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Security State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$24,633,000	1,637
Total interest expense	$11,250,000	1,191
Net interest income	$13,383,000	1,987
Provision for loan and lease losses	$425,000	1,384
Total noninterest income	$1,405,000	2,366
Gross Fiduciary activities income	$51,000	767
Service charges on deposit accounts	$84,000	3,492
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,270,000	2,039
Total noninterest expense	$7,045,000	2,547
Salaries and employee benefits	$4,230,000	2,442
Premises and equipment expense	$664,000	2,565
Additional noninterest expense	$1,270,000	2,039
Pre-tax net operating income	$7,318,000	1,495
Securities gains (losses)	$271,000	134
Applicable income taxes	$1,542,000	1,162
Income before extraordinary items	$6,047,000	1,516
Extraordinary gains, net	$0	54
Net income	$6,047,000	1,531
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,047,000	1,519
Net charge-offs	$-16,000	3,935
Cash dividends	$1,899,000	1,581
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,830,200	1,587
2023-06-30 (YTD Data)		Rank
Total interest income	$10,876,000	1,725
Total interest expense	$4,085,000	1,287
Net interest income	$6,791,000	1,983
Provision for loan and lease losses	$0	2,940
Total noninterest income	$787,000	2,207
Gross Fiduciary activities income	$27,000	747
Service charges on deposit accounts	$41,000	3,527
Trading account gains and fees	NA	NA
Additional Noninterest Income	$719,000	1,855
Total noninterest expense	$3,362,000	2,587
Salaries and employee benefits	$2,062,000	2,465
Premises and equipment expense	$284,000	2,782
Additional noninterest expense	$719,000	1,853
Pre-tax net operating income	$4,216,000	1,364
Securities gains (losses)	$25,000	402
Applicable income taxes	$1,004,000	1,009
Income before extraordinary items	$3,237,000	1,474
Extraordinary gains, net	$0	51
Net income	$3,237,000	1,491
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,237,000	1,474
Net charge-offs	$-13,000	3,991
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,217,250	1,492
2023-03-31 (YTD Data)		Rank
Total interest income	$5,082,000	1,783
Total interest expense	$1,640,000	1,349
Net interest income	$3,442,000	1,974
Provision for loan and lease losses	$0	2,612
Total noninterest income	$404,000	2,173
Gross Fiduciary activities income	$21,000	748
Service charges on deposit accounts	$19,000	3,593
Trading account gains and fees	NA	NA
Additional Noninterest Income	$364,000	1,840
Total noninterest expense	$1,669,000	2,625
Salaries and employee benefits	$1,017,000	2,525
Premises and equipment expense	$148,000	2,775
Additional noninterest expense	$364,000	1,840
Pre-tax net operating income	$2,177,000	1,376
Securities gains (losses)	$15,000	490
Applicable income taxes	$519,000	1,023
Income before extraordinary items	$1,673,000	1,479
Extraordinary gains, net	$0	4
Net income	$1,673,000	1,478
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,673,000	1,479
Net charge-offs	$-8,000	3,980
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,661,150	1,497
2022-12-31 (YTD Data)		Rank
Total interest income	$15,626,000	1,892
Total interest expense	$3,359,000	1,079
Net interest income	$12,267,000	2,082
Provision for loan and lease losses	$337,000	1,464
Total noninterest income	$1,437,000	2,388
Gross Fiduciary activities income	$33,000	832
Service charges on deposit accounts	$87,000	3,560
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,317,000	2,033
Total noninterest expense	$6,448,000	2,640
Salaries and employee benefits	$4,034,000	2,487
Premises and equipment expense	$517,000	2,946
Additional noninterest expense	$1,317,000	2,033
Pre-tax net operating income	$6,919,000	1,659
Securities gains (losses)	$-53,000	3,768
Applicable income taxes	$1,461,000	1,281
Income before extraordinary items	$5,405,000	1,733
Extraordinary gains, net	$0	5
Net income	$5,405,000	1,730
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,405,000	1,732
Net charge-offs	$7,000	2,241
Cash dividends	$2,601,000	1,270
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,446,870	1,753
2022-09-30 (YTD Data)		Rank
Total interest income	$10,855,000	1,949
Total interest expense	$1,966,000	1,038
Net interest income	$8,889,000	2,095
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,133,000	2,353
Gross Fiduciary activities income	$1,000	945
Service charges on deposit accounts	$65,000	3,596
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,067,000	1,986
Total noninterest expense	$4,694,000	2,674
Salaries and employee benefits	$2,930,000	2,546
Premises and equipment expense	$414,000	2,860
Additional noninterest expense	$1,067,000	1,986
Pre-tax net operating income	$5,328,000	1,617
Securities gains (losses)	$-63,000	4,140
Applicable income taxes	$1,235,000	1,217
Income before extraordinary items	$4,030,000	1,716
Extraordinary gains, net	$0	4
Net income	$4,030,000	1,713
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,030,000	1,715
Net charge-offs	$-6,000	3,455
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,079,770	1,732
2022-06-30 (YTD Data)		Rank
Total interest income	$6,783,000	2,004
Total interest expense	$1,095,000	1,054
Net interest income	$5,688,000	2,127
Provision for loan and lease losses	$0	2,599
Total noninterest income	$848,000	2,246
Gross Fiduciary activities income	$1,000	891
Service charges on deposit accounts	$42,000	3,652
Trading account gains and fees	NA	NA
Additional Noninterest Income	$805,000	1,902
Total noninterest expense	$3,095,000	2,685
Salaries and employee benefits	$1,972,000	2,519
Premises and equipment expense	$262,000	2,946
Additional noninterest expense	$861,000	2,866
Pre-tax net operating income	$3,441,000	1,573
Securities gains (losses)	$-64,000	4,289
Applicable income taxes	$805,000	1,164
Income before extraordinary items	$2,572,000	1,691
Extraordinary gains, net	$0	4
Net income	$2,572,000	1,689
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,572,000	1,691
Net charge-offs	$-3,000	3,282
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,622,560	1,708
2022-03-31 (YTD Data)		Rank
Total interest income	$3,256,000	2,012
Total interest expense	$508,000	1,082
Net interest income	$2,748,000	2,132
Provision for loan and lease losses	$0	2,285
Total noninterest income	$440,000	2,194
Gross Fiduciary activities income	$1,000	862
Service charges on deposit accounts	$21,000	3,656
Trading account gains and fees	NA	NA
Additional Noninterest Income	$418,000	1,871
Total noninterest expense	$1,507,000	2,722
Salaries and employee benefits	$945,000	2,590
Premises and equipment expense	$145,000	2,795
Additional noninterest expense	$417,000	2,894
Pre-tax net operating income	$1,681,000	1,518
Securities gains (losses)	$-62,000	4,480
Applicable income taxes	$378,000	1,141
Income before extraordinary items	$1,241,000	1,661
Extraordinary gains, net	$0	4
Net income	$1,241,000	1,661
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,241,000	1,661
Net charge-offs	$-2,000	3,266
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,289,980	1,635
2021-12-31 (YTD Data)		Rank
Total interest income	$13,328,000	2,040
Total interest expense	$2,068,000	1,295
Net interest income	$11,260,000	2,134
Provision for loan and lease losses	$430,000	1,162
Total noninterest income	$1,361,000	2,654
Gross Fiduciary activities income	$56,000	761
Service charges on deposit accounts	$417,000	1,811
Trading account gains and fees	NA	NA
Additional Noninterest Income	$888,000	2,727
Total noninterest expense	$5,997,000	2,735
Salaries and employee benefits	$3,845,000	2,561
Premises and equipment expense	$375,000	3,445
Additional noninterest expense	$1,777,000	2,793
Pre-tax net operating income	$6,194,000	1,783
Securities gains (losses)	$29,000	1,353
Applicable income taxes	$1,419,000	1,353
Income before extraordinary items	$4,804,000	1,939
Extraordinary gains, net	$0	10
Net income	$4,804,000	1,939
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,804,000	1,940
Net charge-offs	$-1,058,000	4,784
Cash dividends	$2,160,000	1,452
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,781,090	1,917
2021-09-30 (YTD Data)		Rank
Total interest income	$9,779,000	2,107
Total interest expense	$1,591,000	1,336
Net interest income	$8,188,000	2,225
Provision for loan and lease losses	$113,000	1,877
Total noninterest income	$1,065,000	2,638
Gross Fiduciary activities income	$40,000	754
Service charges on deposit accounts	$307,000	1,826
Trading account gains and fees	NA	NA
Additional Noninterest Income	$718,000	2,703
Total noninterest expense	$4,386,000	2,787
Salaries and employee benefits	$2,895,000	2,561
Premises and equipment expense	$268,000	3,552
Additional noninterest expense	$1,223,000	2,949
Pre-tax net operating income	$4,754,000	1,834
Securities gains (losses)	$11,000	1,610
Applicable income taxes	$1,126,000	1,376
Income before extraordinary items	$3,639,000	1,995
Extraordinary gains, net	$0	8
Net income	$3,639,000	1,994
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,639,000	1,995
Net charge-offs	$-1,056,000	4,868
Cash dividends	$360,000	2,550
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,630,310	1,973
2021-06-30 (YTD Data)		Rank
Total interest income	$6,386,000	2,127
Total interest expense	$1,093,000	1,365
Net interest income	$5,293,000	2,250
Provision for loan and lease losses	$75,000	1,864
Total noninterest income	$754,000	2,540
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$200,000	1,798
Trading account gains and fees	NA	NA
Additional Noninterest Income	$554,000	2,530
Total noninterest expense	$2,942,000	2,761
Salaries and employee benefits	$2,001,000	2,508
Premises and equipment expense	$174,000	3,587
Additional noninterest expense	$767,000	3,062
Pre-tax net operating income	$3,030,000	1,878
Securities gains (losses)	$9,000	1,454
Applicable income taxes	$715,000	1,405
Income before extraordinary items	$2,324,000	2,052
Extraordinary gains, net	$0	6
Net income	$2,324,000	2,052
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,324,000	2,052
Net charge-offs	$-4,000	3,475
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,316,890	2,022
2021-03-31 (YTD Data)		Rank
Total interest income	$2,953,000	2,248
Total interest expense	$543,000	1,431
Net interest income	$2,410,000	2,400
Provision for loan and lease losses	$38,000	1,906
Total noninterest income	$388,000	2,516
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$94,000	1,874
Trading account gains and fees	NA	NA
Additional Noninterest Income	$294,000	2,475
Total noninterest expense	$1,467,000	2,758
Salaries and employee benefits	$998,000	2,497
Premises and equipment expense	$88,000	3,592
Additional noninterest expense	$381,000	3,029
Pre-tax net operating income	$1,293,000	2,051
Securities gains (losses)	$-4,000	4,602
Applicable income taxes	$296,000	1,517
Income before extraordinary items	$993,000	2,231
Extraordinary gains, net	$0	3
Net income	$993,000	2,232
Minority interest net income	$0	55
Net income of bank and minority interests.	$993,000	2,231
Net charge-offs	$-4,000	3,680
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$996,160	2,185
2020-12-31 (YTD Data)		Rank
Total interest income	$12,965,000	2,110
Total interest expense	$3,151,000	1,422
Net interest income	$9,814,000	2,283
Provision for loan and lease losses	$2,021,000	1,040
Total noninterest income	$1,519,000	2,411
Gross Fiduciary activities income	$46,000	783
Service charges on deposit accounts	$349,000	2,062
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,124,000	2,361
Total noninterest expense	$5,548,000	2,828
Salaries and employee benefits	$3,273,000	2,791
Premises and equipment expense	$379,000	3,493
Additional noninterest expense	$1,896,000	2,614
Pre-tax net operating income	$3,764,000	2,135
Securities gains (losses)	$1,292,000	303
Applicable income taxes	$994,000	1,432
Income before extraordinary items	$4,062,000	1,904
Extraordinary gains, net	$0	4
Net income	$4,062,000	1,903
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,062,000	1,904
Net charge-offs	$2,469,000	357
Cash dividends	$1,110,000	2,090
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,028,400	2,246
2020-09-30 (YTD Data)		Rank
Total interest income	$9,969,000	2,073
Total interest expense	$2,510,000	1,424
Net interest income	$7,459,000	2,266
Provision for loan and lease losses	$1,554,000	1,036
Total noninterest income	$1,043,000	2,473
Gross Fiduciary activities income	$1,000	952
Service charges on deposit accounts	$246,000	2,122
Trading account gains and fees	NA	NA
Additional Noninterest Income	$796,000	2,382
Total noninterest expense	$3,969,000	2,881
Salaries and employee benefits	$2,358,000	2,848
Premises and equipment expense	$279,000	3,516
Additional noninterest expense	$1,332,000	2,720
Pre-tax net operating income	$2,979,000	2,049
Securities gains (losses)	$1,270,000	252
Applicable income taxes	$1,133,000	1,091
Income before extraordinary items	$3,116,000	1,855
Extraordinary gains, net	$0	4
Net income	$3,116,000	1,854
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,116,000	1,855
Net charge-offs	$-16,000	4,369
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,112,700	2,322
2020-06-30 (YTD Data)		Rank
Total interest income	$6,885,000	2,039
Total interest expense	$1,812,000	1,429
Net interest income	$5,073,000	2,252
Provision for loan and lease losses	$75,000	3,188
Total noninterest income	$713,000	2,410
Gross Fiduciary activities income	$1,000	937
Service charges on deposit accounts	$140,000	2,362
Trading account gains and fees	NA	NA
Additional Noninterest Income	$572,000	2,250
Total noninterest expense	$2,540,000	2,973
Salaries and employee benefits	$1,610,000	2,820
Premises and equipment expense	$183,000	3,541
Additional noninterest expense	$747,000	3,032
Pre-tax net operating income	$3,171,000	1,381
Securities gains (losses)	$438,000	398
Applicable income taxes	$873,000	930
Income before extraordinary items	$2,736,000	1,422
Extraordinary gains, net	$0	4
Net income	$2,736,000	1,422
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,736,000	1,422
Net charge-offs	$-10,000	4,318
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,389,980	1,545
2020-03-31 (YTD Data)		Rank
Total interest income	$3,285,000	2,117
Total interest expense	$960,000	1,471
Net interest income	$2,325,000	2,347
Provision for loan and lease losses	$38,000	2,738
Total noninterest income	$291,000	2,560
Gross Fiduciary activities income	$1,000	904
Service charges on deposit accounts	$68,000	2,661
Trading account gains and fees	NA	NA
Additional Noninterest Income	$222,000	2,323
Total noninterest expense	$1,295,000	2,965
Salaries and employee benefits	$859,000	2,719
Premises and equipment expense	$94,000	3,527
Additional noninterest expense	$342,000	3,225
Pre-tax net operating income	$1,283,000	1,500
Securities gains (losses)	$144,000	489
Applicable income taxes	$326,000	1,015
Income before extraordinary items	$1,101,000	1,546
Extraordinary gains, net	$0	4
Net income	$1,101,000	1,544
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,101,000	1,546
Net charge-offs	$-4,000	4,126
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$987,240	1,651
2019-12-31 (YTD Data)		Rank
Total interest income	$14,213,000	2,012
Total interest expense	$4,384,000	1,375
Net interest income	$9,829,000	2,277
Provision for loan and lease losses	$450,000	1,581
Total noninterest income	$1,916,000	2,013
Gross Fiduciary activities income	$34,000	829
Service charges on deposit accounts	$288,000	2,677
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,594,000	1,746
Total noninterest expense	$5,444,000	2,856
Salaries and employee benefits	$3,410,000	2,708
Premises and equipment expense	$352,000	3,679
Additional noninterest expense	$1,682,000	2,867
Pre-tax net operating income	$5,851,000	1,567
Securities gains (losses)	$281,000	536
Applicable income taxes	$1,607,000	1,052
Income before extraordinary items	$4,525,000	1,729
Extraordinary gains, net	$0	11
Net income	$4,525,000	1,731
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,525,000	1,731
Net charge-offs	$-25,000	4,637
Cash dividends	$2,221,000	1,485
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,303,010	1,749
2019-09-30 (YTD Data)		Rank
Total interest income	$10,714,000	2,017
Total interest expense	$3,308,000	1,377
Net interest income	$7,406,000	2,294
Provision for loan and lease losses	$375,000	1,396
Total noninterest income	$1,626,000	1,892
Gross Fiduciary activities income	$9,000	895
Service charges on deposit accounts	$219,000	2,693
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,398,000	1,593
Total noninterest expense	$3,980,000	2,917
Salaries and employee benefits	$2,511,000	2,749
Premises and equipment expense	$262,000	3,729
Additional noninterest expense	$1,207,000	2,963
Pre-tax net operating income	$4,677,000	1,532
Securities gains (losses)	$290,000	429
Applicable income taxes	$1,306,000	1,030
Income before extraordinary items	$3,661,000	1,656
Extraordinary gains, net	$0	11
Net income	$3,661,000	1,657
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,661,000	1,657
Net charge-offs	$-19,000	4,594
Cash dividends	$800,000	2,041
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,431,900	1,712
2019-06-30 (YTD Data)		Rank
Total interest income	$7,017,000	2,049
Total interest expense	$2,125,000	1,394
Net interest income	$4,892,000	2,313
Provision for loan and lease losses	$150,000	1,792
Total noninterest income	$1,190,000	1,779
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$142,000	2,718
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,048,000	1,449
Total noninterest expense	$2,582,000	2,984
Salaries and employee benefits	$1,652,000	2,790
Premises and equipment expense	$169,000	3,786
Additional noninterest expense	$761,000	3,110
Pre-tax net operating income	$3,350,000	1,414
Securities gains (losses)	$-31,000	5,107
Applicable income taxes	$702,000	1,169
Income before extraordinary items	$2,617,000	1,543
Extraordinary gains, net	$0	11
Net income	$2,617,000	1,544
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,617,000	1,543
Net charge-offs	$-13,000	4,553
Cash dividends	$800,000	1,636
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,641,490	1,502
2019-03-31 (YTD Data)		Rank
Total interest income	$3,439,000	2,073
Total interest expense	$1,021,000	1,416
Net interest income	$2,418,000	2,335
Provision for loan and lease losses	$75,000	1,682
Total noninterest income	$643,000	1,656
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$66,000	2,835
Trading account gains and fees	NA	NA
Additional Noninterest Income	$577,000	1,315
Total noninterest expense	$1,276,000	3,032
Salaries and employee benefits	$810,000	2,837
Premises and equipment expense	$81,000	3,889
Additional noninterest expense	$385,000	3,088
Pre-tax net operating income	$1,710,000	1,367
Securities gains (losses)	$-11,000	5,109
Applicable income taxes	$385,000	1,076
Income before extraordinary items	$1,314,000	1,508
Extraordinary gains, net	$0	5
Net income	$1,314,000	1,508
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,314,000	1,507
Net charge-offs	$-6,000	4,462
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,322,690	1,473
2018-12-31 (YTD Data)		Rank
Total interest income	$12,181,000	2,177
Total interest expense	$3,162,000	1,373
Net interest income	$9,019,000	2,449
Provision for loan and lease losses	$600,000	1,277
Total noninterest income	$1,034,000	2,817
Gross Fiduciary activities income	$16,000	925
Service charges on deposit accounts	$305,000	2,719
Trading account gains and fees	NA	NA
Additional Noninterest Income	$713,000	2,628
Total noninterest expense	$4,966,000	3,067
Salaries and employee benefits	$3,032,000	2,939
Premises and equipment expense	$334,000	3,839
Additional noninterest expense	$1,600,000	3,033
Pre-tax net operating income	$4,487,000	1,941
Securities gains (losses)	$-36,000	4,768
Applicable income taxes	$875,000	1,500
Income before extraordinary items	$3,576,000	2,049
Extraordinary gains, net	$0	6
Net income	$3,576,000	2,047
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,576,000	2,048
Net charge-offs	$1,090,000	539
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,604,800	2,035
2018-09-30 (YTD Data)		Rank
Total interest income	$8,808,000	2,225
Total interest expense	$2,192,000	1,393
Net interest income	$6,616,000	2,491
Provision for loan and lease losses	$300,000	1,565
Total noninterest income	$693,000	2,984
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$230,000	2,733
Trading account gains and fees	NA	NA
Additional Noninterest Income	$463,000	2,848
Total noninterest expense	$3,766,000	3,053
Salaries and employee benefits	$2,276,000	2,948
Premises and equipment expense	$266,000	3,784
Additional noninterest expense	$1,224,000	2,996
Pre-tax net operating income	$3,243,000	2,012
Securities gains (losses)	$-14,000	4,848
Applicable income taxes	$616,000	1,610
Income before extraordinary items	$2,613,000	2,106
Extraordinary gains, net	$0	5
Net income	$2,613,000	2,104
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,613,000	2,105
Net charge-offs	$749,000	544
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,624,340	2,098
2018-06-30 (YTD Data)		Rank
Total interest income	$5,541,000	2,327
Total interest expense	$1,287,000	1,468
Net interest income	$4,254,000	2,551
Provision for loan and lease losses	$300,000	1,165
Total noninterest income	$524,000	2,822
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$152,000	2,736
Trading account gains and fees	NA	NA
Additional Noninterest Income	$372,000	2,613
Total noninterest expense	$2,472,000	3,100
Salaries and employee benefits	$1,521,000	2,962
Premises and equipment expense	$185,000	3,734
Additional noninterest expense	$766,000	3,140
Pre-tax net operating income	$2,006,000	2,100
Securities gains (losses)	$10,000	602
Applicable income taxes	$342,000	1,747
Income before extraordinary items	$1,674,000	2,143
Extraordinary gains, net	$0	6
Net income	$1,674,000	2,140
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,674,000	2,142
Net charge-offs	$758,000	387
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,665,700	2,142
2018-03-31 (YTD Data)		Rank
Total interest income	$2,624,000	2,421
Total interest expense	$546,000	1,599
Net interest income	$2,078,000	2,598
Provision for loan and lease losses	$0	3,508
Total noninterest income	$265,000	2,785
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$76,000	2,755
Trading account gains and fees	NA	NA
Additional Noninterest Income	$189,000	2,561
Total noninterest expense	$1,211,000	3,162
Salaries and employee benefits	$749,000	3,008
Premises and equipment expense	$84,000	3,937
Additional noninterest expense	$378,000	3,190
Pre-tax net operating income	$1,132,000	1,864
Securities gains (losses)	$15,000	384
Applicable income taxes	$239,000	1,409
Income before extraordinary items	$908,000	1,977
Extraordinary gains, net	$0	7
Net income	$908,000	1,976
Minority interest net income	$0	52
Net income of bank and minority interests.	$908,000	1,977
Net charge-offs	$-6,000	4,537
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$896,150	1,985
2017-12-31 (YTD Data)		Rank
Total interest income	$10,353,000	2,387
Total interest expense	$1,896,000	1,593
Net interest income	$8,457,000	2,534
Provision for loan and lease losses	$-320,000	5,476
Total noninterest income	$803,000	3,277
Gross Fiduciary activities income	$17,000	938
Service charges on deposit accounts	$316,000	2,772
Trading account gains and fees	NA	NA
Additional Noninterest Income	$470,000	3,229
Total noninterest expense	$5,001,000	3,089
Salaries and employee benefits	$2,956,000	3,019
Premises and equipment expense	$329,000	4,015
Additional noninterest expense	$1,716,000	2,944
Pre-tax net operating income	$4,579,000	1,840
Securities gains (losses)	$141,000	503
Applicable income taxes	$1,540,000	1,512
Income before extraordinary items	$3,180,000	1,941
Extraordinary gains, net	$0	9
Net income	$3,180,000	1,941
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,180,000	1,942
Net charge-offs	$-821,000	5,613
Cash dividends	$450,000	3,063
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,085,530	1,966
2017-09-30 (YTD Data)		Rank
Total interest income	$7,672,000	2,413
Total interest expense	$1,367,000	1,632
Net interest income	$6,305,000	2,560
Provision for loan and lease losses	$0	4,088
Total noninterest income	$617,000	3,277
Gross Fiduciary activities income	$1,000	1,049
Service charges on deposit accounts	$244,000	2,739
Trading account gains and fees	NA	NA
Additional Noninterest Income	$372,000	3,190
Total noninterest expense	$3,581,000	3,196
Salaries and employee benefits	$2,244,000	3,013
Premises and equipment expense	$266,000	3,904
Additional noninterest expense	$1,071,000	3,331
Pre-tax net operating income	$3,341,000	1,897
Securities gains (losses)	$62,000	785
Applicable income taxes	$1,112,000	1,379
Income before extraordinary items	$2,291,000	2,173
Extraordinary gains, net	$0	9
Net income	$2,291,000	2,174
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,291,000	2,174
Net charge-offs	$-186,000	5,476
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,249,460	2,167
2017-06-30 (YTD Data)		Rank
Total interest income	$4,977,000	2,446
Total interest expense	$831,000	1,725
Net interest income	$4,146,000	2,579
Provision for loan and lease losses	$0	3,871
Total noninterest income	$458,000	3,104
Gross Fiduciary activities income	$1,000	1,033
Service charges on deposit accounts	$161,000	2,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$296,000	2,962
Total noninterest expense	$2,362,000	3,237
Salaries and employee benefits	$1,519,000	2,991
Premises and equipment expense	$180,000	3,898
Additional noninterest expense	$663,000	3,492
Pre-tax net operating income	$2,242,000	1,861
Securities gains (losses)	$26,000	897
Applicable income taxes	$741,000	1,339
Income before extraordinary items	$1,527,000	2,122
Extraordinary gains, net	$0	11
Net income	$1,527,000	2,123
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,527,000	2,123
Net charge-offs	$-21,000	5,034
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,509,580	2,109
2017-03-31 (YTD Data)		Rank
Total interest income	$2,407,000	2,505
Total interest expense	$387,000	1,795
Net interest income	$2,020,000	2,629
Provision for loan and lease losses	$0	3,537
Total noninterest income	$244,000	3,001
Gross Fiduciary activities income	$1,000	986
Service charges on deposit accounts	$79,000	2,794
Trading account gains and fees	NA	NA
Additional Noninterest Income	$164,000	2,829
Total noninterest expense	$1,169,000	3,294
Salaries and employee benefits	$713,000	3,160
Premises and equipment expense	$94,000	3,855
Additional noninterest expense	$362,000	3,318
Pre-tax net operating income	$1,095,000	1,849
Securities gains (losses)	$41,000	377
Applicable income taxes	$372,000	1,314
Income before extraordinary items	$764,000	2,048
Extraordinary gains, net	$0	8
Net income	$764,000	2,049
Minority interest net income	$0	55
Net income of bank and minority interests.	$764,000	2,049
Net charge-offs	$-5,000	4,686
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$736,530	2,089
2016-12-31 (YTD Data)		Rank
Total interest income	$9,616,000	2,481
Total interest expense	$1,416,000	1,876
Net interest income	$8,200,000	2,566
Provision for loan and lease losses	$0	4,332
Total noninterest income	$810,000	3,367
Gross Fiduciary activities income	$17,000	975
Service charges on deposit accounts	$311,000	2,884
Trading account gains and fees	$0	170
Additional Noninterest Income	$482,000	3,325
Total noninterest expense	$4,400,000	3,461
Salaries and employee benefits	$2,694,000	3,257
Premises and equipment expense	$408,000	3,744
Additional noninterest expense	$1,298,000	3,645
Pre-tax net operating income	$4,610,000	1,728
Securities gains (losses)	$-75,000	5,780
Applicable income taxes	$1,531,000	1,247
Income before extraordinary items	$3,004,000	2,112
Extraordinary gains, net	$0	5
Net income	$3,004,000	2,110
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,004,000	2,111
Net charge-offs	$-149,000	5,609
Cash dividends	$195,000	3,711
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,053,500	2,023
2016-09-30 (YTD Data)		Rank
Total interest income	$7,116,000	2,516
Total interest expense	$1,059,000	1,884
Net interest income	$6,057,000	2,605
Provision for loan and lease losses	$0	4,186
Total noninterest income	$630,000	3,311
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$231,000	2,912
Trading account gains and fees	$0	169
Additional Noninterest Income	$399,000	3,183
Total noninterest expense	$3,270,000	3,473
Salaries and employee benefits	$2,005,000	3,265
Premises and equipment expense	$304,000	3,779
Additional noninterest expense	$961,000	3,695
Pre-tax net operating income	$3,417,000	1,774
Securities gains (losses)	$-69,000	5,904
Applicable income taxes	$1,141,000	1,291
Income before extraordinary items	$2,207,000	2,183
Extraordinary gains, net	$0	5
Net income	$2,207,000	2,182
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,207,000	2,183
Net charge-offs	$-118,000	5,614
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,252,540	2,077
2016-06-30 (YTD Data)		Rank
Total interest income	$4,678,000	2,545
Total interest expense	$681,000	1,950
Net interest income	$3,997,000	2,641
Provision for loan and lease losses	$0	4,017
Total noninterest income	$488,000	3,068
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$138,000	3,093
Trading account gains and fees	$0	157
Additional Noninterest Income	$350,000	2,837
Total noninterest expense	$2,191,000	3,489
Salaries and employee benefits	$1,348,000	3,267
Premises and equipment expense	$218,000	3,670
Additional noninterest expense	$625,000	3,771
Pre-tax net operating income	$2,294,000	1,757
Securities gains (losses)	$-60,000	5,976
Applicable income taxes	$771,000	1,274
Income before extraordinary items	$1,463,000	2,181
Extraordinary gains, net	$0	16
Net income	$1,463,000	2,180
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,463,000	2,180
Net charge-offs	$-86,000	5,665
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,502,000	2,055
2016-03-31 (YTD Data)		Rank
Total interest income	$2,266,000	2,622
Total interest expense	$325,000	2,013
Net interest income	$1,941,000	2,695
Provision for loan and lease losses	$0	3,656
Total noninterest income	$288,000	2,786
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$61,000	3,298
Trading account gains and fees	$0	142
Additional Noninterest Income	$227,000	2,461
Total noninterest expense	$1,101,000	3,487
Salaries and employee benefits	$697,000	3,217
Premises and equipment expense	$95,000	3,941
Additional noninterest expense	$309,000	3,814
Pre-tax net operating income	$1,128,000	1,763
Securities gains (losses)	$-48,000	6,061
Applicable income taxes	$364,000	1,312
Income before extraordinary items	$716,000	2,171
Extraordinary gains, net	$0	12
Net income	$716,000	2,171
Minority interest net income	$0	62
Net income of bank and minority interests.	$716,000	2,171
Net charge-offs	$-46,000	5,714
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$747,680	2,049
2015-12-31 (YTD Data)		Rank
Total interest income	$8,140,000	2,803
Total interest expense	$1,083,000	2,290
Net interest income	$7,057,000	2,844
Provision for loan and lease losses	$0	4,380
Total noninterest income	$647,000	3,776
Gross Fiduciary activities income	$17,000	1,002
Service charges on deposit accounts	$219,000	3,573
Trading account gains and fees	$0	159
Additional Noninterest Income	$411,000	3,557
Total noninterest expense	$4,244,000	3,583
Salaries and employee benefits	$2,625,000	3,297
Premises and equipment expense	$363,000	4,083
Additional noninterest expense	$1,256,000	3,818
Pre-tax net operating income	$3,460,000	2,083
Securities gains (losses)	$19,000	2,264
Applicable income taxes	$1,172,000	1,452
Income before extraordinary items	$2,307,000	2,472
Extraordinary gains, net	$0	23
Net income	$2,307,000	2,474
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,307,000	2,474
Net charge-offs	$253,000	1,766
Cash dividends	$750,000	2,459
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,294,460	2,439
2015-09-30 (YTD Data)		Rank
Total interest income	$6,007,000	2,856
Total interest expense	$785,000	2,368
Net interest income	$5,222,000	2,893
Provision for loan and lease losses	$0	4,232
Total noninterest income	$492,000	3,766
Gross Fiduciary activities income	$1,000	1,117
Service charges on deposit accounts	$159,000	3,649
Trading account gains and fees	$0	153
Additional Noninterest Income	$332,000	3,469
Total noninterest expense	$3,053,000	3,699
Salaries and employee benefits	$1,857,000	3,442
Premises and equipment expense	$257,000	4,275
Additional noninterest expense	$939,000	3,835
Pre-tax net operating income	$2,661,000	2,100
Securities gains (losses)	$-53,000	6,152
Applicable income taxes	$893,000	1,478
Income before extraordinary items	$1,715,000	2,539
Extraordinary gains, net	$0	21
Net income	$1,715,000	2,540
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,715,000	2,540
Net charge-offs	$131,000	1,927
Cash dividends	$210,000	3,082
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,749,980	2,453
2015-06-30 (YTD Data)		Rank
Total interest income	$3,859,000	2,932
Total interest expense	$478,000	2,534
Net interest income	$3,381,000	2,956
Provision for loan and lease losses	$0	4,069
Total noninterest income	$362,000	3,601
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$103,000	3,682
Trading account gains and fees	$0	157
Additional Noninterest Income	$259,000	3,256
Total noninterest expense	$2,033,000	3,733
Salaries and employee benefits	$1,231,000	3,480
Premises and equipment expense	$178,000	4,228
Additional noninterest expense	$624,000	3,876
Pre-tax net operating income	$1,710,000	2,140
Securities gains (losses)	$-48,000	6,241
Applicable income taxes	$568,000	1,508
Income before extraordinary items	$1,094,000	2,594
Extraordinary gains, net	$0	22
Net income	$1,094,000	2,596
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,094,000	2,596
Net charge-offs	$137,000	1,451
Cash dividends	$210,000	2,727
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,125,680	2,487
2015-03-31 (YTD Data)		Rank
Total interest income	$1,844,000	3,039
Total interest expense	$204,000	2,861
Net interest income	$1,640,000	3,033
Provision for loan and lease losses	$0	3,703
Total noninterest income	$200,000	3,429
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$47,000	3,792
Trading account gains and fees	$0	152
Additional Noninterest Income	$153,000	2,990
Total noninterest expense	$1,024,000	3,744
Salaries and employee benefits	$624,000	3,483
Premises and equipment expense	$88,000	4,286
Additional noninterest expense	$312,000	3,874
Pre-tax net operating income	$816,000	2,178
Securities gains (losses)	$-43,000	6,347
Applicable income taxes	$272,000	1,542
Income before extraordinary items	$501,000	2,723
Extraordinary gains, net	$0	13
Net income	$501,000	2,726
Minority interest net income	$0	64
Net income of bank and minority interests.	$501,000	2,726
Net charge-offs	$146,000	888
Cash dividends	$210,000	1,809
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$528,950	2,541
2014-12-31 (YTD Data)		Rank
Total interest income	$7,249,000	3,102
Total interest expense	$760,000	3,143
Net interest income	$6,489,000	3,062
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,052,000	3,038
Gross Fiduciary activities income	$20,000	1,014
Service charges on deposit accounts	$211,000	3,836
Trading account gains and fees	$0	180
Additional Noninterest Income	$821,000	2,606
Total noninterest expense	$4,208,000	3,720
Salaries and employee benefits	$2,544,000	3,438
Premises and equipment expense	$320,000	4,556
Additional noninterest expense	$1,344,000	3,798
Pre-tax net operating income	$3,333,000	2,102
Securities gains (losses)	$-37,000	6,212
Applicable income taxes	$976,000	1,565
Income before extraordinary items	$2,320,000	2,430
Extraordinary gains, net	$0	17
Net income	$2,320,000	2,430
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,320,000	2,430
Net charge-offs	$-19,000	5,786
Cash dividends	$360,000	3,223
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,345,900	2,372
2014-09-30 (YTD Data)		Rank
Total interest income	$5,311,000	3,178
Total interest expense	$551,000	3,264
Net interest income	$4,760,000	3,138
Provision for loan and lease losses	$0	4,401
Total noninterest income	$888,000	2,878
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$154,000	3,915
Trading account gains and fees	$0	174
Additional Noninterest Income	$734,000	2,376
Total noninterest expense	$3,142,000	3,742
Salaries and employee benefits	$1,890,000	3,472
Premises and equipment expense	$237,000	4,613
Additional noninterest expense	$1,015,000	3,794
Pre-tax net operating income	$2,506,000	2,137
Securities gains (losses)	$-18,000	6,239
Applicable income taxes	$878,000	1,426
Income before extraordinary items	$1,610,000	2,600
Extraordinary gains, net	$0	15
Net income	$1,610,000	2,601
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,610,000	2,600
Net charge-offs	$-15,000	5,715
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,621,700	2,542
2014-06-30 (YTD Data)		Rank
Total interest income	$3,473,000	3,227
Total interest expense	$354,000	3,365
Net interest income	$3,119,000	3,178
Provision for loan and lease losses	$0	4,196
Total noninterest income	$483,000	3,173
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$100,000	3,941
Trading account gains and fees	$0	172
Additional Noninterest Income	$383,000	2,693
Total noninterest expense	$2,074,000	3,785
Salaries and employee benefits	$1,265,000	3,479
Premises and equipment expense	$162,000	4,626
Additional noninterest expense	$647,000	3,925
Pre-tax net operating income	$1,528,000	2,243
Securities gains (losses)	$-12,000	6,315
Applicable income taxes	$533,000	1,485
Income before extraordinary items	$983,000	2,671
Extraordinary gains, net	$0	20
Net income	$983,000	2,675
Minority interest net income	$0	80
Net income of bank and minority interests.	$983,000	2,675
Net charge-offs	$-15,000	5,786
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$990,800	2,624
2014-03-31 (YTD Data)		Rank
Total interest income	$1,671,000	3,333
Total interest expense	$165,000	3,564
Net interest income	$1,506,000	3,258
Provision for loan and lease losses	$0	3,817
Total noninterest income	$246,000	3,090
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$47,000	4,030
Trading account gains and fees	$0	147
Additional Noninterest Income	$199,000	2,561
Total noninterest expense	$1,023,000	3,845
Salaries and employee benefits	$632,000	3,519
Premises and equipment expense	$82,000	4,650
Additional noninterest expense	$309,000	4,041
Pre-tax net operating income	$729,000	2,256
Securities gains (losses)	$14,000	1,064
Applicable income taxes	$261,000	1,472
Income before extraordinary items	$482,000	2,647
Extraordinary gains, net	$0	16
Net income	$482,000	2,650
Minority interest net income	$0	66
Net income of bank and minority interests.	$482,000	2,650
Net charge-offs	$-2,000	5,011
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$472,900	2,634
2013-12-31 (YTD Data)		Rank
Total interest income	$6,195,000	3,544
Total interest expense	$497,000	4,466
Net interest income	$5,698,000	3,382
Provision for loan and lease losses	$0	5,091
Total noninterest income	$792,000	3,634
Gross Fiduciary activities income	$18,000	1,052
Service charges on deposit accounts	$214,000	3,991
Trading account gains and fees	$0	184
Additional Noninterest Income	$560,000	3,216
Total noninterest expense	$4,082,000	3,871
Salaries and employee benefits	$2,523,000	3,521
Premises and equipment expense	$318,000	4,717
Additional noninterest expense	$1,241,000	4,119
Pre-tax net operating income	$2,408,000	2,524
Securities gains (losses)	$-61,000	6,477
Applicable income taxes	$832,000	1,646
Income before extraordinary items	$1,515,000	3,143
Extraordinary gains, net	$0	29
Net income	$1,515,000	3,145
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,515,000	3,146
Net charge-offs	$181,000	3,121
Cash dividends	$255,000	3,413
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,554,650	3,023
2013-09-30 (YTD Data)		Rank
Total interest income	$4,604,000	3,597
Total interest expense	$353,000	4,688
Net interest income	$4,251,000	3,419
Provision for loan and lease losses	$0	4,941
Total noninterest income	$643,000	3,559
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$161,000	4,012
Trading account gains and fees	$0	180
Additional Noninterest Income	$482,000	3,072
Total noninterest expense	$3,033,000	3,914
Salaries and employee benefits	$1,884,000	3,547
Premises and equipment expense	$229,000	4,841
Additional noninterest expense	$920,000	4,147
Pre-tax net operating income	$1,861,000	2,556
Securities gains (losses)	$-14,000	6,536
Applicable income taxes	$656,000	1,639
Income before extraordinary items	$1,191,000	3,091
Extraordinary gains, net	$0	25
Net income	$1,191,000	3,095
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,191,000	3,095
Net charge-offs	$54,000	3,795
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,199,960	3,009
2013-06-30 (YTD Data)		Rank
Total interest income	$3,056,000	3,614
Total interest expense	$244,000	4,672
Net interest income	$2,812,000	3,440
Provision for loan and lease losses	$0	4,788
Total noninterest income	$448,000	3,502
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$100,000	4,106
Trading account gains and fees	$0	157
Additional Noninterest Income	$348,000	2,996
Total noninterest expense	$1,989,000	3,971
Salaries and employee benefits	$1,242,000	3,597
Premises and equipment expense	$150,000	4,898
Additional noninterest expense	$597,000	4,204
Pre-tax net operating income	$1,271,000	2,492
Securities gains (losses)	$-51,000	6,795
Applicable income taxes	$433,000	1,659
Income before extraordinary items	$787,000	3,101
Extraordinary gains, net	$0	22
Net income	$787,000	3,103
Minority interest net income	$0	82
Net income of bank and minority interests.	$787,000	3,104
Net charge-offs	$60,000	3,207
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$820,150	2,932
2013-03-31 (YTD Data)		Rank
Total interest income	$1,520,000	3,653
Total interest expense	$137,000	4,506
Net interest income	$1,383,000	3,496
Provision for loan and lease losses	$0	4,409
Total noninterest income	$192,000	3,732
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$46,000	4,247
Trading account gains and fees	$0	148
Additional Noninterest Income	$146,000	3,212
Total noninterest expense	$991,000	4,006
Salaries and employee benefits	$608,000	3,675
Premises and equipment expense	$83,000	4,710
Additional noninterest expense	$300,000	4,222
Pre-tax net operating income	$584,000	2,599
Securities gains (losses)	$0	1,966
Applicable income taxes	$207,000	1,678
Income before extraordinary items	$377,000	3,133
Extraordinary gains, net	$0	10
Net income	$377,000	3,134
Minority interest net income	$0	76
Net income of bank and minority interests.	$377,000	3,135
Net charge-offs	$-4,000	5,794
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$377,000	3,042
2012-12-31 (YTD Data)		Rank
Total interest income	$5,727,000	3,957
Total interest expense	$579,000	4,831
Net interest income	$5,148,000	3,742
Provision for loan and lease losses	$0	5,905
Total noninterest income	$928,000	3,378
Gross Fiduciary activities income	$21,000	1,060
Service charges on deposit accounts	$206,000	4,211
Trading account gains and fees	$0	166
Additional Noninterest Income	$701,000	2,887
Total noninterest expense	$4,232,000	3,874
Salaries and employee benefits	$2,523,000	3,553
Premises and equipment expense	$347,000	4,622
Additional noninterest expense	$1,362,000	4,022
Pre-tax net operating income	$1,844,000	2,967
Securities gains (losses)	$-130,000	6,918
Applicable income taxes	$595,000	2,007
Income before extraordinary items	$1,119,000	3,683
Extraordinary gains, net	$0	29
Net income	$1,119,000	3,684
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,119,000	3,686
Net charge-offs	$-18,000	6,698
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,203,500	3,389
2012-09-30 (YTD Data)		Rank
Total interest income	$4,171,000	4,104
Total interest expense	$442,000	4,921
Net interest income	$3,729,000	3,893
Provision for loan and lease losses	$0	5,790
Total noninterest income	$716,000	3,371
Gross Fiduciary activities income	$2,000	1,201
Service charges on deposit accounts	$153,000	4,279
Trading account gains and fees	$0	157
Additional Noninterest Income	$561,000	2,768
Total noninterest expense	$3,329,000	3,804
Salaries and employee benefits	$2,015,000	3,404
Premises and equipment expense	$262,000	4,684
Additional noninterest expense	$1,052,000	3,975
Pre-tax net operating income	$1,116,000	3,438
Securities gains (losses)	$-105,000	7,022
Applicable income taxes	$336,000	2,352
Income before extraordinary items	$675,000	4,167
Extraordinary gains, net	$0	20
Net income	$675,000	4,167
Minority interest net income	$0	86
Net income of bank and minority interests.	$675,000	4,167
Net charge-offs	$1,000	5,692
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$745,350	3,819
2012-06-30 (YTD Data)		Rank
Total interest income	$2,647,000	4,276
Total interest expense	$305,000	4,947
Net interest income	$2,342,000	4,046
Provision for loan and lease losses	$0	5,619
Total noninterest income	$605,000	2,920
Gross Fiduciary activities income	$1,000	1,200
Service charges on deposit accounts	$104,000	4,226
Trading account gains and fees	$0	153
Additional Noninterest Income	$500,000	2,325
Total noninterest expense	$2,343,000	3,689
Salaries and employee benefits	$1,398,000	3,321
Premises and equipment expense	$166,000	4,821
Additional noninterest expense	$779,000	3,734
Pre-tax net operating income	$604,000	3,788
Securities gains (losses)	$4,000	2,922
Applicable income taxes	$206,000	2,426
Income before extraordinary items	$402,000	4,351
Extraordinary gains, net	$0	19
Net income	$402,000	4,354
Minority interest net income	$0	84
Net income of bank and minority interests.	$402,000	4,353
Net charge-offs	$15,000	4,782
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$399,360	4,179
2012-03-31 (YTD Data)		Rank
Total interest income	$1,274,000	4,410
Total interest expense	$159,000	4,973
Net interest income	$1,115,000	4,218
Provision for loan and lease losses	$0	5,254
Total noninterest income	$214,000	3,524
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$50,000	4,284
Trading account gains and fees	$0	148
Additional Noninterest Income	$164,000	2,942
Total noninterest expense	$1,213,000	3,602
Salaries and employee benefits	$756,000	3,160
