Sabine State Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$73,024,000683
Total interest expense$12,437,0001,114
Net interest income$60,587,000573
Provision for loan and lease losses$327,0001,592
Total noninterest income$13,909,000596
Gross Fiduciary activities income$4,000902
Service charges on deposit accounts$6,632,000222
Trading account gains and feesNANA
Additional Noninterest Income$7,273,000686
Total noninterest expense$38,832,000710
Salaries and employee benefits$22,573,000670
Premises and equipment expense$4,965,000553
Additional noninterest expense$7,273,000686
Pre-tax net operating income$35,337,000454
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$35,337,000368
Extraordinary gains, net$054
Net income$35,337,000374
Minority interest net income$088
Net income of bank and minority interests.$35,337,000371
Net charge-offs$470,000780
Cash dividends$34,889,000223
Sale, conversion, retirement of capital stock, net$0540
Net operating income$35,337,000384
2023-09-30 (YTD Data)Rank
Total interest income$53,914,000682
Total interest expense$8,682,0001,101
Net interest income$45,232,000581
Provision for loan and lease losses$327,0001,285
Total noninterest income$10,287,000608
Gross Fiduciary activities income$3,000875
Service charges on deposit accounts$4,966,000226
Trading account gains and feesNANA
Additional Noninterest Income$5,318,000710
Total noninterest expense$28,777,000719
Salaries and employee benefits$16,616,000690
Premises and equipment expense$3,717,000560
Additional noninterest expense$5,318,000710
Pre-tax net operating income$26,415,000466
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$26,415,000382
Extraordinary gains, net$052
Net income$26,415,000386
Minority interest net income$081
Net income of bank and minority interests.$26,415,000382
Net charge-offs$335,000693
Cash dividends$27,083,000212
Sale, conversion, retirement of capital stock, net$0507
Net operating income$26,415,000396
2023-06-30 (YTD Data)Rank
Total interest income$35,589,000667
Total interest expense$4,152,0001,271
Net interest income$31,437,000562
Provision for loan and lease losses$327,000977
Total noninterest income$6,608,000611
Gross Fiduciary activities income$3,000856
Service charges on deposit accounts$3,284,000218
Trading account gains and feesNANA
Additional Noninterest Income$3,321,000700
Total noninterest expense$19,147,000707
Salaries and employee benefits$10,904,000694
Premises and equipment expense$2,467,000554
Additional noninterest expense$3,321,000700
Pre-tax net operating income$18,571,000448
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$18,571,000370
Extraordinary gains, net$051
Net income$18,571,000378
Minority interest net income$081
Net income of bank and minority interests.$18,571,000371
Net charge-offs$191,000687
Cash dividends$18,923,000200
Sale, conversion, retirement of capital stock, net$0486
Net operating income$18,571,000378
2023-03-31 (YTD Data)Rank
Total interest income$17,400,000678
Total interest expense$1,870,0001,248
Net interest income$15,530,000577
Provision for loan and lease losses$02,612
Total noninterest income$3,331,000597
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,664,000222
Trading account gains and feesNANA
Additional Noninterest Income$1,667,000687
Total noninterest expense$9,390,000730
Salaries and employee benefits$5,316,000731
Premises and equipment expense$1,279,000554
Additional noninterest expense$1,667,000687
Pre-tax net operating income$9,471,000452
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$9,471,000377
Extraordinary gains, net$04
Net income$9,471,000378
Minority interest net income$048
Net income of bank and minority interests.$9,471,000378
Net charge-offs$26,0001,016
Cash dividends$10,012,000171
Sale, conversion, retirement of capital stock, net$0430
Net operating income$9,471,000386
2022-12-31 (YTD Data)Rank
Total interest income$50,070,000741
Total interest expense$3,380,0001,072
Net interest income$46,690,000709
Provision for loan and lease losses$1,070,000776
Total noninterest income$14,446,000594
Gross Fiduciary activities income$5,000930
Service charges on deposit accounts$6,361,000230
Trading account gains and feesNANA
Additional Noninterest Income$8,080,000652
Total noninterest expense$37,010,000715
Salaries and employee benefits$21,296,000702
Premises and equipment expense$5,298,000513
Additional noninterest expense$8,080,000652
Pre-tax net operating income$23,056,000685
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$23,056,000593
Extraordinary gains, net$05
Net income$23,056,000594
Minority interest net income$063
Net income of bank and minority interests.$23,056,000594
Net charge-offs$583,000546
Cash dividends$14,488,000359
Sale, conversion, retirement of capital stock, net$0568
Net operating income$23,056,000600
2022-09-30 (YTD Data)Rank
Total interest income$34,211,000775
Total interest expense$2,081,000986
Net interest income$32,130,000756
Provision for loan and lease losses$757,000750
Total noninterest income$10,800,000612
Gross Fiduciary activities income$4,000907
Service charges on deposit accounts$4,654,000238
Trading account gains and feesNANA
Additional Noninterest Income$6,142,000657
Total noninterest expense$27,743,000712
Salaries and employee benefits$16,136,000695
Premises and equipment expense$3,820,000536
Additional noninterest expense$6,142,000657
Pre-tax net operating income$14,430,000774
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$14,430,000662
Extraordinary gains, net$04
Net income$14,430,000662
Minority interest net income$057
Net income of bank and minority interests.$14,430,000662
Net charge-offs$462,000462
Cash dividends$5,781,000528
Sale, conversion, retirement of capital stock, net$0519
Net operating income$14,430,000670
2022-06-30 (YTD Data)Rank
Total interest income$20,583,000817
Total interest expense$1,086,0001,064
Net interest income$19,497,000804
Provision for loan and lease losses$757,000509
Total noninterest income$7,198,000602
Gross Fiduciary activities income$4,000852
Service charges on deposit accounts$2,989,000246
Trading account gains and feesNANA
Additional Noninterest Income$4,205,000665
Total noninterest expense$18,220,000710
Salaries and employee benefits$10,483,000706
Premises and equipment expense$2,543,000532
Additional noninterest expense$5,194,000748
Pre-tax net operating income$7,718,000865
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$7,718,000737
Extraordinary gains, net$04
Net income$7,718,000737
Minority interest net income$060
Net income of bank and minority interests.$7,718,000737
Net charge-offs$324,000421
Cash dividends$4,035,000487
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,718,000751
2022-03-31 (YTD Data)Rank
Total interest income$9,719,000833
Total interest expense$468,0001,156
Net interest income$9,251,000821
Provision for loan and lease losses$757,000241
Total noninterest income$3,592,000611
Gross Fiduciary activities income$2,000841
Service charges on deposit accounts$1,459,000252
Trading account gains and feesNANA
Additional Noninterest Income$2,131,000668
Total noninterest expense$9,095,000712
Salaries and employee benefits$5,194,000711
Premises and equipment expense$1,299,000524
Additional noninterest expense$2,602,000743
Pre-tax net operating income$2,991,0001,016
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,991,000891
Extraordinary gains, net$04
Net income$2,991,000890
Minority interest net income$050
Net income of bank and minority interests.$2,991,000891
Net charge-offs$213,000357
Cash dividends$4,018,000291
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,991,000904
2021-12-31 (YTD Data)Rank
Total interest income$37,365,000886
Total interest expense$1,794,0001,440
Net interest income$35,571,000857
Provision for loan and lease losses$03,064
Total noninterest income$14,319,000663
Gross Fiduciary activities income$6,000895
Service charges on deposit accounts$5,388,000257
Trading account gains and feesNANA
Additional Noninterest Income$8,925,000721
Total noninterest expense$36,206,000709
Salaries and employee benefits$21,069,000699
Premises and equipment expense$4,748,000557
Additional noninterest expense$10,389,000749
Pre-tax net operating income$13,684,0001,012
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$13,684,000892
Extraordinary gains, net$010
Net income$13,684,000893
Minority interest net income$074
Net income of bank and minority interests.$13,684,000893
Net charge-offs$324,000805
Cash dividends$6,088,000676
Sale, conversion, retirement of capital stock, net$0582
Net operating income$13,684,000877
2021-09-30 (YTD Data)Rank
Total interest income$27,848,000908
Total interest expense$1,331,0001,539
Net interest income$26,517,000872
Provision for loan and lease losses$02,963
Total noninterest income$10,344,000695
Gross Fiduciary activities income$6,000869
Service charges on deposit accounts$3,913,000259
Trading account gains and feesNANA
Additional Noninterest Income$6,425,000770
Total noninterest expense$27,815,000699
Salaries and employee benefits$16,346,000672
Premises and equipment expense$3,546,000567
Additional noninterest expense$7,923,000738
Pre-tax net operating income$9,046,0001,163
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$9,046,0001,034
Extraordinary gains, net$08
Net income$9,046,0001,035
Minority interest net income$069
Net income of bank and minority interests.$9,046,0001,035
Net charge-offs$161,000875
Cash dividends$69,0003,124
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,046,0001,013
2021-06-30 (YTD Data)Rank
Total interest income$18,517,000900
Total interest expense$873,0001,606
Net interest income$17,644,000865
Provision for loan and lease losses$02,862
Total noninterest income$6,841,000703
Gross Fiduciary activities income$5,000856
Service charges on deposit accounts$2,492,000258
Trading account gains and feesNANA
Additional Noninterest Income$4,344,000762
Total noninterest expense$18,569,000694
Salaries and employee benefits$11,024,000659
Premises and equipment expense$2,372,000565
Additional noninterest expense$5,173,000741
Pre-tax net operating income$5,916,0001,159
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$5,916,0001,049
Extraordinary gains, net$06
Net income$5,916,0001,048
Minority interest net income$067
Net income of bank and minority interests.$5,916,0001,049
Net charge-offs$29,0001,351
Cash dividends$47,0003,008
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,916,0001,024
2021-03-31 (YTD Data)Rank
Total interest income$9,351,000884
Total interest expense$427,0001,704
Net interest income$8,924,000846
Provision for loan and lease losses$02,741
Total noninterest income$3,654,000663
Gross Fiduciary activities income$3,000848
Service charges on deposit accounts$1,270,000249
Trading account gains and feesNANA
Additional Noninterest Income$2,381,000723
Total noninterest expense$9,060,000703
Salaries and employee benefits$5,420,000673
Premises and equipment expense$1,157,000585
Additional noninterest expense$2,483,000756
Pre-tax net operating income$3,518,0001,021
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$3,518,000898
Extraordinary gains, net$03
Net income$3,518,000898
Minority interest net income$055
Net income of bank and minority interests.$3,518,000898
Net charge-offs$-13,0004,173
Cash dividends$24,0002,372
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,518,000881
2020-12-31 (YTD Data)Rank
Total interest income$40,257,000830
Total interest expense$2,416,0001,744
Net interest income$37,841,000762
Provision for loan and lease losses$4,486,000616
Total noninterest income$14,058,000640
Gross Fiduciary activities income$9,000900
Service charges on deposit accounts$5,310,000237
Trading account gains and feesNANA
Additional Noninterest Income$8,739,000714
Total noninterest expense$36,415,000688
Salaries and employee benefits$20,288,000708
Premises and equipment expense$4,799,000550
Additional noninterest expense$11,328,000670
Pre-tax net operating income$10,998,000980
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$10,998,000879
Extraordinary gains, net$04
Net income$10,998,000879
Minority interest net income$072
Net income of bank and minority interests.$10,998,000879
Net charge-offs$1,104,000615
Cash dividends$112,0003,580
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,998,000838
2020-09-30 (YTD Data)Rank
Total interest income$31,311,000809
Total interest expense$1,976,0001,719
Net interest income$29,335,000726
Provision for loan and lease losses$2,054,000878
Total noninterest income$10,184,000630
Gross Fiduciary activities income$8,000872
Service charges on deposit accounts$3,995,000234
Trading account gains and feesNANA
Additional Noninterest Income$6,181,000709
Total noninterest expense$28,235,000655
Salaries and employee benefits$15,784,000665
Premises and equipment expense$3,550,000547
Additional noninterest expense$8,901,000614
Pre-tax net operating income$9,230,000860
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$9,230,000763
Extraordinary gains, net$04
Net income$9,230,000763
Minority interest net income$065
Net income of bank and minority interests.$9,230,000763
Net charge-offs$958,000518
Cash dividends$87,0003,204
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,230,000737
2020-06-30 (YTD Data)Rank
Total interest income$21,634,000782
Total interest expense$1,498,0001,642
Net interest income$20,136,000701
Provision for loan and lease losses$1,974,000729
Total noninterest income$6,424,000618
Gross Fiduciary activities income$8,000851
Service charges on deposit accounts$2,698,000236
Trading account gains and feesNANA
Additional Noninterest Income$3,718,000704
Total noninterest expense$19,785,000616
Salaries and employee benefits$10,622,000653
Premises and equipment expense$2,394,000540
Additional noninterest expense$6,769,000546
Pre-tax net operating income$4,801,000992
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$4,801,000880
Extraordinary gains, net$04
Net income$4,801,000879
Minority interest net income$065
Net income of bank and minority interests.$4,801,000880
Net charge-offs$617,000522
Cash dividends$59,0003,102
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,801,000855
2020-03-31 (YTD Data)Rank
Total interest income$10,864,000773
Total interest expense$998,0001,423
Net interest income$9,866,000701
Provision for loan and lease losses$174,0001,555
Total noninterest income$3,286,000572
Gross Fiduciary activities income$7,000814
Service charges on deposit accounts$1,592,000235
Trading account gains and feesNANA
Additional Noninterest Income$1,687,000673
Total noninterest expense$9,056,000672
Salaries and employee benefits$5,298,000651
Premises and equipment expense$1,292,000515
Additional noninterest expense$2,466,000733
Pre-tax net operating income$3,922,000575
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$3,922,000507
Extraordinary gains, net$04
Net income$3,922,000507
Minority interest net income$056
Net income of bank and minority interests.$3,922,000507
Net charge-offs$103,000866
Cash dividends$30,0002,553
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,922,000488
2019-12-31 (YTD Data)Rank
Total interest income$46,448,000738
Total interest expense$5,574,0001,134
Net interest income$40,874,000680
Provision for loan and lease losses$595,0001,360
Total noninterest income$12,840,000580
Gross Fiduciary activities income$9,000928
Service charges on deposit accounts$6,178,000242
Trading account gains and feesNANA
Additional Noninterest Income$6,653,000689
Total noninterest expense$35,947,000658
Salaries and employee benefits$20,731,000637
Premises and equipment expense$4,923,000533
Additional noninterest expense$10,293,000689
Pre-tax net operating income$17,172,000686
Securities gains (losses)$1,0002,288
Applicable income taxes$03,859
Income before extraordinary items$17,173,000604
Extraordinary gains, net$011
Net income$17,173,000603
Minority interest net income$076
Net income of bank and minority interests.$17,173,000605
Net charge-offs$685,000863
Cash dividends$11,896,000429
Sale, conversion, retirement of capital stock, net$0626
Net operating income$17,172,000594
2019-09-30 (YTD Data)Rank
Total interest income$35,062,000734
Total interest expense$4,426,0001,082
Net interest income$30,636,000678
Provision for loan and lease losses$331,0001,517
Total noninterest income$9,553,000581
Gross Fiduciary activities income$9,000895
Service charges on deposit accounts$4,538,000246
Trading account gains and feesNANA
Additional Noninterest Income$5,006,000686
Total noninterest expense$26,959,000654
Salaries and employee benefits$15,479,000635
Premises and equipment expense$3,638,000542
Additional noninterest expense$7,842,000670
Pre-tax net operating income$12,899,000688
Securities gains (losses)$1,0002,065
Applicable income taxes$03,902
Income before extraordinary items$12,900,000610
Extraordinary gains, net$011
Net income$12,900,000610
Minority interest net income$072
Net income of bank and minority interests.$12,900,000610
Net charge-offs$477,000785
Cash dividends$5,166,000592
Sale, conversion, retirement of capital stock, net$0590
Net operating income$12,899,000602
2019-06-30 (YTD Data)Rank
Total interest income$23,141,000740
Total interest expense$3,069,0001,026
Net interest income$20,072,000694
Provision for loan and lease losses$331,0001,141
Total noninterest income$6,252,000580
Gross Fiduciary activities income$9,000871
Service charges on deposit accounts$2,920,000249
Trading account gains and feesNANA
Additional Noninterest Income$3,323,000678
Total noninterest expense$17,988,000654
Salaries and employee benefits$10,229,000646
Premises and equipment expense$2,392,000554
Additional noninterest expense$5,367,000664
Pre-tax net operating income$8,005,000705
Securities gains (losses)$1,0001,602
Applicable income taxes$03,901
Income before extraordinary items$8,006,000624
Extraordinary gains, net$011
Net income$8,006,000624
Minority interest net income$069
Net income of bank and minority interests.$8,006,000624
Net charge-offs$286,000811
Cash dividends$4,031,000520
Sale, conversion, retirement of capital stock, net$0573
Net operating income$8,005,000612
2019-03-31 (YTD Data)Rank
Total interest income$11,413,000747
Total interest expense$1,525,0001,003
Net interest income$9,888,000698
Provision for loan and lease losses$03,406
Total noninterest income$3,166,000567
Gross Fiduciary activities income$7,000839
Service charges on deposit accounts$1,490,000247
Trading account gains and feesNANA
Additional Noninterest Income$1,669,000642
Total noninterest expense$8,871,000662
Salaries and employee benefits$5,130,000639
Premises and equipment expense$1,186,000552
Additional noninterest expense$2,555,000683
Pre-tax net operating income$4,183,000663
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$4,183,000598
Extraordinary gains, net$05
Net income$4,183,000597
Minority interest net income$052
Net income of bank and minority interests.$4,183,000597
Net charge-offs$132,000779
Cash dividends$3,996,000318
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,183,000582
2018-12-31 (YTD Data)Rank
Total interest income$42,244,000754
Total interest expense$3,832,0001,185
Net interest income$38,412,000702
Provision for loan and lease losses$1,186,000785
Total noninterest income$12,724,000579
Gross Fiduciary activities income$9,000956
Service charges on deposit accounts$6,250,000249
Trading account gains and feesNANA
Additional Noninterest Income$6,465,000685
Total noninterest expense$34,117,000665
Salaries and employee benefits$19,748,000633
Premises and equipment expense$4,550,000554
Additional noninterest expense$9,819,000718
Pre-tax net operating income$15,833,000720
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$15,833,000622
Extraordinary gains, net$06
Net income$15,833,000620
Minority interest net income$072
Net income of bank and minority interests.$15,833,000621
Net charge-offs$1,902,000376
Cash dividends$11,231,000385
Sale, conversion, retirement of capital stock, net$0671
Net operating income$15,833,000622
2018-09-30 (YTD Data)Rank
Total interest income$31,107,000753
Total interest expense$2,649,0001,197
Net interest income$28,458,000705
Provision for loan and lease losses$626,000954
Total noninterest income$9,349,000590
Gross Fiduciary activities income$7,000934
Service charges on deposit accounts$4,596,000251
Trading account gains and feesNANA
Additional Noninterest Income$4,746,000702
Total noninterest expense$25,605,000664
Salaries and employee benefits$14,949,000625
Premises and equipment expense$3,319,000572
Additional noninterest expense$7,337,000699
Pre-tax net operating income$11,576,000729
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$11,576,000629
Extraordinary gains, net$05
Net income$11,576,000627
Minority interest net income$066
Net income of bank and minority interests.$11,576,000628
Net charge-offs$904,000475
Cash dividends$9,096,000335
Sale, conversion, retirement of capital stock, net$0633
Net operating income$11,576,000628
2018-06-30 (YTD Data)Rank
Total interest income$20,322,000755
Total interest expense$1,595,0001,238
Net interest income$18,727,000710
Provision for loan and lease losses$250,0001,331
Total noninterest income$6,197,000594
Gross Fiduciary activities income$7,000915
Service charges on deposit accounts$3,059,000251
Trading account gains and feesNANA
Additional Noninterest Income$3,131,000713
Total noninterest expense$16,828,000671
Salaries and employee benefits$9,874,000629
Premises and equipment expense$2,198,000578
Additional noninterest expense$4,756,000716
Pre-tax net operating income$7,846,000710
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$7,846,000618
Extraordinary gains, net$06
Net income$7,846,000616
Minority interest net income$065
Net income of bank and minority interests.$7,846,000617
Net charge-offs$563,000490
Cash dividends$5,355,000362
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,846,000616
2018-03-31 (YTD Data)Rank
Total interest income$9,971,000760
Total interest expense$758,0001,233
Net interest income$9,213,000716
Provision for loan and lease losses$250,000792
Total noninterest income$2,990,000603
Gross Fiduciary activities income$5,000887
Service charges on deposit accounts$1,559,000250
Trading account gains and feesNANA
Additional Noninterest Income$1,426,000733
Total noninterest expense$8,375,000677
Salaries and employee benefits$4,927,000633
Premises and equipment expense$1,069,000590
Additional noninterest expense$2,379,000708
Pre-tax net operating income$3,578,000739
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$3,578,000659
Extraordinary gains, net$07
Net income$3,578,000658
Minority interest net income$052
Net income of bank and minority interests.$3,578,000659
Net charge-offs$136,000721
Cash dividends$3,042,000297
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,578,000652
2017-12-31 (YTD Data)Rank
Total interest income$37,344,000765
Total interest expense$2,446,0001,315
Net interest income$34,898,000725
Provision for loan and lease losses$1,042,000856
Total noninterest income$12,482,000594
Gross Fiduciary activities income$10,000980
Service charges on deposit accounts$6,115,000252
Trading account gains and feesNANA
Additional Noninterest Income$6,357,000706
Total noninterest expense$33,008,000665
Salaries and employee benefits$19,213,000635
Premises and equipment expense$4,153,000590
Additional noninterest expense$9,642,000697
Pre-tax net operating income$13,330,000766
Securities gains (losses)$3,0001,912
Applicable income taxes$04,135
Income before extraordinary items$13,333,000584
Extraordinary gains, net$09
Net income$13,333,000584
Minority interest net income$076
Net income of bank and minority interests.$13,333,000584
Net charge-offs$1,412,000538
Cash dividends$11,205,000339
Sale, conversion, retirement of capital stock, net$0711
Net operating income$13,330,000575
2017-09-30 (YTD Data)Rank
Total interest income$27,698,000775
Total interest expense$1,796,0001,320
Net interest income$25,902,000737
Provision for loan and lease losses$1,042,000666
Total noninterest income$9,221,000598
Gross Fiduciary activities income$10,000939
Service charges on deposit accounts$4,491,000257
Trading account gains and feesNANA
Additional Noninterest Income$4,720,000720
Total noninterest expense$24,634,000668
Salaries and employee benefits$14,407,000631
Premises and equipment expense$3,624,000522
Additional noninterest expense$6,603,000756
Pre-tax net operating income$9,447,000825
Securities gains (losses)$3,0001,944
Applicable income taxes$04,172
Income before extraordinary items$9,450,000664
Extraordinary gains, net$09
Net income$9,450,000664
Minority interest net income$071
Net income of bank and minority interests.$9,450,000664
Net charge-offs$963,000508
Cash dividends$6,863,000389
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,447,000653
2017-06-30 (YTD Data)Rank
Total interest income$18,225,000778
Total interest expense$1,145,0001,335
Net interest income$17,080,000736
Provision for loan and lease losses$290,0001,264
Total noninterest income$6,075,000611
Gross Fiduciary activities income$10,000914
Service charges on deposit accounts$2,962,000253
Trading account gains and feesNANA
Additional Noninterest Income$3,103,000721
Total noninterest expense$16,266,000677
Salaries and employee benefits$9,510,000648
Premises and equipment expense$2,117,000584
Additional noninterest expense$4,639,000728
Pre-tax net operating income$6,599,000754
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$6,599,000616
Extraordinary gains, net$011
Net income$6,599,000616
Minority interest net income$071
Net income of bank and minority interests.$6,599,000616
Net charge-offs$960,000367
Cash dividends$4,162,000414
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,599,000604
2017-03-31 (YTD Data)Rank
Total interest income$9,009,000778
Total interest expense$542,0001,374
Net interest income$8,467,000738
Provision for loan and lease losses$290,000731
Total noninterest income$3,043,000591
Gross Fiduciary activities income$8,000883
Service charges on deposit accounts$1,480,000253
Trading account gains and feesNANA
Additional Noninterest Income$1,555,000704
Total noninterest expense$8,116,000682
Salaries and employee benefits$4,761,000652
Premises and equipment expense$1,070,000595
Additional noninterest expense$2,285,000724
Pre-tax net operating income$3,104,000781
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$3,104,000636
Extraordinary gains, net$08
Net income$3,104,000636
Minority interest net income$055
Net income of bank and minority interests.$3,104,000636
Net charge-offs$257,000518
Cash dividends$2,948,000301
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,104,000624
2016-12-31 (YTD Data)Rank
Total interest income$34,627,000771
Total interest expense$1,945,0001,450
Net interest income$32,682,000730
Provision for loan and lease losses$1,229,000763
Total noninterest income$11,491,000621
Gross Fiduciary activities income$12,0001,003
Service charges on deposit accounts$5,892,000255
Trading account gains and fees$0170
Additional Noninterest Income$5,587,000778
Total noninterest expense$30,592,000698
Salaries and employee benefits$18,112,000654
Premises and equipment expense$3,749,000664
Additional noninterest expense$8,731,000761
Pre-tax net operating income$12,352,000766
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$12,352,000634
Extraordinary gains, net$05
Net income$12,352,000633
Minority interest net income$082
Net income of bank and minority interests.$12,352,000633
Net charge-offs$604,000962
Cash dividends$8,168,000452
Sale, conversion, retirement of capital stock, net$0759
Net operating income$12,352,000618
2016-09-30 (YTD Data)Rank
Total interest income$25,753,000775
Total interest expense$1,448,0001,460
Net interest income$24,305,000732
Provision for loan and lease losses$1,079,000652
Total noninterest income$8,687,000623
Gross Fiduciary activities income$12,000962
Service charges on deposit accounts$4,350,000260
Trading account gains and fees$0169
Additional Noninterest Income$4,325,000757
Total noninterest expense$22,814,000702
Salaries and employee benefits$13,503,000654
Premises and equipment expense$2,738,000684
Additional noninterest expense$6,573,000761
Pre-tax net operating income$9,099,000776
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$9,099,000645
Extraordinary gains, net$05
Net income$9,099,000645
Minority interest net income$071
Net income of bank and minority interests.$9,099,000645
Net charge-offs$508,000792
Cash dividends$3,560,000668
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,099,000626
2016-06-30 (YTD Data)Rank
Total interest income$17,078,000781
Total interest expense$970,0001,451
Net interest income$16,108,000732
Provision for loan and lease losses$545,000799
Total noninterest income$5,913,000609
Gross Fiduciary activities income$12,000937
Service charges on deposit accounts$2,883,000259
Trading account gains and fees$0157
Additional Noninterest Income$3,018,000727
Total noninterest expense$14,782,000722
Salaries and employee benefits$8,719,000681
Premises and equipment expense$1,793,000688
Additional noninterest expense$4,270,000780
Pre-tax net operating income$6,694,000696
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$6,694,000577
Extraordinary gains, net$016
Net income$6,694,000575
Minority interest net income$071
Net income of bank and minority interests.$6,694,000576
Net charge-offs$458,000641
Cash dividends$3,507,000505
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,694,000556
2016-03-31 (YTD Data)Rank
Total interest income$8,529,000786
Total interest expense$485,0001,453
Net interest income$8,044,000735
Provision for loan and lease losses$325,000637
Total noninterest income$3,044,000574
Gross Fiduciary activities income$10,000893
Service charges on deposit accounts$1,457,000255
Trading account gains and fees$0142
Additional Noninterest Income$1,577,000681
Total noninterest expense$7,270,000731
Salaries and employee benefits$4,328,000689
Premises and equipment expense$884,000709
Additional noninterest expense$2,058,000795
Pre-tax net operating income$3,493,000663
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$3,493,000537
Extraordinary gains, net$012
Net income$3,493,000535
Minority interest net income$062
Net income of bank and minority interests.$3,493,000537
Net charge-offs$1,0002,929
Cash dividends$54,0002,615
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,493,000521
2015-12-31 (YTD Data)Rank
Total interest income$32,628,000788
Total interest expense$1,760,0001,553
Net interest income$30,868,000727
Provision for loan and lease losses$1,290,000646
Total noninterest income$12,982,000555
Gross Fiduciary activities income$13,0001,021
Service charges on deposit accounts$6,084,000251
Trading account gains and fees$0159
Additional Noninterest Income$6,885,000638
Total noninterest expense$29,126,000709
Salaries and employee benefits$16,767,000678
Premises and equipment expense$3,596,000681
Additional noninterest expense$8,763,000753
Pre-tax net operating income$13,434,000676
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$13,434,000548
Extraordinary gains, net$023
Net income$13,434,000546
Minority interest net income$081
Net income of bank and minority interests.$13,434,000549
Net charge-offs$916,000740
Cash dividends$11,182,000351
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,434,000542
2015-09-30 (YTD Data)Rank
Total interest income$24,147,000799
Total interest expense$1,328,0001,555
Net interest income$22,819,000739
Provision for loan and lease losses$670,000829
Total noninterest income$9,962,000556
Gross Fiduciary activities income$13,000983
Service charges on deposit accounts$4,533,000259
Trading account gains and fees$0153
Additional Noninterest Income$5,416,000633
Total noninterest expense$21,919,000717
Salaries and employee benefits$12,662,000680
Premises and equipment expense$2,632,000714
Additional noninterest expense$6,625,000748
Pre-tax net operating income$10,192,000683
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$10,192,000556
Extraordinary gains, net$021
Net income$10,192,000553
Minority interest net income$078
Net income of bank and minority interests.$10,192,000556
Net charge-offs$179,0001,654
Cash dividends$8,128,000326
Sale, conversion, retirement of capital stock, net$0773
Net operating income$10,192,000541
2015-06-30 (YTD Data)Rank
Total interest income$15,809,000811
Total interest expense$884,0001,564
Net interest income$14,925,000753
Provision for loan and lease losses$320,0001,050
Total noninterest income$6,956,000541
Gross Fiduciary activities income$13,000959
Service charges on deposit accounts$2,985,000257
Trading account gains and fees$0157
Additional Noninterest Income$3,958,000604
Total noninterest expense$14,308,000727
Salaries and employee benefits$8,355,000691
Premises and equipment expense$1,922,000663
Additional noninterest expense$4,031,000822
Pre-tax net operating income$7,253,000659
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$7,253,000523
Extraordinary gains, net$022
Net income$7,253,000520
Minority interest net income$075
Net income of bank and minority interests.$7,253,000523
Net charge-offs$151,0001,372
Cash dividends$4,119,000396
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,253,000508
2015-03-31 (YTD Data)Rank
Total interest income$7,812,000816
Total interest expense$444,0001,567
Net interest income$7,368,000766
Provision for loan and lease losses$03,703
Total noninterest income$2,893,000607
Gross Fiduciary activities income$10,000927
Service charges on deposit accounts$1,477,000255
Trading account gains and fees$0152
Additional Noninterest Income$1,406,000717
Total noninterest expense$6,963,000741
Salaries and employee benefits$4,129,000710
Premises and equipment expense$792,000806
Additional noninterest expense$2,042,000801
Pre-tax net operating income$3,298,000682
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$3,298,000554
Extraordinary gains, net$013
Net income$3,298,000552
Minority interest net income$064
Net income of bank and minority interests.$3,298,000554
Net charge-offs$-108,0006,132
Cash dividends$1,560,000459
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,298,000539
2014-12-31 (YTD Data)Rank
Total interest income$31,841,000788
Total interest expense$1,822,0001,603
Net interest income$30,019,000735
Provision for loan and lease losses$584,0001,321
Total noninterest income$12,387,000552
Gross Fiduciary activities income$14,0001,047
Service charges on deposit accounts$6,547,000242
Trading account gains and fees$0180
Additional Noninterest Income$5,826,000685
Total noninterest expense$28,491,000717
Salaries and employee benefits$16,141,000687
Premises and equipment expense$3,116,000797
Additional noninterest expense$9,234,000717
Pre-tax net operating income$13,331,000631
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$13,331,000515
Extraordinary gains, net$017
Net income$13,331,000511
Minority interest net income$084
Net income of bank and minority interests.$13,331,000515
Net charge-offs$937,000951
Cash dividends$7,256,000441
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,331,000502
2014-09-30 (YTD Data)Rank
Total interest income$23,801,000789
Total interest expense$1,380,0001,608
Net interest income$22,421,000736
Provision for loan and lease losses$150,0002,373
Total noninterest income$9,046,000559
Gross Fiduciary activities income$14,0001,006
Service charges on deposit accounts$4,840,000246
Trading account gains and fees$0174
Additional Noninterest Income$4,192,000702
Total noninterest expense$21,756,000705
Salaries and employee benefits$12,254,000678
Premises and equipment expense$2,306,000807
Additional noninterest expense$7,196,000688
Pre-tax net operating income$9,561,000657
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$9,561,000535
Extraordinary gains, net$015
Net income$9,561,000532
Minority interest net income$081
Net income of bank and minority interests.$9,561,000535
Net charge-offs$778,000825
Cash dividends$6,196,000365
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,561,000522
2014-06-30 (YTD Data)Rank
Total interest income$15,722,000798
Total interest expense$923,0001,624
Net interest income$14,799,000737
Provision for loan and lease losses$04,196
Total noninterest income$5,858,000567
Gross Fiduciary activities income$14,000976
Service charges on deposit accounts$3,086,000255
Trading account gains and fees$0172
Additional Noninterest Income$2,758,000691
Total noninterest expense$14,891,000680
Salaries and employee benefits$8,154,000678
Premises and equipment expense$1,539,000813
Additional noninterest expense$5,198,000639
Pre-tax net operating income$5,766,000713
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$5,766,000575
Extraordinary gains, net$020
Net income$5,766,000574
Minority interest net income$080
Net income of bank and minority interests.$5,766,000575
Net charge-offs$543,000813
Cash dividends$5,131,000305
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,766,000572
2014-03-31 (YTD Data)Rank
Total interest income$7,824,000809
Total interest expense$476,0001,601
Net interest income$7,348,000742
Provision for loan and lease losses$03,817
Total noninterest income$2,840,000569
Gross Fiduciary activities income$11,000936
Service charges on deposit accounts$1,443,000261
Trading account gains and fees$0147
Additional Noninterest Income$1,386,000669
Total noninterest expense$6,864,000745
Salaries and employee benefits$3,999,000701
Premises and equipment expense$776,000824
Additional noninterest expense$2,089,000777
Pre-tax net operating income$3,324,000604
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$3,324,000486
Extraordinary gains, net$016
Net income$3,324,000485
Minority interest net income$066
Net income of bank and minority interests.$3,324,000486
Net charge-offs$244,000823
Cash dividends$5,066,000157
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,324,000478
2013-12-31 (YTD Data)Rank
Total interest income$30,784,000806
Total interest expense$2,286,0001,487
Net interest income$28,498,000751
Provision for loan and lease losses$1,545,000765
Total noninterest income$11,727,000592
Gross Fiduciary activities income$20,0001,043
Service charges on deposit accounts$5,963,000273
Trading account gains and fees$0184
Additional Noninterest Income$5,744,000730
Total noninterest expense$25,779,000788
Salaries and employee benefits$15,509,000705
Premises and equipment expense$2,825,000853
Additional noninterest expense$7,445,000917
Pre-tax net operating income$12,901,000612
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$12,901,000524
Extraordinary gains, net$029
Net income$12,901,000524
Minority interest net income$090
Net income of bank and minority interests.$12,901,000525
Net charge-offs$1,350,0001,010
Cash dividends$1,280,0001,626
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,901,000510
2013-09-30 (YTD Data)Rank
Total interest income$23,021,000810
Total interest expense$1,756,0001,493
Net interest income$21,265,000753
Provision for loan and lease losses$670,0001,232
Total noninterest income$8,826,000607
Gross Fiduciary activities income$20,0001,003
Service charges on deposit accounts$4,409,000276
Trading account gains and fees$0180
Additional Noninterest Income$4,397,000730
Total noninterest expense$19,212,000793
Salaries and employee benefits$11,721,000703
Premises and equipment expense$2,117,000864
Additional noninterest expense$5,374,000945
Pre-tax net operating income$10,209,000598
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$10,209,000508
Extraordinary gains, net$025
Net income$10,209,000507
Minority interest net income$084
Net income of bank and minority interests.$10,209,000510
Net charge-offs$990,0001,015
Cash dividends$1,214,0001,253
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,209,000492
2013-06-30 (YTD Data)Rank
Total interest income$15,300,000808
Total interest expense$1,213,0001,480
Net interest income$14,087,000750
Provision for loan and lease losses$550,0001,076
Total noninterest income$5,853,000609
Gross Fiduciary activities income$20,000966
Service charges on deposit accounts$2,877,000276
Trading account gains and fees$0157
Additional Noninterest Income$2,956,000735
Total noninterest expense$12,623,000808
Salaries and employee benefits$7,769,000710
Premises and equipment expense$1,387,000881
Additional noninterest expense$3,467,000961
Pre-tax net operating income$6,767,000589
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$6,767,000504
Extraordinary gains, net$022
Net income$6,767,000503
Minority interest net income$082
Net income of bank and minority interests.$6,767,000506
Net charge-offs$272,0001,785
Cash dividends$143,0002,792
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,767,000484
2013-03-31 (YTD Data)Rank
Total interest income$7,575,000823
Total interest expense$662,0001,400
Net interest income$6,913,000768
Provision for loan and lease losses$500,000691
Total noninterest income$2,720,000651
Gross Fiduciary activities income$15,000926
Service charges on deposit accounts$1,393,000280
Trading account gains and fees$0148
Additional Noninterest Income$1,312,000812
Total noninterest expense$6,361,000810
Salaries and employee benefits$3,831,000720
Premises and equipment expense$694,000894
Additional noninterest expense$1,836,000924
Pre-tax net operating income$2,772,000699
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$2,772,000594
Extraordinary gains, net$010
Net income$2,772,000592
Minority interest net income$076
Net income of bank and minority interests.$2,772,000595
Net charge-offs$276,0001,120
Cash dividends$72,0002,232
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,772,000564
2012-12-31 (YTD Data)Rank
Total interest income$31,183,000836
Total interest expense$2,873,0001,541
Net interest income$28,310,000760
Provision for loan and lease losses$1,010,0001,753
Total noninterest income$11,821,000600
Gross Fiduciary activities income$16,0001,085
Service charges on deposit accounts$6,017,000265
Trading account gains and fees$0166
Additional Noninterest Income$5,788,000738
Total noninterest expense$24,509,000816
Salaries and employee benefits$15,190,000692
Premises and equipment expense$2,603,000923
Additional noninterest expense$6,716,0001,036
Pre-tax net operating income$14,612,000531
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$14,612,000456
Extraordinary gains, net$029
Net income$14,612,000455
Minority interest net income$093
Net income of bank and minority interests.$14,612,000455
Net charge-offs$1,156,0001,670
Cash dividends$8,690,000354
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$14,612,000442
2012-09-30 (YTD Data)Rank
Total interest income$23,329,000856
Total interest expense$2,179,0001,599
Net interest income$21,150,000773
Provision for loan and lease losses$510,0002,240
Total noninterest income$8,584,000612
Gross Fiduciary activities income$16,0001,044
Service charges on deposit accounts$4,474,000268
Trading account gains and fees$0157
Additional Noninterest Income$4,094,000749
Total noninterest expense$18,159,000818
Salaries and employee benefits$11,267,000691
Premises and equipment expense$1,940,000937
Additional noninterest expense$4,952,0001,043
Pre-tax net operating income$11,065,000537
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$11,065,000461
Extraordinary gains, net$020
Net income$11,065,000460
Minority interest net income$086
Net income of bank and minority interests.$11,065,000460
Net charge-offs$229,0003,146
Cash dividends$1,232,0001,151
Sale, conversion, retirement of capital stock, net$0952
Net operating income$11,065,000443
2012-06-30 (YTD Data)Rank
Total interest income$15,442,000867
Total interest expense$1,476,0001,629
Net interest income$13,966,000787
Provision for loan and lease losses$210,0002,897
Total noninterest income$5,649,000618
Gross Fiduciary activities income$16,0001,007
Service charges on deposit accounts$3,051,000260
Trading account gains and fees$0153
Additional Noninterest Income$2,582,000771
Total noninterest expense$12,073,000819
Salaries and employee benefits$7,497,000692
Premises and equipment expense$1,271,000947
Additional noninterest expense$3,305,0001,047
Pre-tax net operating income$7,332,000538
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$7,332,000453
Extraordinary gains, net$019
Net income$7,332,000452
Minority interest net income$084
Net income of bank and minority interests.$7,332,000452
Net charge-offs$101,0003,402
Cash dividends$156,0002,703
Sale, conversion, retirement of capital stock, net$0928
Net operating income$7,332,000438
2012-03-31 (YTD Data)Rank
Total interest income$7,700,000870
Total interest expense$753,0001,664
Net interest income$6,947,000792
Provision for loan and lease losses$05,254
Total noninterest income$2,807,000623
Gross Fiduciary activities income$10,000985
Service charges on deposit accounts$1,517,000258
Trading account gains and fees$0148
Additional Noninterest Income$1,280,000764
Total noninterest expense$6,035,000817
Salaries and employee benefits$3,790,000693
Premises and equipment expense$782,000768
Additional noninterest expense$1,463,0001,164
Pre-tax net operating income$3,719,000525
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$3,719,000441
Extraordinary gains, net$019
Net income$3,719,000442
Minority interest net income$078
Net income of bank and minority interests.$3,719,000442
Net charge-offs$36,0003,280
Cash dividends$79,0002,231
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,719,000418
2011-12-31 (YTD Data)Rank
Total interest income$29,738,000940
Total interest expense$3,909,0001,555
Net interest income$25,829,000846
Provision for loan and lease losses$800,0002,741
Total noninterest income$11,109,000560
Gross Fiduciary activities income$19,0001,037
Service charges on deposit accounts$6,481,000256
Trading account gains and fees$0146
Additional Noninterest Income$4,609,000751
Total noninterest expense$23,663,000836
Salaries and employee benefits$14,661,000672
Premises and equipment expense$2,534,000981
Additional noninterest expense$6,468,0001,082
Pre-tax net operating income$12,475,000513
Securities gains (losses)$62,0002,423
Applicable income taxes$04,719
Income before extraordinary items$12,537,000433
Extraordinary gains, net$029
Net income$12,537,000433
Minority interest net income$096
Net income of bank and minority interests.$12,537,000434
Net charge-offs$214,0004,221
Cash dividends$3,879,000539
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$12,475,000429
2011-09-30 (YTD Data)Rank
Total interest income$22,023,000964
Total interest expense$3,070,0001,538
Net interest income$18,953,000874
Provision for loan and lease losses$700,0002,437
Total noninterest income$8,103,000587
Gross Fiduciary activities income$18,000991
Service charges on deposit accounts$4,765,000256
Trading account gains and fees$0145
Additional Noninterest Income$3,320,000773
Total noninterest expense$17,688,000837
Salaries and employee benefits$10,999,000671
Premises and equipment expense$1,916,000990
Additional noninterest expense$4,773,0001,103
Pre-tax net operating income$8,668,000563
Securities gains (losses)$62,0002,171
Applicable income taxes$04,740
Income before extraordinary items$8,730,000470
Extraordinary gains, net$021
Net income$8,730,000470
Minority interest net income$087
Net income of bank and minority interests.$8,730,000470
Net charge-offs$34,0005,231
Cash dividends$1,450,000873
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,668,000461
2011-06-30 (YTD Data)Rank
Total interest income$14,537,000981
Total interest expense$2,185,0001,495
Net interest income$12,352,000900
Provision for loan and lease losses$400,0002,592
Total noninterest income$5,241,000598
Gross Fiduciary activities income$16,000961
Service charges on deposit accounts$3,091,000262
Trading account gains and fees$0153
Additional Noninterest Income$2,134,000797
Total noninterest expense$11,757,000853
Salaries and employee benefits$7,273,000683
Premises and equipment expense$1,272,0001,006
Additional noninterest expense$3,212,0001,107
Pre-tax net operating income$5,436,000581
Securities gains (losses)$57,0001,512
Applicable income taxes$04,697
Income before extraordinary items$5,493,000494
Extraordinary gains, net$015
Net income$5,493,000494
Minority interest net income$089
Net income of bank and minority interests.$5,493,000494
Net charge-offs$111,0003,738
Cash dividends$1,368,000623
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,436,000481
2011-03-31 (YTD Data)Rank
Total interest income$7,204,0001,001
Total interest expense$1,148,0001,479
Net interest income$6,056,000919
Provision for loan and lease losses$300,0001,892
Total noninterest income$2,726,000582
Gross Fiduciary activities income$11,000935
Service charges on deposit accounts$1,503,000267
Trading account gains and fees$0158
Additional Noninterest Income$1,212,000722
Total noninterest expense$5,925,000846
Salaries and employee benefits$3,640,000687
Premises and equipment expense$659,000997
Additional noninterest expense$1,626,0001,095
Pre-tax net operating income$2,557,000634
Securities gains (losses)$57,000715
Applicable income taxes$04,545
Income before extraordinary items$2,614,000517
Extraordinary gains, net$09
Net income$2,614,000516
Minority interest net income$086
Net income of bank and minority interests.$2,614,000517
Net charge-offs$4,0004,727
Cash dividends$84,0002,019
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,557,000511
2010-12-31 (YTD Data)Rank
Total interest income$29,208,0001,051
Total interest expense$5,018,0001,654
Net interest income$24,190,000912
Provision for loan and lease losses$-988,0007,638
Total noninterest income$11,790,000562
Gross Fiduciary activities income$21,0001,059
Service charges on deposit accounts$6,962,000234
Trading account gains and fees$0175
Additional Noninterest Income$4,807,000771
Total noninterest expense$23,700,000847
Salaries and employee benefits$14,489,000671
Premises and equipment expense$3,182,000807
Additional noninterest expense$6,029,0001,227
Pre-tax net operating income$13,268,000424
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$13,268,000349
Extraordinary gains, net$029
Net income$13,268,000349
Minority interest net income$0111
Net income of bank and minority interests.$13,268,000350
Net charge-offs$-1,640,0007,653
Cash dividends$13,130,000145
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$13,268,000336
2010-09-30 (YTD Data)Rank
Total interest income$21,795,0001,073
Total interest expense$3,782,0001,695
Net interest income$18,013,000926
Provision for loan and lease losses$-1,196,0007,750
Total noninterest income$8,841,000553
Gross Fiduciary activities income$21,0001,015
Service charges on deposit accounts$5,325,000230
Trading account gains and fees$0165
Additional Noninterest Income$3,495,000734
Total noninterest expense$17,880,000832
Salaries and employee benefits$10,913,000655
Premises and equipment expense$2,084,000929
Additional noninterest expense$4,883,0001,101
Pre-tax net operating income$10,170,000417
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$10,170,000343
Extraordinary gains, net$023
Net income$10,170,000344
Minority interest net income$0110
Net income of bank and minority interests.$10,170,000344
Net charge-offs$-2,261,0007,759
Cash dividends$4,695,000238
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$10,170,000332
2010-06-30 (YTD Data)Rank
Total interest income$14,523,0001,095
Total interest expense$2,562,0001,737
Net interest income$11,961,000926
Provision for loan and lease losses$-1,846,0007,822
Total noninterest income$5,933,000548
Gross Fiduciary activities income$19,000992
Service charges on deposit accounts$3,605,000232
Trading account gains and fees$0152
Additional Noninterest Income$2,309,000714
Total noninterest expense$11,690,000847
Salaries and employee benefits$7,243,000655
Premises and equipment expense$1,615,000809
Additional noninterest expense$2,832,0001,262
Pre-tax net operating income$8,050,000356
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$8,050,000285
Extraordinary gains, net$019
Net income$8,050,000284
Minority interest net income$0105
Net income of bank and minority interests.$8,050,000285
Net charge-offs$-2,344,0007,828
Cash dividends$4,606,000155
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$8,050,000281
2010-03-31 (YTD Data)Rank
Total interest income$7,328,0001,100
Total interest expense$1,315,0001,778
Net interest income$6,013,000927
Provision for loan and lease losses$450,0001,922
Total noninterest income$2,846,000550
Gross Fiduciary activities income$1,0001,185
Service charges on deposit accounts$1,714,000245
Trading account gains and fees$0175
Additional Noninterest Income$1,131,000716
Total noninterest expense$5,797,000861
Salaries and employee benefits$3,552,000675
Premises and equipment expense$790,000850
Additional noninterest expense$1,455,0001,207
Pre-tax net operating income$2,612,000527
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$2,612,000415
Extraordinary gains, net$016
Net income$2,612,000416
Minority interest net income$091
Net income of bank and minority interests.$2,612,000417
Net charge-offs$158,0002,666
Cash dividends$2,775,000129
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,612,000408
2009-12-31 (YTD Data)Rank
Total interest income$29,778,0001,149
Total interest expense$6,817,0001,730
Net interest income$22,961,000941
Provision for loan and lease losses$5,395,0001,348
Total noninterest income$11,639,000581
Gross Fiduciary activities income$20,0001,095
Service charges on deposit accounts$7,554,000240
Trading account gains and fees$0211
Additional Noninterest Income$4,065,000836
Total noninterest expense$23,625,000888
Salaries and employee benefits$14,071,000677
Premises and equipment expense$3,087,000873
Additional noninterest expense$6,467,0001,186
Pre-tax net operating income$5,580,000757
Securities gains (losses)$2,0003,583
Applicable income taxes$04,388
Income before extraordinary items$5,582,000603
Extraordinary gains, net$034
Net income$5,582,000602
Minority interest net income$0115
Net income of bank and minority interests.$5,582,000604
Net charge-offs$3,481,0001,464
Cash dividends$5,716,000309
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,580,000599
2009-09-30 (YTD Data)Rank
Total interest income$22,354,0001,172
Total interest expense$5,443,0001,708
Net interest income$16,911,000965
Provision for loan and lease losses$5,245,0001,008
Total noninterest income$8,692,000586
Gross Fiduciary activities income$20,0001,026
Service charges on deposit accounts$5,546,000242
Trading account gains and fees$0212
Additional Noninterest Income$3,126,000831
Total noninterest expense$17,629,000881
Salaries and employee benefits$10,665,000687
Premises and equipment expense$2,388,000857
Additional noninterest expense$4,576,0001,227
Pre-tax net operating income$2,729,0001,188
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$2,729,000995
Extraordinary gains, net$027
Net income$2,729,000994
Minority interest net income$0118
Net income of bank and minority interests.$2,729,000995
Net charge-offs$3,358,0001,104
Cash dividends$1,000,0001,238
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,729,000978
2009-06-30 (YTD Data)Rank
Total interest income$14,912,0001,192
Total interest expense$3,914,0001,666
Net interest income$10,998,000976
Provision for loan and lease losses$4,673,000785
Total noninterest income$5,744,000600
Gross Fiduciary activities income$18,000997
Service charges on deposit accounts$3,646,000248
Trading account gains and fees$0193
Additional Noninterest Income$2,080,000860
Total noninterest expense$11,665,000913
Salaries and employee benefits$7,103,000703
Premises and equipment expense$1,580,000887
Additional noninterest expense$2,982,0001,262
Pre-tax net operating income$404,0003,667
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$404,0003,455
Extraordinary gains, net$021
Net income$404,0003,451
Minority interest net income$0112
Net income of bank and minority interests.$404,0003,452
Net charge-offs$3,280,000796
Cash dividends$1,000,000886
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$404,0003,343
2009-03-31 (YTD Data)Rank
Total interest income$7,518,0001,201
Total interest expense$2,100,0001,614
Net interest income$5,418,000997
Provision for loan and lease losses$650,0001,529
Total noninterest income$2,844,000569
Gross Fiduciary activities income$12,000969
Service charges on deposit accounts$1,764,000250
Trading account gains and fees$0171
Additional Noninterest Income$1,068,000807
Total noninterest expense$5,594,000909
Salaries and employee benefits$3,520,000710
Premises and equipment expense$780,000913
Additional noninterest expense$1,294,0001,275
Pre-tax net operating income$2,018,000606
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$2,018,000485
Extraordinary gains, net$015
Net income$2,018,000487
Minority interest net income$0102
Net income of bank and minority interests.$2,018,000488
Net charge-offs$188,0002,192
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,018,000454
2008-12-31 (YTD Data)Rank
Total interest income$34,453,0001,110
Total interest expense$13,109,0001,240
Net interest income$21,344,0001,011
Provision for loan and lease losses$1,775,0001,945
Total noninterest income$9,532,000620
Gross Fiduciary activities income$22,0001,101
Service charges on deposit accounts$5,582,000320
Trading account gains and fees$0154
Additional Noninterest Income$3,928,000779
Total noninterest expense$21,797,000905
Salaries and employee benefits$13,563,000729
Premises and equipment expense$3,163,000872
Additional noninterest expense$5,071,0001,254
Pre-tax net operating income$7,304,000761
Securities gains (losses)$8,0002,595
Applicable income taxes$04,979
Income before extraordinary items$7,312,000532
Extraordinary gains, net$039
Net income$7,312,000532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,110,0001,251
Cash dividends$4,400,000630
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,304,000578
2008-09-30 (YTD Data)Rank
Total interest income$26,322,0001,113
Total interest expense$10,509,0001,200
Net interest income$15,813,0001,043
Provision for loan and lease losses$1,475,0001,449
Total noninterest income$7,054,000657
Gross Fiduciary activities income$20,0001,059
Service charges on deposit accounts$3,966,000339
Trading account gains and fees$0148
Additional Noninterest Income$3,068,000814
Total noninterest expense$16,393,000903
Salaries and employee benefits$10,313,000734
Premises and equipment expense$2,418,000856
Additional noninterest expense$3,662,0001,253
Pre-tax net operating income$4,999,0001,019
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$4,999,000728
Extraordinary gains, net$031
Net income$4,999,000726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$755,0001,545
Cash dividends$3,036,000702
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,999,000768
2008-06-30 (YTD Data)Rank
Total interest income$17,790,0001,109
Total interest expense$7,391,0001,185
Net interest income$10,399,0001,050
Provision for loan and lease losses$875,0001,340
Total noninterest income$4,632,000676
Gross Fiduciary activities income$18,0001,030
Service charges on deposit accounts$2,595,000340
Trading account gains and fees$0149
Additional Noninterest Income$2,019,000838
Total noninterest expense$10,761,000919
Salaries and employee benefits$6,803,000750
Premises and equipment expense$1,569,000883
Additional noninterest expense$2,389,0001,244
Pre-tax net operating income$3,395,0001,054
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$3,395,000811
Extraordinary gains, net$021
Net income$3,395,000810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$451,0001,409
Cash dividends$2,656,000612
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,395,000795
2008-03-31 (YTD Data)Rank
Total interest income$9,275,0001,095
Total interest expense$3,946,0001,183
Net interest income$5,329,0001,010
Provision for loan and lease losses$400,0001,144
Total noninterest income$2,285,000678
Gross Fiduciary activities income$11,0001,012
Service charges on deposit accounts$1,253,000344
Trading account gains and fees$0158
Additional Noninterest Income$1,021,000852
Total noninterest expense$5,288,000918
Salaries and employee benefits$3,348,000765
Premises and equipment expense$783,000881
Additional noninterest expense$1,157,0001,237
Pre-tax net operating income$1,926,000978
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,926,000785
Extraordinary gains, net$015
Net income$1,926,000786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0001,036
Cash dividends$1,106,000673
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,926,000751
2007-12-31 (YTD Data)Rank
Total interest income$38,453,0001,098
Total interest expense$16,556,0001,200
Net interest income$21,897,0001,010
Provision for loan and lease losses$700,0001,852
Total noninterest income$8,972,000668
Gross Fiduciary activities income$22,0001,138
Service charges on deposit accounts$5,417,000329
Trading account gains and fees$0178
Additional Noninterest Income$3,533,000898
Total noninterest expense$20,345,000919
Salaries and employee benefits$12,550,000780
Premises and equipment expense$3,173,000833
Additional noninterest expense$4,622,0001,220
Pre-tax net operating income$9,824,000868
Securities gains (losses)$-10,0007,563
Applicable income taxes$06,070
Income before extraordinary items$9,814,000664
Extraordinary gains, net$039
Net income$9,814,000662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$552,0001,577
Cash dividends$5,600,000674
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,824,000655
2007-09-30 (YTD Data)Rank
Total interest income$28,728,0001,114
Total interest expense$12,332,0001,210
Net interest income$16,396,0001,009
Provision for loan and lease losses$400,0001,861
Total noninterest income$6,577,000685
Gross Fiduciary activities income$20,0001,082
Service charges on deposit accounts$4,013,000333
Trading account gains and fees$0184
Additional Noninterest Income$2,544,000930
Total noninterest expense$15,150,000919
Salaries and employee benefits$9,400,000785
Premises and equipment expense$2,385,000828
Additional noninterest expense$3,365,0001,216
Pre-tax net operating income$7,423,000931
Securities gains (losses)$-10,0007,777
Applicable income taxes$06,220
Income before extraordinary items$7,413,000711
Extraordinary gains, net$033
Net income$7,413,000709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0001,680
Cash dividends$4,350,000642
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,423,000701
2007-06-30 (YTD Data)Rank
Total interest income$18,944,0001,140
Total interest expense$8,123,0001,226
Net interest income$10,821,0001,036
Provision for loan and lease losses$100,0003,268
Total noninterest income$4,357,000707
Gross Fiduciary activities income$19,0001,043
Service charges on deposit accounts$2,643,000341
Trading account gains and fees$0168
Additional Noninterest Income$1,695,000964
Total noninterest expense$9,964,000951
Salaries and employee benefits$6,169,000814
Premises and equipment expense$1,566,000854
Additional noninterest expense$2,229,0001,242
Pre-tax net operating income$5,114,000942
Securities gains (losses)$-10,0007,993
Applicable income taxes$06,265
Income before extraordinary items$5,104,000714
Extraordinary gains, net$029
Net income$5,104,000713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,026
Cash dividends$2,350,000768
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,114,000703
2007-03-31 (YTD Data)Rank
Total interest income$9,205,0001,162
Total interest expense$3,878,0001,278
Net interest income$5,327,0001,050
Provision for loan and lease losses$05,779
Total noninterest income$2,125,000720
Gross Fiduciary activities income$12,0001,023
Service charges on deposit accounts$1,308,000336
Trading account gains and fees$0195
Additional Noninterest Income$805,000989
Total noninterest expense$4,861,000967
Salaries and employee benefits$3,017,000842
Premises and equipment expense$778,000862
Additional noninterest expense$1,066,0001,263
Pre-tax net operating income$2,591,000910
Securities gains (losses)$-10,0008,261
Applicable income taxes$06,196
Income before extraordinary items$2,581,000701
Extraordinary gains, net$022
Net income$2,581,000700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,851
Cash dividends$1,220,000681
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,591,000690
2006-12-31 (YTD Data)Rank
Total interest income$33,047,0001,190
Total interest expense$12,429,0001,351
Net interest income$20,618,0001,077
Provision for loan and lease losses$875,0001,178
Total noninterest income$8,125,000725
Gross Fiduciary activities income$25,0001,145
Service charges on deposit accounts$5,134,000344
Trading account gains and fees$0130
Additional Noninterest Income$2,966,0001,006
Total noninterest expense$19,313,000917
Salaries and employee benefits$11,985,000790
Premises and equipment expense$3,003,000839
Additional noninterest expense$4,325,0001,233
Pre-tax net operating income$8,555,0001,158
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$8,555,000880
Extraordinary gains, net$051
Net income$8,555,000880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0001,782
Cash dividends$5,320,000664
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,555,000862
2006-09-30 (YTD Data)Rank
Total interest income$24,059,0001,233
Total interest expense$8,820,0001,383
Net interest income$15,239,0001,114
Provision for loan and lease losses$752,000990
Total noninterest income$6,220,000736
Gross Fiduciary activities income$19,0001,113
Service charges on deposit accounts$3,863,000348
Trading account gains and fees$0126
Additional Noninterest Income$2,338,000987
Total noninterest expense$14,378,000932
Salaries and employee benefits$8,803,000826
Premises and equipment expense$2,323,000825
Additional noninterest expense$3,252,0001,235
Pre-tax net operating income$6,329,0001,215
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$6,329,000921
Extraordinary gains, net$045
Net income$6,329,000920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0001,456
Cash dividends$3,970,000657
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,329,000910
2006-06-30 (YTD Data)Rank
Total interest income$15,424,0001,251
Total interest expense$5,417,0001,428
Net interest income$10,007,0001,126
Provision for loan and lease losses$452,0001,055
Total noninterest income$3,974,000758
Gross Fiduciary activities income$18,0001,085
Service charges on deposit accounts$2,554,000347
Trading account gains and fees$0126
Additional Noninterest Income$1,402,0001,063
Total noninterest expense$9,503,000949
Salaries and employee benefits$5,811,000836
Premises and equipment expense$1,538,000837
Additional noninterest expense$2,154,0001,255
Pre-tax net operating income$4,026,0001,262
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$4,026,000952
Extraordinary gains, net$039
Net income$4,026,000954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0001,140
Cash dividends$2,970,000594
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,026,000933
2006-03-31 (YTD Data)Rank
Total interest income$7,344,0001,290
Total interest expense$2,531,0001,451
Net interest income$4,813,0001,167
Provision for loan and lease losses$225,0001,018
Total noninterest income$1,960,000751
Gross Fiduciary activities income$13,0001,040
Service charges on deposit accounts$1,232,000341
Trading account gains and fees$0115
Additional Noninterest Income$715,0001,028
Total noninterest expense$4,706,000951
Salaries and employee benefits$2,869,000854
Premises and equipment expense$767,000834
Additional noninterest expense$1,070,0001,241
Pre-tax net operating income$1,842,0001,338
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,842,0001,036
Extraordinary gains, net$021
Net income$1,842,0001,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,000671
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,842,0001,019
2005-12-31 (YTD Data)Rank
Total interest income$25,118,0001,327
Total interest expense$7,802,0001,455
Net interest income$17,316,0001,254
Provision for loan and lease losses$620,0001,585
Total noninterest income$7,396,000794
Gross Fiduciary activities income$13,0001,262
Service charges on deposit accounts$4,938,000341
Trading account gains and fees$0138
Additional Noninterest Income$2,445,0001,180
Total noninterest expense$18,591,000917
Salaries and employee benefits$11,264,000800
Premises and equipment expense$3,074,000789
Additional noninterest expense$4,253,0001,220
Pre-tax net operating income$5,501,0001,699
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$5,501,0001,302
Extraordinary gains, net$046
Net income$5,501,0001,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$498,0001,175
Cash dividends$2,014,0001,437
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,501,0001,281
2005-09-30 (YTD Data)Rank
Total interest income$18,027,0001,353
Total interest expense$5,409,0001,481
Net interest income$12,618,0001,278
Provision for loan and lease losses$400,0001,715
Total noninterest income$5,570,000791
Gross Fiduciary activities income$13,0001,183
Service charges on deposit accounts$3,718,000336
Trading account gains and fees$0126
Additional Noninterest Income$1,839,0001,188
Total noninterest expense$13,715,000926
Salaries and employee benefits$8,233,000818
Premises and equipment expense$2,267,000791
Additional noninterest expense$3,215,0001,185
Pre-tax net operating income$4,073,0001,739
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$4,073,0001,331
Extraordinary gains, net$035
Net income$4,073,0001,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$386,0001,037
Cash dividends$814,0002,095
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,073,0001,306
2005-06-30 (YTD Data)Rank
Total interest income$11,444,0001,379
Total interest expense$3,253,0001,542
Net interest income$8,191,0001,313
Provision for loan and lease losses$250,0001,767
Total noninterest income$3,662,000790
Gross Fiduciary activities income$13,0001,120
Service charges on deposit accounts$2,402,000342
Trading account gains and fees$0116
Additional Noninterest Income$1,247,0001,145
Total noninterest expense$8,920,000936
Salaries and employee benefits$5,345,000834
Premises and equipment expense$1,422,000820
Additional noninterest expense$2,153,0001,160
Pre-tax net operating income$2,683,0001,730
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$2,683,0001,312
Extraordinary gains, net$030
Net income$2,683,0001,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,000985
Cash dividends$814,0001,550
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,683,0001,291
2005-03-31 (YTD Data)Rank
Total interest income$5,448,0001,415
Total interest expense$1,450,0001,650
Net interest income$3,998,0001,339
Provision for loan and lease losses$250,000917
Total noninterest income$1,754,000797
Gross Fiduciary activities income$4,0001,192
Service charges on deposit accounts$1,152,000341
Trading account gains and fees$0115
Additional Noninterest Income$598,0001,174
Total noninterest expense$4,345,000963
Salaries and employee benefits$2,590,000857
Premises and equipment expense$694,000848
Additional noninterest expense$1,061,0001,152
Pre-tax net operating income$1,157,0001,932
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,157,0001,464
Extraordinary gains, net$024
Net income$1,157,0001,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,000830
Cash dividends$154,0002,505
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,157,0001,441
2004-12-31 (YTD Data)Rank
Total interest income$19,226,0001,505
Total interest expense$4,582,0001,775
Net interest income$14,644,0001,377
Provision for loan and lease losses$717,0001,434
Total noninterest income$7,967,000722
Gross Fiduciary activities income$9,0001,335
Service charges on deposit accounts$5,003,000344
Trading account gains and fees$0138
Additional Noninterest Income$2,955,000995
Total noninterest expense$16,897,000959
Salaries and employee benefits$10,478,000820
Premises and equipment expense$2,845,000800
Additional noninterest expense$3,574,0001,391
Pre-tax net operating income$4,997,0001,701
Securities gains (losses)$2,0003,489
Applicable income taxes$07,185
Income before extraordinary items$4,999,0001,303
Extraordinary gains, net$034
Net income$4,999,0001,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,373
Cash dividends$2,946,000992
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,997,0001,269
2004-09-30 (YTD Data)Rank
Total interest income$13,981,0001,535
Total interest expense$3,311,0001,811
Net interest income$10,670,0001,405
Provision for loan and lease losses$467,0001,534
Total noninterest income$6,124,000716
Gross Fiduciary activities income$8,0001,279
Service charges on deposit accounts$3,752,000354
Trading account gains and fees$0134
Additional Noninterest Income$2,364,000955
Total noninterest expense$12,258,000999
Salaries and employee benefits$7,586,000850
Premises and equipment expense$2,073,000821
Additional noninterest expense$2,599,0001,421
Pre-tax net operating income$4,069,0001,584
Securities gains (losses)$46,0001,731
Applicable income taxes$07,220
Income before extraordinary items$4,115,0001,203
Extraordinary gains, net$026
Net income$4,115,0001,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,068
Cash dividends$2,456,000818
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,069,0001,177
2004-06-30 (YTD Data)Rank
Total interest income$9,043,0001,558
Total interest expense$2,144,0001,847
Net interest income$6,899,0001,441
Provision for loan and lease losses$347,0001,391
Total noninterest income$4,112,000716
Gross Fiduciary activities income$8,0001,219
Service charges on deposit accounts$2,456,000350
Trading account gains and fees$0130
Additional Noninterest Income$1,648,000923
Total noninterest expense$7,927,0001,014
Salaries and employee benefits$4,887,000874
Premises and equipment expense$1,332,000843
Additional noninterest expense$1,708,0001,419
Pre-tax net operating income$2,737,0001,542
Securities gains (losses)$49,0001,478
Applicable income taxes$07,214
Income before extraordinary items$2,786,0001,175
Extraordinary gains, net$021
Net income$2,786,0001,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0002,057
Cash dividends$1,720,000788
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,737,0001,153
2004-03-31 (YTD Data)Rank
Total interest income$4,302,0001,644
Total interest expense$1,025,0001,949
Net interest income$3,277,0001,518
Provision for loan and lease losses$195,0001,177
Total noninterest income$2,294,000655
Gross Fiduciary activities income$4,0001,216
Service charges on deposit accounts$1,132,000372
Trading account gains and fees$0121
Additional Noninterest Income$1,158,000713
Total noninterest expense$3,908,0001,039
Salaries and employee benefits$2,329,000931
Premises and equipment expense$621,000921
Additional noninterest expense$958,0001,251
Pre-tax net operating income$1,468,0001,414
Securities gains (losses)$49,0001,209
Applicable income taxes$07,103
Income before extraordinary items$1,517,0001,079
Extraordinary gains, net$016
Net income$1,517,0001,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0001,653
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,468,0001,055
2003-12-31 (YTD Data)Rank
Total interest income$18,005,0001,598
Total interest expense$4,702,0001,909
Net interest income$13,303,0001,463
Provision for loan and lease losses$1,525,000814
Total noninterest income$7,319,000834
Gross Fiduciary activities income$8,0001,392
Service charges on deposit accounts$4,227,000405
Trading account gains and fees$0160
Additional Noninterest Income$3,084,0001,071
Total noninterest expense$14,932,0001,091
Salaries and employee benefits$9,241,000923
Premises and equipment expense$2,339,000978
Additional noninterest expense$3,352,0001,474
Pre-tax net operating income$4,165,0001,914
Securities gains (losses)$3,0004,078
Applicable income taxes$07,459
Income before extraordinary items$4,168,0001,504
Extraordinary gains, net$054
Net income$4,168,0001,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,065,000884
Cash dividends$2,086,0001,334
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,165,0001,436
2003-09-30 (YTD Data)Rank
Total interest income$13,713,0001,601
Total interest expense$3,671,0001,904
Net interest income$10,042,0001,466
Provision for loan and lease losses$1,330,000706
Total noninterest income$5,741,000829
Gross Fiduciary activities income$7,0001,337
Service charges on deposit accounts$3,112,000422
Trading account gains and fees$0153
Additional Noninterest Income$2,622,0001,014
Total noninterest expense$11,093,0001,102
Salaries and employee benefits$6,949,000936
Premises and equipment expense$1,680,0001,030
Additional noninterest expense$2,464,0001,488
Pre-tax net operating income$3,360,0001,860
Securities gains (losses)$4,0003,690
Applicable income taxes$07,524
Income before extraordinary items$3,364,0001,463
Extraordinary gains, net$040
Net income$3,364,0001,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$897,000745
Cash dividends$2,086,000976
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,360,0001,382
2003-06-30 (YTD Data)Rank
Total interest income$9,000,0001,632
Total interest expense$2,590,0001,859
Net interest income$6,410,0001,521
Provision for loan and lease losses$955,000661
Total noninterest income$4,246,000765
Gross Fiduciary activities income$7,0001,277
Service charges on deposit accounts$2,046,000424
Trading account gains and fees$0150
Additional Noninterest Income$2,193,000859
Total noninterest expense$7,218,0001,132
Salaries and employee benefits$4,461,000971
Premises and equipment expense$1,114,0001,035
Additional noninterest expense$1,643,0001,494
Pre-tax net operating income$2,483,0001,684
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$2,483,0001,333
Extraordinary gains, net$030
Net income$2,483,0001,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$818,000589
Cash dividends$1,839,000809
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,483,0001,242
2003-03-31 (YTD Data)Rank
Total interest income$4,443,0001,668
Total interest expense$1,339,0001,842
Net interest income$3,104,0001,570
Provision for loan and lease losses$505,000614
Total noninterest income$2,518,000665
Gross Fiduciary activities income$3,0001,293
Service charges on deposit accounts$983,000423
Trading account gains and fees$0134
Additional Noninterest Income$1,532,000652
Total noninterest expense$3,441,0001,166
Salaries and employee benefits$2,145,0001,003
Premises and equipment expense$549,0001,054
Additional noninterest expense$747,0001,579
Pre-tax net operating income$1,676,0001,282
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,676,0001,005
Extraordinary gains, net$021
Net income$1,676,0001,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,000824
Cash dividends$1,498,000497
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,676,000928
2002-12-31 (YTD Data)Rank
Total interest income$18,509,0001,662
Total interest expense$6,446,0001,771
Net interest income$12,063,0001,601
Provision for loan and lease losses$1,072,0001,269
Total noninterest income$5,342,000987
Gross Fiduciary activities income$12,0001,373
Service charges on deposit accounts$3,400,000483
Trading account gains and fees$0153
Additional Noninterest Income$1,930,0001,347
Total noninterest expense$13,624,0001,128
Salaries and employee benefits$8,372,000967
Premises and equipment expense$2,108,0001,046
Additional noninterest expense$3,144,0001,506
Pre-tax net operating income$2,709,0002,712
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$2,709,0002,206
Extraordinary gains, net$070
Net income$2,709,0002,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$406,0001,919
Cash dividends$2,130,0001,245
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,709,0002,132
2001-12-31 (YTD Data)Rank
Total interest income$20,584,0001,652
Total interest expense$9,360,0001,737
Net interest income$11,224,0001,583
Provision for loan and lease losses$500,0002,196
Total noninterest income$4,630,0001,058
Gross Fiduciary activities income$8,0001,472
Service charges on deposit accounts$3,266,000461
Trading account gains and fees$0177
Additional Noninterest Income$1,356,0001,656
Total noninterest expense$13,352,0001,108
Salaries and employee benefits$7,554,000988
Premises and equipment expense$2,338,000899
Additional noninterest expense$3,460,0001,352
Pre-tax net operating income$2,002,0003,167
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$2,002,0002,534
Extraordinary gains, net$0105
Net income$2,002,0002,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0002,029
Cash dividends$978,0002,308
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,002,0002,444
2000-12-31 (YTD Data)Rank
Total interest income$19,153,0001,811
Total interest expense$8,844,0001,952
Net interest income$10,309,0001,710
Provision for loan and lease losses$450,0002,054
Total noninterest income$4,261,0001,032
Gross Fiduciary activities income$4,0001,270
Service charges on deposit accounts$3,125,000427
Trading account gains and fees$0180
Additional Noninterest Income$1,132,0001,713
Total noninterest expense$11,646,0001,195
Salaries and employee benefits$6,478,0001,088
Premises and equipment expense$2,236,000895
Additional noninterest expense$2,932,0001,525
Pre-tax net operating income$2,474,0002,783
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$2,474,0002,102
Extraordinary gains, net$038
Net income$2,474,0002,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,0001,410
Cash dividends$875,0002,518
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,474,0002,101
1999-12-31 (YTD Data)Rank
Total interest income$16,286,0001,990
Total interest expense$6,340,0002,315
Net interest income$9,946,0001,751
Provision for loan and lease losses$431,0001,976
Total noninterest income$3,986,0001,097
Gross Fiduciary activities income$7,0001,292
Service charges on deposit accounts$2,866,000473
Trading account gains and fees$0173
Additional Noninterest Income$1,113,0001,738
Total noninterest expense$11,084,0001,248
Salaries and employee benefits$5,784,0001,194
Premises and equipment expense$1,980,0001,022
Additional noninterest expense$3,320,0001,393
Pre-tax net operating income$2,417,0002,865
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$2,417,0002,167
Extraordinary gains, net$035
Net income$2,417,0002,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$442,0001,336
Cash dividends$1,047,0002,178
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,417,0002,135
1998-12-31 (YTD Data)Rank
Total interest income$14,963,0002,177
Total interest expense$5,729,0002,647
Net interest income$9,234,0001,849
Provision for loan and lease losses$272,0002,839
Total noninterest income$3,336,0001,246
Gross Fiduciary activities income$1,0001,376
Service charges on deposit accounts$2,459,000521
Trading account gains and fees$0224
Additional Noninterest Income$876,0002,037
Total noninterest expense$10,354,0001,283
Salaries and employee benefits$5,302,0001,246
Premises and equipment expense$1,911,0001,010
Additional noninterest expense$3,141,0001,394
Pre-tax net operating income$1,944,0003,415
Securities gains (losses)$9,0003,034
Applicable income taxes$09,340
Income before extraordinary items$1,953,0002,615
Extraordinary gains, net$032
Net income$1,953,0002,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,780
Cash dividends$1,877,0001,410
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,944,0002,544
1997-12-31 (YTD Data)Rank
Total interest income$13,772,0002,373
Total interest expense$5,371,0002,788
Net interest income$8,401,0002,078
Provision for loan and lease losses$100,0005,146
Total noninterest income$2,777,0001,360
Gross Fiduciary activities income$2,0001,413
Service charges on deposit accounts$2,230,000583
Trading account gains and fees$0239
Additional Noninterest Income$545,0002,668
Total noninterest expense$8,190,0001,610
Salaries and employee benefits$4,462,0001,463
Premises and equipment expense$1,401,0001,394
Additional noninterest expense$2,327,0001,825
Pre-tax net operating income$2,888,0002,568
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$2,888,0001,836
Extraordinary gains, net$044
Net income$2,888,0001,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0002,107
Cash dividends$2,888,000987
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,888,0001,791
1996-12-31 (YTD Data)Rank
Total interest income$12,395,0002,687
Total interest expense$4,687,0003,184
Net interest income$7,708,0002,336
Provision for loan and lease losses$09,041
Total noninterest income$2,545,0001,528
Gross Fiduciary activities income$1,0001,500
Service charges on deposit accounts$1,994,000676
Trading account gains and fees$0262
Additional Noninterest Income$550,0002,733
Total noninterest expense$7,409,0001,906
Salaries and employee benefits$3,801,0001,743
Premises and equipment expense$1,214,0001,670
Additional noninterest expense$2,394,0002,090
Pre-tax net operating income$2,844,0002,478
Securities gains (losses)$04,148
Applicable income taxes$760,0002,987
Income before extraordinary items$2,084,0002,368
Extraordinary gains, net$053
Net income$2,084,0002,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$440,0001,575
Cash dividends$2,025,0001,254
Sale, conversion, retirement of capital stock, net$3,034,000224
Net operating income$2,084,0002,317
1995-12-31 (YTD Data)Rank
Total interest income$9,041,0003,600
Total interest expense$3,083,0004,637
Net interest income$5,958,0002,991
Provision for loan and lease losses$100,0004,579
Total noninterest income$1,953,0001,870
Gross Fiduciary activities income$1,0001,568
Service charges on deposit accounts$1,444,000923
Trading account gains and fees$0522
Additional Noninterest Income$508,0002,851
Total noninterest expense$5,493,0002,474
Salaries and employee benefits$2,779,0002,392
Premises and equipment expense$929,0002,162
Additional noninterest expense$1,785,0002,648
Pre-tax net operating income$2,318,0003,056
Securities gains (losses)$-12,00010,219
Applicable income taxes$530,0004,012
Income before extraordinary items$1,776,0002,777
Extraordinary gains, net$065
Net income$1,776,0002,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0002,011
Cash dividends$1,700,0001,365
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,785,2402,731
1994-12-31 (YTD Data)Rank
Total interest income$8,131,0003,686
Total interest expense$2,325,0004,940
Net interest income$5,806,0003,091
Provision for loan and lease losses$209,0002,950
Total noninterest income$2,167,0001,739
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,442,000905
Trading account gains and feesNANA
Additional Noninterest Income$725,0002,269
Total noninterest expense$5,451,0002,555
Salaries and employee benefits$2,498,0002,665
Premises and equipment expense$946,0002,138
Additional noninterest expense$2,007,0002,565
Pre-tax net operating income$2,313,0003,034
Securities gains (losses)$-11,0009,904
Applicable income taxes$517,0003,952
Income before extraordinary items$1,785,0002,715
Extraordinary gains, net$0249
Net income$1,785,0002,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,648
Cash dividends$1,350,0001,520
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,793,5802,714
1993-12-31 (YTD Data)Rank
Total interest income$7,651,0003,980
Total interest expense$2,174,0005,434
Net interest income$5,477,0003,280
Provision for loan and lease losses$300,0002,975
Total noninterest income$1,673,0002,240
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,409,000940
Trading account gains and feesNANA
Additional Noninterest Income$264,0004,836
Total noninterest expense$5,300,0002,702
Salaries and employee benefits$2,459,0002,686
Premises and equipment expense$1,001,0002,050
Additional noninterest expense$1,840,0002,932
Pre-tax net operating income$1,550,0004,195
Securities gains (losses)$-8,00012,705
Applicable income taxes$346,0005,550
Income before extraordinary items$1,196,0004,033
Extraordinary gains, net$1,064,000219
Net income$2,260,0002,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0003,007
Cash dividends$1,600,0001,208
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,202,2403,807
1992-12-31 (YTD Data)Rank
Total interest income$7,894,0004,335
Total interest expense$2,759,0005,532
Net interest income$5,135,0003,548
Provision for loan and lease losses$770,0002,206
Total noninterest income$2,129,0001,849
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,747,000761
Trading account gains and feesNANA
Additional Noninterest Income$382,0003,818
Total noninterest expense$5,100,0002,810
Salaries and employee benefits$2,124,0003,042
Premises and equipment expense$898,0002,315
Additional noninterest expense$2,078,0002,704
Pre-tax net operating income$1,394,0004,331
Securities gains (losses)$7,0006,774
Applicable income taxes$282,0006,192
Income before extraordinary items$1,119,0004,057
Extraordinary gains, net$282,000320
Net income$1,401,0003,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$570,0002,250
Cash dividends$700,0002,122
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,113,4003,779

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.