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Resource Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$29,626,000	1,409
Total interest expense	$6,572,000	1,719
Net interest income	$23,054,000	1,292
Provision for loan and lease losses	$211,000	1,953
Total noninterest income	$7,623,000	902
Gross Fiduciary activities income	$1,486,000	445
Service charges on deposit accounts	$1,468,000	746
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,669,000	925
Total noninterest expense	$22,292,000	1,107
Salaries and employee benefits	$14,303,000	999
Premises and equipment expense	$2,755,000	942
Additional noninterest expense	$4,669,000	925
Pre-tax net operating income	$8,174,000	1,374
Securities gains (losses)	$-524,000	4,200
Applicable income taxes	$95,000	2,820
Income before extraordinary items	$7,555,000	1,264
Extraordinary gains, net	$0	54
Net income	$7,555,000	1,279
Minority interest net income	$0	88
Net income of bank and minority interests.	$7,555,000	1,267
Net charge-offs	$72,000	1,663
Cash dividends	$3,150,000	1,147
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$8,073,760	1,227
2023-09-30 (YTD Data)		Rank
Total interest income	$21,630,000	1,413
Total interest expense	$4,423,000	1,720
Net interest income	$17,207,000	1,299
Provision for loan and lease losses	$225,000	1,554
Total noninterest income	$5,638,000	914
Gross Fiduciary activities income	$1,097,000	446
Service charges on deposit accounts	$1,086,000	754
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,455,000	939
Total noninterest expense	$16,439,000	1,117
Salaries and employee benefits	$10,653,000	1,011
Premises and equipment expense	$2,003,000	964
Additional noninterest expense	$3,455,000	939
Pre-tax net operating income	$6,181,000	1,419
Securities gains (losses)	$-521,000	4,383
Applicable income taxes	$73,000	2,870
Income before extraordinary items	$5,587,000	1,319
Extraordinary gains, net	$0	52
Net income	$5,587,000	1,329
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,587,000	1,319
Net charge-offs	$63,000	1,378
Cash dividends	$2,400,000	1,046
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$6,102,790	1,253
2023-06-30 (YTD Data)		Rank
Total interest income	$14,036,000	1,406
Total interest expense	$2,584,000	1,712
Net interest income	$11,452,000	1,312
Provision for loan and lease losses	$150,000	1,522
Total noninterest income	$3,738,000	876
Gross Fiduciary activities income	$738,000	438
Service charges on deposit accounts	$708,000	754
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,292,000	877
Total noninterest expense	$10,943,000	1,115
Salaries and employee benefits	$7,085,000	1,001
Premises and equipment expense	$1,327,000	960
Additional noninterest expense	$2,292,000	876
Pre-tax net operating income	$4,097,000	1,409
Securities gains (losses)	$-502,000	4,481
Applicable income taxes	$39,000	2,981
Income before extraordinary items	$3,556,000	1,364
Extraordinary gains, net	$0	51
Net income	$3,556,000	1,379
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,556,000	1,364
Net charge-offs	$19,000	1,563
Cash dividends	$1,650,000	1,007
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,052,980	1,250
2023-03-31 (YTD Data)		Rank
Total interest income	$6,714,000	1,441
Total interest expense	$1,001,000	1,830
Net interest income	$5,713,000	1,319
Provision for loan and lease losses	$75,000	1,413
Total noninterest income	$1,832,000	887
Gross Fiduciary activities income	$345,000	460
Service charges on deposit accounts	$359,000	760
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,128,000	883
Total noninterest expense	$5,374,000	1,148
Salaries and employee benefits	$3,537,000	1,029
Premises and equipment expense	$666,000	978
Additional noninterest expense	$1,128,000	883
Pre-tax net operating income	$2,096,000	1,420
Securities gains (losses)	$-484,000	4,546
Applicable income taxes	$-3,000	4,472
Income before extraordinary items	$1,615,000	1,522
Extraordinary gains, net	$0	4
Net income	$1,615,000	1,522
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,615,000	1,522
Net charge-offs	$4,000	1,642
Cash dividends	$750,000	976
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,099,000	1,256
2022-12-31 (YTD Data)		Rank
Total interest income	$23,449,000	1,383
Total interest expense	$1,606,000	1,842
Net interest income	$21,843,000	1,336
Provision for loan and lease losses	$300,000	1,513
Total noninterest income	$7,705,000	904
Gross Fiduciary activities income	$1,387,000	465
Service charges on deposit accounts	$1,281,000	839
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,037,000	907
Total noninterest expense	$20,786,000	1,152
Salaries and employee benefits	$13,340,000	1,057
Premises and equipment expense	$2,583,000	984
Additional noninterest expense	$5,037,000	907
Pre-tax net operating income	$8,462,000	1,432
Securities gains (losses)	$-39,000	3,705
Applicable income taxes	$126,000	2,893
Income before extraordinary items	$8,297,000	1,268
Extraordinary gains, net	$0	5
Net income	$8,297,000	1,266
Minority interest net income	$0	63
Net income of bank and minority interests.	$8,297,000	1,268
Net charge-offs	$11,000	2,122
Cash dividends	$3,000,000	1,131
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$8,335,610	1,284
2022-09-30 (YTD Data)		Rank
Total interest income	$16,769,000	1,384
Total interest expense	$879,000	1,928
Net interest income	$15,890,000	1,349
Provision for loan and lease losses	$225,000	1,390
Total noninterest income	$5,777,000	921
Gross Fiduciary activities income	$1,061,000	470
Service charges on deposit accounts	$926,000	869
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,790,000	918
Total noninterest expense	$15,164,000	1,179
Salaries and employee benefits	$9,850,000	1,070
Premises and equipment expense	$1,776,000	1,046
Additional noninterest expense	$3,790,000	918
Pre-tax net operating income	$6,278,000	1,436
Securities gains (losses)	$-15,000	3,882
Applicable income taxes	$374,000	2,030
Income before extraordinary items	$5,889,000	1,307
Extraordinary gains, net	$0	4
Net income	$5,889,000	1,306
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,889,000	1,307
Net charge-offs	$0	2,349
Cash dividends	$2,250,000	1,037
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,903,100	1,334
2022-06-30 (YTD Data)		Rank
Total interest income	$10,694,000	1,390
Total interest expense	$481,000	2,010
Net interest income	$10,213,000	1,361
Provision for loan and lease losses	$150,000	1,272
Total noninterest income	$3,912,000	897
Gross Fiduciary activities income	$724,000	426
Service charges on deposit accounts	$585,000	906
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,603,000	916
Total noninterest expense	$10,114,000	1,160
Salaries and employee benefits	$6,537,000	1,070
Premises and equipment expense	$1,209,000	1,021
Additional noninterest expense	$2,368,000	1,415
Pre-tax net operating income	$3,861,000	1,450
Securities gains (losses)	$3,000	528
Applicable income taxes	$237,000	1,997
Income before extraordinary items	$3,627,000	1,317
Extraordinary gains, net	$0	4
Net income	$3,627,000	1,316
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,627,000	1,317
Net charge-offs	$-1,000	2,999
Cash dividends	$1,500,000	1,032
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,624,180	1,347
2022-03-31 (YTD Data)		Rank
Total interest income	$5,043,000	1,420
Total interest expense	$215,000	2,104
Net interest income	$4,828,000	1,394
Provision for loan and lease losses	$75,000	1,098
Total noninterest income	$1,919,000	909
Gross Fiduciary activities income	$347,000	436
Service charges on deposit accounts	$291,000	901
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,281,000	930
Total noninterest expense	$5,134,000	1,145
Salaries and employee benefits	$3,296,000	1,060
Premises and equipment expense	$619,000	1,011
Additional noninterest expense	$1,219,000	1,360
Pre-tax net operating income	$1,538,000	1,609
Securities gains (losses)	$3,000	496
Applicable income taxes	$126,000	1,924
Income before extraordinary items	$1,415,000	1,512
Extraordinary gains, net	$0	4
Net income	$1,415,000	1,511
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,415,000	1,512
Net charge-offs	$-13,000	4,007
Cash dividends	$750,000	918
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,412,240	1,531
2021-12-31 (YTD Data)		Rank
Total interest income	$22,106,000	1,365
Total interest expense	$1,011,000	2,198
Net interest income	$21,095,000	1,300
Provision for loan and lease losses	$375,000	1,245
Total noninterest income	$7,656,000	1,011
Gross Fiduciary activities income	$1,122,000	458
Service charges on deposit accounts	$1,052,000	940
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,482,000	1,002
Total noninterest expense	$20,858,000	1,131
Salaries and employee benefits	$13,624,000	1,018
Premises and equipment expense	$2,424,000	1,008
Additional noninterest expense	$4,810,000	1,378
Pre-tax net operating income	$7,518,000	1,550
Securities gains (losses)	$1,938,000	143
Applicable income taxes	$436,000	2,193
Income before extraordinary items	$9,020,000	1,236
Extraordinary gains, net	$0	10
Net income	$9,020,000	1,235
Minority interest net income	$0	74
Net income of bank and minority interests.	$9,020,000	1,236
Net charge-offs	$473,000	658
Cash dividends	$3,300,000	1,095
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$7,178,900	1,447
2021-09-30 (YTD Data)		Rank
Total interest income	$16,786,000	1,382
Total interest expense	$788,000	2,228
Net interest income	$15,998,000	1,312
Provision for loan and lease losses	$300,000	1,152
Total noninterest income	$5,581,000	1,043
Gross Fiduciary activities income	$843,000	454
Service charges on deposit accounts	$749,000	974
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,989,000	1,055
Total noninterest expense	$15,412,000	1,151
Salaries and employee benefits	$9,970,000	1,057
Premises and equipment expense	$1,826,000	1,021
Additional noninterest expense	$3,616,000	1,377
Pre-tax net operating income	$5,867,000	1,578
Securities gains (losses)	$1,940,000	121
Applicable income taxes	$64,000	3,114
Income before extraordinary items	$7,743,000	1,167
Extraordinary gains, net	$0	8
Net income	$7,743,000	1,168
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,743,000	1,168
Net charge-offs	$477,000	514
Cash dividends	$2,350,000	1,038
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,822,400	1,418
2021-06-30 (YTD Data)		Rank
Total interest income	$10,781,000	1,409
Total interest expense	$559,000	2,196
Net interest income	$10,222,000	1,352
Provision for loan and lease losses	$225,000	1,102
Total noninterest income	$3,639,000	1,056
Gross Fiduciary activities income	$557,000	452
Service charges on deposit accounts	$470,000	987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,612,000	1,077
Total noninterest expense	$10,095,000	1,152
Salaries and employee benefits	$6,558,000	1,060
Premises and equipment expense	$1,230,000	1,015
Additional noninterest expense	$2,307,000	1,410
Pre-tax net operating income	$3,541,000	1,658
Securities gains (losses)	$1,940,000	100
Applicable income taxes	$38,000	3,144
Income before extraordinary items	$5,443,000	1,107
Extraordinary gains, net	$0	6
Net income	$5,443,000	1,108
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,443,000	1,108
Net charge-offs	$475,000	420
Cash dividends	$1,500,000	1,047
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,522,400	1,504
2021-03-31 (YTD Data)		Rank
Total interest income	$5,544,000	1,373
Total interest expense	$292,000	2,217
Net interest income	$5,252,000	1,303
Provision for loan and lease losses	$150,000	937
Total noninterest income	$1,819,000	1,061
Gross Fiduciary activities income	$267,000	457
Service charges on deposit accounts	$230,000	984
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,322,000	1,059
Total noninterest expense	$5,102,000	1,134
Salaries and employee benefits	$3,283,000	1,053
Premises and equipment expense	$650,000	980
Additional noninterest expense	$1,169,000	1,358
Pre-tax net operating income	$1,819,000	1,632
Securities gains (losses)	$1,939,000	68
Applicable income taxes	$3,000	3,464
Income before extraordinary items	$3,755,000	854
Extraordinary gains, net	$0	3
Net income	$3,755,000	854
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,755,000	854
Net charge-offs	$18,000	1,181
Cash dividends	$750,000	919
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,816,000	1,457
2020-12-31 (YTD Data)		Rank
Total interest income	$21,493,000	1,393
Total interest expense	$1,993,000	1,988
Net interest income	$19,500,000	1,316
Provision for loan and lease losses	$600,000	2,051
Total noninterest income	$7,028,000	1,015
Gross Fiduciary activities income	$993,000	462
Service charges on deposit accounts	$1,037,000	917
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,998,000	1,019
Total noninterest expense	$19,689,000	1,134
Salaries and employee benefits	$13,105,000	1,012
Premises and equipment expense	$2,255,000	1,067
Additional noninterest expense	$4,329,000	1,442
Pre-tax net operating income	$6,239,000	1,508
Securities gains (losses)	$1,400,000	287
Applicable income taxes	$137,000	2,773
Income before extraordinary items	$7,502,000	1,194
Extraordinary gains, net	$0	4
Net income	$7,502,000	1,194
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,502,000	1,194
Net charge-offs	$105,000	1,977
Cash dividends	$3,250,000	1,057
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$6,130,000	1,363
2020-09-30 (YTD Data)		Rank
Total interest income	$15,773,000	1,440
Total interest expense	$1,584,000	1,993
Net interest income	$14,189,000	1,344
Provision for loan and lease losses	$375,000	2,212
Total noninterest income	$5,077,000	1,014
Gross Fiduciary activities income	$750,000	455
Service charges on deposit accounts	$764,000	928
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,563,000	1,020
Total noninterest expense	$14,046,000	1,152
Salaries and employee benefits	$9,343,000	1,029
Premises and equipment expense	$1,628,000	1,089
Additional noninterest expense	$3,075,000	1,487
Pre-tax net operating income	$4,845,000	1,435
Securities gains (losses)	$1,327,000	240
Applicable income taxes	$106,000	2,771
Income before extraordinary items	$6,066,000	1,102
Extraordinary gains, net	$0	4
Net income	$6,066,000	1,102
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,066,000	1,102
Net charge-offs	$118,000	1,560
Cash dividends	$2,250,000	1,007
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$4,765,540	1,287
2020-06-30 (YTD Data)		Rank
Total interest income	$10,369,000	1,474
Total interest expense	$1,145,000	1,993
Net interest income	$9,224,000	1,369
Provision for loan and lease losses	$225,000	2,290
Total noninterest income	$3,268,000	977
Gross Fiduciary activities income	$501,000	456
Service charges on deposit accounts	$514,000	929
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,253,000	986
Total noninterest expense	$9,163,000	1,156
Salaries and employee benefits	$6,111,000	1,034
Premises and equipment expense	$1,068,000	1,102
Additional noninterest expense	$1,984,000	1,511
Pre-tax net operating income	$3,104,000	1,403
Securities gains (losses)	$1,203,000	190
Applicable income taxes	$80,000	2,664
Income before extraordinary items	$4,227,000	997
Extraordinary gains, net	$0	4
Net income	$4,227,000	997
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,227,000	997
Net charge-offs	$19,000	2,200
Cash dividends	$1,350,000	1,072
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,048,060	1,253
2020-03-31 (YTD Data)		Rank
Total interest income	$5,327,000	1,429
Total interest expense	$654,000	1,928
Net interest income	$4,673,000	1,328
Provision for loan and lease losses	$75,000	2,175
Total noninterest income	$1,616,000	941
Gross Fiduciary activities income	$252,000	460
Service charges on deposit accounts	$320,000	892
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,044,000	944
Total noninterest expense	$4,722,000	1,151
Salaries and employee benefits	$3,123,000	1,038
Premises and equipment expense	$539,000	1,113
Additional noninterest expense	$1,060,000	1,441
Pre-tax net operating income	$1,492,000	1,323
Securities gains (losses)	$0	1,705
Applicable income taxes	$38,000	2,560
Income before extraordinary items	$1,454,000	1,217
Extraordinary gains, net	$0	4
Net income	$1,454,000	1,216
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,454,000	1,217
Net charge-offs	$15,000	1,715
Cash dividends	$600,000	1,133
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,454,000	1,198
2019-12-31 (YTD Data)		Rank
Total interest income	$20,522,000	1,494
Total interest expense	$2,901,000	1,849
Net interest income	$17,621,000	1,384
Provision for loan and lease losses	$300,000	1,946
Total noninterest income	$6,785,000	919
Gross Fiduciary activities income	$886,000	478
Service charges on deposit accounts	$1,421,000	841
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,478,000	895
Total noninterest expense	$19,198,000	1,123
Salaries and employee benefits	$12,498,000	1,004
Premises and equipment expense	$2,236,000	1,068
Additional noninterest expense	$4,464,000	1,378
Pre-tax net operating income	$4,908,000	1,782
Securities gains (losses)	$-54,000	5,024
Applicable income taxes	$61,000	3,228
Income before extraordinary items	$4,793,000	1,652
Extraordinary gains, net	$0	11
Net income	$4,793,000	1,654
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,793,000	1,654
Net charge-offs	$80,000	2,352
Cash dividends	$2,400,000	1,412
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,846,460	1,599
2019-09-30 (YTD Data)		Rank
Total interest income	$15,396,000	1,506
Total interest expense	$2,137,000	1,884
Net interest income	$13,259,000	1,394
Provision for loan and lease losses	$225,000	1,834
Total noninterest income	$5,014,000	923
Gross Fiduciary activities income	$656,000	479
Service charges on deposit accounts	$1,014,000	879
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,344,000	888
Total noninterest expense	$13,971,000	1,144
Salaries and employee benefits	$8,975,000	1,034
Premises and equipment expense	$1,664,000	1,083
Additional noninterest expense	$3,332,000	1,387
Pre-tax net operating income	$4,077,000	1,704
Securities gains (losses)	$-51,000	5,108
Applicable income taxes	$46,000	3,283
Income before extraordinary items	$3,980,000	1,560
Extraordinary gains, net	$0	11
Net income	$3,980,000	1,562
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,980,000	1,562
Net charge-offs	$12,000	2,893
Cash dividends	$1,800,000	1,287
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,030,490	1,507
2019-06-30 (YTD Data)		Rank
Total interest income	$10,095,000	1,522
Total interest expense	$1,356,000	1,926
Net interest income	$8,739,000	1,407
Provision for loan and lease losses	$150,000	1,792
Total noninterest income	$3,249,000	926
Gross Fiduciary activities income	$432,000	480
Service charges on deposit accounts	$653,000	894
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,164,000	881
Total noninterest expense	$9,320,000	1,141
Salaries and employee benefits	$5,893,000	1,042
Premises and equipment expense	$1,135,000	1,060
Additional noninterest expense	$2,292,000	1,368
Pre-tax net operating income	$2,518,000	1,783
Securities gains (losses)	$-51,000	5,158
Applicable income taxes	$23,000	3,400
Income before extraordinary items	$2,444,000	1,637
Extraordinary gains, net	$0	11
Net income	$2,444,000	1,638
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,444,000	1,638
Net charge-offs	$26,000	2,236
Cash dividends	$1,200,000	1,279
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,494,490	1,576
2019-03-31 (YTD Data)		Rank
Total interest income	$4,925,000	1,545
Total interest expense	$638,000	1,973
Net interest income	$4,287,000	1,429
Provision for loan and lease losses	$75,000	1,682
Total noninterest income	$1,618,000	901
Gross Fiduciary activities income	$214,000	482
Service charges on deposit accounts	$332,000	871
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,072,000	861
Total noninterest expense	$4,762,000	1,121
Salaries and employee benefits	$2,995,000	1,034
Premises and equipment expense	$616,000	1,002
Additional noninterest expense	$1,151,000	1,342
Pre-tax net operating income	$1,068,000	1,976
Securities gains (losses)	$-91,000	5,293
Applicable income taxes	$1,000	3,744
Income before extraordinary items	$976,000	1,904
Extraordinary gains, net	$0	5
Net income	$976,000	1,902
Minority interest net income	$0	52
Net income of bank and minority interests.	$976,000	1,903
Net charge-offs	$31,000	1,479
Cash dividends	$600,000	1,170
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,067,000	1,757
2018-12-31 (YTD Data)		Rank
Total interest income	$18,516,000	1,550
Total interest expense	$1,654,000	2,199
Net interest income	$16,862,000	1,435
Provision for loan and lease losses	$450,000	1,544
Total noninterest income	$6,181,000	958
Gross Fiduciary activities income	$840,000	497
Service charges on deposit accounts	$1,427,000	856
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,914,000	932
Total noninterest expense	$17,620,000	1,173
Salaries and employee benefits	$11,281,000	1,062
Premises and equipment expense	$2,157,000	1,100
Additional noninterest expense	$4,182,000	1,449
Pre-tax net operating income	$4,973,000	1,791
Securities gains (losses)	$-5,000	4,250
Applicable income taxes	$92,000	3,126
Income before extraordinary items	$4,876,000	1,617
Extraordinary gains, net	$0	6
Net income	$4,876,000	1,616
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,876,000	1,616
Net charge-offs	$29,000	2,930
Cash dividends	$2,000,000	1,447
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,880,900	1,609
2018-09-30 (YTD Data)		Rank
Total interest income	$13,580,000	1,563
Total interest expense	$1,176,000	2,196
Net interest income	$12,404,000	1,452
Provision for loan and lease losses	$375,000	1,376
Total noninterest income	$4,579,000	974
Gross Fiduciary activities income	$630,000	489
Service charges on deposit accounts	$1,055,000	863
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,894,000	959
Total noninterest expense	$12,913,000	1,195
Salaries and employee benefits	$8,304,000	1,078
Premises and equipment expense	$1,596,000	1,107
Additional noninterest expense	$3,013,000	1,506
Pre-tax net operating income	$3,695,000	1,814
Securities gains (losses)	$0	1,118
Applicable income taxes	$57,000	3,268
Income before extraordinary items	$3,638,000	1,638
Extraordinary gains, net	$0	5
Net income	$3,638,000	1,636
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,638,000	1,637
Net charge-offs	$30,000	2,498
Cash dividends	$1,400,000	1,369
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,638,000	1,622
2018-06-30 (YTD Data)		Rank
Total interest income	$8,870,000	1,573
Total interest expense	$761,000	2,159
Net interest income	$8,109,000	1,477
Provision for loan and lease losses	$300,000	1,165
Total noninterest income	$3,082,000	965
Gross Fiduciary activities income	$420,000	490
Service charges on deposit accounts	$687,000	880
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,975,000	945
Total noninterest expense	$8,525,000	1,209
Salaries and employee benefits	$5,513,000	1,089
Premises and equipment expense	$1,049,000	1,123
Additional noninterest expense	$1,963,000	1,534
Pre-tax net operating income	$2,366,000	1,854
Securities gains (losses)	$-2,000	4,720
Applicable income taxes	$38,000	3,266
Income before extraordinary items	$2,326,000	1,673
Extraordinary gains, net	$0	6
Net income	$2,326,000	1,672
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,326,000	1,672
Net charge-offs	$30,000	2,032
Cash dividends	$900,000	1,407
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,327,960	1,656
2018-03-31 (YTD Data)		Rank
Total interest income	$4,321,000	1,598
Total interest expense	$367,000	2,145
Net interest income	$3,954,000	1,516
Provision for loan and lease losses	$150,000	1,106
Total noninterest income	$1,440,000	996
Gross Fiduciary activities income	$214,000	497
Service charges on deposit accounts	$340,000	884
Trading account gains and fees	NA	NA
Additional Noninterest Income	$886,000	1,003
Total noninterest expense	$4,244,000	1,215
Salaries and employee benefits	$2,739,000	1,104
Premises and equipment expense	$527,000	1,140
Additional noninterest expense	$978,000	1,535
Pre-tax net operating income	$1,000,000	2,043
Securities gains (losses)	$3,000	584
Applicable income taxes	$16,000	3,332
Income before extraordinary items	$987,000	1,865
Extraordinary gains, net	$0	7
Net income	$987,000	1,864
Minority interest net income	$0	52
Net income of bank and minority interests.	$987,000	1,865
Net charge-offs	$11,000	1,925
Cash dividends	$400,000	1,360
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$984,060	1,857
2017-12-31 (YTD Data)		Rank
Total interest income	$16,680,000	1,602
Total interest expense	$1,458,000	1,968
Net interest income	$15,222,000	1,537
Provision for loan and lease losses	$150,000	2,647
Total noninterest income	$5,636,000	1,030
Gross Fiduciary activities income	$763,000	504
Service charges on deposit accounts	$1,401,000	880
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,472,000	1,051
Total noninterest expense	$17,230,000	1,188
Salaries and employee benefits	$10,892,000	1,086
Premises and equipment expense	$2,163,000	1,084
Additional noninterest expense	$4,175,000	1,460
Pre-tax net operating income	$3,478,000	2,255
Securities gains (losses)	$130,000	529
Applicable income taxes	$47,000	3,542
Income before extraordinary items	$3,561,000	1,778
Extraordinary gains, net	$0	9
Net income	$3,561,000	1,779
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,561,000	1,779
Net charge-offs	$188,000	1,882
Cash dividends	$1,625,000	1,630
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,432,300	1,812
2017-09-30 (YTD Data)		Rank
Total interest income	$12,274,000	1,629
Total interest expense	$1,084,000	1,956
Net interest income	$11,190,000	1,566
Provision for loan and lease losses	$75,000	2,940
Total noninterest income	$4,153,000	1,061
Gross Fiduciary activities income	$558,000	513
Service charges on deposit accounts	$1,074,000	857
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,521,000	1,090
Total noninterest expense	$12,800,000	1,201
Salaries and employee benefits	$8,081,000	1,107
Premises and equipment expense	$1,602,000	1,111
Additional noninterest expense	$3,117,000	1,466
Pre-tax net operating income	$2,468,000	2,388
Securities gains (losses)	$123,000	517
Applicable income taxes	$49,000	3,470
Income before extraordinary items	$2,542,000	2,007
Extraordinary gains, net	$0	9
Net income	$2,542,000	2,006
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,542,000	2,007
Net charge-offs	$95,000	1,987
Cash dividends	$1,200,000	1,512
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,421,460	2,043
2017-06-30 (YTD Data)		Rank
Total interest income	$7,991,000	1,646
Total interest expense	$709,000	1,948
Net interest income	$7,282,000	1,589
Provision for loan and lease losses	$0	3,871
Total noninterest income	$2,716,000	1,074
Gross Fiduciary activities income	$358,000	524
Service charges on deposit accounts	$593,000	1,010
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,765,000	1,066
Total noninterest expense	$8,425,000	1,223
Salaries and employee benefits	$5,315,000	1,120
Premises and equipment expense	$1,038,000	1,139
Additional noninterest expense	$2,072,000	1,466
Pre-tax net operating income	$1,573,000	2,411
Securities gains (losses)	$127,000	369
Applicable income taxes	$36,000	3,441
Income before extraordinary items	$1,664,000	1,988
Extraordinary gains, net	$0	11
Net income	$1,664,000	1,988
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,664,000	1,988
Net charge-offs	$93,000	1,581
Cash dividends	$775,000	1,563
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,539,540	2,083
2017-03-31 (YTD Data)		Rank
Total interest income	$3,918,000	1,664
Total interest expense	$338,000	1,993
Net interest income	$3,580,000	1,605
Provision for loan and lease losses	$0	3,537
Total noninterest income	$1,347,000	1,077
Gross Fiduciary activities income	$172,000	541
Service charges on deposit accounts	$280,000	1,065
Trading account gains and fees	NA	NA
Additional Noninterest Income	$895,000	1,039
Total noninterest expense	$4,212,000	1,234
Salaries and employee benefits	$2,581,000	1,164
Premises and equipment expense	$520,000	1,151
Additional noninterest expense	$1,111,000	1,367
Pre-tax net operating income	$715,000	2,500
Securities gains (losses)	$-4,000	5,562
Applicable income taxes	$17,000	3,423
Income before extraordinary items	$694,000	2,213
Extraordinary gains, net	$0	8
Net income	$694,000	2,214
Minority interest net income	$0	55
Net income of bank and minority interests.	$694,000	2,214
Net charge-offs	$56,000	1,255
Cash dividends	$400,000	1,384
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$697,920	2,173
2016-12-31 (YTD Data)		Rank
Total interest income	$15,112,000	1,667
Total interest expense	$1,355,000	1,943
Net interest income	$13,757,000	1,628
Provision for loan and lease losses	$225,000	2,297
Total noninterest income	$5,242,000	1,114
Gross Fiduciary activities income	$723,000	514
Service charges on deposit accounts	$1,170,000	1,047
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,349,000	1,119
Total noninterest expense	$16,635,000	1,213
Salaries and employee benefits	$10,556,000	1,097
Premises and equipment expense	$1,889,000	1,242
Additional noninterest expense	$4,190,000	1,467
Pre-tax net operating income	$2,139,000	2,950
Securities gains (losses)	$517,000	417
Applicable income taxes	$28,000	3,775
Income before extraordinary items	$2,628,000	2,325
Extraordinary gains, net	$0	5
Net income	$2,628,000	2,322
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,628,000	2,324
Net charge-offs	$-28,000	5,203
Cash dividends	$1,500,000	1,687
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,116,170	2,638
2016-09-30 (YTD Data)		Rank
Total interest income	$11,203,000	1,698
Total interest expense	$1,012,000	1,958
Net interest income	$10,191,000	1,653
Provision for loan and lease losses	$150,000	2,338
Total noninterest income	$3,886,000	1,121
Gross Fiduciary activities income	$539,000	517
Service charges on deposit accounts	$854,000	1,081
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,493,000	1,127
Total noninterest expense	$12,042,000	1,251
Salaries and employee benefits	$7,543,000	1,143
Premises and equipment expense	$1,379,000	1,277
Additional noninterest expense	$3,120,000	1,484
Pre-tax net operating income	$1,885,000	2,718
Securities gains (losses)	$147,000	997
Applicable income taxes	$15,000	3,930
Income before extraordinary items	$2,017,000	2,329
Extraordinary gains, net	$0	5
Net income	$2,017,000	2,327
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,017,000	2,329
Net charge-offs	$-22,000	5,126
Cash dividends	$1,150,000	1,522
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,871,470	2,401
2016-06-30 (YTD Data)		Rank
Total interest income	$7,343,000	1,733
Total interest expense	$673,000	1,967
Net interest income	$6,670,000	1,684
Provision for loan and lease losses	$75,000	2,531
Total noninterest income	$2,518,000	1,123
Gross Fiduciary activities income	$345,000	529
Service charges on deposit accounts	$562,000	1,074
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,611,000	1,130
Total noninterest expense	$7,858,000	1,281
Salaries and employee benefits	$4,870,000	1,176
Premises and equipment expense	$944,000	1,250
Additional noninterest expense	$2,044,000	1,510
Pre-tax net operating income	$1,255,000	2,696
Securities gains (losses)	$71,000	1,194
Applicable income taxes	$7,000	4,028
Income before extraordinary items	$1,319,000	2,336
Extraordinary gains, net	$0	16
Net income	$1,319,000	2,335
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,319,000	2,335
Net charge-offs	$-21,000	5,221
Cash dividends	$700,000	1,630
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,248,710	2,369
2016-03-31 (YTD Data)		Rank
Total interest income	$3,631,000	1,753
Total interest expense	$339,000	1,954
Net interest income	$3,292,000	1,708
Provision for loan and lease losses	$0	3,656
Total noninterest income	$1,228,000	1,120
Gross Fiduciary activities income	$172,000	532
Service charges on deposit accounts	$268,000	1,113
Trading account gains and fees	$0	142
Additional Noninterest Income	$788,000	1,111
Total noninterest expense	$3,924,000	1,287
Salaries and employee benefits	$2,415,000	1,194
Premises and equipment expense	$479,000	1,225
Additional noninterest expense	$1,030,000	1,483
Pre-tax net operating income	$596,000	2,745
Securities gains (losses)	$68,000	688
Applicable income taxes	$1,000	4,176
Income before extraordinary items	$663,000	2,288
Extraordinary gains, net	$0	12
Net income	$663,000	2,288
Minority interest net income	$0	62
Net income of bank and minority interests.	$663,000	2,288
Net charge-offs	$-15,000	5,360
Cash dividends	$300,000	1,591
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$595,000	2,412
2015-12-31 (YTD Data)		Rank
Total interest income	$14,673,000	1,687
Total interest expense	$1,600,000	1,678
Net interest income	$13,073,000	1,672
Provision for loan and lease losses	$0	4,380
Total noninterest income	$4,902,000	1,138
Gross Fiduciary activities income	$675,000	541
Service charges on deposit accounts	$1,230,000	1,015
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,997,000	1,157
Total noninterest expense	$15,195,000	1,299
Salaries and employee benefits	$9,469,000	1,185
Premises and equipment expense	$1,785,000	1,306
Additional noninterest expense	$3,941,000	1,551
Pre-tax net operating income	$2,780,000	2,449
Securities gains (losses)	$130,000	1,002
Applicable income taxes	$53,000	3,612
Income before extraordinary items	$2,857,000	2,129
Extraordinary gains, net	$0	23
Net income	$2,857,000	2,130
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,857,000	2,131
Net charge-offs	$37,000	3,454
Cash dividends	$1,250,000	1,852
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,729,600	2,149
2015-09-30 (YTD Data)		Rank
Total interest income	$10,930,000	1,710
Total interest expense	$1,180,000	1,729
Net interest income	$9,750,000	1,698
Provision for loan and lease losses	$0	4,232
Total noninterest income	$3,683,000	1,153
Gross Fiduciary activities income	$506,000	543
Service charges on deposit accounts	$921,000	1,016
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,256,000	1,170
Total noninterest expense	$11,222,000	1,319
Salaries and employee benefits	$7,019,000	1,207
Premises and equipment expense	$1,281,000	1,371
Additional noninterest expense	$2,922,000	1,553
Pre-tax net operating income	$2,211,000	2,393
Securities gains (losses)	$127,000	886
Applicable income taxes	$37,000	3,755
Income before extraordinary items	$2,301,000	2,026
Extraordinary gains, net	$0	21
Net income	$2,301,000	2,027
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,301,000	2,028
Net charge-offs	$-26,000	5,416
Cash dividends	$1,000,000	1,586
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,176,540	2,075
2015-06-30 (YTD Data)		Rank
Total interest income	$7,163,000	1,748
Total interest expense	$779,000	1,757
Net interest income	$6,384,000	1,730
Provision for loan and lease losses	$0	4,069
Total noninterest income	$2,429,000	1,164
Gross Fiduciary activities income	$341,000	546
Service charges on deposit accounts	$594,000	1,026
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,494,000	1,187
Total noninterest expense	$7,382,000	1,342
Salaries and employee benefits	$4,656,000	1,204
Premises and equipment expense	$851,000	1,387
Additional noninterest expense	$1,875,000	1,632
Pre-tax net operating income	$1,431,000	2,427
Securities gains (losses)	$116,000	772
Applicable income taxes	$21,000	3,844
Income before extraordinary items	$1,526,000	2,020
Extraordinary gains, net	$0	22
Net income	$1,526,000	2,022
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,526,000	2,022
Net charge-offs	$-10,000	5,254
Cash dividends	$700,000	1,584
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,411,160	2,102
2015-03-31 (YTD Data)		Rank
Total interest income	$3,511,000	1,777
Total interest expense	$383,000	1,780
Net interest income	$3,128,000	1,757
Provision for loan and lease losses	$0	3,703
Total noninterest income	$1,139,000	1,179
Gross Fiduciary activities income	$159,000	562
Service charges on deposit accounts	$289,000	1,039
Trading account gains and fees	$0	152
Additional Noninterest Income	$691,000	1,207
Total noninterest expense	$3,632,000	1,354
Salaries and employee benefits	$2,277,000	1,226
Premises and equipment expense	$439,000	1,369
Additional noninterest expense	$916,000	1,644
Pre-tax net operating income	$635,000	2,590
Securities gains (losses)	$60,000	772
Applicable income taxes	$7,000	3,948
Income before extraordinary items	$688,000	2,171
Extraordinary gains, net	$0	13
Net income	$688,000	2,172
Minority interest net income	$0	64
Net income of bank and minority interests.	$688,000	2,172
Net charge-offs	$6,000	2,677
Cash dividends	$350,000	1,409
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$628,600	2,248
2014-12-31 (YTD Data)		Rank
Total interest income	$14,204,000	1,774
Total interest expense	$1,623,000	1,762
Net interest income	$12,581,000	1,745
Provision for loan and lease losses	$0	4,603
Total noninterest income	$4,783,000	1,134
Gross Fiduciary activities income	$613,000	568
Service charges on deposit accounts	$1,319,000	1,010
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,851,000	1,124
Total noninterest expense	$14,854,000	1,319
Salaries and employee benefits	$9,175,000	1,179
Premises and equipment expense	$1,625,000	1,464
Additional noninterest expense	$4,054,000	1,543
Pre-tax net operating income	$2,510,000	2,581
Securities gains (losses)	$57,000	1,642
Applicable income taxes	$29,000	3,906
Income before extraordinary items	$2,538,000	2,279
Extraordinary gains, net	$0	17
Net income	$2,538,000	2,279
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,538,000	2,279
Net charge-offs	$-263,000	6,297
Cash dividends	$1,300,000	1,706
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,481,570	2,276
2014-09-30 (YTD Data)		Rank
Total interest income	$10,574,000	1,797
Total interest expense	$1,228,000	1,780
Net interest income	$9,346,000	1,766
Provision for loan and lease losses	$0	4,401
Total noninterest income	$3,561,000	1,140
Gross Fiduciary activities income	$456,000	568
Service charges on deposit accounts	$974,000	1,027
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,131,000	1,154
Total noninterest expense	$11,105,000	1,337
Salaries and employee benefits	$6,889,000	1,180
Premises and equipment expense	$1,166,000	1,529
Additional noninterest expense	$3,050,000	1,543
Pre-tax net operating income	$1,802,000	2,704
Securities gains (losses)	$58,000	1,356
Applicable income taxes	$16,000	4,063
Income before extraordinary items	$1,844,000	2,364
Extraordinary gains, net	$0	15
Net income	$1,844,000	2,365
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,844,000	2,364
Net charge-offs	$-265,000	6,392
Cash dividends	$1,050,000	1,468
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,786,580	2,366
2014-06-30 (YTD Data)		Rank
Total interest income	$7,007,000	1,796
Total interest expense	$832,000	1,774
Net interest income	$6,175,000	1,772
Provision for loan and lease losses	$0	4,196
Total noninterest income	$2,323,000	1,145
Gross Fiduciary activities income	$302,000	572
Service charges on deposit accounts	$628,000	1,046
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,393,000	1,152
Total noninterest expense	$7,365,000	1,338
Salaries and employee benefits	$4,534,000	1,193
Premises and equipment expense	$805,000	1,480
Additional noninterest expense	$2,026,000	1,550
Pre-tax net operating income	$1,133,000	2,754
Securities gains (losses)	$8,000	2,026
Applicable income taxes	$2,000	4,388
Income before extraordinary items	$1,139,000	2,422
Extraordinary gains, net	$0	20
Net income	$1,139,000	2,426
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,139,000	2,426
Net charge-offs	$-202,000	6,460
Cash dividends	$800,000	1,366
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,131,000	2,392
2014-03-31 (YTD Data)		Rank
Total interest income	$3,447,000	1,812
Total interest expense	$417,000	1,794
Net interest income	$3,030,000	1,800
Provision for loan and lease losses	$0	3,817
Total noninterest income	$1,124,000	1,138
Gross Fiduciary activities income	$141,000	589
Service charges on deposit accounts	$311,000	1,032
Trading account gains and fees	$0	147
Additional Noninterest Income	$672,000	1,156
Total noninterest expense	$3,663,000	1,358
Salaries and employee benefits	$2,251,000	1,223
Premises and equipment expense	$430,000	1,415
Additional noninterest expense	$982,000	1,576
Pre-tax net operating income	$491,000	2,930
Securities gains (losses)	$-18,000	6,497
Applicable income taxes	$-3,000	6,396
Income before extraordinary items	$476,000	2,660
Extraordinary gains, net	$0	16
Net income	$476,000	2,663
Minority interest net income	$0	66
Net income of bank and minority interests.	$476,000	2,663
Net charge-offs	$24,000	2,372
Cash dividends	$400,000	1,206
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$494,000	2,545
2013-12-31 (YTD Data)		Rank
Total interest income	$14,374,000	1,733
Total interest expense	$2,092,000	1,631
Net interest income	$12,282,000	1,755
Provision for loan and lease losses	$200,000	2,943
Total noninterest income	$4,481,000	1,227
Gross Fiduciary activities income	$512,000	594
Service charges on deposit accounts	$1,296,000	1,069
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,673,000	1,240
Total noninterest expense	$13,859,000	1,421
Salaries and employee benefits	$8,540,000	1,251
Premises and equipment expense	$1,236,000	1,864
Additional noninterest expense	$4,083,000	1,597
Pre-tax net operating income	$2,704,000	2,330
Securities gains (losses)	$233,000	815
Applicable income taxes	$22,000	4,073
Income before extraordinary items	$2,915,000	1,939
Extraordinary gains, net	$0	29
Net income	$2,915,000	1,940
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,915,000	1,941
Net charge-offs	$268,000	2,699
Cash dividends	$1,200,000	1,704
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,684,330	2,019
2013-09-30 (YTD Data)		Rank
Total interest income	$10,948,000	1,710
Total interest expense	$1,665,000	1,580
Net interest income	$9,283,000	1,740
Provision for loan and lease losses	$200,000	2,567
Total noninterest income	$3,342,000	1,252
Gross Fiduciary activities income	$379,000	597
Service charges on deposit accounts	$952,000	1,091
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,011,000	1,267
Total noninterest expense	$10,411,000	1,422
Salaries and employee benefits	$6,481,000	1,242
Premises and equipment expense	$924,000	1,883
Additional noninterest expense	$3,006,000	1,613
Pre-tax net operating income	$2,014,000	2,407
Securities gains (losses)	$275,000	676
Applicable income taxes	$11,000	4,292
Income before extraordinary items	$2,278,000	1,915
Extraordinary gains, net	$0	25
Net income	$2,278,000	1,922
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,278,000	1,921
Net charge-offs	$324,000	2,042
Cash dividends	$800,000	1,658
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,003,000	2,061
2013-06-30 (YTD Data)		Rank
Total interest income	$6,958,000	1,800
Total interest expense	$1,140,000	1,569
Net interest income	$5,818,000	1,829
Provision for loan and lease losses	$200,000	2,092
Total noninterest income	$2,187,000	1,280
Gross Fiduciary activities income	$244,000	612
Service charges on deposit accounts	$615,000	1,098
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,328,000	1,296
Total noninterest expense	$6,932,000	1,421
Salaries and employee benefits	$4,319,000	1,237
Premises and equipment expense	$629,000	1,851
Additional noninterest expense	$1,984,000	1,614
Pre-tax net operating income	$873,000	3,170
Securities gains (losses)	$122,000	983
Applicable income taxes	$-8,000	6,577
Income before extraordinary items	$1,003,000	2,645
Extraordinary gains, net	$0	22
Net income	$1,003,000	2,650
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,003,000	2,650
Net charge-offs	$174,000	2,245
Cash dividends	$500,000	1,684
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$881,000	2,792
2013-03-31 (YTD Data)		Rank
Total interest income	$3,343,000	1,886
Total interest expense	$567,000	1,631
Net interest income	$2,776,000	1,924
Provision for loan and lease losses	$200,000	1,346
Total noninterest income	$1,072,000	1,298
Gross Fiduciary activities income	$118,000	629
Service charges on deposit accounts	$301,000	1,108
Trading account gains and fees	$0	148
Additional Noninterest Income	$653,000	1,312
Total noninterest expense	$3,473,000	1,422
Salaries and employee benefits	$2,145,000	1,262
Premises and equipment expense	$325,000	1,831
Additional noninterest expense	$1,003,000	1,612
Pre-tax net operating income	$175,000	4,660
Securities gains (losses)	$9,000	1,515
Applicable income taxes	$-12,000	6,760
Income before extraordinary items	$196,000	4,301
Extraordinary gains, net	$0	10
Net income	$196,000	4,304
Minority interest net income	$0	76
Net income of bank and minority interests.	$196,000	4,303
Net charge-offs	$217,000	1,297
Cash dividends	$250,000	1,457
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$187,000	4,283
2012-12-31 (YTD Data)		Rank
Total interest income	$14,327,000	1,842
Total interest expense	$2,522,000	1,736
Net interest income	$11,805,000	1,855
Provision for loan and lease losses	$2,000,000	1,058
Total noninterest income	$4,436,000	1,239
Gross Fiduciary activities income	$429,000	637
Service charges on deposit accounts	$1,333,000	1,072
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,674,000	1,272
Total noninterest expense	$13,438,000	1,463
Salaries and employee benefits	$8,427,000	1,244
Premises and equipment expense	$1,157,000	2,011
Additional noninterest expense	$3,854,000	1,724
Pre-tax net operating income	$803,000	4,335
Securities gains (losses)	$1,272,000	411
Applicable income taxes	$43,000	3,946
Income before extraordinary items	$2,032,000	2,556
Extraordinary gains, net	$0	29
Net income	$2,032,000	2,558
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,032,000	2,557
Net charge-offs	$2,205,000	1,083
Cash dividends	$1,275,000	1,668
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$785,440	4,128
2012-09-30 (YTD Data)		Rank
Total interest income	$10,823,000	1,862
Total interest expense	$1,952,000	1,760
Net interest income	$8,871,000	1,872
Provision for loan and lease losses	$500,000	2,258
Total noninterest income	$3,307,000	1,253
Gross Fiduciary activities income	$316,000	641
Service charges on deposit accounts	$1,001,000	1,071
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,990,000	1,267
Total noninterest expense	$9,984,000	1,474
Salaries and employee benefits	$6,273,000	1,256
Premises and equipment expense	$863,000	2,043
Additional noninterest expense	$2,848,000	1,749
Pre-tax net operating income	$1,694,000	2,663
Securities gains (losses)	$1,197,000	335
Applicable income taxes	$35,000	3,958
Income before extraordinary items	$2,856,000	1,549
Extraordinary gains, net	$0	20
Net income	$2,856,000	1,550
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,856,000	1,550
Net charge-offs	$114,000	3,845
Cash dividends	$825,000	1,504
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,670,970	2,328
2012-06-30 (YTD Data)		Rank
Total interest income	$7,267,000	1,854
Total interest expense	$1,384,000	1,727
Net interest income	$5,883,000	1,882
Provision for loan and lease losses	$-500,000	7,193
Total noninterest income	$2,144,000	1,271
Gross Fiduciary activities income	$213,000	644
Service charges on deposit accounts	$654,000	1,084
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,277,000	1,280
Total noninterest expense	$6,702,000	1,461
Salaries and employee benefits	$4,205,000	1,244
Premises and equipment expense	$557,000	2,082
Additional noninterest expense	$1,940,000	1,716
Pre-tax net operating income	$1,825,000	1,805
Securities gains (losses)	$1,013,000	278
Applicable income taxes	$18,000	4,034
Income before extraordinary items	$2,820,000	1,066
Extraordinary gains, net	$0	19
Net income	$2,820,000	1,066
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,820,000	1,066
Net charge-offs	$57,000	3,915
Cash dividends	$375,000	1,918
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,817,130	1,528
2012-03-31 (YTD Data)		Rank
Total interest income	$3,752,000	1,812
Total interest expense	$722,000	1,726
Net interest income	$3,030,000	1,840
Provision for loan and lease losses	$-500,000	7,268
Total noninterest income	$1,024,000	1,303
Gross Fiduciary activities income	$103,000	650
Service charges on deposit accounts	$314,000	1,114
Trading account gains and fees	$0	148
Additional Noninterest Income	$607,000	1,316
Total noninterest expense	$3,269,000	1,500
Salaries and employee benefits	$2,066,000	1,264
Premises and equipment expense	$272,000	2,130
Additional noninterest expense	$931,000	1,781
Pre-tax net operating income	$1,285,000	1,364
Securities gains (losses)	$155,000	705
Applicable income taxes	$5,000	4,246
Income before extraordinary items	$1,435,000	1,041
Extraordinary gains, net	$0	19
Net income	$1,435,000	1,043
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,435,000	1,042
Net charge-offs	$64,000	2,831
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,280,000	1,091
2011-12-31 (YTD Data)		Rank
Total interest income	$14,050,000	1,996
Total interest expense	$3,287,000	1,797
Net interest income	$10,763,000	2,030
Provision for loan and lease losses	$0	6,496
Total noninterest income	$4,100,000	1,216
Gross Fiduciary activities income	$408,000	599
Service charges on deposit accounts	$1,450,000	1,020
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,242,000	1,258
Total noninterest expense	$13,500,000	1,434
Salaries and employee benefits	$8,179,000	1,217
Premises and equipment expense	$1,133,000	2,154
Additional noninterest expense	$4,188,000	1,634
Pre-tax net operating income	$1,363,000	3,188
Securities gains (losses)	$643,000	651
Applicable income taxes	$4,000	4,504
Income before extraordinary items	$2,002,000	2,268
Extraordinary gains, net	$0	29
Net income	$2,002,000	2,269
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,002,000	2,269
Net charge-offs	$789,000	2,659
Cash dividends	$500,000	2,425
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,359,000	2,880
2011-09-30 (YTD Data)		Rank
Total interest income	$10,543,000	2,019
Total interest expense	$2,491,000	1,856
Net interest income	$8,052,000	2,046
Provision for loan and lease losses	$0	6,393
Total noninterest income	$3,032,000	1,230
Gross Fiduciary activities income	$308,000	592
Service charges on deposit accounts	$1,081,000	1,027
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,643,000	1,260
Total noninterest expense	$9,911,000	1,475
Salaries and employee benefits	$5,896,000	1,259
Premises and equipment expense	$867,000	2,144
Additional noninterest expense	$3,148,000	1,620
Pre-tax net operating income	$1,173,000	3,033
Securities gains (losses)	$108,000	1,717
Applicable income taxes	$4,000	4,473
Income before extraordinary items	$1,277,000	2,610
Extraordinary gains, net	$0	21
Net income	$1,277,000	2,612
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,277,000	2,612
Net charge-offs	$743,000	2,221
Cash dividends	$500,000	1,810
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,169,000	2,672
2011-06-30 (YTD Data)		Rank
Total interest income	$7,202,000	1,987
Total interest expense	$1,672,000	1,917
Net interest income	$5,530,000	1,983
Provision for loan and lease losses	$0	6,217
Total noninterest income	$2,107,000	1,184
Gross Fiduciary activities income	$207,000	600
Service charges on deposit accounts	$687,000	1,070
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,213,000	1,177
Total noninterest expense	$6,532,000	1,506
Salaries and employee benefits	$3,896,000	1,281
Premises and equipment expense	$584,000	2,151
Additional noninterest expense	$2,052,000	1,681
Pre-tax net operating income	$1,105,000	2,378
Securities gains (losses)	$108,000	1,086
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,213,000	1,939
Extraordinary gains, net	$0	15
Net income	$1,213,000	1,939
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,213,000	1,939
Net charge-offs	$473,000	2,213
Cash dividends	$500,000	1,397
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,105,000	2,022
2011-03-31 (YTD Data)		Rank
Total interest income	$3,568,000	2,012
Total interest expense	$846,000	1,956
Net interest income	$2,722,000	2,007
Provision for loan and lease losses	$0	5,840
Total noninterest income	$1,056,000	1,164
Gross Fiduciary activities income	$85,000	645
Service charges on deposit accounts	$334,000	1,082
Trading account gains and fees	$0	158
Additional Noninterest Income	$637,000	1,132
Total noninterest expense	$3,113,000	1,591
Salaries and employee benefits	$1,788,000	1,415
Premises and equipment expense	$293,000	2,184
Additional noninterest expense	$1,032,000	1,669
Pre-tax net operating income	$665,000	2,049
Securities gains (losses)	$87,000	574
Applicable income taxes	$0	4,545
Income before extraordinary items	$752,000	1,573
Extraordinary gains, net	$0	9
Net income	$752,000	1,573
Minority interest net income	$0	86
Net income of bank and minority interests.	$752,000	1,573
Net charge-offs	$612,000	1,176
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$665,000	1,708
2010-12-31 (YTD Data)		Rank
Total interest income	$14,134,000	2,133
Total interest expense	$3,716,000	2,133
Net interest income	$10,418,000	2,095
Provision for loan and lease losses	$1,000,000	3,046
Total noninterest income	$4,526,000	1,166
Gross Fiduciary activities income	$334,000	646
Service charges on deposit accounts	$1,627,000	936
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,565,000	1,177
Total noninterest expense	$12,875,000	1,538
Salaries and employee benefits	$7,805,000	1,260
Premises and equipment expense	$1,042,000	2,394
Additional noninterest expense	$4,028,000	1,791
Pre-tax net operating income	$1,069,000	3,272
Securities gains (losses)	$507,000	886
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,576,000	2,427
Extraordinary gains, net	$0	29
Net income	$1,576,000	2,424
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,576,000	2,429
Net charge-offs	$2,117,000	1,794
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,069,000	2,982
2010-09-30 (YTD Data)		Rank
Total interest income	$10,526,000	2,201
Total interest expense	$2,795,000	2,215
Net interest income	$7,731,000	2,141
Provision for loan and lease losses	$800,000	2,848
Total noninterest income	$3,271,000	1,185
Gross Fiduciary activities income	$258,000	631
Service charges on deposit accounts	$1,242,000	945
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,771,000	1,208
Total noninterest expense	$9,349,000	1,579
Salaries and employee benefits	$5,559,000	1,327
Premises and equipment expense	$774,000	2,453
Additional noninterest expense	$3,016,000	1,769
Pre-tax net operating income	$853,000	3,362
Securities gains (losses)	$510,000	727
Applicable income taxes	$5,000	4,390
Income before extraordinary items	$1,358,000	2,337
Extraordinary gains, net	$0	23
Net income	$1,358,000	2,335
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,358,000	2,339
Net charge-offs	$1,558,000	1,748
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$848,000	3,063
2010-06-30 (YTD Data)		Rank
Total interest income	$7,038,000	2,225
Total interest expense	$1,860,000	2,306
Net interest income	$5,178,000	2,129
Provision for loan and lease losses	$600,000	2,565
Total noninterest income	$2,084,000	1,202
Gross Fiduciary activities income	$152,000	658
Service charges on deposit accounts	$823,000	964
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,109,000	1,207
Total noninterest expense	$6,227,000	1,586
Salaries and employee benefits	$3,675,000	1,343
Premises and equipment expense	$521,000	2,447
Additional noninterest expense	$2,031,000	1,740
Pre-tax net operating income	$435,000	3,855
Securities gains (losses)	$510,000	467
Applicable income taxes	$5,000	4,306
Income before extraordinary items	$940,000	2,225
Extraordinary gains, net	$0	19
Net income	$940,000	2,224
Minority interest net income	$0	105
Net income of bank and minority interests.	$940,000	2,227
Net charge-offs	$665,000	2,142
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$435,100	3,532
2010-03-31 (YTD Data)		Rank
Total interest income	$3,518,000	2,283
Total interest expense	$949,000	2,368
Net interest income	$2,569,000	2,168
Provision for loan and lease losses	$600,000	1,610
Total noninterest income	$1,098,000	1,132
Gross Fiduciary activities income	$66,000	698
Service charges on deposit accounts	$394,000	1,002
Trading account gains and fees	$0	175
Additional Noninterest Income	$638,000	1,079
Total noninterest expense	$3,043,000	1,644
Salaries and employee benefits	$1,830,000	1,365
Premises and equipment expense	$279,000	2,362
Additional noninterest expense	$934,000	1,844
Pre-tax net operating income	$24,000	5,984
Securities gains (losses)	$509,000	248
Applicable income taxes	$1,000	4,457
Income before extraordinary items	$532,000	2,032
Extraordinary gains, net	$0	16
Net income	$532,000	2,030
Minority interest net income	$0	91
Net income of bank and minority interests.	$532,000	2,032
Net charge-offs	$704,000	1,323
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$23,000	5,985
2009-12-31 (YTD Data)		Rank
Total interest income	$15,591,000	2,160
Total interest expense	$4,258,000	2,599
Net interest income	$11,333,000	1,952
Provision for loan and lease losses	$4,622,000	1,505
Total noninterest income	$4,370,000	1,223
Gross Fiduciary activities income	$208,000	753
Service charges on deposit accounts	$1,801,000	964
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,361,000	1,216
Total noninterest expense	$12,450,000	1,642
Salaries and employee benefits	$7,757,000	1,270
Premises and equipment expense	$1,077,000	2,428
Additional noninterest expense	$3,616,000	2,011
Pre-tax net operating income	$-1,369,000	6,399
Securities gains (losses)	$82,000	2,295
Applicable income taxes	$0	4,388
Income before extraordinary items	$-1,287,000	6,490
Extraordinary gains, net	$0	34
Net income	$-1,287,000	6,490
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,287,000	6,490
Net charge-offs	$2,977,000	1,614
Cash dividends	$1,800,000	1,003
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-1,369,000	6,521
2009-09-30 (YTD Data)		Rank
Total interest income	$11,892,000	2,172
Total interest expense	$3,282,000	2,649
Net interest income	$8,610,000	1,922
Provision for loan and lease losses	$950,000	2,859
Total noninterest income	$3,511,000	1,172
Gross Fiduciary activities income	$150,000	749
Service charges on deposit accounts	$1,327,000	978
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,034,000	1,131
Total noninterest expense	$9,347,000	1,629
Salaries and employee benefits	$5,868,000	1,281
Premises and equipment expense	$813,000	2,438
Additional noninterest expense	$2,666,000	1,984
Pre-tax net operating income	$1,824,000	1,759
Securities gains (losses)	$93,000	1,896
Applicable income taxes	$28,000	3,645
Income before extraordinary items	$1,889,000	1,418
Extraordinary gains, net	$0	27
Net income	$1,889,000	1,416
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,889,000	1,418
Net charge-offs	$669,000	2,681
Cash dividends	$1,800,000	707
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,796,930	1,455
2009-06-30 (YTD Data)		Rank
Total interest income	$7,959,000	2,198
Total interest expense	$2,250,000	2,688
Net interest income	$5,709,000	1,923
Provision for loan and lease losses	$0	7,158
Total noninterest income	$2,363,000	1,171
Gross Fiduciary activities income	$99,000	765
Service charges on deposit accounts	$853,000	991
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,411,000	1,147
Total noninterest expense	$6,150,000	1,674
Salaries and employee benefits	$3,848,000	1,336
Premises and equipment expense	$556,000	2,414
Additional noninterest expense	$1,746,000	2,037
Pre-tax net operating income	$1,922,000	1,191
Securities gains (losses)	$101,000	1,487
Applicable income taxes	$18,000	3,754
Income before extraordinary items	$2,005,000	947
Extraordinary gains, net	$0	21
Net income	$2,005,000	947
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,005,000	947
Net charge-offs	$-11,000	7,915
Cash dividends	$1,200,000	745
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,905,010	965
2009-03-31 (YTD Data)		Rank
Total interest income	$3,920,000	2,246
Total interest expense	$1,173,000	2,679
Net interest income	$2,747,000	1,992
Provision for loan and lease losses	$0	6,744
Total noninterest income	$1,129,000	1,162
Gross Fiduciary activities income	$49,000	777
Service charges on deposit accounts	$411,000	1,005
Trading account gains and fees	$0	171
Additional Noninterest Income	$669,000	1,154
Total noninterest expense	$3,006,000	1,663
Salaries and employee benefits	$1,912,000	1,357
Premises and equipment expense	$261,000	2,592
Additional noninterest expense	$833,000	1,925
Pre-tax net operating income	$870,000	1,484
Securities gains (losses)	$79,000	1,103
Applicable income taxes	$8,000	4,098
Income before extraordinary items	$941,000	1,156
Extraordinary gains, net	$0	15
Net income	$941,000	1,158
Minority interest net income	$0	102
Net income of bank and minority interests.	$941,000	1,158
Net charge-offs	$-7,000	7,788
Cash dividends	$600,000	715
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$862,790	1,201
2008-12-31 (YTD Data)		Rank
Total interest income	$15,942,000	2,339
Total interest expense	$5,085,000	2,918
Net interest income	$10,857,000	2,044
Provision for loan and lease losses	$150,000	5,553
Total noninterest income	$4,471,000	1,168
Gross Fiduciary activities income	$170,000	806
Service charges on deposit accounts	$1,911,000	932
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,390,000	1,147
Total noninterest expense	$11,344,000	1,714
Salaries and employee benefits	$7,233,000	1,417
Premises and equipment expense	$1,071,000	2,470
Additional noninterest expense	$3,040,000	1,987
Pre-tax net operating income	$3,834,000	1,421
Securities gains (losses)	$53,000	1,553
Applicable income taxes	$90,000	3,458
Income before extraordinary items	$3,797,000	1,090
Extraordinary gains, net	$0	39
Net income	$3,797,000	1,089
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,155
Cash dividends	$2,850,000	965
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,745,060	1,171
2008-09-30 (YTD Data)		Rank
Total interest income	$11,999,000	2,381
Total interest expense	$3,767,000	3,057
Net interest income	$8,232,000	2,036
Provision for loan and lease losses	$0	6,991
Total noninterest income	$3,384,000	1,194
Gross Fiduciary activities income	$120,000	819
Service charges on deposit accounts	$1,419,000	944
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,845,000	1,177
Total noninterest expense	$8,513,000	1,705
Salaries and employee benefits	$5,454,000	1,429
Premises and equipment expense	$807,000	2,469
Additional noninterest expense	$2,252,000	1,938
Pre-tax net operating income	$3,103,000	1,574
Securities gains (losses)	$21,000	1,979
Applicable income taxes	$74,000	3,836
Income before extraordinary items	$3,050,000	1,217
Extraordinary gains, net	$0	31
Net income	$3,050,000	1,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,679
Cash dividends	$2,318,000	903
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,029,420	1,298
2008-06-30 (YTD Data)		Rank
Total interest income	$8,000,000	2,418
Total interest expense	$2,542,000	3,138
Net interest income	$5,458,000	2,041
Provision for loan and lease losses	$0	6,671
Total noninterest income	$2,261,000	1,198
Gross Fiduciary activities income	$73,000	853
Service charges on deposit accounts	$908,000	965
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,280,000	1,183
Total noninterest expense	$5,649,000	1,712
Salaries and employee benefits	$3,691,000	1,415
Premises and equipment expense	$535,000	2,496
Additional noninterest expense	$1,423,000	2,021
Pre-tax net operating income	$2,070,000	1,641
Securities gains (losses)	$0	3,233
Applicable income taxes	$21,000	4,649
Income before extraordinary items	$2,049,000	1,348
Extraordinary gains, net	$0	21
Net income	$2,049,000	1,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-122,000	8,366
Cash dividends	$1,568,000	960
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,049,000	1,319
2008-03-31 (YTD Data)		Rank
Total interest income	$4,100,000	2,425
Total interest expense	$1,362,000	3,133
Net interest income	$2,738,000	2,039
Provision for loan and lease losses	$0	6,080
Total noninterest income	$1,125,000	1,216
Gross Fiduciary activities income	$34,000	874
Service charges on deposit accounts	$440,000	984
Trading account gains and fees	$0	158
Additional Noninterest Income	$651,000	1,178
Total noninterest expense	$2,703,000	1,770
Salaries and employee benefits	$1,762,000	1,514
Premises and equipment expense	$256,000	2,617
Additional noninterest expense	$685,000	2,046
Pre-tax net operating income	$1,160,000	1,569
Securities gains (losses)	$0	2,688
Applicable income taxes	$7,000	4,983
Income before extraordinary items	$1,153,000	1,309
Extraordinary gains, net	$0	15
Net income	$1,153,000	1,312
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-74,000	8,374
Cash dividends	$780,000	944
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,153,000	1,271
2007-12-31 (YTD Data)		Rank
Total interest income	$18,115,000	2,272
Total interest expense	$6,911,000	2,664
Net interest income	$11,204,000	2,032
Provision for loan and lease losses	$0	6,851
Total noninterest income	$4,871,000	1,125
Gross Fiduciary activities income	$119,000	895
Service charges on deposit accounts	$1,960,000	910
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,792,000	1,069
Total noninterest expense	$11,199,000	1,646
Salaries and employee benefits	$7,197,000	1,407
Premises and equipment expense	$1,043,000	2,470
Additional noninterest expense	$2,959,000	1,864
Pre-tax net operating income	$4,876,000	1,678
Securities gains (losses)	$-22,000	7,785
Applicable income taxes	$37,000	5,097
Income before extraordinary items	$4,817,000	1,329
Extraordinary gains, net	$0	39
Net income	$4,817,000	1,329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$774,000	1,239
Cash dividends	$3,617,000	1,011
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,838,780	1,311
2007-09-30 (YTD Data)		Rank
Total interest income	$13,749,000	2,250
Total interest expense	$5,288,000	2,596
Net interest income	$8,461,000	2,026
Provision for loan and lease losses	$0	6,528
Total noninterest income	$3,648,000	1,122
Gross Fiduciary activities income	$90,000	890
Service charges on deposit accounts	$1,465,000	898
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,093,000	1,067
Total noninterest expense	$8,275,000	1,660
Salaries and employee benefits	$5,371,000	1,417
Premises and equipment expense	$757,000	2,542
Additional noninterest expense	$2,147,000	1,876
Pre-tax net operating income	$3,834,000	1,732
Securities gains (losses)	$-29,000	8,055
Applicable income taxes	$39,000	5,110
Income before extraordinary items	$3,766,000	1,360
Extraordinary gains, net	$0	33
Net income	$3,766,000	1,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$157,000	2,249
Cash dividends	$2,751,000	940
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,794,710	1,337
2007-06-30 (YTD Data)		Rank
Total interest income	$9,090,000	2,294
Total interest expense	$3,497,000	2,621
Net interest income	$5,593,000	2,076
Provision for loan and lease losses	$0	6,209
Total noninterest income	$2,359,000	1,170
Gross Fiduciary activities income	$58,000	904
Service charges on deposit accounts	$945,000	940
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,356,000	1,133
Total noninterest expense	$5,489,000	1,679
Salaries and employee benefits	$3,564,000	1,446
Premises and equipment expense	$490,000	2,634
Additional noninterest expense	$1,435,000	1,892
Pre-tax net operating income	$2,463,000	1,831
Securities gains (losses)	$0	1,444
Applicable income taxes	$29,000	5,136
Income before extraordinary items	$2,434,000	1,444
Extraordinary gains, net	$0	29
Net income	$2,434,000	1,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-71,000	8,367
Cash dividends	$1,801,000	967
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,434,000	1,424
2007-03-31 (YTD Data)		Rank
Total interest income	$4,439,000	2,343
Total interest expense	$1,716,000	2,660
Net interest income	$2,723,000	2,125
Provision for loan and lease losses	$0	5,779
Total noninterest income	$1,141,000	1,183
Gross Fiduciary activities income	$26,000	932
Service charges on deposit accounts	$446,000	966
Trading account gains and fees	$0	195
Additional Noninterest Income	$669,000	1,109
Total noninterest expense	$2,697,000	1,720
Salaries and employee benefits	$1,749,000	1,480
Premises and equipment expense	$234,000	2,740
Additional noninterest expense	$714,000	1,864
Pre-tax net operating income	$1,167,000	1,906
Securities gains (losses)	$0	1,187
Applicable income taxes	$2,000	5,948
Income before extraordinary items	$1,165,000	1,482
Extraordinary gains, net	$0	22
Net income	$1,165,000	1,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-56,000	8,415
Cash dividends	$838,000	944
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,165,000	1,473
2006-12-31 (YTD Data)		Rank
Total interest income	$16,947,000	2,311
Total interest expense	$5,895,000	2,641
Net interest income	$11,052,000	2,096
Provision for loan and lease losses	$225,000	3,309
Total noninterest income	$4,465,000	1,202
Gross Fiduciary activities income	$106,000	926
Service charges on deposit accounts	$1,918,000	923
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,441,000	1,159
Total noninterest expense	$10,608,000	1,681
Salaries and employee benefits	$6,874,000	1,437
Premises and equipment expense	$990,000	2,500
Additional noninterest expense	$2,744,000	1,918
Pre-tax net operating income	$4,684,000	1,999
Securities gains (losses)	$-162,000	8,339
Applicable income taxes	$27,000	5,813
Income before extraordinary items	$4,495,000	1,613
Extraordinary gains, net	$0	51
Net income	$4,495,000	1,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-161,000	8,557
Cash dividends	$3,438,000	993
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,655,380	1,539
2006-09-30 (YTD Data)		Rank
Total interest income	$12,450,000	2,331
Total interest expense	$4,204,000	2,662
Net interest income	$8,246,000	2,129
Provision for loan and lease losses	$225,000	2,598
Total noninterest income	$3,239,000	1,240
Gross Fiduciary activities income	$84,000	905
Service charges on deposit accounts	$1,426,000	931
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,729,000	1,227
Total noninterest expense	$7,843,000	1,707
Salaries and employee benefits	$5,126,000	1,446
Premises and equipment expense	$715,000	2,585
Additional noninterest expense	$2,002,000	1,947
Pre-tax net operating income	$3,417,000	2,105
Securities gains (losses)	$-161,000	8,508
Applicable income taxes	$10,000	6,224
Income before extraordinary items	$3,246,000	1,715
Extraordinary gains, net	$0	45
Net income	$3,246,000	1,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-136,000	8,580
Cash dividends	$2,572,000	935
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,407,000	1,610
2006-06-30 (YTD Data)		Rank
Total interest income	$8,092,000	2,348
Total interest expense	$2,674,000	2,669
Net interest income	$5,418,000	2,155
Provision for loan and lease losses	$150,000	2,563
Total noninterest income	$2,047,000	1,288
Gross Fiduciary activities income	$56,000	927
Service charges on deposit accounts	$920,000	947
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,071,000	1,292
Total noninterest expense	$5,204,000	1,718
Salaries and employee benefits	$3,356,000	1,479
Premises and equipment expense	$469,000	2,614
Additional noninterest expense	$1,379,000	1,887
Pre-tax net operating income	$2,111,000	2,218
Securities gains (losses)	$-81,000	8,489
Applicable income taxes	$-7,000	8,475
Income before extraordinary items	$2,037,000	1,795
Extraordinary gains, net	$0	39
Net income	$2,037,000	1,796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-133,000	8,620
Cash dividends	$1,730,000	931
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,118,000	1,706
2006-03-31 (YTD Data)		Rank
Total interest income	$3,965,000	2,344
Total interest expense	$1,273,000	2,682
Net interest income	$2,692,000	2,154
Provision for loan and lease losses	$75,000	2,394
Total noninterest income	$1,061,000	1,226
Gross Fiduciary activities income	$31,000	911
Service charges on deposit accounts	$446,000	957
Trading account gains and fees	$0	115
Additional Noninterest Income	$584,000	1,194
Total noninterest expense	$2,597,000	1,723
Salaries and employee benefits	$1,654,000	1,504
Premises and equipment expense	$236,000	2,603
Additional noninterest expense	$707,000	1,849
Pre-tax net operating income	$1,081,000	2,147
Securities gains (losses)	$-17,000	8,348
Applicable income taxes	$-25,000	8,592
Income before extraordinary items	$1,089,000	1,646
Extraordinary gains, net	$0	21
Net income	$1,089,000	1,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-72,000	8,582
Cash dividends	$835,000	873
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,106,000	1,603
2005-12-31 (YTD Data)		Rank
Total interest income	$13,465,000	2,452
Total interest expense	$3,489,000	2,949
Net interest income	$9,976,000	2,223
Provision for loan and lease losses	$600,000	1,622
Total noninterest income	$4,191,000	1,233
Gross Fiduciary activities income	$121,000	914
Service charges on deposit accounts	$1,925,000	899
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,145,000	1,292
Total noninterest expense	$10,050,000	1,698
Salaries and employee benefits	$6,486,000	1,440
Premises and equipment expense	$1,016,000	2,335
Additional noninterest expense	$2,548,000	1,980
Pre-tax net operating income	$3,517,000	2,446
Securities gains (losses)	$-51,000	8,192
Applicable income taxes	$48,000	5,892
Income before extraordinary items	$3,418,000	2,003
Extraordinary gains, net	$0	46
Net income	$3,418,000	2,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-115,000	8,649
Cash dividends	$2,474,000	1,235
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,468,490	1,957
2005-09-30 (YTD Data)		Rank
Total interest income	$9,740,000	2,483
Total interest expense	$2,368,000	3,063
Net interest income	$7,372,000	2,223
Provision for loan and lease losses	$525,000	1,344
Total noninterest income	$3,120,000	1,248
Gross Fiduciary activities income	$96,000	889
Service charges on deposit accounts	$1,415,000	921
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,609,000	1,293
Total noninterest expense	$7,400,000	1,701
Salaries and employee benefits	$4,759,000	1,460
Premises and equipment expense	$766,000	2,313
Additional noninterest expense	$1,875,000	1,984
Pre-tax net operating income	$2,567,000	2,521
Securities gains (losses)	$-29,000	8,319
Applicable income taxes	$43,000	5,893
Income before extraordinary items	$2,495,000	2,069
Extraordinary gains, net	$0	35
Net income	$2,495,000	2,068
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-109,000	8,648
Cash dividends	$1,814,000	1,147
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,523,420	2,011
2005-06-30 (YTD Data)		Rank
Total interest income	$6,268,000	2,505
Total interest expense	$1,440,000	3,149
Net interest income	$4,828,000	2,241
Provision for loan and lease losses	$375,000	1,255
Total noninterest income	$1,956,000	1,290
Gross Fiduciary activities income	$61,000	907
Service charges on deposit accounts	$888,000	957
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,007,000	1,337
Total noninterest expense	$4,874,000	1,713
Salaries and employee benefits	$3,142,000	1,472
Premises and equipment expense	$483,000	2,410
Additional noninterest expense	$1,249,000	1,962
Pre-tax net operating income	$1,535,000	2,698
Securities gains (losses)	$-19,000	8,349
Applicable income taxes	$31,000	5,850
Income before extraordinary items	$1,485,000	2,248
Extraordinary gains, net	$0	30
Net income	$1,485,000	2,246
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-239,000	8,782
Cash dividends	$1,108,000	1,187
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,503,620	2,186
2005-03-31 (YTD Data)		Rank
Total interest income	$3,126,000	2,475
Total interest expense	$689,000	3,161
Net interest income	$2,437,000	2,202
Provision for loan and lease losses	$225,000	1,003
Total noninterest income	$971,000	1,272
Gross Fiduciary activities income	$33,000	894
Service charges on deposit accounts	$422,000	979
Trading account gains and fees	$0	115
Additional Noninterest Income	$516,000	1,312
Total noninterest expense	$2,390,000	1,747
Salaries and employee benefits	$1,539,000	1,516
Premises and equipment expense	$233,000	2,509
Additional noninterest expense	$618,000	1,984
Pre-tax net operating income	$793,000	2,594
Securities gains (losses)	$-3,000	8,297
Applicable income taxes	$7,000	6,248
Income before extraordinary items	$783,000	2,122
Extraordinary gains, net	$0	24
Net income	$783,000	2,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-218,000	8,876
Cash dividends	$597,000	1,070
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$785,970	2,086
2004-12-31 (YTD Data)		Rank
Total interest income	$11,153,000	2,558
Total interest expense	$2,681,000	2,884
Net interest income	$8,472,000	2,412
Provision for loan and lease losses	$825,000	1,251
Total noninterest income	$4,283,000	1,212
Gross Fiduciary activities income	$119,000	904
Service charges on deposit accounts	$2,051,000	843
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,113,000	1,268
Total noninterest expense	$9,484,000	1,707
Salaries and employee benefits	$5,941,000	1,498
Premises and equipment expense	$1,081,000	2,124
Additional noninterest expense	$2,462,000	1,980
Pre-tax net operating income	$2,446,000	3,065
Securities gains (losses)	$-214,000	8,809
Applicable income taxes	$23,000	6,489
Income before extraordinary items	$2,209,000	2,682
Extraordinary gains, net	$0	34
Net income	$2,209,000	2,685
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$248,000	2,260
Cash dividends	$1,619,000	1,636
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,420,860	2,450
2004-09-30 (YTD Data)		Rank
Total interest income	$8,128,000	2,587
Total interest expense	$1,978,000	2,873
Net interest income	$6,150,000	2,454
Provision for loan and lease losses	$600,000	1,230
Total noninterest income	$3,212,000	1,235
Gross Fiduciary activities income	$87,000	913
Service charges on deposit accounts	$1,545,000	844
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,580,000	1,282
Total noninterest expense	$7,063,000	1,710
Salaries and employee benefits	$4,434,000	1,498
Premises and equipment expense	$797,000	2,147
Additional noninterest expense	$1,832,000	1,963
Pre-tax net operating income	$1,699,000	3,294
Securities gains (losses)	$-217,000	8,943
Applicable income taxes	$13,000	6,704
Income before extraordinary items	$1,469,000	3,000
Extraordinary gains, net	$0	26
Net income	$1,469,000	3,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	3,478
Cash dividends	$1,244,000	1,467
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,683,830	2,633
2004-06-30 (YTD Data)		Rank
Total interest income	$5,294,000	2,637
Total interest expense	$1,303,000	2,889
Net interest income	$3,991,000	2,490
Provision for loan and lease losses	$375,000	1,294
Total noninterest income	$2,123,000	1,233
Gross Fiduciary activities income	$57,000	927
Service charges on deposit accounts	$1,006,000	855
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,060,000	1,267
Total noninterest expense	$4,641,000	1,729
Salaries and employee benefits	$2,932,000	1,509
Premises and equipment expense	$529,000	2,156
Additional noninterest expense	$1,180,000	2,038
Pre-tax net operating income	$1,098,000	3,316
Securities gains (losses)	$-88,000	8,965
Applicable income taxes	$9,000	6,693
Income before extraordinary items	$1,001,000	2,935
Extraordinary gains, net	$0	21
Net income	$1,001,000	2,936
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	2,047
Cash dividends	$869,000	1,443
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,088,120	2,661
2004-03-31 (YTD Data)		Rank
Total interest income	$2,648,000	2,632
Total interest expense	$652,000	2,926
Net interest income	$1,996,000	2,500
Provision for loan and lease losses	$150,000	1,414
Total noninterest income	$1,023,000	1,234
Gross Fiduciary activities income	$27,000	942
Service charges on deposit accounts	$480,000	873
Trading account gains and fees	$0	121
Additional Noninterest Income	$516,000	1,269
Total noninterest expense	$2,337,000	1,735
Salaries and employee benefits	$1,454,000	1,535
Premises and equipment expense	$264,000	2,178
Additional noninterest expense	$619,000	1,918
Pre-tax net operating income	$532,000	3,371
Securities gains (losses)	$-31,000	9,004
Applicable income taxes	$5,000	6,601
Income before extraordinary items	$496,000	2,956
Extraordinary gains, net	$0	16
Net income	$496,000	2,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	8,661
Cash dividends	$494,000	1,257
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$526,690	2,721
2003-12-31 (YTD Data)		Rank
Total interest income	$11,203,000	2,542
Total interest expense	$2,843,000	3,005
Net interest income	$8,360,000	2,321
Provision for loan and lease losses	$1,500,000	826
Total noninterest income	$4,523,000	1,216
Gross Fiduciary activities income	$88,000	985
Service charges on deposit accounts	$2,232,000	769
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,203,000	1,369
Total noninterest expense	$9,241,000	1,726
Salaries and employee benefits	$5,386,000	1,605
Premises and equipment expense	$1,132,000	2,014
Additional noninterest expense	$2,723,000	1,786
Pre-tax net operating income	$2,142,000	3,241
Securities gains (losses)	$12,000	3,514
Applicable income taxes	$23,000	6,728
Income before extraordinary items	$2,131,000	2,729
Extraordinary gains, net	$0	54
Net income	$2,131,000	2,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,537,000	670
Cash dividends	$1,837,000	1,486
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,119,120	2,609
2003-09-30 (YTD Data)		Rank
Total interest income	$8,471,000	2,560
Total interest expense	$2,177,000	3,050
Net interest income	$6,294,000	2,319
Provision for loan and lease losses	$1,350,000	696
Total noninterest income	$3,440,000	1,236
Gross Fiduciary activities income	$65,000	985
Service charges on deposit accounts	$1,663,000	782
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,712,000	1,396
Total noninterest expense	$6,812,000	1,758
Salaries and employee benefits	$4,030,000	1,604
Premises and equipment expense	$842,000	2,042
Additional noninterest expense	$1,940,000	1,851
Pre-tax net operating income	$1,572,000	3,421
Securities gains (losses)	$12,000	3,246
Applicable income taxes	$17,000	6,871
Income before extraordinary items	$1,567,000	2,871
Extraordinary gains, net	$0	40
Net income	$1,567,000	2,871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,513,000	537
Cash dividends	$1,281,000	1,452
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,555,120	2,743
2003-06-30 (YTD Data)		Rank
Total interest income	$5,695,000	2,557
Total interest expense	$1,481,000	3,086
Net interest income	$4,214,000	2,300
Provision for loan and lease losses	$900,000	691
Total noninterest income	$2,218,000	1,264
Gross Fiduciary activities income	$38,000	1,012
Service charges on deposit accounts	$1,079,000	803
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,101,000	1,410
Total noninterest expense	$4,452,000	1,778
Salaries and employee benefits	$2,665,000	1,612
Premises and equipment expense	$556,000	2,058
Additional noninterest expense	$1,231,000	1,946
Pre-tax net operating income	$1,080,000	3,332
Securities gains (losses)	$11,000	2,898
Applicable income taxes	$11,000	6,920
Income before extraordinary items	$1,080,000	2,813
Extraordinary gains, net	$0	30
Net income	$1,080,000	2,812
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$751,000	626
Cash dividends	$851,000	1,508
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,069,110	2,672
2003-03-31 (YTD Data)		Rank
Total interest income	$2,864,000	2,554
Total interest expense	$754,000	3,100
Net interest income	$2,110,000	2,307
Provision for loan and lease losses	$450,000	656
Total noninterest income	$1,044,000	1,298
Gross Fiduciary activities income	$19,000	1,026
Service charges on deposit accounts	$479,000	861
Trading account gains and fees	$0	134
Additional Noninterest Income	$546,000	1,390
Total noninterest expense	$2,235,000	1,765
Salaries and employee benefits	$1,341,000	1,586
Premises and equipment expense	$275,000	2,071
Additional noninterest expense	$619,000	1,892
Pre-tax net operating income	$469,000	3,656
Securities gains (losses)	$11,000	2,147
Applicable income taxes	$4,000	6,977
Income before extraordinary items	$476,000	3,055
Extraordinary gains, net	$0	21
Net income	$476,000	3,053
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	8,300
Cash dividends	$251,000	1,944
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$465,110	2,950
2002-12-31 (YTD Data)		Rank
Total interest income	$12,425,000	2,486
Total interest expense	$3,621,000	3,000
Net interest income	$8,804,000	2,199
Provision for loan and lease losses	$1,877,000	787
Total noninterest income	$4,205,000	1,201
Gross Fiduciary activities income	$38,000	1,175
Service charges on deposit accounts	$2,141,000	757
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,026,000	1,298
Total noninterest expense	$8,633,000	1,752
Salaries and employee benefits	$5,166,000	1,571
Premises and equipment expense	$982,000	2,219
Additional noninterest expense	$2,485,000	1,866
Pre-tax net operating income	$2,499,000	2,879
Securities gains (losses)	$363,000	797
Applicable income taxes	$28,000	6,884
Income before extraordinary items	$2,834,000	2,107
Extraordinary gains, net	$0	70
Net income	$2,834,000	2,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,288,000	774
Cash dividends	$2,092,000	1,266
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,474,630	2,296
2001-12-31 (YTD Data)		Rank
Total interest income	$14,981,000	2,277
Total interest expense	$6,315,000	2,535
Net interest income	$8,666,000	2,063
Provision for loan and lease losses	$1,350,000	989
Total noninterest income	$3,834,000	1,224
Gross Fiduciary activities income	$12,000	1,388
Service charges on deposit accounts	$2,027,000	735
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,795,000	1,336
Total noninterest expense	$8,277,000	1,762
Salaries and employee benefits	$5,156,000	1,473
Premises and equipment expense	$977,000	2,188
Additional noninterest expense	$2,144,000	2,096
Pre-tax net operating income	$2,873,000	2,363
Securities gains (losses)	$133,000	1,503
Applicable income taxes	$50,000	6,706
Income before extraordinary items	$2,956,000	1,781
Extraordinary gains, net	$0	105
Net income	$2,956,000	1,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$616,000	1,340
Cash dividends	$1,672,000	1,528
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,825,660	1,794
2000-12-31 (YTD Data)		Rank
Total interest income	$16,189,000	2,174
Total interest expense	$7,313,000	2,318
Net interest income	$8,876,000	1,993
Provision for loan and lease losses	$390,000	2,319
Total noninterest income	$2,473,000	1,602
Gross Fiduciary activities income	$17,000	1,169
Service charges on deposit accounts	$1,335,000	1,012
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,121,000	1,725
Total noninterest expense	$7,171,000	1,944
Salaries and employee benefits	$4,720,000	1,502
Premises and equipment expense	$948,000	2,183
Additional noninterest expense	$1,503,000	2,816
Pre-tax net operating income	$3,788,000	1,929
Securities gains (losses)	$-289,000	9,634
Applicable income taxes	$8,000	8,119
Income before extraordinary items	$3,491,000	1,510
Extraordinary gains, net	$0	38
Net income	$3,491,000	1,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$302,000	1,810
Cash dividends	$981,000	2,340
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,780,000	1,386
1999-12-31 (YTD Data)		Rank
Total interest income	$13,218,000	2,484
Total interest expense	$5,612,000	2,625
Net interest income	$7,606,000	2,321
Provision for loan and lease losses	$240,000	3,119
Total noninterest income	$2,635,000	1,508
Gross Fiduciary activities income	$10,000	1,265
Service charges on deposit accounts	$1,030,000	1,280
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,595,000	1,339
Total noninterest expense	$6,335,000	2,146
Salaries and employee benefits	$3,936,000	1,755
Premises and equipment expense	$1,015,000	2,026
Additional noninterest expense	$1,384,000	3,064
Pre-tax net operating income	$3,666,000	1,999
Securities gains (losses)	$-134,000	9,993
Applicable income taxes	$1,009,000	2,203
Income before extraordinary items	$2,523,000	2,089
Extraordinary gains, net	$0	35
Net income	$2,523,000	2,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,000	2,719
Cash dividends	$583,000	3,226
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,618,140	1,992
1998-12-31 (YTD Data)		Rank
Total interest income	$13,026,000	2,509
Total interest expense	$5,428,000	2,775
Net interest income	$7,598,000	2,249
Provision for loan and lease losses	$120,000	4,610
Total noninterest income	$2,448,000	1,564
Gross Fiduciary activities income	$11,000	1,282
Service charges on deposit accounts	$861,000	1,460
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,576,000	1,357
Total noninterest expense	$6,057,000	2,151
Salaries and employee benefits	$3,834,000	1,722
Premises and equipment expense	$1,035,000	1,913
Additional noninterest expense	$1,188,000	3,401
Pre-tax net operating income	$3,869,000	1,888
Securities gains (losses)	$391,000	634
Applicable income taxes	$1,203,000	1,994
Income before extraordinary items	$3,057,000	1,712
Extraordinary gains, net	$0	32
Net income	$3,057,000	1,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	5,174
Cash dividends	$1,747,000	1,484
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,775,480	1,814
1997-12-31 (YTD Data)		Rank
Total interest income	$11,929,000	2,751
Total interest expense	$4,879,000	3,051
Net interest income	$7,050,000	2,461
Provision for loan and lease losses	$120,000	4,629
Total noninterest income	$2,065,000	1,718
Gross Fiduciary activities income	$6,000	1,371
Service charges on deposit accounts	$842,000	1,547
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,217,000	1,541
Total noninterest expense	$5,594,000	2,305
Salaries and employee benefits	$3,437,000	1,913
Premises and equipment expense	$1,045,000	1,903
Additional noninterest expense	$1,112,000	3,570
Pre-tax net operating income	$3,401,000	2,218
Securities gains (losses)	$-10,000	10,039
Applicable income taxes	$1,023,000	2,388
Income before extraordinary items	$2,368,000	2,224
Extraordinary gains, net	$0	44
Net income	$2,368,000	2,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	3,752
Cash dividends	$180,000	5,601
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,375,000	2,162
1996-12-31 (YTD Data)		Rank
Total interest income	$10,638,000	3,089
Total interest expense	$4,379,000	3,402
Net interest income	$6,259,000	2,828
Provision for loan and lease losses	$60,000	6,086
Total noninterest income	$1,781,000	2,022
Gross Fiduciary activities income	$3,000	1,477
Service charges on deposit accounts	$784,000	1,715
Trading account gains and fees	$0	262
Additional Noninterest Income	$994,000	1,830
Total noninterest expense	$5,205,000	2,615
Salaries and employee benefits	$3,195,000	2,091
Premises and equipment expense	$918,000	2,169
Additional noninterest expense	$1,092,000	4,082
Pre-tax net operating income	$2,775,000	2,533
Securities gains (losses)	$-106,000	11,224
Applicable income taxes	$687,000	3,225
Income before extraordinary items	$1,982,000	2,481
Extraordinary gains, net	$0	53
Net income	$1,982,000	2,482
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	8,019
Cash dividends	$180,000	5,668
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,060,440	2,340
1995-12-31 (YTD Data)		Rank
Total interest income	$9,222,000	3,541
Total interest expense	$3,667,000	3,987
Net interest income	$5,555,000	3,199
Provision for loan and lease losses	$0	8,958
Total noninterest income	$1,666,000	2,123
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$633,000	2,144
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,033,000	1,766
Total noninterest expense	$4,774,000	2,833
Salaries and employee benefits	$2,883,000	2,302
Premises and equipment expense	$849,000	2,354
Additional noninterest expense	$1,042,000	4,210
Pre-tax net operating income	$2,447,000	2,909
Securities gains (losses)	$182,000	712
Applicable income taxes	$627,000	3,558
Income before extraordinary items	$2,002,000	2,514
Extraordinary gains, net	$0	65
Net income	$2,002,000	2,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	3,739
Cash dividends	$120,000	6,469
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,863,680	2,630
1994-12-31 (YTD Data)		Rank
Total interest income	$7,669,000	3,886
Total interest expense	$2,782,000	4,235
Net interest income	$4,887,000	3,637
Provision for loan and lease losses	$0	9,146
Total noninterest income	$1,601,000	2,175
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$475,000	2,910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,126,000	1,700
Total noninterest expense	$4,761,000	2,897
Salaries and employee benefits	$2,653,000	2,519
Premises and equipment expense	$804,000	2,516
Additional noninterest expense	$1,309,000	3,756
Pre-tax net operating income	$1,722,000	3,920
Securities gains (losses)	$-465,000	12,225
Applicable income taxes	$79,000	9,837
Income before extraordinary items	$1,178,000	3,931
Extraordinary gains, net	$0	249
Net income	$1,178,000	3,936
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,696
Cash dividends	$120,000	6,524
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,615,100	3,004
1993-12-31 (YTD Data)		Rank
Total interest income	$6,809,000	4,425
Total interest expense	$2,656,000	4,569
Net interest income	$4,153,000	4,254
Provision for loan and lease losses	$139,000	4,861
Total noninterest income	$2,458,000	1,700
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$414,000	3,342
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,044,000	1,239
Total noninterest expense	$4,478,000	3,130
Salaries and employee benefits	$2,654,000	2,501
Premises and equipment expense	$571,000	3,475
Additional noninterest expense	$1,253,000	4,041
Pre-tax net operating income	$1,994,000	3,322
Securities gains (losses)	$20,000	4,664
Applicable income taxes	$537,000	3,934
Income before extraordinary items	$1,477,000	3,289
Extraordinary gains, net	$0	3,149
Net income	$1,477,000	3,390
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	8,470
Cash dividends	$170,000	5,821
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,462,400	3,139
1992-12-31 (YTD Data)		Rank
Total interest income	$7,233,000	4,696
Total interest expense	$3,329,000	4,742
Net interest income	$3,904,000	4,548
Provision for loan and lease losses	$244,000	4,650
Total noninterest income	$1,620,000	2,257
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$396,000	3,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,224,000	1,751
Total noninterest expense	$3,477,000	3,950
Salaries and employee benefits	$1,936,000	3,298
Premises and equipment expense	$484,000	4,085
Additional noninterest expense	$1,057,000	4,834
Pre-tax net operating income	$1,803,000	3,424
Securities gains (losses)	$98,000	3,033
Applicable income taxes	$520,000	3,869
Income before extraordinary items	$1,381,000	3,325
Extraordinary gains, net	$0	1,422
Net income	$1,381,000	3,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	7,883
Cash dividends	$120,000	6,190
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,309,460	3,249

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.