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Reliance State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$11,058,000	2,692
Total interest expense	$4,875,000	2,041
Net interest income	$6,183,000	3,066
Provision for loan and lease losses	$335,000	1,576
Total noninterest income	$550,000	3,336
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$196,000	2,700
Trading account gains and fees	$0	123
Additional Noninterest Income	$354,000	3,288
Total noninterest expense	$4,240,000	3,275
Salaries and employee benefits	$2,329,000	3,267
Premises and equipment expense	$270,000	3,683
Additional noninterest expense	$354,000	3,288
Pre-tax net operating income	$2,158,000	2,879
Securities gains (losses)	$10,000	771
Applicable income taxes	$458,000	1,970
Income before extraordinary items	$1,710,000	2,940
Extraordinary gains, net	$0	54
Net income	$1,710,000	2,973
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,710,000	2,942
Net charge-offs	$190,000	1,193
Cash dividends	$1,560,000	1,753
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,702,100	2,985
2023-09-30 (YTD Data)		Rank
Total interest income	$8,027,000	2,714
Total interest expense	$3,358,000	2,036
Net interest income	$4,669,000	3,075
Provision for loan and lease losses	$180,000	1,734
Total noninterest income	$418,000	3,327
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$145,000	2,738
Trading account gains and fees	$0	125
Additional Noninterest Income	$273,000	3,256
Total noninterest expense	$3,163,000	3,262
Salaries and employee benefits	$1,726,000	3,266
Premises and equipment expense	$207,000	3,682
Additional noninterest expense	$273,000	3,255
Pre-tax net operating income	$1,744,000	2,855
Securities gains (losses)	$12,000	577
Applicable income taxes	$376,000	1,959
Income before extraordinary items	$1,380,000	2,938
Extraordinary gains, net	$0	52
Net income	$1,380,000	2,968
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,380,000	2,939
Net charge-offs	$157,000	984
Cash dividends	$1,170,000	1,572
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,370,520	2,968
2023-06-30 (YTD Data)		Rank
Total interest income	$5,126,000	2,742
Total interest expense	$1,938,000	2,062
Net interest income	$3,188,000	3,057
Provision for loan and lease losses	$128,000	1,665
Total noninterest income	$288,000	3,290
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$94,000	2,766
Trading account gains and fees	$0	112
Additional Noninterest Income	$194,000	3,191
Total noninterest expense	$2,119,000	3,260
Salaries and employee benefits	$1,163,000	3,260
Premises and equipment expense	$157,000	3,558
Additional noninterest expense	$194,000	3,183
Pre-tax net operating income	$1,229,000	2,815
Securities gains (losses)	$1,000	881
Applicable income taxes	$265,000	1,940
Income before extraordinary items	$965,000	2,908
Extraordinary gains, net	$0	51
Net income	$965,000	2,939
Minority interest net income	$0	81
Net income of bank and minority interests.	$965,000	2,907
Net charge-offs	$158,000	763
Cash dividends	$780,000	1,589
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$964,210	2,935
2023-03-31 (YTD Data)		Rank
Total interest income	$2,465,000	2,785
Total interest expense	$832,000	2,055
Net interest income	$1,633,000	3,045
Provision for loan and lease losses	$87,000	1,372
Total noninterest income	$152,000	3,251
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$48,000	2,765
Trading account gains and fees	$0	97
Additional Noninterest Income	$104,000	3,112
Total noninterest expense	$1,085,000	3,262
Salaries and employee benefits	$599,000	3,262
Premises and equipment expense	$94,000	3,400
Additional noninterest expense	$104,000	3,112
Pre-tax net operating income	$613,000	2,865
Securities gains (losses)	$6,000	713
Applicable income taxes	$133,000	1,953
Income before extraordinary items	$486,000	2,971
Extraordinary gains, net	$0	4
Net income	$486,000	2,970
Minority interest net income	$0	48
Net income of bank and minority interests.	$486,000	2,971
Net charge-offs	$159,000	487
Cash dividends	$390,000	1,433
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$481,260	3,007
2022-12-31 (YTD Data)		Rank
Total interest income	$8,447,000	2,770
Total interest expense	$1,542,000	1,880
Net interest income	$6,905,000	2,896
Provision for loan and lease losses	$50,000	2,541
Total noninterest income	$574,000	3,400
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$189,000	2,810
Trading account gains and fees	$0	116
Additional Noninterest Income	$385,000	3,298
Total noninterest expense	$4,258,000	3,272
Salaries and employee benefits	$2,472,000	3,209
Premises and equipment expense	$217,000	3,959
Additional noninterest expense	$385,000	3,298
Pre-tax net operating income	$3,171,000	2,586
Securities gains (losses)	$1,000	637
Applicable income taxes	$786,000	1,732
Income before extraordinary items	$2,386,000	2,738
Extraordinary gains, net	$0	5
Net income	$2,386,000	2,735
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,386,000	2,737
Net charge-offs	$-20,000	3,826
Cash dividends	$1,560,000	1,723
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,385,210	2,764
2022-09-30 (YTD Data)		Rank
Total interest income	$6,070,000	2,784
Total interest expense	$823,000	2,004
Net interest income	$5,247,000	2,852
Provision for loan and lease losses	$-85,000	4,437
Total noninterest income	$450,000	3,392
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$144,000	2,822
Trading account gains and fees	$0	111
Additional Noninterest Income	$306,000	3,272
Total noninterest expense	$3,204,000	3,256
Salaries and employee benefits	$1,857,000	3,197
Premises and equipment expense	$165,000	3,962
Additional noninterest expense	$306,000	3,272
Pre-tax net operating income	$2,578,000	2,495
Securities gains (losses)	$-4,000	3,629
Applicable income taxes	$659,000	1,649
Income before extraordinary items	$1,915,000	2,648
Extraordinary gains, net	$0	4
Net income	$1,915,000	2,646
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,915,000	2,647
Net charge-offs	$3,000	2,106
Cash dividends	$1,170,000	1,540
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,918,160	2,682
2022-06-30 (YTD Data)		Rank
Total interest income	$3,858,000	2,813
Total interest expense	$399,000	2,267
Net interest income	$3,459,000	2,860
Provision for loan and lease losses	$-120,000	4,496
Total noninterest income	$314,000	3,334
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$98,000	2,797
Trading account gains and fees	$0	108
Additional Noninterest Income	$216,000	3,239
Total noninterest expense	$2,135,000	3,251
Salaries and employee benefits	$1,228,000	3,217
Premises and equipment expense	$114,000	3,952
Additional noninterest expense	$793,000	3,004
Pre-tax net operating income	$1,758,000	2,365
Securities gains (losses)	$-4,000	3,811
Applicable income taxes	$474,000	1,522
Income before extraordinary items	$1,280,000	2,544
Extraordinary gains, net	$0	4
Net income	$1,280,000	2,544
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,280,000	2,544
Net charge-offs	$-5,000	3,441
Cash dividends	$780,000	1,534
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,283,160	2,577
2022-03-31 (YTD Data)		Rank
Total interest income	$1,864,000	2,835
Total interest expense	$178,000	2,389
Net interest income	$1,686,000	2,852
Provision for loan and lease losses	$-120,000	4,536
Total noninterest income	$177,000	3,180
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$48,000	2,793
Trading account gains and fees	$0	103
Additional Noninterest Income	$129,000	3,025
Total noninterest expense	$1,050,000	3,282
Salaries and employee benefits	$600,000	3,247
Premises and equipment expense	$65,000	3,857
Additional noninterest expense	$385,000	3,042
Pre-tax net operating income	$933,000	2,185
Securities gains (losses)	$4,000	477
Applicable income taxes	$213,000	1,566
Income before extraordinary items	$724,000	2,317
Extraordinary gains, net	$0	4
Net income	$724,000	2,316
Minority interest net income	$0	50
Net income of bank and minority interests.	$724,000	2,317
Net charge-offs	$-1,000	3,005
Cash dividends	$390,000	1,348
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$720,840	2,343
2021-12-31 (YTD Data)		Rank
Total interest income	$8,277,000	2,756
Total interest expense	$870,000	2,418
Net interest income	$7,407,000	2,776
Provision for loan and lease losses	$150,000	1,910
Total noninterest income	$909,000	3,077
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$183,000	2,803
Trading account gains and fees	$0	132
Additional Noninterest Income	$726,000	2,927
Total noninterest expense	$4,072,000	3,335
Salaries and employee benefits	$2,321,000	3,305
Premises and equipment expense	$231,000	3,991
Additional noninterest expense	$1,520,000	3,079
Pre-tax net operating income	$4,094,000	2,295
Securities gains (losses)	$26,000	1,401
Applicable income taxes	$928,000	1,655
Income before extraordinary items	$3,192,000	2,461
Extraordinary gains, net	$0	10
Net income	$3,192,000	2,461
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,192,000	2,462
Net charge-offs	$148,000	1,162
Cash dividends	$1,790,000	1,649
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,171,460	2,452
2021-09-30 (YTD Data)		Rank
Total interest income	$6,337,000	2,776
Total interest expense	$672,000	2,464
Net interest income	$5,665,000	2,782
Provision for loan and lease losses	$20,000	2,706
Total noninterest income	$521,000	3,390
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$133,000	2,855
Trading account gains and fees	$0	132
Additional Noninterest Income	$388,000	3,285
Total noninterest expense	$3,031,000	3,357
Salaries and employee benefits	$1,715,000	3,341
Premises and equipment expense	$168,000	4,079
Additional noninterest expense	$1,148,000	3,090
Pre-tax net operating income	$3,135,000	2,375
Securities gains (losses)	$18,000	1,444
Applicable income taxes	$720,000	1,713
Income before extraordinary items	$2,433,000	2,547
Extraordinary gains, net	$0	8
Net income	$2,433,000	2,547
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,433,000	2,547
Net charge-offs	$153,000	905
Cash dividends	$1,290,000	1,518
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,418,780	2,523
2021-06-30 (YTD Data)		Rank
Total interest income	$4,202,000	2,798
Total interest expense	$468,000	2,464
Net interest income	$3,734,000	2,804
Provision for loan and lease losses	$20,000	2,537
Total noninterest income	$380,000	3,296
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$84,000	2,871
Trading account gains and fees	$0	133
Additional Noninterest Income	$296,000	3,141
Total noninterest expense	$2,022,000	3,358
Salaries and employee benefits	$1,135,000	3,357
Premises and equipment expense	$112,000	4,088
Additional noninterest expense	$775,000	3,049
Pre-tax net operating income	$2,072,000	2,341
Securities gains (losses)	$17,000	1,238
Applicable income taxes	$478,000	1,697
Income before extraordinary items	$1,611,000	2,526
Extraordinary gains, net	$0	6
Net income	$1,611,000	2,526
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,611,000	2,526
Net charge-offs	$147,000	755
Cash dividends	$790,000	1,575
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,597,570	2,502
2021-03-31 (YTD Data)		Rank
Total interest income	$1,946,000	2,909
Total interest expense	$244,000	2,480
Net interest income	$1,702,000	2,917
Provision for loan and lease losses	$-100,000	4,658
Total noninterest income	$199,000	3,231
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$41,000	2,882
Trading account gains and fees	$0	127
Additional Noninterest Income	$158,000	3,079
Total noninterest expense	$1,030,000	3,322
Salaries and employee benefits	$546,000	3,420
Premises and equipment expense	$64,000	3,974
