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Silvergate Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$110,165,000	498
Total interest expense	$70,511,000	304
Net interest income	$39,654,000	816
Provision for loan and lease losses	$54,670,000	74
Total noninterest income	$-112,520,000	4,594
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$3,378,000	368
Trading account gains and fees	$500,000	81
Additional Noninterest Income	$-116,398,000	4,611
Total noninterest expense	$166,276,000	216
Salaries and employee benefits	$54,734,000	305
Premises and equipment expense	$7,883,000	370
Additional noninterest expense	$-116,398,000	4,611
Pre-tax net operating income	$-293,812,000	4,610
Securities gains (losses)	$-265,915,000	4,588
Applicable income taxes	$-3,337,000	4,576
Income before extraordinary items	$-556,390,000	4,591
Extraordinary gains, net	$0	54
Net income	$-556,390,000	4,591
Minority interest net income	$0	88
Net income of bank and minority interests.	$-556,390,000	4,591
Net charge-offs	$59,058,000	54
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$712,000	229
Net operating income	$-293,134,150	4,592
2023-09-30 (YTD Data)		Rank
Total interest income	$108,567,000	386
Total interest expense	$71,094,000	233
Net interest income	$37,473,000	687
Provision for loan and lease losses	$54,670,000	63
Total noninterest income	$-112,522,000	4,622
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$3,378,000	295
Trading account gains and fees	$500,000	76
Additional Noninterest Income	$-116,400,000	4,639
Total noninterest expense	$161,659,000	170
Salaries and employee benefits	$49,654,000	263
Premises and equipment expense	$7,858,000	290
Additional noninterest expense	$-116,400,000	4,639
Pre-tax net operating income	$-291,378,000	4,601
Securities gains (losses)	$-265,915,000	4,618
Applicable income taxes	$-3,329,000	4,613
Income before extraordinary items	$-553,964,000	4,620
Extraordinary gains, net	$0	52
Net income	$-553,964,000	4,620
Minority interest net income	$0	81
Net income of bank and minority interests.	$-553,964,000	4,620
Net charge-offs	$59,058,000	45
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$632,000	198
Net operating income	$-290,708,150	4,621
2023-06-30 (YTD Data)		Rank
Total interest income	$107,646,000	278
Total interest expense	$71,093,000	162
Net interest income	$36,553,000	507
Provision for loan and lease losses	$54,670,000	50
Total noninterest income	$-112,444,000	4,652
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$3,378,000	213
Trading account gains and fees	$500,000	66
Additional Noninterest Income	$-116,322,000	4,666
Total noninterest expense	$162,306,000	134
Salaries and employee benefits	$48,312,000	190
Premises and equipment expense	$7,847,000	193
Additional noninterest expense	$-116,322,000	4,666
Pre-tax net operating income	$-292,867,000	4,630
Securities gains (losses)	$-265,915,000	4,648
Applicable income taxes	$-2,193,000	4,639
Income before extraordinary items	$-556,589,000	4,651
Extraordinary gains, net	$0	51
Net income	$-556,589,000	4,650
Minority interest net income	$0	81
Net income of bank and minority interests.	$-556,589,000	4,650
Net charge-offs	$59,058,000	34
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$525,000	170
Net operating income	$-290,674,000	4,650
2023-03-31 (YTD Data)		Rank
Total interest income	$97,230,000	185
Total interest expense	$70,526,000	95
Net interest income	$26,704,000	355
Provision for loan and lease losses	$55,045,000	35
Total noninterest income	$-111,942,000	4,676
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$3,362,000	132
Trading account gains and fees	$425,000	65
Additional Noninterest Income	$-115,729,000	4,692
Total noninterest expense	$130,527,000	89
Salaries and employee benefits	$44,744,000	119
Premises and equipment expense	$7,729,000	123
Additional noninterest expense	$-115,729,000	4,692
Pre-tax net operating income	$-270,810,000	4,691
Securities gains (losses)	$-269,931,000	4,674
Applicable income taxes	$-2,866,000	4,661
Income before extraordinary items	$-537,875,000	4,675
Extraordinary gains, net	$0	4
Net income	$-537,875,000	4,675
Minority interest net income	$0	48
Net income of bank and minority interests.	$-537,875,000	4,675
Net charge-offs	$59,055,000	31
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$345,000	127
Net operating income	$-270,643,310	4,674
2022-12-31 (YTD Data)		Rank
Total interest income	$327,288,000	175
Total interest expense	$70,661,000	110
Net interest income	$256,627,000	182
Provision for loan and lease losses	$-3,577,000	4,685
Total noninterest income	$25,954,000	398
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$29,600,000	71
Trading account gains and fees	$3,549,000	54
Additional Noninterest Income	$-7,195,000	4,721
Total noninterest expense	$122,766,000	266
Salaries and employee benefits	$76,892,000	237
Premises and equipment expense	$3,220,000	806
Additional noninterest expense	$-7,195,000	4,721
Pre-tax net operating income	$163,392,000	166
Securities gains (losses)	$-886,184,000	4,708
Applicable income taxes	$6,678,000	504
Income before extraordinary items	$-729,470,000	4,709
Extraordinary gains, net	$0	5
Net income	$-729,470,000	4,709
Minority interest net income	$0	63
Net income of bank and minority interests.	$-729,470,000	4,709
Net charge-offs	$700,000	501
Cash dividends	$50,000,000	168
Sale, conversion, retirement of capital stock, net	$3,932,000	133
Net operating income	$156,714,000	142
2022-09-30 (YTD Data)		Rank
Total interest income	$213,175,000	180
Total interest expense	$10,510,000	256
Net interest income	$202,665,000	173
Provision for loan and lease losses	$-3,075,000	4,718
Total noninterest income	$27,977,000	321
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$23,138,000	70
Trading account gains and fees	$3,028,000	53
Additional Noninterest Income	$1,811,000	1,473
Total noninterest expense	$82,874,000	285
Salaries and employee benefits	$50,480,000	257
Premises and equipment expense	$2,394,000	810
Additional noninterest expense	$1,811,000	1,473
Pre-tax net operating income	$150,843,000	142
Securities gains (losses)	$-804,000	4,544
Applicable income taxes	$32,901,000	146
Income before extraordinary items	$117,138,000	141
Extraordinary gains, net	$0	4
Net income	$117,138,000	141
Minority interest net income	$0	57
Net income of bank and minority interests.	$117,138,000	141
Net charge-offs	$665,000	382
Cash dividends	$35,000,000	169
Sale, conversion, retirement of capital stock, net	$2,831,000	121
Net operating income	$117,773,160	139
2022-06-30 (YTD Data)		Rank
Total interest income	$122,416,000	191
Total interest expense	$889,000	1,252
Net interest income	$121,527,000	180
Provision for loan and lease losses	$-2,474,000	4,719
Total noninterest income	$19,468,000	299
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$15,301,000	71
Trading account gains and fees	$0	108
Additional Noninterest Income	$4,167,000	670
Total noninterest expense	$51,838,000	295
Salaries and employee benefits	$31,195,000	272
Premises and equipment expense	$1,597,000	803
Additional noninterest expense	$19,046,000	269
Pre-tax net operating income	$91,631,000	150
Securities gains (losses)	$-804,000	4,609
Applicable income taxes	$18,626,000	162
Income before extraordinary items	$72,201,000	149
Extraordinary gains, net	$0	4
Net income	$72,201,000	149
Minority interest net income	$0	60
Net income of bank and minority interests.	$72,201,000	149
Net charge-offs	$0	2,156
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$1,748,000	106
Net operating income	$72,836,160	145
2022-03-31 (YTD Data)		Rank
Total interest income	$50,833,000	212
Total interest expense	$91,000	3,304
Net interest income	$50,742,000	202
Provision for loan and lease losses	$-2,474,000	4,734
Total noninterest income	$10,055,000	303
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$7,450,000	71
Trading account gains and fees	$0	103
Additional Noninterest Income	$2,605,000	590
Total noninterest expense	$25,638,000	300
Salaries and employee benefits	$15,181,000	277
Premises and equipment expense	$560,000	1,088
Additional noninterest expense	$9,897,000	262
Pre-tax net operating income	$37,633,000	166
Securities gains (losses)	$-605,000	4,691
Applicable income taxes	$7,252,000	177
Income before extraordinary items	$29,776,000	165
Extraordinary gains, net	$0	4
Net income	$29,776,000	165
Minority interest net income	$0	50
Net income of bank and minority interests.	$29,776,000	165
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$729,000	96
Net operating income	$30,260,000	162
2021-12-31 (YTD Data)		Rank
Total interest income	$130,377,000	294
Total interest expense	$134,000	4,374
Net interest income	$130,243,000	276
Provision for loan and lease losses	$0	3,064
Total noninterest income	$40,018,000	321
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$28,926,000	72
Trading account gains and fees	$0	132
Additional Noninterest Income	$11,092,000	627
Total noninterest expense	$85,291,000	341
Salaries and employee benefits	$44,575,000	352
Premises and equipment expense	$2,362,000	1,035
Additional noninterest expense	$38,354,000	263
Pre-tax net operating income	$84,970,000	257
Securities gains (losses)	$5,238,000	80
Applicable income taxes	$8,237,000	447
Income before extraordinary items	$81,971,000	232
Extraordinary gains, net	$0	10
Net income	$81,971,000	232
Minority interest net income	$0	74
Net income of bank and minority interests.	$81,971,000	232
Net charge-offs	$0	2,705
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$1,932,000	172
Net operating income	$77,204,420	237
2021-09-30 (YTD Data)		Rank
Total interest income	$91,899,000	309
Total interest expense	$107,000	4,428
Net interest income	$91,792,000	293
Provision for loan and lease losses	$0	2,963
Total noninterest income	$29,020,000	336
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$21,830,000	70
Trading account gains and fees	$0	132
Additional Noninterest Income	$7,190,000	711
Total noninterest expense	$60,842,000	353
Salaries and employee benefits	$31,046,000	376
Premises and equipment expense	$1,660,000	1,118
Additional noninterest expense	$28,136,000	266
Pre-tax net operating income	$59,970,000	275
Securities gains (losses)	$5,182,000	71
Applicable income taxes	$5,627,000	488
Income before extraordinary items	$59,525,000	236
Extraordinary gains, net	$0	8
Net income	$59,525,000	237
Minority interest net income	$0	69
Net income of bank and minority interests.	$59,525,000	237
Net charge-offs	$0	2,463
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$1,373,000	162
Net operating income	$54,809,380	248
2021-06-30 (YTD Data)		Rank
Total interest income	$53,967,000	338
Total interest expense	$81,000	4,410
Net interest income	$53,886,000	312
Provision for loan and lease losses	$0	2,862
Total noninterest income	$20,159,000	328
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$16,110,000	65
Trading account gains and fees	$0	133
Additional Noninterest Income	$4,049,000	803
Total noninterest expense	$39,427,000	358
Salaries and employee benefits	$20,584,000	371
Premises and equipment expense	$1,162,000	1,063
Additional noninterest expense	$17,681,000	273
Pre-tax net operating income	$34,618,000	306
Securities gains (losses)	$0	1,818
Applicable income taxes	$-601,000	4,936
Income before extraordinary items	$35,219,000	261
Extraordinary gains, net	$0	6
Net income	$35,219,000	260
Minority interest net income	$0	67
Net income of bank and minority interests.	$35,219,000	261
Net charge-offs	$0	2,245
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$786,000	150
Net operating income	$35,219,000	253
2021-03-31 (YTD Data)		Rank
Total interest income	$23,301,000	387
Total interest expense	$45,000	4,410
Net interest income	$23,256,000	355
Provision for loan and lease losses	$0	2,741
Total noninterest income	$8,090,000	389
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$6,280,000	74
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,810,000	864
Total noninterest expense	$18,979,000	365
Salaries and employee benefits	$10,616,000	364
Premises and equipment expense	$588,000	1,064
Additional noninterest expense	$7,775,000	292
Pre-tax net operating income	$12,367,000	396
Securities gains (losses)	$0	1,392
Applicable income taxes	$-1,015,000	4,971
Income before extraordinary items	$13,382,000	318
Extraordinary gains, net	$0	3
Net income	$13,382,000	317
Minority interest net income	$0	55
Net income of bank and minority interests.	$13,382,000	318
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$290,000	158
Net operating income	$13,382,000	309
2020-12-31 (YTD Data)		Rank
Total interest income	$79,568,000	441
Total interest expense	$6,144,000	779
Net interest income	$73,424,000	414
Provision for loan and lease losses	$742,000	1,891
Total noninterest income	$15,400,000	599
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$9,056,000	162
Trading account gains and fees	$0	133
Additional Noninterest Income	$6,344,000	873
Total noninterest expense	$56,846,000	453
Salaries and employee benefits	$35,422,000	411
Premises and equipment expense	$5,588,000	473
Additional noninterest expense	$15,836,000	499
Pre-tax net operating income	$31,236,000	418
Securities gains (losses)	$3,754,000	136
Applicable income taxes	$6,189,000	424
Income before extraordinary items	$28,801,000	400
Extraordinary gains, net	$0	4
Net income	$28,801,000	399
Minority interest net income	$0	72
Net income of bank and minority interests.	$28,801,000	400
Net charge-offs	$17,000	2,854
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$884,000	212
Net operating income	$25,722,720	419
2020-09-30 (YTD Data)		Rank
Total interest income	$57,365,000	457
Total interest expense	$6,096,000	640
Net interest income	$51,269,000	425
Provision for loan and lease losses	$589,000	1,837
Total noninterest income	$10,551,000	615
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$5,891,000	181
Trading account gains and fees	$0	125
Additional Noninterest Income	$4,660,000	851
Total noninterest expense	$39,780,000	470
Salaries and employee benefits	$26,030,000	410
Premises and equipment expense	$2,570,000	745
Additional noninterest expense	$11,180,000	500
Pre-tax net operating income	$21,451,000	425
Securities gains (losses)	$3,754,000	113
Applicable income taxes	$5,937,000	332
Income before extraordinary items	$19,268,000	401
Extraordinary gains, net	$0	4
Net income	$19,268,000	401
Minority interest net income	$0	65
Net income of bank and minority interests.	$19,268,000	401
Net charge-offs	$17,000	2,566
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$659,000	191
Net operating income	$16,302,340	461
2020-06-30 (YTD Data)		Rank
Total interest income	$38,065,000	462
Total interest expense	$5,975,000	497
Net interest income	$32,090,000	453
Provision for loan and lease losses	$589,000	1,497
Total noninterest income	$6,610,000	608
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$3,267,000	216
Trading account gains and fees	$0	123
Additional Noninterest Income	$3,343,000	755
Total noninterest expense	$26,243,000	464
Salaries and employee benefits	$17,413,000	401
Premises and equipment expense	$1,750,000	735
Additional noninterest expense	$7,080,000	511
Pre-tax net operating income	$11,868,000	431
Securities gains (losses)	$3,754,000	80
Applicable income taxes	$4,347,000	278
Income before extraordinary items	$11,275,000	402
Extraordinary gains, net	$0	4
Net income	$11,275,000	401
Minority interest net income	$0	65
Net income of bank and minority interests.	$11,275,000	402
Net charge-offs	$17,000	2,258
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$400,000	179
Net operating income	$8,309,340	501
2020-03-31 (YTD Data)		Rank
Total interest income	$20,057,000	447
Total interest expense	$4,279,000	417
Net interest income	$15,778,000	459
Provision for loan and lease losses	$366,000	1,072
Total noninterest income	$3,734,000	523
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$1,296,000	274
Trading account gains and fees	$0	106
Additional Noninterest Income	$2,438,000	508
Total noninterest expense	$13,012,000	471
Salaries and employee benefits	$8,680,000	405
Premises and equipment expense	$882,000	735
Additional noninterest expense	$3,450,000	541
Pre-tax net operating income	$6,134,000	385
Securities gains (losses)	$1,197,000	96
Applicable income taxes	$2,080,000	251
Income before extraordinary items	$5,251,000	381
Extraordinary gains, net	$0	4
Net income	$5,251,000	380
Minority interest net income	$0	56
Net income of bank and minority interests.	$5,251,000	381
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$199,000	182
Net operating income	$4,305,370	450
2019-12-31 (YTD Data)		Rank
Total interest income	$81,006,000	445
Total interest expense	$8,783,000	761
Net interest income	$72,223,000	391
Provision for loan and lease losses	$-439,000	5,093
Total noninterest income	$14,951,000	524
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$4,840,000	288
Trading account gains and fees	$0	135
Additional Noninterest Income	$10,111,000	515
Total noninterest expense	$50,362,000	463
Salaries and employee benefits	$32,940,000	408
Premises and equipment expense	$3,546,000	714
Additional noninterest expense	$13,876,000	519
Pre-tax net operating income	$37,251,000	386
Securities gains (losses)	$724,000	285
Applicable income taxes	$10,721,000	308
Income before extraordinary items	$27,254,000	414
Extraordinary gains, net	$0	11
Net income	$27,254,000	414
Minority interest net income	$0	76
Net income of bank and minority interests.	$27,254,000	414
Net charge-offs	$93,000	2,256
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$177,000	406
Net operating income	$26,682,040	418
2019-09-30 (YTD Data)		Rank
Total interest income	$60,901,000	450
Total interest expense	$4,616,000	1,039
Net interest income	$56,285,000	385
Provision for loan and lease losses	$-439,000	5,183
Total noninterest income	$12,640,000	484
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$3,627,000	292
Trading account gains and fees	$0	129
Additional Noninterest Income	$9,013,000	461
Total noninterest expense	$37,250,000	467
Salaries and employee benefits	$24,363,000	413
Premises and equipment expense	$2,708,000	707
Additional noninterest expense	$10,179,000	528
Pre-tax net operating income	$32,114,000	347
Securities gains (losses)	$-16,000	4,967
Applicable income taxes	$9,032,000	293
Income before extraordinary items	$23,066,000	381
Extraordinary gains, net	$0	11
Net income	$23,066,000	381
Minority interest net income	$0	72
Net income of bank and minority interests.	$23,066,000	382
Net charge-offs	$93,000	1,812
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$66,000	461
Net operating income	$23,078,640	376
2019-06-30 (YTD Data)		Rank
Total interest income	$39,520,000	459
Total interest expense	$1,994,000	1,465
Net interest income	$37,526,000	384
Provision for loan and lease losses	$419,000	980
Total noninterest income	$10,026,000	414
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$2,286,000	309
Trading account gains and fees	$0	131
Additional Noninterest Income	$7,740,000	377
Total noninterest expense	$25,104,000	462
Salaries and employee benefits	$16,343,000	413
Premises and equipment expense	$1,839,000	701
Additional noninterest expense	$6,922,000	526
Pre-tax net operating income	$22,029,000	336
Securities gains (losses)	$0	1,702
Applicable income taxes	$6,166,000	292
Income before extraordinary items	$15,863,000	367
Extraordinary gains, net	$0	11
Net income	$15,863,000	368
Minority interest net income	$0	69
Net income of bank and minority interests.	$15,863,000	368
Net charge-offs	$93,000	1,450
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$49,000	439
Net operating income	$15,863,000	361
2019-03-31 (YTD Data)		Rank
Total interest income	$20,056,000	442
Total interest expense	$417,000	2,581
Net interest income	$19,639,000	373
Provision for loan and lease losses	$267,000	763
Total noninterest income	$7,871,000	298
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,226,000	293
Trading account gains and fees	$0	126
Additional Noninterest Income	$6,645,000	243
Total noninterest expense	$12,828,000	455
Salaries and employee benefits	$8,508,000	394
Premises and equipment expense	$850,000	767
Additional noninterest expense	$3,470,000	516
Pre-tax net operating income	$14,415,000	274
Securities gains (losses)	$0	1,087
Applicable income taxes	$4,251,000	230
Income before extraordinary items	$10,164,000	303
Extraordinary gains, net	$0	5
Net income	$10,164,000	303
Minority interest net income	$0	52
Net income of bank and minority interests.	$10,164,000	303
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$19,000	426
Net operating income	$10,164,000	296
2018-12-31 (YTD Data)		Rank
Total interest income	$72,725,000	459
Total interest expense	$1,809,000	2,070
Net interest income	$70,916,000	392
Provision for loan and lease losses	$-1,527,000	5,360
Total noninterest income	$7,509,000	845
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$3,232,000	402
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,277,000	875
Total noninterest expense	$46,545,000	483
Salaries and employee benefits	$29,246,000	433
Premises and equipment expense	$3,029,000	826
Additional noninterest expense	$14,270,000	485
Pre-tax net operating income	$33,407,000	409
Securities gains (losses)	$0	1,125
Applicable income taxes	$8,859,000	331
Income before extraordinary items	$24,548,000	440
Extraordinary gains, net	$0	6
Net income	$24,548,000	439
Minority interest net income	$0	72
Net income of bank and minority interests.	$24,548,000	439
Net charge-offs	$-85,000	5,020
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$112,000	478
Net operating income	$24,548,000	440
2018-09-30 (YTD Data)		Rank
Total interest income	$51,131,000	465
Total interest expense	$1,408,000	1,946
Net interest income	$49,723,000	410
Provision for loan and lease losses	$148,000	2,290
Total noninterest income	$5,518,000	859
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$2,123,000	455
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,395,000	866
Total noninterest expense	$33,331,000	500
Salaries and employee benefits	$20,895,000	447
Premises and equipment expense	$2,206,000	851
Additional noninterest expense	$10,230,000	505
Pre-tax net operating income	$21,762,000	445
Securities gains (losses)	$0	1,118
Applicable income taxes	$6,076,000	360
Income before extraordinary items	$15,686,000	496
Extraordinary gains, net	$0	5
Net income	$15,686,000	495
Minority interest net income	$0	66
Net income of bank and minority interests.	$15,686,000	495
Net charge-offs	$-75,000	5,046
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$97,000	437
Net operating income	$15,686,000	496
2018-06-30 (YTD Data)		Rank
Total interest income	$32,431,000	488
Total interest expense	$1,007,000	1,766
Net interest income	$31,424,000	437
Provision for loan and lease losses	$148,000	1,859
Total noninterest income	$3,334,000	913
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,404,000	453
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,930,000	960
Total noninterest expense	$22,310,000	498
Salaries and employee benefits	$13,784,000	456
Premises and equipment expense	$1,479,000	850
Additional noninterest expense	$7,047,000	490
Pre-tax net operating income	$12,300,000	504
Securities gains (losses)	$0	961
Applicable income taxes	$3,410,000	399
Income before extraordinary items	$8,890,000	558
Extraordinary gains, net	$0	6
Net income	$8,890,000	556
Minority interest net income	$0	65
Net income of bank and minority interests.	$8,890,000	557
Net charge-offs	$-13,000	4,607
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$80,000	395
Net operating income	$8,890,000	556
2018-03-31 (YTD Data)		Rank
Total interest income	$15,605,000	506
Total interest expense	$550,000	1,589
Net interest income	$15,055,000	458
Provision for loan and lease losses	$143,000	1,214
Total noninterest income	$1,387,000	1,020
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$721,000	444
Trading account gains and fees	$0	123
Additional Noninterest Income	$666,000	1,242
Total noninterest expense	$10,866,000	516
Salaries and employee benefits	$6,817,000	460
Premises and equipment expense	$669,000	933
Additional noninterest expense	$3,380,000	507
Pre-tax net operating income	$5,433,000	549
Securities gains (losses)	$0	735
Applicable income taxes	$1,509,000	425
Income before extraordinary items	$3,924,000	609
Extraordinary gains, net	$0	7
Net income	$3,924,000	609
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,924,000	609
Net charge-offs	$-9,000	4,705
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$2,000	558
Net operating income	$3,924,000	608
2017-12-31 (YTD Data)		Rank
Total interest income	$48,283,000	589
Total interest expense	$5,128,000	662
Net interest income	$43,155,000	582
Provision for loan and lease losses	$263,000	2,099
Total noninterest income	$3,372,000	1,458
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$496,000	2,043
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,876,000	1,203
Total noninterest expense	$30,044,000	734
Salaries and employee benefits	$19,770,000	608
Premises and equipment expense	$2,357,000	1,012
Additional noninterest expense	$7,917,000	837
Pre-tax net operating income	$16,220,000	648
Securities gains (losses)	$0	2,243
Applicable income taxes	$7,478,000	509
Income before extraordinary items	$8,742,000	836
Extraordinary gains, net	$0	9
Net income	$8,742,000	837
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,742,000	836
Net charge-offs	$142,000	2,130
Cash dividends	$1,850,000	1,510
Sale, conversion, retirement of capital stock, net	$21,000	635
Net operating income	$8,742,000	823
2017-09-30 (YTD Data)		Rank
Total interest income	$34,393,000	621
Total interest expense	$4,372,000	586
Net interest income	$30,021,000	638
Provision for loan and lease losses	$232,000	1,878
Total noninterest income	$1,906,000	1,774
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$195,000	3,097
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,711,000	1,422
Total noninterest expense	$21,213,000	776
Salaries and employee benefits	$14,085,000	650
Premises and equipment expense	$1,717,000	1,045
Additional noninterest expense	$5,411,000	905
Pre-tax net operating income	$10,482,000	730
Securities gains (losses)	$0	2,274
Applicable income taxes	$4,031,000	564
Income before extraordinary items	$6,451,000	914
Extraordinary gains, net	$0	9
Net income	$6,451,000	915
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,451,000	914
Net charge-offs	$197,000	1,400
Cash dividends	$1,530,000	1,274
Sale, conversion, retirement of capital stock, net	$21,000	593
Net operating income	$6,451,000	903
2017-06-30 (YTD Data)		Rank
Total interest income	$21,629,000	657
Total interest expense	$2,932,000	561
Net interest income	$18,697,000	677
Provision for loan and lease losses	$23,000	3,358
Total noninterest income	$1,188,000	1,838
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$119,000	3,232
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,069,000	1,486
Total noninterest expense	$13,721,000	795
Salaries and employee benefits	$9,164,000	672
Premises and equipment expense	$1,199,000	1,005
Additional noninterest expense	$3,358,000	968
Pre-tax net operating income	$6,141,000	827
Securities gains (losses)	$0	1,906
Applicable income taxes	$2,325,000	602
Income before extraordinary items	$3,816,000	1,019
Extraordinary gains, net	$0	11
Net income	$3,816,000	1,019
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,816,000	1,019
Net charge-offs	$136,000	1,303
Cash dividends	$1,200,000	1,138
Sale, conversion, retirement of capital stock, net	$17,000	555
Net operating income	$3,816,000	1,007
2017-03-31 (YTD Data)		Rank
Total interest income	$10,305,000	685
Total interest expense	$1,495,000	536
Net interest income	$8,810,000	714
Provision for loan and lease losses	$23,000	2,728
Total noninterest income	$485,000	2,088
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$55,000	3,369
Trading account gains and fees	$0	142
Additional Noninterest Income	$430,000	1,682
Total noninterest expense	$6,717,000	816
Salaries and employee benefits	$4,513,000	691
Premises and equipment expense	$665,000	938
Additional noninterest expense	$1,539,000	1,041
Pre-tax net operating income	$2,555,000	942
Securities gains (losses)	$0	1,153
Applicable income taxes	$935,000	689
Income before extraordinary items	$1,620,000	1,160
Extraordinary gains, net	$0	8
Net income	$1,620,000	1,159
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,620,000	1,160
Net charge-offs	$136,000	760
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$10,000	510
Net operating income	$1,620,000	1,141
2016-12-31 (YTD Data)		Rank
Total interest income	$41,520,000	656
Total interest expense	$6,579,000	457
Net interest income	$34,941,000	688
Provision for loan and lease losses	$1,136,000	823
Total noninterest income	$3,360,000	1,521
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$137,000	4,130
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,223,000	1,152
Total noninterest expense	$23,665,000	903
Salaries and employee benefits	$15,496,000	763
Premises and equipment expense	$1,848,000	1,262
Additional noninterest expense	$6,321,000	1,038
Pre-tax net operating income	$13,500,000	706
Securities gains (losses)	$0	3,212
Applicable income taxes	$5,426,000	526
Income before extraordinary items	$8,074,000	923
Extraordinary gains, net	$0	5
Net income	$8,074,000	922
Minority interest net income	$0	82
Net income of bank and minority interests.	$8,074,000	922
Net charge-offs	$-8,000	4,943
Cash dividends	$5,600,000	603
Sale, conversion, retirement of capital stock, net	$22,000	654
Net operating income	$8,074,000	898
2016-09-30 (YTD Data)		Rank
Total interest income	$30,682,000	661
Total interest expense	$4,954,000	451
Net interest income	$25,728,000	697
Provision for loan and lease losses	$1,084,000	649
Total noninterest income	$2,571,000	1,490
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$95,000	4,260
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,476,000	1,132
Total noninterest expense	$17,839,000	892
Salaries and employee benefits	$11,451,000	775
Premises and equipment expense	$1,380,000	1,275
Additional noninterest expense	$5,008,000	986
Pre-tax net operating income	$9,376,000	755
Securities gains (losses)	$0	3,160
Applicable income taxes	$3,664,000	570
Income before extraordinary items	$5,712,000	983
Extraordinary gains, net	$0	5
Net income	$5,712,000	983
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,712,000	983
Net charge-offs	$10,000	3,412
Cash dividends	$2,500,000	869
Sale, conversion, retirement of capital stock, net	$17,000	613
Net operating income	$5,712,000	952
2016-06-30 (YTD Data)		Rank
Total interest income	$19,803,000	676
Total interest expense	$3,206,000	459
Net interest income	$16,597,000	715
Provision for loan and lease losses	$818,000	591
Total noninterest income	$1,737,000	1,462
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$55,000	4,440
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,682,000	1,094
Total noninterest expense	$11,624,000	915
Salaries and employee benefits	$7,485,000	790
Premises and equipment expense	$957,000	1,237
Additional noninterest expense	$3,182,000	1,027
Pre-tax net operating income	$5,892,000	797
Securities gains (losses)	$0	2,835
Applicable income taxes	$2,299,000	590
Income before extraordinary items	$3,593,000	1,024
Extraordinary gains, net	$0	16
Net income	$3,593,000	1,023
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,593,000	1,023
Net charge-offs	$8,000	3,171
Cash dividends	$2,500,000	640
Sale, conversion, retirement of capital stock, net	$10,000	607
Net operating income	$3,593,000	997
2016-03-31 (YTD Data)		Rank
Total interest income	$9,604,000	695
Total interest expense	$1,525,000	478
Net interest income	$8,079,000	733
Provision for loan and lease losses	$322,000	644
Total noninterest income	$1,078,000	1,228
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$24,000	4,602
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,054,000	901
Total noninterest expense	$5,779,000	914
Salaries and employee benefits	$3,738,000	791
Premises and equipment expense	$487,000	1,210
Additional noninterest expense	$1,554,000	1,055
Pre-tax net operating income	$3,056,000	750
Securities gains (losses)	$0	2,077
Applicable income taxes	$1,193,000	555
Income before extraordinary items	$1,863,000	962
Extraordinary gains, net	$0	12
Net income	$1,863,000	963
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,863,000	963
Net charge-offs	$0	3,094
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$5,000	575
Net operating income	$1,863,000	920
2015-12-31 (YTD Data)		Rank
Total interest income	$37,990,000	682
Total interest expense	$5,175,000	529
Net interest income	$32,815,000	695
Provision for loan and lease losses	$1,906,000	473
Total noninterest income	$3,515,000	1,424
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$112,000	4,551
Trading account gains and fees	$0	159
Additional Noninterest Income	$3,403,000	1,068
Total noninterest expense	$21,047,000	978
Salaries and employee benefits	$13,282,000	855
Premises and equipment expense	$1,706,000	1,361
Additional noninterest expense	$6,059,000	1,078
Pre-tax net operating income	$13,377,000	678
Securities gains (losses)	$0	3,216
Applicable income taxes	$5,250,000	501
Income before extraordinary items	$8,127,000	872
Extraordinary gains, net	$0	23
Net income	$8,127,000	873
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,127,000	872
Net charge-offs	$-38,000	5,496
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$-149,000	6,110
Net operating income	$8,127,000	854
2015-09-30 (YTD Data)		Rank
Total interest income	$27,287,000	709
Total interest expense	$3,826,000	540
Net interest income	$23,461,000	724
Provision for loan and lease losses	$1,219,000	498
Total noninterest income	$4,423,000	1,012
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$61,000	4,996
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,362,000	735
Total noninterest expense	$15,919,000	982
Salaries and employee benefits	$10,225,000	841
Premises and equipment expense	$1,367,000	1,308
Additional noninterest expense	$4,327,000	1,124
Pre-tax net operating income	$10,746,000	660
Securities gains (losses)	$0	3,031
Applicable income taxes	$4,257,000	502
Income before extraordinary items	$6,489,000	836
Extraordinary gains, net	$0	21
Net income	$6,489,000	837
Minority interest net income	$0	78
Net income of bank and minority interests.	$6,489,000	836
Net charge-offs	$-53,000	5,626
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$83,000	482
Net operating income	$6,489,000	813
2015-06-30 (YTD Data)		Rank
Total interest income	$18,291,000	705
Total interest expense	$2,545,000	543
Net interest income	$15,746,000	722
Provision for loan and lease losses	$980,000	441
Total noninterest income	$2,924,000	1,025
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$28,000	5,406
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,896,000	730
Total noninterest expense	$10,718,000	974
Salaries and employee benefits	$7,009,000	825
Premises and equipment expense	$935,000	1,278
Additional noninterest expense	$2,774,000	1,156
Pre-tax net operating income	$6,972,000	680
Securities gains (losses)	$0	2,636
Applicable income taxes	$2,761,000	515
Income before extraordinary items	$4,211,000	857
Extraordinary gains, net	$0	22
Net income	$4,211,000	857
Minority interest net income	$0	75
Net income of bank and minority interests.	$4,211,000	857
Net charge-offs	$-36,000	5,652
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$74,000	418
Net operating income	$4,211,000	832
2015-03-31 (YTD Data)		Rank
Total interest income	$8,115,000	796
Total interest expense	$1,250,000	558
Net interest income	$6,865,000	822
Provision for loan and lease losses	$319,000	599
Total noninterest income	$446,000	2,261
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$13,000	5,482
Trading account gains and fees	$0	152
Additional Noninterest Income	$433,000	1,672
Total noninterest expense	$5,101,000	1,019
Salaries and employee benefits	$3,322,000	859
Premises and equipment expense	$506,000	1,190
Additional noninterest expense	$1,273,000	1,236
Pre-tax net operating income	$1,891,000	1,107
Securities gains (losses)	$0	2,027
Applicable income taxes	$741,000	774
Income before extraordinary items	$1,150,000	1,421
Extraordinary gains, net	$0	13
Net income	$1,150,000	1,424
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,150,000	1,423
Net charge-offs	$-65,000	6,021
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$30,000	417
Net operating income	$1,150,000	1,373
2014-12-31 (YTD Data)		Rank
Total interest income	$28,519,000	884
Total interest expense	$4,837,000	588
Net interest income	$23,682,000	932
Provision for loan and lease losses	$1,067,000	829
Total noninterest income	$4,983,000	1,107
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$57,000	5,574
Trading account gains and fees	$-8,000	6,476
Additional Noninterest Income	$4,934,000	764
Total noninterest expense	$19,831,000	1,027
Salaries and employee benefits	$12,782,000	854
Premises and equipment expense	$1,634,000	1,458
Additional noninterest expense	$5,415,000	1,215
Pre-tax net operating income	$7,767,000	1,057
Securities gains (losses)	$646,000	320
Applicable income taxes	$3,304,000	670
Income before extraordinary items	$5,109,000	1,277
Extraordinary gains, net	$0	17
Net income	$5,109,000	1,275
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,109,000	1,276
Net charge-offs	$37,000	3,989
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$220,000	416
Net operating income	$4,695,560	1,354
2014-09-30 (YTD Data)		Rank
Total interest income	$19,688,000	977
Total interest expense	$3,590,000	610
Net interest income	$16,098,000	1,056
Provision for loan and lease losses	$396,000	1,395
Total noninterest income	$4,191,000	1,012
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$45,000	5,607
Trading account gains and fees	$-8,000	6,553
Additional Noninterest Income	$4,154,000	703
Total noninterest expense	$14,917,000	1,028
Salaries and employee benefits	$9,471,000	870
Premises and equipment expense	$1,243,000	1,438
Additional noninterest expense	$4,203,000	1,174
Pre-tax net operating income	$4,976,000	1,224
Securities gains (losses)	$646,000	239
Applicable income taxes	$2,194,000	741
Income before extraordinary items	$3,428,000	1,408
Extraordinary gains, net	$0	15
Net income	$3,428,000	1,406
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,428,000	1,408
Net charge-offs	$25,000	3,731
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$88,000	480
Net operating income	$3,014,560	1,544
2014-06-30 (YTD Data)		Rank
Total interest income	$12,476,000	1,021
Total interest expense	$2,346,000	624
Net interest income	$10,130,000	1,101
Provision for loan and lease losses	$0	4,196
Total noninterest income	$3,596,000	829
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$33,000	5,529
Trading account gains and fees	$10,000	158
Additional Noninterest Income	$3,553,000	577
Total noninterest expense	$10,307,000	972
Salaries and employee benefits	$6,705,000	814
Premises and equipment expense	$831,000	1,439
Additional noninterest expense	$2,771,000	1,174
Pre-tax net operating income	$3,419,000	1,164
Securities gains (losses)	$604,000	188
Applicable income taxes	$1,574,000	695
Income before extraordinary items	$2,449,000	1,284
Extraordinary gains, net	$0	20
Net income	$2,449,000	1,284
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,449,000	1,285
Net charge-offs	$40,000	2,969
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$56,000	462
Net operating income	$2,062,440	1,461
2014-03-31 (YTD Data)		Rank
Total interest income	$5,786,000	1,105
Total interest expense	$1,131,000	656
Net interest income	$4,655,000	1,205
Provision for loan and lease losses	$0	3,817
Total noninterest income	$1,021,000	1,230
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$18,000	5,462
Trading account gains and fees	$-6,000	6,700
Additional Noninterest Income	$1,009,000	838
Total noninterest expense	$4,763,000	1,075
Salaries and employee benefits	$3,048,000	914
Premises and equipment expense	$418,000	1,457
Additional noninterest expense	$1,297,000	1,238
Pre-tax net operating income	$913,000	1,898
Securities gains (losses)	$604,000	114
Applicable income taxes	$574,000	834
Income before extraordinary items	$943,000	1,565
Extraordinary gains, net	$0	16
Net income	$943,000	1,568
Minority interest net income	$0	66
Net income of bank and minority interests.	$943,000	1,568
Net charge-offs	$30,000	2,222
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$25,000	442
Net operating income	$556,440	2,350
2013-12-31 (YTD Data)		Rank
Total interest income	$27,583,000	917
Total interest expense	$5,057,000	656
Net interest income	$22,526,000	962
Provision for loan and lease losses	$8,000	4,962
Total noninterest income	$5,364,000	1,072
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$77,000	5,566
Trading account gains and fees	$0	184
Additional Noninterest Income	$5,287,000	769
Total noninterest expense	$19,533,000	1,051
Salaries and employee benefits	$11,949,000	905
Premises and equipment expense	$1,565,000	1,523
Additional noninterest expense	$6,019,000	1,128
Pre-tax net operating income	$8,349,000	922
Securities gains (losses)	$264,000	748
Applicable income taxes	$3,217,000	631
Income before extraordinary items	$5,396,000	1,147
Extraordinary gains, net	$0	29
Net income	$5,396,000	1,149
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,396,000	1,150
Net charge-offs	$97,000	3,767
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$-4,901,000	6,803
Net operating income	$5,227,040	1,147
2013-09-30 (YTD Data)		Rank
Total interest income	$21,562,000	875
Total interest expense	$3,891,000	651
Net interest income	$17,671,000	914
Provision for loan and lease losses	$8,000	4,778
Total noninterest income	$3,728,000	1,161
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$60,000	5,583
Trading account gains and fees	$-21,000	6,859
Additional Noninterest Income	$3,689,000	835
Total noninterest expense	$14,807,000	1,038
Salaries and employee benefits	$9,046,000	894
Premises and equipment expense	$1,167,000	1,544
Additional noninterest expense	$4,594,000	1,099
Pre-tax net operating income	$6,584,000	898
Securities gains (losses)	$254,000	718
Applicable income taxes	$2,711,000	595
Income before extraordinary items	$4,127,000	1,127
Extraordinary gains, net	$0	25
Net income	$4,127,000	1,129
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,127,000	1,129
Net charge-offs	$86,000	3,402
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$-4,926,000	6,881
Net operating income	$3,964,440	1,140
2013-06-30 (YTD Data)		Rank
Total interest income	$13,420,000	945
Total interest expense	$2,661,000	650
Net interest income	$10,759,000	1,008
Provision for loan and lease losses	$8,000	4,574
Total noninterest income	$3,288,000	944
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$39,000	5,628
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,249,000	681
Total noninterest expense	$9,781,000	1,041
Salaries and employee benefits	$5,999,000	902
Premises and equipment expense	$765,000	1,559
Additional noninterest expense	$3,017,000	1,118
Pre-tax net operating income	$4,258,000	892
Securities gains (losses)	$248,000	642
Applicable income taxes	$1,746,000	598
Income before extraordinary items	$2,760,000	1,115
Extraordinary gains, net	$0	22
Net income	$2,760,000	1,116
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,760,000	1,117
Net charge-offs	$49,000	3,369
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$49,000	478
Net operating income	$2,601,280	1,121
2013-03-31 (YTD Data)		Rank
Total interest income	$6,733,000	949
Total interest expense	$1,362,000	656
Net interest income	$5,371,000	1,009
Provision for loan and lease losses	$50,000	2,783
Total noninterest income	$1,651,000	955
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$17,000	5,778
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,634,000	694
Total noninterest expense	$4,680,000	1,104
Salaries and employee benefits	$2,878,000	952
Premises and equipment expense	$384,000	1,582
Additional noninterest expense	$1,418,000	1,163
Pre-tax net operating income	$2,292,000	814
Securities gains (losses)	$20,000	1,261
Applicable income taxes	$919,000	578
Income before extraordinary items	$1,393,000	1,094
Extraordinary gains, net	$0	10
Net income	$1,393,000	1,096
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,393,000	1,096
Net charge-offs	$55,000	2,358
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$25,000	436
Net operating income	$1,380,200	1,042
2012-12-31 (YTD Data)		Rank
Total interest income	$26,896,000	974
Total interest expense	$4,722,000	951
Net interest income	$22,174,000	989
Provision for loan and lease losses	$300,000	3,343
Total noninterest income	$7,979,000	799
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$84,000	5,674
Trading account gains and fees	$0	166
Additional Noninterest Income	$7,895,000	581
Total noninterest expense	$17,280,000	1,168
Salaries and employee benefits	$10,620,000	987
Premises and equipment expense	$1,435,000	1,636
Additional noninterest expense	$5,225,000	1,300
Pre-tax net operating income	$12,573,000	600
Securities gains (losses)	$0	3,810
Applicable income taxes	$5,183,000	425
Income before extraordinary items	$7,390,000	802
Extraordinary gains, net	$0	29
Net income	$7,390,000	801
Minority interest net income	$0	93
Net income of bank and minority interests.	$7,390,000	802
Net charge-offs	$312,000	3,242
Cash dividends	$1,700,000	1,362
Sale, conversion, retirement of capital stock, net	$95,000	585
Net operating income	$7,390,000	751
2012-09-30 (YTD Data)		Rank
Total interest income	$19,546,000	1,030
Total interest expense	$3,380,000	1,053
Net interest income	$16,166,000	1,028
Provision for loan and lease losses	$250,000	3,206
Total noninterest income	$4,962,000	919
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$61,000	5,776
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,901,000	647
Total noninterest expense	$12,625,000	1,201
Salaries and employee benefits	$7,701,000	1,015
Premises and equipment expense	$1,062,000	1,671
Additional noninterest expense	$3,862,000	1,320
Pre-tax net operating income	$8,253,000	675
Securities gains (losses)	$0	3,575
Applicable income taxes	$3,405,000	475
Income before extraordinary items	$4,848,000	953
Extraordinary gains, net	$0	20
Net income	$4,848,000	953
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,848,000	953
Net charge-offs	$305,000	2,801
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$70,000	533
Net operating income	$4,848,000	892
2012-06-30 (YTD Data)		Rank
Total interest income	$12,678,000	1,083
Total interest expense	$2,178,000	1,125
Net interest income	$10,500,000	1,059
Provision for loan and lease losses	$100,000	3,821
Total noninterest income	$1,642,000	1,522
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$36,000	5,959
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,606,000	1,086
Total noninterest expense	$7,804,000	1,285
Salaries and employee benefits	$4,632,000	1,133
Premises and equipment expense	$691,000	1,706
Additional noninterest expense	$2,481,000	1,371
Pre-tax net operating income	$4,238,000	861
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,749,000	565
Income before extraordinary items	$2,489,000	1,205
Extraordinary gains, net	$0	19
Net income	$2,489,000	1,206
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,489,000	1,205
Net charge-offs	$282,000	2,385
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$46,000	514
Net operating income	$2,489,000	1,128
2012-03-31 (YTD Data)		Rank
Total interest income	$6,205,000	1,109
Total interest expense	$1,042,000	1,224
Net interest income	$5,163,000	1,074
Provision for loan and lease losses	$50,000	3,648
Total noninterest income	$299,000	2,958
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$11,000	6,444
Trading account gains and fees	$0	148
Additional Noninterest Income	$288,000	2,159
Total noninterest expense	$3,689,000	1,342
Salaries and employee benefits	$2,213,000	1,180
Premises and equipment expense	$327,000	1,811
Additional noninterest expense	$1,149,000	1,465
Pre-tax net operating income	$1,723,000	1,023
Securities gains (losses)	$0	2,210
Applicable income taxes	$694,000	663
Income before extraordinary items	$1,029,000	1,418
Extraordinary gains, net	$0	19
Net income	$1,029,000	1,419
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,029,000	1,419
Net charge-offs	$454,000	1,163
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$23,000	464
Net operating income	$1,029,000	1,338
2011-12-31 (YTD Data)		Rank
Total interest income	$20,194,000	1,409
Total interest expense	$4,346,000	1,393
Net interest income	$15,848,000	1,406
Provision for loan and lease losses	$825,000	2,693
Total noninterest income	$1,181,000	2,831
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$38,000	6,514
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,143,000	1,969
Total noninterest expense	$11,319,000	1,710
Salaries and employee benefits	$6,983,000	1,411
Premises and equipment expense	$1,118,000	2,177
Additional noninterest expense	$3,218,000	2,069
Pre-tax net operating income	$4,885,000	1,196
Securities gains (losses)	$369,000	984
Applicable income taxes	$2,170,000	733
Income before extraordinary items	$3,084,000	1,559
Extraordinary gains, net	$0	29
Net income	$3,084,000	1,560
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,084,000	1,560
Net charge-offs	$979,000	2,383
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$65,000	753
Net operating income	$2,847,840	1,607
2011-09-30 (YTD Data)		Rank
Total interest income	$14,852,000	1,458
Total interest expense	$3,308,000	1,432
Net interest income	$11,544,000	1,452
Provision for loan and lease losses	$575,000	2,680
Total noninterest income	$979,000	2,657
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$48,000	6,117
Trading account gains and fees	$0	145
Additional Noninterest Income	$931,000	1,850
Total noninterest expense	$8,428,000	1,724
Salaries and employee benefits	$5,044,000	1,471
Premises and equipment expense	$799,000	2,315
Additional noninterest expense	$2,585,000	1,958
Pre-tax net operating income	$3,520,000	1,285
Securities gains (losses)	$369,000	784
Applicable income taxes	$1,606,000	748
Income before extraordinary items	$2,283,000	1,650
Extraordinary gains, net	$0	21
Net income	$2,283,000	1,651
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,283,000	1,651
Net charge-offs	$397,000	2,921
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$15,000	896
Net operating income	$2,046,840	1,726
2011-06-30 (YTD Data)		Rank
Total interest income	$9,678,000	1,501
Total interest expense	$2,248,000	1,454
Net interest income	$7,430,000	1,504
Provision for loan and lease losses	$350,000	2,768
Total noninterest income	$766,000	2,385
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$31,000	6,157
Trading account gains and fees	$0	153
Additional Noninterest Income	$735,000	1,657
Total noninterest expense	$5,583,000	1,747
Salaries and employee benefits	$3,294,000	1,523
Premises and equipment expense	$538,000	2,296
Additional noninterest expense	$1,751,000	1,948
Pre-tax net operating income	$2,263,000	1,300
Securities gains (losses)	$369,000	463
Applicable income taxes	$1,087,000	712
Income before extraordinary items	$1,545,000	1,578
Extraordinary gains, net	$0	15
Net income	$1,545,000	1,578
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,545,000	1,578
Net charge-offs	$82,000	4,037
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$15,000	788
Net operating income	$1,308,840	1,738
2011-03-31 (YTD Data)		Rank
Total interest income	$4,664,000	1,563
Total interest expense	$1,161,000	1,466
Net interest income	$3,503,000	1,598
Provision for loan and lease losses	$100,000	3,337
Total noninterest income	$165,000	3,974
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$16,000	6,075
Trading account gains and fees	$0	158
Additional Noninterest Income	$149,000	2,909
Total noninterest expense	$2,620,000	1,871
Salaries and employee benefits	$1,541,000	1,618
Premises and equipment expense	$251,000	2,494
Additional noninterest expense	$828,000	2,039
Pre-tax net operating income	$948,000	1,524
Securities gains (losses)	$369,000	210
Applicable income taxes	$544,000	690
Income before extraordinary items	$773,000	1,526
Extraordinary gains, net	$0	9
Net income	$773,000	1,526
Minority interest net income	$0	86
Net income of bank and minority interests.	$773,000	1,526
Net charge-offs	$45,000	3,441
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$16,000	601
Net operating income	$536,840	2,080
2010-12-31 (YTD Data)		Rank
Total interest income	$21,293,000	1,434
Total interest expense	$5,792,000	1,435
Net interest income	$15,501,000	1,444
Provision for loan and lease losses	$1,475,000	2,493
Total noninterest income	$1,752,000	2,276
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$37,000	6,429
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,715,000	1,550
Total noninterest expense	$10,531,000	1,861
Salaries and employee benefits	$5,252,000	1,851
Premises and equipment expense	$926,000	2,647
Additional noninterest expense	$4,353,000	1,654
Pre-tax net operating income	$5,247,000	989
Securities gains (losses)	$0	3,793
Applicable income taxes	$2,167,000	691
Income before extraordinary items	$3,080,000	1,368
Extraordinary gains, net	$0	29
Net income	$3,080,000	1,371
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,080,000	1,372
Net charge-offs	$883,000	2,865
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,080,000	1,324
2010-09-30 (YTD Data)		Rank
Total interest income	$15,854,000	1,488
Total interest expense	$4,480,000	1,446
Net interest income	$11,374,000	1,500
Provision for loan and lease losses	$1,375,000	2,101
Total noninterest income	$1,260,000	2,353
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$33,000	6,398
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,227,000	1,574
Total noninterest expense	$7,551,000	1,930
Salaries and employee benefits	$3,873,000	1,880
Premises and equipment expense	$693,000	2,676
Additional noninterest expense	$2,985,000	1,790
Pre-tax net operating income	$3,708,000	1,098
Securities gains (losses)	$0	3,651
Applicable income taxes	$1,531,000	730
Income before extraordinary items	$2,177,000	1,533
Extraordinary gains, net	$0	23
Net income	$2,177,000	1,536
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,177,000	1,536
Net charge-offs	$1,181,000	2,010
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,177,000	1,465
2010-06-30 (YTD Data)		Rank
Total interest income	$10,439,000	1,531
Total interest expense	$2,990,000	1,498
Net interest income	$7,449,000	1,524
Provision for loan and lease losses	$1,025,000	1,908
Total noninterest income	$591,000	2,903
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$24,000	6,378
Trading account gains and fees	$0	152
Additional Noninterest Income	$567,000	1,939
Total noninterest expense	$4,708,000	2,062
Salaries and employee benefits	$2,403,000	2,021
Premises and equipment expense	$464,000	2,679
Additional noninterest expense	$1,841,000	1,886
Pre-tax net operating income	$2,307,000	1,149
Securities gains (losses)	$0	3,184
Applicable income taxes	$953,000	747
Income before extraordinary items	$1,354,000	1,613
Extraordinary gains, net	$0	19
Net income	$1,354,000	1,612
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,354,000	1,613
Net charge-offs	$768,000	1,981
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,354,000	1,541
2010-03-31 (YTD Data)		Rank
Total interest income	$5,190,000	1,570
Total interest expense	$1,522,000	1,554
Net interest income	$3,668,000	1,569
Provision for loan and lease losses	$600,000	1,610
Total noninterest income	$185,000	3,828
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$11,000	6,478
Trading account gains and fees	$0	175
Additional Noninterest Income	$174,000	2,598
Total noninterest expense	$2,176,000	2,240
Salaries and employee benefits	$1,228,000	2,012
Premises and equipment expense	$214,000	2,965
Additional noninterest expense	$734,000	2,304
Pre-tax net operating income	$1,077,000	1,217
Securities gains (losses)	$0	2,284
Applicable income taxes	$445,000	781
Income before extraordinary items	$632,000	1,744
Extraordinary gains, net	$0	16
Net income	$632,000	1,743
Minority interest net income	$0	91
Net income of bank and minority interests.	$632,000	1,745
Net charge-offs	$715,000	1,310
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$632,000	1,672
2009-12-31 (YTD Data)		Rank
Total interest income	$21,639,000	1,588
Total interest expense	$8,346,000	1,436
Net interest income	$13,293,000	1,689
Provision for loan and lease losses	$2,800,000	2,061
Total noninterest income	$1,032,000	3,273
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$33,000	6,736
Trading account gains and fees	$0	211
Additional Noninterest Income	$999,000	2,141
Total noninterest expense	$10,471,000	1,936
Salaries and employee benefits	$3,979,000	2,458
Premises and equipment expense	$905,000	2,804
Additional noninterest expense	$5,587,000	1,343
Pre-tax net operating income	$1,054,000	2,908
Securities gains (losses)	$2,118,000	263
Applicable income taxes	$1,311,000	794
Income before extraordinary items	$1,861,000	1,791
Extraordinary gains, net	$0	34
Net income	$1,861,000	1,789
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,861,000	1,791
Net charge-offs	$1,227,000	2,620
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$76,000	967
Net operating income	$505,480	3,793
2009-09-30 (YTD Data)		Rank
Total interest income	$16,097,000	1,623
Total interest expense	$6,602,000	1,437
Net interest income	$9,495,000	1,765
Provision for loan and lease losses	$2,415,000	1,700
Total noninterest income	$768,000	3,361
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$25,000	6,783
Trading account gains and fees	$0	212
Additional Noninterest Income	$743,000	2,220
Total noninterest expense	$7,306,000	2,061
Salaries and employee benefits	$2,901,000	2,541
Premises and equipment expense	$687,000	2,813
Additional noninterest expense	$3,718,000	1,455
Pre-tax net operating income	$542,000	3,773
Securities gains (losses)	$1,458,000	267
Applicable income taxes	$859,000	947
Income before extraordinary items	$1,141,000	2,259
Extraordinary gains, net	$0	27
Net income	$1,141,000	2,256
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,141,000	2,259
Net charge-offs	$1,207,000	1,996
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$76,000	830
Net operating income	$207,880	4,747
2009-06-30 (YTD Data)		Rank
Total interest income	$10,602,000	1,672
Total interest expense	$4,689,000	1,415
Net interest income	$5,913,000	1,870
Provision for loan and lease losses	$1,600,000	1,593
Total noninterest income	$461,000	3,580
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$16,000	6,843
Trading account gains and fees	$0	193
Additional Noninterest Income	$445,000	2,391
Total noninterest expense	$4,871,000	2,085
Salaries and employee benefits	$1,928,000	2,583
Premises and equipment expense	$454,000	2,877
Additional noninterest expense	$2,489,000	1,487
Pre-tax net operating income	$-97,000	6,088
Securities gains (losses)	$1,396,000	214
Applicable income taxes	$568,000	976
Income before extraordinary items	$731,000	2,386
Extraordinary gains, net	$0	21
Net income	$731,000	2,384
Minority interest net income	$0	112
Net income of bank and minority interests.	$731,000	2,386
Net charge-offs	$947,000	1,678
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$75,000	685
Net operating income	$-162,440	6,283
2009-03-31 (YTD Data)		Rank
Total interest income	$5,219,000	1,717
Total interest expense	$2,477,000	1,390
Net interest income	$2,742,000	1,997
Provision for loan and lease losses	$1,325,000	996
Total noninterest income	$90,000	5,386
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$10,000	6,707
Trading account gains and fees	$0	171
Additional Noninterest Income	$80,000	4,007
Total noninterest expense	$2,192,000	2,232
Salaries and employee benefits	$1,008,000	2,530
Premises and equipment expense	$227,000	2,915
Additional noninterest expense	$957,000	1,696
Pre-tax net operating income	$-685,000	7,474
Securities gains (losses)	$1,396,000	147
Applicable income taxes	$324,000	999
Income before extraordinary items	$387,000	2,633
Extraordinary gains, net	$0	15
Net income	$387,000	2,632
Minority interest net income	$0	102
Net income of bank and minority interests.	$387,000	2,634
Net charge-offs	$492,000	1,373
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$74,000	412
Net operating income	$-506,440	7,423
2008-12-31 (YTD Data)		Rank
Total interest income	$18,001,000	2,115
Total interest expense	$10,222,000	1,588
Net interest income	$7,779,000	2,782
Provision for loan and lease losses	$853,000	2,942
Total noninterest income	$262,000	6,054
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$43,000	6,741
Trading account gains and fees	$0	154
Additional Noninterest Income	$219,000	4,697
Total noninterest expense	$6,137,000	3,014
Salaries and employee benefits	$3,239,000	3,043
Premises and equipment expense	$879,000	2,930
Additional noninterest expense	$2,019,000	2,849
Pre-tax net operating income	$1,051,000	3,667
Securities gains (losses)	$0	3,220
Applicable income taxes	$415,000	2,043
Income before extraordinary items	$636,000	4,080
Extraordinary gains, net	$0	39
Net income	$636,000	4,081
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$543,000	2,690
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$2,000	1,369
Net operating income	$636,000	4,230
2008-09-30 (YTD Data)		Rank
Total interest income	$13,426,000	2,176
Total interest expense	$7,788,000	1,619
Net interest income	$5,638,000	2,889
Provision for loan and lease losses	$453,000	2,883
Total noninterest income	$276,000	5,525
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$33,000	6,775
Trading account gains and fees	$0	148
Additional Noninterest Income	$243,000	4,076
Total noninterest expense	$4,571,000	3,008
Salaries and employee benefits	$2,520,000	2,959
Premises and equipment expense	$651,000	2,987
Additional noninterest expense	$1,400,000	2,954
Pre-tax net operating income	$890,000	3,889
Securities gains (losses)	$0	3,106
Applicable income taxes	$351,000	2,298
Income before extraordinary items	$539,000	4,296
Extraordinary gains, net	$0	31
Net income	$539,000	4,294
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	4,032
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$2,000	1,220
Net operating income	$539,000	4,451
2008-06-30 (YTD Data)		Rank
Total interest income	$9,054,000	2,179
Total interest expense	$5,388,000	1,627
Net interest income	$3,666,000	2,941
Provision for loan and lease losses	$193,000	3,216
Total noninterest income	$174,000	5,720
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$14,000	7,021
Trading account gains and fees	$0	149
Additional Noninterest Income	$160,000	4,198
Total noninterest expense	$3,125,000	2,951
Salaries and employee benefits	$1,762,000	2,859
Premises and equipment expense	$418,000	3,091
Additional noninterest expense	$945,000	2,885
Pre-tax net operating income	$522,000	4,302
Securities gains (losses)	$0	3,233
Applicable income taxes	$204,000	2,670
Income before extraordinary items	$318,000	4,904
Extraordinary gains, net	$0	21
Net income	$318,000	4,905
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	3,108
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$1,000	1,122
Net operating income	$318,000	4,845
2008-03-31 (YTD Data)		Rank
Total interest income	$4,651,000	2,169
Total interest expense	$2,822,000	1,666
Net interest income	$1,829,000	2,938
Provision for loan and lease losses	$70,000	3,305
Total noninterest income	$32,000	7,250
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$6,000	7,087
Trading account gains and fees	$0	158
Additional Noninterest Income	$26,000	6,106
Total noninterest expense	$1,541,000	2,977
Salaries and employee benefits	$880,000	2,900
Premises and equipment expense	$200,000	3,228
Additional noninterest expense	$461,000	2,916
Pre-tax net operating income	$250,000	4,529
Securities gains (losses)	$0	2,688
Applicable income taxes	$104,000	2,753
Income before extraordinary items	$146,000	5,249
Extraordinary gains, net	$0	15
Net income	$146,000	5,251
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,369
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$1,000	981
Net operating income	$146,000	5,144
2007-12-31 (YTD Data)		Rank
Total interest income	$20,668,000	2,030
Total interest expense	$12,770,000	1,577
Net interest income	$7,898,000	2,759
Provision for loan and lease losses	$275,000	3,345
Total noninterest income	$68,000	7,865
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$53,000	6,700
Trading account gains and fees	$0	178
Additional Noninterest Income	$15,000	7,927
Total noninterest expense	$6,323,000	2,830
Salaries and employee benefits	$3,128,000	3,121
Premises and equipment expense	$847,000	2,946
Additional noninterest expense	$2,348,000	2,304
Pre-tax net operating income	$1,368,000	4,072
Securities gains (losses)	$0	2,146
Applicable income taxes	$555,000	2,605
Income before extraordinary items	$813,000	4,765
Extraordinary gains, net	$0	39
Net income	$813,000	4,766
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	2,867
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$3,000	1,283
Net operating income	$813,000	4,742
2007-09-30 (YTD Data)		Rank
Total interest income	$15,692,000	2,017
Total interest expense	$9,768,000	1,544
Net interest income	$5,924,000	2,759
Provision for loan and lease losses	$175,000	3,251
Total noninterest income	$53,000	7,905
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$41,000	6,701
Trading account gains and fees	$0	184
Additional Noninterest Income	$12,000	7,954
Total noninterest expense	$4,902,000	2,713
Salaries and employee benefits	$2,314,000	3,137
Premises and equipment expense	$651,000	2,866
Additional noninterest expense	$1,937,000	2,077
Pre-tax net operating income	$900,000	4,595
Securities gains (losses)	$0	1,655
Applicable income taxes	$365,000	2,931
Income before extraordinary items	$535,000	5,244
Extraordinary gains, net	$0	33
Net income	$535,000	5,245
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	2,394
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$535,000	5,227
2007-06-30 (YTD Data)		Rank
Total interest income	$10,654,000	1,997
Total interest expense	$6,600,000	1,518
Net interest income	$4,054,000	2,719
Provision for loan and lease losses	$140,000	2,749
Total noninterest income	$-21,000	8,590
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$31,000	6,626
Trading account gains and fees	$0	168
Additional Noninterest Income	$-52,000	8,594
Total noninterest expense	$3,376,000	2,685
Salaries and employee benefits	$1,585,000	3,097
Premises and equipment expense	$441,000	2,861
Additional noninterest expense	$1,350,000	1,997
Pre-tax net operating income	$517,000	4,970
Securities gains (losses)	$0	1,444
Applicable income taxes	$210,000	3,195
Income before extraordinary items	$307,000	5,606
Extraordinary gains, net	$0	29
Net income	$307,000	5,605
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	1,681
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$307,000	5,581
2007-03-31 (YTD Data)		Rank
Total interest income	$5,381,000	1,978
Total interest expense	$3,367,000	1,471
Net interest income	$2,014,000	2,739
Provision for loan and lease losses	$115,000	1,841
Total noninterest income	$45,000	6,978
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$23,000	6,169
Trading account gains and fees	$0	195
Additional Noninterest Income	$22,000	6,474
Total noninterest expense	$1,762,000	2,590
Salaries and employee benefits	$867,000	2,873
Premises and equipment expense	$245,000	2,636
Additional noninterest expense	$650,000	2,018
Pre-tax net operating income	$182,000	5,691
Securities gains (losses)	$0	1,187
Applicable income taxes	$74,000	3,685
Income before extraordinary items	$108,000	6,275
Extraordinary gains, net	$0	22
Net income	$108,000	6,273
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	1,426
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$108,000	6,256
2006-12-31 (YTD Data)		Rank
Total interest income	$21,133,000	1,899
Total interest expense	$13,461,000	1,247
Net interest income	$7,672,000	2,861
Provision for loan and lease losses	$567,000	1,712
Total noninterest income	$-251,000	8,674
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$31,000	7,158
Trading account gains and fees	$0	130
Additional Noninterest Income	$-282,000	8,679
Total noninterest expense	$6,350,000	2,744
Salaries and employee benefits	$3,804,000	2,553
Premises and equipment expense	$1,005,000	2,466
Additional noninterest expense	$1,541,000	3,227
Pre-tax net operating income	$504,000	6,467
Securities gains (losses)	$-5,000	7,083
Applicable income taxes	$202,000	4,284
Income before extraordinary items	$297,000	6,931
Extraordinary gains, net	$0	51
Net income	$297,000	6,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$401,000	1,384
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$300,200	6,920
2006-09-30 (YTD Data)		Rank
Total interest income	$15,648,000	1,911
Total interest expense	$9,963,000	1,231
Net interest income	$5,685,000	2,921
Provision for loan and lease losses	$400,000	1,696
Total noninterest income	$-217,000	8,737
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$19,000	7,290
Trading account gains and fees	$0	126
Additional Noninterest Income	$-236,000	8,742
Total noninterest expense	$4,818,000	2,716
Salaries and employee benefits	$2,811,000	2,589
Premises and equipment expense	$735,000	2,529
Additional noninterest expense	$1,272,000	2,969
Pre-tax net operating income	$250,000	7,225
Securities gains (losses)	$-5,000	7,392
Applicable income taxes	$99,000	4,934
Income before extraordinary items	$146,000	7,502
Extraordinary gains, net	$0	45
Net income	$146,000	7,504
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	3,132
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$149,200	7,487
2006-06-30 (YTD Data)		Rank
Total interest income	$10,209,000	1,913
Total interest expense	$6,540,000	1,189
Net interest income	$3,669,000	3,017
Provision for loan and lease losses	$200,000	2,096
Total noninterest income	$-283,000	8,774
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$11,000	7,375
Trading account gains and fees	$0	126
Additional Noninterest Income	$-294,000	8,780
Total noninterest expense	$3,293,000	2,667
Salaries and employee benefits	$1,932,000	2,515
Premises and equipment expense	$496,000	2,487
Additional noninterest expense	$865,000	2,923
Pre-tax net operating income	$-107,000	8,342
Securities gains (losses)	$-5,000	7,694
Applicable income taxes	$-45,000	8,577
Income before extraordinary items	$-67,000	8,305
Extraordinary gains, net	$0	39
Net income	$-67,000	8,306
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,501
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$-63,800	8,297
2006-03-31 (YTD Data)		Rank
Total interest income	$5,016,000	1,905
Total interest expense	$3,194,000	1,154
Net interest income	$1,822,000	3,018
Provision for loan and lease losses	$200,000	1,130
Total noninterest income	$-212,000	8,785
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$6,000	7,374
Trading account gains and fees	$0	115
Additional Noninterest Income	$-218,000	8,794
Total noninterest expense	$1,588,000	2,759
Salaries and employee benefits	$952,000	2,555
Premises and equipment expense	$247,000	2,492
Additional noninterest expense	$389,000	3,202
Pre-tax net operating income	$-178,000	8,523
Securities gains (losses)	$-5,000	8,100
Applicable income taxes	$-74,000	8,674
Income before extraordinary items	$-109,000	8,469
Extraordinary gains, net	$0	21
Net income	$-109,000	8,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$-105,800	8,453
2005-12-31 (YTD Data)		Rank
Total interest income	$19,175,000	1,748
Total interest expense	$12,032,000	926
Net interest income	$7,143,000	2,995
Provision for loan and lease losses	$40,000	5,969
Total noninterest income	$577,000	4,891
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$8,000	7,619
Trading account gains and fees	$0	138
Additional Noninterest Income	$569,000	3,156
Total noninterest expense	$7,328,000	2,285
Salaries and employee benefits	$4,801,000	1,925
Premises and equipment expense	$1,020,000	2,324
Additional noninterest expense	$1,507,000	3,220
Pre-tax net operating income	$352,000	7,218
Securities gains (losses)	$322,000	393
Applicable income taxes	$263,000	4,298
Income before extraordinary items	$411,000	6,742
Extraordinary gains, net	$0	46
Net income	$411,000	6,744
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$2,500,000	374
Net operating income	$204,920	7,536
2005-09-30 (YTD Data)		Rank
Total interest income	$14,160,000	1,729
Total interest expense	$8,889,000	893
Net interest income	$5,271,000	3,017
Provision for loan and lease losses	$40,000	5,540
Total noninterest income	$840,000	3,303
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$7,000	7,652
Trading account gains and fees	$0	126
Additional Noninterest Income	$833,000	2,066
Total noninterest expense	$5,827,000	2,124
Salaries and employee benefits	$3,848,000	1,803
Premises and equipment expense	$870,000	2,046
Additional noninterest expense	$1,109,000	3,236
Pre-tax net operating income	$244,000	7,453
Securities gains (losses)	$325,000	370
Applicable income taxes	$236,000	4,169
Income before extraordinary items	$333,000	6,751
Extraordinary gains, net	$0	35
Net income	$333,000	6,750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$2,500,000	276
Net operating income	$125,000	7,804
2005-06-30 (YTD Data)		Rank
Total interest income	$9,533,000	1,677
Total interest expense	$5,930,000	842
Net interest income	$3,603,000	2,923
Provision for loan and lease losses	$0	6,626
Total noninterest income	$866,000	2,415
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$6,000	7,638
Trading account gains and fees	$0	116
Additional Noninterest Income	$860,000	1,498
Total noninterest expense	$4,308,000	1,923
Salaries and employee benefits	$2,923,000	1,586
Premises and equipment expense	$615,000	1,937
Additional noninterest expense	$770,000	3,116
Pre-tax net operating income	$161,000	7,469
Securities gains (losses)	$326,000	320
Applicable income taxes	$202,000	3,772
Income before extraordinary items	$285,000	6,225
Extraordinary gains, net	$0	30
Net income	$285,000	6,228
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$2,500,000	184
Net operating income	$76,360	7,871
2005-03-31 (YTD Data)		Rank
Total interest income	$4,733,000	1,661
Total interest expense	$2,871,000	834
Net interest income	$1,862,000	2,823
Provision for loan and lease losses	$0	6,226
Total noninterest income	$588,000	1,911
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$3,000	7,690
Trading account gains and fees	$0	115
Additional Noninterest Income	$585,000	1,190
Total noninterest expense	$2,319,000	1,802
Salaries and employee benefits	$1,594,000	1,455
Premises and equipment expense	$311,000	1,922
Additional noninterest expense	$414,000	2,932
Pre-tax net operating income	$131,000	6,802
Securities gains (losses)	$184,000	265
Applicable income taxes	$130,000	3,352
Income before extraordinary items	$185,000	5,618
Extraordinary gains, net	$0	24
Net income	$185,000	5,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$2,500,000	87
Net operating income	$67,240	7,459
2004-12-31 (YTD Data)		Rank
Total interest income	$19,065,000	1,520
Total interest expense	$10,930,000	763
Net interest income	$8,135,000	2,507
Provision for loan and lease losses	$150,000	4,230
Total noninterest income	$3,840,000	1,322
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$6,000	7,821
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,834,000	813
Total noninterest expense	$9,594,000	1,696
Salaries and employee benefits	$6,211,000	1,428
Premises and equipment expense	$1,261,000	1,821
Additional noninterest expense	$2,122,000	2,288
Pre-tax net operating income	$2,231,000	3,261
Securities gains (losses)	$93,000	1,296
Applicable income taxes	$964,000	2,218
Income before extraordinary items	$1,360,000	3,878
Extraordinary gains, net	$0	34
Net income	$1,360,000	3,879
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$1,500,000	366
Net operating income	$1,300,480	3,924
2004-09-30 (YTD Data)		Rank
Total interest income	$14,141,000	1,517
Total interest expense	$8,042,000	756
Net interest income	$6,099,000	2,481
Provision for loan and lease losses	$0	7,100
Total noninterest income	$1,599,000	2,119
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$4,000	7,866
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,595,000	1,273
Total noninterest expense	$7,205,000	1,671
Salaries and employee benefits	$4,715,000	1,408
Premises and equipment expense	$941,000	1,843
Additional noninterest expense	$1,549,000	2,330
Pre-tax net operating income	$493,000	6,357
Securities gains (losses)	$93,000	1,219
Applicable income taxes	$244,000	4,127
Income before extraordinary items	$342,000	6,657
Extraordinary gains, net	$0	26
Net income	$342,000	6,658
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$1,000,000	306
Net operating income	$282,480	6,953
2004-06-30 (YTD Data)		Rank
Total interest income	$8,984,000	1,575
Total interest expense	$5,269,000	755
Net interest income	$3,715,000	2,675
Provision for loan and lease losses	$0	6,885
Total noninterest income	$1,156,000	1,982
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$3,000	7,913
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,153,000	1,197
Total noninterest expense	$4,751,000	1,695
Salaries and employee benefits	$3,153,000	1,393
Premises and equipment expense	$604,000	1,893
Additional noninterest expense	$994,000	2,395
Pre-tax net operating income	$120,000	7,758
Securities gains (losses)	$-1,000	8,365
Applicable income taxes	$50,000	5,634
Income before extraordinary items	$69,000	8,086
Extraordinary gains, net	$0	21
Net income	$69,000	8,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$1,000,000	212
Net operating income	$69,640	8,023
2004-03-31 (YTD Data)		Rank
Total interest income	$4,463,000	1,579
Total interest expense	$2,635,000	766
Net interest income	$1,828,000	2,713
Provision for loan and lease losses	$0	6,501
Total noninterest income	$335,000	2,877
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$0	7,976
Trading account gains and fees	$0	121
Additional Noninterest Income	$335,000	1,747
Total noninterest expense	$2,122,000	1,890
Salaries and employee benefits	$1,415,000	1,585
Premises and equipment expense	$288,000	2,007
Additional noninterest expense	$419,000	2,784
Pre-tax net operating income	$41,000	8,036
Securities gains (losses)	$0	2,934
Applicable income taxes	$16,000	5,956
Income before extraordinary items	$25,000	8,233
Extraordinary gains, net	$0	16
Net income	$25,000	8,234
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$25,000	8,167
2003-12-31 (YTD Data)		Rank
Total interest income	$18,312,000	1,571
Total interest expense	$10,565,000	838
Net interest income	$7,747,000	2,491
Provision for loan and lease losses	$-100,000	9,026
Total noninterest income	$2,863,000	1,752
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$9,000	7,947
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,854,000	1,128
Total noninterest expense	$8,605,000	1,847
Salaries and employee benefits	$5,579,000	1,543
Premises and equipment expense	$1,092,000	2,085
Additional noninterest expense	$1,934,000	2,492
Pre-tax net operating income	$2,105,000	3,278
Securities gains (losses)	$1,252,000	404
Applicable income taxes	$1,394,000	1,728
Income before extraordinary items	$1,963,000	2,904
Extraordinary gains, net	$0	54
Net income	$1,963,000	2,904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,493
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$2,000,000	336
Net operating income	$1,161,720	4,056
2003-09-30 (YTD Data)		Rank
Total interest income	$13,929,000	1,570
Total interest expense	$8,079,000	859
Net interest income	$5,850,000	2,496
Provision for loan and lease losses	$120,000	4,343
Total noninterest income	$2,710,000	1,493
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$8,000	7,991
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,702,000	990
Total noninterest expense	$6,417,000	1,846
Salaries and employee benefits	$4,156,000	1,561
Premises and equipment expense	$802,000	2,134
Additional noninterest expense	$1,459,000	2,458
Pre-tax net operating income	$2,023,000	2,826
Securities gains (losses)	$1,264,000	380
Applicable income taxes	$1,359,000	1,446
Income before extraordinary items	$1,928,000	2,417
Extraordinary gains, net	$0	40
Net income	$1,928,000	2,416
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$2,000,000	237
Net operating income	$1,119,040	3,522
2003-06-30 (YTD Data)		Rank
Total interest income	$9,665,000	1,530
Total interest expense	$5,465,000	869
Net interest income	$4,200,000	2,312
Provision for loan and lease losses	$120,000	3,448
Total noninterest income	$1,874,000	1,429
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$6,000	8,002
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,868,000	960
Total noninterest expense	$4,219,000	1,870
Salaries and employee benefits	$2,770,000	1,557
Premises and equipment expense	$522,000	2,170
Additional noninterest expense	$927,000	2,543
Pre-tax net operating income	$1,735,000	2,311
Securities gains (losses)	$1,267,000	311
Applicable income taxes	$1,246,000	1,140
Income before extraordinary items	$1,756,000	1,832
Extraordinary gains, net	$0	30
Net income	$1,756,000	1,832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$2,000,000	147
Net operating income	$945,120	2,936
2003-03-31 (YTD Data)		Rank
Total interest income	$5,087,000	1,452
Total interest expense	$2,866,000	862
Net interest income	$2,221,000	2,192
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$972,000	1,365
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$4,000	7,983
Trading account gains and fees	$0	134
Additional Noninterest Income	$968,000	915
Total noninterest expense	$2,005,000	1,955
Salaries and employee benefits	$1,267,000	1,685
Premises and equipment expense	$233,000	2,388
Additional noninterest expense	$505,000	2,320
Pre-tax net operating income	$1,128,000	1,843
Securities gains (losses)	$0	2,891
Applicable income taxes	$468,000	1,447
Income before extraordinary items	$660,000	2,320
Extraordinary gains, net	$0	21
Net income	$660,000	2,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$660,000	2,192
2002-12-31 (YTD Data)		Rank
Total interest income	$17,728,000	1,732
Total interest expense	$10,514,000	1,061
Net interest income	$7,214,000	2,645
Provision for loan and lease losses	$803,000	1,624
Total noninterest income	$1,234,000	3,012
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$3,000	8,157
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,231,000	1,910
Total noninterest expense	$4,991,000	2,931
Salaries and employee benefits	$3,109,000	2,536
Premises and equipment expense	$579,000	3,515
Additional noninterest expense	$1,303,000	3,363
Pre-tax net operating income	$2,654,000	2,764
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,133,000	2,011
Income before extraordinary items	$1,521,000	3,460
Extraordinary gains, net	$0	70
Net income	$1,521,000	3,458
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,914
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$6,225,000	119
Net operating income	$1,521,000	3,362
2001-12-31 (YTD Data)		Rank
Total interest income	$14,201,000	2,408
Total interest expense	$9,274,000	1,757
Net interest income	$4,927,000	3,474
Provision for loan and lease losses	$168,000	4,563
Total noninterest income	$-24,000	9,600
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$3,000	8,339
Trading account gains and fees	$0	177
Additional Noninterest Income	$-27,000	9,591
Total noninterest expense	$2,449,000	5,023
Salaries and employee benefits	$1,348,000	4,897
Premises and equipment expense	$324,000	5,287
Additional noninterest expense	$777,000	4,882
Pre-tax net operating income	$2,286,000	2,862
Securities gains (losses)	$278,000	938
Applicable income taxes	$1,064,000	1,984
Income before extraordinary items	$1,500,000	3,230
Extraordinary gains, net	$0	105
Net income	$1,500,000	3,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,516
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$1,500,000	343
Net operating income	$1,322,080	3,455
2000-12-31 (YTD Data)		Rank
Total interest income	$9,883,000	3,436
Total interest expense	$6,204,000	2,694
Net interest income	$3,679,000	4,455
Provision for loan and lease losses	$104,000	5,223
Total noninterest income	$593,000	4,441
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$3,000	8,541
Trading account gains and fees	NA	NA
Additional Noninterest Income	$590,000	2,656
Total noninterest expense	$1,823,000	6,016
Salaries and employee benefits	$854,000	6,487
Premises and equipment expense	$331,000	5,126
Additional noninterest expense	$638,000	5,537
Pre-tax net operating income	$2,345,000	2,931
Securities gains (losses)	$0	1,956
Applicable income taxes	$942,000	2,240
Income before extraordinary items	$1,403,000	3,426
Extraordinary gains, net	$0	38
Net income	$1,403,000	3,424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,551
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,403,000	3,416
1999-12-31 (YTD Data)		Rank
Total interest income	$7,671,000	4,085
Total interest expense	$3,834,000	3,724
Net interest income	$3,837,000	4,329
Provision for loan and lease losses	$-19,000	10,002
Total noninterest income	$140,000	8,242
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$2,000	8,816
Trading account gains and fees	NA	NA
Additional Noninterest Income	$138,000	5,795
Total noninterest expense	$1,922,000	5,831
Salaries and employee benefits	$964,000	6,026
Premises and equipment expense	$266,000	5,851
Additional noninterest expense	$692,000	5,279
Pre-tax net operating income	$2,074,000	3,239
Securities gains (losses)	$0	3,155
Applicable income taxes	$519,000	3,556
Income before extraordinary items	$1,555,000	3,151
Extraordinary gains, net	$0	35
Net income	$1,555,000	3,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	9,163
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,555,000	3,120
1998-12-31 (YTD Data)		Rank
Total interest income	$4,814,000	5,828
Total interest expense	$2,284,000	5,682
Net interest income	$2,530,000	5,812
Provision for loan and lease losses	$150,000	4,136
Total noninterest income	$100,000	9,029
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$2,000	9,010
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	6,682
Total noninterest expense	$1,361,000	7,064
Salaries and employee benefits	$687,000	7,257
Premises and equipment expense	$231,000	6,246
Additional noninterest expense	$443,000	6,857
Pre-tax net operating income	$1,119,000	5,097
Securities gains (losses)	$0	4,449
Applicable income taxes	$117,000	7,286
Income before extraordinary items	$1,002,000	4,521
Extraordinary gains, net	$0	32
Net income	$1,002,000	4,520
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,603
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,002,000	4,412
1997-12-31 (YTD Data)		Rank
Total interest income	$1,756,000	9,349
Total interest expense	$827,000	9,178
Net interest income	$929,000	9,358
Provision for loan and lease losses	$132,000	4,415
Total noninterest income	$12,000	10,769
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$5,000	9,379
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,000	10,577
Total noninterest expense	$1,113,000	7,967
Salaries and employee benefits	$355,000	9,559
Premises and equipment expense	$173,000	7,328
Additional noninterest expense	$585,000	5,902
Pre-tax net operating income	$-304,000	10,639
Securities gains (losses)	$0	3,944
Applicable income taxes	$1,000	10,030
Income before extraordinary items	$-305,000	10,675
Extraordinary gains, net	$0	44
Net income	$-305,000	10,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,336
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$2,000,000	366
Net operating income	$-305,000	10,655
1996-12-31 (YTD Data)		Rank
Total interest income	$624,000	11,172
Total interest expense	$455,000	10,734
Net interest income	$169,000	11,351
Provision for loan and lease losses	$105,000	4,971
Total noninterest income	$8,000	11,328
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$6,000	9,807
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	11,319
Total noninterest expense	$749,000	9,635
Salaries and employee benefits	$208,000	10,970
Premises and equipment expense	$172,000	7,586
Additional noninterest expense	$369,000	8,163
Pre-tax net operating income	$-677,000	11,285
Securities gains (losses)	$0	4,148
Applicable income taxes	$1,000	10,529
Income before extraordinary items	$-678,000	11,310
Extraordinary gains, net	$0	53
Net income	$-678,000	11,310
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,513
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$4,000,000	186
Net operating income	$-678,000	11,285
1995-12-31 (YTD Data)		Rank
Total interest income	$1,003,000	11,272
Total interest expense	$467,000	11,139
Net interest income	$536,000	11,313
Provision for loan and lease losses	$0	8,958
Total noninterest income	$15,000	11,828
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$13,000	10,140
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	11,869
Total noninterest expense	$700,000	10,188
Salaries and employee benefits	$206,000	11,462
Premises and equipment expense	$151,000	8,239
Additional noninterest expense	$343,000	8,763
Pre-tax net operating income	$-149,000	11,635
Securities gains (losses)	$0	3,831
Applicable income taxes	$1,000	11,102
Income before extraordinary items	$-150,000	11,645
Extraordinary gains, net	$0	65
Net income	$-150,000	11,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	3,622
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$-150,000	11,633
1994-12-31 (YTD Data)		Rank
Total interest income	$1,152,000	11,438
Total interest expense	$501,000	11,095
Net interest income	$651,000	11,549
Provision for loan and lease losses	$163,000	3,436
Total noninterest income	$102,000	10,687
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	9,629
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	9,618
Total noninterest expense	$808,000	10,218
Salaries and employee benefits	$288,000	11,318
Premises and equipment expense	$136,000	8,926
Additional noninterest expense	$384,000	8,991
Pre-tax net operating income	$-218,000	12,272
Securities gains (losses)	$0	3,600
Applicable income taxes	$1,000	11,577
Income before extraordinary items	$-219,000	12,235
Extraordinary gains, net	$0	249
Net income	$-219,000	12,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	4,022
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$-219,000	12,261
1993-12-31 (YTD Data)		Rank
Total interest income	$1,511,000	11,222
Total interest expense	$605,000	11,107
Net interest income	$906,000	11,142
Provision for loan and lease losses	$34,000	8,267
Total noninterest income	$57,000	12,364
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$13,000	11,144
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	10,462
Total noninterest expense	$1,004,000	9,710
Salaries and employee benefits	$362,000	11,032
Premises and equipment expense	$172,000	8,328
Additional noninterest expense	$470,000	8,519
Pre-tax net operating income	$-75,000	12,564
Securities gains (losses)	$0	7,477
Applicable income taxes	$1,000	12,075
Income before extraordinary items	$-76,000	12,643
Extraordinary gains, net	$0	3,149
Net income	$-76,000	12,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	7,224
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$-76,000	12,538
1992-12-31 (YTD Data)		Rank
Total interest income	$1,739,000	11,444
Total interest expense	$824,000	11,217
Net interest income	$915,000	11,448
Provision for loan and lease losses	$74,000	8,124
Total noninterest income	$35,000	13,454
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$15,000	11,488
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	12,557
Total noninterest expense	$1,055,000	9,725
Salaries and employee benefits	$376,000	11,146
Premises and equipment expense	$172,000	8,516
Additional noninterest expense	$507,000	8,391
Pre-tax net operating income	$-179,000	13,059
Securities gains (losses)	$0	8,369
Applicable income taxes	$0	12,680
Income before extraordinary items	$-179,000	13,154
Extraordinary gains, net	$0	1,422
Net income	$-179,000	13,147
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	5,812
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-179,000	13,030

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.