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SJN Bank of Kansas, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$11,125,000	2,685
Total interest expense	$3,186,000	2,536
Net interest income	$7,939,000	2,704
Provision for loan and lease losses	$0	3,275
Total noninterest income	$430,000	3,526
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$251,000	2,429
Trading account gains and fees	NA	NA
Additional Noninterest Income	$179,000	3,733
Total noninterest expense	$5,448,000	2,927
Salaries and employee benefits	$2,945,000	2,963
Premises and equipment expense	$686,000	2,522
Additional noninterest expense	$179,000	3,733
Pre-tax net operating income	$2,921,000	2,540
Securities gains (losses)	$-1,418,000	4,352
Applicable income taxes	$274,000	2,287
Income before extraordinary items	$1,229,000	3,279
Extraordinary gains, net	$0	54
Net income	$1,229,000	3,315
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,229,000	3,281
Net charge-offs	$462,000	789
Cash dividends	$300,000	3,021
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,391,760	2,617
2023-09-30 (YTD Data)		Rank
Total interest income	$8,094,000	2,699
Total interest expense	$2,166,000	2,560
Net interest income	$5,928,000	2,724
Provision for loan and lease losses	$0	3,085
Total noninterest income	$326,000	3,532
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$196,000	2,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	3,747
Total noninterest expense	$3,913,000	2,977
Salaries and employee benefits	$2,049,000	3,052
Premises and equipment expense	$510,000	2,529
Additional noninterest expense	$130,000	3,745
Pre-tax net operating income	$2,341,000	2,518
Securities gains (losses)	$-952,000	4,443
Applicable income taxes	$272,000	2,170
Income before extraordinary items	$1,117,000	3,174
Extraordinary gains, net	$0	52
Net income	$1,117,000	3,207
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,117,000	3,175
Net charge-offs	$469,000	594
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,878,600	2,606
2023-06-30 (YTD Data)		Rank
Total interest income	$5,161,000	2,732
Total interest expense	$1,209,000	2,614
Net interest income	$3,952,000	2,755
Provision for loan and lease losses	$0	2,940
Total noninterest income	$220,000	3,513
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$128,000	2,397
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	3,733
Total noninterest expense	$2,522,000	3,024
Salaries and employee benefits	$1,274,000	3,143
Premises and equipment expense	$333,000	2,555
Additional noninterest expense	$92,000	3,716
Pre-tax net operating income	$1,650,000	2,490
Securities gains (losses)	$-305,000	4,411
Applicable income taxes	$284,000	1,885
Income before extraordinary items	$1,061,000	2,791
Extraordinary gains, net	$0	51
Net income	$1,061,000	2,822
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,061,000	2,791
Net charge-offs	$432,000	481
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,301,950	2,575
2023-03-31 (YTD Data)		Rank
Total interest income	$2,442,000	2,802
Total interest expense	$434,000	2,770
Net interest income	$2,008,000	2,735
Provision for loan and lease losses	$0	2,612
Total noninterest income	$105,000	3,559
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$59,000	2,514
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	3,741
Total noninterest expense	$1,167,000	3,170
Salaries and employee benefits	$525,000	3,434
Premises and equipment expense	$159,000	2,656
Additional noninterest expense	$46,000	3,741
Pre-tax net operating income	$946,000	2,363
Securities gains (losses)	$-7,000	4,001
Applicable income taxes	$208,000	1,638
Income before extraordinary items	$731,000	2,476
Extraordinary gains, net	$0	4
Net income	$731,000	2,476
Minority interest net income	$0	48
Net income of bank and minority interests.	$731,000	2,476
Net charge-offs	$432,000	298
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$736,530	2,493
2022-12-31 (YTD Data)		Rank
Total interest income	$8,095,000	2,843
Total interest expense	$714,000	2,830
Net interest income	$7,381,000	2,799
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,078,000	2,715
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$259,000	2,437
Trading account gains and fees	NA	NA
Additional Noninterest Income	$819,000	2,564
Total noninterest expense	$5,334,000	2,931
Salaries and employee benefits	$2,986,000	2,949
Premises and equipment expense	$681,000	2,533
Additional noninterest expense	$819,000	2,564
Pre-tax net operating income	$3,125,000	2,604
Securities gains (losses)	$-650,000	4,378
Applicable income taxes	$540,000	1,970
Income before extraordinary items	$1,935,000	2,966
Extraordinary gains, net	$0	5
Net income	$1,935,000	2,963
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,935,000	2,965
Net charge-offs	$-42,000	4,037
Cash dividends	$300,000	2,975
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,448,500	2,736
2022-09-30 (YTD Data)		Rank
Total interest income	$5,813,000	2,851
Total interest expense	$430,000	2,850
Net interest income	$5,383,000	2,819
Provision for loan and lease losses	$0	2,835
Total noninterest income	$605,000	3,077
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$195,000	2,440
Trading account gains and fees	NA	NA
Additional Noninterest Income	$410,000	2,996
Total noninterest expense	$3,820,000	3,004
Salaries and employee benefits	$2,124,000	3,019
Premises and equipment expense	$500,000	2,563
Additional noninterest expense	$410,000	2,996
Pre-tax net operating income	$2,168,000	2,689
Securities gains (losses)	$96,000	166
Applicable income taxes	$505,000	1,833
Income before extraordinary items	$1,759,000	2,736
Extraordinary gains, net	$0	4
Net income	$1,759,000	2,734
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,759,000	2,735
Net charge-offs	$-48,000	4,077
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,683,160	2,821
2022-06-30 (YTD Data)		Rank
Total interest income	$3,666,000	2,896
Total interest expense	$236,000	2,987
Net interest income	$3,430,000	2,867
Provision for loan and lease losses	$0	2,599
Total noninterest income	$223,000	3,644
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$123,000	2,507
Trading account gains and fees	NA	NA
Additional Noninterest Income	$100,000	3,852
Total noninterest expense	$2,528,000	3,005
Salaries and employee benefits	$1,395,000	3,046
Premises and equipment expense	$333,000	2,568
Additional noninterest expense	$800,000	2,990
Pre-tax net operating income	$1,125,000	2,874
Securities gains (losses)	$49,000	217
Applicable income taxes	$256,000	1,944
Income before extraordinary items	$918,000	2,919
Extraordinary gains, net	$0	4
Net income	$918,000	2,918
Minority interest net income	$0	60
Net income of bank and minority interests.	$918,000	2,919
Net charge-offs	$-40,000	4,113
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$879,290	3,003
2022-03-31 (YTD Data)		Rank
Total interest income	$1,759,000	2,916
Total interest expense	$115,000	3,004
Net interest income	$1,644,000	2,882
Provision for loan and lease losses	$0	2,285
Total noninterest income	$104,000	3,669
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$57,000	2,586
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	3,854
Total noninterest expense	$1,261,000	3,002
Salaries and employee benefits	$690,000	3,061
Premises and equipment expense	$168,000	2,558
Additional noninterest expense	$403,000	2,950
Pre-tax net operating income	$487,000	2,935
Securities gains (losses)	$7,000	426
Applicable income taxes	$106,000	2,027
Income before extraordinary items	$388,000	3,021
Extraordinary gains, net	$0	4
Net income	$388,000	3,020
Minority interest net income	$0	50
Net income of bank and minority interests.	$388,000	3,021
Net charge-offs	$-36,000	4,319
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$382,470	3,052
2021-12-31 (YTD Data)		Rank
Total interest income	$7,701,000	2,862
Total interest expense	$539,000	3,066
Net interest income	$7,162,000	2,817
Provision for loan and lease losses	$1,000,000	592
Total noninterest income	$452,000	3,738
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$243,000	2,432
Trading account gains and fees	NA	NA
Additional Noninterest Income	$209,000	3,968
Total noninterest expense	$4,794,000	3,085
Salaries and employee benefits	$2,430,000	3,233
Premises and equipment expense	$659,000	2,611
Additional noninterest expense	$1,705,000	2,875
Pre-tax net operating income	$1,820,000	3,262
Securities gains (losses)	$-31,000	4,507
Applicable income taxes	$363,000	2,323
Income before extraordinary items	$1,426,000	3,400
Extraordinary gains, net	$0	10
Net income	$1,426,000	3,400
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,426,000	3,400
Net charge-offs	$828,000	474
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,450,800	3,365
2021-09-30 (YTD Data)		Rank
Total interest income	$5,958,000	2,880
Total interest expense	$419,000	3,118
Net interest income	$5,539,000	2,827
Provision for loan and lease losses	$1,000,000	440
Total noninterest income	$340,000	3,781
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$186,000	2,409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	4,014
Total noninterest expense	$3,790,000	3,016
Salaries and employee benefits	$2,130,000	3,026
Premises and equipment expense	$492,000	2,636
Additional noninterest expense	$1,168,000	3,061
Pre-tax net operating income	$1,089,000	3,632
Securities gains (losses)	$162,000	633
Applicable income taxes	$253,000	2,425
Income before extraordinary items	$998,000	3,614
Extraordinary gains, net	$0	8
Net income	$998,000	3,614
Minority interest net income	$0	69
Net income of bank and minority interests.	$998,000	3,614
Net charge-offs	$899,000	356
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$868,400	3,739
2021-06-30 (YTD Data)		Rank
Total interest income	$4,742,000	2,585
Total interest expense	$290,000	3,148
Net interest income	$4,452,000	2,526
Provision for loan and lease losses	$500,000	605
Total noninterest income	$378,000	3,301
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$115,000	2,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$263,000	3,246
Total noninterest expense	$2,517,000	3,012
Salaries and employee benefits	$1,438,000	3,011
Premises and equipment expense	$336,000	2,586
Additional noninterest expense	$743,000	3,125
Pre-tax net operating income	$1,813,000	2,531
Securities gains (losses)	$130,000	579
Applicable income taxes	$436,000	1,777
Income before extraordinary items	$1,507,000	2,623
Extraordinary gains, net	$0	6
Net income	$1,507,000	2,623
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,507,000	2,623
Net charge-offs	$407,000	452
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,404,300	2,697
2021-03-31 (YTD Data)		Rank
Total interest income	$2,527,000	2,484
Total interest expense	$154,000	3,137
Net interest income	$2,373,000	2,422
Provision for loan and lease losses	$0	2,741
Total noninterest income	$188,000	3,289
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$58,000	2,439
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	3,256
Total noninterest expense	$1,227,000	3,044
Salaries and employee benefits	$710,000	3,016
Premises and equipment expense	$171,000	2,573
Additional noninterest expense	$346,000	3,190
Pre-tax net operating income	$1,334,000	2,016
Securities gains (losses)	$113,000	448
Applicable income taxes	$334,000	1,431
Income before extraordinary items	$1,113,000	2,081
Extraordinary gains, net	$0	3
Net income	$1,113,000	2,081
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,113,000	2,081
Net charge-offs	$-12,000	4,135
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,023,730	2,148
2020-12-31 (YTD Data)		Rank
Total interest income	$7,612,000	2,957
Total interest expense	$773,000	3,311
Net interest income	$6,839,000	2,854
Provision for loan and lease losses	$1,100,000	1,505
Total noninterest income	$1,360,000	2,539
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$282,000	2,311
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,078,000	2,406
Total noninterest expense	$5,210,000	2,927
Salaries and employee benefits	$3,021,000	2,939
Premises and equipment expense	$661,000	2,616
Additional noninterest expense	$1,528,000	3,013
Pre-tax net operating income	$1,889,000	3,015
Securities gains (losses)	$121,000	1,290
Applicable income taxes	$261,000	2,398
Income before extraordinary items	$1,749,000	2,996
Extraordinary gains, net	$0	4
Net income	$1,749,000	2,995
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,749,000	2,996
Net charge-offs	$354,000	1,190
Cash dividends	$200,000	3,382
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,643,730	3,030
2020-09-30 (YTD Data)		Rank
Total interest income	$5,782,000	2,961
Total interest expense	$608,000	3,331
Net interest income	$5,174,000	2,844
Provision for loan and lease losses	$600,000	1,810
Total noninterest income	$1,161,000	2,357
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$223,000	2,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$938,000	2,211
Total noninterest expense	$3,794,000	2,982
Salaries and employee benefits	$2,230,000	2,934
Premises and equipment expense	$472,000	2,687
Additional noninterest expense	$1,092,000	3,077
Pre-tax net operating income	$1,941,000	2,620
Securities gains (losses)	$113,000	1,152
Applicable income taxes	$294,000	2,108
Income before extraordinary items	$1,760,000	2,619
Extraordinary gains, net	$0	4
Net income	$1,760,000	2,619
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,760,000	2,619
Net charge-offs	$272,000	1,073
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,662,820	2,642
2020-06-30 (YTD Data)		Rank
Total interest income	$3,970,000	2,948
Total interest expense	$424,000	3,368
Net interest income	$3,546,000	2,818
Provision for loan and lease losses	$100,000	2,943
Total noninterest income	$414,000	3,051
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$157,000	2,206
Trading account gains and fees	NA	NA
Additional Noninterest Income	$257,000	3,052
Total noninterest expense	$2,489,000	3,012
Salaries and employee benefits	$1,470,000	2,971
Premises and equipment expense	$305,000	2,722
Additional noninterest expense	$714,000	3,108
Pre-tax net operating income	$1,371,000	2,527
Securities gains (losses)	$85,000	1,058
Applicable income taxes	$308,000	1,726
Income before extraordinary items	$1,148,000	2,615
Extraordinary gains, net	$0	4
Net income	$1,148,000	2,614
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,148,000	2,615
Net charge-offs	$270,000	854
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,080,850	2,659
2020-03-31 (YTD Data)		Rank
Total interest income	$1,921,000	2,993
Total interest expense	$222,000	3,454
Net interest income	$1,699,000	2,860
Provision for loan and lease losses	$0	3,711
Total noninterest income	$204,000	2,988
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$84,000	2,374
Trading account gains and fees	NA	NA
Additional Noninterest Income	$120,000	2,978
Total noninterest expense	$1,251,000	3,025
Salaries and employee benefits	$744,000	2,966
Premises and equipment expense	$159,000	2,681
Additional noninterest expense	$348,000	3,189
Pre-tax net operating income	$652,000	2,444
Securities gains (losses)	$87,000	656
Applicable income taxes	$159,000	1,583
Income before extraordinary items	$580,000	2,451
Extraordinary gains, net	$0	4
Net income	$580,000	2,450
Minority interest net income	$0	56
Net income of bank and minority interests.	$580,000	2,451
Net charge-offs	$273,000	521
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$511,270	2,591
2019-12-31 (YTD Data)		Rank
Total interest income	$7,518,000	3,068
Total interest expense	$891,000	3,458
Net interest income	$6,627,000	2,928
Provision for loan and lease losses	$650,000	1,276
Total noninterest income	$947,000	2,904
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$398,000	2,222
Trading account gains and fees	NA	NA
Additional Noninterest Income	$549,000	2,927
Total noninterest expense	$5,229,000	2,927
Salaries and employee benefits	$2,996,000	2,944
Premises and equipment expense	$563,000	2,902
Additional noninterest expense	$1,670,000	2,886
Pre-tax net operating income	$1,695,000	3,249
Securities gains (losses)	$609,000	313
Applicable income taxes	$478,000	2,020
Income before extraordinary items	$1,826,000	3,020
Extraordinary gains, net	$0	11
Net income	$1,826,000	3,019
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,826,000	3,021
Net charge-offs	$238,000	1,534
Cash dividends	$200,000	3,544
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,344,890	3,377
2019-09-30 (YTD Data)		Rank
Total interest income	$5,492,000	3,147
Total interest expense	$674,000	3,479
Net interest income	$4,818,000	3,013
Provision for loan and lease losses	$400,000	1,347
Total noninterest income	$688,000	2,948
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$302,000	2,224
Trading account gains and fees	NA	NA
Additional Noninterest Income	$386,000	3,012
Total noninterest expense	$3,539,000	3,139
Salaries and employee benefits	$1,936,000	3,201
Premises and equipment expense	$412,000	2,965
Additional noninterest expense	$1,191,000	2,989
Pre-tax net operating income	$1,567,000	3,047
Securities gains (losses)	$3,000	1,926
Applicable income taxes	$319,000	2,182
Income before extraordinary items	$1,251,000	3,198
Extraordinary gains, net	$0	11
Net income	$1,251,000	3,197
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,251,000	3,198
Net charge-offs	$193,000	1,325
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,248,600	3,175
2019-06-30 (YTD Data)		Rank
Total interest income	$3,461,000	3,253
Total interest expense	$451,000	3,453
Net interest income	$3,010,000	3,150
Provision for loan and lease losses	$150,000	1,792
Total noninterest income	$423,000	3,019
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$194,000	2,254
Trading account gains and fees	NA	NA
Additional Noninterest Income	$229,000	3,106
Total noninterest expense	$2,198,000	3,286
Salaries and employee benefits	$1,166,000	3,382
Premises and equipment expense	$249,000	3,134
Additional noninterest expense	$783,000	3,046
Pre-tax net operating income	$1,085,000	2,988
Securities gains (losses)	$0	1,702
Applicable income taxes	$219,000	2,141
Income before extraordinary items	$866,000	3,141
Extraordinary gains, net	$0	11
Net income	$866,000	3,139
Minority interest net income	$0	69
Net income of bank and minority interests.	$866,000	3,139
Net charge-offs	$-58,000	4,951
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$866,000	3,120
2019-03-31 (YTD Data)		Rank
Total interest income	$1,548,000	3,452
Total interest expense	$226,000	3,435
Net interest income	$1,322,000	3,402
Provision for loan and lease losses	$0	3,406
Total noninterest income	$158,000	3,348
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$90,000	2,347
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	3,685
Total noninterest expense	$959,000	3,575
Salaries and employee benefits	$520,000	3,630
Premises and equipment expense	$123,000	3,193
Additional noninterest expense	$316,000	3,456
Pre-tax net operating income	$521,000	3,017
Securities gains (losses)	$0	1,087
Applicable income taxes	$106,000	2,105
Income before extraordinary items	$415,000	3,174
Extraordinary gains, net	$0	5
Net income	$415,000	3,171
Minority interest net income	$0	52
Net income of bank and minority interests.	$415,000	3,173
Net charge-offs	$-51,000	5,076
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$415,000	3,160
2018-12-31 (YTD Data)		Rank
Total interest income	$6,557,000	3,295
Total interest expense	$708,000	3,438
Net interest income	$5,849,000	3,213
Provision for loan and lease losses	$600,000	1,277
Total noninterest income	$650,000	3,447
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$366,000	2,424
Trading account gains and fees	NA	NA
Additional Noninterest Income	$284,000	3,745
Total noninterest expense	$4,089,000	3,442
Salaries and employee benefits	$2,355,000	3,398
Premises and equipment expense	$481,000	3,221
Additional noninterest expense	$1,253,000	3,502
Pre-tax net operating income	$1,810,000	3,276
Securities gains (losses)	$-16,000	4,523
Applicable income taxes	$422,000	2,126
Income before extraordinary items	$1,372,000	3,484
Extraordinary gains, net	$0	6
Net income	$1,372,000	3,482
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,372,000	3,483
Net charge-offs	$26,000	2,984
Cash dividends	$350,000	3,259
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,384,640	3,483
2018-09-30 (YTD Data)		Rank
Total interest income	$4,880,000	3,315
Total interest expense	$495,000	3,478
Net interest income	$4,385,000	3,241
Provision for loan and lease losses	$100,000	2,576
Total noninterest income	$502,000	3,417
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$276,000	2,428
Trading account gains and fees	NA	NA
Additional Noninterest Income	$226,000	3,696
Total noninterest expense	$2,767,000	3,652
Salaries and employee benefits	$1,524,000	3,672
Premises and equipment expense	$359,000	3,270
Additional noninterest expense	$884,000	3,635
Pre-tax net operating income	$2,020,000	2,716
Securities gains (losses)	$-14,000	4,848
Applicable income taxes	$494,000	1,794
Income before extraordinary items	$1,512,000	2,980
Extraordinary gains, net	$0	5
Net income	$1,512,000	2,978
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,512,000	2,979
Net charge-offs	$-12,000	4,525
Cash dividends	$200,000	3,080
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,523,060	2,953
2018-06-30 (YTD Data)		Rank
Total interest income	$3,206,000	3,324
Total interest expense	$312,000	3,490
Net interest income	$2,894,000	3,259
Provision for loan and lease losses	$100,000	2,173
Total noninterest income	$329,000	3,467
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$178,000	2,467
Trading account gains and fees	NA	NA
Additional Noninterest Income	$151,000	3,714
Total noninterest expense	$1,749,000	3,781
Salaries and employee benefits	$963,000	3,786
Premises and equipment expense	$217,000	3,457
Additional noninterest expense	$569,000	3,730
Pre-tax net operating income	$1,374,000	2,659
Securities gains (losses)	$-14,000	5,049
Applicable income taxes	$357,000	1,714
Income before extraordinary items	$1,003,000	2,957
Extraordinary gains, net	$0	6
Net income	$1,003,000	2,956
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,003,000	2,956
Net charge-offs	$-6,000	4,367
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,014,060	2,923
2018-03-31 (YTD Data)		Rank
Total interest income	$1,582,000	3,350
Total interest expense	$156,000	3,458
Net interest income	$1,426,000	3,295
Provision for loan and lease losses	$0	3,508
Total noninterest income	$145,000	3,623
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$83,000	2,605
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	3,951
Total noninterest expense	$821,000	3,942
Salaries and employee benefits	$445,000	3,981
Premises and equipment expense	$108,000	3,514
Additional noninterest expense	$268,000	3,855
Pre-tax net operating income	$750,000	2,491
Securities gains (losses)	$-14,000	5,260
Applicable income taxes	$152,000	1,820
Income before extraordinary items	$584,000	2,654
Extraordinary gains, net	$0	7
Net income	$584,000	2,654
Minority interest net income	$0	52
Net income of bank and minority interests.	$584,000	2,654
Net charge-offs	$-1,000	3,770
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$595,060	2,621
2017-12-31 (YTD Data)		Rank
Total interest income	$6,319,000	3,311
Total interest expense	$582,000	3,435
Net interest income	$5,737,000	3,271
Provision for loan and lease losses	$100,000	3,045
Total noninterest income	$695,000	3,467
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$353,000	2,577
Trading account gains and fees	NA	NA
Additional Noninterest Income	$342,000	3,638
Total noninterest expense	$4,467,000	3,334
Salaries and employee benefits	$2,448,000	3,369
Premises and equipment expense	$501,000	3,266
Additional noninterest expense	$1,518,000	3,205
Pre-tax net operating income	$1,865,000	3,220
Securities gains (losses)	$96,000	641
Applicable income taxes	$626,000	2,252
Income before extraordinary items	$1,335,000	3,325
Extraordinary gains, net	$0	9
Net income	$1,335,000	3,324
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,335,000	3,325
Net charge-offs	$-9,000	4,770
Cash dividends	$300,000	3,384
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,269,720	3,381
2017-09-30 (YTD Data)		Rank
Total interest income	$4,710,000	3,339
Total interest expense	$425,000	3,484
Net interest income	$4,285,000	3,294
Provision for loan and lease losses	$0	4,088
Total noninterest income	$547,000	3,439
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$274,000	2,539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$273,000	3,602
Total noninterest expense	$3,042,000	3,533
Salaries and employee benefits	$1,676,000	3,546
Premises and equipment expense	$258,000	3,976
Additional noninterest expense	$1,108,000	3,259
Pre-tax net operating income	$1,790,000	2,879
Securities gains (losses)	$96,000	607
Applicable income taxes	$498,000	2,074
Income before extraordinary items	$1,388,000	2,981
Extraordinary gains, net	$0	9
Net income	$1,388,000	2,980
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,388,000	2,981
Net charge-offs	$-13,000	4,819
Cash dividends	$150,000	3,246
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,316,960	3,039
2017-06-30 (YTD Data)		Rank
Total interest income	$3,109,000	3,354
Total interest expense	$274,000	3,517
Net interest income	$2,835,000	3,308
Provision for loan and lease losses	$0	3,871
Total noninterest income	$367,000	3,418
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$182,000	2,542
Trading account gains and fees	NA	NA
Additional Noninterest Income	$185,000	3,590
Total noninterest expense	$2,089,000	3,506
Salaries and employee benefits	$1,038,000	3,712
Premises and equipment expense	$248,000	3,322
Additional noninterest expense	$803,000	3,105
Pre-tax net operating income	$1,113,000	2,955
Securities gains (losses)	$78,000	505
Applicable income taxes	$307,000	2,126
Income before extraordinary items	$884,000	3,012
Extraordinary gains, net	$0	11
Net income	$884,000	3,011
Minority interest net income	$0	71
Net income of bank and minority interests.	$884,000	3,012
Net charge-offs	$-11,000	4,827
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$826,280	3,102
2017-03-31 (YTD Data)		Rank
Total interest income	$1,538,000	3,387
Total interest expense	$129,000	3,602
Net interest income	$1,409,000	3,325
Provision for loan and lease losses	$0	3,537
Total noninterest income	$175,000	3,488
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$89,000	2,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	3,672
Total noninterest expense	$985,000	3,637
Salaries and employee benefits	$514,000	3,803
Premises and equipment expense	$106,000	3,637
Additional noninterest expense	$365,000	3,299
Pre-tax net operating income	$599,000	2,809
Securities gains (losses)	$2,000	951
Applicable income taxes	$155,000	2,087
Income before extraordinary items	$446,000	2,947
Extraordinary gains, net	$0	8
Net income	$446,000	2,947
Minority interest net income	$0	55
Net income of bank and minority interests.	$446,000	2,947
Net charge-offs	$4,000	2,506
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$444,520	2,937
2016-12-31 (YTD Data)		Rank
Total interest income	$4,716,000	3,914
Total interest expense	$372,000	4,143
Net interest income	$4,344,000	3,855
Provision for loan and lease losses	$250,000	2,175
Total noninterest income	$590,000	3,832
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$298,000	2,942
Trading account gains and fees	$0	170
Additional Noninterest Income	$292,000	3,955
Total noninterest expense	$2,809,000	4,360
Salaries and employee benefits	$1,493,000	4,419
Premises and equipment expense	$447,000	3,583
Additional noninterest expense	$869,000	4,415
Pre-tax net operating income	$1,875,000	3,165
Securities gains (losses)	$73,000	1,574
Applicable income taxes	$625,000	2,069
Income before extraordinary items	$1,323,000	3,477
Extraordinary gains, net	$0	5
Net income	$1,323,000	3,475
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,323,000	3,476
Net charge-offs	$89,000	2,699
Cash dividends	$350,000	3,311
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,273,360	3,474
2016-09-30 (YTD Data)		Rank
Total interest income	$3,534,000	3,940
Total interest expense	$270,000	4,231
Net interest income	$3,264,000	3,874
Provision for loan and lease losses	$100,000	2,703
Total noninterest income	$444,000	3,874
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$229,000	2,926
Trading account gains and fees	$0	169
Additional Noninterest Income	$215,000	4,015
Total noninterest expense	$1,676,000	4,754
Salaries and employee benefits	$885,000	4,797
Premises and equipment expense	$260,000	4,068
Additional noninterest expense	$531,000	4,790
Pre-tax net operating income	$1,932,000	2,681
Securities gains (losses)	$64,000	1,582
Applicable income taxes	$672,000	1,796
Income before extraordinary items	$1,324,000	3,022
Extraordinary gains, net	$0	5
Net income	$1,324,000	3,022
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,324,000	3,022
Net charge-offs	$96,000	2,096
Cash dividends	$200,000	3,140
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,281,760	3,025
2016-06-30 (YTD Data)		Rank
Total interest income	$2,335,000	3,990
Total interest expense	$175,000	4,319
Net interest income	$2,160,000	3,912
Provision for loan and lease losses	$0	4,017
Total noninterest income	$290,000	3,895
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$152,000	2,933
Trading account gains and fees	$0	157
Additional Noninterest Income	$138,000	4,085
Total noninterest expense	$1,104,000	4,829
Salaries and employee benefits	$588,000	4,853
Premises and equipment expense	$171,000	4,112
Additional noninterest expense	$345,000	4,881
Pre-tax net operating income	$1,346,000	2,573
Securities gains (losses)	$47,000	1,469
Applicable income taxes	$479,000	1,706
Income before extraordinary items	$914,000	2,948
Extraordinary gains, net	$0	16
Net income	$914,000	2,946
Minority interest net income	$0	71
Net income of bank and minority interests.	$914,000	2,947
Net charge-offs	$-4,000	4,670
Cash dividends	$200,000	2,834
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$882,980	2,946
2016-03-31 (YTD Data)		Rank
Total interest income	$1,173,000	3,992
Total interest expense	$87,000	4,352
Net interest income	$1,086,000	3,909
Provision for loan and lease losses	$0	3,656
Total noninterest income	$133,000	4,009
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$75,000	2,940
Trading account gains and fees	$0	142
Additional Noninterest Income	$58,000	4,249
Total noninterest expense	$528,000	4,937
Salaries and employee benefits	$291,000	4,904
Premises and equipment expense	$70,000	4,504
Additional noninterest expense	$167,000	4,971
Pre-tax net operating income	$691,000	2,509
Securities gains (losses)	$12,000	1,443
Applicable income taxes	$244,000	1,671
Income before extraordinary items	$459,000	2,884
Extraordinary gains, net	$0	12
Net income	$459,000	2,883
Minority interest net income	$0	62
Net income of bank and minority interests.	$459,000	2,884
Net charge-offs	$-1,000	4,102
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$451,200	2,863
2015-12-31 (YTD Data)		Rank
Total interest income	$4,642,000	4,017
Total interest expense	$238,000	4,945
Net interest income	$4,404,000	3,862
Provision for loan and lease losses	$365,000	1,687
Total noninterest income	$630,000	3,814
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$273,000	3,204
Trading account gains and fees	$0	159
Additional Noninterest Income	$357,000	3,744
Total noninterest expense	$2,737,000	4,517
Salaries and employee benefits	$1,573,000	4,396
Premises and equipment expense	$413,000	3,848
Additional noninterest expense	$751,000	4,818
Pre-tax net operating income	$1,932,000	3,076
Securities gains (losses)	$5,000	2,832
Applicable income taxes	$656,000	1,987
Income before extraordinary items	$1,281,000	3,494
Extraordinary gains, net	$0	23
Net income	$1,281,000	3,492
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,281,000	3,494
Net charge-offs	$1,000	4,383
Cash dividends	$335,000	3,310
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,277,700	3,454
2015-09-30 (YTD Data)		Rank
Total interest income	$3,451,000	4,070
Total interest expense	$173,000	5,061
Net interest income	$3,278,000	3,922
Provision for loan and lease losses	$130,000	2,427
Total noninterest income	$447,000	3,920
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$204,000	3,228
Trading account gains and fees	$0	153
Additional Noninterest Income	$243,000	3,905
Total noninterest expense	$1,614,000	4,974
Salaries and employee benefits	$910,000	4,899
Premises and equipment expense	$200,000	4,719
Additional noninterest expense	$504,000	5,043
Pre-tax net operating income	$1,981,000	2,581
Securities gains (losses)	$0	3,031
Applicable income taxes	$687,000	1,713
Income before extraordinary items	$1,294,000	3,052
Extraordinary gains, net	$0	21
Net income	$1,294,000	3,052
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,294,000	3,053
Net charge-offs	$2,000	3,995
Cash dividends	$110,000	3,427
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,294,000	2,999
2015-06-30 (YTD Data)		Rank
Total interest income	$2,269,000	4,127
Total interest expense	$115,000	5,123
Net interest income	$2,154,000	3,969
Provision for loan and lease losses	$30,000	3,185
Total noninterest income	$288,000	3,995
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$131,000	3,275
Trading account gains and fees	$0	157
Additional Noninterest Income	$157,000	3,963
Total noninterest expense	$1,124,000	4,956
Salaries and employee benefits	$610,000	4,945
Premises and equipment expense	$196,000	4,024
Additional noninterest expense	$318,000	5,174
Pre-tax net operating income	$1,288,000	2,607
Securities gains (losses)	$0	2,636
Applicable income taxes	$447,000	1,736
Income before extraordinary items	$841,000	3,081
Extraordinary gains, net	$0	22
Net income	$841,000	3,082
Minority interest net income	$0	75
Net income of bank and minority interests.	$841,000	3,083
Net charge-offs	$3,000	3,598
Cash dividends	$110,000	3,175
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$841,000	3,019
2015-03-31 (YTD Data)		Rank
Total interest income	$1,133,000	4,143
Total interest expense	$57,000	5,183
Net interest income	$1,076,000	3,987
Provision for loan and lease losses	$20,000	2,822
Total noninterest income	$132,000	4,122
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$64,000	3,286
Trading account gains and fees	$0	152
Additional Noninterest Income	$68,000	4,131
Total noninterest expense	$544,000	5,043
Salaries and employee benefits	$289,000	5,064
Premises and equipment expense	$103,000	3,965
Additional noninterest expense	$152,000	5,260
Pre-tax net operating income	$644,000	2,568
Securities gains (losses)	$1,000	1,909
Applicable income taxes	$224,000	1,706
Income before extraordinary items	$421,000	3,033
Extraordinary gains, net	$0	13
Net income	$421,000	3,036
Minority interest net income	$0	64
Net income of bank and minority interests.	$421,000	3,036
Net charge-offs	$-1,000	4,352
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$420,350	2,974
2014-12-31 (YTD Data)		Rank
Total interest income	$4,057,000	4,438
Total interest expense	$240,000	5,279
Net interest income	$3,817,000	4,297
Provision for loan and lease losses	$383,000	1,725
Total noninterest income	$579,000	4,055
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$278,000	3,354
Trading account gains and fees	$0	180
Additional Noninterest Income	$301,000	4,014
Total noninterest expense	$2,483,000	4,907
Salaries and employee benefits	$1,349,000	4,864
Premises and equipment expense	$482,000	3,718
Additional noninterest expense	$652,000	5,266
Pre-tax net operating income	$1,530,000	3,450
Securities gains (losses)	$-22,000	6,144
Applicable income taxes	$305,000	2,622
Income before extraordinary items	$1,203,000	3,630
Extraordinary gains, net	$0	17
Net income	$1,203,000	3,631
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,203,000	3,632
Net charge-offs	$5,000	4,734
Cash dividends	$320,000	3,317
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,220,600	3,536
2014-09-30 (YTD Data)		Rank
Total interest income	$2,970,000	4,535
Total interest expense	$180,000	5,355
Net interest income	$2,790,000	4,380
Provision for loan and lease losses	$263,000	1,766
Total noninterest income	$438,000	4,074
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$206,000	3,409
Trading account gains and fees	$0	174
Additional Noninterest Income	$232,000	4,013
Total noninterest expense	$1,507,000	5,287
Salaries and employee benefits	$799,000	5,271
Premises and equipment expense	$314,000	4,046
Additional noninterest expense	$394,000	5,616
Pre-tax net operating income	$1,458,000	3,085
Securities gains (losses)	$-16,000	6,219
Applicable income taxes	$297,000	2,481
Income before extraordinary items	$1,145,000	3,235
Extraordinary gains, net	$0	15
Net income	$1,145,000	3,234
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,145,000	3,236
Net charge-offs	$1,000	4,590
Cash dividends	$170,000	3,186
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,157,640	3,177
2014-06-30 (YTD Data)		Rank
Total interest income	$1,933,000	4,596
Total interest expense	$122,000	5,383
Net interest income	$1,811,000	4,446
Provision for loan and lease losses	$173,000	1,787
Total noninterest income	$281,000	4,144
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$124,000	3,586
Trading account gains and fees	$0	172
Additional Noninterest Income	$157,000	3,986
Total noninterest expense	$907,000	5,489
Salaries and employee benefits	$521,000	5,349
Premises and equipment expense	$178,000	4,428
Additional noninterest expense	$208,000	5,942
Pre-tax net operating income	$1,012,000	2,954
Securities gains (losses)	$12,000	1,855
Applicable income taxes	$163,000	2,609
Income before extraordinary items	$861,000	2,948
Extraordinary gains, net	$0	20
Net income	$861,000	2,954
Minority interest net income	$0	80
Net income of bank and minority interests.	$861,000	2,954
Net charge-offs	$-3,000	5,301
Cash dividends	$170,000	2,850
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$850,920	2,915
2014-03-31 (YTD Data)		Rank
Total interest income	$925,000	4,738
Total interest expense	$63,000	5,410
Net interest income	$862,000	4,589
Provision for loan and lease losses	$-15,000	6,412
Total noninterest income	$142,000	4,066
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$59,000	3,655
Trading account gains and fees	$0	147
Additional Noninterest Income	$83,000	3,842
Total noninterest expense	$569,000	5,187
Salaries and employee benefits	$254,000	5,457
Premises and equipment expense	$95,000	4,329
Additional noninterest expense	$220,000	4,798
Pre-tax net operating income	$450,000	3,093
Securities gains (losses)	$2,000	1,528
Applicable income taxes	$-20,000	6,503
Income before extraordinary items	$472,000	2,681
Extraordinary gains, net	$0	16
Net income	$472,000	2,684
Minority interest net income	$0	66
Net income of bank and minority interests.	$472,000	2,684
Net charge-offs	$-1,000	4,711
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$470,000	2,645
2013-12-31 (YTD Data)		Rank
Total interest income	$3,536,000	4,916
Total interest expense	$316,000	5,301
Net interest income	$3,220,000	4,779
Provision for loan and lease losses	$25,000	4,614
Total noninterest income	$693,000	3,875
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$314,000	3,278
Trading account gains and fees	$0	184
Additional Noninterest Income	$379,000	3,749
Total noninterest expense	$2,421,000	5,111
Salaries and employee benefits	$1,230,000	5,210
Premises and equipment expense	$446,000	3,986
Additional noninterest expense	$745,000	5,217
Pre-tax net operating income	$1,467,000	3,454
Securities gains (losses)	$95,000	1,359
Applicable income taxes	$450,000	2,271
Income before extraordinary items	$1,112,000	3,698
Extraordinary gains, net	$0	29
Net income	$1,112,000	3,701
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,112,000	3,702
Net charge-offs	$-32,000	6,349
Cash dividends	$275,000	3,359
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,044,550	3,759
2013-09-30 (YTD Data)		Rank
Total interest income	$2,619,000	4,992
Total interest expense	$248,000	5,323
Net interest income	$2,371,000	4,855
Provision for loan and lease losses	$-6,000	6,450
Total noninterest income	$544,000	3,881
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$248,000	3,204
Trading account gains and fees	$0	180
Additional Noninterest Income	$296,000	3,763
Total noninterest expense	$1,528,000	5,450
Salaries and employee benefits	$729,000	5,603
Premises and equipment expense	$292,000	4,311
Additional noninterest expense	$507,000	5,415
Pre-tax net operating income	$1,393,000	3,054
Securities gains (losses)	$123,000	1,081
Applicable income taxes	$462,000	1,990
Income before extraordinary items	$1,054,000	3,320
Extraordinary gains, net	$0	25
Net income	$1,054,000	3,323
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,054,000	3,324
Net charge-offs	$-31,000	6,356
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$967,900	3,411
2013-06-30 (YTD Data)		Rank
Total interest income	$1,722,000	5,033
Total interest expense	$174,000	5,307
Net interest income	$1,548,000	4,914
Provision for loan and lease losses	$-6,000	6,573
Total noninterest income	$356,000	3,905
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$167,000	3,179
Trading account gains and fees	$0	157
Additional Noninterest Income	$189,000	3,881
Total noninterest expense	$982,000	5,555
Salaries and employee benefits	$486,000	5,638
Premises and equipment expense	$184,000	4,463
Additional noninterest expense	$312,000	5,544
Pre-tax net operating income	$928,000	3,033
Securities gains (losses)	$81,000	1,242
Applicable income taxes	$308,000	1,988
Income before extraordinary items	$701,000	3,309
Extraordinary gains, net	$0	22
Net income	$701,000	3,310
Minority interest net income	$0	82
Net income of bank and minority interests.	$701,000	3,312
Net charge-offs	$-29,000	6,418
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$645,110	3,377
2013-03-31 (YTD Data)		Rank
Total interest income	$875,000	5,021
Total interest expense	$95,000	5,228
Net interest income	$780,000	4,921
Provision for loan and lease losses	$0	4,409
Total noninterest income	$173,000	3,907
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$78,000	3,270
Trading account gains and fees	$0	148
Additional Noninterest Income	$95,000	3,830
Total noninterest expense	$492,000	5,597
Salaries and employee benefits	$244,000	5,683
Premises and equipment expense	$84,000	4,681
Additional noninterest expense	$164,000	5,535
Pre-tax net operating income	$461,000	3,019
Securities gains (losses)	$73,000	772
Applicable income taxes	$170,000	1,869
Income before extraordinary items	$364,000	3,195
Extraordinary gains, net	$0	10
Net income	$364,000	3,195
Minority interest net income	$0	76
Net income of bank and minority interests.	$364,000	3,197
Net charge-offs	$-25,000	6,515
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$314,360	3,397
2012-12-31 (YTD Data)		Rank
Total interest income	$3,447,000	5,201
Total interest expense	$432,000	5,404
Net interest income	$3,015,000	5,085
Provision for loan and lease losses	$203,000	3,913
Total noninterest income	$786,000	3,677
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$285,000	3,584
Trading account gains and fees	$0	166
Additional Noninterest Income	$501,000	3,345
Total noninterest expense	$2,246,000	5,415
Salaries and employee benefits	$1,192,000	5,404
Premises and equipment expense	$354,000	4,581
Additional noninterest expense	$700,000	5,539
Pre-tax net operating income	$1,352,000	3,504
Securities gains (losses)	$160,000	1,888
Applicable income taxes	$479,000	2,230
Income before extraordinary items	$1,033,000	3,843
Extraordinary gains, net	$0	29
Net income	$1,033,000	3,843
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,033,000	3,845
Net charge-offs	$74,000	4,665
Cash dividends	$200,000	3,600
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$924,200	3,864
2012-09-30 (YTD Data)		Rank
Total interest income	$2,557,000	5,311
Total interest expense	$333,000	5,481
Net interest income	$2,224,000	5,212
Provision for loan and lease losses	$55,000	4,875
Total noninterest income	$546,000	3,852
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$204,000	3,711
Trading account gains and fees	$0	157
Additional Noninterest Income	$342,000	3,495
Total noninterest expense	$1,321,000	5,906
Salaries and employee benefits	$605,000	6,114
Premises and equipment expense	$254,000	4,756
Additional noninterest expense	$462,000	5,822
Pre-tax net operating income	$1,394,000	3,038
Securities gains (losses)	$158,000	1,621
Applicable income taxes	$502,000	1,938
Income before extraordinary items	$1,050,000	3,337
Extraordinary gains, net	$0	20
Net income	$1,050,000	3,338
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,050,000	3,339
Net charge-offs	$-25,000	6,798
Cash dividends	$100,000	3,291
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$942,560	3,389
2012-06-30 (YTD Data)		Rank
Total interest income	$1,689,000	5,377
Total interest expense	$226,000	5,542
Net interest income	$1,463,000	5,275
Provision for loan and lease losses	$33,000	4,837
Total noninterest income	$358,000	3,876
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$132,000	3,767
Trading account gains and fees	$0	153
Additional Noninterest Income	$226,000	3,495
Total noninterest expense	$837,000	6,027
Salaries and employee benefits	$382,000	6,247
Premises and equipment expense	$165,000	4,836
Additional noninterest expense	$290,000	5,970
Pre-tax net operating income	$951,000	2,952
Securities gains (losses)	$138,000	1,374
Applicable income taxes	$350,000	1,882
Income before extraordinary items	$739,000	3,215
Extraordinary gains, net	$0	19
Net income	$739,000	3,213
Minority interest net income	$0	84
Net income of bank and minority interests.	$739,000	3,215
Net charge-offs	$3,000	5,275
Cash dividends	$100,000	2,979
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$645,160	3,312
2012-03-31 (YTD Data)		Rank
Total interest income	$816,000	5,499
Total interest expense	$114,000	5,633
Net interest income	$702,000	5,383
Provision for loan and lease losses	$15,000	4,598
Total noninterest income	$163,000	4,056
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$65,000	3,802
Trading account gains and fees	$0	148
Additional Noninterest Income	$98,000	3,740
Total noninterest expense	$397,000	6,151
Salaries and employee benefits	$185,000	6,340
Premises and equipment expense	$75,000	5,094
Additional noninterest expense	$137,000	6,078
Pre-tax net operating income	$453,000	3,078
Securities gains (losses)	$138,000	766
Applicable income taxes	$198,000	1,740
Income before extraordinary items	$393,000	3,114
Extraordinary gains, net	$0	19
Net income	$393,000	3,117
Minority interest net income	$0	78
Net income of bank and minority interests.	$393,000	3,118
Net charge-offs	$3,000	4,432
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$301,920	3,481
2011-12-31 (YTD Data)		Rank
Total interest income	$3,295,000	5,580
Total interest expense	$477,000	5,942
Net interest income	$2,818,000	5,404
Provision for loan and lease losses	$60,000	5,708
Total noninterest income	$762,000	3,609
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$297,000	3,612
Trading account gains and fees	$0	146
Additional Noninterest Income	$465,000	3,208
Total noninterest expense	$2,038,000	5,785
Salaries and employee benefits	$1,001,000	5,864
Premises and equipment expense	$327,000	5,042
Additional noninterest expense	$710,000	5,658
Pre-tax net operating income	$1,482,000	3,048
Securities gains (losses)	$26,000	2,967
Applicable income taxes	$479,000	2,072
Income before extraordinary items	$1,029,000	3,495
Extraordinary gains, net	$0	29
Net income	$1,029,000	3,497
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,029,000	3,498
Net charge-offs	$24,000	5,842
Cash dividends	$143,000	3,601
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,011,320	3,431
2011-09-30 (YTD Data)		Rank
Total interest income	$2,471,000	5,635
Total interest expense	$366,000	6,009
Net interest income	$2,105,000	5,444
Provision for loan and lease losses	$45,000	5,587
Total noninterest income	$558,000	3,685
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$224,000	3,617
Trading account gains and fees	$0	145
Additional Noninterest Income	$334,000	3,306
Total noninterest expense	$1,325,000	6,064
Salaries and employee benefits	$624,000	6,210
Premises and equipment expense	$234,000	5,191
Additional noninterest expense	$467,000	5,966
Pre-tax net operating income	$1,293,000	2,861
Securities gains (losses)	$25,000	2,713
Applicable income taxes	$433,000	1,871
Income before extraordinary items	$885,000	3,304
Extraordinary gains, net	$0	21
Net income	$885,000	3,306
Minority interest net income	$0	87
Net income of bank and minority interests.	$885,000	3,305
Net charge-offs	$7,000	5,861
Cash dividends	$50,000	3,376
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$868,250	3,236
2011-06-30 (YTD Data)		Rank
Total interest income	$1,619,000	5,718
Total interest expense	$250,000	6,077
Net interest income	$1,369,000	5,526
Provision for loan and lease losses	$30,000	5,425
Total noninterest income	$357,000	3,788
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$147,000	3,631
Trading account gains and fees	$0	153
Additional Noninterest Income	$210,000	3,419
Total noninterest expense	$885,000	6,127
Salaries and employee benefits	$416,000	6,273
Premises and equipment expense	$156,000	5,233
Additional noninterest expense	$313,000	6,041
Pre-tax net operating income	$811,000	2,919
Securities gains (losses)	$22,000	2,052
Applicable income taxes	$269,000	1,915
Income before extraordinary items	$564,000	3,319
Extraordinary gains, net	$0	15
Net income	$564,000	3,320
Minority interest net income	$0	89
Net income of bank and minority interests.	$564,000	3,320
Net charge-offs	$-9,000	6,992
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$549,040	3,291
2011-03-31 (YTD Data)		Rank
Total interest income	$788,000	5,807
Total interest expense	$128,000	6,126
Net interest income	$660,000	5,622
Provision for loan and lease losses	$15,000	5,117
Total noninterest income	$165,000	3,974
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$67,000	3,771
Trading account gains and fees	$0	158
Additional Noninterest Income	$98,000	3,609
Total noninterest expense	$426,000	6,232
Salaries and employee benefits	$200,000	6,394
Premises and equipment expense	$72,000	5,462
Additional noninterest expense	$154,000	6,089
Pre-tax net operating income	$384,000	3,049
Securities gains (losses)	$12,000	1,251
Applicable income taxes	$127,000	1,939
Income before extraordinary items	$269,000	3,446
Extraordinary gains, net	$0	9
Net income	$269,000	3,443
Minority interest net income	$0	86
Net income of bank and minority interests.	$269,000	3,444
Net charge-offs	$-10,000	6,997
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$260,840	3,448
2010-12-31 (YTD Data)		Rank
Total interest income	$3,070,000	5,985
Total interest expense	$601,000	6,257
Net interest income	$2,469,000	5,787
Provision for loan and lease losses	$55,000	6,430
Total noninterest income	$620,000	4,164
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$298,000	3,648
Trading account gains and fees	$0	175
Additional Noninterest Income	$322,000	3,843
Total noninterest expense	$1,872,000	6,135
Salaries and employee benefits	$917,000	6,195
Premises and equipment expense	$311,000	5,322
Additional noninterest expense	$644,000	6,076
Pre-tax net operating income	$1,162,000	3,134
Securities gains (losses)	$60,000	2,537
Applicable income taxes	$345,000	2,238
Income before extraordinary items	$877,000	3,470
Extraordinary gains, net	$0	29
Net income	$877,000	3,467
Minority interest net income	$0	111
Net income of bank and minority interests.	$877,000	3,470
Net charge-offs	$-7,000	7,411
Cash dividends	$70,000	3,862
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$833,800	3,422
2010-09-30 (YTD Data)		Rank
Total interest income	$2,280,000	6,115
Total interest expense	$466,000	6,336
Net interest income	$1,814,000	5,920
Provision for loan and lease losses	$20,000	6,666
Total noninterest income	$425,000	4,404
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$222,000	3,728
Trading account gains and fees	$0	165
Additional Noninterest Income	$203,000	4,158
Total noninterest expense	$1,196,000	6,476
Salaries and employee benefits	$584,000	6,546
Premises and equipment expense	$221,000	5,511
Additional noninterest expense	$391,000	6,495
Pre-tax net operating income	$1,023,000	3,047
Securities gains (losses)	$60,000	2,306
Applicable income taxes	$337,000	2,033
Income before extraordinary items	$746,000	3,398
Extraordinary gains, net	$0	23
Net income	$746,000	3,397
Minority interest net income	$0	110
Net income of bank and minority interests.	$746,000	3,398
Net charge-offs	$-5,000	7,383
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$704,600	3,371
2010-06-30 (YTD Data)		Rank
Total interest income	$1,484,000	6,217
Total interest expense	$321,000	6,366
Net interest income	$1,163,000	6,031
Provision for loan and lease losses	$10,000	6,617
Total noninterest income	$260,000	4,528
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$140,000	3,837
Trading account gains and fees	$0	152
Additional Noninterest Income	$120,000	4,340
Total noninterest expense	$792,000	6,523
Salaries and employee benefits	$393,000	6,581
Premises and equipment expense	$147,000	5,558
Additional noninterest expense	$252,000	6,594
Pre-tax net operating income	$621,000	3,235
Securities gains (losses)	$18,000	2,397
Applicable income taxes	$200,000	2,126
Income before extraordinary items	$439,000	3,627
Extraordinary gains, net	$0	19
Net income	$439,000	3,625
Minority interest net income	$0	105
Net income of bank and minority interests.	$439,000	3,626
Net charge-offs	$-5,000	7,369
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$426,580	3,572
2010-03-31 (YTD Data)		Rank
Total interest income	$704,000	6,389
Total interest expense	$168,000	6,418
Net interest income	$536,000	6,265
Provision for loan and lease losses	$10,000	6,114
Total noninterest income	$125,000	4,628
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$60,000	4,126
Trading account gains and fees	$0	175
Additional Noninterest Income	$65,000	4,256
Total noninterest expense	$393,000	6,624
Salaries and employee benefits	$204,000	6,595
Premises and equipment expense	$71,000	5,721
Additional noninterest expense	$118,000	6,756
Pre-tax net operating income	$258,000	3,640
Securities gains (losses)	$18,000	1,558
Applicable income taxes	$85,000	2,275
Income before extraordinary items	$191,000	3,976
Extraordinary gains, net	$0	16
Net income	$191,000	3,975
Minority interest net income	$0	91
Net income of bank and minority interests.	$191,000	3,975
Net charge-offs	$1,000	5,481
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$178,580	3,987
2009-12-31 (YTD Data)		Rank
Total interest income	$2,755,000	6,500
Total interest expense	$754,000	6,572
Net interest income	$2,001,000	6,349
Provision for loan and lease losses	$317,000	5,190
Total noninterest income	$506,000	4,704
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$272,000	4,061
Trading account gains and fees	$0	211
Additional Noninterest Income	$234,000	4,385
Total noninterest expense	$1,457,000	6,852
Salaries and employee benefits	$667,000	7,052
Premises and equipment expense	$250,000	6,061
Additional noninterest expense	$540,000	6,663
Pre-tax net operating income	$733,000	3,491
Securities gains (losses)	$1,000	3,653
Applicable income taxes	$208,000	2,349
Income before extraordinary items	$526,000	3,793
Extraordinary gains, net	$0	34
Net income	$526,000	3,791
Minority interest net income	$0	115
Net income of bank and minority interests.	$526,000	3,792
Net charge-offs	$239,000	4,782
Cash dividends	$375,000	2,944
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$525,280	3,738
2009-09-30 (YTD Data)		Rank
Total interest income	$2,039,000	6,599
Total interest expense	$565,000	6,703
Net interest income	$1,474,000	6,413
Provision for loan and lease losses	$203,000	5,136
Total noninterest income	$393,000	4,717
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$210,000	4,035
Trading account gains and fees	$0	212
Additional Noninterest Income	$183,000	4,430
Total noninterest expense	$985,000	7,058
Salaries and employee benefits	$434,000	7,293
Premises and equipment expense	$178,000	6,213
Additional noninterest expense	$373,000	6,814
Pre-tax net operating income	$679,000	3,397
Securities gains (losses)	$1,000	3,393
Applicable income taxes	$206,000	2,289
Income before extraordinary items	$474,000	3,783
Extraordinary gains, net	$0	27
Net income	$474,000	3,781
Minority interest net income	$0	118
Net income of bank and minority interests.	$474,000	3,782
Net charge-offs	$99,000	5,068
Cash dividends	$200,000	3,055
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$473,300	3,699
2009-06-30 (YTD Data)		Rank
Total interest income	$1,333,000	6,715
Total interest expense	$372,000	6,832
Net interest income	$961,000	6,477
Provision for loan and lease losses	$128,000	4,975
Total noninterest income	$250,000	4,805
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$140,000	4,011
Trading account gains and fees	$0	193
Additional Noninterest Income	$110,000	4,632
Total noninterest expense	$574,000	7,323
Salaries and employee benefits	$276,000	7,439
Premises and equipment expense	$102,000	6,546
Additional noninterest expense	$196,000	7,198
Pre-tax net operating income	$509,000	3,271
Securities gains (losses)	$1,000	3,011
Applicable income taxes	$161,000	2,194
Income before extraordinary items	$349,000	3,704
Extraordinary gains, net	$0	21
Net income	$349,000	3,703
Minority interest net income	$0	112
Net income of bank and minority interests.	$349,000	3,703
Net charge-offs	$91,000	4,347
Cash dividends	$200,000	2,647
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$348,320	3,592
2009-03-31 (YTD Data)		Rank
Total interest income	$656,000	6,786
Total interest expense	$192,000	6,871
Net interest income	$464,000	6,565
Provision for loan and lease losses	$12,000	6,236
Total noninterest income	$126,000	4,776
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$66,000	4,093
Trading account gains and fees	$0	171
Additional Noninterest Income	$60,000	4,510
Total noninterest expense	$279,000	7,375
Salaries and employee benefits	$133,000	7,536
Premises and equipment expense	$47,000	6,737
Additional noninterest expense	$99,000	7,107
Pre-tax net operating income	$299,000	3,343
Securities gains (losses)	$0	2,434
Applicable income taxes	$98,000	2,209
Income before extraordinary items	$201,000	3,855
Extraordinary gains, net	$0	15
Net income	$201,000	3,856
Minority interest net income	$0	102
Net income of bank and minority interests.	$201,000	3,856
Net charge-offs	$-2,000	7,404
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$201,000	3,700
2008-12-31 (YTD Data)		Rank
Total interest income	$2,468,000	7,012
Total interest expense	$855,000	7,036
Net interest income	$1,613,000	6,860
Provision for loan and lease losses	$102,000	6,005
Total noninterest income	$470,000	4,971
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$218,000	4,632
Trading account gains and fees	$0	154
Additional Noninterest Income	$252,000	4,422
Total noninterest expense	$1,208,000	7,253
Salaries and employee benefits	$590,000	7,430
Premises and equipment expense	$210,000	6,602
Additional noninterest expense	$408,000	7,017
Pre-tax net operating income	$773,000	4,229
Securities gains (losses)	$0	3,220
Applicable income taxes	$236,000	2,661
Income before extraordinary items	$537,000	4,342
Extraordinary gains, net	$0	39
Net income	$537,000	4,342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	5,490
Cash dividends	$330,000	3,955
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$537,000	4,499
2008-09-30 (YTD Data)		Rank
Total interest income	$1,833,000	7,107
Total interest expense	$657,000	7,101
Net interest income	$1,176,000	6,967
Provision for loan and lease losses	$36,000	6,153
Total noninterest income	$345,000	5,106
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$149,000	4,838
Trading account gains and fees	$0	148
Additional Noninterest Income	$196,000	4,462
Total noninterest expense	$839,000	7,401
Salaries and employee benefits	$393,000	7,630
Premises and equipment expense	$159,000	6,604
Additional noninterest expense	$287,000	7,123
Pre-tax net operating income	$646,000	4,516
Securities gains (losses)	$0	3,106
Applicable income taxes	$213,000	2,837
Income before extraordinary items	$433,000	4,672
Extraordinary gains, net	$0	31
Net income	$433,000	4,671
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,427
Cash dividends	$180,000	3,978
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$433,000	4,828
2008-06-30 (YTD Data)		Rank
Total interest income	$1,215,000	7,190
Total interest expense	$458,000	7,154
Net interest income	$757,000	7,063
Provision for loan and lease losses	$11,000	6,294
Total noninterest income	$212,000	5,317
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$98,000	4,866
Trading account gains and fees	$0	149
Additional Noninterest Income	$114,000	4,822
Total noninterest expense	$545,000	7,497
Salaries and employee benefits	$260,000	7,708
Premises and equipment expense	$101,000	6,725
Additional noninterest expense	$184,000	7,196
Pre-tax net operating income	$413,000	4,733
Securities gains (losses)	$0	3,233
Applicable income taxes	$140,000	3,106
Income before extraordinary items	$273,000	5,157
Extraordinary gains, net	$0	21
Net income	$273,000	5,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,718
Cash dividends	$100,000	4,065
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$273,000	5,084
2008-03-31 (YTD Data)		Rank
Total interest income	$614,000	7,248
Total interest expense	$240,000	7,204
Net interest income	$374,000	7,133
Provision for loan and lease losses	$3,000	5,879
Total noninterest income	$104,000	5,342
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$46,000	4,958
Trading account gains and fees	$0	158
Additional Noninterest Income	$58,000	4,758
Total noninterest expense	$268,000	7,549
Salaries and employee benefits	$128,000	7,770
Premises and equipment expense	$47,000	6,884
Additional noninterest expense	$93,000	7,181
Pre-tax net operating income	$207,000	4,894
Securities gains (losses)	$0	2,688
Applicable income taxes	$72,000	3,180
Income before extraordinary items	$135,000	5,386
Extraordinary gains, net	$0	15
Net income	$135,000	5,388
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,488
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$135,000	5,287
2007-12-31 (YTD Data)		Rank
Total interest income	$2,306,000	7,334
Total interest expense	$887,000	7,338
Net interest income	$1,419,000	7,228
Provision for loan and lease losses	$0	6,851
Total noninterest income	$409,000	5,448
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$197,000	4,932
Trading account gains and fees	$0	178
Additional Noninterest Income	$212,000	4,945
Total noninterest expense	$1,157,000	7,428
Salaries and employee benefits	$587,000	7,578
Premises and equipment expense	$168,000	7,064
Additional noninterest expense	$402,000	7,026
Pre-tax net operating income	$671,000	5,518
Securities gains (losses)	$0	2,146
Applicable income taxes	$214,000	3,775
Income before extraordinary items	$457,000	5,836
Extraordinary gains, net	$0	39
Net income	$457,000	5,835
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	4,981
Cash dividends	$258,000	4,610
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$457,000	5,826
2007-09-30 (YTD Data)		Rank
Total interest income	$1,692,000	7,408
Total interest expense	$644,000	7,432
Net interest income	$1,048,000	7,297
Provision for loan and lease losses	$0	6,528
Total noninterest income	$311,000	5,463
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$147,000	4,967
Trading account gains and fees	$0	184
Additional Noninterest Income	$164,000	4,893
Total noninterest expense	$772,000	7,588
Salaries and employee benefits	$388,000	7,736
Premises and equipment expense	$113,000	7,242
Additional noninterest expense	$271,000	7,226
Pre-tax net operating income	$587,000	5,485
Securities gains (losses)	$0	1,655
Applicable income taxes	$199,000	3,723
Income before extraordinary items	$388,000	5,884
Extraordinary gains, net	$0	33
Net income	$388,000	5,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,430
Cash dividends	$150,000	4,354
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$388,000	5,867
2007-06-30 (YTD Data)		Rank
Total interest income	$1,104,000	7,490
Total interest expense	$416,000	7,510
Net interest income	$688,000	7,389
Provision for loan and lease losses	$0	6,209
Total noninterest income	$208,000	5,494
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$99,000	4,965
Trading account gains and fees	$0	168
Additional Noninterest Income	$109,000	4,968
Total noninterest expense	$511,000	7,645
Salaries and employee benefits	$248,000	7,841
Premises and equipment expense	$78,000	7,202
Additional noninterest expense	$185,000	7,216
Pre-tax net operating income	$385,000	5,582
Securities gains (losses)	$0	1,444
Applicable income taxes	$131,000	3,815
Income before extraordinary items	$254,000	5,986
Extraordinary gains, net	$0	29
Net income	$254,000	5,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,139
Cash dividends	$75,000	4,506
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$254,000	5,973
2007-03-31 (YTD Data)		Rank
Total interest income	$544,000	7,548
Total interest expense	$204,000	7,551
Net interest income	$340,000	7,445
Provision for loan and lease losses	$0	5,779
Total noninterest income	$101,000	5,536
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$47,000	5,004
Trading account gains and fees	$0	195
Additional Noninterest Income	$54,000	4,958
Total noninterest expense	$243,000	7,760
Salaries and employee benefits	$116,000	7,969
Premises and equipment expense	$36,000	7,349
Additional noninterest expense	$91,000	7,255
Pre-tax net operating income	$198,000	5,538
Securities gains (losses)	$0	1,187
Applicable income taxes	$68,000	3,781
Income before extraordinary items	$130,000	5,933
Extraordinary gains, net	$0	22
Net income	$130,000	5,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,955
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$130,000	5,915
2006-12-31 (YTD Data)		Rank
Total interest income	$1,994,000	7,547
Total interest expense	$682,000	7,553
Net interest income	$1,312,000	7,427
Provision for loan and lease losses	$35,000	5,927
Total noninterest income	$428,000	5,460
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$191,000	5,080
Trading account gains and fees	$0	130
Additional Noninterest Income	$237,000	4,773
Total noninterest expense	$1,100,000	7,551
Salaries and employee benefits	$572,000	7,674
Premises and equipment expense	$159,000	7,149
Additional noninterest expense	$369,000	7,214
Pre-tax net operating income	$605,000	6,172
Securities gains (losses)	$0	1,687
Applicable income taxes	$186,000	4,367
Income before extraordinary items	$419,000	6,449
Extraordinary gains, net	$0	51
Net income	$419,000	6,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,595
Cash dividends	$465,000	3,851
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$419,000	6,452
2006-09-30 (YTD Data)		Rank
Total interest income	$1,450,000	7,648
Total interest expense	$477,000	7,645
Net interest income	$973,000	7,526
Provision for loan and lease losses	$0	6,685
Total noninterest income	$328,000	5,456
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$146,000	5,088
Trading account gains and fees	$0	126
Additional Noninterest Income	$182,000	4,732
Total noninterest expense	$712,000	7,789
Salaries and employee benefits	$359,000	7,927
Premises and equipment expense	$104,000	7,405
Additional noninterest expense	$249,000	7,423
Pre-tax net operating income	$589,000	5,901
Securities gains (losses)	$0	1,388
Applicable income taxes	$205,000	4,105
Income before extraordinary items	$384,000	6,321
Extraordinary gains, net	$0	45
Net income	$384,000	6,323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,298
Cash dividends	$230,000	3,998
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$384,000	6,322
2006-06-30 (YTD Data)		Rank
Total interest income	$946,000	7,689
Total interest expense	$297,000	7,715
Net interest income	$649,000	7,567
Provision for loan and lease losses	$0	6,419
Total noninterest income	$219,000	5,440
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$91,000	5,218
Trading account gains and fees	$0	126
Additional Noninterest Income	$128,000	4,615
Total noninterest expense	$464,000	7,851
Salaries and employee benefits	$232,000	8,011
Premises and equipment expense	$65,000	7,515
Additional noninterest expense	$167,000	7,431
Pre-tax net operating income	$404,000	5,886
Securities gains (losses)	$0	1,185
Applicable income taxes	$141,000	4,103
Income before extraordinary items	$263,000	6,285
Extraordinary gains, net	$0	39
Net income	$263,000	6,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,074
Cash dividends	$100,000	4,336
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$263,000	6,288
2006-03-31 (YTD Data)		Rank
Total interest income	$463,000	7,734
Total interest expense	$139,000	7,769
Net interest income	$324,000	7,588
Provision for loan and lease losses	$0	6,013
Total noninterest income	$97,000	5,662
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$40,000	5,407
Trading account gains and fees	$0	115
Additional Noninterest Income	$57,000	4,857
Total noninterest expense	$232,000	7,864
Salaries and employee benefits	$113,000	8,060
Premises and equipment expense	$23,000	7,939
Additional noninterest expense	$96,000	7,176
Pre-tax net operating income	$189,000	5,956
Securities gains (losses)	$0	955
Applicable income taxes	$65,000	4,153
Income before extraordinary items	$124,000	6,355
Extraordinary gains, net	$0	21
Net income	$124,000	6,355
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$124,000	6,351
2005-12-31 (YTD Data)		Rank
Total interest income	$1,723,000	7,700
Total interest expense	$443,000	7,774
Net interest income	$1,280,000	7,582
Provision for loan and lease losses	$32,000	6,156
Total noninterest income	$319,000	6,211
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$144,000	5,683
Trading account gains and fees	$0	138
Additional Noninterest Income	$175,000	5,437
Total noninterest expense	$1,019,000	7,720
Salaries and employee benefits	$512,000	7,857
Premises and equipment expense	$105,000	7,810
Additional noninterest expense	$402,000	7,085
Pre-tax net operating income	$548,000	6,589
Securities gains (losses)	$0	2,296
Applicable income taxes	$173,000	4,850
Income before extraordinary items	$375,000	6,877
Extraordinary gains, net	$0	46
Net income	$375,000	6,879
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,675
Cash dividends	$350,000	4,170
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$375,000	6,850
2005-09-30 (YTD Data)		Rank
Total interest income	$1,279,000	7,735
Total interest expense	$311,000	7,838
Net interest income	$968,000	7,619
Provision for loan and lease losses	$32,000	5,761
Total noninterest income	$227,000	6,340
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$106,000	5,754
Trading account gains and fees	$0	126
Additional Noninterest Income	$121,000	5,592
Total noninterest expense	$687,000	7,872
Salaries and employee benefits	$330,000	8,061
Premises and equipment expense	$96,000	7,530
Additional noninterest expense	$261,000	7,378
Pre-tax net operating income	$476,000	6,482
Securities gains (losses)	$0	2,317
Applicable income taxes	$159,000	4,750
Income before extraordinary items	$317,000	6,831
Extraordinary gains, net	$0	35
Net income	$317,000	6,829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,107
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$317,000	6,787
2005-06-30 (YTD Data)		Rank
Total interest income	$845,000	7,744
Total interest expense	$195,000	7,856
Net interest income	$650,000	7,619
Provision for loan and lease losses	$0	6,626
Total noninterest income	$139,000	6,485
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$71,000	5,702
Trading account gains and fees	$0	116
Additional Noninterest Income	$68,000	5,929
Total noninterest expense	$426,000	7,990
Salaries and employee benefits	$204,000	8,167
Premises and equipment expense	$58,000	7,689
Additional noninterest expense	$164,000	7,466
Pre-tax net operating income	$363,000	6,208
Securities gains (losses)	$0	2,146
Applicable income taxes	$124,000	4,519
Income before extraordinary items	$239,000	6,609
Extraordinary gains, net	$0	30
Net income	$239,000	6,610
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$239,000	6,554
2005-03-31 (YTD Data)		Rank
Total interest income	$419,000	7,808
Total interest expense	$93,000	7,932
Net interest income	$326,000	7,670
Provision for loan and lease losses	$0	6,226
Total noninterest income	$63,000	6,658
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$31,000	5,927
Trading account gains and fees	$0	115
Additional Noninterest Income	$32,000	6,055
Total noninterest expense	$209,000	8,097
Salaries and employee benefits	$102,000	8,241
Premises and equipment expense	$23,000	8,021
Additional noninterest expense	$84,000	7,480
Pre-tax net operating income	$180,000	6,187
Securities gains (losses)	$0	1,685
Applicable income taxes	$41,000	5,013
Income before extraordinary items	$139,000	6,272
Extraordinary gains, net	$0	24
Net income	$139,000	6,274
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$139,000	6,224
2004-12-31 (YTD Data)		Rank
Total interest income	$1,646,000	7,740
Total interest expense	$323,000	7,995
Net interest income	$1,323,000	7,572
Provision for loan and lease losses	$0	7,314
Total noninterest income	$235,000	6,883
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$123,000	6,131
Trading account gains and fees	$0	138
Additional Noninterest Income	$112,000	6,221
Total noninterest expense	$996,000	7,829
Salaries and employee benefits	$502,000	7,973
Premises and equipment expense	$151,000	7,323
Additional noninterest expense	$343,000	7,448
Pre-tax net operating income	$562,000	6,513
Securities gains (losses)	$0	3,819
Applicable income taxes	$176,000	4,905
Income before extraordinary items	$386,000	6,857
Extraordinary gains, net	$0	34
Net income	$386,000	6,859
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,654
Cash dividends	$300,000	4,324
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$386,000	6,789
2004-09-30 (YTD Data)		Rank
Total interest income	$1,230,000	7,780
Total interest expense	$239,000	8,040
Net interest income	$991,000	7,594
Provision for loan and lease losses	$0	7,100
Total noninterest income	$179,000	6,894
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$94,000	6,151
Trading account gains and fees	$0	134
Additional Noninterest Income	$85,000	6,209
Total noninterest expense	$670,000	7,980
Salaries and employee benefits	$335,000	8,136
Premises and equipment expense	$103,000	7,472
Additional noninterest expense	$232,000	7,648
Pre-tax net operating income	$500,000	6,325
Securities gains (losses)	$0	3,710
Applicable income taxes	$133,000	5,000
Income before extraordinary items	$367,000	6,510
Extraordinary gains, net	$0	26
Net income	$367,000	6,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,696
Cash dividends	$235,000	3,770
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$367,000	6,435
2004-06-30 (YTD Data)		Rank
Total interest income	$812,000	7,841
Total interest expense	$160,000	8,104
Net interest income	$652,000	7,653
Provision for loan and lease losses	$0	6,885
Total noninterest income	$121,000	6,880
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$62,000	6,192
Trading account gains and fees	$0	130
Additional Noninterest Income	$59,000	6,161
Total noninterest expense	$450,000	8,022
Salaries and employee benefits	$229,000	8,154
Premises and equipment expense	$70,000	7,453
Additional noninterest expense	$151,000	7,715
Pre-tax net operating income	$323,000	6,353
Securities gains (losses)	$0	3,413
Applicable income taxes	$89,000	4,985
Income before extraordinary items	$234,000	6,595
Extraordinary gains, net	$0	21
Net income	$234,000	6,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,069
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$234,000	6,504
2004-03-31 (YTD Data)		Rank
Total interest income	$404,000	7,881
Total interest expense	$84,000	8,109
Net interest income	$320,000	7,720
Provision for loan and lease losses	$0	6,501
Total noninterest income	$50,000	7,209
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$28,000	6,308
Trading account gains and fees	$0	121
Additional Noninterest Income	$22,000	6,653
Total noninterest expense	$216,000	8,129
Salaries and employee benefits	$112,000	8,222
Premises and equipment expense	$26,000	7,959
Additional noninterest expense	$78,000	7,684
Pre-tax net operating income	$154,000	6,389
Securities gains (losses)	$0	2,934
Applicable income taxes	$44,000	5,008
Income before extraordinary items	$110,000	6,699
Extraordinary gains, net	$0	16
Net income	$110,000	6,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,405
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$110,000	6,578
2003-12-31 (YTD Data)		Rank
Total interest income	$1,632,000	7,929
Total interest expense	$428,000	8,022
Net interest income	$1,204,000	7,810
Provision for loan and lease losses	$0	7,651
Total noninterest income	$215,000	7,213
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$123,000	6,233
Trading account gains and fees	$0	160
Additional Noninterest Income	$92,000	6,661
Total noninterest expense	$994,000	7,897
Salaries and employee benefits	$488,000	8,125
Premises and equipment expense	$166,000	7,188
Additional noninterest expense	$340,000	7,512
Pre-tax net operating income	$425,000	6,935
Securities gains (losses)	$0	4,500
Applicable income taxes	$123,000	5,506
Income before extraordinary items	$302,000	7,272
Extraordinary gains, net	$0	54
Net income	$302,000	7,273
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,116
Cash dividends	$300,000	4,343
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$302,000	7,125
2003-09-30 (YTD Data)		Rank
Total interest income	$1,238,000	8,011
Total interest expense	$339,000	8,070
Net interest income	$899,000	7,881
Provision for loan and lease losses	$0	7,481
Total noninterest income	$156,000	7,320
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$86,000	6,393
Trading account gains and fees	$0	153
Additional Noninterest Income	$70,000	6,710
Total noninterest expense	$663,000	8,105
Salaries and employee benefits	$331,000	8,288
Premises and equipment expense	$99,000	7,650
Additional noninterest expense	$233,000	7,708
Pre-tax net operating income	$392,000	6,739
Securities gains (losses)	$0	4,204
Applicable income taxes	$129,000	5,289
Income before extraordinary items	$263,000	7,170
Extraordinary gains, net	$0	40
Net income	$263,000	7,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,480
Cash dividends	$150,000	4,365
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$263,000	7,008
2003-06-30 (YTD Data)		Rank
Total interest income	$835,000	8,047
Total interest expense	$238,000	8,090
Net interest income	$597,000	7,915
Provision for loan and lease losses	$0	7,324
Total noninterest income	$99,000	7,422
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$57,000	6,385
Trading account gains and fees	$0	150
Additional Noninterest Income	$42,000	6,875
Total noninterest expense	$422,000	8,217
Salaries and employee benefits	$217,000	8,344
Premises and equipment expense	$59,000	7,849
Additional noninterest expense	$146,000	7,829
Pre-tax net operating income	$274,000	6,668
Securities gains (losses)	$0	3,782
Applicable income taxes	$86,000	5,320
Income before extraordinary items	$188,000	7,079
Extraordinary gains, net	$0	30
Net income	$188,000	7,080
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$188,000	6,887
2003-03-31 (YTD Data)		Rank
Total interest income	$417,000	8,100
Total interest expense	$124,000	8,118
Net interest income	$293,000	7,972
Provision for loan and lease losses	$0	6,934
Total noninterest income	$41,000	7,709
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$27,000	6,433
Trading account gains and fees	$0	134
Additional Noninterest Income	$14,000	7,447
Total noninterest expense	$207,000	8,281
Salaries and employee benefits	$107,000	8,408
Premises and equipment expense	$27,000	8,005
Additional noninterest expense	$73,000	7,858
Pre-tax net operating income	$127,000	6,803
Securities gains (losses)	$0	2,891
Applicable income taxes	$43,000	5,304
Income before extraordinary items	$84,000	7,203
Extraordinary gains, net	$0	21
Net income	$84,000	7,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$84,000	7,046
2002-12-31 (YTD Data)		Rank
Total interest income	$1,874,000	7,997
Total interest expense	$664,000	7,914
Net interest income	$1,210,000	7,917
Provision for loan and lease losses	$0	8,089
Total noninterest income	$183,000	7,489
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$125,000	6,171
Trading account gains and fees	$0	153
Additional Noninterest Income	$58,000	7,401
Total noninterest expense	$955,000	8,021
Salaries and employee benefits	$467,000	8,269
Premises and equipment expense	$160,000	7,308
Additional noninterest expense	$328,000	7,597
Pre-tax net operating income	$438,000	6,999
Securities gains (losses)	$0	4,537
Applicable income taxes	$123,000	5,756
Income before extraordinary items	$315,000	7,247
Extraordinary gains, net	$1,000	68
Net income	$316,000	7,243
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	5,090
Cash dividends	$100,000	5,540
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$315,000	7,143
2001-12-31 (YTD Data)		Rank
Total interest income	$2,150,000	8,065
Total interest expense	$1,001,000	8,022
Net interest income	$1,149,000	7,987
Provision for loan and lease losses	$128,000	5,093
Total noninterest income	$151,000	7,833
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$106,000	6,467
Trading account gains and fees	$0	177
Additional Noninterest Income	$45,000	7,826
Total noninterest expense	$905,000	8,200
Salaries and employee benefits	$446,000	8,418
Premises and equipment expense	$151,000	7,501
Additional noninterest expense	$308,000	7,792
Pre-tax net operating income	$267,000	7,557
Securities gains (losses)	$31,000	2,791
Applicable income taxes	$57,000	6,591
Income before extraordinary items	$241,000	7,484
Extraordinary gains, net	$0	105
Net income	$241,000	7,485
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	3,548
Cash dividends	$175,000	5,167
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$215,890	7,501
2000-12-31 (YTD Data)		Rank
Total interest income	$2,250,000	8,172
Total interest expense	$1,041,000	8,140
Net interest income	$1,209,000	8,054
Provision for loan and lease losses	$0	8,337
Total noninterest income	$139,000	8,053
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$101,000	6,543
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	8,238
Total noninterest expense	$850,000	8,429
Salaries and employee benefits	$431,000	8,596
Premises and equipment expense	$135,000	7,833
Additional noninterest expense	$284,000	8,073
Pre-tax net operating income	$498,000	7,013
Securities gains (losses)	$-5,000	7,961
Applicable income taxes	$140,000	6,039
Income before extraordinary items	$353,000	7,140
Extraordinary gains, net	$0	38
Net income	$353,000	7,138
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	9,375
Cash dividends	$190,000	5,221
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$356,600	7,120
1999-12-31 (YTD Data)		Rank
Total interest income	$2,135,000	8,351
Total interest expense	$960,000	8,277
Net interest income	$1,175,000	8,247
Provision for loan and lease losses	$165,000	4,039
Total noninterest income	$110,000	8,668
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$90,000	6,921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	9,255
Total noninterest expense	$728,000	8,951
Salaries and employee benefits	$396,000	8,909
Premises and equipment expense	$105,000	8,534
Additional noninterest expense	$227,000	8,772
Pre-tax net operating income	$392,000	7,634
Securities gains (losses)	$8,000	1,870
Applicable income taxes	$100,000	6,919
Income before extraordinary items	$300,000	7,600
Extraordinary gains, net	$0	35
Net income	$300,000	7,598
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	3,114
Cash dividends	$100,000	6,057
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$294,000	7,609
1998-12-31 (YTD Data)		Rank
Total interest income	$2,259,000	8,368
Total interest expense	$1,024,000	8,354
Net interest income	$1,235,000	8,255
Provision for loan and lease losses	$12,000	8,074
Total noninterest income	$120,000	8,690
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$89,000	7,073
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	8,965
Total noninterest expense	$757,000	8,915
Salaries and employee benefits	$398,000	8,984
Premises and equipment expense	$118,000	8,318
Additional noninterest expense	$241,000	8,692
Pre-tax net operating income	$586,000	6,991
Securities gains (losses)	$0	4,449
Applicable income taxes	$175,000	6,496
Income before extraordinary items	$411,000	7,143
Extraordinary gains, net	$0	32
Net income	$411,000	7,141
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	4,482
Cash dividends	$150,000	5,770
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$411,000	7,052
1997-12-31 (YTD Data)		Rank
Total interest income	$2,210,000	8,772
Total interest expense	$991,000	8,712
Net interest income	$1,219,000	8,647
Provision for loan and lease losses	$0	8,829
Total noninterest income	$111,000	9,210
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$87,000	7,487
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	9,645
Total noninterest expense	$766,000	9,160
Salaries and employee benefits	$389,000	9,327
Premises and equipment expense	$108,000	8,773
Additional noninterest expense	$269,000	8,638
Pre-tax net operating income	$564,000	7,587
Securities gains (losses)	$-13,000	10,166
Applicable income taxes	$175,000	7,245
Income before extraordinary items	$376,000	7,806
Extraordinary gains, net	$0	44
Net income	$376,000	7,809
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	6,018
Cash dividends	$100,000	6,450
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$384,840	7,692
1996-12-31 (YTD Data)		Rank
Total interest income	$2,099,000	9,254
Total interest expense	$968,000	9,127
Net interest income	$1,131,000	9,206
Provision for loan and lease losses	$80,000	5,594
Total noninterest income	$117,000	9,572
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$90,000	7,725
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	10,012
Total noninterest expense	$885,000	9,108
Salaries and employee benefits	$349,000	9,966
Premises and equipment expense	$70,000	10,079
Additional noninterest expense	$466,000	7,338
Pre-tax net operating income	$283,000	9,242
Securities gains (losses)	$76,000	1,096
Applicable income taxes	$88,000	8,964
Income before extraordinary items	$271,000	8,660
Extraordinary gains, net	$0	53
Net income	$271,000	8,658
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	7,102
Cash dividends	$60,000	7,342
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$214,000	9,116
1995-12-31 (YTD Data)		Rank
Total interest income	$2,027,000	9,675
Total interest expense	$948,000	9,434
Net interest income	$1,079,000	9,689
Provision for loan and lease losses	$49,000	6,287
Total noninterest income	$119,000	9,879
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$93,000	7,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	10,525
Total noninterest expense	$761,000	9,948
Salaries and employee benefits	$334,000	10,459
Premises and equipment expense	$69,000	10,506
Additional noninterest expense	$358,000	8,613
Pre-tax net operating income	$388,000	9,144
Securities gains (losses)	$0	3,831
Applicable income taxes	$85,000	9,494
Income before extraordinary items	$303,000	8,911
Extraordinary gains, net	$0	65
Net income	$303,000	8,915
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	5,530
Cash dividends	$55,000	7,670
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$303,000	8,881
1994-12-31 (YTD Data)		Rank
Total interest income	$1,853,000	10,073
Total interest expense	$776,000	9,729
Net interest income	$1,077,000	10,151
Provision for loan and lease losses	$142,000	3,732
Total noninterest income	$137,000	9,976
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$110,000	7,844
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	10,986
Total noninterest expense	$657,000	10,882
Salaries and employee benefits	$333,000	10,913
Premises and equipment expense	$73,000	10,875
Additional noninterest expense	$251,000	10,511
Pre-tax net operating income	$415,000	9,248
Securities gains (losses)	$0	3,600
Applicable income taxes	$96,000	9,458
Income before extraordinary items	$319,000	8,952
Extraordinary gains, net	$0	249
Net income	$319,000	8,955
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$212,000	2,394
Cash dividends	$50,000	7,903
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$319,000	9,009
1993-12-31 (YTD Data)		Rank
Total interest income	$1,834,000	10,522
Total interest expense	$808,000	10,015
Net interest income	$1,026,000	10,692
Provision for loan and lease losses	$0	10,371
Total noninterest income	$129,000	10,649
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$93,000	8,587
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	10,920
Total noninterest expense	$745,000	10,941
Salaries and employee benefits	$344,000	11,211
Premises and equipment expense	$83,000	11,040
Additional noninterest expense	$318,000	10,214
Pre-tax net operating income	$410,000	9,335
Securities gains (losses)	$-1,000	12,247
Applicable income taxes	$95,000	9,865
Income before extraordinary items	$314,000	9,317
Extraordinary gains, net	$0	3,149
Net income	$314,000	9,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	6,126
Cash dividends	$56,000	7,820
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$314,770	9,059
1992-12-31 (YTD Data)		Rank
Total interest income	$1,978,000	10,937
Total interest expense	$1,002,000	10,380
Net interest income	$976,000	11,191
Provision for loan and lease losses	$0	11,756
Total noninterest income	$99,000	11,759
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$30,000	11,061
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	9,328
Total noninterest expense	$657,000	11,753
Salaries and employee benefits	$341,000	11,539
Premises and equipment expense	$62,000	12,181
Additional noninterest expense	$254,000	11,476
Pre-tax net operating income	$418,000	9,079
Securities gains (losses)	$0	8,369
Applicable income taxes	$95,000	10,051
Income before extraordinary items	$323,000	9,017
Extraordinary gains, net	$0	1,422
Net income	$323,000	9,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	8,849
Cash dividends	$50,000	7,650
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$323,000	8,653

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.