Home > Security First Bank of North Dakota > Income and Expense
Security First Bank of North Dakota, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,630,000 | 2,520 |
| Total interest expense | $1,980,000 | 3,055 |
| Net interest income | $10,650,000 | 2,293 |
| Provision for loan and lease losses | $1,000,000 | 836 |
| Total noninterest income | $876,000 | 2,895 |
| Gross Fiduciary activities income | $1,000 | 939 |
| Service charges on deposit accounts | $90,000 | 3,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $785,000 | 2,527 |
| Total noninterest expense | $6,953,000 | 2,572 |
| Salaries and employee benefits | $4,923,000 | 2,214 |
| Premises and equipment expense | $258,000 | 3,725 |
| Additional noninterest expense | $785,000 | 2,527 |
| Pre-tax net operating income | $3,573,000 | 2,303 |
| Securities gains (losses) | $119,000 | 224 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $3,692,000 | 2,087 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,692,000 | 2,112 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,692,000 | 2,091 |
| Net charge-offs | $-72,000 | 4,266 |
| Cash dividends | $1,831,000 | 1,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,573,000 | 2,158 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,124,000 | 2,550 |
| Total interest expense | $1,127,000 | 3,233 |
| Net interest income | $7,997,000 | 2,303 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $658,000 | 2,889 |
| Gross Fiduciary activities income | $1,000 | 905 |
| Service charges on deposit accounts | $65,000 | 3,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $592,000 | 2,516 |
| Total noninterest expense | $5,043,000 | 2,607 |
| Salaries and employee benefits | $3,710,000 | 2,201 |
| Premises and equipment expense | $167,000 | 3,864 |
| Additional noninterest expense | $592,000 | 2,515 |
| Pre-tax net operating income | $3,612,000 | 2,012 |
| Securities gains (losses) | $95,000 | 160 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $3,707,000 | 1,803 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,707,000 | 1,819 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,707,000 | 1,803 |
| Net charge-offs | $-72,000 | 4,291 |
| Cash dividends | $400,000 | 2,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,612,000 | 1,862 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,842,000 | 2,575 |
| Total interest expense | $547,000 | 3,422 |
| Net interest income | $5,295,000 | 2,336 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $461,000 | 2,795 |
| Gross Fiduciary activities income | $1,000 | 884 |
| Service charges on deposit accounts | $43,000 | 3,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 2,397 |
| Total noninterest expense | $3,364,000 | 2,585 |
| Salaries and employee benefits | $2,476,000 | 2,198 |
| Premises and equipment expense | $112,000 | 3,870 |
| Additional noninterest expense | $417,000 | 2,393 |
| Pre-tax net operating income | $2,392,000 | 2,022 |
| Securities gains (losses) | $23,000 | 433 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $2,415,000 | 1,820 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,415,000 | 1,840 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,415,000 | 1,820 |
| Net charge-offs | $-78,000 | 4,417 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,392,000 | 1,838 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 2,606 |
| Total interest expense | $188,000 | 3,623 |
| Net interest income | $2,635,000 | 2,356 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $223,000 | 2,827 |
| Gross Fiduciary activities income | $1,000 | 879 |
| Service charges on deposit accounts | $19,000 | 3,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 2,422 |
| Total noninterest expense | $1,673,000 | 2,619 |
| Salaries and employee benefits | $1,245,000 | 2,217 |
| Premises and equipment expense | $46,000 | 4,072 |
| Additional noninterest expense | $203,000 | 2,422 |
| Pre-tax net operating income | $1,185,000 | 2,092 |
| Securities gains (losses) | $13,000 | 528 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,198,000 | 1,866 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,198,000 | 1,866 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,198,000 | 1,866 |
| Net charge-offs | $-92,000 | 4,538 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,185,000 | 1,900 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,362,000 | 2,616 |
| Total interest expense | $271,000 | 3,841 |
| Net interest income | $9,091,000 | 2,492 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $948,000 | 2,878 |
| Gross Fiduciary activities income | $2,000 | 957 |
| Service charges on deposit accounts | $84,000 | 3,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $862,000 | 2,501 |
| Total noninterest expense | $6,557,000 | 2,616 |
| Salaries and employee benefits | $4,790,000 | 2,245 |
| Premises and equipment expense | $207,000 | 3,994 |
| Additional noninterest expense | $862,000 | 2,501 |
| Pre-tax net operating income | $3,482,000 | 2,475 |
| Securities gains (losses) | $-10,000 | 3,436 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $3,472,000 | 2,282 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,472,000 | 2,281 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,472,000 | 2,281 |
| Net charge-offs | $-42,000 | 4,037 |
| Cash dividends | $2,137,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,482,000 | 2,305 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,593,000 | 2,663 |
| Total interest expense | $172,000 | 3,844 |
| Net interest income | $6,421,000 | 2,549 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $621,000 | 3,051 |
| Gross Fiduciary activities income | $2,000 | 923 |
| Service charges on deposit accounts | $60,000 | 3,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $559,000 | 2,685 |
| Total noninterest expense | $4,986,000 | 2,583 |
| Salaries and employee benefits | $3,703,000 | 2,194 |
| Premises and equipment expense | $145,000 | 4,068 |
| Additional noninterest expense | $559,000 | 2,685 |
| Pre-tax net operating income | $2,056,000 | 2,741 |
| Securities gains (losses) | $-20,000 | 3,940 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $2,036,000 | 2,552 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,036,000 | 2,550 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,036,000 | 2,551 |
| Net charge-offs | $-45,000 | 4,046 |
| Cash dividends | $1,787,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,056,000 | 2,581 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 2,730 |
| Total interest expense | $111,000 | 3,851 |
| Net interest income | $3,976,000 | 2,632 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $411,000 | 3,042 |
| Gross Fiduciary activities income | $1,000 | 891 |
| Service charges on deposit accounts | $39,000 | 3,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 2,721 |
| Total noninterest expense | $3,299,000 | 2,584 |
| Salaries and employee benefits | $2,485,000 | 2,190 |
| Premises and equipment expense | $82,000 | 4,212 |
| Additional noninterest expense | $732,000 | 3,123 |
| Pre-tax net operating income | $1,088,000 | 2,915 |
| Securities gains (losses) | $-20,000 | 4,087 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,068,000 | 2,755 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,068,000 | 2,753 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,068,000 | 2,755 |
| Net charge-offs | $-45,000 | 4,150 |
| Cash dividends | $1,537,000 | 1,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,088,000 | 2,764 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 2,738 |
| Total interest expense | $60,000 | 3,765 |
| Net interest income | $1,916,000 | 2,645 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $203,000 | 3,036 |
| Gross Fiduciary activities income | $1,000 | 862 |
| Service charges on deposit accounts | $20,000 | 3,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 2,677 |
| Total noninterest expense | $1,600,000 | 2,631 |
| Salaries and employee benefits | $1,216,000 | 2,218 |
| Premises and equipment expense | $37,000 | 4,305 |
| Additional noninterest expense | $347,000 | 3,201 |
| Pre-tax net operating income | $519,000 | 2,872 |
| Securities gains (losses) | $-7,000 | 4,205 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $512,000 | 2,726 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $512,000 | 2,724 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $512,000 | 2,726 |
| Net charge-offs | $-45,000 | 4,377 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $519,000 | 2,733 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,757,000 | 2,672 |
| Total interest expense | $324,000 | 3,682 |
| Net interest income | $8,433,000 | 2,573 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,945,000 | 2,256 |
| Gross Fiduciary activities income | $3,000 | 928 |
| Service charges on deposit accounts | $82,000 | 3,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,860,000 | 1,991 |
| Total noninterest expense | $6,837,000 | 2,522 |
| Salaries and employee benefits | $5,199,000 | 2,117 |
| Premises and equipment expense | $282,000 | 3,799 |
| Additional noninterest expense | $1,356,000 | 3,243 |
| Pre-tax net operating income | $3,541,000 | 2,486 |
| Securities gains (losses) | $38,000 | 1,249 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $3,579,000 | 2,313 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,579,000 | 2,314 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,579,000 | 2,314 |
| Net charge-offs | $-36,000 | 4,016 |
| Cash dividends | $3,210,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,541,000 | 2,304 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,756,000 | 2,673 |
| Total interest expense | $261,000 | 3,687 |
| Net interest income | $6,495,000 | 2,574 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,157,000 | 2,548 |
| Gross Fiduciary activities income | $2,000 | 906 |
| Service charges on deposit accounts | $61,000 | 3,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,094,000 | 2,288 |
| Total noninterest expense | $5,078,000 | 2,560 |
| Salaries and employee benefits | $3,899,000 | 2,133 |
| Premises and equipment expense | $214,000 | 3,828 |
| Additional noninterest expense | $965,000 | 3,350 |
| Pre-tax net operating income | $2,574,000 | 2,635 |
| Securities gains (losses) | $28,000 | 1,285 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $2,602,000 | 2,464 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,602,000 | 2,464 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,602,000 | 2,464 |
| Net charge-offs | $-64,000 | 4,303 |
| Cash dividends | $2,560,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,574,000 | 2,445 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 2,765 |
| Total interest expense | $177,000 | 3,740 |
| Net interest income | $4,098,000 | 2,652 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $875,000 | 2,381 |
| Gross Fiduciary activities income | $1,000 | 917 |
| Service charges on deposit accounts | $35,000 | 3,802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $839,000 | 2,109 |
| Total noninterest expense | $3,420,000 | 2,525 |
| Salaries and employee benefits | $2,637,000 | 2,107 |
| Premises and equipment expense | $133,000 | 3,917 |
| Additional noninterest expense | $650,000 | 3,332 |
| Pre-tax net operating income | $1,553,000 | 2,729 |
| Securities gains (losses) | $18,000 | 1,217 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,571,000 | 2,557 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,571,000 | 2,557 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,571,000 | 2,557 |
| Net charge-offs | $-68,000 | 4,457 |
| Cash dividends | $2,210,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,553,000 | 2,539 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 2,847 |
| Total interest expense | $93,000 | 3,767 |
| Net interest income | $1,927,000 | 2,726 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $626,000 | 2,000 |
| Gross Fiduciary activities income | $1,000 | 885 |
| Service charges on deposit accounts | $14,000 | 3,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $611,000 | 1,711 |
| Total noninterest expense | $1,712,000 | 2,502 |
| Salaries and employee benefits | $1,343,000 | 2,067 |
| Premises and equipment expense | $62,000 | 4,007 |
| Additional noninterest expense | $307,000 | 3,390 |
| Pre-tax net operating income | $841,000 | 2,600 |
| Securities gains (losses) | $18,000 | 906 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $859,000 | 2,413 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $859,000 | 2,412 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $859,000 | 2,413 |
| Net charge-offs | $-7,000 | 3,920 |
| Cash dividends | $1,410,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $841,000 | 2,403 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,844,000 | 2,707 |
| Total interest expense | $431,000 | 3,992 |
| Net interest income | $8,413,000 | 2,540 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $2,115,000 | 2,053 |
| Gross Fiduciary activities income | $3,000 | 957 |
| Service charges on deposit accounts | $68,000 | 3,932 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,044,000 | 1,768 |
| Total noninterest expense | $6,915,000 | 2,478 |
| Salaries and employee benefits | $5,272,000 | 2,074 |
| Premises and equipment expense | $373,000 | 3,514 |
| Additional noninterest expense | $1,270,000 | 3,322 |
| Pre-tax net operating income | $3,613,000 | 2,183 |
| Securities gains (losses) | $-8,000 | 4,802 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $3,605,000 | 2,048 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,605,000 | 2,048 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,605,000 | 2,048 |
| Net charge-offs | $-114,000 | 4,778 |
| Cash dividends | $2,114,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,613,000 | 1,990 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,368,000 | 2,795 |
| Total interest expense | $336,000 | 4,029 |
| Net interest income | $6,032,000 | 2,617 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $1,391,000 | 2,161 |
| Gross Fiduciary activities income | $2,000 | 929 |
| Service charges on deposit accounts | $52,000 | 3,932 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,337,000 | 1,863 |
| Total noninterest expense | $5,104,000 | 2,477 |
| Salaries and employee benefits | $3,922,000 | 2,068 |
| Premises and equipment expense | $278,000 | 3,519 |
| Additional noninterest expense | $904,000 | 3,379 |
| Pre-tax net operating income | $2,319,000 | 2,380 |
| Securities gains (losses) | $13,000 | 2,050 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,332,000 | 2,238 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,332,000 | 2,238 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,332,000 | 2,238 |
| Net charge-offs | $-18,000 | 4,405 |
| Cash dividends | $1,744,000 | 1,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,319,000 | 2,186 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,179,000 | 2,857 |
| Total interest expense | $232,000 | 4,080 |
| Net interest income | $3,947,000 | 2,655 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $1,350,000 | 1,727 |
| Gross Fiduciary activities income | $1,000 | 937 |
| Service charges on deposit accounts | $34,000 | 3,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,315,000 | 1,424 |
| Total noninterest expense | $3,376,000 | 2,498 |
| Salaries and employee benefits | $2,624,000 | 2,071 |
| Premises and equipment expense | $182,000 | 3,554 |
| Additional noninterest expense | $570,000 | 3,489 |
| Pre-tax net operating income | $1,921,000 | 2,060 |
| Securities gains (losses) | $4,000 | 2,045 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,925,000 | 1,897 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,925,000 | 1,897 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,925,000 | 1,898 |
| Net charge-offs | $14,000 | 2,334 |
| Cash dividends | $844,000 | 1,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,921,000 | 1,858 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 2,843 |
| Total interest expense | $120,000 | 4,156 |
| Net interest income | $1,987,000 | 2,613 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $436,000 | 2,085 |
| Gross Fiduciary activities income | $1,000 | 904 |
| Service charges on deposit accounts | $20,000 | 4,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 1,693 |
| Total noninterest expense | $1,646,000 | 2,566 |
| Salaries and employee benefits | $1,280,000 | 2,122 |
| Premises and equipment expense | $79,000 | 3,785 |
| Additional noninterest expense | $287,000 | 3,521 |
| Pre-tax net operating income | $777,000 | 2,194 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $777,000 | 2,020 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $777,000 | 2,019 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $777,000 | 2,020 |
| Net charge-offs | $15,000 | 1,715 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $777,000 | 1,990 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,823,000 | 2,807 |
| Total interest expense | $458,000 | 4,218 |
| Net interest income | $8,365,000 | 2,544 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,402,000 | 2,384 |
| Gross Fiduciary activities income | $3,000 | 975 |
| Service charges on deposit accounts | $100,000 | 3,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,299,000 | 1,960 |
| Total noninterest expense | $6,137,000 | 2,661 |
| Salaries and employee benefits | $4,441,000 | 2,273 |
| Premises and equipment expense | $360,000 | 3,642 |
| Additional noninterest expense | $1,336,000 | 3,295 |
| Pre-tax net operating income | $3,630,000 | 2,180 |
| Securities gains (losses) | $-75,000 | 5,054 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $3,555,000 | 2,064 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,555,000 | 2,066 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,555,000 | 2,066 |
| Net charge-offs | $-111,000 | 4,918 |
| Cash dividends | $2,727,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,630,000 | 1,991 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,597,000 | 2,846 |
| Total interest expense | $340,000 | 4,281 |
| Net interest income | $6,257,000 | 2,579 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,093,000 | 2,336 |
| Gross Fiduciary activities income | $2,000 | 956 |
| Service charges on deposit accounts | $76,000 | 3,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,015,000 | 1,900 |
| Total noninterest expense | $4,578,000 | 2,679 |
| Salaries and employee benefits | $3,336,000 | 2,281 |
| Premises and equipment expense | $263,000 | 3,725 |
| Additional noninterest expense | $979,000 | 3,364 |
| Pre-tax net operating income | $2,772,000 | 2,216 |
| Securities gains (losses) | $-75,000 | 5,142 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,697,000 | 2,089 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,697,000 | 2,088 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,697,000 | 2,090 |
| Net charge-offs | $-110,000 | 4,990 |
| Cash dividends | $2,381,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,772,000 | 2,022 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,330,000 | 2,871 |
| Total interest expense | $216,000 | 4,335 |
| Net interest income | $4,114,000 | 2,609 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $576,000 | 2,612 |
| Gross Fiduciary activities income | $1,000 | 961 |
| Service charges on deposit accounts | $49,000 | 4,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $526,000 | 2,163 |
| Total noninterest expense | $3,029,000 | 2,716 |
| Salaries and employee benefits | $2,178,000 | 2,320 |
| Premises and equipment expense | $166,000 | 3,817 |
| Additional noninterest expense | $685,000 | 3,307 |
| Pre-tax net operating income | $1,661,000 | 2,343 |
| Securities gains (losses) | $-57,000 | 5,169 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,604,000 | 2,237 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,604,000 | 2,237 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,604,000 | 2,237 |
| Net charge-offs | $-50,000 | 4,913 |
| Cash dividends | $1,379,000 | 1,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,661,000 | 2,161 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 2,909 |
| Total interest expense | $101,000 | 4,404 |
| Net interest income | $2,032,000 | 2,645 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $271,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $26,000 | 3,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 2,177 |
| Total noninterest expense | $1,482,000 | 2,767 |
| Salaries and employee benefits | $1,082,000 | 2,341 |
| Premises and equipment expense | $82,000 | 3,868 |
| Additional noninterest expense | $318,000 | 3,446 |
| Pre-tax net operating income | $821,000 | 2,333 |
| Securities gains (losses) | $-26,000 | 5,205 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $795,000 | 2,203 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $795,000 | 2,202 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $795,000 | 2,202 |
| Net charge-offs | $-20,000 | 4,863 |
| Cash dividends | $890,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $821,000 | 2,146 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,703,000 | 2,785 |
| Total interest expense | $330,000 | 4,403 |
| Net interest income | $8,373,000 | 2,572 |
| Provision for loan and lease losses | $1,229,000 | 752 |
| Total noninterest income | $1,053,000 | 2,792 |
| Gross Fiduciary activities income | $3,000 | 1,019 |
| Service charges on deposit accounts | $117,000 | 3,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $933,000 | 2,321 |
| Total noninterest expense | $5,767,000 | 2,786 |
| Salaries and employee benefits | $4,124,000 | 2,403 |
| Premises and equipment expense | $349,000 | 3,777 |
| Additional noninterest expense | $1,294,000 | 3,444 |
| Pre-tax net operating income | $2,430,000 | 2,825 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $2,430,000 | 2,632 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,430,000 | 2,630 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,430,000 | 2,631 |
| Net charge-offs | $540,000 | 902 |
| Cash dividends | $772,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,430,000 | 2,624 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,146,000 | 2,898 |
| Total interest expense | $242,000 | 4,405 |
| Net interest income | $5,904,000 | 2,696 |
| Provision for loan and lease losses | $851,000 | 744 |
| Total noninterest income | $789,000 | 2,814 |
| Gross Fiduciary activities income | $2,000 | 991 |
| Service charges on deposit accounts | $91,000 | 3,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $696,000 | 2,349 |
| Total noninterest expense | $4,269,000 | 2,821 |
| Salaries and employee benefits | $3,054,000 | 2,420 |
| Premises and equipment expense | $254,000 | 3,858 |
| Additional noninterest expense | $961,000 | 3,478 |
| Pre-tax net operating income | $1,573,000 | 3,120 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,573,000 | 2,912 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,573,000 | 2,911 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,573,000 | 2,911 |
| Net charge-offs | $642,000 | 611 |
| Cash dividends | $610,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,573,000 | 2,901 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,118,000 | 2,868 |
| Total interest expense | $160,000 | 4,399 |
| Net interest income | $3,958,000 | 2,675 |
| Provision for loan and lease losses | $473,000 | 860 |
| Total noninterest income | $557,000 | 2,736 |
| Gross Fiduciary activities income | $1,000 | 997 |
| Service charges on deposit accounts | $59,000 | 4,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 2,268 |
| Total noninterest expense | $2,845,000 | 2,847 |
| Salaries and employee benefits | $2,030,000 | 2,441 |
| Premises and equipment expense | $161,000 | 3,970 |
| Additional noninterest expense | $654,000 | 3,454 |
| Pre-tax net operating income | $1,197,000 | 2,875 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,197,000 | 2,673 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,197,000 | 2,672 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,197,000 | 2,672 |
| Net charge-offs | $-539,000 | 5,472 |
| Cash dividends | $342,000 | 2,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,197,000 | 2,665 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 2,845 |
| Total interest expense | $78,000 | 4,405 |
| Net interest income | $2,013,000 | 2,647 |
| Provision for loan and lease losses | $148,000 | 1,206 |
| Total noninterest income | $266,000 | 2,777 |
| Gross Fiduciary activities income | $1,000 | 957 |
| Service charges on deposit accounts | $31,000 | 3,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 2,303 |
| Total noninterest expense | $1,584,000 | 2,680 |
| Salaries and employee benefits | $1,038,000 | 2,440 |
| Premises and equipment expense | $72,000 | 4,191 |
| Additional noninterest expense | $474,000 | 2,730 |
| Pre-tax net operating income | $547,000 | 2,971 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $547,000 | 2,765 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $547,000 | 2,765 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $547,000 | 2,765 |
| Net charge-offs | $-575,000 | 5,563 |
| Cash dividends | $90,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $547,000 | 2,754 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,497,000 | 2,751 |
| Total interest expense | $312,000 | 4,356 |
| Net interest income | $8,185,000 | 2,592 |
| Provision for loan and lease losses | $1,593,000 | 616 |
| Total noninterest income | $1,395,000 | 2,497 |
| Gross Fiduciary activities income | $3,000 | 1,058 |
| Service charges on deposit accounts | $144,000 | 3,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,248,000 | 2,029 |
| Total noninterest expense | $5,976,000 | 2,774 |
| Salaries and employee benefits | $4,300,000 | 2,356 |
| Premises and equipment expense | $376,000 | 3,777 |
| Additional noninterest expense | $1,300,000 | 3,499 |
| Pre-tax net operating income | $2,011,000 | 3,112 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $2,011,000 | 2,682 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,011,000 | 2,681 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,011,000 | 2,682 |
| Net charge-offs | $1,780,000 | 446 |
| Cash dividends | $2,384,000 | 1,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,011,000 | 2,669 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,266,000 | 2,796 |
| Total interest expense | $235,000 | 4,366 |
| Net interest income | $6,031,000 | 2,644 |
| Provision for loan and lease losses | $614,000 | 1,011 |
| Total noninterest income | $1,121,000 | 2,420 |
| Gross Fiduciary activities income | $2,000 | 1,029 |
| Service charges on deposit accounts | $112,000 | 3,871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,007,000 | 1,968 |
| Total noninterest expense | $4,390,000 | 2,831 |
| Salaries and employee benefits | $3,200,000 | 2,371 |
| Premises and equipment expense | $267,000 | 3,890 |
| Additional noninterest expense | $923,000 | 3,635 |
| Pre-tax net operating income | $2,148,000 | 2,613 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,148,000 | 2,276 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,148,000 | 2,276 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,148,000 | 2,277 |
| Net charge-offs | $-209,000 | 5,494 |
| Cash dividends | $2,002,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,148,000 | 2,258 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 2,808 |
| Total interest expense | $159,000 | 4,344 |
| Net interest income | $3,975,000 | 2,661 |
| Provision for loan and lease losses | $239,000 | 1,438 |
| Total noninterest income | $814,000 | 2,336 |
| Gross Fiduciary activities income | $1,000 | 1,033 |
| Service charges on deposit accounts | $80,000 | 3,791 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $733,000 | 1,874 |
| Total noninterest expense | $2,955,000 | 2,835 |
| Salaries and employee benefits | $2,150,000 | 2,377 |
| Premises and equipment expense | $171,000 | 3,987 |
| Additional noninterest expense | $634,000 | 3,590 |
| Pre-tax net operating income | $1,595,000 | 2,392 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,595,000 | 2,057 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,595,000 | 2,057 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,595,000 | 2,057 |
| Net charge-offs | $-16,000 | 4,936 |
| Cash dividends | $1,280,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,595,000 | 2,027 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 2,807 |
| Total interest expense | $80,000 | 4,341 |
| Net interest income | $1,983,000 | 2,662 |
| Provision for loan and lease losses | $67,000 | 1,820 |
| Total noninterest income | $381,000 | 2,402 |
| Gross Fiduciary activities income | $1,000 | 986 |
| Service charges on deposit accounts | $41,000 | 3,768 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $339,000 | 1,940 |
| Total noninterest expense | $1,421,000 | 2,937 |
| Salaries and employee benefits | $1,067,000 | 2,409 |
| Premises and equipment expense | $78,000 | 4,172 |
| Additional noninterest expense | $276,000 | 3,890 |
| Pre-tax net operating income | $876,000 | 2,140 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $876,000 | 1,833 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $876,000 | 1,833 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $876,000 | 1,833 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $550,000 | 1,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $876,000 | 1,823 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,531,000 | 2,727 |
| Total interest expense | $324,000 | 4,360 |
| Net interest income | $8,207,000 | 2,564 |
| Provision for loan and lease losses | $493,000 | 1,492 |
| Total noninterest income | $1,660,000 | 2,348 |
| Gross Fiduciary activities income | $3,000 | 1,090 |
| Service charges on deposit accounts | $160,000 | 3,878 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,497,000 | 1,888 |
| Total noninterest expense | $5,808,000 | 2,907 |
| Salaries and employee benefits | $4,239,000 | 2,390 |
| Premises and equipment expense | $386,000 | 3,843 |
| Additional noninterest expense | $1,183,000 | 3,854 |
| Pre-tax net operating income | $3,566,000 | 2,096 |
| Securities gains (losses) | $2,000 | 3,045 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $3,568,000 | 1,812 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,568,000 | 1,811 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,568,000 | 1,811 |
| Net charge-offs | $358,000 | 1,368 |
| Cash dividends | $2,150,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,566,000 | 1,776 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,384,000 | 2,734 |
| Total interest expense | $240,000 | 4,409 |
| Net interest income | $6,144,000 | 2,578 |
| Provision for loan and lease losses | $175,000 | 2,207 |
| Total noninterest income | $1,282,000 | 2,317 |
| Gross Fiduciary activities income | $2,000 | 1,060 |
| Service charges on deposit accounts | $124,000 | 3,859 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,156,000 | 1,863 |
| Total noninterest expense | $4,346,000 | 2,912 |
| Salaries and employee benefits | $3,180,000 | 2,380 |
| Premises and equipment expense | $284,000 | 3,889 |
| Additional noninterest expense | $882,000 | 3,892 |
| Pre-tax net operating income | $2,905,000 | 2,006 |
| Securities gains (losses) | $2,000 | 2,985 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,907,000 | 1,733 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,907,000 | 1,733 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,907,000 | 1,733 |
| Net charge-offs | $71,000 | 2,340 |
| Cash dividends | $1,790,000 | 1,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,905,000 | 1,680 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 2,777 |
| Total interest expense | $161,000 | 4,425 |
| Net interest income | $4,029,000 | 2,622 |
| Provision for loan and lease losses | $97,000 | 2,352 |
| Total noninterest income | $849,000 | 2,308 |
| Gross Fiduciary activities income | $1,000 | 1,067 |
| Service charges on deposit accounts | $81,000 | 3,893 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $767,000 | 1,837 |
| Total noninterest expense | $2,884,000 | 2,932 |
| Salaries and employee benefits | $2,113,000 | 2,397 |
| Premises and equipment expense | $183,000 | 3,984 |
| Additional noninterest expense | $588,000 | 3,919 |
| Pre-tax net operating income | $1,897,000 | 2,027 |
| Securities gains (losses) | $2,000 | 2,664 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,899,000 | 1,747 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,899,000 | 1,746 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,899,000 | 1,747 |
| Net charge-offs | $3,000 | 3,433 |
| Cash dividends | $1,340,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,897,000 | 1,699 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 2,802 |
| Total interest expense | $81,000 | 4,453 |
| Net interest income | $1,980,000 | 2,655 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $376,000 | 2,435 |
| Gross Fiduciary activities income | $1,000 | 1,021 |
| Service charges on deposit accounts | $39,000 | 3,951 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $336,000 | 1,959 |
| Total noninterest expense | $1,388,000 | 3,028 |
| Salaries and employee benefits | $1,050,000 | 2,428 |
| Premises and equipment expense | $70,000 | 4,504 |
| Additional noninterest expense | $268,000 | 4,123 |
| Pre-tax net operating income | $923,000 | 2,033 |
| Securities gains (losses) | $2,000 | 1,894 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $925,000 | 1,743 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $925,000 | 1,743 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $925,000 | 1,744 |
| Net charge-offs | $37,000 | 1,626 |
| Cash dividends | $400,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $923,000 | 1,703 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,531,000 | 2,721 |
| Total interest expense | $380,000 | 4,252 |
| Net interest income | $8,151,000 | 2,560 |
| Provision for loan and lease losses | $215,000 | 2,261 |
| Total noninterest income | $1,738,000 | 2,300 |
| Gross Fiduciary activities income | $3,000 | 1,124 |
| Service charges on deposit accounts | $143,000 | 4,206 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,592,000 | 1,785 |
| Total noninterest expense | $5,841,000 | 2,918 |
| Salaries and employee benefits | $4,110,000 | 2,439 |
| Premises and equipment expense | $339,000 | 4,242 |
| Additional noninterest expense | $1,392,000 | 3,580 |
| Pre-tax net operating income | $3,833,000 | 1,933 |
| Securities gains (losses) | $-4,000 | 5,778 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,829,000 | 1,664 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,829,000 | 1,665 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,829,000 | 1,666 |
| Net charge-offs | $-44,000 | 5,529 |
| Cash dividends | $1,627,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,833,000 | 1,625 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,349,000 | 2,752 |
| Total interest expense | $291,000 | 4,259 |
| Net interest income | $6,058,000 | 2,593 |
| Provision for loan and lease losses | $169,000 | 2,162 |
| Total noninterest income | $1,323,000 | 2,292 |
| Gross Fiduciary activities income | $2,000 | 1,102 |
| Service charges on deposit accounts | $107,000 | 4,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,214,000 | 1,787 |
| Total noninterest expense | $4,496,000 | 2,878 |
| Salaries and employee benefits | $3,145,000 | 2,389 |
| Premises and equipment expense | $269,000 | 4,178 |
| Additional noninterest expense | $1,082,000 | 3,495 |
| Pre-tax net operating income | $2,716,000 | 2,062 |
| Securities gains (losses) | $-4,000 | 5,921 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,712,000 | 1,779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,712,000 | 1,780 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,712,000 | 1,781 |
| Net charge-offs | $-51,000 | 5,614 |
| Cash dividends | $1,219,000 | 1,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,716,000 | 1,737 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,114,000 | 2,802 |
| Total interest expense | $200,000 | 4,234 |
| Net interest income | $3,914,000 | 2,657 |
| Provision for loan and lease losses | $119,000 | 2,087 |
| Total noninterest income | $940,000 | 2,220 |
| Gross Fiduciary activities income | $1,000 | 1,108 |
| Service charges on deposit accounts | $66,000 | 4,366 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $873,000 | 1,703 |
| Total noninterest expense | $2,906,000 | 2,955 |
| Salaries and employee benefits | $2,113,000 | 2,391 |
| Premises and equipment expense | $179,000 | 4,214 |
| Additional noninterest expense | $614,000 | 3,905 |
| Pre-tax net operating income | $1,829,000 | 2,031 |
| Securities gains (losses) | $-4,000 | 6,027 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,825,000 | 1,746 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,825,000 | 1,751 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,825,000 | 1,750 |
| Net charge-offs | $37,000 | 2,563 |
| Cash dividends | $830,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,829,000 | 1,696 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 2,875 |
| Total interest expense | $103,000 | 4,234 |
| Net interest income | $1,879,000 | 2,740 |
| Provision for loan and lease losses | $59,000 | 1,989 |
| Total noninterest income | $469,000 | 2,180 |
| Gross Fiduciary activities income | $1,000 | 1,061 |
| Service charges on deposit accounts | $31,000 | 4,446 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $437,000 | 1,660 |
| Total noninterest expense | $1,442,000 | 2,981 |
| Salaries and employee benefits | $1,060,000 | 2,385 |
| Premises and equipment expense | $83,000 | 4,398 |
| Additional noninterest expense | $299,000 | 3,983 |
| Pre-tax net operating income | $847,000 | 2,120 |
| Securities gains (losses) | $4,000 | 1,704 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $851,000 | 1,838 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $851,000 | 1,841 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $851,000 | 1,840 |
| Net charge-offs | $-28,000 | 5,789 |
| Cash dividends | $100,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $847,000 | 1,774 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,282,000 | 2,814 |
| Total interest expense | $427,000 | 4,327 |
| Net interest income | $7,855,000 | 2,671 |
| Provision for loan and lease losses | $214,000 | 2,397 |
| Total noninterest income | $1,508,000 | 2,497 |
| Gross Fiduciary activities income | $3,000 | 1,154 |
| Service charges on deposit accounts | $179,000 | 4,108 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,326,000 | 1,925 |
| Total noninterest expense | $5,360,000 | 3,164 |
| Salaries and employee benefits | $3,779,000 | 2,619 |
| Premises and equipment expense | $332,000 | 4,478 |
| Additional noninterest expense | $1,249,000 | 3,976 |
| Pre-tax net operating income | $3,789,000 | 1,917 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,789,000 | 1,662 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,789,000 | 1,662 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,789,000 | 1,661 |
| Net charge-offs | $-14,000 | 5,722 |
| Cash dividends | $2,583,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,789,000 | 1,639 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,147,000 | 2,869 |
| Total interest expense | $319,000 | 4,387 |
| Net interest income | $5,828,000 | 2,706 |
| Provision for loan and lease losses | $174,000 | 2,265 |
| Total noninterest income | $1,083,000 | 2,589 |
| Gross Fiduciary activities income | $2,000 | 1,121 |
| Service charges on deposit accounts | $135,000 | 4,139 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $946,000 | 2,019 |
| Total noninterest expense | $3,893,000 | 3,248 |
| Salaries and employee benefits | $2,772,000 | 2,666 |
| Premises and equipment expense | $243,000 | 4,576 |
| Additional noninterest expense | $878,000 | 4,123 |
| Pre-tax net operating income | $2,844,000 | 1,941 |
| Securities gains (losses) | $-1,000 | 5,909 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,843,000 | 1,664 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,843,000 | 1,665 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,843,000 | 1,664 |
| Net charge-offs | $21,000 | 3,810 |
| Cash dividends | $2,019,000 | 921 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,844,000 | 1,631 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,985,000 | 2,928 |
| Total interest expense | $217,000 | 4,397 |
| Net interest income | $3,768,000 | 2,766 |
| Provision for loan and lease losses | $149,000 | 1,969 |
| Total noninterest income | $699,000 | 2,600 |
| Gross Fiduciary activities income | $1,000 | 1,132 |
| Service charges on deposit accounts | $86,000 | 4,212 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $612,000 | 2,027 |
| Total noninterest expense | $2,560,000 | 3,293 |
| Salaries and employee benefits | $1,828,000 | 2,703 |
| Premises and equipment expense | $147,000 | 4,790 |
| Additional noninterest expense | $585,000 | 4,148 |
| Pre-tax net operating income | $1,758,000 | 2,010 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,757,000 | 1,711 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,757,000 | 1,714 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,757,000 | 1,713 |
| Net charge-offs | $7,000 | 3,864 |
| Cash dividends | $1,605,000 | 773 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,758,000 | 1,681 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 3,017 |
| Total interest expense | $109,000 | 4,454 |
| Net interest income | $1,806,000 | 2,860 |
| Provision for loan and lease losses | $74,000 | 1,917 |
| Total noninterest income | $348,000 | 2,584 |
| Gross Fiduciary activities income | $1,000 | 1,081 |
| Service charges on deposit accounts | $43,000 | 4,189 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $304,000 | 1,985 |
| Total noninterest expense | $1,177,000 | 3,515 |
| Salaries and employee benefits | $883,000 | 2,781 |
| Premises and equipment expense | $63,000 | 5,143 |
| Additional noninterest expense | $231,000 | 4,662 |
| Pre-tax net operating income | $903,000 | 1,915 |
| Securities gains (losses) | $-3,000 | 6,318 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $900,000 | 1,627 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $900,000 | 1,630 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $900,000 | 1,630 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $300,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $903,000 | 1,591 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,785,000 | 3,003 |
| Total interest expense | $724,000 | 3,669 |
| Net interest income | $7,061,000 | 2,885 |
| Provision for loan and lease losses | $429,000 | 2,026 |
| Total noninterest income | $2,018,000 | 2,157 |
| Gross Fiduciary activities income | $3,000 | 1,205 |
| Service charges on deposit accounts | $169,000 | 4,384 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,846,000 | 1,609 |
| Total noninterest expense | $5,523,000 | 3,170 |
| Salaries and employee benefits | $3,987,000 | 2,483 |
| Premises and equipment expense | $251,000 | 5,189 |
| Additional noninterest expense | $1,285,000 | 4,043 |
| Pre-tax net operating income | $3,127,000 | 2,105 |
| Securities gains (losses) | $8,000 | 2,703 |
| Applicable income taxes | $54,000 | 3,723 |
| Income before extraordinary items | $3,081,000 | 1,858 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,081,000 | 1,861 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,081,000 | 1,861 |
| Net charge-offs | $-101,000 | 6,524 |
| Cash dividends | $1,377,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,073,160 | 1,828 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,795,000 | 3,045 |
| Total interest expense | $604,000 | 3,525 |
| Net interest income | $5,191,000 | 2,945 |
| Provision for loan and lease losses | $353,000 | 1,911 |
| Total noninterest income | $1,617,000 | 2,098 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $124,000 | 4,456 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,491,000 | 1,554 |
| Total noninterest expense | $4,092,000 | 3,203 |
| Salaries and employee benefits | $2,976,000 | 2,502 |
| Premises and equipment expense | $182,000 | 5,268 |
| Additional noninterest expense | $934,000 | 4,107 |
| Pre-tax net operating income | $2,363,000 | 2,157 |
| Securities gains (losses) | $8,000 | 2,578 |
| Applicable income taxes | $57,000 | 3,652 |
| Income before extraordinary items | $2,314,000 | 1,896 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,314,000 | 1,903 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,314,000 | 1,901 |
| Net charge-offs | $7,000 | 4,813 |
| Cash dividends | $986,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,306,160 | 1,845 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 3,069 |
| Total interest expense | $466,000 | 3,236 |
| Net interest income | $3,368,000 | 3,005 |
| Provision for loan and lease losses | $267,000 | 1,804 |
| Total noninterest income | $1,121,000 | 2,072 |
| Gross Fiduciary activities income | $1,000 | 1,167 |
| Service charges on deposit accounts | $75,000 | 4,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,045,000 | 1,534 |
| Total noninterest expense | $2,739,000 | 3,203 |
| Salaries and employee benefits | $2,022,000 | 2,475 |
| Premises and equipment expense | $114,000 | 5,401 |
| Additional noninterest expense | $603,000 | 4,178 |
| Pre-tax net operating income | $1,483,000 | 2,210 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $55,000 | 3,451 |
| Income before extraordinary items | $1,428,000 | 2,016 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,428,000 | 2,023 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,428,000 | 2,022 |
| Net charge-offs | $10,000 | 4,322 |
| Cash dividends | $745,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,428,000 | 1,931 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 3,148 |
| Total interest expense | $180,000 | 3,922 |
| Net interest income | $1,689,000 | 3,009 |
| Provision for loan and lease losses | $163,000 | 1,543 |
| Total noninterest income | $543,000 | 2,106 |
| Gross Fiduciary activities income | $1,000 | 1,109 |
| Service charges on deposit accounts | $35,000 | 4,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $507,000 | 1,559 |
| Total noninterest expense | $1,353,000 | 3,249 |
| Salaries and employee benefits | $1,005,000 | 2,507 |
| Premises and equipment expense | $47,000 | 5,752 |
| Additional noninterest expense | $301,000 | 4,206 |
| Pre-tax net operating income | $716,000 | 2,229 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $50,000 | 2,989 |
| Income before extraordinary items | $666,000 | 2,075 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $666,000 | 2,078 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $666,000 | 2,077 |
| Net charge-offs | $-7,000 | 6,052 |
| Cash dividends | $250,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $666,000 | 1,998 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,833,000 | 3,170 |
| Total interest expense | $841,000 | 4,008 |
| Net interest income | $6,992,000 | 2,981 |
| Provision for loan and lease losses | $397,000 | 3,041 |
| Total noninterest income | $1,862,000 | 2,300 |
| Gross Fiduciary activities income | $3,000 | 1,224 |
| Service charges on deposit accounts | $190,000 | 4,356 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,669,000 | 1,730 |
| Total noninterest expense | $5,122,000 | 3,409 |
| Salaries and employee benefits | $3,524,000 | 2,767 |
| Premises and equipment expense | $248,000 | 5,363 |
| Additional noninterest expense | $1,350,000 | 4,043 |
| Pre-tax net operating income | $3,335,000 | 1,906 |
| Securities gains (losses) | $-8,000 | 6,727 |
| Applicable income taxes | $116,000 | 3,407 |
| Income before extraordinary items | $3,211,000 | 1,752 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,211,000 | 1,753 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,211,000 | 1,753 |
| Net charge-offs | $608,000 | 2,397 |
| Cash dividends | $1,257,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,218,760 | 1,653 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,875,000 | 3,220 |
| Total interest expense | $640,000 | 4,090 |
| Net interest income | $5,235,000 | 3,037 |
| Provision for loan and lease losses | $251,000 | 3,202 |
| Total noninterest income | $1,273,000 | 2,434 |
| Gross Fiduciary activities income | $2,000 | 1,201 |
| Service charges on deposit accounts | $142,000 | 4,424 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,129,000 | 1,838 |
| Total noninterest expense | $3,586,000 | 3,610 |
| Salaries and employee benefits | $2,541,000 | 2,880 |
| Premises and equipment expense | $194,000 | 5,311 |
| Additional noninterest expense | $851,000 | 4,523 |
| Pre-tax net operating income | $2,671,000 | 1,845 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $171,000 | 2,978 |
| Income before extraordinary items | $2,500,000 | 1,748 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,500,000 | 1,747 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,500,000 | 1,749 |
| Net charge-offs | $525,000 | 2,118 |
| Cash dividends | $1,006,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,500,000 | 1,645 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,749,000 | 3,366 |
| Total interest expense | $431,000 | 4,172 |
| Net interest income | $3,318,000 | 3,180 |
| Provision for loan and lease losses | $135,000 | 3,493 |
| Total noninterest income | $808,000 | 2,477 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $91,000 | 4,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $716,000 | 1,893 |
| Total noninterest expense | $2,363,000 | 3,664 |
| Salaries and employee benefits | $1,664,000 | 2,930 |
| Premises and equipment expense | $119,000 | 5,517 |
| Additional noninterest expense | $580,000 | 4,475 |
| Pre-tax net operating income | $1,628,000 | 2,004 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $100,000 | 3,054 |
| Income before extraordinary items | $1,528,000 | 1,855 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,528,000 | 1,854 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,528,000 | 1,855 |
| Net charge-offs | $525,000 | 1,715 |
| Cash dividends | $738,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,528,000 | 1,764 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 3,448 |
| Total interest expense | $222,000 | 4,213 |
| Net interest income | $1,610,000 | 3,262 |
| Provision for loan and lease losses | $67,000 | 3,375 |
| Total noninterest income | $418,000 | 2,416 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $48,000 | 4,361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $369,000 | 1,853 |
| Total noninterest expense | $1,152,000 | 3,747 |
| Salaries and employee benefits | $838,000 | 2,924 |
| Premises and equipment expense | $48,000 | 5,909 |
| Additional noninterest expense | $266,000 | 4,705 |
| Pre-tax net operating income | $809,000 | 2,012 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $49,000 | 3,081 |
| Income before extraordinary items | $760,000 | 1,869 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $760,000 | 1,869 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $760,000 | 1,870 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $280,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $760,000 | 1,769 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,340,000 | 3,562 |
| Total interest expense | $1,152,000 | 4,070 |
| Net interest income | $6,188,000 | 3,389 |
| Provision for loan and lease losses | $244,000 | 4,396 |
| Total noninterest income | $1,051,000 | 3,021 |
| Gross Fiduciary activities income | $3,000 | 1,205 |
| Service charges on deposit accounts | $183,000 | 4,538 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $865,000 | 2,334 |
| Total noninterest expense | $4,183,000 | 3,987 |
| Salaries and employee benefits | $2,843,000 | 3,242 |
| Premises and equipment expense | $280,000 | 5,384 |
| Additional noninterest expense | $1,060,000 | 4,766 |
| Pre-tax net operating income | $2,812,000 | 1,949 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $183,000 | 2,981 |
| Income before extraordinary items | $2,629,000 | 1,806 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,629,000 | 1,807 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,629,000 | 1,807 |
| Net charge-offs | $149,000 | 4,607 |
| Cash dividends | $994,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,629,000 | 1,728 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,455,000 | 3,615 |
| Total interest expense | $866,000 | 4,177 |
| Net interest income | $4,589,000 | 3,423 |
| Provision for loan and lease losses | $176,000 | 4,327 |
| Total noninterest income | $690,000 | 3,272 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $133,000 | 4,607 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $555,000 | 2,539 |
| Total noninterest expense | $3,073,000 | 4,047 |
| Salaries and employee benefits | $2,104,000 | 3,281 |
| Premises and equipment expense | $218,000 | 5,350 |
| Additional noninterest expense | $751,000 | 4,933 |
| Pre-tax net operating income | $2,030,000 | 2,065 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $126,000 | 3,032 |
| Income before extraordinary items | $1,904,000 | 1,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,904,000 | 1,915 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,904,000 | 1,915 |
| Net charge-offs | $-6,000 | 6,915 |
| Cash dividends | $796,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,904,000 | 1,823 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,582,000 | 3,697 |
| Total interest expense | $603,000 | 4,188 |
| Net interest income | $2,979,000 | 3,492 |
| Provision for loan and lease losses | $111,000 | 4,291 |
| Total noninterest income | $430,000 | 3,413 |
| Gross Fiduciary activities income | $1,000 | 1,171 |
| Service charges on deposit accounts | $84,000 | 4,706 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $345,000 | 2,678 |
| Total noninterest expense | $2,024,000 | 4,132 |
| Salaries and employee benefits | $1,376,000 | 3,349 |
| Premises and equipment expense | $142,000 | 5,428 |
| Additional noninterest expense | $506,000 | 4,977 |
| Pre-tax net operating income | $1,274,000 | 2,134 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $78,000 | 3,053 |
| Income before extraordinary items | $1,196,000 | 1,964 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,196,000 | 1,964 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,196,000 | 1,964 |
| Net charge-offs | $10,000 | 5,333 |
| Cash dividends | $607,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,196,000 | 1,895 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,787,000 | 3,710 |
| Total interest expense | $304,000 | 4,260 |
| Net interest income | $1,483,000 | 3,495 |
| Provision for loan and lease losses | $59,000 | 4,069 |
| Total noninterest income | $219,000 | 3,406 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $42,000 | 4,666 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $176,000 | 2,649 |
| Total noninterest expense | $979,000 | 4,235 |
| Salaries and employee benefits | $678,000 | 3,394 |
| Premises and equipment expense | $63,000 | 5,733 |
| Additional noninterest expense | $238,000 | 5,123 |
| Pre-tax net operating income | $664,000 | 2,053 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $46,000 | 2,886 |
| Income before extraordinary items | $618,000 | 1,871 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $618,000 | 1,870 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $618,000 | 1,871 |
| Net charge-offs | $-7,000 | 6,897 |
| Cash dividends | $208,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $618,000 | 1,817 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,241,000 | 3,824 |
| Total interest expense | $1,407,000 | 4,417 |
| Net interest income | $5,834,000 | 3,550 |
| Provision for loan and lease losses | $375,000 | 4,529 |
| Total noninterest income | $1,084,000 | 3,096 |
| Gross Fiduciary activities income | $3,000 | 1,259 |
| Service charges on deposit accounts | $211,000 | 4,312 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $870,000 | 2,385 |
| Total noninterest expense | $4,127,000 | 4,128 |
| Salaries and employee benefits | $2,834,000 | 3,267 |
| Premises and equipment expense | $299,000 | 5,412 |
| Additional noninterest expense | $994,000 | 5,105 |
| Pre-tax net operating income | $2,416,000 | 1,937 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $169,000 | 2,836 |
| Income before extraordinary items | $2,247,000 | 1,827 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,247,000 | 1,828 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,247,000 | 1,829 |
| Net charge-offs | $-18,000 | 7,497 |
| Cash dividends | $910,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,247,000 | 1,757 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,400,000 | 3,912 |
| Total interest expense | $1,074,000 | 4,520 |
| Net interest income | $4,326,000 | 3,622 |
| Provision for loan and lease losses | $277,000 | 4,423 |
| Total noninterest income | $765,000 | 3,235 |
| Gross Fiduciary activities income | $2,000 | 1,229 |
| Service charges on deposit accounts | $168,000 | 4,280 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $595,000 | 2,496 |
| Total noninterest expense | $3,008,000 | 4,228 |
| Salaries and employee benefits | $2,086,000 | 3,337 |
| Premises and equipment expense | $218,000 | 5,541 |
| Additional noninterest expense | $704,000 | 5,249 |
| Pre-tax net operating income | $1,806,000 | 2,059 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $122,000 | 2,970 |
| Income before extraordinary items | $1,684,000 | 1,955 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,684,000 | 1,956 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,684,000 | 1,957 |
| Net charge-offs | $-64,000 | 7,662 |
| Cash dividends | $732,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,684,000 | 1,858 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 4,001 |
| Total interest expense | $731,000 | 4,568 |
| Net interest income | $2,797,000 | 3,711 |
| Provision for loan and lease losses | $179,000 | 4,411 |
| Total noninterest income | $464,000 | 3,358 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $112,000 | 4,281 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $351,000 | 2,599 |
| Total noninterest expense | $1,958,000 | 4,300 |
| Salaries and employee benefits | $1,353,000 | 3,424 |
| Premises and equipment expense | $134,000 | 5,746 |
| Additional noninterest expense | $471,000 | 5,242 |
| Pre-tax net operating income | $1,124,000 | 2,158 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $78,000 | 2,989 |
| Income before extraordinary items | $1,046,000 | 2,030 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,046,000 | 2,028 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,046,000 | 2,030 |
| Net charge-offs | $-63,000 | 7,717 |
| Cash dividends | $571,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,046,000 | 1,950 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 4,166 |
| Total interest expense | $372,000 | 4,663 |
| Net interest income | $1,323,000 | 3,883 |
| Provision for loan and lease losses | $89,000 | 4,164 |
| Total noninterest income | $216,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $62,000 | 4,062 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $154,000 | 2,790 |
| Total noninterest expense | $969,000 | 4,373 |
| Salaries and employee benefits | $676,000 | 3,484 |
| Premises and equipment expense | $65,000 | 5,884 |
| Additional noninterest expense | $228,000 | 5,372 |
| Pre-tax net operating income | $481,000 | 2,479 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $32,000 | 3,122 |
| Income before extraordinary items | $449,000 | 2,341 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $449,000 | 2,340 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $449,000 | 2,341 |
| Net charge-offs | $-16,000 | 7,594 |
| Cash dividends | $160,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $449,000 | 2,253 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,071,000 | 4,151 |
| Total interest expense | $1,781,000 | 4,763 |
| Net interest income | $5,290,000 | 3,807 |
| Provision for loan and lease losses | $440,000 | 4,738 |
| Total noninterest income | $659,000 | 4,187 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $265,000 | 4,118 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $392,000 | 3,580 |
| Total noninterest expense | $3,575,000 | 4,648 |
| Salaries and employee benefits | $2,292,000 | 3,959 |
| Premises and equipment expense | $328,000 | 5,453 |
| Additional noninterest expense | $955,000 | 5,350 |
| Pre-tax net operating income | $1,934,000 | 1,963 |
| Securities gains (losses) | $-17,000 | 7,050 |
| Applicable income taxes | $126,000 | 2,720 |
| Income before extraordinary items | $1,791,000 | 1,850 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,791,000 | 1,847 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,791,000 | 1,849 |
| Net charge-offs | $127,000 | 5,484 |
| Cash dividends | $700,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,806,810 | 1,795 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,250,000 | 4,222 |
| Total interest expense | $1,380,000 | 4,818 |
| Net interest income | $3,870,000 | 3,872 |
| Provision for loan and lease losses | $313,000 | 4,532 |
| Total noninterest income | $428,000 | 4,533 |
| Gross Fiduciary activities income | $2,000 | 1,265 |
| Service charges on deposit accounts | $203,000 | 4,102 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $223,000 | 4,112 |
| Total noninterest expense | $2,569,000 | 4,790 |
| Salaries and employee benefits | $1,670,000 | 4,066 |
| Premises and equipment expense | $250,000 | 5,471 |
| Additional noninterest expense | $649,000 | 5,624 |
| Pre-tax net operating income | $1,416,000 | 2,145 |
| Securities gains (losses) | $-17,000 | 7,272 |
| Applicable income taxes | $94,000 | 2,917 |
| Income before extraordinary items | $1,305,000 | 2,034 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,305,000 | 2,033 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,305,000 | 2,034 |
| Net charge-offs | $11,000 | 6,487 |
| Cash dividends | $549,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,320,810 | 1,977 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 4,343 |
| Total interest expense | $937,000 | 4,893 |
| Net interest income | $2,474,000 | 3,969 |
| Provision for loan and lease losses | $208,000 | 4,271 |
| Total noninterest income | $271,000 | 4,639 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $125,000 | 4,224 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $145,000 | 4,192 |
| Total noninterest expense | $1,684,000 | 4,890 |
| Salaries and employee benefits | $1,088,000 | 4,170 |
| Premises and equipment expense | $163,000 | 5,569 |
| Additional noninterest expense | $433,000 | 5,623 |
| Pre-tax net operating income | $853,000 | 2,394 |
| Securities gains (losses) | $-2,000 | 7,376 |
| Applicable income taxes | $58,000 | 3,051 |
| Income before extraordinary items | $793,000 | 2,244 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $793,000 | 2,241 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $793,000 | 2,243 |
| Net charge-offs | $7,000 | 6,140 |
| Cash dividends | $413,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $794,860 | 2,185 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 4,407 |
| Total interest expense | $477,000 | 4,958 |
| Net interest income | $1,211,000 | 4,033 |
| Provision for loan and lease losses | $103,000 | 3,820 |
| Total noninterest income | $114,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $56,000 | 4,381 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $58,000 | 4,572 |
| Total noninterest expense | $811,000 | 4,907 |
| Salaries and employee benefits | $552,000 | 4,149 |
| Premises and equipment expense | $71,000 | 5,916 |
| Additional noninterest expense | $188,000 | 5,758 |
| Pre-tax net operating income | $411,000 | 2,754 |
| Securities gains (losses) | $-2,000 | 7,731 |
| Applicable income taxes | $29,000 | 3,309 |
| Income before extraordinary items | $380,000 | 2,669 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $380,000 | 2,668 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $380,000 | 2,670 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $200,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $381,860 | 2,519 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,889,000 | 4,527 |
| Total interest expense | $2,347,000 | 4,906 |
| Net interest income | $4,542,000 | 4,201 |
| Provision for loan and lease losses | $75,000 | 6,271 |
| Total noninterest income | $490,000 | 4,883 |
| Gross Fiduciary activities income | $1,000 | 1,385 |
| Service charges on deposit accounts | $262,000 | 4,269 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $227,000 | 4,635 |
| Total noninterest expense | $3,241,000 | 4,874 |
| Salaries and employee benefits | $2,133,000 | 4,244 |
| Premises and equipment expense | $342,000 | 5,480 |
| Additional noninterest expense | $766,000 | 5,587 |
| Pre-tax net operating income | $1,716,000 | 2,789 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $99,000 | 3,396 |
| Income before extraordinary items | $1,617,000 | 2,383 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,617,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 4,208 |
| Cash dividends | $1,043,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,617,000 | 2,516 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,139,000 | 4,625 |
| Total interest expense | $1,797,000 | 4,976 |
| Net interest income | $3,342,000 | 4,279 |
| Provision for loan and lease losses | $35,000 | 6,193 |
| Total noninterest income | $378,000 | 4,932 |
| Gross Fiduciary activities income | $1,000 | 1,339 |
| Service charges on deposit accounts | $201,000 | 4,248 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $176,000 | 4,679 |
| Total noninterest expense | $2,411,000 | 4,877 |
| Salaries and employee benefits | $1,592,000 | 4,278 |
| Premises and equipment expense | $250,000 | 5,577 |
| Additional noninterest expense | $569,000 | 5,567 |
| Pre-tax net operating income | $1,274,000 | 3,196 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $90,000 | 3,674 |
| Income before extraordinary items | $1,184,000 | 2,782 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,184,000 | 2,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,617 |
| Cash dividends | $896,000 | 1,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,184,000 | 2,925 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 4,722 |
| Total interest expense | $1,237,000 | 5,034 |
| Net interest income | $2,152,000 | 4,381 |
| Provision for loan and lease losses | $19,000 | 6,013 |
| Total noninterest income | $247,000 | 5,020 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $129,000 | 4,338 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $117,000 | 4,777 |
| Total noninterest expense | $1,568,000 | 4,986 |
| Salaries and employee benefits | $1,038,000 | 4,396 |
| Premises and equipment expense | $153,000 | 5,787 |
| Additional noninterest expense | $377,000 | 5,579 |
| Pre-tax net operating income | $812,000 | 3,398 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $56,000 | 3,978 |
| Income before extraordinary items | $756,000 | 3,167 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $756,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,229 |
| Cash dividends | $636,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $756,000 | 3,114 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 4,786 |
| Total interest expense | $668,000 | 5,006 |
| Net interest income | $1,041,000 | 4,479 |
| Provision for loan and lease losses | $19,000 | 4,956 |
| Total noninterest income | $121,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $63,000 | 4,343 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,758 |
| Total noninterest expense | $774,000 | 5,030 |
| Salaries and employee benefits | $505,000 | 4,519 |
| Premises and equipment expense | $72,000 | 5,981 |
| Additional noninterest expense | $197,000 | 5,417 |
| Pre-tax net operating income | $369,000 | 3,721 |
| Securities gains (losses) | $-3,000 | 8,245 |
| Applicable income taxes | $26,000 | 4,162 |
| Income before extraordinary items | $340,000 | 3,543 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $340,000 | 3,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $357,000 | 1,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $342,790 | 3,428 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,111,000 | 4,700 |
| Total interest expense | $2,768,000 | 5,002 |
| Net interest income | $4,343,000 | 4,389 |
| Provision for loan and lease losses | $50,000 | 5,648 |
| Total noninterest income | $461,000 | 5,202 |
| Gross Fiduciary activities income | $2,000 | 1,406 |
| Service charges on deposit accounts | $239,000 | 4,548 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $220,000 | 4,869 |
| Total noninterest expense | $3,122,000 | 4,893 |
| Salaries and employee benefits | $1,962,000 | 4,444 |
| Premises and equipment expense | $341,000 | 5,480 |
| Additional noninterest expense | $819,000 | 5,273 |
| Pre-tax net operating income | $1,632,000 | 3,747 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $114,000 | 4,376 |
| Income before extraordinary items | $1,518,000 | 3,418 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,518,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,179 |
| Cash dividends | $691,000 | 3,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,518,000 | 3,400 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,272,000 | 4,741 |
| Total interest expense | $2,044,000 | 5,055 |
| Net interest income | $3,228,000 | 4,444 |
| Provision for loan and lease losses | $20,000 | 5,830 |
| Total noninterest income | $350,000 | 5,210 |
| Gross Fiduciary activities income | $2,000 | 1,352 |
| Service charges on deposit accounts | $181,000 | 4,547 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $167,000 | 4,863 |
| Total noninterest expense | $2,297,000 | 4,916 |
| Salaries and employee benefits | $1,447,000 | 4,495 |
| Premises and equipment expense | $256,000 | 5,470 |
| Additional noninterest expense | $594,000 | 5,327 |
| Pre-tax net operating income | $1,261,000 | 3,838 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $89,000 | 4,547 |
| Income before extraordinary items | $1,172,000 | 3,522 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,172,000 | 3,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $571,000 | 2,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,172,000 | 3,508 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 4,833 |
| Total interest expense | $1,299,000 | 5,187 |
| Net interest income | $2,121,000 | 4,522 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $235,000 | 5,243 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $118,000 | 4,611 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $116,000 | 4,822 |
| Total noninterest expense | $1,532,000 | 4,949 |
| Salaries and employee benefits | $954,000 | 4,561 |
| Premises and equipment expense | $173,000 | 5,463 |
| Additional noninterest expense | $405,000 | 5,263 |
| Pre-tax net operating income | $824,000 | 3,955 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $57,000 | 4,659 |
| Income before extraordinary items | $767,000 | 3,616 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $767,000 | 3,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $423,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $767,000 | 3,587 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 4,905 |
| Total interest expense | $626,000 | 5,270 |
| Net interest income | $1,043,000 | 4,565 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $106,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $53,000 | 4,757 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $53,000 | 4,993 |
| Total noninterest expense | $760,000 | 4,972 |
| Salaries and employee benefits | $479,000 | 4,578 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $194,000 | 5,363 |
| Pre-tax net operating income | $389,000 | 4,060 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $25,000 | 4,759 |
| Income before extraordinary items | $364,000 | 3,725 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $364,000 | 3,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $160,000 | 2,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $364,000 | 3,708 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,338,000 | 4,833 |
| Total interest expense | $2,225,000 | 5,124 |
| Net interest income | $4,113,000 | 4,582 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $460,000 | 5,318 |
| Gross Fiduciary activities income | $1,000 | 1,470 |
| Service charges on deposit accounts | $241,000 | 4,583 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $218,000 | 4,947 |
| Total noninterest expense | $2,926,000 | 4,973 |
| Salaries and employee benefits | $1,788,000 | 4,638 |
| Premises and equipment expense | $382,000 | 5,073 |
| Additional noninterest expense | $756,000 | 5,404 |
| Pre-tax net operating income | $1,647,000 | 4,083 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,649,000 | 3,557 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,649,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-97,000 | 8,493 |
| Cash dividends | $1,084,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,647,000 | 3,539 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,676,000 | 4,872 |
| Total interest expense | $1,607,000 | 5,163 |
| Net interest income | $3,069,000 | 4,628 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $345,000 | 5,330 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $176,000 | 4,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $168,000 | 4,907 |
| Total noninterest expense | $2,178,000 | 4,974 |
| Salaries and employee benefits | $1,345,000 | 4,600 |
| Premises and equipment expense | $293,000 | 5,020 |
| Additional noninterest expense | $540,000 | 5,541 |
| Pre-tax net operating income | $1,236,000 | 4,227 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,236,000 | 3,658 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,236,000 | 3,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 8,547 |
| Cash dividends | $908,000 | 2,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,236,000 | 3,647 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 4,899 |
| Total interest expense | $1,032,000 | 5,144 |
| Net interest income | $2,014,000 | 4,696 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $218,000 | 5,453 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $112,000 | 4,755 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 5,032 |
| Total noninterest expense | $1,472,000 | 4,942 |
| Salaries and employee benefits | $895,000 | 4,630 |
| Premises and equipment expense | $198,000 | 4,966 |
| Additional noninterest expense | $379,000 | 5,394 |
| Pre-tax net operating income | $760,000 | 4,439 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $760,000 | 3,858 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $760,000 | 3,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 8,597 |
| Cash dividends | $748,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $760,000 | 3,845 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 4,936 |
| Total interest expense | $494,000 | 5,147 |
| Net interest income | $982,000 | 4,768 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $105,000 | 5,497 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $51,000 | 4,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 4,969 |
| Total noninterest expense | $719,000 | 5,046 |
| Salaries and employee benefits | $448,000 | 4,658 |
| Premises and equipment expense | $90,000 | 5,271 |
| Additional noninterest expense | $181,000 | 5,491 |
| Pre-tax net operating income | $368,000 | 4,472 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $368,000 | 3,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $368,000 | 3,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 8,659 |
| Cash dividends | $144,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $368,000 | 3,868 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 5,100 |
| Total interest expense | $1,343,000 | 5,531 |
| Net interest income | $3,756,000 | 4,811 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $368,000 | 5,899 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $179,000 | 5,271 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $188,000 | 5,293 |
| Total noninterest expense | $2,715,000 | 5,098 |
| Salaries and employee benefits | $1,559,000 | 4,923 |
| Premises and equipment expense | $408,000 | 4,788 |
| Additional noninterest expense | $748,000 | 5,388 |
| Pre-tax net operating income | $1,409,000 | 4,526 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $368,000 | 3,831 |
| Income before extraordinary items | $1,037,000 | 4,736 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,037,000 | 4,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,690 |
| Cash dividends | $32,000 | 5,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,039,960 | 4,693 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,657,000 | 5,198 |
| Total interest expense | $936,000 | 5,620 |
| Net interest income | $2,721,000 | 4,933 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $278,000 | 5,934 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $133,000 | 5,316 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $144,000 | 5,263 |
| Total noninterest expense | $1,970,000 | 5,195 |
| Salaries and employee benefits | $1,153,000 | 4,944 |
| Premises and equipment expense | $299,000 | 4,855 |
| Additional noninterest expense | $518,000 | 5,602 |
| Pre-tax net operating income | $1,029,000 | 4,694 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $277,000 | 3,927 |
| Income before extraordinary items | $748,000 | 4,919 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $748,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,465 |
| Cash dividends | $32,000 | 5,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $750,920 | 4,881 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 5,282 |
| Total interest expense | $571,000 | 5,703 |
| Net interest income | $1,759,000 | 5,013 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $179,000 | 5,990 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $83,000 | 5,411 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $95,000 | 5,289 |
| Total noninterest expense | $1,298,000 | 5,220 |
| Salaries and employee benefits | $739,000 | 5,083 |
| Premises and equipment expense | $200,000 | 4,823 |
| Additional noninterest expense | $359,000 | 5,443 |
| Pre-tax net operating income | $640,000 | 4,853 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $187,000 | 3,899 |
| Income before extraordinary items | $453,000 | 5,137 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $453,000 | 5,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,499 |
| Cash dividends | $16,000 | 4,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $453,000 | 5,085 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 5,425 |
| Total interest expense | $268,000 | 5,785 |
| Net interest income | $839,000 | 5,191 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $83,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $38,000 | 5,561 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,411 |
| Total noninterest expense | $632,000 | 5,336 |
| Salaries and employee benefits | $348,000 | 5,310 |
| Premises and equipment expense | $103,000 | 4,762 |
| Additional noninterest expense | $181,000 | 5,402 |
| Pre-tax net operating income | $290,000 | 5,086 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $97,000 | 3,813 |
| Income before extraordinary items | $193,000 | 5,506 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $193,000 | 5,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $193,000 | 5,473 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,196,000 | 5,406 |
| Total interest expense | $1,003,000 | 5,642 |
| Net interest income | $3,193,000 | 5,221 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $401,000 | 5,789 |
| Gross Fiduciary activities income | $1,000 | 1,536 |
| Service charges on deposit accounts | $214,000 | 5,079 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $186,000 | 5,256 |
| Total noninterest expense | $2,302,000 | 5,555 |
| Salaries and employee benefits | $1,396,000 | 5,182 |
| Premises and equipment expense | $288,000 | 5,783 |
| Additional noninterest expense | $618,000 | 5,888 |
| Pre-tax net operating income | $1,262,000 | 4,673 |
| Securities gains (losses) | $-7,000 | 8,135 |
| Applicable income taxes | $412,000 | 3,677 |
| Income before extraordinary items | $843,000 | 5,145 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $843,000 | 5,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $197,000 | 4,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $847,690 | 5,062 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 5,455 |
| Total interest expense | $747,000 | 5,637 |
| Net interest income | $2,344,000 | 5,283 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $310,000 | 5,739 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $171,000 | 4,982 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $138,000 | 5,303 |
| Total noninterest expense | $1,628,000 | 5,713 |
| Salaries and employee benefits | $1,012,000 | 5,281 |
| Premises and equipment expense | $196,000 | 6,042 |
| Additional noninterest expense | $420,000 | 6,165 |
| Pre-tax net operating income | $996,000 | 4,621 |
| Securities gains (losses) | $-7,000 | 8,426 |
| Applicable income taxes | $330,000 | 3,623 |
| Income before extraordinary items | $659,000 | 5,117 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $659,000 | 5,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $105,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $663,690 | 5,004 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 5,537 |
| Total interest expense | $485,000 | 5,730 |
| Net interest income | $1,527,000 | 5,347 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $214,000 | 5,672 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $119,000 | 4,892 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $94,000 | 5,284 |
| Total noninterest expense | $1,077,000 | 5,764 |
| Salaries and employee benefits | $672,000 | 5,329 |
| Premises and equipment expense | $129,000 | 6,121 |
| Additional noninterest expense | $276,000 | 6,232 |
| Pre-tax net operating income | $634,000 | 4,691 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $204,000 | 3,735 |
| Income before extraordinary items | $430,000 | 5,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $430,000 | 5,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $89,000 | 4,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $430,000 | 5,034 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $984,000 | 5,630 |
| Total interest expense | $238,000 | 5,835 |
| Net interest income | $746,000 | 5,430 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $102,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $56,000 | 4,941 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $46,000 | 5,276 |
| Total noninterest expense | $526,000 | 5,881 |
| Salaries and employee benefits | $335,000 | 5,348 |
| Premises and equipment expense | $69,000 | 5,921 |
| Additional noninterest expense | $122,000 | 6,621 |
| Pre-tax net operating income | $307,000 | 4,759 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $96,000 | 3,852 |
| Income before extraordinary items | $211,000 | 5,200 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $211,000 | 5,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $73,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $211,000 | 5,081 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,164,000 | 5,499 |
| Total interest expense | $1,024,000 | 6,045 |
| Net interest income | $3,140,000 | 5,158 |
| Provision for loan and lease losses | $107,000 | 5,222 |
| Total noninterest income | $370,000 | 6,129 |
| Gross Fiduciary activities income | $7,000 | 1,410 |
| Service charges on deposit accounts | $214,000 | 5,114 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $149,000 | 5,835 |
| Total noninterest expense | $2,063,000 | 5,888 |
| Salaries and employee benefits | $1,292,000 | 5,376 |
| Premises and equipment expense | $280,000 | 5,874 |
| Additional noninterest expense | $491,000 | 6,597 |
| Pre-tax net operating income | $1,340,000 | 4,403 |
| Securities gains (losses) | $-8,000 | 8,750 |
| Applicable income taxes | $449,000 | 3,568 |
| Income before extraordinary items | $883,000 | 4,983 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $883,000 | 4,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,392 |
| Cash dividends | $143,000 | 5,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $888,280 | 4,801 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,134,000 | 5,545 |
| Total interest expense | $785,000 | 6,126 |
| Net interest income | $2,349,000 | 5,195 |
| Provision for loan and lease losses | $80,000 | 5,120 |
| Total noninterest income | $275,000 | 6,197 |
| Gross Fiduciary activities income | $7,000 | 1,337 |
| Service charges on deposit accounts | $158,000 | 5,187 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $110,000 | 5,911 |
| Total noninterest expense | $1,556,000 | 5,851 |
| Salaries and employee benefits | $974,000 | 5,338 |
| Premises and equipment expense | $217,000 | 5,749 |
| Additional noninterest expense | $365,000 | 6,612 |
| Pre-tax net operating income | $988,000 | 4,574 |
| Securities gains (losses) | $-8,000 | 8,920 |
| Applicable income taxes | $328,000 | 3,769 |
| Income before extraordinary items | $652,000 | 5,168 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $652,000 | 5,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,221 |
| Cash dividends | $126,000 | 4,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $657,360 | 4,967 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 5,587 |
| Total interest expense | $534,000 | 6,190 |
| Net interest income | $1,559,000 | 5,217 |
| Provision for loan and lease losses | $53,000 | 5,070 |
| Total noninterest income | $190,000 | 6,114 |
| Gross Fiduciary activities income | $6,000 | 1,307 |
| Service charges on deposit accounts | $106,000 | 5,131 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $78,000 | 5,763 |
| Total noninterest expense | $1,049,000 | 5,832 |
| Salaries and employee benefits | $646,000 | 5,382 |
| Premises and equipment expense | $161,000 | 5,416 |
| Additional noninterest expense | $242,000 | 6,633 |
| Pre-tax net operating income | $647,000 | 4,636 |
| Securities gains (losses) | $-8,000 | 9,027 |
| Applicable income taxes | $214,000 | 3,830 |
| Income before extraordinary items | $425,000 | 5,253 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $425,000 | 5,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $110,000 | 4,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $430,360 | 5,010 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,045,000 | 5,623 |
| Total interest expense | $266,000 | 6,302 |
| Net interest income | $779,000 | 5,195 |
| Provision for loan and lease losses | $26,000 | 4,905 |
| Total noninterest income | $88,000 | 6,207 |
| Gross Fiduciary activities income | $6,000 | 1,199 |
| Service charges on deposit accounts | $50,000 | 5,192 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $521,000 | 5,860 |
| Salaries and employee benefits | $320,000 | 5,425 |
| Premises and equipment expense | $85,000 | 5,226 |
| Additional noninterest expense | $116,000 | 6,738 |
| Pre-tax net operating income | $320,000 | 4,624 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $109,000 | 3,790 |
| Income before extraordinary items | $212,000 | 5,170 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $94,000 | 3,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $211,340 | 4,997 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,321,000 | 5,667 |
| Total interest expense | $1,227,000 | 6,365 |
| Net interest income | $3,094,000 | 5,184 |
| Provision for loan and lease losses | $117,000 | 5,469 |
| Total noninterest income | $307,000 | 6,411 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $199,000 | 5,206 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $108,000 | 6,289 |
| Total noninterest expense | $2,017,000 | 5,843 |
| Salaries and employee benefits | $1,241,000 | 5,368 |
| Premises and equipment expense | $322,000 | 5,336 |
| Additional noninterest expense | $454,000 | 6,791 |
| Pre-tax net operating income | $1,267,000 | 4,563 |
| Securities gains (losses) | $-15,000 | 8,954 |
| Applicable income taxes | $459,000 | 3,626 |
| Income before extraordinary items | $793,000 | 5,239 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $793,000 | 5,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $30,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $802,600 | 5,056 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 5,931 |
| Total interest expense | $1,957,000 | 6,164 |
| Net interest income | $2,595,000 | 5,588 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $270,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $148,000 | 5,823 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $122,000 | 5,970 |
| Total noninterest expense | $1,928,000 | 5,876 |
| Salaries and employee benefits | $1,178,000 | 5,400 |
| Premises and equipment expense | $289,000 | 5,640 |
| Additional noninterest expense | $461,000 | 6,702 |
| Pre-tax net operating income | $737,000 | 5,698 |
| Securities gains (losses) | $35,000 | 2,695 |
| Applicable income taxes | $224,000 | 4,813 |
| Income before extraordinary items | $548,000 | 5,856 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $548,000 | 5,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,319 |
| Cash dividends | $83,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $523,150 | 5,846 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 6,674 |
| Total interest expense | $1,674,000 | 6,818 |
| Net interest income | $2,091,000 | 6,440 |
| Provision for loan and lease losses | $348,000 | 2,585 |
| Total noninterest income | $230,000 | 6,981 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,404 |
| Total noninterest expense | $1,730,000 | 6,210 |
| Salaries and employee benefits | $1,038,000 | 5,777 |
| Premises and equipment expense | $200,000 | 6,773 |
| Additional noninterest expense | $492,000 | 6,484 |
| Pre-tax net operating income | $243,000 | 8,167 |
| Securities gains (losses) | $14,000 | 1,057 |
| Applicable income taxes | $60,000 | 7,071 |
| Income before extraordinary items | $197,000 | 8,079 |
| Extraordinary gains, net | $-16,000 | 9,876 |
| Net income | $181,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,078 |
| Cash dividends | $197,000 | 5,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $186,220 | 8,161 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 8,723 |
| Total interest expense | $780,000 | 8,732 |
| Net interest income | $1,012,000 | 8,607 |
| Provision for loan and lease losses | $18,000 | 7,756 |
| Total noninterest income | $107,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,584 |
| Total noninterest expense | $684,000 | 9,073 |
| Salaries and employee benefits | $391,000 | 8,936 |
| Premises and equipment expense | $86,000 | 8,905 |
| Additional noninterest expense | $207,000 | 8,953 |
| Pre-tax net operating income | $417,000 | 7,511 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $140,000 | 6,401 |
| Income before extraordinary items | $277,000 | 7,748 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $277,000 | 7,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $145,000 | 5,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $277,000 | 7,725 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 8,942 |
| Total interest expense | $814,000 | 8,903 |
| Net interest income | $975,000 | 8,858 |
| Provision for loan and lease losses | $18,000 | 7,833 |
| Total noninterest income | $86,000 | 9,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,525 |
| Total noninterest expense | $647,000 | 9,270 |
| Salaries and employee benefits | $394,000 | 9,005 |
| Premises and equipment expense | $71,000 | 9,346 |
| Additional noninterest expense | $182,000 | 9,320 |
| Pre-tax net operating income | $396,000 | 7,901 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $137,000 | 7,022 |
| Income before extraordinary items | $259,000 | 8,186 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $259,000 | 8,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $227,000 | 5,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $259,000 | 8,105 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,787,000 | 9,299 |
| Total interest expense | $786,000 | 9,301 |
| Net interest income | $1,001,000 | 9,184 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $97,000 | 9,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $640,000 | 9,591 |
| Salaries and employee benefits | $391,000 | 9,316 |
| Premises and equipment expense | $76,000 | 9,545 |
| Additional noninterest expense | $173,000 | 9,747 |
| Pre-tax net operating income | $440,000 | 8,236 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $134,000 | 7,847 |
| Income before extraordinary items | $306,000 | 8,333 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $306,000 | 8,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $193,000 | 5,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $306,000 | 8,289 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 9,820 |
| Total interest expense | $741,000 | 9,842 |
| Net interest income | $949,000 | 9,698 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $78,000 | 10,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $602,000 | 10,160 |
| Salaries and employee benefits | $368,000 | 9,835 |
| Premises and equipment expense | $70,000 | 10,079 |
| Additional noninterest expense | $162,000 | 10,409 |
| Pre-tax net operating income | $407,000 | 8,463 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $138,000 | 8,066 |
| Income before extraordinary items | $269,000 | 8,674 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $269,000 | 8,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $114,000 | 6,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $269,000 | 8,609 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 10,177 |
| Total interest expense | $747,000 | 10,130 |
| Net interest income | $953,000 | 10,069 |
| Provision for loan and lease losses | $19,000 | 7,763 |
| Total noninterest income | $71,000 | 10,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $579,000 | 10,666 |
| Salaries and employee benefits | $346,000 | 10,368 |
| Premises and equipment expense | $67,000 | 10,564 |
| Additional noninterest expense | $166,000 | 10,864 |
| Pre-tax net operating income | $426,000 | 8,893 |
| Securities gains (losses) | $-100,000 | 11,483 |
| Applicable income taxes | $92,000 | 9,345 |
| Income before extraordinary items | $234,000 | 9,560 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $234,000 | 9,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $306,000 | 8,850 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,615,000 | 10,499 |
| Total interest expense | $627,000 | 10,477 |
| Net interest income | $988,000 | 10,428 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $64,000 | 11,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $592,000 | 11,168 |
| Salaries and employee benefits | $319,000 | 11,029 |
| Premises and equipment expense | $68,000 | 11,037 |
| Additional noninterest expense | $205,000 | 11,089 |
| Pre-tax net operating income | $447,000 | 9,009 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $119,000 | 8,946 |
| Income before extraordinary items | $328,000 | 8,844 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $328,000 | 8,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $328,000 | 8,899 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $729,000 | 12,770 |
| Total interest expense | $295,000 | 12,698 |
| Net interest income | $434,000 | 12,730 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $338,000 | 7,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 10,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 4,333 |
| Total noninterest expense | $310,000 | 12,952 |
| Salaries and employee benefits | $154,000 | 12,964 |
| Premises and equipment expense | $37,000 | 12,642 |
| Additional noninterest expense | $119,000 | 12,770 |
| Pre-tax net operating income | $462,000 | 8,928 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $66,000 | 10,572 |
| Income before extraordinary items | $396,000 | 8,473 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $396,000 | 8,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $396,000 | 8,194 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 11,546 |
| Total interest expense | $810,000 | 11,279 |
| Net interest income | $875,000 | 11,610 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $60,000 | 12,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $631,000 | 11,875 |
| Salaries and employee benefits | $332,000 | 11,642 |
| Premises and equipment expense | $57,000 | 12,412 |
| Additional noninterest expense | $242,000 | 11,639 |
| Pre-tax net operating income | $304,000 | 10,097 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $78,000 | 10,500 |
| Income before extraordinary items | $238,000 | 10,066 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $238,000 | 10,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $229,000 | 9,834 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.