Home > Shamrock Bank, N.A. > Income and Expense

Shamrock Bank, N.A., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,277,0002,008
Total interest expense$4,456,0002,158
Net interest income$13,821,0001,938
Provision for loan and lease losses$03,275
Total noninterest income$2,556,0001,782
Gross Fiduciary activities income$0981
Service charges on deposit accounts$715,0001,304
Trading account gains and feesNANA
Additional Noninterest Income$1,841,0001,687
Total noninterest expense$11,539,0001,855
Salaries and employee benefits$7,074,0001,749
Premises and equipment expense$971,0002,054
Additional noninterest expense$1,841,0001,687
Pre-tax net operating income$4,838,0001,957
Securities gains (losses)$-20,0003,479
Applicable income taxes$03,369
Income before extraordinary items$4,818,0001,770
Extraordinary gains, net$054
Net income$4,818,0001,791
Minority interest net income$088
Net income of bank and minority interests.$4,818,0001,773
Net charge-offs$-369,0004,513
Cash dividends$4,000,000955
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,838,0001,791
2023-09-30 (YTD Data)Rank
Total interest income$13,368,0002,009
Total interest expense$3,054,0002,152
Net interest income$10,314,0001,959
Provision for loan and lease losses$03,085
Total noninterest income$1,872,0001,796
Gross Fiduciary activities income$0950
Service charges on deposit accounts$541,0001,285
Trading account gains and feesNANA
Additional Noninterest Income$1,331,0001,723
Total noninterest expense$8,725,0001,854
Salaries and employee benefits$5,409,0001,731
Premises and equipment expense$714,0002,086
Additional noninterest expense$1,331,0001,723
Pre-tax net operating income$3,461,0002,065
Securities gains (losses)$-20,0003,626
Applicable income taxes$03,407
Income before extraordinary items$3,441,0001,892
Extraordinary gains, net$052
Net income$3,441,0001,909
Minority interest net income$081
Net income of bank and minority interests.$3,441,0001,892
Net charge-offs$-389,0004,537
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,461,0001,909
2023-06-30 (YTD Data)Rank
Total interest income$8,663,0002,024
Total interest expense$1,819,0002,131
Net interest income$6,844,0001,973
Provision for loan and lease losses$02,940
Total noninterest income$1,245,0001,739
Gross Fiduciary activities income$0931
Service charges on deposit accounts$362,0001,271
Trading account gains and feesNANA
Additional Noninterest Income$883,0001,650
Total noninterest expense$5,762,0001,858
Salaries and employee benefits$3,603,0001,731
Premises and equipment expense$460,0002,118
Additional noninterest expense$883,0001,648
Pre-tax net operating income$2,327,0002,056
Securities gains (losses)$-20,0003,905
Applicable income taxes$03,436
Income before extraordinary items$2,307,0001,880
Extraordinary gains, net$051
Net income$2,307,0001,904
Minority interest net income$081
Net income of bank and minority interests.$2,307,0001,880
Net charge-offs$-409,0004,591
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,327,0001,879
2023-03-31 (YTD Data)Rank
Total interest income$4,180,0002,051
Total interest expense$715,0002,213
Net interest income$3,465,0001,961
Provision for loan and lease losses$02,612
Total noninterest income$610,0001,762
Gross Fiduciary activities income$0913
Service charges on deposit accounts$176,0001,308
Trading account gains and feesNANA
Additional Noninterest Income$434,0001,642
Total noninterest expense$2,884,0001,871
Salaries and employee benefits$1,786,0001,766
Premises and equipment expense$223,0002,197
Additional noninterest expense$434,0001,642
Pre-tax net operating income$1,191,0002,081
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,191,0001,875
Extraordinary gains, net$04
Net income$1,191,0001,875
Minority interest net income$048
Net income of bank and minority interests.$1,191,0001,875
Net charge-offs$6,0001,532
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,191,0001,892
2022-12-31 (YTD Data)Rank
Total interest income$15,053,0001,953
Total interest expense$1,157,0002,229
Net interest income$13,896,0001,887
Provision for loan and lease losses$03,012
Total noninterest income$2,392,0001,853
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$700,0001,344
Trading account gains and feesNANA
Additional Noninterest Income$1,692,0001,786
Total noninterest expense$11,415,0001,841
Salaries and employee benefits$7,270,0001,691
Premises and equipment expense$873,0002,172
Additional noninterest expense$1,692,0001,786
Pre-tax net operating income$4,873,0002,072
Securities gains (losses)$-42,0003,715
Applicable income taxes$03,596
Income before extraordinary items$4,831,0001,866
Extraordinary gains, net$05
Net income$4,831,0001,864
Minority interest net income$063
Net income of bank and minority interests.$4,831,0001,865
Net charge-offs$-152,0004,382
Cash dividends$3,700,000987
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,873,0001,885
2022-09-30 (YTD Data)Rank
Total interest income$10,977,0001,931
Total interest expense$717,0002,170
Net interest income$10,260,0001,886
Provision for loan and lease losses$02,835
Total noninterest income$1,780,0001,886
Gross Fiduciary activities income$0968
Service charges on deposit accounts$528,0001,348
Trading account gains and feesNANA
Additional Noninterest Income$1,252,0001,828
Total noninterest expense$8,584,0001,837
Salaries and employee benefits$5,503,0001,672
Premises and equipment expense$642,0002,229
Additional noninterest expense$1,252,0001,828
Pre-tax net operating income$3,456,0002,109
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$3,456,0001,909
Extraordinary gains, net$04
Net income$3,456,0001,908
Minority interest net income$057
Net income of bank and minority interests.$3,456,0001,908
Net charge-offs$-155,0004,410
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,456,0001,943
2022-06-30 (YTD Data)Rank
Total interest income$7,139,0001,906
Total interest expense$442,0002,120
Net interest income$6,697,0001,872
Provision for loan and lease losses$02,599
Total noninterest income$1,193,0001,870
Gross Fiduciary activities income$0925
Service charges on deposit accounts$335,0001,379
Trading account gains and feesNANA
Additional Noninterest Income$858,0001,830
Total noninterest expense$5,677,0001,841
Salaries and employee benefits$3,668,0001,662
Premises and equipment expense$409,0002,297
Additional noninterest expense$1,600,0001,901
Pre-tax net operating income$2,213,0002,076
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,213,0001,866
Extraordinary gains, net$04
Net income$2,213,0001,867
Minority interest net income$060
Net income of bank and minority interests.$2,213,0001,866
Net charge-offs$-24,0003,945
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,213,0001,910
2022-03-31 (YTD Data)Rank
Total interest income$3,467,0001,901
Total interest expense$223,0002,061
Net interest income$3,244,0001,875
Provision for loan and lease losses$02,285
Total noninterest income$550,0001,961
Gross Fiduciary activities income$0892
Service charges on deposit accounts$169,0001,354
Trading account gains and feesNANA
Additional Noninterest Income$381,0001,957
Total noninterest expense$2,819,0001,836
Salaries and employee benefits$1,829,0001,675
Premises and equipment expense$197,0002,355
Additional noninterest expense$793,0001,884
Pre-tax net operating income$975,0002,117
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$975,0001,947
Extraordinary gains, net$04
Net income$975,0001,946
Minority interest net income$050
Net income of bank and minority interests.$975,0001,947
Net charge-offs$-4,0003,570
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$975,0001,968
2021-12-31 (YTD Data)Rank
Total interest income$15,489,0001,825
Total interest expense$1,031,0002,163
Net interest income$14,458,0001,767
Provision for loan and lease losses$-1,309,0004,563
Total noninterest income$2,322,0002,071
Gross Fiduciary activities income$0994
Service charges on deposit accounts$635,0001,347
Trading account gains and feesNANA
Additional Noninterest Income$1,687,0002,085
Total noninterest expense$10,799,0001,876
Salaries and employee benefits$6,811,0001,752
Premises and equipment expense$949,0002,097
Additional noninterest expense$3,039,0001,959
Pre-tax net operating income$7,290,0001,587
Securities gains (losses)$292,000486
Applicable income taxes$03,710
Income before extraordinary items$7,582,0001,398
Extraordinary gains, net$010
Net income$7,582,0001,398
Minority interest net income$074
Net income of bank and minority interests.$7,582,0001,398
Net charge-offs$-795,0004,764
Cash dividends$4,000,000944
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,290,0001,430
2021-09-30 (YTD Data)Rank
Total interest income$12,118,0001,792
Total interest expense$794,0002,207
Net interest income$11,324,0001,742
Provision for loan and lease losses$-1,369,0004,648
Total noninterest income$1,703,0002,134
Gross Fiduciary activities income$0957
Service charges on deposit accounts$462,0001,375
Trading account gains and feesNANA
Additional Noninterest Income$1,241,0002,150
Total noninterest expense$8,102,0001,880
Salaries and employee benefits$5,137,0001,745
Premises and equipment expense$714,0002,119
Additional noninterest expense$2,251,0001,984
Pre-tax net operating income$6,294,0001,498
Securities gains (losses)$292,000458
Applicable income taxes$03,719
Income before extraordinary items$6,586,0001,307
Extraordinary gains, net$08
Net income$6,586,0001,307
Minority interest net income$069
Net income of bank and minority interests.$6,586,0001,307
Net charge-offs$-706,0004,842
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,294,0001,327
2021-06-30 (YTD Data)Rank
Total interest income$8,711,0001,683
Total interest expense$539,0002,248
Net interest income$8,172,0001,625
Provision for loan and lease losses$1,531,000191
Total noninterest income$1,110,0002,126
Gross Fiduciary activities income$0951
Service charges on deposit accounts$288,0001,397
Trading account gains and feesNANA
Additional Noninterest Income$822,0002,137
Total noninterest expense$5,422,0001,860
Salaries and employee benefits$3,421,0001,741
Premises and equipment expense$474,0002,122
Additional noninterest expense$1,527,0001,939
Pre-tax net operating income$2,329,0002,190
Securities gains (losses)$127,000590
Applicable income taxes$03,702
Income before extraordinary items$2,456,0001,974
Extraordinary gains, net$06
Net income$2,456,0001,973
Minority interest net income$067
Net income of bank and minority interests.$2,456,0001,974
Net charge-offs$2,413,000176
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,329,0002,014
2021-03-31 (YTD Data)Rank
Total interest income$4,330,0001,687
Total interest expense$272,0002,321
Net interest income$4,058,0001,625
Provision for loan and lease losses$325,000513
Total noninterest income$546,0002,143
Gross Fiduciary activities income$0922
Service charges on deposit accounts$151,0001,346
Trading account gains and feesNANA
Additional Noninterest Income$395,0002,168
Total noninterest expense$2,695,0001,854
Salaries and employee benefits$1,707,0001,738
Premises and equipment expense$250,0002,067
Additional noninterest expense$738,0001,955
Pre-tax net operating income$1,584,0001,813
Securities gains (losses)$35,000755
Applicable income taxes$03,613
Income before extraordinary items$1,619,0001,636
Extraordinary gains, net$03
Net income$1,619,0001,636
Minority interest net income$055
Net income of bank and minority interests.$1,619,0001,636
Net charge-offs$-9,0004,024
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,584,0001,621
2020-12-31 (YTD Data)Rank
Total interest income$15,135,0001,874
Total interest expense$1,587,0002,299
Net interest income$13,548,0001,799
Provision for loan and lease losses$2,600,000884
Total noninterest income$2,016,0002,113
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$611,0001,395
Trading account gains and feesNANA
Additional Noninterest Income$1,405,0002,125
Total noninterest expense$10,636,0001,866
Salaries and employee benefits$6,835,0001,704
Premises and equipment expense$1,127,0001,877
Additional noninterest expense$2,674,0002,110
Pre-tax net operating income$2,328,0002,764
Securities gains (losses)$40,0001,818
Applicable income taxes$03,697
Income before extraordinary items$2,368,0002,616
Extraordinary gains, net$04
Net income$2,368,0002,615
Minority interest net income$072
Net income of bank and minority interests.$2,368,0002,616
Net charge-offs$1,869,000431
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,328,0002,587
2020-09-30 (YTD Data)Rank
Total interest income$11,587,0001,863
Total interest expense$1,272,0002,295
Net interest income$10,315,0001,769
Provision for loan and lease losses$600,0001,810
Total noninterest income$1,493,0002,093
Gross Fiduciary activities income$0981
Service charges on deposit accounts$454,0001,397
Trading account gains and feesNANA
Additional Noninterest Income$1,039,0002,109
Total noninterest expense$7,952,0001,851
Salaries and employee benefits$5,208,0001,685
Premises and equipment expense$814,0001,917
Additional noninterest expense$1,930,0002,125
Pre-tax net operating income$3,256,0001,940
Securities gains (losses)$40,0001,638
Applicable income taxes$03,696
Income before extraordinary items$3,296,0001,776
Extraordinary gains, net$04
Net income$3,296,0001,776
Minority interest net income$065
Net income of bank and minority interests.$3,296,0001,776
Net charge-offs$267,0001,088
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,256,0001,737
2020-06-30 (YTD Data)Rank
Total interest income$7,845,0001,860
Total interest expense$908,0002,295
Net interest income$6,937,0001,756
Provision for loan and lease losses$600,0001,444
Total noninterest income$983,0002,035
Gross Fiduciary activities income$0970
Service charges on deposit accounts$309,0001,379
Trading account gains and feesNANA
Additional Noninterest Income$674,0002,056
Total noninterest expense$5,294,0001,850
Salaries and employee benefits$3,494,0001,662
Premises and equipment expense$539,0001,923
Additional noninterest expense$1,261,0002,149
Pre-tax net operating income$2,026,0001,985
Securities gains (losses)$12,0001,821
Applicable income taxes$03,655
Income before extraordinary items$2,038,0001,820
Extraordinary gains, net$04
Net income$2,038,0001,821
Minority interest net income$065
Net income of bank and minority interests.$2,038,0001,821
Net charge-offs$22,0002,145
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,026,0001,781
2020-03-31 (YTD Data)Rank
Total interest income$3,806,0001,890
Total interest expense$491,0002,313
Net interest income$3,315,0001,771
Provision for loan and lease losses$200,0001,434
Total noninterest income$525,0001,893
Gross Fiduciary activities income$0941
Service charges on deposit accounts$199,0001,304
Trading account gains and feesNANA
Additional Noninterest Income$326,0001,921
Total noninterest expense$2,667,0001,850
Salaries and employee benefits$1,750,0001,677
Premises and equipment expense$261,0001,993
Additional noninterest expense$656,0002,113
Pre-tax net operating income$973,0001,865
Securities gains (losses)$12,0001,271
Applicable income taxes$03,513
Income before extraordinary items$985,0001,685
Extraordinary gains, net$04
Net income$985,0001,686
Minority interest net income$056
Net income of bank and minority interests.$985,0001,686
Net charge-offs$3,0002,231
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$973,0001,669
2019-12-31 (YTD Data)Rank
Total interest income$15,087,0001,908
Total interest expense$1,832,0002,486
Net interest income$13,255,0001,785
Provision for loan and lease losses$500,0001,469
Total noninterest income$2,258,0001,857
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$861,0001,260
Trading account gains and feesNANA
Additional Noninterest Income$1,397,0001,877
Total noninterest expense$10,425,0001,857
Salaries and employee benefits$6,690,0001,694
Premises and equipment expense$1,044,0001,983
Additional noninterest expense$2,691,0002,097
Pre-tax net operating income$4,588,0001,869
Securities gains (losses)$26,0001,539
Applicable income taxes$03,859
Income before extraordinary items$4,614,0001,707
Extraordinary gains, net$011
Net income$4,614,0001,709
Minority interest net income$076
Net income of bank and minority interests.$4,614,0001,710
Net charge-offs$12,0003,276
Cash dividends$4,000,000959
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,588,0001,682
2019-09-30 (YTD Data)Rank
Total interest income$11,241,0001,939
Total interest expense$1,335,0002,541
Net interest income$9,906,0001,812
Provision for loan and lease losses$500,0001,154
Total noninterest income$1,681,0001,866
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$637,0001,274
Trading account gains and feesNANA
Additional Noninterest Income$1,044,0001,871
Total noninterest expense$7,759,0001,882
Salaries and employee benefits$5,026,0001,706
Premises and equipment expense$736,0002,080
Additional noninterest expense$1,997,0002,120
Pre-tax net operating income$3,328,0001,981
Securities gains (losses)$20,0001,423
Applicable income taxes$03,902
Income before extraordinary items$3,348,0001,774
Extraordinary gains, net$011
Net income$3,348,0001,775
Minority interest net income$072
Net income of bank and minority interests.$3,348,0001,775
Net charge-offs$16,0002,802
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,328,0001,755
2019-06-30 (YTD Data)Rank
Total interest income$7,404,0001,956
Total interest expense$849,0002,585
Net interest income$6,555,0001,827
Provision for loan and lease losses$100,0002,185
Total noninterest income$1,094,0001,866
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$413,0001,290
Trading account gains and feesNANA
Additional Noninterest Income$681,0001,871
Total noninterest expense$5,189,0001,883
Salaries and employee benefits$3,352,0001,711
Premises and equipment expense$473,0002,137
Additional noninterest expense$1,364,0002,093
Pre-tax net operating income$2,360,0001,863
Securities gains (losses)$20,0001,043
Applicable income taxes$03,901
Income before extraordinary items$2,380,0001,666
Extraordinary gains, net$011
Net income$2,380,0001,666
Minority interest net income$069
Net income of bank and minority interests.$2,380,0001,666
Net charge-offs$12,0002,529
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,360,0001,647
2019-03-31 (YTD Data)Rank
Total interest income$3,606,0002,001
Total interest expense$403,0002,634
Net interest income$3,203,0001,864
Provision for loan and lease losses$100,0001,466
Total noninterest income$518,0001,882
Gross Fiduciary activities income$0972
Service charges on deposit accounts$198,0001,327
Trading account gains and feesNANA
Additional Noninterest Income$320,0001,904
Total noninterest expense$2,537,0001,920
Salaries and employee benefits$1,668,0001,720
Premises and equipment expense$221,0002,259
Additional noninterest expense$648,0002,159
Pre-tax net operating income$1,084,0001,949
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,084,0001,755
Extraordinary gains, net$05
Net income$1,084,0001,753
Minority interest net income$052
Net income of bank and minority interests.$1,084,0001,754
Net charge-offs$31,0001,479
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,084,0001,735
2018-12-31 (YTD Data)Rank
Total interest income$13,818,0001,984
Total interest expense$1,104,0002,784
Net interest income$12,714,0001,849
Provision for loan and lease losses$320,0001,901
Total noninterest income$2,202,0001,881
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$920,0001,237
Trading account gains and feesNANA
Additional Noninterest Income$1,282,0001,967
Total noninterest expense$9,982,0001,905
Salaries and employee benefits$6,338,0001,728
Premises and equipment expense$941,0002,136
Additional noninterest expense$2,703,0002,095
Pre-tax net operating income$4,614,0001,892
Securities gains (losses)$-8,0004,349
Applicable income taxes$03,978
Income before extraordinary items$4,606,0001,687
Extraordinary gains, net$06
Net income$4,606,0001,686
Minority interest net income$072
Net income of bank and minority interests.$4,606,0001,686
Net charge-offs$195,0001,673
Cash dividends$4,000,000866
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,614,0001,676
2018-09-30 (YTD Data)Rank
Total interest income$10,239,0001,988
Total interest expense$760,0002,835
Net interest income$9,479,0001,856
Provision for loan and lease losses$100,0002,576
Total noninterest income$1,656,0001,900
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$696,0001,237
Trading account gains and feesNANA
Additional Noninterest Income$960,0001,983
Total noninterest expense$7,574,0001,886
Salaries and employee benefits$4,853,0001,710
Premises and equipment expense$698,0002,147
Additional noninterest expense$2,023,0002,103
Pre-tax net operating income$3,461,0001,904
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,461,0001,703
Extraordinary gains, net$05
Net income$3,461,0001,702
Minority interest net income$066
Net income of bank and minority interests.$3,461,0001,702
Net charge-offs$180,0001,322
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,461,0001,691
2018-06-30 (YTD Data)Rank
Total interest income$6,723,0002,001
Total interest expense$475,0002,868
Net interest income$6,248,0001,879
Provision for loan and lease losses$100,0002,173
Total noninterest income$1,096,0001,905
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$467,0001,231
Trading account gains and feesNANA
Additional Noninterest Income$629,0002,002
Total noninterest expense$5,073,0001,891
Salaries and employee benefits$3,255,0001,714
Premises and equipment expense$458,0002,204
Additional noninterest expense$1,360,0002,102
Pre-tax net operating income$2,171,0001,975
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,171,0001,763
Extraordinary gains, net$06
Net income$2,171,0001,762
Minority interest net income$065
Net income of bank and minority interests.$2,171,0001,762
Net charge-offs$112,0001,252
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,171,0001,753
2018-03-31 (YTD Data)Rank
Total interest income$3,283,0002,032
Total interest expense$219,0002,946
Net interest income$3,064,0001,904
Provision for loan and lease losses$03,508
Total noninterest income$528,0001,922
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$227,0001,254
Trading account gains and feesNANA
Additional Noninterest Income$301,0002,020
Total noninterest expense$2,572,0001,886
Salaries and employee benefits$1,622,0001,741
Premises and equipment expense$223,0002,277
Additional noninterest expense$727,0001,972
Pre-tax net operating income$1,020,0002,014
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,020,0001,817
Extraordinary gains, net$07
Net income$1,020,0001,816
Minority interest net income$052
Net income of bank and minority interests.$1,020,0001,817
Net charge-offs$96,000872
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,020,0001,808
2017-12-31 (YTD Data)Rank
Total interest income$12,928,0001,989
Total interest expense$740,0003,055
Net interest income$12,188,0001,881
Provision for loan and lease losses$250,0002,142
Total noninterest income$2,123,0001,959
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$958,0001,222
Trading account gains and feesNANA
Additional Noninterest Income$1,165,0002,100
Total noninterest expense$9,874,0001,930
Salaries and employee benefits$6,323,0001,741
Premises and equipment expense$960,0002,170
Additional noninterest expense$2,591,0002,200
Pre-tax net operating income$4,187,0001,977
Securities gains (losses)$134,000519
Applicable income taxes$04,135
Income before extraordinary items$4,321,0001,521
Extraordinary gains, net$09
Net income$4,321,0001,521
Minority interest net income$076
Net income of bank and minority interests.$4,321,0001,521
Net charge-offs$-2,0004,552
Cash dividends$3,000,0001,019
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,187,0001,534
2017-09-30 (YTD Data)Rank
Total interest income$9,631,0002,003
Total interest expense$540,0003,087
Net interest income$9,091,0001,899
Provision for loan and lease losses$100,0002,645
Total noninterest income$1,583,0001,991
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$713,0001,237
Trading account gains and feesNANA
Additional Noninterest Income$870,0002,134
Total noninterest expense$7,374,0001,933
Salaries and employee benefits$4,782,0001,727
Premises and equipment expense$698,0002,222
Additional noninterest expense$1,894,0002,242
Pre-tax net operating income$3,200,0001,964
Securities gains (losses)$134,000481
Applicable income taxes$04,172
Income before extraordinary items$3,334,0001,587
Extraordinary gains, net$09
Net income$3,334,0001,586
Minority interest net income$071
Net income of bank and minority interests.$3,334,0001,587
Net charge-offs$-52,0005,174
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,200,0001,625
2017-06-30 (YTD Data)Rank
Total interest income$6,373,0002,005
Total interest expense$348,0003,116
Net interest income$6,025,0001,896
Provision for loan and lease losses$03,871
Total noninterest income$1,092,0001,935
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$478,0001,225
Trading account gains and feesNANA
Additional Noninterest Income$614,0002,086
Total noninterest expense$4,864,0001,952
Salaries and employee benefits$3,195,0001,729
Premises and equipment expense$468,0002,232
Additional noninterest expense$1,201,0002,323
Pre-tax net operating income$2,253,0001,853
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,253,0001,546
Extraordinary gains, net$011
Net income$2,253,0001,545
Minority interest net income$071
Net income of bank and minority interests.$2,253,0001,546
Net charge-offs$-73,0005,365
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,253,0001,531
2017-03-31 (YTD Data)Rank
Total interest income$3,130,0002,034
Total interest expense$167,0003,175
Net interest income$2,963,0001,921
Provision for loan and lease losses$03,537
Total noninterest income$529,0001,967
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$247,0001,205
Trading account gains and feesNANA
Additional Noninterest Income$282,0002,179
Total noninterest expense$2,416,0001,990
Salaries and employee benefits$1,584,0001,762
Premises and equipment expense$240,0002,211
Additional noninterest expense$592,0002,346
Pre-tax net operating income$1,076,0001,874
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,076,0001,578
Extraordinary gains, net$08
Net income$1,076,0001,577
Minority interest net income$055
Net income of bank and minority interests.$1,076,0001,578
Net charge-offs$10,0002,203
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,076,0001,562
2016-12-31 (YTD Data)Rank
Total interest income$12,249,0002,040
Total interest expense$617,0003,276
Net interest income$11,632,0001,910
Provision for loan and lease losses$300,0001,988
Total noninterest income$2,079,0002,070
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,030,0001,181
Trading account gains and fees$0170
Additional Noninterest Income$1,049,0002,342
Total noninterest expense$9,630,0001,970
Salaries and employee benefits$6,092,0001,766
Premises and equipment expense$1,052,0002,058
Additional noninterest expense$2,486,0002,319
Pre-tax net operating income$3,781,0002,010
Securities gains (losses)$37,0002,041
Applicable income taxes$04,278
Income before extraordinary items$3,818,0001,705
Extraordinary gains, net$05
Net income$3,818,0001,704
Minority interest net income$082
Net income of bank and minority interests.$3,818,0001,704
Net charge-offs$173,0002,085
Cash dividends$2,000,0001,397
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,781,0001,690
2016-09-30 (YTD Data)Rank
Total interest income$9,145,0002,047
Total interest expense$456,0003,316
Net interest income$8,689,0001,927
Provision for loan and lease losses$250,0001,802
Total noninterest income$1,623,0002,023
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$782,0001,166
Trading account gains and fees$0169
Additional Noninterest Income$841,0002,257
Total noninterest expense$7,344,0001,945
Salaries and employee benefits$4,633,0001,740
Premises and equipment expense$799,0002,052
Additional noninterest expense$1,912,0002,263
Pre-tax net operating income$2,718,0002,107
Securities gains (losses)$37,0001,983
Applicable income taxes$04,325
Income before extraordinary items$2,755,0001,802
Extraordinary gains, net$05
Net income$2,755,0001,802
Minority interest net income$071
Net income of bank and minority interests.$2,755,0001,802
Net charge-offs$149,0001,698
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,718,0001,767
2016-06-30 (YTD Data)Rank
Total interest income$6,028,0002,075
Total interest expense$299,0003,361
Net interest income$5,729,0001,955
Provision for loan and lease losses$150,0001,887
Total noninterest income$1,101,0001,982
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$530,0001,132
Trading account gains and fees$0157
Additional Noninterest Income$571,0002,211
Total noninterest expense$4,883,0001,956
Salaries and employee benefits$3,060,0001,754
Premises and equipment expense$538,0002,027
Additional noninterest expense$1,285,0002,261
Pre-tax net operating income$1,797,0002,112
Securities gains (losses)$17,0002,033
Applicable income taxes$04,338
Income before extraordinary items$1,814,0001,802
Extraordinary gains, net$016
Net income$1,814,0001,802
Minority interest net income$071
Net income of bank and minority interests.$1,814,0001,802
Net charge-offs$117,0001,489
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,797,0001,765
2016-03-31 (YTD Data)Rank
Total interest income$2,950,0002,108
Total interest expense$147,0003,420
Net interest income$2,803,0001,988
Provision for loan and lease losses$50,0002,135
Total noninterest income$547,0001,952
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$261,0001,146
Trading account gains and fees$0142
Additional Noninterest Income$286,0002,150
Total noninterest expense$2,401,0001,996
Salaries and employee benefits$1,517,0001,776
Premises and equipment expense$257,0002,115
Additional noninterest expense$627,0002,307
Pre-tax net operating income$899,0002,081
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$899,0001,782
Extraordinary gains, net$012
Net income$899,0001,783
Minority interest net income$062
Net income of bank and minority interests.$899,0001,783
Net charge-offs$52,0001,403
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$899,0001,741
2015-12-31 (YTD Data)Rank
Total interest income$11,607,0002,082
Total interest expense$581,0003,450
Net interest income$11,026,0001,961
Provision for loan and lease losses$25,0003,944
Total noninterest income$2,162,0002,014
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,043,0001,179
Trading account gains and fees$0159
Additional Noninterest Income$1,119,0002,230
Total noninterest expense$9,163,0002,063
Salaries and employee benefits$5,706,0001,826
Premises and equipment expense$1,062,0002,081
Additional noninterest expense$2,395,0002,426
Pre-tax net operating income$4,000,0001,863
Securities gains (losses)$12,0002,504
Applicable income taxes$04,402
Income before extraordinary items$4,012,0001,592
Extraordinary gains, net$023
Net income$4,012,0001,593
Minority interest net income$081
Net income of bank and minority interests.$4,012,0001,593
Net charge-offs$-122,0005,765
Cash dividends$2,900,0001,010
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,000,0001,568
2015-09-30 (YTD Data)Rank
Total interest income$8,632,0002,116
Total interest expense$435,0003,500
Net interest income$8,197,0001,985
Provision for loan and lease losses$25,0003,699
Total noninterest income$1,603,0002,048
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$769,0001,200
Trading account gains and fees$0153
Additional Noninterest Income$834,0002,259
Total noninterest expense$6,770,0002,082
Salaries and employee benefits$4,237,0001,852
Premises and equipment expense$769,0002,166
Additional noninterest expense$1,764,0002,455
Pre-tax net operating income$3,005,0001,900
Securities gains (losses)$10,0002,368
Applicable income taxes$04,489
Income before extraordinary items$3,015,0001,617
Extraordinary gains, net$021
Net income$3,015,0001,616
Minority interest net income$078
Net income of bank and minority interests.$3,015,0001,618
Net charge-offs$-135,0005,871
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,005,0001,584
2015-06-30 (YTD Data)Rank
Total interest income$5,656,0002,149
Total interest expense$287,0003,546
Net interest income$5,369,0002,014
Provision for loan and lease losses$25,0003,365
Total noninterest income$1,063,0002,060
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$499,0001,208
Trading account gains and fees$0157
Additional Noninterest Income$564,0002,280
Total noninterest expense$4,481,0002,107
Salaries and employee benefits$2,815,0001,865
Premises and equipment expense$498,0002,231
Additional noninterest expense$1,168,0002,489
Pre-tax net operating income$1,926,0001,942
Securities gains (losses)$10,0002,017
Applicable income taxes$04,497
Income before extraordinary items$1,936,0001,660
Extraordinary gains, net$022
Net income$1,936,0001,664
Minority interest net income$075
Net income of bank and minority interests.$1,936,0001,664
Net charge-offs$39,0002,519
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,926,0001,623
2015-03-31 (YTD Data)Rank
Total interest income$2,796,0002,164
Total interest expense$141,0003,605
Net interest income$2,655,0002,023
Provision for loan and lease losses$25,0002,683
Total noninterest income$502,0002,096
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$248,0001,195
Trading account gains and fees$0152
Additional Noninterest Income$254,0002,334
Total noninterest expense$2,251,0002,099
Salaries and employee benefits$1,400,0001,880
Premises and equipment expense$244,0002,288
Additional noninterest expense$607,0002,395
Pre-tax net operating income$881,0002,059
Securities gains (losses)$10,0001,480
Applicable income taxes$04,400
Income before extraordinary items$891,0001,758
Extraordinary gains, net$013
Net income$891,0001,760
Minority interest net income$064
Net income of bank and minority interests.$891,0001,760
Net charge-offs$21,0002,091
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$881,0001,715
2014-12-31 (YTD Data)Rank
Total interest income$10,770,0002,232
Total interest expense$581,0003,706
Net interest income$10,189,0002,089
Provision for loan and lease losses$1,875,000501
Total noninterest income$1,996,0002,108
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,063,0001,226
Trading account gains and fees$0180
Additional Noninterest Income$933,0002,418
Total noninterest expense$9,166,0002,056
Salaries and employee benefits$5,438,0001,894
Premises and equipment expense$1,071,0002,127
Additional noninterest expense$2,657,0002,279
Pre-tax net operating income$1,144,0003,924
Securities gains (losses)$78,0001,436
Applicable income taxes$04,531
Income before extraordinary items$1,222,0003,588
Extraordinary gains, net$017
Net income$1,222,0003,589
Minority interest net income$084
Net income of bank and minority interests.$1,222,0003,590
Net charge-offs$1,874,000543
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,144,0003,665
2014-09-30 (YTD Data)Rank
Total interest income$7,952,0002,278
Total interest expense$438,0003,749
Net interest income$7,514,0002,137
Provision for loan and lease losses$1,625,000414
Total noninterest income$1,485,0002,128
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$794,0001,239
Trading account gains and fees$0174
Additional Noninterest Income$691,0002,458
Total noninterest expense$6,527,0002,171
Salaries and employee benefits$4,104,0001,886
Premises and equipment expense$783,0002,183
Additional noninterest expense$1,640,0002,693
Pre-tax net operating income$847,0004,036
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$847,0003,810
Extraordinary gains, net$015
Net income$847,0003,811
Minority interest net income$081
Net income of bank and minority interests.$847,0003,813
Net charge-offs$1,878,000405
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$847,0003,753
2014-06-30 (YTD Data)Rank
Total interest income$5,261,0002,289
Total interest expense$291,0003,803
Net interest income$4,970,0002,138
Provision for loan and lease losses$1,500,000318
Total noninterest income$975,0002,129
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$522,0001,233
Trading account gains and fees$0172
Additional Noninterest Income$453,0002,452
Total noninterest expense$4,307,0002,179
Salaries and employee benefits$2,730,0001,887
Premises and equipment expense$522,0002,192
Additional noninterest expense$1,055,0002,757
Pre-tax net operating income$138,0005,615
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$138,0005,544
Extraordinary gains, net$020
Net income$138,0005,546
Minority interest net income$080
Net income of bank and minority interests.$138,0005,547
Net charge-offs$1,839,000309
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$138,0005,506
2014-03-31 (YTD Data)Rank
Total interest income$2,546,0002,361
Total interest expense$146,0003,851
Net interest income$2,400,0002,206
Provision for loan and lease losses$500,000452
Total noninterest income$407,0002,340
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$253,0001,259
Trading account gains and fees$0147
Additional Noninterest Income$154,0002,936
Total noninterest expense$2,134,0002,210
Salaries and employee benefits$1,349,0001,928
Premises and equipment expense$251,0002,302
Additional noninterest expense$534,0002,740
Pre-tax net operating income$173,0004,686
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$173,0004,475
Extraordinary gains, net$016
Net income$173,0004,478
Minority interest net income$066
Net income of bank and minority interests.$173,0004,478
Net charge-offs$-18,0005,996
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$173,0004,422
2013-12-31 (YTD Data)Rank
Total interest income$10,540,0002,302
Total interest expense$674,0003,835
Net interest income$9,866,0002,115
Provision for loan and lease losses$150,0003,263
Total noninterest income$2,147,0002,057
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,177,0001,173
Trading account gains and fees$0184
Additional Noninterest Income$970,0002,425
Total noninterest expense$8,750,0002,160
Salaries and employee benefits$5,208,0001,954
Premises and equipment expense$945,0002,361
Additional noninterest expense$2,597,0002,375
Pre-tax net operating income$3,113,0002,113
Securities gains (losses)$60,0001,671
Applicable income taxes$04,631
Income before extraordinary items$3,173,0001,810
Extraordinary gains, net$029
Net income$3,173,0001,812
Minority interest net income$090
Net income of bank and minority interests.$3,173,0001,812
Net charge-offs$203,0002,998
Cash dividends$2,600,000968
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,113,0001,811
2013-09-30 (YTD Data)Rank
Total interest income$7,880,0002,320
Total interest expense$518,0003,863
Net interest income$7,362,0002,135
Provision for loan and lease losses$04,941
Total noninterest income$1,614,0002,103
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$893,0001,163
Trading account gains and fees$0180
Additional Noninterest Income$721,0002,473
Total noninterest expense$6,246,0002,268
Salaries and employee benefits$3,956,0001,939
Premises and equipment expense$670,0002,493
Additional noninterest expense$1,620,0002,810
Pre-tax net operating income$2,730,0001,899
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,730,0001,648
Extraordinary gains, net$025
Net income$2,730,0001,651
Minority interest net income$084
Net income of bank and minority interests.$2,730,0001,652
Net charge-offs$96,0003,296
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,730,0001,602
2013-06-30 (YTD Data)Rank
Total interest income$5,250,0002,328
Total interest expense$357,0003,839
Net interest income$4,893,0002,139
Provision for loan and lease losses$04,788
Total noninterest income$1,047,0002,163
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$585,0001,155
Trading account gains and fees$0157
Additional Noninterest Income$462,0002,590
Total noninterest expense$4,175,0002,269
Salaries and employee benefits$2,653,0001,939
Premises and equipment expense$430,0002,593
Additional noninterest expense$1,092,0002,760
Pre-tax net operating income$1,765,0001,922
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,765,0001,695
Extraordinary gains, net$022
Net income$1,765,0001,699
Minority interest net income$082
Net income of bank and minority interests.$1,765,0001,700
Net charge-offs$54,0003,291
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,765,0001,621
2013-03-31 (YTD Data)Rank
Total interest income$2,634,0002,350
Total interest expense$183,0003,884
Net interest income$2,451,0002,144
Provision for loan and lease losses$04,409
Total noninterest income$530,0002,146
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$296,0001,130
Trading account gains and fees$0148
Additional Noninterest Income$234,0002,552
Total noninterest expense$2,080,0002,288
Salaries and employee benefits$1,327,0001,960
Premises and equipment expense$210,0002,669
Additional noninterest expense$543,0002,772
Pre-tax net operating income$901,0001,871
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$901,0001,619
Extraordinary gains, net$010
Net income$901,0001,620
Minority interest net income$076
Net income of bank and minority interests.$901,0001,621
Net charge-offs$41,0002,562
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$901,0001,568
2012-12-31 (YTD Data)Rank
Total interest income$10,931,0002,363
Total interest expense$936,0003,772
Net interest income$9,995,0002,153
Provision for loan and lease losses$115,0004,549
Total noninterest income$2,123,0002,098
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,191,0001,185
Trading account gains and fees$0166
Additional Noninterest Income$932,0002,469
Total noninterest expense$8,092,0002,326
Salaries and employee benefits$5,074,0001,988
Premises and equipment expense$887,0002,518
Additional noninterest expense$2,131,0002,942
Pre-tax net operating income$3,911,0001,681
Securities gains (losses)$34,0002,955
Applicable income taxes$04,751
Income before extraordinary items$3,945,0001,470
Extraordinary gains, net$029
Net income$3,945,0001,471
Minority interest net income$093
Net income of bank and minority interests.$3,945,0001,471
Net charge-offs$115,0004,299
Cash dividends$2,500,0001,005
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,911,0001,391
2012-09-30 (YTD Data)Rank
Total interest income$8,191,0002,415
Total interest expense$734,0003,788
Net interest income$7,457,0002,201
Provision for loan and lease losses$50,0004,919
Total noninterest income$1,560,0002,125
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$868,0001,235
Trading account gains and fees$0157
Additional Noninterest Income$692,0002,480
Total noninterest expense$6,017,0002,352
Salaries and employee benefits$3,822,0001,983
Premises and equipment expense$655,0002,566
Additional noninterest expense$1,540,0003,041
Pre-tax net operating income$2,950,0001,726
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,950,0001,509
Extraordinary gains, net$020
Net income$2,950,0001,510
Minority interest net income$086
Net income of bank and minority interests.$2,950,0001,510
Net charge-offs$83,0004,144
Cash dividends$1,000,0001,322
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,950,0001,418
2012-06-30 (YTD Data)Rank
Total interest income$5,511,0002,410
Total interest expense$515,0003,750
Net interest income$4,996,0002,191
Provision for loan and lease losses$50,0004,550
Total noninterest income$1,027,0002,121
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$566,0001,252
Trading account gains and fees$0153
Additional Noninterest Income$461,0002,444
Total noninterest expense$3,984,0002,374
Salaries and employee benefits$2,528,0001,989
Premises and equipment expense$405,0002,744
Additional noninterest expense$1,051,0002,997
Pre-tax net operating income$1,989,0001,688
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,989,0001,489
Extraordinary gains, net$019
Net income$1,989,0001,488
Minority interest net income$084
Net income of bank and minority interests.$1,989,0001,489
Net charge-offs$64,0003,807
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,989,0001,398
2012-03-31 (YTD Data)Rank
Total interest income$2,752,0002,438
Total interest expense$275,0003,701
Net interest income$2,477,0002,212
Provision for loan and lease losses$50,0003,648
Total noninterest income$506,0002,127
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$277,0001,271
Trading account gains and fees$0148
Additional Noninterest Income$229,0002,452
Total noninterest expense$1,991,0002,373
Salaries and employee benefits$1,274,0001,968
Premises and equipment expense$196,0002,822
Additional noninterest expense$521,0002,994
Pre-tax net operating income$942,0001,768
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$942,0001,558
Extraordinary gains, net$019
Net income$942,0001,559
Minority interest net income$078
Net income of bank and minority interests.$942,0001,559
Net charge-offs$54,0002,963
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$942,0001,459
2011-12-31 (YTD Data)Rank
Total interest income$11,171,0002,504
Total interest expense$1,372,0003,653
Net interest income$9,799,0002,240
Provision for loan and lease losses$225,0004,499
Total noninterest income$2,037,0001,977
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,153,0001,285
Trading account gains and fees$0146
Additional Noninterest Income$884,0002,309
Total noninterest expense$8,111,0002,340
Salaries and employee benefits$4,981,0001,939
Premises and equipment expense$957,0002,502
Additional noninterest expense$2,173,0002,904
Pre-tax net operating income$3,500,0001,600
Securities gains (losses)$122,0001,897
Applicable income taxes$04,719
Income before extraordinary items$3,622,0001,362
Extraordinary gains, net$029
Net income$3,622,0001,362
Minority interest net income$096
Net income of bank and minority interests.$3,622,0001,362
Net charge-offs$144,0004,639
Cash dividends$2,300,000854
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,500,0001,333
2011-09-30 (YTD Data)Rank
Total interest income$8,418,0002,514
Total interest expense$1,068,0003,671
Net interest income$7,350,0002,244
Provision for loan and lease losses$100,0004,928
Total noninterest income$1,517,0001,976
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$859,0001,300
Trading account gains and fees$0145
Additional Noninterest Income$658,0002,301
Total noninterest expense$5,963,0002,391
Salaries and employee benefits$3,646,0001,987
Premises and equipment expense$710,0002,537
Additional noninterest expense$1,607,0002,952
Pre-tax net operating income$2,804,0001,577
Securities gains (losses)$122,0001,603
Applicable income taxes$04,740
Income before extraordinary items$2,926,0001,321
Extraordinary gains, net$021
Net income$2,926,0001,321
Minority interest net income$087
Net income of bank and minority interests.$2,926,0001,321
Net charge-offs$51,0004,964
Cash dividends$1,300,000939
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,804,0001,303
2011-06-30 (YTD Data)Rank
Total interest income$5,614,0002,530
Total interest expense$734,0003,703
Net interest income$4,880,0002,251
Provision for loan and lease losses$06,217
Total noninterest income$1,011,0001,975
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$568,0001,273
Trading account gains and fees$0153
Additional Noninterest Income$443,0002,285
Total noninterest expense$3,962,0002,433
Salaries and employee benefits$2,433,0002,006
Premises and equipment expense$460,0002,616
Additional noninterest expense$1,069,0003,030
Pre-tax net operating income$1,929,0001,502
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,929,0001,304
Extraordinary gains, net$015
Net income$1,929,0001,304
Minority interest net income$089
Net income of bank and minority interests.$1,929,0001,304
Net charge-offs$-1,0006,559
Cash dividends$300,0001,910
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,929,0001,239
2011-03-31 (YTD Data)Rank
Total interest income$2,781,0002,570
Total interest expense$377,0003,739
Net interest income$2,404,0002,271
Provision for loan and lease losses$05,840
Total noninterest income$485,0002,035
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$285,0001,248
Trading account gains and fees$0158
Additional Noninterest Income$200,0002,470
Total noninterest expense$2,026,0002,396
Salaries and employee benefits$1,216,0002,014
Premises and equipment expense$226,0002,701
Additional noninterest expense$584,0002,776
Pre-tax net operating income$863,0001,660
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$863,0001,398
Extraordinary gains, net$09
Net income$863,0001,398
Minority interest net income$086
Net income of bank and minority interests.$863,0001,398
Net charge-offs$-28,0007,251
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$863,0001,357
2010-12-31 (YTD Data)Rank
Total interest income$11,547,0002,596
Total interest expense$1,832,0003,783
Net interest income$9,715,0002,259
Provision for loan and lease losses$425,0004,377
Total noninterest income$1,859,0002,170
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,139,0001,332
Trading account gains and fees$0175
Additional Noninterest Income$720,0002,648
Total noninterest expense$7,965,0002,425
Salaries and employee benefits$4,793,0002,015
Premises and equipment expense$1,044,0002,391
Additional noninterest expense$2,128,0003,085
Pre-tax net operating income$3,184,0001,543
Securities gains (losses)$111,0002,070
Applicable income taxes$04,655
Income before extraordinary items$3,295,0001,290
Extraordinary gains, net$029
Net income$3,295,0001,291
Minority interest net income$0111
Net income of bank and minority interests.$3,295,0001,292
Net charge-offs$408,0003,913
Cash dividends$1,500,0001,061
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,184,0001,284
2010-09-30 (YTD Data)Rank
Total interest income$8,705,0002,644
Total interest expense$1,414,0003,852
Net interest income$7,291,0002,305
Provision for loan and lease losses$244,0004,620
Total noninterest income$1,377,0002,221
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$855,0001,377
Trading account gains and fees$0165
Additional Noninterest Income$522,0002,697
Total noninterest expense$5,963,0002,432
Salaries and employee benefits$3,634,0002,000
Premises and equipment expense$758,0002,500
Additional noninterest expense$1,571,0003,079
Pre-tax net operating income$2,461,0001,606
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,461,0001,357
Extraordinary gains, net$023
Net income$2,461,0001,360
Minority interest net income$0110
Net income of bank and minority interests.$2,461,0001,361
Net charge-offs$221,0004,116
Cash dividends$500,0001,751
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,461,0001,307
2010-06-30 (YTD Data)Rank
Total interest income$5,823,0002,665
Total interest expense$965,0003,902
Net interest income$4,858,0002,293
Provision for loan and lease losses$94,0005,229
Total noninterest income$899,0002,193
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$554,0001,419
Trading account gains and fees$0152
Additional Noninterest Income$345,0002,628
Total noninterest expense$3,940,0002,462
Salaries and employee benefits$2,433,0001,997
Premises and equipment expense$490,0002,577
Additional noninterest expense$1,017,0003,151
Pre-tax net operating income$1,723,0001,508
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,723,0001,285
Extraordinary gains, net$019
Net income$1,723,0001,286
Minority interest net income$0105
Net income of bank and minority interests.$1,723,0001,286
Net charge-offs$150,0003,829
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,723,0001,239
2010-03-31 (YTD Data)Rank
Total interest income$2,919,0002,716
Total interest expense$496,0003,952
Net interest income$2,423,0002,322
Provision for loan and lease losses$06,552
Total noninterest income$408,0002,329
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$246,0001,585
Trading account gains and fees$0175
Additional Noninterest Income$162,0002,714
Total noninterest expense$1,989,0002,458
Salaries and employee benefits$1,231,0002,000
Premises and equipment expense$241,0002,662
Additional noninterest expense$517,0003,079
Pre-tax net operating income$842,0001,554
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$842,0001,303
Extraordinary gains, net$016
Net income$842,0001,306
Minority interest net income$091
Net income of bank and minority interests.$842,0001,305
Net charge-offs$77,0003,336
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$842,0001,261
2009-12-31 (YTD Data)Rank
Total interest income$12,527,0002,632
Total interest expense$2,370,0004,038
Net interest income$10,157,0002,156
Provision for loan and lease losses$314,0005,204
Total noninterest income$1,782,0002,289
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,112,0001,526
Trading account gains and fees$0211
Additional Noninterest Income$670,0002,733
Total noninterest expense$8,250,0002,397
Salaries and employee benefits$4,948,0001,990
Premises and equipment expense$993,0002,591
Additional noninterest expense$2,309,0002,938
Pre-tax net operating income$3,375,0001,199
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$3,375,0001,004
Extraordinary gains, net$034
Net income$3,375,0001,002
Minority interest net income$0115
Net income of bank and minority interests.$3,375,0001,003
Net charge-offs$329,0004,372
Cash dividends$1,100,0001,517
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,375,0001,005
2009-09-30 (YTD Data)Rank
Total interest income$9,476,0002,657
Total interest expense$1,836,0004,078
Net interest income$7,640,0002,147
Provision for loan and lease losses$214,0005,076
Total noninterest income$1,338,0002,342
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$834,0001,531
Trading account gains and fees$0212
Additional Noninterest Income$504,0002,805
Total noninterest expense$6,199,0002,383
Salaries and employee benefits$3,748,0001,984
Premises and equipment expense$690,0002,798
Additional noninterest expense$1,761,0002,864
Pre-tax net operating income$2,565,0001,256
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$2,565,0001,068
Extraordinary gains, net$027
Net income$2,565,0001,067
Minority interest net income$0118
Net income of bank and minority interests.$2,565,0001,068
Net charge-offs$258,0003,920
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,565,0001,049
2009-06-30 (YTD Data)Rank
Total interest income$6,366,0002,670
Total interest expense$1,280,0004,078
Net interest income$5,086,0002,147
Provision for loan and lease losses$214,0004,236
Total noninterest income$892,0002,358
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$540,0001,547
Trading account gains and fees$0193
Additional Noninterest Income$352,0002,730
Total noninterest expense$4,166,0002,401
Salaries and employee benefits$2,499,0002,017
Premises and equipment expense$440,0002,952
Additional noninterest expense$1,227,0002,761
Pre-tax net operating income$1,598,0001,435
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,598,0001,186
Extraordinary gains, net$021
Net income$1,598,0001,184
Minority interest net income$0112
Net income of bank and minority interests.$1,598,0001,185
Net charge-offs$165,0003,665
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,598,0001,152
2009-03-31 (YTD Data)Rank
Total interest income$3,210,0002,687
Total interest expense$687,0003,994
Net interest income$2,523,0002,168
Provision for loan and lease losses$59,0004,762
Total noninterest income$444,0002,317
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$268,0001,516
Trading account gains and fees$0171
Additional Noninterest Income$176,0002,686
Total noninterest expense$2,040,0002,383
Salaries and employee benefits$1,254,0002,040
Premises and equipment expense$223,0002,965
Additional noninterest expense$563,0002,712
Pre-tax net operating income$868,0001,487
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$868,0001,258
Extraordinary gains, net$015
Net income$868,0001,259
Minority interest net income$0102
Net income of bank and minority interests.$868,0001,260
Net charge-offs$140,0002,492
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$868,0001,185
2008-12-31 (YTD Data)Rank
Total interest income$13,762,0002,686
Total interest expense$3,888,0003,586
Net interest income$9,874,0002,253
Provision for loan and lease losses$506,0003,781
Total noninterest income$1,915,0002,215
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,223,0001,464
Trading account gains and fees$0154
Additional Noninterest Income$692,0002,676
Total noninterest expense$7,516,0002,518
Salaries and employee benefits$4,759,0002,130
Premises and equipment expense$969,0002,703
Additional noninterest expense$1,788,0003,157
Pre-tax net operating income$3,767,0001,454
Securities gains (losses)$2,0002,962
Applicable income taxes$04,979
Income before extraordinary items$3,769,0001,102
Extraordinary gains, net$039
Net income$3,769,0001,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0004,547
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,767,0001,166
2008-09-30 (YTD Data)Rank
Total interest income$10,408,0002,714
Total interest expense$3,077,0003,561
Net interest income$7,331,0002,280
Provision for loan and lease losses$156,0004,577
Total noninterest income$1,449,0002,257
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$919,0001,471
Trading account gains and fees$0148
Additional Noninterest Income$530,0002,722
Total noninterest expense$5,585,0002,536
Salaries and employee benefits$3,599,0002,133
Premises and equipment expense$714,0002,753
Additional noninterest expense$1,272,0003,219
Pre-tax net operating income$3,039,0001,600
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$3,039,0001,227
Extraordinary gains, net$031
Net income$3,039,0001,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,992
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,039,0001,291
2008-06-30 (YTD Data)Rank
Total interest income$7,031,0002,709
Total interest expense$2,169,0003,538
Net interest income$4,862,0002,268
Provision for loan and lease losses$53,0005,129
Total noninterest income$961,0002,295
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$608,0001,458
Trading account gains and fees$0149
Additional Noninterest Income$353,0002,767
Total noninterest expense$3,727,0002,535
Salaries and employee benefits$2,409,0002,152
Premises and equipment expense$466,0002,808
Additional noninterest expense$852,0003,165
Pre-tax net operating income$2,043,0001,662
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,043,0001,353
Extraordinary gains, net$021
Net income$2,043,0001,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,111
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,043,0001,324
2008-03-31 (YTD Data)Rank
Total interest income$3,532,0002,762
Total interest expense$1,168,0003,520
Net interest income$2,364,0002,332
Provision for loan and lease losses$06,080
Total noninterest income$465,0002,337
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$314,0001,393
Trading account gains and fees$0158
Additional Noninterest Income$151,0003,028
Total noninterest expense$1,862,0002,529
Salaries and employee benefits$1,219,0002,151
Premises and equipment expense$225,0002,923
Additional noninterest expense$418,0003,184
Pre-tax net operating income$967,0001,838
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$967,0001,543
Extraordinary gains, net$015
Net income$967,0001,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,847
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$967,0001,491
2007-12-31 (YTD Data)Rank
Total interest income$13,663,0002,919
Total interest expense$4,770,0003,584
Net interest income$8,893,0002,480
Provision for loan and lease losses$216,0003,749
Total noninterest income$2,013,0002,203
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,351,0001,322
Trading account gains and fees$0178
Additional Noninterest Income$662,0002,845
Total noninterest expense$7,537,0002,420
Salaries and employee benefits$4,859,0002,078
Premises and equipment expense$1,022,0002,521
Additional noninterest expense$1,656,0003,147
Pre-tax net operating income$3,153,0002,371
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$3,153,0001,961
Extraordinary gains, net$039
Net income$3,153,0001,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,0002,330
Cash dividends$2,300,0001,456
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,153,0001,946
2007-09-30 (YTD Data)Rank
Total interest income$10,089,0002,963
Total interest expense$3,541,0003,606
Net interest income$6,548,0002,538
Provision for loan and lease losses$131,0003,734
Total noninterest income$1,498,0002,217
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$996,0001,320
Trading account gains and fees$0184
Additional Noninterest Income$502,0002,838
Total noninterest expense$5,468,0002,480
Salaries and employee benefits$3,479,0002,167
Premises and equipment expense$745,0002,581
Additional noninterest expense$1,244,0003,091
Pre-tax net operating income$2,447,0002,478
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,447,0002,042
Extraordinary gains, net$033
Net income$2,447,0002,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0003,489
Cash dividends$300,0003,601
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,447,0002,027
2007-06-30 (YTD Data)Rank
Total interest income$6,568,0003,029
Total interest expense$2,321,0003,652
Net interest income$4,247,0002,621
Provision for loan and lease losses$99,0003,328
Total noninterest income$991,0002,262
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$652,0001,355
Trading account gains and fees$0168
Additional Noninterest Income$339,0002,831
Total noninterest expense$3,703,0002,455
Salaries and employee benefits$2,301,0002,222
Premises and equipment expense$480,0002,675
Additional noninterest expense$922,0002,814
Pre-tax net operating income$1,436,0002,759
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,436,0002,278
Extraordinary gains, net$029
Net income$1,436,0002,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0002,035
Cash dividends$300,0003,098
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,436,0002,260
2007-03-31 (YTD Data)Rank
Total interest income$3,211,0003,087
Total interest expense$1,110,0003,737
Net interest income$2,101,0002,645
Provision for loan and lease losses$33,0003,661
Total noninterest income$466,0002,306
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$302,0001,422
Trading account gains and fees$0195
Additional Noninterest Income$164,0002,862
Total noninterest expense$1,801,0002,543
Salaries and employee benefits$1,148,0002,241
Premises and equipment expense$242,0002,662
Additional noninterest expense$411,0003,097
Pre-tax net operating income$733,0002,715
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$733,0002,221
Extraordinary gains, net$022
Net income$733,0002,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,691
Cash dividends$200,0002,393
Sale, conversion, retirement of capital stock, net$0885
Net operating income$733,0002,207
2006-12-31 (YTD Data)Rank
Total interest income$11,415,0003,229
Total interest expense$3,454,0003,948
Net interest income$7,961,0002,769
Provision for loan and lease losses$306,0002,723
Total noninterest income$1,883,0002,329
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,269,0001,408
Trading account gains and fees$0130
Additional Noninterest Income$614,0002,972
Total noninterest expense$7,044,0002,502
Salaries and employee benefits$4,294,0002,276
Premises and equipment expense$1,048,0002,355
Additional noninterest expense$1,702,0002,964
Pre-tax net operating income$2,494,0003,134
Securities gains (losses)$-2,0006,862
Applicable income taxes$-7,0008,175
Income before extraordinary items$2,499,0002,628
Extraordinary gains, net$051
Net income$2,499,0002,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,784
Cash dividends$2,000,0001,524
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,501,0002,606
2006-09-30 (YTD Data)Rank
Total interest income$8,354,0003,262
Total interest expense$2,444,0004,018
Net interest income$5,910,0002,811
Provision for loan and lease losses$239,0002,529
Total noninterest income$1,411,0002,326
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$955,0001,407
Trading account gains and fees$0126
Additional Noninterest Income$456,0002,990
Total noninterest expense$5,220,0002,517
Salaries and employee benefits$3,236,0002,266
Premises and equipment expense$707,0002,615
Additional noninterest expense$1,277,0002,954
Pre-tax net operating income$1,862,0003,266
Securities gains (losses)$-2,0007,192
Applicable income taxes$-8,0008,407
Income before extraordinary items$1,868,0002,721
Extraordinary gains, net$045
Net income$1,868,0002,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0002,902
Cash dividends$1,000,0001,917
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,870,0002,708
2006-06-30 (YTD Data)Rank
Total interest income$5,410,0003,292
Total interest expense$1,531,0004,060
Net interest income$3,879,0002,861
Provision for loan and lease losses$94,0003,423
Total noninterest income$911,0002,379
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$624,0001,426
Trading account gains and fees$0126
Additional Noninterest Income$287,0003,102
Total noninterest expense$3,466,0002,547
Salaries and employee benefits$2,168,0002,265
Premises and equipment expense$455,0002,696
Additional noninterest expense$843,0002,986
Pre-tax net operating income$1,230,0003,305
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,230,0002,743
Extraordinary gains, net$039
Net income$1,230,0002,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,553
Cash dividends$500,0002,349
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,230,0002,731
2006-03-31 (YTD Data)Rank
Total interest income$2,612,0003,325
Total interest expense$699,0004,174
Net interest income$1,913,0002,894
Provision for loan and lease losses$50,0003,099
Total noninterest income$443,0002,378
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$309,0001,392
Trading account gains and fees$0115
Additional Noninterest Income$134,0003,182
Total noninterest expense$1,737,0002,550
Salaries and employee benefits$1,077,0002,287
Premises and equipment expense$230,0002,667
Additional noninterest expense$430,0002,924
Pre-tax net operating income$569,0003,449
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$569,0002,855
Extraordinary gains, net$021
Net income$569,0002,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,205
Cash dividends$200,0002,370
Sale, conversion, retirement of capital stock, net$0648
Net operating income$569,0002,838
2005-12-31 (YTD Data)Rank
Total interest income$9,599,0003,257
Total interest expense$2,256,0004,088
Net interest income$7,343,0002,917
Provision for loan and lease losses$249,0003,182
Total noninterest income$1,614,0002,566
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,198,0001,460
Trading account gains and fees$0138
Additional Noninterest Income$416,0003,717
Total noninterest expense$6,611,0002,520
Salaries and employee benefits$4,064,0002,258
Premises and equipment expense$948,0002,481
Additional noninterest expense$1,599,0003,072
Pre-tax net operating income$2,097,0003,574
Securities gains (losses)$1,0002,117
Applicable income taxes$06,964
Income before extraordinary items$2,098,0002,977
Extraordinary gains, net$046
Net income$2,098,0002,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,433
Cash dividends$2,000,0001,446
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,097,0002,944
2005-09-30 (YTD Data)Rank
Total interest income$7,035,0003,264
Total interest expense$1,612,0004,096
Net interest income$5,423,0002,945
Provision for loan and lease losses$140,0003,587
Total noninterest income$1,254,0002,505
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$892,0001,457
Trading account gains and fees$0126
Additional Noninterest Income$362,0003,462
Total noninterest expense$4,851,0002,543
Salaries and employee benefits$3,031,0002,249
Premises and equipment expense$659,0002,635
Additional noninterest expense$1,161,0003,120
Pre-tax net operating income$1,686,0003,469
Securities gains (losses)$1,0002,135
Applicable income taxes$06,976
Income before extraordinary items$1,687,0002,845
Extraordinary gains, net$035
Net income$1,687,0002,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,700
Cash dividends$500,0002,773
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,686,0002,811
2005-06-30 (YTD Data)Rank
Total interest income$4,578,0003,267
Total interest expense$1,018,0004,074
Net interest income$3,560,0002,957
Provision for loan and lease losses$115,0003,168
Total noninterest income$815,0002,502
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$573,0001,475
Trading account gains and fees$0116
Additional Noninterest Income$242,0003,417
Total noninterest expense$3,177,0002,560
Salaries and employee benefits$2,004,0002,254
Premises and equipment expense$411,0002,777
Additional noninterest expense$762,0003,147
Pre-tax net operating income$1,083,0003,515
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,083,0002,914
Extraordinary gains, net$030
Net income$1,083,0002,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,271
Cash dividends$250,0003,195
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,083,0002,866
2005-03-31 (YTD Data)Rank
Total interest income$2,223,0003,312
Total interest expense$465,0004,235
Net interest income$1,758,0002,982
Provision for loan and lease losses$84,0002,355
Total noninterest income$381,0002,582
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$272,0001,497
Trading account gains and fees$0115
Additional Noninterest Income$109,0003,573
Total noninterest expense$1,571,0002,598
Salaries and employee benefits$996,0002,291
Premises and equipment expense$198,0002,904
Additional noninterest expense$377,0003,175
Pre-tax net operating income$484,0003,770
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$484,0003,126
Extraordinary gains, net$024
Net income$484,0003,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0001,867
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$484,0003,089
2004-12-31 (YTD Data)Rank
Total interest income$8,612,0003,217
Total interest expense$1,668,0004,202
Net interest income$6,944,0002,907
Provision for loan and lease losses$556,0001,792
Total noninterest income$1,521,0002,664
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,184,0001,489
Trading account gains and fees$0138
Additional Noninterest Income$337,0004,053
Total noninterest expense$6,162,0002,566
Salaries and employee benefits$3,768,0002,305
Premises and equipment expense$951,0002,401
Additional noninterest expense$1,443,0003,224
Pre-tax net operating income$1,747,0003,857
Securities gains (losses)$19,0002,428
Applicable income taxes$183,0004,858
Income before extraordinary items$1,583,0003,500
Extraordinary gains, net$034
Net income$1,583,0003,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$566,0001,213
Cash dividends$1,400,0001,821
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,565,9003,456
2004-09-30 (YTD Data)Rank
Total interest income$6,359,0003,240
Total interest expense$1,229,0004,207
Net interest income$5,130,0002,937
Provision for loan and lease losses$450,0001,575
Total noninterest income$1,123,0002,698
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$881,0001,512
Trading account gains and fees$0134
Additional Noninterest Income$242,0004,117
Total noninterest expense$4,510,0002,602
Salaries and employee benefits$2,816,0002,299
Premises and equipment expense$681,0002,478
Additional noninterest expense$1,013,0003,386
Pre-tax net operating income$1,293,0003,968
Securities gains (losses)$03,710
Applicable income taxes$183,0004,578
Income before extraordinary items$1,110,0003,746
Extraordinary gains, net$026
Net income$1,110,0003,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$498,000954
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,110,0003,667
2004-06-30 (YTD Data)Rank
Total interest income$4,197,0003,260
Total interest expense$805,0004,269
Net interest income$3,392,0002,943
Provision for loan and lease losses$408,0001,208
Total noninterest income$753,0002,699
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$583,0001,508
Trading account gains and fees$0130
Additional Noninterest Income$170,0004,068
Total noninterest expense$2,927,0002,682
Salaries and employee benefits$1,865,0002,319
Premises and equipment expense$431,0002,602
Additional noninterest expense$631,0003,593
Pre-tax net operating income$810,0004,073
Securities gains (losses)$1,0003,212
Applicable income taxes$183,0003,937
Income before extraordinary items$628,0004,116
Extraordinary gains, net$021
Net income$628,0004,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0001,426
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$627,2304,041
2004-03-31 (YTD Data)Rank
Total interest income$2,081,0003,279
Total interest expense$384,0004,440
Net interest income$1,697,0002,920
Provision for loan and lease losses$80,0002,465
Total noninterest income$374,0002,663
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$295,0001,452
Trading account gains and fees$0121
Additional Noninterest Income$79,0004,203
Total noninterest expense$1,477,0002,667
Salaries and employee benefits$932,0002,332
Premises and equipment expense$211,0002,672
Additional noninterest expense$334,0003,426
Pre-tax net operating income$514,0003,446
Securities gains (losses)$1,0002,756
Applicable income taxes$183,0002,718
Income before extraordinary items$332,0003,994
Extraordinary gains, net$016
Net income$332,0003,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0002,115
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$331,3603,876
2003-12-31 (YTD Data)Rank
Total interest income$8,357,0003,320
Total interest expense$1,608,0004,680
Net interest income$6,749,0002,840
Provision for loan and lease losses$296,0003,234
Total noninterest income$1,513,0002,829
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,177,0001,464
Trading account gains and fees$0160
Additional Noninterest Income$336,0004,281
Total noninterest expense$6,180,0002,532
Salaries and employee benefits$3,609,0002,352
Premises and equipment expense$1,043,0002,186
Additional noninterest expense$1,528,0003,024
Pre-tax net operating income$1,786,0003,654
Securities gains (losses)$161,0001,499
Applicable income taxes$622,0002,989
Income before extraordinary items$1,325,0003,861
Extraordinary gains, net$054
Net income$1,325,0003,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,599
Cash dividends$1,300,0001,940
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,215,5203,937
2003-09-30 (YTD Data)Rank
Total interest income$6,281,0003,351
Total interest expense$1,233,0004,729
Net interest income$5,048,0002,876
Provision for loan and lease losses$151,0003,897
Total noninterest income$1,141,0002,881
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$887,0001,478
Trading account gains and fees$0153
Additional Noninterest Income$254,0004,354
Total noninterest expense$4,198,0002,772
Salaries and employee benefits$2,387,0002,643
Premises and equipment expense$682,0002,477
Additional noninterest expense$1,129,0003,060
Pre-tax net operating income$1,840,0003,025
Securities gains (losses)$101,0001,748
Applicable income taxes$638,0002,555
Income before extraordinary items$1,303,0003,277
Extraordinary gains, net$040
Net income$1,303,0003,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,335
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,235,3303,254
2003-06-30 (YTD Data)Rank
Total interest income$4,210,0003,354
Total interest expense$858,0004,715
Net interest income$3,352,0002,886
Provision for loan and lease losses$3,0007,198
Total noninterest income$770,0002,833
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$594,0001,436
Trading account gains and fees$0150
Additional Noninterest Income$176,0004,274
Total noninterest expense$2,741,0002,825
Salaries and employee benefits$1,587,0002,649
Premises and equipment expense$431,0002,580
Additional noninterest expense$723,0003,140
Pre-tax net operating income$1,378,0002,779
Securities gains (losses)$101,0001,507
Applicable income taxes$489,0002,351
Income before extraordinary items$990,0003,001
Extraordinary gains, net$030
Net income$990,0003,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,957
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$922,3302,990
2003-03-31 (YTD Data)Rank
Total interest income$2,100,0003,383
Total interest expense$438,0004,752
Net interest income$1,662,0002,885
Provision for loan and lease losses$45,0003,818
Total noninterest income$366,0002,828
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$288,0001,438
Trading account gains and fees$0134
Additional Noninterest Income$78,0004,393
Total noninterest expense$1,365,0002,815
Salaries and employee benefits$800,0002,624
Premises and equipment expense$206,0002,704
Additional noninterest expense$359,0003,128
Pre-tax net operating income$618,0003,010
Securities gains (losses)$95,0001,029
Applicable income taxes$236,0002,418
Income before extraordinary items$477,0003,048
Extraordinary gains, net$021
Net income$477,0003,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,410
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$413,3503,216
2002-12-31 (YTD Data)Rank
Total interest income$8,877,0003,341
Total interest expense$2,128,0004,604
Net interest income$6,749,0002,824
Provision for loan and lease losses$904,0001,469
Total noninterest income$1,647,0002,463
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,239,0001,314
Trading account gains and fees$0153
Additional Noninterest Income$408,0003,663
Total noninterest expense$5,212,0002,817
Salaries and employee benefits$2,806,0002,807
Premises and equipment expense$850,0002,541
Additional noninterest expense$1,556,0002,877
Pre-tax net operating income$2,280,0003,094
Securities gains (losses)$24,0003,010
Applicable income taxes$706,0002,823
Income before extraordinary items$1,598,0003,334
Extraordinary gains, net$070
Net income$1,598,0003,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$870,0001,088
Cash dividends$1,575,0001,575
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,581,4403,262
2001-12-31 (YTD Data)Rank
Total interest income$2,945,0007,307
Total interest expense$1,072,0007,872
Net interest income$1,873,0006,653
Provision for loan and lease losses$175,0004,458
Total noninterest income$336,0006,119
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$246,0004,679
Trading account gains and fees$0177
Additional Noninterest Income$90,0006,656
Total noninterest expense$1,424,0006,967
Salaries and employee benefits$904,0006,356
Premises and equipment expense$207,0006,693
Additional noninterest expense$313,0007,764
Pre-tax net operating income$610,0006,135
Securities gains (losses)$04,612
Applicable income taxes$110,0005,889
Income before extraordinary items$500,0006,079
Extraordinary gains, net$0105
Net income$500,0006,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0002,445
Cash dividends$405,0003,813
Sale, conversion, retirement of capital stock, net$0922
Net operating income$500,0005,959
2000-12-31 (YTD Data)Rank
Total interest income$2,970,0007,444
Total interest expense$1,101,0008,007
Net interest income$1,869,0006,782
Provision for loan and lease losses$08,337
Total noninterest income$211,0007,158
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0005,458
Trading account gains and feesNANA
Additional Noninterest Income$38,0008,238
Total noninterest expense$1,340,0007,134
Salaries and employee benefits$836,0006,563
Premises and equipment expense$206,0006,674
Additional noninterest expense$298,0007,958
Pre-tax net operating income$740,0006,072
Securities gains (losses)$-4,0007,844
Applicable income taxes$181,0005,591
Income before extraordinary items$555,0006,059
Extraordinary gains, net$038
Net income$555,0006,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,699
Cash dividends$550,0003,374
Sale, conversion, retirement of capital stock, net$0969
Net operating income$558,0006,051
1999-12-31 (YTD Data)Rank
Total interest income$2,580,0007,822
Total interest expense$893,0008,464
Net interest income$1,687,0007,219
Provision for loan and lease losses$08,503
Total noninterest income$200,0007,502
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$162,0005,653
Trading account gains and feesNANA
Additional Noninterest Income$38,0008,510
Total noninterest expense$1,260,0007,404
Salaries and employee benefits$807,0006,719
Premises and equipment expense$187,0007,010
Additional noninterest expense$266,0008,415
Pre-tax net operating income$627,0006,614
Securities gains (losses)$-17,0009,494
Applicable income taxes$138,0006,424
Income before extraordinary items$472,0006,586
Extraordinary gains, net$035
Net income$472,0006,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0009,481
Cash dividends$475,0003,633
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$485,0906,509
1998-12-31 (YTD Data)Rank
Total interest income$2,518,0008,076
Total interest expense$872,0008,761
Net interest income$1,646,0007,381
Provision for loan and lease losses$08,652
Total noninterest income$216,0007,380
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$154,0005,859
Trading account gains and feesNANA
Additional Noninterest Income$62,0007,734
Total noninterest expense$1,215,0007,507
Salaries and employee benefits$813,0006,630
Premises and equipment expense$177,0007,107
Additional noninterest expense$225,0008,847
Pre-tax net operating income$647,0006,696
Securities gains (losses)$04,449
Applicable income taxes$165,0006,647
Income before extraordinary items$482,0006,711
Extraordinary gains, net$032
Net income$482,0006,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0009,812
Cash dividends$460,0003,708
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$482,0006,610
1997-12-31 (YTD Data)Rank
Total interest income$2,626,0008,217
Total interest expense$928,0008,882
Net interest income$1,698,0007,557
Provision for loan and lease losses$08,829
Total noninterest income$187,0008,021
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$156,0006,073
Trading account gains and feesNANA
Additional Noninterest Income$31,0009,280
Total noninterest expense$1,240,0007,531
Salaries and employee benefits$857,0006,505
Premises and equipment expense$182,0007,166
Additional noninterest expense$201,0009,402
Pre-tax net operating income$645,0007,227
Securities gains (losses)$-11,00010,082
Applicable income taxes$150,0007,611
Income before extraordinary items$484,0007,073
Extraordinary gains, net$044
Net income$484,0007,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0009,638
Cash dividends$475,0003,608
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$492,3606,961
1996-12-31 (YTD Data)Rank
Total interest income$2,606,0008,559
Total interest expense$976,0009,096
Net interest income$1,630,0007,947
Provision for loan and lease losses$-25,00011,143
Total noninterest income$204,0008,172
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$168,0006,156
Trading account gains and feesNANA
Additional Noninterest Income$36,0009,538
Total noninterest expense$1,199,0007,989
Salaries and employee benefits$837,0006,790
Premises and equipment expense$160,0007,826
Additional noninterest expense$202,0009,911
Pre-tax net operating income$660,0007,113
Securities gains (losses)$-20,00010,629
Applicable income taxes$138,0008,066
Income before extraordinary items$502,0006,893
Extraordinary gains, net$053
Net income$502,0006,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,00010,764
Cash dividends$500,0003,368
Sale, conversion, retirement of capital stock, net$0953
Net operating income$517,6006,725
1995-12-31 (YTD Data)Rank
Total interest income$2,724,0008,601
Total interest expense$1,035,0009,138
Net interest income$1,689,0008,048
Provision for loan and lease losses$-50,00011,576
Total noninterest income$210,0008,285
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$161,0006,439
Trading account gains and feesNANA
Additional Noninterest Income$49,0009,276
Total noninterest expense$1,156,0008,368
Salaries and employee benefits$791,0007,151
Premises and equipment expense$130,0008,799
Additional noninterest expense$235,0009,999
Pre-tax net operating income$793,0006,862
Securities gains (losses)$03,831
Applicable income taxes$153,0008,204
Income before extraordinary items$640,0006,373
Extraordinary gains, net$065
Net income$640,0006,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,528
Cash dividends$1,800,0001,334
Sale, conversion, retirement of capital stock, net$0809
Net operating income$640,0006,364
1994-12-31 (YTD Data)Rank
Total interest income$2,570,0008,787
Total interest expense$843,0009,383
Net interest income$1,727,0008,236
Provision for loan and lease losses$09,146
Total noninterest income$233,0008,201
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$161,0006,639
Trading account gains and feesNANA
Additional Noninterest Income$72,0008,568
Total noninterest expense$1,197,0008,608
Salaries and employee benefits$842,0006,965
Premises and equipment expense$90,00010,345
Additional noninterest expense$265,00010,347
Pre-tax net operating income$763,0007,061
Securities gains (losses)$-94,00011,489
Applicable income taxes$129,0008,731
Income before extraordinary items$540,0007,002
Extraordinary gains, net$0249
Net income$540,0007,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,012
Cash dividends$525,0003,073
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$616,1406,488
1993-12-31 (YTD Data)Rank
Total interest income$2,742,0008,756
Total interest expense$849,0009,792
Net interest income$1,893,0007,966
Provision for loan and lease losses$-65,00012,807
Total noninterest income$256,0008,275
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$158,0006,889
Trading account gains and feesNANA
Additional Noninterest Income$98,0007,923
Total noninterest expense$1,155,0009,085
Salaries and employee benefits$806,0007,287
Premises and equipment expense$80,00011,146
Additional noninterest expense$269,00010,837
Pre-tax net operating income$1,059,0005,651
Securities gains (losses)$11,0005,374
Applicable income taxes$236,0007,003
Income before extraordinary items$834,0005,392
Extraordinary gains, net$03,149
Net income$834,0005,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-120,00012,992
Cash dividends$800,0002,140
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$825,4205,190
1992-12-31 (YTD Data)Rank
Total interest income$3,031,0008,918
Total interest expense$1,104,0009,966
Net interest income$1,927,0007,953
Provision for loan and lease losses$011,756
Total noninterest income$178,0009,865
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$143,0007,298
Trading account gains and feesNANA
Additional Noninterest Income$35,00011,401
Total noninterest expense$1,078,0009,627
Salaries and employee benefits$740,0007,684
Premises and equipment expense$88,00011,176
Additional noninterest expense$250,00011,528
Pre-tax net operating income$1,027,0005,515
Securities gains (losses)$1,0007,986
Applicable income taxes$194,0007,674
Income before extraordinary items$834,0005,198
Extraordinary gains, net$01,422
Net income$834,0005,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,00010,059
Cash dividends$800,0001,894
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$833,1904,896

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.