Home > Santa Cruz County Bank > Income and Expense

Santa Cruz County Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$94,913,000566
Total interest expense$12,149,0001,127
Net interest income$82,764,000437
Provision for loan and lease losses$1,413,000677
Total noninterest income$3,247,0001,559
Gross Fiduciary activities income$0981
Service charges on deposit accounts$471,0001,710
Trading account gains and fees$0123
Additional Noninterest Income$2,776,0001,325
Total noninterest expense$34,617,000785
Salaries and employee benefits$19,636,000775
Premises and equipment expense$4,574,000599
Additional noninterest expense$2,776,0001,325
Pre-tax net operating income$49,981,000349
Securities gains (losses)$-30,0003,546
Applicable income taxes$14,673,000255
Income before extraordinary items$35,278,000369
Extraordinary gains, net$054
Net income$35,278,000375
Minority interest net income$088
Net income of bank and minority interests.$35,278,000372
Net charge-offs$2,168,000365
Cash dividends$4,351,000897
Sale, conversion, retirement of capital stock, net$-2,109,0004,587
Net operating income$35,301,700385
2023-09-30 (YTD Data)Rank
Total interest income$69,619,000570
Total interest expense$7,658,0001,200
Net interest income$61,961,000445
Provision for loan and lease losses$1,660,000496
Total noninterest income$2,491,0001,534
Gross Fiduciary activities income$0950
Service charges on deposit accounts$345,0001,741
Trading account gains and fees$0125
Additional Noninterest Income$2,146,0001,294
Total noninterest expense$25,374,000799
Salaries and employee benefits$14,826,000777
Premises and equipment expense$3,398,000610
Additional noninterest expense$2,146,0001,294
Pre-tax net operating income$37,418,000365
Securities gains (losses)$-30,0003,716
Applicable income taxes$10,989,000268
Income before extraordinary items$26,399,000383
Extraordinary gains, net$052
Net income$26,399,000387
Minority interest net income$081
Net income of bank and minority interests.$26,399,000383
Net charge-offs$996,000405
Cash dividends$2,952,000900
Sale, conversion, retirement of capital stock, net$-2,312,0004,614
Net operating income$26,422,700395
2023-06-30 (YTD Data)Rank
Total interest income$45,226,000552
Total interest expense$4,315,0001,243
Net interest income$40,911,000448
Provision for loan and lease losses$802,000577
Total noninterest income$1,438,0001,597
Gross Fiduciary activities income$0931
Service charges on deposit accounts$222,0001,775
Trading account gains and fees$0112
Additional Noninterest Income$1,216,0001,359
Total noninterest expense$17,112,000776
Salaries and employee benefits$10,090,000754
Premises and equipment expense$2,282,000590
Additional noninterest expense$1,216,0001,358
Pre-tax net operating income$24,435,000367
Securities gains (losses)$-30,0003,979
Applicable income taxes$7,208,000278
Income before extraordinary items$17,197,000395
Extraordinary gains, net$051
Net income$17,197,000404
Minority interest net income$081
Net income of bank and minority interests.$17,197,000396
Net charge-offs$1,000,000309
Cash dividends$2,523,000731
Sale, conversion, retirement of capital stock, net$-2,545,0004,643
Net operating income$17,220,700403
2023-03-31 (YTD Data)Rank
Total interest income$22,146,000561
Total interest expense$1,412,0001,487
Net interest income$20,734,000454
Provision for loan and lease losses$316,000643
Total noninterest income$692,0001,633
Gross Fiduciary activities income$0913
Service charges on deposit accounts$93,0001,981
Trading account gains and fees$097
Additional Noninterest Income$599,0001,360
Total noninterest expense$8,480,000793
Salaries and employee benefits$4,942,000786
Premises and equipment expense$1,141,000619
Additional noninterest expense$599,0001,360
Pre-tax net operating income$12,630,000368
Securities gains (losses)$-30,0004,173
Applicable income taxes$3,721,000281
Income before extraordinary items$8,879,000396
Extraordinary gains, net$04
Net income$8,879,000397
Minority interest net income$048
Net income of bank and minority interests.$8,879,000397
Net charge-offs$02,062
Cash dividends$1,265,000684
Sale, conversion, retirement of capital stock, net$-729,0004,665
Net operating income$8,902,700407
2022-12-31 (YTD Data)Rank
Total interest income$72,061,000547
Total interest expense$1,852,0001,683
Net interest income$70,209,000511
Provision for loan and lease losses$1,592,000602
Total noninterest income$4,224,0001,326
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$456,0001,788
Trading account gains and fees$0116
Additional Noninterest Income$3,768,0001,093
Total noninterest expense$29,081,000891
Salaries and employee benefits$17,076,000867
Premises and equipment expense$3,760,000702
Additional noninterest expense$3,768,0001,093
Pre-tax net operating income$43,760,000422
Securities gains (losses)$-1,0003,144
Applicable income taxes$12,815,000318
Income before extraordinary items$30,944,000453
Extraordinary gains, net$05
Net income$30,944,000453
Minority interest net income$063
Net income of bank and minority interests.$30,944,000454
Net charge-offs$126,0001,131
Cash dividends$4,036,000923
Sale, conversion, retirement of capital stock, net$-1,201,0004,690
Net operating income$30,944,790459
2022-09-30 (YTD Data)Rank
Total interest income$50,631,000550
Total interest expense$1,214,0001,547
Net interest income$49,417,000527
Provision for loan and lease losses$950,000649
Total noninterest income$3,519,0001,263
Gross Fiduciary activities income$0968
Service charges on deposit accounts$354,0001,754
Trading account gains and fees$0111
Additional Noninterest Income$3,165,0001,031
Total noninterest expense$22,323,000868
Salaries and employee benefits$13,223,000837
Premises and equipment expense$2,623,000745
Additional noninterest expense$3,165,0001,031
Pre-tax net operating income$29,663,000447
Securities gains (losses)$-1,0003,505
Applicable income taxes$8,739,000346
Income before extraordinary items$20,923,000495
Extraordinary gains, net$04
Net income$20,923,000493
Minority interest net income$057
Net income of bank and minority interests.$20,923,000495
Net charge-offs$126,000844
Cash dividends$2,770,000896
Sale, conversion, retirement of capital stock, net$-1,163,0004,729
Net operating income$20,923,790501
2022-06-30 (YTD Data)Rank
Total interest income$31,753,000551
Total interest expense$745,0001,434
Net interest income$31,008,000534
Provision for loan and lease losses$1,267,000351
Total noninterest income$2,086,0001,343
Gross Fiduciary activities income$0925
Service charges on deposit accounts$233,0001,768
Trading account gains and fees$0108
Additional Noninterest Income$1,853,0001,146
Total noninterest expense$15,189,000842
Salaries and employee benefits$8,834,000822
Premises and equipment expense$1,750,000737
Additional noninterest expense$4,605,000821
Pre-tax net operating income$16,638,000488
Securities gains (losses)$0687
Applicable income taxes$4,888,000368
Income before extraordinary items$11,750,000535
Extraordinary gains, net$04
Net income$11,750,000534
Minority interest net income$060
Net income of bank and minority interests.$11,750,000535
Net charge-offs$74,000829
Cash dividends$1,706,000955
Sale, conversion, retirement of capital stock, net$328,000238
Net operating income$11,750,000543
2022-03-31 (YTD Data)Rank
Total interest income$15,459,000547
Total interest expense$370,0001,399
Net interest income$15,089,000530
Provision for loan and lease losses$645,000277
Total noninterest income$725,0001,677
Gross Fiduciary activities income$0892
Service charges on deposit accounts$112,0001,791
Trading account gains and fees$0103
Additional Noninterest Income$613,0001,484
Total noninterest expense$7,554,000847
Salaries and employee benefits$4,467,000819
Premises and equipment expense$860,000755
Additional noninterest expense$2,227,000840
Pre-tax net operating income$7,615,000511
Securities gains (losses)$0623
Applicable income taxes$2,232,000381
Income before extraordinary items$5,383,000554
Extraordinary gains, net$04
Net income$5,383,000554
Minority interest net income$050
Net income of bank and minority interests.$5,383,000554
Net charge-offs$68,000584
Cash dividends$768,000909
Sale, conversion, retirement of capital stock, net$172,000205
Net operating income$5,383,000561
2021-12-31 (YTD Data)Rank
Total interest income$63,351,000548
Total interest expense$1,816,0001,429
Net interest income$61,535,000521
Provision for loan and lease losses$6,858,00076
Total noninterest income$4,459,0001,413
Gross Fiduciary activities income$0994
Service charges on deposit accounts$444,0001,733
Trading account gains and fees$0132
Additional Noninterest Income$4,015,0001,250
Total noninterest expense$29,071,000870
Salaries and employee benefits$17,562,000820
Premises and equipment expense$3,447,000762
Additional noninterest expense$8,062,000929
Pre-tax net operating income$30,065,000548
Securities gains (losses)$02,062
Applicable income taxes$8,791,000427
Income before extraordinary items$21,274,000616
Extraordinary gains, net$010
Net income$21,274,000616
Minority interest net income$074
Net income of bank and minority interests.$21,274,000617
Net charge-offs$-99,0004,355
Cash dividends$1,890,0001,607
Sale, conversion, retirement of capital stock, net$916,000237
Net operating income$21,274,000608
2021-09-30 (YTD Data)Rank
Total interest income$47,332,000553
Total interest expense$1,415,0001,465
Net interest income$45,917,000524
Provision for loan and lease losses$4,525,00085
Total noninterest income$3,708,0001,354
Gross Fiduciary activities income$0957
Service charges on deposit accounts$330,0001,734
Trading account gains and fees$0132
Additional Noninterest Income$3,378,0001,180
Total noninterest expense$21,677,000882
Salaries and employee benefits$12,967,000846
Premises and equipment expense$2,614,000763
Additional noninterest expense$6,096,000921
Pre-tax net operating income$23,423,000550
Securities gains (losses)$02,015
Applicable income taxes$6,842,000422
Income before extraordinary items$16,581,000615
Extraordinary gains, net$08
Net income$16,581,000615
Minority interest net income$069
Net income of bank and minority interests.$16,581,000615
Net charge-offs$-9,0003,624
Cash dividends$1,353,0001,480
Sale, conversion, retirement of capital stock, net$804,000206
Net operating income$16,581,000612
2021-06-30 (YTD Data)Rank
Total interest income$30,521,000561
Total interest expense$978,0001,486
Net interest income$29,543,000534
Provision for loan and lease losses$2,425,000117
Total noninterest income$2,938,0001,200
Gross Fiduciary activities income$0951
Service charges on deposit accounts$216,0001,704
Trading account gains and fees$0133
Additional Noninterest Income$2,722,0001,049
Total noninterest expense$14,407,000883
Salaries and employee benefits$8,714,000842
Premises and equipment expense$1,755,000763
Additional noninterest expense$3,938,000941
Pre-tax net operating income$15,649,000541
Securities gains (losses)$01,818
Applicable income taxes$4,568,000430
Income before extraordinary items$11,081,000614
Extraordinary gains, net$06
Net income$11,081,000614
Minority interest net income$067
Net income of bank and minority interests.$11,081,000614
Net charge-offs$-5,0003,551
Cash dividends$869,0001,498
Sale, conversion, retirement of capital stock, net$406,000205
Net operating income$11,081,000604
2021-03-31 (YTD Data)Rank
Total interest income$14,661,000587
Total interest expense$492,0001,541
Net interest income$14,169,000551
Provision for loan and lease losses$375,000456
Total noninterest income$1,450,0001,209
Gross Fiduciary activities income$0922
Service charges on deposit accounts$106,0001,720
Trading account gains and fees$0127
Additional Noninterest Income$1,344,0001,050
Total noninterest expense$7,077,000885
Salaries and employee benefits$4,389,000822
Premises and equipment expense$884,000771
Additional noninterest expense$1,804,000983
Pre-tax net operating income$8,167,000524
Securities gains (losses)$01,392
Applicable income taxes$2,378,000416
Income before extraordinary items$5,789,000589
Extraordinary gains, net$03
Net income$5,789,000589
Minority interest net income$055
Net income of bank and minority interests.$5,789,000589
Net charge-offs$-3,0003,553
Cash dividends$386,0001,397
Sale, conversion, retirement of capital stock, net$213,000184
Net operating income$5,789,000577
2020-12-31 (YTD Data)Rank
Total interest income$51,696,000662
Total interest expense$2,710,0001,622
Net interest income$48,986,000601
Provision for loan and lease losses$2,816,000835
Total noninterest income$3,993,0001,468
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$474,0001,666
Trading account gains and fees$0133
Additional Noninterest Income$3,519,0001,313
Total noninterest expense$25,485,000937
Salaries and employee benefits$15,085,000906
Premises and equipment expense$3,117,000825
Additional noninterest expense$7,283,000956
Pre-tax net operating income$24,678,000496
Securities gains (losses)$02,675
Applicable income taxes$7,128,000391
Income before extraordinary items$17,550,000582
Extraordinary gains, net$04
Net income$17,550,000581
Minority interest net income$072
Net income of bank and minority interests.$17,550,000582
Net charge-offs$91,0002,071
Cash dividends$1,155,0002,047
Sale, conversion, retirement of capital stock, net$369,000301
Net operating income$17,550,000560
2020-09-30 (YTD Data)Rank
Total interest income$37,045,000692
Total interest expense$2,116,0001,640
Net interest income$34,929,000621
Provision for loan and lease losses$760,0001,586
Total noninterest income$2,853,0001,473
Gross Fiduciary activities income$0981
Service charges on deposit accounts$363,0001,651
Trading account gains and fees$0125
Additional Noninterest Income$2,490,0001,315
Total noninterest expense$17,998,000963
Salaries and employee benefits$10,349,000959
Premises and equipment expense$2,287,000836
Additional noninterest expense$5,362,000954
Pre-tax net operating income$19,024,000459
Securities gains (losses)$02,494
Applicable income taxes$5,518,000350
Income before extraordinary items$13,506,000535
Extraordinary gains, net$04
Net income$13,506,000534
Minority interest net income$065
Net income of bank and minority interests.$13,506,000535
Net charge-offs$91,0001,725
Cash dividends$866,0001,844
Sale, conversion, retirement of capital stock, net$257,000288
Net operating income$13,506,000520
2020-06-30 (YTD Data)Rank
Total interest income$23,486,000729
Total interest expense$1,474,0001,665
Net interest income$22,012,000654
Provision for loan and lease losses$400,0001,792
Total noninterest income$1,584,0001,566
Gross Fiduciary activities income$0970
Service charges on deposit accounts$270,0001,550
Trading account gains and fees$0123
Additional Noninterest Income$1,314,0001,425
Total noninterest expense$11,703,000971
Salaries and employee benefits$6,775,000967
Premises and equipment expense$1,519,000834
Additional noninterest expense$3,409,000997
Pre-tax net operating income$11,493,000446
Securities gains (losses)$02,249
Applicable income taxes$3,326,000337
Income before extraordinary items$8,167,000537
Extraordinary gains, net$04
Net income$8,167,000535
Minority interest net income$065
Net income of bank and minority interests.$8,167,000537
Net charge-offs$94,0001,392
Cash dividends$578,0001,827
Sale, conversion, retirement of capital stock, net$174,000263
Net operating income$8,167,000511
2020-03-31 (YTD Data)Rank
Total interest income$11,837,000722
Total interest expense$792,0001,693
Net interest income$11,045,000642
Provision for loan and lease losses$150,0001,627
Total noninterest income$963,0001,320
Gross Fiduciary activities income$0941
Service charges on deposit accounts$174,0001,465
Trading account gains and fees$0106
Additional Noninterest Income$789,0001,148
Total noninterest expense$5,680,000996
Salaries and employee benefits$3,239,0001,004
Premises and equipment expense$733,000883
Additional noninterest expense$1,708,0001,002
Pre-tax net operating income$6,178,000382
Securities gains (losses)$01,705
Applicable income taxes$1,797,000290
Income before extraordinary items$4,381,000458
Extraordinary gains, net$04
Net income$4,381,000457
Minority interest net income$056
Net income of bank and minority interests.$4,381,000458
Net charge-offs$97,000897
Cash dividends$289,0001,691
Sale, conversion, retirement of capital stock, net$94,000254
Net operating income$4,381,000443
2019-12-31 (YTD Data)Rank
Total interest income$37,373,000904
Total interest expense$2,188,0002,208
Net interest income$35,185,000776
Provision for loan and lease losses$450,0001,581
Total noninterest income$3,130,0001,522
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$603,0001,664
Trading account gains and fees$0135
Additional Noninterest Income$2,527,0001,337
Total noninterest expense$20,437,0001,068
Salaries and employee benefits$10,890,0001,128
Premises and equipment expense$2,291,0001,049
Additional noninterest expense$7,256,000935
Pre-tax net operating income$17,428,000679
Securities gains (losses)$02,379
Applicable income taxes$5,153,000504
Income before extraordinary items$12,275,000790
Extraordinary gains, net$011
Net income$12,275,000791
Minority interest net income$076
Net income of bank and minority interests.$12,275,000791
Net charge-offs$-9,0004,434
Cash dividends$839,0002,533
Sale, conversion, retirement of capital stock, net$571,000272
Net operating income$12,275,000767
2019-09-30 (YTD Data)Rank
Total interest income$25,427,000980
Total interest expense$1,368,0002,501
Net interest income$24,059,000857
Provision for loan and lease losses$300,0001,600
Total noninterest income$2,465,0001,485
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$426,0001,747
Trading account gains and fees$0129
Additional Noninterest Income$2,039,0001,272
Total noninterest expense$13,085,0001,203
Salaries and employee benefits$7,357,0001,226
Premises and equipment expense$1,577,0001,128
Additional noninterest expense$4,151,0001,151
Pre-tax net operating income$13,139,000677
Securities gains (losses)$02,167
Applicable income taxes$3,880,000503
Income before extraordinary items$9,259,000789
Extraordinary gains, net$011
Net income$9,259,000790
Minority interest net income$072
Net income of bank and minority interests.$9,259,000790
Net charge-offs$-11,0004,453
Cash dividends$551,0002,393
Sale, conversion, retirement of capital stock, net$425,000246
Net operating income$9,259,000771
2019-06-30 (YTD Data)Rank
Total interest income$16,644,000987
Total interest expense$893,0002,509
Net interest income$15,751,000863
Provision for loan and lease losses$150,0001,792
Total noninterest income$1,697,0001,429
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$286,0001,726
Trading account gains and fees$0131
Additional Noninterest Income$1,411,0001,212
Total noninterest expense$8,544,0001,233
Salaries and employee benefits$4,917,0001,226
Premises and equipment expense$1,061,0001,125
Additional noninterest expense$2,566,0001,234
Pre-tax net operating income$8,754,000663
Securities gains (losses)$01,702
Applicable income taxes$2,522,000501
Income before extraordinary items$6,232,000759
Extraordinary gains, net$011
Net income$6,232,000760
Minority interest net income$069
Net income of bank and minority interests.$6,232,000759
Net charge-offs$-5,0004,282
Cash dividends$367,0002,426
Sale, conversion, retirement of capital stock, net$294,000222
Net operating income$6,232,000746
2019-03-31 (YTD Data)Rank
Total interest income$8,163,000999
Total interest expense$407,0002,620
Net interest income$7,756,000875
Provision for loan and lease losses$03,406
Total noninterest income$809,0001,425
Gross Fiduciary activities income$0972
Service charges on deposit accounts$138,0001,757
Trading account gains and fees$0126
Additional Noninterest Income$671,0001,201
Total noninterest expense$4,404,0001,193
Salaries and employee benefits$2,545,0001,190
Premises and equipment expense$521,0001,144
Additional noninterest expense$1,338,0001,178
Pre-tax net operating income$4,161,000669
Securities gains (losses)$01,087
Applicable income taxes$1,196,000516
Income before extraordinary items$2,965,000782
Extraordinary gains, net$05
Net income$2,965,000782
Minority interest net income$052
Net income of bank and minority interests.$2,965,000781
Net charge-offs$-6,0004,462
Cash dividends$183,0002,089
Sale, conversion, retirement of capital stock, net$143,000198
Net operating income$2,965,000767
2018-12-31 (YTD Data)Rank
Total interest income$30,610,0001,000
Total interest expense$1,333,0002,513
Net interest income$29,277,000908
Provision for loan and lease losses$688,0001,172
Total noninterest income$2,876,0001,591
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$573,0001,799
Trading account gains and fees$0126
Additional Noninterest Income$2,303,0001,363
Total noninterest expense$15,599,0001,300
Salaries and employee benefits$9,215,0001,248
Premises and equipment expense$2,008,0001,168
Additional noninterest expense$4,376,0001,392
Pre-tax net operating income$15,866,000716
Securities gains (losses)$01,125
Applicable income taxes$4,486,000508
Income before extraordinary items$11,380,000823
Extraordinary gains, net$06
Net income$11,380,000821
Minority interest net income$072
Net income of bank and minority interests.$11,380,000822
Net charge-offs$-43,0004,850
Cash dividends$670,0002,676
Sale, conversion, retirement of capital stock, net$646,000279
Net operating income$11,380,000821
2018-09-30 (YTD Data)Rank
Total interest income$22,374,0001,011
Total interest expense$940,0002,539
Net interest income$21,434,000922
Provision for loan and lease losses$500,0001,123
Total noninterest income$2,342,0001,515
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$437,0001,792
Trading account gains and fees$0138
Additional Noninterest Income$1,905,0001,297
Total noninterest expense$11,743,0001,285
Salaries and employee benefits$6,567,0001,317
Premises and equipment expense$1,413,0001,238
Additional noninterest expense$3,763,0001,239
Pre-tax net operating income$11,533,000732
Securities gains (losses)$01,118
Applicable income taxes$3,331,000521
Income before extraordinary items$8,202,000847
Extraordinary gains, net$05
Net income$8,202,000845
Minority interest net income$066
Net income of bank and minority interests.$8,202,000846
Net charge-offs$-37,0004,838
Cash dividends$487,0002,399
Sale, conversion, retirement of capital stock, net$557,000243
Net operating income$8,202,000841
2018-06-30 (YTD Data)Rank
Total interest income$14,511,0001,023
Total interest expense$588,0002,555
Net interest income$13,923,000936
Provision for loan and lease losses$375,0001,014
Total noninterest income$1,631,0001,474
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$297,0001,766
Trading account gains and fees$0130
Additional Noninterest Income$1,334,0001,258
Total noninterest expense$7,791,0001,300
Salaries and employee benefits$4,371,0001,322
Premises and equipment expense$859,0001,349
Additional noninterest expense$2,561,0001,221
Pre-tax net operating income$7,388,000740
Securities gains (losses)$0961
Applicable income taxes$2,136,000536
Income before extraordinary items$5,252,000858
Extraordinary gains, net$06
Net income$5,252,000856
Minority interest net income$065
Net income of bank and minority interests.$5,252,000857
Net charge-offs$-24,0004,803
Cash dividends$304,0002,461
Sale, conversion, retirement of capital stock, net$461,000202
Net operating income$5,252,000855
2018-03-31 (YTD Data)Rank
Total interest income$7,067,0001,034
Total interest expense$291,0002,512
Net interest income$6,776,000951
Provision for loan and lease losses$187,000999
Total noninterest income$873,0001,398
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$152,0001,734
Trading account gains and fees$0123
Additional Noninterest Income$721,0001,177
Total noninterest expense$3,893,0001,301
Salaries and employee benefits$2,260,0001,293
Premises and equipment expense$420,0001,391
Additional noninterest expense$1,213,0001,266
Pre-tax net operating income$3,569,000740
Securities gains (losses)$0735
Applicable income taxes$1,038,000541
Income before extraordinary items$2,531,000870
Extraordinary gains, net$07
Net income$2,531,000871
Minority interest net income$052
Net income of bank and minority interests.$2,531,000870
Net charge-offs$-68,0005,310
Cash dividends$121,0002,240
Sale, conversion, retirement of capital stock, net$329,000149
Net operating income$2,531,000859
2017-12-31 (YTD Data)Rank
Total interest income$26,312,0001,070
Total interest expense$790,0002,937
Net interest income$25,522,000993
Provision for loan and lease losses$913,000969
Total noninterest income$2,925,0001,615
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$604,0001,766
Trading account gains and fees$0151
Additional Noninterest Income$2,321,0001,391
Total noninterest expense$14,097,0001,418
Salaries and employee benefits$8,095,0001,396
Premises and equipment expense$1,756,0001,319
Additional noninterest expense$4,246,0001,440
Pre-tax net operating income$13,437,000759
Securities gains (losses)$02,243
Applicable income taxes$6,679,000553
Income before extraordinary items$6,758,0001,058
Extraordinary gains, net$09
Net income$6,758,0001,058
Minority interest net income$076
Net income of bank and minority interests.$6,758,0001,058
Net charge-offs$04,128
Cash dividends$451,0003,061
Sale, conversion, retirement of capital stock, net$305,000349
Net operating income$6,758,0001,044
2017-09-30 (YTD Data)Rank
Total interest income$19,283,0001,090
Total interest expense$563,0003,018
Net interest income$18,720,0001,009
Provision for loan and lease losses$725,000900
Total noninterest income$2,508,0001,475
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$447,0001,796
Trading account gains and fees$0145
Additional Noninterest Income$2,061,0001,249
Total noninterest expense$10,721,0001,384
Salaries and employee benefits$6,141,0001,386
Premises and equipment expense$1,278,0001,360
Additional noninterest expense$3,302,0001,385
Pre-tax net operating income$9,782,000791
Securities gains (losses)$02,274
Applicable income taxes$3,869,000580
Income before extraordinary items$5,913,0001,004
Extraordinary gains, net$09
Net income$5,913,0001,004
Minority interest net income$071
Net income of bank and minority interests.$5,913,0001,004
Net charge-offs$-16,0004,869
Cash dividends$329,0002,802
Sale, conversion, retirement of capital stock, net$258,000317
Net operating income$5,913,000989
2017-06-30 (YTD Data)Rank
Total interest income$12,588,0001,107
Total interest expense$352,0003,094
Net interest income$12,236,0001,021
Provision for loan and lease losses$488,000877
Total noninterest income$1,600,0001,520
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$299,0001,767
Trading account gains and fees$0139
Additional Noninterest Income$1,301,0001,307
Total noninterest expense$7,070,0001,413
Salaries and employee benefits$4,123,0001,375
Premises and equipment expense$822,0001,404
Additional noninterest expense$2,125,0001,428
Pre-tax net operating income$6,278,000804
Securities gains (losses)$01,906
Applicable income taxes$2,475,000582
Income before extraordinary items$3,803,0001,022
Extraordinary gains, net$011
Net income$3,803,0001,022
Minority interest net income$071
Net income of bank and minority interests.$3,803,0001,022
Net charge-offs$-11,0004,827
Cash dividends$219,0002,778
Sale, conversion, retirement of capital stock, net$194,000285
Net operating income$3,803,0001,010
2017-03-31 (YTD Data)Rank
Total interest income$6,194,0001,110
Total interest expense$171,0003,138
Net interest income$6,023,0001,031
Provision for loan and lease losses$300,000670
Total noninterest income$817,0001,487
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$143,0001,828
Trading account gains and fees$0142
Additional Noninterest Income$674,0001,263
Total noninterest expense$3,454,0001,455
Salaries and employee benefits$2,110,0001,359
Premises and equipment expense$384,0001,517
Additional noninterest expense$960,0001,567
Pre-tax net operating income$3,086,000783
Securities gains (losses)$01,153
Applicable income taxes$1,211,000573
Income before extraordinary items$1,875,0001,013
Extraordinary gains, net$08
Net income$1,875,0001,014
Minority interest net income$055
Net income of bank and minority interests.$1,875,0001,013
Net charge-offs$-4,0004,579
Cash dividends$110,0002,335
Sale, conversion, retirement of capital stock, net$127,000225
Net operating income$1,875,0001,000
2016-12-31 (YTD Data)Rank
Total interest income$22,322,0001,181
Total interest expense$567,0003,413
Net interest income$21,755,0001,087
Provision for loan and lease losses$784,0001,117
Total noninterest income$3,314,0001,535
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$570,0001,869
Trading account gains and fees$0170
Additional Noninterest Income$2,744,0001,289
Total noninterest expense$13,633,0001,443
Salaries and employee benefits$7,491,0001,458
Premises and equipment expense$1,444,0001,578
Additional noninterest expense$4,698,0001,331
Pre-tax net operating income$10,652,000879
Securities gains (losses)$51,0001,832
Applicable income taxes$4,212,000624
Income before extraordinary items$6,491,0001,120
Extraordinary gains, net$05
Net income$6,491,0001,119
Minority interest net income$082
Net income of bank and minority interests.$6,491,0001,119
Net charge-offs$-47,0005,350
Cash dividends$436,0003,124
Sale, conversion, retirement of capital stock, net$635,000247
Net operating income$6,458,3601,106
2016-09-30 (YTD Data)Rank
Total interest income$16,549,0001,195
Total interest expense$419,0003,474
Net interest income$16,130,0001,102
Provision for loan and lease losses$563,0001,061
Total noninterest income$2,439,0001,544
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$411,0001,940
Trading account gains and fees$0169
Additional Noninterest Income$2,028,0001,301
Total noninterest expense$10,392,0001,411
Salaries and employee benefits$5,528,0001,473
Premises and equipment expense$1,071,0001,595
Additional noninterest expense$3,793,0001,250
Pre-tax net operating income$7,614,000929
Securities gains (losses)$51,0001,756
Applicable income taxes$3,009,000651
Income before extraordinary items$4,656,0001,174
Extraordinary gains, net$05
Net income$4,656,0001,174
Minority interest net income$071
Net income of bank and minority interests.$4,656,0001,174
Net charge-offs$-44,0005,329
Cash dividends$327,0002,807
Sale, conversion, retirement of capital stock, net$542,000217
Net operating income$4,623,3601,150
2016-06-30 (YTD Data)Rank
Total interest income$11,010,0001,196
Total interest expense$277,0003,510
Net interest income$10,733,0001,103
Provision for loan and lease losses$375,0001,061
Total noninterest income$1,686,0001,491
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$268,0001,950
Trading account gains and fees$0157
Additional Noninterest Income$1,418,0001,234
Total noninterest expense$7,024,0001,402
Salaries and employee benefits$3,721,0001,468
Premises and equipment expense$701,0001,620
Additional noninterest expense$2,602,0001,229
Pre-tax net operating income$5,020,000932
Securities gains (losses)$02,835
Applicable income taxes$1,994,000653
Income before extraordinary items$3,026,0001,193
Extraordinary gains, net$016
Net income$3,026,0001,193
Minority interest net income$071
Net income of bank and minority interests.$3,026,0001,193
Net charge-offs$12,0003,019
Cash dividends$218,0002,789
Sale, conversion, retirement of capital stock, net$503,000170
Net operating income$3,026,0001,149
2016-03-31 (YTD Data)Rank
Total interest income$5,552,0001,193
Total interest expense$137,0003,552
Net interest income$5,415,0001,099
Provision for loan and lease losses$188,0001,012
Total noninterest income$798,0001,522
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$139,0001,888
Trading account gains and fees$0142
Additional Noninterest Income$659,0001,267
Total noninterest expense$3,514,0001,399
Salaries and employee benefits$1,896,0001,445
Premises and equipment expense$351,0001,628
Additional noninterest expense$1,267,0001,247
Pre-tax net operating income$2,511,000899
Securities gains (losses)$02,077
Applicable income taxes$1,011,000638
Income before extraordinary items$1,500,0001,180
Extraordinary gains, net$012
Net income$1,500,0001,181
Minority interest net income$062
Net income of bank and minority interests.$1,500,0001,181
Net charge-offs$14,0002,180
Cash dividends$109,0002,335
Sale, conversion, retirement of capital stock, net$450,000109
Net operating income$1,500,0001,150
2015-12-31 (YTD Data)Rank
Total interest income$19,930,0001,277
Total interest expense$458,0003,885
Net interest income$19,472,0001,173
Provision for loan and lease losses$920,000871
Total noninterest income$2,833,0001,672
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$561,0001,946
Trading account gains and fees$0159
Additional Noninterest Income$2,272,0001,388
Total noninterest expense$12,495,0001,552
Salaries and employee benefits$7,508,0001,427
Premises and equipment expense$1,453,0001,577
Additional noninterest expense$3,534,0001,713
Pre-tax net operating income$8,890,000990
Securities gains (losses)$1,0003,117
Applicable income taxes$3,457,000691
Income before extraordinary items$5,434,0001,275
Extraordinary gains, net$023
Net income$5,434,0001,275
Minority interest net income$081
Net income of bank and minority interests.$5,434,0001,275
Net charge-offs$-44,0005,529
Cash dividends$429,0003,075
Sale, conversion, retirement of capital stock, net$396,000334
Net operating income$5,433,3601,248
2015-09-30 (YTD Data)Rank
Total interest income$14,812,0001,291
Total interest expense$341,0003,962
Net interest income$14,471,0001,193
Provision for loan and lease losses$563,000949
Total noninterest income$2,324,0001,588
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$428,0001,926
Trading account gains and fees$0153
Additional Noninterest Income$1,896,0001,314
Total noninterest expense$9,656,0001,516
Salaries and employee benefits$5,414,0001,476
Premises and equipment expense$1,078,0001,598
Additional noninterest expense$3,164,0001,467
Pre-tax net operating income$6,576,0001,017
Securities gains (losses)$03,031
Applicable income taxes$2,596,000706
Income before extraordinary items$3,980,0001,304
Extraordinary gains, net$021
Net income$3,980,0001,305
Minority interest net income$078
Net income of bank and minority interests.$3,980,0001,304
Net charge-offs$-43,0005,574
Cash dividends$321,0002,733
Sale, conversion, retirement of capital stock, net$234,000339
Net operating income$3,980,0001,274
2015-06-30 (YTD Data)Rank
Total interest income$9,754,0001,314
Total interest expense$225,0004,017
Net interest income$9,529,0001,204
Provision for loan and lease losses$375,000947
Total noninterest income$1,959,0001,345
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$283,0001,902
Trading account gains and fees$0157
Additional Noninterest Income$1,676,0001,103
Total noninterest expense$6,816,0001,438
Salaries and employee benefits$3,645,0001,473
Premises and equipment expense$717,0001,628
Additional noninterest expense$2,454,0001,291
Pre-tax net operating income$4,297,0001,026
Securities gains (losses)$02,636
Applicable income taxes$1,696,000720
Income before extraordinary items$2,601,0001,303
Extraordinary gains, net$022
Net income$2,601,0001,305
Minority interest net income$075
Net income of bank and minority interests.$2,601,0001,304
Net charge-offs$-40,0005,688
Cash dividends$214,0002,719
Sale, conversion, retirement of capital stock, net$186,000300
Net operating income$2,601,0001,278
2015-03-31 (YTD Data)Rank
Total interest income$4,707,0001,354
Total interest expense$111,0004,080
Net interest income$4,596,0001,232
Provision for loan and lease losses$187,000940
Total noninterest income$908,0001,377
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$144,0001,876
Trading account gains and fees$0152
Additional Noninterest Income$764,0001,127
Total noninterest expense$3,290,0001,491
Salaries and employee benefits$1,786,0001,505
Premises and equipment expense$345,0001,700
Additional noninterest expense$1,159,0001,332
Pre-tax net operating income$2,027,0001,046
Securities gains (losses)$02,027
Applicable income taxes$777,000748
Income before extraordinary items$1,250,0001,320
Extraordinary gains, net$013
Net income$1,250,0001,322
Minority interest net income$064
Net income of bank and minority interests.$1,250,0001,322
Net charge-offs$25,0001,996
Cash dividends$107,0002,272
Sale, conversion, retirement of capital stock, net$151,000214
Net operating income$1,250,0001,280
2014-12-31 (YTD Data)Rank
Total interest income$17,671,0001,427
Total interest expense$416,0004,379
Net interest income$17,255,0001,298
Provision for loan and lease losses$750,0001,065
Total noninterest income$3,311,0001,450
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$623,0001,902
Trading account gains and fees$0180
Additional Noninterest Income$2,688,0001,186
Total noninterest expense$12,661,0001,504
Salaries and employee benefits$6,965,0001,497
Premises and equipment expense$1,393,0001,682
Additional noninterest expense$4,303,0001,463
Pre-tax net operating income$7,155,0001,129
Securities gains (losses)$03,259
Applicable income taxes$2,784,000765
Income before extraordinary items$4,371,0001,467
Extraordinary gains, net$017
Net income$4,371,0001,465
Minority interest net income$084
Net income of bank and minority interests.$4,371,0001,466
Net charge-offs$58,0003,643
Cash dividends$426,0003,041
Sale, conversion, retirement of capital stock, net$1,765,000149
Net operating income$4,371,0001,445
2014-09-30 (YTD Data)Rank
Total interest income$13,124,0001,448
Total interest expense$309,0004,458
Net interest income$12,815,0001,304
Provision for loan and lease losses$562,0001,044
Total noninterest income$2,629,0001,406
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$469,0001,900
Trading account gains and fees$0174
Additional Noninterest Income$2,160,0001,145
Total noninterest expense$9,841,0001,462
Salaries and employee benefits$5,169,0001,507
Premises and equipment expense$1,047,0001,695
Additional noninterest expense$3,625,0001,334
Pre-tax net operating income$5,041,0001,211
Securities gains (losses)$02,980
Applicable income taxes$1,945,000823
Income before extraordinary items$3,096,0001,534
Extraordinary gains, net$015
Net income$3,096,0001,534
Minority interest net income$081
Net income of bank and minority interests.$3,096,0001,534
Net charge-offs$55,0003,187
Cash dividends$319,0002,683
Sale, conversion, retirement of capital stock, net$1,652,000116
Net operating income$3,096,0001,506
2014-06-30 (YTD Data)Rank
Total interest income$8,667,0001,454
Total interest expense$202,0004,537
Net interest income$8,465,0001,312
Provision for loan and lease losses$375,0001,053
Total noninterest income$1,691,0001,428
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$300,0001,947
Trading account gains and fees$0172
Additional Noninterest Income$1,391,0001,155
Total noninterest expense$6,715,0001,432
Salaries and employee benefits$3,576,0001,465
Premises and equipment expense$694,0001,717
Additional noninterest expense$2,445,0001,320
Pre-tax net operating income$3,066,0001,268
Securities gains (losses)$02,580
Applicable income taxes$1,177,000854
Income before extraordinary items$1,889,0001,610
Extraordinary gains, net$020
Net income$1,889,0001,613
Minority interest net income$080
Net income of bank and minority interests.$1,889,0001,612
Net charge-offs$56,0002,694
Cash dividends$213,0002,654
Sale, conversion, retirement of capital stock, net$1,431,00094
Net operating income$1,889,0001,584
2014-03-31 (YTD Data)Rank
Total interest income$4,213,0001,486
Total interest expense$100,0004,626
Net interest income$4,113,0001,345
Provision for loan and lease losses$187,0001,049
Total noninterest income$911,0001,330
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$149,0001,944
Trading account gains and fees$0147
Additional Noninterest Income$762,0001,049
Total noninterest expense$3,432,0001,420
Salaries and employee benefits$1,779,0001,481
Premises and equipment expense$354,0001,702
Additional noninterest expense$1,299,0001,234
Pre-tax net operating income$1,405,0001,326
Securities gains (losses)$01,715
Applicable income taxes$536,000888
Income before extraordinary items$869,0001,684
Extraordinary gains, net$016
Net income$869,0001,688
Minority interest net income$066
Net income of bank and minority interests.$869,0001,687
Net charge-offs$66,0001,651
Cash dividends$106,0002,193
Sale, conversion, retirement of capital stock, net$1,401,00052
Net operating income$869,0001,653
2013-12-31 (YTD Data)Rank
Total interest income$15,107,0001,651
Total interest expense$414,0004,834
Net interest income$14,693,0001,477
Provision for loan and lease losses$488,0001,871
Total noninterest income$3,299,0001,520
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$700,0001,834
Trading account gains and fees$0184
Additional Noninterest Income$2,599,0001,266
Total noninterest expense$12,487,0001,549
Salaries and employee benefits$6,442,0001,603
Premises and equipment expense$1,374,0001,702
Additional noninterest expense$4,671,0001,427
Pre-tax net operating income$5,017,0001,421
Securities gains (losses)$32,0002,090
Applicable income taxes$1,737,0001,006
Income before extraordinary items$3,312,0001,749
Extraordinary gains, net$029
Net income$3,312,0001,752
Minority interest net income$090
Net income of bank and minority interests.$3,312,0001,752
Net charge-offs$-170,0006,607
Cash dividends$296,0003,309
Sale, conversion, retirement of capital stock, net$422,000310
Net operating income$3,290,8801,724
2013-09-30 (YTD Data)Rank
Total interest income$11,131,0001,687
Total interest expense$315,0004,907
Net interest income$10,816,0001,507
Provision for loan and lease losses$362,0001,882
Total noninterest income$2,354,0001,590
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$536,0001,804
Trading account gains and fees$0180
Additional Noninterest Income$1,818,0001,351
Total noninterest expense$8,896,0001,626
Salaries and employee benefits$4,879,0001,604
Premises and equipment expense$1,023,0001,734
Additional noninterest expense$2,994,0001,619
Pre-tax net operating income$3,912,0001,405
Securities gains (losses)$32,0001,957
Applicable income taxes$1,490,000940
Income before extraordinary items$2,454,0001,792
Extraordinary gains, net$025
Net income$2,454,0001,796
Minority interest net income$084
Net income of bank and minority interests.$2,454,0001,797
Net charge-offs$-73,0006,529
Cash dividends$196,0002,960
Sale, conversion, retirement of capital stock, net$201,000347
Net operating income$2,433,5201,767
2013-06-30 (YTD Data)Rank
Total interest income$7,307,0001,713
Total interest expense$214,0004,933
Net interest income$7,093,0001,521
Provision for loan and lease losses$300,0001,629
Total noninterest income$1,612,0001,565
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$361,0001,764
Trading account gains and fees$0157
Additional Noninterest Income$1,251,0001,355
Total noninterest expense$5,826,0001,653
Salaries and employee benefits$3,260,0001,598
Premises and equipment expense$684,0001,725
Additional noninterest expense$1,882,0001,688
Pre-tax net operating income$2,579,0001,403
Securities gains (losses)$32,0001,789
Applicable income taxes$987,000950
Income before extraordinary items$1,624,0001,801
Extraordinary gains, net$022
Net income$1,624,0001,805
Minority interest net income$082
Net income of bank and minority interests.$1,624,0001,807
Net charge-offs$-81,0006,648
Cash dividends$98,0003,041
Sale, conversion, retirement of capital stock, net$41,000510
Net operating income$1,603,5201,761
2013-03-31 (YTD Data)Rank
Total interest income$3,584,0001,760
Total interest expense$108,0005,002
Net interest income$3,476,0001,560
Provision for loan and lease losses$150,0001,610
Total noninterest income$789,0001,584
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$181,0001,742
Trading account gains and fees$0148
Additional Noninterest Income$608,0001,375
Total noninterest expense$2,860,0001,697
Salaries and employee benefits$1,629,0001,620
Premises and equipment expense$340,0001,759
Additional noninterest expense$891,0001,785
Pre-tax net operating income$1,255,0001,415
Securities gains (losses)$32,0001,114
Applicable income taxes$488,000944
Income before extraordinary items$799,0001,771
Extraordinary gains, net$010
Net income$799,0001,773
Minority interest net income$076
Net income of bank and minority interests.$799,0001,773
Net charge-offs$-93,0006,826
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$14,000530
Net operating income$778,5201,754
2012-12-31 (YTD Data)Rank
Total interest income$13,782,0001,918
Total interest expense$461,0005,267
Net interest income$13,321,0001,658
Provision for loan and lease losses$994,0001,781
Total noninterest income$2,859,0001,699
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$721,0001,851
Trading account gains and fees$0166
Additional Noninterest Income$2,138,0001,466
Total noninterest expense$10,633,0001,808
Salaries and employee benefits$5,944,0001,693
Premises and equipment expense$1,321,0001,790
Additional noninterest expense$3,368,0001,945
Pre-tax net operating income$4,553,0001,495
Securities gains (losses)$2,0003,664
Applicable income taxes$1,715,000981
Income before extraordinary items$2,840,0001,953
Extraordinary gains, net$029
Net income$2,840,0001,952
Minority interest net income$093
Net income of bank and minority interests.$2,840,0001,954
Net charge-offs$250,0003,529
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$627,000277
Net operating income$2,838,7201,848
2012-09-30 (YTD Data)Rank
Total interest income$10,225,0001,968
Total interest expense$352,0005,367
Net interest income$9,873,0001,693
Provision for loan and lease losses$794,0001,723
Total noninterest income$1,882,0001,869
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$557,0001,821
Trading account gains and fees$0157
Additional Noninterest Income$1,325,0001,655
Total noninterest expense$7,848,0001,831
Salaries and employee benefits$4,321,0001,748
Premises and equipment expense$986,0001,811
Additional noninterest expense$2,541,0001,943
Pre-tax net operating income$3,113,0001,642
Securities gains (losses)$2,0003,410
Applicable income taxes$1,124,0001,122
Income before extraordinary items$1,991,0002,113
Extraordinary gains, net$020
Net income$1,991,0002,114
Minority interest net income$086
Net income of bank and minority interests.$1,991,0002,114
Net charge-offs$252,0003,041
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$489,000248
Net operating income$1,989,7201,993
2012-06-30 (YTD Data)Rank
Total interest income$6,777,0001,986
Total interest expense$241,0005,420
Net interest income$6,536,0001,706
Provision for loan and lease losses$600,0001,572
Total noninterest income$1,098,0002,026
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$380,0001,785
Trading account gains and fees$0153
Additional Noninterest Income$718,0001,889
Total noninterest expense$5,128,0001,870
Salaries and employee benefits$2,825,0001,777
Premises and equipment expense$679,0001,735
Additional noninterest expense$1,624,0002,005
Pre-tax net operating income$1,906,0001,748
Securities gains (losses)$2,0003,012
Applicable income taxes$701,0001,174
Income before extraordinary items$1,207,0002,262
Extraordinary gains, net$019
Net income$1,207,0002,262
Minority interest net income$084
Net income of bank and minority interests.$1,207,0002,262
Net charge-offs$305,0002,302
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$48,000509
Net operating income$1,205,7202,133
2012-03-31 (YTD Data)Rank
Total interest income$3,367,0002,006
Total interest expense$121,0005,510
Net interest income$3,246,0001,720
Provision for loan and lease losses$300,0001,500
Total noninterest income$527,0002,077
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$182,0001,837
Trading account gains and fees$0148
Additional Noninterest Income$345,0001,940
Total noninterest expense$2,562,0001,864
Salaries and employee benefits$1,431,0001,754
Premises and equipment expense$338,0001,752
Additional noninterest expense$793,0002,048
Pre-tax net operating income$911,0001,819
Securities gains (losses)$02,210
Applicable income taxes$338,0001,201
Income before extraordinary items$573,0002,343
Extraordinary gains, net$019
Net income$573,0002,345
Minority interest net income$078
Net income of bank and minority interests.$573,0002,346
Net charge-offs$193,0001,882
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$18,000505
Net operating income$573,0002,233
2011-12-31 (YTD Data)Rank
Total interest income$12,775,0002,191
Total interest expense$577,0005,590
Net interest income$12,198,0001,823
Provision for loan and lease losses$1,412,0001,968
Total noninterest income$2,781,0001,580
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$718,0001,942
Trading account gains and fees$0146
Additional Noninterest Income$2,063,0001,326
Total noninterest expense$10,415,0001,851
Salaries and employee benefits$5,606,0001,722
Premises and equipment expense$1,384,0001,796
Additional noninterest expense$3,425,0001,965
Pre-tax net operating income$3,152,0001,752
Securities gains (losses)$783,000553
Applicable income taxes$1,506,000996
Income before extraordinary items$2,429,0001,917
Extraordinary gains, net$029
Net income$2,429,0001,918
Minority interest net income$096
Net income of bank and minority interests.$2,429,0001,918
Net charge-offs$666,0002,840
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$91,000688
Net operating income$1,927,8802,244
2011-09-30 (YTD Data)Rank
Total interest income$9,625,0002,208
Total interest expense$447,0005,637
Net interest income$9,178,0001,827
Provision for loan and lease losses$1,112,0001,839
Total noninterest income$1,993,0001,617
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$542,0001,941
Trading account gains and fees$0145
Additional Noninterest Income$1,451,0001,376
Total noninterest expense$7,859,0001,833
Salaries and employee benefits$4,179,0001,740
Premises and equipment expense$1,043,0001,801
Additional noninterest expense$2,637,0001,918
Pre-tax net operating income$2,200,0001,936
Securities gains (losses)$731,000462
Applicable income taxes$1,176,000960
Income before extraordinary items$1,755,0002,033
Extraordinary gains, net$021
Net income$1,755,0002,033
Minority interest net income$087
Net income of bank and minority interests.$1,755,0002,033
Net charge-offs$657,0002,359
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$76,000620
Net operating income$1,287,1602,511
2011-06-30 (YTD Data)Rank
Total interest income$6,405,0002,222
Total interest expense$302,0005,727
Net interest income$6,103,0001,830
Provision for loan and lease losses$882,0001,627
Total noninterest income$1,515,0001,471
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$368,0001,886
Trading account gains and fees$0153
Additional Noninterest Income$1,147,0001,227
Total noninterest expense$5,258,0001,850
Salaries and employee benefits$2,841,0001,725
Premises and equipment expense$699,0001,811
Additional noninterest expense$1,718,0001,992
Pre-tax net operating income$1,478,0001,902
Securities gains (losses)$129,000963
Applicable income taxes$618,0001,126
Income before extraordinary items$989,0002,303
Extraordinary gains, net$015
Net income$989,0002,303
Minority interest net income$089
Net income of bank and minority interests.$989,0002,303
Net charge-offs$626,0001,908
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$46,000561
Net operating income$906,4402,366
2011-03-31 (YTD Data)Rank
Total interest income$3,172,0002,250
Total interest expense$155,0005,780
Net interest income$3,017,0001,841
Provision for loan and lease losses$582,0001,308
Total noninterest income$882,0001,334
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$190,0001,817
Trading account gains and fees$0158
Additional Noninterest Income$692,0001,069
Total noninterest expense$2,589,0001,887
Salaries and employee benefits$1,399,0001,766
Premises and equipment expense$347,0001,863
Additional noninterest expense$843,0002,009
Pre-tax net operating income$728,0001,917
Securities gains (losses)$01,772
Applicable income taxes$274,0001,201
Income before extraordinary items$454,0002,426
Extraordinary gains, net$09
Net income$454,0002,425
Minority interest net income$086
Net income of bank and minority interests.$454,0002,426
Net charge-offs$559,0001,250
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$20,000548
Net operating income$454,0002,378
2010-12-31 (YTD Data)Rank
Total interest income$12,653,0002,370
Total interest expense$969,0005,297
Net interest income$11,684,0001,878
Provision for loan and lease losses$1,200,0002,771
Total noninterest income$2,168,0001,970
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$700,0002,040
Trading account gains and fees$0175
Additional Noninterest Income$1,468,0001,729
Total noninterest expense$10,252,0001,908
Salaries and employee benefits$5,610,0001,732
Premises and equipment expense$1,439,0001,778
Additional noninterest expense$3,203,0002,167
Pre-tax net operating income$2,400,0001,945
Securities gains (losses)$597,000763
Applicable income taxes$1,174,0001,089
Income before extraordinary items$1,823,0002,182
Extraordinary gains, net$029
Net income$1,823,0002,184
Minority interest net income$0111
Net income of bank and minority interests.$1,823,0002,185
Net charge-offs$539,0003,556
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$2,517,000231
Net operating income$1,440,9202,482
2010-09-30 (YTD Data)Rank
Total interest income$9,409,0002,456
Total interest expense$778,0005,288
Net interest income$8,631,0001,929
Provision for loan and lease losses$851,0002,757
Total noninterest income$1,532,0002,061
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$533,0002,081
Trading account gains and fees$0165
Additional Noninterest Income$999,0001,802
Total noninterest expense$7,636,0001,911
Salaries and employee benefits$4,253,0001,726
Premises and equipment expense$1,084,0001,788
Additional noninterest expense$2,299,0002,228
Pre-tax net operating income$1,676,0002,180
Securities gains (losses)$177,0001,472
Applicable income taxes$763,0001,248
Income before extraordinary items$1,090,0002,736
Extraordinary gains, net$023
Net income$1,090,0002,732
Minority interest net income$0110
Net income of bank and minority interests.$1,090,0002,737
Net charge-offs$234,0004,038
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$126,000592
Net operating income$976,7202,801
2010-06-30 (YTD Data)Rank
Total interest income$6,242,0002,487
Total interest expense$559,0005,227
Net interest income$5,683,0001,957
Provision for loan and lease losses$551,0002,709
Total noninterest income$904,0002,183
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$352,0002,089
Trading account gains and fees$0152
Additional Noninterest Income$552,0001,974
Total noninterest expense$5,113,0001,922
Salaries and employee benefits$2,917,0001,694
Premises and equipment expense$728,0001,796
Additional noninterest expense$1,468,0002,300
Pre-tax net operating income$923,0002,538
Securities gains (losses)$177,0001,019
Applicable income taxes$463,0001,295
Income before extraordinary items$637,0002,950
Extraordinary gains, net$019
Net income$637,0002,944
Minority interest net income$0105
Net income of bank and minority interests.$637,0002,949
Net charge-offs$153,0003,805
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$84,000520
Net operating income$523,7203,219
2010-03-31 (YTD Data)Rank
Total interest income$3,041,0002,608
Total interest expense$300,0005,194
Net interest income$2,741,0002,036
Provision for loan and lease losses$246,0002,724
Total noninterest income$372,0002,494
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$181,0002,037
Trading account gains and fees$0175
Additional Noninterest Income$191,0002,467
Total noninterest expense$2,508,0001,972
Salaries and employee benefits$1,471,0001,702
Premises and equipment expense$364,0001,853
Additional noninterest expense$673,0002,456
Pre-tax net operating income$359,0003,027
Securities gains (losses)$104,000770
Applicable income taxes$195,0001,451
Income before extraordinary items$268,0003,348
Extraordinary gains, net$016
Net income$268,0003,346
Minority interest net income$091
Net income of bank and minority interests.$268,0003,348
Net charge-offs$43,0003,853
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$42,000457
Net operating income$201,4403,762
2009-12-31 (YTD Data)Rank
Total interest income$11,612,0002,843
Total interest expense$1,591,0005,025
Net interest income$10,021,0002,183
Provision for loan and lease losses$1,250,0003,151
Total noninterest income$1,869,0002,221
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$633,0002,440
Trading account gains and fees$0211
Additional Noninterest Income$1,236,0001,878
Total noninterest expense$10,389,0001,954
Salaries and employee benefits$5,958,0001,663
Premises and equipment expense$1,540,0001,754
Additional noninterest expense$2,891,0002,423
Pre-tax net operating income$251,0004,649
Securities gains (losses)$111,0002,052
Applicable income taxes$159,0002,562
Income before extraordinary items$203,0004,802
Extraordinary gains, net$034
Net income$203,0004,802
Minority interest net income$0115
Net income of bank and minority interests.$203,0004,802
Net charge-offs$1,237,0002,601
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$185,000730
Net operating income$131,9604,991
2009-09-30 (YTD Data)Rank
Total interest income$8,586,0002,913
Total interest expense$1,228,0005,089
Net interest income$7,358,0002,227
Provision for loan and lease losses$700,0003,273
Total noninterest income$1,335,0002,346
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$456,0002,531
Trading account gains and fees$0212
Additional Noninterest Income$879,0001,995
Total noninterest expense$7,817,0001,926
Salaries and employee benefits$4,527,0001,657
Premises and equipment expense$1,137,0001,800
Additional noninterest expense$2,153,0002,403
Pre-tax net operating income$176,0005,023
Securities gains (losses)$56,0002,228
Applicable income taxes$100,0002,873
Income before extraordinary items$132,0005,175
Extraordinary gains, net$027
Net income$132,0005,174
Minority interest net income$0118
Net income of bank and minority interests.$132,0005,174
Net charge-offs$1,040,0002,163
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$139,000662
Net operating income$96,1605,269
2009-06-30 (YTD Data)Rank
Total interest income$5,637,0002,986
Total interest expense$851,0005,111
Net interest income$4,786,0002,281
Provision for loan and lease losses$298,0003,758
Total noninterest income$796,0002,523
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$285,0002,616
Trading account gains and fees$0193
Additional Noninterest Income$511,0002,192
Total noninterest expense$5,194,0001,964
Salaries and employee benefits$3,026,0001,690
Premises and equipment expense$774,0001,792
Additional noninterest expense$1,394,0002,494
Pre-tax net operating income$90,0005,288
Securities gains (losses)$56,0001,844
Applicable income taxes$57,0003,064
Income before extraordinary items$89,0005,297
Extraordinary gains, net$021
Net income$89,0005,294
Minority interest net income$0112
Net income of bank and minority interests.$89,0005,294
Net charge-offs$610,0002,113
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$93,000621
Net operating income$53,1605,480
2009-03-31 (YTD Data)Rank
Total interest income$2,767,0003,071
Total interest expense$466,0005,019
Net interest income$2,301,0002,357
Provision for loan and lease losses$120,0003,591
Total noninterest income$334,0002,826
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$116,0002,969
Trading account gains and fees$0171
Additional Noninterest Income$218,0002,392
Total noninterest expense$2,476,0002,012
Salaries and employee benefits$1,487,0001,744
Premises and equipment expense$370,0001,905
Additional noninterest expense$619,0002,500
Pre-tax net operating income$39,0005,772
Securities gains (losses)$02,434
Applicable income taxes$16,0003,709
Income before extraordinary items$23,0006,102
Extraordinary gains, net$015
Net income$23,0006,104
Minority interest net income$0102
Net income of bank and minority interests.$23,0006,104
Net charge-offs$129,0002,580
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$71,000423
Net operating income$23,0005,942
2008-12-31 (YTD Data)Rank
Total interest income$11,454,0003,162
Total interest expense$2,776,0004,479
Net interest income$8,678,0002,502
Provision for loan and lease losses$1,676,0002,008
Total noninterest income$1,322,0002,863
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$406,0003,431
Trading account gains and fees$0154
Additional Noninterest Income$916,0002,259
Total noninterest expense$8,300,0002,306
Salaries and employee benefits$4,971,0002,047
Premises and equipment expense$1,147,0002,339
Additional noninterest expense$2,182,0002,640
Pre-tax net operating income$24,0006,235
Securities gains (losses)$03,220
Applicable income taxes$7,0004,604
Income before extraordinary items$17,0006,159
Extraordinary gains, net$039
Net income$17,0006,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$579,0002,602
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$74,0001,050
Net operating income$17,0006,301
2008-09-30 (YTD Data)Rank
Total interest income$8,407,0003,285
Total interest expense$2,178,0004,467
Net interest income$6,229,0002,641
Provision for loan and lease losses$1,576,0001,378
Total noninterest income$1,186,0002,607
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$279,0003,631
Trading account gains and fees$0148
Additional Noninterest Income$907,0001,955
Total noninterest expense$6,191,0002,314
Salaries and employee benefits$3,595,0002,138
Premises and equipment expense$847,0002,375
Additional noninterest expense$1,749,0002,422
Pre-tax net operating income$-352,0007,155
Securities gains (losses)$03,106
Applicable income taxes$-151,0007,607
Income before extraordinary items$-201,0006,906
Extraordinary gains, net$031
Net income$-201,0006,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,0002,179
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$54,000932
Net operating income$-201,0007,079
2008-06-30 (YTD Data)Rank
Total interest income$5,501,0003,392
Total interest expense$1,527,0004,463
Net interest income$3,974,0002,719
Provision for loan and lease losses$156,0003,542
Total noninterest income$689,0002,874
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$182,0003,665
Trading account gains and fees$0149
Additional Noninterest Income$507,0002,217
Total noninterest expense$3,842,0002,463
Salaries and employee benefits$2,318,0002,242
Premises and equipment expense$503,0002,627
Additional noninterest expense$1,021,0002,693
Pre-tax net operating income$665,0003,791
Securities gains (losses)$03,233
Applicable income taxes$285,0002,280
Income before extraordinary items$380,0004,581
Extraordinary gains, net$021
Net income$380,0004,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,355
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$36,000847
Net operating income$380,0004,518
2008-03-31 (YTD Data)Rank
Total interest income$2,787,0003,437
Total interest expense$799,0004,512
Net interest income$1,988,0002,717
Provision for loan and lease losses$78,0003,090
Total noninterest income$313,0003,043
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$81,0003,870
Trading account gains and fees$0158
Additional Noninterest Income$232,0002,338
Total noninterest expense$1,899,0002,484
Salaries and employee benefits$1,161,0002,263
Premises and equipment expense$250,0002,667
Additional noninterest expense$488,0002,782
Pre-tax net operating income$324,0003,971
Securities gains (losses)$02,688
Applicable income taxes$139,0002,416
Income before extraordinary items$185,0004,814
Extraordinary gains, net$015
Net income$185,0004,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$18,000725
Net operating income$185,0004,702
2007-12-31 (YTD Data)Rank
Total interest income$10,864,0003,562
Total interest expense$2,908,0004,886
Net interest income$7,956,0002,739
Provision for loan and lease losses$512,0002,292
Total noninterest income$1,130,0003,268
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$279,0004,232
Trading account gains and fees$0178
Additional Noninterest Income$851,0002,472
Total noninterest expense$6,862,0002,639
Salaries and employee benefits$4,266,0002,357
Premises and equipment expense$927,0002,740
Additional noninterest expense$1,669,0003,132
Pre-tax net operating income$1,712,0003,648
Securities gains (losses)$02,146
Applicable income taxes$732,0002,244
Income before extraordinary items$980,0004,365
Extraordinary gains, net$039
Net income$980,0004,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$319,000630
Net operating income$980,0004,355
2007-09-30 (YTD Data)Rank
Total interest income$7,950,0003,629
Total interest expense$2,214,0004,861
Net interest income$5,736,0002,850
Provision for loan and lease losses$346,0002,113
Total noninterest income$809,0003,369
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$207,0004,270
Trading account gains and fees$0184
Additional Noninterest Income$602,0002,555
Total noninterest expense$4,992,0002,690
Salaries and employee benefits$3,120,0002,416
Premises and equipment expense$672,0002,797
Additional noninterest expense$1,200,0003,194
Pre-tax net operating income$1,207,0003,932
Securities gains (losses)$01,655
Applicable income taxes$515,0002,495
Income before extraordinary items$692,0004,686
Extraordinary gains, net$033
Net income$692,0004,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,346
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$169,000637
Net operating income$692,0004,677
2007-06-30 (YTD Data)Rank
Total interest income$5,067,0003,750
Total interest expense$1,445,0004,908
Net interest income$3,622,0003,036
Provision for loan and lease losses$187,0002,266
Total noninterest income$511,0003,516
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$143,0004,181
Trading account gains and fees$0168
Additional Noninterest Income$368,0002,689
Total noninterest expense$3,182,0002,814
Salaries and employee benefits$2,044,0002,488
Premises and equipment expense$428,0002,931
Additional noninterest expense$710,0003,519
Pre-tax net operating income$764,0004,119
Securities gains (losses)$01,444
Applicable income taxes$336,0002,599
Income before extraordinary items$428,0004,909
Extraordinary gains, net$029
Net income$428,0004,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$109,000588
Net operating income$428,0004,910
2007-03-31 (YTD Data)Rank
Total interest income$2,421,0003,864
Total interest expense$689,0005,020
Net interest income$1,732,0003,143
Provision for loan and lease losses$72,0002,558
Total noninterest income$249,0003,542
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$72,0004,107
Trading account gains and fees$0195
Additional Noninterest Income$177,0002,735
Total noninterest expense$1,598,0002,812
Salaries and employee benefits$1,048,0002,454
Premises and equipment expense$212,0002,968
Additional noninterest expense$338,0003,626
Pre-tax net operating income$311,0004,575
Securities gains (losses)$01,187
Applicable income taxes$140,0002,827
Income before extraordinary items$171,0005,392
Extraordinary gains, net$022
Net income$171,0005,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,440
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$28,000603
Net operating income$171,0005,377
2006-12-31 (YTD Data)Rank
Total interest income$8,693,0003,974
Total interest expense$2,040,0005,348
Net interest income$6,653,0003,251
Provision for loan and lease losses$436,0002,132
Total noninterest income$771,0004,155
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$200,0004,987
Trading account gains and fees$0130
Additional Noninterest Income$571,0003,109
Total noninterest expense$5,507,0003,082
Salaries and employee benefits$3,419,0002,789
Premises and equipment expense$800,0003,007
Additional noninterest expense$1,288,0003,725
Pre-tax net operating income$1,481,0004,313
Securities gains (losses)$01,687
Applicable income taxes$-687,0008,603
Income before extraordinary items$2,168,0002,930
Extraordinary gains, net$051
Net income$2,168,0002,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$536,000591
Net operating income$2,168,0002,918
2006-09-30 (YTD Data)Rank
Total interest income$6,291,0004,040
Total interest expense$1,424,0005,478
Net interest income$4,867,0003,338
Provision for loan and lease losses$366,0001,828
Total noninterest income$552,0004,261
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$136,0005,218
Trading account gains and fees$0126
Additional Noninterest Income$416,0003,153
Total noninterest expense$4,057,0003,129
Salaries and employee benefits$2,545,0002,795
Premises and equipment expense$573,0003,116
Additional noninterest expense$939,0003,801
Pre-tax net operating income$996,0004,721
Securities gains (losses)$01,388
Applicable income taxes$1,0006,574
Income before extraordinary items$995,0004,181
Extraordinary gains, net$045
Net income$995,0004,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$416,000479
Net operating income$995,0004,169
2006-06-30 (YTD Data)Rank
Total interest income$3,906,0004,201
Total interest expense$854,0005,633
Net interest income$3,052,0003,505
Provision for loan and lease losses$298,0001,543
Total noninterest income$413,0003,984
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$91,0005,218
Trading account gains and fees$0126
Additional Noninterest Income$322,0002,885
Total noninterest expense$2,640,0003,203
Salaries and employee benefits$1,664,0002,855
Premises and equipment expense$379,0003,131
Additional noninterest expense$597,0003,929
Pre-tax net operating income$527,0005,291
Securities gains (losses)$01,185
Applicable income taxes$1,0006,575
Income before extraordinary items$526,0004,760
Extraordinary gains, net$039
Net income$526,0004,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$388,000357
Net operating income$526,0004,745
2006-03-31 (YTD Data)Rank
Total interest income$1,815,0004,358
Total interest expense$383,0005,806
Net interest income$1,432,0003,667
Provision for loan and lease losses$185,0001,213
Total noninterest income$179,0004,217
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$43,0005,250
Trading account gains and fees$0115
Additional Noninterest Income$136,0003,156
Total noninterest expense$1,291,0003,287
Salaries and employee benefits$826,0002,887
Premises and equipment expense$188,0003,161
Additional noninterest expense$277,0004,151
Pre-tax net operating income$135,0006,623
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$135,0006,177
Extraordinary gains, net$021
Net income$135,0006,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$359,000211
Net operating income$135,0006,175
2005-12-31 (YTD Data)Rank
Total interest income$4,525,0005,472
Total interest expense$744,0006,919
Net interest income$3,781,0004,791
Provision for loan and lease losses$433,0002,138
Total noninterest income$407,0005,689
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$116,0006,056
Trading account gains and fees$0138
Additional Noninterest Income$291,0004,402
Total noninterest expense$4,169,0003,746
Salaries and employee benefits$2,616,0003,350
Premises and equipment expense$661,0003,389
Additional noninterest expense$892,0004,803
Pre-tax net operating income$-414,0008,475
Securities gains (losses)$02,296
Applicable income taxes$1,0006,850
Income before extraordinary items$-415,0008,520
Extraordinary gains, net$046
Net income$-415,0008,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$4,968,000308
Net operating income$-415,0008,499
2005-09-30 (YTD Data)Rank
Total interest income$2,980,0005,823
Total interest expense$456,0007,251
Net interest income$2,524,0005,152
Provision for loan and lease losses$306,0002,166
Total noninterest income$315,0005,662
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$85,0006,137
Trading account gains and fees$0126
Additional Noninterest Income$230,0004,283
Total noninterest expense$2,993,0003,841
Salaries and employee benefits$1,861,0003,473
Premises and equipment expense$481,0003,448
Additional noninterest expense$651,0004,856
Pre-tax net operating income$-460,0008,583
Securities gains (losses)$02,317
Applicable income taxes$1,0006,867
Income before extraordinary items$-461,0008,623
Extraordinary gains, net$035
Net income$-461,0008,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$4,969,000222
Net operating income$-461,0008,597
2005-06-30 (YTD Data)Rank
Total interest income$1,677,0006,243
Total interest expense$260,0007,443
Net interest income$1,417,0005,678
Provision for loan and lease losses$190,0002,233
Total noninterest income$226,0005,466
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$51,0006,276
Trading account gains and fees$0116
Additional Noninterest Income$175,0003,997
Total noninterest expense$1,968,0003,855
Salaries and employee benefits$1,234,0003,480
Premises and equipment expense$314,0003,491
Additional noninterest expense$420,0004,927
Pre-tax net operating income$-515,0008,679
Securities gains (losses)$02,146
Applicable income taxes$1,0006,848
Income before extraordinary items$-516,0008,715
Extraordinary gains, net$030
Net income$-516,0008,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$4,000627
Net operating income$-516,0008,691
2005-03-31 (YTD Data)Rank
Total interest income$731,0006,639
Total interest expense$110,0007,710
Net interest income$621,0006,115
Provision for loan and lease losses$78,0002,437
Total noninterest income$83,0006,080
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$23,0006,401
Trading account gains and fees$0115
Additional Noninterest Income$60,0004,776
Total noninterest expense$973,0003,919
Salaries and employee benefits$618,0003,479
Premises and equipment expense$153,0003,594
Additional noninterest expense$202,0005,032
Pre-tax net operating income$-347,0008,805
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-347,0008,822
Extraordinary gains, net$024
Net income$-347,0008,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$4,000465
Net operating income$-347,0008,806
2004-12-31 (YTD Data)Rank
Total interest income$1,294,0008,111
Total interest expense$137,0008,643
Net interest income$1,157,0007,808
Provision for loan and lease losses$407,0002,334
Total noninterest income$156,0007,554
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$30,0007,548
Trading account gains and fees$0138
Additional Noninterest Income$126,0006,018
Total noninterest expense$3,105,0004,555
Salaries and employee benefits$1,637,0004,656
Premises and equipment expense$364,0005,073
Additional noninterest expense$1,104,0004,005
Pre-tax net operating income$-2,199,0008,908
Securities gains (losses)$20,0002,398
Applicable income taxes$1,0007,085
Income before extraordinary items$-2,180,0008,924
Extraordinary gains, net$034
Net income$-2,180,0008,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$13,123,00067
Net operating income$-2,200,0008,910
2004-09-30 (YTD Data)Rank
Total interest income$711,0008,482
Total interest expense$74,0008,798
Net interest income$637,0008,272
Provision for loan and lease losses$294,0002,316
Total noninterest income$84,0008,006
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$15,0007,705
Trading account gains and fees$0134
Additional Noninterest Income$69,0006,565
Total noninterest expense$2,289,0004,563
Salaries and employee benefits$1,114,0004,935
Premises and equipment expense$241,0005,464
Additional noninterest expense$934,0003,604
Pre-tax net operating income$-1,862,0008,965
Securities gains (losses)$03,710
Applicable income taxes$1,0007,130
Income before extraordinary items$-1,863,0008,977
Extraordinary gains, net$026
Net income$-1,863,0008,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$13,123,00053
Net operating income$-1,863,0008,967
2004-06-30 (YTD Data)Rank
Total interest income$275,0008,852
Total interest expense$28,0008,939
Net interest income$247,0008,767
Provision for loan and lease losses$159,0002,620
Total noninterest income$41,0008,369
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$6,0007,847
Trading account gains and fees$0130
Additional Noninterest Income$35,0007,019
Total noninterest expense$1,630,0004,401
Salaries and employee benefits$682,0005,271
Premises and equipment expense$147,0005,726
Additional noninterest expense$801,0002,935
Pre-tax net operating income$-1,501,0009,027
Securities gains (losses)$03,413
Applicable income taxes$1,0007,109
Income before extraordinary items$-1,502,0009,037
Extraordinary gains, net$021
Net income$-1,502,0009,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$13,123,00034
Net operating income$-1,502,0009,024
2004-03-31 (YTD Data)Rank
Total interest income$50,0009,048
Total interest expense$4,0009,038
Net interest income$46,0009,029
Provision for loan and lease losses$36,0003,870
Total noninterest income$3,0008,980
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,0007,932
Trading account gains and fees$0121
Additional Noninterest Income$2,0008,709
Total noninterest expense$991,0003,786
Salaries and employee benefits$267,0006,118
Premises and equipment expense$61,0006,270
Additional noninterest expense$663,0001,794
Pre-tax net operating income$-978,0009,083
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-978,0009,090
Extraordinary gains, net$016
Net income$-978,0009,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$13,124,00020
Net operating income$-978,0009,077

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.