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RVR Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0614%4,411
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,113
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0000%740
Percentage Net Loans Charged-off: Commercial and industrial-0.3459%4,476
Percentage Net Loans Charged-off: Loans to individuals0.0734%2,464
Percentage Net Loans Charged-off: Credit card loans0.5675%451
Percentage Net Loans Charged-off: Other loans to individual0.0318%2,541
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0823%4,461
Percentage Net Loans Charged-off: Total real estate loans0.0000%925
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0000%649
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial-0.4541%4,525
Percentage Net Loans Charged-off: Loans to individuals0.1363%1,971
Percentage Net Loans Charged-off: Credit card loans1.0063%326
Percentage Net Loans Charged-off: Other loans to individual0.0633%2,212
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1326%4,548
Percentage Net Loans Charged-off: Total real estate loans0.0000%735
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0000%531
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial-0.6915%4,583
Percentage Net Loans Charged-off: Loans to individuals-0.0877%4,281
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual-0.0952%4,295
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1689%4,576
Percentage Net Loans Charged-off: Total real estate loans0.0000%512
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial-0.8699%4,627
Percentage Net Loans Charged-off: Loans to individuals-0.0579%4,137
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual-0.0628%4,144
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1433%570
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,043
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0000%805
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0000%764
Percentage Net Loans Charged-off: Commercial and industrial0.6678%294
Percentage Net Loans Charged-off: Loans to individuals0.0554%2,360
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.0596%2,254
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1735%385
Percentage Net Loans Charged-off: Total real estate loans0.0000%831
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0000%647
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%623
Percentage Net Loans Charged-off: Commercial and industrial0.7952%204
Percentage Net Loans Charged-off: Loans to individuals0.1100%1,886
Percentage Net Loans Charged-off: Credit card loans0.2668%420
Percentage Net Loans Charged-off: Other loans to individual0.0984%1,858
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3354%206
Percentage Net Loans Charged-off: Total real estate loans0.0000%698
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0000%547
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial1.5619%98
Percentage Net Loans Charged-off: Loans to individuals0.1353%1,639
Percentage Net Loans Charged-off: Credit card loans0.0000%415
Percentage Net Loans Charged-off: Other loans to individual0.1451%1,536
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1573%377
Percentage Net Loans Charged-off: Total real estate loans0.0000%527
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial0.6980%156
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loans0.0000%325
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2477%373
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,370
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,013
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0000%983
Percentage Net Loans Charged-off: Commercial and industrial0.9930%219
Percentage Net Loans Charged-off: Loans to individuals0.1917%1,568
Percentage Net Loans Charged-off: Credit card loans1.8357%181
Percentage Net Loans Charged-off: Other loans to individual0.0566%2,111
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0497%4,351
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,226
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0000%889
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0000%854
Percentage Net Loans Charged-off: Commercial and industrial-0.2551%4,457
Percentage Net Loans Charged-off: Loans to individuals0.2503%1,239
Percentage Net Loans Charged-off: Credit card loans2.4965%132
Percentage Net Loans Charged-off: Other loans to individual0.0544%1,925
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0722%4,514
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,096
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial-0.3243%4,585
Percentage Net Loans Charged-off: Loans to individuals0.2267%1,216
Percentage Net Loans Charged-off: Credit card loans3.7209%80
Percentage Net Loans Charged-off: Other loans to individual-0.0822%3,957
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1856%4,773
Percentage Net Loans Charged-off: Total real estate loans0.0000%775
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.7735%4,723
Percentage Net Loans Charged-off: Loans to individuals0.0755%1,516
Percentage Net Loans Charged-off: Credit card loans1.8561%206
Percentage Net Loans Charged-off: Other loans to individual-0.0822%3,905
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0020%3,335
Percentage Net Loans Charged-off: Total real estate loans-0.0032%3,893
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0107%4,416
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0000%1,462
Percentage Net Loans Charged-off: Commercial and industrial-0.0187%4,042
Percentage Net Loans Charged-off: Loans to individuals0.1270%2,344
Percentage Net Loans Charged-off: Credit card loans0.6983%461
Percentage Net Loans Charged-off: Other loans to individual0.0787%2,495
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0066%4,118
Percentage Net Loans Charged-off: Total real estate loans-0.0033%3,870
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0113%4,447
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,326
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.0000%1,241
Percentage Net Loans Charged-off: Commercial and industrial-0.0169%3,984
Percentage Net Loans Charged-off: Loans to individuals-0.1201%4,484
Percentage Net Loans Charged-off: Credit card loans0.0000%526
Percentage Net Loans Charged-off: Other loans to individual-0.1302%4,464
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0020%3,824
Percentage Net Loans Charged-off: Total real estate loans-0.0082%4,158
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0244%4,632
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%3,858
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0036%3,907
Percentage Net Loans Charged-off: Commercial and industrial-0.0115%3,859
Percentage Net Loans Charged-off: Loans to individuals-0.0369%4,242
Percentage Net Loans Charged-off: Credit card loans0.4563%458
Percentage Net Loans Charged-off: Other loans to individual-0.0802%4,324
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0123%4,146
Percentage Net Loans Charged-off: Total real estate loans-0.0098%4,230
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0242%4,673
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0071%4,048
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0072%4,095
Percentage Net Loans Charged-off: Commercial and industrial-0.0327%4,051
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,292
Percentage Net Loans Charged-off: Credit card loans0.8602%363
Percentage Net Loans Charged-off: Other loans to individual-0.0836%4,327
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0131%3,223
Percentage Net Loans Charged-off: Total real estate loans-0.0174%4,462
Percentage Net Loans Charged-off:Construction & development-0.0169%4,300
Percentage Net Loans Charged-off: Commercial real estate-0.0339%4,686
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0098%4,211
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0100%4,243
Percentage Net Loans Charged-off: Commercial and industrial-0.0284%4,194
Percentage Net Loans Charged-off: Loans to individuals0.8420%971
Percentage Net Loans Charged-off: Credit card loans2.6531%258
Percentage Net Loans Charged-off: Other loans to individual0.6498%1,164
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0105%2,991
Percentage Net Loans Charged-off: Total real estate loans-0.0199%4,529
Percentage Net Loans Charged-off:Construction & development-0.0220%4,394
Percentage Net Loans Charged-off: Commercial real estate-0.0370%4,775
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0107%4,261
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0109%4,299
Percentage Net Loans Charged-off: Commercial and industrial-0.0189%4,035
Percentage Net Loans Charged-off: Loans to individuals0.8368%927
Percentage Net Loans Charged-off: Credit card loans2.4267%258
Percentage Net Loans Charged-off: Other loans to individual0.6661%1,051
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0053%4,138
Percentage Net Loans Charged-off: Total real estate loans-0.0183%4,535
Percentage Net Loans Charged-off:Construction & development-0.0323%4,487
Percentage Net Loans Charged-off: Commercial real estate-0.0274%4,814
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0083%4,201
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0084%4,243
Percentage Net Loans Charged-off: Commercial and industrial-0.0166%3,979
Percentage Net Loans Charged-off: Loans to individuals0.1996%2,107
Percentage Net Loans Charged-off: Credit card loans1.5852%328
Percentage Net Loans Charged-off: Other loans to individual0.0444%2,569
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0192%4,477
Percentage Net Loans Charged-off: Total real estate loans-0.0369%4,879
Percentage Net Loans Charged-off:Construction & development-0.0643%4,654
Percentage Net Loans Charged-off: Commercial real estate-0.0654%5,064
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0085%4,296
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0087%4,333
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,391
Percentage Net Loans Charged-off: Credit card loans3.1159%189
Percentage Net Loans Charged-off: Other loans to individual-0.3685%4,891
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0300%4,811
Percentage Net Loans Charged-off: Total real estate loans-0.1509%5,185
Percentage Net Loans Charged-off:Construction & development-0.0622%4,550
Percentage Net Loans Charged-off: Commercial real estate-0.4292%5,204
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0117%4,445
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net-0.0119%4,484
Percentage Net Loans Charged-off: Commercial and industrial0.2034%1,321
Percentage Net Loans Charged-off: Loans to individuals-0.0400%4,665
Percentage Net Loans Charged-off: Credit card loans0.5756%533
Percentage Net Loans Charged-off: Other loans to individual-0.1117%4,801
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0555%4,973
Percentage Net Loans Charged-off: Total real estate loans-0.1978%5,272
Percentage Net Loans Charged-off:Construction & development-0.0852%4,640
Percentage Net Loans Charged-off: Commercial real estate-0.5646%5,290
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0095%4,376
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net-0.0097%4,428
Percentage Net Loans Charged-off: Commercial and industrial0.2537%1,005
Percentage Net Loans Charged-off: Loans to individuals-0.3462%5,089
Percentage Net Loans Charged-off: Credit card loans0.7741%463
Percentage Net Loans Charged-off: Other loans to individual-0.4751%5,110
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0843%5,105
Percentage Net Loans Charged-off: Total real estate loans-0.2935%5,362
Percentage Net Loans Charged-off:Construction & development-0.1320%4,756
Percentage Net Loans Charged-off: Commercial real estate-0.8308%5,370
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0097%4,400
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0099%4,466
Percentage Net Loans Charged-off: Commercial and industrial0.3805%728
Percentage Net Loans Charged-off: Loans to individuals-0.6312%5,231
Percentage Net Loans Charged-off: Credit card loans0.0000%525
Percentage Net Loans Charged-off: Other loans to individual-0.7030%5,219
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3753%5,474
Percentage Net Loans Charged-off: Total real estate loans-0.5616%5,487
Percentage Net Loans Charged-off:Construction & development-0.1908%4,877
Percentage Net Loans Charged-off: Commercial real estate-1.6079%5,452
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0099%4,467
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0101%4,526
Percentage Net Loans Charged-off: Commercial and industrial-0.0580%4,492
Percentage Net Loans Charged-off: Loans to individuals-1.0574%5,341
Percentage Net Loans Charged-off: Credit card loans-0.7820%1,013
Percentage Net Loans Charged-off: Other loans to individual-1.0868%5,313
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0263%5,025
Percentage Net Loans Charged-off: Total real estate loans-0.0797%5,263
Percentage Net Loans Charged-off:Construction & development-0.3320%4,990
Percentage Net Loans Charged-off: Commercial real estate-0.0390%5,075
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0158%4,803
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net-0.0161%4,815
Percentage Net Loans Charged-off: Commercial and industrial-0.0251%4,423
Percentage Net Loans Charged-off: Loans to individuals0.4243%1,939
Percentage Net Loans Charged-off: Credit card loans0.9398%500
Percentage Net Loans Charged-off: Other loans to individual0.3708%1,959
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0409%5,100
Percentage Net Loans Charged-off: Total real estate loans-0.0993%5,366
Percentage Net Loans Charged-off:Construction & development-0.4529%5,076
Percentage Net Loans Charged-off: Commercial real estate-0.0368%5,119
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0143%4,777
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net-0.0146%4,797
Percentage Net Loans Charged-off: Commercial and industrial-0.0341%4,438
Percentage Net Loans Charged-off: Loans to individuals0.4455%1,720
Percentage Net Loans Charged-off: Credit card loans0.7515%504
Percentage Net Loans Charged-off: Other loans to individual0.4139%1,666
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0059%3,249
Percentage Net Loans Charged-off: Total real estate loans-0.0266%4,966
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0219%5,068
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0549%5,202
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net-0.0560%5,226
Percentage Net Loans Charged-off: Commercial and industrial-0.0184%4,215
Percentage Net Loans Charged-off: Loans to individuals-0.0699%4,909
Percentage Net Loans Charged-off: Credit card loans0.0000%579
Percentage Net Loans Charged-off: Other loans to individual-0.0772%4,869
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0120%2,577
Percentage Net Loans Charged-off: Total real estate loans-0.0192%4,909
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0329%5,297
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0228%4,954
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.0233%4,994
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4148%633
Percentage Net Loans Charged-off: Total real estate loans0.6286%144
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate-0.0776%5,387
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.2670%584
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.2735%575
Percentage Net Loans Charged-off: Commercial and industrial0.0049%2,397
Percentage Net Loans Charged-off: Loans to individuals0.2218%2,690
Percentage Net Loans Charged-off: Credit card loans0.7628%567
Percentage Net Loans Charged-off: Other loans to individual0.1763%2,721
Percentage Net Loans Charged-off: All other loans and lease0.2747%863
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0107%3,558
Percentage Net Loans Charged-off: Total real estate loans-0.0460%5,301
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.0851%5,466
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0397%5,309
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net-0.0407%5,325
Percentage Net Loans Charged-off: Commercial and industrial-0.0100%4,251
Percentage Net Loans Charged-off: Loans to individuals0.1539%2,674
Percentage Net Loans Charged-off: Credit card loans0.7670%531
Percentage Net Loans Charged-off: Other loans to individual0.1040%2,754
Percentage Net Loans Charged-off: All other loans and lease0.3813%634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0054%4,547
Percentage Net Loans Charged-off: Total real estate loans-0.0708%5,491
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.1666%5,672
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0203%5,116
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net-0.0208%5,163
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,698
Percentage Net Loans Charged-off: Loans to individuals0.2477%2,153
Percentage Net Loans Charged-off: Credit card loans1.1335%419
Percentage Net Loans Charged-off: Other loans to individual0.1781%2,228
Percentage Net Loans Charged-off: All other loans and lease0.2872%616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%3,094
Percentage Net Loans Charged-off: Total real estate loans-0.0419%5,342
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0835%5,667
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0277%5,259
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0286%5,314
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals0.1508%2,127
Percentage Net Loans Charged-off: Credit card loans1.5399%328
Percentage Net Loans Charged-off: Other loans to individual0.0538%2,238
Percentage Net Loans Charged-off: All other loans and lease0.1996%576
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3670%794
Percentage Net Loans Charged-off: Total real estate loans0.5967%226
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate1.0498%189
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.6519%254
Percentage Net Loans Charged-off: Home equity loans-1.4170%4,573
All other 1-4 family - Percent of loans charged-off, net0.7214%233
Percentage Net Loans Charged-off: Commercial and industrial-0.0874%5,055
Percentage Net Loans Charged-off: Loans to individuals0.4756%1,694
Percentage Net Loans Charged-off: Credit card loans0.0000%747
Percentage Net Loans Charged-off: Other loans to individual0.5068%1,495
Percentage Net Loans Charged-off: All other loans and lease0.2556%776
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3710%700
Percentage Net Loans Charged-off: Total real estate loans0.6049%220
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate1.5105%119
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.2235%913
Percentage Net Loans Charged-off: Home equity loans-1.8940%4,621
All other 1-4 family - Percent of loans charged-off, net0.2949%686
Percentage Net Loans Charged-off: Commercial and industrial-0.0898%5,061
Percentage Net Loans Charged-off: Loans to individuals0.5178%1,440
Percentage Net Loans Charged-off: Credit card loans0.0000%684
Percentage Net Loans Charged-off: Other loans to individual0.5510%1,256
Percentage Net Loans Charged-off: All other loans and lease0.2519%713
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5439%452
Percentage Net Loans Charged-off: Total real estate loans0.9421%117
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate2.4019%71
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.3537%589
Percentage Net Loans Charged-off: Home equity loans-2.8676%4,661
All other 1-4 family - Percent of loans charged-off, net0.4626%448
Percentage Net Loans Charged-off: Commercial and industrial-0.1354%5,277
Percentage Net Loans Charged-off: Loans to individuals0.4705%1,418
Percentage Net Loans Charged-off: Credit card loans0.0000%596
Percentage Net Loans Charged-off: Other loans to individual0.5008%1,254
Percentage Net Loans Charged-off: All other loans and lease0.2086%667
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1871%1,178
Percentage Net Loans Charged-off: Total real estate loans0.2172%736
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0581%5,835
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.7068%276
Percentage Net Loans Charged-off: Home equity loans-5.8003%4,694
All other 1-4 family - Percent of loans charged-off, net0.9242%200
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals0.7995%921
Percentage Net Loans Charged-off: Credit card loans0.0000%478
Percentage Net Loans Charged-off: Other loans to individual0.8511%781
Percentage Net Loans Charged-off: All other loans and lease0.1773%578
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3501%1,253
Percentage Net Loans Charged-off: Total real estate loans0.2755%1,139
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.5828%593
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1982%1,628
Percentage Net Loans Charged-off: Home equity loans1.4344%146
All other 1-4 family - Percent of loans charged-off, net0.1575%1,819
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,737
Percentage Net Loans Charged-off: Loans to individuals0.4764%1,865
Percentage Net Loans Charged-off: Credit card loans0.3687%698
Percentage Net Loans Charged-off: Other loans to individual0.4842%1,703
Percentage Net Loans Charged-off: All other loans and lease2.0430%278
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0242%4,026
Percentage Net Loans Charged-off: Total real estate loans-0.0250%5,742
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate-0.0665%5,959
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,246
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.0000%3,100
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,374
Percentage Net Loans Charged-off: Loans to individuals0.6265%1,385
Percentage Net Loans Charged-off: Credit card loans0.4897%628
Percentage Net Loans Charged-off: Other loans to individual0.6368%1,253
Percentage Net Loans Charged-off: All other loans and lease0.0628%1,093
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0442%3,348
Percentage Net Loans Charged-off: Total real estate loans-0.0139%5,578
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate-0.0361%5,875
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,913
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0000%2,766
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,007
Percentage Net Loans Charged-off: Loans to individuals0.9106%961
Percentage Net Loans Charged-off: Credit card loans0.3699%602
Percentage Net Loans Charged-off: Other loans to individual0.9515%851
Percentage Net Loans Charged-off: All other loans and lease0.0598%1,004
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%3,660
Percentage Net Loans Charged-off: Total real estate loans-0.0137%5,552
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.0355%6,007
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,172
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,715
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease0.1257%685
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1084%3,744
Percentage Net Loans Charged-off: Total real estate loans0.1299%2,888
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.1857%1,746
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1525%2,584
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.1571%2,463
Percentage Net Loans Charged-off: Commercial and industrial-0.0026%4,918
Percentage Net Loans Charged-off: Loans to individuals0.4802%2,141
Percentage Net Loans Charged-off: Credit card loans3.5342%191
Percentage Net Loans Charged-off: Other loans to individual0.2293%2,874
Percentage Net Loans Charged-off: All other loans and lease0.0921%1,138
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1055%3,479
Percentage Net Loans Charged-off: Total real estate loans0.1194%2,745
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.2572%1,356
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,758
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.0000%3,581
Percentage Net Loans Charged-off: Commercial and industrial-0.0034%4,839
Percentage Net Loans Charged-off: Loans to individuals0.5405%1,776
Percentage Net Loans Charged-off: Credit card loans3.2775%203
Percentage Net Loans Charged-off: Other loans to individual0.3136%2,289
Percentage Net Loans Charged-off: All other loans and lease0.1128%989
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1542%2,868
Percentage Net Loans Charged-off: Total real estate loans0.1905%2,156
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.3949%1,002
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,367
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0000%3,182
Percentage Net Loans Charged-off: Commercial and industrial-0.0053%4,815
Percentage Net Loans Charged-off: Loans to individuals0.6458%1,495
Percentage Net Loans Charged-off: Credit card loans4.9713%108
Percentage Net Loans Charged-off: Other loans to individual0.2862%2,202
Percentage Net Loans Charged-off: All other loans and lease0.1150%890
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0061%4,038
Percentage Net Loans Charged-off: Total real estate loans-0.0100%5,897
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate-0.0201%6,265
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,565
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial-0.0107%4,889
Percentage Net Loans Charged-off: Loans to individuals0.1769%2,368
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual0.1913%2,180
Percentage Net Loans Charged-off: All other loans and lease0.1142%754
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0728%4,955
Percentage Net Loans Charged-off: Total real estate loans0.0064%5,086
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate-0.1663%6,755
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.2850%2,534
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.2932%2,371
Percentage Net Loans Charged-off: Commercial and industrial0.1818%2,815
Percentage Net Loans Charged-off: Loans to individuals0.2648%3,150
Percentage Net Loans Charged-off: Credit card loans0.0000%887
Percentage Net Loans Charged-off: Other loans to individual0.2861%2,899
Percentage Net Loans Charged-off: All other loans and lease0.0615%1,343
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4326%2,369
Percentage Net Loans Charged-off: Total real estate loans-0.2212%6,988
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate-0.6485%6,947
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.3670%2,117
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.3775%1,982
Percentage Net Loans Charged-off: Commercial and industrial1.9589%795
Percentage Net Loans Charged-off: Loans to individuals0.3336%2,647
Percentage Net Loans Charged-off: Credit card loans-0.2676%1,296
Percentage Net Loans Charged-off: Other loans to individual0.3810%2,332
Percentage Net Loans Charged-off: All other loans and lease0.0771%1,167
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5656%1,900
Percentage Net Loans Charged-off: Total real estate loans-0.4478%7,100
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate-0.9507%7,030
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.1769%2,721
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.1819%2,561
Percentage Net Loans Charged-off: Commercial and industrial2.9561%559
Percentage Net Loans Charged-off: Loans to individuals0.2069%2,940
Percentage Net Loans Charged-off: Credit card loans0.0000%735
Percentage Net Loans Charged-off: Other loans to individual0.2235%2,705
Percentage Net Loans Charged-off: All other loans and lease0.1084%976
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0060%4,663
Percentage Net Loans Charged-off: Total real estate loans-0.0206%6,587
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate-0.0381%6,725
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,017
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial-0.0110%5,315
Percentage Net Loans Charged-off: Loans to individuals0.1202%2,750
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual0.1300%2,557
Percentage Net Loans Charged-off: All other loans and lease0.1618%700
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3423%3,691
Percentage Net Loans Charged-off: Total real estate loans0.2496%3,649
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.4050%2,179
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0704%4,318
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0724%4,136
Percentage Net Loans Charged-off: Commercial and industrial0.5531%2,659
Percentage Net Loans Charged-off: Loans to individuals0.0910%4,546
Percentage Net Loans Charged-off: Credit card loans0.9874%733
Percentage Net Loans Charged-off: Other loans to individual0.0148%4,778
Percentage Net Loans Charged-off: All other loans and lease0.4274%863
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2734%3,728
Percentage Net Loans Charged-off: Total real estate loans0.3710%2,836
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.6035%1,512
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0937%3,795
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0964%3,621
Percentage Net Loans Charged-off: Commercial and industrial-0.0072%5,917
Percentage Net Loans Charged-off: Loans to individuals0.1223%4,030
Percentage Net Loans Charged-off: Credit card loans1.3280%607
Percentage Net Loans Charged-off: Other loans to individual0.0194%4,372
Percentage Net Loans Charged-off: All other loans and lease0.5423%728
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4057%2,930
Percentage Net Loans Charged-off: Total real estate loans0.5509%2,156
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.8816%1,089
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.1420%3,165
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.1464%2,982
Percentage Net Loans Charged-off: Commercial and industrial-0.0053%5,844
Percentage Net Loans Charged-off: Loans to individuals0.2450%3,192
Percentage Net Loans Charged-off: Credit card loans1.9802%476
Percentage Net Loans Charged-off: Other loans to individual0.0840%3,622
Percentage Net Loans Charged-off: All other loans and lease0.7548%567
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1885%3,370
Percentage Net Loans Charged-off: Total real estate loans0.0837%3,327
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2844%2,009
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.2932%1,854
Percentage Net Loans Charged-off: Commercial and industrial-0.0105%5,768
Percentage Net Loans Charged-off: Loans to individuals0.1234%3,067
Percentage Net Loans Charged-off: Credit card loans0.7937%573
Percentage Net Loans Charged-off: Other loans to individual0.0523%3,113
Percentage Net Loans Charged-off: All other loans and lease1.3391%351
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6054%709
Percentage Net Loans Charged-off: Total real estate loans3.3197%418
Percentage Net Loans Charged-off:Construction & development6.4918%975
Percentage Net Loans Charged-off: Commercial real estate4.7325%152
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.4702%2,370
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.4878%2,259
Percentage Net Loans Charged-off: Commercial and industrial1.9921%1,626
Percentage Net Loans Charged-off: Loans to individuals1.4189%1,565
Percentage Net Loans Charged-off: Credit card loans2.8100%543
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0936%1,631
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1537%1,768
Percentage Net Loans Charged-off: Total real estate loans1.2686%1,423
Percentage Net Loans Charged-off:Construction & development7.8093%723
Percentage Net Loans Charged-off: Commercial real estate1.1365%1,024
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.2611%2,856
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.2713%2,723
Percentage Net Loans Charged-off: Commercial and industrial1.0745%2,138
Percentage Net Loans Charged-off: Loans to individuals1.8313%1,152
Percentage Net Loans Charged-off: Credit card loans3.7089%427
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0945%1,457
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7982%2,251
Percentage Net Loans Charged-off: Total real estate loans1.0159%1,577
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate1.6811%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0500%3,744
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0521%3,533
Percentage Net Loans Charged-off: Commercial and industrial0.2350%3,131
Percentage Net Loans Charged-off: Loans to individuals2.2664%904
Percentage Net Loans Charged-off: Credit card loans2.5316%554
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1074%1,260
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0216%5,276
Percentage Net Loans Charged-off: Total real estate loans0.0270%3,878
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.1016%2,648
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.1062%2,464
Percentage Net Loans Charged-off: Commercial and industrial-0.0495%6,616
Percentage Net Loans Charged-off: Loans to individuals0.2126%3,326
Percentage Net Loans Charged-off: Credit card loans1.4692%605
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1095%994
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7224%3,026
Percentage Net Loans Charged-off: Total real estate loans0.3758%3,328
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.5237%1,718
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.2718%2,897
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.2839%2,707
Percentage Net Loans Charged-off: Commercial and industrial1.4958%2,307
Percentage Net Loans Charged-off: Loans to individuals0.8759%3,001
Percentage Net Loans Charged-off: Credit card loans1.8335%846
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3763%1,373
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2508%4,483
Percentage Net Loans Charged-off: Total real estate loans0.1021%4,294
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.1780%2,027
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0057%4,406
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0059%4,163
Percentage Net Loans Charged-off: Commercial and industrial0.4973%3,144
Percentage Net Loans Charged-off: Loans to individuals0.7300%3,085
Percentage Net Loans Charged-off: Credit card loans2.4605%671
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1282%1,514
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3554%3,406
Percentage Net Loans Charged-off: Total real estate loans0.1562%3,400
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.2770%1,372
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0085%3,798
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0089%3,541
Percentage Net Loans Charged-off: Commercial and industrial0.7584%2,276
Percentage Net Loans Charged-off: Loans to individuals0.7263%2,884
Percentage Net Loans Charged-off: Credit card loans2.5878%633
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0987%1,386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2266%3,284
Percentage Net Loans Charged-off: Total real estate loans0.3189%2,016
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.5797%617
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0173%2,655
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0181%2,437
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals0.6520%2,630
Percentage Net Loans Charged-off: Credit card loans1.5166%660
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1180%1,042
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2093%4,114
Percentage Net Loans Charged-off: Total real estate loans0.0552%4,278
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.2021%2,149
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.2103%2,009
Percentage Net Loans Charged-off: Commercial and industrial0.6366%2,394
Percentage Net Loans Charged-off: Loans to individuals0.0575%5,699
Percentage Net Loans Charged-off: Credit card loans-0.3577%1,798
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0961%1,566
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0474%5,316
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,589
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.1740%2,940
Percentage Net Loans Charged-off: Loans to individuals-0.0392%7,376
Percentage Net Loans Charged-off: Credit card loans-0.4724%1,786
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0639%1,417
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0661%4,364
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,788
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.2793%2,090
Percentage Net Loans Charged-off: Loans to individuals-0.0302%7,205
Percentage Net Loans Charged-off: Credit card loans0.0000%966
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1340%2,644
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.5906%1,095
Percentage Net Loans Charged-off: Loans to individuals-0.0609%6,986
Percentage Net Loans Charged-off: Credit card loans0.6963%702
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2764%1,976
Percentage Net Loans Charged-off: Total real estate loans0.0373%3,089
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0421%1,312
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0488%2,457
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0509%2,294
Percentage Net Loans Charged-off: Commercial and industrial0.9988%1,167
Percentage Net Loans Charged-off: Loans to individuals0.0803%5,265
Percentage Net Loans Charged-off: Credit card loans1.9407%622
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0086%5,590
Percentage Net Loans Charged-off: Total real estate loans0.0487%2,113
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0543%871
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0646%1,719
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0675%1,591
Percentage Net Loans Charged-off: Commercial and industrial-0.0667%7,272
Percentage Net Loans Charged-off: Loans to individuals-0.0867%7,491
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0065%5,160
Percentage Net Loans Charged-off: Total real estate loans0.0473%1,709
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0876%566
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.0548%7,178
Percentage Net Loans Charged-off: Loans to individuals-0.1622%7,544
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0874%7,997
Percentage Net Loans Charged-off: Total real estate loans-0.0264%8,003
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0894%8,205
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0938%8,169
Percentage Net Loans Charged-off: Commercial and industrial-0.2046%7,622
Percentage Net Loans Charged-off: Loans to individuals-0.3190%7,684
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4016%955
Percentage Net Loans Charged-off: Total real estate loans0.1187%1,147
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0217%7,989
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.3896%432
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.4089%404
Percentage Net Loans Charged-off: Commercial and industrial1.2416%817
Percentage Net Loans Charged-off: Loans to individuals-0.1521%7,899
Percentage Net Loans Charged-off: Credit card loans2.3585%501
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4842%625
Percentage Net Loans Charged-off: Total real estate loans0.0527%1,572
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0635%8,155
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.2418%584
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.2539%559
Percentage Net Loans Charged-off: Commercial and industrial1.7420%474
Percentage Net Loans Charged-off: Loans to individuals-0.3587%8,094
Percentage Net Loans Charged-off: Credit card loans1.3400%712
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6797%427
Percentage Net Loans Charged-off: Total real estate loans-0.0423%8,197
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0977%8,255
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial2.6544%323
Percentage Net Loans Charged-off: Loans to individuals-0.1340%7,461
Percentage Net Loans Charged-off: Credit card loans1.2287%696
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0336%7,503
Percentage Net Loans Charged-off: Total real estate loans-0.0839%8,368
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.2003%8,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.2637%2,875
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0492%4,771
Percentage Net Loans Charged-off: Total real estate loans0.0094%3,101
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0493%977
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0396%8,299
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0418%8,271
Percentage Net Loans Charged-off: Commercial and industrial0.0160%3,960
Percentage Net Loans Charged-off: Loans to individuals0.5978%3,126
Percentage Net Loans Charged-off: Credit card loans0.8344%1,242
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0408%4,485
Percentage Net Loans Charged-off: Total real estate loans0.0130%2,546
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0655%723
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0537%8,320
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0568%8,298
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,394
Percentage Net Loans Charged-off: Loans to individuals0.5086%3,075
Percentage Net Loans Charged-off: Credit card loans0.5672%1,182
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0416%4,106
Percentage Net Loans Charged-off: Total real estate loans-0.0268%8,107
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0730%8,353
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0772%8,342
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals0.8628%1,825
Percentage Net Loans Charged-off: Credit card loans0.4258%1,122
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0078%6,911
Percentage Net Loans Charged-off: Total real estate loans-0.0069%7,843
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0181%8,134
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0191%8,139
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals-0.0582%7,127
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1015%4,167
Percentage Net Loans Charged-off: Total real estate loans0.0105%3,416
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0345%1,284
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0189%8,220
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.0199%8,222
Percentage Net Loans Charged-off: Commercial and industrial0.0962%3,625
Percentage Net Loans Charged-off: Loans to individuals0.9238%2,225
Percentage Net Loans Charged-off: Credit card loans1.3441%1,206
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0053%6,264
Percentage Net Loans Charged-off: Total real estate loans-0.0304%8,376
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0823%8,563
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0868%8,553
Percentage Net Loans Charged-off: Commercial and industrial-0.0169%7,061
Percentage Net Loans Charged-off: Loans to individuals0.3958%3,906
Percentage Net Loans Charged-off: Credit card loans1.8161%959
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0202%5,218
Percentage Net Loans Charged-off: Total real estate loans-0.0495%8,490
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.1327%8,681
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.1399%8,668
Percentage Net Loans Charged-off: Commercial and industrial0.0509%2,803
Percentage Net Loans Charged-off: Loans to individuals0.4485%3,411
Percentage Net Loans Charged-off: Credit card loans1.8447%908
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0651%8,142
Percentage Net Loans Charged-off: Total real estate loans-0.1004%8,681
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.2632%8,790
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.2772%8,783
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals-0.1104%7,600
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1635%3,835
Percentage Net Loans Charged-off: Total real estate loans0.1057%1,771
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0147%8,405
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0156%8,414
Percentage Net Loans Charged-off: Commercial and industrial0.3117%3,206
Percentage Net Loans Charged-off: Loans to individuals0.0142%6,885
Percentage Net Loans Charged-off: Credit card loans0.2489%1,806
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2300%2,680
Percentage Net Loans Charged-off: Total real estate loans0.1530%1,147
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0065%2,753
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0070%2,618
Percentage Net Loans Charged-off: Commercial and industrial0.4243%2,398
Percentage Net Loans Charged-off: Loans to individuals0.0387%6,382
Percentage Net Loans Charged-off: Credit card loans0.3367%1,692
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2222%2,577
Percentage Net Loans Charged-off: Total real estate loans-0.0080%8,226
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0194%8,469
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0207%8,488
Percentage Net Loans Charged-off: Commercial and industrial0.6502%1,718
Percentage Net Loans Charged-off: Loans to individuals0.1199%5,447
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0675%8,448
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.2989%8,227
Percentage Net Loans Charged-off: Loans to individuals0.4260%3,413
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0888%5,364
Percentage Net Loans Charged-off: Total real estate loans0.0651%2,288
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1377%1,370
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1469%1,291
Percentage Net Loans Charged-off: Commercial and industrial-0.0036%7,713
Percentage Net Loans Charged-off: Loans to individuals0.6935%3,412
Percentage Net Loans Charged-off: Credit card loans0.7645%1,747
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0886%5,307
Percentage Net Loans Charged-off: Total real estate loans0.0090%3,536
Percentage Net Loans Charged-off:Construction & development0.1277%534
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.1526%3,894
Percentage Net Loans Charged-off: Loans to individuals0.0817%6,763
Percentage Net Loans Charged-off: Credit card loans1.1116%1,669
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5694%954
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0050%7,409
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0643%5,678
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0234%9,454
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7941%825
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0038%9,825
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1536%4,581
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0193%8,077
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0292%8,908
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0922%12,992
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA