Home > Signal Bank > Income and Expense
Signal Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $97,231,000 | 409 |
| Total interest expense | $65,221,000 | 319 |
| Net interest income | $32,010,000 | 570 |
| Provision for loan and lease losses | $2,565,000 | 489 |
| Total noninterest income | $22,838,000 | 345 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $3,834,000 | 346 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $19,004,000 | 300 |
| Total noninterest expense | $39,088,000 | 430 |
| Salaries and employee benefits | $14,961,000 | 487 |
| Premises and equipment expense | $5,857,000 | 385 |
| Additional noninterest expense | $18,270,000 | 371 |
| Pre-tax net operating income | $13,195,000 | 627 |
| Securities gains (losses) | $3,893,000 | 149 |
| Applicable income taxes | $5,812,000 | 510 |
| Income before extraordinary items | $11,276,000 | 519 |
| Extraordinary gains, net | $-7,810,000 | 10,459 |
| Net income | $3,466,000 | 1,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,213,000 | 444 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $8,706,620 | 638 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $83,108,000 | 463 |
| Total interest expense | $54,812,000 | 364 |
| Net interest income | $28,296,000 | 640 |
| Provision for loan and lease losses | $727,000 | 1,288 |
| Total noninterest income | $14,381,000 | 444 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,634,000 | 506 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $11,747,000 | 373 |
| Total noninterest expense | $25,130,000 | 603 |
| Salaries and employee benefits | $10,769,000 | 643 |
| Premises and equipment expense | $3,655,000 | 574 |
| Additional noninterest expense | $10,706,000 | 561 |
| Pre-tax net operating income | $16,820,000 | 529 |
| Securities gains (losses) | $5,665,000 | 79 |
| Applicable income taxes | $7,797,000 | 435 |
| Income before extraordinary items | $14,688,000 | 437 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $14,688,000 | 438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $595,000 | 1,165 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $11,005,750 | 522 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $72,056,000 | 555 |
| Total interest expense | $48,579,000 | 435 |
| Net interest income | $23,477,000 | 794 |
| Provision for loan and lease losses | $360,000 | 2,253 |
| Total noninterest income | $5,319,000 | 911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $5,319,000 | 622 |
| Total noninterest expense | $20,479,000 | 776 |
| Salaries and employee benefits | $7,121,000 | 953 |
| Premises and equipment expense | $3,193,000 | 704 |
| Additional noninterest expense | $10,165,000 | 666 |
| Pre-tax net operating income | $7,957,000 | 963 |
| Securities gains (losses) | $4,292,000 | 88 |
| Applicable income taxes | $4,288,000 | 656 |
| Income before extraordinary items | $7,961,000 | 701 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,961,000 | 701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $403,000 | 1,674 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,171,200 | 997 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $63,032,000 | 642 |
| Total interest expense | $41,046,000 | 519 |
| Net interest income | $21,986,000 | 861 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $3,520,000 | 1,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,520,000 | 813 |
| Total noninterest expense | $13,017,000 | 1,143 |
| Salaries and employee benefits | $4,770,000 | 1,390 |
| Premises and equipment expense | $2,201,000 | 976 |
| Additional noninterest expense | $6,046,000 | 972 |
| Pre-tax net operating income | $12,489,000 | 687 |
| Securities gains (losses) | $1,857,000 | 144 |
| Applicable income taxes | $4,946,000 | 614 |
| Income before extraordinary items | $9,400,000 | 624 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $9,400,000 | 624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,404 |
| Cash dividends | $10,000,000 | 389 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $8,174,380 | 702 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $50,778,000 | 690 |
| Total interest expense | $29,261,000 | 539 |
| Net interest income | $21,517,000 | 867 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $2,615,000 | 1,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,615,000 | 961 |
| Total noninterest expense | $11,875,000 | 1,251 |
| Salaries and employee benefits | $4,640,000 | 1,454 |
| Premises and equipment expense | $1,918,000 | 1,104 |
| Additional noninterest expense | $5,317,000 | 1,116 |
| Pre-tax net operating income | $12,242,000 | 669 |
| Securities gains (losses) | $1,073,000 | 160 |
| Applicable income taxes | $4,434,000 | 630 |
| Income before extraordinary items | $8,881,000 | 637 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,881,000 | 635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,322,000 | 745 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 171 |
| Net operating income | $8,162,090 | 678 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $45,013,000 | 758 |
| Total interest expense | $25,319,000 | 592 |
| Net interest income | $19,694,000 | 942 |
| Provision for loan and lease losses | $1,025,000 | 1,269 |
| Total noninterest income | $2,517,000 | 1,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,517,000 | 1,085 |
| Total noninterest expense | $10,408,000 | 1,467 |
| Salaries and employee benefits | $3,686,000 | 1,820 |
| Premises and equipment expense | $1,735,000 | 1,237 |
| Additional noninterest expense | $4,987,000 | 1,274 |
| Pre-tax net operating income | $10,778,000 | 673 |
| Securities gains (losses) | $3,972,000 | 179 |
| Applicable income taxes | $5,054,000 | 534 |
| Income before extraordinary items | $9,696,000 | 554 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $9,696,000 | 568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 1,939 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,074,480 | 687 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $39,890,000 | 948 |
| Total interest expense | $24,986,000 | 751 |
| Net interest income | $14,904,000 | 1,251 |
| Provision for loan and lease losses | $1,884,000 | 1,213 |
| Total noninterest income | $2,242,000 | 1,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,242,000 | 1,156 |
| Total noninterest expense | $8,718,000 | 1,741 |
| Salaries and employee benefits | $3,461,000 | 1,904 |
| Premises and equipment expense | $1,364,000 | 1,562 |
| Additional noninterest expense | $3,893,000 | 1,620 |
| Pre-tax net operating income | $6,544,000 | 992 |
| Securities gains (losses) | $2,507,000 | 344 |
| Applicable income taxes | $2,898,000 | 812 |
| Income before extraordinary items | $6,153,000 | 775 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,153,000 | 778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 4,110 |
| Cash dividends | $1,000,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $9,600,000 | 96 |
| Net operating income | $4,448,240 | 970 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.