Home > Republic Bank > Net charge- offs to loans

Republic Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0065%2,451
Percentage Net Loans Charged-off: Total real estate loans-0.0005%3,289
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.0009%3,971
Percentage Net Loans Charged-off: Multi-family residential-0.0679%4,540
Percentage Net Loans Charged-off: 1-4 family residential0.0082%591
Percentage Net Loans Charged-off: Home equity loans0.0954%98
All other 1-4 family - Percent of loans charged-off, net0.0030%647
Percentage Net Loans Charged-off: Commercial and industrial0.0751%1,255
Percentage Net Loans Charged-off: Loans to individuals2.8477%257
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual3.5587%146
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0035%3,668
Percentage Net Loans Charged-off: Total real estate loans-0.0058%3,819
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0013%4,022
Percentage Net Loans Charged-off: Multi-family residential-0.0968%4,578
Percentage Net Loans Charged-off: 1-4 family residential-0.0015%3,548
Percentage Net Loans Charged-off: Home equity loans-0.0258%4,370
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,370
Percentage Net Loans Charged-off: Loans to individuals3.2767%170
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual4.0447%130
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0002%3,375
Percentage Net Loans Charged-off: Total real estate loans-0.0006%3,327
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0002%311
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0015%3,607
Percentage Net Loans Charged-off: Home equity loans-0.0262%4,400
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial0.0009%1,176
Percentage Net Loans Charged-off: Loans to individuals0.4637%1,041
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.5596%890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0006%3,286
Percentage Net Loans Charged-off: Total real estate loans-0.0013%3,533
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%3,800
Percentage Net Loans Charged-off: Home equity loans-0.0517%4,555
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals0.9259%606
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual1.0822%490
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0946%754
Percentage Net Loans Charged-off: Total real estate loans0.0173%611
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0702%253
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0405%4,297
Percentage Net Loans Charged-off: Home equity loans0.0992%93
All other 1-4 family - Percent of loans charged-off, net-0.0515%4,367
Percentage Net Loans Charged-off: Commercial and industrial0.7562%255
Percentage Net Loans Charged-off: Loans to individuals5.1390%78
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual5.9763%58
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1318%491
Percentage Net Loans Charged-off: Total real estate loans0.0255%414
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0947%161
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0532%4,399
Percentage Net Loans Charged-off: Home equity loans0.1412%62
All other 1-4 family - Percent of loans charged-off, net-0.0695%4,472
Percentage Net Loans Charged-off: Commercial and industrial0.9793%165
Percentage Net Loans Charged-off: Loans to individuals7.0038%54
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual8.1447%45
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2336%279
Percentage Net Loans Charged-off: Total real estate loans0.0737%217
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.1447%111
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0062%468
Percentage Net Loans Charged-off: Home equity loans0.2733%39
All other 1-4 family - Percent of loans charged-off, net-0.0184%3,974
Percentage Net Loans Charged-off: Commercial and industrial1.4079%110
Percentage Net Loans Charged-off: Loans to individuals7.6806%48
Percentage Net Loans Charged-off: Credit card loans0.0000%415
Percentage Net Loans Charged-off: Other loans to individual8.9237%36
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0079%1,462
Percentage Net Loans Charged-off: Total real estate loans-0.0015%3,336
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0025%4,089
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%3,448
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0006%3,533
Percentage Net Loans Charged-off: Commercial and industrial-0.0111%3,447
Percentage Net Loans Charged-off: Loans to individuals13.5731%31
Percentage Net Loans Charged-off: Credit card loans0.0000%325
Percentage Net Loans Charged-off: Other loans to individual15.6314%22
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0092%3,710
Percentage Net Loans Charged-off: Total real estate loans-0.0065%3,640
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.0062%4,097
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0096%3,697
Percentage Net Loans Charged-off: Home equity loans-0.1007%3,440
All other 1-4 family - Percent of loans charged-off, net0.0023%923
Percentage Net Loans Charged-off: Commercial and industrial-0.0239%3,677
Percentage Net Loans Charged-off: Loans to individuals1.4321%280
Percentage Net Loans Charged-off: Credit card loans0.0000%485
Percentage Net Loans Charged-off: Other loans to individual1.5830%220
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0175%3,918
Percentage Net Loans Charged-off: Total real estate loans-0.0167%4,036
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0063%4,178
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0391%4,242
Percentage Net Loans Charged-off: Home equity loans-0.2449%3,590
All other 1-4 family - Percent of loans charged-off, net-0.0107%3,855
Percentage Net Loans Charged-off: Commercial and industrial-0.0270%3,774
Percentage Net Loans Charged-off: Loans to individuals2.1350%168
Percentage Net Loans Charged-off: Credit card loans0.0000%460
Percentage Net Loans Charged-off: Other loans to individual2.3202%133
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0102%3,675
Percentage Net Loans Charged-off: Total real estate loans-0.0048%3,688
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0142%3,980
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0163%4,043
Percentage Net Loans Charged-off: Commercial and industrial-0.0334%3,909
Percentage Net Loans Charged-off: Loans to individuals3.0979%106
