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RiverHills Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$14,817,0002,313
Total interest expense$4,801,0002,063
Net interest income$10,016,0002,387
Provision for loan and lease losses$03,275
Total noninterest income$2,077,0001,962
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,312,000812
Trading account gains and feesNANA
Additional Noninterest Income$765,0002,558
Total noninterest expense$8,410,0002,260
Salaries and employee benefits$4,347,0002,402
Premises and equipment expense$689,0002,517
Additional noninterest expense$765,0002,558
Pre-tax net operating income$3,683,0002,270
Securities gains (losses)$-55,0003,674
Applicable income taxes$03,369
Income before extraordinary items$3,628,0002,109
Extraordinary gains, net$054
Net income$3,628,0002,133
Minority interest net income$088
Net income of bank and minority interests.$3,628,0002,112
Net charge-offs$644,000658
Cash dividends$1,867,0001,596
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,683,0002,120
2023-09-30 (YTD Data)Rank
Total interest income$10,745,0002,325
Total interest expense$3,360,0002,032
Net interest income$7,385,0002,421
Provision for loan and lease losses$03,085
Total noninterest income$1,597,0001,946
Gross Fiduciary activities income$0950
Service charges on deposit accounts$981,000815
Trading account gains and feesNANA
Additional Noninterest Income$616,0002,464
Total noninterest expense$5,092,0002,594
Salaries and employee benefits$3,057,0002,478
Premises and equipment expense$430,0002,784
Additional noninterest expense$616,0002,463
Pre-tax net operating income$3,890,0001,925
Securities gains (losses)$-55,0003,859
Applicable income taxes$03,407
Income before extraordinary items$3,835,0001,766
Extraordinary gains, net$052
Net income$3,835,0001,780
Minority interest net income$081
Net income of bank and minority interests.$3,835,0001,766
Net charge-offs$31,0001,697
Cash dividends$1,000,0001,672
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,890,0001,769
2023-06-30 (YTD Data)Rank
Total interest income$6,855,0002,354
Total interest expense$2,067,0001,982
Net interest income$4,788,0002,484
Provision for loan and lease losses$02,940
Total noninterest income$1,216,0001,760
Gross Fiduciary activities income$0931
Service charges on deposit accounts$677,000772
Trading account gains and feesNANA
Additional Noninterest Income$539,0002,124
Total noninterest expense$3,465,0002,545
Salaries and employee benefits$2,027,0002,488
Premises and equipment expense$284,0002,782
Additional noninterest expense$539,0002,121
Pre-tax net operating income$2,539,0001,940
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$2,539,0001,766
Extraordinary gains, net$051
Net income$2,539,0001,786
Minority interest net income$081
Net income of bank and minority interests.$2,539,0001,766
Net charge-offs$2,0002,220
Cash dividends$625,0001,761
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,539,0001,773
2023-03-31 (YTD Data)Rank
Total interest income$3,255,0002,412
Total interest expense$929,0001,914
Net interest income$2,326,0002,527
Provision for loan and lease losses$02,612
Total noninterest income$530,0001,887
Gross Fiduciary activities income$0913
Service charges on deposit accounts$332,000802
Trading account gains and feesNANA
Additional Noninterest Income$198,0002,446
Total noninterest expense$1,735,0002,562
Salaries and employee benefits$1,003,0002,547
Premises and equipment expense$141,0002,828
Additional noninterest expense$198,0002,446
Pre-tax net operating income$1,121,0002,163
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,121,0001,953
Extraordinary gains, net$04
Net income$1,121,0001,953
Minority interest net income$048
Net income of bank and minority interests.$1,121,0001,953
Net charge-offs$3,0001,707
Cash dividends$400,0001,392
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,121,0001,975
2022-12-31 (YTD Data)Rank
Total interest income$11,269,0002,361
Total interest expense$1,369,0002,023
Net interest income$9,900,0002,383
Provision for loan and lease losses$03,012
Total noninterest income$2,114,0001,987
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,400,000785
Trading account gains and feesNANA
Additional Noninterest Income$714,0002,686
Total noninterest expense$7,200,0002,472
Salaries and employee benefits$4,436,0002,343
Premises and equipment expense$746,0002,416
Additional noninterest expense$714,0002,686
Pre-tax net operating income$4,814,0002,087
Securities gains (losses)$-10,0003,436
Applicable income taxes$03,596
Income before extraordinary items$4,804,0001,873
Extraordinary gains, net$05
Net income$4,804,0001,871
Minority interest net income$063
Net income of bank and minority interests.$4,804,0001,872
Net charge-offs$86,0001,305
Cash dividends$1,046,0002,098
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,814,0001,898
2022-09-30 (YTD Data)Rank
Total interest income$8,151,0002,364
Total interest expense$740,0002,136
Net interest income$7,411,0002,366
Provision for loan and lease losses$02,835
Total noninterest income$1,702,0001,937
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,050,000792
Trading account gains and feesNANA
Additional Noninterest Income$652,0002,509
Total noninterest expense$5,180,0002,522
Salaries and employee benefits$3,129,0002,426
Premises and equipment expense$463,0002,674
Additional noninterest expense$652,0002,509
Pre-tax net operating income$3,933,0001,960
Securities gains (losses)$-7,0003,702
Applicable income taxes$03,603
Income before extraordinary items$3,926,0001,753
Extraordinary gains, net$04
Net income$3,926,0001,753
Minority interest net income$057
Net income of bank and minority interests.$3,926,0001,752
Net charge-offs$120,000863
Cash dividends$683,0001,965
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,933,0001,788
2022-06-30 (YTD Data)Rank
Total interest income$5,318,0002,354
Total interest expense$480,0002,013
Net interest income$4,838,0002,364
Provision for loan and lease losses$02,599
Total noninterest income$1,291,0001,780
Gross Fiduciary activities income$0925
Service charges on deposit accounts$701,000788
Trading account gains and feesNANA
Additional Noninterest Income$590,0002,215
Total noninterest expense$3,453,0002,513
Salaries and employee benefits$2,076,0002,435
Premises and equipment expense$316,0002,649
Additional noninterest expense$1,061,0002,517
Pre-tax net operating income$2,676,0001,867
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,676,0001,645
Extraordinary gains, net$04
Net income$2,676,0001,644
Minority interest net income$060
Net income of bank and minority interests.$2,676,0001,645
Net charge-offs$-32,0004,036
Cash dividends$413,0002,024
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,676,0001,680
2022-03-31 (YTD Data)Rank
Total interest income$2,676,0002,300
Total interest expense$249,0001,922
Net interest income$2,427,0002,311
Provision for loan and lease losses$02,285
Total noninterest income$625,0001,828
Gross Fiduciary activities income$0892
Service charges on deposit accounts$336,000805
Trading account gains and feesNANA
Additional Noninterest Income$289,0002,226
Total noninterest expense$1,732,0002,513
Salaries and employee benefits$1,038,0002,445
Premises and equipment expense$167,0002,563
Additional noninterest expense$527,0002,502
Pre-tax net operating income$1,320,0001,801
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,320,0001,590
Extraordinary gains, net$04
Net income$1,320,0001,588
Minority interest net income$050
Net income of bank and minority interests.$1,320,0001,590
Net charge-offs$21,000939
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,320,0001,613
2021-12-31 (YTD Data)Rank
Total interest income$12,451,0002,137
Total interest expense$1,601,0001,584
Net interest income$10,850,0002,198
Provision for loan and lease losses$330,0001,336
Total noninterest income$3,062,0001,780
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,253,000806
Trading account gains and feesNANA
Additional Noninterest Income$1,809,0002,024
Total noninterest expense$7,374,0002,398
Salaries and employee benefits$4,523,0002,307
Premises and equipment expense$778,0002,351
Additional noninterest expense$2,073,0002,532
Pre-tax net operating income$6,208,0001,782
Securities gains (losses)$-11,0004,379
Applicable income taxes$03,710
Income before extraordinary items$6,197,0001,625
Extraordinary gains, net$010
Net income$6,197,0001,624
Minority interest net income$074
Net income of bank and minority interests.$6,197,0001,625
Net charge-offs$148,0001,162
Cash dividends$3,450,0001,070
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,208,0001,598
2021-09-30 (YTD Data)Rank
Total interest income$9,989,0002,071
Total interest expense$1,241,0001,612
Net interest income$8,748,0002,095
Provision for loan and lease losses$135,0001,755
Total noninterest income$1,045,0002,667
Gross Fiduciary activities income$0957
Service charges on deposit accounts$902,000830
Trading account gains and feesNANA
Additional Noninterest Income$143,0004,056
Total noninterest expense$5,117,0002,545
Salaries and employee benefits$3,144,0002,443
Premises and equipment expense$483,0002,657
Additional noninterest expense$1,490,0002,609
Pre-tax net operating income$4,541,0001,896
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$4,541,0001,716
Extraordinary gains, net$08
Net income$4,541,0001,714
Minority interest net income$069
Net income of bank and minority interests.$4,541,0001,716
Net charge-offs$138,000950
Cash dividends$1,200,0001,567
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,541,0001,688
2021-06-30 (YTD Data)Rank
Total interest income$7,172,0001,966
Total interest expense$867,0001,616
Net interest income$6,305,0001,977
Provision for loan and lease losses$90,0001,757
Total noninterest income$683,0002,644
Gross Fiduciary activities income$0951
Service charges on deposit accounts$578,000830
Trading account gains and feesNANA
Additional Noninterest Income$105,0004,013
Total noninterest expense$3,303,0002,581
Salaries and employee benefits$1,987,0002,519
Premises and equipment expense$293,0002,790
Additional noninterest expense$1,023,0002,538
Pre-tax net operating income$3,595,0001,637
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$3,595,0001,512
Extraordinary gains, net$06
Net income$3,595,0001,512
Minority interest net income$067
Net income of bank and minority interests.$3,595,0001,512
Net charge-offs$140,000781
Cash dividends$750,0001,610
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,595,0001,477
2021-03-31 (YTD Data)Rank
Total interest income$3,712,0001,892
Total interest expense$444,0001,655
Net interest income$3,268,0001,901
Provision for loan and lease losses$45,0001,795
Total noninterest income$336,0002,673
Gross Fiduciary activities income$0922
Service charges on deposit accounts$285,000824
Trading account gains and feesNANA
Additional Noninterest Income$51,0003,996
Total noninterest expense$1,675,0002,544
Salaries and employee benefits$999,0002,495
Premises and equipment expense$149,0002,787
Additional noninterest expense$527,0002,445
Pre-tax net operating income$1,884,0001,590
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,884,0001,448
Extraordinary gains, net$03
Net income$1,884,0001,448
Minority interest net income$055
Net income of bank and minority interests.$1,884,0001,448
Net charge-offs$129,000556
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,884,0001,417
2020-12-31 (YTD Data)Rank
Total interest income$13,497,0002,039
Total interest expense$2,502,0001,702
Net interest income$10,995,0002,097
Provision for loan and lease losses$870,0001,752
Total noninterest income$1,449,0002,467
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,244,000787
Trading account gains and feesNANA
Additional Noninterest Income$205,0003,939
Total noninterest expense$6,980,0002,463
Salaries and employee benefits$4,306,0002,375
Premises and equipment expense$856,0002,245
Additional noninterest expense$1,818,0002,697
Pre-tax net operating income$4,594,0001,892
Securities gains (losses)$14,0002,219
Applicable income taxes$03,697
Income before extraordinary items$4,608,0001,733
Extraordinary gains, net$04
Net income$4,608,0001,733
Minority interest net income$072
Net income of bank and minority interests.$4,608,0001,733
Net charge-offs$371,0001,167
Cash dividends$3,275,0001,050
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,594,0001,704
2020-09-30 (YTD Data)Rank
Total interest income$10,581,0001,982
Total interest expense$2,004,0001,694
Net interest income$8,577,0002,030
Provision for loan and lease losses$495,0001,984
Total noninterest income$1,117,0002,401
Gross Fiduciary activities income$0981
Service charges on deposit accounts$939,000777
Trading account gains and feesNANA
Additional Noninterest Income$178,0003,812
Total noninterest expense$4,876,0002,547
Salaries and employee benefits$3,019,0002,454
Premises and equipment expense$545,0002,467
Additional noninterest expense$1,312,0002,749
Pre-tax net operating income$4,323,0001,587
Securities gains (losses)$14,0002,034
Applicable income taxes$03,696
Income before extraordinary items$4,337,0001,416
Extraordinary gains, net$04
Net income$4,337,0001,417
Minority interest net income$065
Net income of bank and minority interests.$4,337,0001,417
Net charge-offs$217,0001,209
Cash dividends$1,475,0001,368
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,323,0001,378
2020-06-30 (YTD Data)Rank
Total interest income$7,307,0001,961
Total interest expense$1,415,0001,726
Net interest income$5,892,0001,989
Provision for loan and lease losses$270,0002,152
Total noninterest income$753,0002,344
Gross Fiduciary activities income$0970
Service charges on deposit accounts$642,000775
Trading account gains and feesNANA
Additional Noninterest Income$111,0003,840
Total noninterest expense$3,352,0002,508
Salaries and employee benefits$2,030,0002,444
Premises and equipment expense$369,0002,429
Additional noninterest expense$953,0002,598
Pre-tax net operating income$3,023,0001,436
Securities gains (losses)$14,0001,790
Applicable income taxes$03,655
Income before extraordinary items$3,037,0001,294
Extraordinary gains, net$04
Net income$3,037,0001,294
Minority interest net income$065
Net income of bank and minority interests.$3,037,0001,294
Net charge-offs$168,0001,101
Cash dividends$1,075,0001,250
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,023,0001,259
2020-03-31 (YTD Data)Rank
Total interest income$3,286,0002,114
Total interest expense$763,0001,748
Net interest income$2,523,0002,212
Provision for loan and lease losses$90,0002,048
Total noninterest income$435,0002,087
Gross Fiduciary activities income$0941
Service charges on deposit accounts$378,000779
Trading account gains and feesNANA
Additional Noninterest Income$57,0003,737
Total noninterest expense$1,708,0002,504
Salaries and employee benefits$996,0002,490
Premises and equipment expense$186,0002,444
Additional noninterest expense$526,0002,451
Pre-tax net operating income$1,160,0001,631
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,160,0001,473
Extraordinary gains, net$04
Net income$1,160,0001,471
Minority interest net income$056
Net income of bank and minority interests.$1,160,0001,473
Net charge-offs$02,581
Cash dividends$675,0001,065
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,160,0001,450
2019-12-31 (YTD Data)Rank
Total interest income$13,622,0002,083
Total interest expense$3,077,0001,774
Net interest income$10,545,0002,135
Provision for loan and lease losses$300,0001,946
Total noninterest income$2,148,0001,904
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,475,000810
Trading account gains and feesNANA
Additional Noninterest Income$673,0002,713
Total noninterest expense$7,084,0002,421
Salaries and employee benefits$4,271,0002,331
Premises and equipment expense$874,0002,220
Additional noninterest expense$1,939,0002,610
Pre-tax net operating income$5,309,0001,686
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$5,309,0001,531
Extraordinary gains, net$011
Net income$5,309,0001,532
Minority interest net income$076
Net income of bank and minority interests.$5,309,0001,533
Net charge-offs$35,0002,837
Cash dividends$3,100,0001,158
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,309,0001,499
2019-09-30 (YTD Data)Rank
Total interest income$10,257,0002,105
Total interest expense$2,268,0001,806
Net interest income$7,989,0002,142
Provision for loan and lease losses$270,0001,685
Total noninterest income$1,484,0001,986
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,131,000804
Trading account gains and feesNANA
Additional Noninterest Income$353,0003,097
Total noninterest expense$4,958,0002,548
Salaries and employee benefits$2,914,0002,505
Premises and equipment expense$559,0002,461
Additional noninterest expense$1,485,0002,580
Pre-tax net operating income$4,245,0001,641
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$4,245,0001,477
Extraordinary gains, net$011
Net income$4,245,0001,478
Minority interest net income$072
Net income of bank and minority interests.$4,245,0001,479
Net charge-offs$7,0003,061
Cash dividends$1,600,0001,400
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,245,0001,444
2019-06-30 (YTD Data)Rank
Total interest income$6,751,0002,116
Total interest expense$1,466,0001,824
Net interest income$5,285,0002,171
Provision for loan and lease losses$180,0001,640
Total noninterest income$1,024,0001,934
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$734,000812
Trading account gains and feesNANA
Additional Noninterest Income$290,0002,841
Total noninterest expense$3,374,0002,538
Salaries and employee benefits$1,944,0002,513
Premises and equipment expense$380,0002,440
Additional noninterest expense$1,050,0002,497
Pre-tax net operating income$2,755,0001,653
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,755,0001,479
Extraordinary gains, net$011
Net income$2,755,0001,478
Minority interest net income$069
Net income of bank and minority interests.$2,755,0001,479
Net charge-offs$-144,0005,117
Cash dividends$1,050,0001,380
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,755,0001,453
2019-03-31 (YTD Data)Rank
Total interest income$3,257,0002,162
Total interest expense$703,0001,836
Net interest income$2,554,0002,234
Provision for loan and lease losses$90,0001,533
Total noninterest income$620,0001,692
Gross Fiduciary activities income$0972
Service charges on deposit accounts$382,000777
Trading account gains and feesNANA
Additional Noninterest Income$238,0002,205
Total noninterest expense$1,718,0002,516
Salaries and employee benefits$969,0002,538
Premises and equipment expense$187,0002,484
Additional noninterest expense$562,0002,382
Pre-tax net operating income$1,366,0001,643
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,366,0001,460
Extraordinary gains, net$05
Net income$1,366,0001,459
Minority interest net income$052
Net income of bank and minority interests.$1,366,0001,459
Net charge-offs$-162,0005,251
Cash dividends$550,0001,257
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,366,0001,437
2018-12-31 (YTD Data)Rank
Total interest income$12,420,0002,154
Total interest expense$2,238,0001,791
Net interest income$10,182,0002,211
Provision for loan and lease losses$340,0001,838
Total noninterest income$1,931,0002,023
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,510,000815
Trading account gains and feesNANA
Additional Noninterest Income$421,0003,289
Total noninterest expense$6,968,0002,478
Salaries and employee benefits$4,243,0002,362
Premises and equipment expense$828,0002,310
Additional noninterest expense$1,897,0002,676
Pre-tax net operating income$4,805,0001,822
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,805,0001,631
Extraordinary gains, net$06
Net income$4,805,0001,630
Minority interest net income$072
Net income of bank and minority interests.$4,805,0001,630
Net charge-offs$384,0001,138
Cash dividends$2,700,0001,177
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,805,0001,627
2018-09-30 (YTD Data)Rank
Total interest income$9,163,0002,170
Total interest expense$1,611,0001,769
Net interest income$7,552,0002,241
Provision for loan and lease losses$250,0001,745
Total noninterest income$1,523,0001,985
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,141,000805
Trading account gains and feesNANA
Additional Noninterest Income$382,0003,074
Total noninterest expense$4,904,0002,586
Salaries and employee benefits$2,911,0002,498
Premises and equipment expense$537,0002,552
Additional noninterest expense$1,456,0002,658
Pre-tax net operating income$3,921,0001,732
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,921,0001,546
Extraordinary gains, net$05
Net income$3,921,0001,545
Minority interest net income$066
Net income of bank and minority interests.$3,921,0001,545
Net charge-offs$325,000947
Cash dividends$1,200,0001,503
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,921,0001,531
2018-06-30 (YTD Data)Rank
Total interest income$6,028,0002,171
Total interest expense$1,041,0001,724
Net interest income$4,987,0002,247
Provision for loan and lease losses$160,0001,721
Total noninterest income$861,0002,180
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$762,000802
Trading account gains and feesNANA
Additional Noninterest Income$99,0004,144
Total noninterest expense$3,336,0002,568
Salaries and employee benefits$1,941,0002,520
Premises and equipment expense$360,0002,549
Additional noninterest expense$1,035,0002,554
Pre-tax net operating income$2,352,0001,862
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,352,0001,660
Extraordinary gains, net$06
Net income$2,352,0001,659
Minority interest net income$065
Net income of bank and minority interests.$2,352,0001,659
Net charge-offs$300,000727
Cash dividends$800,0001,505
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,352,0001,643
2018-03-31 (YTD Data)Rank
Total interest income$2,886,0002,234
Total interest expense$511,0001,686
Net interest income$2,375,0002,341
Provision for loan and lease losses$70,0001,800
Total noninterest income$420,0002,189
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$368,000829
Trading account gains and feesNANA
Additional Noninterest Income$52,0004,110
Total noninterest expense$1,675,0002,581
Salaries and employee benefits$964,0002,556
Premises and equipment expense$181,0002,600
Additional noninterest expense$530,0002,528
Pre-tax net operating income$1,050,0001,974
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,050,0001,762
Extraordinary gains, net$07
Net income$1,050,0001,761
Minority interest net income$052
Net income of bank and minority interests.$1,050,0001,762
Net charge-offs$190,000596
Cash dividends$400,0001,360
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,050,0001,749
2017-12-31 (YTD Data)Rank
Total interest income$11,217,0002,238
Total interest expense$2,059,0001,507
Net interest income$9,158,0002,358
Provision for loan and lease losses$240,0002,185
Total noninterest income$1,912,0002,088
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,449,000843
Trading account gains and feesNANA
Additional Noninterest Income$463,0003,251
Total noninterest expense$6,705,0002,582
Salaries and employee benefits$4,064,0002,448
Premises and equipment expense$709,0002,636
Additional noninterest expense$1,932,0002,717
Pre-tax net operating income$4,125,0001,998
Securities gains (losses)$5,0001,791
Applicable income taxes$04,135
Income before extraordinary items$4,130,0001,573
Extraordinary gains, net$09
Net income$4,130,0001,573
Minority interest net income$076
Net income of bank and minority interests.$4,130,0001,573
Net charge-offs$349,0001,363
Cash dividends$2,450,0001,206
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,125,0001,556
2017-09-30 (YTD Data)Rank
Total interest income$8,312,0002,257
Total interest expense$1,539,0001,483
Net interest income$6,773,0002,395
Provision for loan and lease losses$240,0001,848
Total noninterest income$1,249,0002,290
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,087,000847
Trading account gains and feesNANA
Additional Noninterest Income$162,0004,194
Total noninterest expense$4,677,0002,723
Salaries and employee benefits$2,771,0002,628
Premises and equipment expense$451,0002,953
Additional noninterest expense$1,455,0002,720
Pre-tax net operating income$3,105,0002,010
Securities gains (losses)$1,0002,145
Applicable income taxes$04,172
Income before extraordinary items$3,106,0001,691
Extraordinary gains, net$09
Net income$3,106,0001,692
Minority interest net income$071
Net income of bank and minority interests.$3,106,0001,692
Net charge-offs$332,0001,060
Cash dividends$1,200,0001,512
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,105,0001,669
2017-06-30 (YTD Data)Rank
Total interest income$5,453,0002,273
Total interest expense$1,021,0001,460
Net interest income$4,432,0002,435
Provision for loan and lease losses$240,0001,411
Total noninterest income$850,0002,269
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$740,000826
Trading account gains and feesNANA
Additional Noninterest Income$110,0004,180
Total noninterest expense$3,146,0002,709
Salaries and employee benefits$1,873,0002,609
Premises and equipment expense$298,0002,967
Additional noninterest expense$975,0002,720
Pre-tax net operating income$1,896,0002,109
Securities gains (losses)$1,0001,756
Applicable income taxes$04,189
Income before extraordinary items$1,897,0001,775
Extraordinary gains, net$011
Net income$1,897,0001,775
Minority interest net income$071
Net income of bank and minority interests.$1,897,0001,775
Net charge-offs$57,0001,902
Cash dividends$800,0001,516
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,896,0001,756
2017-03-31 (YTD Data)Rank
Total interest income$2,658,0002,319
Total interest expense$499,0001,463
Net interest income$2,159,0002,484
Provision for loan and lease losses$120,0001,315
Total noninterest income$431,0002,226
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$385,000796
Trading account gains and fees$0142
Additional Noninterest Income$46,0004,389
Total noninterest expense$1,603,0002,709
Salaries and employee benefits$927,0002,672
Premises and equipment expense$147,0003,030
Additional noninterest expense$529,0002,554
Pre-tax net operating income$867,0002,160
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$867,0001,854
Extraordinary gains, net$08
Net income$867,0001,854
Minority interest net income$055
Net income of bank and minority interests.$867,0001,854
Net charge-offs$34,0001,581
Cash dividends$400,0001,384
Sale, conversion, retirement of capital stock, net$0632
Net operating income$867,0001,843
2016-12-31 (YTD Data)Rank
Total interest income$10,827,0002,265
Total interest expense$1,851,0001,507
Net interest income$8,976,0002,386
Provision for loan and lease losses$390,0001,730
Total noninterest income$1,551,0002,444
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,336,000929
Trading account gains and fees$0170
Additional Noninterest Income$215,0004,287
Total noninterest expense$6,487,0002,702
Salaries and employee benefits$3,841,0002,568
Premises and equipment expense$731,0002,639
Additional noninterest expense$1,915,0002,835
Pre-tax net operating income$3,650,0002,061
Securities gains (losses)$41,0001,967
Applicable income taxes$04,278
Income before extraordinary items$3,691,0001,767
Extraordinary gains, net$05
Net income$3,691,0001,766
Minority interest net income$082
Net income of bank and minority interests.$3,691,0001,766
Net charge-offs$126,0002,391
Cash dividends$2,600,0001,143
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,650,0001,745
2016-09-30 (YTD Data)Rank
Total interest income$8,090,0002,267
Total interest expense$1,358,0001,538
Net interest income$6,732,0002,389
Provision for loan and lease losses$315,0001,569
Total noninterest income$1,135,0002,481
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$996,000937
Trading account gains and fees$0169
Additional Noninterest Income$139,0004,485
Total noninterest expense$4,560,0002,824
Salaries and employee benefits$2,708,0002,693
Premises and equipment expense$438,0003,075
Additional noninterest expense$1,414,0002,864
Pre-tax net operating income$2,992,0001,967
Securities gains (losses)$41,0001,907
Applicable income taxes$04,325
Income before extraordinary items$3,033,0001,677
Extraordinary gains, net$05
Net income$3,033,0001,677
Minority interest net income$071
Net income of bank and minority interests.$3,033,0001,677
Net charge-offs$76,0002,291
Cash dividends$1,200,0001,482
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,992,0001,646
2016-06-30 (YTD Data)Rank
Total interest income$5,366,0002,267
Total interest expense$888,0001,565
Net interest income$4,478,0002,395
Provision for loan and lease losses$240,0001,451
Total noninterest income$764,0002,449
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$668,000925
Trading account gains and fees$0157
Additional Noninterest Income$96,0004,459
Total noninterest expense$3,103,0002,785
Salaries and employee benefits$1,830,0002,677
Premises and equipment expense$293,0003,086
Additional noninterest expense$980,0002,795
Pre-tax net operating income$1,899,0002,026
Securities gains (losses)$41,0001,569
Applicable income taxes$04,338
Income before extraordinary items$1,940,0001,713
Extraordinary gains, net$016
Net income$1,940,0001,714
Minority interest net income$071
Net income of bank and minority interests.$1,940,0001,714
Net charge-offs$39,0002,330
Cash dividends$800,0001,496
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,899,0001,696
2016-03-31 (YTD Data)Rank
Total interest income$2,630,0002,307
Total interest expense$437,0001,581
Net interest income$2,193,0002,444
Provision for loan and lease losses$120,0001,367
Total noninterest income$469,0002,159
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$338,000906
Trading account gains and fees$0142
Additional Noninterest Income$131,0003,156
Total noninterest expense$1,577,0002,762
Salaries and employee benefits$927,0002,647
Premises and equipment expense$147,0003,102
Additional noninterest expense$503,0002,763
Pre-tax net operating income$965,0001,972
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$965,0001,675
Extraordinary gains, net$012
Net income$965,0001,676
Minority interest net income$062
Net income of bank and minority interests.$965,0001,676
Net charge-offs$110,000958
Cash dividends$400,0001,369
Sale, conversion, retirement of capital stock, net$0659
Net operating income$965,0001,635
2015-12-31 (YTD Data)Rank
Total interest income$10,383,0002,299
Total interest expense$1,692,0001,603
Net interest income$8,691,0002,403
Provision for loan and lease losses$420,0001,540
Total noninterest income$1,744,0002,296
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,171,0001,065
Trading account gains and fees$0159
Additional Noninterest Income$573,0003,100
Total noninterest expense$6,314,0002,760
Salaries and employee benefits$3,753,0002,606
Premises and equipment expense$500,0003,480
Additional noninterest expense$2,061,0002,743
Pre-tax net operating income$3,701,0001,991
Securities gains (losses)$6,0002,777
Applicable income taxes$04,402
Income before extraordinary items$3,707,0001,711
Extraordinary gains, net$023
Net income$3,707,0001,711
Minority interest net income$081
Net income of bank and minority interests.$3,707,0001,713
Net charge-offs$426,0001,304
Cash dividends$2,500,0001,129
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,701,0001,674
2015-09-30 (YTD Data)Rank
Total interest income$7,696,0002,338
Total interest expense$1,257,0001,634
Net interest income$6,439,0002,441
Provision for loan and lease losses$315,0001,452
Total noninterest income$1,089,0002,547
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$884,0001,066
Trading account gains and fees$0153
Additional Noninterest Income$205,0004,103
Total noninterest expense$4,198,0003,032
Salaries and employee benefits$2,466,0002,873
Premises and equipment expense$290,0004,028
Additional noninterest expense$1,442,0002,869
Pre-tax net operating income$3,015,0001,892
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$3,015,0001,617
Extraordinary gains, net$021
Net income$3,015,0001,616
Minority interest net income$078
Net income of bank and minority interests.$3,015,0001,618
Net charge-offs$178,0001,659
Cash dividends$1,200,0001,412
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,015,0001,578
2015-06-30 (YTD Data)Rank
Total interest income$5,032,0002,375
Total interest expense$831,0001,661
Net interest income$4,201,0002,488
Provision for loan and lease losses$210,0001,436
Total noninterest income$704,0002,611
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$587,0001,044
Trading account gains and fees$0157
Additional Noninterest Income$117,0004,339
Total noninterest expense$2,803,0003,040
Salaries and employee benefits$1,620,0002,914
Premises and equipment expense$201,0003,982
Additional noninterest expense$982,0002,844
Pre-tax net operating income$1,892,0001,969
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,892,0001,689
Extraordinary gains, net$022
Net income$1,892,0001,693
Minority interest net income$075
Net income of bank and minority interests.$1,892,0001,693
Net charge-offs$84,0001,879
Cash dividends$800,0001,456
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,892,0001,640
2015-03-31 (YTD Data)Rank
Total interest income$2,425,0002,449
Total interest expense$408,0001,701
Net interest income$2,017,0002,583
Provision for loan and lease losses$105,0001,379
Total noninterest income$336,0002,636
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$298,0001,004
Trading account gains and fees$0152
Additional Noninterest Income$38,0004,805
Total noninterest expense$1,389,0003,071
Salaries and employee benefits$786,0003,004
Premises and equipment expense$99,0004,047
Additional noninterest expense$504,0002,776
Pre-tax net operating income$859,0002,102
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$859,0001,820
Extraordinary gains, net$013
Net income$859,0001,822
Minority interest net income$064
Net income of bank and minority interests.$859,0001,822
Net charge-offs$81,0001,249
Cash dividends$400,0001,291
Sale, conversion, retirement of capital stock, net$0697
Net operating income$859,0001,751
2014-12-31 (YTD Data)Rank
Total interest income$9,995,0002,402
Total interest expense$1,668,0001,730
Net interest income$8,327,0002,532
Provision for loan and lease losses$620,0001,246
Total noninterest income$1,360,0002,653
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,203,0001,098
Trading account gains and fees$0180
Additional Noninterest Income$157,0004,816
Total noninterest expense$5,634,0003,058
Salaries and employee benefits$3,324,0002,869
Premises and equipment expense$449,0003,864
Additional noninterest expense$1,861,0003,053
Pre-tax net operating income$3,433,0002,054
Securities gains (losses)$112,0001,169
Applicable income taxes$04,531
Income before extraordinary items$3,545,0001,746
Extraordinary gains, net$017
Net income$3,545,0001,746
Minority interest net income$084
Net income of bank and minority interests.$3,545,0001,745
Net charge-offs$519,0001,429
Cash dividends$2,320,0001,138
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,433,0001,767
2014-09-30 (YTD Data)Rank
Total interest income$7,494,0002,413
Total interest expense$1,262,0001,735
Net interest income$6,232,0002,552
Provision for loan and lease losses$315,0001,583
Total noninterest income$1,014,0002,682
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$914,0001,090
Trading account gains and fees$0174
Additional Noninterest Income$100,0005,039
Total noninterest expense$3,945,0003,221
Salaries and employee benefits$2,267,0003,085
Premises and equipment expense$282,0004,271
Additional noninterest expense$1,396,0003,049
Pre-tax net operating income$2,986,0001,863
Securities gains (losses)$111,000924
Applicable income taxes$04,583
Income before extraordinary items$3,097,0001,533
Extraordinary gains, net$015
Net income$3,097,0001,533
Minority interest net income$081
Net income of bank and minority interests.$3,097,0001,533
Net charge-offs$26,0003,704
Cash dividends$825,0001,711
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,986,0001,559
2014-06-30 (YTD Data)Rank
Total interest income$4,946,0002,427
Total interest expense$854,0001,734
Net interest income$4,092,0002,583
Provision for loan and lease losses$210,0001,585
Total noninterest income$652,0002,715
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$594,0001,099
Trading account gains and fees$0172
Additional Noninterest Income$58,0005,179
Total noninterest expense$2,714,0003,161
Salaries and employee benefits$1,520,0003,085
Premises and equipment expense$190,0004,280
Additional noninterest expense$1,004,0002,877
Pre-tax net operating income$1,820,0001,958
Securities gains (losses)$32,0001,412
Applicable income taxes$04,568
Income before extraordinary items$1,852,0001,633
Extraordinary gains, net$020
Net income$1,852,0001,636
Minority interest net income$080
Net income of bank and minority interests.$1,852,0001,635
Net charge-offs$22,0003,363
Cash dividends$535,0001,747
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,820,0001,636
2014-03-31 (YTD Data)Rank
Total interest income$2,454,0002,447
Total interest expense$441,0001,702
Net interest income$2,013,0002,613
Provision for loan and lease losses$105,0001,539
Total noninterest income$297,0002,812
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$269,0001,189
Trading account gains and fees$0147
Additional Noninterest Income$28,0005,227
Total noninterest expense$1,372,0003,167
Salaries and employee benefits$761,0003,101
Premises and equipment expense$93,0004,386
Additional noninterest expense$518,0002,807
Pre-tax net operating income$833,0002,036
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$833,0001,750
Extraordinary gains, net$016
Net income$833,0001,755
Minority interest net income$066
Net income of bank and minority interests.$833,0001,753
Net charge-offs$12,0002,752
Cash dividends$250,0001,571
Sale, conversion, retirement of capital stock, net$0747
Net operating income$833,0001,719
2013-12-31 (YTD Data)Rank
Total interest income$10,208,0002,380
Total interest expense$2,059,0001,654
Net interest income$8,149,0002,553
Provision for loan and lease losses$450,0001,964
Total noninterest income$1,274,0002,826
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,203,0001,156
Trading account gains and fees$0184
Additional Noninterest Income$71,0005,646
Total noninterest expense$5,548,0003,156
Salaries and employee benefits$3,366,0002,882
Premises and equipment expense$428,0004,060
Additional noninterest expense$1,754,0003,268
Pre-tax net operating income$3,425,0001,943
Securities gains (losses)$65,0001,614
Applicable income taxes$04,631
Income before extraordinary items$3,490,0001,679
Extraordinary gains, net$029
Net income$3,490,0001,683
Minority interest net income$090
Net income of bank and minority interests.$3,490,0001,683
Net charge-offs$87,0003,892
Cash dividends$1,909,0001,256
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,425,0001,668
2013-09-30 (YTD Data)Rank
Total interest income$7,587,0002,412
Total interest expense$1,593,0001,649
Net interest income$5,994,0002,620
Provision for loan and lease losses$375,0001,842
Total noninterest income$987,0002,842
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$915,0001,140
Trading account gains and fees$0180
Additional Noninterest Income$72,0005,495
Total noninterest expense$3,933,0003,300
Salaries and employee benefits$2,322,0003,068
Premises and equipment expense$285,0004,374
Additional noninterest expense$1,326,0003,259
Pre-tax net operating income$2,673,0001,932
Securities gains (losses)$65,0001,480
Applicable income taxes$04,713
Income before extraordinary items$2,738,0001,643
Extraordinary gains, net$025
Net income$2,738,0001,646
Minority interest net income$084
Net income of bank and minority interests.$2,738,0001,647
Net charge-offs$126,0003,043
Cash dividends$769,0001,697
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,673,0001,633
2013-06-30 (YTD Data)Rank
Total interest income$5,048,0002,414
Total interest expense$1,095,0001,629
Net interest income$3,953,0002,635
Provision for loan and lease losses$300,0001,629
Total noninterest income$651,0002,892
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$592,0001,142
Trading account gains and fees$0157
Additional Noninterest Income$59,0005,351
Total noninterest expense$2,597,0003,333
Salaries and employee benefits$1,544,0003,080
Premises and equipment expense$189,0004,395
Additional noninterest expense$864,0003,313
Pre-tax net operating income$1,707,0001,980
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,707,0001,734
Extraordinary gains, net$022
Net income$1,707,0001,739
Minority interest net income$082
Net income of bank and minority interests.$1,707,0001,740
Net charge-offs$67,0003,115
Cash dividends$544,0001,623
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,707,0001,669
2013-03-31 (YTD Data)Rank
Total interest income$2,535,0002,427
Total interest expense$557,0001,663
Net interest income$1,978,0002,641
Provision for loan and lease losses$150,0001,610
Total noninterest income$314,0002,938
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$291,0001,148
Trading account gains and fees$0148
Additional Noninterest Income$23,0005,562
Total noninterest expense$1,360,0003,238
Salaries and employee benefits$763,0003,142
Premises and equipment expense$102,0004,259
Additional noninterest expense$495,0003,012
Pre-tax net operating income$782,0002,073
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$782,0001,815
Extraordinary gains, net$010
Net income$782,0001,816
Minority interest net income$076
Net income of bank and minority interests.$782,0001,817
Net charge-offs$-1,0005,189
Cash dividends$300,0001,317
Sale, conversion, retirement of capital stock, net$0789
Net operating income$782,0001,744
2012-12-31 (YTD Data)Rank
Total interest income$10,551,0002,439
Total interest expense$2,342,0001,860
Net interest income$8,209,0002,616
Provision for loan and lease losses$600,0002,443
Total noninterest income$1,156,0003,028
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,183,0001,200
Trading account gains and fees$0166
Additional Noninterest Income$-27,0006,639
Total noninterest expense$5,322,0003,310
Salaries and employee benefits$3,176,0003,002
Premises and equipment expense$407,0004,277
Additional noninterest expense$1,739,0003,432
Pre-tax net operating income$3,443,0001,849
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$3,443,0001,661
Extraordinary gains, net$029
Net income$3,443,0001,661
Minority interest net income$093
Net income of bank and minority interests.$3,443,0001,662
Net charge-offs$240,0003,573
Cash dividends$1,840,0001,297
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,443,0001,565
2012-09-30 (YTD Data)Rank
Total interest income$7,945,0002,481
Total interest expense$1,771,0001,924
Net interest income$6,174,0002,650
Provision for loan and lease losses$450,0002,400
Total noninterest income$1,049,0002,727
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$917,0001,169
Trading account gains and fees$0157
Additional Noninterest Income$132,0004,780
Total noninterest expense$3,780,0003,472
Salaries and employee benefits$2,096,0003,314
Premises and equipment expense$267,0004,622
Additional noninterest expense$1,417,0003,253
Pre-tax net operating income$2,993,0001,701
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,993,0001,493
Extraordinary gains, net$020
Net income$2,993,0001,494
Minority interest net income$086
Net income of bank and minority interests.$2,993,0001,494
Net charge-offs$184,0003,388
Cash dividends$850,0001,474
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,993,0001,401
2012-06-30 (YTD Data)Rank
Total interest income$5,293,0002,498
Total interest expense$1,205,0001,957
Net interest income$4,088,0002,669
Provision for loan and lease losses$300,0002,388
Total noninterest income$751,0002,582
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$607,0001,167
Trading account gains and fees$0153
Additional Noninterest Income$144,0004,131
Total noninterest expense$2,555,0003,450
Salaries and employee benefits$1,376,0003,367
Premises and equipment expense$177,0004,663
Additional noninterest expense$1,002,0003,116
Pre-tax net operating income$1,984,0001,693
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,984,0001,495
Extraordinary gains, net$019
Net income$1,984,0001,494
Minority interest net income$084
Net income of bank and minority interests.$1,984,0001,495
Net charge-offs$185,0002,842
Cash dividends$600,0001,414
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,984,0001,403
2012-03-31 (YTD Data)Rank
Total interest income$2,591,0002,570
Total interest expense$617,0001,989
Net interest income$1,974,0002,753
Provision for loan and lease losses$150,0002,302
Total noninterest income$325,0002,818
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$283,0001,244
Trading account gains and fees$0148
Additional Noninterest Income$42,0004,967
Total noninterest expense$1,300,0003,432
Salaries and employee benefits$690,0003,383
Premises and equipment expense$84,0004,824
Additional noninterest expense$526,0002,970
Pre-tax net operating income$849,0001,938
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$849,0001,711
Extraordinary gains, net$019
Net income$849,0001,712
Minority interest net income$078
Net income of bank and minority interests.$849,0001,712
Net charge-offs$10,0004,036
Cash dividends$350,0001,149
Sale, conversion, retirement of capital stock, net$0861
Net operating income$849,0001,610
2011-12-31 (YTD Data)Rank
Total interest income$10,719,0002,598
Total interest expense$2,897,0002,025
Net interest income$7,822,0002,802
Provision for loan and lease losses$600,0003,157
Total noninterest income$1,235,0002,753
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,117,0001,327
Trading account gains and fees$0146
Additional Noninterest Income$118,0005,142
Total noninterest expense$5,399,0003,330
Salaries and employee benefits$2,999,0003,118
Premises and equipment expense$374,0004,718
Additional noninterest expense$2,026,0003,107
Pre-tax net operating income$3,058,0001,801
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$3,058,0001,578
Extraordinary gains, net$029
Net income$3,058,0001,579
Minority interest net income$096
Net income of bank and minority interests.$3,058,0001,579
Net charge-offs$417,0003,390
Cash dividends$1,647,0001,138
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,058,0001,504
2011-09-30 (YTD Data)Rank
Total interest income$8,030,0002,631
Total interest expense$2,224,0002,059
Net interest income$5,806,0002,826
Provision for loan and lease losses$450,0003,020
Total noninterest income$903,0002,786
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$840,0001,329
Trading account gains and fees$0145
Additional Noninterest Income$63,0005,564
Total noninterest expense$3,853,0003,471
Salaries and employee benefits$2,112,0003,264
Premises and equipment expense$256,0004,986
Additional noninterest expense$1,485,0003,182
Pre-tax net operating income$2,406,0001,793
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$2,406,0001,588
Extraordinary gains, net$021
Net income$2,406,0001,588
Minority interest net income$087
Net income of bank and minority interests.$2,406,0001,588
Net charge-offs$412,0002,874
Cash dividends$660,0001,526
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,406,0001,504
2011-06-30 (YTD Data)Rank
Total interest income$5,294,0002,678
Total interest expense$1,503,0002,099
Net interest income$3,791,0002,869
Provision for loan and lease losses$300,0002,953
Total noninterest income$583,0002,847
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$549,0001,326
Trading account gains and fees$0153
Additional Noninterest Income$34,0005,844
Total noninterest expense$2,587,0003,486
Salaries and employee benefits$1,418,0003,279
Premises and equipment expense$181,0004,885
Additional noninterest expense$988,0003,240
Pre-tax net operating income$1,487,0001,898
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,487,0001,640
Extraordinary gains, net$015
Net income$1,487,0001,640
Minority interest net income$089
Net income of bank and minority interests.$1,487,0001,640
Net charge-offs$269,0002,810
Cash dividends$425,0001,560
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,487,0001,566
2011-03-31 (YTD Data)Rank
Total interest income$2,607,0002,726
Total interest expense$757,0002,161
Net interest income$1,850,0002,921
Provision for loan and lease losses$150,0002,750
Total noninterest income$266,0003,040
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$251,0001,421
Trading account gains and fees$0158
Additional Noninterest Income$15,0006,083
Total noninterest expense$1,362,0003,353
Salaries and employee benefits$708,0003,303
Premises and equipment expense$103,0004,637
Additional noninterest expense$551,0002,943
Pre-tax net operating income$604,0002,209
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$604,0001,903
Extraordinary gains, net$09
Net income$604,0001,902
Minority interest net income$086
Net income of bank and minority interests.$604,0001,903
Net charge-offs$107,0002,665
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$604,0001,853
2010-12-31 (YTD Data)Rank
Total interest income$11,176,0002,680
Total interest expense$3,325,0002,378
Net interest income$7,851,0002,771
Provision for loan and lease losses$850,0003,320
Total noninterest income$1,363,0002,686
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,195,0001,257
Trading account gains and fees$0175
Additional Noninterest Income$168,0004,833
Total noninterest expense$5,086,0003,568
Salaries and employee benefits$3,027,0003,093
Premises and equipment expense$392,0004,801
Additional noninterest expense$1,667,0003,722
Pre-tax net operating income$3,278,0001,497
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$3,278,0001,298
Extraordinary gains, net$029
Net income$3,278,0001,299
Minority interest net income$0111
Net income of bank and minority interests.$3,278,0001,300
Net charge-offs$339,0004,161
Cash dividends$1,609,000998
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,278,0001,251
2010-09-30 (YTD Data)Rank
Total interest income$8,379,0002,740
Total interest expense$2,538,0002,435
Net interest income$5,841,0002,825
Provision for loan and lease losses$500,0003,526
Total noninterest income$1,052,0002,633
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$940,0001,228
Trading account gains and fees$0165
Additional Noninterest Income$112,0005,057
Total noninterest expense$3,580,0003,758
Salaries and employee benefits$2,080,0003,347
Premises and equipment expense$271,0005,067
Additional noninterest expense$1,229,0003,741
Pre-tax net operating income$2,813,0001,394
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,813,0001,198
Extraordinary gains, net$023
Net income$2,813,0001,202
Minority interest net income$0110
Net income of bank and minority interests.$2,813,0001,202
Net charge-offs$280,0003,820
Cash dividends$859,0001,202
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,813,0001,145
2010-06-30 (YTD Data)Rank
Total interest income$5,593,0002,772
Total interest expense$1,701,0002,517
Net interest income$3,892,0002,818
Provision for loan and lease losses$300,0003,591
Total noninterest income$669,0002,664
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$621,0001,258
Trading account gains and fees$0152
Additional Noninterest Income$48,0005,636
Total noninterest expense$2,448,0003,683
Salaries and employee benefits$1,391,0003,359
Premises and equipment expense$182,0005,080
Additional noninterest expense$875,0003,562
Pre-tax net operating income$1,813,0001,436
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,813,0001,228
Extraordinary gains, net$019
Net income$1,813,0001,229
Minority interest net income$0105
Net income of bank and minority interests.$1,813,0001,229
Net charge-offs$104,0004,202
Cash dividends$581,0001,188
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,813,0001,185
2010-03-31 (YTD Data)Rank
Total interest income$2,768,0002,846
Total interest expense$851,0002,628
Net interest income$1,917,0002,897
Provision for loan and lease losses$150,0003,336
Total noninterest income$306,0002,820
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$285,0001,374
Trading account gains and fees$0175
Additional Noninterest Income$21,0005,888
Total noninterest expense$1,237,0003,684
Salaries and employee benefits$691,0003,427
Premises and equipment expense$103,0004,876
Additional noninterest expense$443,0003,515
Pre-tax net operating income$836,0001,559
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$836,0001,310
Extraordinary gains, net$016
Net income$836,0001,313
Minority interest net income$091
Net income of bank and minority interests.$836,0001,312
Net charge-offs$19,0004,462
Cash dividends$250,0001,200
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$836,0001,269
2009-12-31 (YTD Data)Rank
Total interest income$11,417,0002,882
Total interest expense$3,698,0002,919
Net interest income$7,719,0002,814
Provision for loan and lease losses$800,0003,838
Total noninterest income$1,134,0003,095
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,204,0001,426
Trading account gains and fees$0211
Additional Noninterest Income$-70,0007,560
Total noninterest expense$4,954,0003,718
Salaries and employee benefits$2,841,0003,340
Premises and equipment expense$410,0004,930
Additional noninterest expense$1,703,0003,743
Pre-tax net operating income$3,099,0001,290
Securities gains (losses)$03,754
Applicable income taxes$-40,0006,416
Income before extraordinary items$3,139,0001,070
Extraordinary gains, net$034
Net income$3,139,0001,068
Minority interest net income$0115
Net income of bank and minority interests.$3,139,0001,069
Net charge-offs$411,0004,048
Cash dividends$2,278,000799
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,139,0001,072
2009-09-30 (YTD Data)Rank
Total interest income$8,566,0002,922
Total interest expense$2,823,0002,993
Net interest income$5,743,0002,842
Provision for loan and lease losses$450,0003,968
Total noninterest income$797,0003,267
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$888,0001,447
Trading account gains and fees$0212
Additional Noninterest Income$-91,0007,796
Total noninterest expense$3,534,0003,872
Salaries and employee benefits$1,972,0003,585
Premises and equipment expense$276,0005,231
Additional noninterest expense$1,286,0003,690
Pre-tax net operating income$2,556,0001,266
Securities gains (losses)$03,497
Applicable income taxes$-40,0006,786
Income before extraordinary items$2,596,0001,048
Extraordinary gains, net$027
Net income$2,596,0001,047
Minority interest net income$0118
Net income of bank and minority interests.$2,596,0001,048
Net charge-offs$154,0004,576
Cash dividends$925,0001,336
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,596,0001,030
2009-06-30 (YTD Data)Rank
Total interest income$5,702,0002,954
Total interest expense$1,900,0003,084
Net interest income$3,802,0002,851
Provision for loan and lease losses$300,0003,683
Total noninterest income$462,0003,579
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$573,0001,473
Trading account gains and fees$0193
Additional Noninterest Income$-111,0007,976
Total noninterest expense$2,395,0003,858
Salaries and employee benefits$1,314,0003,629
Premises and equipment expense$187,0005,250
Additional noninterest expense$894,0003,573
Pre-tax net operating income$1,569,0001,463
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,569,0001,199
Extraordinary gains, net$021
Net income$1,569,0001,197
Minority interest net income$0112
Net income of bank and minority interests.$1,569,0001,198
Net charge-offs$67,0004,644
Cash dividends$575,0001,475
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,569,0001,168
2009-03-31 (YTD Data)Rank
Total interest income$2,827,0003,017
Total interest expense$955,0003,181
Net interest income$1,872,0002,875
Provision for loan and lease losses$150,0003,210
Total noninterest income$225,0003,591
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$272,0001,501
Trading account gains and fees$0171
Additional Noninterest Income$-47,0008,081
Total noninterest expense$1,238,0003,683
Salaries and employee benefits$653,0003,680
Premises and equipment expense$107,0004,927
Additional noninterest expense$478,0003,120
Pre-tax net operating income$709,0001,785
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$709,0001,535
Extraordinary gains, net$015
Net income$709,0001,537
Minority interest net income$0102
Net income of bank and minority interests.$709,0001,537
Net charge-offs$32,0003,957
Cash dividends$250,0001,500
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$709,0001,453
2008-12-31 (YTD Data)Rank
Total interest income$12,455,0002,937
Total interest expense$4,734,0003,113
Net interest income$7,721,0002,801
Provision for loan and lease losses$360,0004,303
Total noninterest income$1,322,0002,863
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,219,0001,466
Trading account gains and fees$0154
Additional Noninterest Income$103,0005,887
Total noninterest expense$4,864,0003,643
Salaries and employee benefits$2,790,0003,457
Premises and equipment expense$484,0004,547
Additional noninterest expense$1,590,0003,477
Pre-tax net operating income$3,819,0001,429
Securities gains (losses)$03,220
Applicable income taxes$1,703,000772
Income before extraordinary items$2,116,0001,884
Extraordinary gains, net$039
Net income$2,116,0001,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0003,329
Cash dividends$900,0002,472
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,116,0002,007
2008-09-30 (YTD Data)Rank
Total interest income$9,462,0002,961
Total interest expense$3,714,0003,090
Net interest income$5,748,0002,843
Provision for loan and lease losses$270,0003,724
Total noninterest income$993,0002,928
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$915,0001,479
Trading account gains and fees$0148
Additional Noninterest Income$78,0005,989
Total noninterest expense$3,340,0003,897
Salaries and employee benefits$1,875,0003,806
Premises and equipment expense$352,0004,645
Additional noninterest expense$1,113,0003,579
Pre-tax net operating income$3,131,0001,559
Securities gains (losses)$03,106
Applicable income taxes$932,0001,220
Income before extraordinary items$2,199,0001,638
Extraordinary gains, net$031
Net income$2,199,0001,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0002,644
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,199,0001,733
2008-06-30 (YTD Data)Rank
Total interest income$6,416,0002,954
Total interest expense$2,619,0003,059
Net interest income$3,797,0002,840
Provision for loan and lease losses$180,0003,306
Total noninterest income$646,0002,987
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$599,0001,488
Trading account gains and fees$0149
Additional Noninterest Income$47,0006,218
Total noninterest expense$2,243,0003,896
Salaries and employee benefits$1,245,0003,848
Premises and equipment expense$252,0004,485
Additional noninterest expense$746,0003,533
Pre-tax net operating income$2,020,0001,679
Securities gains (losses)$03,233
Applicable income taxes$610,0001,376
Income before extraordinary items$1,410,0001,905
Extraordinary gains, net$021
Net income$1,410,0001,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0007,987
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,410,0001,876
2008-03-31 (YTD Data)Rank
Total interest income$3,203,0003,037
Total interest expense$1,359,0003,137
Net interest income$1,844,0002,906
Provision for loan and lease losses$90,0002,858
Total noninterest income$307,0003,087
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$287,0001,522
Trading account gains and fees$0158
Additional Noninterest Income$20,0006,458
Total noninterest expense$1,157,0003,805
Salaries and employee benefits$616,0003,888
Premises and equipment expense$151,0003,967
Additional noninterest expense$390,0003,391
Pre-tax net operating income$904,0001,960
Securities gains (losses)$02,688
Applicable income taxes$261,0001,636
Income before extraordinary items$643,0002,172
Extraordinary gains, net$015
Net income$643,0002,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$643,0002,105
2007-12-31 (YTD Data)Rank
Total interest income$12,726,0003,128
Total interest expense$5,406,0003,269
Net interest income$7,320,0002,974
Provision for loan and lease losses$360,0002,860
Total noninterest income$1,296,0002,986
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,151,0001,561
Trading account gains and fees$0178
Additional Noninterest Income$145,0005,629
Total noninterest expense$4,452,0003,793
Salaries and employee benefits$2,681,0003,533
Premises and equipment expense$452,0004,657
Additional noninterest expense$1,319,0003,800
Pre-tax net operating income$3,804,0002,061
Securities gains (losses)$02,146
Applicable income taxes$1,202,0001,643
Income before extraordinary items$2,602,0002,273
Extraordinary gains, net$039
Net income$2,602,0002,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,585
Cash dividends$900,0002,792
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,602,0002,262
2007-09-30 (YTD Data)Rank
Total interest income$9,390,0003,166
Total interest expense$3,984,0003,298
Net interest income$5,406,0003,019
Provision for loan and lease losses$270,0002,452
Total noninterest income$965,0002,998
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$861,0001,532
Trading account gains and fees$0184
Additional Noninterest Income$104,0005,733
Total noninterest expense$3,135,0003,959
Salaries and employee benefits$1,789,0003,848
Premises and equipment expense$356,0004,492
Additional noninterest expense$990,0003,731
Pre-tax net operating income$2,966,0002,130
Securities gains (losses)$01,655
Applicable income taxes$885,0001,778
Income before extraordinary items$2,081,0002,299
Extraordinary gains, net$033
Net income$2,081,0002,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,557
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,081,0002,282
2007-06-30 (YTD Data)Rank
Total interest income$6,154,0003,223
Total interest expense$2,611,0003,331
Net interest income$3,543,0003,097
Provision for loan and lease losses$180,0002,301
Total noninterest income$616,0003,099
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$561,0001,566
Trading account gains and fees$0168
Additional Noninterest Income$55,0006,129
Total noninterest expense$2,050,0004,059
Salaries and employee benefits$1,170,0003,926
Premises and equipment expense$232,0004,593
Additional noninterest expense$648,0003,786
Pre-tax net operating income$1,929,0002,233
Securities gains (losses)$01,444
Applicable income taxes$571,0001,899
Income before extraordinary items$1,358,0002,389
Extraordinary gains, net$029
Net income$1,358,0002,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,302
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,358,0002,372
2007-03-31 (YTD Data)Rank
Total interest income$2,991,0003,293
Total interest expense$1,288,0003,344
Net interest income$1,703,0003,190
Provision for loan and lease losses$90,0002,153
Total noninterest income$298,0003,122
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$277,0001,547
Trading account gains and fees$0195
Additional Noninterest Income$21,0006,540
Total noninterest expense$1,055,0003,972
Salaries and employee benefits$581,0003,972
Premises and equipment expense$127,0004,340
Additional noninterest expense$347,0003,552
Pre-tax net operating income$856,0002,445
Securities gains (losses)$01,187
Applicable income taxes$247,0002,102
Income before extraordinary items$609,0002,600
Extraordinary gains, net$022
Net income$609,0002,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,431
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$609,0002,578
2006-12-31 (YTD Data)Rank
Total interest income$10,995,0003,323
Total interest expense$4,323,0003,397
Net interest income$6,672,0003,245
Provision for loan and lease losses$360,0002,452
Total noninterest income$1,238,0003,060
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,063,0001,664
Trading account gains and fees$0130
Additional Noninterest Income$175,0005,346
Total noninterest expense$4,262,0003,799
Salaries and employee benefits$2,468,0003,647
Premises and equipment expense$452,0004,551
Additional noninterest expense$1,342,0003,608
Pre-tax net operating income$3,288,0002,612
Securities gains (losses)$01,687
Applicable income taxes$787,0002,501
Income before extraordinary items$2,501,0002,624
Extraordinary gains, net$051
Net income$2,501,0002,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,438
Cash dividends$1,200,0002,241
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,501,0002,606
2006-09-30 (YTD Data)Rank
Total interest income$8,036,0003,366
Total interest expense$3,097,0003,420
Net interest income$4,939,0003,307
Provision for loan and lease losses$270,0002,327
Total noninterest income$882,0003,180
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$766,0001,725
Trading account gains and fees$0126
Additional Noninterest Income$116,0005,580
Total noninterest expense$2,966,0004,013
Salaries and employee benefits$1,637,0003,989
Premises and equipment expense$356,0004,428
Additional noninterest expense$973,0003,678
Pre-tax net operating income$2,585,0002,583
Securities gains (losses)$01,388
Applicable income taxes$814,0002,177
Income before extraordinary items$1,771,0002,822
Extraordinary gains, net$045
Net income$1,771,0002,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,128
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,771,0002,813
2006-06-30 (YTD Data)Rank
Total interest income$5,171,0003,420
Total interest expense$1,965,0003,435
Net interest income$3,206,0003,376
Provision for loan and lease losses$180,0002,262
Total noninterest income$551,0003,301
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$497,0001,747
Trading account gains and fees$0126
Additional Noninterest Income$54,0006,262
Total noninterest expense$2,016,0003,987
Salaries and employee benefits$1,081,0004,035
Premises and equipment expense$242,0004,353
Additional noninterest expense$693,0003,518
Pre-tax net operating income$1,561,0002,806
Securities gains (losses)$01,185
Applicable income taxes$490,0002,344
Income before extraordinary items$1,071,0003,053
Extraordinary gains, net$039
Net income$1,071,0003,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,651
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,071,0003,043
2006-03-31 (YTD Data)Rank
Total interest income$2,502,0003,439
Total interest expense$942,0003,409
Net interest income$1,560,0003,434
Provision for loan and lease losses$90,0002,132
Total noninterest income$250,0003,467
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$233,0001,803
Trading account gains and fees$0115
Additional Noninterest Income$17,0006,929
Total noninterest expense$1,071,0003,798
Salaries and employee benefits$535,0004,090
Premises and equipment expense$136,0004,066
Additional noninterest expense$400,0003,117
Pre-tax net operating income$649,0003,139
Securities gains (losses)$0955
Applicable income taxes$198,0002,619
Income before extraordinary items$451,0003,408
Extraordinary gains, net$021
Net income$451,0003,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,331
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$451,0003,386
2005-12-31 (YTD Data)Rank
Total interest income$8,730,0003,502
Total interest expense$2,914,0003,419
Net interest income$5,816,0003,517
Provision for loan and lease losses$460,0002,027
Total noninterest income$1,050,0003,439
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$922,0001,865
Trading account gains and fees$0138
Additional Noninterest Income$128,0006,001
Total noninterest expense$3,905,0003,930
Salaries and employee benefits$2,239,0003,796
Premises and equipment expense$415,0004,748
Additional noninterest expense$1,251,0003,737
Pre-tax net operating income$2,501,0003,160
Securities gains (losses)$17,0001,304
Applicable income taxes$773,0002,661
Income before extraordinary items$1,745,0003,448
Extraordinary gains, net$046
Net income$1,745,0003,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,0001,495
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,733,2703,428
2005-09-30 (YTD Data)Rank
Total interest income$6,340,0003,540
Total interest expense$2,053,0003,446
Net interest income$4,287,0003,557
Provision for loan and lease losses$360,0001,866
Total noninterest income$807,0003,387
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$696,0001,842
Trading account gains and fees$0126
Additional Noninterest Income$111,0005,769
Total noninterest expense$2,787,0004,063
Salaries and employee benefits$1,532,0004,026
Premises and equipment expense$316,0004,665
Additional noninterest expense$939,0003,681
Pre-tax net operating income$1,947,0003,116
Securities gains (losses)$6,0001,641
Applicable income taxes$571,0002,722
Income before extraordinary items$1,382,0003,339
Extraordinary gains, net$035
Net income$1,382,0003,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0001,150
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,377,7403,307
2005-06-30 (YTD Data)Rank
Total interest income$4,057,0003,586
Total interest expense$1,290,0003,449
Net interest income$2,767,0003,634
Provision for loan and lease losses$240,0001,839
Total noninterest income$522,0003,412
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$462,0001,812
Trading account gains and fees$0116
Additional Noninterest Income$60,0006,128
Total noninterest expense$1,910,0003,960
Salaries and employee benefits$1,015,0004,031
Premises and equipment expense$225,0004,435
Additional noninterest expense$670,0003,473
Pre-tax net operating income$1,139,0003,385
Securities gains (losses)$6,0001,523
Applicable income taxes$340,0002,876
Income before extraordinary items$805,0003,623
Extraordinary gains, net$030
Net income$805,0003,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0001,052
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$800,8003,587
2005-03-31 (YTD Data)Rank
Total interest income$1,987,0003,619
Total interest expense$599,0003,502
Net interest income$1,388,0003,634
Provision for loan and lease losses$120,0001,733
Total noninterest income$258,0003,394
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$226,0001,790
Trading account gains and fees$0115
Additional Noninterest Income$32,0006,055
Total noninterest expense$956,0003,976
Salaries and employee benefits$499,0004,095
Premises and equipment expense$122,0004,262
Additional noninterest expense$335,0003,479
Pre-tax net operating income$570,0003,348
Securities gains (losses)$6,0001,143
Applicable income taxes$164,0002,951
Income before extraordinary items$412,0003,552
Extraordinary gains, net$024
Net income$412,0003,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,000593
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$407,6803,542
2004-12-31 (YTD Data)Rank
Total interest income$7,659,0003,528
Total interest expense$2,316,0003,240
Net interest income$5,343,0003,613
Provision for loan and lease losses$300,0002,900
Total noninterest income$995,0003,568
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$946,0001,853
Trading account gains and fees$0138
Additional Noninterest Income$49,0007,440
Total noninterest expense$3,828,0003,891
Salaries and employee benefits$2,183,0003,715
Premises and equipment expense$434,0004,527
Additional noninterest expense$1,211,0003,714
Pre-tax net operating income$2,210,0003,282
Securities gains (losses)$12,0002,733
Applicable income taxes$666,0002,850
Income before extraordinary items$1,556,0003,545
Extraordinary gains, net$034
Net income$1,556,0003,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0002,697
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,547,6003,493
2004-09-30 (YTD Data)Rank
Total interest income$5,671,0003,548
Total interest expense$1,723,0003,209
Net interest income$3,948,0003,634
Provision for loan and lease losses$225,0002,754
Total noninterest income$753,0003,557
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$706,0001,875
Trading account gains and fees$0134
Additional Noninterest Income$47,0007,150
Total noninterest expense$2,750,0003,981
Salaries and employee benefits$1,501,0003,948
Premises and equipment expense$333,0004,439
Additional noninterest expense$916,0003,662
Pre-tax net operating income$1,726,0003,250
Securities gains (losses)$5,0003,038
Applicable income taxes$449,0003,085
Income before extraordinary items$1,282,0003,381
Extraordinary gains, net$026
Net income$1,282,0003,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,051
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,278,3003,301
2004-06-30 (YTD Data)Rank
Total interest income$3,696,0003,612
Total interest expense$1,129,0003,234
Net interest income$2,567,0003,692
Provision for loan and lease losses$150,0002,691
Total noninterest income$470,0003,712
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$445,0001,940
Trading account gains and fees$0130
Additional Noninterest Income$25,0007,479
Total noninterest expense$1,877,0003,946
Salaries and employee benefits$999,0003,985
Premises and equipment expense$235,0004,268
Additional noninterest expense$643,0003,532
Pre-tax net operating income$1,010,0003,511
Securities gains (losses)$5,0002,738
Applicable income taxes$241,0003,455
Income before extraordinary items$774,0003,609
Extraordinary gains, net$021
Net income$774,0003,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,683
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$770,2003,530
2004-03-31 (YTD Data)Rank
Total interest income$1,813,0003,686
Total interest expense$557,0003,311
Net interest income$1,256,0003,750
Provision for loan and lease losses$75,0002,550
Total noninterest income$223,0003,786
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$192,0002,161
Trading account gains and fees$0121
Additional Noninterest Income$31,0006,045
Total noninterest expense$973,0003,843
Salaries and employee benefits$494,0004,047
Premises and equipment expense$133,0003,917
Additional noninterest expense$346,0003,320
Pre-tax net operating income$431,0003,887
Securities gains (losses)$02,934
Applicable income taxes$128,0003,374
Income before extraordinary items$303,0004,240
Extraordinary gains, net$016
Net income$303,0004,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,228
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$303,0004,117
2003-12-31 (YTD Data)Rank
Total interest income$7,142,0003,755
Total interest expense$2,350,0003,507
Net interest income$4,792,0003,804
Provision for loan and lease losses$300,0003,140
Total noninterest income$911,0003,917
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$832,0002,061
Trading account gains and fees$0160
Additional Noninterest Income$79,0006,902
Total noninterest expense$3,712,0003,918
Salaries and employee benefits$2,042,0003,858
Premises and equipment expense$417,0004,596
Additional noninterest expense$1,253,0003,606
Pre-tax net operating income$1,691,0003,802
Securities gains (losses)$22,0003,160
Applicable income taxes$388,0003,847
Income before extraordinary items$1,325,0003,861
Extraordinary gains, net$054
Net income$1,325,0003,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,746
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,308,0603,733
2003-09-30 (YTD Data)Rank
Total interest income$5,273,0003,860
Total interest expense$1,802,0003,552
Net interest income$3,471,0003,929
Provision for loan and lease losses$225,0003,052
Total noninterest income$676,0004,019
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$604,0002,132
Trading account gains and fees$0153
Additional Noninterest Income$72,0006,652
Total noninterest expense$2,704,0003,992
Salaries and employee benefits$1,420,0004,101
Premises and equipment expense$311,0004,602
Additional noninterest expense$973,0003,469
Pre-tax net operating income$1,218,0004,028
Securities gains (losses)$32,0002,649
Applicable income taxes$206,0004,604
Income before extraordinary items$1,044,0003,877
Extraordinary gains, net$040
Net income$1,044,0003,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,060
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,017,1203,781
2003-06-30 (YTD Data)Rank
Total interest income$3,458,0003,942
Total interest expense$1,226,0003,599
Net interest income$2,232,0004,046
Provision for loan and lease losses$150,0003,000
Total noninterest income$456,0003,951
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$437,0001,935
Trading account gains and fees$0150
Additional Noninterest Income$19,0007,898
Total noninterest expense$1,856,0003,904
Salaries and employee benefits$946,0004,093
Premises and equipment expense$222,0004,415
Additional noninterest expense$688,0003,273
Pre-tax net operating income$682,0004,502
Securities gains (losses)$24,0002,506
Applicable income taxes$131,0004,712
Income before extraordinary items$575,0004,412
Extraordinary gains, net$030
Net income$575,0004,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0002,900
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$555,5604,299
2003-03-31 (YTD Data)Rank
Total interest income$1,705,0004,007
Total interest expense$610,0003,696
Net interest income$1,095,0004,111
Provision for loan and lease losses$75,0002,805
Total noninterest income$228,0003,851
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$215,0001,909
Trading account gains and fees$0134
Additional Noninterest Income$13,0007,569
Total noninterest expense$930,0003,891
Salaries and employee benefits$461,0004,157
Premises and equipment expense$135,0003,814
Additional noninterest expense$334,0003,327
Pre-tax net operating income$318,0004,639
Securities gains (losses)$02,891
Applicable income taxes$70,0004,589
Income before extraordinary items$248,0004,742
Extraordinary gains, net$021
Net income$248,0004,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,340
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$248,0004,545
2002-12-31 (YTD Data)Rank
Total interest income$7,129,0003,988
Total interest expense$2,684,0003,881
Net interest income$4,445,0004,040
Provision for loan and lease losses$273,0003,668
Total noninterest income$871,0003,782
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$740,0002,145
Trading account gains and fees$0153
Additional Noninterest Income$131,0005,880
Total noninterest expense$3,621,0003,849
Salaries and employee benefits$1,951,0003,818
Premises and equipment expense$405,0004,610
Additional noninterest expense$1,265,0003,463
Pre-tax net operating income$1,422,0004,250
Securities gains (losses)$18,0003,224
Applicable income taxes$281,0004,551
Income before extraordinary items$1,159,0004,179
Extraordinary gains, net$070
Net income$1,159,0004,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,779
Cash dividends$650,0003,009
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,144,6004,111
2001-12-31 (YTD Data)Rank
Total interest income$7,749,0004,130
Total interest expense$3,546,0004,166
Net interest income$4,203,0003,975
Provision for loan and lease losses$285,0003,330
Total noninterest income$605,0004,555
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$514,0002,782
Trading account gains and fees$0177
Additional Noninterest Income$91,0006,630
Total noninterest expense$3,272,0004,051
Salaries and employee benefits$1,745,0004,005
Premises and equipment expense$498,0003,877
Additional noninterest expense$1,029,0003,971
Pre-tax net operating income$1,251,0004,336
Securities gains (losses)$04,612
Applicable income taxes$143,0005,525
Income before extraordinary items$1,108,0004,011
Extraordinary gains, net$0105
Net income$1,108,0004,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0002,236
Cash dividends$600,0003,121
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,108,0003,888
2000-12-31 (YTD Data)Rank
Total interest income$7,366,0004,399
Total interest expense$3,243,0004,652
Net interest income$4,123,0004,080
Provision for loan and lease losses$700,0001,410
Total noninterest income$508,0004,884
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$400,0003,242
Trading account gains and feesNANA
Additional Noninterest Income$108,0006,248
Total noninterest expense$2,636,0004,677
Salaries and employee benefits$1,411,0004,585
Premises and equipment expense$355,0004,888
Additional noninterest expense$870,0004,458
Pre-tax net operating income$1,295,0004,511
Securities gains (losses)$01,956
Applicable income taxes$252,0004,961
Income before extraordinary items$1,043,0004,254
Extraordinary gains, net$038
Net income$1,043,0004,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$605,0001,079
Cash dividends$300,0004,469
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,043,0004,264
1999-12-31 (YTD Data)Rank
Total interest income$5,330,0005,348
Total interest expense$2,272,0005,529
Net interest income$3,058,0005,095
Provision for loan and lease losses$120,0004,720
Total noninterest income$408,0005,541
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$349,0003,578
Trading account gains and feesNANA
Additional Noninterest Income$59,0007,752
Total noninterest expense$2,434,0004,980
Salaries and employee benefits$1,255,0005,001
Premises and equipment expense$250,0006,047
Additional noninterest expense$929,0004,263
Pre-tax net operating income$912,0005,576
Securities gains (losses)$1,0002,805
Applicable income taxes$90,0007,066
Income before extraordinary items$823,0005,015
Extraordinary gains, net$035
Net income$823,0005,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,912
Cash dividends$200,0005,191
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$822,1004,986
1998-12-31 (YTD Data)Rank
Total interest income$5,004,0005,677
Total interest expense$2,088,0006,049
Net interest income$2,916,0005,239
Provision for loan and lease losses$60,0006,123
Total noninterest income$328,0006,219
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$280,0004,143
Trading account gains and feesNANA
Additional Noninterest Income$48,0008,232
Total noninterest expense$1,659,0006,301
Salaries and employee benefits$948,0005,991
Premises and equipment expense$210,0006,565
Additional noninterest expense$501,0006,428
Pre-tax net operating income$1,525,0004,135
Securities gains (losses)$04,449
Applicable income taxes$403,0004,395
Income before extraordinary items$1,122,0004,125
Extraordinary gains, net$032
Net income$1,122,0004,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,250
Cash dividends$600,0003,104
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,122,0004,034
1997-12-31 (YTD Data)Rank
Total interest income$4,770,0005,980
Total interest expense$1,868,0006,530
Net interest income$2,902,0005,442
Provision for loan and lease losses$65,0006,037
Total noninterest income$319,0006,459
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$261,0004,510
Trading account gains and feesNANA
Additional Noninterest Income$58,0008,093
Total noninterest expense$1,600,0006,535
Salaries and employee benefits$934,0006,133
Premises and equipment expense$202,0006,803
Additional noninterest expense$464,0006,808
Pre-tax net operating income$1,556,0004,350
Securities gains (losses)$03,944
Applicable income taxes$405,0004,845
Income before extraordinary items$1,151,0004,197
Extraordinary gains, net$044
Net income$1,151,0004,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,805
Cash dividends$700,0002,776
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,151,0004,139
1996-12-31 (YTD Data)Rank
Total interest income$4,526,0006,370
Total interest expense$1,829,0006,778
Net interest income$2,697,0005,887
Provision for loan and lease losses$81,0005,578
Total noninterest income$362,0006,301
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$261,0004,668
Trading account gains and feesNANA
Additional Noninterest Income$101,0007,088
Total noninterest expense$1,568,0006,926
Salaries and employee benefits$890,0006,506
Premises and equipment expense$174,0007,546
Additional noninterest expense$504,0007,025
Pre-tax net operating income$1,410,0004,556
Securities gains (losses)$-18,00010,586
Applicable income taxes$409,0004,824
Income before extraordinary items$983,0004,578
Extraordinary gains, net$053
Net income$983,0004,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,913
Cash dividends$625,0002,959
Sale, conversion, retirement of capital stock, net$0953
Net operating income$995,7804,478
1995-12-31 (YTD Data)Rank
Total interest income$4,428,0006,533
Total interest expense$1,690,0007,159
Net interest income$2,738,0005,908
Provision for loan and lease losses$95,0004,744
Total noninterest income$301,0007,065
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$251,0004,941
Trading account gains and feesNANA
Additional Noninterest Income$50,0009,224
Total noninterest expense$1,589,0007,012
Salaries and employee benefits$876,0006,675
Premises and equipment expense$200,0007,189
Additional noninterest expense$513,0007,152
Pre-tax net operating income$1,355,0004,815
Securities gains (losses)$03,831
Applicable income taxes$347,0005,477
Income before extraordinary items$1,008,0004,584
Extraordinary gains, net$065
Net income$1,008,0004,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,500
Cash dividends$850,0002,314
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,008,0004,561
1994-12-31 (YTD Data)Rank
Total interest income$3,989,0006,707
Total interest expense$1,350,0007,396
Net interest income$2,639,0006,193
Provision for loan and lease losses$60,0005,594
Total noninterest income$229,0008,261
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$226,0005,407
Trading account gains and feesNANA
Additional Noninterest Income$3,00012,453
Total noninterest expense$1,582,0007,351
Salaries and employee benefits$837,0006,997
Premises and equipment expense$188,0007,687
Additional noninterest expense$557,0007,375
Pre-tax net operating income$1,226,0005,162
Securities gains (losses)$03,600
Applicable income taxes$285,0006,056
Income before extraordinary items$941,0004,730
Extraordinary gains, net$0249
Net income$941,0004,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,562
Cash dividends$625,0002,717
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$941,0004,780
1993-12-31 (YTD Data)Rank
Total interest income$3,794,0007,127
Total interest expense$1,330,0007,774
Net interest income$2,464,0006,618
Provision for loan and lease losses$90,0006,008
Total noninterest income$247,0008,407
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$224,0005,526
Trading account gains and feesNANA
Additional Noninterest Income$23,00011,812
Total noninterest expense$1,518,0007,772
Salaries and employee benefits$815,0007,233
Premises and equipment expense$241,0006,865
Additional noninterest expense$462,0008,595
Pre-tax net operating income$1,103,0005,503
Securities gains (losses)$07,477
Applicable income taxes$218,0007,290
Income before extraordinary items$885,0005,165
Extraordinary gains, net$03,149
Net income$885,0005,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,863
Cash dividends$625,0002,576
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$885,0004,942
1992-12-31 (YTD Data)Rank
Total interest income$4,475,0006,925
Total interest expense$1,852,0007,473
Net interest income$2,623,0006,373
Provision for loan and lease losses$220,0004,962
Total noninterest income$314,0007,532
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$244,0005,220
Trading account gains and feesNANA
Additional Noninterest Income$70,0009,281
Total noninterest expense$1,526,0007,818
Salaries and employee benefits$773,0007,446
Premises and equipment expense$176,0008,414
Additional noninterest expense$577,0007,718
Pre-tax net operating income$1,191,0004,937
Securities gains (losses)$08,369
Applicable income taxes$286,0006,127
Income before extraordinary items$905,0004,913
Extraordinary gains, net$01,422
Net income$905,0004,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0003,581
Cash dividends$650,0002,259
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$905,0004,594

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.