Home > Schenectady Federal Savings Bank > Net Loans and Leases
Schenectady Federal Savings Bank, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $140,250,000 | 1,989 |
| Loan loss allowance | $953,000 | 3,477 |
| Total loans and leases | $141,203,000 | 2,002 |
| Unearned income | NA | NA |
| Loans and leases, gross | $141,203,000 | 2,007 |
| All real estate loans | $140,386,000 | 1,430 |
| Real estate loans in domestic offices | $140,386,000 | 1,430 |
| Construction and development loans | $65,000 | 8,110 |
| Commercial RE | $3,546,000 | 6,105 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,283,000 | 2,721 |
| 1-4 family residential loans | $135,492,000 | 902 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $20,000 | 9,745 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $756,000 | 9,284 |
| Credit card loans | $32,000 | 5,224 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $724,000 | 9,205 |
| All other loans & leases | $41,000 | 6,726 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $41,000 | 4,707 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $456,000 | 684 |
| Non 1-4 family restructured loans & leases | $456,000 | 684 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $953,000 | 345 |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $133,814,000 | 2,100 |
| Loan loss allowance | $778,000 | 4,147 |
| Total loans and leases | $134,592,000 | 2,113 |
| Unearned income | NA | NA |
| Loans and leases, gross | $134,592,000 | 2,117 |
| All real estate loans | $133,843,000 | 1,503 |
| Real estate loans in domestic offices | $133,843,000 | 1,503 |
| Construction and development loans | $603,000 | 6,138 |
| Commercial RE | $4,145,000 | 5,871 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,362,000 | 2,802 |
| 1-4 family residential loans | $127,733,000 | 981 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $0 | 10,215 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $721,000 | 9,811 |
| Credit card loans | $23,000 | 5,651 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $698,000 | 9,718 |
| All other loans & leases | $28,000 | 7,388 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $28,000 | 5,465 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $856,000 | 508 |
| Non 1-4 family restructured loans & leases | $856,000 | 508 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $778,000 | 417 |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $118,475,000 | 2,387 |
| Loan loss allowance | $642,000 | 4,967 |
| Total loans and leases | $119,117,000 | 2,397 |
| Unearned income | $-143,000 | 11,436 |
| Loans and leases, gross | $118,974,000 | 2,413 |
| All real estate loans | $118,433,000 | 1,710 |
| Real estate loans in domestic offices | $118,433,000 | 1,710 |
| Construction and development loans | $350,000 | 7,145 |
| Commercial RE | $2,980,000 | 6,778 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,450,000 | 2,807 |
| 1-4 family residential loans | $113,653,000 | 1,136 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $4,000 | 10,665 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $519,000 | 10,606 |
| Credit card loans | $18,000 | 6,067 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $501,000 | 10,506 |
| All other loans & leases | $18,000 | 8,137 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $18,000 | 6,406 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $922,000 | 608 |
| Non 1-4 family restructured loans & leases | $922,000 | 608 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $642,000 | 516 |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $100,940,000 | 2,680 |
| Loan loss allowance | $573,000 | 5,485 |
| Total loans and leases | $101,513,000 | 2,699 |
| Unearned income | $-29,000 | 11,947 |
| Loans and leases, gross | $101,484,000 | 2,713 |
| All real estate loans | $101,030,000 | 1,909 |
| Real estate loans in domestic offices | $101,030,000 | 1,909 |
| Construction and development loans | $350,000 | 7,172 |
| Commercial RE | $3,675,000 | 6,342 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,292,000 | 2,191 |
| 1-4 family residential loans | $94,713,000 | 1,323 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $5,000 | 11,090 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $430,000 | 11,183 |
| Credit card loans | $17,000 | 6,233 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $413,000 | 11,111 |
| All other loans & leases | $19,000 | 8,400 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $19,000 | 6,419 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $944,000 | 696 |
| Non 1-4 family restructured loans & leases | $944,000 | 696 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $572,000 | 564 |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $93,736,000 | 2,794 |
| Loan loss allowance | $861,000 | 4,090 |
| Total loans and leases | $94,597,000 | 2,805 |
| Unearned income | $54,000 | 5,844 |
| Loans and leases, gross | $94,651,000 | 2,821 |
| All real estate loans | $94,109,000 | 2,031 |
| Real estate loans in domestic offices | $94,109,000 | 2,029 |
| Construction and development loans | $350,000 | 7,342 |
| Commercial RE | $4,250,000 | 6,070 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,373,000 | 1,805 |
| 1-4 family residential loans | $86,136,000 | 1,434 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $7,000 | 11,619 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $506,000 | 11,568 |
| Credit card loans | $21,000 | 6,289 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $485,000 | 11,489 |
| All other loans & leases | $29,000 | 8,329 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $29,000 | 5,912 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $940,000 | 830 |
| Non 1-4 family restructured loans & leases | $940,000 | 830 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $861,000 | 449 |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $92,433,000 | 2,784 |
| Loan loss allowance | $804,000 | 4,449 |
| Total loans and leases | $93,237,000 | 2,801 |
| Unearned income | $30,000 | 6,951 |
| Loans and leases, gross | $93,267,000 | 2,811 |
| All real estate loans | $91,757,000 | 2,049 |
| Real estate loans in domestic offices | $91,757,000 | 2,048 |
| Construction and development loans | $0 | 10,482 |
| Commercial RE | $4,815,000 | 5,837 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,515,000 | 1,797 |
| 1-4 family residential loans | $83,427,000 | 1,468 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $34,000 | 12,094 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,452,000 | 9,838 |
| Credit card loans | $275,000 | 3,481 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,177,000 | 10,267 |
| All other loans & leases | $24,000 | 8,890 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $24,000 | 6,488 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,079,000 | 920 |
| Non 1-4 family restructured loans & leases | $1,079,000 | 920 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $804,000 | 524 |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $103,385,000 | 2,590 |
| Loan loss allowance | $775,000 | 4,615 |
| Total loans and leases | $104,160,000 | 2,614 |
| Unearned income | $50,000 | 7,177 |
| Loans and leases, gross | $104,210,000 | 2,630 |
| All real estate loans | $98,773,000 | 1,946 |
| Real estate loans in domestic offices | $98,773,000 | 1,946 |
| Construction and development loans | $0 | 10,798 |
| Commercial RE | $5,161,000 | 5,641 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,264,000 | 1,637 |
| 1-4 family residential loans | $89,348,000 | 1,414 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $71,000 | 12,527 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,365,000 | 5,078 |
| Credit card loans | $346,000 | 3,164 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,019,000 | 5,076 |
| All other loans & leases | $1,000 | 10,976 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $1,000 | 9,940 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $713,000 | 602 |
| Total loans and leases | NA | NA |