Percentage Net Loans Charged-off: Credit card loans0.0000%423
Percentage Net Loans Charged-off: Other loans to individual3.3420%83
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0169%3,914
Percentage Net Loans Charged-off: Total real estate loans-0.0021%3,549
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0063%3,825
Percentage Net Loans Charged-off: Home equity loans0.0142%119
All other 1-4 family - Percent of loans charged-off, net-0.0094%3,977
Percentage Net Loans Charged-off: Commercial and industrial-0.0687%4,261
Percentage Net Loans Charged-off: Loans to individuals6.6609%48
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual7.0948%39
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0212%2,638
Percentage Net Loans Charged-off: Total real estate loans0.0235%1,341
Percentage Net Loans Charged-off:Construction & development-0.0021%4,054
Percentage Net Loans Charged-off: Commercial real estate0.0051%1,005
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0677%668
Percentage Net Loans Charged-off: Home equity loans0.0374%291
All other 1-4 family - Percent of loans charged-off, net0.0734%621
Percentage Net Loans Charged-off: Commercial and industrial0.0050%2,059
Percentage Net Loans Charged-off: Loans to individuals3.1921%157
Percentage Net Loans Charged-off: Credit card loans0.0000%560
Percentage Net Loans Charged-off: Other loans to individual3.5027%119
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0129%2,643
Percentage Net Loans Charged-off: Total real estate loans0.0093%1,436
Percentage Net Loans Charged-off:Construction & development-0.0027%4,104
Percentage Net Loans Charged-off: Commercial real estate0.0069%760
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0192%993
Percentage Net Loans Charged-off: Home equity loans-0.0081%3,369
All other 1-4 family - Percent of loans charged-off, net0.0245%866
Percentage Net Loans Charged-off: Commercial and industrial0.0102%1,759
Percentage Net Loans Charged-off: Loans to individuals4.0772%112
Percentage Net Loans Charged-off: Credit card loans0.0000%526
Percentage Net Loans Charged-off: Other loans to individual4.5234%84
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0170%2,387
Percentage Net Loans Charged-off: Total real estate loans0.0108%1,200
Percentage Net Loans Charged-off:Construction & development-0.0043%4,168
Percentage Net Loans Charged-off: Commercial real estate0.0103%586
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0186%905
Percentage Net Loans Charged-off: Home equity loans-0.0073%3,385
All other 1-4 family - Percent of loans charged-off, net0.0241%787
Percentage Net Loans Charged-off: Commercial and industrial0.0146%1,492
Percentage Net Loans Charged-off: Loans to individuals5.8003%70
Percentage Net Loans Charged-off: Credit card loans0.0000%494
Percentage Net Loans Charged-off: Other loans to individual6.5662%47
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0002%3,581
Percentage Net Loans Charged-off: Total real estate loans-0.0013%3,665
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0004%4,322
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%3,906
Percentage Net Loans Charged-off: Home equity loans-0.0098%3,451
All other 1-4 family - Percent of loans charged-off, net-0.0022%3,906
Percentage Net Loans Charged-off: Commercial and industrial-0.0361%4,071
Percentage Net Loans Charged-off: Loans to individuals3.2316%199
Percentage Net Loans Charged-off: Credit card loans0.0000%422
Percentage Net Loans Charged-off: Other loans to individual3.7085%140
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0800%1,962
Percentage Net Loans Charged-off: Total real estate loans0.0311%1,419
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1157%596
Percentage Net Loans Charged-off: Home equity loans0.1118%260
All other 1-4 family - Percent of loans charged-off, net0.1167%570
Percentage Net Loans Charged-off: Commercial and industrial0.5865%787
Percentage Net Loans Charged-off: Loans to individuals1.7518%398
Percentage Net Loans Charged-off: Credit card loans0.0000%608
Percentage Net Loans Charged-off: Other loans to individual1.8823%324
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0788%1,697
Percentage Net Loans Charged-off: Total real estate loans0.0084%1,633
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0320%1,057
Percentage Net Loans Charged-off: Home equity loans0.1548%182
All other 1-4 family - Percent of loans charged-off, net-0.0015%3,953
Percentage Net Loans Charged-off: Commercial and industrial0.7913%508
Percentage Net Loans Charged-off: Loans to individuals1.8228%363
Percentage Net Loans Charged-off: Credit card loans0.0000%568
Percentage Net Loans Charged-off: Other loans to individual1.8935%302
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1148%1,277
Percentage Net Loans Charged-off: Total real estate loans0.0123%1,324
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0474%794
Percentage Net Loans Charged-off: Home equity loans0.2202%121
All other 1-4 family - Percent of loans charged-off, net-0.0015%3,963
Percentage Net Loans Charged-off: Commercial and industrial1.1603%344
Percentage Net Loans Charged-off: Loans to individuals0.2404%1,976
Percentage Net Loans Charged-off: Credit card loans0.0000%510
Percentage Net Loans Charged-off: Other loans to individual0.2470%1,832
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2747%538
Percentage Net Loans Charged-off: Total real estate loans0.0263%837
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.1036%430
Percentage Net Loans Charged-off: Home equity loans0.4666%57
All other 1-4 family - Percent of loans charged-off, net-0.0016%4,084
Percentage Net Loans Charged-off: Commercial and industrial2.7214%147
Percentage Net Loans Charged-off: Loans to individuals0.4899%1,318
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual0.4905%1,211
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1700%1,128
Percentage Net Loans Charged-off: Total real estate loans0.1898%387
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.2318%370
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.2200%365
Percentage Net Loans Charged-off: Home equity loans0.2962%144
All other 1-4 family - Percent of loans charged-off, net0.1959%415
Percentage Net Loans Charged-off: Commercial and industrial0.0537%1,856
Percentage Net Loans Charged-off: Loans to individuals1.4335%504
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4335%442
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2249%758
Percentage Net Loans Charged-off: Total real estate loans0.2516%234
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.3173%224
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.2726%257
Percentage Net Loans Charged-off: Home equity loans0.4040%99
All other 1-4 family - Percent of loans charged-off, net0.2302%325
Percentage Net Loans Charged-off: Commercial and industrial0.0734%1,484
Percentage Net Loans Charged-off: Loans to individuals1.3969%505
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3969%444
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3488%456
Percentage Net Loans Charged-off: Total real estate loans0.3909%131
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.4937%128
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.4256%152
Percentage Net Loans Charged-off: Home equity loans0.6205%66
All other 1-4 family - Percent of loans charged-off, net0.3614%190
Percentage Net Loans Charged-off: Commercial and industrial0.1126%1,129
Percentage Net Loans Charged-off: Loans to individuals2.3030%248
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3030%216
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7564%191
Percentage Net Loans Charged-off: Total real estate loans0.8271%56
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate1.0469%55
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.9012%55
Percentage Net Loans Charged-off: Home equity loans1.2716%32
All other 1-4 family - Percent of loans charged-off, net0.7740%70
Percentage Net Loans Charged-off: Commercial and industrial0.4774%469
Percentage Net Loans Charged-off: Loans to individuals0.3049%1,692
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3049%1,578
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1327%1,726
Percentage Net Loans Charged-off: Total real estate loans0.1343%782
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0259%1,066
Percentage Net Loans Charged-off: Multi-family residential-0.0689%4,480
Percentage Net Loans Charged-off: 1-4 family residential0.5864%148
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.8235%91
Percentage Net Loans Charged-off: Commercial and industrial0.1301%1,733
Percentage Net Loans Charged-off: Loans to individuals3.8105%146
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.8105%128
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1742%1,201
Percentage Net Loans Charged-off: Total real estate loans0.1819%504
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0353%770
Percentage Net Loans Charged-off: Multi-family residential-0.0945%4,521
Percentage Net Loans Charged-off: 1-4 family residential0.8196%88
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net1.1712%53
Percentage Net Loans Charged-off: Commercial and industrial0.1706%1,302
Percentage Net Loans Charged-off: Loans to individuals0.9955%832
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9955%740
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0384%2,434
Percentage Net Loans Charged-off: Total real estate loans0.0166%1,643
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0361%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0344%5,040
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net-0.0505%5,191
Percentage Net Loans Charged-off: Commercial and industrial0.1861%1,062
Percentage Net Loans Charged-off: Loans to individuals1.0378%750
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0378%666
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0102%4,431
Percentage Net Loans Charged-off: Total real estate loans0.0005%1,531
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0007%537
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,343
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial-0.0884%4,809
Percentage Net Loans Charged-off: Loans to individuals0.6013%1,262
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6013%1,137
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1180%2,075
Percentage Net Loans Charged-off: Total real estate loans0.1525%888
Percentage Net Loans Charged-off:Construction & development0.1210%381
Percentage Net Loans Charged-off: Commercial real estate0.2041%604
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0315%2,168
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0485%1,841
Percentage Net Loans Charged-off: Commercial and industrial-0.0424%4,712
Percentage Net Loans Charged-off: Loans to individuals0.6946%1,396
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6946%1,274
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1166%1,785
Percentage Net Loans Charged-off: Total real estate loans0.1749%679
Percentage Net Loans Charged-off:Construction & development0.0088%444
Percentage Net Loans Charged-off: Commercial real estate0.2499%423
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0137%2,206
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0212%2,002
Percentage Net Loans Charged-off: Commercial and industrial-0.1609%5,181
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,388
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,251
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1971%1,162
Percentage Net Loans Charged-off: Total real estate loans0.2679%468
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.3801%299
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0224%1,835
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0355%1,623
Percentage Net Loans Charged-off: Commercial and industrial-0.1098%5,055
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,073
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,935
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0117%4,596
Percentage Net Loans Charged-off: Total real estate loans0.0258%1,413
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0226%534
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0696%1,083
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.1103%852
Percentage Net Loans Charged-off: Commercial and industrial-0.2183%5,401
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,340
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4037%706
Percentage Net Loans Charged-off: Total real estate loans0.4716%325
Percentage Net Loans Charged-off:Construction & development0.6647%316
Percentage Net Loans Charged-off: Commercial real estate0.5869%353
