Home > Sauk Valley Bank & Trust Company > Income and Expense
Sauk Valley Bank & Trust Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $29,461,000 | 1,420 |
| Total interest expense | $11,762,000 | 1,155 |
| Net interest income | $17,699,000 | 1,599 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $2,731,000 | 1,721 |
| Gross Fiduciary activities income | $903,000 | 522 |
| Service charges on deposit accounts | $276,000 | 2,300 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,552,000 | 1,846 |
| Total noninterest expense | $15,840,000 | 1,458 |
| Salaries and employee benefits | $10,358,000 | 1,309 |
| Premises and equipment expense | $1,350,000 | 1,666 |
| Additional noninterest expense | $1,552,000 | 1,846 |
| Pre-tax net operating income | $4,590,000 | 2,023 |
| Securities gains (losses) | $-80,000 | 3,753 |
| Applicable income taxes | $960,000 | 1,467 |
| Income before extraordinary items | $3,550,000 | 2,137 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,550,000 | 2,161 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,550,000 | 2,140 |
| Net charge-offs | $-79,000 | 4,290 |
| Cash dividends | $1,339,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,613,200 | 2,143 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $21,614,000 | 1,415 |
| Total interest expense | $8,425,000 | 1,120 |
| Net interest income | $13,189,000 | 1,611 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $2,070,000 | 1,705 |
| Gross Fiduciary activities income | $686,000 | 516 |
| Service charges on deposit accounts | $211,000 | 2,280 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,173,000 | 1,838 |
| Total noninterest expense | $11,859,000 | 1,452 |
| Salaries and employee benefits | $7,795,000 | 1,306 |
| Premises and equipment expense | $1,027,000 | 1,643 |
| Additional noninterest expense | $1,173,000 | 1,838 |
| Pre-tax net operating income | $3,400,000 | 2,079 |
| Securities gains (losses) | $-3,000 | 3,350 |
| Applicable income taxes | $723,000 | 1,508 |
| Income before extraordinary items | $2,674,000 | 2,183 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,674,000 | 2,204 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,674,000 | 2,185 |
| Net charge-offs | $-54,000 | 4,232 |
| Cash dividends | $1,165,000 | 1,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,676,370 | 2,209 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,834,000 | 1,424 |
| Total interest expense | $5,221,000 | 1,087 |
| Net interest income | $8,613,000 | 1,656 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,357,000 | 1,652 |
| Gross Fiduciary activities income | $460,000 | 511 |
| Service charges on deposit accounts | $136,000 | 2,319 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $761,000 | 1,796 |
| Total noninterest expense | $7,863,000 | 1,442 |
| Salaries and employee benefits | $5,220,000 | 1,300 |
| Premises and equipment expense | $686,000 | 1,643 |
| Additional noninterest expense | $761,000 | 1,794 |
| Pre-tax net operating income | $2,107,000 | 2,188 |
| Securities gains (losses) | $-10,000 | 3,794 |
| Applicable income taxes | $434,000 | 1,585 |
| Income before extraordinary items | $1,663,000 | 2,274 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,663,000 | 2,301 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,663,000 | 2,274 |
| Net charge-offs | $-53,000 | 4,344 |
| Cash dividends | $924,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,670,900 | 2,284 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,560,000 | 1,474 |
| Total interest expense | $2,306,000 | 1,070 |
| Net interest income | $4,254,000 | 1,687 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $673,000 | 1,659 |
| Gross Fiduciary activities income | $232,000 | 524 |
| Service charges on deposit accounts | $65,000 | 2,382 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $376,000 | 1,801 |
| Total noninterest expense | $3,915,000 | 1,468 |
| Salaries and employee benefits | $2,641,000 | 1,300 |
| Premises and equipment expense | $346,000 | 1,663 |
| Additional noninterest expense | $376,000 | 1,801 |
| Pre-tax net operating income | $1,012,000 | 2,289 |
| Securities gains (losses) | $4,000 | 770 |
| Applicable income taxes | $208,000 | 1,638 |
| Income before extraordinary items | $808,000 | 2,364 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $808,000 | 2,363 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $808,000 | 2,364 |
| Net charge-offs | $-39,000 | 4,386 |
| Cash dividends | $646,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $804,800 | 2,391 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $21,624,000 | 1,482 |
| Total interest expense | $3,618,000 | 1,010 |
| Net interest income | $18,006,000 | 1,562 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $3,042,000 | 1,617 |
| Gross Fiduciary activities income | $999,000 | 518 |
| Service charges on deposit accounts | $276,000 | 2,360 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,767,000 | 1,740 |
| Total noninterest expense | $14,588,000 | 1,521 |
| Salaries and employee benefits | $9,408,000 | 1,384 |
| Premises and equipment expense | $1,338,000 | 1,668 |
| Additional noninterest expense | $1,767,000 | 1,740 |
| Pre-tax net operating income | $6,460,000 | 1,741 |
| Securities gains (losses) | $1,000 | 637 |
| Applicable income taxes | $1,531,000 | 1,246 |
| Income before extraordinary items | $4,930,000 | 1,840 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,930,000 | 1,838 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,930,000 | 1,839 |
| Net charge-offs | $-187,000 | 4,421 |
| Cash dividends | $1,431,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,929,210 | 1,873 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,231,000 | 1,493 |
| Total interest expense | $1,839,000 | 1,093 |
| Net interest income | $13,392,000 | 1,557 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,257,000 | 1,652 |
| Gross Fiduciary activities income | $774,000 | 509 |
| Service charges on deposit accounts | $205,000 | 2,377 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,278,000 | 1,812 |
| Total noninterest expense | $10,830,000 | 1,529 |
| Salaries and employee benefits | $6,958,000 | 1,393 |
| Premises and equipment expense | $1,010,000 | 1,668 |
| Additional noninterest expense | $1,278,000 | 1,812 |
| Pre-tax net operating income | $4,819,000 | 1,735 |
| Securities gains (losses) | $-8,000 | 3,726 |
| Applicable income taxes | $1,140,000 | 1,257 |
| Income before extraordinary items | $3,671,000 | 1,829 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,671,000 | 1,827 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,671,000 | 1,828 |
| Net charge-offs | $-186,000 | 4,451 |
| Cash dividends | $1,156,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,677,320 | 1,861 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,520,000 | 1,536 |
| Total interest expense | $788,000 | 1,376 |
| Net interest income | $8,732,000 | 1,538 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,531,000 | 1,616 |
| Gross Fiduciary activities income | $525,000 | 462 |
| Service charges on deposit accounts | $130,000 | 2,430 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $876,000 | 1,808 |
| Total noninterest expense | $7,164,000 | 1,519 |
| Salaries and employee benefits | $4,615,000 | 1,394 |
| Premises and equipment expense | $679,000 | 1,663 |
| Additional noninterest expense | $1,870,000 | 1,686 |
| Pre-tax net operating income | $3,099,000 | 1,694 |
| Securities gains (losses) | $-16,000 | 4,055 |
| Applicable income taxes | $727,000 | 1,213 |
| Income before extraordinary items | $2,356,000 | 1,791 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,356,000 | 1,791 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,356,000 | 1,791 |
| Net charge-offs | $-94,000 | 4,369 |
| Cash dividends | $886,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,368,640 | 1,825 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 1,542 |
| Total interest expense | $328,000 | 1,548 |
| Net interest income | $4,235,000 | 1,534 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $759,000 | 1,634 |
| Gross Fiduciary activities income | $253,000 | 481 |
| Service charges on deposit accounts | $65,000 | 2,414 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $441,000 | 1,806 |
| Total noninterest expense | $3,571,000 | 1,510 |
| Salaries and employee benefits | $2,280,000 | 1,410 |
| Premises and equipment expense | $354,000 | 1,634 |
| Additional noninterest expense | $937,000 | 1,653 |
| Pre-tax net operating income | $1,423,000 | 1,702 |
| Securities gains (losses) | $-18,000 | 4,323 |
| Applicable income taxes | $327,000 | 1,240 |
| Income before extraordinary items | $1,078,000 | 1,828 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,078,000 | 1,827 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,078,000 | 1,828 |
| Net charge-offs | $-213,000 | 4,675 |
| Cash dividends | $666,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,092,220 | 1,828 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $19,821,000 | 1,493 |
| Total interest expense | $1,535,000 | 1,632 |
| Net interest income | $18,286,000 | 1,471 |
| Provision for loan and lease losses | $1,850,000 | 322 |
| Total noninterest income | $3,188,000 | 1,729 |
| Gross Fiduciary activities income | $1,069,000 | 465 |
| Service charges on deposit accounts | $235,000 | 2,477 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,884,000 | 1,971 |
| Total noninterest expense | $13,224,000 | 1,608 |
| Salaries and employee benefits | $8,405,000 | 1,506 |
| Premises and equipment expense | $1,218,000 | 1,799 |
| Additional noninterest expense | $3,601,000 | 1,722 |
| Pre-tax net operating income | $6,400,000 | 1,748 |
| Securities gains (losses) | $19,000 | 1,534 |
| Applicable income taxes | $1,541,000 | 1,294 |
| Income before extraordinary items | $4,878,000 | 1,921 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,878,000 | 1,921 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,878,000 | 1,922 |
| Net charge-offs | $1,624,000 | 324 |
| Cash dividends | $337,000 | 3,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,862,990 | 1,894 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,119,000 | 1,502 |
| Total interest expense | $1,189,000 | 1,673 |
| Net interest income | $13,930,000 | 1,477 |
| Provision for loan and lease losses | $1,350,000 | 322 |
| Total noninterest income | $2,406,000 | 1,780 |
| Gross Fiduciary activities income | $811,000 | 462 |
| Service charges on deposit accounts | $552,000 | 1,200 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,043,000 | 2,334 |
| Total noninterest expense | $9,728,000 | 1,634 |
| Salaries and employee benefits | $6,227,000 | 1,519 |
| Premises and equipment expense | $872,000 | 1,886 |
| Additional noninterest expense | $2,629,000 | 1,749 |
| Pre-tax net operating income | $5,258,000 | 1,693 |
| Securities gains (losses) | $15,000 | 1,526 |
| Applicable income taxes | $1,284,000 | 1,275 |
| Income before extraordinary items | $3,989,000 | 1,883 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,989,000 | 1,882 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,989,000 | 1,883 |
| Net charge-offs | $1,217,000 | 296 |
| Cash dividends | $337,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,977,150 | 1,856 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,821,000 | 1,522 |
| Total interest expense | $833,000 | 1,668 |
| Net interest income | $8,988,000 | 1,492 |
| Provision for loan and lease losses | $950,000 | 330 |
| Total noninterest income | $1,668,000 | 1,695 |
| Gross Fiduciary activities income | $548,000 | 455 |
| Service charges on deposit accounts | $370,000 | 1,170 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $750,000 | 2,224 |
| Total noninterest expense | $6,436,000 | 1,633 |
| Salaries and employee benefits | $4,130,000 | 1,525 |
| Premises and equipment expense | $584,000 | 1,869 |
| Additional noninterest expense | $1,722,000 | 1,758 |
| Pre-tax net operating income | $3,270,000 | 1,750 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $791,000 | 1,327 |
| Income before extraordinary items | $2,479,000 | 1,956 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,479,000 | 1,955 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,479,000 | 1,956 |
| Net charge-offs | $1,187,000 | 247 |
| Cash dividends | $337,000 | 2,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,479,000 | 1,920 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 1,564 |
| Total interest expense | $454,000 | 1,628 |
| Net interest income | $4,319,000 | 1,545 |
| Provision for loan and lease losses | $500,000 | 366 |
| Total noninterest income | $847,000 | 1,680 |
| Gross Fiduciary activities income | $228,000 | 486 |
| Service charges on deposit accounts | $187,000 | 1,157 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $432,000 | 2,069 |
| Total noninterest expense | $3,186,000 | 1,647 |
| Salaries and employee benefits | $2,055,000 | 1,520 |
| Premises and equipment expense | $310,000 | 1,801 |
| Additional noninterest expense | $821,000 | 1,797 |
| Pre-tax net operating income | $1,480,000 | 1,890 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $356,000 | 1,392 |
| Income before extraordinary items | $1,124,000 | 2,068 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,124,000 | 2,067 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,124,000 | 2,068 |
| Net charge-offs | $29,000 | 1,017 |
| Cash dividends | $337,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,124,000 | 2,033 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,768,000 | 1,580 |
| Total interest expense | $2,689,000 | 1,632 |
| Net interest income | $16,079,000 | 1,558 |
| Provision for loan and lease losses | $1,450,000 | 1,275 |
| Total noninterest income | $3,426,000 | 1,601 |
| Gross Fiduciary activities income | $970,000 | 467 |
| Service charges on deposit accounts | $651,000 | 1,314 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,805,000 | 1,895 |
| Total noninterest expense | $12,378,000 | 1,665 |
| Salaries and employee benefits | $8,070,000 | 1,503 |
| Premises and equipment expense | $1,177,000 | 1,828 |
| Additional noninterest expense | $3,131,000 | 1,856 |
| Pre-tax net operating income | $5,677,000 | 1,625 |
| Securities gains (losses) | $-8,000 | 4,802 |
| Applicable income taxes | $1,398,000 | 1,187 |
| Income before extraordinary items | $4,271,000 | 1,825 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,271,000 | 1,824 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,271,000 | 1,825 |
| Net charge-offs | $545,000 | 922 |
| Cash dividends | $319,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,277,320 | 1,783 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,872,000 | 1,601 |
| Total interest expense | $2,168,000 | 1,616 |
| Net interest income | $11,704,000 | 1,583 |
| Provision for loan and lease losses | $700,000 | 1,666 |
| Total noninterest income | $2,518,000 | 1,578 |
| Gross Fiduciary activities income | $695,000 | 467 |
| Service charges on deposit accounts | $476,000 | 1,334 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,347,000 | 1,857 |
| Total noninterest expense | $9,002,000 | 1,684 |
| Salaries and employee benefits | $5,923,000 | 1,519 |
| Premises and equipment expense | $789,000 | 1,959 |
| Additional noninterest expense | $2,290,000 | 1,873 |
| Pre-tax net operating income | $4,520,000 | 1,521 |
| Securities gains (losses) | $-8,000 | 4,753 |
| Applicable income taxes | $1,127,000 | 1,094 |
| Income before extraordinary items | $3,385,000 | 1,747 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,385,000 | 1,747 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,385,000 | 1,747 |
| Net charge-offs | $286,000 | 1,049 |
| Cash dividends | $319,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,391,320 | 1,696 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,184,000 | 1,626 |
| Total interest expense | $1,565,000 | 1,595 |
| Net interest income | $7,619,000 | 1,618 |
| Provision for loan and lease losses | $375,000 | 1,842 |
| Total noninterest income | $1,567,000 | 1,582 |
| Gross Fiduciary activities income | $396,000 | 494 |
| Service charges on deposit accounts | $302,000 | 1,415 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $869,000 | 1,812 |
| Total noninterest expense | $5,874,000 | 1,713 |
| Salaries and employee benefits | $3,925,000 | 1,515 |
| Premises and equipment expense | $516,000 | 1,985 |
| Additional noninterest expense | $1,433,000 | 1,956 |
| Pre-tax net operating income | $2,937,000 | 1,478 |
| Securities gains (losses) | $-7,000 | 4,741 |
| Applicable income taxes | $725,000 | 1,052 |
| Income before extraordinary items | $2,205,000 | 1,703 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,205,000 | 1,704 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,205,000 | 1,704 |
| Net charge-offs | $56,000 | 1,672 |
| Cash dividends | $319,000 | 2,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,210,530 | 1,653 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,568,000 | 1,626 |
| Total interest expense | $913,000 | 1,523 |
| Net interest income | $3,655,000 | 1,643 |
| Provision for loan and lease losses | $125,000 | 1,776 |
| Total noninterest income | $649,000 | 1,679 |
| Gross Fiduciary activities income | $197,000 | 506 |
| Service charges on deposit accounts | $158,000 | 1,577 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $294,000 | 2,024 |
| Total noninterest expense | $2,996,000 | 1,694 |
| Salaries and employee benefits | $1,975,000 | 1,519 |
| Premises and equipment expense | $261,000 | 1,993 |
| Additional noninterest expense | $760,000 | 1,896 |
| Pre-tax net operating income | $1,183,000 | 1,605 |
| Securities gains (losses) | $-4,000 | 4,748 |
| Applicable income taxes | $285,000 | 1,112 |
| Income before extraordinary items | $894,000 | 1,821 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $894,000 | 1,821 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $894,000 | 1,821 |
| Net charge-offs | $73,000 | 1,028 |
| Cash dividends | $319,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $897,160 | 1,788 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,750,000 | 1,604 |
| Total interest expense | $4,194,000 | 1,433 |
| Net interest income | $14,556,000 | 1,644 |
| Provision for loan and lease losses | $600,000 | 1,331 |
| Total noninterest income | $2,448,000 | 1,771 |
| Gross Fiduciary activities income | $714,000 | 514 |
| Service charges on deposit accounts | $691,000 | 1,516 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,043,000 | 2,198 |
| Total noninterest expense | $11,751,000 | 1,677 |
| Salaries and employee benefits | $7,324,000 | 1,567 |
| Premises and equipment expense | $1,107,000 | 1,903 |
| Additional noninterest expense | $3,320,000 | 1,754 |
| Pre-tax net operating income | $4,653,000 | 1,848 |
| Securities gains (losses) | $84,000 | 1,021 |
| Applicable income taxes | $1,144,000 | 1,314 |
| Income before extraordinary items | $3,593,000 | 2,041 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,593,000 | 2,043 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,593,000 | 2,043 |
| Net charge-offs | $77,000 | 2,378 |
| Cash dividends | $539,000 | 2,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,526,640 | 2,036 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,042,000 | 1,622 |
| Total interest expense | $3,194,000 | 1,415 |
| Net interest income | $10,848,000 | 1,672 |
| Provision for loan and lease losses | $500,000 | 1,154 |
| Total noninterest income | $1,690,000 | 1,857 |
| Gross Fiduciary activities income | $469,000 | 542 |
| Service charges on deposit accounts | $530,000 | 1,492 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $691,000 | 2,342 |
| Total noninterest expense | $8,680,000 | 1,707 |
| Salaries and employee benefits | $5,436,000 | 1,588 |
| Premises and equipment expense | $779,000 | 2,009 |
| Additional noninterest expense | $2,465,000 | 1,776 |
| Pre-tax net operating income | $3,358,000 | 1,965 |
| Securities gains (losses) | $2,000 | 1,990 |
| Applicable income taxes | $797,000 | 1,424 |
| Income before extraordinary items | $2,563,000 | 2,165 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,563,000 | 2,165 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,563,000 | 2,166 |
| Net charge-offs | $60,000 | 2,106 |
| Cash dividends | $539,000 | 2,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,561,420 | 2,132 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,172,000 | 1,649 |
| Total interest expense | $2,086,000 | 1,417 |
| Net interest income | $7,086,000 | 1,703 |
| Provision for loan and lease losses | $500,000 | 847 |
| Total noninterest income | $1,012,000 | 1,940 |
| Gross Fiduciary activities income | $260,000 | 578 |
| Service charges on deposit accounts | $323,000 | 1,591 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $429,000 | 2,387 |
| Total noninterest expense | $5,678,000 | 1,742 |
| Salaries and employee benefits | $3,602,000 | 1,595 |
| Premises and equipment expense | $487,000 | 2,098 |
| Additional noninterest expense | $1,589,000 | 1,838 |
| Pre-tax net operating income | $1,920,000 | 2,152 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $437,000 | 1,556 |
| Income before extraordinary items | $1,483,000 | 2,349 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,483,000 | 2,349 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,483,000 | 2,349 |
| Net charge-offs | $342,000 | 723 |
| Cash dividends | $539,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,483,000 | 2,317 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 1,658 |
| Total interest expense | $1,031,000 | 1,402 |
| Net interest income | $3,532,000 | 1,722 |
| Provision for loan and lease losses | $250,000 | 784 |
| Total noninterest income | $454,000 | 2,031 |
| Gross Fiduciary activities income | $138,000 | 568 |
| Service charges on deposit accounts | $157,000 | 1,615 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $159,000 | 2,693 |
| Total noninterest expense | $2,887,000 | 1,722 |
| Salaries and employee benefits | $1,844,000 | 1,582 |
| Premises and equipment expense | $227,000 | 2,217 |
| Additional noninterest expense | $816,000 | 1,789 |
| Pre-tax net operating income | $849,000 | 2,286 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $186,000 | 1,650 |
| Income before extraordinary items | $663,000 | 2,438 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $663,000 | 2,437 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $663,000 | 2,437 |
| Net charge-offs | $94,000 | 913 |
| Cash dividends | $459,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $663,000 | 2,422 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,429,000 | 1,631 |
| Total interest expense | $3,517,000 | 1,261 |
| Net interest income | $13,912,000 | 1,720 |
| Provision for loan and lease losses | $1,875,000 | 533 |
| Total noninterest income | $2,178,000 | 1,891 |
| Gross Fiduciary activities income | $493,000 | 595 |
| Service charges on deposit accounts | $693,000 | 1,543 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $992,000 | 2,247 |
| Total noninterest expense | $10,346,000 | 1,849 |
| Salaries and employee benefits | $6,590,000 | 1,688 |
| Premises and equipment expense | $910,000 | 2,184 |
| Additional noninterest expense | $2,846,000 | 2,011 |
| Pre-tax net operating income | $3,869,000 | 2,155 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $868,000 | 1,505 |
| Income before extraordinary items | $3,001,000 | 2,328 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,001,000 | 2,327 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,001,000 | 2,327 |
| Net charge-offs | $1,051,000 | 559 |
| Cash dividends | $793,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $-34,000 | 5,349 |
| Net operating income | $3,001,000 | 2,322 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,046,000 | 1,617 |
| Total interest expense | $2,530,000 | 1,240 |
| Net interest income | $10,516,000 | 1,706 |
| Provision for loan and lease losses | $1,525,000 | 473 |
| Total noninterest income | $1,462,000 | 2,026 |
| Gross Fiduciary activities income | $226,000 | 655 |
| Service charges on deposit accounts | $492,000 | 1,622 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $744,000 | 2,267 |
