Home > Roxboro Savings Bank, SSB > Income and Expense
Roxboro Savings Bank, SSB, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,253,000 | 2,562 |
| Total interest expense | $3,572,000 | 2,417 |
| Net interest income | $8,681,000 | 2,563 |
| Provision for loan and lease losses | $395,000 | 1,453 |
| Total noninterest income | $1,108,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $154,000 | 2,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $954,000 | 2,321 |
| Total noninterest expense | $6,104,000 | 2,758 |
| Salaries and employee benefits | $3,309,000 | 2,803 |
| Premises and equipment expense | $419,000 | 3,185 |
| Additional noninterest expense | $954,000 | 2,321 |
| Pre-tax net operating income | $3,290,000 | 2,404 |
| Securities gains (losses) | $-81,000 | 3,756 |
| Applicable income taxes | $465,000 | 1,958 |
| Income before extraordinary items | $2,744,000 | 2,439 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,744,000 | 2,462 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,744,000 | 2,441 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,813,660 | 2,426 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,840,000 | 2,598 |
| Total interest expense | $2,383,000 | 2,438 |
| Net interest income | $6,457,000 | 2,595 |
| Provision for loan and lease losses | $267,000 | 1,445 |
| Total noninterest income | $855,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $118,000 | 2,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $737,000 | 2,282 |
| Total noninterest expense | $4,536,000 | 2,754 |
| Salaries and employee benefits | $2,444,000 | 2,814 |
| Premises and equipment expense | $314,000 | 3,204 |
| Additional noninterest expense | $737,000 | 2,282 |
| Pre-tax net operating income | $2,509,000 | 2,444 |
| Securities gains (losses) | $-70,000 | 3,908 |
| Applicable income taxes | $358,000 | 1,990 |
| Income before extraordinary items | $2,081,000 | 2,469 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,081,000 | 2,491 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,081,000 | 2,470 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,140,500 | 2,458 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,694,000 | 2,612 |
| Total interest expense | $1,405,000 | 2,430 |
| Net interest income | $4,289,000 | 2,634 |
| Provision for loan and lease losses | $209,000 | 1,312 |
| Total noninterest income | $595,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $83,000 | 2,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $512,000 | 2,176 |
| Total noninterest expense | $2,889,000 | 2,822 |
| Salaries and employee benefits | $1,437,000 | 2,980 |
| Premises and equipment expense | $222,000 | 3,134 |
| Additional noninterest expense | $512,000 | 2,173 |
| Pre-tax net operating income | $1,786,000 | 2,384 |
| Securities gains (losses) | $-68,000 | 4,150 |
| Applicable income taxes | $263,000 | 1,947 |
| Income before extraordinary items | $1,455,000 | 2,430 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,455,000 | 2,459 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,455,000 | 2,430 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,512,800 | 2,411 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 2,680 |
| Total interest expense | $565,000 | 2,503 |
| Net interest income | $2,130,000 | 2,651 |
| Provision for loan and lease losses | $103,000 | 1,265 |
| Total noninterest income | $257,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $49,000 | 2,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 2,387 |
| Total noninterest expense | $1,600,000 | 2,694 |
| Salaries and employee benefits | $881,000 | 2,740 |
| Premises and equipment expense | $112,000 | 3,160 |
| Additional noninterest expense | $208,000 | 2,387 |
| Pre-tax net operating income | $684,000 | 2,738 |
| Securities gains (losses) | $-53,000 | 4,266 |
| Applicable income taxes | $71,000 | 2,386 |
| Income before extraordinary items | $560,000 | 2,772 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $560,000 | 2,772 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $560,000 | 2,772 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $607,170 | 2,719 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,844,000 | 2,709 |
| Total interest expense | $969,000 | 2,457 |
| Net interest income | $7,875,000 | 2,705 |
| Provision for loan and lease losses | $363,000 | 1,407 |
| Total noninterest income | $955,000 | 2,869 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $125,000 | 3,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $830,000 | 2,545 |
| Total noninterest expense | $6,064,000 | 2,742 |
| Salaries and employee benefits | $3,067,000 | 2,904 |
| Premises and equipment expense | $429,000 | 3,203 |
| Additional noninterest expense | $830,000 | 2,545 |
| Pre-tax net operating income | $2,403,000 | 2,911 |
| Securities gains (losses) | $-26,000 | 3,624 |
| Applicable income taxes | $166,000 | 2,729 |
| Income before extraordinary items | $2,211,000 | 2,830 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,211,000 | 2,827 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,211,000 | 2,829 |
| Net charge-offs | $-20,000 | 3,826 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,235,180 | 2,847 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,235,000 | 2,738 |
| Total interest expense | $622,000 | 2,356 |
| Net interest income | $5,613,000 | 2,764 |
| Provision for loan and lease losses | $240,000 | 1,365 |
| Total noninterest income | $699,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $341,000 | 1,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 3,130 |
| Total noninterest expense | $4,682,000 | 2,684 |
| Salaries and employee benefits | $2,281,000 | 2,905 |
| Premises and equipment expense | $323,000 | 3,193 |
| Additional noninterest expense | $358,000 | 3,130 |
| Pre-tax net operating income | $1,390,000 | 3,196 |
| Securities gains (losses) | $6,000 | 515 |
| Applicable income taxes | $23,000 | 3,356 |
| Income before extraordinary items | $1,373,000 | 3,015 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,373,000 | 3,013 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,373,000 | 3,014 |
| Net charge-offs | $-20,000 | 3,809 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,367,120 | 3,049 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,975,000 | 2,766 |
| Total interest expense | $420,000 | 2,186 |
| Net interest income | $3,555,000 | 2,799 |
| Provision for loan and lease losses | $129,000 | 1,386 |
| Total noninterest income | $454,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $223,000 | 1,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 3,185 |
| Total noninterest expense | $3,071,000 | 2,702 |
| Salaries and employee benefits | $1,371,000 | 3,071 |
| Premises and equipment expense | $216,000 | 3,207 |
| Additional noninterest expense | $1,484,000 | 2,028 |
| Pre-tax net operating income | $809,000 | 3,238 |
| Securities gains (losses) | $3,000 | 528 |
| Applicable income taxes | $-30,000 | 4,643 |
| Income before extraordinary items | $842,000 | 3,026 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $842,000 | 3,025 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $842,000 | 3,026 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $839,000 | 3,067 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 2,766 |
| Total interest expense | $211,000 | 2,130 |
| Net interest income | $1,724,000 | 2,805 |
| Provision for loan and lease losses | $-18,000 | 4,433 |
| Total noninterest income | $216,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $92,000 | 2,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 3,067 |
| Total noninterest expense | $1,509,000 | 2,721 |
| Salaries and employee benefits | $742,000 | 2,944 |
| Premises and equipment expense | $104,000 | 3,286 |
| Additional noninterest expense | $663,000 | 2,154 |
| Pre-tax net operating income | $449,000 | 3,036 |
| Securities gains (losses) | $1,000 | 563 |
| Applicable income taxes | $-14,000 | 4,650 |
| Income before extraordinary items | $464,000 | 2,828 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $464,000 | 2,826 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $464,000 | 2,828 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $463,000 | 2,860 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,455,000 | 2,906 |
| Total interest expense | $985,000 | 2,233 |
| Net interest income | $6,470,000 | 2,966 |
| Provision for loan and lease losses | $-40,000 | 4,178 |
| Total noninterest income | $1,893,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $423,000 | 1,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,470,000 | 2,235 |
| Total noninterest expense | $5,299,000 | 2,927 |
| Salaries and employee benefits | $2,939,000 | 2,969 |
| Premises and equipment expense | $437,000 | 3,209 |
| Additional noninterest expense | $1,923,000 | 2,662 |
| Pre-tax net operating income | $3,104,000 | 2,648 |
| Securities gains (losses) | $241,000 | 541 |
| Applicable income taxes | $532,000 | 2,051 |
| Income before extraordinary items | $2,813,000 | 2,623 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,813,000 | 2,624 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,813,000 | 2,624 |
| Net charge-offs | $20,000 | 2,069 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,610,560 | 2,691 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,568,000 | 2,967 |
| Total interest expense | $763,000 | 2,283 |
| Net interest income | $4,805,000 | 3,023 |
| Provision for loan and lease losses | $-2,000 | 4,280 |
| Total noninterest income | $1,586,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $387,000 | 1,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,199,000 | 2,189 |
| Total noninterest expense | $3,842,000 | 2,996 |
| Salaries and employee benefits | $2,150,000 | 3,013 |
| Premises and equipment expense | $323,000 | 3,277 |
| Additional noninterest expense | $1,369,000 | 2,752 |
| Pre-tax net operating income | $2,551,000 | 2,642 |
| Securities gains (losses) | $240,000 | 508 |
| Applicable income taxes | $488,000 | 1,990 |
| Income before extraordinary items | $2,303,000 | 2,624 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,303,000 | 2,624 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,303,000 | 2,624 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,103,800 | 2,713 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 2,981 |
| Total interest expense | $530,000 | 2,283 |
| Net interest income | $3,178,000 | 3,045 |
| Provision for loan and lease losses | $-51,000 | 4,447 |
| Total noninterest income | $1,130,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $257,000 | 1,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $873,000 | 2,063 |
| Total noninterest expense | $2,573,000 | 2,981 |
| Salaries and employee benefits | $1,434,000 | 3,015 |
| Premises and equipment expense | $393,000 | 2,361 |
| Additional noninterest expense | $746,000 | 3,118 |
| Pre-tax net operating income | $1,786,000 | 2,557 |
| Securities gains (losses) | $221,000 | 444 |
| Applicable income taxes | $339,000 | 1,937 |
| Income before extraordinary items | $1,668,000 | 2,482 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,668,000 | 2,482 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,668,000 | 2,482 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,484,570 | 2,617 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 3,013 |
| Total interest expense | $277,000 | 2,289 |
| Net interest income | $1,531,000 | 3,085 |
| Provision for loan and lease losses | $-33,000 | 4,606 |
| Total noninterest income | $630,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $126,000 | 1,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $504,000 | 1,911 |
| Total noninterest expense | $1,212,000 | 3,069 |
| Salaries and employee benefits | $711,000 | 3,015 |
| Premises and equipment expense | $173,000 | 2,557 |
| Additional noninterest expense | $328,000 | 3,280 |
| Pre-tax net operating income | $982,000 | 2,389 |
| Securities gains (losses) | $162,000 | 366 |
| Applicable income taxes | $202,000 | 1,805 |
| Income before extraordinary items | $942,000 | 2,299 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $942,000 | 2,298 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $942,000 | 2,299 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $809,160 | 2,463 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,123,000 | 2,857 |
| Total interest expense | $1,429,000 | 2,457 |
| Net interest income | $6,694,000 | 2,880 |
| Provision for loan and lease losses | $215,000 | 2,973 |
| Total noninterest income | $2,308,000 | 1,961 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $392,000 | 1,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,916,000 | 1,827 |
| Total noninterest expense | $5,316,000 | 2,888 |
| Salaries and employee benefits | $3,066,000 | 2,912 |
| Premises and equipment expense | $826,000 | 2,296 |
| Additional noninterest expense | $1,424,000 | 3,137 |
| Pre-tax net operating income | $3,471,000 | 2,245 |
| Securities gains (losses) | $430,000 | 661 |
| Applicable income taxes | $649,000 | 1,750 |
| Income before extraordinary items | $3,252,000 | 2,189 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,252,000 | 2,189 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,252,000 | 2,189 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,895,100 | 2,302 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,100,000 | 2,875 |
| Total interest expense | $1,138,000 | 2,466 |
| Net interest income | $4,962,000 | 2,910 |
| Provision for loan and lease losses | $198,000 | 2,790 |
| Total noninterest income | $1,929,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $283,000 | 1,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,646,000 | 1,662 |
| Total noninterest expense | $3,877,000 | 2,937 |
| Salaries and employee benefits | $2,282,000 | 2,901 |
| Premises and equipment expense | $308,000 | 3,366 |
| Additional noninterest expense | $1,287,000 | 2,789 |
| Pre-tax net operating income | $2,816,000 | 2,125 |
| Securities gains (losses) | $417,000 | 558 |
| Applicable income taxes | $564,000 | 1,644 |
| Income before extraordinary items | $2,669,000 | 2,057 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,669,000 | 2,058 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,669,000 | 2,058 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,322,890 | 2,185 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,109,000 | 2,893 |
| Total interest expense | $815,000 | 2,463 |
| Net interest income | $3,294,000 | 2,932 |
| Provision for loan and lease losses | $118,000 | 2,855 |
| Total noninterest income | $1,231,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $191,000 | 1,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,040,000 | 1,632 |
| Total noninterest expense | $2,790,000 | 2,809 |
| Salaries and employee benefits | $1,639,000 | 2,792 |
| Premises and equipment expense | $216,000 | 3,295 |
| Additional noninterest expense | $935,000 | 2,629 |
| Pre-tax net operating income | $1,617,000 | 2,294 |
| Securities gains (losses) | $286,000 | 566 |
| Applicable income taxes | $332,000 | 1,672 |
| Income before extraordinary items | $1,571,000 | 2,174 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,571,000 | 2,174 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,571,000 | 2,174 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,333,620 | 2,374 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 2,880 |
| Total interest expense | $439,000 | 2,497 |
| Net interest income | $1,630,000 | 2,941 |
| Provision for loan and lease losses | $43,000 | 2,690 |
| Total noninterest income | $356,000 | 2,313 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $105,000 | 2,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 2,187 |
| Total noninterest expense | $1,176,000 | 3,135 |
| Salaries and employee benefits | $657,000 | 3,166 |
| Premises and equipment expense | $90,000 | 3,591 |
| Additional noninterest expense | $429,000 | 2,810 |
| Pre-tax net operating income | $767,000 | 2,210 |
| Securities gains (losses) | $181,000 | 406 |
| Applicable income taxes | $148,000 | 1,646 |
| Income before extraordinary items | $800,000 | 1,983 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $800,000 | 1,983 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $800,000 | 1,983 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $647,960 | 2,264 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,574,000 | 2,847 |
| Total interest expense | $1,713,000 | 2,586 |
| Net interest income | $6,861,000 | 2,887 |
| Provision for loan and lease losses | $221,000 | 2,276 |
| Total noninterest income | $1,039,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $379,000 | 2,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $660,000 | 2,739 |
| Total noninterest expense | $4,911,000 | 3,052 |
| Salaries and employee benefits | $2,723,000 | 3,092 |
| Premises and equipment expense | $398,000 | 3,492 |
| Additional noninterest expense | $1,790,000 | 2,749 |
| Pre-tax net operating income | $2,768,000 | 2,581 |
| Securities gains (losses) | $203,000 | 631 |
| Applicable income taxes | $491,000 | 2,001 |
| Income before extraordinary items | $2,480,000 | 2,579 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,480,000 | 2,580 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,480,000 | 2,581 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,311,510 | 2,661 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,422,000 | 2,887 |
| Total interest expense | $1,264,000 | 2,620 |
| Net interest income | $5,158,000 | 2,910 |
| Provision for loan and lease losses | $162,000 | 2,189 |
| Total noninterest income | $767,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $286,000 | 2,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $481,000 | 2,774 |
| Total noninterest expense | $3,588,000 | 3,115 |
| Salaries and employee benefits | $1,981,000 | 3,167 |
| Premises and equipment expense | $300,000 | 3,496 |
| Additional noninterest expense | $1,307,000 | 2,812 |
| Pre-tax net operating income | $2,175,000 | 2,582 |
| Securities gains (losses) | $193,000 | 540 |
| Applicable income taxes | $411,000 | 1,965 |
| Income before extraordinary items | $1,957,000 | 2,565 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,957,000 | 2,566 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,957,000 | 2,566 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,796,810 | 2,658 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,269,000 | 2,903 |
| Total interest expense | $834,000 | 2,613 |
| Net interest income | $3,435,000 | 2,926 |
| Provision for loan and lease losses | $84,000 | 2,379 |
| Total noninterest income | $493,000 | 2,826 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $186,000 | 2,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 2,787 |
| Total noninterest expense | $2,417,000 | 3,116 |
| Salaries and employee benefits | $1,333,000 | 3,167 |
| Premises and equipment expense | $207,000 | 3,457 |
| Additional noninterest expense | $877,000 | 2,815 |
| Pre-tax net operating income | $1,427,000 | 2,599 |
| Securities gains (losses) | $124,000 | 480 |
| Applicable income taxes | $285,000 | 1,902 |
| Income before extraordinary items | $1,266,000 | 2,583 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,266,000 | 2,582 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,266,000 | 2,582 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,164,320 | 2,689 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 2,939 |
| Total interest expense | $403,000 | 2,634 |
| Net interest income | $1,695,000 | 2,971 |
| Provision for loan and lease losses | $55,000 | 2,001 |
| Total noninterest income | $232,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $95,000 | 2,283 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 2,857 |
| Total noninterest expense | $1,136,000 | 3,249 |
| Salaries and employee benefits | $634,000 | 3,285 |
| Premises and equipment expense | $81,000 | 3,889 |
| Additional noninterest expense | $421,000 | 2,896 |
| Pre-tax net operating income | $736,000 | 2,499 |
| Securities gains (losses) | $-46,000 | 5,254 |
| Applicable income taxes | $46,000 | 2,691 |
| Income before extraordinary items | $644,000 | 2,496 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $644,000 | 2,495 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $644,000 | 2,495 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $686,780 | 2,377 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,948,000 | 2,950 |
| Total interest expense | $1,440,000 | 2,404 |
| Net interest income | $6,508,000 | 3,027 |
| Provision for loan and lease losses | $-97,000 | 5,177 |
| Total noninterest income | $930,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $362,000 | 2,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $568,000 | 2,911 |
| Total noninterest expense | $4,720,000 | 3,166 |
| Salaries and employee benefits | $2,632,000 | 3,194 |
| Premises and equipment expense | $360,000 | 3,726 |
| Additional noninterest expense | $1,728,000 | 2,876 |
| Pre-tax net operating income | $2,815,000 | 2,605 |
| Securities gains (losses) | $90,000 | 318 |
| Applicable income taxes | $1,048,000 | 1,350 |
| Income before extraordinary items | $1,857,000 | 3,033 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,857,000 | 3,032 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,857,000 | 3,032 |
| Net charge-offs | $6,000 | 3,501 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,785,900 | 3,105 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,978,000 | 2,948 |
| Total interest expense | $1,042,000 | 2,381 |
| Net interest income | $4,936,000 | 3,019 |
| Provision for loan and lease losses | $-29,000 | 5,228 |
| Total noninterest income | $662,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $275,000 | 2,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 3,063 |
| Total noninterest expense | $3,489,000 | 3,202 |
| Salaries and employee benefits | $1,911,000 | 3,249 |
| Premises and equipment expense | $268,000 | 3,768 |
| Additional noninterest expense | $1,310,000 | 2,841 |
| Pre-tax net operating income | $2,138,000 | 2,623 |
| Securities gains (losses) | $90,000 | 308 |
| Applicable income taxes | $960,000 | 1,203 |
| Income before extraordinary items | $1,268,000 | 3,241 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,268,000 | 3,240 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,268,000 | 3,240 |
| Net charge-offs | $4,000 | 3,250 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,196,900 | 3,315 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,943,000 | 2,957 |
| Total interest expense | $674,000 | 2,351 |
| Net interest income | $3,269,000 | 3,037 |
| Provision for loan and lease losses | $-31,000 | 5,326 |
| Total noninterest income | $419,000 | 3,126 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $182,000 | 2,440 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 3,169 |
| Total noninterest expense | $2,353,000 | 3,198 |
| Salaries and employee benefits | $1,290,000 | 3,256 |
| Premises and equipment expense | $188,000 | 3,704 |
| Additional noninterest expense | $875,000 | 2,866 |
| Pre-tax net operating income | $1,366,000 | 2,666 |
| Securities gains (losses) | $85,000 | 268 |
| Applicable income taxes | $875,000 | 961 |
| Income before extraordinary items | $576,000 | 3,784 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $576,000 | 3,782 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $576,000 | 3,783 |
| Net charge-offs | $4,000 | 2,887 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $508,850 | 3,932 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 2,999 |
| Total interest expense | $326,000 | 2,327 |
| Net interest income | $1,600,000 | 3,088 |
| Provision for loan and lease losses | $35,000 | 2,343 |
| Total noninterest income | $206,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $89,000 | 2,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 3,142 |
| Total noninterest expense | $1,086,000 | 3,382 |
| Salaries and employee benefits | $519,000 | 3,684 |
| Premises and equipment expense | $79,000 | 4,056 |
| Additional noninterest expense | $488,000 | 2,680 |
| Pre-tax net operating income | $685,000 | 2,621 |
| Securities gains (losses) | $43,000 | 243 |
| Applicable income taxes | $141,000 | 1,884 |
| Income before extraordinary items | $587,000 | 2,645 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $587,000 | 2,645 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $587,000 | 2,645 |
| Net charge-offs | $4,000 | 2,263 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $552,170 | 2,738 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,400,000 | 3,021 |
| Total interest expense | $1,228,000 | 2,204 |
| Net interest income | $6,172,000 | 3,122 |
| Provision for loan and lease losses | $115,000 | 2,950 |
| Total noninterest income | $1,166,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $308,000 | 2,824 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $858,000 | 2,476 |
| Total noninterest expense | $4,606,000 | 3,264 |
| Salaries and employee benefits | $2,564,000 | 3,287 |
| Premises and equipment expense | $366,000 | 3,824 |
| Additional noninterest expense | $1,676,000 | 2,992 |
| Pre-tax net operating income | $2,617,000 | 2,682 |
| Securities gains (losses) | $265,000 | 333 |
| Applicable income taxes | $738,000 | 2,129 |
| Income before extraordinary items | $2,144,000 | 2,574 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,144,000 | 2,574 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,144,000 | 2,574 |
| Net charge-offs | $79,000 | 2,639 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,947,900 | 2,723 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,549,000 | 3,040 |
| Total interest expense | $897,000 | 2,229 |
| Net interest income | $4,652,000 | 3,143 |
| Provision for loan and lease losses | $93,000 | 2,717 |
| Total noninterest income | $931,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $227,000 | 2,862 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $704,000 | 2,391 |
| Total noninterest expense | $3,334,000 | 3,354 |
| Salaries and employee benefits | $1,853,000 | 3,366 |
| Premises and equipment expense | $275,000 | 3,837 |
| Additional noninterest expense | $1,206,000 | 3,087 |
| Pre-tax net operating income | $2,156,000 | 2,605 |
| Securities gains (losses) | $233,000 | 337 |
| Applicable income taxes | $668,000 | 1,822 |
| Income before extraordinary items | $1,721,000 | 2,639 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,721,000 | 2,639 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,721,000 | 2,639 |
| Net charge-offs | $79,000 | 2,114 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,553,240 | 2,785 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,693,000 | 3,024 |
| Total interest expense | $565,000 | 2,271 |
| Net interest income | $3,128,000 | 3,120 |
| Provision for loan and lease losses | $50,000 | 2,834 |
| Total noninterest income | $655,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $149,000 | 2,889 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $506,000 | 2,310 |
| Total noninterest expense | $2,293,000 | 3,310 |
| Salaries and employee benefits | $1,252,000 | 3,358 |
| Premises and equipment expense | $198,000 | 3,726 |
| Additional noninterest expense | $843,000 | 2,998 |
| Pre-tax net operating income | $1,440,000 | 2,558 |
| Securities gains (losses) | $153,000 | 326 |
| Applicable income taxes | $475,000 | 1,747 |
| Income before extraordinary items | $1,118,000 | 2,642 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,118,000 | 2,641 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,118,000 | 2,642 |
| Net charge-offs | $66,000 | 1,800 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,010,900 | 2,785 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,857,000 | 3,029 |
| Total interest expense | $265,000 | 2,368 |
| Net interest income | $1,592,000 | 3,091 |
| Provision for loan and lease losses | $33,000 | 2,368 |
| Total noninterest income | $288,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $70,000 | 2,995 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $218,000 | 2,472 |
| Total noninterest expense | $1,059,000 | 3,500 |
| Salaries and employee benefits | $592,000 | 3,515 |
| Premises and equipment expense | $79,000 | 4,162 |
| Additional noninterest expense | $388,000 | 3,171 |
| Pre-tax net operating income | $788,000 | 2,314 |
| Securities gains (losses) | $125,000 | 206 |
| Applicable income taxes | $241,000 | 1,690 |
| Income before extraordinary items | $672,000 | 2,262 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $672,000 | 2,262 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $672,000 | 2,263 |
| Net charge-offs | $55,000 | 1,262 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $579,500 | 2,498 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,057,000 | 3,112 |
| Total interest expense | $1,084,000 | 2,284 |
| Net interest income | $5,973,000 | 3,207 |
| Provision for loan and lease losses | $183,000 | 2,540 |
| Total noninterest income | $1,382,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $287,000 | 3,009 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,095,000 | 2,285 |
| Total noninterest expense | $4,531,000 | 3,396 |
| Salaries and employee benefits | $2,559,000 | 3,361 |
| Premises and equipment expense | $389,000 | 3,824 |
| Additional noninterest expense | $1,583,000 | 3,224 |
| Pre-tax net operating income | $2,641,000 | 2,593 |
| Securities gains (losses) | $289,000 | 680 |
| Applicable income taxes | $543,000 | 2,195 |
| Income before extraordinary items | $2,387,000 | 2,487 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,387,000 | 2,486 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,387,000 | 2,487 |
| Net charge-offs | $70,000 | 2,890 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,152,910 | 2,608 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,295,000 | 3,120 |
| Total interest expense | $823,000 | 2,280 |
| Net interest income | $4,472,000 | 3,220 |
| Provision for loan and lease losses | $137,000 | 2,439 |
| Total noninterest income | $1,158,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $210,000 | 3,072 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $948,000 | 2,109 |
| Total noninterest expense | $3,307,000 | 3,448 |
| Salaries and employee benefits | $1,878,000 | 3,388 |
| Premises and equipment expense | $293,000 | 3,833 |
| Additional noninterest expense | $1,136,000 | 3,338 |
| Pre-tax net operating income | $2,186,000 | 2,479 |
| Securities gains (losses) | $272,000 | 641 |
| Applicable income taxes | $466,000 | 2,115 |
| Income before extraordinary items | $1,992,000 | 2,355 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,992,000 | 2,354 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,992,000 | 2,355 |
| Net charge-offs | $70,000 | 2,353 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,771,680 | 2,483 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,524,000 | 3,133 |
| Total interest expense | $536,000 | 2,318 |
| Net interest income | $2,988,000 | 3,227 |
| Provision for loan and lease losses | $81,000 | 2,497 |
| Total noninterest income | $870,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $136,000 | 3,119 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $734,000 | 1,891 |
| Total noninterest expense | $2,203,000 | 3,472 |
| Salaries and employee benefits | $1,221,000 | 3,461 |
| Premises and equipment expense | $195,000 | 3,858 |
| Additional noninterest expense | $787,000 | 3,272 |
| Pre-tax net operating income | $1,574,000 | 2,317 |
| Securities gains (losses) | $175,000 | 656 |
| Applicable income taxes | $293,000 | 2,153 |
| Income before extraordinary items | $1,456,000 | 2,190 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,456,000 | 2,189 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,456,000 | 2,189 |
| Net charge-offs | $45,000 | 2,224 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,310,750 | 2,280 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 3,148 |
| Total interest expense | $275,000 | 2,278 |
| Net interest income | $1,474,000 | 3,257 |
| Provision for loan and lease losses | $54,000 | 2,099 |
| Total noninterest income | $684,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $71,000 | 3,039 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $613,000 | 1,328 |
| Total noninterest expense | $1,066,000 | 3,571 |
| Salaries and employee benefits | $624,000 | 3,444 |
| Premises and equipment expense | $80,000 | 4,285 |
| Additional noninterest expense | $362,000 | 3,464 |
| Pre-tax net operating income | $1,038,000 | 1,867 |
| Securities gains (losses) | $163,000 | 348 |
| Applicable income taxes | $360,000 | 1,320 |
| Income before extraordinary items | $841,000 | 1,903 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $841,000 | 1,904 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $841,000 | 1,904 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $726,900 | 2,091 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,887,000 | 3,146 |
| Total interest expense | $978,000 | 2,450 |
| Net interest income | $5,909,000 | 3,219 |
| Provision for loan and lease losses | $134,000 | 2,750 |
| Total noninterest income | $774,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $299,000 | 3,043 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $475,000 | 3,359 |
| Total noninterest expense | $4,421,000 | 3,492 |
| Salaries and employee benefits | $2,397,000 | 3,516 |
| Premises and equipment expense | $362,000 | 4,095 |
| Additional noninterest expense | $1,662,000 | 3,184 |
| Pre-tax net operating income | $2,128,000 | 2,894 |
| Securities gains (losses) | $337,000 | 499 |
| Applicable income taxes | $558,000 | 2,127 |
| Income before extraordinary items | $1,907,000 | 2,818 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,907,000 | 2,820 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,907,000 | 2,821 |
| Net charge-offs | $106,000 | 2,593 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,647,510 | 3,021 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,125,000 | 3,194 |
| Total interest expense | $721,000 | 2,514 |
| Net interest income | $4,404,000 | 3,259 |
| Provision for loan and lease losses | $76,000 | 2,937 |
| Total noninterest income | $650,000 | 3,337 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $217,000 | 3,118 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $433,000 | 3,095 |
| Total noninterest expense | $3,337,000 | 3,506 |
| Salaries and employee benefits | $1,795,000 | 3,524 |
| Premises and equipment expense | $277,000 | 4,116 |
| Additional noninterest expense | $1,265,000 | 3,162 |
| Pre-tax net operating income | $1,641,000 | 2,917 |
| Securities gains (losses) | $236,000 | 566 |
| Applicable income taxes | $404,000 | 2,193 |
| Income before extraordinary items | $1,473,000 | 2,809 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,473,000 | 2,808 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,473,000 | 2,810 |
| Net charge-offs | $19,000 | 3,373 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,288,920 | 3,007 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 3,193 |
| Total interest expense | $469,000 | 2,577 |
| Net interest income | $2,963,000 | 3,249 |
| Provision for loan and lease losses | $8,000 | 3,847 |
| Total noninterest income | $396,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $50,000 | 4,763 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $346,000 | 2,860 |
| Total noninterest expense | $2,264,000 | 3,499 |
| Salaries and employee benefits | $1,208,000 | 3,525 |
| Premises and equipment expense | $198,000 | 4,005 |
| Additional noninterest expense | $858,000 | 3,161 |
| Pre-tax net operating income | $1,087,000 | 2,916 |
| Securities gains (losses) | $190,000 | 553 |
| Applicable income taxes | $318,000 | 2,074 |
| Income before extraordinary items | $959,000 | 2,825 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $959,000 | 2,825 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $959,000 | 2,827 |
| Net charge-offs | $19,000 | 2,974 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $816,500 | 3,062 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 3,194 |
| Total interest expense | $238,000 | 2,571 |
| Net interest income | $1,479,000 | 3,256 |
| Provision for loan and lease losses | $-16,000 | 6,111 |
| Total noninterest income | $205,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $31,000 | 4,446 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $174,000 | 2,817 |
| Total noninterest expense | $1,082,000 | 3,618 |
| Salaries and employee benefits | $613,000 | 3,523 |
| Premises and equipment expense | $83,000 | 4,398 |
| Additional noninterest expense | $386,000 | 3,370 |
| Pre-tax net operating income | $618,000 | 2,634 |
| Securities gains (losses) | $132,000 | 484 |
| Applicable income taxes | $176,000 | 1,946 |
| Income before extraordinary items | $574,000 | 2,471 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $574,000 | 2,474 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $574,000 | 2,473 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $472,360 | 2,756 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,989,000 | 3,181 |
| Total interest expense | $1,070,000 | 2,476 |
| Net interest income | $5,919,000 | 3,279 |
| Provision for loan and lease losses | $45,000 | 3,862 |
| Total noninterest income | $834,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $162,000 | 4,258 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $672,000 | 2,884 |
| Total noninterest expense | $4,215,000 | 3,715 |
| Salaries and employee benefits | $2,367,000 | 3,617 |
| Premises and equipment expense | $345,000 | 4,397 |
| Additional noninterest expense | $1,503,000 | 3,550 |
| Pre-tax net operating income | $2,493,000 | 2,597 |
| Securities gains (losses) | $194,000 | 821 |
| Applicable income taxes | $647,000 | 1,978 |
| Income before extraordinary items | $2,040,000 | 2,670 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,040,000 | 2,668 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,040,000 | 2,670 |
| Net charge-offs | $-1,000 | 5,362 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,892,560 | 2,758 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 3,194 |
| Total interest expense | $816,000 | 2,482 |
| Net interest income | $4,460,000 | 3,290 |
| Provision for loan and lease losses | $95,000 | 2,852 |
| Total noninterest income | $636,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $126,000 | 4,255 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $510,000 | 2,882 |
| Total noninterest expense | $3,130,000 | 3,746 |
| Salaries and employee benefits | $1,800,000 | 3,581 |
| Premises and equipment expense | $250,000 | 4,525 |
| Additional noninterest expense | $1,080,000 | 3,666 |
| Pre-tax net operating income | $1,871,000 | 2,634 |
| Securities gains (losses) | $141,000 | 791 |
| Applicable income taxes | $497,000 | 1,995 |
| Income before extraordinary items | $1,515,000 | 2,710 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,515,000 | 2,710 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,515,000 | 2,710 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,409,250 | 2,800 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 3,214 |
| Total interest expense | $548,000 | 2,480 |
| Net interest income | $2,950,000 | 3,309 |
| Provision for loan and lease losses | $57,000 | 2,919 |
| Total noninterest income | $394,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $86,000 | 4,212 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $308,000 | 3,003 |
| Total noninterest expense | $2,089,000 | 3,760 |
| Salaries and employee benefits | $1,230,000 | 3,555 |
| Premises and equipment expense | $151,000 | 4,736 |
| Additional noninterest expense | $708,000 | 3,714 |
| Pre-tax net operating income | $1,198,000 | 2,656 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $266,000 | 2,136 |
| Income before extraordinary items | $932,000 | 2,790 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $932,000 | 2,794 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $932,000 | 2,794 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $932,000 | 2,738 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 3,213 |
| Total interest expense | $274,000 | 2,509 |
| Net interest income | $1,477,000 | 3,308 |
| Provision for loan and lease losses | $94,000 | 1,655 |
| Total noninterest income | $212,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $41,000 | 4,270 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $171,000 | 2,778 |
| Total noninterest expense | $973,000 | 3,966 |
| Salaries and employee benefits | $580,000 | 3,721 |
| Premises and equipment expense | $73,000 | 4,864 |
| Additional noninterest expense | $320,000 | 3,961 |
| Pre-tax net operating income | $622,000 | 2,515 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $132,000 | 2,116 |
| Income before extraordinary items | $490,000 | 2,603 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $490,000 | 2,607 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $490,000 | 2,607 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $490,000 | 2,564 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,851,000 | 3,308 |
| Total interest expense | $1,252,000 | 2,495 |
| Net interest income | $5,599,000 | 3,430 |
| Provision for loan and lease losses | $71,000 | 3,992 |
| Total noninterest income | $1,036,000 | 3,128 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $156,000 | 4,520 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $880,000 | 2,544 |
| Total noninterest expense | $3,987,000 | 3,923 |
| Salaries and employee benefits | $2,197,000 | 3,873 |
| Premises and equipment expense | $359,000 | 4,475 |
| Additional noninterest expense | $1,431,000 | 3,766 |
| Pre-tax net operating income | $2,577,000 | 2,422 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $471,000 | 2,222 |
| Income before extraordinary items | $2,107,000 | 2,510 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,107,000 | 2,513 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,107,000 | 2,513 |
| Net charge-offs | $104,000 | 3,701 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,106,180 | 2,447 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,137,000 | 3,337 |
| Total interest expense | $953,000 | 2,531 |
| Net interest income | $4,184,000 | 3,459 |
| Provision for loan and lease losses | $-29,000 | 6,485 |
| Total noninterest income | $734,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $123,000 | 4,466 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $611,000 | 2,713 |
| Total noninterest expense | $2,982,000 | 3,948 |
| Salaries and employee benefits | $1,667,000 | 3,831 |
| Premises and equipment expense | $271,000 | 4,482 |
| Additional noninterest expense | $1,044,000 | 3,842 |
| Pre-tax net operating income | $1,965,000 | 2,458 |
| Securities gains (losses) | $8,000 | 2,578 |
| Applicable income taxes | $344,000 | 2,294 |
| Income before extraordinary items | $1,629,000 | 2,490 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,629,000 | 2,495 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,629,000 | 2,495 |
| Net charge-offs | $36,000 | 4,083 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,622,360 | 2,418 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 3,303 |
| Total interest expense | $645,000 | 2,562 |
| Net interest income | $2,833,000 | 3,423 |
| Provision for loan and lease losses | $14,000 | 4,421 |
| Total noninterest income | $485,000 | 3,349 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $86,000 | 4,368 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $399,000 | 2,806 |
| Total noninterest expense | $2,059,000 | 3,897 |
| Salaries and employee benefits | $1,146,000 | 3,781 |
| Premises and equipment expense | $188,000 | 4,409 |
| Additional noninterest expense | $725,000 | 3,739 |
| Pre-tax net operating income | $1,245,000 | 2,534 |
| Securities gains (losses) | $7,000 | 2,393 |
| Applicable income taxes | $156,000 | 2,653 |
| Income before extraordinary items | $1,096,000 | 2,444 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,096,000 | 2,451 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,096,000 | 2,450 |
| Net charge-offs | $37,000 | 3,590 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,089,840 | 2,366 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 3,363 |
| Total interest expense | $320,000 | 2,648 |
| Net interest income | $1,397,000 | 3,466 |
| Provision for loan and lease losses | $-14,000 | 6,751 |
| Total noninterest income | $221,000 | 3,492 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $44,000 | 4,324 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $177,000 | 2,947 |
| Total noninterest expense | $1,003,000 | 3,981 |
| Salaries and employee benefits | $571,000 | 3,831 |
| Premises and equipment expense | $79,000 | 4,814 |
| Additional noninterest expense | $353,000 | 3,822 |
| Pre-tax net operating income | $629,000 | 2,473 |
| Securities gains (losses) | $5,000 | 1,643 |
| Applicable income taxes | $141,000 | 2,047 |
| Income before extraordinary items | $493,000 | 2,615 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $493,000 | 2,618 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $493,000 | 2,617 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $489,100 | 2,558 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,069,000 | 3,431 |
| Total interest expense | $1,523,000 | 2,680 |
| Net interest income | $5,546,000 | 3,556 |
| Provision for loan and lease losses | $214,000 | 3,853 |
| Total noninterest income | $1,380,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $182,000 | 4,444 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,198,000 | 2,147 |
| Total noninterest expense | $3,856,000 | 4,134 |
| Salaries and employee benefits | $2,171,000 | 3,934 |
| Premises and equipment expense | $339,000 | 4,690 |
| Additional noninterest expense | $1,346,000 | 4,054 |
| Pre-tax net operating income | $2,856,000 | 2,178 |
| Securities gains (losses) | $485,000 | 967 |
| Applicable income taxes | $1,026,000 | 1,449 |
| Income before extraordinary items | $2,315,000 | 2,325 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,315,000 | 2,326 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,315,000 | 2,327 |
| Net charge-offs | $120,000 | 4,265 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,980,350 | 2,480 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,320,000 | 3,475 |
| Total interest expense | $1,166,000 | 2,742 |
| Net interest income | $4,154,000 | 3,621 |
| Provision for loan and lease losses | $245,000 | 3,239 |
| Total noninterest income | $1,010,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $138,000 | 4,490 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $872,000 | 2,172 |
| Total noninterest expense | $2,854,000 | 4,189 |
| Salaries and employee benefits | $1,647,000 | 3,904 |
| Premises and equipment expense | $252,000 | 4,775 |
| Additional noninterest expense | $955,000 | 4,232 |
| Pre-tax net operating income | $2,065,000 | 2,298 |
| Securities gains (losses) | $480,000 | 771 |
| Applicable income taxes | $746,000 | 1,511 |
| Income before extraordinary items | $1,799,000 | 2,296 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,799,000 | 2,296 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,799,000 | 2,296 |
| Net charge-offs | $120,000 | 3,789 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,458,200 | 2,562 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,600,000 | 3,463 |
| Total interest expense | $796,000 | 2,790 |
| Net interest income | $2,804,000 | 3,604 |
| Provision for loan and lease losses | $168,000 | 3,219 |
| Total noninterest income | $769,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $92,000 | 4,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $677,000 | 1,958 |
| Total noninterest expense | $1,944,000 | 4,150 |
| Salaries and employee benefits | $1,087,000 | 3,954 |
| Premises and equipment expense | $183,000 | 4,589 |
| Additional noninterest expense | $674,000 | 4,096 |
| Pre-tax net operating income | $1,461,000 | 2,177 |
| Securities gains (losses) | $477,000 | 570 |
| Applicable income taxes | $530,000 | 1,441 |
| Income before extraordinary items | $1,408,000 | 1,994 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,408,000 | 1,992 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,408,000 | 1,994 |
| Net charge-offs | $120,000 | 3,241 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,059,790 | 2,376 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 3,528 |
| Total interest expense | $413,000 | 2,804 |
| Net interest income | $1,364,000 | 3,690 |
| Provision for loan and lease losses | $34,000 | 4,043 |
| Total noninterest income | $371,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $47,000 | 4,404 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $324,000 | 2,010 |
| Total noninterest expense | $981,000 | 4,147 |
| Salaries and employee benefits | $561,000 | 3,895 |
| Premises and equipment expense | $89,000 | 4,667 |
| Additional noninterest expense | $331,000 | 4,132 |
| Pre-tax net operating income | $720,000 | 2,226 |
| Securities gains (losses) | $35,000 | 1,381 |
| Applicable income taxes | $265,000 | 1,420 |
| Income before extraordinary items | $490,000 | 2,661 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $490,000 | 2,663 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $490,000 | 2,664 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $467,250 | 2,613 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,680,000 | 3,433 |
| Total interest expense | $2,013,000 | 2,767 |
| Net interest income | $5,667,000 | 3,620 |
| Provision for loan and lease losses | $56,000 | 5,778 |
| Total noninterest income | $924,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $169,000 | 4,682 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $755,000 | 2,533 |
| Total noninterest expense | $4,048,000 | 4,086 |
| Salaries and employee benefits | $2,148,000 | 3,973 |
| Premises and equipment expense | $411,000 | 4,498 |
| Additional noninterest expense | $1,489,000 | 3,888 |
| Pre-tax net operating income | $2,487,000 | 2,143 |
| Securities gains (losses) | $59,000 | 2,466 |
| Applicable income taxes | $629,000 | 1,798 |
| Income before extraordinary items | $1,917,000 | 2,332 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,917,000 | 2,333 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,917,000 | 2,333 |
| Net charge-offs | $-13,000 | 7,043 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,872,750 | 2,297 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,804,000 | 3,459 |
| Total interest expense | $1,522,000 | 2,842 |
| Net interest income | $4,282,000 | 3,607 |
| Provision for loan and lease losses | $75,000 | 5,242 |
| Total noninterest income | $661,000 | 3,349 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $126,000 | 4,712 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $535,000 | 2,604 |
| Total noninterest expense | $3,061,000 | 4,055 |
| Salaries and employee benefits | $1,623,000 | 3,950 |
| Premises and equipment expense | $328,000 | 4,411 |
| Additional noninterest expense | $1,110,000 | 3,888 |
| Pre-tax net operating income | $1,807,000 | 2,259 |
| Securities gains (losses) | $20,000 | 2,810 |
| Applicable income taxes | $294,000 | 2,287 |
| Income before extraordinary items | $1,533,000 | 2,276 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,533,000 | 2,276 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,533,000 | 2,277 |
| Net charge-offs | $4,000 | 5,984 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,516,200 | 2,198 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 3,473 |
| Total interest expense | $1,024,000 | 2,903 |
| Net interest income | $2,872,000 | 3,608 |
| Provision for loan and lease losses | $144,000 | 4,001 |
| Total noninterest income | $428,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $81,000 | 4,772 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $347,000 | 2,669 |
| Total noninterest expense | $2,101,000 | 4,043 |
| Salaries and employee benefits | $1,109,000 | 3,934 |
| Premises and equipment expense | $202,000 | 4,636 |
| Additional noninterest expense | $790,000 | 3,782 |
| Pre-tax net operating income | $1,055,000 | 2,447 |
| Securities gains (losses) | $17,000 | 2,165 |
| Applicable income taxes | $85,000 | 2,984 |
| Income before extraordinary items | $987,000 | 2,307 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $987,000 | 2,307 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $987,000 | 2,307 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $971,360 | 2,253 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 3,481 |
| Total interest expense | $525,000 | 2,926 |
| Net interest income | $1,424,000 | 3,611 |
| Provision for loan and lease losses | $40,000 | 4,390 |
| Total noninterest income | $237,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $47,000 | 4,460 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $190,000 | 2,541 |
| Total noninterest expense | $959,000 | 4,298 |
| Salaries and employee benefits | $511,000 | 4,170 |
| Premises and equipment expense | $73,000 | 5,426 |
| Additional noninterest expense | $375,000 | 3,894 |
| Pre-tax net operating income | $662,000 | 2,059 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $299,000 | 1,127 |
| Income before extraordinary items | $364,000 | 2,857 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $364,000 | 2,856 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $364,000 | 2,857 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $363,360 | 2,809 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,231,000 | 3,481 |
| Total interest expense | $2,662,000 | 2,848 |
| Net interest income | $5,569,000 | 3,674 |
| Provision for loan and lease losses | $367,000 | 4,569 |
| Total noninterest income | $1,009,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $168,000 | 4,724 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $841,000 | 2,423 |
| Total noninterest expense | $3,822,000 | 4,340 |
| Salaries and employee benefits | $2,035,000 | 4,170 |
| Premises and equipment expense | $365,000 | 4,969 |
| Additional noninterest expense | $1,422,000 | 4,145 |
| Pre-tax net operating income | $2,389,000 | 1,951 |
| Securities gains (losses) | $242,000 | 1,429 |
| Applicable income taxes | $712,000 | 1,540 |
| Income before extraordinary items | $1,919,000 | 2,097 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,919,000 | 2,098 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,919,000 | 2,099 |
| Net charge-offs | $303,000 | 4,288 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,742,340 | 2,160 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,190,000 | 3,534 |
| Total interest expense | $2,047,000 | 2,907 |
| Net interest income | $4,143,000 | 3,744 |
| Provision for loan and lease losses | $259,000 | 4,543 |
| Total noninterest income | $754,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $129,000 | 4,761 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $625,000 | 2,423 |
| Total noninterest expense | $2,807,000 | 4,414 |
| Salaries and employee benefits | $1,416,000 | 4,433 |
| Premises and equipment expense | $272,000 | 5,061 |
| Additional noninterest expense | $1,119,000 | 3,999 |
| Pre-tax net operating income | $1,831,000 | 2,032 |
| Securities gains (losses) | $122,000 | 1,777 |
| Applicable income taxes | $425,000 | 1,822 |
| Income before extraordinary items | $1,528,000 | 2,110 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,528,000 | 2,111 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,528,000 | 2,112 |
| Net charge-offs | $163,000 | 4,428 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,432,840 | 2,132 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 3,561 |
| Total interest expense | $1,378,000 | 2,977 |
| Net interest income | $2,756,000 | 3,752 |
| Provision for loan and lease losses | $199,000 | 4,264 |
| Total noninterest income | $490,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $86,000 | 4,747 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $404,000 | 2,404 |
| Total noninterest expense | $1,982,000 | 4,263 |
| Salaries and employee benefits | $950,000 | 4,445 |
| Premises and equipment expense | $193,000 | 4,959 |
| Additional noninterest expense | $839,000 | 3,671 |
| Pre-tax net operating income | $1,065,000 | 2,259 |
| Securities gains (losses) | $53,000 | 1,843 |
| Applicable income taxes | $111,000 | 2,695 |
| Income before extraordinary items | $1,007,000 | 2,104 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,007,000 | 2,103 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,007,000 | 2,106 |
| Net charge-offs | $104,000 | 4,202 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $959,300 | 2,113 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,074,000 | 3,611 |
| Total interest expense | $705,000 | 3,045 |
| Net interest income | $1,369,000 | 3,792 |
| Provision for loan and lease losses | $70,000 | 4,445 |
| Total noninterest income | $209,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $167,000 | 2,663 |
| Total noninterest expense | $820,000 | 4,841 |
| Salaries and employee benefits | $470,000 | 4,523 |
| Premises and equipment expense | $81,000 | 5,414 |
| Additional noninterest expense | $269,000 | 4,903 |
| Pre-tax net operating income | $688,000 | 1,854 |
| Securities gains (losses) | $26,000 | 1,415 |
| Applicable income taxes | $155,000 | 1,706 |
| Income before extraordinary items | $559,000 | 1,942 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $559,000 | 1,940 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $559,000 | 1,942 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $538,720 | 1,935 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,066,000 | 3,485 |
| Total interest expense | $3,719,000 | 2,901 |
| Net interest income | $5,347,000 | 3,780 |
| Provision for loan and lease losses | $215,000 | 5,698 |
| Total noninterest income | $718,000 | 4,008 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $186,000 | 4,773 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $532,000 | 3,106 |
| Total noninterest expense | $6,219,000 | 3,091 |
| Salaries and employee benefits | $2,038,000 | 4,300 |
| Premises and equipment expense | $423,000 | 4,836 |
| Additional noninterest expense | $3,758,000 | 1,951 |
| Pre-tax net operating income | $-369,000 | 5,879 |
| Securities gains (losses) | $179,000 | 1,637 |
| Applicable income taxes | $926,000 | 1,027 |
| Income before extraordinary items | $-1,116,000 | 6,414 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,116,000 | 6,415 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,116,000 | 6,415 |
| Net charge-offs | $49,000 | 6,224 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,295,000 | 6,495 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,831,000 | 3,522 |
| Total interest expense | $2,916,000 | 2,918 |
| Net interest income | $3,915,000 | 3,833 |
| Provision for loan and lease losses | $185,000 | 5,248 |
| Total noninterest income | $535,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $131,000 | 4,917 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $404,000 | 3,166 |
| Total noninterest expense | $5,052,000 | 2,883 |
| Salaries and employee benefits | $1,428,000 | 4,535 |
| Premises and equipment expense | $283,000 | 5,182 |
| Additional noninterest expense | $3,341,000 | 1,621 |
| Pre-tax net operating income | $-787,000 | 6,524 |
| Securities gains (losses) | $166,000 | 1,431 |
| Applicable income taxes | $706,000 | 1,087 |
| Income before extraordinary items | $-1,327,000 | 6,919 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,327,000 | 6,921 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,327,000 | 6,921 |
| Net charge-offs | $9,000 | 6,555 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,493,000 | 6,984 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,564,000 | 3,555 |
| Total interest expense | $1,970,000 | 3,005 |
| Net interest income | $2,594,000 | 3,837 |
| Provision for loan and lease losses | $155,000 | 4,696 |
| Total noninterest income | $313,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $83,000 | 5,005 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $230,000 | 3,427 |
| Total noninterest expense | $4,209,000 | 2,377 |
| Salaries and employee benefits | $961,000 | 4,560 |
| Premises and equipment expense | $198,000 | 5,101 |
| Additional noninterest expense | $3,050,000 | 1,242 |
| Pre-tax net operating income | $-1,457,000 | 7,222 |
| Securities gains (losses) | $128,000 | 1,306 |
| Applicable income taxes | $436,000 | 1,198 |
| Income before extraordinary items | $-1,765,000 | 7,404 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,765,000 | 7,403 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,765,000 | 7,402 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,893,000 | 7,450 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,268,000 | 3,599 |
| Total interest expense | $997,000 | 3,054 |
| Net interest income | $1,271,000 | 3,888 |
| Provision for loan and lease losses | $55,000 | 4,803 |
| Total noninterest income | $106,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $34,000 | 5,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $72,000 | 4,184 |
| Total noninterest expense | $1,211,000 | 3,733 |
| Salaries and employee benefits | $456,000 | 4,761 |
| Premises and equipment expense | $77,000 | 5,736 |
| Additional noninterest expense | $678,000 | 2,294 |
| Pre-tax net operating income | $111,000 | 4,910 |
| Securities gains (losses) | $82,000 | 1,093 |
| Applicable income taxes | $140,000 | 1,822 |
| Income before extraordinary items | $53,000 | 5,631 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $53,000 | 5,634 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $53,000 | 5,634 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $520 | 6,248 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,960,000 | 3,816 |
| Total interest expense | $4,210,000 | 3,389 |
| Net interest income | $4,750,000 | 4,089 |
| Provision for loan and lease losses | $46,000 | 6,648 |
| Total noninterest income | $736,000 | 4,026 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $268,000 | 4,217 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $468,000 | 3,297 |
| Total noninterest expense | $3,605,000 | 4,539 |
| Salaries and employee benefits | $2,002,000 | 4,448 |
| Premises and equipment expense | $379,000 | 5,233 |
| Additional noninterest expense | $1,224,000 | 4,235 |
| Pre-tax net operating income | $1,835,000 | 2,630 |
| Securities gains (losses) | $-1,507,000 | 7,826 |
| Applicable income taxes | $-62,000 | 6,992 |
| Income before extraordinary items | $390,000 | 4,786 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $390,000 | 4,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,287 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,897,000 | 2,206 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,684,000 | 3,887 |
| Total interest expense | $3,230,000 | 3,435 |
| Net interest income | $3,454,000 | 4,194 |
| Provision for loan and lease losses | $37,000 | 6,145 |
| Total noninterest income | $480,000 | 4,422 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $188,000 | 4,372 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $292,000 | 3,731 |
| Total noninterest expense | $2,574,000 | 4,690 |
| Salaries and employee benefits | $1,406,000 | 4,684 |
| Premises and equipment expense | $286,000 | 5,235 |
| Additional noninterest expense | $882,000 | 4,273 |
| Pre-tax net operating income | $1,323,000 | 3,110 |
| Securities gains (losses) | $-1,530,000 | 7,999 |
| Applicable income taxes | $-239,000 | 7,693 |
| Income before extraordinary items | $32,000 | 6,484 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $32,000 | 6,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,890 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,011,200 | 3,231 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,465,000 | 3,936 |
| Total interest expense | $2,237,000 | 3,457 |
| Net interest income | $2,228,000 | 4,282 |
| Provision for loan and lease losses | $28,000 | 5,752 |
| Total noninterest income | $327,000 | 4,448 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $127,000 | 4,362 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $200,000 | 3,761 |
| Total noninterest expense | $1,749,000 | 4,660 |
| Salaries and employee benefits | $937,000 | 4,732 |
| Premises and equipment expense | $211,000 | 4,986 |
| Additional noninterest expense | $601,000 | 4,187 |
| Pre-tax net operating income | $778,000 | 3,486 |
| Securities gains (losses) | $-1,530,000 | 8,389 |
| Applicable income taxes | $-384,000 | 8,122 |
| Income before extraordinary items | $-368,000 | 7,588 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-368,000 | 7,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $611,200 | 3,543 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 4,002 |
| Total interest expense | $1,176,000 | 3,500 |
| Net interest income | $1,075,000 | 4,388 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $169,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $54,000 | 4,649 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $115,000 | 3,517 |
| Total noninterest expense | $802,000 | 4,928 |
| Salaries and employee benefits | $453,000 | 4,868 |
| Premises and equipment expense | $78,000 | 5,785 |
| Additional noninterest expense | $271,000 | 4,437 |
| Pre-tax net operating income | $433,000 | 3,365 |
| Securities gains (losses) | $13,000 | 1,848 |
| Applicable income taxes | $132,000 | 2,480 |
| Income before extraordinary items | $314,000 | 3,698 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $314,000 | 3,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $304,900 | 3,685 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,470,000 | 4,205 |
| Total interest expense | $4,081,000 | 3,964 |
| Net interest income | $4,389,000 | 4,367 |
| Provision for loan and lease losses | $36,000 | 5,943 |
| Total noninterest income | $567,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $207,000 | 4,836 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $360,000 | 3,939 |
| Total noninterest expense | $3,292,000 | 4,719 |
| Salaries and employee benefits | $1,964,000 | 4,437 |
| Premises and equipment expense | $343,000 | 5,463 |
| Additional noninterest expense | $985,000 | 4,712 |
| Pre-tax net operating income | $1,628,000 | 3,751 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $234,000 | 3,683 |
| Income before extraordinary items | $1,397,000 | 3,588 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,397,000 | 3,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,249 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,394,420 | 3,582 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,270,000 | 4,258 |
| Total interest expense | $3,008,000 | 4,016 |
| Net interest income | $3,262,000 | 4,404 |
| Provision for loan and lease losses | $27,000 | 5,609 |
| Total noninterest income | $430,000 | 4,747 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $151,000 | 4,911 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $279,000 | 3,889 |
| Total noninterest expense | $2,316,000 | 4,890 |
| Salaries and employee benefits | $1,355,000 | 4,703 |
| Premises and equipment expense | $246,000 | 5,555 |
| Additional noninterest expense | $715,000 | 4,734 |
| Pre-tax net operating income | $1,349,000 | 3,696 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $125,000 | 4,230 |
| Income before extraordinary items | $1,224,000 | 3,418 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,224,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,810 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,224,000 | 3,404 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,156,000 | 4,300 |
| Total interest expense | $1,974,000 | 4,055 |
| Net interest income | $2,182,000 | 4,432 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $279,000 | 4,827 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $90,000 | 5,147 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $189,000 | 3,884 |
| Total noninterest expense | $1,601,000 | 4,814 |
| Salaries and employee benefits | $927,000 | 4,658 |
| Premises and equipment expense | $173,000 | 5,463 |
| Additional noninterest expense | $501,000 | 4,577 |
| Pre-tax net operating income | $842,000 | 3,902 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $44,000 | 4,855 |
| Income before extraordinary items | $798,000 | 3,522 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $798,000 | 3,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $798,000 | 3,497 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 4,308 |
| Total interest expense | $973,000 | 4,082 |
| Net interest income | $1,096,000 | 4,428 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $156,000 | 4,554 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $43,000 | 5,170 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $113,000 | 3,538 |
| Total noninterest expense | $730,000 | 5,108 |
| Salaries and employee benefits | $444,000 | 4,830 |
| Premises and equipment expense | $75,000 | 5,852 |
| Additional noninterest expense | $211,000 | 5,096 |
| Pre-tax net operating income | $513,000 | 3,470 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $200,000 | 2,397 |
| Income before extraordinary items | $313,000 | 4,071 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $313,000 | 4,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $313,000 | 4,047 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 4,204 |
| Total interest expense | $3,376,000 | 4,013 |
| Net interest income | $4,623,000 | 4,265 |
| Provision for loan and lease losses | $96,000 | 4,805 |
| Total noninterest income | $566,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $239,000 | 4,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $327,000 | 4,132 |
| Total noninterest expense | $3,280,000 | 4,591 |
| Salaries and employee benefits | $1,935,000 | 4,388 |
| Premises and equipment expense | $388,000 | 5,023 |
| Additional noninterest expense | $957,000 | 4,654 |
| Pre-tax net operating income | $1,813,000 | 3,874 |
| Securities gains (losses) | $18,000 | 936 |
| Applicable income taxes | $464,000 | 3,245 |
| Income before extraordinary items | $1,367,000 | 3,983 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,367,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,353,500 | 3,989 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,906,000 | 4,220 |
| Total interest expense | $2,417,000 | 4,053 |
| Net interest income | $3,489,000 | 4,259 |
| Provision for loan and lease losses | $87,000 | 4,417 |
| Total noninterest income | $456,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $177,000 | 4,680 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $279,000 | 3,864 |
| Total noninterest expense | $2,370,000 | 4,701 |
| Salaries and employee benefits | $1,373,000 | 4,533 |
| Premises and equipment expense | $299,000 | 4,958 |
| Additional noninterest expense | $698,000 | 4,719 |
| Pre-tax net operating income | $1,488,000 | 3,801 |
| Securities gains (losses) | $18,000 | 773 |
| Applicable income taxes | $324,000 | 3,474 |
| Income before extraordinary items | $1,182,000 | 3,784 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,182,000 | 3,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,167,960 | 3,789 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 4,229 |
| Total interest expense | $1,547,000 | 4,030 |
| Net interest income | $2,320,000 | 4,271 |
| Provision for loan and lease losses | $78,000 | 3,746 |
| Total noninterest income | $295,000 | 4,791 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $118,000 | 4,641 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $177,000 | 3,972 |
| Total noninterest expense | $1,590,000 | 4,703 |
| Salaries and employee benefits | $944,000 | 4,451 |
| Premises and equipment expense | $197,000 | 4,979 |
| Additional noninterest expense | $449,000 | 4,829 |
| Pre-tax net operating income | $947,000 | 3,927 |
| Securities gains (losses) | $18,000 | 623 |
| Applicable income taxes | $209,000 | 3,555 |
| Income before extraordinary items | $756,000 | 3,872 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $756,000 | 3,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $741,960 | 3,906 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 4,245 |
| Total interest expense | $750,000 | 3,994 |
| Net interest income | $1,137,000 | 4,323 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $163,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $65,000 | 4,375 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $98,000 | 3,749 |
| Total noninterest expense | $724,000 | 5,023 |
| Salaries and employee benefits | $427,000 | 4,811 |
| Premises and equipment expense | $77,000 | 5,732 |
| Additional noninterest expense | $220,000 | 4,877 |
| Pre-tax net operating income | $567,000 | 3,456 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $169,000 | 2,858 |
| Income before extraordinary items | $398,000 | 3,727 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $398,000 | 3,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $398,000 | 3,712 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,393,000 | 3,989 |
| Total interest expense | $2,515,000 | 3,810 |
| Net interest income | $4,878,000 | 4,028 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $555,000 | 4,990 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $216,000 | 4,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $339,000 | 4,090 |
| Total noninterest expense | $3,547,000 | 4,245 |
| Salaries and employee benefits | $1,822,000 | 4,436 |
| Premises and equipment expense | $344,000 | 5,340 |
| Additional noninterest expense | $1,381,000 | 3,450 |
| Pre-tax net operating income | $1,850,000 | 3,873 |
| Securities gains (losses) | $361,000 | 358 |
| Applicable income taxes | $623,000 | 3,010 |
| Income before extraordinary items | $1,588,000 | 3,652 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,588,000 | 3,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,967 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,328,080 | 4,065 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,493,000 | 3,963 |
| Total interest expense | $1,830,000 | 3,741 |
| Net interest income | $3,663,000 | 4,024 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $456,000 | 4,782 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $162,000 | 4,916 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $294,000 | 3,839 |
| Total noninterest expense | $2,667,000 | 4,203 |
| Salaries and employee benefits | $1,273,000 | 4,643 |
| Premises and equipment expense | $263,000 | 5,258 |
| Additional noninterest expense | $1,131,000 | 3,175 |
| Pre-tax net operating income | $1,425,000 | 3,897 |
| Securities gains (losses) | $361,000 | 338 |
| Applicable income taxes | $507,000 | 2,908 |
| Income before extraordinary items | $1,279,000 | 3,514 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,279,000 | 3,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,019,080 | 4,061 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 3,917 |
| Total interest expense | $1,182,000 | 3,659 |
| Net interest income | $2,465,000 | 3,967 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $317,000 | 4,647 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $106,000 | 4,913 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $211,000 | 3,674 |
| Total noninterest expense | $1,898,000 | 3,975 |
| Salaries and employee benefits | $811,000 | 4,765 |
| Premises and equipment expense | $142,000 | 5,866 |
| Additional noninterest expense | $945,000 | 2,577 |
| Pre-tax net operating income | $866,000 | 4,086 |
| Securities gains (losses) | $344,000 | 293 |
| Applicable income taxes | $315,000 | 3,015 |
| Income before extraordinary items | $895,000 | 3,376 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $895,000 | 3,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $640,440 | 4,199 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 3,902 |
| Total interest expense | $569,000 | 3,660 |
| Net interest income | $1,244,000 | 3,939 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $185,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $61,000 | 4,567 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $124,000 | 3,332 |
| Total noninterest expense | $723,000 | 4,880 |
| Salaries and employee benefits | $413,000 | 4,716 |
| Premises and equipment expense | $74,000 | 5,787 |
| Additional noninterest expense | $236,000 | 4,552 |
| Pre-tax net operating income | $697,000 | 2,873 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $216,000 | 2,474 |
| Income before extraordinary items | $484,000 | 3,126 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $484,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $481,930 | 3,096 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,094,000 | 3,763 |
| Total interest expense | $2,153,000 | 3,434 |
| Net interest income | $4,941,000 | 3,836 |
| Provision for loan and lease losses | $51,000 | 5,892 |
| Total noninterest income | $498,000 | 5,274 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $212,000 | 5,105 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $286,000 | 4,351 |
| Total noninterest expense | $3,020,000 | 4,638 |
| Salaries and employee benefits | $1,810,000 | 4,322 |
| Premises and equipment expense | $339,000 | 5,321 |
| Additional noninterest expense | $871,000 | 4,813 |
| Pre-tax net operating income | $2,368,000 | 3,140 |
| Securities gains (losses) | $89,000 | 1,324 |
| Applicable income taxes | $710,000 | 2,740 |
| Income before extraordinary items | $1,747,000 | 3,250 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,747,000 | 3,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,009 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,683,810 | 3,275 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 3,756 |
| Total interest expense | $1,582,000 | 3,457 |
| Net interest income | $3,701,000 | 3,830 |
| Provision for loan and lease losses | $42,000 | 5,667 |
| Total noninterest income | $373,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $154,000 | 5,204 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $219,000 | 4,335 |
| Total noninterest expense | $2,119,000 | 4,813 |
| Salaries and employee benefits | $1,248,000 | 4,558 |
| Premises and equipment expense | $248,000 | 5,369 |
| Additional noninterest expense | $623,000 | 4,926 |
| Pre-tax net operating income | $1,913,000 | 3,000 |
| Securities gains (losses) | $87,000 | 1,278 |
| Applicable income taxes | $492,000 | 2,930 |
| Income before extraordinary items | $1,508,000 | 2,940 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,508,000 | 2,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,529 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,442,750 | 2,980 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 3,801 |
| Total interest expense | $1,029,000 | 3,527 |
| Net interest income | $2,441,000 | 3,856 |
| Provision for loan and lease losses | $43,000 | 4,943 |
| Total noninterest income | $253,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $97,000 | 5,328 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $156,000 | 4,232 |
| Total noninterest expense | $1,415,000 | 4,837 |
| Salaries and employee benefits | $810,000 | 4,674 |
| Premises and equipment expense | $183,000 | 5,061 |
| Additional noninterest expense | $422,000 | 4,880 |
| Pre-tax net operating income | $1,236,000 | 3,041 |
| Securities gains (losses) | $53,000 | 1,421 |
| Applicable income taxes | $275,000 | 3,221 |
| Income before extraordinary items | $1,014,000 | 2,901 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,014,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $972,130 | 2,921 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,719,000 | 3,840 |
| Total interest expense | $514,000 | 3,554 |
| Net interest income | $1,205,000 | 3,884 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $123,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $79,000 | 4,203 |
| Total noninterest expense | $719,000 | 4,828 |
| Salaries and employee benefits | $430,000 | 4,476 |
| Premises and equipment expense | $91,000 | 5,132 |
| Additional noninterest expense | $198,000 | 5,107 |
| Pre-tax net operating income | $574,000 | 3,195 |
| Securities gains (losses) | $65,000 | 1,051 |
| Applicable income taxes | $180,000 | 2,752 |
| Income before extraordinary items | $459,000 | 3,145 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $459,000 | 3,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $412,200 | 3,312 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,364,000 | 3,663 |
| Total interest expense | $2,687,000 | 3,160 |
| Net interest income | $4,677,000 | 3,878 |
| Provision for loan and lease losses | $77,000 | 5,698 |
| Total noninterest income | $376,000 | 6,097 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $170,000 | 5,615 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $206,000 | 5,220 |
| Total noninterest expense | $2,875,000 | 4,746 |
| Salaries and employee benefits | $1,685,000 | 4,467 |
| Premises and equipment expense | $346,000 | 5,207 |
| Additional noninterest expense | $844,000 | 4,879 |
| Pre-tax net operating income | $2,101,000 | 3,279 |
| Securities gains (losses) | $56,000 | 2,403 |
| Applicable income taxes | $799,000 | 2,535 |
| Income before extraordinary items | $1,358,000 | 3,808 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,358,000 | 3,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,397 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,322,160 | 3,703 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,591,000 | 3,675 |
| Total interest expense | $2,095,000 | 3,165 |
| Net interest income | $3,496,000 | 3,903 |
| Provision for loan and lease losses | $73,000 | 5,264 |
| Total noninterest income | $306,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $126,000 | 5,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $180,000 | 4,992 |
| Total noninterest expense | $2,085,000 | 4,845 |
| Salaries and employee benefits | $1,217,000 | 4,570 |
| Premises and equipment expense | $260,000 | 5,196 |
| Additional noninterest expense | $608,000 | 4,954 |
| Pre-tax net operating income | $1,644,000 | 3,308 |
| Securities gains (losses) | $47,000 | 2,363 |
| Applicable income taxes | $600,000 | 2,666 |
| Income before extraordinary items | $1,091,000 | 3,770 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,091,000 | 3,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,060,450 | 3,681 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,846,000 | 3,620 |
| Total interest expense | $1,448,000 | 3,154 |
| Net interest income | $2,398,000 | 3,831 |
| Provision for loan and lease losses | $56,000 | 5,002 |
| Total noninterest income | $202,000 | 5,982 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $79,000 | 5,792 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $123,000 | 4,953 |
| Total noninterest expense | $1,379,000 | 4,873 |
| Salaries and employee benefits | $789,000 | 4,661 |
| Premises and equipment expense | $177,000 | 5,101 |
| Additional noninterest expense | $413,000 | 4,891 |
| Pre-tax net operating income | $1,165,000 | 3,152 |
| Securities gains (losses) | $47,000 | 2,063 |
| Applicable income taxes | $410,000 | 2,636 |
| Income before extraordinary items | $802,000 | 3,507 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $802,000 | 3,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $770,980 | 3,416 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 3,621 |
| Total interest expense | $735,000 | 3,174 |
| Net interest income | $1,201,000 | 3,817 |
| Provision for loan and lease losses | $33,000 | 4,367 |
| Total noninterest income | $112,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 5,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $76,000 | 4,450 |
| Total noninterest expense | $674,000 | 4,926 |
| Salaries and employee benefits | $400,000 | 4,616 |
| Premises and equipment expense | $81,000 | 5,408 |
| Additional noninterest expense | $193,000 | 5,097 |
| Pre-tax net operating income | $606,000 | 3,056 |
| Securities gains (losses) | $44,000 | 1,461 |
| Applicable income taxes | $269,000 | 2,206 |
| Income before extraordinary items | $381,000 | 3,595 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $381,000 | 3,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $352,840 | 3,606 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,107,000 | 3,610 |
| Total interest expense | $3,594,000 | 3,013 |
| Net interest income | $4,513,000 | 3,982 |
| Provision for loan and lease losses | $40,000 | 6,915 |
| Total noninterest income | $241,000 | 6,938 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $140,000 | 5,961 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 6,421 |
| Total noninterest expense | $2,807,000 | 4,677 |
| Salaries and employee benefits | $1,663,000 | 4,335 |
| Premises and equipment expense | $356,000 | 5,041 |
| Additional noninterest expense | $788,000 | 4,978 |
| Pre-tax net operating income | $1,907,000 | 3,542 |
| Securities gains (losses) | $76,000 | 2,019 |
| Applicable income taxes | $643,000 | 3,005 |
| Income before extraordinary items | $1,340,000 | 3,806 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,340,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,791 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,288,320 | 3,802 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,609,000 | 3,778 |
| Total interest expense | $4,792,000 | 3,267 |
| Net interest income | $3,817,000 | 4,269 |
| Provision for loan and lease losses | $54,000 | 6,579 |
| Total noninterest income | $194,000 | 7,370 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $124,000 | 6,186 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $70,000 | 7,115 |
| Total noninterest expense | $2,757,000 | 4,627 |
| Salaries and employee benefits | $1,555,000 | 4,386 |
| Premises and equipment expense | $395,000 | 4,640 |
| Additional noninterest expense | $807,000 | 4,750 |
| Pre-tax net operating income | $1,200,000 | 4,417 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $363,000 | 3,920 |
| Income before extraordinary items | $837,000 | 4,767 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $837,000 | 4,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,919 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $837,000 | 4,643 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,644,000 | 3,878 |
| Total interest expense | $4,802,000 | 3,438 |
| Net interest income | $3,842,000 | 4,318 |
| Provision for loan and lease losses | $42,000 | 6,799 |
| Total noninterest income | $110,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $99,000 | 6,580 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,000 | 9,368 |
| Total noninterest expense | $2,628,000 | 4,691 |
| Salaries and employee benefits | $1,505,000 | 4,350 |
| Premises and equipment expense | $417,000 | 4,373 |
| Additional noninterest expense | $706,000 | 5,145 |
| Pre-tax net operating income | $1,282,000 | 4,538 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $341,000 | 4,318 |
| Income before extraordinary items | $941,000 | 4,555 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $941,000 | 4,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $941,000 | 4,555 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,560,000 | 3,674 |
| Total interest expense | $4,672,000 | 3,115 |
| Net interest income | $3,888,000 | 4,283 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $130,000 | 8,390 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $96,000 | 6,793 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $34,000 | 8,669 |
| Total noninterest expense | $2,524,000 | 4,848 |
| Salaries and employee benefits | $1,423,000 | 4,531 |
| Premises and equipment expense | $419,000 | 4,366 |
| Additional noninterest expense | $682,000 | 5,340 |
| Pre-tax net operating income | $1,458,000 | 4,176 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $425,000 | 4,001 |
| Income before extraordinary items | $1,033,000 | 4,329 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,033,000 | 4,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,033,000 | 4,292 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,438,000 | 3,742 |
| Total interest expense | $4,674,000 | 3,190 |
| Net interest income | $3,764,000 | 4,334 |
| Provision for loan and lease losses | $38,000 | 7,037 |
| Total noninterest income | $136,000 | 8,456 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $110,000 | 6,670 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $26,000 | 9,196 |
| Total noninterest expense | $2,085,000 | 5,441 |
| Salaries and employee benefits | $1,228,000 | 4,995 |
| Premises and equipment expense | $239,000 | 6,124 |
| Additional noninterest expense | $618,000 | 5,634 |
| Pre-tax net operating income | $1,777,000 | 3,668 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $580,000 | 3,493 |
| Income before extraordinary items | $1,197,000 | 3,939 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,197,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,077 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,197,000 | 3,850 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,116,000 | 3,919 |
| Total interest expense | $4,387,000 | 3,371 |
| Net interest income | $3,729,000 | 4,493 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $130,000 | 8,891 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $97,000 | 7,274 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $33,000 | 9,193 |
| Total noninterest expense | $1,787,000 | 6,093 |
| Salaries and employee benefits | $1,042,000 | 5,708 |
| Premises and equipment expense | $186,000 | 7,092 |
| Additional noninterest expense | $559,000 | 6,054 |
| Pre-tax net operating income | $2,036,000 | 3,474 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $657,000 | 3,432 |
| Income before extraordinary items | $1,378,000 | 3,616 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,378,000 | 3,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,378,680 | 3,539 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,988,000 | 4,043 |
| Total interest expense | $4,362,000 | 3,416 |
| Net interest income | $3,626,000 | 4,686 |
| Provision for loan and lease losses | $51,000 | 6,537 |
| Total noninterest income | $122,000 | 9,497 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $95,000 | 7,601 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $27,000 | 10,012 |
| Total noninterest expense | $2,486,000 | 5,029 |
| Salaries and employee benefits | $1,025,000 | 5,888 |
| Premises and equipment expense | $215,000 | 6,774 |
| Additional noninterest expense | $1,246,000 | 3,664 |
| Pre-tax net operating income | $1,211,000 | 5,094 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $500,000 | 4,144 |
| Income before extraordinary items | $710,000 | 5,722 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $710,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $710,640 | 5,660 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,549,000 | 4,236 |
| Total interest expense | $4,210,000 | 3,525 |
| Net interest income | $3,339,000 | 5,054 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $130,000 | 9,662 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $95,000 | 7,904 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $35,000 | 9,970 |
| Total noninterest expense | $1,795,000 | 6,473 |
| Salaries and employee benefits | $894,000 | 6,584 |
| Premises and equipment expense | $184,000 | 7,520 |
| Additional noninterest expense | $717,000 | 5,732 |
| Pre-tax net operating income | $1,639,000 | 4,134 |
| Securities gains (losses) | $25,000 | 1,741 |
| Applicable income taxes | $518,000 | 4,089 |
| Income before extraordinary items | $1,146,000 | 4,101 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,146,000 | 4,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,128,750 | 4,141 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,212,000 | 4,111 |
| Total interest expense | $3,834,000 | 3,193 |
| Net interest income | $3,378,000 | 5,092 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $111,000 | 10,498 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $90,000 | 8,368 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $21,000 | 11,366 |
| Total noninterest expense | $1,683,000 | 7,037 |
| Salaries and employee benefits | $822,000 | 7,077 |
| Premises and equipment expense | $150,000 | 8,551 |
| Additional noninterest expense | $711,000 | 6,243 |
| Pre-tax net operating income | $1,761,000 | 3,829 |
| Securities gains (losses) | $-20,000 | 10,331 |
| Applicable income taxes | $579,000 | 3,620 |
| Income before extraordinary items | $1,162,000 | 3,979 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,162,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,175,400 | 3,975 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,326,000 | 4,133 |
| Total interest expense | $4,135,000 | 3,072 |
| Net interest income | $3,191,000 | 5,372 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $117,000 | 10,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $1,507,000 | 7,809 |
| Salaries and employee benefits | $735,000 | 7,747 |
| Premises and equipment expense | $128,000 | 9,539 |
| Additional noninterest expense | $644,000 | 6,980 |
| Pre-tax net operating income | $1,791,000 | 3,692 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $545,000 | 3,875 |
| Income before extraordinary items | $1,246,000 | 3,871 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,246,000 | 3,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,246,000 | 3,661 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,979,000 | 4,833 |
| Total interest expense | $4,346,000 | 3,776 |
| Net interest income | $2,633,000 | 6,348 |
| Provision for loan and lease losses | $7,000 | 11,393 |
| Total noninterest income | $212,000 | 9,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,254 |
| Total noninterest expense | $1,398,000 | 8,303 |
| Salaries and employee benefits | $716,000 | 7,867 |
| Premises and equipment expense | $228,000 | 7,203 |
| Additional noninterest expense | $454,000 | 8,930 |
| Pre-tax net operating income | $1,440,000 | 4,197 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $443,000 | 4,417 |
| Income before extraordinary items | $997,000 | 4,523 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $997,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $997,000 | 4,199 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.