Home > Schenectady Federal Savings Bank > Loan Charge- Offs and Recoveries

Schenectady Federal Savings Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$46,0006,247
Loans secured by real estate, total$46,0001,950
To non-U.S. addresseesNANA
Real estate loans in domestic offices$46,0001,948
Construction and land development$0630
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$21,0002,078
Secured by multifamily residential properties$25,000236
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,621
Loans to individuals$08,520
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$08,190
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$101,0002,117
Loans secured by real estate, total$80,000727
To non-U.S. addresseesNANA
Real estate loans in domestic offices$80,000727
Construction and land development$0460
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$80,000359
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,193
Loans to individuals$21,0002,955
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$21,0002,696
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$-55,00010,122
Loans secured by real estate, total$-34,00010,004
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-34,00010,023
Construction and land development$0552
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$21,0001,747
Secured by multifamily residential properties$25,000195
Secured by nonfarm nonresidential properties$-80,00010,251
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,458
To non-U.S. addresseesNANA
Loans to individuals$-21,00010,351
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-21,00010,345
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$26,0007,494
Loans secured by real estate, total$23,0002,881
To non-U.S. addresseesNANA
Real estate loans in domestic offices$23,0002,881
Construction and land development$0676
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$23,0002,119
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,990
Loans to individuals$3,0008,185
Credit card loan charge offs$3,0003,039
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$08,660
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$42,0004,029
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,592
Loans to individuals$42,0001,887
Credit card loan recoveries$4,0001,284
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$38,0001,824
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$-16,00010,150
Loans secured by real estate, total$23,0002,327
To non-U.S. addresseesNANA
Real estate loans in domestic offices$23,0002,324
Construction and land development$0590
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$23,0001,764
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,606
To non-U.S. addresseesNANA
Loans to individuals$-39,00010,875
Credit card loan net charge offs$-1,00010,683
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-38,00010,867
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$86,0005,356
Loans secured by real estate, total$85,0001,683
To non-U.S. addresseesNANA
Real estate loans in domestic offices$85,0001,683
Construction and land development$0737
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$85,0001,104
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,405
Loans to individuals$1,0009,004
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,0008,579
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$35,0004,617
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,068
Loans to individuals$35,0002,246
Credit card loan recoveries$8,000974
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$27,0002,432
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$51,0005,266
Loans secured by real estate, total$85,0001,338
To non-U.S. addresseesNANA
Real estate loans in domestic offices$85,0001,337
Construction and land development$0634
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$85,000911
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,817
To non-U.S. addresseesNANA
Loans to individuals$-34,00011,391
Credit card loan net charge offs$-8,00011,409
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-26,00011,357
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$716,0001,381
Loans secured by real estate, total$708,000577
To non-U.S. addresseesNANA
Real estate loans in domestic offices$708,000576
Construction and land development$0883
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$88,0001,177
Secured by multifamily residential properties$418,000149
Secured by nonfarm nonresidential properties$202,000633
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,579
Loans to individuals$8,0007,356
Credit card loan charge offs$6,0002,487
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,0008,439
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$59,0003,685
Loans secured by real estate, total$7,0003,176
To non-U.S. addresseesNANA
Real estate loans in domestic offices$7,0003,175
Construction and land development$0688
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$7,0002,076
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,599
Loans to individuals$52,0001,706
Credit card loan recoveries$3,0001,552
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$49,0001,600
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$657,0001,164
Loans secured by real estate, total$701,000471
To non-U.S. addresseesNANA
Real estate loans in domestic offices$701,000470
Construction and land development$0772
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$81,0001,035
Secured by multifamily residential properties$418,000138
Secured by nonfarm nonresidential properties$202,000517
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,683
To non-U.S. addresseesNANA
Loans to individuals$-44,00011,906
Credit card loan net charge offs$3,0002,779
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-47,00011,888
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$102,0005,070
Loans secured by real estate, total$95,0001,968
To non-U.S. addresseesNANA
Real estate loans in domestic offices$95,0001,968
Construction and land development$0994
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$66,0001,475
Secured by multifamily residential properties$29,000496
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,969
Loans to individuals$7,0007,725
Credit card loan charge offs$4,0002,719
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$3,0008,368
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$38,0005,244
Loans secured by real estate, total$1,0005,076
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0005,072
Construction and land development$0797
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$1,000466
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,252
Loans to individuals$37,0002,341
Credit card loan recoveries$6,0001,179
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$31,0002,401
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$64,0004,622
Loans secured by real estate, total$94,0001,644
To non-U.S. addresseesNANA
Real estate loans in domestic offices$94,0001,645
Construction and land development$0849
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$66,0001,242
Secured by multifamily residential properties$28,000467
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,704
To non-U.S. addresseesNANA
Loans to individuals$-30,00012,417
Credit card loan net charge offs$-2,00012,419
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-28,00012,371
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$439,0002,479
Loans secured by real estate, total$419,0001,134
To non-U.S. addresseesNANA
Real estate loans in domestic offices$419,0001,133
Construction and land development$62,000679
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$357,000218
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,929
Loans to individuals$20,0006,119
Credit card loan charge offs$4,0002,919
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$16,0006,122
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$47,0005,039
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,809
Loans to individuals$47,0002,063
Credit card loan recoveries$2,0001,867
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$45,0001,923
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$392,0002,077
Loans secured by real estate, total$419,000976
To non-U.S. addresseesNANA
Real estate loans in domestic offices$419,000974
Construction and land development$62,000614
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$357,000192
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,774
To non-U.S. addresseesNANA
Loans to individuals$-27,00013,117
Credit card loan net charge offs$2,0003,091
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-29,00013,095
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$307,0003,973
Loans secured by real estate, total$80,0003,358
To non-U.S. addresseesNANA
Real estate loans in domestic offices$80,0003,358
Construction and land development$01,669
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$29,0003,258
Secured by multifamily residential properties$51,000584
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,917
Loans to individuals$227,0001,724
Credit card loan charge offs$28,0001,508
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$199,0001,571
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$21,0007,615
Loans secured by real estate, total$5,0004,335
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0004,334
Construction and land development$01,048
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$5,000347
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,301
Loans to individuals$16,0004,400
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$16,0004,115
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$286,0003,430
Loans secured by real estate, total$75,0003,065
To non-U.S. addresseesNANA
Real estate loans in domestic offices$75,0003,065
Construction and land development$01,547
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$29,0002,828
Secured by multifamily residential properties$46,000585
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,199
To non-U.S. addresseesNANA
Loans to individuals$211,0001,411
Credit card loan net charge offs$28,0001,357
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$183,0001,232
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.