| Total noninterest expense | $7,563,000 | 1,891 |
| Salaries and employee benefits | $4,859,000 | 1,707 |
| Premises and equipment expense | $677,000 | 2,205 |
| Additional noninterest expense | $2,027,000 | 2,101 |
| Pre-tax net operating income | $2,890,000 | 2,178 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $648,000 | 1,568 |
| Income before extraordinary items | $2,242,000 | 2,338 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,242,000 | 2,337 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,242,000 | 2,337 |
| Net charge-offs | $645,000 | 610 |
| Cash dividends | $678,000 | 2,082 |
| Sale, conversion, retirement of capital stock, net | $-35,000 | 5,429 |
| Net operating income | $2,242,000 | 2,335 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,484,000 | 1,637 |
| Total interest expense | $1,591,000 | 1,240 |
| Net interest income | $6,893,000 | 1,729 |
| Provision for loan and lease losses | $1,125,000 | 434 |
| Total noninterest income | $940,000 | 2,076 |
| Gross Fiduciary activities income | $137,000 | 672 |
| Service charges on deposit accounts | $301,000 | 1,744 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $502,000 | 2,260 |
| Total noninterest expense | $4,986,000 | 1,914 |
| Salaries and employee benefits | $3,247,000 | 1,719 |
| Premises and equipment expense | $436,000 | 2,277 |
| Additional noninterest expense | $1,303,000 | 2,168 |
| Pre-tax net operating income | $1,722,000 | 2,315 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $371,000 | 1,682 |
| Income before extraordinary items | $1,351,000 | 2,469 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,351,000 | 2,468 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,351,000 | 2,468 |
| Net charge-offs | $690,000 | 417 |
| Cash dividends | $563,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $-35,000 | 5,494 |
| Net operating income | $1,351,000 | 2,466 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 1,659 |
| Total interest expense | $737,000 | 1,265 |
| Net interest income | $3,412,000 | 1,745 |
| Provision for loan and lease losses | $525,000 | 436 |
| Total noninterest income | $451,000 | 2,108 |
| Gross Fiduciary activities income | $68,000 | 676 |
| Service charges on deposit accounts | $141,000 | 1,834 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $242,000 | 2,262 |
| Total noninterest expense | $2,490,000 | 1,933 |
| Salaries and employee benefits | $1,608,000 | 1,753 |
| Premises and equipment expense | $234,000 | 2,198 |
| Additional noninterest expense | $648,000 | 2,157 |
| Pre-tax net operating income | $848,000 | 2,293 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $183,000 | 1,655 |
| Income before extraordinary items | $665,000 | 2,447 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $665,000 | 2,446 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $665,000 | 2,447 |
| Net charge-offs | $282,000 | 436 |
| Cash dividends | $478,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $665,000 | 2,437 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,076,000 | 1,760 |
| Total interest expense | $2,190,000 | 1,422 |
| Net interest income | $12,886,000 | 1,796 |
| Provision for loan and lease losses | $400,000 | 1,645 |
| Total noninterest income | $2,951,000 | 1,607 |
| Gross Fiduciary activities income | $332,000 | 653 |
| Service charges on deposit accounts | $586,000 | 1,812 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,033,000 | 1,518 |
| Total noninterest expense | $10,718,000 | 1,805 |
| Salaries and employee benefits | $6,799,000 | 1,634 |
| Premises and equipment expense | $1,047,000 | 2,039 |
| Additional noninterest expense | $2,872,000 | 2,004 |
| Pre-tax net operating income | $4,719,000 | 1,792 |
| Securities gains (losses) | $21,000 | 1,311 |
| Applicable income taxes | $1,661,000 | 1,446 |
| Income before extraordinary items | $3,079,000 | 1,988 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,079,000 | 1,986 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,079,000 | 1,988 |
| Net charge-offs | $54,000 | 2,920 |
| Cash dividends | $451,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $-189,000 | 5,631 |
| Net operating income | $3,065,350 | 1,977 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,110,000 | 1,789 |
| Total interest expense | $1,559,000 | 1,465 |
| Net interest income | $9,551,000 | 1,812 |
| Provision for loan and lease losses | $300,000 | 1,614 |
| Total noninterest income | $2,399,000 | 1,525 |
| Gross Fiduciary activities income | $247,000 | 653 |
| Service charges on deposit accounts | $451,000 | 1,781 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,701,000 | 1,428 |
| Total noninterest expense | $8,032,000 | 1,806 |
| Salaries and employee benefits | $5,135,000 | 1,632 |
| Premises and equipment expense | $749,000 | 2,122 |
| Additional noninterest expense | $2,148,000 | 2,005 |
| Pre-tax net operating income | $3,618,000 | 1,787 |
| Securities gains (losses) | $21,000 | 1,300 |
| Applicable income taxes | $1,246,000 | 1,270 |
| Income before extraordinary items | $2,393,000 | 2,096 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,393,000 | 2,097 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,393,000 | 2,097 |
| Net charge-offs | $58,000 | 2,352 |
| Cash dividends | $451,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,379,140 | 2,082 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,126,000 | 1,838 |
| Total interest expense | $958,000 | 1,531 |
| Net interest income | $6,168,000 | 1,850 |
| Provision for loan and lease losses | $200,000 | 1,539 |
| Total noninterest income | $1,645,000 | 1,494 |
| Gross Fiduciary activities income | $154,000 | 666 |
| Service charges on deposit accounts | $318,000 | 1,676 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,173,000 | 1,397 |
| Total noninterest expense | $5,350,000 | 1,802 |
| Salaries and employee benefits | $3,453,000 | 1,618 |
| Premises and equipment expense | $483,000 | 2,177 |
| Additional noninterest expense | $1,414,000 | 2,024 |
| Pre-tax net operating income | $2,263,000 | 1,847 |
| Securities gains (losses) | $21,000 | 972 |
| Applicable income taxes | $764,000 | 1,309 |
| Income before extraordinary items | $1,520,000 | 2,130 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,520,000 | 2,130 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,520,000 | 2,131 |
| Net charge-offs | $56,000 | 1,916 |
| Cash dividends | $451,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,505,930 | 2,113 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 1,896 |
| Total interest expense | $426,000 | 1,660 |
| Net interest income | $3,006,000 | 1,885 |
| Provision for loan and lease losses | $100,000 | 1,432 |
| Total noninterest income | $625,000 | 1,774 |
| Gross Fiduciary activities income | $71,000 | 683 |
| Service charges on deposit accounts | $167,000 | 1,615 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $387,000 | 1,787 |
| Total noninterest expense | $2,678,000 | 1,815 |
| Salaries and employee benefits | $1,720,000 | 1,640 |
| Premises and equipment expense | $223,000 | 2,332 |
| Additional noninterest expense | $735,000 | 1,968 |
| Pre-tax net operating income | $853,000 | 2,181 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $267,000 | 1,599 |
| Income before extraordinary items | $586,000 | 2,494 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $586,000 | 2,493 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $586,000 | 2,494 |
| Net charge-offs | $56,000 | 1,255 |
| Cash dividends | $451,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $586,000 | 2,472 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,567,000 | 1,870 |
| Total interest expense | $1,404,000 | 1,886 |
| Net interest income | $12,163,000 | 1,836 |
| Provision for loan and lease losses | $400,000 | 1,679 |
| Total noninterest income | $2,979,000 | 1,656 |
| Gross Fiduciary activities income | $242,000 | 711 |
| Service charges on deposit accounts | $459,000 | 2,230 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,278,000 | 1,461 |
| Total noninterest expense | $10,452,000 | 1,828 |
| Salaries and employee benefits | $6,703,000 | 1,620 |
| Premises and equipment expense | $967,000 | 2,207 |
| Additional noninterest expense | $2,782,000 | 2,106 |
| Pre-tax net operating income | $4,290,000 | 1,836 |
| Securities gains (losses) | $38,000 | 2,022 |
| Applicable income taxes | $1,426,000 | 1,313 |
| Income before extraordinary items | $2,902,000 | 2,169 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,902,000 | 2,167 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,902,000 | 2,168 |
| Net charge-offs | $598,000 | 965 |
| Cash dividends | $1,010,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,876,540 | 2,116 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,113,000 | 1,884 |
| Total interest expense | $1,034,000 | 1,930 |
| Net interest income | $9,079,000 | 1,849 |
| Provision for loan and lease losses | $300,000 | 1,615 |
| Total noninterest income | $2,301,000 | 1,625 |
| Gross Fiduciary activities income | $180,000 | 706 |
| Service charges on deposit accounts | $290,000 | 2,520 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,831,000 | 1,396 |
| Total noninterest expense | $7,800,000 | 1,835 |
| Salaries and employee benefits | $5,026,000 | 1,614 |
| Premises and equipment expense | $717,000 | 2,217 |
| Additional noninterest expense | $2,057,000 | 2,129 |
| Pre-tax net operating income | $3,280,000 | 1,829 |
| Securities gains (losses) | $38,000 | 1,960 |
| Applicable income taxes | $1,094,000 | 1,323 |
| Income before extraordinary items | $2,224,000 | 2,163 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,224,000 | 2,162 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,224,000 | 2,163 |
| Net charge-offs | $580,000 | 708 |
| Cash dividends | $911,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,198,540 | 2,119 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,609,000 | 1,914 |
| Total interest expense | $675,000 | 1,963 |
| Net interest income | $5,934,000 | 1,883 |
| Provision for loan and lease losses | $200,000 | 1,606 |
| Total noninterest income | $1,441,000 | 1,668 |
| Gross Fiduciary activities income | $120,000 | 717 |
| Service charges on deposit accounts | $188,000 | 2,539 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,133,000 | 1,426 |
| Total noninterest expense | $5,105,000 | 1,877 |
| Salaries and employee benefits | $3,286,000 | 1,649 |
| Premises and equipment expense | $467,000 | 2,256 |
| Additional noninterest expense | $1,352,000 | 2,168 |
| Pre-tax net operating income | $2,070,000 | 1,884 |
| Securities gains (losses) | $23,000 | 1,878 |
| Applicable income taxes | $679,000 | 1,388 |
| Income before extraordinary items | $1,414,000 | 2,224 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,414,000 | 2,223 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,414,000 | 2,223 |
| Net charge-offs | $557,000 | 553 |
| Cash dividends | $755,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,398,360 | 2,177 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,218,000 | 1,964 |
| Total interest expense | $329,000 | 1,999 |
| Net interest income | $2,889,000 | 1,937 |
| Provision for loan and lease losses | $100,000 | 1,495 |
| Total noninterest income | $498,000 | 2,074 |
| Gross Fiduciary activities income | $49,000 | 747 |
| Service charges on deposit accounts | $103,000 | 2,378 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $346,000 | 1,922 |
| Total noninterest expense | $2,400,000 | 1,997 |
| Salaries and employee benefits | $1,574,000 | 1,722 |
| Premises and equipment expense | $243,000 | 2,213 |
| Additional noninterest expense | $583,000 | 2,455 |
| Pre-tax net operating income | $887,000 | 2,099 |
| Securities gains (losses) | $21,000 | 1,208 |
| Applicable income taxes | $293,000 | 1,506 |
| Income before extraordinary items | $615,000 | 2,403 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $615,000 | 2,403 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $615,000 | 2,403 |
| Net charge-offs | $522,000 | 329 |
| Cash dividends | $516,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $600,720 | 2,398 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,017,000 | 2,028 |
| Total interest expense | $1,218,000 | 2,095 |
| Net interest income | $10,799,000 | 2,003 |
| Provision for loan and lease losses | $75,000 | 3,289 |
| Total noninterest income | $2,251,000 | 1,956 |
| Gross Fiduciary activities income | $242,000 | 729 |
| Service charges on deposit accounts | $358,000 | 2,724 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,651,000 | 1,740 |
| Total noninterest expense | $9,180,000 | 2,061 |
| Salaries and employee benefits | $5,850,000 | 1,782 |
| Premises and equipment expense | $939,000 | 2,277 |
| Additional noninterest expense | $2,391,000 | 2,430 |
| Pre-tax net operating income | $3,795,000 | 1,947 |
| Securities gains (losses) | $64,000 | 1,469 |
| Applicable income taxes | $1,284,000 | 1,361 |
| Income before extraordinary items | $2,575,000 | 2,288 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,575,000 | 2,288 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,575,000 | 2,289 |
| Net charge-offs | $-255,000 | 5,903 |
| Cash dividends | $742,000 | 2,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,532,120 | 2,278 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,857,000 | 2,071 |
| Total interest expense | $914,000 | 2,115 |
| Net interest income | $7,943,000 | 2,043 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,777,000 | 1,911 |
| Gross Fiduciary activities income | $179,000 | 731 |
| Service charges on deposit accounts | $262,000 | 2,774 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,336,000 | 1,677 |
| Total noninterest expense | $6,736,000 | 2,089 |
| Salaries and employee benefits | $4,340,000 | 1,807 |
| Premises and equipment expense | $690,000 | 2,332 |
| Additional noninterest expense | $1,706,000 | 2,529 |
| Pre-tax net operating income | $2,984,000 | 1,911 |
| Securities gains (losses) | $64,000 | 1,303 |
| Applicable income taxes | $1,017,000 | 1,354 |
| Income before extraordinary items | $2,031,000 | 2,239 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,031,000 | 2,240 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,031,000 | 2,240 |
| Net charge-offs | $-245,000 | 6,001 |
| Cash dividends | $603,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,988,120 | 2,238 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,805,000 | 2,103 |
| Total interest expense | $606,000 | 2,139 |
| Net interest income | $5,199,000 | 2,068 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,091,000 | 2,021 |
| Gross Fiduciary activities income | $114,000 | 745 |
| Service charges on deposit accounts | $175,000 | 2,741 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $802,000 | 1,811 |
| Total noninterest expense | $4,388,000 | 2,144 |
| Salaries and employee benefits | $2,808,000 | 1,869 |
| Premises and equipment expense | $435,000 | 2,439 |
| Additional noninterest expense | $1,145,000 | 2,530 |
| Pre-tax net operating income | $1,902,000 | 1,958 |
| Securities gains (losses) | $19,000 | 1,735 |
| Applicable income taxes | $636,000 | 1,411 |
| Income before extraordinary items | $1,285,000 | 2,306 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,285,000 | 2,308 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,285,000 | 2,308 |
| Net charge-offs | $-259,000 | 6,120 |
| Cash dividends | $414,000 | 2,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,272,270 | 2,282 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 2,104 |
| Total interest expense | $296,000 | 2,201 |
| Net interest income | $2,580,000 | 2,065 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $471,000 | 2,172 |
| Gross Fiduciary activities income | $37,000 | 800 |
| Service charges on deposit accounts | $88,000 | 2,723 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $346,000 | 1,931 |
| Total noninterest expense | $2,194,000 | 2,155 |
| Salaries and employee benefits | $1,410,000 | 1,873 |
| Premises and equipment expense | $229,000 | 2,396 |
| Additional noninterest expense | $555,000 | 2,584 |
| Pre-tax net operating income | $857,000 | 2,105 |
| Securities gains (losses) | $20,000 | 1,240 |
| Applicable income taxes | $289,000 | 1,480 |
| Income before extraordinary items | $588,000 | 2,427 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $588,000 | 2,430 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $588,000 | 2,429 |
| Net charge-offs | $-261,000 | 6,275 |
| Cash dividends | $139,000 | 2,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $574,600 | 2,401 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,335,000 | 2,132 |
| Total interest expense | $1,282,000 | 2,147 |
| Net interest income | $10,053,000 | 2,115 |
| Provision for loan and lease losses | $325,000 | 1,899 |
| Total noninterest income | $1,114,000 | 2,938 |
| Gross Fiduciary activities income | $93,000 | 866 |
| Service charges on deposit accounts | $310,000 | 3,151 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $711,000 | 2,789 |
| Total noninterest expense | $7,857,000 | 2,348 |
| Salaries and employee benefits | $4,774,000 | 2,136 |
| Premises and equipment expense | $837,000 | 2,568 |
| Additional noninterest expense | $2,246,000 | 2,631 |
| Pre-tax net operating income | $2,985,000 | 2,285 |
| Securities gains (losses) | $24,000 | 2,223 |
| Applicable income taxes | $965,000 | 1,583 |
| Income before extraordinary items | $2,044,000 | 2,665 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,044,000 | 2,663 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,044,000 | 2,665 |
| Net charge-offs | $78,000 | 3,413 |
| Cash dividends | $843,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,027,680 | 2,635 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,397,000 | 2,175 |
| Total interest expense | $978,000 | 2,147 |
| Net interest income | $7,419,000 | 2,157 |
| Provision for loan and lease losses | $275,000 | 1,722 |
| Total noninterest income | $792,000 | 3,051 |
| Gross Fiduciary activities income | $57,000 | 884 |
| Service charges on deposit accounts | $229,000 | 3,203 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $506,000 | 2,898 |
| Total noninterest expense | $5,702,000 | 2,420 |
| Salaries and employee benefits | $3,420,000 | 2,230 |
| Premises and equipment expense | $615,000 | 2,649 |
| Additional noninterest expense | $1,667,000 | 2,652 |
| Pre-tax net operating income | $2,234,000 | 2,329 |
| Securities gains (losses) | $24,000 | 1,926 |
| Applicable income taxes | $725,000 | 1,609 |
| Income before extraordinary items | $1,533,000 | 2,692 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,533,000 | 2,692 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,533,000 | 2,692 |
| Net charge-offs | $-5,000 | 5,460 |
| Cash dividends | $704,000 | 1,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,516,680 | 2,662 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,483,000 | 2,207 |
| Total interest expense | $650,000 | 2,176 |
| Net interest income | $4,833,000 | 2,187 |
| Provision for loan and lease losses | $175,000 | 1,769 |
| Total noninterest income | $456,000 | 3,272 |
| Gross Fiduciary activities income | $36,000 | 897 |
| Service charges on deposit accounts | $151,000 | 3,211 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $269,000 | 3,194 |
| Total noninterest expense | $3,782,000 | 2,446 |
| Salaries and employee benefits | $2,226,000 | 2,284 |
| Premises and equipment expense | $382,000 | 2,805 |
| Additional noninterest expense | $1,174,000 | 2,540 |
| Pre-tax net operating income | $1,332,000 | 2,452 |
| Securities gains (losses) | $23,000 | 1,584 |
| Applicable income taxes | $421,000 | 1,717 |
| Income before extraordinary items | $934,000 | 2,776 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $934,000 | 2,780 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $934,000 | 2,780 |
| Net charge-offs | $-14,000 | 5,769 |
| Cash dividends | $704,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $918,130 | 2,766 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 2,238 |
| Total interest expense | $326,000 | 2,203 |
| Net interest income | $2,369,000 | 2,231 |
| Provision for loan and lease losses | $175,000 | 1,088 |
| Total noninterest income | $235,000 | 3,165 |
| Gross Fiduciary activities income | $13,000 | 921 |
| Service charges on deposit accounts | $73,000 | 3,258 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $149,000 | 2,975 |
| Total noninterest expense | $1,864,000 | 2,490 |
| Salaries and employee benefits | $1,104,000 | 2,297 |
| Premises and equipment expense | $202,000 | 2,734 |
| Additional noninterest expense | $558,000 | 2,654 |
| Pre-tax net operating income | $565,000 | 2,683 |
| Securities gains (losses) | $-4,000 | 6,345 |
| Applicable income taxes | $163,000 | 1,918 |
| Income before extraordinary items | $398,000 | 3,010 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $398,000 | 3,013 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $398,000 | 3,013 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $554,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $400,840 | 2,958 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,466,000 | 2,323 |
| Total interest expense | $1,307,000 | 2,415 |
| Net interest income | $9,159,000 | 2,285 |
| Provision for loan and lease losses | $375,000 | 2,178 |
| Total noninterest income | $1,290,000 | 2,809 |
| Gross Fiduciary activities income | $15,000 | 1,072 |
| Service charges on deposit accounts | $275,000 | 3,508 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,000,000 | 2,379 |
| Total noninterest expense | $6,518,000 | 2,797 |
| Salaries and employee benefits | $3,625,000 | 2,717 |
| Premises and equipment expense | $764,000 | 2,790 |
| Additional noninterest expense | $2,129,000 | 2,838 |
| Pre-tax net operating income | $3,556,000 | 1,887 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,200,000 | 1,305 |
| Income before extraordinary items | $2,356,000 | 2,311 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,356,000 | 2,315 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,356,000 | 2,314 |
| Net charge-offs | $490,000 | 2,034 |
| Cash dividends | $709,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,356,000 | 2,255 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,840,000 | 2,333 |
| Total interest expense | $975,000 | 2,487 |
| Net interest income | $6,865,000 | 2,288 |
| Provision for loan and lease losses | $250,000 | 2,282 |
| Total noninterest income | $1,115,000 | 2,655 |
| Gross Fiduciary activities income | $11,000 | 1,058 |
| Service charges on deposit accounts | $204,000 | 3,553 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $900,000 | 2,199 |
| Total noninterest expense | $4,782,000 | 2,855 |
| Salaries and employee benefits | $2,637,000 | 2,801 |
| Premises and equipment expense | $562,000 | 2,854 |
| Additional noninterest expense | $1,583,000 | 2,852 |
| Pre-tax net operating income | $2,948,000 | 1,767 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,023,000 | 1,223 |
| Income before extraordinary items | $1,925,000 | 2,198 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,925,000 | 2,205 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,925,000 | 2,204 |
| Net charge-offs | $-4,000 | 5,917 |
| Cash dividends | $560,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,925,000 | 2,135 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,149,000 | 2,365 |
| Total interest expense | $657,000 | 2,520 |
| Net interest income | $4,492,000 | 2,321 |
| Provision for loan and lease losses | $125,000 | 2,665 |
| Total noninterest income | $794,000 | 2,561 |
| Gross Fiduciary activities income | $8,000 | 1,048 |
| Service charges on deposit accounts | $135,000 | 3,539 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $651,000 | 2,120 |
| Total noninterest expense | $3,107,000 | 2,920 |
| Salaries and employee benefits | $1,747,000 | 2,832 |
| Premises and equipment expense | $354,000 | 2,967 |
| Additional noninterest expense | $1,006,000 | 2,953 |
| Pre-tax net operating income | $2,054,000 | 1,681 |
| Securities gains (losses) | $-2,000 | 6,527 |
| Applicable income taxes | $722,000 | 1,169 |
| Income before extraordinary items | $1,330,000 | 2,127 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,330,000 | 2,135 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,330,000 | 2,133 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $410,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,331,300 | 2,043 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,573,000 | 2,406 |
| Total interest expense | $329,000 | 2,579 |
| Net interest income | $2,244,000 | 2,339 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $405,000 | 2,534 |
| Gross Fiduciary activities income | $3,000 | 1,052 |
| Service charges on deposit accounts | $67,000 | 3,545 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $335,000 | 2,077 |
| Total noninterest expense | $1,562,000 | 2,928 |
| Salaries and employee benefits | $877,000 | 2,832 |
| Premises and equipment expense | $174,000 | 3,031 |
| Additional noninterest expense | $511,000 | 2,931 |
| Pre-tax net operating income | $1,087,000 | 1,591 |
| Securities gains (losses) | $-8,000 | 6,786 |
| Applicable income taxes | $386,000 | 1,114 |
| Income before extraordinary items | $693,000 | 2,013 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $693,000 | 2,014 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $693,000 | 2,015 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $260,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $698,120 | 1,921 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,683,000 | 2,410 |
| Total interest expense | $1,662,000 | 2,512 |
| Net interest income | $9,021,000 | 2,384 |
| Provision for loan and lease losses | $500,000 | 2,712 |
| Total noninterest income | $1,344,000 | 2,787 |
| Gross Fiduciary activities income | $11,000 | 1,117 |
| Service charges on deposit accounts | $262,000 | 3,752 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,071,000 | 2,289 |
| Total noninterest expense | $5,909,000 | 3,086 |
| Salaries and employee benefits | $3,260,000 | 2,953 |
| Premises and equipment expense | $642,000 | 3,223 |
| Additional noninterest expense | $2,007,000 | 3,083 |
| Pre-tax net operating income | $3,956,000 | 1,667 |
| Securities gains (losses) | $44,000 | 2,803 |
| Applicable income taxes | $1,442,000 | 1,128 |
| Income before extraordinary items | $2,558,000 | 2,129 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,558,000 | 2,128 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,558,000 | 2,130 |
| Net charge-offs | $646,000 | 2,315 |
| Cash dividends | $975,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,529,840 | 2,022 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,006,000 | 2,459 |
| Total interest expense | $1,273,000 | 2,571 |
| Net interest income | $6,733,000 | 2,434 |
| Provision for loan and lease losses | $300,000 | 2,961 |
| Total noninterest income | $1,062,000 | 2,706 |
| Gross Fiduciary activities income | $8,000 | 1,101 |
| Service charges on deposit accounts | $195,000 | 3,811 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $859,000 | 2,196 |
| Total noninterest expense | $4,391,000 | 3,108 |
| Salaries and employee benefits | $2,388,000 | 3,021 |
| Premises and equipment expense | $487,000 | 3,223 |
| Additional noninterest expense | $1,516,000 | 3,086 |
| Pre-tax net operating income | $3,104,000 | 1,646 |
| Securities gains (losses) | $33,000 | 2,668 |
| Applicable income taxes | $1,139,000 | 1,110 |
| Income before extraordinary items | $1,998,000 | 2,108 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,998,000 | 2,108 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,998,000 | 2,109 |
| Net charge-offs | $640,000 | 1,914 |
| Cash dividends | $826,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,976,880 | 2,005 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,320,000 | 2,481 |
| Total interest expense | $870,000 | 2,606 |
| Net interest income | $4,450,000 | 2,454 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $550,000 | 3,068 |
| Gross Fiduciary activities income | $4,000 | 1,135 |
| Service charges on deposit accounts | $130,000 | 3,792 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $416,000 | 2,590 |
| Total noninterest expense | $2,896,000 | 3,146 |
| Salaries and employee benefits | $1,523,000 | 3,126 |
| Premises and equipment expense | $330,000 | 3,199 |
| Additional noninterest expense | $1,043,000 | 3,017 |
| Pre-tax net operating income | $2,104,000 | 1,624 |
| Securities gains (losses) | $47,000 | 2,091 |
| Applicable income taxes | $786,000 | 1,077 |
| Income before extraordinary items | $1,365,000 | 2,050 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,365,000 | 2,048 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,365,000 | 2,050 |
| Net charge-offs | $105,000 | 3,358 |
| Cash dividends | $676,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,334,920 | 1,971 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 2,529 |
| Total interest expense | $448,000 | 2,622 |
| Net interest income | $2,198,000 | 2,495 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $259,000 | 3,190 |
| Gross Fiduciary activities income | $2,000 | 1,093 |
| Service charges on deposit accounts | $67,000 | 3,746 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $190,000 | 2,737 |
| Total noninterest expense | $1,456,000 | 3,127 |
| Salaries and employee benefits | $750,000 | 3,174 |
| Premises and equipment expense | $153,000 | 3,412 |
| Additional noninterest expense | $553,000 | 2,853 |
| Pre-tax net operating income | $1,001,000 | 1,680 |
| Securities gains (losses) | $17,000 | 1,644 |
| Applicable income taxes | $372,000 | 1,124 |
| Income before extraordinary items | $646,000 | 2,136 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $646,000 | 2,137 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $646,000 | 2,138 |
| Net charge-offs | $76,000 | 2,689 |
| Cash dividends | $426,000 | 986 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $635,120 | 2,052 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,690,000 | 2,605 |
| Total interest expense | $1,989,000 | 2,793 |
| Net interest income | $8,701,000 | 2,529 |
| Provision for loan and lease losses | $175,000 | 4,785 |
| Total noninterest income | $917,000 | 3,263 |
| Gross Fiduciary activities income | $6,000 | 1,141 |
| Service charges on deposit accounts | $239,000 | 4,052 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $672,000 | 2,696 |
| Total noninterest expense | $5,784,000 | 3,142 |
| Salaries and employee benefits | $3,072,000 | 3,062 |
| Premises and equipment expense | $687,000 | 3,249 |
| Additional noninterest expense | $2,025,000 | 3,111 |
| Pre-tax net operating income | $3,659,000 | 1,537 |
| Securities gains (losses) | $-82,000 | 7,069 |
| Applicable income taxes | $1,288,000 | 1,115 |
| Income before extraordinary items | $2,289,000 | 2,020 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,289,000 | 2,021 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,289,000 | 2,021 |
| Net charge-offs | $55,000 | 5,423 |
| Cash dividends | $578,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,341,480 | 1,892 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,007,000 | 2,637 |
| Total interest expense | $1,509,000 | 2,859 |
| Net interest income | $6,498,000 | 2,549 |
| Provision for loan and lease losses | $125,000 | 4,726 |
| Total noninterest income | $611,000 | 3,486 |
| Gross Fiduciary activities income | $5,000 | 1,103 |
| Service charges on deposit accounts | $182,000 | 4,038 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $424,000 | 2,940 |
| Total noninterest expense | $4,240,000 | 3,215 |
| Salaries and employee benefits | $2,250,000 | 3,132 |
| Premises and equipment expense | $511,000 | 3,295 |
| Additional noninterest expense | $1,479,000 | 3,193 |
| Pre-tax net operating income | $2,744,000 | 1,603 |
| Securities gains (losses) | $-63,000 | 7,177 |
| Applicable income taxes | $969,000 | 1,113 |
| Income before extraordinary items | $1,712,000 | 2,079 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,712,000 | 2,078 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,712,000 | 2,079 |
| Net charge-offs | $58,000 | 4,871 |
| Cash dividends | $429,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,752,320 | 1,942 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 2,716 |
| Total interest expense | $994,000 | 2,967 |
| Net interest income | $4,211,000 | 2,620 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $339,000 | 3,877 |
| Gross Fiduciary activities income | $4,000 | 1,093 |
| Service charges on deposit accounts | $121,000 | 4,021 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $214,000 | 3,390 |
| Total noninterest expense | $2,806,000 | 3,269 |
| Salaries and employee benefits | $1,494,000 | 3,153 |
| Premises and equipment expense | $333,000 | 3,390 |
| Additional noninterest expense | $979,000 | 3,254 |
| Pre-tax net operating income | $1,744,000 | 1,634 |
| Securities gains (losses) | $-71,000 | 7,274 |
| Applicable income taxes | $602,000 | 1,152 |
| Income before extraordinary items | $1,071,000 | 2,153 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,071,000 | 2,152 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,071,000 | 2,152 |
| Net charge-offs | $23,000 | 4,982 |
| Cash dividends | $374,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,116,440 | 2,006 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 2,752 |
| Total interest expense | $501,000 | 3,032 |
| Net interest income | $2,081,000 | 2,638 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $11,000 | 7,083 |
| Gross Fiduciary activities income | $3,000 | 1,053 |
| Service charges on deposit accounts | $59,000 | 4,038 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-51,000 | 7,302 |
| Total noninterest expense | $1,283,000 | 3,506 |
| Salaries and employee benefits | $737,000 | 3,200 |
| Premises and equipment expense | $171,000 | 3,368 |
| Additional noninterest expense | $375,000 | 3,894 |
| Pre-tax net operating income | $809,000 | 1,764 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $277,000 | 1,192 |
| Income before extraordinary items | $532,000 | 2,143 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $532,000 | 2,142 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $532,000 | 2,143 |
| Net charge-offs | $-91,000 | 7,438 |
| Cash dividends | $116,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $532,000 | 2,095 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,369,000 | 2,644 |
| Total interest expense | $2,617,000 | 2,882 |
| Net interest income | $8,752,000 | 2,515 |
| Provision for loan and lease losses | $606,000 | 3,823 |
| Total noninterest income | $1,090,000 | 3,086 |
| Gross Fiduciary activities income | $9,000 | 1,166 |
| Service charges on deposit accounts | $483,000 | 2,708 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $598,000 | 2,923 |
| Total noninterest expense | $6,522,000 | 2,897 |
| Salaries and employee benefits | $3,090,000 | 3,029 |
| Premises and equipment expense | $672,000 | 3,405 |
| Additional noninterest expense | $2,760,000 | 2,456 |
| Pre-tax net operating income | $2,714,000 | 1,768 |
| Securities gains (losses) | $371,000 | 1,093 |
| Applicable income taxes | $1,099,000 | 1,144 |
| Income before extraordinary items | $1,986,000 | 2,039 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,986,000 | 2,040 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,986,000 | 2,041 |
| Net charge-offs | $794,000 | 2,999 |
| Cash dividends | $309,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,748,560 | 2,155 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,689,000 | 2,652 |
| Total interest expense | $2,055,000 | 2,897 |
| Net interest income | $6,634,000 | 2,509 |
| Provision for loan and lease losses | $491,000 | 3,568 |
| Total noninterest income | $696,000 | 3,393 |
| Gross Fiduciary activities income | $8,000 | 1,127 |
| Service charges on deposit accounts | $355,000 | 2,796 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $333,000 | 3,381 |
| Total noninterest expense | $4,773,000 | 2,953 |
| Salaries and employee benefits | $2,309,000 | 3,062 |
| Premises and equipment expense | $499,000 | 3,500 |
| Additional noninterest expense | $1,965,000 | 2,519 |
| Pre-tax net operating income | $2,066,000 | 1,848 |
| Securities gains (losses) | $322,000 | 1,029 |
| Applicable income taxes | $864,000 | 1,127 |
| Income before extraordinary items | $1,524,000 | 2,112 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,524,000 | 2,114 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,524,000 | 2,115 |
| Net charge-offs | $354,000 | 3,512 |
| Cash dividends | $193,000 | 2,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,317,920 | 2,264 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,869,000 | 2,646 |
| Total interest expense | $1,399,000 | 2,944 |
| Net interest income | $4,470,000 | 2,480 |
| Provision for loan and lease losses | $491,000 | 2,888 |
| Total noninterest income | $407,000 | 3,605 |
| Gross Fiduciary activities income | $7,000 | 1,103 |
| Service charges on deposit accounts | $227,000 | 2,903 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $173,000 | 3,752 |
| Total noninterest expense | $3,229,000 | 2,923 |
| Salaries and employee benefits | $1,546,000 | 3,069 |
| Premises and equipment expense | $330,000 | 3,552 |
| Additional noninterest expense | $1,353,000 | 2,453 |
| Pre-tax net operating income | $1,157,000 | 2,106 |
| Securities gains (losses) | $256,000 | 792 |
| Applicable income taxes | $519,000 | 1,183 |
| Income before extraordinary items | $894,000 | 2,314 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $894,000 | 2,310 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $894,000 | 2,313 |
| Net charge-offs | $473,000 | 2,520 |
| Cash dividends | $77,000 | 2,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $730,160 | 2,581 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,069,000 | 2,586 |
| Total interest expense | $697,000 | 3,074 |
| Net interest income | $2,372,000 | 2,373 |
| Provision for loan and lease losses | $491,000 | 1,859 |
| Total noninterest income | $170,000 | 4,001 |
| Gross Fiduciary activities income | $4,000 | 1,077 |
| Service charges on deposit accounts | $102,000 | 3,111 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $64,000 | 4,285 |
| Total noninterest expense | $1,378,000 | 3,378 |
| Salaries and employee benefits | $768,000 | 3,121 |
| Premises and equipment expense | $162,000 | 3,682 |
| Additional noninterest expense | $448,000 | 3,472 |
| Pre-tax net operating income | $673,000 | 1,893 |
| Securities gains (losses) | $290,000 | 402 |
| Applicable income taxes | $372,000 | 884 |
| Income before extraordinary items | $591,000 | 1,851 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $591,000 | 1,850 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $591,000 | 1,852 |
| Net charge-offs | $491,000 | 1,593 |
| Cash dividends | $55,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $405,400 | 2,436 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,839,000 | 3,013 |
| Total interest expense | $3,553,000 | 3,015 |
| Net interest income | $7,286,000 | 2,956 |
| Provision for loan and lease losses | $1,521,000 | 2,878 |
| Total noninterest income | $1,213,000 | 2,960 |
| Gross Fiduciary activities income | $14,000 | 1,138 |
| Service charges on deposit accounts | $462,000 | 3,048 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $737,000 | 2,582 |
| Total noninterest expense | $6,217,000 | 3,092 |
| Salaries and employee benefits | $3,092,000 | 3,081 |
| Premises and equipment expense | $639,000 | 3,719 |
| Additional noninterest expense | $2,486,000 | 2,747 |
| Pre-tax net operating income | $761,000 | 3,423 |
| Securities gains (losses) | $156,000 | 1,759 |
| Applicable income taxes | $334,000 | 1,924 |
| Income before extraordinary items | $583,000 | 3,639 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $583,000 | 3,637 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $583,000 | 3,637 |
| Net charge-offs | $654,000 | 3,446 |
| Cash dividends | $2,577,000 | 687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $483,160 | 3,846 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,094,000 | 3,074 |
| Total interest expense | $2,768,000 | 3,041 |
| Net interest income | $5,326,000 | 3,027 |
| Provision for loan and lease losses | $921,000 | 2,900 |
| Total noninterest income | $739,000 | 3,428 |
| Gross Fiduciary activities income | $12,000 | 1,096 |
| Service charges on deposit accounts | $347,000 | 3,061 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $380,000 | 3,274 |
| Total noninterest expense | $4,634,000 | 3,114 |
| Salaries and employee benefits | $2,336,000 | 3,095 |
| Premises and equipment expense | $487,000 | 3,693 |
| Additional noninterest expense | $1,811,000 | 2,792 |
| Pre-tax net operating income | $510,000 | 3,865 |
| Securities gains (losses) | $134,000 | 1,599 |
| Applicable income taxes | $243,000 | 2,130 |
| Income before extraordinary items | $401,000 | 4,048 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $401,000 | 4,044 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $401,000 | 4,047 |
| Net charge-offs | $298,000 | 3,710 |
| Cash dividends | $2,465,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $315,240 | 4,307 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,330,000 | 3,138 |
| Total interest expense | $1,898,000 | 3,087 |
| Net interest income | $3,432,000 | 3,103 |
| Provision for loan and lease losses | $750,000 | 2,406 |
| Total noninterest income | $536,000 | 3,247 |
| Gross Fiduciary activities income | $9,000 | 1,092 |
| Service charges on deposit accounts | $225,000 | 3,096 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $302,000 | 2,990 |
| Total noninterest expense | $3,099,000 | 3,141 |
| Salaries and employee benefits | $1,567,000 | 3,114 |
| Premises and equipment expense | $331,000 | 3,660 |
| Additional noninterest expense | $1,201,000 | 2,827 |
| Pre-tax net operating income | $119,000 | 5,098 |
| Securities gains (losses) | $16,000 | 2,414 |
| Applicable income taxes | $40,000 | 3,306 |
| Income before extraordinary items | $95,000 | 5,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 5,245 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $95,000 | 5,245 |
| Net charge-offs | $183,000 | 3,534 |
| Cash dividends | $192,000 | 2,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $83,800 | 5,242 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 3,149 |
| Total interest expense | $993,000 | 3,067 |
| Net interest income | $1,692,000 | 3,128 |
| Provision for loan and lease losses | $555,000 | 1,684 |
| Total noninterest income | $250,000 | 3,377 |
| Gross Fiduciary activities income | $5,000 | 1,069 |
| Service charges on deposit accounts | $108,000 | 3,120 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $137,000 | 3,115 |
| Total noninterest expense | $1,542,000 | 3,068 |
| Salaries and employee benefits | $777,000 | 3,175 |
| Premises and equipment expense | $195,000 | 3,290 |
| Additional noninterest expense | $570,000 | 2,677 |
| Pre-tax net operating income | $-155,000 | 6,805 |
| Securities gains (losses) | $16,000 | 1,773 |
| Applicable income taxes | $-64,000 | 7,465 |
| Income before extraordinary items | $-75,000 | 6,749 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-75,000 | 6,750 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-75,000 | 6,750 |
| Net charge-offs | $48,000 | 3,603 |
| Cash dividends | $192,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-85,240 | 6,679 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,940,000 | 3,063 |
| Total interest expense | $5,838,000 | 2,580 |
| Net interest income | $6,102,000 | 3,430 |
| Provision for loan and lease losses | $300,000 | 4,610 |
| Total noninterest income | $676,000 | 4,212 |
| Gross Fiduciary activities income | $14,000 | 1,164 |
| Service charges on deposit accounts | $481,000 | 3,087 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $181,000 | 5,008 |
| Total noninterest expense | $5,597,000 | 3,271 |
| Salaries and employee benefits | $2,816,000 | 3,430 |
| Premises and equipment expense | $786,000 | 3,222 |
| Additional noninterest expense | $1,995,000 | 2,878 |
| Pre-tax net operating income | $881,000 | 3,996 |
| Securities gains (losses) | $10,000 | 2,511 |
| Applicable income taxes | $262,000 | 2,546 |
| Income before extraordinary items | $629,000 | 4,100 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $629,000 | 4,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $919,000 | 2,051 |
| Cash dividends | $212,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $621,900 | 4,269 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,141,000 | 3,060 |
| Total interest expense | $4,611,000 | 2,556 |
| Net interest income | $4,530,000 | 3,477 |
| Provision for loan and lease losses | $225,000 | 4,003 |
| Total noninterest income | $578,000 | 4,039 |
| Gross Fiduciary activities income | $8,000 | 1,192 |
| Service charges on deposit accounts | $353,000 | 3,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $217,000 | 4,271 |
| Total noninterest expense | $4,141,000 | 3,298 |
| Salaries and employee benefits | $2,089,000 | 3,484 |
| Premises and equipment expense | $587,000 | 3,249 |
| Additional noninterest expense | $1,465,000 | 2,829 |
| Pre-tax net operating income | $742,000 | 4,236 |
| Securities gains (losses) | $10,000 | 2,365 |
| Applicable income taxes | $284,000 | 2,523 |
| Income before extraordinary items | $468,000 | 4,550 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $468,000 | 4,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,607 |
| Cash dividends | $127,000 | 4,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $461,600 | 4,728 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,181,000 | 3,071 |
| Total interest expense | $3,189,000 | 2,564 |
| Net interest income | $2,992,000 | 3,498 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $378,000 | 4,119 |
| Gross Fiduciary activities income | $5,000 | 1,218 |
| Service charges on deposit accounts | $231,000 | 3,182 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $142,000 | 4,401 |
| Total noninterest expense | $2,751,000 | 3,318 |
| Salaries and employee benefits | $1,412,000 | 3,497 |
| Premises and equipment expense | $392,000 | 3,266 |
| Additional noninterest expense | $947,000 | 2,876 |
| Pre-tax net operating income | $469,000 | 4,478 |
| Securities gains (losses) | $10,000 | 2,438 |
| Applicable income taxes | $178,000 | 2,817 |
| Income before extraordinary items | $301,000 | 4,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $301,000 | 4,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 1,562 |
| Cash dividends | $111,000 | 4,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $294,600 | 4,973 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,208,000 | 3,033 |
| Total interest expense | $1,667,000 | 2,622 |
| Net interest income | $1,541,000 | 3,419 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $181,000 | 4,195 |
| Gross Fiduciary activities income | $3,000 | 1,170 |
| Service charges on deposit accounts | $111,000 | 3,231 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,495 |
| Total noninterest expense | $1,391,000 | 3,284 |
| Salaries and employee benefits | $704,000 | 3,529 |
| Premises and equipment expense | $192,000 | 3,352 |
| Additional noninterest expense | $495,000 | 2,751 |
| Pre-tax net operating income | $256,000 | 4,483 |
| Securities gains (losses) | $10,000 | 1,965 |
| Applicable income taxes | $96,000 | 2,847 |
| Income before extraordinary items | $170,000 | 5,018 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $170,000 | 5,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,996 |
| Cash dividends | $46,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $163,600 | 4,970 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,849,000 | 2,888 |
| Total interest expense | $7,238,000 | 2,543 |
| Net interest income | $6,611,000 | 3,248 |
| Provision for loan and lease losses | $1,254,000 | 1,208 |
| Total noninterest income | $837,000 | 3,925 |
| Gross Fiduciary activities income | $14,000 | 1,207 |
| Service charges on deposit accounts | $511,000 | 3,014 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $312,000 | 4,171 |
| Total noninterest expense | $5,417,000 | 3,232 |
| Salaries and employee benefits | $3,007,000 | 3,224 |
| Premises and equipment expense | $596,000 | 3,857 |
| Additional noninterest expense | $1,814,000 | 2,909 |
| Pre-tax net operating income | $777,000 | 5,226 |
| Securities gains (losses) | $15,000 | 1,192 |
| Applicable income taxes | $239,000 | 3,665 |
| Income before extraordinary items | $553,000 | 5,505 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $553,000 | 5,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,166,000 | 917 |
| Cash dividends | $538,000 | 3,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $542,500 | 5,524 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,434,000 | 2,876 |
| Total interest expense | $5,430,000 | 2,536 |
| Net interest income | $5,004,000 | 3,229 |
| Provision for loan and lease losses | $384,000 | 1,922 |
| Total noninterest income | $658,000 | 3,824 |
| Gross Fiduciary activities income | $12,000 | 1,159 |
| Service charges on deposit accounts | $390,000 | 2,958 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $256,000 | 4,045 |
| Total noninterest expense | $4,009,000 | 3,239 |
| Salaries and employee benefits | $2,245,000 | 3,214 |
| Premises and equipment expense | $448,000 | 3,841 |
| Additional noninterest expense | $1,316,000 | 2,946 |
| Pre-tax net operating income | $1,269,000 | 3,823 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $439,000 | 2,700 |
| Income before extraordinary items | $830,000 | 4,272 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $830,000 | 4,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,142 |
| Cash dividends | $488,000 | 2,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $830,000 | 4,257 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,903,000 | 2,918 |
| Total interest expense | $3,551,000 | 2,584 |
| Net interest income | $3,352,000 | 3,234 |
| Provision for loan and lease losses | $251,000 | 1,790 |
| Total noninterest income | $454,000 | 3,756 |
| Gross Fiduciary activities income | $8,000 | 1,166 |
| Service charges on deposit accounts | $252,000 | 3,019 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $194,000 | 3,835 |
| Total noninterest expense | $2,612,000 | 3,338 |
| Salaries and employee benefits | $1,483,000 | 3,276 |
| Premises and equipment expense | $293,000 | 3,904 |
| Additional noninterest expense | $836,000 | 3,084 |
| Pre-tax net operating income | $943,000 | 3,661 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $331,000 | 2,613 |
| Income before extraordinary items | $612,000 | 4,126 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $612,000 | 4,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 8,455 |
| Cash dividends | $438,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $612,000 | 4,119 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 2,951 |
| Total interest expense | $1,773,000 | 2,578 |
| Net interest income | $1,624,000 | 3,325 |
| Provision for loan and lease losses | $125,000 | 1,705 |
| Total noninterest income | $205,000 | 3,956 |
| Gross Fiduciary activities income | $5,000 | 1,109 |
| Service charges on deposit accounts | $117,000 | 3,122 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $83,000 | 4,134 |
| Total noninterest expense | $1,278,000 | 3,394 |
| Salaries and employee benefits | $727,000 | 3,347 |
| Premises and equipment expense | $146,000 | 3,924 |
| Additional noninterest expense | $405,000 | 3,139 |
| Pre-tax net operating income | $426,000 | 3,862 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $148,000 | 2,755 |
| Income before extraordinary items | $278,000 | 4,342 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $278,000 | 4,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 811 |
| Cash dividends | $388,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $278,000 | 4,321 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,279,000 | 2,830 |
| Total interest expense | $6,587,000 | 2,396 |
| Net interest income | $6,692,000 | 3,237 |
| Provision for loan and lease losses | $1,075,000 | 987 |
| Total noninterest income | $777,000 | 4,135 |
| Gross Fiduciary activities income | $22,000 | 1,158 |
| Service charges on deposit accounts | $485,000 | 3,121 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $270,000 | 4,504 |
| Total noninterest expense | $4,768,000 | 3,477 |
| Salaries and employee benefits | $2,659,000 | 3,456 |
| Premises and equipment expense | $555,000 | 3,987 |
| Additional noninterest expense | $1,554,000 | 3,203 |
| Pre-tax net operating income | $1,626,000 | 4,123 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $592,000 | 2,900 |
| Income before extraordinary items | $1,034,000 | 4,641 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,034,000 | 4,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $722,000 | 888 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,034,000 | 4,628 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,801,000 | 2,854 |
| Total interest expense | $4,757,000 | 2,416 |
| Net interest income | $5,044,000 | 3,239 |
| Provision for loan and lease losses | $450,000 | 1,514 |
| Total noninterest income | $582,000 | 4,139 |
| Gross Fiduciary activities income | $19,000 | 1,113 |
| Service charges on deposit accounts | $365,000 | 3,133 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $198,000 | 4,555 |
| Total noninterest expense | $3,627,000 | 3,427 |
| Salaries and employee benefits | $2,014,000 | 3,430 |
| Premises and equipment expense | $415,000 | 4,019 |
| Additional noninterest expense | $1,198,000 | 3,140 |
| Pre-tax net operating income | $1,549,000 | 3,717 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $568,000 | 2,680 |
| Income before extraordinary items | $981,000 | 4,221 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $981,000 | 4,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 822 |
| Cash dividends | $100,000 | 4,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $981,000 | 4,207 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,335,000 | 2,890 |
| Total interest expense | $2,970,000 | 2,459 |
| Net interest income | $3,365,000 | 3,245 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $400,000 | 4,047 |
| Gross Fiduciary activities income | $13,000 | 1,130 |
| Service charges on deposit accounts | $242,000 | 3,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $145,000 | 4,371 |
| Total noninterest expense | $2,416,000 | 3,440 |
| Salaries and employee benefits | $1,328,000 | 3,468 |
| Premises and equipment expense | $279,000 | 4,002 |
| Additional noninterest expense | $809,000 | 3,104 |
| Pre-tax net operating income | $1,049,000 | 3,692 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $387,000 | 2,668 |
| Income before extraordinary items | $662,000 | 4,203 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $662,000 | 4,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,312 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $662,000 | 4,190 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,969,000 | 2,998 |
| Total interest expense | $1,349,000 | 2,557 |
| Net interest income | $1,620,000 | 3,333 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $185,000 | 4,144 |
| Gross Fiduciary activities income | $7,000 | 1,113 |
| Service charges on deposit accounts | $113,000 | 3,198 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,564 |
| Total noninterest expense | $1,196,000 | 3,481 |
| Salaries and employee benefits | $655,000 | 3,518 |
| Premises and equipment expense | $138,000 | 4,023 |
| Additional noninterest expense | $403,000 | 3,092 |
| Pre-tax net operating income | $459,000 | 3,948 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $172,000 | 2,826 |
| Income before extraordinary items | $287,000 | 4,529 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $287,000 | 4,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 758 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $287,000 | 4,512 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,551,000 | 3,019 |
| Total interest expense | $4,141,000 | 2,572 |
| Net interest income | $6,410,000 | 3,248 |
| Provision for loan and lease losses | $1,200,000 | 871 |
| Total noninterest income | $727,000 | 4,278 |
| Gross Fiduciary activities income | $20,000 | 1,184 |
| Service charges on deposit accounts | $524,000 | 2,957 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $183,000 | 5,339 |
| Total noninterest expense | $4,694,000 | 3,410 |
| Salaries and employee benefits | $2,582,000 | 3,386 |
| Premises and equipment expense | $519,000 | 4,068 |
| Additional noninterest expense | $1,593,000 | 3,083 |
| Pre-tax net operating income | $1,243,000 | 4,827 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $476,000 | 3,448 |
| Income before extraordinary items | $767,000 | 5,443 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $767,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,090,000 | 632 |
| Cash dividends | $156,000 | 5,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $767,000 | 5,417 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,720,000 | 3,026 |
| Total interest expense | $2,909,000 | 2,602 |
| Net interest income | $4,811,000 | 3,245 |
| Provision for loan and lease losses | $510,000 | 1,378 |
| Total noninterest income | $550,000 | 4,271 |
| Gross Fiduciary activities income | $15,000 | 1,162 |
| Service charges on deposit accounts | $387,000 | 2,989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $148,000 | 5,207 |
| Total noninterest expense | $3,501,000 | 3,397 |
| Salaries and employee benefits | $1,945,000 | 3,355 |
| Premises and equipment expense | $383,000 | 4,093 |
| Additional noninterest expense | $1,173,000 | 3,095 |
| Pre-tax net operating income | $1,350,000 | 4,025 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $501,000 | 2,934 |
| Income before extraordinary items | $849,000 | 4,598 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $849,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 1,472 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $849,000 | 4,560 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,976,000 | 3,049 |
| Total interest expense | $1,821,000 | 2,609 |
| Net interest income | $3,155,000 | 3,273 |
| Provision for loan and lease losses | $285,000 | 1,615 |
| Total noninterest income | $332,000 | 4,519 |
| Gross Fiduciary activities income | $12,000 | 1,130 |
| Service charges on deposit accounts | $238,000 | 3,114 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $82,000 | 5,563 |
| Total noninterest expense | $2,323,000 | 3,381 |
| Salaries and employee benefits | $1,290,000 | 3,361 |
| Premises and equipment expense | $253,000 | 4,114 |
| Additional noninterest expense | $780,000 | 3,084 |
| Pre-tax net operating income | $879,000 | 4,053 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $317,000 | 3,006 |
| Income before extraordinary items | $562,000 | 4,590 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $562,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,077 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $562,000 | 4,536 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 3,059 |
| Total interest expense | $886,000 | 2,574 |
| Net interest income | $1,551,000 | 3,314 |
| Provision for loan and lease losses | $70,000 | 2,663 |
| Total noninterest income | $158,000 | 4,574 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $101,000 | 3,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $51,000 | 5,145 |
| Total noninterest expense | $1,145,000 | 3,446 |
| Salaries and employee benefits | $638,000 | 3,385 |
| Premises and equipment expense | $126,000 | 4,172 |
| Additional noninterest expense | $381,000 | 3,151 |
| Pre-tax net operating income | $494,000 | 3,709 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $170,000 | 2,867 |
| Income before extraordinary items | $324,000 | 4,156 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $324,000 | 4,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,258 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $324,000 | 4,112 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,738,000 | 3,174 |
| Total interest expense | $2,946,000 | 2,673 |
| Net interest income | $5,792,000 | 3,387 |
| Provision for loan and lease losses | $930,000 | 1,116 |
| Total noninterest income | $544,000 | 5,063 |
| Gross Fiduciary activities income | $20,000 | 1,199 |
| Service charges on deposit accounts | $371,000 | 3,808 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $153,000 | 5,645 |
| Total noninterest expense | $4,140,000 | 3,635 |
| Salaries and employee benefits | $2,178,000 | 3,723 |
| Premises and equipment expense | $520,000 | 3,962 |
| Additional noninterest expense | $1,442,000 | 3,226 |
| Pre-tax net operating income | $1,266,000 | 4,658 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $479,000 | 3,416 |
| Income before extraordinary items | $787,000 | 5,297 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $787,000 | 5,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 1,627 |
| Cash dividends | $92,000 | 5,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $787,000 | 5,224 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,346,000 | 3,248 |
| Total interest expense | $2,123,000 | 2,718 |
| Net interest income | $4,223,000 | 3,444 |
| Provision for loan and lease losses | $345,000 | 2,034 |
| Total noninterest income | $427,000 | 4,976 |
| Gross Fiduciary activities income | $15,000 | 1,187 |
| Service charges on deposit accounts | $259,000 | 4,008 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $153,000 | 5,081 |
| Total noninterest expense | $3,027,000 | 3,692 |
| Salaries and employee benefits | $1,622,000 | 3,730 |
| Premises and equipment expense | $373,000 | 4,090 |
| Additional noninterest expense | $1,032,000 | 3,336 |
| Pre-tax net operating income | $1,278,000 | 4,001 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $488,000 | 2,950 |
| Income before extraordinary items | $790,000 | 4,660 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $790,000 | 4,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 1,901 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $790,000 | 4,572 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,063,000 | 3,342 |
| Total interest expense | $1,356,000 | 2,787 |
| Net interest income | $2,707,000 | 3,542 |
| Provision for loan and lease losses | $200,000 | 2,196 |
| Total noninterest income | $251,000 | 5,285 |
| Gross Fiduciary activities income | $11,000 | 1,171 |
| Service charges on deposit accounts | $33,000 | 7,087 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $207,000 | 3,665 |
| Total noninterest expense | $1,953,000 | 3,810 |
| Salaries and employee benefits | $1,064,000 | 3,792 |
| Premises and equipment expense | $233,000 | 4,294 |
| Additional noninterest expense | $656,000 | 3,473 |
| Pre-tax net operating income | $805,000 | 4,091 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $307,000 | 3,042 |
| Income before extraordinary items | $498,000 | 4,755 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $498,000 | 4,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,638 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $498,000 | 4,659 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,910,000 | 3,516 |
| Total interest expense | $646,000 | 2,947 |
| Net interest income | $1,264,000 | 3,727 |
| Provision for loan and lease losses | $70,000 | 2,755 |
| Total noninterest income | $113,000 | 5,490 |
| Gross Fiduciary activities income | $6,000 | 1,163 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $93,000 | 3,862 |
| Total noninterest expense | $960,000 | 3,882 |
| Salaries and employee benefits | $527,000 | 3,839 |
| Premises and equipment expense | $113,000 | 4,421 |
| Additional noninterest expense | $320,000 | 3,547 |
| Pre-tax net operating income | $347,000 | 4,460 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $130,000 | 3,350 |
| Income before extraordinary items | $217,000 | 5,137 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $217,000 | 5,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,092 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $217,000 | 5,003 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,152,000 | 3,750 |
| Total interest expense | $2,769,000 | 3,079 |
| Net interest income | $4,383,000 | 4,081 |
| Provision for loan and lease losses | $555,000 | 1,989 |
| Total noninterest income | $403,000 | 5,946 |
| Gross Fiduciary activities income | $22,000 | 1,231 |
| Service charges on deposit accounts | $121,000 | 6,263 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $260,000 | 4,777 |
| Total noninterest expense | $3,505,000 | 4,110 |
| Salaries and employee benefits | $2,008,000 | 3,906 |
| Premises and equipment expense | $433,000 | 4,480 |
| Additional noninterest expense | $1,064,000 | 4,083 |
| Pre-tax net operating income | $726,000 | 5,919 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $224,000 | 4,752 |
| Income before extraordinary items | $502,000 | 6,326 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $502,000 | 6,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 1,808 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $502,000 | 6,172 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,260,000 | 3,866 |
| Total interest expense | $2,117,000 | 3,127 |
| Net interest income | $3,143,000 | 4,241 |
| Provision for loan and lease losses | $430,000 | 1,923 |
| Total noninterest income | $402,000 | 5,299 |
| Gross Fiduciary activities income | $14,000 | 1,237 |
| Service charges on deposit accounts | $129,000 | 5,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $259,000 | 4,318 |
| Total noninterest expense | $2,566,000 | 4,175 |
| Salaries and employee benefits | $1,490,000 | 3,941 |
| Premises and equipment expense | $243,000 | 5,418 |
| Additional noninterest expense | $833,000 | 3,957 |
| Pre-tax net operating income | $549,000 | 6,080 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $151,000 | 5,082 |
| Income before extraordinary items | $398,000 | 6,367 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $398,000 | 6,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,830 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $398,000 | 6,191 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 3,906 |
| Total interest expense | $1,431,000 | 3,191 |
| Net interest income | $2,064,000 | 4,303 |
| Provision for loan and lease losses | $210,000 | 2,412 |
| Total noninterest income | $239,000 | 5,587 |
| Gross Fiduciary activities income | $9,000 | 1,239 |
| Service charges on deposit accounts | $77,000 | 5,845 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $153,000 | 4,540 |
| Total noninterest expense | $1,658,000 | 4,283 |
| Salaries and employee benefits | $974,000 | 4,003 |
| Premises and equipment expense | $154,000 | 5,570 |
| Additional noninterest expense | $530,000 | 4,050 |
| Pre-tax net operating income | $435,000 | 5,664 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $113,000 | 4,954 |
| Income before extraordinary items | $322,000 | 5,952 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $322,000 | 5,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,378 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $322,000 | 5,734 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 4,019 |
| Total interest expense | $724,000 | 3,218 |
| Net interest income | $976,000 | 4,471 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $114,000 | 5,579 |
| Gross Fiduciary activities income | $4,000 | 1,265 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $75,000 | 4,475 |
| Total noninterest expense | $804,000 | 4,354 |
| Salaries and employee benefits | $472,000 | 4,075 |
| Premises and equipment expense | $74,000 | 5,683 |
| Additional noninterest expense | $258,000 | 4,109 |
| Pre-tax net operating income | $211,000 | 5,718 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $24,000 | 5,925 |
| Income before extraordinary items | $187,000 | 5,483 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $187,000 | 5,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,727 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $187,000 | 5,290 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,958,000 | 4,590 |
| Total interest expense | $2,615,000 | 3,960 |
| Net interest income | $3,343,000 | 4,919 |
| Provision for loan and lease losses | $225,000 | 4,105 |
| Total noninterest income | $335,000 | 6,207 |
| Gross Fiduciary activities income | $34,000 | 1,190 |
| Service charges on deposit accounts | $123,000 | 6,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $178,000 | 5,245 |
| Total noninterest expense | $3,074,000 | 4,381 |
| Salaries and employee benefits | $1,666,000 | 4,329 |
| Premises and equipment expense | $278,000 | 5,793 |
| Additional noninterest expense | $1,130,000 | 3,779 |
| Pre-tax net operating income | $379,000 | 7,250 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $-355,000 | 9,208 |
| Income before extraordinary items | $743,000 | 5,391 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $743,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,176 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $734,000 | 5,287 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,998,000 | 4,960 |
| Total interest expense | $3,584,000 | 4,126 |
| Net interest income | $2,414,000 | 5,834 |
| Provision for loan and lease losses | $123,000 | 5,150 |
| Total noninterest income | $225,000 | 7,065 |
| Gross Fiduciary activities income | $7,000 | 1,492 |
| Service charges on deposit accounts | $96,000 | 6,650 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $122,000 | 5,970 |
| Total noninterest expense | $2,432,000 | 5,050 |
| Salaries and employee benefits | $1,390,000 | 4,780 |
| Premises and equipment expense | $122,000 | 7,971 |
| Additional noninterest expense | $920,000 | 4,333 |
| Pre-tax net operating income | $84,000 | 8,405 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-150,000 | 9,332 |
| Income before extraordinary items | $234,000 | 7,514 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $234,000 | 7,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,653 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $634,000 | 469 |
| Net operating income | $234,000 | 7,399 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,680,000 | 5,955 |
| Total interest expense | $2,866,000 | 5,097 |
| Net interest income | $1,814,000 | 6,894 |
| Provision for loan and lease losses | $387,000 | 2,340 |
| Total noninterest income | $139,000 | 8,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 7,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,509 |
| Total noninterest expense | $2,101,000 | 5,500 |
| Salaries and employee benefits | $1,186,000 | 5,277 |
| Premises and equipment expense | $210,000 | 6,607 |
| Additional noninterest expense | $705,000 | 5,152 |
| Pre-tax net operating income | $-535,000 | 9,552 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $-75,000 | 9,544 |
| Income before extraordinary items | $-459,000 | 9,545 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-459,000 | 9,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $532,000 | 530 |
| Net operating income | $-459,860 | 9,546 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $696,000 | 9,847 |
| Total interest expense | $259,000 | 9,857 |
| Net interest income | $437,000 | 9,776 |
| Provision for loan and lease losses | $379,000 | 2,196 |
| Total noninterest income | $16,000 | 10,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 8,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $1,732,000 | 6,227 |
| Salaries and employee benefits | $963,000 | 6,031 |
| Premises and equipment expense | $179,000 | 7,145 |
| Additional noninterest expense | $590,000 | 5,891 |
| Pre-tax net operating income | $-1,658,000 | 10,145 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-1,658,000 | 10,146 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,658,000 | 10,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $8,144,000 | 116 |
| Net operating income | $-1,658,000 | 10,138 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.