Premises and equipment expense	$90,000	4,629
Additional noninterest expense	$367,000	3,853
Pre-tax net operating income	$116,000	5,239
Securities gains (losses)	$4,000	1,941
Applicable income taxes	$16,000	3,775
Income before extraordinary items	$104,000	5,306
Extraordinary gains, net	$0	19
Net income	$104,000	5,308
Minority interest net income	$0	78
Net income of bank and minority interests.	$104,000	5,308
Net charge-offs	$-34,000	6,997
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$100,520	5,207
2011-12-31 (YTD Data)		Rank
Total interest income	$6,197,000	3,967
Total interest expense	$873,000	4,712
Net interest income	$5,324,000	3,760
Provision for loan and lease losses	$0	6,496
Total noninterest income	$874,000	3,357
Gross Fiduciary activities income	$80,000	867
Service charges on deposit accounts	$194,000	4,432
Trading account gains and fees	$0	146
Additional Noninterest Income	$600,000	2,853
Total noninterest expense	$4,624,000	3,736
Salaries and employee benefits	$2,507,000	3,552
Premises and equipment expense	$349,000	4,872
Additional noninterest expense	$1,768,000	3,443
Pre-tax net operating income	$1,574,000	2,948
Securities gains (losses)	$91,000	2,147
Applicable income taxes	$562,000	1,922
Income before extraordinary items	$1,103,000	3,361
Extraordinary gains, net	$0	29
Net income	$1,103,000	3,364
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,103,000	3,364
Net charge-offs	$1,708,000	1,716
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,042,940	3,354
2011-09-30 (YTD Data)		Rank
Total interest income	$4,496,000	4,107
Total interest expense	$699,000	4,674
Net interest income	$3,797,000	3,887
Provision for loan and lease losses	$0	6,393
Total noninterest income	$713,000	3,222
Gross Fiduciary activities income	$2,000	1,160
Service charges on deposit accounts	$145,000	4,456
Trading account gains and fees	$0	145
Additional Noninterest Income	$566,000	2,509
Total noninterest expense	$3,399,000	3,799
Salaries and employee benefits	$1,904,000	3,516
Premises and equipment expense	$267,000	4,889
Additional noninterest expense	$1,228,000	3,631
Pre-tax net operating income	$1,111,000	3,122
Securities gains (losses)	$66,000	2,115
Applicable income taxes	$407,000	1,927
Income before extraordinary items	$770,000	3,587
Extraordinary gains, net	$0	21
Net income	$770,000	3,588
Minority interest net income	$0	87
Net income of bank and minority interests.	$770,000	3,588
Net charge-offs	$1,846,000	1,289
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$727,100	3,577
2011-06-30 (YTD Data)		Rank
Total interest income	$2,963,000	4,177
Total interest expense	$498,000	4,641
Net interest income	$2,465,000	3,968
Provision for loan and lease losses	$0	6,217
Total noninterest income	$517,000	3,057
Gross Fiduciary activities income	$2,000	1,136
Service charges on deposit accounts	$94,000	4,500
Trading account gains and fees	$0	153
Additional Noninterest Income	$421,000	2,366
Total noninterest expense	$2,298,000	3,806
Salaries and employee benefits	$1,261,000	3,565
Premises and equipment expense	$178,000	4,926
Additional noninterest expense	$859,000	3,565
Pre-tax net operating income	$684,000	3,226
Securities gains (losses)	$13,000	2,268
Applicable income taxes	$261,000	1,950
Income before extraordinary items	$436,000	3,829
Extraordinary gains, net	$0	15
Net income	$436,000	3,830
Minority interest net income	$0	89
Net income of bank and minority interests.	$436,000	3,831
Net charge-offs	$1,755,000	1,006
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$427,680	3,753
2011-03-31 (YTD Data)		Rank
Total interest income	$1,487,000	4,189
Total interest expense	$262,000	4,622
Net interest income	$1,225,000	3,996
Provision for loan and lease losses	$0	5,840
Total noninterest income	$254,000	3,130
Gross Fiduciary activities income	$2,000	1,085
Service charges on deposit accounts	$43,000	4,615
Trading account gains and fees	$0	158
Additional Noninterest Income	$209,000	2,409
Total noninterest expense	$1,125,000	3,872
Salaries and employee benefits	$644,000	3,528
Premises and equipment expense	$90,000	4,962
Additional noninterest expense	$391,000	3,791
Pre-tax net operating income	$354,000	3,225
Securities gains (losses)	$2,000	1,590
Applicable income taxes	$169,000	1,671
Income before extraordinary items	$187,000	4,103
Extraordinary gains, net	$0	9
Net income	$187,000	4,102
Minority interest net income	$0	86
Net income of bank and minority interests.	$187,000	4,103
Net charge-offs	$2,116,000	522
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$185,720	4,068
2010-12-31 (YTD Data)		Rank
Total interest income	$6,661,000	4,040
Total interest expense	$1,563,000	4,163
Net interest income	$5,098,000	3,905
Provision for loan and lease losses	$200,000	5,328
Total noninterest income	$856,000	3,515
Gross Fiduciary activities income	$13,000	1,118
Service charges on deposit accounts	$203,000	4,374
Trading account gains and fees	$0	175
Additional Noninterest Income	$640,000	2,821
Total noninterest expense	$4,627,000	3,826
Salaries and employee benefits	$2,523,000	3,556
Premises and equipment expense	$426,000	4,596
Additional noninterest expense	$1,678,000	3,705
Pre-tax net operating income	$1,127,000	3,181
Securities gains (losses)	$-108,000	7,234
Applicable income taxes	$259,000	2,494
Income before extraordinary items	$760,000	3,699
Extraordinary gains, net	$0	29
Net income	$760,000	3,698
Minority interest net income	$0	111
Net income of bank and minority interests.	$760,000	3,700
Net charge-offs	$403,000	3,925
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$841,000	3,410
2010-09-30 (YTD Data)		Rank
Total interest income	$5,020,000	4,100
Total interest expense	$1,256,000	4,143
Net interest income	$3,764,000	4,002
Provision for loan and lease losses	$200,000	4,881
Total noninterest income	$676,000	3,458
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$156,000	4,413
Trading account gains and fees	$0	165
Additional Noninterest Income	$520,000	2,702
Total noninterest expense	$3,491,000	3,812
Salaries and employee benefits	$1,921,000	3,556
Premises and equipment expense	$304,000	4,805
Additional noninterest expense	$1,266,000	3,672
Pre-tax net operating income	$749,000	3,580
Securities gains (losses)	$-108,000	7,410
Applicable income taxes	$153,000	2,780
Income before extraordinary items	$488,000	4,161
Extraordinary gains, net	$0	23
Net income	$488,000	4,162
Minority interest net income	$0	110
Net income of bank and minority interests.	$488,000	4,162
Net charge-offs	$1,059,000	2,126
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$570,080	3,722
2010-06-30 (YTD Data)		Rank
Total interest income	$3,350,000	4,135
Total interest expense	$875,000	4,135
Net interest income	$2,475,000	4,042
Provision for loan and lease losses	$200,000	4,223
Total noninterest income	$499,000	3,227
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$105,000	4,402
Trading account gains and fees	$0	152
Additional Noninterest Income	$394,000	2,435
Total noninterest expense	$2,210,000	3,955
Salaries and employee benefits	$1,234,000	3,673
Premises and equipment expense	$207,000	4,773
Additional noninterest expense	$769,000	3,897
Pre-tax net operating income	$564,000	3,426
Securities gains (losses)	$-59,000	7,452
Applicable income taxes	$116,000	2,653
Income before extraordinary items	$389,000	3,834
Extraordinary gains, net	$0	19
Net income	$389,000	3,832
Minority interest net income	$0	105
Net income of bank and minority interests.	$389,000	3,833
Net charge-offs	$658,000	2,150
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$434,430	3,537
2010-03-31 (YTD Data)		Rank
Total interest income	$1,679,000	4,190
Total interest expense	$472,000	4,081
Net interest income	$1,207,000	4,145
Provision for loan and lease losses	$100,000	3,933
Total noninterest income	$200,000	3,636
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$47,000	4,592
Trading account gains and fees	$0	175
Additional Noninterest Income	$153,000	2,803
Total noninterest expense	$1,081,000	4,057
Salaries and employee benefits	$624,000	3,703
Premises and equipment expense	$108,000	4,747
Additional noninterest expense	$349,000	4,161
Pre-tax net operating income	$226,000	3,859
Securities gains (losses)	$0	2,284
Applicable income taxes	$45,000	2,866
Income before extraordinary items	$181,000	4,065
Extraordinary gains, net	$0	16
Net income	$181,000	4,064
Minority interest net income	$0	91
Net income of bank and minority interests.	$181,000	4,064
Net charge-offs	$-37,000	7,749
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$181,000	3,956
2009-12-31 (YTD Data)		Rank
Total interest income	$8,155,000	3,764
Total interest expense	$2,592,000	3,797
Net interest income	$5,563,000	3,668
Provision for loan and lease losses	$2,950,000	2,009
Total noninterest income	$957,000	3,427
Gross Fiduciary activities income	$48,000	971
Service charges on deposit accounts	$213,000	4,526
Trading account gains and fees	$0	211
Additional Noninterest Income	$696,000	2,676
Total noninterest expense	$4,397,000	4,064
Salaries and employee benefits	$2,599,000	3,584
Premises and equipment expense	$421,000	4,850
Additional noninterest expense	$1,377,000	4,319
Pre-tax net operating income	$-827,000	6,181
Securities gains (losses)	$366,000	1,076
Applicable income taxes	$-920,000	7,248
Income before extraordinary items	$459,000	3,988
Extraordinary gains, net	$0	34
Net income	$459,000	3,987
Minority interest net income	$0	115
Net income of bank and minority interests.	$459,000	3,987
Net charge-offs	$2,353,000	1,852
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$224,760	4,660
2009-09-30 (YTD Data)		Rank
Total interest income	$6,087,000	3,824
Total interest expense	$2,067,000	3,774
Net interest income	$4,020,000	3,780
Provision for loan and lease losses	$2,950,000	1,498
Total noninterest income	$792,000	3,277
Gross Fiduciary activities income	$33,000	963
Service charges on deposit accounts	$161,000	4,539
Trading account gains and fees	$0	212
Additional Noninterest Income	$598,000	2,529
Total noninterest expense	$3,341,000	4,028
Salaries and employee benefits	$2,009,000	3,526
Premises and equipment expense	$306,000	4,979
Additional noninterest expense	$1,026,000	4,298
Pre-tax net operating income	$-1,479,000	6,857
Securities gains (losses)	$-40,000	7,354
Applicable income taxes	$-462,000	7,326
Income before extraordinary items	$-1,057,000	6,775
Extraordinary gains, net	$0	27
Net income	$-1,057,000	6,776
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,057,000	6,776
Net charge-offs	$2,349,000	1,377
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,029,000	6,759
2009-06-30 (YTD Data)		Rank
Total interest income	$4,377,000	3,662
Total interest expense	$1,513,000	3,646
Net interest income	$2,864,000	3,589
Provision for loan and lease losses	$1,450,000	1,676
Total noninterest income	$646,000	2,893
Gross Fiduciary activities income	$33,000	931
Service charges on deposit accounts	$104,000	4,585
Trading account gains and fees	$0	193
Additional Noninterest Income	$509,000	2,198
Total noninterest expense	$2,248,000	4,031
Salaries and employee benefits	$1,343,000	3,569
Premises and equipment expense	$207,000	4,986
Additional noninterest expense	$698,000	4,272
Pre-tax net operating income	$-188,000	6,255
Securities gains (losses)	$0	3,136
Applicable income taxes	$-711,000	7,668
Income before extraordinary items	$523,000	3,005
Extraordinary gains, net	$0	21
Net income	$523,000	3,003
Minority interest net income	$0	112
Net income of bank and minority interests.	$523,000	3,004
Net charge-offs	$1,180,000	1,526
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$523,000	2,907
2009-03-31 (YTD Data)		Rank
Total interest income	$2,198,000	3,682
Total interest expense	$844,000	3,479
Net interest income	$1,354,000	3,728
Provision for loan and lease losses	$0	6,744
Total noninterest income	$492,000	2,169
Gross Fiduciary activities income	$33,000	841
Service charges on deposit accounts	$47,000	4,728
Trading account gains and fees	$0	171
Additional Noninterest Income	$412,000	1,587
Total noninterest expense	$1,115,000	3,983
Salaries and employee benefits	$687,000	3,532
Premises and equipment expense	$106,000	4,952
Additional noninterest expense	$322,000	4,182
Pre-tax net operating income	$731,000	1,738
Securities gains (losses)	$0	2,434
Applicable income taxes	$200,000	1,454
Income before extraordinary items	$531,000	2,016
Extraordinary gains, net	$0	15
Net income	$531,000	2,017
Minority interest net income	$0	102
Net income of bank and minority interests.	$531,000	2,017
Net charge-offs	$-21,000	8,005
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$531,000	1,898
2008-12-31 (YTD Data)		Rank
Total interest income	$11,141,000	3,237
Total interest expense	$4,666,000	3,150
Net interest income	$6,475,000	3,269
Provision for loan and lease losses	$13,910,000	472
Total noninterest income	$696,000	4,156
Gross Fiduciary activities income	$41,000	1,002
Service charges on deposit accounts	$206,000	4,735
Trading account gains and fees	$0	154
Additional Noninterest Income	$449,000	3,382
Total noninterest expense	$4,404,000	3,948
Salaries and employee benefits	$2,830,000	3,415
Premises and equipment expense	$388,000	5,170
Additional noninterest expense	$1,186,000	4,321
Pre-tax net operating income	$-11,143,000	8,013
Securities gains (losses)	$0	3,220
Applicable income taxes	$-4,043,000	8,065
Income before extraordinary items	$-7,100,000	7,911
Extraordinary gains, net	$0	39
Net income	$-7,100,000	7,911
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,637,000	325
Cash dividends	$660,000	2,940
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-7,100,000	7,949
2008-09-30 (YTD Data)		Rank
Total interest income	$8,744,000	3,180
Total interest expense	$3,612,000	3,160
Net interest income	$5,132,000	3,137
Provision for loan and lease losses	$5,000,000	641
Total noninterest income	$542,000	4,161
Gross Fiduciary activities income	$29,000	1,002
Service charges on deposit accounts	$154,000	4,775
Trading account gains and fees	$0	148
Additional Noninterest Income	$359,000	3,368
Total noninterest expense	$3,343,000	3,891
Salaries and employee benefits	$2,113,000	3,462
Premises and equipment expense	$286,000	5,235
Additional noninterest expense	$944,000	4,047
Pre-tax net operating income	$-2,669,000	7,971
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$-2,669,000	7,971
Extraordinary gains, net	$0	31
Net income	$-2,669,000	7,970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,141,000	626
Cash dividends	$660,000	2,353
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-2,669,000	8,030
2008-06-30 (YTD Data)		Rank
Total interest income	$5,902,000	3,196
Total interest expense	$2,491,000	3,198
Net interest income	$3,411,000	3,133
Provision for loan and lease losses	$0	6,671
Total noninterest income	$375,000	4,142
Gross Fiduciary activities income	$2,000	1,285
Service charges on deposit accounts	$102,000	4,802
Trading account gains and fees	$0	149
Additional Noninterest Income	$271,000	3,202
Total noninterest expense	$2,111,000	4,082
Salaries and employee benefits	$1,342,000	3,631
Premises and equipment expense	$191,000	5,265
Additional noninterest expense	$578,000	4,297
Pre-tax net operating income	$1,675,000	1,986
Securities gains (losses)	$0	3,233
Applicable income taxes	$480,000	1,653
Income before extraordinary items	$1,195,000	2,206
Extraordinary gains, net	$0	21
Net income	$1,195,000	2,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	7,966
Cash dividends	$660,000	1,933
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,195,000	2,156
2008-03-31 (YTD Data)		Rank
Total interest income	$2,993,000	3,237
Total interest expense	$1,322,000	3,204
Net interest income	$1,671,000	3,195
Provision for loan and lease losses	$0	6,080
Total noninterest income	$199,000	4,009
Gross Fiduciary activities income	$1,000	1,254
Service charges on deposit accounts	$48,000	4,876
Trading account gains and fees	$0	158
Additional Noninterest Income	$150,000	3,046
Total noninterest expense	$1,018,000	4,182
Salaries and employee benefits	$654,000	3,731
Premises and equipment expense	$97,000	5,250
Additional noninterest expense	$267,000	4,478
Pre-tax net operating income	$852,000	2,044
Securities gains (losses)	$0	2,688
Applicable income taxes	$243,000	1,711
Income before extraordinary items	$609,000	2,282
Extraordinary gains, net	$0	15
Net income	$609,000	2,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	8,121
Cash dividends	$660,000	1,072
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$609,000	2,209
2007-12-31 (YTD Data)		Rank
Total interest income	$10,712,000	3,598
Total interest expense	$4,789,000	3,574
Net interest income	$5,923,000	3,533
Provision for loan and lease losses	$0	6,851
Total noninterest income	$844,000	3,903
Gross Fiduciary activities income	$30,000	1,093
Service charges on deposit accounts	$206,000	4,851
Trading account gains and fees	$0	178
Additional Noninterest Income	$608,000	2,978
Total noninterest expense	$4,074,000	4,064
Salaries and employee benefits	$2,461,000	3,767
Premises and equipment expense	$494,000	4,401
Additional noninterest expense	$1,119,000	4,279
Pre-tax net operating income	$2,693,000	2,657
Securities gains (losses)	$0	2,146
Applicable income taxes	$733,000	2,243
Income before extraordinary items	$1,960,000	2,863
Extraordinary gains, net	$0	39
Net income	$1,960,000	2,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-169,000	8,429
Cash dividends	$800,000	2,954
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,960,000	2,848
2007-09-30 (YTD Data)		Rank
Total interest income	$7,805,000	3,679
Total interest expense	$3,446,000	3,683
Net interest income	$4,359,000	3,602
Provision for loan and lease losses	$0	6,528
Total noninterest income	$664,000	3,799
Gross Fiduciary activities income	$17,000	1,104
Service charges on deposit accounts	$150,000	4,927
Trading account gains and fees	$0	184
Additional Noninterest Income	$497,000	2,859
Total noninterest expense	$3,001,000	4,093
Salaries and employee benefits	$1,884,000	3,695
Premises and equipment expense	$341,000	4,621
Additional noninterest expense	$776,000	4,470
Pre-tax net operating income	$2,022,000	2,806
Securities gains (losses)	$0	1,655
Applicable income taxes	$560,000	2,389
Income before extraordinary items	$1,462,000	3,026
Extraordinary gains, net	$0	33
Net income	$1,462,000	3,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-105,000	8,392
Cash dividends	$500,000	2,910
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,462,000	3,006
2007-06-30 (YTD Data)		Rank
Total interest income	$4,888,000	3,847
Total interest expense	$2,141,000	3,853
Net interest income	$2,747,000	3,776
Provision for loan and lease losses	$0	6,209
Total noninterest income	$378,000	4,157
Gross Fiduciary activities income	$1,000	1,345
Service charges on deposit accounts	$98,000	4,983
Trading account gains and fees	$0	168
Additional Noninterest Income	$279,000	3,143
Total noninterest expense	$1,983,000	4,147
Salaries and employee benefits	$1,257,000	3,728
Premises and equipment expense	$217,000	4,776
Additional noninterest expense	$509,000	4,523
Pre-tax net operating income	$1,142,000	3,216
Securities gains (losses)	$0	1,444
Applicable income taxes	$311,000	2,693
Income before extraordinary items	$831,000	3,443
Extraordinary gains, net	$0	29
Net income	$831,000	3,443
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-82,000	8,402
Cash dividends	$500,000	2,415
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$831,000	3,416
2007-03-31 (YTD Data)		Rank
Total interest income	$2,265,000	4,054
Total interest expense	$956,000	4,121
Net interest income	$1,309,000	3,894
Provision for loan and lease losses	$0	5,779
Total noninterest income	$186,000	4,175
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$45,000	5,093
Trading account gains and fees	$0	195
Additional Noninterest Income	$141,000	3,128
Total noninterest expense	$990,000	4,175
Salaries and employee benefits	$625,000	3,774
Premises and equipment expense	$106,000	4,871
Additional noninterest expense	$259,000	4,422
Pre-tax net operating income	$505,000	3,510
Securities gains (losses)	$0	1,187
Applicable income taxes	$119,000	3,045
Income before extraordinary items	$386,000	3,580
Extraordinary gains, net	$0	22
Net income	$386,000	3,580
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	7,955
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$386,000	3,560
2006-12-31 (YTD Data)		Rank
Total interest income	$7,626,000	4,331
Total interest expense	$2,993,000	4,324
Net interest income	$4,633,000	4,257
Provision for loan and lease losses	$-125,000	8,489
Total noninterest income	$693,000	4,383
Gross Fiduciary activities income	$10,000	1,273
Service charges on deposit accounts	$209,000	4,889
Trading account gains and fees	$0	130
Additional Noninterest Income	$474,000	3,436
Total noninterest expense	$3,818,000	4,122
Salaries and employee benefits	$2,389,000	3,732
Premises and equipment expense	$324,000	5,541
Additional noninterest expense	$1,105,000	4,196
Pre-tax net operating income	$1,633,000	4,111
Securities gains (losses)	$7,000	1,177
Applicable income taxes	$176,000	4,434
Income before extraordinary items	$1,464,000	3,821
Extraordinary gains, net	$0	51
Net income	$1,464,000	3,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-126,000	8,529
Cash dividends	$1,740,000	1,745
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,457,770	3,812
2006-09-30 (YTD Data)		Rank
Total interest income	$5,381,000	4,480
Total interest expense	$2,087,000	4,427
Net interest income	$3,294,000	4,448
Provision for loan and lease losses	$0	6,685
Total noninterest income	$539,000	4,308
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$159,000	4,912
Trading account gains and fees	$0	126
Additional Noninterest Income	$380,000	3,295
Total noninterest expense	$2,820,000	4,152
Salaries and employee benefits	$1,779,000	3,755
Premises and equipment expense	$235,000	5,659
Additional noninterest expense	$806,000	4,237
Pre-tax net operating income	$1,013,000	4,687
Securities gains (losses)	$1,000	1,261
Applicable income taxes	$60,000	5,320
Income before extraordinary items	$954,000	4,286
Extraordinary gains, net	$0	45
Net income	$954,000	4,289
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-98,000	8,524
Cash dividends	$1,740,000	1,288
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$953,060	4,268
2006-06-30 (YTD Data)		Rank
Total interest income	$3,436,000	4,567
Total interest expense	$1,290,000	4,499
Net interest income	$2,146,000	4,510
Provision for loan and lease losses	$0	6,419
Total noninterest income	$342,000	4,410
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$107,000	4,870
Trading account gains and fees	$0	126
Additional Noninterest Income	$235,000	3,438
Total noninterest expense	$1,871,000	4,184
Salaries and employee benefits	$1,179,000	3,787
Premises and equipment expense	$160,000	5,602
Additional noninterest expense	$532,000	4,277
Pre-tax net operating income	$617,000	4,919
Securities gains (losses)	$1,000	1,053
Applicable income taxes	$93,000	4,603
Income before extraordinary items	$525,000	4,765
Extraordinary gains, net	$0	39
Net income	$525,000	4,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-78,000	8,528
Cash dividends	$1,740,000	927
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$524,150	4,753
2006-03-31 (YTD Data)		Rank
Total interest income	$1,697,000	4,550
Total interest expense	$591,000	4,623
Net interest income	$1,106,000	4,415
Provision for loan and lease losses	$0	6,013
Total noninterest income	$161,000	4,484
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$53,000	4,817
Trading account gains and fees	$0	115
Additional Noninterest Income	$108,000	3,577
Total noninterest expense	$926,000	4,229
Salaries and employee benefits	$584,000	3,842
Premises and equipment expense	$81,000	5,603
Additional noninterest expense	$261,000	4,335
Pre-tax net operating income	$341,000	4,647
Securities gains (losses)	$0	955
Applicable income taxes	$56,000	4,357
Income before extraordinary items	$285,000	4,547
Extraordinary gains, net	$0	21
Net income	$285,000	4,547
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-58,000	8,536
Cash dividends	$300,000	1,914
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$285,000	4,531
2005-12-31 (YTD Data)		Rank
Total interest income	$6,533,000	4,358
Total interest expense	$2,188,000	4,175
Net interest income	$4,345,000	4,370
Provision for loan and lease losses	$-325,000	8,727
Total noninterest income	$900,000	3,799
Gross Fiduciary activities income	$15,000	1,235
Service charges on deposit accounts	$225,000	4,795
Trading account gains and fees	$0	138
Additional Noninterest Income	$660,000	2,876
Total noninterest expense	$3,763,000	4,052
Salaries and employee benefits	$2,289,000	3,738
Premises and equipment expense	$335,000	5,419
Additional noninterest expense	$1,139,000	4,023
Pre-tax net operating income	$1,807,000	3,949
Securities gains (losses)	$2,000	1,993
Applicable income taxes	$521,000	3,301
Income before extraordinary items	$1,288,000	4,178
Extraordinary gains, net	$0	46
Net income	$1,288,000	4,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-364,000	8,768
Cash dividends	$495,000	3,696
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,286,580	4,151
2005-09-30 (YTD Data)		Rank
Total interest income	$4,857,000	4,341
Total interest expense	$1,620,000	4,084
Net interest income	$3,237,000	4,407
Provision for loan and lease losses	$0	6,899
Total noninterest income	$692,000	3,755
Gross Fiduciary activities income	$1,000	1,428
Service charges on deposit accounts	$173,000	4,778
Trading account gains and fees	$0	126
Additional Noninterest Income	$518,000	2,810
Total noninterest expense	$2,805,000	4,040
Salaries and employee benefits	$1,707,000	3,734
Premises and equipment expense	$262,000	5,272
Additional noninterest expense	$836,000	4,049
Pre-tax net operating income	$1,124,000	4,485
Securities gains (losses)	$0	2,317
Applicable income taxes	$338,000	3,586
Income before extraordinary items	$786,000	4,805
Extraordinary gains, net	$0	35
Net income	$786,000	4,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-310,000	8,785
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$786,000	4,772
2005-06-30 (YTD Data)		Rank
Total interest income	$3,255,000	4,241
Total interest expense	$1,052,000	3,990
Net interest income	$2,203,000	4,303
Provision for loan and lease losses	$0	6,626
Total noninterest income	$513,000	3,451
Gross Fiduciary activities income	$1,000	1,384
Service charges on deposit accounts	$117,000	4,711
Trading account gains and fees	$0	116
Additional Noninterest Income	$395,000	2,567
Total noninterest expense	$1,836,000	4,072
Salaries and employee benefits	$1,114,000	3,772
Premises and equipment expense	$172,000	5,325
Additional noninterest expense	$550,000	4,065
Pre-tax net operating income	$880,000	4,050
Securities gains (losses)	$0	2,146
Applicable income taxes	$318,000	2,999
Income before extraordinary items	$562,000	4,590
Extraordinary gains, net	$0	30
Net income	$562,000	4,591
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-307,000	8,802
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$562,000	4,536
2005-03-31 (YTD Data)		Rank
Total interest income	$1,604,000	4,273
Total interest expense	$510,000	3,974
Net interest income	$1,094,000	4,333
Provision for loan and lease losses	$0	6,226
Total noninterest income	$255,000	3,411
Gross Fiduciary activities income	$1,000	1,320
Service charges on deposit accounts	$53,000	4,860
Trading account gains and fees	$0	115
Additional Noninterest Income	$201,000	2,474
Total noninterest expense	$898,000	4,172
Salaries and employee benefits	$549,000	3,817
Premises and equipment expense	$87,000	5,339
Additional noninterest expense	$262,000	4,216
Pre-tax net operating income	$451,000	3,952
Securities gains (losses)	$0	1,685
Applicable income taxes	$102,000	3,730
Income before extraordinary items	$349,000	3,970
Extraordinary gains, net	$0	24
Net income	$349,000	3,972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-199,000	8,864
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$349,000	3,922
2004-12-31 (YTD Data)		Rank
Total interest income	$6,867,000	3,864
Total interest expense	$2,258,000	3,300
Net interest income	$4,609,000	4,053
Provision for loan and lease losses	$0	7,314
Total noninterest income	$1,073,000	3,376
Gross Fiduciary activities income	$49,000	1,064
Service charges on deposit accounts	$258,000	4,679
Trading account gains and fees	$0	138
Additional Noninterest Income	$766,000	2,570
Total noninterest expense	$4,398,000	3,484
Salaries and employee benefits	$2,484,000	3,362
Premises and equipment expense	$341,000	5,302
Additional noninterest expense	$1,573,000	3,007
Pre-tax net operating income	$1,284,000	4,620
Securities gains (losses)	$0	3,819
Applicable income taxes	$161,000	5,009
Income before extraordinary items	$1,123,000	4,377
Extraordinary gains, net	$0	34
Net income	$1,123,000	4,378
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$550,000	1,248
Cash dividends	$300,000	4,324
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,123,000	4,307
2004-09-30 (YTD Data)		Rank
Total interest income	$5,213,000	3,798
Total interest expense	$1,722,000	3,211
Net interest income	$3,491,000	4,016
Provision for loan and lease losses	$0	7,100
Total noninterest income	$780,000	3,467
Gross Fiduciary activities income	$1,000	1,478
Service charges on deposit accounts	$193,000	4,720
Trading account gains and fees	$0	134
Additional Noninterest Income	$586,000	2,533
Total noninterest expense	$3,123,000	3,589
Salaries and employee benefits	$1,753,000	3,506
Premises and equipment expense	$248,000	5,369
Additional noninterest expense	$1,122,000	3,117
Pre-tax net operating income	$1,148,000	4,265
Securities gains (losses)	$0	3,710
Applicable income taxes	$180,000	4,606
Income before extraordinary items	$968,000	4,087
Extraordinary gains, net	$0	26
Net income	$968,000	4,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$660,000	768
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$968,000	4,024
2004-06-30 (YTD Data)		Rank
Total interest income	$3,511,000	3,763
Total interest expense	$1,175,000	3,135
Net interest income	$2,336,000	3,991
Provision for loan and lease losses	$0	6,885
Total noninterest income	$602,000	3,160
Gross Fiduciary activities income	$1,000	1,443
Service charges on deposit accounts	$122,000	4,840
Trading account gains and fees	$0	130
Additional Noninterest Income	$479,000	2,261
Total noninterest expense	$2,065,000	3,650
Salaries and employee benefits	$1,151,000	3,568
Premises and equipment expense	$190,000	4,934
Additional noninterest expense	$724,000	3,211
Pre-tax net operating income	$873,000	3,880
Securities gains (losses)	$0	3,413
Applicable income taxes	$150,000	4,252
Income before extraordinary items	$723,000	3,784
Extraordinary gains, net	$0	21
Net income	$723,000	3,784
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$628,000	593
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$723,000	3,693
2004-03-31 (YTD Data)		Rank
Total interest income	$1,832,000	3,650
Total interest expense	$606,000	3,091
Net interest income	$1,226,000	3,832
Provision for loan and lease losses	$0	6,501
Total noninterest income	$263,000	3,400
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$47,000	5,338
Trading account gains and fees	$0	121
Additional Noninterest Income	$216,000	2,353
Total noninterest expense	$1,043,000	3,637
Salaries and employee benefits	$544,000	3,755
Premises and equipment expense	$96,000	4,925
Additional noninterest expense	$403,000	2,892
Pre-tax net operating income	$446,000	3,805
Securities gains (losses)	$0	2,934
Applicable income taxes	$90,000	3,962
Income before extraordinary items	$356,000	3,806
Extraordinary gains, net	$0	16
Net income	$356,000	3,805
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$387,000	509
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$356,000	3,692
2003-12-31 (YTD Data)		Rank
Total interest income	$8,431,000	3,283
Total interest expense	$3,146,000	2,746
Net interest income	$5,285,000	3,543
Provision for loan and lease losses	$2,525,000	550
Total noninterest income	$1,229,000	3,250
Gross Fiduciary activities income	$23,000	1,222
Service charges on deposit accounts	$236,000	4,882
Trading account gains and fees	$0	160
Additional Noninterest Income	$970,000	2,437
Total noninterest expense	$4,201,000	3,561
Salaries and employee benefits	$2,203,000	3,616
Premises and equipment expense	$388,000	4,826
Additional noninterest expense	$1,610,000	2,889
Pre-tax net operating income	$-212,000	8,696
Securities gains (losses)	$6,000	3,841
Applicable income taxes	$-457,000	9,081
Income before extraordinary items	$251,000	7,521
Extraordinary gains, net	$0	54
Net income	$251,000	7,524
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,662,000	631
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$247,160	7,402
2003-09-30 (YTD Data)		Rank
Total interest income	$6,245,000	3,373
Total interest expense	$2,473,000	2,711
Net interest income	$3,772,000	3,680
Provision for loan and lease losses	$2,525,000	445
Total noninterest income	$963,000	3,214
Gross Fiduciary activities income	$15,000	1,226
Service charges on deposit accounts	$184,000	4,829
Trading account gains and fees	$0	153
Additional Noninterest Income	$764,000	2,438
Total noninterest expense	$2,778,000	3,913
Salaries and employee benefits	$1,343,000	4,269
Premises and equipment expense	$356,000	4,216
Additional noninterest expense	$1,079,000	3,182
Pre-tax net operating income	$-568,000	8,985
Securities gains (losses)	$0	4,204
Applicable income taxes	$-571,000	9,176
Income before extraordinary items	$3,000	8,712
Extraordinary gains, net	$0	40
Net income	$3,000	8,713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,558,000	527
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,000	8,616
2003-06-30 (YTD Data)		Rank
Total interest income	$4,192,000	3,370
Total interest expense	$1,720,000	2,684
Net interest income	$2,472,000	3,734
Provision for loan and lease losses	$2,525,000	332
Total noninterest income	$587,000	3,395
Gross Fiduciary activities income	$14,000	1,176
Service charges on deposit accounts	$122,000	4,816
Trading account gains and fees	$0	150
Additional Noninterest Income	$451,000	2,605
Total noninterest expense	$1,921,000	3,815
Salaries and employee benefits	$876,000	4,332
Premises and equipment expense	$264,000	3,865
Additional noninterest expense	$781,000	2,921
Pre-tax net operating income	$-1,387,000	9,196
Securities gains (losses)	$0	3,782
Applicable income taxes	$-931,000	9,243
Income before extraordinary items	$-456,000	9,120
Extraordinary gains, net	$0	30
Net income	$-456,000	9,118
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,544,000	399
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-456,000	9,060
2003-03-31 (YTD Data)		Rank
Total interest income	$2,065,000	3,433
Total interest expense	$909,000	2,633
Net interest income	$1,156,000	3,937
Provision for loan and lease losses	$2,525,000	212
Total noninterest income	$457,000	2,449
Gross Fiduciary activities income	$2,000	1,343
Service charges on deposit accounts	$60,000	4,759
Trading account gains and fees	$0	134
Additional Noninterest Income	$395,000	1,755
Total noninterest expense	$871,000	4,097
Salaries and employee benefits	$455,000	4,207
Premises and equipment expense	$130,000	3,924
Additional noninterest expense	$286,000	3,802
Pre-tax net operating income	$-1,783,000	9,284
Securities gains (losses)	$0	2,891
Applicable income taxes	$-621,000	9,289
Income before extraordinary items	$-1,162,000	9,287
Extraordinary gains, net	$0	21
Net income	$-1,162,000	9,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$348,000	632
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-1,162,000	9,258
2002-12-31 (YTD Data)		Rank
Total interest income	$9,859,000	3,058
Total interest expense	$4,206,000	2,634
Net interest income	$5,653,000	3,298
Provision for loan and lease losses	$1,100,000	1,234
Total noninterest income	$1,932,000	2,186
Gross Fiduciary activities income	$47,000	1,119
Service charges on deposit accounts	$222,000	4,978
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,663,000	1,520
Total noninterest expense	$4,576,000	3,178
Salaries and employee benefits	$2,078,000	3,630
Premises and equipment expense	$573,000	3,552
Additional noninterest expense	$1,925,000	2,394
Pre-tax net operating income	$1,909,000	3,539
Securities gains (losses)	$105,000	1,705
Applicable income taxes	$278,000	4,571
Income before extraordinary items	$1,736,000	3,119
Extraordinary gains, net	$0	70
Net income	$1,736,000	3,118
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,148,000	840
Cash dividends	$720,000	2,833
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,645,700	3,163
2001-12-31 (YTD Data)		Rank
Total interest income	$11,361,000	2,980
Total interest expense	$6,196,000	2,580
Net interest income	$5,165,000	3,350
Provision for loan and lease losses	$875,000	1,390
Total noninterest income	$2,050,000	1,978
Gross Fiduciary activities income	$30,000	1,235
Service charges on deposit accounts	$251,000	4,632
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,769,000	1,352
Total noninterest expense	$3,452,000	3,863
Salaries and employee benefits	$1,907,000	3,731
Premises and equipment expense	$501,000	3,857
Additional noninterest expense	$1,044,000	3,919
Pre-tax net operating income	$2,888,000	2,343
Securities gains (losses)	$13,000	3,437
Applicable income taxes	$991,000	2,078
Income before extraordinary items	$1,910,000	2,642
Extraordinary gains, net	$176,000	54
Net income	$2,086,000	2,435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,135,000	858
Cash dividends	$600,000	3,121
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,901,420	2,572
2000-12-31 (YTD Data)		Rank
Total interest income	$10,364,000	3,305
Total interest expense	$5,704,000	2,917
Net interest income	$4,660,000	3,689
Provision for loan and lease losses	$950,000	1,118
Total noninterest income	$887,000	3,427
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$247,000	4,552
Trading account gains and fees	$0	180
Additional Noninterest Income	$640,000	2,528
Total noninterest expense	$2,954,000	4,288
Salaries and employee benefits	$1,700,000	3,954
Premises and equipment expense	$518,000	3,689
Additional noninterest expense	$736,000	5,000
Pre-tax net operating income	$1,643,000	3,806
Securities gains (losses)	$-166,000	9,540
Applicable income taxes	$413,000	3,924
Income before extraordinary items	$1,064,000	4,203
Extraordinary gains, net	$0	38
Net income	$1,064,000	4,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$293,000	1,845
Cash dividends	$495,000	3,598
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,183,520	3,879
1999-12-31 (YTD Data)		Rank
Total interest income	$8,570,000	3,667
Total interest expense	$4,318,000	3,366
Net interest income	$4,252,000	3,965
Provision for loan and lease losses	$925,000	1,036
Total noninterest income	$934,000	3,252
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$227,000	4,771
Trading account gains and fees	$0	173
Additional Noninterest Income	$707,000	2,365
Total noninterest expense	$2,827,000	4,428
Salaries and employee benefits	$1,573,000	4,170
Premises and equipment expense	$572,000	3,403
Additional noninterest expense	$682,000	5,340
Pre-tax net operating income	$1,434,000	4,223
Securities gains (losses)	$-1,000	8,592
Applicable income taxes	$344,000	4,508
Income before extraordinary items	$1,089,000	4,177
Extraordinary gains, net	$0	35
Net income	$1,089,000	4,182
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$674,000	961
Cash dividends	$300,000	4,494
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,089,760	4,131
1998-12-31 (YTD Data)		Rank
Total interest income	$8,345,000	3,781
Total interest expense	$4,191,000	3,529
Net interest income	$4,154,000	4,002
Provision for loan and lease losses	$300,000	2,562
Total noninterest income	$947,000	3,211
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$208,000	5,047
Trading account gains and fees	NA	NA
Additional Noninterest Income	$739,000	2,295
Total noninterest expense	$2,726,000	4,476
Salaries and employee benefits	$1,444,000	4,370
Premises and equipment expense	$583,000	3,251
Additional noninterest expense	$699,000	5,169
Pre-tax net operating income	$2,075,000	3,253
Securities gains (losses)	$6,000	3,324
Applicable income taxes	$642,000	3,231
Income before extraordinary items	$1,439,000	3,363
Extraordinary gains, net	$0	32
Net income	$1,439,000	3,363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,253
Cash dividends	$2,900,000	1,015
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,434,860	3,280
1997-12-31 (YTD Data)		Rank
Total interest income	$7,576,000	4,190
Total interest expense	$3,564,000	4,079
Net interest income	$4,012,000	4,230
Provision for loan and lease losses	$0	8,829
Total noninterest income	$940,000	3,198
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$196,000	5,391
Trading account gains and fees	NA	NA
Additional Noninterest Income	$744,000	2,132
Total noninterest expense	$2,663,000	4,535
Salaries and employee benefits	$1,337,000	4,675
Premises and equipment expense	$650,000	2,939
Additional noninterest expense	$676,000	5,352
Pre-tax net operating income	$2,289,000	3,138
Securities gains (losses)	$-19,000	10,340
Applicable income taxes	$715,000	3,188
Income before extraordinary items	$1,555,000	3,261
Extraordinary gains, net	$0	44
Net income	$1,555,000	3,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,380
Cash dividends	$300,000	4,516
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,568,110	3,162
1996-12-31 (YTD Data)		Rank
Total interest income	$6,800,000	4,687
Total interest expense	$3,281,000	4,426
Net interest income	$3,519,000	4,809
Provision for loan and lease losses	$0	9,041
Total noninterest income	$846,000	3,546
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$165,000	6,204
Trading account gains and fees	NA	NA
Additional Noninterest Income	$681,000	2,350
Total noninterest expense	$2,330,000	5,290
Salaries and employee benefits	$1,226,000	5,100
Premises and equipment expense	$528,000	3,616
Additional noninterest expense	$576,000	6,511
Pre-tax net operating income	$2,035,000	3,383
Securities gains (losses)	$4,000	3,123
Applicable income taxes	$484,000	4,251
Income before extraordinary items	$1,555,000	3,090
Extraordinary gains, net	$0	53
Net income	$1,555,000	3,092
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-90,000	11,197
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,551,960	3,057
1995-12-31 (YTD Data)		Rank
Total interest income	$6,453,000	4,886
Total interest expense	$3,146,000	4,544
Net interest income	$3,307,000	5,098
Provision for loan and lease losses	$50,000	6,165
Total noninterest income	$763,000	3,817
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$173,000	6,200
Trading account gains and fees	NA	NA
Additional Noninterest Income	$590,000	2,564
Total noninterest expense	$2,323,000	5,308
Salaries and employee benefits	$1,248,000	5,038
Premises and equipment expense	$487,000	3,845
Additional noninterest expense	$588,000	6,609
Pre-tax net operating income	$1,697,000	4,036
Securities gains (losses)	$-57,000	11,246
Applicable income taxes	$418,000	4,795
Income before extraordinary items	$1,222,000	3,903
Extraordinary gains, net	$0	65
Net income	$1,222,000	3,901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	10,842
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,264,750	3,751
1994-12-31 (YTD Data)		Rank
Total interest income	$5,578,000	5,179
Total interest expense	$2,153,000	5,271
Net interest income	$3,425,000	5,032
Provision for loan and lease losses	$31,000	7,056
Total noninterest income	$385,000	6,284
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$186,000	6,148
Trading account gains and fees	NA	NA
Additional Noninterest Income	$199,000	5,282
Total noninterest expense	$2,073,000	6,025
Salaries and employee benefits	$1,167,000	5,379
Premises and equipment expense	$273,000	6,120
Additional noninterest expense	$633,000	6,795
Pre-tax net operating income	$1,706,000	3,952
Securities gains (losses)	$-32,000	10,707
Applicable income taxes	$507,000	4,014
Income before extraordinary items	$1,167,000	3,960
Extraordinary gains, net	$0	249
Net income	$1,167,000	3,964
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$161,000	2,857
Cash dividends	$465,000	3,396
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,189,400	3,925
1993-12-31 (YTD Data)		Rank
Total interest income	$5,609,000	5,241
Total interest expense	$2,168,000	5,443
Net interest income	$3,441,000	5,030
Provision for loan and lease losses	$420,000	2,359
Total noninterest income	$292,000	7,784
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$175,000	6,478
Trading account gains and fees	NA	NA
Additional Noninterest Income	$117,000	7,385
Total noninterest expense	$2,085,000	6,111
Salaries and employee benefits	$1,137,000	5,483
Premises and equipment expense	$305,000	5,763
Additional noninterest expense	$643,000	6,987
Pre-tax net operating income	$1,228,000	5,104
Securities gains (losses)	$24,000	4,420
Applicable income taxes	$289,000	6,213
Income before extraordinary items	$963,000	4,821
Extraordinary gains, net	$0	3,149
Net income	$963,000	4,968
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	3,141
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$944,520	4,682
1992-12-31 (YTD Data)		Rank
Total interest income	$6,388,000	5,217
Total interest expense	$2,894,000	5,307
Net interest income	$3,494,000	5,013
Provision for loan and lease losses	$625,000	2,561
Total noninterest income	$332,000	7,326
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$170,000	6,609
Trading account gains and fees	NA	NA
Additional Noninterest Income	$162,000	6,369
Total noninterest expense	$1,953,000	6,500
Salaries and employee benefits	$1,128,000	5,468
Premises and equipment expense	$278,000	6,313
Additional noninterest expense	$547,000	8,017
Pre-tax net operating income	$1,248,000	4,762
Securities gains (losses)	$-35,000	13,611
Applicable income taxes	$252,000	6,625
Income before extraordinary items	$961,000	4,664
Extraordinary gains, net	$0	1,422
Net income	$961,000	4,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$170,000	4,592
Cash dividends	$249,000	4,524
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$988,650	4,224

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.