Home > Signal Bank > Assets and Liabilities
Signal Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 364 | 483 |
| Assets and Liabilities | ||
| Total Assets: | $1,491,736,000 | 382 |
| Cash and due from depository institutions | $69,396,000 | 483 |
| Interest-bearing balances | $30,495,000 | 175 |
| Securities | $236,734,000 | 531 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $1,061,305,000 | 341 |
| Loan loss allowance | $4,859,000 | 821 |
| Trading account assets | $4,956,000 | 109 |
| Bank premises and fixed assets | $12,807,000 | 564 |
| Other real estate owned | $238,000 | 483 |
| Goodwill and other intangibles | $36,239,000 | 179 |
| All other assets | $70,061,000 | 243 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,491,736,000 | 382 |
| Total liabilities | $1,376,118,000 | 374 |
| Total deposits | $998,561,000 | 402 |
| Interest-bearing deposits | $938,788,000 | 373 |
| Deposits held in domestic offices | $998,561,000 | 395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,708,000 | 411 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $219,776,000 | 258 |
| Subordinated debt | $53,750,000 | 106 |
| All other liabilities | $41,323,000 | 255 |
| Total equity capital | $115,618,000 | 443 |
| Total bank equity capital | $115,618,000 | 443 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,049,000 | 2,994 |
| Surplus | $52,125,000 | 434 |
| Undivided profits | $62,444,000 | 407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,283,000 | 471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $8,090,000 | 303 |
| Earning assets | $1,333,490,000 | 388 |
| Long-term assets (5+ years) | $780,205,000 | 165 |
| Average Assets, year-to-date | $1,417,101,000 | 383 |
| Average Assets, quarterly | $1,476,929,000 | 384 |
| Volatile liabilities | $418,171,000 | 326 |
| Insider loans | $26,000 | 8,917 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $32,615,000 | 174 |
| Unused loan commitments | $184,386,000 | 463 |
| Tier 1 (core) risk-based capital | $92,593,900 | 488 |
| Tier 2 risk-based capital | $46,709,000 | 173 |
| Total risk weighted assets | $1,398,448,100 | 287 |
| Total unused commitments | $184,386,000 | 465 |
| Derivatives | $25,000,000 | 305 |
| 1997-12-31 | Rank | |
| # of Employees: | 295 | 599 |
| Assets and Liabilities | ||
| Total Assets: | $1,336,630,000 | 412 |
| Cash and due from depository institutions | $45,982,000 | 599 |
| Interest-bearing balances | $13,911,000 | 300 |
| Securities | $307,205,000 | 434 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $909,456,000 | 391 |
| Loan loss allowance | $4,507,000 | 902 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $11,720,000 | 623 |
| Other real estate owned | $298,000 | 599 |
| Goodwill and other intangibles | $28,000,000 | 203 |
| All other assets | $33,969,000 | 361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,336,630,000 | 412 |
| Total liabilities | $1,225,050,000 | 403 |
| Total deposits | $904,672,000 | 436 |
| Interest-bearing deposits | $867,497,000 | 404 |
| Deposits held in domestic offices | $904,672,000 | 432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,814,000 | 456 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $238,821,000 | 237 |
| Subordinated debt | $10,000,000 | 153 |
| All other liabilities | $15,743,000 | 482 |
| Total equity capital | $111,580,000 | 448 |
| Total bank equity capital | $111,580,000 | 448 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,049,000 | 3,063 |
| Surplus | $52,125,000 | 418 |
| Undivided profits | $58,406,000 | 432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,123,000 | 702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $5,832,000 | 414 |
| Earning assets | $1,230,572,000 | 406 |
| Long-term assets (5+ years) | $726,741,000 | 157 |
| Average Assets, year-to-date | $1,185,905,000 | 437 |
| Average Assets, quarterly | $1,321,148,000 | 410 |
| Volatile liabilities | $296,794,000 | 426 |
| Insider loans | $210,000 | 7,381 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $78,613,000 | 75 |
| Unused loan commitments | $148,550,000 | 493 |
| Tier 1 (core) risk-based capital | $86,204,000 | 521 |
| Tier 2 risk-based capital | $14,507,000 | 334 |
| Total risk weighted assets | $883,865,400 | 405 |
| Total unused commitments | $148,550,000 | 495 |
| Derivatives | $66,000,000 | 230 |
| 1996-12-31 | Rank | |
| # of Employees: | 255 | 732 |
| Assets and Liabilities | ||
| Total Assets: | $1,066,135,000 | 536 |
| Cash and due from depository institutions | $36,496,000 | 732 |
| Interest-bearing balances | $9,468,000 | 410 |
| Securities | $230,170,000 | 568 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $756,825,000 | 483 |
| Loan loss allowance | $2,908,000 | 1,370 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,989,000 | 979 |
| Other real estate owned | $216,000 | 732 |
| Goodwill and other intangibles | $5,896,000 | 494 |
| All other assets | $28,543,000 | 434 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,066,135,000 | 536 |
| Total liabilities | $994,951,000 | 528 |
| Total deposits | $682,469,000 | 611 |
| Interest-bearing deposits | $654,112,000 | 558 |
| Deposits held in domestic offices | $682,469,000 | 603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,402,000 | 807 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $287,026,000 | 210 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,054,000 | 991 |
| Total equity capital | $71,184,000 | 688 |
| Total bank equity capital | $71,184,000 | 688 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,049,000 | 3,281 |
| Surplus | $27,125,000 | 720 |
| Undivided profits | $43,010,000 | 604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,590,000 | 945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $4,722,000 | 516 |
| Earning assets | $996,463,000 | 528 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $1,023,156,600 | 531 |
| Average Assets, quarterly | $1,079,830,000 | 524 |
| Volatile liabilities | $454,481,000 | 321 |
| Insider loans | $49,000 | 9,513 |
| FHLB advances | $286,796,000 | 58 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $68,867,000 | 868 |
| Tier 1 (core) risk-based capital | $68,236,000 | 665 |
| Tier 2 risk-based capital | $2,646,000 | 1,217 |
| Total risk weighted assets | $614,791,000 | 573 |
| Total unused commitments | $68,867,000 | 873 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 199 | 973 |
| Assets and Liabilities | ||
| Total Assets: | $939,160,000 | 614 |
| Cash and due from depository institutions | $30,719,000 | 973 |
| Interest-bearing balances | $9,245,000 | 502 |
| Securities | $294,174,000 | 486 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $580,732,000 | 594 |
| Loan loss allowance | $2,985,000 | 1,374 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,426,000 | 1,013 |
| Other real estate owned | $92,000 | 973 |
| Goodwill and other intangibles | $2,574,000 | 757 |
| All other assets | $23,443,000 | 522 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $939,160,000 | 614 |
| Total liabilities | $874,654,000 | 604 |
| Total deposits | $582,629,000 | 711 |
| Interest-bearing deposits | $567,413,000 | 635 |
| Deposits held in domestic offices | $582,629,000 | 700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,654,000 | 736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $262,072,000 | 227 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,299,000 | 1,005 |
| Total equity capital | $64,506,000 | 764 |
| Total bank equity capital | $64,506,000 | 764 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,049,000 | 3,420 |
| Surplus | $27,125,000 | 717 |
| Undivided profits | $36,332,000 | 720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,425,000 | 1,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,613,000 | 660 |
| Earning assets | $884,151,000 | 599 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $892,407,400 | 609 |
| Average Assets, quarterly | $935,097,000 | 607 |
| Volatile liabilities | $373,044,000 | 368 |
| Insider loans | $104,000 | 9,103 |
| FHLB advances | $262,072,000 | 54 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $46,188,000 | 1,091 |
| Tier 1 (core) risk-based capital | $61,794,000 | 757 |
| Tier 2 risk-based capital | $2,608,000 | 1,257 |
| Total risk weighted assets | $443,664,000 | 730 |
| Total unused commitments | $46,188,000 | 1,097 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 197 | 988 |
| Assets and Liabilities | ||
| Total Assets: | $836,465,000 | 645 |
| Cash and due from depository institutions | $16,876,000 | 988 |
| Interest-bearing balances | $211,000 | 4,309 |
| Securities | $307,587,000 | 491 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $478,619,000 | 684 |
| Loan loss allowance | $3,195,000 | 1,317 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,792,000 | 945 |
| Other real estate owned | $10,000 | 988 |
| Goodwill and other intangibles | $2,963,000 | 632 |
| All other assets | $22,618,000 | 551 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $836,465,000 | 645 |
| Total liabilities | $774,075,000 | 642 |
| Total deposits | $507,954,000 | 779 |
| Interest-bearing deposits | $498,317,000 | 697 |
| Deposits held in domestic offices | $507,954,000 | 766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,789,000 | 1,083 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $250,353,000 | 219 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,979,000 | 1,818 |
| Total equity capital | $62,390,000 | 710 |
| Total bank equity capital | $62,390,000 | 710 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,049,000 | 3,561 |
| Surplus | $27,125,000 | 671 |
| Undivided profits | $34,216,000 | 669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $831,000 | 3,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,871,000 | 714 |
| Earning assets | $786,417,000 | 628 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $747,252,600 | 692 |
| Average Assets, quarterly | $806,074,000 | 659 |
| Volatile liabilities | $309,848,000 | 406 |
| Insider loans | $124,000 | 9,094 |
| FHLB advances | $244,382,000 | 66 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $28,961,000 | 1,466 |
| Tier 1 (core) risk-based capital | $62,005,000 | 711 |
| Tier 2 risk-based capital | $2,894,000 | 1,148 |
| Total risk weighted assets | $376,144,000 | 802 |
| Total unused commitments | $30,961,000 | 1,409 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 170 | 1,212 |
| Assets and Liabilities | ||
| Total Assets: | $683,338,000 | 762 |
| Cash and due from depository institutions | $19,684,000 | 1,212 |
| Interest-bearing balances | $3,935,000 | 1,524 |
| Securities | $256,618,000 | 589 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $380,940,000 | 791 |
| Loan loss allowance | $4,502,000 | 1,064 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,865,000 | 926 |
| Other real estate owned | $23,000 | 1,212 |
| Goodwill and other intangibles | $1,797,000 | 748 |
| All other assets | $16,411,000 | 660 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $683,338,000 | 762 |
| Total liabilities | $632,251,000 | 759 |
| Total deposits | $460,532,000 | 874 |
| Interest-bearing deposits | $448,817,000 | 796 |
| Deposits held in domestic offices | $460,532,000 | 862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $169,840,000 | 250 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,879,000 | 1,890 |
| Total equity capital | $51,087,000 | 834 |
| Total bank equity capital | $51,087,000 | 834 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,049,000 | 3,673 |
| Surplus | $22,125,000 | 754 |
| Undivided profits | $27,913,000 | 828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,887,000 | 987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,173,000 | 814 |
| Earning assets | $641,493,000 | 748 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $621,735,800 | 807 |
| Average Assets, quarterly | $668,482,000 | 772 |
| Volatile liabilities | $221,119,000 | 471 |
| Insider loans | $455,000 | 6,008 |
| FHLB advances | $168,379,000 | 84 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,569,000 | 1,741 |
| Tier 1 (core) risk-based capital | $48,389,000 | 837 |
| Tier 2 risk-based capital | $2,563,000 | 1,268 |
| Total risk weighted assets | $305,730,000 | 954 |
| Total unused commitments | $31,114,000 | 1,424 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 161 | 1,341 |
| Assets and Liabilities | ||
| Total Assets: | $568,473,000 | 909 |
| Cash and due from depository institutions | $18,503,000 | 1,341 |
| Interest-bearing balances | $7,083,000 | 1,046 |
| Securities | $215,794,000 | 650 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $312,082,000 | 959 |
| Loan loss allowance | $3,923,000 | 1,225 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,507,000 | 971 |
| Other real estate owned | $9,000 | 1,341 |
| Goodwill and other intangibles | $2,048,000 | 709 |
| All other assets | $12,530,000 | 857 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $568,473,000 | 909 |
| Total liabilities | $527,082,000 | 907 |
| Total deposits | $435,441,000 | 970 |
| Interest-bearing deposits | $423,739,000 | 897 |
| Deposits held in domestic offices | $435,441,000 | 960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $89,802,000 | 307 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,839,000 | 2,010 |
| Total equity capital | $41,391,000 | 952 |
| Total bank equity capital | $41,391,000 | 952 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,049,000 | 3,839 |
| Surplus | $22,125,000 | 729 |
| Undivided profits | $18,217,000 | 1,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,292,000 | 1,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,078,000 | 930 |
| Earning assets | $534,959,000 | 888 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $494,327,600 | 992 |
| Average Assets, quarterly | $535,580,000 | 941 |
| Volatile liabilities | $136,244,000 | 616 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $88,696,000 | 112 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $16,292,000 | 2,083 |
| Tier 1 (core) risk-based capital | $39,343,000 | 969 |
| Tier 2 risk-based capital | $2,416,000 | 1,354 |
| Total risk weighted assets | $261,464,000 | 1,123 |
| Total unused commitments | $22,402,000 | 1,714 |
| Derivatives | $0 | 651 |