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River City Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$173,550,000	336
Total interest expense	$51,562,000	380
Net interest income	$121,988,000	320
Provision for loan and lease losses	$12,585,000	187
Total noninterest income	$12,414,000	644
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$725,000	1,284
Trading account gains and fees	$0	123
Additional Noninterest Income	$11,689,000	479
Total noninterest expense	$36,562,000	750
Salaries and employee benefits	$22,422,000	674
Premises and equipment expense	$1,848,000	1,309
Additional noninterest expense	$11,689,000	479
Pre-tax net operating income	$85,255,000	232
Securities gains (losses)	$0	988
Applicable income taxes	$24,918,000	186
Income before extraordinary items	$60,337,000	249
Extraordinary gains, net	$0	54
Net income	$60,337,000	252
Minority interest net income	$0	88
Net income of bank and minority interests.	$60,337,000	251
Net charge-offs	$-38,000	4,136
Cash dividends	$2,090,000	1,487
Sale, conversion, retirement of capital stock, net	$-2,789,000	4,589
Net operating income	$60,337,000	256
2023-09-30 (YTD Data)		Rank
Total interest income	$120,645,000	354
Total interest expense	$29,495,000	443
Net interest income	$91,150,000	325
Provision for loan and lease losses	$12,585,000	157
Total noninterest income	$10,314,000	604
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$541,000	1,285
Trading account gains and fees	$0	125
Additional Noninterest Income	$9,773,000	455
Total noninterest expense	$27,225,000	755
Salaries and employee benefits	$17,116,000	667
Premises and equipment expense	$1,317,000	1,363
Additional noninterest expense	$9,773,000	455
Pre-tax net operating income	$61,654,000	246
Securities gains (losses)	$0	849
Applicable income taxes	$18,086,000	197
Income before extraordinary items	$43,568,000	263
Extraordinary gains, net	$0	52
Net income	$43,568,000	266
Minority interest net income	$0	81
Net income of bank and minority interests.	$43,568,000	264
Net charge-offs	$-18,000	3,972
Cash dividends	$1,567,000	1,329
Sale, conversion, retirement of capital stock, net	$179,000	339
Net operating income	$43,568,000	270
2023-06-30 (YTD Data)		Rank
Total interest income	$74,081,000	359
Total interest expense	$16,488,000	460
Net interest income	$57,593,000	332
Provision for loan and lease losses	$8,000,000	162
Total noninterest income	$7,272,000	564
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$355,000	1,287
Trading account gains and fees	$0	112
Additional Noninterest Income	$6,917,000	425
Total noninterest expense	$18,288,000	732
Salaries and employee benefits	$11,766,000	643
Premises and equipment expense	$929,000	1,291
Additional noninterest expense	$6,917,000	425
Pre-tax net operating income	$38,577,000	259
Securities gains (losses)	$0	938
Applicable income taxes	$11,295,000	201
Income before extraordinary items	$27,282,000	278
Extraordinary gains, net	$0	51
Net income	$27,282,000	283
Minority interest net income	$0	81
Net income of bank and minority interests.	$27,282,000	278
Net charge-offs	$-18,000	4,071
Cash dividends	$1,046,000	1,338
Sale, conversion, retirement of capital stock, net	$483,000	179
Net operating income	$27,282,000	283
2023-03-31 (YTD Data)		Rank
Total interest income	$35,498,000	373
Total interest expense	$6,737,000	486
Net interest income	$28,761,000	335
Provision for loan and lease losses	$1,500,000	280
Total noninterest income	$526,000	1,892
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$175,000	1,316
Trading account gains and fees	$0	97
Additional Noninterest Income	$351,000	1,865
Total noninterest expense	$9,604,000	719
Salaries and employee benefits	$6,335,000	623
Premises and equipment expense	$541,000	1,160
Additional noninterest expense	$351,000	1,865
Pre-tax net operating income	$18,183,000	277
Securities gains (losses)	$0	950
Applicable income taxes	$5,302,000	217
Income before extraordinary items	$12,881,000	303
Extraordinary gains, net	$0	4
Net income	$12,881,000	304
Minority interest net income	$0	48
Net income of bank and minority interests.	$12,881,000	304
Net charge-offs	$0	2,062
Cash dividends	$523,000	1,199
Sale, conversion, retirement of capital stock, net	$400,000	118
Net operating income	$12,881,000	304
2022-12-31 (YTD Data)		Rank
Total interest income	$120,443,000	353
Total interest expense	$18,724,000	275
Net interest income	$101,719,000	359
Provision for loan and lease losses	$18,405,000	123
Total noninterest income	$19,806,000	477
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$840,000	1,159
Trading account gains and fees	$0	116
Additional Noninterest Income	$18,966,000	367
Total noninterest expense	$32,079,000	815
Salaries and employee benefits	$19,846,000	747
Premises and equipment expense	$3,315,000	780
Additional noninterest expense	$18,966,000	367
Pre-tax net operating income	$71,041,000	302
Securities gains (losses)	$-3,921,000	4,617
Applicable income taxes	$19,297,000	246
Income before extraordinary items	$47,823,000	333
Extraordinary gains, net	$0	5
Net income	$47,823,000	333
Minority interest net income	$0	63
Net income of bank and minority interests.	$47,823,000	333
Net charge-offs	$-613,000	4,618
Cash dividends	$1,960,000	1,531
Sale, conversion, retirement of capital stock, net	$2,319,000	165
Net operating income	$50,920,590	317
2022-09-30 (YTD Data)		Rank
Total interest income	$84,819,000	353
Total interest expense	$13,199,000	218
Net interest income	$71,620,000	374
Provision for loan and lease losses	$11,405,000	130
Total noninterest income	$18,771,000	416
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$653,000	1,140
Trading account gains and fees	$0	111
Additional Noninterest Income	$18,118,000	314
Total noninterest expense	$23,722,000	831
Salaries and employee benefits	$15,099,000	738
Premises and equipment expense	$2,089,000	916
Additional noninterest expense	$18,118,000	314
Pre-tax net operating income	$55,264,000	296
Securities gains (losses)	$-3,921,000	4,671
Applicable income taxes	$15,000,000	238
Income before extraordinary items	$36,343,000	321
Extraordinary gains, net	$0	4
Net income	$36,343,000	321
Minority interest net income	$0	57
Net income of bank and minority interests.	$36,343,000	321
Net charge-offs	$-520,000	4,638
Cash dividends	$1,469,000	1,382
Sale, conversion, retirement of capital stock, net	$1,566,000	160
Net operating income	$39,440,590	313
2022-06-30 (YTD Data)		Rank
Total interest income	$53,934,000	348
Total interest expense	$8,508,000	167
Net interest income	$45,426,000	381
Provision for loan and lease losses	$7,680,000	108
Total noninterest income	$17,304,000	326
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$434,000	1,126
Trading account gains and fees	$0	108
Additional Noninterest Income	$16,870,000	256
Total noninterest expense	$15,294,000	837
Salaries and employee benefits	$9,494,000	771
Premises and equipment expense	$1,507,000	845
Additional noninterest expense	$4,293,000	875
Pre-tax net operating income	$39,756,000	267
Securities gains (losses)	$-3,921,000	4,705
Applicable income taxes	$10,511,000	228
Income before extraordinary items	$25,324,000	304
Extraordinary gains, net	$0	4
Net income	$25,324,000	304
Minority interest net income	$0	60
Net income of bank and minority interests.	$25,324,000	304
Net charge-offs	$-451,000	4,673
Cash dividends	$979,000	1,383
Sale, conversion, retirement of capital stock, net	$1,069,000	136
Net operating income	$28,421,590	289
2022-03-31 (YTD Data)		Rank
Total interest income	$25,871,000	345
Total interest expense	$3,878,000	159
Net interest income	$21,993,000	382
Provision for loan and lease losses	$6,430,000	61
Total noninterest income	$15,495,000	225
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$216,000	1,121
Trading account gains and fees	$0	103
Additional Noninterest Income	$15,279,000	175
Total noninterest expense	$7,792,000	823
Salaries and employee benefits	$5,046,000	733
Premises and equipment expense	$570,000	1,076
Additional noninterest expense	$2,176,000	856
Pre-tax net operating income	$23,266,000	234
Securities gains (losses)	$0	623
Applicable income taxes	$6,818,000	189
Income before extraordinary items	$16,448,000	255
Extraordinary gains, net	$0	4
Net income	$16,448,000	255
Minority interest net income	$0	50
Net income of bank and minority interests.	$16,448,000	255
Net charge-offs	$-345,000	4,720
Cash dividends	$489,000	1,202
Sale, conversion, retirement of capital stock, net	$498,000	121
Net operating income	$16,448,000	256
2021-12-31 (YTD Data)		Rank
Total interest income	$102,816,000	356
Total interest expense	$12,595,000	236
Net interest income	$90,221,000	370
Provision for loan and lease losses	$10,500,000	53
Total noninterest income	$11,916,000	741
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$857,000	1,082
Trading account gains and fees	$0	132
Additional Noninterest Income	$11,059,000	628
Total noninterest expense	$28,701,000	882
Salaries and employee benefits	$17,538,000	822
Premises and equipment expense	$2,567,000	973
Additional noninterest expense	$8,596,000	879
Pre-tax net operating income	$62,936,000	320
Securities gains (losses)	$0	2,062
Applicable income taxes	$18,461,000	268
Income before extraordinary items	$44,475,000	367
Extraordinary gains, net	$0	10
Net income	$44,475,000	367
Minority interest net income	$0	74
Net income of bank and minority interests.	$44,475,000	367
Net charge-offs	$-240,000	4,589
Cash dividends	$1,860,000	1,616
Sale, conversion, retirement of capital stock, net	$1,624,000	186
Net operating income	$44,475,000	362
2021-09-30 (YTD Data)		Rank
Total interest income	$76,769,000	359
Total interest expense	$9,212,000	254
Net interest income	$67,557,000	368
Provision for loan and lease losses	$7,500,000	52
Total noninterest income	$10,842,000	667
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$647,000	1,071
Trading account gains and fees	$0	132
Additional Noninterest Income	$10,195,000	567
Total noninterest expense	$21,864,000	877
Salaries and employee benefits	$13,387,000	825
Premises and equipment expense	$2,043,000	945
Additional noninterest expense	$6,434,000	880
Pre-tax net operating income	$49,035,000	319
Securities gains (losses)	$0	2,015
Applicable income taxes	$14,366,000	261
Income before extraordinary items	$34,669,000	367
Extraordinary gains, net	$0	8
Net income	$34,669,000	365
Minority interest net income	$0	69
Net income of bank and minority interests.	$34,669,000	367
Net charge-offs	$-202,000	4,653
Cash dividends	$1,394,000	1,469
Sale, conversion, retirement of capital stock, net	$904,000	196
Net operating income	$34,669,000	357
2021-06-30 (YTD Data)		Rank
Total interest income	$50,248,000	362
Total interest expense	$6,132,000	264
Net interest income	$44,116,000	373
Provision for loan and lease losses	$5,500,000	51
Total noninterest income	$9,267,000	559
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$429,000	1,036
Trading account gains and fees	$0	133
Additional Noninterest Income	$8,838,000	480
Total noninterest expense	$15,370,000	824
Salaries and employee benefits	$8,812,000	832
Premises and equipment expense	$1,480,000	891
Additional noninterest expense	$5,078,000	758
Pre-tax net operating income	$32,513,000	315
Securities gains (losses)	$0	1,818
Applicable income taxes	$9,526,000	264
Income before extraordinary items	$22,987,000	355
Extraordinary gains, net	$0	6
Net income	$22,987,000	354
Minority interest net income	$0	67
Net income of bank and minority interests.	$22,987,000	355
Net charge-offs	$-196,000	4,743
Cash dividends	$929,000	1,455
Sale, conversion, retirement of capital stock, net	$482,000	186
Net operating income	$22,987,000	348
2021-03-31 (YTD Data)		Rank
Total interest income	$24,867,000	361
Total interest expense	$3,083,000	276
Net interest income	$21,784,000	374
Provision for loan and lease losses	$3,000,000	55
Total noninterest income	$11,153,000	316
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$215,000	1,022
Trading account gains and fees	$0	127
Additional Noninterest Income	$10,938,000	258
Total noninterest expense	$7,801,000	806
Salaries and employee benefits	$4,270,000	847
Premises and equipment expense	$605,000	1,033
Additional noninterest expense	$2,926,000	649
Pre-tax net operating income	$22,136,000	259
Securities gains (losses)	$0	1,392
Applicable income taxes	$6,484,000	212
Income before extraordinary items	$15,652,000	290
Extraordinary gains, net	$0	3
Net income	$15,652,000	290
Minority interest net income	$0	55
Net income of bank and minority interests.	$15,652,000	290
Net charge-offs	$-109,000	4,780
Cash dividends	$465,000	1,261
Sale, conversion, retirement of capital stock, net	$85,000	269
Net operating income	$15,652,000	279
2020-12-31 (YTD Data)		Rank
Total interest income	$100,238,000	358
Total interest expense	$20,068,000	269
Net interest income	$80,170,000	380
Provision for loan and lease losses	$12,400,000	296
Total noninterest income	$4,498,000	1,352
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$908,000	1,028
Trading account gains and fees	$0	133
Additional Noninterest Income	$3,590,000	1,299
Total noninterest expense	$27,675,000	872
Salaries and employee benefits	$17,706,000	793
Premises and equipment expense	$2,190,000	1,086
Additional noninterest expense	$7,779,000	898
Pre-tax net operating income	$44,593,000	320
Securities gains (losses)	$0	2,675
Applicable income taxes	$12,966,000	244
Income before extraordinary items	$31,627,000	368
Extraordinary gains, net	$0	4
Net income	$31,627,000	367
Minority interest net income	$0	72
Net income of bank and minority interests.	$31,627,000	368
Net charge-offs	$-322,000	4,918
Cash dividends	$1,760,000	1,646
Sale, conversion, retirement of capital stock, net	$1,348,000	182
Net operating income	$31,627,000	359
2020-09-30 (YTD Data)		Rank
Total interest income	$74,896,000	358
Total interest expense	$16,332,000	275
Net interest income	$58,564,000	384
Provision for loan and lease losses	$8,800,000	335
Total noninterest income	$2,803,000	1,490
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$689,000	1,016
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,114,000	1,434
Total noninterest expense	$21,853,000	821
Salaries and employee benefits	$13,420,000	779
Premises and equipment expense	$1,626,000	1,092
Additional noninterest expense	$6,807,000	778
Pre-tax net operating income	$30,714,000	321
Securities gains (losses)	$0	2,494
Applicable income taxes	$8,950,000	240
Income before extraordinary items	$21,764,000	361
Extraordinary gains, net	$0	4
Net income	$21,764,000	359
Minority interest net income	$0	65
Net income of bank and minority interests.	$21,764,000	361
Net charge-offs	$-279,000	4,943
Cash dividends	$1,319,000	1,452
Sale, conversion, retirement of capital stock, net	$842,000	170
Net operating income	$21,764,000	353
2020-06-30 (YTD Data)		Rank
Total interest income	$49,357,000	370
Total interest expense	$11,840,000	279
Net interest income	$37,517,000	398
Provision for loan and lease losses	$5,450,000	377
Total noninterest income	$1,922,000	1,395
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$480,000	987
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,442,000	1,346
Total noninterest expense	$15,090,000	795
Salaries and employee benefits	$8,866,000	782
Premises and equipment expense	$1,093,000	1,081
Additional noninterest expense	$5,131,000	697
Pre-tax net operating income	$18,899,000	299
Securities gains (losses)	$0	2,249
Applicable income taxes	$5,482,000	227
Income before extraordinary items	$13,417,000	342
Extraordinary gains, net	$0	4
Net income	$13,417,000	342
Minority interest net income	$0	65
Net income of bank and minority interests.	$13,417,000	342
Net charge-offs	$-44,000	4,717
Cash dividends	$879,000	1,445
Sale, conversion, retirement of capital stock, net	$525,000	157
Net operating income	$13,417,000	330
2020-03-31 (YTD Data)		Rank
Total interest income	$23,632,000	383
Total interest expense	$6,024,000	314
Net interest income	$17,608,000	416
Provision for loan and lease losses	$1,000,000	602
Total noninterest income	$1,001,000	1,282
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$269,000	1,054
Trading account gains and fees	$0	106
Additional Noninterest Income	$732,000	1,206
Total noninterest expense	$7,348,000	814
Salaries and employee benefits	$4,803,000	734
Premises and equipment expense	$534,000	1,124
Additional noninterest expense	$2,011,000	856
Pre-tax net operating income	$10,261,000	254
Securities gains (losses)	$0	1,705
Applicable income taxes	$2,993,000	194
Income before extraordinary items	$7,268,000	288
Extraordinary gains, net	$0	4
Net income	$7,268,000	287
Minority interest net income	$0	56
Net income of bank and minority interests.	$7,268,000	288
Net charge-offs	$-2,000	3,865
Cash dividends	$440,000	1,388
Sale, conversion, retirement of capital stock, net	$394,000	127
Net operating income	$7,268,000	287
2019-12-31 (YTD Data)		Rank
Total interest income	$86,604,000	408
Total interest expense	$23,258,000	337
Net interest income	$63,346,000	453
Provision for loan and lease losses	$6,000,000	227
Total noninterest income	$4,271,000	1,242
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,123,000	1,044
Trading account gains and fees	$0	135
Additional Noninterest Income	$3,148,000	1,164
Total noninterest expense	$26,317,000	873
Salaries and employee benefits	$16,624,000	795
Premises and equipment expense	$2,471,000	989
Additional noninterest expense	$7,222,000	940
Pre-tax net operating income	$35,300,000	395
Securities gains (losses)	$0	2,379
Applicable income taxes	$9,988,000	323
Income before extraordinary items	$25,312,000	442
Extraordinary gains, net	$0	11
Net income	$25,312,000	441
Minority interest net income	$0	76
Net income of bank and minority interests.	$25,312,000	442
Net charge-offs	$-436,000	5,100
Cash dividends	$1,637,000	1,782
Sale, conversion, retirement of capital stock, net	$722,000	250
Net operating income	$25,312,000	432
2019-09-30 (YTD Data)		Rank
Total interest income	$64,079,000	423
Total interest expense	$17,231,000	346
Net interest income	$46,848,000	460
Provision for loan and lease losses	$3,000,000	297
Total noninterest income	$3,197,000	1,241
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$841,000	1,045
Trading account gains and fees	$0	129
Additional Noninterest Income	$2,356,000	1,155
Total noninterest expense	$19,852,000	859
Salaries and employee benefits	$12,655,000	777
Premises and equipment expense	$1,745,000	1,042
Additional noninterest expense	$5,452,000	921
Pre-tax net operating income	$27,193,000	397
Securities gains (losses)	$0	2,167
Applicable income taxes	$7,723,000	324
Income before extraordinary items	$19,470,000	440
Extraordinary gains, net	$0	11
Net income	$19,470,000	440
Minority interest net income	$0	72
Net income of bank and minority interests.	$19,470,000	440
Net charge-offs	$-268,000	5,109
Cash dividends	$1,228,000	1,606
Sale, conversion, retirement of capital stock, net	$765,000	194
Net operating income	$19,470,000	434
2019-06-30 (YTD Data)		Rank
Total interest income	$41,486,000	438
Total interest expense	$10,932,000	356
Net interest income	$30,554,000	467
Provision for loan and lease losses	$2,000,000	287
Total noninterest income	$2,130,000	1,216
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$552,000	1,047
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,578,000	1,123
Total noninterest expense	$13,130,000	864
Salaries and employee benefits	$8,431,000	772
Premises and equipment expense	$1,088,000	1,105
Additional noninterest expense	$3,611,000	946
Pre-tax net operating income	$17,554,000	397
Securities gains (losses)	$0	1,702
Applicable income taxes	$5,126,000	325
Income before extraordinary items	$12,428,000	448
Extraordinary gains, net	$0	11
Net income	$12,428,000	448
Minority interest net income	$0	69
Net income of bank and minority interests.	$12,428,000	448
Net charge-offs	$-257,000	5,176
Cash dividends	$819,000	1,621
Sale, conversion, retirement of capital stock, net	$483,000	179
Net operating income	$12,428,000	438
2019-03-31 (YTD Data)		Rank
Total interest income	$19,586,000	458
Total interest expense	$5,174,000	364
Net interest income	$14,412,000	494
Provision for loan and lease losses	$500,000	468
Total noninterest income	$1,060,000	1,193
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$270,000	1,049
Trading account gains and fees	$0	126
Additional Noninterest Income	$790,000	1,062
Total noninterest expense	$6,571,000	860
Salaries and employee benefits	$4,261,000	766
Premises and equipment expense	$510,000	1,173
Additional noninterest expense	$1,800,000	929
Pre-tax net operating income	$8,401,000	402
Securities gains (losses)	$0	1,087
Applicable income taxes	$2,453,000	323
Income before extraordinary items	$5,948,000	458
Extraordinary gains, net	$0	5
Net income	$5,948,000	457
Minority interest net income	$0	52
Net income of bank and minority interests.	$5,948,000	458
Net charge-offs	$-75,000	5,151
Cash dividends	$409,000	1,487
Sale, conversion, retirement of capital stock, net	$342,000	125
Net operating income	$5,948,000	449
2018-12-31 (YTD Data)		Rank
Total interest income	$71,633,000	462
Total interest expense	$15,375,000	371
Net interest income	$56,258,000	484
Provision for loan and lease losses	$2,750,000	397
Total noninterest income	$4,461,000	1,175
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,098,000	1,091
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,363,000	1,050
Total noninterest expense	$24,104,000	912
Salaries and employee benefits	$15,294,000	818
Premises and equipment expense	$2,071,000	1,136
Additional noninterest expense	$6,739,000	994
Pre-tax net operating income	$33,865,000	405
Securities gains (losses)	$77,000	355
Applicable income taxes	$9,937,000	312
Income before extraordinary items	$24,005,000	449
Extraordinary gains, net	$0	6
Net income	$24,005,000	448
Minority interest net income	$0	72
Net income of bank and minority interests.	$24,005,000	448
Net charge-offs	$-810,000	5,350
Cash dividends	$1,514,000	1,717
Sale, conversion, retirement of capital stock, net	$1,324,000	202
Net operating income	$23,944,170	448
2018-09-30 (YTD Data)		Rank
Total interest income	$52,150,000	464
Total interest expense	$10,925,000	365
Net interest income	$41,225,000	496
Provision for loan and lease losses	$2,250,000	362
Total noninterest income	$3,172,000	1,222
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$831,000	1,076
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,341,000	1,134
Total noninterest expense	$17,973,000	912
Salaries and employee benefits	$11,468,000	819
Premises and equipment expense	$1,538,000	1,145
Additional noninterest expense	$4,967,000	999
Pre-tax net operating income	$24,174,000	424
Securities gains (losses)	$43,000	447
Applicable income taxes	$7,023,000	330
Income before extraordinary items	$17,194,000	461
Extraordinary gains, net	$0	5
Net income	$17,194,000	460
Minority interest net income	$0	66
Net income of bank and minority interests.	$17,194,000	460
Net charge-offs	$-612,000	5,403
Cash dividends	$1,134,000	1,559
Sale, conversion, retirement of capital stock, net	$985,000	184
Net operating income	$17,160,030	462
2018-06-30 (YTD Data)		Rank
Total interest income	$33,776,000	468
Total interest expense	$6,680,000	371
Net interest income	$27,096,000	501
Provision for loan and lease losses	$1,500,000	354
Total noninterest income	$2,132,000	1,217
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$558,000	1,063
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,574,000	1,124
Total noninterest expense	$11,849,000	925
Salaries and employee benefits	$7,608,000	821
Premises and equipment expense	$1,015,000	1,164
Additional noninterest expense	$3,226,000	1,019
Pre-tax net operating income	$15,879,000	419
Securities gains (losses)	$37,000	376
Applicable income taxes	$4,632,000	319
Income before extraordinary items	$11,284,000	462
Extraordinary gains, net	$0	6
Net income	$11,284,000	461
Minority interest net income	$0	65
Net income of bank and minority interests.	$11,284,000	461
Net charge-offs	$-127,000	5,260
Cash dividends	$756,000	1,555
Sale, conversion, retirement of capital stock, net	$600,000	172
Net operating income	$11,254,770	461
2018-03-31 (YTD Data)		Rank
Total interest income	$16,412,000	477
Total interest expense	$2,921,000	392
Net interest income	$13,491,000	506
Provision for loan and lease losses	$750,000	336
Total noninterest income	$1,079,000	1,206
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$285,000	1,044
Trading account gains and fees	$0	123
Additional Noninterest Income	$794,000	1,085
Total noninterest expense	$5,998,000	924
Salaries and employee benefits	$3,856,000	825
Premises and equipment expense	$516,000	1,161
Additional noninterest expense	$1,626,000	995
Pre-tax net operating income	$7,822,000	416
Securities gains (losses)	$16,000	376
Applicable income taxes	$2,294,000	319
Income before extraordinary items	$5,544,000	462
Extraordinary gains, net	$0	7
Net income	$5,544,000	462
Minority interest net income	$0	52
Net income of bank and minority interests.	$5,544,000	462
Net charge-offs	$-64,000	5,299
Cash dividends	$378,000	1,425
Sale, conversion, retirement of capital stock, net	$265,000	172
Net operating income	$5,531,360	462
2017-12-31 (YTD Data)		Rank
Total interest income	$62,326,000	467
Total interest expense	$8,854,000	411
Net interest income	$53,472,000	480
Provision for loan and lease losses	$2,200,000	479
Total noninterest income	$8,817,000	759
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,053,000	1,139
Trading account gains and fees	$0	151
Additional Noninterest Income	$7,764,000	616
Total noninterest expense	$24,005,000	897
Salaries and employee benefits	$15,174,000	809
Premises and equipment expense	$2,026,000	1,158
Additional noninterest expense	$6,805,000	959
Pre-tax net operating income	$36,084,000	349
Securities gains (losses)	$-174,000	5,490
Applicable income taxes	$19,226,000	267
Income before extraordinary items	$16,684,000	475
Extraordinary gains, net	$0	9
Net income	$16,684,000	474
Minority interest net income	$0	76
Net income of bank and minority interests.	$16,684,000	475
Net charge-offs	$-1,106,000	5,626
Cash dividends	$1,872,000	1,500
Sale, conversion, retirement of capital stock, net	$969,000	233
Net operating income	$16,795,360	465
2017-09-30 (YTD Data)		Rank
Total interest income	$46,022,000	474
Total interest expense	$6,321,000	416
Net interest income	$39,701,000	485
Provision for loan and lease losses	$2,700,000	310
Total noninterest income	$7,156,000	719
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$783,000	1,154
Trading account gains and fees	$0	145
Additional Noninterest Income	$6,373,000	578
Total noninterest expense	$18,252,000	888
Salaries and employee benefits	$11,881,000	778
Premises and equipment expense	$1,521,000	1,167
Additional noninterest expense	$4,850,000	996
Pre-tax net operating income	$25,905,000	377
Securities gains (losses)	$9,000	1,660
Applicable income taxes	$10,645,000	299
Income before extraordinary items	$15,269,000	434
Extraordinary gains, net	$0	9
Net income	$15,269,000	434
Minority interest net income	$0	71
Net income of bank and minority interests.	$15,269,000	434
Net charge-offs	$-81,000	5,287
Cash dividends	$1,539,000	1,272
Sale, conversion, retirement of capital stock, net	$820,000	205
Net operating income	$15,263,240	431
2017-06-30 (YTD Data)		Rank
Total interest income	$30,113,000	479
Total interest expense	$3,920,000	430
Net interest income	$26,193,000	484
Provision for loan and lease losses	$1,950,000	288
Total noninterest income	$6,070,000	612
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$526,000	1,136
Trading account gains and fees	$0	139
Additional Noninterest Income	$5,544,000	483
Total noninterest expense	$12,257,000	887
Salaries and employee benefits	$8,058,000	766
Premises and equipment expense	$1,004,000	1,178
Additional noninterest expense	$3,195,000	1,011
Pre-tax net operating income	$18,056,000	364
Securities gains (losses)	$4,000	1,497
Applicable income taxes	$7,417,000	288
Income before extraordinary items	$10,643,000	423
Extraordinary gains, net	$0	11
Net income	$10,643,000	422
Minority interest net income	$0	71
Net income of bank and minority interests.	$10,643,000	423
Net charge-offs	$-37,000	5,202
Cash dividends	$931,000	1,398
Sale, conversion, retirement of capital stock, net	$544,000	192
Net operating income	$10,640,440	422
2017-03-31 (YTD Data)		Rank
Total interest income	$14,592,000	490
Total interest expense	$1,748,000	470
Net interest income	$12,844,000	495
Provision for loan and lease losses	$1,200,000	237
Total noninterest income	$1,600,000	941
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$265,000	1,131
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,335,000	780
Total noninterest expense	$6,079,000	892
Salaries and employee benefits	$3,863,000	804
Premises and equipment expense	$596,000	1,014
Additional noninterest expense	$1,620,000	994
Pre-tax net operating income	$7,165,000	416
Securities gains (losses)	$-1,000	5,454
Applicable income taxes	$2,930,000	336
Income before extraordinary items	$4,234,000	494
Extraordinary gains, net	$0	8
Net income	$4,234,000	494
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,234,000	494
Net charge-offs	$75,000	1,089
Cash dividends	$465,000	1,290
Sale, conversion, retirement of capital stock, net	$121,000	234
Net operating income	$4,234,640	480
2016-12-31 (YTD Data)		Rank
Total interest income	$52,215,000	516
Total interest expense	$4,867,000	617
Net interest income	$47,348,000	508
Provision for loan and lease losses	$3,963,000	314
Total noninterest income	$6,453,000	967
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,185,000	1,030
Trading account gains and fees	$0	170
Additional Noninterest Income	$5,268,000	811
Total noninterest expense	$24,889,000	857
Salaries and employee benefits	$15,117,000	788
Premises and equipment expense	$3,174,000	782
Additional noninterest expense	$6,598,000	998
Pre-tax net operating income	$24,949,000	425
Securities gains (losses)	$13,000	2,562
Applicable income taxes	$10,062,000	336
Income before extraordinary items	$14,900,000	523
Extraordinary gains, net	$0	5
Net income	$14,900,000	522
Minority interest net income	$0	82
Net income of bank and minority interests.	$14,900,000	522
Net charge-offs	$-306,000	5,737
Cash dividends	$1,752,000	1,554
Sale, conversion, retirement of capital stock, net	$266,000	364
Net operating income	$14,891,680	512
2016-09-30 (YTD Data)		Rank
Total interest income	$38,170,000	524
Total interest expense	$3,460,000	642
Net interest income	$34,710,000	517
Provision for loan and lease losses	$863,000	776
Total noninterest income	$4,271,000	1,037
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$919,000	1,001
Trading account gains and fees	$0	169
Additional Noninterest Income	$3,352,000	918
Total noninterest expense	$20,965,000	769
Salaries and employee benefits	$11,567,000	767
Premises and equipment expense	$2,428,000	770
Additional noninterest expense	$6,970,000	719
Pre-tax net operating income	$17,153,000	455
Securities gains (losses)	$0	3,160
Applicable income taxes	$6,964,000	360
Income before extraordinary items	$10,189,000	579
Extraordinary gains, net	$0	5
Net income	$10,189,000	579
Minority interest net income	$0	71
Net income of bank and minority interests.	$10,189,000	579
Net charge-offs	$-285,000	5,787
Cash dividends	$1,314,000	1,400
Sale, conversion, retirement of capital stock, net	$29,000	578
Net operating income	$10,189,000	561
2016-06-30 (YTD Data)		Rank
Total interest income	$24,817,000	539
Total interest expense	$2,185,000	672
Net interest income	$22,632,000	530
Provision for loan and lease losses	$375,000	1,061
Total noninterest income	$3,037,000	983
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$635,000	954
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,402,000	849
Total noninterest expense	$15,096,000	707
Salaries and employee benefits	$7,618,000	775
Premises and equipment expense	$1,609,000	776
Additional noninterest expense	$5,869,000	586
Pre-tax net operating income	$10,198,000	496
Securities gains (losses)	$0	2,835
Applicable income taxes	$4,126,000	392
Income before extraordinary items	$6,072,000	638
Extraordinary gains, net	$0	16
Net income	$6,072,000	636
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,072,000	637
Net charge-offs	$-141,000	5,780
Cash dividends	$877,000	1,432
Sale, conversion, retirement of capital stock, net	$59,000	425
Net operating income	$6,072,000	618
2016-03-31 (YTD Data)		Rank
Total interest income	$12,442,000	538
Total interest expense	$1,021,000	714
Net interest income	$11,421,000	523
Provision for loan and lease losses	$188,000	1,012
Total noninterest income	$1,248,000	1,107
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$336,000	913
Trading account gains and fees	$0	142
Additional Noninterest Income	$912,000	1,002
Total noninterest expense	$7,860,000	687
Salaries and employee benefits	$3,695,000	801
Premises and equipment expense	$804,000	779
Additional noninterest expense	$3,361,000	516
Pre-tax net operating income	$4,621,000	521
Securities gains (losses)	$0	2,077
Applicable income taxes	$1,860,000	411
Income before extraordinary items	$2,761,000	662
Extraordinary gains, net	$0	12
Net income	$2,761,000	661
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,761,000	662
Net charge-offs	$-140,000	5,937
Cash dividends	$439,000	1,307
Sale, conversion, retirement of capital stock, net	$70,000	298
Net operating income	$2,761,000	649
2015-12-31 (YTD Data)		Rank
Total interest income	$42,256,000	610
Total interest expense	$3,470,000	807
Net interest income	$38,786,000	591
Provision for loan and lease losses	$900,000	886
Total noninterest income	$6,663,000	924
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,533,000	842
Trading account gains and fees	$0	159
Additional Noninterest Income	$5,130,000	805
Total noninterest expense	$23,851,000	864
Salaries and employee benefits	$13,727,000	829
Premises and equipment expense	$3,071,000	807
Additional noninterest expense	$7,053,000	930
Pre-tax net operating income	$20,698,000	473
Securities gains (losses)	$3,000	2,963
Applicable income taxes	$8,157,000	374
Income before extraordinary items	$12,544,000	583
Extraordinary gains, net	$0	23
Net income	$12,544,000	583
Minority interest net income	$0	81
Net income of bank and minority interests.	$12,544,000	584
Net charge-offs	$-1,020,000	6,099
Cash dividends	$1,595,000	1,576
Sale, conversion, retirement of capital stock, net	$626,000	279
Net operating income	$12,542,080	572
2015-09-30 (YTD Data)		Rank
Total interest income	$30,821,000	628
Total interest expense	$2,540,000	831
Net interest income	$28,281,000	611
Provision for loan and lease losses	$0	4,232
Total noninterest income	$4,339,000	1,029
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,170,000	825
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,169,000	917
Total noninterest expense	$18,468,000	849
Salaries and employee benefits	$10,190,000	845
Premises and equipment expense	$2,211,000	852
Additional noninterest expense	$6,067,000	814
Pre-tax net operating income	$14,152,000	521
Securities gains (losses)	$3,000	2,757
Applicable income taxes	$5,577,000	418
Income before extraordinary items	$8,578,000	646
Extraordinary gains, net	$0	21
Net income	$8,578,000	644
Minority interest net income	$0	78
Net income of bank and minority interests.	$8,578,000	646
Net charge-offs	$-976,000	6,194
Cash dividends	$1,196,000	1,433
Sale, conversion, retirement of capital stock, net	$335,000	295
Net operating income	$8,576,080	629
2015-06-30 (YTD Data)		Rank
Total interest income	$19,980,000	644
Total interest expense	$1,654,000	860
Net interest income	$18,326,000	626
Provision for loan and lease losses	$0	4,069
Total noninterest income	$3,482,000	901
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$791,000	814
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,691,000	781
Total noninterest expense	$11,464,000	912
Salaries and employee benefits	$6,839,000	843
Premises and equipment expense	$1,367,000	902
Additional noninterest expense	$3,258,000	1,010
Pre-tax net operating income	$10,344,000	489
Securities gains (losses)	$0	2,636
Applicable income taxes	$4,087,000	392
Income before extraordinary items	$6,257,000	602
Extraordinary gains, net	$0	22
Net income	$6,257,000	600
Minority interest net income	$0	75
Net income of bank and minority interests.	$6,257,000	602
Net charge-offs	$-828,000	6,285
Cash dividends	$797,000	1,477
Sale, conversion, retirement of capital stock, net	$295,000	255
Net operating income	$6,257,000	588
2015-03-31 (YTD Data)		Rank
Total interest income	$9,758,000	653
Total interest expense	$809,000	881
Net interest income	$8,949,000	632
Provision for loan and lease losses	$0	3,703
Total noninterest income	$1,284,000	1,076
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$394,000	794
Trading account gains and fees	$0	152
Additional Noninterest Income	$890,000	1,013
Total noninterest expense	$6,332,000	830
Salaries and employee benefits	$3,361,000	849
Premises and equipment expense	$591,000	1,030
Additional noninterest expense	$2,380,000	693
Pre-tax net operating income	$3,901,000	590
Securities gains (losses)	$0	2,027
Applicable income taxes	$1,533,000	465
Income before extraordinary items	$2,368,000	745
Extraordinary gains, net	$0	13
Net income	$2,368,000	743
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,368,000	745
Net charge-offs	$-47,000	5,930
Cash dividends	$399,000	1,322
Sale, conversion, retirement of capital stock, net	$150,000	215
Net operating income	$2,368,000	720
2014-12-31 (YTD Data)		Rank
Total interest income	$39,290,000	639
Total interest expense	$2,931,000	1,019
Net interest income	$36,359,000	607
Provision for loan and lease losses	$-2,700,000	6,441
Total noninterest income	$4,400,000	1,198
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,753,000	771
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,647,000	1,197
Total noninterest expense	$23,859,000	843
Salaries and employee benefits	$13,375,000	822
Premises and equipment expense	$3,411,000	727
Additional noninterest expense	$7,073,000	920
Pre-tax net operating income	$19,600,000	459
Securities gains (losses)	$4,000	2,934
Applicable income taxes	$7,755,000	370
Income before extraordinary items	$11,849,000	577
Extraordinary gains, net	$0	17
Net income	$11,849,000	573
Minority interest net income	$0	84
Net income of bank and minority interests.	$11,849,000	577
Net charge-offs	$535,000	1,399
Cash dividends	$1,441,000	1,619
Sale, conversion, retirement of capital stock, net	$99,000	541
Net operating income	$11,846,440	565
2014-09-30 (YTD Data)		Rank
Total interest income	$29,184,000	638
Total interest expense	$2,179,000	1,036
Net interest income	$27,005,000	610
Provision for loan and lease losses	$0	4,401
Total noninterest income	$4,167,000	1,018
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,326,000	770
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,841,000	944
Total noninterest expense	$17,676,000	852
Salaries and employee benefits	$9,060,000	907
Premises and equipment expense	$2,578,000	725
Additional noninterest expense	$6,038,000	803
Pre-tax net operating income	$13,496,000	504
Securities gains (losses)	$4,000	2,611
Applicable income taxes	$5,276,000	398
Income before extraordinary items	$8,224,000	626
Extraordinary gains, net	$0	15
Net income	$8,224,000	622
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,224,000	624
Net charge-offs	$3,561,000	242
Cash dividends	$1,080,000	1,457
Sale, conversion, retirement of capital stock, net	$-132,000	6,541
Net operating income	$8,221,440	615
2014-06-30 (YTD Data)		Rank
Total interest income	$19,452,000	636
Total interest expense	$1,440,000	1,049
Net interest income	$18,012,000	607
Provision for loan and lease losses	$0	4,196
Total noninterest income	$2,173,000	1,209
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$887,000	756
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,286,000	1,215
Total noninterest expense	$11,534,000	869
Salaries and employee benefits	$6,011,000	912
Premises and equipment expense	$1,670,000	746
Additional noninterest expense	$3,853,000	836
Pre-tax net operating income	$8,651,000	509
Securities gains (losses)	$0	2,580
Applicable income taxes	$3,353,000	409
Income before extraordinary items	$5,298,000	618
Extraordinary gains, net	$0	20
Net income	$5,298,000	617
Minority interest net income	$0	80
Net income of bank and minority interests.	$5,298,000	618
Net charge-offs	$3,578,000	176
Cash dividends	$719,000	1,464
Sale, conversion, retirement of capital stock, net	$-134,000	6,618
Net operating income	$5,298,000	609
2014-03-31 (YTD Data)		Rank
Total interest income	$9,870,000	631
Total interest expense	$710,000	1,072
Net interest income	$9,160,000	600
Provision for loan and lease losses	$0	3,817
Total noninterest income	$1,294,000	1,024
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$456,000	717
Trading account gains and fees	$0	147
Additional Noninterest Income	$838,000	971
Total noninterest expense	$5,871,000	857
Salaries and employee benefits	$3,074,000	900
Premises and equipment expense	$805,000	790
Additional noninterest expense	$1,992,000	808
Pre-tax net operating income	$4,583,000	479
Securities gains (losses)	$0	1,715
Applicable income taxes	$1,806,000	364
Income before extraordinary items	$2,777,000	575
Extraordinary gains, net	$0	16
Net income	$2,777,000	576
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,777,000	576
Net charge-offs	$4,027,000	105
Cash dividends	$360,000	1,298
Sale, conversion, retirement of capital stock, net	$46,000	362
Net operating income	$2,777,000	567
2013-12-31 (YTD Data)		Rank
Total interest income	$40,058,000	618
Total interest expense	$2,310,000	1,468
Net interest income	$37,748,000	574
Provision for loan and lease losses	$400,000	2,105
Total noninterest income	$5,614,000	1,036
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$2,186,000	634
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,428,000	1,058
Total noninterest expense	$24,023,000	853
Salaries and employee benefits	$11,416,000	938
Premises and equipment expense	$4,276,000	572
Additional noninterest expense	$8,331,000	821
Pre-tax net operating income	$18,939,000	458
Securities gains (losses)	$25,000	2,236
Applicable income taxes	$7,479,000	341
Income before extraordinary items	$11,485,000	576
Extraordinary gains, net	$0	29
Net income	$11,485,000	574
Minority interest net income	$0	90
Net income of bank and minority interests.	$11,485,000	576
Net charge-offs	$-718,000	6,759
Cash dividends	$1,318,000	1,596
Sale, conversion, retirement of capital stock, net	$-335,000	6,757
Net operating income	$11,469,000	561
2013-09-30 (YTD Data)		Rank
Total interest income	$29,804,000	620
Total interest expense	$1,686,000	1,559
Net interest income	$28,118,000	574
Provision for loan and lease losses	$400,000	1,764
Total noninterest income	$4,223,000	1,067
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,691,000	613
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,532,000	1,094
Total noninterest expense	$18,320,000	838
Salaries and employee benefits	$8,443,000	951
Premises and equipment expense	$3,455,000	539
Additional noninterest expense	$6,422,000	800
Pre-tax net operating income	$13,621,000	480
Securities gains (losses)	$25,000	2,108
Applicable income taxes	$5,274,000	367
Income before extraordinary items	$8,372,000	599
Extraordinary gains, net	$0	25
Net income	$8,372,000	599
Minority interest net income	$0	84
Net income of bank and minority interests.	$8,372,000	601
Net charge-offs	$-610,000	6,831
Cash dividends	$989,000	1,474
Sale, conversion, retirement of capital stock, net	$-447,000	6,856
Net operating income	$8,356,000	583
2013-06-30 (YTD Data)		Rank
Total interest income	$19,514,000	628
Total interest expense	$1,087,000	1,645
Net interest income	$18,427,000	578
Provision for loan and lease losses	$400,000	1,362
Total noninterest income	$2,964,000	1,024
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$1,134,000	590
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,830,000	1,052
Total noninterest expense	$12,397,000	820
Salaries and employee benefits	$5,406,000	1,003
Premises and equipment expense	$2,517,000	487
Additional noninterest expense	$4,474,000	758
Pre-tax net operating income	$8,594,000	491
Securities gains (losses)	$25,000	1,903
Applicable income taxes	$3,319,000	392
Income before extraordinary items	$5,300,000	629
Extraordinary gains, net	$0	22
Net income	$5,300,000	630
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,300,000	631
Net charge-offs	$-263,000	6,835
Cash dividends	$661,000	1,447
Sale, conversion, retirement of capital stock, net	$-467,000	6,915
Net operating income	$5,284,000	602
2013-03-31 (YTD Data)		Rank
Total interest income	$9,741,000	635
Total interest expense	$528,000	1,737
Net interest income	$9,213,000	579
Provision for loan and lease losses	$400,000	791
Total noninterest income	$1,127,000	1,239
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$575,000	577
Trading account gains and fees	$0	148
Additional Noninterest Income	$552,000	1,465
Total noninterest expense	$5,928,000	864
Salaries and employee benefits	$2,733,000	1,002
Premises and equipment expense	$911,000	691
Additional noninterest expense	$2,284,000	747
Pre-tax net operating income	$4,012,000	515
Securities gains (losses)	$25,000	1,194
Applicable income taxes	$1,519,000	418
Income before extraordinary items	$2,518,000	647
Extraordinary gains, net	$0	10
Net income	$2,518,000	646
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,518,000	649
Net charge-offs	$650,000	646
Cash dividends	$330,000	1,261
Sale, conversion, retirement of capital stock, net	$33,000	397
Net operating income	$2,502,000	621
2012-12-31 (YTD Data)		Rank
Total interest income	$42,042,000	615
Total interest expense	$2,499,000	1,746
Net interest income	$39,543,000	551
Provision for loan and lease losses	$1,200,000	1,554
Total noninterest income	$5,691,000	1,045
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$2,798,000	514
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,893,000	1,191
Total noninterest expense	$25,330,000	788
Salaries and employee benefits	$10,592,000	988
Premises and equipment expense	$6,033,000	415
Additional noninterest expense	$8,705,000	807
Pre-tax net operating income	$18,704,000	454
Securities gains (losses)	$7,000	3,461
Applicable income taxes	$7,058,000	353
Income before extraordinary items	$11,653,000	557
Extraordinary gains, net	$0	29
Net income	$11,653,000	554
Minority interest net income	$0	93
Net income of bank and minority interests.	$11,653,000	557
Net charge-offs	$2,003,000	1,151
Cash dividends	$1,701,000	1,361
Sale, conversion, retirement of capital stock, net	$-1,576,000	7,068
Net operating income	$11,648,520	539
2012-09-30 (YTD Data)		Rank
Total interest income	$31,332,000	628
Total interest expense	$1,994,000	1,727
Net interest income	$29,338,000	564
Provision for loan and lease losses	$1,200,000	1,254
Total noninterest income	$4,179,000	1,060
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$2,149,000	511
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,030,000	1,245
Total noninterest expense	$19,030,000	786
Salaries and employee benefits	$8,280,000	945
Premises and equipment expense	$4,458,000	420
Additional noninterest expense	$6,292,000	833
Pre-tax net operating income	$13,287,000	473
Securities gains (losses)	$-1,000	6,745
Applicable income taxes	$4,993,000	367
Income before extraordinary items	$8,293,000	591
Extraordinary gains, net	$0	20
Net income	$8,293,000	590
Minority interest net income	$0	86
Net income of bank and minority interests.	$8,293,000	591
Net charge-offs	$227,000	3,151
Cash dividends	$904,000	1,424
Sale, conversion, retirement of capital stock, net	$-1,343,000	7,167
Net operating income	$8,293,640	570
2012-06-30 (YTD Data)		Rank
Total interest income	$20,988,000	634
Total interest expense	$1,420,000	1,690
Net interest income	$19,568,000	564
Provision for loan and lease losses	$1,200,000	942
Total noninterest income	$2,916,000	1,003
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$1,464,000	501
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,452,000	1,163
Total noninterest expense	$13,168,000	763
Salaries and employee benefits	$5,711,000	922
Premises and equipment expense	$3,284,000	384
Additional noninterest expense	$4,173,000	831
Pre-tax net operating income	$8,116,000	496
Securities gains (losses)	$0	3,178
Applicable income taxes	$3,032,000	381
Income before extraordinary items	$5,084,000	620
Extraordinary gains, net	$0	19
Net income	$5,084,000	619
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,084,000	620
Net charge-offs	$1,553,000	841
Cash dividends	$603,000	1,413
Sale, conversion, retirement of capital stock, net	$95,000	381
Net operating income	$5,084,000	602
2012-03-31 (YTD Data)		Rank
Total interest income	$10,470,000	638
Total interest expense	$775,000	1,615
Net interest income	$9,695,000	574
Provision for loan and lease losses	$1,000,000	612
Total noninterest income	$1,226,000	1,139
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$746,000	489
Trading account gains and fees	$0	148
Additional Noninterest Income	$480,000	1,548
Total noninterest expense	$5,943,000	830
Salaries and employee benefits	$2,919,000	888
Premises and equipment expense	$1,084,000	561
Additional noninterest expense	$1,940,000	871
Pre-tax net operating income	$3,978,000	506
Securities gains (losses)	$0	2,210
Applicable income taxes	$1,453,000	391
Income before extraordinary items	$2,525,000	616
Extraordinary gains, net	$0	19
Net income	$2,525,000	616
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,525,000	617
Net charge-offs	$1,154,000	609
Cash dividends	$301,000	1,255
Sale, conversion, retirement of capital stock, net	$32,000	401
Net operating income	$2,525,000	604
2011-12-31 (YTD Data)		Rank
Total interest income	$42,583,000	648
Total interest expense	$4,095,000	1,480
Net interest income	$38,488,000	567
Provision for loan and lease losses	$4,028,000	939
Total noninterest income	$8,704,000	691
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$3,376,000	452
Trading account gains and fees	$0	146
Additional Noninterest Income	$5,328,000	666
Total noninterest expense	$26,787,000	735
Salaries and employee benefits	$11,608,000	851
Premises and equipment expense	$6,425,000	406
Additional noninterest expense	$8,754,000	818
Pre-tax net operating income	$16,377,000	426
Securities gains (losses)	$131,000	1,830
Applicable income taxes	$5,888,000	368
Income before extraordinary items	$10,620,000	503
Extraordinary gains, net	$0	29
Net income	$10,620,000	503
Minority interest net income	$0	96
Net income of bank and minority interests.	$10,620,000	504
Net charge-offs	$3,486,000	1,080
Cash dividends	$1,204,000	1,419
Sale, conversion, retirement of capital stock, net	$182,000	541
Net operating income	$10,536,160	497
2011-09-30 (YTD Data)		Rank
Total interest income	$31,932,000	659
Total interest expense	$3,197,000	1,480
Net interest income	$28,735,000	569
Provision for loan and lease losses	$3,500,000	818
Total noninterest income	$7,072,000	645
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$2,514,000	461
Trading account gains and fees	$0	145
Additional Noninterest Income	$4,558,000	622
Total noninterest expense	$19,632,000	756
Salaries and employee benefits	$8,920,000	832
Premises and equipment expense	$4,062,000	475
Additional noninterest expense	$6,650,000	807
Pre-tax net operating income	$12,675,000	420
Securities gains (losses)	$102,000	1,773
Applicable income taxes	$4,740,000	353
Income before extraordinary items	$8,037,000	512
Extraordinary gains, net	$0	21
Net income	$8,037,000	511
Minority interest net income	$0	87
Net income of bank and minority interests.	$8,037,000	512
Net charge-offs	$2,840,000	983
Cash dividends	$903,000	1,250
Sale, conversion, retirement of capital stock, net	$122,000	530
Net operating income	$7,971,720	502
2011-06-30 (YTD Data)		Rank
Total interest income	$21,089,000	683
Total interest expense	$2,210,000	1,481
Net interest income	$18,879,000	579
Provision for loan and lease losses	$2,500,000	778
Total noninterest income	$5,567,000	581
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$1,651,000	463
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,916,000	521
Total noninterest expense	$13,426,000	735
Salaries and employee benefits	$6,123,000	816
Premises and equipment expense	$2,832,000	466
Additional noninterest expense	$4,471,000	803
Pre-tax net operating income	$8,520,000	421
Securities gains (losses)	$102,000	1,130
Applicable income taxes	$3,143,000	350
Income before extraordinary items	$5,479,000	497
Extraordinary gains, net	$0	15
Net income	$5,479,000	497
Minority interest net income	$0	89
Net income of bank and minority interests.	$5,479,000	497
Net charge-offs	$2,187,000	862
Cash dividends	$602,000	1,229
Sale, conversion, retirement of capital stock, net	$81,000	441
Net operating income	$5,413,720	485
2011-03-31 (YTD Data)		Rank
Total interest income	$10,406,000	700
Total interest expense	$1,167,000	1,459
Net interest income	$9,239,000	590
Provision for loan and lease losses	$1,000,000	850
Total noninterest income	$3,560,000	469
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$787,000	477
Trading account gains and fees	$0	158
Additional Noninterest Income	$2,773,000	401
Total noninterest expense	$7,204,000	700
Salaries and employee benefits	$3,210,000	789
Premises and equipment expense	$1,619,000	420
Additional noninterest expense	$2,375,000	754
Pre-tax net operating income	$4,595,000	394
Securities gains (losses)	$80,000	608
Applicable income taxes	$1,414,000	359
Income before extraordinary items	$3,261,000	411
Extraordinary gains, net	$0	9
Net income	$3,261,000	411
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,261,000	411
Net charge-offs	$711,000	1,076
Cash dividends	$301,000	1,105
Sale, conversion, retirement of capital stock, net	$39,000	393
Net operating income	$3,205,000	409
2010-12-31 (YTD Data)		Rank
Total interest income	$43,072,000	700
Total interest expense	$5,687,000	1,463
Net interest income	$37,385,000	582
Provision for loan and lease losses	$9,575,000	686
Total noninterest income	$8,620,000	701
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$3,545,000	433
Trading account gains and fees	$0	175
Additional Noninterest Income	$5,075,000	735
Total noninterest expense	$30,515,000	661
Salaries and employee benefits	$12,348,000	797
Premises and equipment expense	$6,887,000	380
Additional noninterest expense	$11,280,000	680
Pre-tax net operating income	$5,915,000	882
Securities gains (losses)	$1,142,000	440
Applicable income taxes	$1,863,000	774
Income before extraordinary items	$5,194,000	850
Extraordinary gains, net	$0	29
Net income	$5,194,000	850
Minority interest net income	$0	111
Net income of bank and minority interests.	$5,194,000	851
Net charge-offs	$6,721,000	815
Cash dividends	$450,000	2,473
Sale, conversion, retirement of capital stock, net	$19,665,000	47
Net operating income	$4,348,920	961
2010-09-30 (YTD Data)		Rank
Total interest income	$32,628,000	697
Total interest expense	$4,388,000	1,479
Net interest income	$28,240,000	575
Provision for loan and lease losses	$7,925,000	604
Total noninterest income	$5,774,000	753
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$2,699,000	421
Trading account gains and fees	$0	165
Additional Noninterest Income	$3,075,000	815
Total noninterest expense	$22,553,000	665
Salaries and employee benefits	$9,562,000	750
Premises and equipment expense	$4,414,000	440
Additional noninterest expense	$8,577,000	635
Pre-tax net operating income	$3,536,000	1,141
Securities gains (losses)	$1,140,000	367
Applicable income taxes	$1,310,000	832
Income before extraordinary items	$3,366,000	1,022
Extraordinary gains, net	$0	23
Net income	$3,366,000	1,025
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,366,000	1,025
Net charge-offs	$5,311,000	748
Cash dividends	$450,000	1,884
Sale, conversion, retirement of capital stock, net	$19,665,000	41
Net operating income	$2,545,200	1,264
2010-06-30 (YTD Data)		Rank
Total interest income	$21,977,000	695
Total interest expense	$3,079,000	1,462
Net interest income	$18,898,000	571
Provision for loan and lease losses	$5,925,000	558
Total noninterest income	$4,159,000	699
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$1,859,000	410
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,300,000	716
Total noninterest expense	$15,074,000	661
Salaries and employee benefits	$6,336,000	758
Premises and equipment expense	$2,916,000	444
Additional noninterest expense	$5,822,000	622
Pre-tax net operating income	$2,058,000	1,272
Securities gains (losses)	$1,094,000	241
Applicable income taxes	$695,000	941
Income before extraordinary items	$2,457,000	910
Extraordinary gains, net	$0	19
Net income	$2,457,000	910
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,457,000	911
Net charge-offs	$3,358,000	752
Cash dividends	$450,000	1,446
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,603,680	1,328
2010-03-31 (YTD Data)		Rank
Total interest income	$11,028,000	708
Total interest expense	$1,633,000	1,445
Net interest income	$9,395,000	587
Provision for loan and lease losses	$2,925,000	569
Total noninterest income	$1,604,000	840
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$930,000	412
Trading account gains and fees	$0	175
Additional Noninterest Income	$674,000	1,038
Total noninterest expense	$8,005,000	632
Salaries and employee benefits	$3,223,000	755
Premises and equipment expense	$1,477,000	458
Additional noninterest expense	$3,305,000	554
Pre-tax net operating income	$69,000	5,427
Securities gains (losses)	$1,282,000	118
Applicable income taxes	$272,000	1,132
Income before extraordinary items	$1,079,000	1,012
Extraordinary gains, net	$0	16
Net income	$1,079,000	1,014
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,079,000	1,015
Net charge-offs	$2,498,000	558
Cash dividends	$450,000	752
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$53,400	5,556
2009-12-31 (YTD Data)		Rank
Total interest income	$45,624,000	723
Total interest expense	$7,946,000	1,491
Net interest income	$37,678,000	573
Provision for loan and lease losses	$23,614,000	437
Total noninterest income	$6,663,000	869
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$4,104,000	405
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,559,000	1,156
Total noninterest expense	$32,732,000	643
Salaries and employee benefits	$13,450,000	722
Premises and equipment expense	$6,311,000	426
Additional noninterest expense	$12,971,000	622
Pre-tax net operating income	$-12,005,000	7,560
Securities gains (losses)	$675,000	706
Applicable income taxes	$-5,584,000	7,783
Income before extraordinary items	$-5,746,000	7,331
Extraordinary gains, net	$0	34
Net income	$-5,746,000	7,331
Minority interest net income	$0	115
Net income of bank and minority interests.	$-5,746,000	7,331
Net charge-offs	$25,005,000	340
Cash dividends	$400,000	2,826
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-6,178,000	7,378
2009-09-30 (YTD Data)		Rank
Total interest income	$34,223,000	745
Total interest expense	$6,041,000	1,540
Net interest income	$28,182,000	583
Provision for loan and lease losses	$17,522,000	426
Total noninterest income	$5,137,000	858
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$3,078,000	406
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,059,000	1,121
Total noninterest expense	$24,576,000	637
Salaries and employee benefits	$10,132,000	728
Premises and equipment expense	$4,788,000	438
Additional noninterest expense	$9,656,000	600
Pre-tax net operating income	$-8,779,000	7,701
Securities gains (losses)	$663,000	555
Applicable income taxes	$-4,447,000	7,887
Income before extraordinary items	$-3,669,000	7,447
Extraordinary gains, net	$0	27
Net income	$-3,669,000	7,447
Minority interest net income	$0	118
Net income of bank and minority interests.	$-3,669,000	7,447
Net charge-offs	$17,817,000	335
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-4,093,320	7,502
2009-06-30 (YTD Data)		Rank
Total interest income	$22,493,000	773
Total interest expense	$4,234,000	1,554
Net interest income	$18,259,000	603
Provision for loan and lease losses	$13,922,000	374
Total noninterest income	$3,351,000	886
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$2,020,000	411
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,331,000	1,178
Total noninterest expense	$16,420,000	653
Salaries and employee benefits	$6,681,000	755
Premises and equipment expense	$3,050,000	464
Additional noninterest expense	$6,689,000	594
Pre-tax net operating income	$-8,732,000	7,892
Securities gains (losses)	$-745,000	7,970
Applicable income taxes	$-5,533,000	8,047
Income before extraordinary items	$-3,944,000	7,721
Extraordinary gains, net	$0	21
Net income	$-3,944,000	7,720
Minority interest net income	$0	112
Net income of bank and minority interests.	$-3,944,000	7,720
Net charge-offs	$10,042,000	373
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-3,467,200	7,687
2009-03-31 (YTD Data)		Rank
Total interest income	$11,185,000	783
Total interest expense	$2,112,000	1,608
Net interest income	$9,073,000	600
Provision for loan and lease losses	$11,022,000	234
Total noninterest income	$1,460,000	955
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$993,000	410
Trading account gains and fees	$0	171
Additional Noninterest Income	$467,000	1,446
Total noninterest expense	$8,473,000	603
Salaries and employee benefits	$3,558,000	703
Premises and equipment expense	$1,521,000	465
Additional noninterest expense	$3,394,000	516
Pre-tax net operating income	$-8,962,000	8,098
Securities gains (losses)	$-778,000	8,123
Applicable income taxes	$-5,686,000	8,162
Income before extraordinary items	$-4,054,000	8,025
Extraordinary gains, net	$0	15
Net income	$-4,054,000	8,026
Minority interest net income	$0	102
Net income of bank and minority interests.	$-4,054,000	8,026
Net charge-offs	$5,161,000	311
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-3,556,080	8,010
2008-12-31 (YTD Data)		Rank
Total interest income	$45,270,000	831
Total interest expense	$9,312,000	1,734
Net interest income	$35,958,000	601
Provision for loan and lease losses	$20,294,000	368
Total noninterest income	$6,580,000	846
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$4,462,000	394
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,118,000	1,253
Total noninterest expense	$31,461,000	638
Salaries and employee benefits	$12,572,000	789
Premises and equipment expense	$6,408,000	428
Additional noninterest expense	$12,481,000	556
Pre-tax net operating income	$-9,217,000	7,973
Securities gains (losses)	$-422,000	7,493
Applicable income taxes	$-5,483,000	8,123
Income before extraordinary items	$-4,156,000	7,752
Extraordinary gains, net	$0	39
Net income	$-4,156,000	7,751
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,397,000	349
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-3,885,920	7,788
2008-09-30 (YTD Data)		Rank
Total interest income	$33,928,000	858
Total interest expense	$7,145,000	1,770
Net interest income	$26,783,000	617
Provision for loan and lease losses	$13,080,000	334
Total noninterest income	$4,984,000	874
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$3,374,000	393
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,610,000	1,293
Total noninterest expense	$21,893,000	673
Salaries and employee benefits	$9,834,000	780
Premises and equipment expense	$4,586,000	451
Additional noninterest expense	$7,473,000	646
Pre-tax net operating income	$-3,206,000	8,041
Securities gains (losses)	$-167,000	7,582
Applicable income taxes	$-1,405,000	8,123
Income before extraordinary items	$-1,968,000	7,855
Extraordinary gains, net	$0	31
Net income	$-1,968,000	7,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,877,000	267
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,861,120	7,911
2008-06-30 (YTD Data)		Rank
Total interest income	$22,642,000	866
Total interest expense	$4,957,000	1,782
Net interest income	$17,685,000	622
Provision for loan and lease losses	$875,000	1,340
Total noninterest income	$3,227,000	910
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$2,222,000	389
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,005,000	1,387
Total noninterest expense	$14,213,000	681
Salaries and employee benefits	$6,448,000	797
Premises and equipment expense	$3,007,000	458
Additional noninterest expense	$4,758,000	648
Pre-tax net operating income	$5,824,000	611
Securities gains (losses)	$470,000	336
Applicable income taxes	$1,963,000	524
Income before extraordinary items	$4,331,000	641
Extraordinary gains, net	$0	21
Net income	$4,331,000	640
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,395,000	279
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$4,006,700	670
2008-03-31 (YTD Data)		Rank
Total interest income	$11,568,000	866
Total interest expense	$2,820,000	1,668
Net interest income	$8,748,000	627
Provision for loan and lease losses	$225,000	1,695
Total noninterest income	$1,491,000	972
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$1,043,000	408
Trading account gains and fees	$0	158
Additional Noninterest Income	$448,000	1,514
Total noninterest expense	$7,114,000	673
Salaries and employee benefits	$3,265,000	790
Premises and equipment expense	$1,526,000	453
Additional noninterest expense	$2,323,000	634
Pre-tax net operating income	$2,900,000	669
Securities gains (losses)	$470,000	250
Applicable income taxes	$1,083,000	546
Income before extraordinary items	$2,287,000	676
Extraordinary gains, net	$0	15
Net income	$2,287,000	677
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,110,000	161
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,967,400	735
2007-12-31 (YTD Data)		Rank
Total interest income	$49,592,000	844
Total interest expense	$14,750,000	1,359
Net interest income	$34,842,000	643
Provision for loan and lease losses	$6,200,000	348
Total noninterest income	$5,892,000	959
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$3,785,000	459
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,107,000	1,328
Total noninterest expense	$27,730,000	682
Salaries and employee benefits	$12,025,000	818
Premises and equipment expense	$5,491,000	487
Additional noninterest expense	$10,214,000	570
Pre-tax net operating income	$6,804,000	1,252
Securities gains (losses)	$101,000	605
Applicable income taxes	$1,809,000	1,224
Income before extraordinary items	$5,096,000	1,257
Extraordinary gains, net	$0	39
Net income	$5,096,000	1,256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$239,000	2,600
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$5,021,260	1,265
2007-09-30 (YTD Data)		Rank
Total interest income	$37,618,000	836
Total interest expense	$11,246,000	1,331
Net interest income	$26,372,000	630
Provision for loan and lease losses	$300,000	2,302
Total noninterest income	$4,427,000	959
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$2,825,000	459
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,602,000	1,320
Total noninterest expense	$20,447,000	676
Salaries and employee benefits	$8,994,000	825
Premises and equipment expense	$3,995,000	497
Additional noninterest expense	$7,458,000	566
Pre-tax net operating income	$10,052,000	699
Securities gains (losses)	$96,000	503
Applicable income taxes	$3,778,000	582
Income before extraordinary items	$6,370,000	819
Extraordinary gains, net	$0	33
Net income	$6,370,000	817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	8,035
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$6,308,560	813
2007-06-30 (YTD Data)		Rank
Total interest income	$24,976,000	843
Total interest expense	$7,197,000	1,400
Net interest income	$17,779,000	641
Provision for loan and lease losses	$0	6,209
Total noninterest income	$2,937,000	977
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$1,860,000	468
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,077,000	1,333
Total noninterest expense	$13,497,000	701
Salaries and employee benefits	$5,935,000	852
Premises and equipment expense	$2,626,000	518
Additional noninterest expense	$4,936,000	586
Pre-tax net operating income	$7,219,000	680
Securities gains (losses)	$96,000	415
Applicable income taxes	$2,709,000	565
Income before extraordinary items	$4,606,000	787
Extraordinary gains, net	$0	29
Net income	$4,606,000	786
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-223,000	8,532
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$4,544,560	788
2007-03-31 (YTD Data)		Rank
Total interest income	$12,477,000	837
Total interest expense	$3,547,000	1,404
Net interest income	$8,930,000	636
Provision for loan and lease losses	$0	5,779
Total noninterest income	$1,431,000	991
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$912,000	458
Trading account gains and fees	$0	195
Additional Noninterest Income	$519,000	1,326
Total noninterest expense	$6,506,000	723
Salaries and employee benefits	$2,945,000	862
Premises and equipment expense	$1,282,000	531
Additional noninterest expense	$2,279,000	610
Pre-tax net operating income	$3,855,000	639
Securities gains (losses)	$96,000	314
Applicable income taxes	$1,460,000	549
Income before extraordinary items	$2,491,000	725
Extraordinary gains, net	$0	22
Net income	$2,491,000	724
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-354,000	8,609
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$2,429,560	735
2006-12-31 (YTD Data)		Rank
Total interest income	$45,160,000	861
Total interest expense	$9,741,000	1,725
Net interest income	$35,419,000	636
Provision for loan and lease losses	$525,000	1,821
Total noninterest income	$7,405,000	793
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$3,907,000	438
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,498,000	897
Total noninterest expense	$26,403,000	677
Salaries and employee benefits	$11,335,000	856
Premises and equipment expense	$4,314,000	586
Additional noninterest expense	$10,754,000	524
Pre-tax net operating income	$15,896,000	650
Securities gains (losses)	$-391,000	8,488
Applicable income taxes	$5,432,000	599
Income before extraordinary items	$10,073,000	737
Extraordinary gains, net	$0	51
Net income	$10,073,000	736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	2,974
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$10,327,150	708
2006-09-30 (YTD Data)		Rank
Total interest income	$32,694,000	900
Total interest expense	$6,230,000	1,927
Net interest income	$26,464,000	655
Provision for loan and lease losses	$150,000	3,386
Total noninterest income	$4,612,000	935
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$2,950,000	440
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,662,000	1,276
Total noninterest expense	$18,823,000	724
Salaries and employee benefits	$8,428,000	868
Premises and equipment expense	$3,135,000	621
Additional noninterest expense	$7,260,000	583
Pre-tax net operating income	$12,103,000	670
Securities gains (losses)	$-24,000	7,907
Applicable income taxes	$4,483,000	585
Income before extraordinary items	$7,596,000	768
Extraordinary gains, net	$0	45
Net income	$7,596,000	767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,313
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$7,611,360	758
2006-06-30 (YTD Data)		Rank
Total interest income	$20,895,000	915
Total interest expense	$3,451,000	2,158
Net interest income	$17,444,000	659
Provision for loan and lease losses	$50,000	4,407
Total noninterest income	$3,125,000	913
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,920,000	452
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,205,000	1,184
Total noninterest expense	$12,578,000	721
Salaries and employee benefits	$5,632,000	873
Premises and equipment expense	$2,097,000	617
Additional noninterest expense	$4,849,000	590
Pre-tax net operating income	$7,941,000	680
Securities gains (losses)	$-24,000	8,142
Applicable income taxes	$2,953,000	604
Income before extraordinary items	$4,964,000	786
Extraordinary gains, net	$0	39
Net income	$4,964,000	786
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	7,908
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$4,979,360	775
2006-03-31 (YTD Data)		Rank
Total interest income	$10,122,000	918
Total interest expense	$1,487,000	2,348
Net interest income	$8,635,000	657
Provision for loan and lease losses	$0	6,013
Total noninterest income	$1,528,000	922
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$908,000	456
Trading account gains and fees	$0	115
Additional Noninterest Income	$620,000	1,146
Total noninterest expense	$6,173,000	731
Salaries and employee benefits	$2,795,000	878
Premises and equipment expense	$1,043,000	622
Additional noninterest expense	$2,335,000	598
Pre-tax net operating income	$3,990,000	667
Securities gains (losses)	$-16,000	8,334
Applicable income taxes	$1,499,000	590
Income before extraordinary items	$2,475,000	768
Extraordinary gains, net	$0	21
Net income	$2,475,000	767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,292
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$2,485,240	754
2005-12-31 (YTD Data)		Rank
Total interest income	$37,527,000	870
Total interest expense	$4,813,000	2,274
Net interest income	$32,714,000	642
Provision for loan and lease losses	$0	7,120
Total noninterest income	$13,767,000	505
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$4,054,000	422
Trading account gains and fees	$0	138
Additional Noninterest Income	$9,713,000	437
Total noninterest expense	$23,486,000	733
Salaries and employee benefits	$10,113,000	895
Premises and equipment expense	$3,902,000	628
Additional noninterest expense	$9,471,000	584
Pre-tax net operating income	$22,995,000	482
Securities gains (losses)	$-1,764,000	8,774
Applicable income taxes	$7,747,000	464
Income before extraordinary items	$13,484,000	558
Extraordinary gains, net	$0	46
Net income	$13,484,000	558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$203,000	2,264
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$14,612,960	517
2005-09-30 (YTD Data)		Rank
Total interest income	$27,484,000	865
Total interest expense	$3,405,000	2,284
Net interest income	$24,079,000	645
Provision for loan and lease losses	$0	6,899
Total noninterest income	$12,308,000	456
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$3,072,000	413
Trading account gains and fees	$0	126
Additional Noninterest Income	$9,236,000	384
Total noninterest expense	$17,035,000	744
Salaries and employee benefits	$7,570,000	893
Premises and equipment expense	$2,854,000	641
Additional noninterest expense	$6,611,000	623
Pre-tax net operating income	$19,352,000	457
Securities gains (losses)	$-507,000	8,785
Applicable income taxes	$7,289,000	412
Income before extraordinary items	$11,556,000	504
Extraordinary gains, net	$0	35
Net income	$11,556,000	504
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	3,121
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$11,880,480	481
2005-06-30 (YTD Data)		Rank
Total interest income	$17,819,000	875
Total interest expense	$2,109,000	2,322
Net interest income	$15,710,000	652
Provision for loan and lease losses	$0	6,626
Total noninterest income	$10,310,000	392
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$2,056,000	402
Trading account gains and fees	$0	116
Additional Noninterest Income	$8,254,000	317
Total noninterest expense	$11,197,000	750
Salaries and employee benefits	$4,955,000	899
Premises and equipment expense	$1,875,000	645
Additional noninterest expense	$4,367,000	621
Pre-tax net operating income	$14,823,000	398
Securities gains (losses)	$-512,000	8,816
Applicable income taxes	$5,654,000	363
Income before extraordinary items	$8,657,000	462
Extraordinary gains, net	$0	30
Net income	$8,657,000	462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	3,069
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$8,984,680	433
2005-03-31 (YTD Data)		Rank
Total interest income	$8,639,000	882
Total interest expense	$956,000	2,420
Net interest income	$7,683,000	667
Provision for loan and lease losses	$0	6,226
Total noninterest income	$1,879,000	746
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$1,027,000	392
Trading account gains and fees	$0	115
Additional Noninterest Income	$852,000	899
Total noninterest expense	$5,519,000	758
Salaries and employee benefits	$2,501,000	891
Premises and equipment expense	$944,000	631
Additional noninterest expense	$2,074,000	640
Pre-tax net operating income	$4,043,000	613
Securities gains (losses)	$0	1,685
Applicable income taxes	$1,560,000	546
Income before extraordinary items	$2,483,000	718
Extraordinary gains, net	$0	24
Net income	$2,483,000	718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	2,699
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$2,483,000	698
2004-12-31 (YTD Data)		Rank
Total interest income	$30,440,000	922
Total interest expense	$3,618,000	2,232
Net interest income	$26,822,000	721
Provision for loan and lease losses	$675,000	1,497
Total noninterest income	$7,213,000	781
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$4,194,000	416
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,019,000	977
Total noninterest expense	$22,413,000	724
Salaries and employee benefits	$9,439,000	912
Premises and equipment expense	$3,860,000	598
Additional noninterest expense	$9,114,000	597
Pre-tax net operating income	$10,947,000	802
Securities gains (losses)	$643,000	386
Applicable income taxes	$4,445,000	653
Income before extraordinary items	$7,145,000	918
Extraordinary gains, net	$0	34
Net income	$7,145,000	919
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-487,000	8,941
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$6,733,480	949
2004-09-30 (YTD Data)		Rank
Total interest income	$21,774,000	957
Total interest expense	$2,679,000	2,215
Net interest income	$19,095,000	763
Provision for loan and lease losses	$350,000	2,001
Total noninterest income	$5,328,000	805
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$3,165,000	423
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,163,000	1,016
Total noninterest expense	$16,764,000	713
Salaries and employee benefits	$7,102,000	904
Premises and equipment expense	$2,886,000	594
Additional noninterest expense	$6,776,000	596
Pre-tax net operating income	$7,309,000	912
Securities gains (losses)	$697,000	340
Applicable income taxes	$2,963,000	725
Income before extraordinary items	$5,043,000	990
Extraordinary gains, net	$0	26
Net income	$5,043,000	991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-473,000	8,981
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$4,596,920	1,030
2004-06-30 (YTD Data)		Rank
Total interest income	$13,820,000	995
Total interest expense	$1,797,000	2,186
Net interest income	$12,023,000	809
Provision for loan and lease losses	$0	6,885
Total noninterest income	$3,366,000	832
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$2,047,000	430
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,319,000	1,092
Total noninterest expense	$11,132,000	720
Salaries and employee benefits	$4,670,000	915
Premises and equipment expense	$1,913,000	601
Additional noninterest expense	$4,549,000	586
Pre-tax net operating income	$4,257,000	1,022
Securities gains (losses)	$714,000	278
Applicable income taxes	$1,739,000	811
Income before extraordinary items	$3,232,000	1,022
Extraordinary gains, net	$0	21
Net income	$3,232,000	1,023
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-74,000	8,828
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,767,900	1,140
2004-03-31 (YTD Data)		Rank
Total interest income	$6,772,000	1,022
Total interest expense	$919,000	2,167
Net interest income	$5,853,000	849
Provision for loan and lease losses	$0	6,501
Total noninterest income	$1,618,000	851
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$953,000	455
Trading account gains and fees	$0	121
Additional Noninterest Income	$665,000	1,051
Total noninterest expense	$5,559,000	728
Salaries and employee benefits	$2,399,000	905
Premises and equipment expense	$951,000	622
Additional noninterest expense	$2,209,000	593
Pre-tax net operating income	$1,912,000	1,112
Securities gains (losses)	$718,000	203
Applicable income taxes	$898,000	801
Income before extraordinary items	$1,732,000	935
Extraordinary gains, net	$0	16
Net income	$1,732,000	935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-159,000	9,024
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,258,120	1,221
2003-12-31 (YTD Data)		Rank
Total interest income	$27,485,000	1,021
Total interest expense	$4,497,000	1,986
Net interest income	$22,988,000	834
Provision for loan and lease losses	$-150,000	9,063
Total noninterest income	$6,454,000	926
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$3,833,000	444
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,621,000	1,191
Total noninterest expense	$22,389,000	729
Salaries and employee benefits	$9,532,000	889
Premises and equipment expense	$3,561,000	640
Additional noninterest expense	$9,296,000	592
Pre-tax net operating income	$7,203,000	1,165
Securities gains (losses)	$2,776,000	236
Applicable income taxes	$3,289,000	852
Income before extraordinary items	$6,690,000	967
Extraordinary gains, net	$0	54
Net income	$6,690,000	970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	3,987
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,830,080	1,254
2003-09-30 (YTD Data)		Rank
Total interest income	$20,564,000	1,044
Total interest expense	$3,503,000	1,993
Net interest income	$17,061,000	856
Provision for loan and lease losses	$100,000	4,641
Total noninterest income	$4,901,000	945
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$2,855,000	453
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,046,000	1,211
Total noninterest expense	$16,931,000	738
Salaries and employee benefits	$7,308,000	883
Premises and equipment expense	$2,696,000	641
Additional noninterest expense	$6,927,000	596
Pre-tax net operating income	$4,931,000	1,307
Securities gains (losses)	$2,302,000	256
Applicable income taxes	$2,371,000	930
Income before extraordinary items	$4,862,000	1,037
Extraordinary gains, net	$0	40
Net income	$4,862,000	1,037
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$543,000	1,095
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,319,660	1,401
2003-06-30 (YTD Data)		Rank
Total interest income	$14,006,000	1,037
Total interest expense	$2,446,000	1,969
Net interest income	$11,560,000	845
Provision for loan and lease losses	$100,000	3,841
Total noninterest income	$3,254,000	939
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$1,871,000	457
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,383,000	1,209
Total noninterest expense	$11,347,000	730
Salaries and employee benefits	$4,866,000	888
Premises and equipment expense	$1,778,000	654
Additional noninterest expense	$4,703,000	585
Pre-tax net operating income	$3,367,000	1,266
Securities gains (losses)	$1,740,000	252
Applicable income taxes	$1,677,000	902
Income before extraordinary items	$3,430,000	971
Extraordinary gains, net	$0	30
Net income	$3,430,000	972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$597,000	756
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,264,200	1,357
2003-03-31 (YTD Data)		Rank
Total interest income	$7,156,000	1,024
Total interest expense	$1,303,000	1,892
Net interest income	$5,853,000	834
Provision for loan and lease losses	$0	6,934
Total noninterest income	$1,599,000	930
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$909,000	464
Trading account gains and fees	$0	134
Additional Noninterest Income	$690,000	1,175
Total noninterest expense	$5,580,000	745
Salaries and employee benefits	$2,491,000	862
Premises and equipment expense	$886,000	657
Additional noninterest expense	$2,203,000	625
Pre-tax net operating income	$1,872,000	1,155
Securities gains (losses)	$836,000	253
Applicable income taxes	$890,000	877
Income before extraordinary items	$1,818,000	924
Extraordinary gains, net	$0	21
Net income	$1,818,000	923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-46,000	9,088
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,257,880	1,223
2002-12-31 (YTD Data)		Rank
Total interest income	$31,674,000	963
Total interest expense	$6,443,000	1,773
Net interest income	$25,231,000	748
Provision for loan and lease losses	$300,000	3,409
Total noninterest income	$5,146,000	1,035
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$2,543,000	647
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,603,000	1,102
Total noninterest expense	$21,258,000	753
Salaries and employee benefits	$9,151,000	878
Premises and equipment expense	$3,207,000	690
Additional noninterest expense	$8,900,000	609
Pre-tax net operating income	$8,819,000	964
Securities gains (losses)	$1,186,000	379
Applicable income taxes	$3,288,000	858
Income before extraordinary items	$6,717,000	930
Extraordinary gains, net	$0	70
Net income	$6,717,000	929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$249,000	2,676
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,922,380	1,019
2001-12-31 (YTD Data)		Rank
Total interest income	$35,954,000	949
Total interest expense	$10,822,000	1,501
Net interest income	$25,132,000	698
Provision for loan and lease losses	$850,000	1,422
Total noninterest income	$4,177,000	1,142
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$2,052,000	727
Trading account gains and fees	$0	177
Additional Noninterest Income	$2,125,000	1,187
Total noninterest expense	$19,066,000	792
Salaries and employee benefits	$8,411,000	879
Premises and equipment expense	$2,712,000	781
Additional noninterest expense	$7,943,000	675
Pre-tax net operating income	$9,393,000	814
Securities gains (losses)	$177,000	1,296
Applicable income taxes	$3,665,000	705
Income before extraordinary items	$5,905,000	929
Extraordinary gains, net	$0	105
Net income	$5,905,000	929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$852,000	1,050
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$5,791,720	910
2000-12-31 (YTD Data)		Rank
Total interest income	$36,734,000	966
Total interest expense	$12,383,000	1,399
Net interest income	$24,351,000	732
Provision for loan and lease losses	$805,000	1,271
Total noninterest income	$3,410,000	1,203
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,842,000	742
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,568,000	1,341
Total noninterest expense	$17,813,000	817
Salaries and employee benefits	$7,643,000	920
Premises and equipment expense	$2,487,000	806
Additional noninterest expense	$7,683,000	695
Pre-tax net operating income	$9,143,000	839
Securities gains (losses)	$-250,000	9,609
Applicable income taxes	$3,317,000	761
Income before extraordinary items	$5,576,000	957
Extraordinary gains, net	$0	38
Net income	$5,576,000	957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,027
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$5,736,000	923
1999-12-31 (YTD Data)		Rank
Total interest income	$30,861,000	1,059
Total interest expense	$10,605,000	1,409
Net interest income	$20,256,000	875
Provision for loan and lease losses	$0	8,503
Total noninterest income	$3,495,000	1,192
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,934,000	686
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,561,000	1,362
Total noninterest expense	$16,610,000	865
Salaries and employee benefits	$6,645,000	1,035
Premises and equipment expense	$2,494,000	812
Additional noninterest expense	$7,471,000	741
Pre-tax net operating income	$7,141,000	1,087
Securities gains (losses)	$-861,000	10,137
Applicable income taxes	$1,929,000	1,265
Income before extraordinary items	$4,351,000	1,249
Extraordinary gains, net	$0	35
Net income	$4,351,000	1,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-175,000	10,114
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$4,945,090	1,094
1998-12-31 (YTD Data)		Rank
Total interest income	$31,093,000	1,051
Total interest expense	$11,927,000	1,300
Net interest income	$19,166,000	898
Provision for loan and lease losses	$980,000	993
Total noninterest income	$2,807,000	1,414
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$1,354,000	916
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,453,000	1,434
Total noninterest expense	$16,262,000	873
Salaries and employee benefits	$6,428,000	1,018
Premises and equipment expense	$2,506,000	792
Additional noninterest expense	$7,328,000	738
Pre-tax net operating income	$4,731,000	1,565
Securities gains (losses)	$10,000	2,952
Applicable income taxes	$1,741,000	1,424
Income before extraordinary items	$3,000,000	1,752
Extraordinary gains, net	$0	32
Net income	$3,000,000	1,752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$407,000	1,487
Cash dividends	$822,000	2,544
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,993,600	1,680
1997-12-31 (YTD Data)		Rank
Total interest income	$29,307,000	1,150
Total interest expense	$11,019,000	1,421
Net interest income	$18,288,000	981
Provision for loan and lease losses	$3,405,000	403
Total noninterest income	$8,635,000	630
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$1,164,000	1,083
Trading account gains and fees	$0	239
Additional Noninterest Income	$7,471,000	487
Total noninterest expense	$16,037,000	886
Salaries and employee benefits	$6,761,000	980
Premises and equipment expense	$2,111,000	946
Additional noninterest expense	$7,165,000	745
Pre-tax net operating income	$7,481,000	1,079
Securities gains (losses)	$58,000	1,255
Applicable income taxes	$3,103,000	900
Income before extraordinary items	$4,436,000	1,232
Extraordinary gains, net	$0	44
Net income	$4,436,000	1,233
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,549,000	350
Cash dividends	$425,000	3,823
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$4,398,880	1,215
1996-12-31 (YTD Data)		Rank
Total interest income	$26,442,000	1,289
Total interest expense	$10,917,000	1,478
Net interest income	$15,525,000	1,165
Provision for loan and lease losses	$2,815,000	479
Total noninterest income	$1,857,000	1,957
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$1,058,000	1,263
Trading account gains and fees	$0	262
Additional Noninterest Income	$799,000	2,106
Total noninterest expense	$12,936,000	1,134
Salaries and employee benefits	$6,168,000	1,088
Premises and equipment expense	$909,000	2,190
Additional noninterest expense	$5,859,000	1,002
Pre-tax net operating income	$1,631,000	4,065
Securities gains (losses)	$-50,000	11,034
Applicable income taxes	$625,000	3,470
Income before extraordinary items	$956,000	4,654
Extraordinary gains, net	$0	53
Net income	$956,000	4,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$949,000	933
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$988,000	4,506
1995-12-31 (YTD Data)		Rank
Total interest income	$24,560,000	1,396
Total interest expense	$10,198,000	1,565
Net interest income	$14,362,000	1,254
Provision for loan and lease losses	$1,677,000	659
Total noninterest income	$1,957,000	1,865
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$966,000	1,419
Trading account gains and fees	$0	522
Additional Noninterest Income	$991,000	1,817
Total noninterest expense	$19,972,000	786
Salaries and employee benefits	$7,030,000	973
Premises and equipment expense	$1,107,000	1,826
Additional noninterest expense	$11,835,000	606
Pre-tax net operating income	$-5,330,000	11,969
Securities gains (losses)	$3,000	3,092
Applicable income taxes	$-2,045,000	11,934
Income before extraordinary items	$-3,282,000	11,929
Extraordinary gains, net	$0	65
Net income	$-3,282,000	11,926
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,465,000	503
Cash dividends	$300,000	4,483
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$-3,283,920	11,929
1994-12-31 (YTD Data)		Rank
Total interest income	$19,037,000	1,622
Total interest expense	$6,770,000	1,854
Net interest income	$12,267,000	1,471
Provision for loan and lease losses	$1,700,000	648
Total noninterest income	$2,935,000	1,391
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,020,000	1,311
Trading account gains and fees	$0	475
Additional Noninterest Income	$1,915,000	1,160
Total noninterest expense	$12,703,000	1,180
Salaries and employee benefits	$6,037,000	1,116
Premises and equipment expense	$1,158,000	1,774
Additional noninterest expense	$5,508,000	1,083
Pre-tax net operating income	$799,000	6,873
Securities gains (losses)	$298,000	388
Applicable income taxes	$232,000	6,800
Income before extraordinary items	$865,000	5,053
Extraordinary gains, net	$0	249
Net income	$865,000	5,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,165,000	534
Cash dividends	$667,000	2,612
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$629,580	6,418
1993-12-31 (YTD Data)		Rank
Total interest income	$20,079,000	1,562
Total interest expense	$7,604,000	1,736
Net interest income	$12,475,000	1,458
Provision for loan and lease losses	$2,806,000	644
Total noninterest income	$2,309,000	1,781
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$1,384,000	959
Trading account gains and fees	$8,000	431
Additional Noninterest Income	$917,000	2,163
Total noninterest expense	$12,800,000	1,206
Salaries and employee benefits	$5,536,000	1,212
Premises and equipment expense	$1,642,000	1,302
Additional noninterest expense	$5,622,000	1,154
Pre-tax net operating income	$-822,000	12,938
Securities gains (losses)	$1,131,000	496
Applicable income taxes	$-456,000	13,127
Income before extraordinary items	$765,000	5,753
Extraordinary gains, net	$0	3,149
Net income	$765,000	5,898
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,490,000	513
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$-366,000	12,791
1992-12-31 (YTD Data)		Rank
Total interest income	$23,873,000	1,523
Total interest expense	$10,147,000	1,699
Net interest income	$13,726,000	1,342
Provision for loan and lease losses	$5,374,000	566
Total noninterest income	$2,905,000	1,481
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$1,467,000	887
Trading account gains and fees	$195,000	231
Additional Noninterest Income	$1,243,000	1,734
Total noninterest expense	$17,210,000	961
Salaries and employee benefits	$6,015,000	1,114
Premises and equipment expense	$1,737,000	1,268
Additional noninterest expense	$9,458,000	805
Pre-tax net operating income	$-5,953,000	13,810
Securities gains (losses)	$1,917,000	423
Applicable income taxes	$-1,727,000	13,865
Income before extraordinary items	$-2,309,000	13,705
Extraordinary gains, net	$0	1,422
Net income	$-2,309,000	13,701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,210,000	594
Cash dividends	$50,000	7,650
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-3,535,880	13,719

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.