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SoFi Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$1,707,421,00066
Total interest expense$587,880,00070
Net interest income$1,119,541,00063
Provision for loan and lease losses$54,945,00073
Total noninterest income$535,271,00048
Gross Fiduciary activities income$0981
Service charges on deposit accounts$204,0002,657
Trading account gains and fees$0123
Additional Noninterest Income$535,067,00032
Total noninterest expense$1,136,183,00050
Salaries and employee benefits$329,889,00062
Premises and equipment expense$16,334,000198
Additional noninterest expense$535,067,00032
Pre-tax net operating income$463,684,00069
Securities gains (losses)$3,358,00030
Applicable income taxes$117,596,00061
Income before extraordinary items$349,446,00068
Extraordinary gains, net$054
Net income$349,446,00070
Minority interest net income$088
Net income of bank and minority interests.$349,446,00069
Net charge-offs$41,035,00073
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$346,793,18072
2023-09-30 (YTD Data)Rank
Total interest income$1,124,808,00069
Total interest expense$376,779,00073
Net interest income$748,029,00067
Provision for loan and lease losses$42,853,00073
Total noninterest income$424,329,00046
Gross Fiduciary activities income$0950
Service charges on deposit accounts$153,0002,672
Trading account gains and fees$0125
Additional Noninterest Income$424,176,00032
Total noninterest expense$831,691,00050
Salaries and employee benefits$232,423,00067
Premises and equipment expense$11,811,000203
Additional noninterest expense$424,176,00032
Pre-tax net operating income$297,814,00079
Securities gains (losses)$3,356,00022
Applicable income taxes$80,331,00070
Income before extraordinary items$220,839,00081
Extraordinary gains, net$052
Net income$220,839,00081
Minority interest net income$081
Net income of bank and minority interests.$220,839,00081
Net charge-offs$31,714,00072
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$218,187,76083
2023-06-30 (YTD Data)Rank
Total interest income$637,928,00073
Total interest expense$206,219,00078
Net interest income$431,709,00079
Provision for loan and lease losses$21,022,00087
Total noninterest income$301,549,00046
Gross Fiduciary activities income$0931
Service charges on deposit accounts$99,0002,696
Trading account gains and fees$0112
Additional Noninterest Income$301,450,00033
Total noninterest expense$529,456,00051
Salaries and employee benefits$147,725,00070
Premises and equipment expense$7,590,000203
Additional noninterest expense$301,450,00033
Pre-tax net operating income$182,780,00084
Securities gains (losses)$3,356,00020
Applicable income taxes$50,089,00071
Income before extraordinary items$136,047,00085
Extraordinary gains, net$051
Net income$136,047,00087
Minority interest net income$081
Net income of bank and minority interests.$136,047,00085
Net charge-offs$20,580,00062
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$133,395,76087
2023-03-31 (YTD Data)Rank
Total interest income$265,475,00087
Total interest expense$81,457,00084
Net interest income$184,018,00089
Provision for loan and lease losses$8,407,000106
Total noninterest income$174,258,00042
Gross Fiduciary activities income$0913
Service charges on deposit accounts$52,0002,660
Trading account gains and fees$097
Additional Noninterest Income$174,206,00032
Total noninterest expense$252,481,00054
Salaries and employee benefits$69,292,00078
Premises and equipment expense$3,512,000231
Additional noninterest expense$174,206,00032
Pre-tax net operating income$97,388,00081
Securities gains (losses)$3,356,00015
Applicable income taxes$27,767,00068
Income before extraordinary items$72,977,00079
Extraordinary gains, net$04
Net income$72,977,00079
Minority interest net income$048
Net income of bank and minority interests.$72,977,00079
Net charge-offs$10,254,00062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$70,325,76084
2022-12-31 (YTD Data)Rank
Total interest income$385,965,000152
Total interest expense$75,845,000104
Net interest income$310,120,000164
Provision for loan and lease losses$37,983,00079
Total noninterest income$489,762,00058
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$245,0002,509
Trading account gains and fees$0116
Additional Noninterest Income$489,517,00041
Total noninterest expense$649,077,00079
Salaries and employee benefits$173,135,000118
Premises and equipment expense$9,360,000313
Additional noninterest expense$489,517,00041
Pre-tax net operating income$112,822,000215
Securities gains (losses)$0691
Applicable income taxes$30,884,000184
Income before extraordinary items$81,938,000223
Extraordinary gains, net$05
Net income$81,938,000223
Minority interest net income$063
Net income of bank and minority interests.$81,938,000223
Net charge-offs$17,101,00074
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$81,938,000231
2022-09-30 (YTD Data)Rank
Total interest income$194,781,000191
Total interest expense$26,922,000132
Net interest income$167,859,000200
Provision for loan and lease losses$23,038,00081
Total noninterest income$344,673,00064
Gross Fiduciary activities income$0968
Service charges on deposit accounts$181,0002,543
Trading account gains and fees$0111
Additional Noninterest Income$344,492,00048
Total noninterest expense$423,371,00084
Salaries and employee benefits$111,975,000133
Premises and equipment expense$5,994,000354
Additional noninterest expense$344,492,00048
Pre-tax net operating income$66,123,000256
Securities gains (losses)$0740
Applicable income taxes$14,187,000259
Income before extraordinary items$51,936,000257
Extraordinary gains, net$04
Net income$51,936,000258
Minority interest net income$057
Net income of bank and minority interests.$51,936,000257
Net charge-offs$8,570,00082
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$51,936,000255
2022-06-30 (YTD Data)Rank
Total interest income$62,119,000316
Total interest expense$5,804,000230
Net interest income$56,315,000317
Provision for loan and lease losses$6,715,000118
Total noninterest income$188,154,00073
Gross Fiduciary activities income$0925
Service charges on deposit accounts$110,0002,651
Trading account gains and fees$0108
Additional Noninterest Income$188,044,00053
Total noninterest expense$204,485,000109
Salaries and employee benefits$52,248,000172
Premises and equipment expense$2,772,000490
Additional noninterest expense$149,465,00068
Pre-tax net operating income$33,269,000305
Securities gains (losses)$0687
Applicable income taxes$9,834,000242
Income before extraordinary items$23,435,000324
Extraordinary gains, net$04
Net income$23,435,000324
Minority interest net income$060
Net income of bank and minority interests.$23,435,000324
Net charge-offs$3,440,000122
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$23,435,000333
2022-03-31 (YTD Data)Rank
Total interest income$3,798,0001,789
Total interest expense$444,0001,219
Net interest income$3,354,0001,835
Provision for loan and lease losses$984,000203
Total noninterest income$44,231,000105
Gross Fiduciary activities income$0892
Service charges on deposit accounts$42,0002,953
Trading account gains and fees$0103
Additional Noninterest Income$44,189,00081
Total noninterest expense$48,266,000177
Salaries and employee benefits$11,338,000346
Premises and equipment expense$436,0001,365
Additional noninterest expense$36,492,000110
Pre-tax net operating income$-1,665,0004,787
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$-1,665,0004,774
Extraordinary gains, net$04
Net income$-1,665,0004,774
Minority interest net income$050
Net income of bank and minority interests.$-1,665,0004,774
Net charge-offs$-2,0003,266
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$-1,665,0004,779
2021-12-31 (YTD Data)Rank
Total interest income$5,618,0003,310
Total interest expense$134,0004,374
Net interest income$5,484,0003,202
Provision for loan and lease losses$-179,0004,297
Total noninterest income$1,240,0002,747
Gross Fiduciary activities income$0994
Service charges on deposit accounts$245,0002,419
Trading account gains and feesNANA
Additional Noninterest Income$995,0002,639
Total noninterest expense$5,583,0002,833
Salaries and employee benefits$3,045,0002,905
Premises and equipment expense$526,0002,953
Additional noninterest expense$2,012,0002,587
Pre-tax net operating income$1,320,0003,600
Securities gains (losses)$-3,0004,291
Applicable income taxes$376,0002,298
Income before extraordinary items$941,0003,808
Extraordinary gains, net$010
Net income$941,0003,808
Minority interest net income$074
Net income of bank and minority interests.$941,0003,808
Net charge-offs$-74,0004,263
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$943,3703,791
2021-09-30 (YTD Data)Rank
Total interest income$4,349,0003,331
Total interest expense$116,0004,381
Net interest income$4,233,0003,217
Provision for loan and lease losses$02,963
Total noninterest income$1,039,0002,669
Gross Fiduciary activities income$0957
Service charges on deposit accounts$179,0002,446
Trading account gains and feesNANA
Additional Noninterest Income$860,0002,544
Total noninterest expense$4,178,0002,852
Salaries and employee benefits$2,302,0002,906
Premises and equipment expense$403,0002,945
Additional noninterest expense$1,473,0002,630
Pre-tax net operating income$1,094,0003,629
Securities gains (losses)$-3,0004,477
Applicable income taxes$312,0002,284
Income before extraordinary items$779,0003,857
Extraordinary gains, net$08
Net income$779,0003,857
Minority interest net income$069
Net income of bank and minority interests.$779,0003,857
Net charge-offs$-80,0004,385
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$781,3703,835
2021-06-30 (YTD Data)Rank
Total interest income$2,851,0003,370
Total interest expense$90,0004,340
Net interest income$2,761,0003,251
Provision for loan and lease losses$02,862
Total noninterest income$610,0002,776
Gross Fiduciary activities income$0951
Service charges on deposit accounts$115,0002,451
Trading account gains and feesNANA
Additional Noninterest Income$495,0002,647
Total noninterest expense$2,759,0002,869
Salaries and employee benefits$1,514,0002,928
Premises and equipment expense$271,0002,922
Additional noninterest expense$974,0002,634
Pre-tax net operating income$612,0003,792
Securities gains (losses)$-3,0004,550
Applicable income taxes$174,0002,401
Income before extraordinary items$435,0003,997
Extraordinary gains, net$06
Net income$435,0003,997
Minority interest net income$067
Net income of bank and minority interests.$435,0003,997
Net charge-offs$-22,0004,093
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$437,3703,977
2021-03-31 (YTD Data)Rank
Total interest income$1,441,0003,354
Total interest expense$51,0004,310
Net interest income$1,390,0003,236
Provision for loan and lease losses$02,741
Total noninterest income$394,0002,496
Gross Fiduciary activities income$0922
Service charges on deposit accounts$60,0002,397
Trading account gains and feesNANA
Additional Noninterest Income$334,0002,334
Total noninterest expense$1,338,0002,917
Salaries and employee benefits$725,0002,983
Premises and equipment expense$137,0002,918
Additional noninterest expense$476,0002,625
Pre-tax net operating income$446,0003,358
Securities gains (losses)$-3,0004,585
Applicable income taxes$127,0002,123
Income before extraordinary items$316,0003,645
Extraordinary gains, net$03
Net income$316,0003,645
Minority interest net income$055
Net income of bank and minority interests.$316,0003,645
Net charge-offs$-23,0004,396
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$318,3703,613
2020-12-31 (YTD Data)Rank
Total interest income$5,603,0003,420
Total interest expense$355,0004,163
Net interest income$5,248,0003,257
Provision for loan and lease losses$212,0002,981
Total noninterest income$885,0003,018
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$281,0002,315
Trading account gains and feesNANA
Additional Noninterest Income$604,0002,960
Total noninterest expense$6,009,0002,691
Salaries and employee benefits$3,240,0002,811
Premises and equipment expense$513,0003,010
Additional noninterest expense$2,256,0002,340
Pre-tax net operating income$-88,0004,777
Securities gains (losses)$02,675
Applicable income taxes$-38,0004,850
Income before extraordinary items$-50,0004,792
Extraordinary gains, net$04
Net income$-50,0004,792
Minority interest net income$072
Net income of bank and minority interests.$-50,0004,792
Net charge-offs$137,0001,783
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-50,0004,759
2020-09-30 (YTD Data)Rank
Total interest income$4,154,0003,465
Total interest expense$288,0004,163
Net interest income$3,866,0003,302
Provision for loan and lease losses$200,0002,745
Total noninterest income$679,0002,959
Gross Fiduciary activities income$0981
Service charges on deposit accounts$218,0002,283
Trading account gains and feesNANA
Additional Noninterest Income$461,0002,907
Total noninterest expense$4,626,0002,640
Salaries and employee benefits$2,529,0002,742
Premises and equipment expense$390,0002,996
Additional noninterest expense$1,707,0002,311
Pre-tax net operating income$-281,0004,868
Securities gains (losses)$02,494
Applicable income taxes$-92,0004,918
Income before extraordinary items$-189,0004,861
Extraordinary gains, net$04
Net income$-189,0004,861
Minority interest net income$065
Net income of bank and minority interests.$-189,0004,861
Net charge-offs$110,0001,607
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-189,0004,845
2020-06-30 (YTD Data)Rank
Total interest income$2,781,0003,496
Total interest expense$178,0004,309
Net interest income$2,603,0003,311
Provision for loan and lease losses$200,0002,381
Total noninterest income$486,0002,830
Gross Fiduciary activities income$0970
Service charges on deposit accounts$153,0002,242
Trading account gains and feesNANA
Additional Noninterest Income$333,0002,794
Total noninterest expense$3,116,0002,628
Salaries and employee benefits$1,690,0002,736
Premises and equipment expense$256,0003,019
Additional noninterest expense$1,170,0002,261
Pre-tax net operating income$-227,0004,888
Securities gains (losses)$02,249
Applicable income taxes$-73,0004,919
Income before extraordinary items$-154,0004,878
Extraordinary gains, net$04
Net income$-154,0004,878
Minority interest net income$065
Net income of bank and minority interests.$-154,0004,878
Net charge-offs$101,0001,356
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-154,0004,875
2020-03-31 (YTD Data)Rank
Total interest income$1,408,0003,481
Total interest expense$86,0004,431
Net interest income$1,322,0003,265
Provision for loan and lease losses$03,711
Total noninterest income$280,0002,607
Gross Fiduciary activities income$0941
Service charges on deposit accounts$87,0002,324
Trading account gains and feesNANA
Additional Noninterest Income$193,0002,478
Total noninterest expense$1,588,0002,633
Salaries and employee benefits$859,0002,719
Premises and equipment expense$131,0003,003
Additional noninterest expense$598,0002,260
Pre-tax net operating income$14,0004,696
Securities gains (losses)$01,705
Applicable income taxes$4,0003,309
Income before extraordinary items$10,0004,701
Extraordinary gains, net$04
Net income$10,0004,701
Minority interest net income$056
Net income of bank and minority interests.$10,0004,701
Net charge-offs$97,000897
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$10,0004,712
2019-12-31 (YTD Data)Rank
Total interest income$6,116,0003,400
Total interest expense$296,0004,576
Net interest income$5,820,0003,159
Provision for loan and lease losses$325,0001,875
Total noninterest income$1,364,0002,411
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$354,0002,376
Trading account gains and feesNANA
Additional Noninterest Income$1,010,0002,236
Total noninterest expense$6,400,0002,583
Salaries and employee benefits$3,534,0002,647
Premises and equipment expense$505,0003,080
Additional noninterest expense$2,361,0002,300
Pre-tax net operating income$459,0004,480
Securities gains (losses)$02,379
Applicable income taxes$126,0002,911
Income before extraordinary items$333,0004,592
Extraordinary gains, net$011
Net income$333,0004,594
Minority interest net income$076
Net income of bank and minority interests.$333,0004,594
Net charge-offs$182,0001,761
Cash dividends$180,0003,586
Sale, conversion, retirement of capital stock, net$0626
Net operating income$333,0004,576
2019-09-30 (YTD Data)Rank
Total interest income$4,577,0003,456
Total interest expense$211,0004,657
Net interest income$4,366,0003,197
Provision for loan and lease losses$325,0001,527
Total noninterest income$1,056,0002,390
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$262,0002,415
Trading account gains and feesNANA
Additional Noninterest Income$794,0002,181
Total noninterest expense$4,771,0002,617
Salaries and employee benefits$2,670,0002,655
Premises and equipment expense$380,0003,112
Additional noninterest expense$1,721,0002,344
Pre-tax net operating income$326,0004,585
Securities gains (losses)$02,167
Applicable income taxes$90,0002,992
Income before extraordinary items$236,0004,721
Extraordinary gains, net$011
Net income$236,0004,720
Minority interest net income$072
Net income of bank and minority interests.$236,0004,720
Net charge-offs$159,0001,455
Cash dividends$180,0003,157
Sale, conversion, retirement of capital stock, net$0590
Net operating income$236,0004,698
2019-06-30 (YTD Data)Rank
Total interest income$3,031,0003,472
Total interest expense$137,0004,695
Net interest income$2,894,0003,219
Provision for loan and lease losses$300,0001,195
Total noninterest income$761,0002,251
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$171,0002,432
Trading account gains and feesNANA
Additional Noninterest Income$590,0002,025
Total noninterest expense$3,205,0002,620
Salaries and employee benefits$1,813,0002,650
Premises and equipment expense$250,0003,127
Additional noninterest expense$1,142,0002,368
Pre-tax net operating income$150,0004,796
Securities gains (losses)$01,702
Applicable income taxes$41,0003,176
Income before extraordinary items$109,0004,876
Extraordinary gains, net$011
Net income$109,0004,874
Minority interest net income$069
Net income of bank and minority interests.$109,0004,874
Net charge-offs$343,000722
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$109,0004,869
2019-03-31 (YTD Data)Rank
Total interest income$1,526,0003,480
Total interest expense$70,0004,701
Net interest income$1,456,0003,240
Provision for loan and lease losses$03,406
Total noninterest income$398,0002,168
Gross Fiduciary activities income$0972
Service charges on deposit accounts$81,0002,504
Trading account gains and feesNANA
Additional Noninterest Income$317,0001,915
Total noninterest expense$1,752,0002,481
Salaries and employee benefits$968,0002,541
Premises and equipment expense$125,0003,174
Additional noninterest expense$659,0002,130
Pre-tax net operating income$102,0004,658
Securities gains (losses)$01,087
Applicable income taxes$32,0002,931
Income before extraordinary items$70,0004,813
Extraordinary gains, net$05
Net income$70,0004,812
Minority interest net income$052
Net income of bank and minority interests.$70,0004,812
Net charge-offs$12,0001,909
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$70,0004,805
2018-12-31 (YTD Data)Rank
Total interest income$6,042,0003,423
Total interest expense$286,0004,540
Net interest income$5,756,0003,244
Provision for loan and lease losses$200,0002,354
Total noninterest income$2,059,0001,958
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$341,0002,540
Trading account gains and feesNANA
Additional Noninterest Income$1,718,0001,647
Total noninterest expense$6,605,0002,555
Salaries and employee benefits$3,476,0002,696
Premises and equipment expense$713,0002,539
Additional noninterest expense$2,416,0002,277
Pre-tax net operating income$1,010,0004,009
Securities gains (losses)$01,125
Applicable income taxes$-2,993,0005,397
Income before extraordinary items$4,003,0001,915
Extraordinary gains, net$06
Net income$4,003,0001,913
Minority interest net income$072
Net income of bank and minority interests.$4,003,0001,914
Net charge-offs$396,0001,113
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,003,0001,906
2018-09-30 (YTD Data)Rank
Total interest income$4,423,0003,481
Total interest expense$220,0004,508
Net interest income$4,203,0003,308
Provision for loan and lease losses$03,948
Total noninterest income$1,486,0002,007
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$257,0002,544
Trading account gains and feesNANA
Additional Noninterest Income$1,229,0001,716
Total noninterest expense$5,101,0002,519
Salaries and employee benefits$2,734,0002,614
Premises and equipment expense$589,0002,414
Additional noninterest expense$1,778,0002,306
Pre-tax net operating income$588,0004,361
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$588,0004,231
Extraordinary gains, net$05
Net income$588,0004,230
Minority interest net income$066
Net income of bank and minority interests.$588,0004,230
Net charge-offs$380,000853
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$588,0004,235
2018-06-30 (YTD Data)Rank
Total interest income$2,883,0003,505
Total interest expense$136,0004,573
Net interest income$2,747,0003,345
Provision for loan and lease losses$03,782
Total noninterest income$860,0002,182
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$173,0002,516
Trading account gains and feesNANA
Additional Noninterest Income$687,0001,899
Total noninterest expense$3,286,0002,586
Salaries and employee benefits$1,768,0002,683
Premises and equipment expense$441,0002,259
Additional noninterest expense$1,077,0002,472
Pre-tax net operating income$321,0004,564
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$321,0004,457
Extraordinary gains, net$06
Net income$321,0004,456
Minority interest net income$065
Net income of bank and minority interests.$321,0004,456
Net charge-offs$309,000711
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$321,0004,467
2018-03-31 (YTD Data)Rank
Total interest income$1,427,0003,540
Total interest expense$63,0004,662
Net interest income$1,364,0003,367
Provision for loan and lease losses$03,508
Total noninterest income$512,0001,969
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$84,0002,589
Trading account gains and feesNANA
Additional Noninterest Income$428,0001,636
Total noninterest expense$1,641,0002,615
Salaries and employee benefits$908,0002,663
Premises and equipment expense$224,0002,265
Additional noninterest expense$509,0002,597
Pre-tax net operating income$235,0004,166
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$235,0004,002
Extraordinary gains, net$07
Net income$235,0004,002
Minority interest net income$052
Net income of bank and minority interests.$235,0004,002
Net charge-offs$126,000747
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$235,0004,004
2017-12-31 (YTD Data)Rank
Total interest income$5,424,0003,608
Total interest expense$207,0004,819
Net interest income$5,217,0003,456
Provision for loan and lease losses$350,0001,810
Total noninterest income$4,255,0001,232
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$503,0002,022
Trading account gains and feesNANA
Additional Noninterest Income$3,752,000992
Total noninterest expense$7,957,0002,276
Salaries and employee benefits$3,939,0002,495
Premises and equipment expense$735,0002,582
Additional noninterest expense$3,283,0001,806
Pre-tax net operating income$1,165,0003,859
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$1,165,0003,521
Extraordinary gains, net$09
Net income$1,165,0003,520
Minority interest net income$076
Net income of bank and minority interests.$1,165,0003,521
Net charge-offs$193,0001,864
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,165,0003,500
2017-09-30 (YTD Data)Rank
Total interest income$3,987,0003,674
Total interest expense$149,0004,898
Net interest income$3,838,0003,513
Provision for loan and lease losses$350,0001,474
Total noninterest income$3,561,0001,182
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$383,0002,002
Trading account gains and feesNANA
Additional Noninterest Income$3,178,000927
Total noninterest expense$6,279,0002,202
Salaries and employee benefits$2,866,0002,554
Premises and equipment expense$551,0002,602
Additional noninterest expense$2,862,0001,572
Pre-tax net operating income$770,0004,106
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$770,0003,891
Extraordinary gains, net$09
Net income$770,0003,890
Minority interest net income$071
Net income of bank and minority interests.$770,0003,891
Net charge-offs$186,0001,456
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$770,0003,878
2017-06-30 (YTD Data)Rank
Total interest income$2,525,0003,766
Total interest expense$93,0004,980
Net interest income$2,432,0003,612
Provision for loan and lease losses$03,871
Total noninterest income$2,014,0001,296
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$253,0002,017
Trading account gains and feesNANA
Additional Noninterest Income$1,761,0001,070
Total noninterest expense$4,389,0002,129
Salaries and employee benefits$1,923,0002,557
Premises and equipment expense$375,0002,580
Additional noninterest expense$2,091,0001,451
Pre-tax net operating income$57,0005,420
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$57,0005,408
Extraordinary gains, net$011
Net income$57,0005,407
Minority interest net income$071
Net income of bank and minority interests.$57,0005,408
Net charge-offs$51,0001,986
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$57,0005,404
2017-03-31 (YTD Data)Rank
Total interest income$1,250,0003,797
Total interest expense$43,0005,070
Net interest income$1,207,0003,643
Provision for loan and lease losses$03,537
Total noninterest income$611,0001,798
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$126,0002,021
Trading account gains and feesNANA
Additional Noninterest Income$485,0001,553
Total noninterest expense$1,800,0002,502
Salaries and employee benefits$823,0002,886
Premises and equipment expense$191,0002,586
Additional noninterest expense$786,0001,864
Pre-tax net operating income$18,0005,507
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$18,0005,508
Extraordinary gains, net$08
Net income$18,0005,508
Minority interest net income$055
Net income of bank and minority interests.$18,0005,508
Net charge-offs$28,0001,693
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$18,0005,502
2016-12-31 (YTD Data)Rank
Total interest income$5,429,0003,647
Total interest expense$183,0005,063
Net interest income$5,246,0003,476
Provision for loan and lease losses$363,0001,794
Total noninterest income$3,135,0001,592
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$616,0001,770
Trading account gains and fees$0170
Additional Noninterest Income$2,519,0001,365
Total noninterest expense$7,403,0002,442
Salaries and employee benefits$3,477,0002,766
Premises and equipment expense$926,0002,265
Additional noninterest expense$3,000,0001,986
Pre-tax net operating income$615,0004,636
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$615,0004,514
Extraordinary gains, net$05
Net income$615,0004,512
Minority interest net income$082
Net income of bank and minority interests.$615,0004,513
Net charge-offs$229,0001,802
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$615,0004,460
2016-09-30 (YTD Data)Rank
Total interest income$4,149,0003,620
Total interest expense$135,0005,129
Net interest income$4,014,0003,439
Provision for loan and lease losses$352,0001,471
Total noninterest income$2,736,0001,427
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$473,0001,744
Trading account gains and fees$0169
Additional Noninterest Income$2,263,0001,198
Total noninterest expense$5,792,0002,364
Salaries and employee benefits$2,716,0002,686
Premises and equipment expense$737,0002,182
Additional noninterest expense$2,339,0001,905
Pre-tax net operating income$606,0004,412
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$606,0004,237
Extraordinary gains, net$05
Net income$606,0004,236
Minority interest net income$071
Net income of bank and minority interests.$606,0004,237
Net charge-offs$209,0001,421
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$606,0004,159
2016-06-30 (YTD Data)Rank
Total interest income$2,783,0003,617
Total interest expense$89,0005,187
Net interest income$2,694,0003,442
Provision for loan and lease losses$165,0001,814
Total noninterest income$1,949,0001,340
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$316,0001,740
Trading account gains and fees$0157
Additional Noninterest Income$1,633,0001,119
Total noninterest expense$3,951,0002,324
Salaries and employee benefits$1,865,0002,633
Premises and equipment expense$523,0002,082
Additional noninterest expense$1,563,0001,907
Pre-tax net operating income$527,0004,066
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$527,0003,878
Extraordinary gains, net$016
Net income$527,0003,876
Minority interest net income$071
Net income of bank and minority interests.$527,0003,877
Net charge-offs$197,0001,134
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$527,0003,814
2016-03-31 (YTD Data)Rank
Total interest income$1,400,0003,621
Total interest expense$43,0005,266
Net interest income$1,357,0003,432
Provision for loan and lease losses$138,0001,275
Total noninterest income$1,219,0001,129
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$157,0001,739
Trading account gains and fees$0142
Additional Noninterest Income$1,062,000894
Total noninterest expense$2,011,0002,290
Salaries and employee benefits$944,0002,613
Premises and equipment expense$269,0002,046
Additional noninterest expense$798,0001,862
Pre-tax net operating income$427,0003,291
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$427,0003,008
Extraordinary gains, net$012
Net income$427,0003,006
Minority interest net income$062
Net income of bank and minority interests.$427,0003,007
Net charge-offs$164,000757
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$427,0002,947
2015-12-31 (YTD Data)Rank
Total interest income$5,318,0003,709
Total interest expense$147,0005,461
Net interest income$5,171,0003,513
Provision for loan and lease losses$201,0002,304
Total noninterest income$3,374,0001,470
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$626,0001,787
Trading account gains and fees$0159
Additional Noninterest Income$2,748,0001,233
Total noninterest expense$8,458,0002,185
Salaries and employee benefits$3,693,0002,632
Premises and equipment expense$1,116,0002,002
Additional noninterest expense$3,649,0001,661
Pre-tax net operating income$-114,0005,938
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$-114,0005,963
Extraordinary gains, net$023
Net income$-114,0005,964
Minority interest net income$081
Net income of bank and minority interests.$-114,0005,964
Net charge-offs$214,0001,927
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-114,0005,942
2015-09-30 (YTD Data)Rank
Total interest income$3,873,0003,818
Total interest expense$104,0005,591
Net interest income$3,769,0003,603
Provision for loan and lease losses$88,0002,851
Total noninterest income$2,523,0001,495
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$470,0001,799
Trading account gains and fees$0153
Additional Noninterest Income$2,053,0001,260
Total noninterest expense$6,508,0002,143
Salaries and employee benefits$2,881,0002,581
Premises and equipment expense$849,0002,002
Additional noninterest expense$2,778,0001,637
Pre-tax net operating income$-304,0006,120
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$-304,0006,129
Extraordinary gains, net$021
Net income$-304,0006,129
Minority interest net income$078
Net income of bank and minority interests.$-304,0006,129
Net charge-offs$125,0001,963
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-304,0006,117
2015-06-30 (YTD Data)Rank
Total interest income$2,551,0003,851
Total interest expense$68,0005,657
Net interest income$2,483,0003,638
Provision for loan and lease losses$88,0002,412
Total noninterest income$1,618,0001,533
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$305,0001,815
Trading account gains and fees$0157
Additional Noninterest Income$1,313,0001,293
Total noninterest expense$4,418,0002,134
Salaries and employee benefits$1,929,0002,590
Premises and equipment expense$579,0001,979
Additional noninterest expense$1,910,0001,599
Pre-tax net operating income$-405,0006,233
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$-405,0006,243
Extraordinary gains, net$022
Net income$-405,0006,243
Minority interest net income$075
Net income of bank and minority interests.$-405,0006,243
Net charge-offs$124,0001,532
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-405,0006,232
2015-03-31 (YTD Data)Rank
Total interest income$1,274,0003,868
Total interest expense$31,0005,794
Net interest income$1,243,0003,642
Provision for loan and lease losses$12,0003,170
Total noninterest income$908,0001,377
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$146,0001,858
Trading account gains and fees$0152
Additional Noninterest Income$762,0001,128
Total noninterest expense$2,134,0002,203
Salaries and employee benefits$945,0002,638
Premises and equipment expense$300,0001,938
Additional noninterest expense$889,0001,695
Pre-tax net operating income$5,0005,967
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$5,0006,008
Extraordinary gains, net$013
Net income$5,0006,009
Minority interest net income$064
Net income of bank and minority interests.$5,0006,009
Net charge-offs$16,0002,251
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,0005,968
2014-12-31 (YTD Data)Rank
Total interest income$5,508,0003,723
Total interest expense$143,0005,819
Net interest income$5,365,0003,492
Provision for loan and lease losses$225,0002,344
Total noninterest income$3,079,0001,539
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$572,0002,047
Trading account gains and fees$0180
Additional Noninterest Income$2,507,0001,247
Total noninterest expense$9,583,0001,983
Salaries and employee benefits$4,675,0002,178
Premises and equipment expense$1,248,0001,855
Additional noninterest expense$3,660,0001,690
Pre-tax net operating income$-1,364,0006,390
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$-1,364,0006,398
Extraordinary gains, net$017
Net income$-1,364,0006,398
Minority interest net income$084
Net income of bank and minority interests.$-1,364,0006,398
Net charge-offs$181,0002,575
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,364,0006,397
2014-09-30 (YTD Data)Rank
Total interest income$4,208,0003,718
Total interest expense$110,0005,874
Net interest income$4,098,0003,479
Provision for loan and lease losses$30,0003,723
Total noninterest income$2,341,0001,522
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$425,0002,067
Trading account gains and fees$0174
Additional Noninterest Income$1,916,0001,235
Total noninterest expense$7,226,0001,966
Salaries and employee benefits$3,747,0002,058
Premises and equipment expense$940,0001,860
Additional noninterest expense$2,539,0001,815
Pre-tax net operating income$-817,0006,448
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$-817,0006,450
Extraordinary gains, net$015
Net income$-817,0006,449
Minority interest net income$081
Net income of bank and minority interests.$-817,0006,449
Net charge-offs$-58,0006,076
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-817,0006,452
2014-06-30 (YTD Data)Rank
Total interest income$2,833,0003,691
Total interest expense$76,0005,900
Net interest income$2,757,0003,454
Provision for loan and lease losses$30,0003,313
Total noninterest income$1,802,0001,366
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$272,0002,114
Trading account gains and fees$0172
Additional Noninterest Income$1,530,0001,083
Total noninterest expense$4,901,0001,927
Salaries and employee benefits$2,676,0001,936
Premises and equipment expense$620,0001,887
Additional noninterest expense$1,605,0001,904
Pre-tax net operating income$-372,0006,468
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$-372,0006,476
Extraordinary gains, net$020
Net income$-372,0006,477
Minority interest net income$080
Net income of bank and minority interests.$-372,0006,477
Net charge-offs$-57,0006,180
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-372,0006,473
2014-03-31 (YTD Data)Rank
Total interest income$1,370,0003,781
Total interest expense$37,0005,997
Net interest income$1,333,0003,535
Provision for loan and lease losses$03,817
Total noninterest income$797,0001,462
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$136,0002,098
Trading account gains and fees$0147
Additional Noninterest Income$661,0001,166
Total noninterest expense$2,540,0001,867
Salaries and employee benefits$1,471,0001,761
Premises and equipment expense$318,0001,883
Additional noninterest expense$751,0002,007
Pre-tax net operating income$-410,0006,610
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-410,0006,614
Extraordinary gains, net$016
Net income$-410,0006,614
Minority interest net income$066
Net income of bank and minority interests.$-410,0006,614
Net charge-offs$-56,0006,350
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-410,0006,613
2013-12-31 (YTD Data)Rank
Total interest income$6,152,0003,559
Total interest expense$174,0006,052
Net interest income$5,978,0003,286
Provision for loan and lease losses$66,0004,034
Total noninterest income$4,565,0001,214
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$600,0002,062
Trading account gains and fees$0184
Additional Noninterest Income$3,965,000942
Total noninterest expense$10,992,0001,742
Salaries and employee benefits$6,061,0001,691
Premises and equipment expense$1,420,0001,656
Additional noninterest expense$3,511,0001,814
Pre-tax net operating income$-515,0006,476
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-515,0006,490
Extraordinary gains, net$029
Net income$-515,0006,491
Minority interest net income$090
Net income of bank and minority interests.$-515,0006,491
Net charge-offs$4,0005,266
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-515,0006,482
2013-09-30 (YTD Data)Rank
Total interest income$4,622,0003,584
Total interest expense$137,0006,093
Net interest income$4,485,0003,308
Provision for loan and lease losses$66,0003,761
Total noninterest income$3,665,0001,176
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$452,0002,059
Trading account gains and fees$0180
Additional Noninterest Income$3,213,000928
Total noninterest expense$8,244,0001,748
Salaries and employee benefits$4,610,0001,680
Premises and equipment expense$1,031,0001,724
Additional noninterest expense$2,603,0001,824
Pre-tax net operating income$-160,0006,459
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-160,0006,493
Extraordinary gains, net$025
Net income$-160,0006,495
Minority interest net income$084
Net income of bank and minority interests.$-160,0006,494
Net charge-offs$3,0005,003
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-160,0006,471
2013-06-30 (YTD Data)Rank
Total interest income$3,046,0003,621
Total interest expense$93,0006,149
Net interest income$2,953,0003,323
Provision for loan and lease losses$11,0004,490
Total noninterest income$2,377,0001,206
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$294,0002,070
Trading account gains and fees$0157
Additional Noninterest Income$2,083,000963
Total noninterest expense$5,418,0001,773
Salaries and employee benefits$3,064,0001,687
Premises and equipment expense$677,0001,736
Additional noninterest expense$1,677,0001,874
Pre-tax net operating income$-99,0006,473
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-99,0006,522
Extraordinary gains, net$022
Net income$-99,0006,523
Minority interest net income$082
Net income of bank and minority interests.$-99,0006,523
Net charge-offs$3,0004,643
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-99,0006,486
2013-03-31 (YTD Data)Rank
Total interest income$1,491,0003,704
Total interest expense$49,0006,171
Net interest income$1,442,0003,393
Provision for loan and lease losses$04,409
Total noninterest income$909,0001,442
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$132,0002,248
Trading account gains and fees$0148
Additional Noninterest Income$777,0001,176
Total noninterest expense$2,676,0001,807
Salaries and employee benefits$1,522,0001,722
Premises and equipment expense$337,0001,770
Additional noninterest expense$817,0001,920
Pre-tax net operating income$-325,0006,803
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-325,0006,826
Extraordinary gains, net$010
Net income$-325,0006,826
Minority interest net income$076
Net income of bank and minority interests.$-325,0006,826
Net charge-offs$-1,0005,189
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-325,0006,810
2012-12-31 (YTD Data)Rank
Total interest income$6,338,0003,686
Total interest expense$282,0006,056
Net interest income$6,056,0003,349
Provision for loan and lease losses$94,0004,753
Total noninterest income$4,004,0001,335
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$593,0002,176
Trading account gains and fees$0166
Additional Noninterest Income$3,411,0001,068
Total noninterest expense$10,397,0001,851
Salaries and employee benefits$5,694,0001,778
Premises and equipment expense$1,392,0001,689
Additional noninterest expense$3,311,0001,974
Pre-tax net operating income$-431,0006,473
Securities gains (losses)$124,0002,098
Applicable income taxes$04,751
Income before extraordinary items$-307,0006,514
Extraordinary gains, net$029
Net income$-307,0006,508
Minority interest net income$093
Net income of bank and minority interests.$-307,0006,510
Net charge-offs$79,0004,605
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-431,0006,493
2012-09-30 (YTD Data)Rank
Total interest income$4,844,0003,717
Total interest expense$224,0006,115
Net interest income$4,620,0003,367
Provision for loan and lease losses$94,0004,427
Total noninterest income$2,806,0001,389
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$450,0002,182
Trading account gains and fees$0157
Additional Noninterest Income$2,356,0001,121
Total noninterest expense$7,736,0001,852
Salaries and employee benefits$4,226,0001,781
Premises and equipment expense$1,050,0001,692
Additional noninterest expense$2,460,0001,998
Pre-tax net operating income$-404,0006,636
Securities gains (losses)$103,0001,953
Applicable income taxes$1,0004,707
Income before extraordinary items$-302,0006,678
Extraordinary gains, net$020
Net income$-302,0006,676
Minority interest net income$086
Net income of bank and minority interests.$-302,0006,676
Net charge-offs$81,0004,162
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-405,0006,656
2012-06-30 (YTD Data)Rank
Total interest income$3,312,0003,683
Total interest expense$157,0006,146
Net interest income$3,155,0003,298
Provision for loan and lease losses$55,0004,498
Total noninterest income$1,835,0001,397
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$290,0002,222
Trading account gains and fees$0153
Additional Noninterest Income$1,545,0001,114
Total noninterest expense$4,962,0001,941
Salaries and employee benefits$2,716,0001,842
Premises and equipment expense$699,0001,692
Additional noninterest expense$1,547,0002,102
Pre-tax net operating income$-27,0006,393
Securities gains (losses)$103,0001,579
Applicable income taxes$1,0004,644
Income before extraordinary items$75,0006,096
Extraordinary gains, net$019
Net income$75,0006,096
Minority interest net income$084
Net income of bank and minority interests.$75,0006,096
Net charge-offs$-5,0006,479
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-26,9706,408
2012-03-31 (YTD Data)Rank
Total interest income$1,638,0003,754
Total interest expense$83,0006,160
Net interest income$1,555,0003,357
Provision for loan and lease losses$55,0003,595
Total noninterest income$993,0001,332
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$145,0002,199
Trading account gains and fees$0148
Additional Noninterest Income$848,0001,031
Total noninterest expense$2,524,0001,902
Salaries and employee benefits$1,367,0001,834
Premises and equipment expense$345,0001,719
Additional noninterest expense$812,0002,004
Pre-tax net operating income$-31,0006,572
Securities gains (losses)$66,0001,111
Applicable income taxes$04,704
Income before extraordinary items$35,0006,153
Extraordinary gains, net$019
Net income$35,0006,152
Minority interest net income$078
Net income of bank and minority interests.$35,0006,153
Net charge-offs$26,0003,512
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-31,0006,579
2011-12-31 (YTD Data)Rank
Total interest income$6,788,0003,750
Total interest expense$339,0006,428
Net interest income$6,449,0003,282
Provision for loan and lease losses$815,0002,717
Total noninterest income$2,376,0001,784
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$555,0002,369
Trading account gains and fees$0146
Additional Noninterest Income$1,821,0001,457
Total noninterest expense$10,131,0001,888
Salaries and employee benefits$5,188,0001,882
Premises and equipment expense$1,400,0001,772
Additional noninterest expense$3,543,0001,899
Pre-tax net operating income$-2,121,0006,805
Securities gains (losses)$64,0002,400
Applicable income taxes$2,0004,563
Income before extraordinary items$-2,059,0006,837
Extraordinary gains, net$029
Net income$-2,059,0006,837
Minority interest net income$096
Net income of bank and minority interests.$-2,059,0006,837
Net charge-offs$601,0002,953
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,123,0006,835
2011-09-30 (YTD Data)Rank
Total interest income$4,726,0003,962
Total interest expense$243,0006,571
Net interest income$4,483,0003,490
Provision for loan and lease losses$495,0002,899
Total noninterest income$1,511,0001,984
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$420,0002,372
Trading account gains and fees$0145
Additional Noninterest Income$1,091,0001,665
Total noninterest expense$7,634,0001,887
Salaries and employee benefits$3,934,0001,873
Premises and equipment expense$1,047,0001,794
Additional noninterest expense$2,653,0001,914
Pre-tax net operating income$-2,135,0007,016
Securities gains (losses)$63,0002,156
Applicable income taxes$2,0004,555
Income before extraordinary items$-2,074,0007,069
Extraordinary gains, net$021
Net income$-2,074,0007,070
Minority interest net income$087
Net income of bank and minority interests.$-2,074,0007,070
Net charge-offs$240,0003,501
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,137,0007,055
2011-06-30 (YTD Data)Rank
Total interest income$3,039,0004,101
Total interest expense$141,0006,802
Net interest income$2,898,0003,579
Provision for loan and lease losses$380,0002,654
Total noninterest income$811,0002,306
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$253,0002,538
Trading account gains and fees$0153
Additional Noninterest Income$558,0001,951
Total noninterest expense$4,915,0001,963
Salaries and employee benefits$2,560,0001,913
Premises and equipment expense$648,0001,947
Additional noninterest expense$1,707,0002,001
Pre-tax net operating income$-1,586,0007,110
Securities gains (losses)$02,914
Applicable income taxes$2,0004,487
Income before extraordinary items$-1,588,0007,156
Extraordinary gains, net$015
Net income$-1,588,0007,157
Minority interest net income$089
Net income of bank and minority interests.$-1,588,0007,157
Net charge-offs$45,0004,534
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,588,0007,139
2011-03-31 (YTD Data)Rank
Total interest income$1,464,0004,235
Total interest expense$71,0006,875
Net interest income$1,393,0003,668
Provision for loan and lease losses$237,0002,220
Total noninterest income$263,0003,059
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$125,0002,544
Trading account gains and fees$0158
Additional Noninterest Income$138,0003,046
Total noninterest expense$2,381,0002,034
Salaries and employee benefits$1,236,0001,984
Premises and equipment expense$295,0002,176
Additional noninterest expense$850,0001,989
Pre-tax net operating income$-962,0007,255
Securities gains (losses)$01,772
Applicable income taxes$2,0004,282
Income before extraordinary items$-964,0007,284
Extraordinary gains, net$09
Net income$-964,0007,285
Minority interest net income$086
Net income of bank and minority interests.$-964,0007,285
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-964,0007,279
2010-12-31 (YTD Data)Rank
Total interest income$3,916,0005,452
Total interest expense$194,0007,344
Net interest income$3,722,0004,782
Provision for loan and lease losses$766,0003,452
Total noninterest income$1,033,0003,174
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$440,0002,895
Trading account gains and fees$0175
Additional Noninterest Income$593,0002,936
Total noninterest expense$6,215,0003,022
Salaries and employee benefits$3,197,0002,953
Premises and equipment expense$568,0003,862
Additional noninterest expense$2,450,0002,739
Pre-tax net operating income$-2,226,0006,815
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-2,226,0006,894
Extraordinary gains, net$029
Net income$-2,226,0006,894
Minority interest net income$0111
Net income of bank and minority interests.$-2,226,0006,895
Net charge-offs$-2,0007,326
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-2,226,0006,866
2010-09-30 (YTD Data)Rank
Total interest income$2,358,0006,047
Total interest expense$125,0007,523
Net interest income$2,233,0005,444
Provision for loan and lease losses$202,0004,869
Total noninterest income$512,0004,022
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$313,0003,067
Trading account gains and fees$0165
Additional Noninterest Income$199,0004,187
Total noninterest expense$3,565,0003,770
Salaries and employee benefits$1,838,0003,673
Premises and equipment expense$523,0003,347
Additional noninterest expense$1,204,0003,799
Pre-tax net operating income$-1,022,0006,798
Securities gains (losses)$03,651
Applicable income taxes$10,0004,245
Income before extraordinary items$-1,032,0006,912
Extraordinary gains, net$023
Net income$-1,032,0006,912
Minority interest net income$0110
Net income of bank and minority interests.$-1,032,0006,912
Net charge-offs$-2,0007,281
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,032,0006,872
2010-06-30 (YTD Data)Rank
Total interest income$891,0007,033
Total interest expense$52,0007,705
Net interest income$839,0006,673
Provision for loan and lease losses$10,0006,617
Total noninterest income$182,0005,179
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$135,0003,905
Trading account gains and fees$0152
Additional Noninterest Income$47,0005,665
Total noninterest expense$1,235,0005,589
Salaries and employee benefits$704,0005,293
Premises and equipment expense$184,0005,062
Additional noninterest expense$347,0005,973
Pre-tax net operating income$-224,0006,471
Securities gains (losses)$03,184
Applicable income taxes$-1,0006,843
Income before extraordinary items$-223,0006,593
Extraordinary gains, net$019
Net income$-223,0006,595
Minority interest net income$0105
Net income of bank and minority interests.$-223,0006,594
Net charge-offs$-2,0007,211
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-223,0006,541
2010-03-31 (YTD Data)Rank
Total interest income$1,383,0004,726
Total interest expense$139,0006,730
Net interest income$1,244,0004,046
Provision for loan and lease losses$06,552
Total noninterest income$242,0003,259
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$188,0001,968
Trading account gains and fees$0175
Additional Noninterest Income$54,0004,552
Total noninterest expense$1,395,0003,338
Salaries and employee benefits$691,0003,427
Premises and equipment expense$190,0003,254
Additional noninterest expense$514,0003,104
Pre-tax net operating income$91,0005,152
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$91,0005,098
Extraordinary gains, net$016
Net income$91,0005,099
Minority interest net income$091
Net income of bank and minority interests.$91,0005,098
Net charge-offs$65,0003,502
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$9,000825
Net operating income$91,0004,981
2009-12-31 (YTD Data)Rank
Total interest income$4,870,0005,196
Total interest expense$809,0006,446
Net interest income$4,061,0004,530
Provision for loan and lease losses$650,0004,141
Total noninterest income$1,026,0003,286
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$800,0002,045
Trading account gains and fees$0211
Additional Noninterest Income$226,0004,443
Total noninterest expense$6,299,0003,063
Salaries and employee benefits$2,953,0003,224
Premises and equipment expense$769,0003,233
Additional noninterest expense$2,577,0002,682
Pre-tax net operating income$-1,862,0006,585
Securities gains (losses)$03,754
Applicable income taxes$519,0001,523
Income before extraordinary items$-2,381,0006,859
Extraordinary gains, net$034
Net income$-2,381,0006,856
Minority interest net income$0115
Net income of bank and minority interests.$-2,381,0006,857
Net charge-offs$1,889,0002,101
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$34,0001,130
Net operating income$-2,381,0006,858
2009-09-30 (YTD Data)Rank
Total interest income$3,677,0005,235
Total interest expense$631,0006,502
Net interest income$3,046,0004,543
Provision for loan and lease losses$4,0007,229
Total noninterest income$816,0003,217
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$599,0002,056
Trading account gains and fees$0212
Additional Noninterest Income$217,0004,153
Total noninterest expense$4,673,0003,091
Salaries and employee benefits$2,329,0003,101
Premises and equipment expense$577,0003,269
Additional noninterest expense$1,767,0002,850
Pre-tax net operating income$-815,0006,544
Securities gains (losses)$03,497
Applicable income taxes$-343,0007,232
Income before extraordinary items$-472,0006,406
Extraordinary gains, net$027
Net income$-472,0006,407
Minority interest net income$0118
Net income of bank and minority interests.$-472,0006,406
Net charge-offs$1,661,0001,680
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$26,0001,045
Net operating income$-472,0006,396
2009-06-30 (YTD Data)Rank
Total interest income$2,447,0005,299
Total interest expense$451,0006,480
Net interest income$1,996,0004,583
Provision for loan and lease losses$07,158
Total noninterest income$514,0003,361
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$379,0002,111
Trading account gains and fees$0193
Additional Noninterest Income$135,0004,297
Total noninterest expense$3,145,0003,097
Salaries and employee benefits$1,628,0003,029
Premises and equipment expense$385,0003,286
Additional noninterest expense$1,132,0002,975
Pre-tax net operating income$-635,0006,752
Securities gains (losses)$03,136
Applicable income taxes$-330,0007,446
Income before extraordinary items$-305,0006,541
Extraordinary gains, net$021
Net income$-305,0006,541
Minority interest net income$0112
Net income of bank and minority interests.$-305,0006,541
Net charge-offs$1,647,0001,269
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$17,0001,021
Net operating income$-305,0006,535
2009-03-31 (YTD Data)Rank
Total interest income$1,271,0005,227
Total interest expense$230,0006,557
Net interest income$1,041,0004,459
Provision for loan and lease losses$06,744
Total noninterest income$205,0003,759
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$182,0002,131
Trading account gains and fees$0171
Additional Noninterest Income$23,0006,000
Total noninterest expense$1,560,0003,035
Salaries and employee benefits$870,0002,884
Premises and equipment expense$193,0003,319
Additional noninterest expense$497,0003,021
Pre-tax net operating income$-314,0007,085
Securities gains (losses)$02,434
Applicable income taxes$-165,0007,671
Income before extraordinary items$-149,0006,932
Extraordinary gains, net$015
Net income$-149,0006,933
Minority interest net income$0102
Net income of bank and minority interests.$-149,0006,933
Net charge-offs$1,645,000694
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$7,000938
Net operating income$-149,0006,856
2008-12-31 (YTD Data)Rank
Total interest income$6,365,0004,769
Total interest expense$1,183,0006,464
Net interest income$5,182,0003,845
Provision for loan and lease losses$2,219,0001,689
Total noninterest income$1,404,0002,754
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$792,0002,144
Trading account gains and fees$0154
Additional Noninterest Income$612,0002,859
Total noninterest expense$6,733,0002,771
Salaries and employee benefits$3,649,0002,724
Premises and equipment expense$827,0003,098
Additional noninterest expense$2,257,0002,554
Pre-tax net operating income$-2,366,0007,467
Securities gains (losses)$-1,0006,828
Applicable income taxes$-1,103,0007,738
Income before extraordinary items$-1,264,0007,117
Extraordinary gains, net$039
Net income$-1,264,0007,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$799,0002,202
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$15,0001,285
Net operating income$-1,263,3607,230
2008-09-30 (YTD Data)Rank
Total interest income$4,990,0004,712
Total interest expense$930,0006,489
Net interest income$4,060,0003,760
Provision for loan and lease losses$2,219,0001,107
Total noninterest income$1,100,0002,733
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$593,0002,165
Trading account gains and fees$0148
Additional Noninterest Income$507,0002,789
Total noninterest expense$4,938,0002,804
Salaries and employee benefits$2,713,0002,762
Premises and equipment expense$630,0003,067
Additional noninterest expense$1,595,0002,633
Pre-tax net operating income$-1,997,0007,861
Securities gains (losses)$-1,0007,156
Applicable income taxes$-915,0008,024
Income before extraordinary items$-1,083,0007,545
Extraordinary gains, net$031
Net income$-1,083,0007,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$621,0001,724
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$17,0001,100
Net operating income$-1,082,3607,659
2008-06-30 (YTD Data)Rank
Total interest income$3,554,0004,577
Total interest expense$659,0006,495
Net interest income$2,895,0003,590
Provision for loan and lease losses$100,0004,246
Total noninterest income$628,0003,050
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$374,0002,237
Trading account gains and fees$0149
Additional Noninterest Income$254,0003,328
Total noninterest expense$3,187,0002,896
Salaries and employee benefits$1,814,0002,788
Premises and equipment expense$406,0003,173
Additional noninterest expense$967,0002,829
Pre-tax net operating income$236,0005,585
Securities gains (losses)$03,233
Applicable income taxes$75,0003,735
Income before extraordinary items$161,0005,888
Extraordinary gains, net$021
Net income$161,0005,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,746
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$5,0001,078
Net operating income$161,0005,832
2008-03-31 (YTD Data)Rank
Total interest income$1,722,0004,763
Total interest expense$361,0006,451
Net interest income$1,361,0003,739
Provision for loan and lease losses$06,080
Total noninterest income$305,0003,100
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$179,0002,275
Trading account gains and fees$0158
Additional Noninterest Income$126,0003,352
Total noninterest expense$1,682,0002,757
Salaries and employee benefits$942,0002,719
Premises and equipment expense$189,0003,386
Additional noninterest expense$551,0002,492
Pre-tax net operating income$-16,0007,264
Securities gains (losses)$02,688
Applicable income taxes$-21,0007,910
Income before extraordinary items$5,0007,214
Extraordinary gains, net$015
Net income$5,0007,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-159,0008,452
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$12,000800
Net operating income$5,0007,123
2007-12-31 (YTD Data)Rank
Total interest income$7,414,0004,590
Total interest expense$1,664,0006,219
Net interest income$5,750,0003,617
Provision for loan and lease losses$100,0004,892
Total noninterest income$1,115,0003,308
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$680,0002,424
Trading account gains and fees$0178
Additional Noninterest Income$435,0003,567
Total noninterest expense$6,259,0002,852
Salaries and employee benefits$3,796,0002,616
Premises and equipment expense$647,0003,646
Additional noninterest expense$1,816,0002,906
Pre-tax net operating income$506,0005,977
Securities gains (losses)$02,146
Applicable income taxes$172,0004,004
Income before extraordinary items$334,0006,303
Extraordinary gains, net$039
Net income$334,0006,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-448,0008,494
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$91,000954
Net operating income$334,0006,286
2007-09-30 (YTD Data)Rank
Total interest income$5,641,0004,559
Total interest expense$1,227,0006,287
Net interest income$4,414,0003,561
Provision for loan and lease losses$100,0004,093
Total noninterest income$791,0003,419
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$481,0002,517
Trading account gains and fees$0184
Additional Noninterest Income$310,0003,677
Total noninterest expense$4,781,0002,774
Salaries and employee benefits$2,899,0002,559
Premises and equipment expense$482,0003,646
Additional noninterest expense$1,400,0002,774
Pre-tax net operating income$324,0006,473
Securities gains (losses)$01,655
Applicable income taxes$159,0003,991
Income before extraordinary items$165,0006,975
Extraordinary gains, net$033
Net income$165,0006,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-469,0008,522
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$70,000833
Net operating income$165,0006,957
2007-06-30 (YTD Data)Rank
Total interest income$3,774,0004,564
Total interest expense$792,0006,384
Net interest income$2,982,0003,548
Provision for loan and lease losses$100,0003,268
Total noninterest income$506,0003,531
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$285,0002,763
Trading account gains and fees$0168
Additional Noninterest Income$221,0003,596
Total noninterest expense$3,240,0002,771
Salaries and employee benefits$1,963,0002,566
Premises and equipment expense$303,0003,832
Additional noninterest expense$974,0002,693
Pre-tax net operating income$148,0006,972
Securities gains (losses)$01,444
Applicable income taxes$79,0004,362
Income before extraordinary items$69,0007,337
Extraordinary gains, net$029
Net income$69,0007,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-204,0008,525
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$48,000748
Net operating income$69,0007,329
2007-03-31 (YTD Data)Rank
Total interest income$1,974,0004,432
Total interest expense$371,0006,516
Net interest income$1,603,0003,352
Provision for loan and lease losses$100,0002,001
Total noninterest income$248,0003,555
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$137,0002,783
Trading account gains and fees$0195
Additional Noninterest Income$111,0003,572
Total noninterest expense$1,571,0002,868
Salaries and employee benefits$977,0002,593
Premises and equipment expense$143,0003,992
Additional noninterest expense$451,0002,846
Pre-tax net operating income$180,0005,717
Securities gains (losses)$01,187
Applicable income taxes$82,0003,544
Income before extraordinary items$98,0006,436
Extraordinary gains, net$022
Net income$98,0006,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-147,0008,550
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$26,000624
Net operating income$98,0006,419
2006-12-31 (YTD Data)Rank
Total interest income$8,095,0004,162
Total interest expense$1,338,0006,354
Net interest income$6,757,0003,207
Provision for loan and lease losses$290,0002,855
Total noninterest income$1,085,0003,356
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$551,0002,860
Trading account gains and fees$0130
Additional Noninterest Income$534,0003,228
Total noninterest expense$6,332,0002,751
Salaries and employee benefits$3,739,0002,597
Premises and equipment expense$597,0003,786
Additional noninterest expense$1,996,0002,571
Pre-tax net operating income$1,220,0004,751
Securities gains (losses)$01,687
Applicable income taxes$506,0003,147
Income before extraordinary items$714,0005,461
Extraordinary gains, net$051
Net income$714,0005,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,116,000627
Cash dividends$735,0003,115
Sale, conversion, retirement of capital stock, net$8,0001,172
Net operating income$714,0005,457
2006-09-30 (YTD Data)Rank
Total interest income$6,074,0004,143
Total interest expense$952,0006,432
Net interest income$5,122,0003,199
Provision for loan and lease losses$65,0004,757
Total noninterest income$805,0003,387
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$410,0002,899
Trading account gains and fees$0126
Additional Noninterest Income$395,0003,240
Total noninterest expense$4,851,0002,705
Salaries and employee benefits$2,827,0002,571
Premises and equipment expense$459,0003,717
Additional noninterest expense$1,565,0002,455
Pre-tax net operating income$1,011,0004,692
Securities gains (losses)$01,388
Applicable income taxes$423,0003,094
Income before extraordinary items$588,0005,405
Extraordinary gains, net$045
Net income$588,0005,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0001,022
Cash dividends$545,0002,804
Sale, conversion, retirement of capital stock, net$-5,0008,666
Net operating income$588,0005,400
2006-06-30 (YTD Data)Rank
Total interest income$4,014,0004,113
Total interest expense$596,0006,485
Net interest income$3,418,0003,197
Provision for loan and lease losses$73,0003,858
Total noninterest income$516,0003,454
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$270,0002,914
Trading account gains and fees$0126
Additional Noninterest Income$246,0003,350
Total noninterest expense$3,269,0002,691
Salaries and employee benefits$1,872,0002,588
Premises and equipment expense$302,0003,747
Additional noninterest expense$1,095,0002,359
Pre-tax net operating income$592,0005,024
Securities gains (losses)$01,185
Applicable income taxes$255,0003,273
Income before extraordinary items$337,0005,773
Extraordinary gains, net$039
Net income$337,0005,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,000847
Cash dividends$470,0002,486
Sale, conversion, retirement of capital stock, net$-6,0008,707
Net operating income$337,0005,771
2006-03-31 (YTD Data)Rank
Total interest income$2,090,0003,942
Total interest expense$299,0006,387
Net interest income$1,791,0003,074
Provision for loan and lease losses$58,0002,966
Total noninterest income$252,0003,443
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$126,0002,974
Trading account gains and fees$0115
Additional Noninterest Income$126,0003,292
Total noninterest expense$1,650,0002,665
Salaries and employee benefits$936,0002,598
Premises and equipment expense$155,0003,684
Additional noninterest expense$559,0002,288
Pre-tax net operating income$335,0004,689
Securities gains (losses)$0955
Applicable income taxes$150,0003,038
Income before extraordinary items$185,0005,511
Extraordinary gains, net$021
Net income$185,0005,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,062
Cash dividends$300,0001,914
Sale, conversion, retirement of capital stock, net$-7,0008,726
Net operating income$185,0005,509
2005-12-31 (YTD Data)Rank
Total interest income$8,887,0003,461
Total interest expense$1,051,0006,156
Net interest income$7,836,0002,760
Provision for loan and lease losses$406,0002,255
Total noninterest income$1,209,0003,129
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$618,0002,602
Trading account gains and fees$0138
Additional Noninterest Income$591,0003,082
Total noninterest expense$6,262,0002,648
Salaries and employee benefits$3,617,0002,527
Premises and equipment expense$805,0002,881
Additional noninterest expense$1,840,0002,708
Pre-tax net operating income$2,377,0003,264
Securities gains (losses)$02,296
Applicable income taxes$1,142,0002,083
Income before extraordinary items$1,235,0004,276
Extraordinary gains, net$046
Net income$1,235,0004,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$324,0001,628
Cash dividends$910,0002,637
Sale, conversion, retirement of capital stock, net$16,000863
Net operating income$1,235,0004,251
2005-09-30 (YTD Data)Rank
Total interest income$6,723,0003,377
Total interest expense$744,0006,197
Net interest income$5,979,0002,688
Provision for loan and lease losses$406,0001,697
Total noninterest income$957,0003,000
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$476,0002,539
Trading account gains and fees$0126
Additional Noninterest Income$481,0002,962
Total noninterest expense$4,704,0002,615
Salaries and employee benefits$2,698,0002,500
Premises and equipment expense$680,0002,564
Additional noninterest expense$1,326,0002,774
Pre-tax net operating income$1,826,0003,266
Securities gains (losses)$02,317
Applicable income taxes$747,0002,308
Income before extraordinary items$1,079,0003,960
Extraordinary gains, net$035
Net income$1,079,0003,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0001,344
Cash dividends$750,0002,195
Sale, conversion, retirement of capital stock, net$12,000710
Net operating income$1,079,0003,915
2005-06-30 (YTD Data)Rank
Total interest income$4,469,0003,329
Total interest expense$438,0006,383
Net interest income$4,031,0002,631
Provision for loan and lease losses$406,0001,173
Total noninterest income$650,0002,926
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$314,0002,528
Trading account gains and fees$0116
Additional Noninterest Income$336,0002,857
Total noninterest expense$3,055,0002,652
Salaries and employee benefits$1,662,0002,668
Premises and equipment expense$501,0002,328
Additional noninterest expense$892,0002,730
Pre-tax net operating income$1,220,0003,204
Securities gains (losses)$02,146
Applicable income taxes$527,0002,191
Income before extraordinary items$693,0004,018
Extraordinary gains, net$030
Net income$693,0004,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,000710
Cash dividends$300,0002,918
Sale, conversion, retirement of capital stock, net$7,000602
Net operating income$693,0003,960
2005-03-31 (YTD Data)Rank
Total interest income$2,173,0003,368
Total interest expense$205,0006,475
Net interest income$1,968,0002,681
Provision for loan and lease losses$276,000844
Total noninterest income$297,0003,076
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$150,0002,558
Trading account gains and fees$0115
Additional Noninterest Income$147,0003,014
Total noninterest expense$1,858,0002,227
Salaries and employee benefits$1,026,0002,213
Premises and equipment expense$312,0001,915
Additional noninterest expense$520,0002,340
Pre-tax net operating income$131,0006,802
Securities gains (losses)$01,685
Applicable income taxes$174,0002,829
Income before extraordinary items$-43,0008,581
Extraordinary gains, net$024
Net income$-43,0008,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,000501
Cash dividends$100,0002,899
Sale, conversion, retirement of capital stock, net$4,000465
Net operating income$-43,0008,557
2004-12-31 (YTD Data)Rank
Total interest income$8,442,0003,277
Total interest expense$862,0006,061
Net interest income$7,580,0002,665
Provision for loan and lease losses$1,210,000878
Total noninterest income$1,750,0002,415
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$711,0002,341
Trading account gains and fees$0138
Additional Noninterest Income$1,039,0002,096
Total noninterest expense$6,498,0002,456
Salaries and employee benefits$3,795,0002,289
Premises and equipment expense$772,0002,876
Additional noninterest expense$1,931,0002,505
Pre-tax net operating income$1,622,0004,052
Securities gains (losses)$03,819
Applicable income taxes$584,0003,077
Income before extraordinary items$1,038,0004,592
Extraordinary gains, net$034
Net income$1,038,0004,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$671,0001,053
Cash dividends$575,0003,311
Sale, conversion, retirement of capital stock, net$34,000760
Net operating income$1,038,0004,520
2004-09-30 (YTD Data)Rank
Total interest income$6,172,0003,314
Total interest expense$666,0005,962
Net interest income$5,506,0002,728
Provision for loan and lease losses$860,000901
Total noninterest income$1,432,0002,285
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$547,0002,323
Trading account gains and fees$0134
Additional Noninterest Income$885,0001,940
Total noninterest expense$4,813,0002,469
Salaries and employee benefits$2,820,0002,297
Premises and equipment expense$580,0002,872
Additional noninterest expense$1,413,0002,511
Pre-tax net operating income$1,265,0004,017
Securities gains (losses)$03,710
Applicable income taxes$493,0002,928
Income before extraordinary items$772,0004,719
Extraordinary gains, net$026
Net income$772,0004,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$646,000783
Cash dividends$575,0002,483
Sale, conversion, retirement of capital stock, net$30,000631
Net operating income$772,0004,627
2004-06-30 (YTD Data)Rank
Total interest income$3,951,0003,415
Total interest expense$453,0005,930
Net interest income$3,498,0002,854
Provision for loan and lease losses$655,000772
Total noninterest income$1,035,0002,146
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$358,0002,347
Trading account gains and fees$0130
Additional Noninterest Income$677,0001,763
Total noninterest expense$3,241,0002,450
Salaries and employee benefits$1,910,0002,259
Premises and equipment expense$374,0002,957
Additional noninterest expense$957,0002,483
Pre-tax net operating income$637,0004,682
Securities gains (losses)$03,413
Applicable income taxes$255,0003,359
Income before extraordinary items$382,0005,437
Extraordinary gains, net$021
Net income$382,0005,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$390,000862
Cash dividends$550,0001,992
Sale, conversion, retirement of capital stock, net$20,000555
Net operating income$382,0005,341
2004-03-31 (YTD Data)Rank
Total interest income$1,845,0003,619
Total interest expense$231,0005,920
Net interest income$1,614,0003,072
Provision for loan and lease losses$510,000510
Total noninterest income$389,0002,584
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$173,0002,365
Trading account gains and fees$0121
Additional Noninterest Income$216,0002,353
Total noninterest expense$1,610,0002,480
Salaries and employee benefits$963,0002,267
Premises and equipment expense$182,0003,056
Additional noninterest expense$465,0002,529
Pre-tax net operating income$-117,0008,818
Securities gains (losses)$02,934
Applicable income taxes$-52,0008,978
Income before extraordinary items$-65,0008,779
Extraordinary gains, net$016
Net income$-65,0008,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,000504
Cash dividends$525,0001,139
Sale, conversion, retirement of capital stock, net$10,000405
Net operating income$-65,0008,747
2003-12-31 (YTD Data)Rank
Total interest income$7,864,0003,496
Total interest expense$981,0006,169
Net interest income$6,883,0002,801
Provision for loan and lease losses$560,0001,978
Total noninterest income$1,967,0002,348
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$633,0002,593
Trading account gains and fees$0160
Additional Noninterest Income$1,334,0001,979
Total noninterest expense$6,222,0002,516
Salaries and employee benefits$3,639,0002,332
Premises and equipment expense$769,0002,853
Additional noninterest expense$1,814,0002,620
Pre-tax net operating income$2,068,0003,318
Securities gains (losses)$16,0003,357
Applicable income taxes$768,0002,610
Income before extraordinary items$1,316,0003,882
Extraordinary gains, net$054
Net income$1,316,0003,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,892
Cash dividends$65,0005,814
Sale, conversion, retirement of capital stock, net$39,000747
Net operating income$1,305,7603,741
2003-09-30 (YTD Data)Rank
Total interest income$5,678,0003,632
Total interest expense$738,0006,314
Net interest income$4,940,0002,922
Provision for loan and lease losses$433,0001,915
Total noninterest income$1,450,0002,414
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$470,0002,621
Trading account gains and fees$0153
Additional Noninterest Income$980,0002,080
Total noninterest expense$4,593,0002,561
Salaries and employee benefits$2,680,0002,369
Premises and equipment expense$573,0002,877
Additional noninterest expense$1,340,0002,635
Pre-tax net operating income$1,364,0003,732
Securities gains (losses)$16,0003,083
Applicable income taxes$508,0002,993
Income before extraordinary items$872,0004,377
Extraordinary gains, net$040
Net income$872,0004,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0004,539
Cash dividends$45,0005,165
Sale, conversion, retirement of capital stock, net$0722
Net operating income$861,7604,239
2003-06-30 (YTD Data)Rank
Total interest income$3,621,0003,783
Total interest expense$486,0006,476
Net interest income$3,135,0003,058
Provision for loan and lease losses$241,0002,187
Total noninterest income$951,0002,435
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$301,0002,644
Trading account gains and fees$0150
Additional Noninterest Income$650,0002,081
Total noninterest expense$2,956,0002,636
Salaries and employee benefits$1,746,0002,413
Premises and equipment expense$371,0002,942
Additional noninterest expense$839,0002,770
Pre-tax net operating income$889,0003,788
Securities gains (losses)$03,782
Applicable income taxes$330,0003,062
Income before extraordinary items$559,0004,492
Extraordinary gains, net$030
Net income$559,0004,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,310
Cash dividends$25,0004,993
Sale, conversion, retirement of capital stock, net$0589
Net operating income$559,0004,282
2003-03-31 (YTD Data)Rank
Total interest income$1,714,0003,992
Total interest expense$249,0006,506
Net interest income$1,465,0003,243
Provision for loan and lease losses$111,0002,191
Total noninterest income$494,0002,300
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$158,0002,474
Trading account gains and fees$0134
Additional Noninterest Income$336,0001,951
Total noninterest expense$1,442,0002,679
Salaries and employee benefits$840,0002,507
Premises and equipment expense$188,0002,908
Additional noninterest expense$414,0002,773
Pre-tax net operating income$406,0003,997
Securities gains (losses)$02,891
Applicable income taxes$154,0003,186
Income before extraordinary items$252,0004,696
Extraordinary gains, net$021
Net income$252,0004,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,284
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$252,0004,494
2002-12-31 (YTD Data)Rank
Total interest income$6,848,0004,117
Total interest expense$1,308,0006,155
Net interest income$5,540,0003,355
Provision for loan and lease losses$239,0004,000
Total noninterest income$1,485,0002,629
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$636,0002,460
Trading account gains and fees$0153
Additional Noninterest Income$849,0002,416
Total noninterest expense$5,701,0002,591
Salaries and employee benefits$2,873,0002,745
Premises and equipment expense$929,0002,337
Additional noninterest expense$1,899,0002,430
Pre-tax net operating income$1,085,0005,001
Securities gains (losses)$04,537
Applicable income taxes$350,0004,161
Income before extraordinary items$735,0005,425
Extraordinary gains, net$070
Net income$735,0005,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0004,186
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$735,0005,280
2001-12-31 (YTD Data)Rank
Total interest income$6,464,0004,696
Total interest expense$2,332,0005,612
Net interest income$4,132,0004,026
Provision for loan and lease losses$136,0004,973
Total noninterest income$1,007,0003,322
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$528,0002,716
Trading account gains and fees$0177
Additional Noninterest Income$479,0003,205
Total noninterest expense$4,391,0003,145
Salaries and employee benefits$1,962,0003,650
Premises and equipment expense$826,0002,550
Additional noninterest expense$1,603,0002,712
Pre-tax net operating income$612,0006,129
Securities gains (losses)$37,0002,648
Applicable income taxes$86,0006,180
Income before extraordinary items$563,0005,774
Extraordinary gains, net$0105
Net income$563,0005,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,796
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$362,000531
Net operating income$530,8105,815
2000-12-31 (YTD Data)Rank
Total interest income$5,807,0005,200
Total interest expense$2,068,0006,172
Net interest income$3,739,0004,408
Provision for loan and lease losses$102,0005,242
Total noninterest income$666,0004,136
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$375,0003,404
Trading account gains and feesNANA
Additional Noninterest Income$291,0003,993
Total noninterest expense$4,006,0003,325
Salaries and employee benefits$1,700,0003,954
Premises and equipment expense$813,0002,530
Additional noninterest expense$1,493,0002,840
Pre-tax net operating income$297,0007,909
Securities gains (losses)$-23,0008,808
Applicable income taxes$113,0006,358
Income before extraordinary items$161,0008,345
Extraordinary gains, net$038
Net income$161,0008,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,877
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$567,000525
Net operating income$175,7208,242
1999-12-31 (YTD Data)Rank
Total interest income$4,423,0005,999
Total interest expense$1,351,0007,299
Net interest income$3,072,0005,068
Provision for loan and lease losses$153,0004,205
Total noninterest income$647,0004,202
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$364,0003,462
Trading account gains and feesNANA
Additional Noninterest Income$283,0004,150
Total noninterest expense$3,139,0004,064
Salaries and employee benefits$1,426,0004,525
Premises and equipment expense$593,0003,291
Additional noninterest expense$1,120,0003,660
Pre-tax net operating income$427,0007,463
Securities gains (losses)$-13,0009,410
Applicable income taxes$185,0005,870
Income before extraordinary items$229,0008,092
Extraordinary gains, net$035
Net income$229,0008,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,187
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$808,000546
Net operating income$237,3207,999
1998-12-31 (YTD Data)Rank
Total interest income$3,572,0006,870
Total interest expense$1,263,0007,763
Net interest income$2,309,0006,116
Provision for loan and lease losses$90,0005,311
Total noninterest income$534,0004,747
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$338,0003,579
Trading account gains and feesNANA
Additional Noninterest Income$196,0005,014
Total noninterest expense$2,546,0004,709
Salaries and employee benefits$1,240,0004,947
Premises and equipment expense$489,0003,771
Additional noninterest expense$817,0004,611
Pre-tax net operating income$207,0008,874
Securities gains (losses)$04,449
Applicable income taxes$67,0008,035
Income before extraordinary items$140,0009,051
Extraordinary gains, net$032
Net income$140,0009,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,908
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$74,000809
Net operating income$140,0008,987
1997-12-31 (YTD Data)Rank
Total interest income$3,012,0007,739
Total interest expense$1,064,0008,507
Net interest income$1,948,0007,032
Provision for loan and lease losses$90,0005,371
Total noninterest income$382,0005,879
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$265,0004,459
Trading account gains and feesNANA
Additional Noninterest Income$117,0006,349
Total noninterest expense$2,055,0005,547
Salaries and employee benefits$1,001,0005,867
Premises and equipment expense$386,0004,562
Additional noninterest expense$668,0005,403
Pre-tax net operating income$185,0009,653
Securities gains (losses)$03,944
Applicable income taxes$-16,00010,542
Income before extraordinary items$201,0009,142
Extraordinary gains, net$044
Net income$201,0009,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,572
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$-92,00010,774
Net operating income$201,0009,099
1996-12-31 (YTD Data)Rank
Total interest income$2,418,0008,803
Total interest expense$829,0009,556
Net interest income$1,589,0008,056
Provision for loan and lease losses$100,0005,070
Total noninterest income$285,0007,129
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$182,0005,876
Trading account gains and feesNANA
Additional Noninterest Income$103,0007,023
Total noninterest expense$1,911,0006,137
Salaries and employee benefits$911,0006,409
Premises and equipment expense$408,0004,461
Additional noninterest expense$592,0006,401
Pre-tax net operating income$-137,00011,009
Securities gains (losses)$04,148
Applicable income taxes$-29,00011,019
Income before extraordinary items$-108,00011,012
Extraordinary gains, net$053
Net income$-108,00011,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,762
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$216,000564
Net operating income$-108,00010,968
1995-12-31 (YTD Data)Rank
Total interest income$2,066,0009,610
Total interest expense$648,00010,495
Net interest income$1,418,0008,749
Provision for loan and lease losses$101,0004,564
Total noninterest income$263,0007,534
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$150,0006,661
Trading account gains and feesNANA
Additional Noninterest Income$113,0006,838
Total noninterest expense$1,474,0007,346
Salaries and employee benefits$713,0007,643
Premises and equipment expense$273,0006,020
Additional noninterest expense$488,0007,361
Pre-tax net operating income$106,00011,051
Securities gains (losses)$03,831
Applicable income taxes$-18,00011,549
Income before extraordinary items$124,00010,713
Extraordinary gains, net$065
Net income$124,00010,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,213
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$480,000386
Net operating income$124,00010,690
1994-12-31 (YTD Data)Rank
Total interest income$1,523,00010,699
Total interest expense$429,00011,445
Net interest income$1,094,00010,087
Provision for loan and lease losses$23,0007,639
Total noninterest income$199,0008,753
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$138,0007,171
Trading account gains and feesNANA
Additional Noninterest Income$61,0009,058
Total noninterest expense$1,336,0008,129
Salaries and employee benefits$610,0008,545
Premises and equipment expense$241,0006,664
Additional noninterest expense$485,0008,002
Pre-tax net operating income$-66,00012,179
Securities gains (losses)$-5,0009,408
Applicable income taxes$1,00011,577
Income before extraordinary items$-72,00012,135
Extraordinary gains, net$0249
Net income$-72,00012,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,270
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-67,00012,141
1993-12-31 (YTD Data)Rank
Total interest income$1,130,00012,024
Total interest expense$327,00012,548
Net interest income$803,00011,494
Provision for loan and lease losses$47,0007,653
Total noninterest income$166,0009,890
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$124,0007,750
Trading account gains and feesNANA
Additional Noninterest Income$42,00010,560
Total noninterest expense$1,104,0009,312
Salaries and employee benefits$524,0009,427
Premises and equipment expense$198,0007,726
Additional noninterest expense$382,0009,462
Pre-tax net operating income$-182,00012,686
Securities gains (losses)$07,477
Applicable income taxes$3,00012,012
Income before extraordinary items$-185,00012,748
Extraordinary gains, net$16,0002,794
Net income$-169,00012,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0007,730
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$437,000628
Net operating income$-185,00012,664
1992-12-31 (YTD Data)Rank
Total interest income$1,138,00012,750
Total interest expense$399,00013,182
Net interest income$739,00012,157
Provision for loan and lease losses$37,0009,631
Total noninterest income$222,0008,990
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$65,0009,734
Trading account gains and feesNANA
Additional Noninterest Income$157,0006,481
Total noninterest expense$867,00010,676
Salaries and employee benefits$442,00010,390
Premises and equipment expense$177,0008,387
Additional noninterest expense$248,00011,558
Pre-tax net operating income$57,00012,373
Securities gains (losses)$08,369
Applicable income taxes$10,00012,372
Income before extraordinary items$47,00012,582
Extraordinary gains, net$12,0001,314
Net income$59,00012,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0009,104
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$47,00012,322

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.