Home > SimplyBank. > Income and Expense
SimplyBank., Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $36,505,000 | 1,200 |
| Total interest expense | $7,121,000 | 1,619 |
| Net interest income | $29,384,000 | 1,063 |
| Provision for loan and lease losses | $-988,000 | 4,507 |
| Total noninterest income | $5,222,000 | 1,161 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,909,000 | 583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,313,000 | 1,177 |
| Total noninterest expense | $25,257,000 | 1,009 |
| Salaries and employee benefits | $12,342,000 | 1,124 |
| Premises and equipment expense | $3,135,000 | 824 |
| Additional noninterest expense | $3,313,000 | 1,177 |
| Pre-tax net operating income | $10,337,000 | 1,132 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $423,000 | 2,013 |
| Income before extraordinary items | $9,914,000 | 1,018 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,914,000 | 1,030 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $9,914,000 | 1,021 |
| Net charge-offs | $-1,491,000 | 4,577 |
| Cash dividends | $7,650,000 | 587 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $9,914,000 | 1,035 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $26,953,000 | 1,187 |
| Total interest expense | $4,601,000 | 1,676 |
| Net interest income | $22,352,000 | 1,053 |
| Provision for loan and lease losses | $-1,063,000 | 4,544 |
| Total noninterest income | $3,922,000 | 1,161 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,467,000 | 566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,455,000 | 1,189 |
| Total noninterest expense | $18,916,000 | 1,012 |
| Salaries and employee benefits | $9,065,000 | 1,149 |
| Premises and equipment expense | $2,407,000 | 811 |
| Additional noninterest expense | $2,455,000 | 1,189 |
| Pre-tax net operating income | $8,421,000 | 1,106 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $318,000 | 2,075 |
| Income before extraordinary items | $8,103,000 | 990 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $8,103,000 | 994 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,103,000 | 990 |
| Net charge-offs | $-1,535,000 | 4,610 |
| Cash dividends | $7,650,000 | 441 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $8,103,000 | 1,007 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $17,853,000 | 1,171 |
| Total interest expense | $2,443,000 | 1,789 |
| Net interest income | $15,410,000 | 1,023 |
| Provision for loan and lease losses | $-1,138,000 | 4,583 |
| Total noninterest income | $2,912,000 | 1,021 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $973,000 | 558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,939,000 | 999 |
| Total noninterest expense | $12,134,000 | 1,031 |
| Salaries and employee benefits | $5,855,000 | 1,179 |
| Premises and equipment expense | $1,648,000 | 785 |
| Additional noninterest expense | $1,939,000 | 998 |
| Pre-tax net operating income | $7,326,000 | 914 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $213,000 | 2,096 |
| Income before extraordinary items | $7,113,000 | 786 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,113,000 | 798 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,113,000 | 786 |
| Net charge-offs | $-1,675,000 | 4,637 |
| Cash dividends | $4,650,000 | 464 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $7,113,000 | 793 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,358,000 | 1,210 |
| Total interest expense | $977,000 | 1,857 |
| Net interest income | $7,381,000 | 1,071 |
| Provision for loan and lease losses | $225,000 | 825 |
| Total noninterest income | $1,481,000 | 1,008 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $484,000 | 572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $997,000 | 966 |
| Total noninterest expense | $6,642,000 | 981 |
| Salaries and employee benefits | $2,954,000 | 1,190 |
| Premises and equipment expense | $899,000 | 761 |
| Additional noninterest expense | $997,000 | 966 |
| Pre-tax net operating income | $1,995,000 | 1,476 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $108,000 | 2,094 |
| Income before extraordinary items | $1,887,000 | 1,346 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,887,000 | 1,346 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,887,000 | 1,346 |
| Net charge-offs | $104,000 | 588 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,887,000 | 1,362 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $30,425,000 | 1,136 |
| Total interest expense | $1,483,000 | 1,922 |
| Net interest income | $28,942,000 | 1,065 |
| Provision for loan and lease losses | $1,750,000 | 569 |
| Total noninterest income | $6,620,000 | 999 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $2,059,000 | 557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,561,000 | 969 |
| Total noninterest expense | $26,802,000 | 952 |
| Salaries and employee benefits | $12,696,000 | 1,093 |
| Premises and equipment expense | $3,026,000 | 854 |
| Additional noninterest expense | $4,561,000 | 969 |
| Pre-tax net operating income | $7,010,000 | 1,642 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $420,000 | 2,158 |
| Income before extraordinary items | $6,590,000 | 1,527 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,590,000 | 1,525 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,590,000 | 1,526 |
| Net charge-offs | $486,000 | 601 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 215 |
| Net operating income | $6,590,000 | 1,545 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $22,270,000 | 1,107 |
| Total interest expense | $1,018,000 | 1,738 |
| Net interest income | $21,252,000 | 1,067 |
| Provision for loan and lease losses | $1,300,000 | 530 |
| Total noninterest income | $5,214,000 | 984 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,536,000 | 564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,678,000 | 940 |
| Total noninterest expense | $20,087,000 | 943 |
| Salaries and employee benefits | $9,765,000 | 1,075 |
| Premises and equipment expense | $2,163,000 | 891 |
| Additional noninterest expense | $3,678,000 | 940 |
| Pre-tax net operating income | $5,079,000 | 1,677 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $315,000 | 2,164 |
| Income before extraordinary items | $4,764,000 | 1,546 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,764,000 | 1,545 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,764,000 | 1,546 |
| Net charge-offs | $572,000 | 412 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 179 |
| Net operating income | $4,764,000 | 1,579 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $14,513,000 | 1,092 |
| Total interest expense | $718,000 | 1,486 |
| Net interest income | $13,795,000 | 1,064 |
| Provision for loan and lease losses | $850,000 | 482 |
| Total noninterest income | $3,842,000 | 906 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $1,001,000 | 573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,841,000 | 864 |
| Total noninterest expense | $13,374,000 | 921 |
| Salaries and employee benefits | $6,650,000 | 1,055 |
| Premises and equipment expense | $1,405,000 | 897 |
| Additional noninterest expense | $5,319,000 | 733 |
| Pre-tax net operating income | $3,413,000 | 1,581 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $210,000 | 2,088 |
| Income before extraordinary items | $3,203,000 | 1,457 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,203,000 | 1,456 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,203,000 | 1,457 |
| Net charge-offs | $790,000 | 266 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 134 |
| Net operating income | $3,203,000 | 1,495 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $7,270,000 | 1,060 |
| Total interest expense | $389,000 | 1,338 |
| Net interest income | $6,881,000 | 1,035 |
| Provision for loan and lease losses | $400,000 | 402 |
| Total noninterest income | $2,348,000 | 799 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $479,000 | 590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,869,000 | 722 |
| Total noninterest expense | $6,584,000 | 941 |
| Salaries and employee benefits | $3,340,000 | 1,051 |
| Premises and equipment expense | $702,000 | 909 |
| Additional noninterest expense | $2,542,000 | 752 |
| Pre-tax net operating income | $2,245,000 | 1,248 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $105,000 | 2,032 |
| Income before extraordinary items | $2,140,000 | 1,147 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,140,000 | 1,146 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,140,000 | 1,147 |
| Net charge-offs | $846,000 | 169 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,140,000 | 1,157 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $29,080,000 | 1,091 |
| Total interest expense | $2,213,000 | 1,221 |
| Net interest income | $26,867,000 | 1,069 |
| Provision for loan and lease losses | $2,400,000 | 232 |
| Total noninterest income | $3,183,000 | 1,733 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,768,000 | 593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,415,000 | 2,278 |
| Total noninterest expense | $26,273,000 | 944 |
| Salaries and employee benefits | $13,916,000 | 1,003 |
| Premises and equipment expense | $2,863,000 | 900 |
| Additional noninterest expense | $9,494,000 | 821 |
| Pre-tax net operating income | $1,377,000 | 3,552 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $419,000 | 2,218 |
| Income before extraordinary items | $958,000 | 3,794 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $958,000 | 3,794 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $958,000 | 3,794 |
| Net charge-offs | $2,863,000 | 232 |
| Cash dividends | $1,313,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $958,000 | 3,772 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $21,426,000 | 1,126 |
| Total interest expense | $1,739,000 | 1,231 |
| Net interest income | $19,687,000 | 1,101 |
| Provision for loan and lease losses | $2,050,000 | 203 |
| Total noninterest income | $3,620,000 | 1,369 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $1,263,000 | 610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,357,000 | 1,493 |
| Total noninterest expense | $19,226,000 | 970 |
| Salaries and employee benefits | $10,359,000 | 1,022 |
| Premises and equipment expense | $2,104,000 | 931 |
| Additional noninterest expense | $6,763,000 | 849 |
| Pre-tax net operating income | $2,031,000 | 2,914 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $314,000 | 2,282 |
| Income before extraordinary items | $1,717,000 | 2,986 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,717,000 | 2,986 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,717,000 | 2,986 |
| Net charge-offs | $2,826,000 | 198 |
| Cash dividends | $1,313,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,717,000 | 2,958 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $14,305,000 | 1,118 |
| Total interest expense | $1,233,000 | 1,214 |
| Net interest income | $13,072,000 | 1,096 |
| Provision for loan and lease losses | $500,000 | 605 |
| Total noninterest income | $2,309,000 | 1,406 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $776,000 | 631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,533,000 | 1,490 |
| Total noninterest expense | $12,649,000 | 972 |
| Salaries and employee benefits | $6,740,000 | 1,037 |
| Premises and equipment expense | $1,394,000 | 926 |
| Additional noninterest expense | $4,515,000 | 842 |
| Pre-tax net operating income | $2,232,000 | 2,243 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $212,000 | 2,273 |
| Income before extraordinary items | $2,020,000 | 2,217 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,020,000 | 2,216 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,020,000 | 2,217 |
| Net charge-offs | $87,000 | 968 |
| Cash dividends | $608,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,020,000 | 2,185 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $7,096,000 | 1,120 |
| Total interest expense | $670,000 | 1,185 |
| Net interest income | $6,426,000 | 1,107 |
| Provision for loan and lease losses | $300,000 | 548 |
| Total noninterest income | $874,000 | 1,660 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $391,000 | 614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $483,000 | 1,954 |
| Total noninterest expense | $6,505,000 | 942 |
| Salaries and employee benefits | $3,499,000 | 991 |
| Premises and equipment expense | $723,000 | 914 |
| Additional noninterest expense | $2,283,000 | 810 |
| Pre-tax net operating income | $495,000 | 3,251 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $116,000 | 2,186 |
| Income before extraordinary items | $379,000 | 3,438 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $379,000 | 3,439 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $379,000 | 3,438 |
| Net charge-offs | $177,000 | 463 |
| Cash dividends | $376,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $379,000 | 3,411 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $19,098,000 | 1,557 |
| Total interest expense | $3,028,000 | 1,471 |
| Net interest income | $16,070,000 | 1,559 |
| Provision for loan and lease losses | $575,000 | 2,104 |
| Total noninterest income | $2,730,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $864,000 | 1,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,866,000 | 1,854 |
| Total noninterest expense | $13,702,000 | 1,521 |
| Salaries and employee benefits | $6,938,000 | 1,691 |
| Premises and equipment expense | $1,415,000 | 1,581 |
| Additional noninterest expense | $5,349,000 | 1,206 |
| Pre-tax net operating income | $4,523,000 | 1,912 |
| Securities gains (losses) | $58,000 | 1,653 |
| Applicable income taxes | $360,000 | 2,168 |
| Income before extraordinary items | $4,221,000 | 1,843 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,221,000 | 1,842 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,221,000 | 1,843 |
| Net charge-offs | $98,000 | 2,024 |
| Cash dividends | $4,327,000 | 858 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,167,640 | 1,820 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,648,000 | 1,530 |
| Total interest expense | $2,444,000 | 1,461 |
| Net interest income | $12,204,000 | 1,534 |
| Provision for loan and lease losses | $425,000 | 2,095 |
| Total noninterest income | $1,955,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $607,000 | 1,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,348,000 | 1,856 |
| Total noninterest expense | $9,831,000 | 1,560 |
| Salaries and employee benefits | $5,274,000 | 1,663 |
| Premises and equipment expense | $1,069,000 | 1,577 |
| Additional noninterest expense | $3,488,000 | 1,344 |
| Pre-tax net operating income | $3,903,000 | 1,705 |
| Securities gains (losses) | $58,000 | 1,477 |
| Applicable income taxes | $270,000 | 2,175 |
| Income before extraordinary items | $3,691,000 | 1,620 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,691,000 | 1,621 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,691,000 | 1,621 |
| Net charge-offs | $45,000 | 2,110 |
| Cash dividends | $3,635,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,637,060 | 1,598 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,091,000 | 1,506 |
| Total interest expense | $1,731,000 | 1,477 |
| Net interest income | $8,360,000 | 1,491 |
| Provision for loan and lease losses | $275,000 | 2,139 |
| Total noninterest income | $1,288,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $388,000 | 1,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $900,000 | 1,771 |
| Total noninterest expense | $6,687,000 | 1,518 |
| Salaries and employee benefits | $3,481,000 | 1,668 |
| Premises and equipment expense | $692,000 | 1,605 |
| Additional noninterest expense | $2,514,000 | 1,246 |
| Pre-tax net operating income | $2,686,000 | 1,593 |
| Securities gains (losses) | $57,000 | 1,247 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $2,743,000 | 1,418 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,743,000 | 1,418 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,743,000 | 1,418 |
| Net charge-offs | $48,000 | 1,753 |
| Cash dividends | $2,842,000 | 625 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,686,000 | 1,406 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 1,594 |
| Total interest expense | $909,000 | 1,527 |
| Net interest income | $3,760,000 | 1,595 |
| Provision for loan and lease losses | $75,000 | 2,175 |
| Total noninterest income | $674,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $227,000 | 1,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $447,000 | 1,620 |
| Total noninterest expense | $3,437,000 | 1,496 |
| Salaries and employee benefits | $1,753,000 | 1,673 |
| Premises and equipment expense | $364,000 | 1,573 |
| Additional noninterest expense | $1,320,000 | 1,209 |
| Pre-tax net operating income | $922,000 | 1,948 |
| Securities gains (losses) | $57,000 | 802 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $979,000 | 1,693 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $979,000 | 1,694 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $979,000 | 1,694 |
| Net charge-offs | $19,000 | 1,620 |
| Cash dividends | $2,127,000 | 499 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $922,000 | 1,741 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,628,000 | 1,610 |
| Total interest expense | $3,672,000 | 1,583 |
| Net interest income | $14,956,000 | 1,597 |
| Provision for loan and lease losses | $300,000 | 1,946 |
| Total noninterest income | $2,272,000 | 1,850 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $843,000 | 1,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,429,000 | 1,847 |
| Total noninterest expense | $12,845,000 | 1,554 |
| Salaries and employee benefits | $5,094,000 | 2,082 |
| Premises and equipment expense | $1,684,000 | 1,362 |
| Additional noninterest expense | $6,067,000 | 1,078 |
| Pre-tax net operating income | $4,083,000 | 2,029 |
| Securities gains (losses) | $173,000 | 687 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $4,256,000 | 1,795 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,256,000 | 1,797 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,256,000 | 1,797 |
| Net charge-offs | $-29,000 | 4,669 |
| Cash dividends | $1,849,000 | 1,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,083,000 | 1,821 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,819,000 | 1,643 |
| Total interest expense | $2,706,000 | 1,603 |
| Net interest income | $11,113,000 | 1,636 |
| Provision for loan and lease losses | $200,000 | 1,960 |
| Total noninterest income | $1,143,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $620,000 | 1,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $523,000 | 2,690 |
| Total noninterest expense | $10,317,000 | 1,461 |
| Salaries and employee benefits | $3,809,000 | 2,091 |
| Premises and equipment expense | $1,169,000 | 1,466 |
| Additional noninterest expense | $5,339,000 | 948 |
| Pre-tax net operating income | $1,739,000 | 2,920 |
| Securities gains (losses) | $154,000 | 614 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,893,000 | 2,622 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,893,000 | 2,623 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,893,000 | 2,623 |
| Net charge-offs | $-61,000 | 4,866 |
| Cash dividends | $1,764,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,739,000 | 2,707 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,995,000 | 1,677 |
| Total interest expense | $1,707,000 | 1,642 |
| Net interest income | $7,288,000 | 1,672 |
| Provision for loan and lease losses | $150,000 | 1,792 |
| Total noninterest income | $1,251,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $405,000 | 1,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $846,000 | 1,656 |
| Total noninterest expense | $6,610,000 | 1,516 |
| Salaries and employee benefits | $2,520,000 | 2,108 |
| Premises and equipment expense | $714,000 | 1,584 |
| Additional noninterest expense | $3,376,000 | 995 |
| Pre-tax net operating income | $1,779,000 | 2,242 |
| Securities gains (losses) | $1,000 | 1,602 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,780,000 | 2,090 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,780,000 | 2,088 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,780,000 | 2,090 |
| Net charge-offs | $-32,000 | 4,795 |
| Cash dividends | $1,206,000 | 1,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,779,000 | 2,063 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,431,000 | 1,695 |
| Total interest expense | $810,000 | 1,661 |
| Net interest income | $3,621,000 | 1,691 |
| Provision for loan and lease losses | $125,000 | 1,307 |
| Total noninterest income | $541,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $206,000 | 1,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 1,851 |
| Total noninterest expense | $3,002,000 | 1,656 |
| Salaries and employee benefits | $1,220,000 | 2,169 |
| Premises and equipment expense | $355,000 | 1,615 |
| Additional noninterest expense | $1,427,000 | 1,117 |
| Pre-tax net operating income | $1,035,000 | 2,013 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,035,000 | 1,818 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,035,000 | 1,816 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,035,000 | 1,817 |
| Net charge-offs | $-55,000 | 5,099 |
| Cash dividends | $793,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,035,000 | 1,801 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,723,000 | 1,694 |
| Total interest expense | $2,451,000 | 1,672 |
| Net interest income | $14,272,000 | 1,686 |
| Provision for loan and lease losses | $400,000 | 1,664 |
| Total noninterest income | $2,365,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $920,000 | 1,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,445,000 | 1,839 |
| Total noninterest expense | $11,436,000 | 1,695 |
| Salaries and employee benefits | $5,111,000 | 2,055 |
| Premises and equipment expense | $1,169,000 | 1,840 |
| Additional noninterest expense | $5,156,000 | 1,211 |
| Pre-tax net operating income | $4,801,000 | 1,826 |
| Securities gains (losses) | $-29,000 | 4,705 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $4,772,000 | 1,639 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,772,000 | 1,638 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,772,000 | 1,638 |
| Net charge-offs | $17,000 | 3,165 |
| Cash dividends | $3,502,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,801,000 | 1,628 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,314,000 | 1,704 |
| Total interest expense | $1,727,000 | 1,679 |
| Net interest income | $10,587,000 | 1,698 |
| Provision for loan and lease losses | $200,000 | 1,970 |
| Total noninterest income | $1,749,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $674,000 | 1,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,075,000 | 1,856 |
| Total noninterest expense | $8,421,000 | 1,718 |
| Salaries and employee benefits | $3,820,000 | 2,062 |
| Premises and equipment expense | $874,000 | 1,853 |
| Additional noninterest expense | $3,727,000 | 1,249 |
| Pre-tax net operating income | $3,715,000 | 1,806 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,715,000 | 1,611 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,715,000 | 1,610 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,715,000 | 1,610 |
| Net charge-offs | $9,000 | 3,032 |
| Cash dividends | $2,607,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,715,000 | 1,599 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,028,000 | 1,719 |
| Total interest expense | $1,118,000 | 1,630 |
| Net interest income | $6,910,000 | 1,726 |
| Provision for loan and lease losses | $50,000 | 2,796 |
| Total noninterest income | $1,102,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $440,000 | 1,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $662,000 | 1,943 |
| Total noninterest expense | $5,441,000 | 1,776 |
| Salaries and employee benefits | $2,474,000 | 2,122 |
| Premises and equipment expense | $619,000 | 1,799 |
| Additional noninterest expense | $2,348,000 | 1,323 |
| Pre-tax net operating income | $2,521,000 | 1,749 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,521,000 | 1,567 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,521,000 | 1,565 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,521,000 | 1,566 |
| Net charge-offs | $-26,000 | 4,826 |
| Cash dividends | $1,607,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,521,000 | 1,549 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,912,000 | 1,748 |
| Total interest expense | $541,000 | 1,609 |
| Net interest income | $3,371,000 | 1,761 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $541,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $209,000 | 1,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 1,898 |
| Total noninterest expense | $2,725,000 | 1,794 |
| Salaries and employee benefits | $1,258,000 | 2,119 |
| Premises and equipment expense | $322,000 | 1,759 |
| Additional noninterest expense | $1,145,000 | 1,338 |
| Pre-tax net operating income | $1,187,000 | 1,793 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,187,000 | 1,598 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,187,000 | 1,598 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,187,000 | 1,598 |
| Net charge-offs | $-30,000 | 5,092 |
| Cash dividends | $716,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,187,000 | 1,586 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,888,000 | 1,779 |
| Total interest expense | $1,550,000 | 1,866 |
| Net interest income | $13,338,000 | 1,744 |
| Provision for loan and lease losses | $525,000 | 1,404 |
| Total noninterest income | $2,007,000 | 2,020 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $849,000 | 1,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,158,000 | 2,108 |
| Total noninterest expense | $10,351,000 | 1,855 |
| Salaries and employee benefits | $4,787,000 | 2,150 |
| Premises and equipment expense | $1,251,000 | 1,784 |
| Additional noninterest expense | $4,313,000 | 1,423 |
| Pre-tax net operating income | $4,469,000 | 1,879 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $4,469,000 | 1,479 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,469,000 | 1,478 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,469,000 | 1,479 |
| Net charge-offs | $184,000 | 1,902 |
| Cash dividends | $3,298,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,469,000 | 1,465 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,120,000 | 1,788 |
| Total interest expense | $1,058,000 | 1,995 |
| Net interest income | $10,062,000 | 1,735 |
| Provision for loan and lease losses | $525,000 | 1,112 |
| Total noninterest income | $1,587,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $627,000 | 1,376 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $960,000 | 2,011 |
| Total noninterest expense | $7,371,000 | 1,935 |
| Salaries and employee benefits | $3,677,000 | 2,125 |
| Premises and equipment expense | $924,000 | 1,820 |
| Additional noninterest expense | $2,770,000 | 1,612 |
| Pre-tax net operating income | $3,753,000 | 1,733 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $239,000 | 2,641 |
| Income before extraordinary items | $3,514,000 | 1,517 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,514,000 | 1,516 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,514,000 | 1,517 |
| Net charge-offs | $109,000 | 1,851 |
| Cash dividends | $2,411,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,514,000 | 1,499 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,378,000 | 1,776 |
| Total interest expense | $660,000 | 2,047 |
| Net interest income | $6,718,000 | 1,725 |
| Provision for loan and lease losses | $450,000 | 912 |
| Total noninterest income | $1,083,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $408,000 | 1,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $675,000 | 1,970 |
| Total noninterest expense | $4,861,000 | 1,953 |
| Salaries and employee benefits | $2,448,000 | 2,140 |
| Premises and equipment expense | $614,000 | 1,836 |
| Additional noninterest expense | $1,799,000 | 1,653 |
| Pre-tax net operating income | $2,490,000 | 1,708 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $158,000 | 2,637 |
| Income before extraordinary items | $2,332,000 | 1,505 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,332,000 | 1,504 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,332,000 | 1,505 |
| Net charge-offs | $33,000 | 2,293 |
| Cash dividends | $1,532,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,332,000 | 1,491 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,736,000 | 1,736 |
| Total interest expense | $322,000 | 2,060 |
| Net interest income | $3,414,000 | 1,689 |
| Provision for loan and lease losses | $225,000 | 857 |
| Total noninterest income | $486,000 | 2,085 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $201,000 | 1,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 2,163 |
| Total noninterest expense | $2,436,000 | 1,974 |
| Salaries and employee benefits | $1,232,000 | 2,157 |
| Premises and equipment expense | $320,000 | 1,789 |
| Additional noninterest expense | $884,000 | 1,682 |
| Pre-tax net operating income | $1,239,000 | 1,679 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $79,000 | 2,612 |
| Income before extraordinary items | $1,160,000 | 1,498 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,160,000 | 1,498 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,160,000 | 1,498 |
| Net charge-offs | $25,000 | 1,755 |
| Cash dividends | $662,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,160,000 | 1,479 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,951,000 | 1,818 |
| Total interest expense | $1,284,000 | 2,018 |
| Net interest income | $12,667,000 | 1,773 |
| Provision for loan and lease losses | $1,150,000 | 815 |
| Total noninterest income | $2,334,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $915,000 | 1,305 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,419,000 | 1,957 |
| Total noninterest expense | $9,793,000 | 1,939 |
| Salaries and employee benefits | $4,616,000 | 2,226 |
| Premises and equipment expense | $1,182,000 | 1,893 |
| Additional noninterest expense | $3,995,000 | 1,532 |
| Pre-tax net operating income | $4,058,000 | 1,920 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $339,000 | 2,561 |
| Income before extraordinary items | $3,719,000 | 1,751 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,719,000 | 1,750 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,719,000 | 1,750 |
| Net charge-offs | $1,526,000 | 477 |
| Cash dividends | $2,732,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,719,000 | 1,713 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,506,000 | 1,807 |
| Total interest expense | $970,000 | 2,009 |
| Net interest income | $9,536,000 | 1,770 |
| Provision for loan and lease losses | $1,000,000 | 682 |
| Total noninterest income | $1,830,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $684,000 | 1,304 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,146,000 | 1,871 |
| Total noninterest expense | $7,275,000 | 1,966 |
| Salaries and employee benefits | $3,486,000 | 2,210 |
| Premises and equipment expense | $850,000 | 1,950 |
| Additional noninterest expense | $2,939,000 | 1,563 |
| Pre-tax net operating income | $3,091,000 | 1,917 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $255,000 | 2,618 |
| Income before extraordinary items | $2,836,000 | 1,760 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,836,000 | 1,760 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,836,000 | 1,760 |
| Net charge-offs | $1,189,000 | 424 |
| Cash dividends | $2,084,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,836,000 | 1,717 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,960,000 | 1,829 |
| Total interest expense | $636,000 | 2,038 |
| Net interest income | $6,324,000 | 1,778 |
| Provision for loan and lease losses | $625,000 | 702 |
| Total noninterest income | $1,002,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $454,000 | 1,299 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $548,000 | 2,265 |
| Total noninterest expense | $4,553,000 | 2,075 |
| Salaries and employee benefits | $2,375,000 | 2,187 |
| Premises and equipment expense | $544,000 | 2,009 |
| Additional noninterest expense | $1,634,000 | 1,837 |
| Pre-tax net operating income | $2,148,000 | 1,827 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $176,000 | 2,594 |
| Income before extraordinary items | $1,972,000 | 1,682 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,972,000 | 1,683 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,972,000 | 1,683 |
| Net charge-offs | $1,237,000 | 304 |
| Cash dividends | $1,360,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,972,000 | 1,632 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,468,000 | 1,839 |
| Total interest expense | $309,000 | 2,092 |
| Net interest income | $3,159,000 | 1,781 |
| Provision for loan and lease losses | $250,000 | 792 |
| Total noninterest income | $502,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $229,000 | 1,271 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $273,000 | 2,214 |
| Total noninterest expense | $2,315,000 | 2,056 |
| Salaries and employee benefits | $1,235,000 | 2,126 |
| Premises and equipment expense | $273,000 | 2,017 |
| Additional noninterest expense | $807,000 | 1,840 |
| Pre-tax net operating income | $1,096,000 | 1,799 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $89,000 | 2,545 |
| Income before extraordinary items | $1,007,000 | 1,607 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,007,000 | 1,608 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,007,000 | 1,608 |
| Net charge-offs | $1,223,000 | 194 |
| Cash dividends | $706,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,007,000 | 1,571 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,295,000 | 1,859 |
| Total interest expense | $950,000 | 2,505 |
| Net interest income | $12,345,000 | 1,777 |
| Provision for loan and lease losses | $625,000 | 1,149 |
| Total noninterest income | $2,010,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $990,000 | 1,234 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,020,000 | 2,353 |
| Total noninterest expense | $8,779,000 | 2,124 |
| Salaries and employee benefits | $4,573,000 | 2,211 |
| Premises and equipment expense | $1,113,000 | 2,007 |
| Additional noninterest expense | $3,093,000 | 1,950 |
| Pre-tax net operating income | $4,951,000 | 1,578 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $393,000 | 2,432 |
| Income before extraordinary items | $4,558,000 | 1,455 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,558,000 | 1,455 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,558,000 | 1,455 |
| Net charge-offs | $635,000 | 956 |
| Cash dividends | $2,815,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,558,000 | 1,430 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,911,000 | 1,879 |
| Total interest expense | $670,000 | 2,665 |
| Net interest income | $9,241,000 | 1,797 |
| Provision for loan and lease losses | $525,000 | 998 |
| Total noninterest income | $1,529,000 | 2,107 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $744,000 | 1,236 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $785,000 | 2,338 |
| Total noninterest expense | $6,474,000 | 2,150 |
| Salaries and employee benefits | $3,609,000 | 2,129 |
| Premises and equipment expense | $805,000 | 2,092 |
| Additional noninterest expense | $2,060,000 | 2,148 |
| Pre-tax net operating income | $3,771,000 | 1,599 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $298,000 | 2,488 |
| Income before extraordinary items | $3,473,000 | 1,457 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,473,000 | 1,458 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,473,000 | 1,458 |
| Net charge-offs | $439,000 | 941 |
| Cash dividends | $2,088,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,473,000 | 1,426 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,554,000 | 1,887 |
| Total interest expense | $441,000 | 2,690 |
| Net interest income | $6,113,000 | 1,809 |
| Provision for loan and lease losses | $300,000 | 1,096 |
| Total noninterest income | $1,011,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $466,000 | 1,289 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $545,000 | 2,320 |
| Total noninterest expense | $4,267,000 | 2,189 |
| Salaries and employee benefits | $2,389,000 | 2,155 |
| Premises and equipment expense | $529,000 | 2,125 |
| Additional noninterest expense | $1,349,000 | 2,184 |
| Pre-tax net operating income | $2,557,000 | 1,553 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $203,000 | 2,473 |
| Income before extraordinary items | $2,354,000 | 1,413 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,354,000 | 1,413 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,354,000 | 1,414 |
| Net charge-offs | $235,000 | 1,082 |
| Cash dividends | $1,354,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,354,000 | 1,377 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,310,000 | 1,885 |
| Total interest expense | $221,000 | 2,703 |
| Net interest income | $3,089,000 | 1,789 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $465,000 | 2,195 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $217,000 | 1,344 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $248,000 | 2,362 |
| Total noninterest expense | $2,150,000 | 2,192 |
| Salaries and employee benefits | $1,216,000 | 2,131 |
| Premises and equipment expense | $264,000 | 2,148 |
| Additional noninterest expense | $670,000 | 2,183 |
| Pre-tax net operating income | $1,329,000 | 1,482 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $104,000 | 2,407 |
| Income before extraordinary items | $1,225,000 | 1,345 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,225,000 | 1,346 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,225,000 | 1,347 |
| Net charge-offs | $61,000 | 1,419 |
| Cash dividends | $558,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,225,000 | 1,304 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,949,000 | 1,922 |
| Total interest expense | $978,000 | 2,608 |
| Net interest income | $11,971,000 | 1,835 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,569,000 | 2,446 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $904,000 | 1,419 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $665,000 | 2,900 |
| Total noninterest expense | $8,095,000 | 2,300 |
| Salaries and employee benefits | $4,531,000 | 2,236 |
| Premises and equipment expense | $1,070,000 | 2,130 |
| Additional noninterest expense | $2,494,000 | 2,421 |
| Pre-tax net operating income | $5,445,000 | 1,411 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $384,000 | 2,438 |
| Income before extraordinary items | $5,061,000 | 1,292 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,061,000 | 1,291 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,061,000 | 1,291 |
| Net charge-offs | $884,000 | 995 |
| Cash dividends | $2,817,000 | 979 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,061,000 | 1,261 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,550,000 | 1,954 |
| Total interest expense | $739,000 | 2,632 |
| Net interest income | $8,811,000 | 1,872 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,237,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $660,000 | 1,463 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $577,000 | 2,702 |
| Total noninterest expense | $6,006,000 | 2,323 |
| Salaries and employee benefits | $3,296,000 | 2,306 |
| Premises and equipment expense | $789,000 | 2,172 |
| Additional noninterest expense | $1,921,000 | 2,347 |
| Pre-tax net operating income | $4,042,000 | 1,443 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $239,000 | 2,664 |
| Income before extraordinary items | $3,803,000 | 1,274 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,803,000 | 1,272 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,803,000 | 1,273 |
| Net charge-offs | $73,000 | 2,971 |
| Cash dividends | $2,258,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,803,000 | 1,259 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,308,000 | 1,962 |
| Total interest expense | $492,000 | 2,658 |
| Net interest income | $5,816,000 | 1,878 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $839,000 | 2,348 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $445,000 | 1,433 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $394,000 | 2,646 |
| Total noninterest expense | $3,946,000 | 2,355 |
| Salaries and employee benefits | $2,173,000 | 2,327 |
| Premises and equipment expense | $516,000 | 2,217 |
| Additional noninterest expense | $1,257,000 | 2,388 |
| Pre-tax net operating income | $2,709,000 | 1,401 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $169,000 | 2,571 |
| Income before extraordinary items | $2,540,000 | 1,242 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,540,000 | 1,241 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,540,000 | 1,243 |
| Net charge-offs | $3,000 | 4,063 |
| Cash dividends | $1,700,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,540,000 | 1,219 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,151,000 | 1,963 |
| Total interest expense | $251,000 | 2,673 |
| Net interest income | $2,900,000 | 1,872 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $407,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $208,000 | 1,502 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $199,000 | 2,561 |
| Total noninterest expense | $1,917,000 | 2,436 |
| Salaries and employee benefits | $1,092,000 | 2,322 |
| Premises and equipment expense | $251,000 | 2,302 |
| Additional noninterest expense | $574,000 | 2,587 |
| Pre-tax net operating income | $1,390,000 | 1,342 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $83,000 | 2,517 |
| Income before extraordinary items | $1,307,000 | 1,171 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,307,000 | 1,172 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,307,000 | 1,172 |
| Net charge-offs | $-37,000 | 6,219 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,307,000 | 1,152 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,462,000 | 1,986 |
| Total interest expense | $1,113,000 | 2,714 |
| Net interest income | $11,349,000 | 1,884 |
| Provision for loan and lease losses | $350,000 | 2,264 |
| Total noninterest income | $1,379,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $793,000 | 1,654 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $586,000 | 3,151 |
| Total noninterest expense | $8,136,000 | 2,299 |
| Salaries and employee benefits | $4,250,000 | 2,347 |
| Premises and equipment expense | $1,080,000 | 2,101 |
| Additional noninterest expense | $2,806,000 | 2,226 |
| Pre-tax net operating income | $4,242,000 | 1,645 |
| Securities gains (losses) | $20,000 | 2,341 |
| Applicable income taxes | $245,000 | 2,796 |
| Income before extraordinary items | $4,017,000 | 1,498 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,017,000 | 1,500 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,017,000 | 1,502 |
| Net charge-offs | $338,000 | 2,433 |
| Cash dividends | $2,817,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,998,200 | 1,475 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,308,000 | 1,998 |
| Total interest expense | $847,000 | 2,780 |
| Net interest income | $8,461,000 | 1,898 |
| Provision for loan and lease losses | $350,000 | 1,917 |
| Total noninterest income | $1,110,000 | 2,665 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $582,000 | 1,686 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $528,000 | 2,935 |
| Total noninterest expense | $5,937,000 | 2,364 |
| Salaries and employee benefits | $3,086,000 | 2,428 |
| Premises and equipment expense | $769,000 | 2,232 |
| Additional noninterest expense | $2,082,000 | 2,226 |
| Pre-tax net operating income | $3,284,000 | 1,618 |
| Securities gains (losses) | $20,000 | 2,218 |
| Applicable income taxes | $240,000 | 2,618 |
| Income before extraordinary items | $3,064,000 | 1,475 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,064,000 | 1,478 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,064,000 | 1,477 |
| Net charge-offs | $263,000 | 2,250 |
| Cash dividends | $2,033,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,045,400 | 1,451 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,271,000 | 1,981 |
| Total interest expense | $576,000 | 2,788 |
| Net interest income | $5,695,000 | 1,874 |
| Provision for loan and lease losses | $350,000 | 1,497 |
| Total noninterest income | $713,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $379,000 | 1,696 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $334,000 | 3,057 |
| Total noninterest expense | $3,949,000 | 2,370 |
| Salaries and employee benefits | $2,041,000 | 2,452 |
| Premises and equipment expense | $513,000 | 2,231 |
| Additional noninterest expense | $1,395,000 | 2,216 |
| Pre-tax net operating income | $2,109,000 | 1,650 |
| Securities gains (losses) | $20,000 | 2,017 |
| Applicable income taxes | $155,000 | 2,662 |
| Income before extraordinary items | $1,974,000 | 1,536 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,974,000 | 1,539 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,974,000 | 1,541 |
| Net charge-offs | $158,000 | 2,330 |
| Cash dividends | $1,250,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,955,400 | 1,489 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,090,000 | 2,032 |
| Total interest expense | $293,000 | 2,829 |
| Net interest income | $2,797,000 | 1,905 |
| Provision for loan and lease losses | $200,000 | 1,346 |
| Total noninterest income | $373,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $183,000 | 1,722 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $190,000 | 2,852 |
| Total noninterest expense | $1,990,000 | 2,379 |
| Salaries and employee benefits | $1,023,000 | 2,469 |
| Premises and equipment expense | $251,000 | 2,306 |
| Additional noninterest expense | $716,000 | 2,175 |
| Pre-tax net operating income | $980,000 | 1,748 |
| Securities gains (losses) | $20,000 | 1,261 |
| Applicable income taxes | $74,000 | 2,683 |
| Income before extraordinary items | $926,000 | 1,588 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $926,000 | 1,590 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $926,000 | 1,590 |
| Net charge-offs | $165,000 | 1,507 |
| Cash dividends | $1,250,000 | 435 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $907,400 | 1,556 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,010,000 | 2,022 |
| Total interest expense | $1,644,000 | 2,536 |
| Net interest income | $11,366,000 | 1,928 |
| Provision for loan and lease losses | $1,750,000 | 1,184 |
| Total noninterest income | $1,684,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $815,000 | 1,668 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $869,000 | 2,559 |
| Total noninterest expense | $7,757,000 | 2,439 |
| Salaries and employee benefits | $3,825,000 | 2,559 |
| Premises and equipment expense | $1,127,000 | 2,054 |
| Additional noninterest expense | $2,805,000 | 2,313 |
| Pre-tax net operating income | $3,543,000 | 1,805 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $253,000 | 2,808 |
| Income before extraordinary items | $3,290,000 | 1,716 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,290,000 | 1,718 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,290,000 | 1,717 |
| Net charge-offs | $778,000 | 2,086 |
| Cash dividends | $622,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,290,000 | 1,627 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,619,000 | 2,082 |
| Total interest expense | $1,304,000 | 2,515 |
| Net interest income | $8,315,000 | 2,002 |
| Provision for loan and lease losses | $1,350,000 | 1,177 |
| Total noninterest income | $1,309,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $624,000 | 1,659 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $685,000 | 2,500 |
| Total noninterest expense | $5,743,000 | 2,467 |
| Salaries and employee benefits | $2,830,000 | 2,613 |
| Premises and equipment expense | $838,000 | 2,088 |
| Additional noninterest expense | $2,075,000 | 2,336 |
| Pre-tax net operating income | $2,531,000 | 1,952 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $181,000 | 2,923 |
| Income before extraordinary items | $2,350,000 | 1,832 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,350,000 | 1,831 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,350,000 | 1,833 |
| Net charge-offs | $677,000 | 1,852 |
| Cash dividends | $622,000 | 1,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,350,000 | 1,734 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,451,000 | 2,080 |
| Total interest expense | $895,000 | 2,533 |
| Net interest income | $5,556,000 | 1,987 |
| Provision for loan and lease losses | $900,000 | 1,191 |
| Total noninterest income | $783,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $411,000 | 1,664 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $372,000 | 2,744 |
| Total noninterest expense | $3,829,000 | 2,471 |
| Salaries and employee benefits | $1,908,000 | 2,585 |
| Premises and equipment expense | $571,000 | 2,045 |
| Additional noninterest expense | $1,350,000 | 2,405 |
| Pre-tax net operating income | $1,610,000 | 2,024 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $114,000 | 2,961 |
| Income before extraordinary items | $1,496,000 | 1,892 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,496,000 | 1,891 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,496,000 | 1,892 |
| Net charge-offs | $572,000 | 1,646 |
| Cash dividends | $622,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,496,000 | 1,801 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,346,000 | 2,011 |
| Total interest expense | $456,000 | 2,584 |
| Net interest income | $2,890,000 | 1,921 |
| Provision for loan and lease losses | $450,000 | 1,139 |
| Total noninterest income | $371,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $200,000 | 1,695 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $171,000 | 2,876 |
| Total noninterest expense | $1,910,000 | 2,469 |
| Salaries and employee benefits | $951,000 | 2,602 |
| Premises and equipment expense | $298,000 | 1,985 |
| Additional noninterest expense | $661,000 | 2,424 |
| Pre-tax net operating income | $901,000 | 1,839 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $68,000 | 2,787 |
| Income before extraordinary items | $833,000 | 1,739 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $833,000 | 1,741 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $833,000 | 1,740 |
| Net charge-offs | $603,000 | 968 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $833,000 | 1,637 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,565,000 | 2,231 |
| Total interest expense | $2,008,000 | 2,774 |
| Net interest income | $10,557,000 | 2,066 |
| Provision for loan and lease losses | $1,750,000 | 1,718 |
| Total noninterest income | $1,779,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $882,000 | 1,655 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $897,000 | 2,295 |
| Total noninterest expense | $7,415,000 | 2,535 |
| Salaries and employee benefits | $3,698,000 | 2,601 |
| Premises and equipment expense | $1,068,000 | 2,269 |
| Additional noninterest expense | $2,649,000 | 2,478 |
| Pre-tax net operating income | $3,171,000 | 1,740 |
| Securities gains (losses) | $4,000 | 3,534 |
| Applicable income taxes | $215,000 | 2,836 |
| Income before extraordinary items | $2,960,000 | 1,633 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,960,000 | 1,633 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,960,000 | 1,633 |
| Net charge-offs | $1,654,000 | 1,753 |
| Cash dividends | $1,623,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,956,280 | 1,553 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,335,000 | 2,268 |
| Total interest expense | $1,530,000 | 2,833 |
| Net interest income | $7,805,000 | 2,106 |
| Provision for loan and lease losses | $1,300,000 | 1,655 |
| Total noninterest income | $1,345,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $663,000 | 1,650 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $682,000 | 2,243 |
| Total noninterest expense | $5,393,000 | 2,605 |
| Salaries and employee benefits | $2,711,000 | 2,671 |
| Premises and equipment expense | $776,000 | 2,364 |
| Additional noninterest expense | $1,906,000 | 2,569 |
| Pre-tax net operating income | $2,457,000 | 1,759 |
| Securities gains (losses) | $4,000 | 3,259 |
| Applicable income taxes | $171,000 | 2,793 |
| Income before extraordinary items | $2,290,000 | 1,645 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,290,000 | 1,646 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,290,000 | 1,646 |
| Net charge-offs | $1,534,000 | 1,471 |
| Cash dividends | $1,623,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,286,280 | 1,570 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,229,000 | 2,277 |
| Total interest expense | $1,033,000 | 2,884 |
| Net interest income | $5,196,000 | 2,105 |
| Provision for loan and lease losses | $900,000 | 1,580 |
| Total noninterest income | $703,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $429,000 | 1,673 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $274,000 | 3,012 |
| Total noninterest expense | $3,572,000 | 2,649 |
| Salaries and employee benefits | $1,801,000 | 2,690 |
| Premises and equipment expense | $507,000 | 2,415 |
| Additional noninterest expense | $1,264,000 | 2,618 |
| Pre-tax net operating income | $1,427,000 | 1,961 |
| Securities gains (losses) | $4,000 | 2,586 |
| Applicable income taxes | $100,000 | 2,861 |
| Income before extraordinary items | $1,331,000 | 1,785 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,331,000 | 1,785 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,331,000 | 1,785 |
| Net charge-offs | $102,000 | 3,820 |
| Cash dividends | $825,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,327,280 | 1,718 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,144,000 | 2,274 |
| Total interest expense | $530,000 | 2,903 |
| Net interest income | $2,614,000 | 2,078 |
| Provision for loan and lease losses | $450,000 | 1,516 |
| Total noninterest income | $445,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $210,000 | 1,681 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $235,000 | 2,240 |
| Total noninterest expense | $1,798,000 | 2,643 |
| Salaries and employee benefits | $899,000 | 2,699 |
| Premises and equipment expense | $253,000 | 2,472 |
| Additional noninterest expense | $646,000 | 2,568 |
| Pre-tax net operating income | $811,000 | 1,761 |
| Securities gains (losses) | $4,000 | 1,490 |
| Applicable income taxes | $59,000 | 2,706 |
| Income before extraordinary items | $756,000 | 1,561 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $756,000 | 1,561 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $756,000 | 1,561 |
| Net charge-offs | $-6,000 | 6,852 |
| Cash dividends | $825,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $752,280 | 1,523 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,831,000 | 2,341 |
| Total interest expense | $2,589,000 | 2,906 |
| Net interest income | $10,242,000 | 2,132 |
| Provision for loan and lease losses | $1,561,000 | 2,401 |
| Total noninterest income | $1,861,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $947,000 | 1,576 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $914,000 | 2,298 |
| Total noninterest expense | $7,436,000 | 2,607 |
| Salaries and employee benefits | $3,555,000 | 2,686 |
| Premises and equipment expense | $1,153,000 | 2,190 |
| Additional noninterest expense | $2,728,000 | 2,484 |
| Pre-tax net operating income | $3,106,000 | 1,581 |
| Securities gains (losses) | $13,000 | 3,237 |
| Applicable income taxes | $218,000 | 2,653 |
| Income before extraordinary items | $2,901,000 | 1,445 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,901,000 | 1,447 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,901,000 | 1,448 |
| Net charge-offs | $787,000 | 3,014 |
| Cash dividends | $625,000 | 2,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,888,910 | 1,393 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,628,000 | 2,400 |
| Total interest expense | $2,024,000 | 2,925 |
| Net interest income | $7,604,000 | 2,177 |
| Provision for loan and lease losses | $1,175,000 | 2,297 |
| Total noninterest income | $1,389,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $708,000 | 1,634 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $681,000 | 2,305 |
| Total noninterest expense | $5,382,000 | 2,665 |
| Salaries and employee benefits | $2,582,000 | 2,775 |
| Premises and equipment expense | $883,000 | 2,170 |
| Additional noninterest expense | $1,917,000 | 2,573 |
| Pre-tax net operating income | $2,436,000 | 1,622 |
| Securities gains (losses) | $13,000 | 3,034 |
| Applicable income taxes | $177,000 | 2,676 |
| Income before extraordinary items | $2,272,000 | 1,468 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,272,000 | 1,471 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,272,000 | 1,471 |
| Net charge-offs | $303,000 | 3,719 |
| Cash dividends | $625,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,259,910 | 1,417 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,366,000 | 2,439 |
| Total interest expense | $1,435,000 | 2,886 |
| Net interest income | $4,931,000 | 2,253 |
| Provision for loan and lease losses | $900,000 | 2,046 |
| Total noninterest income | $882,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $463,000 | 1,658 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $419,000 | 2,348 |
| Total noninterest expense | $3,565,000 | 2,691 |
| Salaries and employee benefits | $1,720,000 | 2,784 |
| Premises and equipment expense | $584,000 | 2,208 |
| Additional noninterest expense | $1,261,000 | 2,605 |
| Pre-tax net operating income | $1,348,000 | 1,863 |
| Securities gains (losses) | $13,000 | 2,514 |
| Applicable income taxes | $86,000 | 2,907 |
| Income before extraordinary items | $1,275,000 | 1,699 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,275,000 | 1,698 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,275,000 | 1,699 |
| Net charge-offs | $128,000 | 3,987 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,262,780 | 1,647 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,171,000 | 2,509 |
| Total interest expense | $757,000 | 2,884 |
| Net interest income | $2,414,000 | 2,331 |
| Provision for loan and lease losses | $450,000 | 1,922 |
| Total noninterest income | $414,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $224,000 | 1,707 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $190,000 | 2,479 |
| Total noninterest expense | $1,801,000 | 2,695 |
| Salaries and employee benefits | $868,000 | 2,818 |
| Premises and equipment expense | $240,000 | 2,667 |
| Additional noninterest expense | $693,000 | 2,399 |
| Pre-tax net operating income | $577,000 | 2,154 |
| Securities gains (losses) | $13,000 | 1,658 |
| Applicable income taxes | $39,000 | 2,979 |
| Income before extraordinary items | $551,000 | 1,967 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $551,000 | 1,965 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $551,000 | 1,967 |
| Net charge-offs | $31,000 | 4,123 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $538,910 | 1,934 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,385,000 | 2,494 |
| Total interest expense | $3,942,000 | 2,773 |
| Net interest income | $9,443,000 | 2,309 |
| Provision for loan and lease losses | $1,505,000 | 2,900 |
| Total noninterest income | $1,833,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,049,000 | 1,609 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $784,000 | 2,488 |
| Total noninterest expense | $7,357,000 | 2,670 |
| Salaries and employee benefits | $3,631,000 | 2,686 |
| Premises and equipment expense | $940,000 | 2,723 |
| Additional noninterest expense | $2,786,000 | 2,508 |
| Pre-tax net operating income | $2,414,000 | 1,621 |
| Securities gains (losses) | $-4,000 | 6,931 |
| Applicable income taxes | $147,000 | 2,615 |
| Income before extraordinary items | $2,263,000 | 1,474 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,263,000 | 1,472 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,263,000 | 1,473 |
| Net charge-offs | $733,000 | 3,293 |
| Cash dividends | $385,000 | 2,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,266,760 | 1,440 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,983,000 | 2,532 |
| Total interest expense | $3,061,000 | 2,816 |
| Net interest income | $6,922,000 | 2,352 |
| Provision for loan and lease losses | $980,000 | 2,811 |
| Total noninterest income | $1,432,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $777,000 | 1,632 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $655,000 | 2,385 |
