Home > Rockland Trust Company > Net charge- offs to loans
Rockland Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2371% | 455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1447% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,546 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 4,203 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5578% | 200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0657% | 2,497 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0657% | 2,375 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2806% | 305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1249% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,663 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0062% | 4,283 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0081% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0656% | 4,264 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0656% | 4,266 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3430% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 3,681 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 4,318 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9641% | 129 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0070% | 4,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0070% | 4,079 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 104.8195% | 2 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 1,390 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 3,871 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 4,427 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0757% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.0573% | 4 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 2,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,387 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 4,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0110% | 4,660 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 3,719 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0192% | 4,384 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0032% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1694% | 1,827 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1694% | 1,748 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.6637% | 2 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 1,946 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,412 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0147% | 4,707 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 3,770 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0229% | 4,435 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 3,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 3,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1955% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1955% | 1,497 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.8836% | 1 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0089% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 665 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 3,927 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0176% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 3,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2609% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2609% | 1,207 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.0715% | 1 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 1,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,261 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 4,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0081% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 3,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0089% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0285% | 1,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0285% | 1,677 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.2764% | 1 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0121% | 2,110 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 3,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 3,635 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 3,215 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 3,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0550% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1215% | 1,871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1215% | 1,764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 22.8208% | 2 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 1,123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,527 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 3,206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2570% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1660% | 1,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1660% | 1,406 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 110.0636% | 1 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0019% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3621% | 367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1262% | 1,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1262% | 1,407 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 208.6804% | 1 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1427% | 530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 4,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,646 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 3,340 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6516% | 206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5688% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5688% | 656 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 378.4946% | 1 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0744% | 1,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1250% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 3,335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1326% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0963% | 4,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0963% | 4,422 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 233.3492% | 1 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0703% | 693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1670% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,705 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 3,337 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0234% | 1,644 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1258% | 4,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1258% | 4,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 216.3755% | 2 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0128% | 2,507 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,710 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0028% | 3,350 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0093% | 1,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0419% | 2,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0419% | 2,401 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 181.4286% | 2 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0357% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1799% | 1,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1799% | 1,797 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 191.4286% | 3 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 2,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0150% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0862% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 4,173 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 3,494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 4,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0598% | 4,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5242% | 1,510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5242% | 1,389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 102.0938% | 2 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0108% | 4,400 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 4,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0203% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 4,242 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 3,533 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 4,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0998% | 4,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2826% | 2,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2827% | 1,901 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 64.0701% | 4 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 2,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 1,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 1,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0182% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0013% | 3,733 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2177% | 4,806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2177% | 4,771 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 48.8804% | 3 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0088% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0410% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 4,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 3,891 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1442% | 4,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1442% | 4,622 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 59.8770% | 2 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 3,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 2,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0035% | 3,501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 1,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0426% | 1,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7027% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7027% | 1,073 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 55.5761% | 4 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 2,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 1,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 1,488 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 3,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 1,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0458% | 1,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7598% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7598% | 902 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 54.8752% | 3 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 2,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0095% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 1,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0285% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0926% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0926% | 579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 37.1169% | 3 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 2,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0150% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0537% | 939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9926% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9926% | 696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 56.3226% | 3 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0625% | 2,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 4,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 4,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 2,157 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0062% | 3,730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 1,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3820% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5345% | 1,664 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5345% | 1,538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.2359% | 12 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0759% | 2,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 4,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0214% | 4,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 1,872 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0110% | 3,788 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 1,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4823% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9887% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9888% | 743 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.1667% | 10 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 1,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 1,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0012% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7537% | 515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5663% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5663% | 1,259 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.6973% | 8 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 4,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 4,696 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0425% | 4,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 1,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0900% | 4,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3210% | 1,757 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3210% | 1,626 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3456% | 17 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 4,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 2,941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0116% | 543 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 4,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 2,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0624% | 637 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 5,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0281% | 4,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0334% | 3,592 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0334% | 3,470 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4558% | 703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.7876% | 20 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 4,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 2,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 5,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0856% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 4,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1194% | 5,074 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0108% | 4,911 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0108% | 4,847 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4097% | 607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -32.8053% | 1,217 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0277% | 5,082 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 4,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0445% | 5,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 1,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0668% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0128% | 1,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1876% | 5,278 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3946% | 5,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3946% | 5,536 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2713% | 635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -71.3348% | 1,210 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 4,345 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 4,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0408% | 5,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 1,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0182% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 1,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0453% | 4,737 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3381% | 5,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3381% | 5,443 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2610% | 517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 25.8153% | 5 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 4,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 4,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0483% | 5,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0182% | 251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 2,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0683% | 743 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 2,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0500% | 2,152 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2285% | 5,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2285% | 5,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6304% | 523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 98.4848% | 5 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 3,489 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 4,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0641% | 5,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0244% | 206 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 2,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1051% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 2,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1006% | 1,609 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3206% | 5,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3206% | 5,673 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6095% | 489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 178.0303% | 4 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 3,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 4,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0799% | 5,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0313% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1221% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 2,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0514% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2477% | 2,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2477% | 1,933 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5236% | 481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 132.5626% | 4 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 3,101 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0296% | 5,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1253% | 5,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0566% | 1,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0833% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0451% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1262% | 874 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1673% | 5,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1673% | 5,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6077% | 369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 243.1894% | 4 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1752% | 2,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1580% | 1,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1951% | 1,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1943% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1420% | 2,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1039% | 918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1592% | 1,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2017% | 1,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2146% | 2,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2146% | 2,646 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7621% | 495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 332.5821% | 2 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1893% | 1,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1650% | 1,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1964% | 1,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1516% | 262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1669% | 1,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1116% | 818 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1914% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2516% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2266% | 2,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2266% | 2,379 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7875% | 454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 304.6079% | 3 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2265% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2107% | 1,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3020% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1116% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1736% | 1,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1160% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1987% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2480% | 1,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5070% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5070% | 1,373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8278% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 247.1795% | 3 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3448% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3300% | 834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5518% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1466% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1904% | 1,214 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 4,401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2753% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3498% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7116% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7116% | 458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7918% | 346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 400.5188% | 2 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1916% | 2,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1498% | 2,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.1515% | 1,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1057% | 2,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4593% | 380 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1347% | 2,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2155% | 1,029 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1017% | 2,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3432% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6966% | 1,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6966% | 1,499 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0106% | 461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 151.1905% | 5 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1558% | 2,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0922% | 2,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.2044% | 1,187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 2,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1818% | 387 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1150% | 2,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1657% | 1,020 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0945% | 2,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4339% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3865% | 2,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3865% | 2,046 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9810% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 121.4583% | 3 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1432% | 2,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0782% | 2,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0803% | 1,171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0413% | 1,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1954% | 314 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0936% | 2,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1229% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0820% | 2,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4436% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3886% | 2,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3886% | 1,913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7647% | 466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.5741% | 17 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1081% | 2,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0830% | 2,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.1639% | 813 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 1,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3099% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0917% | 2,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1315% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 2,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1896% | 1,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2364% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2364% | 756 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3831% | 524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -12.1935% | 1,330 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3554% | 2,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2460% | 3,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0778% | 2,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1704% | 2,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3859% | 603 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3222% | 2,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6226% | 926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1908% | 2,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8674% | 1,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8719% | 1,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8719% | 1,443 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8289% | 600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 255.5656% | 8 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4123% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2482% | 2,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0983% | 2,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1763% | 2,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3790% | 538 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3211% | 2,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6523% | 807 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1693% | 2,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2099% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7771% | 1,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7771% | 1,444 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7215% | 586 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 43.4050% | 20 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5102% | 2,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3225% | 2,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0267% | 1,893 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2818% | 1,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4427% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3873% | 1,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8531% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1732% | 2,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5131% | 966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0845% | 3,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0845% | 3,283 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1736% | 882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 48.7829% | 19 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 3,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1840% | 2,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0559% | 1,367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0652% | 1,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2862% | 321 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3039% | 1,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4573% | 721 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2339% | 1,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0438% | 5,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7649% | 1,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7649% | 1,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6608% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -15.0198% | 1,386 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2559% | 4,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1621% | 4,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.2160% | 2,668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0687% | 3,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4402% | 778 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1958% | 3,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2371% | 1,573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1767% | 3,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5861% | 2,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2965% | 1,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1787% | 1,235 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2600% | 259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 388.0537% | 3 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2416% | 3,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1289% | 4,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.2515% | 2,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0576% | 2,843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1409% | 764 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1841% | 3,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1511% | 1,496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1996% | 3,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6800% | 2,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0922% | 1,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9677% | 1,337 |
| Percentage Net Loans Charged-off: All other loans and lease | 28.9559% | 67 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 396.0590% | 5 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2902% | 3,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1861% | 3,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.8379% | 1,734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0776% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2149% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2006% | 2,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1842% | 1,263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2083% | 2,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6779% | 1,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2123% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0298% | 1,171 |
| Percentage Net Loans Charged-off: All other loans and lease | 29.1344% | 63 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 412.4311% | 5 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2228% | 3,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1067% | 3,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0544% | 1,637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0935% | 1,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4395% | 346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0635% | 2,812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0261% | 1,012 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0814% | 2,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6624% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1895% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9350% | 1,128 |
| Percentage Net Loans Charged-off: All other loans and lease | 38.1305% | 46 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 369.7885% | 3 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4270% | 3,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2243% | 4,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.8436% | 2,615 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1327% | 3,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3224% | 915 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1894% | 3,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1835% | 1,646 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1922% | 3,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4189% | 2,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6262% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1,091.1024% | 4 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4602% | 3,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2535% | 3,605 |
| Percentage Net Loans Charged-off:Construction & development | 1.0842% | 2,223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1337% | 2,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3307% | 734 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2062% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1223% | 1,556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2458% | 2,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5266% | 1,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4899% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1,361.4026% | 2 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5052% | 3,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3217% | 3,018 |
| Percentage Net Loans Charged-off:Construction & development | 1.4833% | 1,799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0948% | 2,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4228% | 570 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3116% | 2,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1886% | 1,237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3686% | 2,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4842% | 1,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3107% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1,257.7136% | 2 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2031% | 3,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0791% | 3,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0257% | 1,800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2082% | 404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1264% | 2,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1642% | 881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1091% | 2,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7034% | 1,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4953% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 566.3330% | 4 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3555% | 4,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2123% | 4,063 |
| Percentage Net Loans Charged-off:Construction & development | 1.0261% | 2,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0708% | 3,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2098% | 3,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5141% | 1,212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 3,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8415% | 3,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8152% | 1,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0083% | 1,723 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3399% | 3,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0855% | 4,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0362% | 3,043 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1949% | 2,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4593% | 1,076 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0902% | 3,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1393% | 2,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9936% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0089% | 1,686 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3238% | 3,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 3,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0541% | 2,575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1770% | 2,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5211% | 833 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0454% | 3,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3349% | 1,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1177% | 1,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0130% | 1,655 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5338% | 2,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0444% | 3,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1058% | 2,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3428% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 7,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4999% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9165% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2502% | 3,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 3,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1857% | 2,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4849% | 719 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0612% | 3,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5145% | 2,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6590% | 1,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2404% | 2,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 3,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1324% | 2,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4606% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4957% | 2,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7301% | 1,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1992% | 2,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 3,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1426% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6225% | 1,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3223% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1907% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 2,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0692% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5598% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3225% | 1,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1553% | 3,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 3,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 2,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0617% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4994% | 1,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7932% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1602% | 2,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 3,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 2,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0542% | 623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5095% | 1,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8104% | 1,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1640% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 2,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 1,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0814% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5904% | 1,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7257% | 1,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1774% | 1,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6613% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8188% | 1,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1041% | 3,173 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 7,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 7,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1252% | 2,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6614% | 2,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0925% | 2,852 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 7,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 7,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0726% | 2,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6097% | 2,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0873% | 2,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 7,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 7,896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 7,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1388% | 1,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5191% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1189% | 1,908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 7,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 8,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0282% | 8,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2652% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6534% | 1,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1376% | 3,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 7,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0206% | 8,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0283% | 8,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0170% | 3,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8618% | 2,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.1199% | 1,362 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 2,785 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 7,948 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0277% | 8,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0377% | 8,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0311% | 3,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7771% | 2,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.4696% | 1,316 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 2,601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 7,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 7,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 7,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0559% | 7,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7512% | 2,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.7215% | 1,265 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1287% | 2,129 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 7,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 8,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 8,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 6,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7717% | 1,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1066% | 4,083 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 7,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 8,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 7,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6189% | 3,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2957% | 1,373 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0809% | 3,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 7,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 8,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 8,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1385% | 7,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5443% | 3,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.6140% | 1,332 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0882% | 3,605 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 7,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 7,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1547% | 7,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5800% | 2,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.1698% | 1,281 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1099% | 2,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2447% | 7,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7715% | 2,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.7572% | 1,220 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1089% | 4,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0437% | 7,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5941% | 3,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8431% | 33 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 4,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1341% | 8,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5727% | 3,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1051% | 3,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1817% | 8,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6319% | 3,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1084% | 3,233 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 8,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 8,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3437% | 8,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7226% | 2,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1074% | 5,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 4,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 8,475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 3,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0277% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2111% | 8,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5832% | 3,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1554% | 4,206 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 8,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 8,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 2,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 2,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0153% | 4,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6177% | 3,604 |
| Percentage Net Loans Charged-off: Credit card loans | -2.9490% | 5,531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4149% | 1,079 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1594% | 3,671 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0183% | 1,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0361% | 1,387 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0261% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0448% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6084% | 681 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9627% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2917% | 208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2694% | 2,526 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0334% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0230% | 1,278 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0556% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 1,302 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0645% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0870% | 1,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9388% | 473 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7241% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3291% | 208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3273% | 2,275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1240% | 1,335 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1190% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0048% | 1,237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1518% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4199% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9097% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6069% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3234% | 201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2390% | 3,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1258% | 266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1554% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1177% | 258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4714% | 351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6719% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3338% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2371% | 197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2406% | 3,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0620% | 1,304 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1735% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1619% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1770% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5857% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5232% | 889 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7867% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3177% | 182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4317% | 2,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1476% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2915% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3813% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2619% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4324% | 123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3765% | 889 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5242% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0785% | 320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4697% | 1,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3092% | 294 |
| Percentage Net Loans Charged-off:Construction & development | 0.3123% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1671% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4385% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6613% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3582% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1538% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1492% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6069% | 844 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2003% | 200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1323% | 1,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7212% | 243 |
| Percentage Net Loans Charged-off:Construction & development | 0.4949% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8044% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6760% | 106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3960% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8072% | 93 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9440% | 223 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8420% | 205 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7648% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2132% | 264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0815% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1463% | 220 |
| Percentage Net Loans Charged-off:Construction & development | 2.8074% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3972% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5383% | 152 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0954% | 1,322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9181% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0234% | 162 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5284% | 183 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0351% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3314% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |