Home > Security State Bank > Income and Expense

Security State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$33,777,0001,275
Total interest expense$14,240,0001,013
Net interest income$19,537,0001,465
Provision for loan and lease losses$253,0001,802
Total noninterest income$2,205,0001,908
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,061,000955
Trading account gains and feesNANA
Additional Noninterest Income$1,144,0002,155
Total noninterest expense$13,321,0001,678
Salaries and employee benefits$8,814,0001,481
Premises and equipment expense$1,189,0001,817
Additional noninterest expense$1,144,0002,155
Pre-tax net operating income$8,168,0001,377
Securities gains (losses)$0988
Applicable income taxes$1,242,0001,296
Income before extraordinary items$6,926,0001,354
Extraordinary gains, net$054
Net income$6,926,0001,369
Minority interest net income$088
Net income of bank and minority interests.$6,926,0001,356
Net charge-offs$17,0002,260
Cash dividends$2,400,0001,375
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,926,0001,378
2023-09-30 (YTD Data)Rank
Total interest income$24,668,0001,277
Total interest expense$9,772,0001,006
Net interest income$14,896,0001,459
Provision for loan and lease losses$117,0002,044
Total noninterest income$1,658,0001,904
Gross Fiduciary activities income$0950
Service charges on deposit accounts$786,000962
Trading account gains and feesNANA
Additional Noninterest Income$872,0002,128
Total noninterest expense$9,896,0001,680
Salaries and employee benefits$6,645,0001,471
Premises and equipment expense$898,0001,819
Additional noninterest expense$872,0002,128
Pre-tax net operating income$6,541,0001,361
Securities gains (losses)$0849
Applicable income taxes$1,056,0001,249
Income before extraordinary items$5,485,0001,344
Extraordinary gains, net$052
Net income$5,485,0001,354
Minority interest net income$081
Net income of bank and minority interests.$5,485,0001,344
Net charge-offs$23,0001,832
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,485,0001,361
2023-06-30 (YTD Data)Rank
Total interest income$16,310,0001,256
Total interest expense$5,938,000991
Net interest income$10,372,0001,422
Provision for loan and lease losses$117,0001,742
Total noninterest income$1,112,0001,843
Gross Fiduciary activities income$0931
Service charges on deposit accounts$514,000960
Trading account gains and feesNANA
Additional Noninterest Income$598,0002,013
Total noninterest expense$6,620,0001,676
Salaries and employee benefits$4,464,0001,450
Premises and equipment expense$594,0001,813
Additional noninterest expense$598,0002,010
Pre-tax net operating income$4,747,0001,255
Securities gains (losses)$0938
Applicable income taxes$754,0001,204
Income before extraordinary items$3,993,0001,253
Extraordinary gains, net$051
Net income$3,993,0001,264
Minority interest net income$081
Net income of bank and minority interests.$3,993,0001,253
Net charge-offs$10,0001,813
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,993,0001,268
2023-03-31 (YTD Data)Rank
Total interest income$7,942,0001,263
Total interest expense$2,658,000965
Net interest income$5,284,0001,401
Provision for loan and lease losses$02,612
Total noninterest income$540,0001,865
Gross Fiduciary activities income$0913
Service charges on deposit accounts$256,000976
Trading account gains and feesNANA
Additional Noninterest Income$284,0002,062
Total noninterest expense$3,348,0001,673
Salaries and employee benefits$2,251,0001,473
Premises and equipment expense$313,0001,786
Additional noninterest expense$284,0002,062
Pre-tax net operating income$2,476,0001,243
Securities gains (losses)$0950
Applicable income taxes$374,0001,215
Income before extraordinary items$2,102,0001,229
Extraordinary gains, net$04
Net income$2,102,0001,229
Minority interest net income$048
Net income of bank and minority interests.$2,102,0001,229
Net charge-offs$-1,0003,238
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,102,0001,255
2022-12-31 (YTD Data)Rank
Total interest income$26,151,0001,274
Total interest expense$3,549,0001,028
Net interest income$22,602,0001,303
Provision for loan and lease losses$465,0001,271
Total noninterest income$2,199,0001,945
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,037,000987
Trading account gains and feesNANA
Additional Noninterest Income$1,162,0002,180
Total noninterest expense$12,527,0001,725
Salaries and employee benefits$8,415,0001,501
Premises and equipment expense$1,187,0001,834
Additional noninterest expense$1,162,0002,180
Pre-tax net operating income$11,809,0001,129
Securities gains (losses)$0691
Applicable income taxes$1,895,0001,116
Income before extraordinary items$9,914,0001,114
Extraordinary gains, net$05
Net income$9,914,0001,113
Minority interest net income$063
Net income of bank and minority interests.$9,914,0001,114
Net charge-offs$79,0001,342
Cash dividends$3,600,0001,004
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,914,0001,139
2022-09-30 (YTD Data)Rank
Total interest income$18,570,0001,284
Total interest expense$1,748,0001,144
Net interest income$16,822,0001,294
Provision for loan and lease losses$02,835
Total noninterest income$1,658,0001,969
Gross Fiduciary activities income$0968
Service charges on deposit accounts$773,0001,002
Trading account gains and feesNANA
Additional Noninterest Income$885,0002,194
Total noninterest expense$9,398,0001,716
Salaries and employee benefits$6,374,0001,498
Premises and equipment expense$863,0001,882
Additional noninterest expense$885,0002,194
Pre-tax net operating income$9,082,0001,104
Securities gains (losses)$0740
Applicable income taxes$1,670,0001,000
Income before extraordinary items$7,412,0001,108
Extraordinary gains, net$04
Net income$7,412,0001,107
Minority interest net income$057
Net income of bank and minority interests.$7,412,0001,108
Net charge-offs$10,0001,827
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,412,0001,130
2022-06-30 (YTD Data)Rank
Total interest income$11,532,0001,311
Total interest expense$872,0001,279
Net interest income$10,660,0001,315
Provision for loan and lease losses$02,599
Total noninterest income$1,089,0001,973
Gross Fiduciary activities income$0925
Service charges on deposit accounts$493,0001,018
Trading account gains and feesNANA
Additional Noninterest Income$596,0002,201
Total noninterest expense$6,212,0001,708
Salaries and employee benefits$4,235,0001,501
Premises and equipment expense$559,0001,914
Additional noninterest expense$1,418,0002,081
Pre-tax net operating income$5,537,0001,120
Securities gains (losses)$0687
Applicable income taxes$975,0001,027
Income before extraordinary items$4,562,0001,119
Extraordinary gains, net$04
Net income$4,562,0001,118
Minority interest net income$060
Net income of bank and minority interests.$4,562,0001,119
Net charge-offs$7,0001,686
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,562,0001,144
2022-03-31 (YTD Data)Rank
Total interest income$5,477,0001,332
Total interest expense$363,0001,419
Net interest income$5,114,0001,320
Provision for loan and lease losses$02,285
Total noninterest income$518,0002,032
Gross Fiduciary activities income$0892
Service charges on deposit accounts$240,0001,030
Trading account gains and feesNANA
Additional Noninterest Income$278,0002,262
Total noninterest expense$3,126,0001,690
Salaries and employee benefits$2,125,0001,501
Premises and equipment expense$271,0001,966
Additional noninterest expense$730,0002,035
Pre-tax net operating income$2,506,0001,153
Securities gains (losses)$0623
Applicable income taxes$453,0001,031
Income before extraordinary items$2,053,0001,175
Extraordinary gains, net$04
Net income$2,053,0001,175
Minority interest net income$050
Net income of bank and minority interests.$2,053,0001,175
Net charge-offs$2,0001,559
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,053,0001,185
2021-12-31 (YTD Data)Rank
Total interest income$22,795,0001,323
Total interest expense$1,839,0001,414
Net interest income$20,956,0001,308
Provision for loan and lease losses$35,0002,695
Total noninterest income$2,011,0002,212
Gross Fiduciary activities income$0994
Service charges on deposit accounts$883,0001,058
Trading account gains and feesNANA
Additional Noninterest Income$1,128,0002,505
Total noninterest expense$11,577,0001,780
Salaries and employee benefits$7,760,0001,597
Premises and equipment expense$1,232,0001,790
Additional noninterest expense$2,585,0002,208
Pre-tax net operating income$11,355,0001,167
Securities gains (losses)$51,0001,113
Applicable income taxes$1,853,0001,151
Income before extraordinary items$9,553,0001,185
Extraordinary gains, net$010
Net income$9,553,0001,185
Minority interest net income$074
Net income of bank and minority interests.$9,553,0001,185
Net charge-offs$-15,0003,759
Cash dividends$3,600,0001,024
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,510,1601,172
2021-09-30 (YTD Data)Rank
Total interest income$17,157,0001,353
Total interest expense$1,480,0001,416
Net interest income$15,677,0001,334
Provision for loan and lease losses$35,0002,525
Total noninterest income$1,487,0002,281
Gross Fiduciary activities income$0957
Service charges on deposit accounts$640,0001,084
Trading account gains and feesNANA
Additional Noninterest Income$847,0002,557
Total noninterest expense$8,581,0001,802
Salaries and employee benefits$5,744,0001,619
Premises and equipment expense$939,0001,792
Additional noninterest expense$1,898,0002,236
Pre-tax net operating income$8,548,0001,206
Securities gains (losses)$51,0001,044
Applicable income taxes$1,763,0001,034
Income before extraordinary items$6,836,0001,273
Extraordinary gains, net$08
Net income$6,836,0001,273
Minority interest net income$069
Net income of bank and minority interests.$6,836,0001,273
Net charge-offs$-20,0003,887
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,795,7101,260
2021-06-30 (YTD Data)Rank
Total interest income$11,159,0001,365
Total interest expense$1,024,0001,427
Net interest income$10,135,0001,365
Provision for loan and lease losses$35,0002,321
Total noninterest income$975,0002,267
Gross Fiduciary activities income$0951
Service charges on deposit accounts$406,0001,087
Trading account gains and feesNANA
Additional Noninterest Income$569,0002,504
Total noninterest expense$5,650,0001,808
Salaries and employee benefits$3,764,0001,631
Premises and equipment expense$624,0001,797
Additional noninterest expense$1,262,0002,220
Pre-tax net operating income$5,425,0001,240
Securities gains (losses)$51,000878
Applicable income taxes$1,123,0001,055
Income before extraordinary items$4,353,0001,307
Extraordinary gains, net$06
Net income$4,353,0001,307
Minority interest net income$067
Net income of bank and minority interests.$4,353,0001,307
Net charge-offs$-16,0003,970
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,312,7101,289
2021-03-31 (YTD Data)Rank
Total interest income$5,601,0001,360
Total interest expense$528,0001,458
Net interest income$5,073,0001,351
Provision for loan and lease losses$35,0001,935
Total noninterest income$480,0002,275
Gross Fiduciary activities income$0922
Service charges on deposit accounts$203,0001,071
Trading account gains and feesNANA