| Total noninterest expense | $5,413,000 | 2,731 |
| Salaries and employee benefits | $2,727,000 | 2,710 |
| Premises and equipment expense | $749,000 | 2,608 |
| Additional noninterest expense | $1,937,000 | 2,636 |
| Pre-tax net operating income | $1,961,000 | 1,658 |
| Securities gains (losses) | $-4,000 | 7,168 |
| Applicable income taxes | $116,000 | 2,770 |
| Income before extraordinary items | $1,841,000 | 1,457 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,841,000 | 1,455 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,841,000 | 1,457 |
| Net charge-offs | $651,000 | 2,711 |
| Cash dividends | $385,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,844,760 | 1,416 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,678,000 | 2,563 |
| Total interest expense | $2,097,000 | 2,855 |
| Net interest income | $4,581,000 | 2,374 |
| Provision for loan and lease losses | $365,000 | 3,416 |
| Total noninterest income | $932,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $528,000 | 1,574 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $404,000 | 2,541 |
| Total noninterest expense | $3,614,000 | 2,748 |
| Salaries and employee benefits | $1,835,000 | 2,713 |
| Premises and equipment expense | $543,000 | 2,471 |
| Additional noninterest expense | $1,236,000 | 2,748 |
| Pre-tax net operating income | $1,534,000 | 1,497 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $105,000 | 2,587 |
| Income before extraordinary items | $1,429,000 | 1,327 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,429,000 | 1,324 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,429,000 | 1,325 |
| Net charge-offs | $24,000 | 5,489 |
| Cash dividends | $385,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,429,000 | 1,285 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 2,612 |
| Total interest expense | $1,072,000 | 2,897 |
| Net interest income | $2,245,000 | 2,410 |
| Provision for loan and lease losses | $170,000 | 3,065 |
| Total noninterest income | $441,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $265,000 | 1,535 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $176,000 | 2,686 |
| Total noninterest expense | $1,706,000 | 2,807 |
| Salaries and employee benefits | $915,000 | 2,762 |
| Premises and equipment expense | $231,000 | 2,868 |
| Additional noninterest expense | $560,000 | 2,722 |
| Pre-tax net operating income | $810,000 | 1,575 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $46,000 | 2,957 |
| Income before extraordinary items | $764,000 | 1,433 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $764,000 | 1,432 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $764,000 | 1,435 |
| Net charge-offs | $82,000 | 3,075 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $764,000 | 1,352 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,098,000 | 2,622 |
| Total interest expense | $4,934,000 | 2,993 |
| Net interest income | $9,164,000 | 2,382 |
| Provision for loan and lease losses | $1,650,000 | 2,031 |
| Total noninterest income | $1,953,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,259,000 | 1,430 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $694,000 | 2,671 |
| Total noninterest expense | $7,428,000 | 2,549 |
| Salaries and employee benefits | $3,960,000 | 2,539 |
| Premises and equipment expense | $1,069,000 | 2,477 |
| Additional noninterest expense | $2,399,000 | 2,432 |
| Pre-tax net operating income | $2,039,000 | 2,410 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,039,000 | 1,953 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,039,000 | 1,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,885,000 | 1,342 |
| Cash dividends | $2,717,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,039,000 | 2,073 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,654,000 | 2,660 |
| Total interest expense | $3,778,000 | 3,050 |
| Net interest income | $6,876,000 | 2,400 |
| Provision for loan and lease losses | $325,000 | 3,416 |
| Total noninterest income | $1,420,000 | 2,297 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $938,000 | 1,444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $482,000 | 2,879 |
| Total noninterest expense | $5,466,000 | 2,583 |
| Salaries and employee benefits | $2,888,000 | 2,624 |
| Premises and equipment expense | $815,000 | 2,450 |
| Additional noninterest expense | $1,763,000 | 2,401 |
| Pre-tax net operating income | $2,505,000 | 1,927 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,505,000 | 1,458 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,505,000 | 1,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,443 |
| Cash dividends | $1,949,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,505,000 | 1,537 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,262,000 | 2,623 |
| Total interest expense | $2,598,000 | 3,078 |
| Net interest income | $4,664,000 | 2,353 |
| Provision for loan and lease losses | $210,000 | 3,064 |
| Total noninterest income | $947,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $616,000 | 1,442 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $331,000 | 2,873 |
| Total noninterest expense | $3,620,000 | 2,604 |
| Salaries and employee benefits | $1,915,000 | 2,671 |
| Premises and equipment expense | $538,000 | 2,479 |
| Additional noninterest expense | $1,167,000 | 2,402 |
| Pre-tax net operating income | $1,781,000 | 1,878 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,781,000 | 1,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,781,000 | 1,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,485 |
| Cash dividends | $1,315,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,781,000 | 1,503 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,743,000 | 2,622 |
| Total interest expense | $1,381,000 | 3,102 |
| Net interest income | $2,362,000 | 2,335 |
| Provision for loan and lease losses | $95,000 | 2,798 |
| Total noninterest income | $466,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $291,000 | 1,505 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $175,000 | 2,773 |
| Total noninterest expense | $1,799,000 | 2,619 |
| Salaries and employee benefits | $966,000 | 2,661 |
| Premises and equipment expense | $260,000 | 2,583 |
| Additional noninterest expense | $573,000 | 2,411 |
| Pre-tax net operating income | $934,000 | 1,901 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $934,000 | 1,597 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $934,000 | 1,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,776 |
| Cash dividends | $615,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $934,000 | 1,536 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,752,000 | 2,724 |
| Total interest expense | $5,417,000 | 3,264 |
| Net interest income | $9,335,000 | 2,384 |
| Provision for loan and lease losses | $200,000 | 3,846 |
| Total noninterest income | $1,859,000 | 2,333 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,231,000 | 1,463 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $628,000 | 2,935 |
| Total noninterest expense | $6,837,000 | 2,650 |
| Salaries and employee benefits | $3,655,000 | 2,696 |
| Premises and equipment expense | $896,000 | 2,811 |
| Additional noninterest expense | $2,286,000 | 2,360 |
| Pre-tax net operating income | $4,157,000 | 1,917 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $4,157,000 | 1,529 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,157,000 | 1,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 2,006 |
| Cash dividends | $3,229,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,157,000 | 1,517 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,931,000 | 2,758 |
| Total interest expense | $3,963,000 | 3,315 |
| Net interest income | $6,968,000 | 2,408 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $1,378,000 | 2,349 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $905,000 | 1,454 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $473,000 | 2,947 |
| Total noninterest expense | $5,193,000 | 2,598 |
| Salaries and employee benefits | $2,770,000 | 2,666 |
| Premises and equipment expense | $653,000 | 2,857 |
| Additional noninterest expense | $1,770,000 | 2,240 |
| Pre-tax net operating income | $3,148,000 | 2,020 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,148,000 | 1,610 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,148,000 | 1,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,650 |
| Cash dividends | $2,329,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,148,000 | 1,597 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,111,000 | 2,827 |
| Total interest expense | $2,548,000 | 3,409 |
| Net interest income | $4,563,000 | 2,475 |
| Provision for loan and lease losses | $-45,000 | 8,420 |
| Total noninterest income | $878,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $574,000 | 1,529 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $304,000 | 2,993 |
| Total noninterest expense | $3,480,000 | 2,616 |
| Salaries and employee benefits | $1,835,000 | 2,713 |
| Premises and equipment expense | $441,000 | 2,861 |
| Additional noninterest expense | $1,204,000 | 2,200 |
| Pre-tax net operating income | $2,006,000 | 2,158 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,006,000 | 1,726 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,006,000 | 1,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 1,531 |
| Cash dividends | $1,451,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,006,000 | 1,706 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 2,929 |
| Total interest expense | $1,236,000 | 3,462 |
| Net interest income | $2,184,000 | 2,554 |
| Provision for loan and lease losses | $-83,000 | 8,534 |
| Total noninterest income | $429,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $275,000 | 1,556 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $154,000 | 2,966 |
| Total noninterest expense | $1,788,000 | 2,558 |
| Salaries and employee benefits | $919,000 | 2,739 |
| Premises and equipment expense | $226,000 | 2,822 |
| Additional noninterest expense | $643,000 | 2,041 |
| Pre-tax net operating income | $908,000 | 2,329 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $908,000 | 1,857 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $908,000 | 1,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,038 |
| Cash dividends | $725,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $908,000 | 1,848 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,835,000 | 2,925 |
| Total interest expense | $4,320,000 | 3,400 |
| Net interest income | $8,515,000 | 2,643 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $1,777,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,234,000 | 1,457 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $543,000 | 3,197 |
| Total noninterest expense | $6,595,000 | 2,656 |
| Salaries and employee benefits | $3,498,000 | 2,735 |
| Premises and equipment expense | $865,000 | 2,807 |
| Additional noninterest expense | $2,232,000 | 2,323 |
| Pre-tax net operating income | $3,397,000 | 2,540 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $12,000 | 6,106 |
| Income before extraordinary items | $3,385,000 | 2,071 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,385,000 | 2,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,086 |
| Cash dividends | $2,534,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,385,000 | 2,057 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,507,000 | 2,932 |
| Total interest expense | $3,175,000 | 3,345 |
| Net interest income | $6,332,000 | 2,683 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $1,358,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $940,000 | 1,433 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $418,000 | 3,146 |
| Total noninterest expense | $4,969,000 | 2,638 |
| Salaries and employee benefits | $2,672,000 | 2,704 |
| Premises and equipment expense | $643,000 | 2,839 |
| Additional noninterest expense | $1,654,000 | 2,341 |
| Pre-tax net operating income | $2,496,000 | 2,656 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $5,000 | 6,397 |
| Income before extraordinary items | $2,491,000 | 2,152 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,491,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,666 |
| Cash dividends | $1,815,000 | 1,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,491,000 | 2,140 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,179,000 | 2,955 |
| Total interest expense | $2,044,000 | 3,321 |
| Net interest income | $4,135,000 | 2,717 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $920,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $613,000 | 1,451 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $307,000 | 2,975 |
| Total noninterest expense | $3,327,000 | 2,640 |
| Salaries and employee benefits | $1,795,000 | 2,689 |
| Premises and equipment expense | $429,000 | 2,819 |
| Additional noninterest expense | $1,103,000 | 2,341 |
| Pre-tax net operating income | $1,578,000 | 2,781 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,000 | 6,505 |
| Income before extraordinary items | $1,576,000 | 2,249 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,576,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $1,165,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,576,000 | 2,235 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 2,963 |
| Total interest expense | $981,000 | 3,303 |
| Net interest income | $2,025,000 | 2,748 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $448,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $286,000 | 1,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $162,000 | 2,832 |
| Total noninterest expense | $1,663,000 | 2,644 |
| Salaries and employee benefits | $930,000 | 2,612 |
| Premises and equipment expense | $223,000 | 2,750 |
| Additional noninterest expense | $510,000 | 2,504 |
| Pre-tax net operating income | $735,000 | 2,874 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $735,000 | 2,364 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $735,000 | 2,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $573,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $735,000 | 2,341 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,143,000 | 2,875 |
| Total interest expense | $3,100,000 | 3,242 |
| Net interest income | $8,043,000 | 2,686 |
| Provision for loan and lease losses | $275,000 | 3,001 |
| Total noninterest income | $1,784,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,206,000 | 1,454 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $578,000 | 3,126 |
| Total noninterest expense | $6,734,000 | 2,478 |
| Salaries and employee benefits | $3,527,000 | 2,584 |
| Premises and equipment expense | $863,000 | 2,691 |
| Additional noninterest expense | $2,344,000 | 2,131 |
| Pre-tax net operating income | $2,818,000 | 2,909 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $7,000 | 6,617 |
| Income before extraordinary items | $2,811,000 | 2,368 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,811,000 | 2,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,532 |
| Cash dividends | $2,175,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,811,000 | 2,342 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,178,000 | 2,881 |
| Total interest expense | $2,256,000 | 3,181 |
| Net interest income | $5,922,000 | 2,719 |
| Provision for loan and lease losses | $200,000 | 2,952 |
| Total noninterest income | $1,348,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $900,000 | 1,442 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $448,000 | 3,079 |
| Total noninterest expense | $4,979,000 | 2,483 |
| Salaries and employee benefits | $2,628,000 | 2,552 |
| Premises and equipment expense | $608,000 | 2,855 |
| Additional noninterest expense | $1,743,000 | 2,128 |
| Pre-tax net operating income | $2,091,000 | 2,948 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,000 | 6,719 |
| Income before extraordinary items | $2,087,000 | 2,407 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,087,000 | 2,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,142 |
| Cash dividends | $1,495,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,087,000 | 2,380 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,271,000 | 2,895 |
| Total interest expense | $1,460,000 | 3,112 |
| Net interest income | $3,811,000 | 2,775 |
| Provision for loan and lease losses | $125,000 | 2,939 |
| Total noninterest income | $870,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $569,000 | 1,484 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $301,000 | 3,048 |
| Total noninterest expense | $3,303,000 | 2,469 |
| Salaries and employee benefits | $1,760,000 | 2,537 |
| Premises and equipment expense | $408,000 | 2,795 |
| Additional noninterest expense | $1,135,000 | 2,176 |
| Pre-tax net operating income | $1,253,000 | 3,141 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 6,782 |
| Income before extraordinary items | $1,251,000 | 2,559 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,251,000 | 2,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,342 |
| Cash dividends | $995,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,251,000 | 2,522 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 2,884 |
| Total interest expense | $652,000 | 3,292 |
| Net interest income | $1,961,000 | 2,692 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $378,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $265,000 | 1,532 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $113,000 | 3,504 |
| Total noninterest expense | $1,687,000 | 2,429 |
| Salaries and employee benefits | $890,000 | 2,518 |
| Premises and equipment expense | $214,000 | 2,704 |
| Additional noninterest expense | $583,000 | 2,102 |
| Pre-tax net operating income | $602,000 | 3,213 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $601,000 | 2,613 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $601,000 | 2,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,069 |
| Cash dividends | $515,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $601,000 | 2,579 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,133,000 | 2,796 |
| Total interest expense | $2,592,000 | 2,958 |
| Net interest income | $7,541,000 | 2,681 |
| Provision for loan and lease losses | $410,000 | 2,317 |
| Total noninterest income | $1,653,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,146,000 | 1,531 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $507,000 | 3,279 |
| Total noninterest expense | $6,409,000 | 2,494 |
| Salaries and employee benefits | $3,418,000 | 2,550 |
| Premises and equipment expense | $796,000 | 2,798 |
| Additional noninterest expense | $2,195,000 | 2,214 |
| Pre-tax net operating income | $2,375,000 | 3,126 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,000 | 6,965 |
| Income before extraordinary items | $2,371,000 | 2,532 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,371,000 | 2,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $1,439,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $2,683,000 | 308 |
| Net operating income | $2,371,000 | 2,489 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,566,000 | 3,148 |
| Total interest expense | $1,647,000 | 3,332 |
| Net interest income | $4,919,000 | 3,047 |
| Provision for loan and lease losses | $285,000 | 2,349 |
| Total noninterest income | $1,208,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $812,000 | 1,628 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $396,000 | 3,213 |
| Total noninterest expense | $4,055,000 | 2,880 |
| Salaries and employee benefits | $2,296,000 | 2,767 |
| Premises and equipment expense | $456,000 | 3,510 |
| Additional noninterest expense | $1,303,000 | 2,702 |
| Pre-tax net operating income | $1,787,000 | 3,170 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,000 | 7,043 |
| Income before extraordinary items | $1,784,000 | 2,579 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,784,000 | 2,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,637 |
| Cash dividends | $1,039,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,784,000 | 2,504 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,327,000 | 3,167 |
| Total interest expense | $1,074,000 | 3,384 |
| Net interest income | $3,253,000 | 3,061 |
| Provision for loan and lease losses | $210,000 | 2,090 |
| Total noninterest income | $808,000 | 2,581 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $544,000 | 1,606 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $264,000 | 3,211 |
| Total noninterest expense | $2,666,000 | 2,923 |
| Salaries and employee benefits | $1,520,000 | 2,796 |
| Premises and equipment expense | $300,000 | 3,547 |
| Additional noninterest expense | $846,000 | 2,779 |
| Pre-tax net operating income | $1,185,000 | 3,137 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $1,184,000 | 2,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,184,000 | 2,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,177 |
| Cash dividends | $464,000 | 2,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,184,000 | 2,492 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 3,172 |
| Total interest expense | $533,000 | 3,452 |
| Net interest income | $1,630,000 | 3,039 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $411,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $254,000 | 1,675 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $157,000 | 2,862 |
| Total noninterest expense | $1,341,000 | 2,908 |
| Salaries and employee benefits | $769,000 | 2,792 |
| Premises and equipment expense | $138,000 | 3,818 |
| Additional noninterest expense | $434,000 | 2,692 |
| Pre-tax net operating income | $580,000 | 3,163 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $580,000 | 2,581 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $580,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,954 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $580,000 | 2,493 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,928,000 | 3,134 |
| Total interest expense | $2,408,000 | 3,432 |
| Net interest income | $6,520,000 | 2,944 |
| Provision for loan and lease losses | $450,000 | 2,353 |
| Total noninterest income | $1,386,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $983,000 | 1,741 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $403,000 | 3,960 |
| Total noninterest expense | $5,345,000 | 2,889 |
| Salaries and employee benefits | $2,857,000 | 2,897 |
| Premises and equipment expense | $603,000 | 3,501 |
| Additional noninterest expense | $1,885,000 | 2,535 |
| Pre-tax net operating income | $2,111,000 | 3,274 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,000 | 7,192 |
| Income before extraordinary items | $2,106,000 | 2,751 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,106,000 | 2,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 1,753 |
| Cash dividends | $2,100,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,106,000 | 2,624 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,767,000 | 3,143 |
| Total interest expense | $1,856,000 | 3,476 |
| Net interest income | $4,911,000 | 2,939 |
| Provision for loan and lease losses | $255,000 | 2,819 |
| Total noninterest income | $990,000 | 3,161 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $739,000 | 1,752 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $251,000 | 4,375 |
| Total noninterest expense | $3,777,000 | 3,030 |
| Salaries and employee benefits | $1,991,000 | 3,105 |
| Premises and equipment expense | $441,000 | 3,586 |
| Additional noninterest expense | $1,345,000 | 2,625 |
| Pre-tax net operating income | $1,869,000 | 2,988 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $1,868,000 | 2,473 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,868,000 | 2,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,446 |
| Cash dividends | $2,100,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,867,000 | 2,349 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,463,000 | 3,190 |
| Total interest expense | $1,271,000 | 3,500 |
| Net interest income | $3,192,000 | 2,998 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $624,000 | 3,248 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $490,000 | 1,731 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $134,000 | 4,782 |
| Total noninterest expense | $2,442,000 | 3,109 |
| Salaries and employee benefits | $1,326,000 | 3,105 |
| Premises and equipment expense | $296,000 | 3,534 |
| Additional noninterest expense | $820,000 | 2,818 |
| Pre-tax net operating income | $1,224,000 | 3,043 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $3,000 | 7,303 |
| Income before extraordinary items | $1,222,000 | 2,536 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,222,000 | 2,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 1,691 |
| Cash dividends | $2,100,000 | 709 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,221,000 | 2,384 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 3,217 |
| Total interest expense | $645,000 | 3,544 |
| Net interest income | $1,578,000 | 3,026 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $294,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $232,000 | 1,759 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 4,852 |
| Total noninterest expense | $1,187,000 | 3,183 |
| Salaries and employee benefits | $635,000 | 3,201 |
| Premises and equipment expense | $148,000 | 3,521 |
| Additional noninterest expense | $404,000 | 2,834 |
| Pre-tax net operating income | $610,000 | 3,041 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $604,000 | 2,531 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $604,000 | 2,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,205 |
| Cash dividends | $2,100,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $604,000 | 2,391 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,174,000 | 3,246 |
| Total interest expense | $2,791,000 | 3,753 |
| Net interest income | $6,383,000 | 2,979 |
| Provision for loan and lease losses | $630,000 | 1,978 |
| Total noninterest income | $1,186,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $921,000 | 1,740 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $265,000 | 4,515 |
| Total noninterest expense | $4,847,000 | 3,008 |
| Salaries and employee benefits | $2,729,000 | 2,881 |
| Premises and equipment expense | $553,000 | 3,651 |
| Additional noninterest expense | $1,565,000 | 2,862 |
| Pre-tax net operating income | $2,092,000 | 3,324 |
| Securities gains (losses) | $175,000 | 1,260 |
| Applicable income taxes | $33,000 | 6,789 |
| Income before extraordinary items | $2,234,000 | 2,566 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,234,000 | 2,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 1,973 |
| Cash dividends | $1,900,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,060,750 | 2,644 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,303,000 | 3,226 |
| Total interest expense | $4,526,000 | 3,432 |
| Net interest income | $5,777,000 | 3,042 |
| Provision for loan and lease losses | $335,000 | 2,988 |
| Total noninterest income | $1,105,000 | 3,109 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $859,000 | 1,773 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $246,000 | 4,515 |
| Total noninterest expense | $4,573,000 | 3,045 |
| Salaries and employee benefits | $2,424,000 | 3,030 |
| Premises and equipment expense | $575,000 | 3,494 |
| Additional noninterest expense | $1,574,000 | 2,759 |
| Pre-tax net operating income | $1,974,000 | 3,195 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $44,000 | 6,821 |
| Income before extraordinary items | $1,930,000 | 2,613 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,930,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 2,278 |
| Cash dividends | $2,400,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,930,000 | 2,540 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,763,000 | 3,472 |
| Total interest expense | $4,114,000 | 3,886 |
| Net interest income | $5,649,000 | 3,116 |
| Provision for loan and lease losses | $170,000 | 4,137 |
| Total noninterest income | $896,000 | 3,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $641,000 | 2,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,257 |
| Total noninterest expense | $3,903,000 | 3,402 |
| Salaries and employee benefits | $2,027,000 | 3,422 |
| Premises and equipment expense | $356,000 | 4,874 |
| Additional noninterest expense | $1,520,000 | 2,785 |
| Pre-tax net operating income | $2,472,000 | 2,784 |
| Securities gains (losses) | $-14,000 | 8,543 |
| Applicable income taxes | $45,000 | 7,320 |
| Income before extraordinary items | $2,413,000 | 2,147 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,413,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,906 |
| Cash dividends | $1,800,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,426,720 | 2,138 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,534,000 | 4,133 |
| Total interest expense | $2,787,000 | 4,874 |
| Net interest income | $4,747,000 | 3,617 |
| Provision for loan and lease losses | $93,000 | 5,398 |
| Total noninterest income | $681,000 | 4,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $506,000 | 2,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,245 |
| Total noninterest expense | $3,223,000 | 3,967 |
| Salaries and employee benefits | $1,738,000 | 3,851 |
| Premises and equipment expense | $328,000 | 5,195 |
| Additional noninterest expense | $1,157,000 | 3,554 |
| Pre-tax net operating income | $2,112,000 | 3,195 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $168,000 | 6,065 |
| Income before extraordinary items | $1,944,000 | 2,652 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,944,000 | 2,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,288 |
| Cash dividends | $1,460,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,944,000 | 2,624 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,731,000 | 4,531 |
| Total interest expense | $2,451,000 | 5,433 |
| Net interest income | $4,280,000 | 3,901 |
| Provision for loan and lease losses | $128,000 | 4,501 |
| Total noninterest income | $585,000 | 4,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $457,000 | 2,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,053 |
| Total noninterest expense | $2,780,000 | 4,401 |
| Salaries and employee benefits | $1,663,000 | 3,911 |
| Premises and equipment expense | $399,000 | 4,422 |
| Additional noninterest expense | $718,000 | 5,072 |
| Pre-tax net operating income | $1,957,000 | 3,397 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $109,000 | 7,396 |
| Income before extraordinary items | $1,848,000 | 2,738 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,848,000 | 2,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,414 |
| Cash dividends | $1,750,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,848,000 | 2,668 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,596,000 | 4,728 |
| Total interest expense | $2,460,000 | 5,478 |
| Net interest income | $4,136,000 | 4,117 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $564,000 | 4,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $444,000 | 2,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,280 |
| Total noninterest expense | $2,535,000 | 4,738 |
| Salaries and employee benefits | $1,514,000 | 4,223 |
| Premises and equipment expense | $398,000 | 4,469 |
| Additional noninterest expense | $623,000 | 5,668 |
| Pre-tax net operating income | $1,985,000 | 3,555 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $133,000 | 7,866 |
| Income before extraordinary items | $1,857,000 | 2,756 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,857,000 | 2,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,369 |
| Cash dividends | $835,000 | 2,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,852,350 | 2,712 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 4,845 |
| Total interest expense | $2,391,000 | 5,690 |
| Net interest income | $4,140,000 | 4,198 |
| Provision for loan and lease losses | $280,000 | 2,725 |
| Total noninterest income | $618,000 | 4,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,105 |
| Total noninterest expense | $2,423,000 | 5,138 |
| Salaries and employee benefits | $1,453,000 | 4,442 |
| Premises and equipment expense | $348,000 | 5,029 |
| Additional noninterest expense | $622,000 | 6,220 |
| Pre-tax net operating income | $2,055,000 | 3,360 |
| Securities gains (losses) | $28,000 | 1,737 |
| Applicable income taxes | $682,000 | 3,237 |
| Income before extraordinary items | $1,401,000 | 3,408 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,401,000 | 3,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 2,057 |
| Cash dividends | $245,000 | 5,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,382,240 | 3,398 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,997,000 | 5,215 |
| Total interest expense | $2,194,000 | 6,091 |
| Net interest income | $3,803,000 | 4,506 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $623,000 | 4,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $392,000 | 3,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 4,713 |
| Total noninterest expense | $2,363,000 | 5,244 |
| Salaries and employee benefits | $1,266,000 | 4,978 |
| Premises and equipment expense | $358,000 | 4,945 |
| Additional noninterest expense | $739,000 | 5,598 |
| Pre-tax net operating income | $1,973,000 | 3,539 |
| Securities gains (losses) | $17,000 | 2,020 |
| Applicable income taxes | $649,000 | 3,454 |
| Income before extraordinary items | $1,341,000 | 3,571 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,341,000 | 3,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,240 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,329,610 | 3,578 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 5,446 |
| Total interest expense | $1,683,000 | 6,376 |
| Net interest income | $3,563,000 | 4,865 |
| Provision for loan and lease losses | $105,000 | 4,433 |
| Total noninterest income | $618,000 | 4,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 5,013 |
| Total noninterest expense | $2,163,000 | 5,833 |
| Salaries and employee benefits | $1,189,000 | 5,277 |
| Premises and equipment expense | $298,000 | 5,748 |
| Additional noninterest expense | $676,000 | 6,499 |
| Pre-tax net operating income | $1,913,000 | 3,557 |
| Securities gains (losses) | $-45,000 | 10,953 |
| Applicable income taxes | $634,000 | 3,349 |
| Income before extraordinary items | $1,234,000 | 3,754 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,234,000 | 3,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,158 |
| Cash dividends | $194,000 | 5,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,263,700 | 3,721 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 5,870 |
| Total interest expense | $1,771,000 | 6,421 |
| Net interest income | $3,140,000 | 5,461 |
| Provision for loan and lease losses | $115,000 | 5,422 |
| Total noninterest income | $533,000 | 5,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,692 |
| Total noninterest expense | $1,929,000 | 6,527 |
| Salaries and employee benefits | $1,079,000 | 5,746 |
| Premises and equipment expense | $296,000 | 5,922 |
| Additional noninterest expense | $554,000 | 7,731 |
| Pre-tax net operating income | $1,629,000 | 4,025 |
| Securities gains (losses) | $27,000 | 4,244 |
| Applicable income taxes | $528,000 | 3,986 |
| Income before extraordinary items | $1,128,000 | 4,230 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,128,000 | 4,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 5,272 |
| Cash dividends | $627,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,109,640 | 4,076 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,792,000 | 6,580 |
| Total interest expense | $2,035,000 | 7,044 |
| Net interest income | $2,757,000 | 6,112 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $503,000 | 5,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,598 |
| Total noninterest expense | $1,720,000 | 7,212 |
| Salaries and employee benefits | $959,000 | 6,269 |
| Premises and equipment expense | $260,000 | 6,601 |
| Additional noninterest expense | $501,000 | 8,449 |
| Pre-tax net operating income | $1,421,000 | 4,256 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $414,000 | 4,657 |
| Income before extraordinary items | $1,022,000 | 4,403 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,022,000 | 4,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 6,907 |
| Cash dividends | $231,000 | 4,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,011,350 | 4,132 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.