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Relyance Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$59,569,000805
Total interest expense$19,797,000786
Net interest income$39,772,000814
Provision for loan and lease losses$100,0002,434
Total noninterest income$9,127,000783
Gross Fiduciary activities income$1,630,000429
Service charges on deposit accounts$2,961,000404
Trading account gains and feesNANA
Additional Noninterest Income$4,536,000943
Total noninterest expense$31,469,000858
Salaries and employee benefits$16,112,000915
Premises and equipment expense$5,214,000528
Additional noninterest expense$4,536,000943
Pre-tax net operating income$17,330,000760
Securities gains (losses)$0988
Applicable income taxes$4,069,000616
Income before extraordinary items$13,261,000806
Extraordinary gains, net$054
Net income$13,261,000818
Minority interest net income$088
Net income of bank and minority interests.$13,261,000809
Net charge-offs$457,000792
Cash dividends$3,800,000993
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,261,000817
2023-09-30 (YTD Data)Rank
Total interest income$41,336,000845
Total interest expense$12,460,000844
Net interest income$28,876,000839
Provision for loan and lease losses$100,0002,122
Total noninterest income$6,480,000827
Gross Fiduciary activities income$1,134,000439
Service charges on deposit accounts$2,243,000398
Trading account gains and feesNANA
Additional Noninterest Income$3,103,0001,012
Total noninterest expense$23,184,000874
Salaries and employee benefits$12,144,000916
Premises and equipment expense$3,917,000530
Additional noninterest expense$3,103,0001,012
Pre-tax net operating income$12,072,000841
Securities gains (losses)$0849
Applicable income taxes$2,946,000658
Income before extraordinary items$9,126,000894
Extraordinary gains, net$052
Net income$9,126,000900
Minority interest net income$081
Net income of bank and minority interests.$9,126,000894
Net charge-offs$439,000618
Cash dividends$3,800,000753
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,126,000909
2023-06-30 (YTD Data)Rank
Total interest income$26,192,000852
Total interest expense$6,926,000892
Net interest income$19,266,000842
Provision for loan and lease losses$02,940
Total noninterest income$4,361,000804
Gross Fiduciary activities income$749,000435
Service charges on deposit accounts$1,529,000384
Trading account gains and feesNANA
Additional Noninterest Income$2,083,000943
Total noninterest expense$15,233,000862
Salaries and employee benefits$7,935,000921
Premises and equipment expense$2,560,000531
Additional noninterest expense$2,083,000942
Pre-tax net operating income$8,394,000815
Securities gains (losses)$0938
Applicable income taxes$2,062,000651
Income before extraordinary items$6,332,000870
Extraordinary gains, net$051
Net income$6,332,000882
Minority interest net income$081
Net income of bank and minority interests.$6,332,000870
Net charge-offs$132,000823
Cash dividends$3,800,000545
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,332,000880
2023-03-31 (YTD Data)Rank
Total interest income$13,398,000832
Total interest expense$2,800,000939
Net interest income$10,598,000786
Provision for loan and lease losses$02,612
Total noninterest income$2,139,000792
Gross Fiduciary activities income$358,000454
Service charges on deposit accounts$764,000399
Trading account gains and feesNANA
Additional Noninterest Income$1,017,000952
Total noninterest expense$8,317,000814
Salaries and employee benefits$4,656,000829
Premises and equipment expense$1,236,000574
Additional noninterest expense$1,017,000952
Pre-tax net operating income$4,420,000811
Securities gains (losses)$0950
Applicable income taxes$1,091,000640
Income before extraordinary items$3,329,000868
Extraordinary gains, net$04
Net income$3,329,000867
Minority interest net income$048
Net income of bank and minority interests.$3,329,000867
Net charge-offs$125,000540
Cash dividends$3,800,000319
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,329,000882
2022-12-31 (YTD Data)Rank
Total interest income$42,770,000846
Total interest expense$3,994,000935
Net interest income$38,776,000842
Provision for loan and lease losses$600,0001,102
Total noninterest income$9,188,000807
Gross Fiduciary activities income$1,536,000450
Service charges on deposit accounts$3,247,000393
Trading account gains and feesNANA
Additional Noninterest Income$4,405,000990
Total noninterest expense$31,896,000825
Salaries and employee benefits$17,526,000840
Premises and equipment expense$5,403,000503
Additional noninterest expense$4,405,000990
Pre-tax net operating income$15,468,000920
Securities gains (losses)$0691
Applicable income taxes$3,574,000740
Income before extraordinary items$11,894,000971
Extraordinary gains, net$05
Net income$11,894,000972
Minority interest net income$063
Net income of bank and minority interests.$11,894,000972
Net charge-offs$494,000595
Cash dividends$3,000,0001,131
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,894,000990
2022-09-30 (YTD Data)Rank
Total interest income$31,006,000844
Total interest expense$2,041,0001,006
Net interest income$28,965,000837
Provision for loan and lease losses$600,000860
Total noninterest income$6,885,000817
Gross Fiduciary activities income$1,097,000462
Service charges on deposit accounts$2,466,000395
Trading account gains and feesNANA
Additional Noninterest Income$3,322,000994
Total noninterest expense$23,862,000820
Salaries and employee benefits$13,305,000832
Premises and equipment expense$3,884,000521
Additional noninterest expense$3,322,000994
Pre-tax net operating income$11,388,000942
Securities gains (losses)$0740
Applicable income taxes$2,823,000720
Income before extraordinary items$8,565,0001,000
Extraordinary gains, net$04
Net income$8,565,000999
Minority interest net income$057
Net income of bank and minority interests.$8,565,0001,000
Net charge-offs$173,000741
Cash dividends$1,000,0001,660
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,565,0001,021
2022-06-30 (YTD Data)Rank
Total interest income$20,102,000832
Total interest expense$1,089,0001,061
Net interest income$19,013,000822
Provision for loan and lease losses$430,000756
Total noninterest income$4,603,000805
Gross Fiduciary activities income$729,000424
Service charges on deposit accounts$1,605,000401
Trading account gains and feesNANA
Additional Noninterest Income$2,269,0001,003
Total noninterest expense$15,398,000833
Salaries and employee benefits$8,723,000829
Premises and equipment expense$2,499,000540
Additional noninterest expense$4,176,000902
Pre-tax net operating income$7,788,000858
Securities gains (losses)$0687
Applicable income taxes$1,935,000674
Income before extraordinary items$5,853,000928
Extraordinary gains, net$04
Net income$5,853,000928
Minority interest net income$060
Net income of bank and minority interests.$5,853,000928
Net charge-offs$62,000883
Cash dividends$1,000,0001,328
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,853,000949
2022-03-31 (YTD Data)Rank
Total interest income$9,896,000820
Total interest expense$471,0001,149
Net interest income$9,425,000808
Provision for loan and lease losses$175,000708
Total noninterest income$2,305,000807
Gross Fiduciary activities income$371,000424
Service charges on deposit accounts$776,000405
Trading account gains and feesNANA
Additional Noninterest Income$1,158,000991
Total noninterest expense$7,882,000811
Salaries and employee benefits$4,279,000847
Premises and equipment expense$1,230,000558
Additional noninterest expense$2,373,000798
Pre-tax net operating income$3,673,000882
Securities gains (losses)$0623
Applicable income taxes$904,000687
Income before extraordinary items$2,769,000944
Extraordinary gains, net$04
Net income$2,769,000943
Minority interest net income$050
Net income of bank and minority interests.$2,769,000944
Net charge-offs$26,000881
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,769,000952
2021-12-31 (YTD Data)Rank
Total interest income$41,183,000808
Total interest expense$2,282,0001,181
Net interest income$38,901,000788
Provision for loan and lease losses$2,005,000283
Total noninterest income$9,748,000839
Gross Fiduciary activities income$1,567,000404
Service charges on deposit accounts$2,903,000406
Trading account gains and feesNANA
Additional Noninterest Income$5,278,0001,034
Total noninterest expense$32,043,000795
Salaries and employee benefits$17,077,000841
Premises and equipment expense$4,813,000552
Additional noninterest expense$10,153,000770
Pre-tax net operating income$14,601,000955
Securities gains (losses)$02,062
Applicable income taxes$3,416,000794
Income before extraordinary items$11,185,0001,051
Extraordinary gains, net$010
Net income$11,185,0001,052
Minority interest net income$074
Net income of bank and minority interests.$11,185,0001,052
Net charge-offs$69,0001,511
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,185,0001,039
2021-09-30 (YTD Data)Rank
Total interest income$30,826,000826
Total interest expense$1,899,0001,130
Net interest income$28,927,000812
Provision for loan and lease losses$980,000455
Total noninterest income$6,726,000930
Gross Fiduciary activities income$1,117,000409
Service charges on deposit accounts$2,097,000418
Trading account gains and feesNANA
Additional Noninterest Income$3,512,0001,143
Total noninterest expense$23,471,000819
Salaries and employee benefits$12,341,000877
Premises and equipment expense$3,510,000572
Additional noninterest expense$7,620,000757
Pre-tax net operating income$11,202,000973
Securities gains (losses)$02,015
Applicable income taxes$2,783,000782
Income before extraordinary items$8,419,0001,086
Extraordinary gains, net$08
Net income$8,419,0001,087
Minority interest net income$069
Net income of bank and minority interests.$8,419,0001,087
Net charge-offs$-585,0004,826
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,419,0001,073
2021-06-30 (YTD Data)Rank
Total interest income$20,094,000837
Total interest expense$1,330,0001,121
Net interest income$18,764,000813
Provision for loan and lease losses$545,000563
Total noninterest income$4,338,000946
Gross Fiduciary activities income$734,000408
Service charges on deposit accounts$1,314,000427
Trading account gains and feesNANA
Additional Noninterest Income$2,290,0001,171
Total noninterest expense$15,474,000817
Salaries and employee benefits$8,095,000884
Premises and equipment expense$2,199,000611
Additional noninterest expense$5,180,000739
Pre-tax net operating income$7,083,0001,014
Securities gains (losses)$01,818
Applicable income taxes$1,753,000805
Income before extraordinary items$5,330,0001,127
Extraordinary gains, net$06
Net income$5,330,0001,128
Minority interest net income$067
Net income of bank and minority interests.$5,330,0001,128
Net charge-offs$-801,0004,901
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,330,0001,110
2021-03-31 (YTD Data)Rank
Total interest income$9,756,000851
Total interest expense$713,0001,114
Net interest income$9,043,000835
Provision for loan and lease losses$240,000703
Total noninterest income$2,094,000972
Gross Fiduciary activities income$369,000409
Service charges on deposit accounts$656,000424
Trading account gains and feesNANA
Additional Noninterest Income$1,069,0001,219
Total noninterest expense$7,618,000829
Salaries and employee benefits$3,977,000893
Premises and equipment expense$1,053,000653
Additional noninterest expense$2,588,000730
Pre-tax net operating income$3,279,0001,066
Securities gains (losses)$01,392
Applicable income taxes$810,000845
Income before extraordinary items$2,469,0001,203
Extraordinary gains, net$03
Net income$2,469,0001,203
Minority interest net income$055
Net income of bank and minority interests.$2,469,0001,203
Net charge-offs$-21,0004,363
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,469,0001,168
2020-12-31 (YTD Data)Rank
Total interest income$38,801,000864
Total interest expense$5,081,000937
Net interest income$33,720,000850
Provision for loan and lease losses$3,264,000751
Total noninterest income$8,472,000893
Gross Fiduciary activities income$1,405,000402
Service charges on deposit accounts$2,830,000406
Trading account gains and feesNANA
Additional Noninterest Income$4,237,0001,159
Total noninterest expense$26,231,000918
Salaries and employee benefits$15,173,000902
Premises and equipment expense$4,085,000643
Additional noninterest expense$6,973,000989
Pre-tax net operating income$12,697,000872
Securities gains (losses)$-17,0004,862
Applicable income taxes$2,861,000721
Income before extraordinary items$9,819,000978
Extraordinary gains, net$04
Net income$9,819,000978
Minority interest net income$072
Net income of bank and minority interests.$9,819,000978
Net charge-offs$1,686,000465
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,832,430937
2020-09-30 (YTD Data)Rank
Total interest income$28,834,000873
Total interest expense$4,196,000912
Net interest income$24,638,000858
Provision for loan and lease losses$2,142,000852
Total noninterest income$6,026,000914
Gross Fiduciary activities income$999,000407
Service charges on deposit accounts$2,055,000406
Trading account gains and feesNANA
Additional Noninterest Income$2,972,0001,174
Total noninterest expense$19,486,000908
Salaries and employee benefits$11,252,000889
Premises and equipment expense$3,028,000639
Additional noninterest expense$5,206,000979
Pre-tax net operating income$9,036,000875
Securities gains (losses)$-17,0004,845
Applicable income taxes$2,185,000674
Income before extraordinary items$6,834,000990
Extraordinary gains, net$04
Net income$6,834,000990
Minority interest net income$065
Net income of bank and minority interests.$6,834,000990
Net charge-offs$1,525,000388
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,847,430961
2020-06-30 (YTD Data)Rank
Total interest income$19,313,000875
Total interest expense$3,032,000916
Net interest income$16,281,000866
Provision for loan and lease losses$1,442,000879
Total noninterest income$3,918,000870
Gross Fiduciary activities income$694,000404
Service charges on deposit accounts$1,364,000405
Trading account gains and feesNANA
Additional Noninterest Income$1,860,0001,138
Total noninterest expense$13,178,000887
Salaries and employee benefits$7,501,000883
Premises and equipment expense$2,002,000641
Additional noninterest expense$3,675,000928
Pre-tax net operating income$5,579,000867
Securities gains (losses)$-17,0004,840
Applicable income taxes$1,330,000664
Income before extraordinary items$4,232,000995
Extraordinary gains, net$04
Net income$4,232,000995
Minority interest net income$065
Net income of bank and minority interests.$4,232,000995
Net charge-offs$749,000465
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,245,430966
2020-03-31 (YTD Data)Rank
Total interest income$9,432,000896
Total interest expense$1,742,000888
Net interest income$7,690,000886
Provision for loan and lease losses$212,0001,402
Total noninterest income$1,957,000826
Gross Fiduciary activities income$360,000407
Service charges on deposit accounts$814,000392
Trading account gains and feesNANA
Additional Noninterest Income$783,0001,157
Total noninterest expense$6,630,000890
Salaries and employee benefits$3,790,000876
Premises and equipment expense$991,000648
Additional noninterest expense$1,849,000941
Pre-tax net operating income$2,805,000783
Securities gains (losses)$01,705
Applicable income taxes$669,000604
Income before extraordinary items$2,136,000882
Extraordinary gains, net$04
Net income$2,136,000882
Minority interest net income$056
Net income of bank and minority interests.$2,136,000882
Net charge-offs$117,000809
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,136,000865
2019-12-31 (YTD Data)Rank
Total interest income$36,718,000919
Total interest expense$7,519,000878
Net interest income$29,199,000920
Provision for loan and lease losses$550,0001,403
Total noninterest income$8,453,000778
Gross Fiduciary activities income$1,482,000391
Service charges on deposit accounts$3,422,000378
Trading account gains and feesNANA
Additional Noninterest Income$3,549,0001,062
Total noninterest expense$25,343,000908
Salaries and employee benefits$14,432,000891
Premises and equipment expense$3,869,000659
Additional noninterest expense$7,042,000963
Pre-tax net operating income$11,759,000923
Securities gains (losses)$02,379
Applicable income taxes$2,736,000737
Income before extraordinary items$9,023,0001,012
Extraordinary gains, net$011
Net income$9,023,0001,013
Minority interest net income$076
Net income of bank and minority interests.$9,023,0001,013
Net charge-offs$1,127,000616
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,023,000994
2019-09-30 (YTD Data)Rank
Total interest income$27,193,000929
Total interest expense$5,576,000893
Net interest income$21,617,000930
Provision for loan and lease losses$550,0001,073
Total noninterest income$6,260,000782
Gross Fiduciary activities income$1,079,000397
Service charges on deposit accounts$2,496,000387
Trading account gains and feesNANA
Additional Noninterest Income$2,685,0001,037
Total noninterest expense$18,827,000910
Salaries and employee benefits$10,709,000892
Premises and equipment expense$2,852,000671
Additional noninterest expense$5,266,000958
Pre-tax net operating income$8,500,000974
Securities gains (losses)$02,167
Applicable income taxes$1,950,000781
Income before extraordinary items$6,550,0001,069
Extraordinary gains, net$011
Net income$6,550,0001,070
Minority interest net income$072
Net income of bank and minority interests.$6,550,0001,070
Net charge-offs$798,000564
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,550,0001,045
2019-06-30 (YTD Data)Rank
Total interest income$17,591,000952
Total interest expense$3,600,000898
Net interest income$13,991,000955
Provision for loan and lease losses$240,0001,405
Total noninterest income$4,016,000792
Gross Fiduciary activities income$753,000391
Service charges on deposit accounts$1,541,000411
Trading account gains and feesNANA
Additional Noninterest Income$1,722,0001,044
Total noninterest expense$12,473,000908
Salaries and employee benefits$7,123,000892
Premises and equipment expense$1,862,000689
Additional noninterest expense$3,488,000973
Pre-tax net operating income$5,294,000996
Securities gains (losses)$01,702
Applicable income taxes$1,173,000818
Income before extraordinary items$4,121,0001,084
Extraordinary gains, net$011
Net income$4,121,0001,084
Minority interest net income$069
Net income of bank and minority interests.$4,121,0001,084
Net charge-offs$525,000556
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,121,0001,071
2019-03-31 (YTD Data)Rank
Total interest income$8,697,000960
Total interest expense$1,719,000907
Net interest income$6,978,000959
Provision for loan and lease losses$180,0001,010
Total noninterest income$1,853,000817
Gross Fiduciary activities income$317,000421
Service charges on deposit accounts$747,000414
Trading account gains and feesNANA
Additional Noninterest Income$789,0001,064
Total noninterest expense$6,169,000913
Salaries and employee benefits$3,579,000890
Premises and equipment expense$923,000705
Additional noninterest expense$1,667,000987
Pre-tax net operating income$2,482,0001,030
Securities gains (losses)$01,087
Applicable income taxes$587,000790
Income before extraordinary items$1,895,0001,138
Extraordinary gains, net$05
Net income$1,895,0001,137
Minority interest net income$052
Net income of bank and minority interests.$1,895,0001,137
Net charge-offs$35,0001,407
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,895,0001,117
2018-12-31 (YTD Data)Rank
Total interest income$33,765,000930
Total interest expense$5,059,000908
Net interest income$28,706,000926
Provision for loan and lease losses$1,090,000829
Total noninterest income$7,502,000846
Gross Fiduciary activities income$1,093,000442
Service charges on deposit accounts$3,063,000426
Trading account gains and feesNANA
Additional Noninterest Income$3,346,0001,052
Total noninterest expense$24,548,000895
Salaries and employee benefits$13,627,000905
Premises and equipment expense$3,383,000739
Additional noninterest expense$7,538,000885
Pre-tax net operating income$10,570,000991
Securities gains (losses)$01,125
Applicable income taxes$2,447,000758
Income before extraordinary items$8,123,0001,086
Extraordinary gains, net$06
Net income$8,123,0001,085
Minority interest net income$072
Net income of bank and minority interests.$8,123,0001,085
Net charge-offs$739,000750
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,123,0001,081
2018-09-30 (YTD Data)Rank
Total interest income$24,752,000938
Total interest expense$3,516,000913
Net interest income$21,236,000930
Provision for loan and lease losses$1,015,000637
Total noninterest income$5,485,000864
Gross Fiduciary activities income$781,000447
Service charges on deposit accounts$2,193,000441
Trading account gains and feesNANA
Additional Noninterest Income$2,511,0001,061
Total noninterest expense$18,170,000901
Salaries and employee benefits$10,054,000919
Premises and equipment expense$2,482,000758
Additional noninterest expense$5,634,000880
Pre-tax net operating income$7,536,0001,039
Securities gains (losses)$01,118
Applicable income taxes$1,793,000786
Income before extraordinary items$5,743,0001,134
Extraordinary gains, net$05
Net income$5,743,0001,133
Minority interest net income$066
Net income of bank and minority interests.$5,743,0001,133
Net charge-offs$776,000532
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,743,0001,125
2018-06-30 (YTD Data)Rank
Total interest income$16,005,000952
Total interest expense$2,144,000932
Net interest income$13,861,000939
Provision for loan and lease losses$740,000602
Total noninterest income$3,606,000868
Gross Fiduciary activities income$505,000453
Service charges on deposit accounts$1,403,000454
Trading account gains and feesNANA
Additional Noninterest Income$1,698,0001,058
Total noninterest expense$12,041,000916
Salaries and employee benefits$6,694,000923
Premises and equipment expense$1,605,000789
Additional noninterest expense$3,742,000881
Pre-tax net operating income$4,686,0001,080
Securities gains (losses)$0961
Applicable income taxes$1,082,000835
Income before extraordinary items$3,604,0001,155
Extraordinary gains, net$06
Net income$3,604,0001,153
Minority interest net income$065
Net income of bank and minority interests.$3,604,0001,154
Net charge-offs$727,000397
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,604,0001,152
2018-03-31 (YTD Data)Rank
Total interest income$7,643,000975
Total interest expense$1,096,000871
Net interest income$6,547,000979
Provision for loan and lease losses$300,000673
Total noninterest income$1,710,000892
Gross Fiduciary activities income$245,000467
Service charges on deposit accounts$681,000472
Trading account gains and feesNANA
Additional Noninterest Income$784,0001,102
Total noninterest expense$5,949,000932
Salaries and employee benefits$3,265,000950
Premises and equipment expense$876,000734
Additional noninterest expense$1,808,000899
Pre-tax net operating income$2,008,0001,191
Securities gains (losses)$0735
Applicable income taxes$462,000916
Income before extraordinary items$1,546,0001,304
Extraordinary gains, net$07
Net income$1,546,0001,304
Minority interest net income$052
Net income of bank and minority interests.$1,546,0001,304
Net charge-offs$718,000263
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,546,0001,296
2017-12-31 (YTD Data)Rank
Total interest income$28,997,000991
Total interest expense$3,494,000938
Net interest income$25,503,000994
Provision for loan and lease losses$925,000954
Total noninterest income$6,858,000891
Gross Fiduciary activities income$1,089,000441
Service charges on deposit accounts$2,753,000474
Trading account gains and feesNANA
Additional Noninterest Income$3,016,0001,156
Total noninterest expense$21,587,000988
Salaries and employee benefits$11,937,0001,002
Premises and equipment expense$3,178,000786
Additional noninterest expense$6,472,000996
Pre-tax net operating income$9,849,0001,006
Securities gains (losses)$02,243
Applicable income taxes$3,882,000796
Income before extraordinary items$5,967,0001,179
Extraordinary gains, net$09
Net income$5,967,0001,179
Minority interest net income$076
Net income of bank and minority interests.$5,967,0001,179
Net charge-offs$160,0002,017
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,967,0001,156
2017-09-30 (YTD Data)Rank
Total interest income$21,215,0001,014
Total interest expense$2,481,000970
Net interest income$18,734,0001,008
Provision for loan and lease losses$825,000822
Total noninterest income$4,983,000928
Gross Fiduciary activities income$753,000460
Service charges on deposit accounts$2,016,000486
Trading account gains and feesNANA
Additional Noninterest Income$2,214,0001,181
Total noninterest expense$16,351,000984
Salaries and employee benefits$9,175,000982
Premises and equipment expense$2,405,000784
Additional noninterest expense$4,771,0001,013
Pre-tax net operating income$6,541,0001,126
Securities gains (losses)$02,274
Applicable income taxes$2,326,000832
Income before extraordinary items$4,215,0001,325
Extraordinary gains, net$09
Net income$4,215,0001,324
Minority interest net income$071
Net income of bank and minority interests.$4,215,0001,325
Net charge-offs$330,0001,067
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,215,0001,305
2017-06-30 (YTD Data)Rank
Total interest income$13,409,0001,051
Total interest expense$1,434,0001,082
Net interest income$11,975,0001,038
Provision for loan and lease losses$405,000975
Total noninterest income$3,222,000941
Gross Fiduciary activities income$477,000468
Service charges on deposit accounts$1,282,000501
Trading account gains and feesNANA
Additional Noninterest Income$1,463,0001,216
Total noninterest expense$11,006,000979
Salaries and employee benefits$6,157,000980
Premises and equipment expense$1,648,000765
Additional noninterest expense$3,201,0001,009
Pre-tax net operating income$3,786,0001,245
Securities gains (losses)$01,906
Applicable income taxes$1,330,000917
Income before extraordinary items$2,456,0001,450
Extraordinary gains, net$011
Net income$2,456,0001,450
Minority interest net income$071
Net income of bank and minority interests.$2,456,0001,451
Net charge-offs$57,0001,902
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,456,0001,433
2017-03-31 (YTD Data)Rank
Total interest income$6,330,0001,095
Total interest expense$642,0001,161
Net interest income$5,688,0001,086
Provision for loan and lease losses$40,0002,253
Total noninterest income$1,535,000967
Gross Fiduciary activities income$232,000481
Service charges on deposit accounts$597,000532
Trading account gains and feesNANA
Additional Noninterest Income$706,0001,219
Total noninterest expense$5,649,000954
Salaries and employee benefits$3,181,000958
Premises and equipment expense$825,000771
Additional noninterest expense$1,643,000975
Pre-tax net operating income$1,534,0001,417
Securities gains (losses)$01,153
Applicable income taxes$512,0001,055
Income before extraordinary items$1,022,0001,649
Extraordinary gains, net$08
Net income$1,022,0001,649
Minority interest net income$055
Net income of bank and minority interests.$1,022,0001,649
Net charge-offs$16,0002,006
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,022,0001,628
2016-12-31 (YTD Data)Rank
Total interest income$25,820,0001,042
Total interest expense$2,080,0001,370
Net interest income$23,740,0001,019
Provision for loan and lease losses$525,0001,418
Total noninterest income$6,668,000943
Gross Fiduciary activities income$1,042,000449
Service charges on deposit accounts$2,519,000514
Trading account gains and fees$0170
Additional Noninterest Income$3,107,0001,179
Total noninterest expense$21,487,000990
Salaries and employee benefits$12,099,000967
Premises and equipment expense$3,224,000771
Additional noninterest expense$6,164,0001,069
Pre-tax net operating income$8,396,0001,060
Securities gains (losses)$03,212
Applicable income taxes$2,875,000811
Income before extraordinary items$5,521,0001,279
Extraordinary gains, net$05
Net income$5,521,0001,278
Minority interest net income$082
Net income of bank and minority interests.$5,521,0001,278
Net charge-offs$42,0003,261
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,521,0001,252
2016-09-30 (YTD Data)Rank
Total interest income$19,220,0001,049
Total interest expense$1,429,0001,477
Net interest income$17,791,0001,021
Provision for loan and lease losses$375,0001,401
Total noninterest income$4,974,000937
Gross Fiduciary activities income$749,000455
Service charges on deposit accounts$1,870,000519
Trading account gains and fees$0169
Additional Noninterest Income$2,355,0001,176
Total noninterest expense$15,824,0001,001
Salaries and employee benefits$8,920,000988
Premises and equipment expense$2,384,000787
Additional noninterest expense$4,520,0001,095
Pre-tax net operating income$6,566,0001,036
Securities gains (losses)$03,160
Applicable income taxes$2,390,000769
Income before extraordinary items$4,176,0001,285
Extraordinary gains, net$05
Net income$4,176,0001,286
Minority interest net income$071
Net income of bank and minority interests.$4,176,0001,285
Net charge-offs$-79,0005,514
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,176,0001,250
2016-06-30 (YTD Data)Rank
Total interest income$12,107,0001,105
Total interest expense$805,0001,686
Net interest income$11,302,0001,054
Provision for loan and lease losses$225,0001,514
Total noninterest income$3,214,000943
Gross Fiduciary activities income$468,000469
Service charges on deposit accounts$1,215,000528
Trading account gains and fees$0157
Additional Noninterest Income$1,531,0001,173
Total noninterest expense$10,298,0001,024
Salaries and employee benefits$5,875,000991
Premises and equipment expense$1,561,000803
Additional noninterest expense$2,862,0001,140
Pre-tax net operating income$3,993,0001,108
Securities gains (losses)$02,835
Applicable income taxes$1,407,000831
Income before extraordinary items$2,586,0001,369
Extraordinary gains, net$016
Net income$2,586,0001,368
Minority interest net income$071
Net income of bank and minority interests.$2,586,0001,369
Net charge-offs$-177,0005,837
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,586,0001,321
2016-03-31 (YTD Data)Rank
Total interest income$5,774,0001,144
Total interest expense$368,0001,846
Net interest income$5,406,0001,100
Provision for loan and lease losses$150,0001,146
Total noninterest income$1,578,000927
Gross Fiduciary activities income$237,000466
Service charges on deposit accounts$601,000533
Trading account gains and fees$0142
Additional Noninterest Income$740,0001,159
Total noninterest expense$5,010,0001,051
Salaries and employee benefits$2,978,000993
Premises and equipment expense$783,000809
Additional noninterest expense$1,249,0001,260
Pre-tax net operating income$1,824,0001,177
Securities gains (losses)$02,077
Applicable income taxes$595,000929
Income before extraordinary items$1,229,0001,383
Extraordinary gains, net$012
Net income$1,229,0001,383
Minority interest net income$062
Net income of bank and minority interests.$1,229,0001,384
Net charge-offs$20,0001,985
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,229,0001,342
2015-12-31 (YTD Data)Rank
Total interest income$21,880,0001,173
Total interest expense$1,274,0002,021
Net interest income$20,606,0001,104
Provision for loan and lease losses$1,070,000781
Total noninterest income$6,648,000926
Gross Fiduciary activities income$1,035,000455
Service charges on deposit accounts$2,523,000527
Trading account gains and fees$0159
Additional Noninterest Income$3,090,0001,138
Total noninterest expense$19,988,0001,031
Salaries and employee benefits$11,332,000992
Premises and equipment expense$3,228,000759
Additional noninterest expense$5,428,0001,181
Pre-tax net operating income$6,196,0001,333
Securities gains (losses)$03,216
Applicable income taxes$1,250,0001,386
Income before extraordinary items$4,946,0001,367
Extraordinary gains, net$023
Net income$4,946,0001,366
Minority interest net income$081
Net income of bank and minority interests.$4,946,0001,367
Net charge-offs$571,0001,057
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,946,0001,341
2015-09-30 (YTD Data)Rank
Total interest income$16,104,0001,194
Total interest expense$933,0002,086
Net interest income$15,171,0001,132
Provision for loan and lease losses$70,0002,996
Total noninterest income$4,789,000959
Gross Fiduciary activities income$738,000462
Service charges on deposit accounts$1,862,000541
Trading account gains and fees$0153
Additional Noninterest Income$2,189,0001,201
Total noninterest expense$14,727,0001,055
Salaries and employee benefits$8,380,0001,014
Premises and equipment expense$2,432,000769
Additional noninterest expense$3,915,0001,231
Pre-tax net operating income$5,163,0001,240
Securities gains (losses)$03,031
Applicable income taxes$1,772,000916
Income before extraordinary items$3,391,0001,485
Extraordinary gains, net$021
Net income$3,391,0001,486
Minority interest net income$078
Net income of bank and minority interests.$3,391,0001,486
Net charge-offs$511,000844
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,391,0001,445
2015-06-30 (YTD Data)Rank
Total interest income$10,252,0001,247
Total interest expense$601,0002,151
Net interest income$9,651,0001,187
Provision for loan and lease losses$04,069
Total noninterest income$3,070,000982
Gross Fiduciary activities income$453,000488
Service charges on deposit accounts$1,190,000553
Trading account gains and fees$0157
Additional Noninterest Income$1,427,0001,220
Total noninterest expense$9,754,0001,060
Salaries and employee benefits$5,510,0001,031
Premises and equipment expense$1,614,000779
Additional noninterest expense$2,630,0001,216
Pre-tax net operating income$2,967,0001,390
Securities gains (losses)$02,636
Applicable income taxes$991,0001,034
Income before extraordinary items$1,976,0001,626
Extraordinary gains, net$022
Net income$1,976,0001,629
Minority interest net income$075
Net income of bank and minority interests.$1,976,0001,629
Net charge-offs$109,0001,661
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,976,0001,582
2015-03-31 (YTD Data)Rank
Total interest income$4,987,0001,271
Total interest expense$303,0002,150
Net interest income$4,684,0001,206
Provision for loan and lease losses$03,703
Total noninterest income$1,505,000968
Gross Fiduciary activities income$229,000493
Service charges on deposit accounts$571,000561
Trading account gains and fees$0152
Additional Noninterest Income$705,0001,192
Total noninterest expense$4,770,0001,079
Salaries and employee benefits$2,765,0001,033
Premises and equipment expense$773,000824
Additional noninterest expense$1,232,0001,277
Pre-tax net operating income$1,419,0001,409
Securities gains (losses)$02,027
Applicable income taxes$473,0001,056
Income before extraordinary items$946,0001,686
Extraordinary gains, net$013
Net income$946,0001,688
Minority interest net income$064
Net income of bank and minority interests.$946,0001,688
Net charge-offs$-79,0006,067
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$946,0001,621
2014-12-31 (YTD Data)Rank
Total interest income$20,444,0001,237
Total interest expense$1,042,0002,514
Net interest income$19,402,0001,161
Provision for loan and lease losses$160,0002,710
Total noninterest income$6,223,000940
Gross Fiduciary activities income$906,000485
Service charges on deposit accounts$2,621,000521
Trading account gains and fees$0180
Additional Noninterest Income$2,696,0001,181
Total noninterest expense$18,231,0001,107
Salaries and employee benefits$10,565,0001,027
Premises and equipment expense$2,783,000877
Additional noninterest expense$4,883,0001,324
Pre-tax net operating income$7,234,0001,123
Securities gains (losses)$03,259
Applicable income taxes$2,224,000907
Income before extraordinary items$5,010,0001,304
Extraordinary gains, net$017
Net income$5,010,0001,303
Minority interest net income$084
Net income of bank and minority interests.$5,010,0001,303
Net charge-offs$561,0001,362
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,010,0001,274
2014-09-30 (YTD Data)Rank
Total interest income$15,191,0001,251
Total interest expense$739,0002,632
Net interest income$14,452,0001,174
Provision for loan and lease losses$100,0002,760
Total noninterest income$4,630,000936
Gross Fiduciary activities income$656,000492
Service charges on deposit accounts$1,955,000525
Trading account gains and fees$0174
Additional Noninterest Income$2,019,0001,194
Total noninterest expense$13,504,0001,122
Salaries and employee benefits$7,756,0001,055
Premises and equipment expense$2,042,000899
Additional noninterest expense$3,706,0001,310
Pre-tax net operating income$5,478,0001,126
Securities gains (losses)$02,980
Applicable income taxes$1,948,000821
Income before extraordinary items$3,530,0001,373
Extraordinary gains, net$015
Net income$3,530,0001,371
Minority interest net income$081
Net income of bank and minority interests.$3,530,0001,373
Net charge-offs$389,0001,373
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,530,0001,338
2014-06-30 (YTD Data)Rank
Total interest income$9,698,0001,308
Total interest expense$485,0002,691
Net interest income$9,213,0001,216
Provision for loan and lease losses$50,0002,981
Total noninterest income$2,982,000939
Gross Fiduciary activities income$426,000500
Service charges on deposit accounts$1,265,000535
Trading account gains and fees$0172
Additional Noninterest Income$1,291,0001,212
Total noninterest expense$8,867,0001,141
Salaries and employee benefits$5,050,0001,083
Premises and equipment expense$1,331,000928
Additional noninterest expense$2,486,0001,301
Pre-tax net operating income$3,278,0001,208
Securities gains (losses)$02,580
Applicable income taxes$1,123,000890
Income before extraordinary items$2,155,0001,439
Extraordinary gains, net$020
Net income$2,155,0001,441
Minority interest net income$080
Net income of bank and minority interests.$2,155,0001,441
Net charge-offs$271,0001,333
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,155,0001,416
2014-03-31 (YTD Data)Rank
Total interest income$4,649,0001,360
Total interest expense$250,0002,679
Net interest income$4,399,0001,268
Provision for loan and lease losses$03,817
Total noninterest income$1,437,000947
Gross Fiduciary activities income$206,000512
Service charges on deposit accounts$608,000543
Trading account gains and fees$0147
Additional Noninterest Income$623,0001,215
Total noninterest expense$4,317,0001,182
Salaries and employee benefits$2,521,0001,096
Premises and equipment expense$663,000956
Additional noninterest expense$1,133,0001,401
Pre-tax net operating income$1,519,0001,235
Securities gains (losses)$01,715
Applicable income taxes$516,000912
Income before extraordinary items$1,003,0001,491
Extraordinary gains, net$016
Net income$1,003,0001,494
Minority interest net income$066
Net income of bank and minority interests.$1,003,0001,494
Net charge-offs$25,0002,339
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,003,0001,472
2013-12-31 (YTD Data)Rank
Total interest income$19,270,0001,320
Total interest expense$1,303,0002,419
Net interest income$17,967,0001,228
Provision for loan and lease losses$915,0001,183
Total noninterest income$6,327,000956
Gross Fiduciary activities income$957,000470
Service charges on deposit accounts$2,724,000511
Trading account gains and fees$0184
Additional Noninterest Income$2,646,0001,248
Total noninterest expense$18,869,0001,082
Salaries and employee benefits$9,681,0001,127
Premises and equipment expense$2,779,000868
Additional noninterest expense$6,409,0001,053
Pre-tax net operating income$4,510,0001,554
Securities gains (losses)$03,182
Applicable income taxes$-695,0006,661
Income before extraordinary items$5,205,0001,178
Extraordinary gains, net$029
Net income$5,205,0001,181
Minority interest net income$090
Net income of bank and minority interests.$5,205,0001,181
Net charge-offs$784,0001,512
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,205,0001,151
2013-09-30 (YTD Data)Rank
Total interest income$12,960,0001,468
Total interest expense$873,0002,706
Net interest income$12,087,0001,346
Provision for loan and lease losses$413,0001,730
Total noninterest income$4,334,0001,041
Gross Fiduciary activities income$629,000491
Service charges on deposit accounts$1,969,000528
Trading account gains and fees$0180
Additional Noninterest Income$1,736,0001,402
Total noninterest expense$10,748,0001,381
Salaries and employee benefits$6,150,0001,298
Premises and equipment expense$1,612,0001,109
Additional noninterest expense$2,986,0001,625
Pre-tax net operating income$5,260,0001,093
Securities gains (losses)$03,040
Applicable income taxes$1,878,000781
Income before extraordinary items$3,382,0001,342
Extraordinary gains, net$025
Net income$3,382,0001,344
Minority interest net income$084
Net income of bank and minority interests.$3,382,0001,344
Net charge-offs$105,0003,214
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,382,0001,318
2013-06-30 (YTD Data)Rank
Total interest income$8,293,0001,519
Total interest expense$615,0002,652
Net interest income$7,678,0001,398
Provision for loan and lease losses$399,0001,392
Total noninterest income$2,851,0001,063
Gross Fiduciary activities income$430,000486
Service charges on deposit accounts$1,270,000526
Trading account gains and fees$0157
Additional Noninterest Income$1,151,0001,442
Total noninterest expense$7,019,0001,405
Salaries and employee benefits$4,069,0001,308
Premises and equipment expense$944,0001,264
Additional noninterest expense$2,006,0001,605
Pre-tax net operating income$3,111,0001,193
Securities gains (losses)$02,791
Applicable income taxes$1,095,000875
Income before extraordinary items$2,016,0001,488
Extraordinary gains, net$022
Net income$2,016,0001,491
Minority interest net income$082
Net income of bank and minority interests.$2,016,0001,493
Net charge-offs$70,0003,069
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,016,0001,436
2013-03-31 (YTD Data)Rank
Total interest income$3,921,0001,610
Total interest expense$325,0002,611
Net interest income$3,596,0001,506
Provision for loan and lease losses$88,0002,257
Total noninterest income$1,308,0001,116
Gross Fiduciary activities income$199,000519
Service charges on deposit accounts$618,000540
Trading account gains and fees$0148
Additional Noninterest Income$491,0001,599
Total noninterest expense$3,446,0001,435
Salaries and employee benefits$2,057,0001,304
Premises and equipment expense$477,0001,285
Additional noninterest expense$912,0001,755
Pre-tax net operating income$1,370,0001,323
Securities gains (losses)$01,966
Applicable income taxes$472,000965
Income before extraordinary items$898,0001,626
Extraordinary gains, net$010
Net income$898,0001,628
Minority interest net income$076
Net income of bank and minority interests.$898,0001,628
Net charge-offs$116,0001,773
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$898,0001,573
2012-12-31 (YTD Data)Rank
Total interest income$17,390,0001,517
Total interest expense$1,831,0002,303
Net interest income$15,559,0001,413
Provision for loan and lease losses$483,0002,760
Total noninterest income$5,965,0001,008
Gross Fiduciary activities income$750,000513
Service charges on deposit accounts$2,920,000499
Trading account gains and fees$0166
Additional Noninterest Income$2,295,0001,415
Total noninterest expense$14,069,0001,403
Salaries and employee benefits$8,024,0001,287
Premises and equipment expense$1,914,0001,236
Additional noninterest expense$4,131,0001,639
Pre-tax net operating income$6,972,0001,017
Securities gains (losses)$03,810
Applicable income taxes$2,349,000763
Income before extraordinary items$4,623,0001,278
Extraordinary gains, net$029
Net income$4,623,0001,279
Minority interest net income$093
Net income of bank and minority interests.$4,623,0001,279
Net charge-offs$1,540,0001,386
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,623,0001,218
2012-09-30 (YTD Data)Rank
Total interest income$13,319,0001,518
Total interest expense$1,457,0002,265
Net interest income$11,862,0001,400
Provision for loan and lease losses$475,0002,338
Total noninterest income$4,322,0001,036
Gross Fiduciary activities income$537,000525
Service charges on deposit accounts$2,145,000513
Trading account gains and fees$0157
Additional Noninterest Income$1,640,0001,441
Total noninterest expense$10,193,0001,443
Salaries and employee benefits$5,911,0001,308
Premises and equipment expense$1,380,0001,307
Additional noninterest expense$2,902,0001,721
Pre-tax net operating income$5,516,000980
Securities gains (losses)$03,575
Applicable income taxes$1,974,000718
Income before extraordinary items$3,542,0001,274
Extraordinary gains, net$020
Net income$3,542,0001,276
Minority interest net income$086
Net income of bank and minority interests.$3,542,0001,275
Net charge-offs$1,445,0001,142
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,542,0001,204
2012-06-30 (YTD Data)Rank
Total interest income$8,662,0001,576
Total interest expense$1,014,0002,259
Net interest income$7,648,0001,448
Provision for loan and lease losses$314,0002,344
Total noninterest income$2,738,0001,059
Gross Fiduciary activities income$329,000554
Service charges on deposit accounts$1,393,000524
Trading account gains and fees$0153
Additional Noninterest Income$1,016,0001,500
Total noninterest expense$6,722,0001,454
Salaries and employee benefits$3,938,0001,313
Premises and equipment expense$908,0001,315
Additional noninterest expense$1,876,0001,780
Pre-tax net operating income$3,350,0001,064
Securities gains (losses)$03,178
Applicable income taxes$1,185,000771
Income before extraordinary items$2,165,0001,370
Extraordinary gains, net$019
Net income$2,165,0001,370
Minority interest net income$084
Net income of bank and minority interests.$2,165,0001,370
Net charge-offs$972,0001,156
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,165,0001,292
2012-03-31 (YTD Data)Rank
Total interest income$4,220,0001,632
Total interest expense$520,0002,292
Net interest income$3,700,0001,514
Provision for loan and lease losses$157,0002,259
Total noninterest income$1,367,0001,039
Gross Fiduciary activities income$170,000549
Service charges on deposit accounts$667,000542
Trading account gains and fees$0148
Additional Noninterest Income$530,0001,450
Total noninterest expense$3,383,0001,456
Salaries and employee benefits$1,937,0001,331
Premises and equipment expense$482,0001,243
Additional noninterest expense$964,0001,728
Pre-tax net operating income$1,527,0001,149
Securities gains (losses)$02,210
Applicable income taxes$531,000835
Income before extraordinary items$996,0001,468
Extraordinary gains, net$019
Net income$996,0001,468
Minority interest net income$078
Net income of bank and minority interests.$996,0001,469
Net charge-offs$288,0001,530
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$996,0001,382
2011-12-31 (YTD Data)Rank
Total interest income$18,712,0001,528
Total interest expense$2,329,0002,455
Net interest income$16,383,0001,346
Provision for loan and lease losses$783,0002,774
Total noninterest income$5,606,000944
Gross Fiduciary activities income$746,000471
Service charges on deposit accounts$2,938,000510
Trading account gains and fees$0146
Additional Noninterest Income$1,922,0001,405
Total noninterest expense$13,116,0001,487
Salaries and employee benefits$7,443,0001,332
Premises and equipment expense$1,680,0001,484
Additional noninterest expense$3,993,0001,702
Pre-tax net operating income$8,090,000755
Securities gains (losses)$21,0003,059
Applicable income taxes$2,881,000593
Income before extraordinary items$5,230,000959
Extraordinary gains, net$029
Net income$5,230,000957
Minority interest net income$096
Net income of bank and minority interests.$5,230,000959
Net charge-offs$378,0003,520
Cash dividends$2,625,000744
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,216,560929
2011-09-30 (YTD Data)Rank
Total interest income$14,193,0001,524
Total interest expense$1,777,0002,515
Net interest income$12,416,0001,343
Provision for loan and lease losses$698,0002,446
Total noninterest income$4,011,000995
Gross Fiduciary activities income$500,000498
Service charges on deposit accounts$2,138,000530
Trading account gains and fees$0145
Additional Noninterest Income$1,373,0001,432
Total noninterest expense$9,506,0001,541
Salaries and employee benefits$5,537,0001,346
Premises and equipment expense$1,243,0001,511
Additional noninterest expense$2,726,0001,864
Pre-tax net operating income$6,223,000762
Securities gains (losses)$20,0002,810
Applicable income taxes$2,242,000574
Income before extraordinary items$4,001,000962
Extraordinary gains, net$021
Net income$4,001,000959
Minority interest net income$087
Net income of bank and minority interests.$4,001,000962
Net charge-offs$152,0003,999
Cash dividends$2,450,000545
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,988,200917
2011-06-30 (YTD Data)Rank
Total interest income$9,194,0001,582
Total interest expense$1,213,0002,544
Net interest income$7,981,0001,400
Provision for loan and lease losses$466,0002,401
Total noninterest income$2,528,0001,040
Gross Fiduciary activities income$327,000507
Service charges on deposit accounts$1,366,000545
Trading account gains and fees$0153
Additional Noninterest Income$835,0001,518
Total noninterest expense$6,304,0001,562
Salaries and employee benefits$3,700,0001,351
Premises and equipment expense$850,0001,487
Additional noninterest expense$1,754,0001,945
Pre-tax net operating income$3,739,000814
Securities gains (losses)$20,0002,091
Applicable income taxes$1,336,000596
Income before extraordinary items$2,423,0001,022
Extraordinary gains, net$015
Net income$2,423,0001,020
Minority interest net income$089
Net income of bank and minority interests.$2,423,0001,022
Net charge-offs$-232,0007,455
Cash dividends$950,000857
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,410,2001,000
2011-03-31 (YTD Data)Rank
Total interest income$4,378,0001,666
Total interest expense$635,0002,518
Net interest income$3,743,0001,492
Provision for loan and lease losses$185,0002,532
Total noninterest income$1,255,0001,048
Gross Fiduciary activities income$158,000517
Service charges on deposit accounts$640,000561
Trading account gains and fees$0158
Additional Noninterest Income$457,0001,434
Total noninterest expense$3,110,0001,593
Salaries and employee benefits$1,873,0001,346
Premises and equipment expense$429,0001,506
Additional noninterest expense$808,0002,085
Pre-tax net operating income$1,703,000886
Securities gains (losses)$-20,0007,240
Applicable income taxes$590,000645
Income before extraordinary items$1,093,0001,124
Extraordinary gains, net$09
Net income$1,093,0001,122
Minority interest net income$086
Net income of bank and minority interests.$1,093,0001,124
Net charge-offs$165,0002,273
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,106,0001,079
2010-12-31 (YTD Data)Rank
Total interest income$18,920,0001,613
Total interest expense$2,993,0002,609
Net interest income$15,927,0001,401
Provision for loan and lease losses$1,326,0002,634
Total noninterest income$5,962,000937
Gross Fiduciary activities income$707,000474
Service charges on deposit accounts$3,057,000492
Trading account gains and fees$0175
Additional Noninterest Income$2,198,0001,324
Total noninterest expense$13,140,0001,503
Salaries and employee benefits$7,122,0001,379
Premises and equipment expense$1,757,0001,460
Additional noninterest expense$4,261,0001,683
Pre-tax net operating income$7,423,000731
Securities gains (losses)$03,793
Applicable income taxes$2,390,000633
Income before extraordinary items$5,033,000878
Extraordinary gains, net$029
Net income$5,033,000879
Minority interest net income$0111
Net income of bank and minority interests.$5,033,000880
Net charge-offs$917,0002,810
Cash dividends$701,0001,923
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,033,000837
2010-09-30 (YTD Data)Rank
Total interest income$14,232,0001,643
Total interest expense$2,267,0002,677
Net interest income$11,965,0001,421
Provision for loan and lease losses$1,226,0002,249
Total noninterest income$4,488,000919
Gross Fiduciary activities income$478,000502
Service charges on deposit accounts$2,291,000492
Trading account gains and fees$0165
Additional Noninterest Income$1,719,0001,231
Total noninterest expense$9,773,0001,505
Salaries and employee benefits$5,246,0001,416
Premises and equipment expense$1,312,0001,484
Additional noninterest expense$3,215,0001,656
Pre-tax net operating income$5,454,000775
Securities gains (losses)$03,651
Applicable income taxes$1,689,000681
Income before extraordinary items$3,765,000922
Extraordinary gains, net$023
Net income$3,765,000924
Minority interest net income$0110
Net income of bank and minority interests.$3,765,000924
Net charge-offs$898,0002,316
Cash dividends$631,0001,503
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,765,000879
2010-06-30 (YTD Data)Rank
Total interest income$9,147,0001,710
Total interest expense$1,497,0002,799
Net interest income$7,650,0001,487
Provision for loan and lease losses$857,0002,113
Total noninterest income$3,104,000872
Gross Fiduciary activities income$316,000504
Service charges on deposit accounts$1,473,000522
Trading account gains and fees$0152
Additional Noninterest Income$1,315,0001,076
Total noninterest expense$6,349,0001,555
Salaries and employee benefits$3,456,0001,429
Premises and equipment expense$876,0001,502
Additional noninterest expense$2,017,0001,754
Pre-tax net operating income$3,548,000773
Securities gains (losses)$03,184
Applicable income taxes$1,005,000715
Income before extraordinary items$2,543,000877
Extraordinary gains, net$019
Net income$2,543,000877
Minority interest net income$0105
Net income of bank and minority interests.$2,543,000878
Net charge-offs$377,0002,782
Cash dividends$111,0002,747
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,543,000845
2010-03-31 (YTD Data)Rank
Total interest income$4,442,0001,801
Total interest expense$746,0002,923
Net interest income$3,696,0001,552
Provision for loan and lease losses$425,0001,997
Total noninterest income$1,189,0001,060
Gross Fiduciary activities income$164,000501
Service charges on deposit accounts$681,000560
Trading account gains and fees$0175
Additional Noninterest Income$344,0001,683
Total noninterest expense$3,000,0001,666
Salaries and employee benefits$1,683,0001,490
Premises and equipment expense$446,0001,513
Additional noninterest expense$871,0001,948
Pre-tax net operating income$1,460,000920
Securities gains (losses)$02,284
Applicable income taxes$497,000706
Income before extraordinary items$963,0001,128
Extraordinary gains, net$016
Net income$963,0001,129
Minority interest net income$091
Net income of bank and minority interests.$963,0001,130
Net charge-offs$49,0003,726
Cash dividends$41,0002,347
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$963,0001,100
2009-12-31 (YTD Data)Rank
Total interest income$19,118,0001,793
Total interest expense$3,711,0002,910
Net interest income$15,407,0001,444
Provision for loan and lease losses$1,554,0002,836
Total noninterest income$4,530,0001,189
Gross Fiduciary activities income$646,000485
Service charges on deposit accounts$2,698,000619
Trading account gains and fees$0211
Additional Noninterest Income$1,186,0001,925
Total noninterest expense$12,920,0001,606
Salaries and employee benefits$6,610,0001,515
Premises and equipment expense$1,774,0001,526
Additional noninterest expense$4,536,0001,634
Pre-tax net operating income$5,463,000778
Securities gains (losses)$03,754
Applicable income taxes$1,747,000627
Income before extraordinary items$3,716,000923
Extraordinary gains, net$034
Net income$3,716,000922
Minority interest net income$0115
Net income of bank and minority interests.$3,716,000922
Net charge-offs$761,0003,245
Cash dividends$519,0002,496
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,716,000918
2009-09-30 (YTD Data)Rank
Total interest income$14,261,0001,825
Total interest expense$2,913,0002,920
Net interest income$11,348,0001,478
Provision for loan and lease losses$1,041,0002,725
Total noninterest income$3,161,0001,265
Gross Fiduciary activities income$430,000516
Service charges on deposit accounts$1,861,000677
Trading account gains and fees$0212
Additional Noninterest Income$870,0002,010
Total noninterest expense$9,318,0001,632
Salaries and employee benefits$4,907,0001,539
Premises and equipment expense$1,299,0001,583
Additional noninterest expense$3,112,0001,722
Pre-tax net operating income$4,150,000816
Securities gains (losses)$03,497
Applicable income taxes$1,391,000642
Income before extraordinary items$2,759,000983
Extraordinary gains, net$027
Net income$2,759,000982
Minority interest net income$0118
Net income of bank and minority interests.$2,759,000983
Net charge-offs$286,0003,777
Cash dividends$376,0002,355
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,759,000967
2009-06-30 (YTD Data)Rank
Total interest income$9,142,0001,933
Total interest expense$2,059,0002,897
Net interest income$7,083,0001,576
Provision for loan and lease losses$301,0003,679
Total noninterest income$2,018,0001,330
Gross Fiduciary activities income$296,000509
Service charges on deposit accounts$1,082,000765
Trading account gains and fees$0193
Additional Noninterest Income$640,0001,904
Total noninterest expense$6,319,0001,635
Salaries and employee benefits$3,263,0001,572
Premises and equipment expense$874,0001,590
Additional noninterest expense$2,182,0001,668
Pre-tax net operating income$2,481,000921
Securities gains (losses)$03,136
Applicable income taxes$824,000726
Income before extraordinary items$1,657,0001,140
Extraordinary gains, net$021
Net income$1,657,0001,139
Minority interest net income$0112
Net income of bank and minority interests.$1,657,0001,140
Net charge-offs$10,0005,988
Cash dividends$212,0002,601
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,657,0001,108
2009-03-31 (YTD Data)Rank
Total interest income$4,608,0001,936
Total interest expense$1,121,0002,783
Net interest income$3,487,0001,605
Provision for loan and lease losses$57,0004,784
Total noninterest income$968,0001,318
Gross Fiduciary activities income$151,000511
Service charges on deposit accounts$522,000773
Trading account gains and fees$0171
Additional Noninterest Income$295,0001,984
Total noninterest expense$3,126,0001,613
Salaries and employee benefits$1,575,0001,646
Premises and equipment expense$434,0001,629
Additional noninterest expense$1,117,0001,453
Pre-tax net operating income$1,272,000996
Securities gains (losses)$02,434
Applicable income taxes$419,000797
Income before extraordinary items$853,0001,287
Extraordinary gains, net$015
Net income$853,0001,287
Minority interest net income$0102
Net income of bank and minority interests.$853,0001,288
Net charge-offs$-3,0007,537
Cash dividends$162,0001,868
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$853,0001,217
2008-12-31 (YTD Data)Rank
Total interest income$19,775,0001,938
Total interest expense$6,372,0002,388
Net interest income$13,403,0001,656
Provision for loan and lease losses$1,151,0002,499
Total noninterest income$4,511,0001,159
Gross Fiduciary activities income$772,000466
Service charges on deposit accounts$2,579,000669
Trading account gains and fees$0154
Additional Noninterest Income$1,160,0001,922
Total noninterest expense$11,718,0001,667
Salaries and employee benefits$6,593,0001,572
Premises and equipment expense$1,861,0001,485
Additional noninterest expense$3,264,0001,875
Pre-tax net operating income$5,045,0001,097
Securities gains (losses)$30,0001,931
Applicable income taxes$1,675,000787
Income before extraordinary items$3,400,0001,224
Extraordinary gains, net$039
Net income$3,400,0001,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,414,0001,613
Cash dividends$550,0003,232
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,379,9001,314
2008-09-30 (YTD Data)Rank
Total interest income$15,014,0001,951
Total interest expense$4,875,0002,429
Net interest income$10,139,0001,659
Provision for loan and lease losses$720,0002,223
Total noninterest income$3,302,0001,222
Gross Fiduciary activities income$546,000488
Service charges on deposit accounts$1,891,000694
Trading account gains and fees$0148
Additional Noninterest Income$865,0002,018
Total noninterest expense$8,665,0001,678
Salaries and employee benefits$4,934,0001,588
Premises and equipment expense$1,337,0001,565
Additional noninterest expense$2,394,0001,853
Pre-tax net operating income$4,056,0001,242
Securities gains (losses)$30,0001,749
Applicable income taxes$1,405,000893
Income before extraordinary items$2,681,0001,376
Extraordinary gains, net$031
Net income$2,681,0001,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,110,0001,212
Cash dividends$411,0002,988
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,661,2001,463
2008-06-30 (YTD Data)Rank
Total interest income$9,832,0002,012
Total interest expense$3,292,0002,496
Net interest income$6,540,0001,715
Provision for loan and lease losses$420,0002,107
Total noninterest income$2,185,0001,235
Gross Fiduciary activities income$412,000469
Service charges on deposit accounts$1,193,000725
Trading account gains and fees$0149
Additional Noninterest Income$580,0002,036
Total noninterest expense$5,688,0001,698
Salaries and employee benefits$3,254,0001,619
Premises and equipment expense$851,0001,635
Additional noninterest expense$1,583,0001,826
Pre-tax net operating income$2,617,0001,329
Securities gains (losses)$28,0001,831
Applicable income taxes$910,0001,013
Income before extraordinary items$1,735,0001,576
Extraordinary gains, net$021
Net income$1,735,0001,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$967,000882
Cash dividends$346,0002,778
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,716,5201,558
2008-03-31 (YTD Data)Rank
Total interest income$4,920,0002,071
Total interest expense$1,717,0002,549
Net interest income$3,203,0001,743
Provision for loan and lease losses$205,0001,794
Total noninterest income$1,097,0001,236
Gross Fiduciary activities income$250,000424
Service charges on deposit accounts$607,000710
Trading account gains and fees$0158
Additional Noninterest Income$240,0002,288
Total noninterest expense$2,782,0001,734
Salaries and employee benefits$1,616,0001,633
Premises and equipment expense$406,0001,699
Additional noninterest expense$760,0001,853
Pre-tax net operating income$1,313,0001,423
Securities gains (losses)$02,688
Applicable income taxes$447,0001,106
Income before extraordinary items$866,0001,706
Extraordinary gains, net$015
Net income$866,0001,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,854
Cash dividends$202,0002,292
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$866,0001,643
2007-12-31 (YTD Data)Rank
Total interest income$19,625,0002,118
Total interest expense$7,681,0002,407
Net interest income$11,944,0001,896
Provision for loan and lease losses$759,0001,730
Total noninterest income$4,793,0001,132
Gross Fiduciary activities income$633,000534
Service charges on deposit accounts$2,605,000671
Trading account gains and fees$0178
Additional Noninterest Income$1,555,0001,635
Total noninterest expense$10,954,0001,688
Salaries and employee benefits$6,351,0001,595
Premises and equipment expense$1,695,0001,570
Additional noninterest expense$2,908,0001,895
Pre-tax net operating income$5,024,0001,632
Securities gains (losses)$02,146
Applicable income taxes$1,397,0001,483
Income before extraordinary items$3,627,0001,739
Extraordinary gains, net$039
Net income$3,627,0001,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,898
Cash dividends$956,0002,711
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,627,0001,730
2007-09-30 (YTD Data)Rank
Total interest income$14,481,0002,151
Total interest expense$5,608,0002,465
Net interest income$8,873,0001,933
Provision for loan and lease losses$548,0001,459
Total noninterest income$3,694,0001,110
Gross Fiduciary activities income$443,000551
Service charges on deposit accounts$1,915,000673
Trading account gains and fees$0184
Additional Noninterest Income$1,336,0001,490
Total noninterest expense$8,136,0001,690
Salaries and employee benefits$4,743,0001,600
Premises and equipment expense$1,256,0001,586
Additional noninterest expense$2,137,0001,886
Pre-tax net operating income$3,883,0001,715
Securities gains (losses)$01,655
Applicable income taxes$1,159,0001,482
Income before extraordinary items$2,724,0001,852
Extraordinary gains, net$033
Net income$2,724,0001,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,703
Cash dividends$638,0002,599
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,724,0001,838
2007-06-30 (YTD Data)Rank
Total interest income$9,250,0002,254
Total interest expense$3,480,0002,632
Net interest income$5,770,0002,018
Provision for loan and lease losses$100,0003,268
Total noninterest income$1,985,0001,334
Gross Fiduciary activities income$312,000546
Service charges on deposit accounts$1,246,000697
Trading account gains and fees$0168
Additional Noninterest Income$427,0002,482
Total noninterest expense$5,461,0001,691
Salaries and employee benefits$3,188,0001,614
Premises and equipment expense$839,0001,601
Additional noninterest expense$1,434,0001,894
Pre-tax net operating income$2,194,0001,998
Securities gains (losses)$01,444
Applicable income taxes$725,0001,614
Income before extraordinary items$1,469,0002,241
Extraordinary gains, net$029
Net income$1,469,0002,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,211
Cash dividends$423,0002,684
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,469,0002,227
2007-03-31 (YTD Data)Rank
Total interest income$4,459,0002,330
Total interest expense$1,648,0002,746
Net interest income$2,811,0002,064
Provision for loan and lease losses$7,0005,244
Total noninterest income$1,013,0001,296
Gross Fiduciary activities income$175,000520
Service charges on deposit accounts$592,000714
Trading account gains and fees$0195
Additional Noninterest Income$246,0002,237
Total noninterest expense$2,737,0001,695
Salaries and employee benefits$1,572,0001,658
Premises and equipment expense$431,0001,562
Additional noninterest expense$734,0001,820
Pre-tax net operating income$1,080,0002,030
Securities gains (losses)$01,187
Applicable income taxes$355,0001,647
Income before extraordinary items$725,0002,242
Extraordinary gains, net$022
Net income$725,0002,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,373
Cash dividends$107,0003,035
Sale, conversion, retirement of capital stock, net$0885
Net operating income$725,0002,223
2006-12-31 (YTD Data)Rank
Total interest income$16,372,0002,372
Total interest expense$5,669,0002,721
Net interest income$10,703,0002,161
Provision for loan and lease losses$385,0002,344
Total noninterest income$4,139,0001,266
Gross Fiduciary activities income$593,000545
Service charges on deposit accounts$2,708,000643
Trading account gains and fees$0130
Additional Noninterest Income$838,0002,509
Total noninterest expense$10,835,0001,638
Salaries and employee benefits$6,247,0001,577
Premises and equipment expense$1,707,0001,508
Additional noninterest expense$2,881,0001,829
Pre-tax net operating income$3,622,0002,414
Securities gains (losses)$01,687
Applicable income taxes$1,054,0002,121
Income before extraordinary items$2,568,0002,556
Extraordinary gains, net$051
Net income$2,568,0002,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$521,0001,143
Cash dividends$1,571,0001,876
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,568,0002,536
2006-09-30 (YTD Data)Rank
Total interest income$11,963,0002,415
Total interest expense$4,012,0002,779
Net interest income$7,951,0002,194
Provision for loan and lease losses$356,0001,879
Total noninterest income$3,027,0001,304
Gross Fiduciary activities income$388,000578
Service charges on deposit accounts$2,007,000656
Trading account gains and fees$0126
Additional Noninterest Income$632,0002,491
Total noninterest expense$8,124,0001,645
Salaries and employee benefits$4,680,0001,597
Premises and equipment expense$1,273,0001,531
Additional noninterest expense$2,171,0001,785
Pre-tax net operating income$2,498,0002,651
Securities gains (losses)$01,388
Applicable income taxes$780,0002,238
Income before extraordinary items$1,718,0002,907
Extraordinary gains, net$045
Net income$1,718,0002,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0001,175
Cash dividends$751,0002,331
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,718,0002,893
2006-06-30 (YTD Data)Rank
Total interest income$7,534,0002,497
Total interest expense$2,398,0002,921
Net interest income$5,136,0002,277
Provision for loan and lease losses$244,0001,797
Total noninterest income$1,897,0001,359
Gross Fiduciary activities income$252,000589
Service charges on deposit accounts$1,256,000693
Trading account gains and fees$0126
Additional Noninterest Income$389,0002,601
Total noninterest expense$5,367,0001,664
Salaries and employee benefits$3,140,0001,579
Premises and equipment expense$834,0001,556
Additional noninterest expense$1,393,0001,873
Pre-tax net operating income$1,422,0002,985
Securities gains (losses)$01,185
Applicable income taxes$420,0002,539
Income before extraordinary items$1,002,0003,203
Extraordinary gains, net$039
Net income$1,002,0003,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,572
Cash dividends$648,0001,994
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,002,0003,196
2006-03-31 (YTD Data)Rank
Total interest income$3,635,0002,534
Total interest expense$1,174,0002,850
Net interest income$2,461,0002,355
Provision for loan and lease losses$61,0002,778
Total noninterest income$957,0001,323
Gross Fiduciary activities income$132,000587
Service charges on deposit accounts$572,000735
Trading account gains and fees$0115
Additional Noninterest Income$253,0002,176
Total noninterest expense$2,646,0001,695
Salaries and employee benefits$1,583,0001,573
Premises and equipment expense$412,0001,585
Additional noninterest expense$651,0002,000
Pre-tax net operating income$711,0002,944
Securities gains (losses)$0955
Applicable income taxes$137,0003,170
Income before extraordinary items$574,0002,831
Extraordinary gains, net$021
Net income$574,0002,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0001,755
Cash dividends$452,0001,476
Sale, conversion, retirement of capital stock, net$0648
Net operating income$574,0002,818
2005-12-31 (YTD Data)Rank
Total interest income$14,276,0002,309
Total interest expense$3,889,0002,714
Net interest income$10,387,0002,131
Provision for loan and lease losses$585,0001,679
Total noninterest income$4,167,0001,242
Gross Fiduciary activities income$591,000542
Service charges on deposit accounts$2,548,000688
Trading account gains and fees$0138
Additional Noninterest Income$1,028,0002,172
Total noninterest expense$10,318,0001,653
Salaries and employee benefits$6,041,0001,550
Premises and equipment expense$1,635,0001,492
Additional noninterest expense$2,642,0001,927
Pre-tax net operating income$3,651,0002,374
Securities gains (losses)$-1,0006,938
Applicable income taxes$988,0002,282
Income before extraordinary items$2,662,0002,475
Extraordinary gains, net$046
Net income$2,662,0002,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,212
Cash dividends$618,0003,280
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,662,7302,440
2005-09-30 (YTD Data)Rank
Total interest income$10,453,0002,323
Total interest expense$2,714,0002,745
Net interest income$7,739,0002,123
Provision for loan and lease losses$455,0001,525
Total noninterest income$2,769,0001,363
Gross Fiduciary activities income$380,000572
Service charges on deposit accounts$1,867,000699
Trading account gains and fees$0126
Additional Noninterest Income$522,0002,795
Total noninterest expense$7,612,0001,663
Salaries and employee benefits$4,476,0001,555
Premises and equipment expense$1,220,0001,488
Additional noninterest expense$1,916,0001,943
Pre-tax net operating income$2,441,0002,617
Securities gains (losses)$1,0002,135
Applicable income taxes$724,0002,345
Income before extraordinary items$1,718,0002,797
Extraordinary gains, net$035
Net income$1,718,0002,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,099
Cash dividends$414,0003,090
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,717,3002,762
2005-06-30 (YTD Data)Rank
Total interest income$6,550,0002,397
Total interest expense$1,581,0002,933
Net interest income$4,969,0002,177
Provision for loan and lease losses$208,0002,103
Total noninterest income$1,802,0001,380
Gross Fiduciary activities income$260,000573
Service charges on deposit accounts$1,186,000710
Trading account gains and fees$0116
Additional Noninterest Income$356,0002,738
Total noninterest expense$5,134,0001,644
Salaries and employee benefits$2,958,0001,566
Premises and equipment expense$842,0001,437
Additional noninterest expense$1,334,0001,854
Pre-tax net operating income$1,429,0002,865
Securities gains (losses)$02,146
Applicable income taxes$413,0002,563
Income before extraordinary items$1,016,0003,050
Extraordinary gains, net$030
Net income$1,016,0003,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0002,762
Cash dividends$337,0002,771
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,016,0003,005
2005-03-31 (YTD Data)Rank
Total interest income$3,124,0002,479
Total interest expense$716,0003,059
Net interest income$2,408,0002,238
Provision for loan and lease losses$100,0002,031
Total noninterest income$876,0001,391
Gross Fiduciary activities income$148,000545
Service charges on deposit accounts$534,000759
Trading account gains and fees$0115
Additional Noninterest Income$194,0002,530
Total noninterest expense$2,546,0001,658
Salaries and employee benefits$1,449,0001,594
Premises and equipment expense$425,0001,430
Additional noninterest expense$672,0001,833
Pre-tax net operating income$638,0003,082
Securities gains (losses)$01,685
Applicable income taxes$180,0002,765
Income before extraordinary items$458,0003,264
Extraordinary gains, net$024
Net income$458,0003,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,763
Cash dividends$65,0003,275
Sale, conversion, retirement of capital stock, net$0491
Net operating income$458,0003,224
2004-12-31 (YTD Data)Rank
Total interest income$12,704,0002,256
Total interest expense$2,706,0002,859
Net interest income$9,998,0002,032
Provision for loan and lease losses$753,0001,360
Total noninterest income$3,654,0001,376
Gross Fiduciary activities income$547,000544
Service charges on deposit accounts$2,494,000705
Trading account gains and fees$0138
Additional Noninterest Income$613,0002,952
Total noninterest expense$9,886,0001,646
Salaries and employee benefits$5,722,0001,554
Premises and equipment expense$1,638,0001,402
Additional noninterest expense$2,526,0001,927
Pre-tax net operating income$3,013,0002,580
Securities gains (losses)$18,0002,469
Applicable income taxes$842,0002,445
Income before extraordinary items$2,189,0002,707
Extraordinary gains, net$034
Net income$2,189,0002,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$501,0001,339
Cash dividends$180,0004,976
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,176,0402,668
2004-09-30 (YTD Data)Rank
Total interest income$9,424,0002,252
Total interest expense$2,001,0002,842
Net interest income$7,423,0002,027
Provision for loan and lease losses$633,0001,183
Total noninterest income$2,710,0001,402
Gross Fiduciary activities income$355,000592
Service charges on deposit accounts$1,891,000700
Trading account gains and fees$0134
Additional Noninterest Income$464,0002,925
Total noninterest expense$7,424,0001,635
Salaries and employee benefits$4,258,0001,555
Premises and equipment expense$1,242,0001,396
Additional noninterest expense$1,924,0001,860
Pre-tax net operating income$2,076,0002,786
Securities gains (losses)$18,0002,374
Applicable income taxes$580,0002,632
Income before extraordinary items$1,514,0002,927
Extraordinary gains, net$026
Net income$1,514,0002,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$416,0001,130
Cash dividends$122,0004,475
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,501,0402,873
2004-06-30 (YTD Data)Rank
Total interest income$6,107,0002,310
Total interest expense$1,286,0002,920
Net interest income$4,821,0002,078
Provision for loan and lease losses$303,0001,513
Total noninterest income$1,786,0001,398
Gross Fiduciary activities income$240,000584
Service charges on deposit accounts$1,229,000708
Trading account gains and fees$0130
Additional Noninterest Income$317,0002,900
Total noninterest expense$4,995,0001,620
Salaries and employee benefits$2,819,0001,568
Premises and equipment expense$829,0001,397
Additional noninterest expense$1,347,0001,771
Pre-tax net operating income$1,309,0002,899
Securities gains (losses)$5,0002,738
Applicable income taxes$332,0002,895
Income before extraordinary items$982,0002,976
Extraordinary gains, net$021
Net income$982,0002,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0001,208
Cash dividends$71,0004,474
Sale, conversion, retirement of capital stock, net$0638
Net operating income$978,2502,903
2004-03-31 (YTD Data)Rank
Total interest income$2,919,0002,410
Total interest expense$620,0003,039
Net interest income$2,299,0002,178
Provision for loan and lease losses$142,0001,602
Total noninterest income$848,0001,426
Gross Fiduciary activities income$118,000600
Service charges on deposit accounts$570,000748
Trading account gains and fees$0121
Additional Noninterest Income$160,0002,829
Total noninterest expense$2,495,0001,630
Salaries and employee benefits$1,394,0001,604
Premises and equipment expense$413,0001,418
Additional noninterest expense$688,0001,725
Pre-tax net operating income$510,0003,466
Securities gains (losses)$02,934
Applicable income taxes$137,0003,251
Income before extraordinary items$373,0003,701
Extraordinary gains, net$016
Net income$373,0003,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0001,194
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$373,0003,574
2003-12-31 (YTD Data)Rank
Total interest income$12,128,0002,361
Total interest expense$2,778,0003,068
Net interest income$9,350,0002,091
Provision for loan and lease losses$802,0001,443
Total noninterest income$3,517,0001,485
Gross Fiduciary activities income$459,000592
Service charges on deposit accounts$2,421,000707
Trading account gains and fees$0160
Additional Noninterest Income$637,0003,136
Total noninterest expense$9,389,0001,708
Salaries and employee benefits$5,393,0001,603
Premises and equipment expense$1,501,0001,518
Additional noninterest expense$2,495,0001,929
Pre-tax net operating income$2,676,0002,746
Securities gains (losses)$49,0002,531
Applicable income taxes$662,0002,891
Income before extraordinary items$2,063,0002,796
Extraordinary gains, net$054
Net income$2,063,0002,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$736,0001,173
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,025,7602,711
2003-09-30 (YTD Data)Rank
Total interest income$9,144,0002,389
Total interest expense$2,123,0003,118
Net interest income$7,021,0002,103
Provision for loan and lease losses$781,0001,112
Total noninterest income$2,521,0001,571
Gross Fiduciary activities income$299,000635
Service charges on deposit accounts$1,761,000731
Trading account gains and fees$0153
Additional Noninterest Income$461,0003,273
Total noninterest expense$6,985,0001,723
Salaries and employee benefits$3,944,0001,646
Premises and equipment expense$1,122,0001,528
Additional noninterest expense$1,919,0001,869
Pre-tax net operating income$1,776,0003,102
Securities gains (losses)$49,0002,325
Applicable income taxes$513,0002,978
Income before extraordinary items$1,312,0003,262
Extraordinary gains, net$040
Net income$1,312,0003,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$708,000890
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,276,7203,176
2003-06-30 (YTD Data)Rank
Total interest income$6,027,0002,429
Total interest expense$1,451,0003,149
Net interest income$4,576,0002,131
Provision for loan and lease losses$615,000961
Total noninterest income$1,640,0001,595
Gross Fiduciary activities income$196,000643
Service charges on deposit accounts$1,127,000758
Trading account gains and fees$0150
Additional Noninterest Income$317,0003,191
Total noninterest expense$4,652,0001,724
Salaries and employee benefits$2,583,0001,661
Premises and equipment expense$746,0001,531
Additional noninterest expense$1,323,0001,820
Pre-tax net operating income$949,0003,636
Securities gains (losses)$50,0002,013
Applicable income taxes$271,0003,411
Income before extraordinary items$728,0003,756
Extraordinary gains, net$030
Net income$728,0003,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$644,000715
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$691,5003,711
2003-03-31 (YTD Data)Rank
Total interest income$2,995,0002,456
Total interest expense$747,0003,135
Net interest income$2,248,0002,168
Provision for loan and lease losses$300,000910
Total noninterest income$787,0001,601
Gross Fiduciary activities income$104,000633
Service charges on deposit accounts$517,000799
Trading account gains and fees$0134
Additional Noninterest Income$166,0003,032
Total noninterest expense$2,229,0001,767
Salaries and employee benefits$1,253,0001,705
Premises and equipment expense$368,0001,568
Additional noninterest expense$608,0001,937
Pre-tax net operating income$506,0003,456
Securities gains (losses)$02,891
Applicable income taxes$136,0003,394
Income before extraordinary items$370,0003,668
Extraordinary gains, net$021
Net income$370,0003,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,934
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$370,0003,494
2002-12-31 (YTD Data)Rank
Total interest income$12,853,0002,404
Total interest expense$3,690,0002,948
Net interest income$9,163,0002,108
Provision for loan and lease losses$1,135,0001,202
Total noninterest income$3,304,0001,451
Gross Fiduciary activities income$437,000620
Service charges on deposit accounts$2,303,000700
Trading account gains and fees$0153
Additional Noninterest Income$564,0003,071
Total noninterest expense$8,362,0001,813
Salaries and employee benefits$4,490,0001,785
Premises and equipment expense$1,281,0001,720
Additional noninterest expense$2,591,0001,800
Pre-tax net operating income$2,970,0002,521
Securities gains (losses)$04,537
Applicable income taxes$831,0002,523
Income before extraordinary items$2,139,0002,663
Extraordinary gains, net$070
Net income$2,139,0002,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,296,000770
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,139,0002,568
2001-12-31 (YTD Data)Rank
Total interest income$14,194,0002,412
Total interest expense$5,868,0002,725
Net interest income$8,326,0002,144
Provision for loan and lease losses$570,0001,989
Total noninterest income$3,009,0001,474
Gross Fiduciary activities income$449,000627
Service charges on deposit accounts$2,014,000738
Trading account gains and fees$0177
Additional Noninterest Income$546,0002,986
Total noninterest expense$7,513,0001,922
Salaries and employee benefits$4,048,0001,848
Premises and equipment expense$1,141,0001,875
Additional noninterest expense$2,324,0001,944
Pre-tax net operating income$3,252,0002,108
Securities gains (losses)$04,612
Applicable income taxes$871,0002,293
Income before extraordinary items$2,381,0002,183
Extraordinary gains, net$0105
Net income$2,381,0002,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,0002,242
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,381,0002,115
2000-12-31 (YTD Data)Rank
Total interest income$12,822,0002,712
Total interest expense$5,720,0002,905
Net interest income$7,102,0002,507
Provision for loan and lease losses$450,0002,054
Total noninterest income$1,741,0002,071
Gross Fiduciary activities income$439,000637
Service charges on deposit accounts$931,0001,469
Trading account gains and fees$0180
Additional Noninterest Income$371,0003,520
Total noninterest expense$6,233,0002,206
Salaries and employee benefits$3,549,0002,003
Premises and equipment expense$1,000,0002,060
Additional noninterest expense$1,684,0002,532
Pre-tax net operating income$2,160,0003,126
Securities gains (losses)$-1,0007,406
Applicable income taxes$704,0002,764
Income before extraordinary items$1,455,0003,337
Extraordinary gains, net$038
Net income$1,455,0003,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,171
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,455,6703,323
1999-12-31 (YTD Data)Rank
Total interest income$11,030,0002,925
Total interest expense$4,513,0003,231
Net interest income$6,517,0002,698
Provision for loan and lease losses$400,0002,102
Total noninterest income$1,382,0002,427
Gross Fiduciary activities income$355,000733
Service charges on deposit accounts$799,0001,661
Trading account gains and fees$0173
Additional Noninterest Income$228,0004,641
Total noninterest expense$5,569,0002,437
Salaries and employee benefits$3,101,0002,260
Premises and equipment expense$871,0002,330
Additional noninterest expense$1,597,0002,708
Pre-tax net operating income$1,930,0003,427
Securities gains (losses)$3,0002,393
Applicable income taxes$633,0003,105
Income before extraordinary items$1,300,0003,643
Extraordinary gains, net$035
Net income$1,300,0003,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,715
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,297,9903,607
1998-12-31 (YTD Data)Rank
Total interest income$10,069,0003,212
Total interest expense$4,425,0003,356
Net interest income$5,644,0003,049
Provision for loan and lease losses$355,0002,290
Total noninterest income$1,200,0002,693
Gross Fiduciary activities income$288,000790
Service charges on deposit accounts$717,0001,784
Trading account gains and fees$0224
Additional Noninterest Income$195,0005,026
Total noninterest expense$4,958,0002,636
Salaries and employee benefits$2,840,0002,375
Premises and equipment expense$742,0002,622
Additional noninterest expense$1,376,0002,993
Pre-tax net operating income$1,531,0004,124
Securities gains (losses)$26,0002,229
Applicable income taxes$469,0004,011
Income before extraordinary items$1,088,0004,222
Extraordinary gains, net$032
Net income$1,088,0004,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,401
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,069,8004,179
1997-12-31 (YTD Data)Rank
Total interest income$8,942,0003,600
Total interest expense$4,186,0003,512
Net interest income$4,756,0003,652
Provision for loan and lease losses$120,0004,629
Total noninterest income$924,0003,248
Gross Fiduciary activities income$118,0001,015
Service charges on deposit accounts$634,0002,070
Trading account gains and fees$0239
Additional Noninterest Income$172,0005,333
Total noninterest expense$4,252,0003,003
Salaries and employee benefits$2,436,0002,717
Premises and equipment expense$695,0002,758
Additional noninterest expense$1,121,0003,545
Pre-tax net operating income$1,308,0004,935
Securities gains (losses)$2,0003,292
Applicable income taxes$412,0004,796
Income before extraordinary items$898,0005,065
Extraordinary gains, net$044
Net income$898,0005,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,342
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$896,6205,011
1996-12-31 (YTD Data)Rank
Total interest income$8,149,0003,966
Total interest expense$4,118,0003,610
Net interest income$4,031,0004,293
Provision for loan and lease losses$132,0004,386
Total noninterest income$766,0003,822
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$614,0002,201
Trading account gains and fees$0262
Additional Noninterest Income$152,0005,934
Total noninterest expense$3,955,0003,386
Salaries and employee benefits$2,038,0003,281
Premises and equipment expense$668,0002,921
Additional noninterest expense$1,249,0003,653
Pre-tax net operating income$710,0006,888
Securities gains (losses)$63,0001,196
Applicable income taxes$177,0007,479
Income before extraordinary items$596,0006,296
Extraordinary gains, net$053
Net income$596,0006,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,320
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$547,4906,506
1995-12-31 (YTD Data)Rank
Total interest income$7,596,0004,215
Total interest expense$3,888,0003,765
Net interest income$3,708,0004,625
Provision for loan and lease losses$30,0007,070
Total noninterest income$635,0004,394
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$491,0002,770
Trading account gains and fees$0522
Additional Noninterest Income$144,0006,108
Total noninterest expense$3,846,0003,447
Salaries and employee benefits$2,036,0003,258
Premises and equipment expense$658,0002,971
Additional noninterest expense$1,152,0003,884
Pre-tax net operating income$467,0008,640
Securities gains (losses)$21,0001,877
Applicable income taxes$71,0009,770
Income before extraordinary items$417,0007,903
Extraordinary gains, net$065
Net income$417,0007,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,018
Cash dividends$550,0003,104
Sale, conversion, retirement of capital stock, net$2,000795
Net operating income$399,1508,056
1994-12-31 (YTD Data)Rank
Total interest income$7,361,0004,037
Total interest expense$3,249,0003,682
Net interest income$4,112,0004,274
Provision for loan and lease losses$-95,00012,126
Total noninterest income$616,0004,566
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$461,0002,992
Trading account gains and fees$0475
Additional Noninterest Income$155,0006,118
Total noninterest expense$3,864,0003,531
Salaries and employee benefits$1,882,0003,469
Premises and equipment expense$572,0003,413
Additional noninterest expense$1,410,0003,510
Pre-tax net operating income$959,0006,123
Securities gains (losses)$33,0001,406
Applicable income taxes$157,0008,162
Income before extraordinary items$835,0005,189
Extraordinary gains, net$0249
Net income$835,0005,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,664
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$807,2805,384
1993-12-31 (YTD Data)Rank
Total interest income$7,445,0004,070
Total interest expense$3,248,0003,844
Net interest income$4,197,0004,212
Provision for loan and lease losses$75,0006,449
Total noninterest income$612,0004,890
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$468,0002,981
Trading account gains and fees$0532
Additional Noninterest Income$144,0006,692
Total noninterest expense$3,485,0003,922
Salaries and employee benefits$1,724,0003,769
Premises and equipment expense$470,0004,085
Additional noninterest expense$1,291,0003,957
Pre-tax net operating income$1,249,0005,036
Securities gains (losses)$12,0005,266
Applicable income taxes$172,0008,163
Income before extraordinary items$1,089,0004,361
Extraordinary gains, net$194,0001,038
Net income$1,283,0003,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0004,689
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,078,6804,177
1992-12-31 (YTD Data)Rank
Total interest income$7,497,0004,549
Total interest expense$3,616,0004,434
Net interest income$3,881,0004,571
Provision for loan and lease losses$290,0004,227
Total noninterest income$585,0005,056
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$471,0002,964
Trading account gains and fees$0504
Additional Noninterest Income$114,0007,627
Total noninterest expense$3,093,0004,394
Salaries and employee benefits$1,471,0004,304
Premises and equipment expense$399,0004,802
Additional noninterest expense$1,223,0004,270
Pre-tax net operating income$1,083,0005,321
Securities gains (losses)$533,0001,034
Applicable income taxes$458,0004,298
Income before extraordinary items$1,158,0003,928
Extraordinary gains, net$01,422
Net income$1,158,0003,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0004,631
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$774,2405,177

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.