Additional Noninterest Income$277,0002,530
Total noninterest expense$2,844,0001,792
Salaries and employee benefits$1,932,0001,593
Premises and equipment expense$279,0001,936
Additional noninterest expense$633,0002,176
Pre-tax net operating income$2,674,0001,242
Securities gains (losses)$01,392
Applicable income taxes$539,0001,086
Income before extraordinary items$2,135,0001,334
Extraordinary gains, net$03
Net income$2,135,0001,333
Minority interest net income$055
Net income of bank and minority interests.$2,135,0001,334
Net charge-offs$-16,0004,237
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,135,0001,302
2020-12-31 (YTD Data)Rank
Total interest income$23,508,0001,288
Total interest expense$3,844,0001,209
Net interest income$19,664,0001,304
Provision for loan and lease losses$1,140,0001,482
Total noninterest income$2,105,0002,063
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$932,0001,007
Trading account gains and feesNANA
Additional Noninterest Income$1,173,0002,323
Total noninterest expense$11,041,0001,814
Salaries and employee benefits$7,287,0001,627
Premises and equipment expense$1,285,0001,711
Additional noninterest expense$2,469,0002,220
Pre-tax net operating income$9,588,0001,098
Securities gains (losses)$02,675
Applicable income taxes$1,588,0001,091
Income before extraordinary items$8,000,0001,144
Extraordinary gains, net$04
Net income$8,000,0001,144
Minority interest net income$072
Net income of bank and minority interests.$8,000,0001,144
Net charge-offs$72,0002,198
Cash dividends$3,000,0001,116
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,000,0001,110
2020-09-30 (YTD Data)Rank
Total interest income$17,668,0001,290
Total interest expense$3,183,0001,173
Net interest income$14,485,0001,317
Provision for loan and lease losses$990,0001,382
Total noninterest income$1,619,0001,999
Gross Fiduciary activities income$0981
Service charges on deposit accounts$690,0001,015
Trading account gains and feesNANA
Additional Noninterest Income$929,0002,216
Total noninterest expense$8,401,0001,773
Salaries and employee benefits$5,557,0001,591
Premises and equipment expense$993,0001,668
Additional noninterest expense$1,851,0002,191
Pre-tax net operating income$6,713,0001,122
Securities gains (losses)$02,494
Applicable income taxes$1,122,0001,097
Income before extraordinary items$5,591,0001,162
Extraordinary gains, net$04
Net income$5,591,0001,162
Minority interest net income$065
Net income of bank and minority interests.$5,591,0001,162
Net charge-offs$63,0001,933
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,591,0001,129
2020-06-30 (YTD Data)Rank
Total interest income$12,383,0001,255
Total interest expense$2,421,0001,117
Net interest income$9,962,0001,272
Provision for loan and lease losses$990,0001,103
Total noninterest income$953,0002,068
Gross Fiduciary activities income$0970
Service charges on deposit accounts$469,0001,011
Trading account gains and feesNANA
Additional Noninterest Income$484,0002,399
Total noninterest expense$5,750,0001,733
Salaries and employee benefits$3,832,0001,540
Premises and equipment expense$672,0001,647
Additional noninterest expense$1,246,0002,175
Pre-tax net operating income$4,175,0001,133
Securities gains (losses)$02,249
Applicable income taxes$694,0001,092
Income before extraordinary items$3,481,0001,162
Extraordinary gains, net$04
Net income$3,481,0001,162
Minority interest net income$065
Net income of bank and minority interests.$3,481,0001,162
Net charge-offs$26,0002,071
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,481,0001,134
2020-03-31 (YTD Data)Rank
Total interest income$6,088,0001,284
Total interest expense$1,383,0001,093
Net interest income$4,705,0001,323
Provision for loan and lease losses$180,0001,515
Total noninterest income$504,0001,938
Gross Fiduciary activities income$0941
Service charges on deposit accounts$275,0001,027
Trading account gains and feesNANA
Additional Noninterest Income$229,0002,287
Total noninterest expense$2,870,0001,749
Salaries and employee benefits$1,902,0001,569
Premises and equipment expense$356,0001,594
Additional noninterest expense$612,0002,216
Pre-tax net operating income$2,159,000982
Securities gains (losses)$01,705
Applicable income taxes$367,000933
Income before extraordinary items$1,792,0001,021
Extraordinary gains, net$04
Net income$1,792,0001,021
Minority interest net income$056
Net income of bank and minority interests.$1,792,0001,021
Net charge-offs$3,0002,231
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,792,0001,011
2019-12-31 (YTD Data)Rank
Total interest income$24,354,0001,279
Total interest expense$5,591,0001,130
Net interest income$18,763,0001,319
Provision for loan and lease losses$265,0002,085
Total noninterest income$2,036,0001,949
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,092,0001,069
Trading account gains and feesNANA
Additional Noninterest Income$944,0002,324
Total noninterest expense$11,112,0001,758
Salaries and employee benefits$7,304,0001,572
Premises and equipment expense$1,466,0001,524
Additional noninterest expense$2,342,0002,313
Pre-tax net operating income$9,422,0001,095
Securities gains (losses)$02,379
Applicable income taxes$1,607,0001,052
Income before extraordinary items$7,815,0001,139
Extraordinary gains, net$011
Net income$7,815,0001,141
Minority interest net income$076
Net income of bank and minority interests.$7,815,0001,141
Net charge-offs$-4,0004,311
Cash dividends$3,000,0001,180
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,815,0001,117
2019-09-30 (YTD Data)Rank
Total interest income$18,195,0001,297
Total interest expense$4,155,0001,145
Net interest income$14,040,0001,329
Provision for loan and lease losses$265,0001,726
Total noninterest income$1,531,0001,958
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$808,0001,086
Trading account gains and feesNANA
Additional Noninterest Income$723,0002,285
Total noninterest expense$8,383,0001,753
Salaries and employee benefits$5,537,0001,562
Premises and equipment expense$1,077,0001,571
Additional noninterest expense$1,769,0002,295
Pre-tax net operating income$6,923,0001,140
Securities gains (losses)$02,167
Applicable income taxes$1,124,0001,141
Income before extraordinary items$5,799,0001,166
Extraordinary gains, net$011
Net income$5,799,0001,167
Minority interest net income$072
Net income of bank and minority interests.$5,799,0001,167
Net charge-offs$39,0002,382
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,799,0001,144
2019-06-30 (YTD Data)Rank
Total interest income$12,024,0001,304
Total interest expense$2,679,0001,154
Net interest income$9,345,0001,336
Provision for loan and lease losses$265,0001,338
Total noninterest income$993,0001,968
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$521,0001,097
Trading account gains and feesNANA
Additional Noninterest Income$472,0002,273
Total noninterest expense$5,631,0001,751
Salaries and employee benefits$3,704,0001,564
Premises and equipment expense$694,0001,621
Additional noninterest expense$1,233,0002,245
Pre-tax net operating income$4,442,0001,146
Securities gains (losses)$01,702
Applicable income taxes$760,0001,100
Income before extraordinary items$3,682,0001,189
Extraordinary gains, net$011
Net income$3,682,0001,189
Minority interest net income$069
Net income of bank and minority interests.$3,682,0001,189
Net charge-offs$32,0002,131
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,682,0001,164
2019-03-31 (YTD Data)Rank
Total interest income$5,967,0001,307
Total interest expense$1,268,0001,180
Net interest income$4,699,0001,330
Provision for loan and lease losses$125,0001,307
Total noninterest income$495,0001,932
Gross Fiduciary activities income$0972
Service charges on deposit accounts$253,0001,118
Trading account gains and feesNANA
Additional Noninterest Income$242,0002,190
Total noninterest expense$2,829,0001,751
Salaries and employee benefits$1,863,0001,563
Premises and equipment expense$337,0001,686
Additional noninterest expense$629,0002,208
Pre-tax net operating income$2,240,0001,123
Securities gains (losses)$01,087
Applicable income taxes$372,0001,100
Income before extraordinary items$1,868,0001,151
Extraordinary gains, net$05
Net income$1,868,0001,150
Minority interest net income$052
Net income of bank and minority interests.$1,868,0001,150
Net charge-offs$2,0002,456
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,868,0001,130
2018-12-31 (YTD Data)Rank
Total interest income$22,848,0001,287
Total interest expense$3,586,0001,237
Net interest income$19,262,0001,281
Provision for loan and lease losses$480,0001,491
Total noninterest income$1,945,0002,018
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,066,0001,114
Trading account gains and feesNANA
Additional Noninterest Income$879,0002,385
Total noninterest expense$10,764,0001,783
Salaries and employee benefits$6,955,0001,611
Premises and equipment expense$1,416,0001,582
Additional noninterest expense$2,393,0002,295
Pre-tax net operating income$9,963,0001,036
Securities gains (losses)$17,000610
Applicable income taxes$1,694,000973
Income before extraordinary items$8,286,0001,071
Extraordinary gains, net$06
Net income$8,286,0001,070
Minority interest net income$072
Net income of bank and minority interests.$8,286,0001,070
Net charge-offs$12,0003,283
Cash dividends$3,000,0001,074
Sale, conversion, retirement of capital stock, net$13,000,00048
Net operating income$8,271,8901,071
2018-09-30 (YTD Data)Rank
Total interest income$17,102,0001,280
Total interest expense$2,487,0001,260
Net interest income$14,615,0001,267
Provision for loan and lease losses$480,0001,159
Total noninterest income$1,431,0002,055
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$772,0001,139
Trading account gains and feesNANA
Additional Noninterest Income$659,0002,409
Total noninterest expense$8,145,0001,775
Salaries and employee benefits$5,303,0001,588
Premises and equipment expense$1,078,0001,571
Additional noninterest expense$1,764,0002,314
Pre-tax net operating income$7,421,0001,054
Securities gains (losses)$17,000605
Applicable income taxes$1,240,0001,016
Income before extraordinary items$6,198,0001,068
Extraordinary gains, net$05
Net income$6,198,0001,067
Minority interest net income$066
Net income of bank and minority interests.$6,198,0001,067
Net charge-offs$4,0003,250
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,183,8901,066
2018-06-30 (YTD Data)Rank
Total interest income$11,329,0001,272
Total interest expense$1,497,0001,287
Net interest income$9,832,0001,258
Provision for loan and lease losses$480,000846
Total noninterest income$931,0002,088
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$499,0001,165
Trading account gains and feesNANA
Additional Noninterest Income$432,0002,428
Total noninterest expense$5,430,0001,781
Salaries and employee benefits$3,550,0001,597
Premises and equipment expense$714,0001,590
Additional noninterest expense$1,166,0002,347
Pre-tax net operating income$4,853,0001,047
Securities gains (losses)$17,000504
Applicable income taxes$824,000999
Income before extraordinary items$4,046,0001,068
Extraordinary gains, net$06
Net income$4,046,0001,067
Minority interest net income$065
Net income of bank and minority interests.$4,046,0001,067
Net charge-offs$1,0003,095
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,031,8901,064
2018-03-31 (YTD Data)Rank
Total interest income$5,573,0001,270
Total interest expense$696,0001,316
Net interest income$4,877,0001,263
Provision for loan and lease losses$120,0001,317
Total noninterest income$459,0002,080
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$248,0001,179
Trading account gains and feesNANA
Additional Noninterest Income$211,0002,410
Total noninterest expense$2,694,0001,811
Salaries and employee benefits$1,780,0001,607
Premises and equipment expense$354,0001,629
Additional noninterest expense$560,0002,417
Pre-tax net operating income$2,522,0001,005
Securities gains (losses)$17,000365
Applicable income taxes$407,000996
Income before extraordinary items$2,132,0001,017
Extraordinary gains, net$07
Net income$2,132,0001,016
Minority interest net income$052
Net income of bank and minority interests.$2,132,0001,017
Net charge-offs$1,0002,559
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,117,7201,010
2017-12-31 (YTD Data)Rank
Total interest income$20,915,0001,302
Total interest expense$2,102,0001,484
Net interest income$18,813,0001,282
Provision for loan and lease losses$180,0002,471
Total noninterest income$2,002,0002,025
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,083,0001,114
Trading account gains and feesNANA
Additional Noninterest Income$919,0002,382
Total noninterest expense$11,014,0001,737
Salaries and employee benefits$7,196,0001,544
Premises and equipment expense$1,442,0001,569
Additional noninterest expense$2,376,0002,333
Pre-tax net operating income$9,621,0001,016
Securities gains (losses)$02,243
Applicable income taxes$2,241,0001,194
Income before extraordinary items$7,380,000974
Extraordinary gains, net$09
Net income$7,380,000974
Minority interest net income$076
Net income of bank and minority interests.$7,380,000974
Net charge-offs$25,0003,327
Cash dividends$2,500,0001,179
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,380,000963
2017-09-30 (YTD Data)Rank
Total interest income$15,470,0001,314
Total interest expense$1,421,0001,587
Net interest income$14,049,0001,288
Provision for loan and lease losses$135,0002,385
Total noninterest income$1,497,0002,055
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$808,0001,122
Trading account gains and feesNANA
Additional Noninterest Income$689,0002,413
Total noninterest expense$8,307,0001,726
Salaries and employee benefits$5,450,0001,530
Premises and equipment expense$1,048,0001,614
Additional noninterest expense$1,809,0002,320
Pre-tax net operating income$7,104,0001,052
Securities gains (losses)$02,274
Applicable income taxes$1,867,000959
Income before extraordinary items$5,237,0001,118
Extraordinary gains, net$09
Net income$5,237,0001,118
Minority interest net income$071
Net income of bank and minority interests.$5,237,0001,118
Net charge-offs$14,0003,140
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,237,0001,102
2017-06-30 (YTD Data)Rank
Total interest income$10,091,0001,335
Total interest expense$845,0001,700
Net interest income$9,246,0001,302
Provision for loan and lease losses$90,0002,313
Total noninterest income$995,0002,058
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$530,0001,127
Trading account gains and feesNANA
Additional Noninterest Income$465,0002,410
Total noninterest expense$5,536,0001,737
Salaries and employee benefits$3,636,0001,534
Premises and equipment expense$690,0001,640
Additional noninterest expense$1,210,0002,312
Pre-tax net operating income$4,615,0001,052
Securities gains (losses)$01,906
Applicable income taxes$1,189,000980
Income before extraordinary items$3,426,0001,117
Extraordinary gains, net$011
Net income$3,426,0001,117
Minority interest net income$071
Net income of bank and minority interests.$3,426,0001,117
Net charge-offs$16,0002,704
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,426,0001,104
2017-03-31 (YTD Data)Rank
Total interest income$4,939,0001,345
Total interest expense$394,0001,775
Net interest income$4,545,0001,304
Provision for loan and lease losses$45,0002,149
Total noninterest income$481,0002,104
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$261,0001,150
Trading account gains and feesNANA
Additional Noninterest Income$220,0002,457
Total noninterest expense$2,779,0001,755
Salaries and employee benefits$1,825,0001,548
Premises and equipment expense$337,0001,705
Additional noninterest expense$617,0002,263
Pre-tax net operating income$2,202,0001,080
Securities gains (losses)$01,153
Applicable income taxes$563,000992
Income before extraordinary items$1,639,0001,145
Extraordinary gains, net$08
Net income$1,639,0001,144
Minority interest net income$055
Net income of bank and minority interests.$1,639,0001,145
Net charge-offs$4,0002,506
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,639,0001,126
2016-12-31 (YTD Data)Rank
Total interest income$18,174,0001,402
Total interest expense$1,272,0002,032
Net interest income$16,902,0001,352
Provision for loan and lease losses$77,0003,336
Total noninterest income$2,082,0002,068
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,093,0001,114
Trading account gains and fees$0170
Additional Noninterest Income$989,0002,415
Total noninterest expense$10,536,0001,811
Salaries and employee benefits$6,948,0001,564
Premises and equipment expense$1,189,0001,881
Additional noninterest expense$2,399,0002,390
Pre-tax net operating income$8,371,0001,064
Securities gains (losses)$163,000994
Applicable income taxes$2,233,000958
Income before extraordinary items$6,301,0001,148
Extraordinary gains, net$05
Net income$6,301,0001,147
Minority interest net income$082
Net income of bank and minority interests.$6,301,0001,147
Net charge-offs$20,0003,632
Cash dividends$2,500,0001,167
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,180,3801,136
2016-09-30 (YTD Data)Rank
Total interest income$13,423,0001,421
Total interest expense$907,0002,117
Net interest income$12,516,0001,370
Provision for loan and lease losses$51,0003,302
Total noninterest income$1,575,0002,061
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$763,0001,184
Trading account gains and fees$0169
Additional Noninterest Income$812,0002,302
Total noninterest expense$7,931,0001,807
Salaries and employee benefits$5,317,0001,523
Premises and equipment expense$835,0001,981
Additional noninterest expense$1,779,0002,412
Pre-tax net operating income$6,109,0001,105
Securities gains (losses)$163,000922
Applicable income taxes$1,634,0001,011
Income before extraordinary items$4,638,0001,181
Extraordinary gains, net$05
Net income$4,638,0001,181
Minority interest net income$071
Net income of bank and minority interests.$4,638,0001,181
Net charge-offs$6,0003,575
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,517,3801,171
2016-06-30 (YTD Data)Rank
Total interest income$8,837,0001,438
Total interest expense$573,0002,217
Net interest income$8,264,0001,382
Provision for loan and lease losses$26,0003,403
Total noninterest income$978,0002,145
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$491,0001,210
Trading account gains and fees$0157
Additional Noninterest Income$487,0002,410
Total noninterest expense$5,228,0001,827
Salaries and employee benefits$3,572,0001,521
Premises and equipment expense$529,0002,065
Additional noninterest expense$1,127,0002,526
Pre-tax net operating income$3,988,0001,109
Securities gains (losses)$153,000726
Applicable income taxes$1,108,0001,005
Income before extraordinary items$3,033,0001,190
Extraordinary gains, net$016
Net income$3,033,0001,190
Minority interest net income$071
Net income of bank and minority interests.$3,033,0001,190
Net charge-offs$2,0003,496
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,921,3101,181
2016-03-31 (YTD Data)Rank
Total interest income$4,408,0001,436
Total interest expense$267,0002,333
Net interest income$4,141,0001,380
Provision for loan and lease losses$03,656
Total noninterest income$482,0002,111
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$246,0001,207
Trading account gains and fees$0142
Additional Noninterest Income$236,0002,414
Total noninterest expense$2,595,0001,851
Salaries and employee benefits$1,783,0001,529
Premises and equipment expense$259,0002,103
Additional noninterest expense$553,0002,562
Pre-tax net operating income$2,028,0001,076
Securities gains (losses)$02,077
Applicable income taxes$581,000954
Income before extraordinary items$1,447,0001,216
Extraordinary gains, net$012
Net income$1,447,0001,216
Minority interest net income$062
Net income of bank and minority interests.$1,447,0001,217
Net charge-offs$4,0002,652
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,447,0001,180
2015-12-31 (YTD Data)Rank
Total interest income$17,224,0001,440
Total interest expense$1,350,0001,931
Net interest income$15,874,0001,401
Provision for loan and lease losses$04,380
Total noninterest income$2,360,0001,893
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,137,0001,096
Trading account gains and fees$0159
Additional Noninterest Income$1,223,0002,116
Total noninterest expense$9,865,0001,922
Salaries and employee benefits$6,673,0001,577
Premises and equipment expense$1,012,0002,160
Additional noninterest expense$2,180,0002,610
Pre-tax net operating income$8,369,0001,033
Securities gains (losses)$36,0001,872
Applicable income taxes$2,338,000894
Income before extraordinary items$6,067,0001,156
Extraordinary gains, net$023
Net income$6,067,0001,156
Minority interest net income$081
Net income of bank and minority interests.$6,067,0001,156
Net charge-offs$86,0002,801
Cash dividends$2,500,0001,129
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,041,0801,136
2015-09-30 (YTD Data)Rank
Total interest income$12,749,0001,462
Total interest expense$1,064,0001,871
Net interest income$11,685,0001,437
Provision for loan and lease losses$04,232
Total noninterest income$1,857,0001,850
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$873,0001,077
Trading account gains and fees$0153
Additional Noninterest Income$984,0002,048
Total noninterest expense$7,229,0001,965
Salaries and employee benefits$5,014,0001,582
Premises and equipment expense$692,0002,329
Additional noninterest expense$1,523,0002,753
Pre-tax net operating income$6,313,0001,043
Securities gains (losses)$36,0001,686
Applicable income taxes$1,794,000912
Income before extraordinary items$4,555,0001,171
Extraordinary gains, net$021
Net income$4,555,0001,170
Minority interest net income$078
Net income of bank and minority interests.$4,555,0001,171
Net charge-offs$44,0002,872
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,529,0801,145
2015-06-30 (YTD Data)Rank
Total interest income$8,412,0001,478
Total interest expense$723,0001,844
Net interest income$7,689,0001,459
Provision for loan and lease losses$04,069
Total noninterest income$1,189,0001,921
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$602,0001,012
Trading account gains and fees$0157
Additional Noninterest Income$587,0002,218
Total noninterest expense$4,763,0002,004
Salaries and employee benefits$3,345,0001,589
Premises and equipment expense$446,0002,405
Additional noninterest expense$972,0002,870
Pre-tax net operating income$4,115,0001,061
Securities gains (losses)$36,0001,419
Applicable income taxes$1,156,000929
Income before extraordinary items$2,995,0001,174
Extraordinary gains, net$022
Net income$2,995,0001,174
Minority interest net income$075
Net income of bank and minority interests.$2,995,0001,175
Net charge-offs$-2,0004,729
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,969,0801,148
2015-03-31 (YTD Data)Rank
Total interest income$4,143,0001,500
Total interest expense$367,0001,835
Net interest income$3,776,0001,477
Provision for loan and lease losses$03,703
Total noninterest income$560,0001,968
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$291,0001,033
Trading account gains and fees$0152
Additional Noninterest Income$269,0002,262
Total noninterest expense$2,383,0001,994
Salaries and employee benefits$1,668,0001,605
Premises and equipment expense$227,0002,409
Additional noninterest expense$488,0002,840
Pre-tax net operating income$1,953,0001,084
Securities gains (losses)$36,000992
Applicable income taxes$556,000949
Income before extraordinary items$1,433,0001,172
Extraordinary gains, net$013
Net income$1,433,0001,173
Minority interest net income$064
Net income of bank and minority interests.$1,433,0001,173
Net charge-offs$6,0002,677
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,407,0801,157
2014-12-31 (YTD Data)Rank
Total interest income$17,088,0001,464
Total interest expense$1,556,0001,836
Net interest income$15,532,0001,428
Provision for loan and lease losses$04,603
Total noninterest income$2,293,0001,920
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,181,0001,122
Trading account gains and fees$0180
Additional Noninterest Income$1,112,0002,180
Total noninterest expense$9,202,0002,046
Salaries and employee benefits$6,194,0001,677
Premises and equipment expense$966,0002,309
Additional noninterest expense$2,042,0002,837
Pre-tax net operating income$8,623,000959
Securities gains (losses)$748,000274
Applicable income taxes$2,701,000778
Income before extraordinary items$6,670,0001,002
Extraordinary gains, net$017
Net income$6,670,0001,001
Minority interest net income$084
Net income of bank and minority interests.$6,670,0001,001
Net charge-offs$73,0003,459
Cash dividends$2,500,0001,074
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,138,9201,048
2014-09-30 (YTD Data)Rank
Total interest income$12,915,0001,469
Total interest expense$1,188,0001,835
Net interest income$11,727,0001,428
Provision for loan and lease losses$04,401
Total noninterest income$1,730,0001,919
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$887,0001,124
Trading account gains and fees$0174
Additional Noninterest Income$843,0002,181
Total noninterest expense$6,942,0002,044
Salaries and employee benefits$4,677,0001,659
Premises and equipment expense$699,0002,397
Additional noninterest expense$1,566,0002,782
Pre-tax net operating income$6,515,000971
Securities gains (losses)$748,000205
Applicable income taxes$1,998,000804
Income before extraordinary items$5,265,000947
Extraordinary gains, net$015
Net income$5,265,000946
Minority interest net income$081
Net income of bank and minority interests.$5,265,000946
Net charge-offs$51,0003,235
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,726,4401,035
2014-06-30 (YTD Data)Rank
Total interest income$8,552,0001,468
Total interest expense$818,0001,804
Net interest income$7,734,0001,433
Provision for loan and lease losses$04,196
Total noninterest income$1,149,0001,911
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$585,0001,112
Trading account gains and fees$0172
Additional Noninterest Income$564,0002,154
Total noninterest expense$4,585,0002,064
Salaries and employee benefits$3,097,0001,661
Premises and equipment expense$462,0002,432
Additional noninterest expense$1,026,0002,828
Pre-tax net operating income$4,298,000949
Securities gains (losses)$595,000191
Applicable income taxes$1,343,000770
Income before extraordinary items$3,550,000910
Extraordinary gains, net$020
Net income$3,550,000910
Minority interest net income$080
Net income of bank and minority interests.$3,550,000910
Net charge-offs$38,0003,009
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,115,6501,013
2014-03-31 (YTD Data)Rank
Total interest income$4,243,0001,480
Total interest expense$414,0001,809
Net interest income$3,829,0001,438
Provision for loan and lease losses$03,817
Total noninterest income$576,0001,860
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$288,0001,120
Trading account gains and fees$0147
Additional Noninterest Income$288,0002,051
Total noninterest expense$2,342,0002,024
Salaries and employee benefits$1,545,0001,682
Premises and equipment expense$229,0002,490
Additional noninterest expense$568,0002,614
Pre-tax net operating income$2,063,000947
Securities gains (losses)$520,000128
Applicable income taxes$743,000699
Income before extraordinary items$1,840,000850
Extraordinary gains, net$016
Net income$1,840,000853
Minority interest net income$066
Net income of bank and minority interests.$1,840,000851
Net charge-offs$34,0002,143
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,470,8001,045
2013-12-31 (YTD Data)Rank
Total interest income$16,355,0001,533
Total interest expense$1,675,0001,983
Net interest income$14,680,0001,478
Provision for loan and lease losses$05,091
Total noninterest income$2,258,0001,980
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,187,0001,165
Trading account gains and fees$0184
Additional Noninterest Income$1,071,0002,285
Total noninterest expense$8,337,0002,263
Salaries and employee benefits$5,733,0001,782
Premises and equipment expense$935,0002,385
Additional noninterest expense$1,669,0003,390
Pre-tax net operating income$8,601,000893
Securities gains (losses)$03,182
Applicable income taxes$2,406,000786
Income before extraordinary items$6,195,0001,000
Extraordinary gains, net$029
Net income$6,195,0001,003
Minority interest net income$090
Net income of bank and minority interests.$6,195,0001,003
Net charge-offs$249,0002,774
Cash dividends$2,500,000997
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,195,000980
2013-09-30 (YTD Data)Rank
Total interest income$12,122,0001,561
Total interest expense$1,263,0002,020
Net interest income$10,859,0001,499
Provision for loan and lease losses$04,941
Total noninterest income$1,642,0002,075
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$882,0001,174
Trading account gains and fees$0180
Additional Noninterest Income$760,0002,404
Total noninterest expense$6,175,0002,293
Salaries and employee benefits$4,316,0001,790
Premises and equipment expense$660,0002,538
Additional noninterest expense$1,199,0003,496
Pre-tax net operating income$6,326,000929
Securities gains (losses)$03,040
Applicable income taxes$1,697,000852
Income before extraordinary items$4,629,0001,004
Extraordinary gains, net$025
Net income$4,629,0001,007
Minority interest net income$084
Net income of bank and minority interests.$4,629,0001,007
Net charge-offs$226,0002,439
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,629,000984
2013-06-30 (YTD Data)Rank
Total interest income$7,983,0001,572
Total interest expense$842,0002,052
Net interest income$7,141,0001,510
Provision for loan and lease losses$04,788
Total noninterest income$1,092,0002,104
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$588,0001,147
Trading account gains and fees$0157
Additional Noninterest Income$504,0002,463
Total noninterest expense$4,065,0002,321
Salaries and employee benefits$2,887,0001,780
Premises and equipment expense$432,0002,588
Additional noninterest expense$746,0003,666
Pre-tax net operating income$4,168,000916
Securities gains (losses)$02,791
Applicable income taxes$1,106,000865
Income before extraordinary items$3,062,0001,011
Extraordinary gains, net$022
Net income$3,062,0001,012
Minority interest net income$082
Net income of bank and minority interests.$3,062,0001,014
Net charge-offs$213,0002,035
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,062,000962
2013-03-31 (YTD Data)Rank
Total interest income$3,882,0001,630
Total interest expense$428,0002,066
Net interest income$3,454,0001,566
Provision for loan and lease losses$04,409
Total noninterest income$592,0001,974
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$298,0001,122
Trading account gains and fees$0148
Additional Noninterest Income$294,0002,251
Total noninterest expense$1,984,0002,388
Salaries and employee benefits$1,455,0001,795
Premises and equipment expense$195,0002,811
Additional noninterest expense$334,0003,965
Pre-tax net operating income$2,062,000906
Securities gains (losses)$01,966
Applicable income taxes$530,000864
Income before extraordinary items$1,532,000991
Extraordinary gains, net$010
Net income$1,532,000991
Minority interest net income$076
Net income of bank and minority interests.$1,532,000993
Net charge-offs$18,0003,151
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,532,000940
2012-12-31 (YTD Data)Rank
Total interest income$16,823,0001,584
Total interest expense$2,221,0001,961
Net interest income$14,602,0001,500
Provision for loan and lease losses$05,905
Total noninterest income$2,021,0002,164
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,204,0001,172
Trading account gains and fees$0166
Additional Noninterest Income$817,0002,650
Total noninterest expense$7,986,0002,369
Salaries and employee benefits$5,157,0001,956
Premises and equipment expense$950,0002,364
Additional noninterest expense$1,879,0003,233
Pre-tax net operating income$8,637,000830
Securities gains (losses)$46,0002,777
Applicable income taxes$2,294,000777
Income before extraordinary items$6,389,000954
Extraordinary gains, net$029
Net income$6,389,000954
Minority interest net income$093
Net income of bank and minority interests.$6,389,000954
Net charge-offs$57,0004,839
Cash dividends$2,500,0001,005
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,354,960890
2012-09-30 (YTD Data)Rank
Total interest income$12,706,0001,602
Total interest expense$1,788,0001,909
Net interest income$10,918,0001,521
Provision for loan and lease losses$05,790
Total noninterest income$1,451,0002,225
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$896,0001,190
Trading account gains and fees$0157
Additional Noninterest Income$555,0002,784
Total noninterest expense$5,920,0002,403
Salaries and employee benefits$3,909,0001,930
Premises and equipment expense$708,0002,414
Additional noninterest expense$1,303,0003,443
Pre-tax net operating income$6,449,000870
Securities gains (losses)$7,0003,196
Applicable income taxes$1,593,000856
Income before extraordinary items$4,863,000948
Extraordinary gains, net$020
Net income$4,863,000948
Minority interest net income$086
Net income of bank and minority interests.$4,863,000948
Net charge-offs$3,0005,588
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,857,750890
2012-06-30 (YTD Data)Rank
Total interest income$8,524,0001,606
Total interest expense$1,351,0001,754
Net interest income$7,173,0001,549
Provision for loan and lease losses$05,619
Total noninterest income$921,0002,290
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$594,0001,186
Trading account gains and fees$0153
Additional Noninterest Income$327,0002,954
Total noninterest expense$3,883,0002,429
Salaries and employee benefits$2,578,0001,950
Premises and equipment expense$477,0002,394
Additional noninterest expense$828,0003,579
Pre-tax net operating income$4,211,000867
Securities gains (losses)$7,0002,812
Applicable income taxes$1,001,000890
Income before extraordinary items$3,217,000942
Extraordinary gains, net$019
Net income$3,217,000941
Minority interest net income$084
Net income of bank and minority interests.$3,217,000942
Net charge-offs$-4,0006,440
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,211,680893
2012-03-31 (YTD Data)Rank
Total interest income$4,306,0001,602
Total interest expense$845,0001,489
Net interest income$3,461,0001,613
Provision for loan and lease losses$05,254
Total noninterest income$414,0002,429
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$300,0001,177
Trading account gains and fees$0148
Additional Noninterest Income$114,0003,505
Total noninterest expense$1,876,0002,514
Salaries and employee benefits$1,254,0002,004
Premises and equipment expense$229,0002,499
Additional noninterest expense$393,0003,677
Pre-tax net operating income$1,999,000891
Securities gains (losses)$7,0001,852
Applicable income taxes$463,000947
Income before extraordinary items$1,543,000965
Extraordinary gains, net$019
Net income$1,543,000967
Minority interest net income$078
Net income of bank and minority interests.$1,543,000966
Net charge-offs$2,0004,518
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,537,610905
2011-12-31 (YTD Data)Rank
Total interest income$17,450,0001,627
Total interest expense$4,490,0001,354
Net interest income$12,960,0001,729
Provision for loan and lease losses$265,0004,290
Total noninterest income$2,083,0001,940
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,173,0001,252
Trading account gains and fees$0146
Additional Noninterest Income$910,0002,271
Total noninterest expense$7,537,0002,504
Salaries and employee benefits$4,576,0002,114
Premises and equipment expense$986,0002,438
Additional noninterest expense$1,975,0003,175
Pre-tax net operating income$7,241,000840
Securities gains (losses)$51,0002,577
Applicable income taxes$1,719,000893
Income before extraordinary items$5,573,000897
Extraordinary gains, net$029
Net income$5,573,000895
Minority interest net income$096
Net income of bank and minority interests.$5,573,000897
Net charge-offs$114,0004,866
Cash dividends$2,250,000872
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,534,240867
2011-09-30 (YTD Data)Rank
Total interest income$13,318,0001,618
Total interest expense$3,572,0001,336
Net interest income$9,746,0001,728
Provision for loan and lease losses$265,0003,795
Total noninterest income$1,519,0001,974
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$864,0001,287
Trading account gains and fees$0145
Additional Noninterest Income$655,0002,304
Total noninterest expense$5,734,0002,475
Salaries and employee benefits$3,463,0002,098
Premises and equipment expense$736,0002,466
Additional noninterest expense$1,535,0003,089
Pre-tax net operating income$5,266,000886
Securities gains (losses)$50,0002,333
Applicable income taxes$1,219,000929
Income before extraordinary items$4,097,000935
Extraordinary gains, net$021
Net income$4,097,000932
Minority interest net income$087
Net income of bank and minority interests.$4,097,000935
Net charge-offs$84,0004,595
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,058,500900
2011-06-30 (YTD Data)Rank
Total interest income$9,044,0001,603
Total interest expense$2,508,0001,310
Net interest income$6,536,0001,715
Provision for loan and lease losses$240,0003,291
Total noninterest income$964,0002,047
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$551,0001,320
Trading account gains and fees$0153
Additional Noninterest Income$413,0002,388
Total noninterest expense$3,778,0002,513
Salaries and employee benefits$2,306,0002,124
Premises and equipment expense$474,0002,560
Additional noninterest expense$998,0003,215
Pre-tax net operating income$3,482,000865
Securities gains (losses)$50,0001,598
Applicable income taxes$785,000934
Income before extraordinary items$2,747,000898
Extraordinary gains, net$015
Net income$2,747,000897
Minority interest net income$089
Net income of bank and minority interests.$2,747,000898
Net charge-offs$76,0004,099
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,708,000880
2011-03-31 (YTD Data)Rank
Total interest income$4,565,0001,605
Total interest expense$1,318,0001,284
Net interest income$3,247,0001,717
Provision for loan and lease losses$140,0002,956
Total noninterest income$477,0002,066
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$276,0001,289
Trading account gains and fees$0158
Additional Noninterest Income$201,0002,468
Total noninterest expense$1,901,0002,519
Salaries and employee benefits$1,151,0002,138
Premises and equipment expense$237,0002,597
Additional noninterest expense$513,0003,110
Pre-tax net operating income$1,683,000895
Securities gains (losses)$29,000968
Applicable income taxes$372,000943
Income before extraordinary items$1,340,000910
Extraordinary gains, net$09
Net income$1,340,000909
Minority interest net income$086
Net income of bank and minority interests.$1,340,000910
Net charge-offs$5,0004,645
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,317,380901
2010-12-31 (YTD Data)Rank
Total interest income$17,847,0001,693
Total interest expense$6,129,0001,354
Net interest income$11,718,0001,873
Provision for loan and lease losses$535,0004,026
Total noninterest income$1,612,0002,416
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,121,0001,363
Trading account gains and fees$0175
Additional Noninterest Income$491,0003,219
Total noninterest expense$6,587,0002,872
Salaries and employee benefits$3,688,0002,608
Premises and equipment expense$848,0002,843
Additional noninterest expense$2,051,0003,189
Pre-tax net operating income$6,208,000851
Securities gains (losses)$380,0001,077
Applicable income taxes$1,463,000920
Income before extraordinary items$5,125,000864
Extraordinary gains, net$029
Net income$5,125,000864
Minority interest net income$0111
Net income of bank and minority interests.$5,125,000865
Net charge-offs$568,0003,485
Cash dividends$2,000,000811
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,828,600873
2010-09-30 (YTD Data)Rank
Total interest income$13,302,0001,738
Total interest expense$4,703,0001,379
Net interest income$8,599,0001,932
Provision for loan and lease losses$180,0005,003
Total noninterest income$1,122,0002,529
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$788,0001,494
Trading account gains and fees$0165
Additional Noninterest Income$334,0003,374
Total noninterest expense$4,558,0003,081
Salaries and employee benefits$2,612,0002,748
Premises and equipment expense$600,0003,030
Additional noninterest expense$1,346,0003,518
Pre-tax net operating income$4,983,000842
Securities gains (losses)$380,000919
Applicable income taxes$1,238,000866
Income before extraordinary items$4,125,000842
Extraordinary gains, net$023
Net income$4,125,000843
Minority interest net income$0110
Net income of bank and minority interests.$4,125,000843
Net charge-offs$63,0005,341
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,832,400863
2010-06-30 (YTD Data)Rank
Total interest income$8,744,0001,788
Total interest expense$3,204,0001,400
Net interest income$5,540,0002,004
Provision for loan and lease losses$30,0006,130
Total noninterest income$635,0002,760
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$461,0001,666
Trading account gains and fees$0152
Additional Noninterest Income$174,0003,737
Total noninterest expense$2,668,0003,427
Salaries and employee benefits$1,566,0003,029
Premises and equipment expense$356,0003,323
Additional noninterest expense$746,0003,969
Pre-tax net operating income$3,477,000791
Securities gains (losses)$353,000626
Applicable income taxes$916,000776
Income before extraordinary items$2,914,000773
Extraordinary gains, net$019
Net income$2,914,000770
Minority interest net income$0105
Net income of bank and minority interests.$2,914,000773
Net charge-offs$67,0004,621
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,645,720809
2010-03-31 (YTD Data)Rank
Total interest income$4,301,0001,864
Total interest expense$1,628,0001,448
Net interest income$2,673,0002,094
Provision for loan and lease losses$06,552
Total noninterest income$265,0003,109
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$190,0001,950
Trading account gains and fees$0175
Additional Noninterest Income$75,0004,016
Total noninterest expense$1,236,0003,686
Salaries and employee benefits$730,0003,273
Premises and equipment expense$161,0003,699
Additional noninterest expense$345,0004,200
Pre-tax net operating income$1,702,000799
Securities gains (losses)$4,0001,944
Applicable income taxes$383,000868
Income before extraordinary items$1,323,000829
Extraordinary gains, net$016
Net income$1,323,000833
Minority interest net income$091
Net income of bank and minority interests.$1,323,000833
Net charge-offs$70,0003,438
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,319,880801
2009-12-31 (YTD Data)Rank
Total interest income$17,693,0001,909
Total interest expense$7,529,0001,559
Net interest income$10,164,0002,152
Provision for loan and lease losses$2,347,0002,271
Total noninterest income$1,121,0003,116
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$866,0001,922
Trading account gains and fees$0211
Additional Noninterest Income$255,0004,238
Total noninterest expense$4,504,0004,006
Salaries and employee benefits$2,651,0003,538
Premises and equipment expense$635,0003,735
Additional noninterest expense$1,218,0004,703
Pre-tax net operating income$4,434,000938
Securities gains (losses)$749,000647
Applicable income taxes$1,058,000923
Income before extraordinary items$4,125,000835
Extraordinary gains, net$034
Net income$4,125,000833
Minority interest net income$0115
Net income of bank and minority interests.$4,125,000834
Net charge-offs$1,775,0002,179
Cash dividends$2,500,000718
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,525,800963
2009-09-30 (YTD Data)Rank
Total interest income$13,343,0001,936
Total interest expense$5,848,0001,580
Net interest income$7,495,0002,194
Provision for loan and lease losses$1,144,0002,584
Total noninterest income$828,0003,200
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$638,0001,949
Trading account gains and fees$0212
Additional Noninterest Income$190,0004,369
Total noninterest expense$3,318,0004,057
Salaries and employee benefits$2,020,0003,512
Premises and equipment expense$462,0003,842
Additional noninterest expense$836,0004,946
Pre-tax net operating income$3,861,000879
Securities gains (losses)$537,000657
Applicable income taxes$1,275,000691
Income before extraordinary items$3,123,000870
Extraordinary gains, net$027
Net income$3,123,000871
Minority interest net income$0118
Net income of bank and minority interests.$3,123,000871
Net charge-offs$79,0005,280
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,741,730974
2009-06-30 (YTD Data)Rank
Total interest income$9,022,0001,952
Total interest expense$4,018,0001,626
Net interest income$5,004,0002,193
Provision for loan and lease losses$07,158
Total noninterest income$539,0003,233
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$411,0001,975
Trading account gains and fees$0193
Additional Noninterest Income$128,0004,389
Total noninterest expense$2,189,0004,115
Salaries and employee benefits$1,342,0003,575
Premises and equipment expense$292,0004,018
Additional noninterest expense$555,0004,955
Pre-tax net operating income$3,354,000688
Securities gains (losses)$118,0001,361
Applicable income taxes$819,000732
Income before extraordinary items$2,653,000684
Extraordinary gains, net$021
Net income$2,653,000682
Minority interest net income$0112
Net income of bank and minority interests.$2,653,000685
Net charge-offs$-3,0007,699
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,563,320698
2009-03-31 (YTD Data)Rank
Total interest income$4,777,0001,875
Total interest expense$2,060,0001,649
Net interest income$2,717,0002,013
Provision for loan and lease losses$06,744
Total noninterest income$272,0003,198
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$205,0001,926
Trading account gains and fees$0171
Additional Noninterest Income$67,0004,324
Total noninterest expense$994,0004,323
Salaries and employee benefits$670,0003,601
Premises and equipment expense$123,0004,557
Additional noninterest expense$201,0005,595
Pre-tax net operating income$1,995,000614
Securities gains (losses)$02,434
Applicable income taxes$496,000679
Income before extraordinary items$1,499,000684
Extraordinary gains, net$015
Net income$1,499,000683
Minority interest net income$0102
Net income of bank and minority interests.$1,499,000686
Net charge-offs$-1,0007,151
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,499,000637
2008-12-31 (YTD Data)Rank
Total interest income$21,236,0001,805
Total interest expense$11,859,0001,376
Net interest income$9,377,0002,339
Provision for loan and lease losses$10,0007,169
Total noninterest income$901,0003,637
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$670,0002,431
Trading account gains and fees$0154
Additional Noninterest Income$231,0004,601
Total noninterest expense$3,690,0004,477
Salaries and employee benefits$2,420,0003,866
Premises and equipment expense$668,0003,626
Additional noninterest expense$602,0006,214
Pre-tax net operating income$6,578,000846
Securities gains (losses)$10,0002,511
Applicable income taxes$1,553,000848
Income before extraordinary items$5,035,000806
Extraordinary gains, net$039
Net income$5,035,000806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,238
Cash dividends$2,750,0001,000
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,027,400870
2008-09-30 (YTD Data)Rank
Total interest income$16,000,0001,836
Total interest expense$9,126,0001,392
Net interest income$6,874,0002,403
Provision for loan and lease losses$10,0006,725
Total noninterest income$679,0003,705
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$504,0002,442
Trading account gains and fees$0148
Additional Noninterest Income$175,0004,688
Total noninterest expense$2,762,0004,477
Salaries and employee benefits$1,829,0003,871
Premises and equipment expense$494,0003,669
Additional noninterest expense$439,0006,244
Pre-tax net operating income$4,781,0001,061
Securities gains (losses)$10,0002,365
Applicable income taxes$1,117,0001,059
Income before extraordinary items$3,674,0001,000
Extraordinary gains, net$031
Net income$3,674,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,089
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,666,3001,060
2008-06-30 (YTD Data)Rank
Total interest income$10,699,0001,857
Total interest expense$6,290,0001,401
Net interest income$4,409,0002,484
Provision for loan and lease losses$10,0006,307
Total noninterest income$440,0003,798
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$326,0002,469
Trading account gains and fees$0149
Additional Noninterest Income$114,0004,822
Total noninterest expense$1,801,0004,568
Salaries and employee benefits$1,203,0003,948
Premises and equipment expense$316,0003,808
Additional noninterest expense$282,0006,338
Pre-tax net operating income$3,038,0001,169
Securities gains (losses)$10,0002,438
Applicable income taxes$710,0001,221
Income before extraordinary items$2,338,0001,180
Extraordinary gains, net$021
Net income$2,338,0001,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,516
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,330,3001,166
2008-03-31 (YTD Data)Rank
Total interest income$5,487,0001,871
Total interest expense$3,381,0001,394
Net interest income$2,106,0002,592
Provision for loan and lease losses$10,0005,419
Total noninterest income$216,0003,839
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$156,0002,535
Trading account gains and fees$0158
Additional Noninterest Income$60,0004,693
Total noninterest expense$875,0004,672
Salaries and employee benefits$595,0003,999
Premises and equipment expense$162,0003,751
Additional noninterest expense$118,0006,754
Pre-tax net operating income$1,437,0001,322
Securities gains (losses)$4,0002,294
Applicable income taxes$315,0001,427
Income before extraordinary items$1,126,0001,344
Extraordinary gains, net$015
Net income$1,126,0001,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,623
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,122,8801,306
2007-12-31 (YTD Data)Rank
Total interest income$23,052,0001,836
Total interest expense$15,780,0001,264
Net interest income$7,272,0002,991
Provision for loan and lease losses$06,851
Total noninterest income$836,0003,930
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$650,0002,520
Trading account gains and fees$0178
Additional Noninterest Income$186,0005,209
Total noninterest expense$3,127,0004,885
Salaries and employee benefits$2,077,0004,275
Premises and equipment expense$558,0004,048
Additional noninterest expense$492,0006,618
Pre-tax net operating income$4,981,0001,645
Securities gains (losses)$4,0001,644
Applicable income taxes$1,028,0001,835
Income before extraordinary items$3,957,0001,614
Extraordinary gains, net$039
Net income$3,957,0001,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,430
Cash dividends$2,750,0001,276
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,953,8401,601
2007-09-30 (YTD Data)Rank
Total interest income$17,160,0001,853
Total interest expense$11,907,0001,262
Net interest income$5,253,0003,104
Provision for loan and lease losses$06,528
Total noninterest income$614,0003,978
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$475,0002,551
Trading account gains and fees$0184
Additional Noninterest Income$139,0005,234
Total noninterest expense$2,257,0004,971
Salaries and employee benefits$1,527,0004,321
Premises and equipment expense$385,0004,274
Additional noninterest expense$345,0006,777
Pre-tax net operating income$3,610,0001,818
Securities gains (losses)$01,655
Applicable income taxes$724,0002,038
Income before extraordinary items$2,886,0001,754
Extraordinary gains, net$033
Net income$2,886,0001,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,768
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,886,0001,738
2007-06-30 (YTD Data)Rank
Total interest income$11,255,0001,901
Total interest expense$7,816,0001,283
Net interest income$3,439,0003,173
Provision for loan and lease losses$06,209
Total noninterest income$396,0004,058
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$303,0002,629
Trading account gains and fees$0168
Additional Noninterest Income$93,0005,248
Total noninterest expense$1,439,0005,146
Salaries and employee benefits$982,0004,467
Premises and equipment expense$244,0004,449
Additional noninterest expense$213,0006,951
Pre-tax net operating income$2,396,0001,876
Securities gains (losses)$01,444
Applicable income taxes$484,0002,110
Income before extraordinary items$1,912,0001,811
Extraordinary gains, net$029
Net income$1,912,0001,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,601
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,912,0001,796
2007-03-31 (YTD Data)Rank
Total interest income$5,457,0001,955
Total interest expense$3,786,0001,313
Net interest income$1,671,0003,251
Provision for loan and lease losses$05,779
Total noninterest income$191,0004,124
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$140,0002,738
Trading account gains and fees$0195
Additional Noninterest Income$51,0005,068
Total noninterest expense$693,0005,286
Salaries and employee benefits$479,0004,578
Premises and equipment expense$115,0004,635
Additional noninterest expense$99,0007,103
Pre-tax net operating income$1,169,0001,904
Securities gains (losses)$01,187
Applicable income taxes$225,0002,240
Income before extraordinary items$944,0001,804
Extraordinary gains, net$022
Net income$944,0001,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$944,0001,794
2006-12-31 (YTD Data)Rank
Total interest income$20,885,0001,914
Total interest expense$14,012,0001,200
Net interest income$6,873,0003,155
Provision for loan and lease losses$06,850
Total noninterest income$686,0004,409
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$512,0003,003
Trading account gains and fees$13,000118
Additional Noninterest Income$161,0005,493
Total noninterest expense$2,780,0005,144
Salaries and employee benefits$1,901,0004,443
Premises and equipment expense$442,0004,622
Additional noninterest expense$437,0006,872
Pre-tax net operating income$4,779,0001,970
Securities gains (losses)$388,000279
Applicable income taxes$1,051,0002,128
Income before extraordinary items$4,116,0001,744
Extraordinary gains, net$051
Net income$4,116,0001,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,021
Cash dividends$3,250,0001,032
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,805,6001,853
2006-09-30 (YTD Data)Rank
Total interest income$15,528,0001,923
Total interest expense$10,325,0001,189
Net interest income$5,203,0003,154
Provision for loan and lease losses$06,685
Total noninterest income$502,0004,467
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$364,0003,142
Trading account gains and fees$13,000112
Additional Noninterest Income$125,0005,458
Total noninterest expense$2,060,0005,174
Salaries and employee benefits$1,436,0004,385
Premises and equipment expense$313,0004,791
Additional noninterest expense$311,0007,019
Pre-tax net operating income$3,645,0001,991
Securities gains (losses)$382,000238
Applicable income taxes$793,0002,213
Income before extraordinary items$3,234,0001,723
Extraordinary gains, net$045
Net income$3,234,0001,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,547
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,928,4001,853
2006-06-30 (YTD Data)Rank
Total interest income$10,192,0001,916
Total interest expense$6,650,0001,165
Net interest income$3,542,0003,099
Provision for loan and lease losses$06,419
Total noninterest income$320,0004,565
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$220,0003,334
Trading account gains and fees$13,000108
Additional Noninterest Income$87,0005,421
Total noninterest expense$1,357,0005,222
Salaries and employee benefits$958,0004,397
Premises and equipment expense$192,0005,050
Additional noninterest expense$207,0007,024
Pre-tax net operating income$2,505,0001,947
Securities gains (losses)$277,000222
Applicable income taxes$551,0002,171
Income before extraordinary items$2,231,0001,635
Extraordinary gains, net$039
Net income$2,231,0001,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,009,4001,807
2006-03-31 (YTD Data)Rank
Total interest income$4,961,0001,927
Total interest expense$3,168,0001,163
Net interest income$1,793,0003,070
Provision for loan and lease losses$06,013
Total noninterest income$162,0004,468
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$107,0003,329
Trading account gains and fees$7,00099
Additional Noninterest Income$48,0005,189
Total noninterest expense$659,0005,321
Salaries and employee benefits$481,0004,405
Premises and equipment expense$82,0005,576
Additional noninterest expense$96,0007,176
Pre-tax net operating income$1,296,0001,850
Securities gains (losses)$277,000146
Applicable income taxes$265,0002,175
Income before extraordinary items$1,308,0001,400
Extraordinary gains, net$021
Net income$1,308,0001,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0003,919
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,078,0901,645
2005-12-31 (YTD Data)Rank
Total interest income$19,157,0001,753
Total interest expense$10,484,0001,071
Net interest income$8,673,0002,513
Provision for loan and lease losses$-280,0008,720
Total noninterest income$589,0004,829
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$454,0003,255
Trading account gains and fees$0138
Additional Noninterest Income$135,0005,901
Total noninterest expense$2,608,0005,232
Salaries and employee benefits$1,966,0004,172
Premises and equipment expense$270,0006,005
Additional noninterest expense$372,0007,243
Pre-tax net operating income$6,934,0001,380
Securities gains (losses)$226,000471
Applicable income taxes$1,354,0001,834
Income before extraordinary items$5,806,0001,241
Extraordinary gains, net$046
Net income$5,806,0001,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,831
Cash dividends$3,750,000859
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,622,9401,249
2005-09-30 (YTD Data)Rank
Total interest income$14,238,0001,723
Total interest expense$7,504,0001,057
Net interest income$6,734,0002,426
Provision for loan and lease losses$-280,0008,760
Total noninterest income$453,0004,803
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$345,0003,248
Trading account gains and fees$0126
Additional Noninterest Income$108,0005,816
Total noninterest expense$1,934,0005,251
Salaries and employee benefits$1,473,0004,153
Premises and equipment expense$198,0006,061
Additional noninterest expense$263,0007,367
Pre-tax net operating income$5,533,0001,297
Securities gains (losses)$217,000456
Applicable income taxes$1,123,0001,730
Income before extraordinary items$4,627,0001,172
Extraordinary gains, net$035
Net income$4,627,0001,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,107
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,453,4001,188
2005-06-30 (YTD Data)Rank
Total interest income$9,378,0001,707
Total interest expense$4,721,0001,057
Net interest income$4,657,0002,324
Provision for loan and lease losses$06,626
Total noninterest income$304,0004,755
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$222,0003,268
Trading account gains and fees$0116
Additional Noninterest Income$82,0005,563
Total noninterest expense$1,300,0005,215
Salaries and employee benefits$995,0004,098
Premises and equipment expense$127,0006,165
Additional noninterest expense$178,0007,317
Pre-tax net operating income$3,661,0001,274
Securities gains (losses)$217,000391
Applicable income taxes$761,0001,688
Income before extraordinary items$3,117,0001,127
Extraordinary gains, net$030
Net income$3,117,0001,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,491
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,943,4001,173
2005-03-31 (YTD Data)Rank
Total interest income$4,647,0001,687
Total interest expense$2,240,0001,052
Net interest income$2,407,0002,240
Provision for loan and lease losses$06,226
Total noninterest income$144,0004,812
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$104,0003,348
Trading account gains and fees$0115
Additional Noninterest Income$40,0005,645
Total noninterest expense$639,0005,296
Salaries and employee benefits$483,0004,208
Premises and equipment expense$62,0006,259
Additional noninterest expense$94,0007,271
Pre-tax net operating income$1,912,0001,199
Securities gains (losses)$140,000309
Applicable income taxes$387,0001,644
Income before extraordinary items$1,665,0001,049
Extraordinary gains, net$024
Net income$1,665,0001,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,295
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,551,6001,083
2004-12-31 (YTD Data)Rank
Total interest income$18,417,0001,563
Total interest expense$8,038,0001,005
Net interest income$10,379,0001,956
Provision for loan and lease losses$07,314
Total noninterest income$568,0004,950
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$460,0003,325
Trading account gains and fees$0138
Additional Noninterest Income$108,0006,291
Total noninterest expense$2,546,0005,243
Salaries and employee benefits$1,910,0004,147
Premises and equipment expense$268,0006,007
Additional noninterest expense$368,0007,301
Pre-tax net operating income$8,401,0001,044
Securities gains (losses)$-161,0008,783
Applicable income taxes$1,847,0001,367
Income before extraordinary items$6,393,0001,030
Extraordinary gains, net$034
Net income$6,393,0001,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,112
Cash dividends$4,250,000712
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,518,580983
2004-09-30 (YTD Data)Rank
Total interest income$13,490,0001,579
Total interest expense$5,904,0001,005
Net interest income$7,586,0001,984
Provision for loan and lease losses$07,100
Total noninterest income$423,0005,001
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$342,0003,358
Trading account gains and fees$0134
Additional Noninterest Income$81,0006,288
Total noninterest expense$1,838,0005,343
Salaries and employee benefits$1,380,0004,245
Premises and equipment expense$195,0006,068
Additional noninterest expense$263,0007,390
Pre-tax net operating income$6,171,0001,070
Securities gains (losses)$166,000868
Applicable income taxes$1,355,0001,405
Income before extraordinary items$4,982,0001,008
Extraordinary gains, net$026
Net income$4,982,0001,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,697
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,850,860986
2004-06-30 (YTD Data)Rank
Total interest income$8,873,0001,594
Total interest expense$3,874,0001,006
Net interest income$4,999,0001,992
Provision for loan and lease losses$06,885
Total noninterest income$279,0005,003
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$223,0003,397
Trading account gains and fees$0130
Additional Noninterest Income$56,0006,240
Total noninterest expense$1,221,0005,374
Salaries and employee benefits$925,0004,226
Premises and equipment expense$130,0006,101
Additional noninterest expense$166,0007,538
Pre-tax net operating income$4,057,0001,069
Securities gains (losses)$189,000669
Applicable income taxes$892,0001,409
Income before extraordinary items$3,354,000974
Extraordinary gains, net$021
Net income$3,354,000975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,204,690989
2004-03-31 (YTD Data)Rank
Total interest income$4,314,0001,635
Total interest expense$1,913,0001,037
Net interest income$2,401,0002,094
Provision for loan and lease losses$06,501
Total noninterest income$134,0005,061
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$104,0003,485
Trading account gains and fees$0121
Additional Noninterest Income$30,0006,109
Total noninterest expense$603,0005,435
Salaries and employee benefits$458,0004,292
Premises and equipment expense$48,0006,879
Additional noninterest expense$97,0007,220
Pre-tax net operating income$1,932,0001,102
Securities gains (losses)$189,000527
Applicable income taxes$424,0001,484
Income before extraordinary items$1,697,000959
Extraordinary gains, net$016
Net income$1,697,000959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,545,8001,006
2003-12-31 (YTD Data)Rank
Total interest income$17,285,0001,654
Total interest expense$7,806,0001,149
Net interest income$9,479,0002,061
Provision for loan and lease losses$07,651
Total noninterest income$772,0004,323
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$455,0003,343
Trading account gains and fees$92,000128
Additional Noninterest Income$225,0005,046
Total noninterest expense$2,432,0005,317
Salaries and employee benefits$1,799,0004,266
Premises and equipment expense$205,0006,718
Additional noninterest expense$428,0006,979
Pre-tax net operating income$7,819,0001,077
Securities gains (losses)$534,000718
Applicable income taxes$1,879,0001,345
Income before extraordinary items$6,474,000995
Extraordinary gains, net$054
Net income$6,474,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-133,0009,073
Cash dividends$4,500,000711
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,057,4801,002
2003-09-30 (YTD Data)Rank
Total interest income$12,848,0001,698
Total interest expense$5,826,0001,196
Net interest income$7,022,0002,102
Provision for loan and lease losses$07,481
Total noninterest income$514,0004,673
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$334,0003,399
Trading account gains and fees$92,000121
Additional Noninterest Income$88,0006,309
Total noninterest expense$1,806,0005,311
Salaries and employee benefits$1,307,0004,353
Premises and equipment expense$158,0006,660
Additional noninterest expense$341,0006,793
Pre-tax net operating income$5,730,0001,129
Securities gains (losses)$534,000652
Applicable income taxes$1,347,0001,454
Income before extraordinary items$4,917,0001,026
Extraordinary gains, net$040
Net income$4,917,0001,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-133,0009,125
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,500,4801,046
2003-06-30 (YTD Data)Rank
Total interest income$8,355,0001,750
Total interest expense$3,815,0001,256
Net interest income$4,540,0002,149
Provision for loan and lease losses$07,324
Total noninterest income$372,0004,421
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$217,0003,427
Trading account gains and fees$92,000113
Additional Noninterest Income$63,0006,165
Total noninterest expense$1,156,0005,469
Salaries and employee benefits$853,0004,419
Premises and equipment expense$105,0006,641
Additional noninterest expense$198,0007,163
Pre-tax net operating income$3,756,0001,143
Securities gains (losses)$534,000553
Applicable income taxes$861,0001,521
Income before extraordinary items$3,429,000973
Extraordinary gains, net$030
Net income$3,429,000974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-132,0009,160
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,001,8001,033
2003-03-31 (YTD Data)Rank
Total interest income$3,949,0001,863
Total interest expense$1,856,0001,312
Net interest income$2,093,0002,324
Provision for loan and lease losses$06,934
Total noninterest income$227,0003,862
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$104,0003,444
Trading account gains and fees$92,00095
Additional Noninterest Income$31,0006,166
Total noninterest expense$570,0005,519
Salaries and employee benefits$424,0004,439
Premises and equipment expense$49,0006,835
Additional noninterest expense$97,0007,224
Pre-tax net operating income$1,750,0001,231
Securities gains (losses)$139,000834
Applicable income taxes$360,0001,772
Income before extraordinary items$1,529,0001,085
Extraordinary gains, net$021
Net income$1,529,0001,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-118,0009,235
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,416,4101,085
2002-12-31 (YTD Data)Rank
Total interest income$16,374,0001,883
Total interest expense$8,045,0001,396
Net interest income$8,329,0002,323
Provision for loan and lease losses$08,089
Total noninterest income$583,0004,805
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$462,0003,170
Trading account gains and fees$0153
Additional Noninterest Income$121,0006,044
Total noninterest expense$2,212,0005,514
Salaries and employee benefits$1,617,0004,425
Premises and equipment expense$188,0006,919
Additional noninterest expense$407,0007,110
Pre-tax net operating income$6,700,0001,255
Securities gains (losses)$193,0001,199
Applicable income taxes$1,666,0001,508
Income before extraordinary items$5,227,0001,193
Extraordinary gains, net$070
Net income$5,227,0001,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,985
Cash dividends$3,750,000780
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,080,3201,184
2001-12-31 (YTD Data)Rank
Total interest income$16,659,0002,059
Total interest expense$10,433,0001,561
Net interest income$6,226,0002,850
Provision for loan and lease losses$08,228
Total noninterest income$562,0004,753
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$486,0002,907
Trading account gains and fees$-35,0009,570
Additional Noninterest Income$111,0006,181
Total noninterest expense$2,091,0005,578
Salaries and employee benefits$1,513,0004,479
Premises and equipment expense$174,0007,155
Additional noninterest expense$404,0007,113
Pre-tax net operating income$4,697,0001,528
Securities gains (losses)$185,0001,259
Applicable income taxes$1,013,0002,053
Income before extraordinary items$3,869,0001,405
Extraordinary gains, net$0105
Net income$3,869,0001,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-98,0009,503
Cash dividends$3,000,000915
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,722,8501,394
2000-12-31 (YTD Data)Rank
Total interest income$16,252,0002,167
Total interest expense$10,589,0001,611
Net interest income$5,663,0003,109
Provision for loan and lease losses$14,0007,804
Total noninterest income$671,0004,113
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$517,0002,619
Trading account gains and fees$75,000134
Additional Noninterest Income$79,0006,938
Total noninterest expense$2,015,0005,660
Salaries and employee benefits$1,448,0004,487
Premises and equipment expense$187,0006,963
Additional noninterest expense$380,0007,315
Pre-tax net operating income$4,305,0001,703
Securities gains (losses)$136,000498
Applicable income taxes$834,0002,439
Income before extraordinary items$3,607,0001,471
Extraordinary gains, net$038
Net income$3,607,0001,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0009,278
Cash dividends$2,500,0001,116
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,496,8401,501
1999-12-31 (YTD Data)Rank
Total interest income$14,553,0002,233
Total interest expense$8,489,0001,746
Net interest income$6,064,0002,903
Provision for loan and lease losses$125,0004,648
Total noninterest income$619,0004,339
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$541,0002,452
Trading account gains and fees$0173
Additional Noninterest Income$78,0007,202
Total noninterest expense$1,898,0005,869
Salaries and employee benefits$1,342,0004,750
Premises and equipment expense$172,0007,291
Additional noninterest expense$384,0007,413
Pre-tax net operating income$4,660,0001,612
Securities gains (losses)$03,155
Applicable income taxes$922,0002,341
Income before extraordinary items$3,738,0001,433
Extraordinary gains, net$035
Net income$3,738,0001,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0002,638
Cash dividends$2,750,0001,046
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,738,0001,410
1998-12-31 (YTD Data)Rank
Total interest income$13,706,0002,376
Total interest expense$7,658,0001,997
Net interest income$6,048,0002,843
Provision for loan and lease losses$472,0001,806
Total noninterest income$591,0004,428
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$517,0002,482
Trading account gains and fees$0224
Additional Noninterest Income$74,0007,363
Total noninterest expense$1,903,0005,787
Salaries and employee benefits$1,382,0004,537
Premises and equipment expense$197,0006,767
Additional noninterest expense$324,0007,900
Pre-tax net operating income$4,264,0001,724
Securities gains (losses)$04,449
Applicable income taxes$1,029,0002,260
Income before extraordinary items$3,235,0001,632
Extraordinary gains, net$032
Net income$3,235,0001,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$429,0001,423
Cash dividends$2,500,0001,112
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,235,0001,568
1997-12-31 (YTD Data)Rank
Total interest income$13,134,0002,500
Total interest expense$7,118,0002,123
Net interest income$6,016,0002,900
Provision for loan and lease losses$08,829
Total noninterest income$595,0004,435
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$521,0002,528
Trading account gains and fees$0239
Additional Noninterest Income$74,0007,572
Total noninterest expense$1,904,0005,838
Salaries and employee benefits$1,324,0004,715
Premises and equipment expense$197,0006,903
Additional noninterest expense$383,0007,499
Pre-tax net operating income$4,707,0001,639
Securities gains (losses)$03,944
Applicable income taxes$1,058,0002,324
Income before extraordinary items$3,649,0001,480
Extraordinary gains, net$044
Net income$3,649,0001,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,00010,596
Cash dividends$2,750,0001,021
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,649,0001,445
1996-12-31 (YTD Data)Rank
Total interest income$11,797,0002,796
Total interest expense$6,314,0002,448
Net interest income$5,483,0003,231
Provision for loan and lease losses$305,0002,532
Total noninterest income$544,0004,876
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$485,0002,791
Trading account gains and fees$0262
Additional Noninterest Income$59,0008,503
Total noninterest expense$1,842,0006,289
Salaries and employee benefits$1,235,0005,076
Premises and equipment expense$201,0007,007
Additional noninterest expense$406,0007,831
Pre-tax net operating income$3,880,0001,861
Securities gains (losses)$260,000599
Applicable income taxes$863,0002,664
Income before extraordinary items$3,277,0001,514
Extraordinary gains, net$053
Net income$3,277,0001,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0002,085
Cash dividends$2,750,0001,025
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,071,6001,592
1995-12-31 (YTD Data)Rank
Total interest income$10,319,0003,206
Total interest expense$5,589,0002,745
Net interest income$4,730,0003,713
Provision for loan and lease losses$50,0006,165
Total noninterest income$563,0004,788
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$497,0002,740
Trading account gains and fees$0522
Additional Noninterest Income$66,0008,506
Total noninterest expense$1,801,0006,452
Salaries and employee benefits$1,205,0005,198
Premises and equipment expense$214,0006,939
Additional noninterest expense$382,0008,381
Pre-tax net operating income$3,442,0002,130
Securities gains (losses)$522,000341
Applicable income taxes$719,0003,171
Income before extraordinary items$3,245,0001,576
Extraordinary gains, net$065
Net income$3,245,0001,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,181
Cash dividends$2,625,0001,019
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,816,9601,770
1994-12-31 (YTD Data)Rank
Total interest income$9,828,0003,075
Total interest expense$4,577,0002,670
Net interest income$5,251,0003,408
Provision for loan and lease losses$44,0006,435
Total noninterest income$541,0004,996
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$456,0003,017
Trading account gains and fees$0475
Additional Noninterest Income$85,0008,027
Total noninterest expense$2,053,0006,069
Salaries and employee benefits$1,171,0005,362
Premises and equipment expense$231,0006,847
Additional noninterest expense$651,0006,671
Pre-tax net operating income$3,695,0001,926
Securities gains (losses)$03,600
Applicable income taxes$648,0003,297
Income before extraordinary items$3,047,0001,608
Extraordinary gains, net$0249
Net income$3,047,0001,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,456
Cash dividends$2,500,000920
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,047,0001,615
1993-12-31 (YTD Data)Rank
Total interest income$9,792,0003,153
Total interest expense$3,803,0003,313
Net interest income$5,989,0003,032
Provision for loan and lease losses$5,00010,098
Total noninterest income$553,0005,233
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$444,0003,136
Trading account gains and fees$0532
Additional Noninterest Income$109,0007,610
Total noninterest expense$1,948,0006,475
Salaries and employee benefits$1,110,0005,597
Premises and equipment expense$172,0008,328
Additional noninterest expense$666,0006,817
Pre-tax net operating income$4,589,0001,527
Securities gains (losses)$07,477
Applicable income taxes$1,034,0002,175
Income before extraordinary items$3,555,0001,430
Extraordinary gains, net$03,149
Net income$3,555,0001,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,00012,131
Cash dividends$2,500,000830
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,555,0001,343
1992-12-31 (YTD Data)Rank
Total interest income$9,850,0003,539
Total interest expense$4,286,0003,817
Net interest income$5,564,0003,293
Provision for loan and lease losses$114,0006,935
Total noninterest income$571,0005,143
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$456,0003,061
Trading account gains and fees$0504
Additional Noninterest Income$115,0007,597
Total noninterest expense$1,830,0006,856
Salaries and employee benefits$1,024,0005,906
Premises and equipment expense$176,0008,414
Additional noninterest expense$630,0007,255
Pre-tax net operating income$4,191,0001,508
Securities gains (losses)$357,0001,381
Applicable income taxes$1,065,0001,994
Income before extraordinary items$3,483,0001,341
Extraordinary gains, net$01,422
Net income$3,483,0001,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0004,293
Cash dividends$2,250,000756
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,208,1101,343

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.