Additional noninterest expense	$420,000	2,856
Pre-tax net operating income	$971,000	2,402
Securities gains (losses)	$10,000	1,056
Applicable income taxes	$221,000	1,744
Income before extraordinary items	$760,000	2,587
Extraordinary gains, net	$0	3
Net income	$760,000	2,585
Minority interest net income	$0	55
Net income of bank and minority interests.	$760,000	2,587
Net charge-offs	$145,000	518
Cash dividends	$390,000	1,389
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$752,100	2,566
2020-12-31 (YTD Data)		Rank
Total interest income	$8,715,000	2,738
Total interest expense	$1,414,000	2,476
Net interest income	$7,301,000	2,758
Provision for loan and lease losses	$859,000	1,765
Total noninterest income	$759,000	3,175
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$183,000	2,871
Trading account gains and fees	$0	133
Additional Noninterest Income	$576,000	3,007
Total noninterest expense	$3,895,000	3,414
Salaries and employee benefits	$2,324,000	3,320
Premises and equipment expense	$213,000	4,185
Additional noninterest expense	$1,358,000	3,206
Pre-tax net operating income	$3,306,000	2,314
Securities gains (losses)	$-8,000	4,802
Applicable income taxes	$720,000	1,694
Income before extraordinary items	$2,578,000	2,509
Extraordinary gains, net	$0	4
Net income	$2,578,000	2,509
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,578,000	2,509
Net charge-offs	$585,000	884
Cash dividends	$1,560,000	1,741
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,584,320	2,450
2020-09-30 (YTD Data)		Rank
Total interest income	$6,683,000	2,709
Total interest expense	$1,143,000	2,456
Net interest income	$5,540,000	2,740
Provision for loan and lease losses	$744,000	1,615
Total noninterest income	$523,000	3,262
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$136,000	2,897
Trading account gains and fees	$0	125
Additional Noninterest Income	$387,000	3,089
Total noninterest expense	$2,935,000	3,395
Salaries and employee benefits	$1,773,000	3,283
Premises and equipment expense	$161,000	4,195
Additional noninterest expense	$1,001,000	3,219
Pre-tax net operating income	$2,384,000	2,345
Securities gains (losses)	$-6,000	4,734
Applicable income taxes	$521,000	1,705
Income before extraordinary items	$1,857,000	2,547
Extraordinary gains, net	$0	4
Net income	$1,857,000	2,547
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,857,000	2,547
Net charge-offs	$588,000	679
Cash dividends	$1,170,000	1,548
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,861,740	2,496
2020-06-30 (YTD Data)		Rank
Total interest income	$4,259,000	2,825
Total interest expense	$846,000	2,403
Net interest income	$3,413,000	2,881
Provision for loan and lease losses	$694,000	1,342
Total noninterest income	$334,000	3,271
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$86,000	3,002
Trading account gains and fees	$0	123
Additional Noninterest Income	$248,000	3,095
Total noninterest expense	$1,915,000	3,443
Salaries and employee benefits	$1,158,000	3,325
Premises and equipment expense	$105,000	4,227
Additional noninterest expense	$652,000	3,271
Pre-tax net operating income	$1,138,000	2,764
Securities gains (losses)	$-7,000	4,741
Applicable income taxes	$233,000	1,935
Income before extraordinary items	$898,000	2,951
Extraordinary gains, net	$0	4
Net income	$898,000	2,950
Minority interest net income	$0	65
Net income of bank and minority interests.	$898,000	2,951
Net charge-offs	$9,000	2,487
Cash dividends	$780,000	1,553
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$903,530	2,902
2020-03-31 (YTD Data)		Rank
Total interest income	$2,187,000	2,781
Total interest expense	$522,000	2,225
Net interest income	$1,665,000	2,896
Provision for loan and lease losses	$194,000	1,484
Total noninterest income	$202,000	2,997
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$57,000	2,902
Trading account gains and fees	$0	106
Additional Noninterest Income	$145,000	2,802
Total noninterest expense	$955,000	3,475
Salaries and employee benefits	$576,000	3,365
Premises and equipment expense	$59,000	4,146
Additional noninterest expense	$320,000	3,334
Pre-tax net operating income	$718,000	2,310
Securities gains (losses)	$-3,000	4,730
Applicable income taxes	$159,000	1,583
Income before extraordinary items	$556,000	2,504
Extraordinary gains, net	$0	4
Net income	$556,000	2,504
Minority interest net income	$0	56
Net income of bank and minority interests.	$556,000	2,505
Net charge-offs	$12,000	1,803
Cash dividends	$390,000	1,479
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$558,370	2,469
2019-12-31 (YTD Data)		Rank
Total interest income	$8,925,000	2,782
Total interest expense	$2,098,000	2,265
Net interest income	$6,827,000	2,896
Provision for loan and lease losses	$75,000	3,120
Total noninterest income	$644,000	3,365
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$252,000	2,865
Trading account gains and fees	$0	135
Additional Noninterest Income	$392,000	3,296
Total noninterest expense	$3,863,000	3,478
Salaries and employee benefits	$2,209,000	3,437
Premises and equipment expense	$224,000	4,263
Additional noninterest expense	$1,430,000	3,187
Pre-tax net operating income	$3,533,000	2,221
Securities gains (losses)	$6,000	2,041
Applicable income taxes	$789,000	1,609
Income before extraordinary items	$2,750,000	2,423
Extraordinary gains, net	$0	11
Net income	$2,750,000	2,424
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,750,000	2,425
Net charge-offs	$12,000	3,276
Cash dividends	$6,350,000	668
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,745,260	2,386
2019-09-30 (YTD Data)		Rank
Total interest income	$6,662,000	2,825
Total interest expense	$1,591,000	2,263
Net interest income	$5,071,000	2,944
Provision for loan and lease losses	$0	3,836
Total noninterest income	$478,000	3,397
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$185,000	2,929
Trading account gains and fees	$0	129
Additional Noninterest Income	$293,000	3,324
Total noninterest expense	$2,880,000	3,508
Salaries and employee benefits	$1,659,000	3,454
Premises and equipment expense	$165,000	4,332
Additional noninterest expense	$1,056,000	3,233
Pre-tax net operating income	$2,669,000	2,268
Securities gains (losses)	$6,000	1,791
Applicable income taxes	$594,000	1,659
Income before extraordinary items	$2,081,000	2,465
Extraordinary gains, net	$0	11
Net income	$2,081,000	2,466
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,081,000	2,466
Net charge-offs	$-5,000	4,259
Cash dividends	$1,950,000	1,228
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,076,260	2,441
2019-06-30 (YTD Data)		Rank
Total interest income	$4,614,000	2,756
Total interest expense	$1,061,000	2,258
Net interest income	$3,553,000	2,869
Provision for loan and lease losses	$0	3,685
Total noninterest income	$318,000	3,372
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$119,000	2,979
Trading account gains and fees	$0	131
Additional Noninterest Income	$199,000	3,275
Total noninterest expense	$1,939,000	3,524
Salaries and employee benefits	$1,119,000	3,465
Premises and equipment expense	$118,000	4,276
Additional noninterest expense	$702,000	3,265
Pre-tax net operating income	$1,932,000	2,142
Securities gains (losses)	$1,000	1,602
Applicable income taxes	$430,000	1,566
Income before extraordinary items	$1,503,000	2,329
Extraordinary gains, net	$0	11
Net income	$1,503,000	2,329
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,503,000	2,329
Net charge-offs	$1,000	3,090
Cash dividends	$1,300,000	1,204
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,502,210	2,299
2019-03-31 (YTD Data)		Rank
Total interest income	$2,302,000	2,770
Total interest expense	$513,000	2,266
Net interest income	$1,789,000	2,883
Provision for loan and lease losses	$0	3,406
Total noninterest income	$175,000	3,208
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$63,000	2,887
Trading account gains and fees	$0	126
Additional Noninterest Income	$112,000	3,080
Total noninterest expense	$1,014,000	3,475
Salaries and employee benefits	$558,000	3,501
Premises and equipment expense	$69,000	4,126
Additional noninterest expense	$387,000	3,078
Pre-tax net operating income	$950,000	2,121
Securities gains (losses)	$7,000	777
Applicable income taxes	$210,000	1,548
Income before extraordinary items	$747,000	2,276
Extraordinary gains, net	$0	5
Net income	$747,000	2,275
Minority interest net income	$0	52
Net income of bank and minority interests.	$747,000	2,275
Net charge-offs	$5,000	2,211
Cash dividends	$650,000	1,116
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$741,470	2,261
2018-12-31 (YTD Data)		Rank
Total interest income	$8,799,000	2,762
Total interest expense	$1,511,000	2,323
Net interest income	$7,288,000	2,824
Provision for loan and lease losses	$115,000	2,947
Total noninterest income	$608,000	3,541
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$247,000	3,029
Trading account gains and fees	$0	126
Additional Noninterest Income	$361,000	3,477
Total noninterest expense	$3,832,000	3,575
Salaries and employee benefits	$2,110,000	3,590
Premises and equipment expense	$228,000	4,385
Additional noninterest expense	$1,494,000	3,176
Pre-tax net operating income	$3,949,000	2,125
Securities gains (losses)	$16,000	626
Applicable income taxes	$870,000	1,503
Income before extraordinary items	$3,095,000	2,279
Extraordinary gains, net	$0	6
Net income	$3,095,000	2,277
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,095,000	2,278
Net charge-offs	$137,000	1,921
Cash dividends	$2,450,000	1,278
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,082,360	2,280
2018-09-30 (YTD Data)		Rank
Total interest income	$6,492,000	2,787
Total interest expense	$1,021,000	2,412
Net interest income	$5,471,000	2,829
Provision for loan and lease losses	$0	3,948
Total noninterest income	$462,000	3,542
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$186,000	3,034
Trading account gains and fees	$0	138
Additional Noninterest Income	$276,000	3,477
Total noninterest expense	$2,900,000	3,570
Salaries and employee benefits	$1,587,000	3,585
Premises and equipment expense	$172,000	4,418
Additional noninterest expense	$1,141,000	3,146
Pre-tax net operating income	$3,033,000	2,108
Securities gains (losses)	$0	1,118
Applicable income taxes	$663,000	1,541
Income before extraordinary items	$2,370,000	2,255
Extraordinary gains, net	$0	5
Net income	$2,370,000	2,254
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,370,000	2,254
Net charge-offs	$136,000	1,490
Cash dividends	$1,800,000	1,160
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,370,000	2,259
2018-06-30 (YTD Data)		Rank
Total interest income	$4,254,000	2,809
Total interest expense	$630,000	2,450
Net interest income	$3,624,000	2,847
Provision for loan and lease losses	$0	3,782
Total noninterest income	$309,000	3,562
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$118,000	3,113
Trading account gains and fees	$0	130
Additional Noninterest Income	$191,000	3,446
Total noninterest expense	$1,924,000	3,597
Salaries and employee benefits	$1,057,000	3,601
Premises and equipment expense	$107,000	4,534
Additional noninterest expense	$760,000	3,155
Pre-tax net operating income	$2,009,000	2,094
Securities gains (losses)	$0	961
Applicable income taxes	$435,000	1,526
Income before extraordinary items	$1,574,000	2,233
Extraordinary gains, net	$0	6
Net income	$1,574,000	2,231
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,574,000	2,232
Net charge-offs	$31,000	2,019
Cash dividends	$1,150,000	1,192
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,574,000	2,232
2018-03-31 (YTD Data)		Rank
Total interest income	$2,080,000	2,858
Total interest expense	$286,000	2,541
Net interest income	$1,794,000	2,884
Provision for loan and lease losses	$0	3,508
Total noninterest income	$167,000	3,428
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$62,000	3,055
Trading account gains and fees	$0	123
Additional Noninterest Income	$105,000	3,286
Total noninterest expense	$1,009,000	3,537
Salaries and employee benefits	$558,000	3,551
Premises and equipment expense	$55,000	4,557
Additional noninterest expense	$396,000	3,074
Pre-tax net operating income	$952,000	2,112
Securities gains (losses)	$0	735
Applicable income taxes	$206,000	1,553
Income before extraordinary items	$746,000	2,278
Extraordinary gains, net	$0	7
Net income	$746,000	2,276
Minority interest net income	$0	52
Net income of bank and minority interests.	$746,000	2,278
Net charge-offs	$34,000	1,388
Cash dividends	$500,000	1,167
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$746,000	2,269
2017-12-31 (YTD Data)		Rank
Total interest income	$8,100,000	2,844
Total interest expense	$926,000	2,687
Net interest income	$7,174,000	2,843
Provision for loan and lease losses	$320,000	1,908
Total noninterest income	$632,000	3,626
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$281,000	2,950
Trading account gains and fees	$0	151
Additional Noninterest Income	$351,000	3,607
Total noninterest expense	$3,705,000	3,711
Salaries and employee benefits	$2,009,000	3,739
Premises and equipment expense	$215,000	4,630
Additional noninterest expense	$1,481,000	3,252
Pre-tax net operating income	$3,781,000	2,123
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,266,000	1,676
Income before extraordinary items	$2,515,000	2,321
Extraordinary gains, net	$0	9
Net income	$2,515,000	2,321
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,515,000	2,321
Net charge-offs	$-4,000	4,637
Cash dividends	$1,825,000	1,520
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,515,000	2,293
2017-09-30 (YTD Data)		Rank
Total interest income	$6,013,000	2,880
Total interest expense	$651,000	2,785
Net interest income	$5,362,000	2,863
Provision for loan and lease losses	$53,000	3,200
Total noninterest income	$480,000	3,632
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$217,000	2,945
Trading account gains and fees	$0	145
Additional Noninterest Income	$263,000	3,648
Total noninterest expense	$2,822,000	3,681
Salaries and employee benefits	$1,542,000	3,717
Premises and equipment expense	$175,000	4,576
Additional noninterest expense	$1,105,000	3,266
Pre-tax net operating income	$2,967,000	2,084
Securities gains (losses)	$0	2,274
Applicable income taxes	$969,000	1,487
Income before extraordinary items	$1,998,000	2,409
Extraordinary gains, net	$0	9
Net income	$1,998,000	2,408
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,998,000	2,409
Net charge-offs	$-1,000	4,281
Cash dividends	$1,325,000	1,427
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,998,000	2,388
2017-06-30 (YTD Data)		Rank
Total interest income	$3,971,000	2,885
Total interest expense	$406,000	2,850
Net interest income	$3,565,000	2,867
Provision for loan and lease losses	$35,000	3,077
Total noninterest income	$327,000	3,599
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$143,000	2,957
Trading account gains and fees	$0	139
Additional Noninterest Income	$184,000	3,596
Total noninterest expense	$1,916,000	3,651
Salaries and employee benefits	$1,066,000	3,658
Premises and equipment expense	$120,000	4,559
Additional noninterest expense	$730,000	3,299
Pre-tax net operating income	$1,941,000	2,073
Securities gains (losses)	$0	1,906
Applicable income taxes	$625,000	1,510
Income before extraordinary items	$1,316,000	2,376
Extraordinary gains, net	$0	11
Net income	$1,316,000	2,377
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,316,000	2,377
Net charge-offs	$1,000	3,381
Cash dividends	$825,000	1,502
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,316,000	2,351
2017-03-31 (YTD Data)		Rank
Total interest income	$1,947,000	2,920
Total interest expense	$172,000	3,124
Net interest income	$1,775,000	2,880
Provision for loan and lease losses	$18,000	2,868
Total noninterest income	$161,000	3,612
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$71,000	2,966
Trading account gains and fees	$0	142
Additional Noninterest Income	$90,000	3,610
Total noninterest expense	$985,000	3,637
Salaries and employee benefits	$541,000	3,678
Premises and equipment expense	$66,000	4,460
Additional noninterest expense	$378,000	3,225
Pre-tax net operating income	$933,000	2,049
Securities gains (losses)	$0	1,153
Applicable income taxes	$297,000	1,501
Income before extraordinary items	$636,000	2,341
Extraordinary gains, net	$0	8
Net income	$636,000	2,340
Minority interest net income	$0	55
Net income of bank and minority interests.	$636,000	2,341
Net charge-offs	$3,000	2,592
Cash dividends	$325,000	1,572
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$636,000	2,316
2016-12-31 (YTD Data)		Rank
Total interest income	$7,843,000	2,889
Total interest expense	$653,000	3,169
Net interest income	$7,190,000	2,823
Provision for loan and lease losses	$157,000	2,697
Total noninterest income	$666,000	3,662
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$306,000	2,909
Trading account gains and fees	$0	170
Additional Noninterest Income	$360,000	3,713
Total noninterest expense	$3,672,000	3,816
Salaries and employee benefits	$1,983,000	3,845
Premises and equipment expense	$217,000	4,798
Additional noninterest expense	$1,472,000	3,389
Pre-tax net operating income	$4,027,000	1,935
Securities gains (losses)	$14,000	2,531
Applicable income taxes	$1,262,000	1,430
Income before extraordinary items	$2,779,000	2,234
Extraordinary gains, net	$0	5
Net income	$2,779,000	2,232
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,779,000	2,233
Net charge-offs	$-3,000	4,789
Cash dividends	$1,275,000	1,894
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,769,340	2,180
2016-09-30 (YTD Data)		Rank
Total interest income	$5,870,000	2,899
Total interest expense	$490,000	3,170
Net interest income	$5,380,000	2,836
Provision for loan and lease losses	$152,000	2,328
Total noninterest income	$502,000	3,677
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$235,000	2,889
Trading account gains and fees	$0	169
Additional Noninterest Income	$267,000	3,732
Total noninterest expense	$2,739,000	3,841
Salaries and employee benefits	$1,471,000	3,866
Premises and equipment expense	$173,000	4,739
Additional noninterest expense	$1,095,000	3,424
Pre-tax net operating income	$2,991,000	1,969
Securities gains (losses)	$14,000	2,461
Applicable income taxes	$934,000	1,477
Income before extraordinary items	$2,071,000	2,286
Extraordinary gains, net	$0	5
Net income	$2,071,000	2,285
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,071,000	2,286
Net charge-offs	$-2,000	4,547
Cash dividends	$950,000	1,711
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,061,340	2,232
2016-06-30 (YTD Data)		Rank
Total interest income	$3,907,000	2,913
Total interest expense	$325,000	3,181
Net interest income	$3,582,000	2,853
Provision for loan and lease losses	$147,000	1,981
Total noninterest income	$329,000	3,708
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$157,000	2,871
Trading account gains and fees	$0	157
Additional Noninterest Income	$172,000	3,808
Total noninterest expense	$1,800,000	3,906
Salaries and employee benefits	$948,000	3,971
Premises and equipment expense	$119,000	4,740
Additional noninterest expense	$733,000	3,429
Pre-tax net operating income	$1,964,000	1,969
Securities gains (losses)	$0	2,835
Applicable income taxes	$603,000	1,494
Income before extraordinary items	$1,361,000	2,288
Extraordinary gains, net	$0	16
Net income	$1,361,000	2,287
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,361,000	2,287
Net charge-offs	$-3,000	4,597
Cash dividends	$625,000	1,731
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,361,000	2,222
2016-03-31 (YTD Data)		Rank
Total interest income	$1,937,000	2,929
Total interest expense	$165,000	3,177
Net interest income	$1,772,000	2,879
Provision for loan and lease losses	$141,000	1,262
Total noninterest income	$175,000	3,573
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$78,000	2,880
Trading account gains and fees	$0	142
Additional Noninterest Income	$97,000	3,597
Total noninterest expense	$949,000	3,818
Salaries and employee benefits	$496,000	3,901
Premises and equipment expense	$69,000	4,526
Additional noninterest expense	$384,000	3,319
Pre-tax net operating income	$857,000	2,165
Securities gains (losses)	$0	2,077
Applicable income taxes	$256,000	1,629
Income before extraordinary items	$601,000	2,444
Extraordinary gains, net	$0	12
Net income	$601,000	2,444
Minority interest net income	$0	62
Net income of bank and minority interests.	$601,000	2,444
Net charge-offs	$-1,000	4,102
Cash dividends	$300,000	1,591
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$601,000	2,395
2015-12-31 (YTD Data)		Rank
Total interest income	$7,469,000	2,976
Total interest expense	$661,000	3,182
Net interest income	$6,808,000	2,922
Provision for loan and lease losses	$42,000	3,720
Total noninterest income	$551,000	4,027
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$324,000	2,883
Trading account gains and fees	$0	159
Additional Noninterest Income	$227,000	4,299
Total noninterest expense	$3,628,000	3,926
Salaries and employee benefits	$1,897,000	4,012
Premises and equipment expense	$239,000	4,842
Additional noninterest expense	$1,492,000	3,410
Pre-tax net operating income	$3,689,000	1,995
Securities gains (losses)	$13,000	2,458
Applicable income taxes	$1,133,000	1,481
Income before extraordinary items	$2,569,000	2,291
Extraordinary gains, net	$0	23
Net income	$2,569,000	2,291
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,569,000	2,292
Net charge-offs	$6,000	4,165
Cash dividends	$1,100,000	2,007
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,560,030	2,257
2015-09-30 (YTD Data)		Rank
Total interest income	$5,555,000	3,017
Total interest expense	$501,000	3,205
Net interest income	$5,054,000	2,968
Provision for loan and lease losses	$33,000	3,580
Total noninterest income	$457,000	3,901
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$241,000	2,920
Trading account gains and fees	$0	153
Additional Noninterest Income	$216,000	4,042
Total noninterest expense	$2,727,000	3,943
Salaries and employee benefits	$1,429,000	4,018
Premises and equipment expense	$193,000	4,774
Additional noninterest expense	$1,105,000	3,448
Pre-tax net operating income	$2,751,000	2,048
Securities gains (losses)	$13,000	2,219
Applicable income taxes	$842,000	1,534
Income before extraordinary items	$1,922,000	2,337
Extraordinary gains, net	$0	21
Net income	$1,922,000	2,338
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,922,000	2,338
Net charge-offs	$-2,000	4,778
Cash dividends	$800,000	1,824
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,912,900	2,304
2015-06-30 (YTD Data)		Rank
Total interest income	$3,682,000	3,025
Total interest expense	$346,000	3,152
Net interest income	$3,336,000	2,994
Provision for loan and lease losses	$24,000	3,428
Total noninterest income	$281,000	4,035
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$154,000	2,971
Trading account gains and fees	$0	157
Additional Noninterest Income	$127,000	4,228
Total noninterest expense	$1,824,000	3,970
Salaries and employee benefits	$951,000	4,063
Premises and equipment expense	$146,000	4,606
Additional noninterest expense	$727,000	3,498
Pre-tax net operating income	$1,769,000	2,076
Securities gains (losses)	$13,000	1,906
Applicable income taxes	$534,000	1,561
Income before extraordinary items	$1,248,000	2,373
Extraordinary gains, net	$0	22
Net income	$1,248,000	2,375
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,248,000	2,375
Net charge-offs	$-5,000	5,028
Cash dividends	$500,000	1,914
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,238,900	2,337
2015-03-31 (YTD Data)		Rank
Total interest income	$1,827,000	3,060
Total interest expense	$174,000	3,162
Net interest income	$1,653,000	3,009
Provision for loan and lease losses	$12,000	3,170
Total noninterest income	$155,000	3,855
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$70,000	3,131
Trading account gains and fees	$0	152
Additional Noninterest Income	$85,000	3,841
Total noninterest expense	$923,000	3,976
Salaries and employee benefits	$469,000	4,120
Premises and equipment expense	$84,000	4,375
Additional noninterest expense	$370,000	3,459
Pre-tax net operating income	$873,000	2,069
Securities gains (losses)	$0	2,027
Applicable income taxes	$259,000	1,585
Income before extraordinary items	$614,000	2,355
Extraordinary gains, net	$0	13
Net income	$614,000	2,356
Minority interest net income	$0	64
Net income of bank and minority interests.	$614,000	2,356
Net charge-offs	$-1,000	4,352
Cash dividends	$200,000	1,824
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$614,000	2,289
2014-12-31 (YTD Data)		Rank
Total interest income	$7,435,000	3,039
Total interest expense	$810,000	3,008
Net interest income	$6,625,000	3,016
Provision for loan and lease losses	$255,000	2,171
Total noninterest income	$465,000	4,394
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$305,000	3,180
Trading account gains and fees	$0	180
Additional Noninterest Income	$160,000	4,785
Total noninterest expense	$3,615,000	4,061
Salaries and employee benefits	$1,890,000	4,105
Premises and equipment expense	$256,000	4,947
Additional noninterest expense	$1,469,000	3,598
Pre-tax net operating income	$3,220,000	2,160
Securities gains (losses)	$122,000	1,118
Applicable income taxes	$950,000	1,602
Income before extraordinary items	$2,392,000	2,389
Extraordinary gains, net	$0	17
Net income	$2,392,000	2,389
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,392,000	2,389
Net charge-offs	$-2,000	5,434
Cash dividends	$800,000	2,300
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,304,160	2,406
2014-09-30 (YTD Data)		Rank
Total interest income	$5,534,000	3,077
Total interest expense	$618,000	3,024
Net interest income	$4,916,000	3,060
Provision for loan and lease losses	$90,000	2,885
Total noninterest income	$444,000	4,053
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$223,000	3,245
Trading account gains and fees	$0	174
Additional Noninterest Income	$221,000	4,076
Total noninterest expense	$2,708,000	4,085
Salaries and employee benefits	$1,401,000	4,148
Premises and equipment expense	$202,000	4,914
Additional noninterest expense	$1,105,000	3,604
Pre-tax net operating income	$2,562,000	2,107
Securities gains (losses)	$39,000	1,599
Applicable income taxes	$748,000	1,580
Income before extraordinary items	$1,853,000	2,351
Extraordinary gains, net	$0	15
Net income	$1,853,000	2,352
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,853,000	2,351
Net charge-offs	$1,000	4,590
Cash dividends	$600,000	2,003
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,825,310	2,325
2014-06-30 (YTD Data)		Rank
Total interest income	$3,681,000	3,085
Total interest expense	$428,000	2,980
Net interest income	$3,253,000	3,076
Provision for loan and lease losses	$69,000	2,706
Total noninterest income	$293,000	4,068
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$144,000	3,299
Trading account gains and fees	$0	172
Additional Noninterest Income	$149,000	4,046
Total noninterest expense	$1,816,000	4,087
Salaries and employee benefits	$937,000	4,168
Premises and equipment expense	$144,000	4,840
Additional noninterest expense	$735,000	3,617
Pre-tax net operating income	$1,661,000	2,101
Securities gains (losses)	$0	2,580
Applicable income taxes	$466,000	1,605
Income before extraordinary items	$1,195,000	2,349
Extraordinary gains, net	$0	20
Net income	$1,195,000	2,353
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,195,000	2,353
Net charge-offs	$-2,000	5,209
Cash dividends	$400,000	2,030
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,195,000	2,301
2014-03-31 (YTD Data)		Rank
Total interest income	$1,831,000	3,117
Total interest expense	$218,000	2,969
Net interest income	$1,613,000	3,098
Provision for loan and lease losses	$36,000	2,499
Total noninterest income	$143,000	4,053
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$66,000	3,449
Trading account gains and fees	$0	147
Additional Noninterest Income	$77,000	3,948
Total noninterest expense	$905,000	4,128
Salaries and employee benefits	$458,000	4,265
Premises and equipment expense	$77,000	4,762
Additional noninterest expense	$370,000	3,588
Pre-tax net operating income	$815,000	2,070
Securities gains (losses)	$0	1,715
Applicable income taxes	$227,000	1,602
Income before extraordinary items	$588,000	2,301
Extraordinary gains, net	$0	16
Net income	$588,000	2,302
Minority interest net income	$0	66
Net income of bank and minority interests.	$588,000	2,303
Net charge-offs	$0	3,660
Cash dividends	$200,000	1,744
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$588,000	2,265
2013-12-31 (YTD Data)		Rank
Total interest income	$7,211,000	3,175
Total interest expense	$977,000	2,994
Net interest income	$6,234,000	3,177
Provision for loan and lease losses	$496,000	1,858
Total noninterest income	$654,000	3,994
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$327,000	3,198
Trading account gains and fees	$0	184
Additional Noninterest Income	$327,000	3,978
Total noninterest expense	$3,524,000	4,240
Salaries and employee benefits	$1,787,000	4,334
Premises and equipment expense	$281,000	4,983
Additional noninterest expense	$1,456,000	3,726
Pre-tax net operating income	$2,868,000	2,234
Securities gains (losses)	$114,000	1,223
Applicable income taxes	$810,000	1,669
Income before extraordinary items	$2,172,000	2,459
Extraordinary gains, net	$0	29
Net income	$2,172,000	2,462
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,172,000	2,461
Net charge-offs	$10,000	5,079
Cash dividends	$800,000	2,195
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,088,780	2,461
2013-09-30 (YTD Data)		Rank
Total interest income	$5,289,000	3,259
Total interest expense	$742,000	3,048
Net interest income	$4,547,000	3,269
Provision for loan and lease losses	$234,000	2,361
Total noninterest income	$491,000	4,048
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$249,000	3,192
Trading account gains and fees	$0	180
Additional Noninterest Income	$242,000	4,065
Total noninterest expense	$2,649,000	4,242
Salaries and employee benefits	$1,317,000	4,395
Premises and equipment expense	$213,000	5,010
Additional noninterest expense	$1,119,000	3,672
Pre-tax net operating income	$2,155,000	2,294
Securities gains (losses)	$86,000	1,321
Applicable income taxes	$611,000	1,720
Income before extraordinary items	$1,630,000	2,488
Extraordinary gains, net	$0	25
Net income	$1,630,000	2,493
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,630,000	2,493
Net charge-offs	$11,000	4,675
Cash dividends	$600,000	1,911
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,567,220	2,494
2013-06-30 (YTD Data)		Rank
Total interest income	$3,465,000	3,311
Total interest expense	$510,000	3,030
Net interest income	$2,955,000	3,321
Provision for loan and lease losses	$147,000	2,533
Total noninterest income	$328,000	4,056
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$163,000	3,212
Trading account gains and fees	$0	157
Additional Noninterest Income	$165,000	4,082
Total noninterest expense	$1,780,000	4,242
Salaries and employee benefits	$872,000	4,435
Premises and equipment expense	$143,000	4,998
Additional noninterest expense	$765,000	3,610
Pre-tax net operating income	$1,356,000	2,380
Securities gains (losses)	$82,000	1,233
Applicable income taxes	$392,000	1,758
Income before extraordinary items	$1,046,000	2,546
Extraordinary gains, net	$0	22
Net income	$1,046,000	2,551
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,046,000	2,551
Net charge-offs	$12,000	4,240
Cash dividends	$400,000	1,902
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$986,140	2,574
2013-03-31 (YTD Data)		Rank
Total interest income	$1,712,000	3,372
Total interest expense	$248,000	3,169
Net interest income	$1,464,000	3,359
Provision for loan and lease losses	$60,000	2,589
Total noninterest income	$202,000	3,639
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$80,000	3,235
Trading account gains and fees	$0	148
Additional Noninterest Income	$122,000	3,473
Total noninterest expense	$895,000	4,271
Salaries and employee benefits	$449,000	4,413
Premises and equipment expense	$73,000	4,984
Additional noninterest expense	$373,000	3,688
Pre-tax net operating income	$711,000	2,245
Securities gains (losses)	$0	1,966
Applicable income taxes	$195,000	1,741
Income before extraordinary items	$516,000	2,526
Extraordinary gains, net	$0	10
Net income	$516,000	2,528
Minority interest net income	$0	76
Net income of bank and minority interests.	$516,000	2,528
Net charge-offs	$-1,000	5,189
Cash dividends	$200,000	1,609
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$516,000	2,441
2012-12-31 (YTD Data)		Rank
Total interest income	$5,993,000	3,845
Total interest expense	$988,000	3,638
Net interest income	$5,005,000	3,814
Provision for loan and lease losses	$185,000	4,018
Total noninterest income	$613,000	4,140
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$290,000	3,552
Trading account gains and fees	$0	166
Additional Noninterest Income	$323,000	3,945
Total noninterest expense	$2,998,000	4,749
Salaries and employee benefits	$1,442,000	4,934
Premises and equipment expense	$214,000	5,619
Additional noninterest expense	$1,342,000	4,062
Pre-tax net operating income	$2,435,000	2,452
Securities gains (losses)	$128,000	2,074
Applicable income taxes	$730,000	1,795
Income before extraordinary items	$1,833,000	2,745
Extraordinary gains, net	$0	29
Net income	$1,833,000	2,748
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,833,000	2,747
Net charge-offs	$2,000	5,882
Cash dividends	$800,000	2,220
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,740,840	2,737
2012-09-30 (YTD Data)		Rank
Total interest income	$4,208,000	4,071
Total interest expense	$721,000	3,829
Net interest income	$3,487,000	4,051
Provision for loan and lease losses	$93,000	4,431
Total noninterest income	$436,000	4,271
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$202,000	3,733
Trading account gains and fees	$0	157
Additional Noninterest Income	$234,000	4,031
Total noninterest expense	$2,110,000	4,929
Salaries and employee benefits	$1,005,000	5,160
Premises and equipment expense	$138,000	5,918
Additional noninterest expense	$967,000	4,194
Pre-tax net operating income	$1,720,000	2,636
Securities gains (losses)	$19,000	2,887
Applicable income taxes	$491,000	1,963
Income before extraordinary items	$1,248,000	2,987
Extraordinary gains, net	$0	20
Net income	$1,248,000	2,987
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,248,000	2,986
Net charge-offs	$4,000	5,545
Cash dividends	$600,000	1,829
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,234,320	2,866
2012-06-30 (YTD Data)		Rank
Total interest income	$2,441,000	4,476
Total interest expense	$452,000	4,066
Net interest income	$1,989,000	4,506
Provision for loan and lease losses	$62,000	4,323
Total noninterest income	$237,000	4,625
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$103,000	4,247
Trading account gains and fees	$0	153
Additional Noninterest Income	$134,000	4,246
Total noninterest expense	$1,238,000	5,278
Salaries and employee benefits	$571,000	5,569
Premises and equipment expense	$73,000	6,256
Additional noninterest expense	$594,000	4,410
Pre-tax net operating income	$926,000	3,009
Securities gains (losses)	$19,000	2,506
Applicable income taxes	$258,000	2,207
Income before extraordinary items	$687,000	3,365
Extraordinary gains, net	$0	19
Net income	$687,000	3,365
Minority interest net income	$0	84
Net income of bank and minority interests.	$687,000	3,366
Net charge-offs	$-2,000	6,263
Cash dividends	$400,000	1,828
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$673,130	3,230
2012-03-31 (YTD Data)		Rank
Total interest income	$935,000	5,190
Total interest expense	$204,000	4,405
Net interest income	$731,000	5,302
Provision for loan and lease losses	$0	5,254
Total noninterest income	$99,000	4,948
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$30,000	5,232
Trading account gains and fees	$0	148
Additional Noninterest Income	$69,000	4,238
Total noninterest expense	$411,000	6,098
Salaries and employee benefits	$204,000	6,189
Premises and equipment expense	$29,000	6,543
Additional noninterest expense	$178,000	5,603
Pre-tax net operating income	$419,000	3,228
Securities gains (losses)	$19,000	1,613
Applicable income taxes	$120,000	2,259
Income before extraordinary items	$318,000	3,531
Extraordinary gains, net	$0	19
Net income	$318,000	3,534
Minority interest net income	$0	78
Net income of bank and minority interests.	$318,000	3,534
Net charge-offs	$-3,000	6,199
Cash dividends	$200,000	1,565
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$304,130	3,457
2011-12-31 (YTD Data)		Rank
Total interest income	$3,708,000	5,310
Total interest expense	$922,000	4,588
Net interest income	$2,786,000	5,424
Provision for loan and lease losses	$0	6,496
Total noninterest income	$291,000	5,258
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$124,000	5,210
Trading account gains and fees	$0	146
Additional Noninterest Income	$167,000	4,697
Total noninterest expense	$1,453,000	6,360
Salaries and employee benefits	$773,000	6,330
Premises and equipment expense	$84,000	6,938
Additional noninterest expense	$596,000	6,003
Pre-tax net operating income	$1,624,000	2,899
Securities gains (losses)	$86,000	2,181
Applicable income taxes	$476,000	2,078
Income before extraordinary items	$1,234,000	3,154
Extraordinary gains, net	$0	29
Net income	$1,234,000	3,157
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,234,000	3,157
Net charge-offs	$1,000	6,385
Cash dividends	$800,000	1,869
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,172,080	3,158
2011-09-30 (YTD Data)		Rank
Total interest income	$2,742,000	5,396
Total interest expense	$701,000	4,670
Net interest income	$2,041,000	5,502
Provision for loan and lease losses	$0	6,393
Total noninterest income	$216,000	5,342
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$94,000	5,214
Trading account gains and fees	$0	145
Additional Noninterest Income	$122,000	4,847
Total noninterest expense	$1,085,000	6,403
Salaries and employee benefits	$572,000	6,352
Premises and equipment expense	$60,000	7,025
Additional noninterest expense	$453,000	6,010
Pre-tax net operating income	$1,172,000	3,035
Securities gains (losses)	$86,000	1,911
Applicable income taxes	$350,000	2,087
Income before extraordinary items	$908,000	3,258
Extraordinary gains, net	$0	21
Net income	$908,000	3,259
Minority interest net income	$0	87
Net income of bank and minority interests.	$908,000	3,259
Net charge-offs	$3,000	6,024
Cash dividends	$600,000	1,607
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$846,080	3,293
2011-06-30 (YTD Data)		Rank
Total interest income	$1,806,000	5,472
Total interest expense	$479,000	4,741
Net interest income	$1,327,000	5,597
Provision for loan and lease losses	$0	6,217
Total noninterest income	$170,000	5,097
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$61,000	5,245
Trading account gains and fees	$0	153
Additional Noninterest Income	$109,000	4,421
Total noninterest expense	$730,000	6,451
Salaries and employee benefits	$380,000	6,420
Premises and equipment expense	$43,000	7,031
Additional noninterest expense	$307,000	6,068
Pre-tax net operating income	$767,000	3,016
Securities gains (losses)	$5,000	2,547
Applicable income taxes	$208,000	2,187
Income before extraordinary items	$564,000	3,319
Extraordinary gains, net	$0	15
Net income	$564,000	3,320
Minority interest net income	$0	89
Net income of bank and minority interests.	$564,000	3,320
Net charge-offs	$-3,000	6,756
Cash dividends	$400,000	1,605
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$560,350	3,251
2011-03-31 (YTD Data)		Rank
Total interest income	$880,000	5,569
Total interest expense	$245,000	4,799
Net interest income	$635,000	5,701
Provision for loan and lease losses	$0	5,840
Total noninterest income	$97,000	4,964
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$29,000	5,277
Trading account gains and fees	$0	158
Additional Noninterest Income	$68,000	4,183
Total noninterest expense	$367,000	6,501
Salaries and employee benefits	$184,000	6,521
Premises and equipment expense	$26,000	6,925
Additional noninterest expense	$157,000	6,055
Pre-tax net operating income	$365,000	3,157
Securities gains (losses)	$8,000	1,369
Applicable income taxes	$100,000	2,179
Income before extraordinary items	$273,000	3,417
Extraordinary gains, net	$0	9
Net income	$273,000	3,414
Minority interest net income	$0	86
Net income of bank and minority interests.	$273,000	3,415
Net charge-offs	$-2,000	6,441
Cash dividends	$200,000	1,383
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$267,160	3,393
2010-12-31 (YTD Data)		Rank
Total interest income	$3,641,000	5,627
Total interest expense	$1,017,000	5,181
Net interest income	$2,624,000	5,663
Provision for loan and lease losses	$0	7,042
Total noninterest income	$315,000	5,324
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$138,000	5,052
Trading account gains and fees	$0	175
Additional Noninterest Income	$177,000	4,759
Total noninterest expense	$1,295,000	6,753
Salaries and employee benefits	$728,000	6,620
Premises and equipment expense	$77,000	7,258
Additional noninterest expense	$490,000	6,549
Pre-tax net operating income	$1,644,000	2,580
Securities gains (losses)	$0	3,793
Applicable income taxes	$500,000	1,887
Income before extraordinary items	$1,144,000	2,998
Extraordinary gains, net	$0	29
Net income	$1,144,000	2,995
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,144,000	2,998
Net charge-offs	$-3,000	7,359
Cash dividends	$800,000	1,753
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,144,000	2,868
2010-09-30 (YTD Data)		Rank
Total interest income	$2,742,000	5,724
Total interest expense	$777,000	5,290
Net interest income	$1,965,000	5,750
Provision for loan and lease losses	$0	6,977
Total noninterest income	$240,000	5,389
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$107,000	5,075
Trading account gains and fees	$0	165
Additional Noninterest Income	$133,000	4,831
Total noninterest expense	$970,000	6,813
Salaries and employee benefits	$534,000	6,704
Premises and equipment expense	$66,000	7,243
Additional noninterest expense	$370,000	6,581
Pre-tax net operating income	$1,235,000	2,729
Securities gains (losses)	$0	3,651
Applicable income taxes	$377,000	1,932
Income before extraordinary items	$858,000	3,167
Extraordinary gains, net	$0	23
Net income	$858,000	3,165
Minority interest net income	$0	110
Net income of bank and minority interests.	$858,000	3,167
Net charge-offs	$-2,000	7,281
Cash dividends	$600,000	1,540
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$858,000	3,045
2010-06-30 (YTD Data)		Rank
Total interest income	$1,834,000	5,757
Total interest expense	$523,000	5,374
Net interest income	$1,311,000	5,761
Provision for loan and lease losses	$0	6,857
Total noninterest income	$158,000	5,396
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$72,000	5,061
Trading account gains and fees	$0	152
Additional Noninterest Income	$86,000	4,868
Total noninterest expense	$657,000	6,836
Salaries and employee benefits	$360,000	6,729
Premises and equipment expense	$49,000	7,216
Additional noninterest expense	$248,000	6,617
Pre-tax net operating income	$812,000	2,768
Securities gains (losses)	$0	3,184
Applicable income taxes	$248,000	1,917
Income before extraordinary items	$564,000	3,184
Extraordinary gains, net	$0	19
Net income	$564,000	3,179
Minority interest net income	$0	105
Net income of bank and minority interests.	$564,000	3,182
Net charge-offs	$-2,000	7,211
Cash dividends	$400,000	1,555
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$564,000	3,075
2010-03-31 (YTD Data)		Rank
Total interest income	$912,000	5,834
Total interest expense	$267,000	5,465
Net interest income	$645,000	5,830
Provision for loan and lease losses	$0	6,552
Total noninterest income	$69,000	5,656
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$34,000	5,147
Trading account gains and fees	$0	175
Additional Noninterest Income	$35,000	5,238
Total noninterest expense	$323,000	6,944
Salaries and employee benefits	$173,000	6,894
Premises and equipment expense	$34,000	6,958
Additional noninterest expense	$116,000	6,786
Pre-tax net operating income	$391,000	2,875
Securities gains (losses)	$0	2,284
Applicable income taxes	$117,000	1,970
Income before extraordinary items	$274,000	3,307
Extraordinary gains, net	$0	16
Net income	$274,000	3,305
Minority interest net income	$0	91
Net income of bank and minority interests.	$274,000	3,307
Net charge-offs	$-1,000	6,806
Cash dividends	$200,000	1,369
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$274,000	3,199
2009-12-31 (YTD Data)		Rank
Total interest income	$3,898,000	5,780
Total interest expense	$1,285,000	5,511
Net interest income	$2,613,000	5,726
Provision for loan and lease losses	$60,000	6,744
Total noninterest income	$-1,000	7,709
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$133,000	5,328
Trading account gains and fees	$0	211
Additional Noninterest Income	$-134,000	7,636
Total noninterest expense	$1,316,000	7,021
Salaries and employee benefits	$738,000	6,864
Premises and equipment expense	$82,000	7,533
Additional noninterest expense	$496,000	6,799
Pre-tax net operating income	$1,236,000	2,662
Securities gains (losses)	$4,000	3,487
Applicable income taxes	$352,000	1,886
Income before extraordinary items	$888,000	2,971
Extraordinary gains, net	$0	34
Net income	$888,000	2,972
Minority interest net income	$0	115
Net income of bank and minority interests.	$888,000	2,972
Net charge-offs	$-55,000	7,960
Cash dividends	$800,000	1,918
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$885,120	2,915
2009-09-30 (YTD Data)		Rank
Total interest income	$2,932,000	5,830
Total interest expense	$994,000	5,578
Net interest income	$1,938,000	5,783
Provision for loan and lease losses	$50,000	6,514
Total noninterest income	$221,000	5,703
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$94,000	5,455
Trading account gains and fees	$0	212
Additional Noninterest Income	$127,000	5,040
Total noninterest expense	$1,099,000	6,874
Salaries and employee benefits	$550,000	6,907
Premises and equipment expense	$64,000	7,572
Additional noninterest expense	$485,000	6,327
Pre-tax net operating income	$1,010,000	2,719
Securities gains (losses)	$-36,000	7,340
Applicable income taxes	$279,000	1,999
Income before extraordinary items	$695,000	3,133
Extraordinary gains, net	$0	27
Net income	$695,000	3,132
Minority interest net income	$0	118
Net income of bank and minority interests.	$695,000	3,134
Net charge-offs	$11,000	6,487
Cash dividends	$600,000	1,788
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$720,560	2,990
2009-06-30 (YTD Data)		Rank
Total interest income	$1,956,000	5,879
Total interest expense	$683,000	5,622
Net interest income	$1,273,000	5,829
Provision for loan and lease losses	$0	7,158
Total noninterest income	$154,000	5,673
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$59,000	5,550
Trading account gains and fees	$0	193
Additional Noninterest Income	$95,000	4,886
Total noninterest expense	$672,000	7,075
Salaries and employee benefits	$361,000	7,023
Premises and equipment expense	$43,000	7,635
Additional noninterest expense	$268,000	6,726
Pre-tax net operating income	$755,000	2,616
Securities gains (losses)	$-36,000	7,570
Applicable income taxes	$208,000	1,913
Income before extraordinary items	$511,000	3,050
Extraordinary gains, net	$0	21
Net income	$511,000	3,047
Minority interest net income	$0	112
Net income of bank and minority interests.	$511,000	3,049
Net charge-offs	$11,000	5,942
Cash dividends	$400,000	1,856
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$536,560	2,865
2009-03-31 (YTD Data)		Rank
Total interest income	$986,000	5,907
Total interest expense	$351,000	5,676
Net interest income	$635,000	5,856
Provision for loan and lease losses	$0	6,744
Total noninterest income	$80,000	5,580
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$27,000	5,653
Trading account gains and fees	$0	171
Additional Noninterest Income	$53,000	4,730
Total noninterest expense	$298,000	7,285
Salaries and employee benefits	$165,000	7,208
Premises and equipment expense	$27,000	7,482
Additional noninterest expense	$106,000	7,001
Pre-tax net operating income	$417,000	2,717
Securities gains (losses)	$0	2,434
Applicable income taxes	$126,000	1,949
Income before extraordinary items	$291,000	3,189
Extraordinary gains, net	$0	15
Net income	$291,000	3,189
Minority interest net income	$0	102
Net income of bank and minority interests.	$291,000	3,189
Net charge-offs	$13,000	4,614
Cash dividends	$200,000	1,688
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$291,000	3,038
2008-12-31 (YTD Data)		Rank
Total interest income	$4,286,000	5,852
Total interest expense	$1,720,000	5,673
Net interest income	$2,566,000	5,847
Provision for loan and lease losses	$0	7,334
Total noninterest income	$255,000	6,106
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$128,000	5,574
Trading account gains and fees	$0	154
Additional Noninterest Income	$127,000	5,592
Total noninterest expense	$1,183,000	7,285
Salaries and employee benefits	$699,000	7,156
Premises and equipment expense	$91,000	7,705
Additional noninterest expense	$393,000	7,070
Pre-tax net operating income	$1,638,000	2,866
Securities gains (losses)	$-489,000	7,549
Applicable income taxes	$318,000	2,324
Income before extraordinary items	$831,000	3,633
Extraordinary gains, net	$0	39
Net income	$831,000	3,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,631
Cash dividends	$800,000	2,638
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,183,080	3,091
2008-09-30 (YTD Data)		Rank
Total interest income	$3,251,000	5,900
Total interest expense	$1,328,000	5,714
Net interest income	$1,923,000	5,898
Provision for loan and lease losses	$0	6,991
Total noninterest income	$202,000	6,095
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$98,000	5,567
Trading account gains and fees	$0	148
Additional Noninterest Income	$104,000	5,570
Total noninterest expense	$899,000	7,281
Salaries and employee benefits	$530,000	7,139
Premises and equipment expense	$64,000	7,804
Additional noninterest expense	$305,000	7,008
Pre-tax net operating income	$1,226,000	3,280
Securities gains (losses)	$-419,000	7,724
Applicable income taxes	$212,000	2,840
Income before extraordinary items	$595,000	4,138
Extraordinary gains, net	$0	31
Net income	$595,000	4,135
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,890
Cash dividends	$600,000	2,477
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$905,060	3,440
2008-06-30 (YTD Data)		Rank
Total interest income	$2,169,000	5,961
Total interest expense	$907,000	5,807
Net interest income	$1,262,000	5,937
Provision for loan and lease losses	$0	6,671
Total noninterest income	$136,000	6,149
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$66,000	5,572
Trading account gains and fees	$0	149
Additional Noninterest Income	$70,000	5,638
Total noninterest expense	$615,000	7,297
Salaries and employee benefits	$366,000	7,133
Premises and equipment expense	$53,000	7,641
Additional noninterest expense	$196,000	7,096
Pre-tax net operating income	$783,000	3,469
Securities gains (losses)	$0	3,233
Applicable income taxes	$234,000	2,514
Income before extraordinary items	$549,000	3,830
Extraordinary gains, net	$0	21
Net income	$549,000	3,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$400,000	2,547
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$549,000	3,772
2008-03-31 (YTD Data)		Rank
Total interest income	$1,104,000	6,002
Total interest expense	$468,000	5,925
Net interest income	$636,000	5,948
Provision for loan and lease losses	$0	6,080
Total noninterest income	$72,000	6,065
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$31,000	5,641
Trading account gains and fees	$0	158
Additional Noninterest Income	$41,000	5,402
Total noninterest expense	$301,000	7,368
Salaries and employee benefits	$180,000	7,191
Premises and equipment expense	$31,000	7,509
Additional noninterest expense	$90,000	7,238
Pre-tax net operating income	$407,000	3,504
Securities gains (losses)	$0	2,688
Applicable income taxes	$125,000	2,538
Income before extraordinary items	$282,000	3,944
Extraordinary gains, net	$0	15
Net income	$282,000	3,946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$200,000	2,298
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$282,000	3,858
2007-12-31 (YTD Data)		Rank
Total interest income	$4,429,000	6,014
Total interest expense	$2,023,000	5,813
Net interest income	$2,406,000	6,080
Provision for loan and lease losses	$-7,000	8,227
Total noninterest income	$248,000	6,412
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$151,000	5,412
Trading account gains and fees	$0	178
Additional Noninterest Income	$97,000	6,257
Total noninterest expense	$1,287,000	7,231
Salaries and employee benefits	$777,000	7,038
Premises and equipment expense	$91,000	7,843
Additional noninterest expense	$419,000	6,953
Pre-tax net operating income	$1,374,000	4,065
Securities gains (losses)	$0	2,146
Applicable income taxes	$405,000	3,014
Income before extraordinary items	$969,000	4,386
Extraordinary gains, net	$0	39
Net income	$969,000	4,388
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,873
Cash dividends	$785,000	3,007
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$969,000	4,381
2007-09-30 (YTD Data)		Rank
Total interest income	$3,303,000	6,057
Total interest expense	$1,525,000	5,828
Net interest income	$1,778,000	6,147
Provision for loan and lease losses	$-6,000	8,291
Total noninterest income	$193,000	6,372
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$117,000	5,376
Trading account gains and fees	$0	184
Additional Noninterest Income	$76,000	6,239
Total noninterest expense	$996,000	7,161
Salaries and employee benefits	$617,000	6,888
Premises and equipment expense	$75,000	7,728
Additional noninterest expense	$304,000	7,016
Pre-tax net operating income	$981,000	4,404
Securities gains (losses)	$0	1,655
Applicable income taxes	$275,000	3,314
Income before extraordinary items	$706,000	4,639
Extraordinary gains, net	$0	33
Net income	$706,000	4,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,441
Cash dividends	$582,000	2,741
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$706,000	4,629
2007-06-30 (YTD Data)		Rank
Total interest income	$2,166,000	6,124
Total interest expense	$992,000	5,894
Net interest income	$1,174,000	6,207
Provision for loan and lease losses	$5,000	5,998
Total noninterest income	$135,000	6,308
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$80,000	5,357
Trading account gains and fees	$0	168
Additional Noninterest Income	$55,000	6,129
Total noninterest expense	$648,000	7,242
Salaries and employee benefits	$415,000	6,925
Premises and equipment expense	$50,000	7,774
Additional noninterest expense	$183,000	7,236
Pre-tax net operating income	$656,000	4,460
Securities gains (losses)	$0	1,444
Applicable income taxes	$191,000	3,331
Income before extraordinary items	$465,000	4,722
Extraordinary gains, net	$0	29
Net income	$465,000	4,723
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,005
Cash dividends	$391,000	2,815
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$465,000	4,716
2007-03-31 (YTD Data)		Rank
Total interest income	$1,056,000	6,189
Total interest expense	$492,000	5,902
Net interest income	$564,000	6,324
Provision for loan and lease losses	$0	5,779
Total noninterest income	$58,000	6,588
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$36,000	5,497
Trading account gains and fees	$0	195
Additional Noninterest Income	$22,000	6,474
Total noninterest expense	$345,000	7,164
Salaries and employee benefits	$217,000	6,842
Premises and equipment expense	$31,000	7,555
Additional noninterest expense	$97,000	7,149
Pre-tax net operating income	$277,000	4,831
Securities gains (losses)	$0	1,187
Applicable income taxes	$72,000	3,714
Income before extraordinary items	$205,000	4,998
Extraordinary gains, net	$0	22
Net income	$205,000	4,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$195,000	2,499
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$205,000	4,986
2006-12-31 (YTD Data)		Rank
Total interest income	$3,991,000	6,125
Total interest expense	$1,762,000	5,740
Net interest income	$2,229,000	6,301
Provision for loan and lease losses	$-50,000	8,397
Total noninterest income	$278,000	6,327
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$146,000	5,576
Trading account gains and fees	$0	130
Additional Noninterest Income	$132,000	5,861
Total noninterest expense	$1,354,000	7,132
Salaries and employee benefits	$825,000	6,890
Premises and equipment expense	$127,000	7,528
Additional noninterest expense	$402,000	7,050
Pre-tax net operating income	$1,203,000	4,783
Securities gains (losses)	$0	1,687
Applicable income taxes	$301,000	3,798
Income before extraordinary items	$902,000	4,943
Extraordinary gains, net	$0	51
Net income	$902,000	4,946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,587
Cash dividends	$750,000	3,072
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$902,000	4,936
2006-09-30 (YTD Data)		Rank
Total interest income	$2,965,000	6,164
Total interest expense	$1,291,000	5,726
Net interest income	$1,674,000	6,359
Provision for loan and lease losses	$-50,000	8,524
Total noninterest income	$219,000	6,287
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$112,000	5,593
Trading account gains and fees	$0	126
Additional Noninterest Income	$107,000	5,724
Total noninterest expense	$1,016,000	7,133
Salaries and employee benefits	$614,000	6,889
Premises and equipment expense	$100,000	7,462
Additional noninterest expense	$302,000	7,072
Pre-tax net operating income	$927,000	4,889
Securities gains (losses)	$0	1,388
Applicable income taxes	$231,000	3,951
Income before extraordinary items	$696,000	5,011
Extraordinary gains, net	$0	45
Net income	$696,000	5,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,679
Cash dividends	$562,000	2,772
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$696,000	5,009
2006-06-30 (YTD Data)		Rank
Total interest income	$1,931,000	6,208
Total interest expense	$820,000	5,752
Net interest income	$1,111,000	6,406
Provision for loan and lease losses	$-50,000	8,582
Total noninterest income	$144,000	6,304
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$72,000	5,670
Trading account gains and fees	$0	126
Additional Noninterest Income	$72,000	5,737
Total noninterest expense	$694,000	7,115
Salaries and employee benefits	$418,000	6,865
Premises and equipment expense	$79,000	7,202
Additional noninterest expense	$197,000	7,127
Pre-tax net operating income	$611,000	4,945
Securities gains (losses)	$0	1,185
Applicable income taxes	$139,000	4,119
Income before extraordinary items	$472,000	5,024
Extraordinary gains, net	$0	39
Net income	$472,000	5,029
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,860
Cash dividends	$375,000	2,810
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$472,000	5,011
2006-03-31 (YTD Data)		Rank
Total interest income	$939,000	6,245
Total interest expense	$388,000	5,780
Net interest income	$551,000	6,441
Provision for loan and lease losses	$0	6,013
Total noninterest income	$65,000	6,474
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$35,000	5,651
Trading account gains and fees	$0	115
Additional Noninterest Income	$30,000	6,069
Total noninterest expense	$343,000	7,152
Salaries and employee benefits	$219,000	6,769
Premises and equipment expense	$30,000	7,633
Additional noninterest expense	$94,000	7,209
Pre-tax net operating income	$273,000	5,180
Securities gains (losses)	$0	955
Applicable income taxes	$69,000	4,070
Income before extraordinary items	$204,000	5,319
Extraordinary gains, net	$0	21
Net income	$204,000	5,317
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$187,000	2,499
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$204,000	5,318
2005-12-31 (YTD Data)		Rank
Total interest income	$3,673,000	6,062
Total interest expense	$1,423,000	5,368
Net interest income	$2,250,000	6,322
Provision for loan and lease losses	$0	7,120
Total noninterest income	$291,000	6,380
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$151,000	5,610
Trading account gains and fees	$0	138
Additional Noninterest Income	$140,000	5,848
Total noninterest expense	$1,338,000	7,161
Salaries and employee benefits	$806,000	6,915
Premises and equipment expense	$112,000	7,731
Additional noninterest expense	$420,000	6,989
Pre-tax net operating income	$1,203,000	4,898
Securities gains (losses)	$2,000	1,993
Applicable income taxes	$336,000	3,972
Income before extraordinary items	$869,000	5,163
Extraordinary gains, net	$0	46
Net income	$869,000	5,166
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,036
Cash dividends	$750,000	2,940
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$867,560	5,140
2005-09-30 (YTD Data)		Rank
Total interest income	$2,737,000	6,064
Total interest expense	$1,042,000	5,325
Net interest income	$1,695,000	6,347
Provision for loan and lease losses	$0	6,899
Total noninterest income	$225,000	6,354
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$113,000	5,640
Trading account gains and fees	$0	126
Additional Noninterest Income	$112,000	5,746
Total noninterest expense	$986,000	7,189
Salaries and employee benefits	$604,000	6,909
Premises and equipment expense	$81,000	7,777
Additional noninterest expense	$301,000	7,093
Pre-tax net operating income	$934,000	4,942
Securities gains (losses)	$2,000	2,008
Applicable income taxes	$266,000	3,986
Income before extraordinary items	$670,000	5,191
Extraordinary gains, net	$0	35
Net income	$670,000	5,194
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,271
Cash dividends	$525,000	2,716
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$668,560	5,163
2005-06-30 (YTD Data)		Rank
Total interest income	$1,820,000	6,012
Total interest expense	$676,000	5,252
Net interest income	$1,144,000	6,313
Provision for loan and lease losses	$0	6,626
Total noninterest income	$150,000	6,341
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$72,000	5,681
Trading account gains and fees	$0	116
Additional Noninterest Income	$78,000	5,666
Total noninterest expense	$654,000	7,213
Salaries and employee benefits	$400,000	6,918
Premises and equipment expense	$40,000	8,114
Additional noninterest expense	$214,000	6,934
Pre-tax net operating income	$640,000	4,853
Securities gains (losses)	$-13,000	8,228
Applicable income taxes	$169,000	4,071
Income before extraordinary items	$458,000	5,106
Extraordinary gains, net	$0	30
Net income	$458,000	5,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,599
Cash dividends	$350,000	2,694
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$467,490	5,000
2005-03-31 (YTD Data)		Rank
Total interest income	$898,000	6,056
Total interest expense	$328,000	5,243
Net interest income	$570,000	6,367
Provision for loan and lease losses	$0	6,226
Total noninterest income	$70,000	6,425
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$34,000	5,761
Trading account gains and fees	$0	115
Additional Noninterest Income	$36,000	5,847
Total noninterest expense	$340,000	7,169
Salaries and employee benefits	$201,000	6,964
Premises and equipment expense	$33,000	7,563
Additional noninterest expense	$106,000	6,999
Pre-tax net operating income	$300,000	4,995
Securities gains (losses)	$-13,000	8,592
Applicable income taxes	$89,000	3,959
Income before extraordinary items	$198,000	5,441
Extraordinary gains, net	$0	24
Net income	$198,000	5,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$175,000	2,369
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$206,970	5,311
2004-12-31 (YTD Data)		Rank
Total interest income	$3,567,000	5,909
Total interest expense	$1,192,000	5,139
Net interest income	$2,375,000	6,157
Provision for loan and lease losses	$26,000	6,546
Total noninterest income	$307,000	6,354
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$172,000	5,525
Trading account gains and fees	$0	138
Additional Noninterest Income	$135,000	5,890
Total noninterest expense	$1,330,000	7,210
Salaries and employee benefits	$779,000	7,012
Premises and equipment expense	$77,000	8,252
Additional noninterest expense	$474,000	6,709
Pre-tax net operating income	$1,326,000	4,547
Securities gains (losses)	$0	3,819
Applicable income taxes	$290,000	4,221
Income before extraordinary items	$1,036,000	4,594
Extraordinary gains, net	$0	34
Net income	$1,036,000	4,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$700,000	2,948
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,036,000	4,527
2004-09-30 (YTD Data)		Rank
Total interest income	$2,660,000	5,929
Total interest expense	$879,000	5,153
Net interest income	$1,781,000	6,163
Provision for loan and lease losses	$26,000	6,144
Total noninterest income	$225,000	6,447
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$131,000	5,538
Trading account gains and fees	$0	134
Additional Noninterest Income	$94,000	6,030
Total noninterest expense	$1,005,000	7,160
Salaries and employee benefits	$591,000	6,939
Premises and equipment expense	$57,000	8,268
Additional noninterest expense	$357,000	6,660
Pre-tax net operating income	$975,000	4,665
Securities gains (losses)	$0	3,710
Applicable income taxes	$258,000	4,024
Income before extraordinary items	$717,000	4,891
Extraordinary gains, net	$0	26
Net income	$717,000	4,892
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,881
Cash dividends	$525,000	2,601
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$717,000	4,802
2004-06-30 (YTD Data)		Rank
Total interest income	$1,767,000	5,937
Total interest expense	$584,000	5,182
Net interest income	$1,183,000	6,188
Provision for loan and lease losses	$23,000	5,766
Total noninterest income	$141,000	6,599
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$83,000	5,648
Trading account gains and fees	$0	130
Additional Noninterest Income	$58,000	6,187
Total noninterest expense	$678,000	7,179
Salaries and employee benefits	$399,000	6,951
Premises and equipment expense	$39,000	8,284
Additional noninterest expense	$240,000	6,668
Pre-tax net operating income	$623,000	4,735
Securities gains (losses)	$0	3,413
Applicable income taxes	$158,000	4,169
Income before extraordinary items	$465,000	4,922
Extraordinary gains, net	$0	21
Net income	$465,000	4,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,069
Cash dividends	$350,000	2,645
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$465,000	4,829
2004-03-31 (YTD Data)		Rank
Total interest income	$884,000	5,973
Total interest expense	$299,000	5,173
Net interest income	$585,000	6,233
Provision for loan and lease losses	$23,000	4,653
Total noninterest income	$65,000	6,712
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$40,000	5,688
Trading account gains and fees	$0	121
Additional Noninterest Income	$25,000	6,426
Total noninterest expense	$346,000	7,145
Salaries and employee benefits	$193,000	7,083
Premises and equipment expense	$20,000	8,263
Additional noninterest expense	$133,000	6,356
Pre-tax net operating income	$281,000	4,974
Securities gains (losses)	$0	2,934
Applicable income taxes	$69,000	4,370
Income before extraordinary items	$212,000	5,184
Extraordinary gains, net	$0	16
Net income	$212,000	5,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,775
Cash dividends	$175,000	2,333
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$212,000	5,064
2003-12-31 (YTD Data)		Rank
Total interest income	$3,598,000	5,962
Total interest expense	$1,309,000	5,308
Net interest income	$2,289,000	6,201
Provision for loan and lease losses	$297,000	3,230
Total noninterest income	$359,000	6,206
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$174,000	5,561
Trading account gains and fees	$0	160
Additional Noninterest Income	$185,000	5,449
Total noninterest expense	$1,281,000	7,309
Salaries and employee benefits	$741,000	7,147
Premises and equipment expense	$66,000	8,544
Additional noninterest expense	$474,000	6,711
Pre-tax net operating income	$1,070,000	4,991
Securities gains (losses)	$17,000	3,315
Applicable income taxes	$277,000	4,399
Income before extraordinary items	$810,000	5,212
Extraordinary gains, net	$0	54
Net income	$810,000	5,212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$327,000	2,143
Cash dividends	$625,000	3,129
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$797,250	5,085
2003-09-30 (YTD Data)		Rank
Total interest income	$2,702,000	6,021
Total interest expense	$1,000,000	5,387
Net interest income	$1,702,000	6,253
Provision for loan and lease losses	$282,000	2,629
Total noninterest income	$287,000	6,112
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$133,000	5,552
Trading account gains and fees	$0	153
Additional Noninterest Income	$154,000	5,292
Total noninterest expense	$984,000	7,244
Salaries and employee benefits	$582,000	6,999
Premises and equipment expense	$29,000	8,941
Additional noninterest expense	$373,000	6,546
Pre-tax net operating income	$723,000	5,427
Securities gains (losses)	$0	4,204
Applicable income taxes	$177,000	4,845
Income before extraordinary items	$546,000	5,632
Extraordinary gains, net	$0	40
Net income	$546,000	5,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$330,000	1,608
Cash dividends	$450,000	2,830
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$546,000	5,451
2003-06-30 (YTD Data)		Rank
Total interest income	$1,811,000	6,052
Total interest expense	$681,000	5,433
Net interest income	$1,130,000	6,272
Provision for loan and lease losses	$267,000	2,039
Total noninterest income	$167,000	6,389
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$94,000	5,422
Trading account gains and fees	$0	150
Additional Noninterest Income	$73,000	5,914
Total noninterest expense	$669,000	7,220
Salaries and employee benefits	$390,000	7,006
Premises and equipment expense	$16,000	9,035
Additional noninterest expense	$263,000	6,381
Pre-tax net operating income	$361,000	6,099
Securities gains (losses)	$0	3,782
Applicable income taxes	$69,000	5,571
Income before extraordinary items	$292,000	6,153
Extraordinary gains, net	$0	30
Net income	$292,000	6,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$337,000	1,146
Cash dividends	$300,000	2,868
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$292,000	5,959
2003-03-31 (YTD Data)		Rank
Total interest income	$918,000	6,039
Total interest expense	$339,000	5,542
Net interest income	$579,000	6,168
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$85,000	6,273
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$49,000	5,240
Trading account gains and fees	$0	134
Additional Noninterest Income	$36,000	5,881
Total noninterest expense	$326,000	7,317
Salaries and employee benefits	$186,000	7,150
Premises and equipment expense	$9,000	9,017
Additional noninterest expense	$131,000	6,392
Pre-tax net operating income	$323,000	4,607
Securities gains (losses)	$0	2,891
Applicable income taxes	$87,000	4,199
Income before extraordinary items	$236,000	4,864
Extraordinary gains, net	$0	21
Net income	$236,000	4,864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$150,000	2,511
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$236,000	4,671
2002-12-31 (YTD Data)		Rank
Total interest income	$3,910,000	5,982
Total interest expense	$1,672,000	5,379
Net interest income	$2,238,000	6,265
Provision for loan and lease losses	$101,000	5,673
Total noninterest income	$378,000	5,915
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$183,000	5,416
Trading account gains and fees	$0	153
Additional Noninterest Income	$195,000	5,085
Total noninterest expense	$1,197,000	7,472
Salaries and employee benefits	$743,000	7,111
Premises and equipment expense	$33,000	9,136
Additional noninterest expense	$421,000	7,006
Pre-tax net operating income	$1,318,000	4,450
Securities gains (losses)	$0	4,537
Applicable income taxes	$309,000	4,392
Income before extraordinary items	$1,009,000	4,562
Extraordinary gains, net	$0	70
Net income	$1,009,000	4,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,634
Cash dividends	$600,000	3,138
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,009,000	4,447
2001-12-31 (YTD Data)		Rank
Total interest income	$4,227,000	6,176
Total interest expense	$2,257,000	5,738
Net interest income	$1,970,000	6,478
Provision for loan and lease losses	$118,000	5,336
Total noninterest income	$227,000	7,041
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$147,000	5,839
Trading account gains and fees	$0	177
Additional Noninterest Income	$80,000	6,875
Total noninterest expense	$1,114,000	7,658
Salaries and employee benefits	$665,000	7,353
Premises and equipment expense	$62,000	8,940
Additional noninterest expense	$387,000	7,249
Pre-tax net operating income	$965,000	4,995
Securities gains (losses)	$15,000	3,362
Applicable income taxes	$288,000	4,348
Income before extraordinary items	$692,000	5,256
Extraordinary gains, net	$0	105
Net income	$692,000	5,260
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,890
Cash dividends	$600,000	3,121
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$681,350	5,178
2000-12-31 (YTD Data)		Rank
Total interest income	$4,180,000	6,348
Total interest expense	$2,342,000	5,775
Net interest income	$1,838,000	6,847
Provision for loan and lease losses	$39,000	6,919
Total noninterest income	$191,000	7,369
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$138,000	5,937
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	7,695
Total noninterest expense	$1,056,000	7,857
Salaries and employee benefits	$621,000	7,587
Premises and equipment expense	$80,000	8,783
Additional noninterest expense	$355,000	7,514
Pre-tax net operating income	$934,000	5,441
Securities gains (losses)	$1,000	1,732
Applicable income taxes	$192,000	5,468
Income before extraordinary items	$743,000	5,254
Extraordinary gains, net	$0	38
Net income	$743,000	5,253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	8,998
Cash dividends	$600,000	3,185
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$742,210	5,257
1999-12-31 (YTD Data)		Rank
Total interest income	$3,901,000	6,452
Total interest expense	$2,115,000	5,780
Net interest income	$1,786,000	7,030
Provision for loan and lease losses	$30,000	7,215
Total noninterest income	$209,000	7,390
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$151,000	5,829
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	7,783
Total noninterest expense	$1,129,000	7,757
Salaries and employee benefits	$595,000	7,788
Premises and equipment expense	$85,000	8,926
Additional noninterest expense	$449,000	6,913
Pre-tax net operating income	$836,000	5,802
Securities gains (losses)	$-20,000	9,544
Applicable income taxes	$206,000	5,635
Income before extraordinary items	$610,000	5,847
Extraordinary gains, net	$0	35
Net income	$610,000	5,844
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,619
Cash dividends	$600,000	3,129
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$625,000	5,746
1998-12-31 (YTD Data)		Rank
Total interest income	$3,899,000	6,565
Total interest expense	$2,134,000	5,950
Net interest income	$1,765,000	7,129
Provision for loan and lease losses	$30,000	7,298
Total noninterest income	$246,000	7,057
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$166,000	5,666
Trading account gains and fees	NA	NA
Additional Noninterest Income	$80,000	7,189
Total noninterest expense	$1,037,000	8,000
Salaries and employee benefits	$591,000	7,806
Premises and equipment expense	$111,000	8,461
Additional noninterest expense	$335,000	7,785
Pre-tax net operating income	$944,000	5,592
Securities gains (losses)	$3,000	3,720
Applicable income taxes	$247,000	5,684
Income before extraordinary items	$700,000	5,620
Extraordinary gains, net	$0	32
Net income	$700,000	5,620
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,100
Cash dividends	$600,000	3,104
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$697,780	5,518
1997-12-31 (YTD Data)		Rank
Total interest income	$3,798,000	6,852
Total interest expense	$2,062,000	6,148
Net interest income	$1,736,000	7,468
Provision for loan and lease losses	$30,000	7,369
Total noninterest income	$203,000	7,801
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$160,000	6,003
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	8,733
Total noninterest expense	$1,083,000	8,056
Salaries and employee benefits	$601,000	7,907
Premises and equipment expense	$143,000	7,962
Additional noninterest expense	$339,000	7,911
Pre-tax net operating income	$826,000	6,429
Securities gains (losses)	$34,000	1,562
Applicable income taxes	$238,000	6,389
Income before extraordinary items	$622,000	6,240
Extraordinary gains, net	$0	44
Net income	$622,000	6,241
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,408
Cash dividends	$600,000	3,054
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$597,520	6,331
1996-12-31 (YTD Data)		Rank
Total interest income	$3,879,000	6,971
Total interest expense	$1,967,000	6,476
Net interest income	$1,912,000	7,330
Provision for loan and lease losses	$30,000	7,397
Total noninterest income	$221,000	7,946
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$166,000	6,188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	8,673
Total noninterest expense	$1,124,000	8,248
Salaries and employee benefits	$605,000	8,088
Premises and equipment expense	$159,000	7,849
Additional noninterest expense	$360,000	8,263
Pre-tax net operating income	$979,000	5,822
Securities gains (losses)	$10,000	2,493
Applicable income taxes	$189,000	7,300
Income before extraordinary items	$800,000	5,314
Extraordinary gains, net	$0	53
Net income	$800,000	5,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,597
Cash dividends	$500,000	3,368
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$791,900	5,285
1995-12-31 (YTD Data)		Rank
Total interest income	$3,769,000	7,237
Total interest expense	$1,988,000	6,493
Net interest income	$1,781,000	7,814
Provision for loan and lease losses	$18,000	7,795
Total noninterest income	$205,000	8,342
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$170,000	6,257
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	9,970
Total noninterest expense	$1,114,000	8,518
Salaries and employee benefits	$562,000	8,629
Premises and equipment expense	$106,000	9,444
Additional noninterest expense	$446,000	7,744
Pre-tax net operating income	$854,000	6,627
Securities gains (losses)	$0	3,831
Applicable income taxes	$199,000	7,429
Income before extraordinary items	$655,000	6,266
Extraordinary gains, net	$0	65
Net income	$655,000	6,263
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,657
Cash dividends	$300,000	4,483
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$655,000	6,253
1994-12-31 (YTD Data)		Rank
Total interest income	$3,203,000	7,754
Total interest expense	$1,553,000	6,746
Net interest income	$1,650,000	8,451
Provision for loan and lease losses	$55,000	5,922
Total noninterest income	$291,000	7,362
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$175,000	6,354
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	7,032
Total noninterest expense	$1,110,000	8,947
Salaries and employee benefits	$550,000	8,959
Premises and equipment expense	$198,000	7,470
Additional noninterest expense	$362,000	9,218
Pre-tax net operating income	$776,000	7,001
Securities gains (losses)	$0	3,600
Applicable income taxes	$172,000	7,876
Income before extraordinary items	$604,000	6,508
Extraordinary gains, net	$0	249
Net income	$604,000	6,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	5,002
Cash dividends	$60,000	7,692
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$604,000	6,558
1993-12-31 (YTD Data)		Rank
Total interest income	$3,397,000	7,681
Total interest expense	$1,640,000	6,770
Net interest income	$1,757,000	8,348
Provision for loan and lease losses	$30,000	8,397
Total noninterest income	$291,000	7,794
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$180,000	6,372
Trading account gains and fees	NA	NA
Additional Noninterest Income	$111,000	7,550
Total noninterest expense	$1,116,000	9,272
Salaries and employee benefits	$538,000	9,319
Premises and equipment expense	$169,000	8,403
Additional noninterest expense	$409,000	9,165
Pre-tax net operating income	$902,000	6,339
Securities gains (losses)	$35,000	3,910
Applicable income taxes	$244,000	6,893
Income before extraordinary items	$693,000	6,160
Extraordinary gains, net	$0	3,149
Net income	$693,000	6,326
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	9,724
Cash dividends	$60,000	7,697
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$667,100	6,076
1992-12-31 (YTD Data)		Rank
Total interest income	$3,562,000	8,092
Total interest expense	$1,864,000	7,443
Net interest income	$1,698,000	8,653
Provision for loan and lease losses	$30,000	9,956
Total noninterest income	$223,000	8,974
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$190,000	6,193
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	11,562
Total noninterest expense	$1,004,000	9,959
Salaries and employee benefits	$523,000	9,558
Premises and equipment expense	$150,000	9,105
Additional noninterest expense	$331,000	10,429
Pre-tax net operating income	$887,000	6,155
Securities gains (losses)	$35,000	4,733
Applicable income taxes	$257,000	6,552
Income before extraordinary items	$665,000	6,140
Extraordinary gains, net	$0	1,422
Net income	$665,000	6,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	9,510
Cash dividends	$60,000	7,413
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$639,800	5,954

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.