Percentage Net Loans Charged-off: Multi-family residential0.0920%209
Percentage Net Loans Charged-off: 1-4 family residential0.1304%1,501
Percentage Net Loans Charged-off: Home equity loans-0.0890%4,341
All other 1-4 family - Percent of loans charged-off, net0.2437%901
Percentage Net Loans Charged-off: Commercial and industrial0.1501%1,716
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,725
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,585
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5273%446
Percentage Net Loans Charged-off: Total real estate loans0.6224%213
Percentage Net Loans Charged-off:Construction & development0.7998%272
Percentage Net Loans Charged-off: Commercial real estate0.7947%237
Percentage Net Loans Charged-off: Multi-family residential0.1202%164
Percentage Net Loans Charged-off: 1-4 family residential0.1291%1,380
Percentage Net Loans Charged-off: Home equity loans-0.1218%4,426
All other 1-4 family - Percent of loans charged-off, net0.2553%798
Percentage Net Loans Charged-off: Commercial and industrial0.1522%1,415
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,397
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,255
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7833%282
Percentage Net Loans Charged-off: Total real estate loans0.9202%121
Percentage Net Loans Charged-off:Construction & development1.2680%192
Percentage Net Loans Charged-off: Commercial real estate1.1685%161
Percentage Net Loans Charged-off: Multi-family residential0.1764%117
Percentage Net Loans Charged-off: 1-4 family residential0.2041%1,003
Percentage Net Loans Charged-off: Home equity loans-0.1894%4,506
All other 1-4 family - Percent of loans charged-off, net0.3978%532
Percentage Net Loans Charged-off: Commercial and industrial0.2373%1,042
Percentage Net Loans Charged-off: Loans to individuals-0.2051%5,559
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2051%5,514
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3002%789
Percentage Net Loans Charged-off: Total real estate loans0.2910%575
Percentage Net Loans Charged-off:Construction & development2.5878%96
Percentage Net Loans Charged-off: Commercial real estate0.0829%567
Percentage Net Loans Charged-off: Multi-family residential0.3490%70
Percentage Net Loans Charged-off: 1-4 family residential0.4031%503
Percentage Net Loans Charged-off: Home equity loans-0.3970%4,602
All other 1-4 family - Percent of loans charged-off, net0.7639%255
Percentage Net Loans Charged-off: Commercial and industrial0.4101%586
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2234%1,876
Percentage Net Loans Charged-off: Total real estate loans0.1445%1,901
Percentage Net Loans Charged-off:Construction & development0.2896%722
Percentage Net Loans Charged-off: Commercial real estate0.0803%1,649
Percentage Net Loans Charged-off: Multi-family residential0.2677%262
Percentage Net Loans Charged-off: 1-4 family residential0.3118%1,119
Percentage Net Loans Charged-off: Home equity loans0.0328%1,073
All other 1-4 family - Percent of loans charged-off, net0.4369%774
Percentage Net Loans Charged-off: Commercial and industrial0.7405%946
Percentage Net Loans Charged-off: Loans to individuals0.1248%3,265
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1248%3,124
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1208%2,602
Percentage Net Loans Charged-off: Total real estate loans0.1188%1,954
Percentage Net Loans Charged-off:Construction & development-0.4795%5,650
Percentage Net Loans Charged-off: Commercial real estate0.0601%1,480
Percentage Net Loans Charged-off: Multi-family residential0.3843%209
Percentage Net Loans Charged-off: 1-4 family residential0.4332%754
Percentage Net Loans Charged-off: Home equity loans0.0448%950
All other 1-4 family - Percent of loans charged-off, net0.6118%505
Percentage Net Loans Charged-off: Commercial and industrial0.1552%1,702
Percentage Net Loans Charged-off: Loans to individuals0.1740%2,771
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1740%2,614
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1426%2,249
Percentage Net Loans Charged-off: Total real estate loans0.1656%1,550
Percentage Net Loans Charged-off:Construction & development0.1435%679
Percentage Net Loans Charged-off: Commercial real estate0.0912%1,164
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.6561%502
Percentage Net Loans Charged-off: Home equity loans0.0688%770
All other 1-4 family - Percent of loans charged-off, net0.9214%340
Percentage Net Loans Charged-off: Commercial and industrial0.0307%1,869
Percentage Net Loans Charged-off: Loans to individuals0.2732%2,110
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2732%1,987
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1808%1,636
Percentage Net Loans Charged-off: Total real estate loans0.2051%1,169
Percentage Net Loans Charged-off:Construction & development0.3083%426
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential1.3312%202
Percentage Net Loans Charged-off: Home equity loans0.1432%498
All other 1-4 family - Percent of loans charged-off, net1.8477%134
Percentage Net Loans Charged-off: Commercial and industrial0.0659%1,176
Percentage Net Loans Charged-off: Loans to individuals0.5510%1,369
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5510%1,257
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3433%1,964
Percentage Net Loans Charged-off: Total real estate loans0.3075%1,721
Percentage Net Loans Charged-off:Construction & development0.2200%1,300
Percentage Net Loans Charged-off: Commercial real estate0.0840%2,152
Percentage Net Loans Charged-off: Multi-family residential2.1635%189
Percentage Net Loans Charged-off: 1-4 family residential0.0781%3,198
Percentage Net Loans Charged-off: Home equity loans0.2285%1,001
All other 1-4 family - Percent of loans charged-off, net0.0182%3,721
Percentage Net Loans Charged-off: Commercial and industrial0.6369%1,370
Percentage Net Loans Charged-off: Loans to individuals-0.1371%6,029
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1371%5,976
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4226%1,514
Percentage Net Loans Charged-off: Total real estate loans0.4158%1,280
Percentage Net Loans Charged-off:Construction & development0.2860%1,112
Percentage Net Loans Charged-off: Commercial real estate0.1141%1,763
Percentage Net Loans Charged-off: Multi-family residential2.8581%129
Percentage Net Loans Charged-off: 1-4 family residential0.1064%2,711
Percentage Net Loans Charged-off: Home equity loans0.3147%816
All other 1-4 family - Percent of loans charged-off, net0.0247%3,342
Percentage Net Loans Charged-off: Commercial and industrial0.5483%1,309
Percentage Net Loans Charged-off: Loans to individuals-0.1831%6,078
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1831%6,033
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3616%1,758
Percentage Net Loans Charged-off: Total real estate loans0.2946%1,673
Percentage Net Loans Charged-off:Construction & development0.3828%944
Percentage Net Loans Charged-off: Commercial real estate0.1743%1,385
Percentage Net Loans Charged-off: Multi-family residential1.1503%190
Percentage Net Loans Charged-off: 1-4 family residential0.1610%2,196
Percentage Net Loans Charged-off: Home equity loans0.4885%611
All other 1-4 family - Percent of loans charged-off, net0.0370%2,862
Percentage Net Loans Charged-off: Commercial and industrial0.8477%961
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,451
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,315
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1214%2,693
Percentage Net Loans Charged-off: Total real estate loans0.1449%2,016
Percentage Net Loans Charged-off:Construction & development0.8069%597
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.7375%729
Percentage Net Loans Charged-off: Home equity loans1.5442%230
All other 1-4 family - Percent of loans charged-off, net0.4462%1,043
Percentage Net Loans Charged-off: Commercial and industrial-0.0048%4,826
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6338%1,852
Percentage Net Loans Charged-off: Total real estate loans0.5404%1,836
Percentage Net Loans Charged-off:Construction & development2.7547%905
Percentage Net Loans Charged-off: Commercial real estate0.2327%2,166
Percentage Net Loans Charged-off: Multi-family residential1.1163%426
Percentage Net Loans Charged-off: 1-4 family residential0.5568%1,638
Percentage Net Loans Charged-off: Home equity loans0.4531%1,069
All other 1-4 family - Percent of loans charged-off, net0.5868%1,487
Percentage Net Loans Charged-off: Commercial and industrial1.3431%1,165
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,463
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,313
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6270%1,750
Percentage Net Loans Charged-off: Total real estate loans0.5243%1,828
Percentage Net Loans Charged-off:Construction & development3.1855%775
Percentage Net Loans Charged-off: Commercial real estate0.3124%1,730
Percentage Net Loans Charged-off: Multi-family residential0.0310%708
Percentage Net Loans Charged-off: 1-4 family residential0.7064%1,261
Percentage Net Loans Charged-off: Home equity loans0.6356%817
All other 1-4 family - Percent of loans charged-off, net0.7257%1,199
Percentage Net Loans Charged-off: Commercial and industrial1.3936%1,034
Percentage Net Loans Charged-off: Loans to individuals0.2967%2,787
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2967%2,611
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8044%1,364
Percentage Net Loans Charged-off: Total real estate loans0.7392%1,352
Percentage Net Loans Charged-off:Construction & development4.5847%558
Percentage Net Loans Charged-off: Commercial real estate0.4327%1,357
Percentage Net Loans Charged-off: Multi-family residential0.0490%556
Percentage Net Loans Charged-off: 1-4 family residential0.8693%1,039
Percentage Net Loans Charged-off: Home equity loans1.0017%571
All other 1-4 family - Percent of loans charged-off, net0.8356%1,065
Percentage Net Loans Charged-off: Commercial and industrial1.3459%1,029
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,766
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,588
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3640%2,212
Percentage Net Loans Charged-off: Total real estate loans0.3834%1,894
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.5623%918
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,017
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial0.2738%1,515
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4553%480
Percentage Net Loans Charged-off: Total real estate loans2.7572%362
Percentage Net Loans Charged-off:Construction & development6.2084%784
Percentage Net Loans Charged-off: Commercial real estate1.3342%936
Percentage Net Loans Charged-off: Multi-family residential4.3853%251
Percentage Net Loans Charged-off: 1-4 family residential5.0151%99
Percentage Net Loans Charged-off: Home equity loans-0.0495%5,278
All other 1-4 family - Percent of loans charged-off, net6.0972%85
Percentage Net Loans Charged-off: Commercial and industrial0.1984%3,468
Percentage Net Loans Charged-off: Loans to individuals1.2147%1,404
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2080%1,210
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9941%1,621
Percentage Net Loans Charged-off: Total real estate loans1.1171%1,306
Percentage Net Loans Charged-off:Construction & development3.3842%1,167
Percentage Net Loans Charged-off: Commercial real estate0.2144%2,301
Percentage Net Loans Charged-off: Multi-family residential1.0264%526
Percentage Net Loans Charged-off: 1-4 family residential3.1769%267
Percentage Net Loans Charged-off: Home equity loans-0.0568%5,290
All other 1-4 family - Percent of loans charged-off, net3.8454%218
Percentage Net Loans Charged-off: Commercial and industrial0.0301%3,631
Percentage Net Loans Charged-off: Loans to individuals0.1795%3,750
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1782%3,498
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4371%2,824
Percentage Net Loans Charged-off: Total real estate loans0.4937%2,300
Percentage Net Loans Charged-off:Construction & development1.0466%1,662
Percentage Net Loans Charged-off: Commercial real estate0.3266%1,777
Percentage Net Loans Charged-off: Multi-family residential1.3856%381
Percentage Net Loans Charged-off: 1-4 family residential-0.0121%6,889
Percentage Net Loans Charged-off: Home equity loans-0.0702%5,313
All other 1-4 family - Percent of loans charged-off, net0.0000%3,832
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,288
Percentage Net Loans Charged-off: Loans to individuals-0.4998%7,045
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4942%7,054
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3461%2,677
Percentage Net Loans Charged-off: Total real estate loans0.3906%2,148
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.6104%1,021
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.1532%2,437
Percentage Net Loans Charged-off: Home equity loans0.8592%601
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7279%662
Percentage Net Loans Charged-off: Total real estate loans3.0685%491
Percentage Net Loans Charged-off:Construction & development13.8838%336
Percentage Net Loans Charged-off: Commercial real estate0.5018%2,035
Percentage Net Loans Charged-off: Multi-family residential0.4853%858
Percentage Net Loans Charged-off: 1-4 family residential3.1754%332
Percentage Net Loans Charged-off: Home equity loans0.0618%1,860
All other 1-4 family - Percent of loans charged-off, net3.8305%255
Percentage Net Loans Charged-off: Commercial and industrial0.1171%4,323
Percentage Net Loans Charged-off: Loans to individuals2.3080%917
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.7639%341
Percentage Net Loans Charged-off: Total real estate loans4.2390%234
Percentage Net Loans Charged-off:Construction & development18.1489%188
Percentage Net Loans Charged-off: Commercial real estate0.6970%1,468
Percentage Net Loans Charged-off: Multi-family residential1.2946%531
Percentage Net Loans Charged-off: 1-4 family residential4.2082%195
Percentage Net Loans Charged-off: Home equity loans0.0833%1,599
All other 1-4 family - Percent of loans charged-off, net5.0583%152
Percentage Net Loans Charged-off: Commercial and industrial0.1519%3,797
Percentage Net Loans Charged-off: Loans to individuals2.9912%632
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.5275%164
Percentage Net Loans Charged-off: Total real estate loans6.2425%114
Percentage Net Loans Charged-off:Construction & development26.9182%106
Percentage Net Loans Charged-off: Commercial real estate1.0296%979
Percentage Net Loans Charged-off: Multi-family residential1.9083%372
Percentage Net Loans Charged-off: 1-4 family residential6.0634%102
Percentage Net Loans Charged-off: Home equity loans0.1674%1,256
All other 1-4 family - Percent of loans charged-off, net7.2551%81
Percentage Net Loans Charged-off: Commercial and industrial0.1867%3,259
Percentage Net Loans Charged-off: Loans to individuals4.4566%389
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6891%601
Percentage Net Loans Charged-off: Total real estate loans2.9789%480
Percentage Net Loans Charged-off:Construction & development11.7396%370
Percentage Net Loans Charged-off: Commercial real estate0.4592%1,119
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential4.9169%173
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net5.8918%149
Percentage Net Loans Charged-off: Commercial and industrial0.5466%1,944
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,892
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3254%1,885
Percentage Net Loans Charged-off: Total real estate loans1.3631%1,485
Percentage Net Loans Charged-off:Construction & development2.9555%1,744
Percentage Net Loans Charged-off: Commercial real estate0.0396%3,161
Percentage Net Loans Charged-off: Multi-family residential0.5651%664
Percentage Net Loans Charged-off: 1-4 family residential3.2412%349
Percentage Net Loans Charged-off: Home equity loans1.0476%822
All other 1-4 family - Percent of loans charged-off, net3.6343%322
Percentage Net Loans Charged-off: Commercial and industrial1.1500%2,678
Percentage Net Loans Charged-off: Loans to individuals0.3485%4,599
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5985%1,276
Percentage Net Loans Charged-off: Total real estate loans1.6446%1,023
Percentage Net Loans Charged-off:Construction & development3.5651%1,275
Percentage Net Loans Charged-off: Commercial real estate0.0542%2,527
Percentage Net Loans Charged-off: Multi-family residential0.7722%456
Percentage Net Loans Charged-off: 1-4 family residential3.2691%300
Percentage Net Loans Charged-off: Home equity loans1.3804%570
All other 1-4 family - Percent of loans charged-off, net3.6040%286
Percentage Net Loans Charged-off: Commercial and industrial1.3680%1,991
Percentage Net Loans Charged-off: Loans to individuals0.4790%3,796
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4260%1,320
Percentage Net Loans Charged-off: Total real estate loans1.4496%1,030
Percentage Net Loans Charged-off:Construction & development3.9251%986
Percentage Net Loans Charged-off: Commercial real estate0.0187%2,158
Percentage Net Loans Charged-off: Multi-family residential1.2077%298
Percentage Net Loans Charged-off: 1-4 family residential0.7190%1,236
Percentage Net Loans Charged-off: Home equity loans2.0243%355
All other 1-4 family - Percent of loans charged-off, net0.4961%1,498
Percentage Net Loans Charged-off: Commercial and industrial1.3807%1,671
Percentage Net Loans Charged-off: Loans to individuals0.9200%2,461
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4913%565
Percentage Net Loans Charged-off: Total real estate loans2.5161%451
Percentage Net Loans Charged-off:Construction & development7.2230%412
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.6374%212
Percentage Net Loans Charged-off: 1-4 family residential1.4023%554
Percentage Net Loans Charged-off: Home equity loans4.0887%156
All other 1-4 family - Percent of loans charged-off, net0.9577%742
Percentage Net Loans Charged-off: Commercial and industrial2.6047%798
Percentage Net Loans Charged-off: Loans to individuals1.0889%1,946
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9584%1,289
Percentage Net Loans Charged-off: Total real estate loans1.0626%874
Percentage Net Loans Charged-off:Construction & development2.2413%1,015
Percentage Net Loans Charged-off: Commercial real estate0.8030%617
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0688%3,202
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0801%2,898
Percentage Net Loans Charged-off: Commercial and industrial0.1399%3,817
Percentage Net Loans Charged-off: Loans to individuals-4.9066%8,126
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2740%639
Percentage Net Loans Charged-off: Total real estate loans1.4096%431
Percentage Net Loans Charged-off:Construction & development2.9693%532
Percentage Net Loans Charged-off: Commercial real estate1.0652%316
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0911%2,412
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.1058%2,142
Percentage Net Loans Charged-off: Commercial and industrial0.1881%2,882
Percentage Net Loans Charged-off: Loans to individuals-6.2670%8,195
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8929%317
Percentage Net Loans Charged-off: Total real estate loans2.1009%207
Percentage Net Loans Charged-off:Construction & development4.4201%275
Percentage Net Loans Charged-off: Commercial real estate1.5858%183
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1356%1,719
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1572%1,502
Percentage Net Loans Charged-off: Commercial and industrial0.2694%2,115
Percentage Net Loans Charged-off: Loans to individuals-8.9623%8,267
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0575%237
Percentage Net Loans Charged-off: Total real estate loans2.2818%142
Percentage Net Loans Charged-off:Construction & development2.7227%241
Percentage Net Loans Charged-off: Commercial real estate3.1593%64
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.2341%977
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.2710%823
Percentage Net Loans Charged-off: Commercial and industrial0.5205%1,154
Percentage Net Loans Charged-off: Loans to individuals-20.8523%8,298
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1380%3,370
Percentage Net Loans Charged-off: Total real estate loans0.0732%2,476
Percentage Net Loans Charged-off:Construction & development0.1686%1,053
Percentage Net Loans Charged-off: Commercial real estate0.0476%1,288
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial1.1289%1,062
Percentage Net Loans Charged-off: Loans to individuals-28.2830%8,353
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1115%3,001
Percentage Net Loans Charged-off: Total real estate loans0.0256%2,537
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0599%848
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial1.3676%729
Percentage Net Loans Charged-off: Loans to individuals-33.7606%8,378
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1313%2,361
Percentage Net Loans Charged-off: Total real estate loans-0.0024%7,474
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.0056%7,854
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial2.0764%467
Percentage Net Loans Charged-off: Loans to individuals-48.3169%8,435
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1064%8,072
Percentage Net Loans Charged-off: Total real estate loans-0.0049%7,616
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0112%7,983
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals-70.9898%8,471
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1253%2,848
Percentage Net Loans Charged-off: Total real estate loans0.0270%2,493
Percentage Net Loans Charged-off:Construction & development-0.0046%7,677
Percentage Net Loans Charged-off: Commercial real estate0.0807%851
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0097%2,682
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0100%2,492
Percentage Net Loans Charged-off: Commercial and industrial0.6852%1,344
Percentage Net Loans Charged-off: Loans to individuals19.5355%14
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0440%1,421
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1956%1,638
Percentage Net Loans Charged-off: Total real estate loans0.0435%1,726
Percentage Net Loans Charged-off:Construction & development0.0213%524
Percentage Net Loans Charged-off: Commercial real estate0.1225%565
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0115%2,213
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0117%2,040
Percentage Net Loans Charged-off: Commercial and industrial0.6023%1,162
Percentage Net Loans Charged-off: Loans to individuals40.8349%5
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0528%1,235
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3494%894
Percentage Net Loans Charged-off: Total real estate loans0.0646%1,257
Percentage Net Loans Charged-off:Construction & development0.0237%384
Percentage Net Loans Charged-off: Commercial real estate0.1862%396
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0179%1,735
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0183%1,620
Percentage Net Loans Charged-off: Commercial and industrial0.8624%850
Percentage Net Loans Charged-off: Loans to individuals71.0889%4
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6533%422
Percentage Net Loans Charged-off: Total real estate loans0.0268%1,241
Percentage Net Loans Charged-off:Construction & development0.0501%189
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0367%1,042
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0376%964
Percentage Net Loans Charged-off: Commercial and industrial0.1826%1,232
Percentage Net Loans Charged-off: Loans to individuals154.2099%3
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0416%4,985
Percentage Net Loans Charged-off: Total real estate loans-0.0495%8,353
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.1257%8,497
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.1291%8,463
Percentage Net Loans Charged-off: Commercial and industrial0.0203%3,927
Percentage Net Loans Charged-off: Loans to individuals34.8885%9
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0949%3,250
Percentage Net Loans Charged-off: Total real estate loans-0.0704%8,413
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.1804%8,535
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.1853%8,507
Percentage Net Loans Charged-off: Commercial and industrial-0.0177%6,958
Percentage Net Loans Charged-off: Loans to individuals64.6479%2
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1785%2,004
Percentage Net Loans Charged-off: Total real estate loans-0.0990%8,465
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.2589%8,579
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.2664%8,554
Percentage Net Loans Charged-off: Commercial and industrial-0.0258%6,957
Percentage Net Loans Charged-off: Loans to individuals93.3551%3
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4843%723
Percentage Net Loans Charged-off: Total real estate loans-0.2040%8,644
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.5423%8,694
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.5583%8,673
Percentage Net Loans Charged-off: Commercial and industrial-0.0521%7,181
Percentage Net Loans Charged-off: Loans to individuals184.5088%1
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0671%4,868
Percentage Net Loans Charged-off: Total real estate loans-0.1138%8,671
Percentage Net Loans Charged-off:Construction & development0.1398%439
Percentage Net Loans Charged-off: Commercial real estate-0.6783%8,648
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.2365%828
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.2431%821
Percentage Net Loans Charged-off: Commercial and industrial0.0254%4,083
Percentage Net Loans Charged-off: Loans to individuals44.0252%4
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0382%1,506
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1583%8,695
Percentage Net Loans Charged-off: Total real estate loans-0.3458%8,822
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-1.2531%8,702
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.2298%721
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.2363%712
Percentage Net Loans Charged-off: Commercial and industrial0.0345%3,389
Percentage Net Loans Charged-off: Loans to individuals33.2950%9
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0482%1,275
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3298%1,430
Percentage Net Loans Charged-off: Total real estate loans0.1298%1,081
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.3576%485
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.3679%473
Percentage Net Loans Charged-off: Commercial and industrial0.0559%2,769
Percentage Net Loans Charged-off: Loans to individuals43.9367%6
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0805%1,038
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5956%777
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0204%7,009
Percentage Net Loans Charged-off: Loans to individuals103.2068%2
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0376%565
Percentage Net Loans Charged-off: Total real estate loans-0.2282%8,936
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate-0.6354%8,818
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0065%3,260
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0067%3,095
Percentage Net Loans Charged-off: Commercial and industrial0.6590%2,254
Percentage Net Loans Charged-off: Loans to individuals107.1633%2
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1863%1,369
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2844%364
Percentage Net Loans Charged-off: Total real estate loans-0.3684%9,021
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.9987%8,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0020%8,151
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0021%8,180
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals121.6556%1
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0581%187
Percentage Net Loans Charged-off: Total real estate loans-0.4098%9,046
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-1.0991%8,908
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%8,159
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0021%8,203
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals147.8934%1
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3157%178
Percentage Net Loans Charged-off: Total real estate loans-0.0220%8,563
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0592%8,760
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals103.3797%1
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9076%807
Percentage Net Loans Charged-off: Total real estate loans0.6100%344
Percentage Net Loans Charged-off:Construction & development0.1096%618
Percentage Net Loans Charged-off: Commercial real estate1.7310%173
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0164%2,969
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0169%2,827
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,878
Percentage Net Loans Charged-off: Loans to individuals23.3579%13
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0537%1,766
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5976%1,341
Percentage Net Loans Charged-off: Total real estate loans0.5512%332
Percentage Net Loans Charged-off:Construction & development0.0503%680
Percentage Net Loans Charged-off: Commercial real estate0.0123%1,353
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.9800%159
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net1.0048%161
Percentage Net Loans Charged-off: Commercial and industrial-8.8444%9,084
Percentage Net Loans Charged-off: Loans to individuals16.0391%28
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0686%9,409
Percentage Net Loans Charged-off: Total real estate loans0.0006%961
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0128%370
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0080%1,375
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net-0.0081%1,383
Percentage Net Loans Charged-off: Commercial and industrial-6.5403%1,498
Percentage Net Loans Charged-off: Loans to individuals0.6163%670
Percentage Net Loans Charged-off: Credit card loans2.0813%482
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0141%1,287
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0205%7,050
Percentage Net Loans Charged-off: Total real estate loans0.0397%515
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0791%369
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0808%350
Percentage Net Loans Charged-off: Commercial and industrial-1.1857%1,465
Percentage Net Loans Charged-off: Loans to individuals1.3422%309
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0012%8,115
Percentage Net Loans Charged-off: Total real estate loans0.0000%971
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial-0.0643%1,272
Percentage Net Loans Charged-off: Loans to individuals0.9819%500
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2057%3,741
Percentage Net Loans Charged-off: Total real estate loans0.2167%155
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.4408%101
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial0.1645%623
Percentage Net Loans Charged-off: Loans to individuals0.3496%1,023
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2036%4,021
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2459%3,335
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1948%4,082
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1400%6,338
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0645%9,565
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA