income$96,0004,473
Total noninterest expense$2,695,0003,710
Salaries and employee benefits$1,680,0003,492
Premises and equipment expense$153,0004,540
Additional noninterest expense$862,0003,688
Pre-tax net operating income$2,036,0002,706
Securities gains (losses)$1,0001,016
Applicable income taxes$474,0001,835
Income before extraordinary items$1,563,0002,924
Extraordinary gains, net$05
Net income$1,563,0002,923
Minority interest net income$066
Net income of bank and minority interests.$1,563,0002,923
Net charge-offs$41,0002,333
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$9,032,00047
Net operating income$1,562,2102,913
2018-06-30 (YTD Data)Rank
Total interest income$4,063,0002,899
Total interest expense$915,0001,907
Net interest income$3,148,0003,097
Provision for loan and lease losses$350,0001,062
Total noninterest income$128,0004,552
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$63,0003,935
Trading account gains and feesNANA
Additional Noninterest Income$65,0004,503
Total noninterest expense$1,756,0003,774
Salaries and employee benefits$1,111,0003,522
Premises and equipment expense$98,0004,618
Additional noninterest expense$547,0003,791
Pre-tax net operating income$1,170,0002,911
Securities gains (losses)$1,000871
Applicable income taxes$275,0001,939
Income before extraordinary items$896,0003,119
Extraordinary gains, net$06
Net income$896,0003,116
Minority interest net income$065
Net income of bank and minority interests.$896,0003,118
Net charge-offs$36,0001,938
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$9,018,00031
Net operating income$895,2103,112
2018-03-31 (YTD Data)Rank
Total interest income$1,865,0003,058
Total interest expense$422,0001,946
Net interest income$1,443,0003,276
Provision for loan and lease losses$68,0001,824
Total noninterest income$61,0004,607
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$28,0004,103
Trading account gains and feesNANA
Additional Noninterest Income$33,0004,512
Total noninterest expense$857,0003,860
Salaries and employee benefits$551,0003,576
Premises and equipment expense$48,0004,694
Additional noninterest expense$258,0003,917
Pre-tax net operating income$579,0002,876
Securities gains (losses)$0735
Applicable income taxes$136,0001,906
Income before extraordinary items$443,0003,095
Extraordinary gains, net$07
Net income$443,0003,095
Minority interest net income$052
Net income of bank and minority interests.$443,0003,095
Net charge-offs$14,0001,828
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$3,033,00038
Net operating income$443,0003,093
2017-12-31 (YTD Data)Rank
Total interest income$6,292,0003,317
Total interest expense$1,455,0001,972
Net interest income$4,837,0003,597
Provision for loan and lease losses$04,227
Total noninterest income$226,0004,772
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$97,0004,371
Trading account gains and feesNANA
Additional Noninterest Income$129,0004,612
Total noninterest expense$3,178,0004,016
Salaries and employee benefits$1,919,0003,839
Premises and equipment expense$193,0004,760
Additional noninterest expense$1,066,0003,910
Pre-tax net operating income$1,885,0003,210
Securities gains (losses)$02,243
Applicable income taxes$1,145,0001,757
Income before extraordinary items$740,0004,094
Extraordinary gains, net$09
Net income$740,0004,094
Minority interest net income$076
Net income of bank and minority interests.$740,0004,094
Net charge-offs$-147,0005,387
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$1,054,000219
Net operating income$740,0004,080
2017-09-30 (YTD Data)Rank
Total interest income$4,548,0003,413
Total interest expense$1,064,0001,991
Net interest income$3,484,0003,696
Provision for loan and lease losses$04,088
Total noninterest income$169,0004,818
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$73,0004,402
Trading account gains and feesNANA
Additional Noninterest Income$96,0004,678
Total noninterest expense$2,337,0004,069
Salaries and employee benefits$1,406,0003,906
Premises and equipment expense$143,0004,810
Additional noninterest expense$788,0003,947
Pre-tax net operating income$1,316,0003,369
Securities gains (losses)$02,274
Applicable income taxes$455,0002,161
Income before extraordinary items$861,0003,758
Extraordinary gains, net$09
Net income$861,0003,756
Minority interest net income$071
Net income of bank and minority interests.$861,0003,758
Net charge-offs$13,0003,165
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$1,020,000189
Net operating income$861,0003,738
2017-06-30 (YTD Data)Rank
Total interest income$2,943,0003,470
Total interest expense$690,0001,988
Net interest income$2,253,0003,761
Provision for loan and lease losses$03,871
Total noninterest income$112,0004,829
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$47,0004,465
Trading account gains and feesNANA
Additional Noninterest Income$65,0004,680
Total noninterest expense$1,536,0004,116
Salaries and employee benefits$926,0003,937
Premises and equipment expense$91,0004,886
Additional noninterest expense$519,0003,986
Pre-tax net operating income$829,0003,412
Securities gains (losses)$01,906
Applicable income taxes$285,0002,187
Income before extraordinary items$544,0003,794
Extraordinary gains, net$011
Net income$544,0003,791
Minority interest net income$071
Net income of bank and minority interests.$544,0003,794
Net charge-offs$11,0002,863
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$1,013,000135
Net operating income$544,0003,780
2017-03-31 (YTD Data)Rank
Total interest income$1,438,0003,530
Total interest expense$335,0002,008
Net interest income$1,103,0003,817
Provision for loan and lease losses$03,537
Total noninterest income$55,0004,892
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$22,0004,547
Trading account gains and feesNANA
Additional Noninterest Income$33,0004,701
Total noninterest expense$791,0004,102
Salaries and employee benefits$483,0003,908
Premises and equipment expense$49,0004,852
Additional noninterest expense$259,0004,004
Pre-tax net operating income$367,0003,537
Securities gains (losses)$01,153
Applicable income taxes$136,0002,202
Income before extraordinary items$231,0003,955
Extraordinary gains, net$08
Net income$231,0003,953
Minority interest net income$055
Net income of bank and minority interests.$231,0003,955
Net charge-offs$-2,0004,280
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$7,000547
Net operating income$231,0003,938
2016-12-31 (YTD Data)Rank
Total interest income$5,477,0003,626
Total interest expense$1,302,0001,997
Net interest income$4,175,0003,931
Provision for loan and lease losses$04,332
Total noninterest income$365,0004,465
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$98,0004,528
Trading account gains and fees$0170
Additional Noninterest Income$267,0004,062
Total noninterest expense$3,351,0004,002
Salaries and employee benefits$1,611,0004,259
Premises and equipment expense$233,0004,708
Additional noninterest expense$1,507,0003,330
Pre-tax net operating income$1,189,0003,826
Securities gains (losses)$157,0001,026
Applicable income taxes$-1,734,0005,868
Income before extraordinary items$3,080,0002,060
Extraordinary gains, net$05
Net income$3,080,0002,058
Minority interest net income$082
Net income of bank and minority interests.$3,080,0002,059
Net charge-offs$-81,0005,480
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$27,000642
Net operating income$2,923,0002,099
2016-09-30 (YTD Data)Rank
Total interest income$4,036,0003,677
Total interest expense$967,0002,015
Net interest income$3,069,0003,994
Provision for loan and lease losses$04,186
Total noninterest income$307,0004,367
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$73,0004,574
Trading account gains and fees$0169
Additional Noninterest Income$234,0003,914
Total noninterest expense$2,360,0004,139
Salaries and employee benefits$1,189,0004,291
Premises and equipment expense$180,0004,694
Additional noninterest expense$991,0003,636
Pre-tax net operating income$1,016,0003,699
Securities gains (losses)$157,000949
Applicable income taxes$04,325
Income before extraordinary items$1,173,0003,241
Extraordinary gains, net$05
Net income$1,173,0003,240
Minority interest net income$071
Net income of bank and minority interests.$1,173,0003,241
Net charge-offs$-66,0005,455
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$19,000602
Net operating income$1,016,0003,412
2016-06-30 (YTD Data)Rank
Total interest income$2,636,0003,733
Total interest expense$632,0002,052
Net interest income$2,004,0004,059
Provision for loan and lease losses$04,017
Total noninterest income$248,0004,142
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$46,0004,650
Trading account gains and fees$0157
Additional Noninterest Income$202,0003,586
Total noninterest expense$1,546,0004,211
Salaries and employee benefits$782,0004,346
Premises and equipment expense$122,0004,700
Additional noninterest expense$642,0003,721
Pre-tax net operating income$706,0003,644
Securities gains (losses)$120,000848
Applicable income taxes$04,338
Income before extraordinary items$826,0003,130
Extraordinary gains, net$016
Net income$826,0003,129
Minority interest net income$071
Net income of bank and minority interests.$826,0003,129
Net charge-offs$-59,0005,555
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$12,000593
Net operating income$706,0003,352
2016-03-31 (YTD Data)Rank
Total interest income$1,361,0003,672
Total interest expense$315,0002,060
Net interest income$1,046,0003,988
Provision for loan and lease losses$03,656
Total noninterest income$191,0003,439
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$23,0004,665
Trading account gains and fees$0142
Additional Noninterest Income$168,0002,845
Total noninterest expense$797,0004,191
Salaries and employee benefits$406,0004,322
Premises and equipment expense$65,0004,639
Additional noninterest expense$326,0003,689
Pre-tax net operating income$440,0003,249
Securities gains (losses)$51,000815
Applicable income taxes$04,259
Income before extraordinary items$491,0002,781
Extraordinary gains, net$012
Net income$491,0002,780
Minority interest net income$062
Net income of bank and minority interests.$491,0002,781
Net charge-offs$-39,0005,664
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$6,000563
Net operating income$440,0002,900
2015-12-31 (YTD Data)Rank
Total interest income$5,342,0003,694
Total interest expense$1,138,0002,204
Net interest income$4,204,0003,970
Provision for loan and lease losses$-50,0005,675
Total noninterest income$559,0004,002
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$107,0004,621
Trading account gains and fees$0159
Additional Noninterest Income$452,0003,435
Total noninterest expense$3,127,0004,248
Salaries and employee benefits$1,581,0004,387
Premises and equipment expense$203,0005,075
Additional noninterest expense$1,343,0003,662
Pre-tax net operating income$1,686,0003,301
Securities gains (losses)$186,000788
Applicable income taxes$04,402
Income before extraordinary items$1,872,0002,854
Extraordinary gains, net$023
Net income$1,872,0002,856
Minority interest net income$081
Net income of bank and minority interests.$1,872,0002,857
Net charge-offs$32,0003,529
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$12,000723
Net operating income$1,686,0002,980
2015-09-30 (YTD Data)Rank
Total interest income$3,985,0003,742
Total interest expense$830,0002,279
Net interest income$3,155,0004,007
Provision for loan and lease losses$-50,0005,865
Total noninterest income$489,0003,776
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$83,0004,623
Trading account gains and fees$0153
Additional Noninterest Income$406,0003,195
Total noninterest expense$2,348,0004,265
Salaries and employee benefits$1,171,0004,439
Premises and equipment expense$150,0005,149
Additional noninterest expense$1,027,0003,618
Pre-tax net operating income$1,346,0003,264
Securities gains (losses)$180,000699
Applicable income taxes$04,489
Income before extraordinary items$1,526,0002,737
Extraordinary gains, net$021
Net income$1,526,0002,737
Minority interest net income$078
Net income of bank and minority interests.$1,526,0002,738
Net charge-offs$-59,0005,662
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$5,000722
Net operating income$1,346,0002,919
2015-06-30 (YTD Data)Rank
Total interest income$2,633,0003,779
Total interest expense$544,0002,318
Net interest income$2,089,0004,035
Provision for loan and lease losses$04,069
Total noninterest income$127,0005,044
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$56,0004,594
Trading account gains and fees$0157
Additional Noninterest Income$71,0004,882
Total noninterest expense$1,489,0004,417
Salaries and employee benefits$749,0004,572
Premises and equipment expense$68,0005,614
Additional noninterest expense$672,0003,684
Pre-tax net operating income$727,0003,589
Securities gains (losses)$135,000689
Applicable income taxes$04,497
Income before extraordinary items$862,0003,038
Extraordinary gains, net$022
Net income$862,0003,039
Minority interest net income$075
Net income of bank and minority interests.$862,0003,040
Net charge-offs$-26,0005,557
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$727,0003,279
2015-03-31 (YTD Data)Rank
Total interest income$1,334,0003,763
Total interest expense$271,0002,349
Net interest income$1,063,0004,017
Provision for loan and lease losses$03,703
Total noninterest income$63,0005,062
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$27,0004,656
Trading account gains and fees$0152
Additional Noninterest Income$36,0004,864
Total noninterest expense$711,0004,532
Salaries and employee benefits$376,0004,591
Premises and equipment expense$06,396
Additional noninterest expense$335,0003,700
Pre-tax net operating income$415,0003,322
Securities gains (losses)$100,000588
Applicable income taxes$04,400
Income before extraordinary items$515,0002,665
Extraordinary gains, net$013
Net income$515,0002,668
Minority interest net income$064
Net income of bank and minority interests.$515,0002,668
Net charge-offs$-13,0005,532
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$415,0002,990
2014-12-31 (YTD Data)Rank
Total interest income$6,050,0003,508
Total interest expense$1,209,0002,251
Net interest income$4,841,0003,736
Provision for loan and lease losses$426,0001,615
Total noninterest income$2,786,0001,651
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$112,0004,823
Trading account gains and fees$0180
Additional Noninterest Income$2,674,0001,190
Total noninterest expense$7,366,0002,498
Salaries and employee benefits$4,250,0002,360
Premises and equipment expense$949,0002,338
Additional noninterest expense$2,167,0002,707
Pre-tax net operating income$-165,0006,203
Securities gains (losses)$254,000683
Applicable income taxes$04,531
Income before extraordinary items$89,0005,915
Extraordinary gains, net$017
Net income$89,0005,915
Minority interest net income$084
Net income of bank and minority interests.$89,0005,916
Net charge-offs$-58,0006,023
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$59,000613
Net operating income$-165,0006,210
2014-09-30 (YTD Data)Rank
Total interest income$4,665,0003,475
Total interest expense$922,0002,246
Net interest income$3,743,0003,676
Provision for loan and lease losses$400,0001,373
Total noninterest income$3,074,0001,273
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$84,0004,893
Trading account gains and fees$0174
Additional Noninterest Income$2,990,000900
Total noninterest expense$6,924,0002,050
Salaries and employee benefits$3,993,0001,930
Premises and equipment expense$767,0002,221
Additional noninterest expense$2,164,0002,097
Pre-tax net operating income$-507,0006,391
Securities gains (losses)$168,000715
Applicable income taxes$04,583
Income before extraordinary items$-339,0006,366
Extraordinary gains, net$015
Net income$-339,0006,365
Minority interest net income$081
Net income of bank and minority interests.$-339,0006,365
Net charge-offs$-47,0006,018
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$66,000525
Net operating income$-507,0006,398
2014-06-30 (YTD Data)Rank
Total interest income$3,225,0003,403
Total interest expense$625,0002,246
Net interest income$2,600,0003,585
Provision for loan and lease losses$150,0001,864
Total noninterest income$2,562,0001,070
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$55,0004,923
Trading account gains and fees$0172
Additional Noninterest Income$2,507,000732
Total noninterest expense$5,054,0001,872
Salaries and employee benefits$3,174,0001,624
Premises and equipment expense$492,0002,309
Additional noninterest expense$1,388,0002,161
Pre-tax net operating income$-42,0006,268
Securities gains (losses)$109,000741
Applicable income taxes$04,568
Income before extraordinary items$67,0005,910
Extraordinary gains, net$020
Net income$67,0005,911
Minority interest net income$080
Net income of bank and minority interests.$67,0005,912
Net charge-offs$-34,0006,049
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$72,000430
Net operating income$-42,0006,272
2014-03-31 (YTD Data)Rank
Total interest income$1,608,0003,423
Total interest expense$310,0002,293
Net interest income$1,298,0003,598
Provision for loan and lease losses$03,817
Total noninterest income$954,0001,294
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$26,0005,010
Trading account gains and fees$0147
Additional Noninterest Income$928,000905
Total noninterest expense$2,460,0001,929
Salaries and employee benefits$1,678,0001,566
Premises and equipment expense$250,0002,314
Additional noninterest expense$532,0002,747
Pre-tax net operating income$-208,0006,533
Securities gains (losses)$50,000647
Applicable income taxes$04,445
Income before extraordinary items$-158,0006,507
Extraordinary gains, net$016
Net income$-158,0006,507
Minority interest net income$066
Net income of bank and minority interests.$-158,0006,507
Net charge-offs$-10,0005,749
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$34,000400
Net operating income$-208,0006,537
2013-12-31 (YTD Data)Rank
Total interest income$5,817,0003,691
Total interest expense$1,220,0002,529
Net interest income$4,597,0003,916
Provision for loan and lease losses$05,091
Total noninterest income$7,015,000886
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$102,0005,232
Trading account gains and fees$0184
Additional Noninterest Income$6,913,000635
Total noninterest expense$12,346,0001,567
Salaries and employee benefits$8,406,0001,265
Premises and equipment expense$1,033,0002,189
Additional noninterest expense$2,907,0002,140
Pre-tax net operating income$-734,0006,526
Securities gains (losses)$387,000568
Applicable income taxes$04,631
Income before extraordinary items$-347,0006,448
Extraordinary gains, net$029
Net income$-347,0006,448
Minority interest net income$090
Net income of bank and minority interests.$-347,0006,449
Net charge-offs$-53,0006,425
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$278,000372
Net operating income$-734,0006,530
2013-09-30 (YTD Data)Rank
Total interest income$4,281,0003,780
Total interest expense$906,0002,624
Net interest income$3,375,0003,991
Provision for loan and lease losses$04,941
Total noninterest income$5,744,000838
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$71,0005,377
Trading account gains and fees$0180
Additional Noninterest Income$5,673,000603
Total noninterest expense$9,192,0001,576
Salaries and employee benefits$6,494,0001,239
Premises and equipment expense$777,0002,205
Additional noninterest expense$1,921,0002,388
Pre-tax net operating income$-73,0006,383
Securities gains (losses)$294,000644
Applicable income taxes$04,713
Income before extraordinary items$221,0005,560
Extraordinary gains, net$025
Net income$221,0005,561
Minority interest net income$084
Net income of bank and minority interests.$221,0005,561
Net charge-offs$-38,0006,402
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$222,000330
Net operating income$-73,0006,402
2013-06-30 (YTD Data)Rank
Total interest income$2,767,0003,867
Total interest expense$594,0002,722
Net interest income$2,173,0004,087
Provision for loan and lease losses$04,788
Total noninterest income$4,109,000797
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$41,0005,564
Trading account gains and fees$0157
Additional Noninterest Income$4,068,000574
Total noninterest expense$5,742,0001,676
Salaries and employee benefits$4,071,0001,306
Premises and equipment expense$520,0002,202
Additional noninterest expense$1,151,0002,636
Pre-tax net operating income$540,0004,011
Securities gains (losses)$245,000647
Applicable income taxes$04,679
Income before extraordinary items$785,0003,106
Extraordinary gains, net$022
Net income$785,0003,108
Minority interest net income$082
Net income of bank and minority interests.$785,0003,109
Net charge-offs$-25,0006,377
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$91,000385
Net operating income$540,0003,689
2013-03-31 (YTD Data)Rank
Total interest income$1,346,0003,962
Total interest expense$296,0002,805
Net interest income$1,050,0004,202
Provision for loan and lease losses$04,409
Total noninterest income$1,563,000996
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$18,0005,710
Trading account gains and fees$0148
Additional Noninterest Income$1,545,000732
Total noninterest expense$2,429,0001,969
Salaries and employee benefits$1,670,0001,576
Premises and equipment expense$256,0002,269
Additional noninterest expense$503,0002,971
Pre-tax net operating income$184,0004,591
Securities gains (losses)$100,000684
Applicable income taxes$04,602
Income before extraordinary items$284,0003,676
Extraordinary gains, net$010
Net income$284,0003,676
Minority interest net income$076
Net income of bank and minority interests.$284,0003,678
Net charge-offs$-11,0006,232
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$45,000352
Net operating income$184,0004,318
2012-12-31 (YTD Data)Rank
Total interest income$5,334,0004,153
Total interest expense$1,278,0003,072
Net interest income$4,056,0004,373
Provision for loan and lease losses$05,905
Total noninterest income$318,0005,121
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$71,0005,873
Trading account gains and fees$0166
Additional Noninterest Income$247,0004,335
Total noninterest expense$4,589,0003,690
Salaries and employee benefits$2,511,0003,565
Premises and equipment expense$480,0003,901
Additional noninterest expense$1,598,0003,627
Pre-tax net operating income$-215,0006,363
Securities gains (losses)$730,000705
Applicable income taxes$04,751
Income before extraordinary items$515,0004,894
Extraordinary gains, net$029
Net income$515,0004,894
Minority interest net income$093
Net income of bank and minority interests.$515,0004,895
Net charge-offs$4,0005,797
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$54,000696
Net operating income$-215,0006,382
2012-09-30 (YTD Data)Rank
Total interest income$4,020,0004,213
Total interest expense$966,0003,153
Net interest income$3,054,0004,432
Provision for loan and lease losses$05,790
Total noninterest income$128,0005,931
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$52,0005,987
Trading account gains and fees$0157
Additional Noninterest Income$76,0005,412
Total noninterest expense$3,412,0003,744
Salaries and employee benefits$1,785,0003,701
Premises and equipment expense$367,0003,926
Additional noninterest expense$1,260,0003,512
Pre-tax net operating income$-230,0006,541
Securities gains (losses)$569,000678
Applicable income taxes$04,802
Income before extraordinary items$339,0005,187
Extraordinary gains, net$020
Net income$339,0005,185
Minority interest net income$086
Net income of bank and minority interests.$339,0005,185
Net charge-offs$34,0004,766
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$34,000685
Net operating income$-230,0006,558
2012-06-30 (YTD Data)Rank
Total interest income$2,640,0004,286
Total interest expense$647,0003,240
Net interest income$1,993,0004,500
Provision for loan and lease losses$05,619
Total noninterest income$88,0005,936
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$33,0006,059
Trading account gains and fees$0153
Additional Noninterest Income$55,0005,357
Total noninterest expense$2,140,0003,899
Salaries and employee benefits$1,151,0003,807
Premises and equipment expense$247,0003,900
Additional noninterest expense$742,0003,841
Pre-tax net operating income$-59,0006,463
Securities gains (losses)$280,000900
Applicable income taxes$04,770
Income before extraordinary items$221,0005,217
Extraordinary gains, net$019
Net income$221,0005,217
Minority interest net income$084
Net income of bank and minority interests.$221,0005,217
Net charge-offs$58,0003,900
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$23,000647
Net operating income$-59,0006,480
2012-03-31 (YTD Data)Rank
Total interest income$1,301,0004,348
Total interest expense$332,0003,289
Net interest income$969,0004,621
Provision for loan and lease losses$05,254
Total noninterest income$24,0006,522
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$14,0006,234
Trading account gains and fees$0148
Additional Noninterest Income$10,0006,212
Total noninterest expense$1,064,0003,933
Salaries and employee benefits$567,0003,869
Premises and equipment expense$127,0003,851
Additional noninterest expense$370,0003,829
Pre-tax net operating income$-71,0006,667
Securities gains (losses)$114,000853
Applicable income taxes$04,704
Income before extraordinary items$43,0006,060
Extraordinary gains, net$019
Net income$43,0006,060
Minority interest net income$078
Net income of bank and minority interests.$43,0006,060
Net charge-offs$-10,0006,648
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$12,000577
Net operating income$-71,0006,693
2011-12-31 (YTD Data)Rank
Total interest income$5,749,0004,201
Total interest expense$1,599,0003,280
Net interest income$4,150,0004,445
Provision for loan and lease losses$155,0004,896
Total noninterest income$49,0006,794
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$66,0006,053
Trading account gains and fees$0146
Additional Noninterest Income$-17,0006,761
Total noninterest expense$4,372,0003,877
Salaries and employee benefits$2,421,0003,648
Premises and equipment expense$525,0003,907
Additional noninterest expense$1,426,0003,992
Pre-tax net operating income$-328,0006,317
Securities gains (losses)$870,000505
Applicable income taxes$04,719
Income before extraordinary items$542,0004,545
Extraordinary gains, net$029
Net income$542,0004,548
Minority interest net income$096
Net income of bank and minority interests.$542,0004,547
Net charge-offs$263,0003,951
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$98,000670
Net operating income$-328,0006,349
2011-09-30 (YTD Data)Rank
Total interest income$4,439,0004,146
Total interest expense$1,234,0003,330
Net interest income$3,205,0004,387
Provision for loan and lease losses$130,0004,688
Total noninterest income$32,0006,930
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$50,0006,073
Trading account gains and fees$0145
Additional Noninterest Income$-18,0006,947
Total noninterest expense$3,317,0003,861
Salaries and employee benefits$1,859,0003,578
Premises and equipment expense$395,0003,945
Additional noninterest expense$1,063,0004,000
Pre-tax net operating income$-210,0006,397
Securities gains (losses)$556,000597
Applicable income taxes$04,740
Income before extraordinary items$346,0004,864
Extraordinary gains, net$021
Net income$346,0004,865
Minority interest net income$087
Net income of bank and minority interests.$346,0004,865
Net charge-offs$236,0003,527
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$88,000585
Net operating income$-210,0006,443
2011-06-30 (YTD Data)Rank
Total interest income$3,010,0004,133
Total interest expense$837,0003,396
Net interest income$2,173,0004,331
Provision for loan and lease losses$120,0004,174
Total noninterest income$37,0006,796
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$35,0006,003
Trading account gains and fees$0153
Additional Noninterest Income$2,0006,876
Total noninterest expense$2,202,0003,912
Salaries and employee benefits$1,266,0003,557
Premises and equipment expense$260,0004,016
Additional noninterest expense$676,0004,207
Pre-tax net operating income$-112,0006,443
Securities gains (losses)$223,000679
Applicable income taxes$04,697
Income before extraordinary items$111,0005,616
Extraordinary gains, net$015
Net income$111,0005,615
Minority interest net income$089
Net income of bank and minority interests.$111,0005,616
Net charge-offs$11,0005,313
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$64,000491
Net operating income$-112,0006,484
2011-03-31 (YTD Data)Rank
Total interest income$1,506,0004,145
Total interest expense$430,0003,430
Net interest income$1,076,0004,357
Provision for loan and lease losses$05,840
Total noninterest income$18,0006,874
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$17,0006,004
Trading account gains and fees$0158
Additional Noninterest Income$1,0007,012
Total noninterest expense$1,161,0003,788
Salaries and employee benefits$680,0003,385
Premises and equipment expense$132,0004,030
Additional noninterest expense$349,0004,103
Pre-tax net operating income$-67,0006,601
Securities gains (losses)$-2,0007,028
Applicable income taxes$04,545
Income before extraordinary items$-69,0006,638
Extraordinary gains, net$09
Net income$-69,0006,638
Minority interest net income$086
Net income of bank and minority interests.$-69,0006,638
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$35,000421
Net operating income$-67,0006,618
2010-12-31 (YTD Data)Rank
Total interest income$6,391,0004,136
Total interest expense$2,186,0003,324
Net interest income$4,205,0004,441
Provision for loan and lease losses$1,110,0002,893
Total noninterest income$100,0006,671
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$72,0005,886
Trading account gains and fees$0175
Additional Noninterest Income$28,0006,461
Total noninterest expense$4,136,0004,123
Salaries and employee benefits$2,265,0003,873
Premises and equipment expense$558,0003,917
Additional noninterest expense$1,313,0004,365
Pre-tax net operating income$-941,0006,452
Securities gains (losses)$1,338,000380
Applicable income taxes$04,655
Income before extraordinary items$397,0004,632
Extraordinary gains, net$029
Net income$397,0004,633
Minority interest net income$0111
Net income of bank and minority interests.$397,0004,633
Net charge-offs$765,0003,053
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$151,000687
Net operating income$-941,0006,525
2010-09-30 (YTD Data)Rank
Total interest income$4,805,0004,214
Total interest expense$1,692,0003,366
Net interest income$3,113,0004,528
Provision for loan and lease losses$1,075,0002,418
Total noninterest income$81,0006,753
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$55,0005,946
Trading account gains and fees$0165
Additional Noninterest Income$26,0006,511
Total noninterest expense$3,054,0004,172
Salaries and employee benefits$1,721,0003,873
Premises and equipment expense$417,0003,982
Additional noninterest expense$916,0004,549
Pre-tax net operating income$-935,0006,765
Securities gains (losses)$863,000462
Applicable income taxes$04,726
Income before extraordinary items$-72,0006,264
Extraordinary gains, net$023
Net income$-72,0006,265
Minority interest net income$0110
Net income of bank and minority interests.$-72,0006,265
Net charge-offs$705,0002,627
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$113,000623
Net operating income$-935,0006,824
2010-06-30 (YTD Data)Rank
Total interest income$3,180,0004,272
Total interest expense$1,163,0003,395
Net interest income$2,017,0004,622
Provision for loan and lease losses$295,0003,686
Total noninterest income$37,0007,081
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$36,0005,999
Trading account gains and fees$0152
Additional Noninterest Income$1,0007,201
Total noninterest expense$1,934,0004,338
Salaries and employee benefits$1,120,0003,961
Premises and equipment expense$281,0003,990
Additional noninterest expense$533,0004,908
Pre-tax net operating income$-175,0006,397
Securities gains (losses)$531,000454
Applicable income taxes$04,691
Income before extraordinary items$356,0003,980
Extraordinary gains, net$019
Net income$356,0003,978
Minority interest net income$0105
Net income of bank and minority interests.$356,0003,979
Net charge-offs$185,0003,631
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$75,000547
Net operating income$-175,0006,476
2010-03-31 (YTD Data)Rank
Total interest income$1,573,0004,365
Total interest expense$599,0003,432
Net interest income$974,0004,756
Provision for loan and lease losses$115,0003,796
Total noninterest income$17,0007,213
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$17,0006,094
Trading account gains and fees$0175
Additional Noninterest Income$07,418
Total noninterest expense$936,0004,475
Salaries and employee benefits$535,0004,155
Premises and equipment expense$139,0004,082
Additional noninterest expense$262,0004,984
Pre-tax net operating income$-60,0006,534
Securities gains (losses)$263,000426
Applicable income taxes$04,611
Income before extraordinary items$203,0003,855
Extraordinary gains, net$016
Net income$203,0003,852
Minority interest net income$091
Net income of bank and minority interests.$203,0003,854
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$37,000490
Net operating income$-60,0006,577
2009-12-31 (YTD Data)Rank
Total interest income$5,045,0005,102
Total interest expense$2,164,0004,239
Net interest income$2,881,0005,485
Provision for loan and lease losses$562,0004,367
Total noninterest income$252,0005,897
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$245,0004,268
Trading account gains and fees$0211
Additional Noninterest Income$7,0007,260
Total noninterest expense$3,985,0004,355
Salaries and employee benefits$2,403,0003,804
Premises and equipment expense$558,0004,093
Additional noninterest expense$1,024,0005,175
Pre-tax net operating income$-1,414,0006,418
Securities gains (losses)$377,0001,052
Applicable income taxes$04,388
Income before extraordinary items$-1,037,0006,382
Extraordinary gains, net$034
Net income$-1,037,0006,382
Minority interest net income$0115
Net income of bank and minority interests.$-1,037,0006,382
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,177,000408
Net operating income$-1,414,0006,541
2009-09-30 (YTD Data)Rank
Total interest income$3,415,0005,460
Total interest expense$1,458,0004,685
Net interest income$1,957,0005,758
Provision for loan and lease losses$432,0004,057
Total noninterest income$224,0005,678
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$218,0003,946
Trading account gains and fees$0212
Additional Noninterest Income$6,0007,405
Total noninterest expense$3,033,0004,319
Salaries and employee benefits$1,864,0003,738
Premises and equipment expense$416,0004,145
Additional noninterest expense$753,0005,221
Pre-tax net operating income$-1,284,0006,776
Securities gains (losses)$205,0001,273
Applicable income taxes$04,592
Income before extraordinary items$-1,079,0006,786
Extraordinary gains, net$027
Net income$-1,079,0006,786
Minority interest net income$0118
Net income of bank and minority interests.$-1,079,0006,787
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$1,130,000339
Net operating income$-1,284,0006,885
2009-06-30 (YTD Data)Rank
Total interest income$2,052,0005,770
Total interest expense$857,0005,096
Net interest income$1,195,0005,974
Provision for loan and lease losses$252,0003,982
Total noninterest income$144,0005,790
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$139,0004,032
Trading account gains and fees$0193
Additional Noninterest Income$5,0007,481
Total noninterest expense$2,042,0004,330
Salaries and employee benefits$1,281,0003,702
Premises and equipment expense$275,0004,191
Additional noninterest expense$486,0005,321
Pre-tax net operating income$-955,0007,000
Securities gains (losses)$107,0001,448
Applicable income taxes$04,657
Income before extraordinary items$-848,0007,057
Extraordinary gains, net$021
Net income$-848,0007,057
Minority interest net income$0112
Net income of bank and minority interests.$-848,0007,057
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$1,086,000273
Net operating income$-955,0007,116
2009-03-31 (YTD Data)Rank
Total interest income$923,0006,072
Total interest expense$394,0005,417
Net interest income$529,0006,286
Provision for loan and lease losses$118,0003,671
Total noninterest income$73,0005,747
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$69,0003,996
Trading account gains and fees$0171
Additional Noninterest Income$4,0007,406
Total noninterest expense$946,0004,470
Salaries and employee benefits$603,0003,904
Premises and equipment expense$136,0004,268
Additional noninterest expense$207,0005,508
Pre-tax net operating income$-462,0007,276
Securities gains (losses)$77,0001,111
Applicable income taxes$04,835
Income before extraordinary items$-385,0007,317
Extraordinary gains, net$015
Net income$-385,0007,318
Minority interest net income$0102
Net income of bank and minority interests.$-385,0007,318
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$41,000553
Net operating income$-462,0007,376
2008-12-31 (YTD Data)Rank
Total interest income$2,222,0007,172
Total interest expense$689,0007,343
Net interest income$1,533,0006,969
Provision for loan and lease losses$221,0005,091
Total noninterest income$114,0007,169
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$90,0006,037
Trading account gains and fees$0154
Additional Noninterest Income$24,0007,314
Total noninterest expense$3,578,0004,556
Salaries and employee benefits$2,279,0004,048
Premises and equipment expense$443,0004,797
Additional noninterest expense$856,0005,288
Pre-tax net operating income$-2,152,0007,403
Securities gains (losses)$47,0001,652
Applicable income taxes$04,979
Income before extraordinary items$-2,105,0007,411
Extraordinary gains, net$039
Net income$-2,105,0007,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$176,000803
Net operating income$-2,152,0007,513
2008-09-30 (YTD Data)Rank
Total interest income$1,512,0007,406
Total interest expense$437,0007,636
Net interest income$1,075,0007,146
Provision for loan and lease losses$133,0004,801
Total noninterest income$54,0007,703
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$37,0006,695
Trading account gains and fees$0148
Additional Noninterest Income$17,0007,516
Total noninterest expense$2,450,0004,820
Salaries and employee benefits$1,521,0004,423
Premises and equipment expense$308,0005,029
Additional noninterest expense$621,0005,332
Pre-tax net operating income$-1,454,0007,717
Securities gains (losses)$45,0001,495
Applicable income taxes$05,372
Income before extraordinary items$-1,409,0007,675
Extraordinary gains, net$031
Net income$-1,409,0007,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$163,000635
Net operating income$-1,454,0007,785
2008-06-30 (YTD Data)Rank
Total interest income$866,0007,673
Total interest expense$238,0007,912
Net interest income$628,0007,392
Provision for loan and lease losses$87,0004,515
Total noninterest income$26,0007,934
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$17,0006,937
Trading account gains and fees$0149
Additional Noninterest Income$9,0007,734
Total noninterest expense$1,563,0004,998
Salaries and employee benefits$968,0004,632
Premises and equipment expense$204,0005,087
Additional noninterest expense$391,0005,477
Pre-tax net operating income$-996,0007,910
Securities gains (losses)$45,0001,513
Applicable income taxes$05,627
Income before extraordinary items$-951,0007,977
Extraordinary gains, net$021
Net income$-951,0007,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$108,000560
Net operating income$-996,0007,976
2008-03-31 (YTD Data)Rank
Total interest income$369,0007,920
Total interest expense$92,0008,137
Net interest income$277,0007,618
Provision for loan and lease losses$37,0004,177
Total noninterest income$9,0008,079
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$5,0007,144
Trading account gains and fees$0158
Additional Noninterest Income$4,0007,805
Total noninterest expense$787,0004,976
Salaries and employee benefits$496,0004,578
Premises and equipment expense$104,0005,055
Additional noninterest expense$187,0005,554
Pre-tax net operating income$-538,0008,107
Securities gains (losses)$40,0001,206
Applicable income taxes$05,622
Income before extraordinary items$-498,0008,150
Extraordinary gains, net$015
Net income$-498,0008,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$54,000459
Net operating income$-538,0008,154
2007-12-31 (YTD Data)Rank
Total interest income$311,0008,453
Total interest expense$31,0008,448
Net interest income$280,0008,425
Provision for loan and lease losses$47,0005,745
Total noninterest income$10,0008,305
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$5,0007,385
Trading account gains and fees$0178
Additional Noninterest Income$5,0008,181
Total noninterest expense$1,864,0006,391
Salaries and employee benefits$638,0007,433
Premises and equipment expense$223,0006,509
Additional noninterest expense$1,003,0004,653
Pre-tax net operating income$-1,621,0008,223
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,621,0008,262
Extraordinary gains, net$039
Net income$-1,621,0008,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$18,363,000102
Net operating income$-1,621,0008,254
2007-09-30 (YTD Data)Rank
Total interest income$55,0008,550
Total interest expense$08,544
Net interest income$55,0008,543
Provision for loan and lease losses$06,528
Total noninterest income$08,457
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$08,377
Total noninterest expense$1,016,0007,114
Salaries and employee benefits$175,0008,378
Premises and equipment expense$126,0007,037
Additional noninterest expense$715,0004,734
Pre-tax net operating income$-961,0008,285
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-961,0008,325
Extraordinary gains, net$033
Net income$-961,0008,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$18,315,00070
Net operating income$-961,0008,317

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.