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Resource Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0163%2,051
Percentage Net Loans Charged-off: Total real estate loans0.0064%861
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0211%406
Percentage Net Loans Charged-off: Home equity loans-0.0117%4,280
All other 1-4 family - Percent of loans charged-off, net0.0269%358
Percentage Net Loans Charged-off: Commercial and industrial-0.0034%3,655
Percentage Net Loans Charged-off: Loans to individuals0.2419%1,816
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.2419%1,690
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0193%1,739
Percentage Net Loans Charged-off: Total real estate loans0.0098%647
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0322%290
Percentage Net Loans Charged-off: Home equity loans-0.0156%4,335
All other 1-4 family - Percent of loans charged-off, net0.0408%251
Percentage Net Loans Charged-off: Commercial and industrial-0.0046%3,625
Percentage Net Loans Charged-off: Loans to individuals0.2866%1,483
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.2866%1,405
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0088%1,872
Percentage Net Loans Charged-off: Total real estate loans-0.0055%3,866
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0183%4,145
Percentage Net Loans Charged-off: Home equity loans-0.0236%4,393
All other 1-4 family - Percent of loans charged-off, net-0.0173%4,122
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,179
Percentage Net Loans Charged-off: Loans to individuals0.4414%1,072
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.4414%1,043
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0038%1,856
Percentage Net Loans Charged-off: Total real estate loans-0.0045%3,872
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0151%4,176
Percentage Net Loans Charged-off: Home equity loans-0.0483%4,549
All other 1-4 family - Percent of loans charged-off, net-0.0089%4,071
Percentage Net Loans Charged-off: Commercial and industrial-0.0136%3,794
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,892
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0029%2,388
Percentage Net Loans Charged-off: Total real estate loans-0.0094%3,808
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0302%4,195
Percentage Net Loans Charged-off: Home equity loans-0.0145%4,353
All other 1-4 family - Percent of loans charged-off, net-0.0327%4,247
Percentage Net Loans Charged-off: Commercial and industrial-0.0034%3,439
Percentage Net Loans Charged-off: Loans to individuals0.0686%2,295
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.0686%2,210
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%2,349
Percentage Net Loans Charged-off: Total real estate loans-0.0107%3,845
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0340%4,248
Percentage Net Loans Charged-off: Home equity loans-0.0100%4,376
All other 1-4 family - Percent of loans charged-off, net-0.0378%4,310
Percentage Net Loans Charged-off: Commercial and industrial-0.0044%3,371
Percentage Net Loans Charged-off: Loans to individuals0.0916%1,968
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0916%1,890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0005%2,989
Percentage Net Loans Charged-off: Total real estate loans-0.0130%3,856
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0412%4,204
Percentage Net Loans Charged-off: Home equity loans-0.0157%3,245
All other 1-4 family - Percent of loans charged-off, net-0.0451%4,260
Percentage Net Loans Charged-off: Commercial and industrial0.0000%925
Percentage Net Loans Charged-off: Loans to individuals0.1407%1,622
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1407%1,553
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0144%3,744
Percentage Net Loans Charged-off: Total real estate loans-0.0209%4,156
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0657%4,391
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0756%4,435
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals0.1882%1,318
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1882%1,237
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1355%684
Percentage Net Loans Charged-off: Total real estate loans-0.0057%3,591
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0165%3,852
Percentage Net Loans Charged-off: Home equity loans-0.0075%3,175
All other 1-4 family - Percent of loans charged-off, net-0.0180%3,918
Percentage Net Loans Charged-off: Commercial and industrial1.0637%201
Percentage Net Loans Charged-off: Loans to individuals-0.0722%4,124
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0722%4,077
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1835%470
Percentage Net Loans Charged-off: Total real estate loans-0.0053%3,618
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0152%3,908
Percentage Net Loans Charged-off: Home equity loans-0.0099%3,265
All other 1-4 family - Percent of loans charged-off, net-0.0161%3,968
Percentage Net Loans Charged-off: Commercial and industrial1.3149%135
Percentage Net Loans Charged-off: Loans to individuals-0.0325%3,844
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0325%3,804
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2769%320
Percentage Net Loans Charged-off: Total real estate loans-0.0044%3,664
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0127%3,942
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0148%4,014
Percentage Net Loans Charged-off: Commercial and industrial1.8461%89
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0212%1,315
Percentage Net Loans Charged-off: Total real estate loans-0.0030%3,631
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0087%3,923
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0102%4,004
Percentage Net Loans Charged-off: Commercial and industrial-0.0080%3,591
Percentage Net Loans Charged-off: Loans to individuals0.1005%1,450
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1005%1,340
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0314%2,403
Percentage Net Loans Charged-off: Total real estate loans0.0323%1,191
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0974%504
Percentage Net Loans Charged-off: Home equity loans0.0914%217
All other 1-4 family - Percent of loans charged-off, net0.0985%484
Percentage Net Loans Charged-off: Commercial and industrial-0.0067%3,846
Percentage Net Loans Charged-off: Loans to individuals0.1560%2,225
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1560%2,124
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0472%1,938
Percentage Net Loans Charged-off: Total real estate loans0.0482%838
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.1422%331
Percentage Net Loans Charged-off: Home equity loans0.1204%168
All other 1-4 family - Percent of loans charged-off, net0.1462%313
Percentage Net Loans Charged-off: Commercial and industrial-0.0030%3,720
Percentage Net Loans Charged-off: Loans to individuals0.2105%1,923
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2105%1,798
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0117%2,541
Percentage Net Loans Charged-off: Total real estate loans0.0077%1,265
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0283%792
Percentage Net Loans Charged-off: Home equity loans0.1769%121
All other 1-4 family - Percent of loans charged-off, net0.0000%1,087
Percentage Net Loans Charged-off: Commercial and industrial-0.0212%4,020
Percentage Net Loans Charged-off: Loans to individuals-0.0535%4,301
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0535%4,248
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0193%1,976
Percentage Net Loans Charged-off: Total real estate loans0.0124%896
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0435%568
Percentage Net Loans Charged-off: Home equity loans0.3446%65
All other 1-4 family - Percent of loans charged-off, net-0.0156%4,304
Percentage Net Loans Charged-off: Commercial and industrial-0.0314%4,039
Percentage Net Loans Charged-off: Loans to individuals-0.1087%4,414
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1087%4,381
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0264%2,867
Percentage Net Loans Charged-off: Total real estate loans-0.0072%4,168
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0141%4,313
Percentage Net Loans Charged-off: Home equity loans-0.0325%3,589
All other 1-4 family - Percent of loans charged-off, net-0.0104%4,254
Percentage Net Loans Charged-off: Commercial and industrial0.1848%1,479
Percentage Net Loans Charged-off: Loans to individuals0.7465%1,109
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7465%1,008
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0053%3,203
Percentage Net Loans Charged-off: Total real estate loans-0.0080%4,173
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0159%4,381
Percentage Net Loans Charged-off: Home equity loans-0.0523%3,683
All other 1-4 family - Percent of loans charged-off, net-0.0087%4,241
Percentage Net Loans Charged-off: Commercial and industrial-0.0357%4,200
Percentage Net Loans Charged-off: Loans to individuals1.0248%740
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0248%667
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0173%2,536
Percentage Net Loans Charged-off: Total real estate loans0.0193%1,180
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0563%732
Percentage Net Loans Charged-off: Home equity loans0.3804%81
All other 1-4 family - Percent of loans charged-off, net-0.0078%4,221
Percentage Net Loans Charged-off: Commercial and industrial-0.0384%4,233
Percentage Net Loans Charged-off: Loans to individuals-0.0653%4,520
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0653%4,488
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0413%1,681
Percentage Net Loans Charged-off: Total real estate loans0.0514%632
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.1433%357
Percentage Net Loans Charged-off: Home equity loans0.8951%37
All other 1-4 family - Percent of loans charged-off, net-0.0052%4,213
Percentage Net Loans Charged-off: Commercial and industrial-0.0321%4,186
Percentage Net Loans Charged-off: Loans to individuals-0.2645%4,830
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2645%4,798
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0101%3,332
Percentage Net Loans Charged-off: Total real estate loans0.0037%2,200
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0166%1,718
Percentage Net Loans Charged-off: Home equity loans-0.0205%3,636
All other 1-4 family - Percent of loans charged-off, net0.0238%1,512
Percentage Net Loans Charged-off: Commercial and industrial-0.0441%4,374
Percentage Net Loans Charged-off: Loans to individuals0.2704%2,186
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2704%2,073
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0140%2,922
Percentage Net Loans Charged-off: Total real estate loans0.0067%1,779
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0252%1,360
Percentage Net Loans Charged-off: Home equity loans-0.0185%3,653
All other 1-4 family - Percent of loans charged-off, net0.0335%1,183
Percentage Net Loans Charged-off: Commercial and industrial-0.0418%4,351
Percentage Net Loans Charged-off: Loans to individuals0.4096%1,604
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4096%1,498
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0213%2,458
Percentage Net Loans Charged-off: Total real estate loans0.0127%1,381
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0403%1,028
Percentage Net Loans Charged-off: Home equity loans-0.0141%3,653
All other 1-4 family - Percent of loans charged-off, net0.0506%891
Percentage Net Loans Charged-off: Commercial and industrial-0.0453%4,384
Percentage Net Loans Charged-off: Loans to individuals0.7035%1,025
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7035%919
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0156%2,207
Percentage Net Loans Charged-off: Total real estate loans-0.0068%4,291
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0090%4,444
Percentage Net Loans Charged-off: Home equity loans-0.0289%3,818
All other 1-4 family - Percent of loans charged-off, net-0.0053%4,378
Percentage Net Loans Charged-off: Commercial and industrial-0.0365%4,305
Percentage Net Loans Charged-off: Loans to individuals1.5819%484
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5819%423
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0710%2,434
Percentage Net Loans Charged-off: Total real estate loans0.0633%1,317
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.1740%679
Percentage Net Loans Charged-off: Home equity loans0.3544%166
All other 1-4 family - Percent of loans charged-off, net0.1399%829
Percentage Net Loans Charged-off: Commercial and industrial0.1946%1,522
Percentage Net Loans Charged-off: Loans to individuals-0.0695%5,023
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0695%4,959
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0484%2,465
Percentage Net Loans Charged-off: Total real estate loans0.0297%1,596
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0844%1,052
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.1007%936
Percentage Net Loans Charged-off: Commercial and industrial0.3014%1,033
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,384
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,260
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0718%1,913
Percentage Net Loans Charged-off: Total real estate loans0.0469%1,221
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.1324%750
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.1585%635
Percentage Net Loans Charged-off: Commercial and industrial0.4636%699
Percentage Net Loans Charged-off: Loans to individuals0.1362%2,537
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1362%2,400
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0874%1,471
Percentage Net Loans Charged-off: Total real estate loans0.1132%596
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.3185%335
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.3834%279
Percentage Net Loans Charged-off: Commercial and industrial-0.0725%4,713
Percentage Net Loans Charged-off: Loans to individuals-0.2724%5,253
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2724%5,210
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0112%4,963
Percentage Net Loans Charged-off: Total real estate loans-0.0071%4,702
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0190%5,095
Percentage Net Loans Charged-off: Home equity loans-0.0147%3,966
All other 1-4 family - Percent of loans charged-off, net-0.0200%5,126
Percentage Net Loans Charged-off: Commercial and industrial-0.0859%4,963
Percentage Net Loans Charged-off: Loans to individuals0.1758%2,872
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1758%2,724
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0118%4,834
Percentage Net Loans Charged-off: Total real estate loans-0.0042%4,497
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0110%4,922
Percentage Net Loans Charged-off: Home equity loans-0.0195%3,994
All other 1-4 family - Percent of loans charged-off, net-0.0091%4,917
Percentage Net Loans Charged-off: Commercial and industrial-0.0907%4,951
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,388
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,251
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0171%4,881
Percentage Net Loans Charged-off: Total real estate loans-0.0053%4,573
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0140%5,000
Percentage Net Loans Charged-off: Home equity loans-0.0294%4,076
All other 1-4 family - Percent of loans charged-off, net-0.0104%4,970
Percentage Net Loans Charged-off: Commercial and industrial-0.1072%5,044
Percentage Net Loans Charged-off: Loans to individuals-0.2212%5,414
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2212%5,354
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0242%4,964
Percentage Net Loans Charged-off: Total real estate loans-0.0063%4,604
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0170%5,087
Percentage Net Loans Charged-off: Home equity loans-0.0582%4,181
All other 1-4 family - Percent of loans charged-off, net-0.0070%4,889
Percentage Net Loans Charged-off: Commercial and industrial-0.1287%5,195
Percentage Net Loans Charged-off: Loans to individuals-0.5972%5,670
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5972%5,623
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0152%3,986
Percentage Net Loans Charged-off: Total real estate loans0.0653%2,051
Percentage Net Loans Charged-off:Construction & development0.2963%436
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1356%1,467
Percentage Net Loans Charged-off: Home equity loans0.5838%234
All other 1-4 family - Percent of loans charged-off, net0.0058%2,856
Percentage Net Loans Charged-off: Commercial and industrial-0.4337%5,628
Percentage Net Loans Charged-off: Loans to individuals1.3768%526
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3768%464
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0143%5,096
Percentage Net Loans Charged-off: Total real estate loans-0.0036%4,781
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.0102%5,250
Percentage Net Loans Charged-off: Home equity loans-0.0798%4,356
All other 1-4 family - Percent of loans charged-off, net0.0106%2,536
Percentage Net Loans Charged-off: Commercial and industrial-0.1668%5,331
Percentage Net Loans Charged-off: Loans to individuals0.7475%1,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7475%933
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0083%4,878
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,722
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,507
Percentage Net Loans Charged-off: Home equity loans-0.0794%4,398
All other 1-4 family - Percent of loans charged-off, net0.0244%2,114
Percentage Net Loans Charged-off: Commercial and industrial-0.1478%5,314
Percentage Net Loans Charged-off: Loans to individuals0.9051%789
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9051%718
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0100%3,000
Percentage Net Loans Charged-off: Total real estate loans0.0044%2,027
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0125%1,749
Percentage Net Loans Charged-off: Home equity loans-0.1040%4,487
All other 1-4 family - Percent of loans charged-off, net0.0493%1,392
Percentage Net Loans Charged-off: Commercial and industrial-0.1484%5,384
Percentage Net Loans Charged-off: Loans to individuals2.6975%257
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.6975%228
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1164%6,153
Percentage Net Loans Charged-off: Total real estate loans-0.0730%6,017
Percentage Net Loans Charged-off:Construction & development-3.4836%5,888
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.2913%1,206
Percentage Net Loans Charged-off: Home equity loans0.6860%309
All other 1-4 family - Percent of loans charged-off, net0.1460%1,909
Percentage Net Loans Charged-off: Commercial and industrial-0.6189%5,982
Percentage Net Loans Charged-off: Loans to individuals1.7718%467
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7718%420
Percentage Net Loans Charged-off: All other loans and lease-0.0678%5,560
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1587%6,254
Percentage Net Loans Charged-off: Total real estate loans-0.1635%6,270
Percentage Net Loans Charged-off:Construction & development-4.6804%5,955
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.2021%1,475
Percentage Net Loans Charged-off: Home equity loans0.4766%402
All other 1-4 family - Percent of loans charged-off, net0.0981%2,084
Percentage Net Loans Charged-off: Commercial and industrial-0.4841%5,967
Percentage Net Loans Charged-off: Loans to individuals1.9843%378
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9849%339
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1829%6,323
Percentage Net Loans Charged-off: Total real estate loans-0.2473%6,404
Percentage Net Loans Charged-off:Construction & development-7.3859%6,004
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.3072%1,055
Percentage Net Loans Charged-off: Home equity loans0.7036%278
All other 1-4 family - Percent of loans charged-off, net0.1509%1,629
Percentage Net Loans Charged-off: Commercial and industrial-0.2017%5,664
Percentage Net Loans Charged-off: Loans to individuals2.9906%232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.9906%212
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0442%2,767
Percentage Net Loans Charged-off: Total real estate loans0.0956%1,660
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2798%991
Percentage Net Loans Charged-off: Home equity loans0.1978%460
All other 1-4 family - Percent of loans charged-off, net0.3133%891
Percentage Net Loans Charged-off: Commercial and industrial-0.2418%5,798
Percentage Net Loans Charged-off: Loans to individuals-0.2338%5,774
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2338%5,718
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1274%3,543
Percentage Net Loans Charged-off: Total real estate loans0.1196%2,989
Percentage Net Loans Charged-off:Construction & development2.4924%501
Percentage Net Loans Charged-off: Commercial real estate-0.0705%6,285
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0210%3,845
Percentage Net Loans Charged-off: Home equity loans0.1243%1,197
All other 1-4 family - Percent of loans charged-off, net-0.0281%6,207
Percentage Net Loans Charged-off: Commercial and industrial0.0656%2,712
Percentage Net Loans Charged-off: Loans to individuals6.5034%90
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.5034%82
Percentage Net Loans Charged-off: All other loans and lease-0.1171%5,833
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2055%2,594
Percentage Net Loans Charged-off: Total real estate loans0.2034%2,143
Percentage Net Loans Charged-off:Construction & development3.2063%385
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0283%3,469
Percentage Net Loans Charged-off: Home equity loans0.1645%1,023
All other 1-4 family - Percent of loans charged-off, net-0.0382%6,269
Percentage Net Loans Charged-off: Commercial and industrial0.1185%2,195
Percentage Net Loans Charged-off: Loans to individuals8.9321%59
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual8.9321%52
Percentage Net Loans Charged-off: All other loans and lease-0.1579%5,923
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1643%2,799
Percentage Net Loans Charged-off: Total real estate loans0.2675%1,776
Percentage Net Loans Charged-off:Construction & development4.1987%305
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential-0.0619%6,382
Percentage Net Loans Charged-off: Home equity loans-0.0702%4,799
All other 1-4 family - Percent of loans charged-off, net-0.0578%6,350
Percentage Net Loans Charged-off: Commercial and industrial-0.1367%5,753
Percentage Net Loans Charged-off: Loans to individuals0.4599%1,863
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4599%1,739
Percentage Net Loans Charged-off: All other loans and lease-0.2031%5,947
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4108%1,423
Percentage Net Loans Charged-off: Total real estate loans0.5587%935
Percentage Net Loans Charged-off:Construction & development7.6241%149
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0389%6,277
Percentage Net Loans Charged-off: Home equity loans-0.1165%4,860
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial-0.1291%5,743
Percentage Net Loans Charged-off: Loans to individuals2.2205%461
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2205%415
Percentage Net Loans Charged-off: All other loans and lease-0.1158%5,900
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0683%1,000
Percentage Net Loans Charged-off: Total real estate loans0.7859%1,308
Percentage Net Loans Charged-off:Construction & development8.9987%280
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,215
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.4407%1,974
Percentage Net Loans Charged-off: Home equity loans1.2687%531
All other 1-4 family - Percent of loans charged-off, net-0.0206%6,560
Percentage Net Loans Charged-off: Commercial and industrial4.2960%342
Percentage Net Loans Charged-off: Loans to individuals4.4952%224
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.4952%219
Percentage Net Loans Charged-off: All other loans and lease-0.7739%6,339
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0745%4,664
Percentage Net Loans Charged-off: Total real estate loans0.2247%2,937
Percentage Net Loans Charged-off:Construction & development1.0637%1,348
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,867
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.4352%1,919
Percentage Net Loans Charged-off: Home equity loans1.3722%467
All other 1-4 family - Percent of loans charged-off, net-0.0987%6,832
Percentage Net Loans Charged-off: Commercial and industrial0.0355%3,104
Percentage Net Loans Charged-off: Loans to individuals4.0712%260
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.0712%244
Percentage Net Loans Charged-off: All other loans and lease-1.0358%6,410
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0569%4,618
Percentage Net Loans Charged-off: Total real estate loans0.3478%2,284
Percentage Net Loans Charged-off:Construction & development1.7469%1,027
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.6669%1,335
Percentage Net Loans Charged-off: Home equity loans2.0467%294
All other 1-4 family - Percent of loans charged-off, net-0.1453%6,909
Percentage Net Loans Charged-off: Commercial and industrial-0.3147%6,448
Percentage Net Loans Charged-off: Loans to individuals4.5510%240
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.5510%230
Percentage Net Loans Charged-off: All other loans and lease-1.5586%6,453
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1299%3,327
Percentage Net Loans Charged-off: Total real estate loans0.6943%1,268
Percentage Net Loans Charged-off:Construction & development3.5584%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential1.3052%644
Percentage Net Loans Charged-off: Home equity loans4.0955%136
All other 1-4 family - Percent of loans charged-off, net-0.3980%7,067
Percentage Net Loans Charged-off: Commercial and industrial-0.5438%6,631
Percentage Net Loans Charged-off: Loans to individuals9.4620%105
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual9.4620%105
Percentage Net Loans Charged-off: All other loans and lease-2.8788%6,477
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4163%3,342
Percentage Net Loans Charged-off: Total real estate loans0.5573%2,491
Percentage Net Loans Charged-off:Construction & development5.1198%961
Percentage Net Loans Charged-off: Commercial real estate0.0161%3,515
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.4280%2,449
Percentage Net Loans Charged-off: Home equity loans0.6530%1,097
All other 1-4 family - Percent of loans charged-off, net0.2105%3,275
Percentage Net Loans Charged-off: Commercial and industrial0.1149%3,727
Percentage Net Loans Charged-off: Loans to individuals2.6129%577
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3963%551
Percentage Net Loans Charged-off: All other loans and lease-0.0518%6,102
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5280%2,646
Percentage Net Loans Charged-off: Total real estate loans0.6876%1,975
Percentage Net Loans Charged-off:Construction & development6.4394%694
Percentage Net Loans Charged-off: Commercial real estate-0.0500%6,995
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.5195%1,959
Percentage Net Loans Charged-off: Home equity loans0.8727%825
All other 1-4 family - Percent of loans charged-off, net0.1356%3,387
Percentage Net Loans Charged-off: Commercial and industrial0.3526%2,678
Percentage Net Loans Charged-off: Loans to individuals1.6374%944
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4653%884
Percentage Net Loans Charged-off: All other loans and lease-0.0683%6,162
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5087%2,575
Percentage Net Loans Charged-off: Total real estate loans0.8918%1,545
Percentage Net Loans Charged-off:Construction & development8.9838%467
Percentage Net Loans Charged-off: Commercial real estate-0.0754%7,075
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.3016%2,453
Percentage Net Loans Charged-off: Home equity loans0.3345%1,125
All other 1-4 family - Percent of loans charged-off, net0.2597%2,488
Percentage Net Loans Charged-off: Commercial and industrial0.6282%1,984
Percentage Net Loans Charged-off: Loans to individuals1.5827%963
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3603%900
Percentage Net Loans Charged-off: All other loans and lease-1.3124%6,507
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3040%1,061
Percentage Net Loans Charged-off: Total real estate loans1.7799%661
Percentage Net Loans Charged-off:Construction & development16.0578%201
Percentage Net Loans Charged-off: Commercial real estate-0.1512%7,184
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.4972%1,560
Percentage Net Loans Charged-off: Home equity loans0.4654%743
All other 1-4 family - Percent of loans charged-off, net0.5390%1,395
Percentage Net Loans Charged-off: Commercial and industrial0.9210%1,308
Percentage Net Loans Charged-off: Loans to individuals2.2599%653
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7768%624
Percentage Net Loans Charged-off: All other loans and lease-0.3569%6,357
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0855%2,051
Percentage Net Loans Charged-off: Total real estate loans0.6753%2,503
Percentage Net Loans Charged-off:Construction & development2.4215%1,925
Percentage Net Loans Charged-off: Commercial real estate0.1062%3,177
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.4903%2,313
Percentage Net Loans Charged-off: Home equity loans0.9417%906
All other 1-4 family - Percent of loans charged-off, net-0.1752%7,444
Percentage Net Loans Charged-off: Commercial and industrial0.2671%3,850
Percentage Net Loans Charged-off: Loans to individuals2.2468%953
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.5747%389
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0579%1,919
Percentage Net Loans Charged-off: Total real estate loans0.3369%3,255
Percentage Net Loans Charged-off:Construction & development1.4414%2,064
Percentage Net Loans Charged-off: Commercial real estate0.1410%2,625
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.2703%2,825
Percentage Net Loans Charged-off: Home equity loans0.5161%1,091
All other 1-4 family - Percent of loans charged-off, net-0.1067%7,486
Percentage Net Loans Charged-off: Commercial and industrial0.5408%2,851
Percentage Net Loans Charged-off: Loans to individuals2.8291%683
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.4006%314
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6743%2,532
Percentage Net Loans Charged-off: Total real estate loans0.3695%2,843
Percentage Net Loans Charged-off:Construction & development2.0390%1,618
Percentage Net Loans Charged-off: Commercial real estate0.0074%2,619
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.2496%2,575
Percentage Net Loans Charged-off: Home equity loans0.7090%839
All other 1-4 family - Percent of loans charged-off, net-0.4815%7,634
Percentage Net Loans Charged-off: Commercial and industrial0.5093%2,637
Percentage Net Loans Charged-off: Loans to individuals2.6672%756
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9318%459
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4091%1,223
Percentage Net Loans Charged-off: Total real estate loans0.8192%1,565
Percentage Net Loans Charged-off:Construction & development3.9589%901
Percentage Net Loans Charged-off: Commercial real estate0.0146%1,839
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.7826%1,213
Percentage Net Loans Charged-off: Home equity loans1.4276%469
All other 1-4 family - Percent of loans charged-off, net-0.2472%7,646
Percentage Net Loans Charged-off: Commercial and industrial0.9293%1,600
Percentage Net Loans Charged-off: Loans to individuals3.0250%667
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.0341%273
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4514%1,730
Percentage Net Loans Charged-off: Total real estate loans0.2309%3,962
Percentage Net Loans Charged-off:Construction & development0.2569%3,160
Percentage Net Loans Charged-off: Commercial real estate0.1459%2,666
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.4302%2,273
Percentage Net Loans Charged-off: Home equity loans0.3016%1,474
All other 1-4 family - Percent of loans charged-off, net0.6512%1,681
Percentage Net Loans Charged-off: Commercial and industrial1.4378%2,372
Percentage Net Loans Charged-off: Loans to individuals11.1696%122
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.1731%404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4345%3,505
Percentage Net Loans Charged-off: Total real estate loans0.1272%4,070
Percentage Net Loans Charged-off:Construction & development0.3504%2,642
Percentage Net Loans Charged-off: Commercial real estate-0.0051%7,595
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.2581%2,554
Percentage Net Loans Charged-off: Home equity loans0.1940%1,358
All other 1-4 family - Percent of loans charged-off, net0.3714%2,040
Percentage Net Loans Charged-off: Commercial and industrial1.7187%1,723
Percentage Net Loans Charged-off: Loans to individuals2.0081%1,242
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0727%6,805
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0108%7,619
Percentage Net Loans Charged-off: Total real estate loans-0.0114%7,748
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate-0.0079%7,682
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential-0.0255%7,769
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net-0.0701%7,850
Percentage Net Loans Charged-off: Commercial and industrial-0.0144%6,953
Percentage Net Loans Charged-off: Loans to individuals0.8636%2,570
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0487%6,769
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0139%7,352
Percentage Net Loans Charged-off: Total real estate loans-0.0100%7,684
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate-0.0161%7,746
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0101%7,620
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net-0.0276%7,739
Percentage Net Loans Charged-off: Commercial and industrial-0.0278%6,918
Percentage Net Loans Charged-off: Loans to individuals1.5355%1,465
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0892%6,820
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0128%6,736
Percentage Net Loans Charged-off: Total real estate loans-0.0279%7,967
Percentage Net Loans Charged-off:Construction & development-0.0348%7,583
Percentage Net Loans Charged-off: Commercial real estate-0.0211%7,799
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential-0.0466%7,951
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net-0.1272%8,023
Percentage Net Loans Charged-off: Commercial and industrial0.0605%4,250
Percentage Net Loans Charged-off: Loans to individuals1.2734%1,764
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0192%1,821
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0021%7,493
Percentage Net Loans Charged-off: Total real estate loans-0.0338%7,994
Percentage Net Loans Charged-off:Construction & development-0.0457%7,616
Percentage Net Loans Charged-off: Commercial real estate-0.0199%7,830
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential-0.0626%8,005
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net-0.1649%8,081
Percentage Net Loans Charged-off: Commercial and industrial0.1669%2,972
Percentage Net Loans Charged-off: Loans to individuals0.1276%4,847
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1089%7,021
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1329%8,140
Percentage Net Loans Charged-off: Total real estate loans-0.0817%8,127
Percentage Net Loans Charged-off:Construction & development-0.0528%7,636
Percentage Net Loans Charged-off: Commercial real estate-0.0300%7,921
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.1998%8,169
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.4955%8,201
Percentage Net Loans Charged-off: Commercial and industrial-0.2932%7,705
Percentage Net Loans Charged-off: Loans to individuals-0.5628%8,003
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0971%7,006
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1648%8,159
Percentage Net Loans Charged-off: Total real estate loans-0.1709%8,248
Percentage Net Loans Charged-off:Construction & development-0.0750%7,618
Percentage Net Loans Charged-off: Commercial real estate-0.0621%8,039
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.4342%8,252
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-1.0279%8,263
Percentage Net Loans Charged-off: Commercial and industrial-0.2036%7,573
Percentage Net Loans Charged-off: Loans to individuals-1.1022%8,091
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0146%6,809
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4256%1,325
Percentage Net Loans Charged-off: Total real estate loans0.2260%1,210
Percentage Net Loans Charged-off:Construction & development0.1511%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.6635%399
Percentage Net Loans Charged-off: Home equity loans0.0699%781
All other 1-4 family - Percent of loans charged-off, net1.5201%150
Percentage Net Loans Charged-off: Commercial and industrial0.7915%1,413
Percentage Net Loans Charged-off: Loans to individuals0.7749%2,139
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8019%707
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1146%2,951
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,385
Percentage Net Loans Charged-off:Construction & development-0.0391%7,666
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0184%2,338
Percentage Net Loans Charged-off: Home equity loans0.0931%549
All other 1-4 family - Percent of loans charged-off, net-0.0902%8,127
Percentage Net Loans Charged-off: Commercial and industrial0.3722%1,726
Percentage Net Loans Charged-off: Loans to individuals0.4531%2,873
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2733%941
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0776%8,041
Percentage Net Loans Charged-off: Total real estate loans0.0050%2,582
Percentage Net Loans Charged-off:Construction & development-0.0241%7,639
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0276%1,771
Percentage Net Loans Charged-off: Home equity loans0.1390%376
All other 1-4 family - Percent of loans charged-off, net-0.1362%8,194
Percentage Net Loans Charged-off: Commercial and industrial-0.0974%7,375
Percentage Net Loans Charged-off: Loans to individuals0.0841%4,282
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3958%7,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1232%8,128
Percentage Net Loans Charged-off: Total real estate loans-0.0034%7,553
Percentage Net Loans Charged-off:Construction & development-0.0246%7,639
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.1458%7,506
Percentage Net Loans Charged-off: Loans to individuals-0.3331%7,707
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5520%7,333
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0917%8,366
Percentage Net Loans Charged-off: Total real estate loans-0.0189%8,049
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0607%8,245
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.1666%8,352
Percentage Net Loans Charged-off: Commercial and industrial-0.2198%7,792
Percentage Net Loans Charged-off: Loans to individuals2.4757%394
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4575%7,452
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1041%8,357
Percentage Net Loans Charged-off: Total real estate loans-0.0243%8,061
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0773%8,289
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.2155%8,411
Percentage Net Loans Charged-off: Commercial and industrial-0.2543%7,805
Percentage Net Loans Charged-off: Loans to individuals2.6339%334
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4869%7,492
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1541%8,423
Percentage Net Loans Charged-off: Total real estate loans-0.0350%8,148
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.1113%8,360
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.3193%8,468
Percentage Net Loans Charged-off: Commercial and industrial-0.7897%8,099
Percentage Net Loans Charged-off: Loans to individuals2.7667%307
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2483%7,368
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1681%8,321
Percentage Net Loans Charged-off: Total real estate loans-0.0105%7,906
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0331%8,160
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0937%8,332
Percentage Net Loans Charged-off: Commercial and industrial-0.5833%8,003
Percentage Net Loans Charged-off: Loans to individuals0.5553%2,012
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4612%7,399
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0751%8,401
Percentage Net Loans Charged-off: Total real estate loans-0.0108%7,946
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0258%8,124
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0054%7,910
Percentage Net Loans Charged-off: Home equity loans-0.0084%5,992
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial-0.1560%7,724
Percentage Net Loans Charged-off: Loans to individuals-0.5970%8,457
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2096%7,430
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0975%8,370
Percentage Net Loans Charged-off: Total real estate loans-0.0148%7,970
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0358%8,174
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0073%7,893
Percentage Net Loans Charged-off: Home equity loans-0.0111%5,961
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.1915%7,715
Percentage Net Loans Charged-off: Loans to individuals-0.2446%8,141
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3177%7,512
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3289%8,633
Percentage Net Loans Charged-off: Total real estate loans-0.0021%7,525
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0055%7,839
Percentage Net Loans Charged-off: Home equity loans-0.0083%5,893
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.2514%7,780
Percentage Net Loans Charged-off: Loans to individuals-0.2754%8,044
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.5702%7,666
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.6075%8,759
Percentage Net Loans Charged-off: Total real estate loans-0.0043%7,758
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0111%8,037
Percentage Net Loans Charged-off: Home equity loans-0.0168%5,919
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.4427%8,011
Percentage Net Loans Charged-off: Loans to individuals-0.3499%7,975
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-2.8775%7,707
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1762%3,027
Percentage Net Loans Charged-off: Total real estate loans-0.0011%7,756
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%7,923
Percentage Net Loans Charged-off: Home equity loans-0.0047%5,954
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.7522%1,665
Percentage Net Loans Charged-off: Loans to individuals0.4338%4,150
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3906%904
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0611%4,440
Percentage Net Loans Charged-off: Total real estate loans-0.0014%7,708
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0040%7,931
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0107%8,069
Percentage Net Loans Charged-off: Commercial and industrial0.7137%1,420
Percentage Net Loans Charged-off: Loans to individuals0.4642%3,572
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1526%7,481
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1582%2,628
Percentage Net Loans Charged-off: Total real estate loans-0.0022%7,772
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0062%8,021
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0157%8,188
Percentage Net Loans Charged-off: Commercial and industrial1.1532%933
Percentage Net Loans Charged-off: Loans to individuals0.3093%4,039
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0998%994
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0786%8,256
Percentage Net Loans Charged-off: Total real estate loans-0.0044%7,938
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0126%8,224
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0314%8,394
Percentage Net Loans Charged-off: Commercial and industrial-0.1753%7,758
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2683%7,530
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1049%520
Percentage Net Loans Charged-off: Total real estate loans0.8154%204
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate2.9444%76
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0526%2,326
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.1104%1,658
Percentage Net Loans Charged-off: Commercial and industrial1.2597%1,424
Percentage Net Loans Charged-off: Loans to individuals1.4106%1,495
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7388%479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4457%306
Percentage Net Loans Charged-off: Total real estate loans1.1044%118
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate3.9806%38
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0762%1,668
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.1533%1,139
Percentage Net Loans Charged-off: Commercial and industrial1.4768%1,034
Percentage Net Loans Charged-off: Loans to individuals1.6164%1,098
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2738%366
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0779%477
Percentage Net Loans Charged-off: Total real estate loans0.6556%240
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate2.4513%89
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial1.3228%1,059
Percentage Net Loans Charged-off: Loans to individuals1.5008%1,273
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9071%388
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0172%7,776
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.2085%8,080
Percentage Net Loans Charged-off: Loans to individuals0.9525%2,035
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0360%7,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9524%752
Percentage Net Loans Charged-off: Total real estate loans0.0841%2,001
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.2396%771
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0331%2,598
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0461%2,269
Percentage Net Loans Charged-off: Commercial and industrial1.3750%1,490
Percentage Net Loans Charged-off: Loans to individuals1.6961%1,144
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5115%357
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4379%1,865
Percentage Net Loans Charged-off: Total real estate loans0.1532%1,238
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.4955%368
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.6343%290
Percentage Net Loans Charged-off: Commercial and industrial2.3449%840
Percentage Net Loans Charged-off: Loans to individuals-0.1317%9,085
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE57.1934%14
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2351%2,758
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1507%3,895
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0420%6,616
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1066%5,356
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0057%8,587
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1308%4,979
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0115%8,439
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0176%9,313
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0694%9,477
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA