Home > Sabine State Bank and Trust Company > Net charge- offs to loans
Sabine State Bank and Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0501% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0148% | 1,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2219% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4268% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3429% | 230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 1,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0203% | 1,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0223% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6959% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1114% | 253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0422% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0181% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9580% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7115% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0417% | 291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 3,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6221% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7513% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5426% | 839 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0719% | 923 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 3,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 3,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0077% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4603% | 188 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7598% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5842% | 157 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 760 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 3,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 3,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0122% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3381% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0067% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4351% | 151 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0846% | 646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0109% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8863% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1993% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9344% | 209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1143% | 476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0244% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2337% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3175% | 341 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 1,382 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 3,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 1,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9379% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1827% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0629% | 154 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 3,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 3,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0135% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3496% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2454% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4339% | 234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 1,839 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 3,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 3,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0178% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3171% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1863% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3555% | 855 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 3,536 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0205% | 4,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0213% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0378% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5074% | 4,526 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7414% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6044% | 4,543 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1503% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 2,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 1,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4088% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1310% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9745% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1427% | 221 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1729% | 856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 1,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5396% | 572 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6865% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4877% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6268% | 293 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1662% | 896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 1,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8035% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8948% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9557% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8151% | 288 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 1,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0075% | 3,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5149% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6116% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5874% | 226 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0930% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 2,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 1,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 1,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1828% | 1,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8351% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4710% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0414% | 162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 1,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 1,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1528% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7916% | 207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5260% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9919% | 161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 1,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 1,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1951% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9436% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7895% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0483% | 276 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0729% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0514% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0537% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1384% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8130% | 393 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3160% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9532% | 306 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2628% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0192% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9755% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 1,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 1,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0266% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8273% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1837% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7928% | 171 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1665% | 995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2898% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5124% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6787% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0326% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5474% | 197 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1559% | 990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 1,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8291% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0495% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0523% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0311% | 1,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0395% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7296% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.2650% | 53 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0754% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6628% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0131% | 1,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3855% | 567 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1959% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8209% | 842 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2059% | 1,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0594% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0744% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0793% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6291% | 834 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0248% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9461% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2214% | 153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1892% | 1,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0802% | 604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 2,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 1,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5365% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1031% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9627% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3015% | 139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2834% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1031% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2118% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 4,578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 4,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8846% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5649% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3230% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7718% | 183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1519% | 1,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 4,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 4,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0176% | 4,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6275% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2555% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6439% | 1,067 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5263% | 241 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0928% | 2,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 2,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 1,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0579% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3438% | 1,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9679% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0761% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7047% | 1,258 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0109% | 1,518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1050% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 2,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1045% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4166% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6242% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6440% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4570% | 1,548 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0146% | 1,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1431% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 1,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1403% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1470% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6208% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3797% | 1,780 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3077% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2262% | 2,076 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0215% | 1,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 3,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 1,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0650% | 1,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0682% | 1,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0401% | 1,094 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6253% | 5,680 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3524% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0961% | 5,775 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1515% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1775% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 4,662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3045% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1173% | 1,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1257% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0240% | 2,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1971% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1714% | 725 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2745% | 506 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0885% | 5,370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 3,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 2,472 |
| Percentage Net Loans Charged-off:Construction & development | -0.0097% | 4,757 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 5,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1656% | 1,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1784% | 1,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0297% | 1,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9887% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1144% | 1,121 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0697% | 582 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1221% | 5,461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 2,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0624% | 1,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0278% | 5,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2563% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2767% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0511% | 1,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4993% | 1,362 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1740% | 1,122 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5474% | 1,172 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1825% | 5,533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0746% | 5,719 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 5,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0573% | 5,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 1,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0685% | 5,002 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3680% | 5,736 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3929% | 5,722 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3622% | 5,642 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1667% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1090% | 2,278 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 4,943 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0634% | 1,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 3,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 3,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 4,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4202% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1146% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4376% | 552 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5283% | 609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1858% | 1,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1455% | 1,734 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 5,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0837% | 1,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 2,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 2,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0305% | 4,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8713% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8693% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8714% | 934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7233% | 478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1964% | 1,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1156% | 1,916 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 5,089 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1254% | 1,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 2,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 2,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0040% | 1,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2584% | 2,166 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1906% | 1,182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2822% | 1,952 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2899% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1782% | 1,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 2,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0557% | 527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 2,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 4,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3410% | 1,790 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3580% | 1,637 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0188% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2546% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 4,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 5,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0386% | 6,285 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0644% | 4,767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0379% | 6,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0761% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8858% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8806% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8860% | 1,190 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6752% | 560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2511% | 2,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 3,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0280% | 6,219 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0847% | 4,827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0265% | 6,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5240% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6825% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7886% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6775% | 1,386 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0061% | 5,506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 3,312 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 5,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0424% | 6,297 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1262% | 4,866 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0402% | 6,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7550% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2169% | 2,603 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5962% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1996% | 2,521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2130% | 2,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 5,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0784% | 6,444 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2464% | 4,944 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0739% | 6,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6817% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0690% | 2,690 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2140% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0180% | 2,640 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2250% | 3,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 4,983 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 5,880 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 3,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 4,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 3,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1791% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2674% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2633% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2250% | 1,025 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0860% | 6,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0595% | 4,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 4,657 |
| Percentage Net Loans Charged-off:Construction & development | -0.0045% | 5,908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0157% | 2,782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0728% | 3,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0753% | 3,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0492% | 3,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0133% | 1,262 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6160% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9459% | 1,223 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1444% | 6,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 4,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 4,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 6,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 3,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0653% | 3,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1208% | 2,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7605% | 1,555 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4023% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6540% | 1,588 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2186% | 6,272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0285% | 4,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0351% | 5,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6386% | 1,582 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6634% | 1,411 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 5,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 5,356 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 6,352 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 6,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1917% | 3,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2001% | 3,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0034% | 4,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4329% | 3,021 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2873% | 1,435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4609% | 2,643 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0220% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 6,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 4,961 |
| Percentage Net Loans Charged-off:Construction & development | -0.0240% | 6,391 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 6,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1861% | 3,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1944% | 3,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0395% | 6,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1265% | 4,011 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8992% | 1,441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1785% | 3,496 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1507% | 6,278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0483% | 5,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0401% | 4,434 |
| Percentage Net Loans Charged-off:Construction & development | -0.0154% | 6,379 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 6,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2825% | 2,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2953% | 2,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0426% | 6,154 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1336% | 6,517 |
| Percentage Net Loans Charged-off: Credit card loans | -2.9501% | 1,447 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0392% | 6,130 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4186% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 5,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0807% | 3,343 |
| Percentage Net Loans Charged-off:Construction & development | -0.0324% | 6,423 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 6,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5536% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5782% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0510% | 6,093 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4804% | 6,921 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8989% | 1,408 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3995% | 6,905 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2659% | 6,321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3653% | 7,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1197% | 4,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.9408% | 2,553 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 7,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1171% | 3,998 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0413% | 5,512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1248% | 3,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.5797% | 7,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8385% | 2,449 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7166% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4549% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6741% | 7,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1452% | 4,203 |
| Percentage Net Loans Charged-off:Construction & development | 1.3558% | 2,108 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 7,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0311% | 7,377 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0541% | 5,563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0299% | 7,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | -7.6124% | 7,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7940% | 2,400 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0533% | 628 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2694% | 1,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.0527% | 7,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2258% | 3,422 |
| Percentage Net Loans Charged-off:Construction & development | 2.1334% | 1,587 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 7,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 7,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 7,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -11.5971% | 7,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5428% | 2,823 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1175% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3969% | 929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1420% | 4,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 3,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.2836% | 1,803 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0324% | 7,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0341% | 7,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2176% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4472% | 2,731 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4301% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7646% | 607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8029% | 2,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 5,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0028% | 3,481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0149% | 3,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0923% | 4,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5968% | 1,130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0661% | 4,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0843% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0579% | 2,571 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4833% | 918 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0985% | 1,813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0372% | 1,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 4,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0037% | 3,099 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0203% | 2,698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1633% | 3,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8029% | 812 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1308% | 3,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.0412% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9049% | 2,650 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0795% | 1,636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5272% | 1,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0581% | 4,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0055% | 2,662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0311% | 2,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2438% | 2,294 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2235% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1950% | 2,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.1758% | 181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7849% | 2,748 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1308% | 1,329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1752% | 3,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 3,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0107% | 1,854 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0456% | 7,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4234% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4432% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6676% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8602% | 2,255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5043% | 2,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 5,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 2,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 7,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 7,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9897% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9668% | 2,362 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0529% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6309% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2423% | 2,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 7,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0480% | 7,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0501% | 7,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2970% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9492% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6858% | 953 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2190% | 2,602 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 7,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0187% | 7,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 7,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0114% | 1,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0473% | 1,617 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7625% | 634 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2699% | 1,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6046% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6745% | 2,062 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1534% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1420% | 3,308 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 8,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0878% | 8,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0907% | 8,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7669% | 1,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5420% | 2,902 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2881% | 1,164 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 3,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 7,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1173% | 8,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1209% | 8,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4293% | 1,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4887% | 2,732 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 4,459 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0303% | 8,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1393% | 8,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1435% | 8,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 6,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4858% | 2,449 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6070% | 1,854 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 3,925 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0330% | 8,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1523% | 8,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1568% | 8,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1537% | 7,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6543% | 1,814 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6216% | 723 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0802% | 3,666 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 7,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0583% | 8,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0618% | 8,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3525% | 1,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2755% | 4,019 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1559% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0844% | 3,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 7,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0736% | 8,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0786% | 8,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3290% | 1,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3614% | 3,148 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7459% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1137% | 2,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0257% | 8,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1083% | 8,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1173% | 8,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4614% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3725% | 2,841 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0399% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2141% | 1,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 7,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0585% | 8,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0633% | 8,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8664% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3874% | 2,469 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6065% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1684% | 2,638 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 8,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0177% | 8,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0365% | 8,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0394% | 8,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4873% | 1,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6740% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7969% | 886 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1778% | 2,168 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 8,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0123% | 8,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0346% | 8,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0373% | 8,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4527% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8222% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2101% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1873% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 7,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 7,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0476% | 8,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0511% | 8,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4677% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8589% | 1,834 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6272% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2212% | 1,480 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 7,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 8,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0345% | 8,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0369% | 8,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1671% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0506% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6678% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0934% | 4,333 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0376% | 8,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 8,241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1007% | 8,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1070% | 8,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0671% | 3,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0971% | 1,853 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7968% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0990% | 3,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0381% | 8,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 8,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1160% | 8,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1232% | 8,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1012% | 3,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9780% | 1,923 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3205% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0940% | 3,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 8,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 8,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0303% | 8,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0321% | 8,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0326% | 2,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9795% | 1,904 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8054% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1216% | 2,625 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0170% | 8,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 8,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0417% | 8,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0436% | 8,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 6,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4868% | 1,248 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4353% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5044% | 1,450 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0477% | 8,650 |
| Percentage Net Loans Charged-off:Construction & development | -0.0453% | 8,029 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0151% | 8,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1174% | 8,790 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1174% | 8,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2070% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4117% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9338% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5696% | 1,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0442% | 8,659 |
| Percentage Net Loans Charged-off:Construction & development | -0.0613% | 8,034 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 8,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0901% | 8,768 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0901% | 8,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2897% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8664% | 866 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8818% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7826% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0460% | 8,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 8,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1264% | 8,859 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1264% | 8,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8279% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2698% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | 14.0575% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4715% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0149% | 8,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 8,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 8,448 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 8,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9096% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1258% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | 24.8062% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2058% | 3,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 4,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 8,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 3,154 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 3,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3705% | 3,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9891% | 2,417 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7036% | 1,385 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1924% | 3,731 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 8,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 8,540 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 8,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1910% | 3,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4545% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6940% | 984 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0115% | 1,854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2636% | 2,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3151% | 2,209 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1408% | 4,355 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2762% | 2,960 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5388% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4493% | 1,904 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3254% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4179% | 3,221 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1756% | 1,689 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |