Home > Raccoon Valley Bank > Income and Expense
Raccoon Valley Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $21,451,000 | 1,794 |
| Total interest expense | $7,607,000 | 1,558 |
| Net interest income | $13,844,000 | 1,932 |
| Provision for loan and lease losses | $900,000 | 890 |
| Total noninterest income | $1,869,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $201,000 | 2,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,668,000 | 1,777 |
| Total noninterest expense | $9,261,000 | 2,131 |
| Salaries and employee benefits | $5,292,000 | 2,117 |
| Premises and equipment expense | $1,647,000 | 1,427 |
| Additional noninterest expense | $1,668,000 | 1,777 |
| Pre-tax net operating income | $5,552,000 | 1,816 |
| Securities gains (losses) | $171,000 | 182 |
| Applicable income taxes | $293,000 | 2,242 |
| Income before extraordinary items | $5,430,000 | 1,637 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,430,000 | 1,657 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,430,000 | 1,640 |
| Net charge-offs | $98,000 | 1,514 |
| Cash dividends | $2,352,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,267,550 | 1,698 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $15,689,000 | 1,795 |
| Total interest expense | $5,215,000 | 1,533 |
| Net interest income | $10,474,000 | 1,933 |
| Provision for loan and lease losses | $450,000 | 1,058 |
| Total noninterest income | $1,687,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $152,000 | 2,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,535,000 | 1,595 |
| Total noninterest expense | $6,861,000 | 2,142 |
| Salaries and employee benefits | $3,930,000 | 2,118 |
| Premises and equipment expense | $1,250,000 | 1,414 |
| Additional noninterest expense | $1,535,000 | 1,595 |
| Pre-tax net operating income | $4,850,000 | 1,685 |
| Securities gains (losses) | $171,000 | 120 |
| Applicable income taxes | $208,000 | 2,326 |
| Income before extraordinary items | $4,813,000 | 1,498 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,813,000 | 1,510 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,813,000 | 1,498 |
| Net charge-offs | $99,000 | 1,178 |
| Cash dividends | $1,764,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,648,840 | 1,569 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $10,168,000 | 1,806 |
| Total interest expense | $3,218,000 | 1,501 |
| Net interest income | $6,950,000 | 1,955 |
| Provision for loan and lease losses | $300,000 | 1,014 |
| Total noninterest income | $1,459,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $101,000 | 2,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,358,000 | 1,257 |
| Total noninterest expense | $4,536,000 | 2,141 |
| Salaries and employee benefits | $2,569,000 | 2,144 |
| Premises and equipment expense | $824,000 | 1,420 |
| Additional noninterest expense | $1,358,000 | 1,256 |
| Pre-tax net operating income | $3,573,000 | 1,568 |
| Securities gains (losses) | $27,000 | 384 |
| Applicable income taxes | $139,000 | 2,366 |
| Income before extraordinary items | $3,461,000 | 1,407 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,461,000 | 1,422 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,461,000 | 1,407 |
| Net charge-offs | $-1,000 | 3,356 |
| Cash dividends | $1,176,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,435,080 | 1,422 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 1,832 |
| Total interest expense | $1,486,000 | 1,429 |
| Net interest income | $3,425,000 | 1,981 |
| Provision for loan and lease losses | $150,000 | 1,007 |
| Total noninterest income | $218,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $46,000 | 2,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 2,607 |
| Total noninterest expense | $2,193,000 | 2,220 |
| Salaries and employee benefits | $1,255,000 | 2,210 |
| Premises and equipment expense | $410,000 | 1,453 |
| Additional noninterest expense | $172,000 | 2,607 |
| Pre-tax net operating income | $1,300,000 | 1,962 |
| Securities gains (losses) | $27,000 | 372 |
| Applicable income taxes | $71,000 | 2,386 |
| Income before extraordinary items | $1,256,000 | 1,794 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,256,000 | 1,795 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,256,000 | 1,794 |
| Net charge-offs | $1,000 | 1,904 |
| Cash dividends | $588,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,230,350 | 1,842 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,331,000 | 1,916 |
| Total interest expense | $1,963,000 | 1,620 |
| Net interest income | $13,368,000 | 1,949 |
| Provision for loan and lease losses | $570,000 | 1,156 |
| Total noninterest income | $1,111,000 | 2,678 |
| Gross Fiduciary activities income | $43,000 | 809 |
| Service charges on deposit accounts | $198,000 | 2,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $870,000 | 2,487 |
| Total noninterest expense | $8,251,000 | 2,260 |
| Salaries and employee benefits | $4,604,000 | 2,302 |
| Premises and equipment expense | $1,518,000 | 1,523 |
| Additional noninterest expense | $870,000 | 2,487 |
| Pre-tax net operating income | $5,658,000 | 1,899 |
| Securities gains (losses) | $26,000 | 314 |
| Applicable income taxes | $288,000 | 2,438 |
| Income before extraordinary items | $5,396,000 | 1,735 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,396,000 | 1,732 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,396,000 | 1,734 |
| Net charge-offs | $-1,000 | 3,246 |
| Cash dividends | $2,708,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,371,300 | 1,768 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,732,000 | 1,971 |
| Total interest expense | $960,000 | 1,815 |
| Net interest income | $9,772,000 | 1,963 |
| Provision for loan and lease losses | $270,000 | 1,285 |
| Total noninterest income | $857,000 | 2,680 |
| Gross Fiduciary activities income | $42,000 | 783 |
| Service charges on deposit accounts | $152,000 | 2,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $663,000 | 2,491 |
| Total noninterest expense | $6,175,000 | 2,256 |
| Salaries and employee benefits | $3,493,000 | 2,278 |
| Premises and equipment expense | $1,109,000 | 1,551 |
| Additional noninterest expense | $663,000 | 2,491 |
| Pre-tax net operating income | $4,184,000 | 1,886 |
| Securities gains (losses) | $26,000 | 315 |
| Applicable income taxes | $185,000 | 2,529 |
| Income before extraordinary items | $4,025,000 | 1,718 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,025,000 | 1,715 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,025,000 | 1,717 |
| Net charge-offs | $-2,000 | 3,205 |
| Cash dividends | $1,904,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,000,040 | 1,765 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,699,000 | 2,020 |
| Total interest expense | $512,000 | 1,924 |
| Net interest income | $6,187,000 | 2,005 |
| Provision for loan and lease losses | $180,000 | 1,178 |
| Total noninterest income | $597,000 | 2,623 |
| Gross Fiduciary activities income | $38,000 | 740 |
| Service charges on deposit accounts | $100,000 | 2,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $459,000 | 2,480 |
| Total noninterest expense | $4,077,000 | 2,251 |
| Salaries and employee benefits | $2,310,000 | 2,289 |
| Premises and equipment expense | $738,000 | 1,567 |
| Additional noninterest expense | $1,029,000 | 2,573 |
| Pre-tax net operating income | $2,527,000 | 1,921 |
| Securities gains (losses) | $26,000 | 288 |
| Applicable income taxes | $126,000 | 2,451 |
| Income before extraordinary items | $2,427,000 | 1,755 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,427,000 | 1,755 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,427,000 | 1,755 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $1,100,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,402,300 | 1,802 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,144,000 | 2,070 |
| Total interest expense | $255,000 | 1,895 |
| Net interest income | $2,889,000 | 2,048 |
| Provision for loan and lease losses | $90,000 | 1,018 |
| Total noninterest income | $311,000 | 2,552 |
| Gross Fiduciary activities income | $17,000 | 743 |
| Service charges on deposit accounts | $49,000 | 2,769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 2,384 |
| Total noninterest expense | $2,054,000 | 2,237 |
| Salaries and employee benefits | $1,182,000 | 2,259 |
| Premises and equipment expense | $371,000 | 1,581 |
| Additional noninterest expense | $501,000 | 2,589 |
| Pre-tax net operating income | $1,056,000 | 2,039 |
| Securities gains (losses) | $26,000 | 264 |
| Applicable income taxes | $66,000 | 2,349 |
| Income before extraordinary items | $1,016,000 | 1,903 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,016,000 | 1,902 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,016,000 | 1,903 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $550,000 | 1,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $991,560 | 1,949 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,854,000 | 2,088 |
| Total interest expense | $1,256,000 | 1,888 |
| Net interest income | $11,598,000 | 2,077 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,762,000 | 2,376 |
| Gross Fiduciary activities income | $35,000 | 791 |
| Service charges on deposit accounts | $182,000 | 2,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,545,000 | 2,177 |
| Total noninterest expense | $7,999,000 | 2,284 |
| Salaries and employee benefits | $4,377,000 | 2,355 |
| Premises and equipment expense | $1,408,000 | 1,599 |
| Additional noninterest expense | $2,214,000 | 2,419 |
| Pre-tax net operating income | $5,361,000 | 1,956 |
| Securities gains (losses) | $349,000 | 444 |
| Applicable income taxes | $290,000 | 2,490 |
| Income before extraordinary items | $5,420,000 | 1,783 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,420,000 | 1,783 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,420,000 | 1,784 |
| Net charge-offs | $11,000 | 2,266 |
| Cash dividends | $3,534,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,088,450 | 1,843 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,519,000 | 2,148 |
| Total interest expense | $988,000 | 1,907 |
| Net interest income | $8,531,000 | 2,145 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,513,000 | 2,258 |
| Gross Fiduciary activities income | $31,000 | 767 |
| Service charges on deposit accounts | $134,000 | 2,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,348,000 | 2,075 |
| Total noninterest expense | $5,848,000 | 2,341 |
| Salaries and employee benefits | $3,270,000 | 2,370 |
| Premises and equipment expense | $1,060,000 | 1,618 |
| Additional noninterest expense | $1,518,000 | 2,568 |
| Pre-tax net operating income | $4,196,000 | 1,996 |
| Securities gains (losses) | $349,000 | 411 |
| Applicable income taxes | $224,000 | 2,499 |
| Income before extraordinary items | $4,321,000 | 1,775 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,321,000 | 1,774 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,321,000 | 1,775 |
| Net charge-offs | $11,000 | 1,949 |
| Cash dividends | $2,223,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,989,450 | 1,853 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,232,000 | 2,171 |
| Total interest expense | $702,000 | 1,892 |
| Net interest income | $5,530,000 | 2,185 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,150,000 | 2,080 |
| Gross Fiduciary activities income | $20,000 | 773 |
| Service charges on deposit accounts | $87,000 | 2,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,043,000 | 1,861 |
| Total noninterest expense | $3,836,000 | 2,357 |
| Salaries and employee benefits | $2,156,000 | 2,385 |
| Premises and equipment expense | $707,000 | 1,618 |
| Additional noninterest expense | $973,000 | 2,639 |
| Pre-tax net operating income | $2,844,000 | 1,951 |
| Securities gains (losses) | $349,000 | 347 |
| Applicable income taxes | $158,000 | 2,461 |
| Income before extraordinary items | $3,035,000 | 1,704 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,035,000 | 1,704 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,035,000 | 1,704 |
| Net charge-offs | $11,000 | 1,721 |
| Cash dividends | $1,431,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,703,450 | 1,797 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 2,150 |
| Total interest expense | $388,000 | 1,827 |
| Net interest income | $2,749,000 | 2,158 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $755,000 | 1,797 |
| Gross Fiduciary activities income | $14,000 | 757 |
| Service charges on deposit accounts | $42,000 | 2,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $699,000 | 1,591 |
| Total noninterest expense | $1,955,000 | 2,302 |
| Salaries and employee benefits | $1,106,000 | 2,335 |
| Premises and equipment expense | $366,000 | 1,585 |
| Additional noninterest expense | $483,000 | 2,594 |
| Pre-tax net operating income | $1,549,000 | 1,837 |
| Securities gains (losses) | $349,000 | 240 |
| Applicable income taxes | $91,000 | 2,342 |
| Income before extraordinary items | $1,807,000 | 1,498 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,807,000 | 1,498 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,807,000 | 1,498 |
| Net charge-offs | $11,000 | 1,336 |
| Cash dividends | $639,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,475,450 | 1,704 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,819,000 | 2,123 |
| Total interest expense | $2,308,000 | 1,801 |
| Net interest income | $10,511,000 | 2,177 |
| Provision for loan and lease losses | $780,000 | 1,845 |
| Total noninterest income | $3,843,000 | 1,503 |
| Gross Fiduciary activities income | $34,000 | 809 |
| Service charges on deposit accounts | $195,000 | 2,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,614,000 | 1,298 |
| Total noninterest expense | $8,462,000 | 2,176 |
| Salaries and employee benefits | $4,169,000 | 2,419 |
| Premises and equipment expense | $1,495,000 | 1,517 |
| Additional noninterest expense | $2,798,000 | 2,030 |
| Pre-tax net operating income | $5,112,000 | 1,761 |
| Securities gains (losses) | $243,000 | 933 |
| Applicable income taxes | $278,000 | 2,360 |
| Income before extraordinary items | $5,077,000 | 1,625 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,077,000 | 1,625 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,077,000 | 1,625 |
| Net charge-offs | $2,000 | 3,319 |
| Cash dividends | $1,732,000 | 1,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,846,150 | 1,627 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,598,000 | 2,145 |
| Total interest expense | $1,836,000 | 1,812 |
| Net interest income | $7,762,000 | 2,204 |
| Provision for loan and lease losses | $460,000 | 2,034 |
| Total noninterest income | $2,602,000 | 1,550 |
| Gross Fiduciary activities income | $31,000 | 776 |
| Service charges on deposit accounts | $149,000 | 2,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,422,000 | 1,337 |
| Total noninterest expense | $6,090,000 | 2,216 |
| Salaries and employee benefits | $3,128,000 | 2,402 |
| Premises and equipment expense | $1,043,000 | 1,605 |
| Additional noninterest expense | $1,919,000 | 2,138 |
| Pre-tax net operating income | $3,814,000 | 1,743 |
| Securities gains (losses) | $223,000 | 835 |
| Applicable income taxes | $204,000 | 2,370 |
| Income before extraordinary items | $3,833,000 | 1,567 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,833,000 | 1,567 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,833,000 | 1,568 |
| Net charge-offs | $2,000 | 3,091 |
| Cash dividends | $1,299,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,621,150 | 1,610 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,483,000 | 2,144 |
| Total interest expense | $1,292,000 | 1,834 |
| Net interest income | $5,191,000 | 2,204 |
| Provision for loan and lease losses | $340,000 | 1,930 |
| Total noninterest income | $1,262,000 | 1,788 |
| Gross Fiduciary activities income | $20,000 | 788 |
| Service charges on deposit accounts | $101,000 | 2,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,141,000 | 1,540 |
| Total noninterest expense | $3,839,000 | 2,312 |
| Salaries and employee benefits | $2,038,000 | 2,436 |
| Premises and equipment expense | $669,000 | 1,655 |
| Additional noninterest expense | $1,132,000 | 2,304 |
| Pre-tax net operating income | $2,274,000 | 1,826 |
| Securities gains (losses) | $144,000 | 837 |
| Applicable income taxes | $122,000 | 2,402 |
| Income before extraordinary items | $2,296,000 | 1,641 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,296,000 | 1,642 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,296,000 | 1,642 |
| Net charge-offs | $3,000 | 2,778 |
| Cash dividends | $866,000 | 1,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,159,200 | 1,690 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,189,000 | 2,156 |
| Total interest expense | $677,000 | 1,888 |
| Net interest income | $2,512,000 | 2,221 |
| Provision for loan and lease losses | $60,000 | 2,352 |
| Total noninterest income | $338,000 | 2,370 |
| Gross Fiduciary activities income | $12,000 | 784 |
| Service charges on deposit accounts | $57,000 | 2,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 2,117 |
| Total noninterest expense | $1,819,000 | 2,406 |
| Salaries and employee benefits | $992,000 | 2,504 |
| Premises and equipment expense | $329,000 | 1,702 |
| Additional noninterest expense | $498,000 | 2,541 |
| Pre-tax net operating income | $971,000 | 1,871 |
| Securities gains (losses) | $71,000 | 723 |
| Applicable income taxes | $52,000 | 2,374 |
| Income before extraordinary items | $990,000 | 1,678 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $990,000 | 1,679 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $990,000 | 1,679 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $433,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $922,550 | 1,740 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,071,000 | 2,281 |
| Total interest expense | $2,618,000 | 1,980 |
| Net interest income | $9,453,000 | 2,335 |
| Provision for loan and lease losses | $120,000 | 2,773 |
| Total noninterest income | $1,177,000 | 2,607 |
| Gross Fiduciary activities income | $34,000 | 829 |
| Service charges on deposit accounts | $253,000 | 2,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $890,000 | 2,389 |
| Total noninterest expense | $6,914,000 | 2,471 |
| Salaries and employee benefits | $3,835,000 | 2,527 |
| Premises and equipment expense | $1,148,000 | 1,842 |
| Additional noninterest expense | $1,931,000 | 2,618 |
| Pre-tax net operating income | $3,596,000 | 2,196 |
| Securities gains (losses) | $121,000 | 830 |
| Applicable income taxes | $173,000 | 2,721 |
| Income before extraordinary items | $3,544,000 | 2,070 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,544,000 | 2,072 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,544,000 | 2,072 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $1,728,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,429,050 | 2,071 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,004,000 | 2,314 |
| Total interest expense | $1,932,000 | 2,023 |
| Net interest income | $7,072,000 | 2,376 |
| Provision for loan and lease losses | $90,000 | 2,664 |
| Total noninterest income | $858,000 | 2,654 |
| Gross Fiduciary activities income | $32,000 | 796 |
| Service charges on deposit accounts | $192,000 | 2,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $634,000 | 2,438 |
| Total noninterest expense | $5,051,000 | 2,523 |
| Salaries and employee benefits | $2,836,000 | 2,562 |
| Premises and equipment expense | $815,000 | 1,933 |
| Additional noninterest expense | $1,400,000 | 2,688 |
| Pre-tax net operating income | $2,789,000 | 2,207 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $137,000 | 2,756 |
| Income before extraordinary items | $2,652,000 | 2,104 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,652,000 | 2,104 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,652,000 | 2,105 |
| Net charge-offs | $4,000 | 3,193 |
| Cash dividends | $1,526,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,652,000 | 2,079 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,967,000 | 2,322 |
| Total interest expense | $1,250,000 | 2,043 |
| Net interest income | $4,717,000 | 2,382 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $533,000 | 2,723 |
| Gross Fiduciary activities income | $24,000 | 787 |
| Service charges on deposit accounts | $131,000 | 2,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 2,556 |
| Total noninterest expense | $3,251,000 | 2,602 |
| Salaries and employee benefits | $1,883,000 | 2,579 |
| Premises and equipment expense | $501,000 | 2,067 |
| Additional noninterest expense | $867,000 | 2,836 |
| Pre-tax net operating income | $1,939,000 | 2,138 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $95,000 | 2,711 |
| Income before extraordinary items | $1,844,000 | 2,031 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,844,000 | 2,029 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,844,000 | 2,031 |
| Net charge-offs | $2,000 | 2,996 |
| Cash dividends | $1,136,000 | 1,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,844,000 | 2,011 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,913,000 | 2,363 |
| Total interest expense | $592,000 | 2,079 |
| Net interest income | $2,321,000 | 2,421 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $231,000 | 2,872 |
| Gross Fiduciary activities income | $10,000 | 806 |
| Service charges on deposit accounts | $65,000 | 2,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 2,712 |
| Total noninterest expense | $1,610,000 | 2,633 |
| Salaries and employee benefits | $950,000 | 2,574 |
| Premises and equipment expense | $249,000 | 2,088 |
| Additional noninterest expense | $411,000 | 2,943 |
| Pre-tax net operating income | $912,000 | 2,173 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $41,000 | 2,771 |
| Income before extraordinary items | $871,000 | 2,071 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $871,000 | 2,070 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $871,000 | 2,070 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $409,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $871,000 | 2,052 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,533,000 | 2,437 |
| Total interest expense | $1,822,000 | 2,059 |
| Net interest income | $8,711,000 | 2,503 |
| Provision for loan and lease losses | $90,000 | 3,141 |
| Total noninterest income | $1,034,000 | 2,817 |
| Gross Fiduciary activities income | $52,000 | 820 |
| Service charges on deposit accounts | $273,000 | 2,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $709,000 | 2,638 |
| Total noninterest expense | $6,160,000 | 2,674 |
| Salaries and employee benefits | $3,590,000 | 2,635 |
| Premises and equipment expense | $925,000 | 2,155 |
| Additional noninterest expense | $1,645,000 | 2,980 |
| Pre-tax net operating income | $3,495,000 | 2,286 |
| Securities gains (losses) | $-100,000 | 5,014 |
| Applicable income taxes | $167,000 | 2,782 |
| Income before extraordinary items | $3,228,000 | 2,221 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,228,000 | 2,219 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,228,000 | 2,220 |
| Net charge-offs | $10,000 | 3,359 |
| Cash dividends | $1,436,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,323,000 | 2,165 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,676,000 | 2,478 |
| Total interest expense | $1,265,000 | 2,084 |
| Net interest income | $6,411,000 | 2,546 |
| Provision for loan and lease losses | $68,000 | 2,982 |
| Total noninterest income | $770,000 | 2,845 |
| Gross Fiduciary activities income | $52,000 | 792 |
| Service charges on deposit accounts | $204,000 | 2,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $514,000 | 2,716 |
| Total noninterest expense | $4,492,000 | 2,737 |
| Salaries and employee benefits | $2,638,000 | 2,674 |
| Premises and equipment expense | $691,000 | 2,165 |
| Additional noninterest expense | $1,163,000 | 3,110 |
| Pre-tax net operating income | $2,621,000 | 2,319 |
| Securities gains (losses) | $-62,000 | 5,164 |
| Applicable income taxes | $128,000 | 2,850 |
| Income before extraordinary items | $2,431,000 | 2,216 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,431,000 | 2,214 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,431,000 | 2,215 |
| Net charge-offs | $10,000 | 2,995 |
| Cash dividends | $948,000 | 1,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,489,900 | 2,178 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,014,000 | 2,498 |
| Total interest expense | $789,000 | 2,110 |
| Net interest income | $4,225,000 | 2,563 |
| Provision for loan and lease losses | $45,000 | 2,895 |
| Total noninterest income | $504,000 | 2,881 |
| Gross Fiduciary activities income | $35,000 | 794 |
| Service charges on deposit accounts | $133,000 | 2,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 2,758 |
| Total noninterest expense | $3,002,000 | 2,752 |
| Salaries and employee benefits | $1,774,000 | 2,678 |
| Premises and equipment expense | $475,000 | 2,148 |
| Additional noninterest expense | $753,000 | 3,176 |
| Pre-tax net operating income | $1,682,000 | 2,347 |
| Securities gains (losses) | $-18,000 | 5,093 |
| Applicable income taxes | $83,000 | 2,846 |
| Income before extraordinary items | $1,581,000 | 2,226 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,581,000 | 2,224 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,581,000 | 2,225 |
| Net charge-offs | $5,000 | 2,834 |
| Cash dividends | $529,000 | 1,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,598,100 | 2,204 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 2,547 |
| Total interest expense | $377,000 | 2,101 |
| Net interest income | $2,065,000 | 2,613 |
| Provision for loan and lease losses | $23,000 | 2,728 |
| Total noninterest income | $248,000 | 2,863 |
| Gross Fiduciary activities income | $20,000 | 792 |
| Service charges on deposit accounts | $63,000 | 3,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 2,712 |
| Total noninterest expense | $1,470,000 | 2,818 |
| Salaries and employee benefits | $864,000 | 2,753 |
| Premises and equipment expense | $238,000 | 2,179 |
| Additional noninterest expense | $368,000 | 3,227 |
| Pre-tax net operating income | $820,000 | 2,348 |
| Securities gains (losses) | $-18,000 | 5,298 |
| Applicable income taxes | $36,000 | 2,911 |
| Income before extraordinary items | $766,000 | 2,228 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $766,000 | 2,227 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $766,000 | 2,228 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $176,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $783,280 | 2,190 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,161,000 | 2,611 |
| Total interest expense | $1,289,000 | 2,150 |
| Net interest income | $7,872,000 | 2,670 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $861,000 | 3,175 |
| Gross Fiduciary activities income | $50,000 | 844 |
| Service charges on deposit accounts | $273,000 | 3,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $538,000 | 3,062 |
| Total noninterest expense | $6,285,000 | 2,693 |
| Salaries and employee benefits | $3,572,000 | 2,675 |
| Premises and equipment expense | $993,000 | 2,121 |
| Additional noninterest expense | $1,720,000 | 2,936 |
| Pre-tax net operating income | $2,448,000 | 2,777 |
| Securities gains (losses) | $-10,000 | 5,064 |
| Applicable income taxes | $143,000 | 3,134 |
| Income before extraordinary items | $2,295,000 | 2,458 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,295,000 | 2,458 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,295,000 | 2,458 |
| Net charge-offs | $-17,000 | 4,919 |
| Cash dividends | $1,621,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,304,400 | 2,436 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,762,000 | 2,659 |
| Total interest expense | $923,000 | 2,196 |
| Net interest income | $5,839,000 | 2,711 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $646,000 | 3,198 |
| Gross Fiduciary activities income | $32,000 | 853 |
| Service charges on deposit accounts | $205,000 | 3,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 3,066 |
| Total noninterest expense | $4,331,000 | 2,864 |
| Salaries and employee benefits | $2,473,000 | 2,832 |
| Premises and equipment expense | $704,000 | 2,208 |
| Additional noninterest expense | $1,154,000 | 3,187 |
| Pre-tax net operating income | $2,154,000 | 2,608 |
| Securities gains (losses) | $-10,000 | 5,399 |
| Applicable income taxes | $109,000 | 3,112 |
| Income before extraordinary items | $2,035,000 | 2,378 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,035,000 | 2,377 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,035,000 | 2,378 |
| Net charge-offs | $-16,000 | 4,869 |
| Cash dividends | $1,281,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,044,500 | 2,352 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,448,000 | 2,670 |
| Total interest expense | $594,000 | 2,211 |
| Net interest income | $3,854,000 | 2,719 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $411,000 | 3,284 |
| Gross Fiduciary activities income | $16,000 | 883 |
| Service charges on deposit accounts | $133,000 | 3,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 3,128 |
| Total noninterest expense | $2,909,000 | 2,871 |
| Salaries and employee benefits | $1,694,000 | 2,809 |
| Premises and equipment expense | $471,000 | 2,220 |
| Additional noninterest expense | $744,000 | 3,257 |
| Pre-tax net operating income | $1,356,000 | 2,652 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $67,000 | 3,161 |
| Income before extraordinary items | $1,289,000 | 2,407 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,289,000 | 2,407 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,289,000 | 2,407 |
| Net charge-offs | $-21,000 | 5,034 |
| Cash dividends | $791,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,289,000 | 2,386 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 2,718 |
| Total interest expense | $289,000 | 2,238 |
| Net interest income | $1,872,000 | 2,769 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $195,000 | 3,337 |
| Gross Fiduciary activities income | $6,000 | 905 |
| Service charges on deposit accounts | $65,000 | 3,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 3,177 |
| Total noninterest expense | $1,555,000 | 2,754 |
| Salaries and employee benefits | $901,000 | 2,725 |
| Premises and equipment expense | $263,000 | 2,065 |
| Additional noninterest expense | $391,000 | 3,154 |
| Pre-tax net operating income | $512,000 | 3,048 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $26,000 | 3,238 |
| Income before extraordinary items | $486,000 | 2,797 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $486,000 | 2,797 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $486,000 | 2,797 |
| Net charge-offs | $-6,000 | 4,769 |
| Cash dividends | $351,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $486,000 | 2,781 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,228,000 | 2,793 |
| Total interest expense | $1,044,000 | 2,349 |
| Net interest income | $7,184,000 | 2,825 |
| Provision for loan and lease losses | $125,000 | 2,879 |
| Total noninterest income | $1,008,000 | 3,033 |
| Gross Fiduciary activities income | $76,000 | 829 |
| Service charges on deposit accounts | $257,000 | 3,220 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $675,000 | 2,887 |
| Total noninterest expense | $5,496,000 | 3,011 |
| Salaries and employee benefits | $3,100,000 | 2,963 |
| Premises and equipment expense | $885,000 | 2,341 |
| Additional noninterest expense | $1,511,000 | 3,319 |
| Pre-tax net operating income | $2,571,000 | 2,633 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $129,000 | 3,180 |
| Income before extraordinary items | $2,442,000 | 2,444 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,442,000 | 2,443 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,442,000 | 2,444 |
| Net charge-offs | $-19,000 | 5,105 |
| Cash dividends | $1,645,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,442,000 | 2,391 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,101,000 | 2,814 |
| Total interest expense | $755,000 | 2,408 |
| Net interest income | $5,346,000 | 2,853 |
| Provision for loan and lease losses | $125,000 | 2,532 |
| Total noninterest income | $715,000 | 3,118 |
| Gross Fiduciary activities income | $63,000 | 824 |
| Service charges on deposit accounts | $192,000 | 3,244 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $460,000 | 3,007 |
| Total noninterest expense | $4,077,000 | 3,027 |
| Salaries and employee benefits | $2,328,000 | 2,953 |
| Premises and equipment expense | $659,000 | 2,350 |
| Additional noninterest expense | $1,090,000 | 3,431 |
| Pre-tax net operating income | $1,859,000 | 2,746 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $96,000 | 3,241 |
| Income before extraordinary items | $1,763,000 | 2,541 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,763,000 | 2,542 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,763,000 | 2,542 |
| Net charge-offs | $33,000 | 2,844 |
| Cash dividends | $1,192,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,763,000 | 2,488 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,971,000 | 2,874 |
| Total interest expense | $491,000 | 2,455 |
| Net interest income | $3,480,000 | 2,907 |
| Provision for loan and lease losses | $125,000 | 2,071 |
| Total noninterest income | $455,000 | 3,188 |
| Gross Fiduciary activities income | $58,000 | 798 |
| Service charges on deposit accounts | $131,000 | 3,181 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $266,000 | 3,190 |
| Total noninterest expense | $2,705,000 | 3,055 |
| Salaries and employee benefits | $1,506,000 | 3,040 |
| Premises and equipment expense | $442,000 | 2,341 |
| Additional noninterest expense | $757,000 | 3,367 |
| Pre-tax net operating income | $1,105,000 | 2,897 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $55,000 | 3,340 |
| Income before extraordinary items | $1,050,000 | 2,719 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,050,000 | 2,717 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,050,000 | 2,718 |
| Net charge-offs | $1,000 | 3,591 |
| Cash dividends | $767,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,050,000 | 2,642 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 2,901 |
| Total interest expense | $231,000 | 2,565 |
| Net interest income | $1,732,000 | 2,925 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $191,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $61,000 | 3,298 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $130,000 | 3,168 |
| Total noninterest expense | $1,329,000 | 3,100 |
| Salaries and employee benefits | $732,000 | 3,114 |
| Premises and equipment expense | $0 | 6,101 |
| Additional noninterest expense | $597,000 | 2,395 |
| Pre-tax net operating income | $519,000 | 2,974 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $27,000 | 3,344 |
| Income before extraordinary items | $492,000 | 2,779 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $492,000 | 2,778 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $492,000 | 2,779 |
| Net charge-offs | $8,000 | 2,423 |
| Cash dividends | $370,000 | 1,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $492,000 | 2,724 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,979,000 | 2,842 |
| Total interest expense | $875,000 | 2,658 |
| Net interest income | $7,104,000 | 2,827 |
| Provision for loan and lease losses | $325,000 | 1,818 |
| Total noninterest income | $1,112,000 | 2,902 |
| Gross Fiduciary activities income | $124,000 | 802 |
| Service charges on deposit accounts | $291,000 | 3,083 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $697,000 | 2,846 |
| Total noninterest expense | $4,972,000 | 3,231 |
| Salaries and employee benefits | $2,787,000 | 3,180 |
| Premises and equipment expense | $760,000 | 2,655 |
| Additional noninterest expense | $1,425,000 | 3,519 |
| Pre-tax net operating income | $2,919,000 | 2,367 |
| Securities gains (losses) | $-9,000 | 5,852 |
| Applicable income taxes | $137,000 | 3,162 |
| Income before extraordinary items | $2,773,000 | 2,174 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,773,000 | 2,174 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,773,000 | 2,175 |
| Net charge-offs | $209,000 | 1,944 |
| Cash dividends | $1,821,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,781,550 | 2,127 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,983,000 | 2,862 |
| Total interest expense | $638,000 | 2,736 |
| Net interest income | $5,345,000 | 2,850 |
| Provision for loan and lease losses | $215,000 | 1,892 |
| Total noninterest income | $768,000 | 3,041 |
| Gross Fiduciary activities income | $55,000 | 856 |
| Service charges on deposit accounts | $215,000 | 3,138 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $498,000 | 2,928 |
| Total noninterest expense | $3,682,000 | 3,278 |
| Salaries and employee benefits | $2,093,000 | 3,195 |
| Premises and equipment expense | $565,000 | 2,714 |
| Additional noninterest expense | $1,024,000 | 3,628 |
| Pre-tax net operating income | $2,216,000 | 2,388 |
| Securities gains (losses) | $-9,000 | 5,986 |
| Applicable income taxes | $110,000 | 3,219 |
| Income before extraordinary items | $2,097,000 | 2,181 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,097,000 | 2,182 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,097,000 | 2,182 |
| Net charge-offs | $192,000 | 1,589 |
| Cash dividends | $1,358,000 | 1,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,105,550 | 2,129 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,921,000 | 2,894 |
| Total interest expense | $421,000 | 2,777 |
| Net interest income | $3,500,000 | 2,880 |
| Provision for loan and lease losses | $105,000 | 2,154 |
| Total noninterest income | $500,000 | 3,078 |
| Gross Fiduciary activities income | $39,000 | 868 |
| Service charges on deposit accounts | $146,000 | 3,070 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $315,000 | 3,011 |
| Total noninterest expense | $2,457,000 | 3,302 |
| Salaries and employee benefits | $1,420,000 | 3,186 |
| Premises and equipment expense | $385,000 | 2,679 |
| Additional noninterest expense | $652,000 | 3,774 |
| Pre-tax net operating income | $1,438,000 | 2,417 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $72,000 | 3,229 |
| Income before extraordinary items | $1,367,000 | 2,209 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,367,000 | 2,211 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,367,000 | 2,212 |
| Net charge-offs | $24,000 | 2,829 |
| Cash dividends | $903,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,366,050 | 2,157 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 2,920 |
| Total interest expense | $211,000 | 2,783 |
| Net interest income | $1,725,000 | 2,916 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $251,000 | 3,035 |
| Gross Fiduciary activities income | $26,000 | 839 |
| Service charges on deposit accounts | $70,000 | 3,131 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $155,000 | 2,973 |
| Total noninterest expense | $1,254,000 | 3,277 |
| Salaries and employee benefits | $715,000 | 3,194 |
| Premises and equipment expense | $200,000 | 2,646 |
| Additional noninterest expense | $339,000 | 3,669 |
| Pre-tax net operating income | $677,000 | 2,477 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $34,000 | 3,266 |
| Income before extraordinary items | $644,000 | 2,278 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $644,000 | 2,279 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $644,000 | 2,279 |
| Net charge-offs | $30,000 | 1,887 |
| Cash dividends | $444,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $643,050 | 2,219 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,557,000 | 2,998 |
| Total interest expense | $782,000 | 3,077 |
| Net interest income | $6,775,000 | 2,964 |
| Provision for loan and lease losses | $110,000 | 3,095 |
| Total noninterest income | $897,000 | 3,282 |
| Gross Fiduciary activities income | $56,000 | 916 |
| Service charges on deposit accounts | $327,000 | 3,048 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $514,000 | 3,239 |
| Total noninterest expense | $4,947,000 | 3,339 |
| Salaries and employee benefits | $2,841,000 | 3,189 |
| Premises and equipment expense | $757,000 | 2,764 |
| Additional noninterest expense | $1,349,000 | 3,791 |
| Pre-tax net operating income | $2,615,000 | 2,499 |
| Securities gains (losses) | $44,000 | 1,815 |
| Applicable income taxes | $133,000 | 3,238 |
| Income before extraordinary items | $2,526,000 | 2,289 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,526,000 | 2,289 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,526,000 | 2,289 |
| Net charge-offs | $42,000 | 3,902 |
| Cash dividends | $1,648,000 | 1,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,484,200 | 2,274 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,529,000 | 3,081 |
| Total interest expense | $572,000 | 3,189 |
| Net interest income | $4,957,000 | 3,040 |
| Provision for loan and lease losses | $50,000 | 3,379 |
| Total noninterest income | $673,000 | 3,315 |
| Gross Fiduciary activities income | $50,000 | 894 |
| Service charges on deposit accounts | $248,000 | 3,064 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $375,000 | 3,301 |
| Total noninterest expense | $3,687,000 | 3,375 |
| Salaries and employee benefits | $2,121,000 | 3,228 |
| Premises and equipment expense | $583,000 | 2,746 |
| Additional noninterest expense | $983,000 | 3,877 |
| Pre-tax net operating income | $1,893,000 | 2,616 |
| Securities gains (losses) | $54,000 | 1,402 |
| Applicable income taxes | $97,000 | 3,305 |
| Income before extraordinary items | $1,850,000 | 2,355 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,850,000 | 2,356 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,850,000 | 2,355 |
| Net charge-offs | $42,000 | 3,380 |
| Cash dividends | $1,202,000 | 1,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,798,700 | 2,352 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 3,156 |
| Total interest expense | $375,000 | 3,261 |
| Net interest income | $3,205,000 | 3,108 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $406,000 | 3,475 |
| Gross Fiduciary activities income | $18,000 | 954 |
| Service charges on deposit accounts | $156,000 | 3,147 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $232,000 | 3,411 |
| Total noninterest expense | $2,396,000 | 3,449 |
| Salaries and employee benefits | $1,398,000 | 3,271 |
| Premises and equipment expense | $401,000 | 2,704 |
| Additional noninterest expense | $597,000 | 4,107 |
| Pre-tax net operating income | $1,185,000 | 2,679 |
| Securities gains (losses) | $49,000 | 1,179 |
| Applicable income taxes | $62,000 | 3,320 |
| Income before extraordinary items | $1,172,000 | 2,373 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,172,000 | 2,377 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,172,000 | 2,377 |
| Net charge-offs | $18,000 | 3,462 |
| Cash dividends | $779,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,125,450 | 2,398 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 3,233 |
| Total interest expense | $186,000 | 3,330 |
| Net interest income | $1,552,000 | 3,185 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $206,000 | 3,418 |
| Gross Fiduciary activities income | $7,000 | 977 |
| Service charges on deposit accounts | $77,000 | 3,142 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $122,000 | 3,285 |
| Total noninterest expense | $1,167,000 | 3,533 |
| Salaries and employee benefits | $687,000 | 3,335 |
| Premises and equipment expense | $204,000 | 2,725 |
| Additional noninterest expense | $276,000 | 4,291 |
| Pre-tax net operating income | $576,000 | 2,649 |
| Securities gains (losses) | $13,000 | 1,084 |
| Applicable income taxes | $31,000 | 3,274 |
| Income before extraordinary items | $558,000 | 2,388 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $558,000 | 2,389 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $558,000 | 2,390 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $396,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $545,650 | 2,378 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,395,000 | 3,476 |
| Total interest expense | $775,000 | 3,519 |
| Net interest income | $5,620,000 | 3,418 |
| Provision for loan and lease losses | $25,000 | 4,614 |
| Total noninterest income | $1,007,000 | 3,191 |
| Gross Fiduciary activities income | $38,000 | 972 |
| Service charges on deposit accounts | $342,000 | 3,137 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $627,000 | 3,047 |
| Total noninterest expense | $4,770,000 | 3,522 |
| Salaries and employee benefits | $2,694,000 | 3,351 |
| Premises and equipment expense | $730,000 | 2,880 |
| Additional noninterest expense | $1,346,000 | 3,921 |
| Pre-tax net operating income | $1,832,000 | 3,020 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $101,000 | 3,411 |
| Income before extraordinary items | $1,731,000 | 2,872 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,731,000 | 2,874 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,731,000 | 2,875 |
| Net charge-offs | $98,000 | 3,754 |
| Cash dividends | $1,448,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,731,000 | 2,820 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 3,579 |
| Total interest expense | $587,000 | 3,580 |
| Net interest income | $4,047,000 | 3,539 |
| Provision for loan and lease losses | $15,000 | 4,590 |
| Total noninterest income | $773,000 | 3,199 |
| Gross Fiduciary activities income | $35,000 | 941 |
| Service charges on deposit accounts | $261,000 | 3,113 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $477,000 | 3,087 |
| Total noninterest expense | $3,598,000 | 3,521 |
| Salaries and employee benefits | $2,098,000 | 3,280 |
| Premises and equipment expense | $546,000 | 2,920 |
| Additional noninterest expense | $954,000 | 4,055 |
| Pre-tax net operating income | $1,207,000 | 3,354 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $81,000 | 3,436 |
| Income before extraordinary items | $1,126,000 | 3,192 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,126,000 | 3,195 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,126,000 | 3,196 |
| Net charge-offs | $97,000 | 3,287 |
| Cash dividends | $1,054,000 | 1,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,126,000 | 3,126 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 3,640 |
| Total interest expense | $399,000 | 3,596 |
| Net interest income | $2,622,000 | 3,597 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $547,000 | 3,132 |
| Gross Fiduciary activities income | $31,000 | 924 |
| Service charges on deposit accounts | $171,000 | 3,136 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $345,000 | 3,007 |
| Total noninterest expense | $2,450,000 | 3,487 |
| Salaries and employee benefits | $1,428,000 | 3,259 |
| Premises and equipment expense | $372,000 | 2,870 |
| Additional noninterest expense | $650,000 | 4,005 |
| Pre-tax net operating income | $704,000 | 3,572 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $45,000 | 3,552 |
| Income before extraordinary items | $659,000 | 3,426 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $659,000 | 3,427 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $659,000 | 3,429 |
| Net charge-offs | $98,000 | 2,777 |
| Cash dividends | $686,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $659,000 | 3,334 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 3,695 |
| Total interest expense | $204,000 | 3,627 |
| Net interest income | $1,290,000 | 3,665 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $315,000 | 2,933 |
| Gross Fiduciary activities income | $15,000 | 926 |
| Service charges on deposit accounts | $84,000 | 3,147 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $216,000 | 2,667 |
| Total noninterest expense | $1,158,000 | 3,645 |
| Salaries and employee benefits | $630,000 | 3,596 |
| Premises and equipment expense | $182,000 | 2,935 |
| Additional noninterest expense | $346,000 | 3,875 |
| Pre-tax net operating income | $432,000 | 3,159 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $22,000 | 3,542 |
| Income before extraordinary items | $410,000 | 2,983 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $410,000 | 2,983 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $410,000 | 2,985 |
| Net charge-offs | $21,000 | 3,051 |
| Cash dividends | $369,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $410,000 | 2,902 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,390,000 | 3,670 |
| Total interest expense | $839,000 | 4,013 |
| Net interest income | $5,551,000 | 3,554 |
| Provision for loan and lease losses | $10,000 | 5,745 |
| Total noninterest income | $1,102,000 | 3,097 |
| Gross Fiduciary activities income | $80,000 | 915 |
| Service charges on deposit accounts | $398,000 | 2,940 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $624,000 | 3,048 |
| Total noninterest expense | $4,314,000 | 3,821 |
| Salaries and employee benefits | $2,315,000 | 3,760 |
| Premises and equipment expense | $691,000 | 3,058 |
| Additional noninterest expense | $1,308,000 | 4,141 |
| Pre-tax net operating income | $2,329,000 | 2,536 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $117,000 | 3,402 |
| Income before extraordinary items | $2,212,000 | 2,410 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,212,000 | 2,410 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,212,000 | 2,411 |
| Net charge-offs | $10,000 | 5,604 |
| Cash dividends | $1,980,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,212,000 | 2,283 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 3,720 |
| Total interest expense | $626,000 | 4,140 |
| Net interest income | $4,212,000 | 3,586 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $810,000 | 3,141 |
| Gross Fiduciary activities income | $39,000 | 958 |
| Service charges on deposit accounts | $306,000 | 2,926 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $465,000 | 3,057 |
| Total noninterest expense | $3,206,000 | 3,872 |
| Salaries and employee benefits | $1,778,000 | 3,707 |
| Premises and equipment expense | $503,000 | 3,152 |
| Additional noninterest expense | $925,000 | 4,307 |
| Pre-tax net operating income | $1,816,000 | 2,533 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $91,000 | 3,435 |
| Income before extraordinary items | $1,725,000 | 2,386 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,725,000 | 2,387 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,725,000 | 2,387 |
| Net charge-offs | $6,000 | 5,452 |
| Cash dividends | $1,485,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,725,000 | 2,258 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 3,738 |
| Total interest expense | $420,000 | 4,224 |
| Net interest income | $2,822,000 | 3,591 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $552,000 | 3,061 |
| Gross Fiduciary activities income | $27,000 | 961 |
| Service charges on deposit accounts | $204,000 | 2,903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $321,000 | 2,982 |
| Total noninterest expense | $2,130,000 | 3,908 |
| Salaries and employee benefits | $1,151,000 | 3,807 |
| Premises and equipment expense | $328,000 | 3,215 |
| Additional noninterest expense | $651,000 | 4,196 |
| Pre-tax net operating income | $1,244,000 | 2,455 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $62,000 | 3,398 |
| Income before extraordinary items | $1,182,000 | 2,295 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,182,000 | 2,295 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,182,000 | 2,295 |
| Net charge-offs | $5,000 | 5,162 |
| Cash dividends | $1,053,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,182,000 | 2,170 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 3,769 |
| Total interest expense | $210,000 | 4,337 |
| Net interest income | $1,420,000 | 3,596 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $287,000 | 3,011 |
| Gross Fiduciary activities income | $17,000 | 935 |
| Service charges on deposit accounts | $102,000 | 2,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $168,000 | 2,905 |
| Total noninterest expense | $1,075,000 | 3,896 |
| Salaries and employee benefits | $589,000 | 3,781 |
| Premises and equipment expense | $161,000 | 3,281 |
| Additional noninterest expense | $325,000 | 4,178 |
| Pre-tax net operating income | $632,000 | 2,442 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $32,000 | 3,394 |
| Income before extraordinary items | $600,000 | 2,254 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $600,000 | 2,256 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $600,000 | 2,257 |
| Net charge-offs | $30,000 | 3,422 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $600,000 | 2,140 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,667,000 | 3,801 |
| Total interest expense | $1,022,000 | 4,345 |
| Net interest income | $5,645,000 | 3,631 |
| Provision for loan and lease losses | $120,000 | 5,149 |
| Total noninterest income | $1,091,000 | 2,971 |
| Gross Fiduciary activities income | $68,000 | 885 |
| Service charges on deposit accounts | $426,000 | 2,906 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $597,000 | 2,861 |
| Total noninterest expense | $4,281,000 | 3,932 |
| Salaries and employee benefits | $2,354,000 | 3,734 |
| Premises and equipment expense | $668,000 | 3,303 |
| Additional noninterest expense | $1,259,000 | 4,323 |
| Pre-tax net operating income | $2,335,000 | 2,231 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $119,000 | 3,264 |
| Income before extraordinary items | $2,216,000 | 2,081 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,216,000 | 2,082 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,216,000 | 2,082 |
| Net charge-offs | $-2,000 | 6,872 |
| Cash dividends | $1,944,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,216,000 | 1,993 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 3,868 |
| Total interest expense | $791,000 | 4,388 |
| Net interest income | $4,137,000 | 3,694 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $764,000 | 3,087 |
| Gross Fiduciary activities income | $32,000 | 914 |
| Service charges on deposit accounts | $323,000 | 2,886 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $409,000 | 3,006 |
| Total noninterest expense | $3,320,000 | 3,858 |
| Salaries and employee benefits | $1,819,000 | 3,643 |
| Premises and equipment expense | $524,000 | 3,244 |
| Additional noninterest expense | $977,000 | 4,232 |
| Pre-tax net operating income | $1,491,000 | 2,591 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $75,000 | 3,409 |
| Income before extraordinary items | $1,416,000 | 2,435 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,416,000 | 2,437 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,416,000 | 2,437 |
| Net charge-offs | $-5,000 | 6,888 |
| Cash dividends | $1,260,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,416,000 | 2,331 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,260,000 | 3,928 |
| Total interest expense | $544,000 | 4,435 |
| Net interest income | $2,716,000 | 3,741 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $501,000 | 3,121 |
| Gross Fiduciary activities income | $22,000 | 933 |
| Service charges on deposit accounts | $208,000 | 2,930 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $271,000 | 3,035 |
| Total noninterest expense | $2,221,000 | 3,890 |
| Salaries and employee benefits | $1,215,000 | 3,667 |
| Premises and equipment expense | $353,000 | 3,234 |
| Additional noninterest expense | $653,000 | 4,292 |
| Pre-tax net operating income | $936,000 | 2,657 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $47,000 | 3,400 |
| Income before extraordinary items | $889,000 | 2,480 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $889,000 | 2,480 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $889,000 | 2,480 |
| Net charge-offs | $-11,000 | 7,038 |
| Cash dividends | $747,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $889,000 | 2,399 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 3,999 |
| Total interest expense | $275,000 | 4,521 |
| Net interest income | $1,317,000 | 3,813 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $252,000 | 3,143 |
| Gross Fiduciary activities income | $7,000 | 973 |
| Service charges on deposit accounts | $96,000 | 3,056 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $149,000 | 2,909 |
| Total noninterest expense | $1,122,000 | 3,880 |
| Salaries and employee benefits | $609,000 | 3,682 |
| Premises and equipment expense | $186,000 | 3,166 |
| Additional noninterest expense | $327,000 | 4,300 |
| Pre-tax net operating income | $417,000 | 2,886 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $21,000 | 3,412 |
| Income before extraordinary items | $396,000 | 2,691 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $396,000 | 2,690 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $396,000 | 2,691 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $360,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $396,000 | 2,632 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,826,000 | 3,977 |
| Total interest expense | $1,308,000 | 4,588 |
| Net interest income | $5,518,000 | 3,700 |
| Provision for loan and lease losses | $160,000 | 5,579 |
| Total noninterest income | $986,000 | 3,243 |
| Gross Fiduciary activities income | $31,000 | 1,015 |
| Service charges on deposit accounts | $488,000 | 2,688 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $467,000 | 3,292 |
| Total noninterest expense | $4,444,000 | 3,929 |
| Salaries and employee benefits | $2,418,000 | 3,671 |
| Premises and equipment expense | $678,000 | 3,380 |
| Additional noninterest expense | $1,348,000 | 4,296 |
| Pre-tax net operating income | $1,900,000 | 2,332 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $91,000 | 3,297 |
| Income before extraordinary items | $1,810,000 | 2,193 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,810,000 | 2,195 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,810,000 | 2,196 |
| Net charge-offs | $545,000 | 3,543 |
| Cash dividends | $1,584,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,809,050 | 2,109 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,095,000 | 4,064 |
| Total interest expense | $1,013,000 | 4,663 |
| Net interest income | $4,082,000 | 3,781 |
| Provision for loan and lease losses | $160,000 | 5,166 |
| Total noninterest income | $669,000 | 3,478 |
| Gross Fiduciary activities income | $31,000 | 973 |
| Service charges on deposit accounts | $376,000 | 2,699 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $262,000 | 3,756 |
| Total noninterest expense | $3,397,000 | 3,884 |
| Salaries and employee benefits | $1,898,000 | 3,586 |
| Premises and equipment expense | $508,000 | 3,445 |
| Additional noninterest expense | $991,000 | 4,324 |
| Pre-tax net operating income | $1,194,000 | 2,783 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $65,000 | 3,407 |
| Income before extraordinary items | $1,130,000 | 2,666 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,130,000 | 2,664 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,130,000 | 2,668 |
| Net charge-offs | $538,000 | 2,975 |
| Cash dividends | $1,080,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,129,050 | 2,546 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,451,000 | 4,061 |
| Total interest expense | $702,000 | 4,683 |
| Net interest income | $2,749,000 | 3,763 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $485,000 | 3,271 |
| Gross Fiduciary activities income | $9,000 | 1,074 |
| Service charges on deposit accounts | $252,000 | 2,703 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $224,000 | 3,313 |
| Total noninterest expense | $2,289,000 | 3,854 |
| Salaries and employee benefits | $1,271,000 | 3,593 |
| Premises and equipment expense | $354,000 | 3,337 |
| Additional noninterest expense | $664,000 | 4,317 |
| Pre-tax net operating income | $825,000 | 2,743 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $42,000 | 3,401 |
| Income before extraordinary items | $784,000 | 2,542 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $784,000 | 2,539 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $784,000 | 2,542 |
| Net charge-offs | $445,000 | 2,576 |
| Cash dividends | $684,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $783,050 | 2,448 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 4,129 |
| Total interest expense | $363,000 | 4,725 |
| Net interest income | $1,353,000 | 3,815 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $233,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $122,000 | 2,761 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $111,000 | 3,320 |
| Total noninterest expense | $1,165,000 | 3,839 |
| Salaries and employee benefits | $631,000 | 3,672 |
| Premises and equipment expense | $198,000 | 3,141 |
| Additional noninterest expense | $336,000 | 4,278 |
| Pre-tax net operating income | $361,000 | 3,013 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $19,000 | 3,480 |
| Income before extraordinary items | $343,000 | 2,865 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $343,000 | 2,862 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $343,000 | 2,865 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $324,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $342,050 | 2,761 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,567,000 | 3,971 |
| Total interest expense | $2,048,000 | 4,374 |
| Net interest income | $5,519,000 | 3,690 |
| Provision for loan and lease losses | $680,000 | 4,081 |
| Total noninterest income | $1,031,000 | 3,276 |
| Gross Fiduciary activities income | $31,000 | 1,030 |
| Service charges on deposit accounts | $545,000 | 2,711 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $455,000 | 3,359 |
| Total noninterest expense | $4,586,000 | 3,944 |
| Salaries and employee benefits | $2,415,000 | 3,790 |
| Premises and equipment expense | $744,000 | 3,308 |
| Additional noninterest expense | $1,427,000 | 4,224 |
| Pre-tax net operating income | $1,284,000 | 2,599 |
| Securities gains (losses) | $420,000 | 988 |
| Applicable income taxes | $85,000 | 2,962 |
| Income before extraordinary items | $1,619,000 | 1,986 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,619,000 | 1,983 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,619,000 | 1,985 |
| Net charge-offs | $299,000 | 4,487 |
| Cash dividends | $1,449,000 | 1,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,220,000 | 2,404 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,785,000 | 3,977 |
| Total interest expense | $1,633,000 | 4,359 |
| Net interest income | $4,152,000 | 3,695 |
| Provision for loan and lease losses | $620,000 | 3,481 |
| Total noninterest income | $784,000 | 3,304 |
| Gross Fiduciary activities income | $30,000 | 974 |
| Service charges on deposit accounts | $401,000 | 2,760 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $353,000 | 3,382 |
| Total noninterest expense | $3,551,000 | 3,856 |
| Salaries and employee benefits | $1,902,000 | 3,685 |
| Premises and equipment expense | $556,000 | 3,361 |
| Additional noninterest expense | $1,093,000 | 4,137 |
| Pre-tax net operating income | $765,000 | 3,184 |
| Securities gains (losses) | $288,000 | 1,026 |
| Applicable income taxes | $54,000 | 3,277 |
| Income before extraordinary items | $999,000 | 2,483 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $999,000 | 2,481 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $999,000 | 2,484 |
| Net charge-offs | $293,000 | 3,734 |
| Cash dividends | $945,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $725,400 | 2,978 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 3,935 |
| Total interest expense | $1,160,000 | 4,331 |
| Net interest income | $2,794,000 | 3,655 |
| Provision for loan and lease losses | $420,000 | 3,197 |
| Total noninterest income | $501,000 | 3,412 |
| Gross Fiduciary activities income | $3,000 | 1,207 |
| Service charges on deposit accounts | $253,000 | 2,834 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $245,000 | 3,337 |
| Total noninterest expense | $2,373,000 | 3,888 |
| Salaries and employee benefits | $1,271,000 | 3,722 |
| Premises and equipment expense | $368,000 | 3,400 |
| Additional noninterest expense | $734,000 | 4,129 |
| Pre-tax net operating income | $502,000 | 3,294 |
| Securities gains (losses) | $288,000 | 789 |
| Applicable income taxes | $41,000 | 3,287 |
| Income before extraordinary items | $749,000 | 2,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $749,000 | 2,344 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $749,000 | 2,347 |
| Net charge-offs | $264,000 | 3,090 |
| Cash dividends | $610,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $475,400 | 3,075 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 3,943 |
| Total interest expense | $613,000 | 4,303 |
| Net interest income | $1,390,000 | 3,660 |
| Provision for loan and lease losses | $185,000 | 2,963 |
| Total noninterest income | $240,000 | 3,468 |
| Gross Fiduciary activities income | $2,000 | 1,166 |
| Service charges on deposit accounts | $118,000 | 2,924 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $120,000 | 3,356 |
| Total noninterest expense | $1,129,000 | 3,949 |
| Salaries and employee benefits | $635,000 | 3,756 |
| Premises and equipment expense | $194,000 | 3,303 |
| Additional noninterest expense | $300,000 | 4,412 |
| Pre-tax net operating income | $316,000 | 3,254 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $16,000 | 3,709 |
| Income before extraordinary items | $300,000 | 3,134 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $300,000 | 3,134 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $300,000 | 3,134 |
| Net charge-offs | $15,000 | 4,515 |
| Cash dividends | $285,000 | 1,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $300,000 | 2,976 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,848,000 | 3,845 |
| Total interest expense | $3,423,000 | 3,894 |
| Net interest income | $5,425,000 | 3,734 |
| Provision for loan and lease losses | $710,000 | 3,223 |
| Total noninterest income | $875,000 | 3,679 |
| Gross Fiduciary activities income | $39,000 | 1,011 |
| Service charges on deposit accounts | $543,000 | 2,836 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $293,000 | 4,146 |
| Total noninterest expense | $4,152,000 | 4,121 |
| Salaries and employee benefits | $2,339,000 | 3,969 |
| Premises and equipment expense | $724,000 | 3,421 |
| Additional noninterest expense | $1,089,000 | 4,565 |
| Pre-tax net operating income | $1,438,000 | 3,098 |
| Securities gains (losses) | $122,000 | 991 |
| Applicable income taxes | $83,000 | 3,536 |
| Income before extraordinary items | $1,477,000 | 2,543 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,477,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $527,000 | 2,727 |
| Cash dividends | $1,003,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,361,100 | 2,834 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,799,000 | 3,843 |
| Total interest expense | $2,727,000 | 3,859 |
| Net interest income | $4,072,000 | 3,753 |
| Provision for loan and lease losses | $420,000 | 2,997 |
| Total noninterest income | $739,000 | 3,522 |
| Gross Fiduciary activities income | $25,000 | 1,023 |
| Service charges on deposit accounts | $404,000 | 2,867 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $310,000 | 3,635 |
| Total noninterest expense | $3,218,000 | 4,008 |
| Salaries and employee benefits | $1,864,000 | 3,818 |
| Premises and equipment expense | $564,000 | 3,346 |
| Additional noninterest expense | $790,000 | 4,583 |
| Pre-tax net operating income | $1,173,000 | 3,361 |
| Securities gains (losses) | $71,000 | 1,185 |
| Applicable income taxes | $58,000 | 4,010 |
| Income before extraordinary items | $1,186,000 | 2,776 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,186,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,498 |
| Cash dividends | $758,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,118,550 | 3,022 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,602,000 | 3,864 |
| Total interest expense | $1,951,000 | 3,806 |
| Net interest income | $2,651,000 | 3,819 |
| Provision for loan and lease losses | $65,000 | 4,825 |
| Total noninterest income | $486,000 | 3,566 |
| Gross Fiduciary activities income | $19,000 | 1,020 |
| Service charges on deposit accounts | $266,000 | 2,874 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $201,000 | 3,753 |
| Total noninterest expense | $2,157,000 | 4,010 |
| Salaries and employee benefits | $1,244,000 | 3,856 |
| Premises and equipment expense | $387,000 | 3,303 |
| Additional noninterest expense | $526,000 | 4,583 |
| Pre-tax net operating income | $915,000 | 3,132 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $46,000 | 4,129 |
| Income before extraordinary items | $869,000 | 2,876 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $869,000 | 2,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,713 |
| Cash dividends | $607,000 | 2,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $869,000 | 2,822 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 3,844 |
| Total interest expense | $1,027,000 | 3,838 |
| Net interest income | $1,347,000 | 3,769 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $238,000 | 3,627 |
| Gross Fiduciary activities income | $12,000 | 1,003 |
| Service charges on deposit accounts | $126,000 | 2,950 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $100,000 | 3,764 |
| Total noninterest expense | $1,075,000 | 4,026 |
| Salaries and employee benefits | $621,000 | 3,878 |
| Premises and equipment expense | $195,000 | 3,309 |
| Additional noninterest expense | $259,000 | 4,575 |
| Pre-tax net operating income | $510,000 | 3,040 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $26,000 | 4,162 |
| Income before extraordinary items | $484,000 | 2,763 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $484,000 | 2,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,730 |
| Cash dividends | $314,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $484,000 | 2,684 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,069,000 | 3,753 |
| Total interest expense | $4,686,000 | 3,616 |
| Net interest income | $5,383,000 | 3,789 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $848,000 | 3,892 |
| Gross Fiduciary activities income | $13,000 | 1,218 |
| Service charges on deposit accounts | $481,000 | 3,128 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $354,000 | 3,962 |
| Total noninterest expense | $4,065,000 | 4,074 |
| Salaries and employee benefits | $2,303,000 | 3,944 |
| Premises and equipment expense | $753,000 | 3,250 |
| Additional noninterest expense | $1,009,000 | 4,640 |
| Pre-tax net operating income | $2,166,000 | 3,155 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $108,000 | 4,421 |
| Income before extraordinary items | $2,058,000 | 2,753 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,058,000 | 2,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 2,248 |
| Cash dividends | $1,318,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,058,000 | 2,732 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,544,000 | 3,762 |
| Total interest expense | $3,541,000 | 3,606 |
| Net interest income | $4,003,000 | 3,824 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $627,000 | 3,932 |
| Gross Fiduciary activities income | $13,000 | 1,145 |
| Service charges on deposit accounts | $342,000 | 3,249 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $272,000 | 3,935 |
| Total noninterest expense | $3,116,000 | 3,982 |
| Salaries and employee benefits | $1,834,000 | 3,788 |
| Premises and equipment expense | $563,000 | 3,234 |
| Additional noninterest expense | $719,000 | 4,718 |
| Pre-tax net operating income | $1,514,000 | 3,446 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $77,000 | 4,649 |
| Income before extraordinary items | $1,437,000 | 3,066 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,437,000 | 3,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $918,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,437,000 | 3,045 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,997,000 | 3,791 |
| Total interest expense | $2,334,000 | 3,635 |
| Net interest income | $2,663,000 | 3,850 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $420,000 | 3,933 |
| Gross Fiduciary activities income | $12,000 | 1,114 |
| Service charges on deposit accounts | $223,000 | 3,278 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $185,000 | 3,927 |
| Total noninterest expense | $2,105,000 | 3,972 |
| Salaries and employee benefits | $1,229,000 | 3,808 |
| Premises and equipment expense | $384,000 | 3,184 |
| Additional noninterest expense | $492,000 | 4,634 |
| Pre-tax net operating income | $978,000 | 3,585 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $52,000 | 4,731 |
| Income before extraordinary items | $926,000 | 3,181 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $926,000 | 3,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $574,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $926,000 | 3,167 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 3,854 |
| Total interest expense | $1,127,000 | 3,693 |
| Net interest income | $1,307,000 | 3,898 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $213,000 | 3,877 |
| Gross Fiduciary activities income | $3,000 | 1,184 |
| Service charges on deposit accounts | $109,000 | 3,272 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $101,000 | 3,756 |
| Total noninterest expense | $1,063,000 | 3,948 |
| Salaries and employee benefits | $613,000 | 3,835 |
| Premises and equipment expense | $199,000 | 3,126 |
| Additional noninterest expense | $251,000 | 4,528 |
| Pre-tax net operating income | $457,000 | 3,710 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $23,000 | 4,835 |
| Income before extraordinary items | $434,000 | 3,314 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $434,000 | 3,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $310,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $434,000 | 3,291 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,293,000 | 3,779 |
| Total interest expense | $3,940,000 | 3,635 |
| Net interest income | $5,353,000 | 3,824 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $789,000 | 4,087 |
| Gross Fiduciary activities income | $61,000 | 1,001 |
| Service charges on deposit accounts | $449,000 | 3,293 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $279,000 | 4,444 |
| Total noninterest expense | $4,108,000 | 3,911 |
| Salaries and employee benefits | $2,292,000 | 3,861 |
| Premises and equipment expense | $771,000 | 3,098 |
| Additional noninterest expense | $1,045,000 | 4,366 |
| Pre-tax net operating income | $2,034,000 | 3,601 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $102,000 | 4,945 |
| Income before extraordinary items | $1,932,000 | 3,177 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,932,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,117 |
| Cash dividends | $1,858,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,932,000 | 3,162 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,799,000 | 3,822 |
| Total interest expense | $2,826,000 | 3,653 |
| Net interest income | $3,973,000 | 3,867 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $607,000 | 4,033 |
| Gross Fiduciary activities income | $57,000 | 972 |
| Service charges on deposit accounts | $333,000 | 3,337 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 4,365 |
| Total noninterest expense | $3,106,000 | 3,880 |
| Salaries and employee benefits | $1,746,000 | 3,811 |
| Premises and equipment expense | $598,000 | 3,012 |
| Additional noninterest expense | $762,000 | 4,435 |
| Pre-tax net operating income | $1,474,000 | 3,822 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $73,000 | 5,187 |
| Income before extraordinary items | $1,401,000 | 3,351 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,401,000 | 3,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,083 |
| Cash dividends | $958,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,401,000 | 3,340 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,417,000 | 3,847 |
| Total interest expense | $1,753,000 | 3,714 |
| Net interest income | $2,664,000 | 3,873 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $423,000 | 3,920 |
| Gross Fiduciary activities income | $57,000 | 924 |
| Service charges on deposit accounts | $212,000 | 3,420 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $154,000 | 4,257 |
| Total noninterest expense | $2,101,000 | 3,851 |
| Salaries and employee benefits | $1,200,000 | 3,743 |
| Premises and equipment expense | $406,000 | 2,965 |
| Additional noninterest expense | $495,000 | 4,518 |
| Pre-tax net operating income | $986,000 | 3,824 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $52,000 | 5,200 |
| Income before extraordinary items | $934,000 | 3,371 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $934,000 | 3,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,231 |
| Cash dividends | $587,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $934,000 | 3,360 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,170,000 | 3,841 |
| Total interest expense | $834,000 | 3,710 |
| Net interest income | $1,336,000 | 3,860 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $187,000 | 4,120 |
| Gross Fiduciary activities income | $4,000 | 1,187 |
| Service charges on deposit accounts | $100,000 | 3,481 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,074 |
| Total noninterest expense | $1,099,000 | 3,727 |
| Salaries and employee benefits | $622,000 | 3,651 |
| Premises and equipment expense | $211,000 | 2,882 |
| Additional noninterest expense | $266,000 | 4,275 |
| Pre-tax net operating income | $424,000 | 4,147 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $21,000 | 5,307 |
| Income before extraordinary items | $403,000 | 3,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $403,000 | 3,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,422 |
| Cash dividends | $270,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $403,000 | 3,679 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,915,000 | 3,790 |
| Total interest expense | $2,758,000 | 3,559 |
| Net interest income | $5,157,000 | 3,868 |
| Provision for loan and lease losses | $10,000 | 6,810 |
| Total noninterest income | $771,000 | 4,137 |
| Gross Fiduciary activities income | $21,000 | 1,175 |
| Service charges on deposit accounts | $463,000 | 3,220 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $287,000 | 4,443 |
| Total noninterest expense | $4,219,000 | 3,711 |
| Salaries and employee benefits | $2,300,000 | 3,721 |
| Premises and equipment expense | $756,000 | 3,037 |
| Additional noninterest expense | $1,163,000 | 3,944 |
| Pre-tax net operating income | $1,699,000 | 4,087 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $85,000 | 5,503 |
| Income before extraordinary items | $1,614,000 | 3,616 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,614,000 | 3,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,034 |
| Cash dividends | $1,450,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,614,000 | 3,589 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,775,000 | 3,819 |
| Total interest expense | $1,929,000 | 3,608 |
| Net interest income | $3,846,000 | 3,875 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $595,000 | 4,072 |
| Gross Fiduciary activities income | $16,000 | 1,158 |
| Service charges on deposit accounts | $352,000 | 3,194 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 4,330 |
| Total noninterest expense | $3,292,000 | 3,577 |
| Salaries and employee benefits | $1,835,000 | 3,515 |
| Premises and equipment expense | $569,000 | 3,015 |
| Additional noninterest expense | $888,000 | 3,849 |
| Pre-tax net operating income | $1,139,000 | 4,450 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $56,000 | 5,719 |
| Income before extraordinary items | $1,083,000 | 3,943 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,083,000 | 3,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,028 |
| Cash dividends | $702,000 | 2,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,083,000 | 3,901 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,778,000 | 3,799 |
| Total interest expense | $1,219,000 | 3,583 |
| Net interest income | $2,559,000 | 3,853 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $415,000 | 3,963 |
| Gross Fiduciary activities income | $12,000 | 1,130 |
| Service charges on deposit accounts | $238,000 | 3,114 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $165,000 | 4,110 |
| Total noninterest expense | $2,268,000 | 3,450 |
| Salaries and employee benefits | $1,253,000 | 3,433 |
| Premises and equipment expense | $389,000 | 2,922 |
| Additional noninterest expense | $626,000 | 3,674 |
| Pre-tax net operating income | $696,000 | 4,640 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $34,000 | 5,795 |
| Income before extraordinary items | $662,000 | 4,148 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $662,000 | 4,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,379 |
| Cash dividends | $405,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $662,000 | 4,094 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 3,883 |
| Total interest expense | $588,000 | 3,558 |
| Net interest income | $1,232,000 | 3,982 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $201,000 | 3,969 |
| Gross Fiduciary activities income | $5,000 | 1,162 |
| Service charges on deposit accounts | $114,000 | 3,149 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,143 |
| Total noninterest expense | $1,175,000 | 3,369 |
| Salaries and employee benefits | $629,000 | 3,432 |
| Premises and equipment expense | $217,000 | 2,672 |
| Additional noninterest expense | $329,000 | 3,536 |
| Pre-tax net operating income | $248,000 | 5,465 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $12,000 | 5,990 |
| Income before extraordinary items | $236,000 | 5,012 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $236,000 | 5,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $157,000 | 2,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $236,000 | 4,974 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,466,000 | 3,610 |
| Total interest expense | $2,346,000 | 3,210 |
| Net interest income | $5,120,000 | 3,748 |
| Provision for loan and lease losses | $190,000 | 3,789 |
| Total noninterest income | $814,000 | 4,006 |
| Gross Fiduciary activities income | $37,000 | 1,110 |
| Service charges on deposit accounts | $522,000 | 3,039 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $255,000 | 4,590 |
| Total noninterest expense | $4,532,000 | 3,391 |
| Salaries and employee benefits | $2,309,000 | 3,555 |
| Premises and equipment expense | $906,000 | 2,510 |
| Additional noninterest expense | $1,317,000 | 3,488 |
| Pre-tax net operating income | $1,212,000 | 4,770 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $61,000 | 5,913 |
| Income before extraordinary items | $1,151,000 | 4,305 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,151,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,848 |
| Cash dividends | $1,068,000 | 2,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,151,000 | 4,234 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,610,000 | 3,580 |
| Total interest expense | $1,765,000 | 3,149 |
| Net interest income | $3,845,000 | 3,716 |
| Provision for loan and lease losses | $175,000 | 3,272 |
| Total noninterest income | $631,000 | 3,961 |
| Gross Fiduciary activities income | $28,000 | 1,098 |
| Service charges on deposit accounts | $403,000 | 2,995 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $200,000 | 4,502 |
| Total noninterest expense | $3,348,000 | 3,410 |
| Salaries and employee benefits | $1,764,000 | 3,492 |
| Premises and equipment expense | $580,000 | 2,872 |
| Additional noninterest expense | $1,004,000 | 3,424 |
| Pre-tax net operating income | $953,000 | 4,719 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $48,000 | 5,989 |
| Income before extraordinary items | $905,000 | 4,257 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $905,000 | 4,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,750 |
| Cash dividends | $810,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $905,000 | 4,180 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,727,000 | 3,582 |
| Total interest expense | $1,191,000 | 3,106 |
| Net interest income | $2,536,000 | 3,735 |
| Provision for loan and lease losses | $140,000 | 2,884 |
| Total noninterest income | $434,000 | 3,911 |
| Gross Fiduciary activities income | $20,000 | 1,092 |
| Service charges on deposit accounts | $284,000 | 2,832 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $130,000 | 4,602 |
| Total noninterest expense | $2,252,000 | 3,415 |
| Salaries and employee benefits | $1,175,000 | 3,517 |
| Premises and equipment expense | $372,000 | 2,968 |
| Additional noninterest expense | $705,000 | 3,284 |
| Pre-tax net operating income | $578,000 | 4,919 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $29,000 | 6,064 |
| Income before extraordinary items | $549,000 | 4,488 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $549,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,094 |
| Cash dividends | $378,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $549,000 | 4,398 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 3,572 |
| Total interest expense | $602,000 | 3,107 |
| Net interest income | $1,270,000 | 3,716 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $220,000 | 3,831 |
| Gross Fiduciary activities income | $6,000 | 1,163 |
| Service charges on deposit accounts | $137,000 | 2,859 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $77,000 | 4,245 |
| Total noninterest expense | $1,099,000 | 3,493 |
| Salaries and employee benefits | $583,000 | 3,563 |
| Premises and equipment expense | $190,000 | 2,947 |
| Additional noninterest expense | $326,000 | 3,506 |
| Pre-tax net operating income | $316,000 | 4,697 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $16,000 | 5,956 |
| Income before extraordinary items | $300,000 | 4,261 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $300,000 | 4,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,934 |
| Cash dividends | $203,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $300,000 | 4,140 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,054,000 | 4,858 |
| Total interest expense | $1,775,000 | 4,388 |
| Net interest income | $3,279,000 | 5,019 |
| Provision for loan and lease losses | $80,000 | 5,625 |
| Total noninterest income | $489,000 | 5,506 |
| Gross Fiduciary activities income | $23,000 | 1,222 |
| Service charges on deposit accounts | $308,000 | 4,236 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $158,000 | 5,740 |
| Total noninterest expense | $2,707,000 | 4,936 |
| Salaries and employee benefits | $1,415,000 | 5,050 |
| Premises and equipment expense | $421,000 | 4,568 |
| Additional noninterest expense | $871,000 | 4,754 |
| Pre-tax net operating income | $981,000 | 5,227 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $42,000 | 6,399 |
| Income before extraordinary items | $939,000 | 4,827 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $939,000 | 4,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,531 |
| Cash dividends | $764,000 | 2,786 |
| Sale, conversion, retirement of capital stock, net | $4,893,000 | 204 |
| Net operating income | $939,000 | 4,661 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,353,000 | 5,327 |
| Total interest expense | $1,214,000 | 4,781 |
| Net interest income | $2,139,000 | 5,496 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $310,000 | 5,951 |
| Gross Fiduciary activities income | $13,000 | 1,248 |
| Service charges on deposit accounts | $188,000 | 4,770 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 5,920 |
| Total noninterest expense | $1,623,000 | 5,707 |
| Salaries and employee benefits | $887,000 | 5,650 |
| Premises and equipment expense | $255,000 | 5,266 |
| Additional noninterest expense | $481,000 | 5,761 |
| Pre-tax net operating income | $781,000 | 5,198 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $34,000 | 6,492 |
| Income before extraordinary items | $747,000 | 4,786 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $747,000 | 4,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,653 |
| Cash dividends | $615,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $747,000 | 4,594 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 5,294 |
| Total interest expense | $850,000 | 4,742 |
| Net interest income | $1,436,000 | 5,463 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $207,000 | 5,916 |
| Gross Fiduciary activities income | $13,000 | 1,190 |
| Service charges on deposit accounts | $124,000 | 4,770 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $70,000 | 5,983 |
| Total noninterest expense | $1,079,000 | 5,727 |
| Salaries and employee benefits | $591,000 | 5,666 |
| Premises and equipment expense | $170,000 | 5,234 |
| Additional noninterest expense | $318,000 | 5,776 |
| Pre-tax net operating income | $534,000 | 5,148 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $26,000 | 6,437 |
| Income before extraordinary items | $508,000 | 4,761 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $508,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,822 |
| Cash dividends | $455,000 | 2,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $508,000 | 4,551 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 5,220 |
| Total interest expense | $451,000 | 4,664 |
| Net interest income | $730,000 | 5,411 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $100,000 | 5,923 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $56,000 | 4,926 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $529,000 | 5,807 |
| Salaries and employee benefits | $296,000 | 5,665 |
| Premises and equipment expense | $82,000 | 5,357 |
| Additional noninterest expense | $151,000 | 5,912 |
| Pre-tax net operating income | $286,000 | 4,918 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $14,000 | 6,371 |
| Income before extraordinary items | $272,000 | 4,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $272,000 | 4,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $255,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $272,000 | 4,298 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,209,000 | 5,038 |
| Total interest expense | $2,123,000 | 4,611 |
| Net interest income | $3,086,000 | 5,194 |
| Provision for loan and lease losses | $80,000 | 6,062 |
| Total noninterest income | $427,000 | 5,613 |
| Gross Fiduciary activities income | $21,000 | 1,274 |
| Service charges on deposit accounts | $237,000 | 4,824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $169,000 | 5,349 |
| Total noninterest expense | $2,118,000 | 5,671 |
| Salaries and employee benefits | $1,099,000 | 5,812 |
| Premises and equipment expense | $387,000 | 4,763 |
| Additional noninterest expense | $632,000 | 5,749 |
| Pre-tax net operating income | $1,315,000 | 4,456 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $65,000 | 6,348 |
| Income before extraordinary items | $1,250,000 | 3,971 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,250,000 | 3,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,544 |
| Cash dividends | $879,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,250,000 | 3,868 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,994,000 | 4,964 |
| Total interest expense | $3,077,000 | 4,630 |
| Net interest income | $2,917,000 | 5,168 |
| Provision for loan and lease losses | $19,000 | 7,633 |
| Total noninterest income | $476,000 | 5,201 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $250,000 | 4,642 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $226,000 | 4,686 |
| Total noninterest expense | $2,045,000 | 5,652 |
| Salaries and employee benefits | $1,038,000 | 5,859 |
| Premises and equipment expense | $360,000 | 4,932 |
| Additional noninterest expense | $647,000 | 5,567 |
| Pre-tax net operating income | $1,329,000 | 4,164 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $66,000 | 6,450 |
| Income before extraordinary items | $1,263,000 | 3,662 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,263,000 | 3,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,750 |
| Cash dividends | $877,000 | 2,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,263,000 | 3,560 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 5,058 |
| Total interest expense | $3,406,000 | 4,476 |
| Net interest income | $2,638,000 | 5,614 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $421,000 | 5,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 4,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 4,983 |
| Total noninterest expense | $1,992,000 | 5,693 |
| Salaries and employee benefits | $1,099,000 | 5,559 |
| Premises and equipment expense | $296,000 | 5,466 |
| Additional noninterest expense | $597,000 | 5,816 |
| Pre-tax net operating income | $1,027,000 | 5,185 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $51,000 | 7,210 |
| Income before extraordinary items | $972,000 | 4,467 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $972,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 9,647 |
| Cash dividends | $672,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $975,800 | 4,453 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,621,000 | 5,162 |
| Total interest expense | $2,985,000 | 4,627 |
| Net interest income | $2,636,000 | 5,621 |
| Provision for loan and lease losses | $320,000 | 2,518 |
| Total noninterest income | $411,000 | 5,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,460 |
| Total noninterest expense | $2,002,000 | 5,677 |
| Salaries and employee benefits | $1,067,000 | 5,639 |
| Premises and equipment expense | $328,000 | 5,195 |
| Additional noninterest expense | $607,000 | 5,778 |
| Pre-tax net operating income | $725,000 | 6,225 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $13,000 | 8,404 |
| Income before extraordinary items | $712,000 | 5,404 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $712,000 | 5,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 1,745 |
| Cash dividends | $576,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $712,000 | 5,375 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,949,000 | 5,037 |
| Total interest expense | $3,152,000 | 4,539 |
| Net interest income | $2,797,000 | 5,416 |
| Provision for loan and lease losses | $91,000 | 5,294 |
| Total noninterest income | $395,000 | 5,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 4,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,560 |
| Total noninterest expense | $1,965,000 | 5,662 |
| Salaries and employee benefits | $1,009,000 | 5,760 |
| Premises and equipment expense | $355,000 | 4,829 |
| Additional noninterest expense | $601,000 | 5,753 |
| Pre-tax net operating income | $1,136,000 | 5,048 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $85,000 | 7,751 |
| Income before extraordinary items | $1,049,000 | 4,333 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,049,000 | 4,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,945 |
| Cash dividends | $805,000 | 2,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,050,860 | 4,235 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,549,000 | 5,375 |
| Total interest expense | $2,917,000 | 4,836 |
| Net interest income | $2,632,000 | 5,845 |
| Provision for loan and lease losses | $85,000 | 5,536 |
| Total noninterest income | $426,000 | 5,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,461 |
| Total noninterest expense | $1,892,000 | 5,867 |
| Salaries and employee benefits | $929,000 | 6,155 |
| Premises and equipment expense | $381,000 | 4,611 |
| Additional noninterest expense | $582,000 | 5,924 |
| Pre-tax net operating income | $1,081,000 | 5,598 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $368,000 | 5,148 |
| Income before extraordinary items | $713,000 | 5,842 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $713,000 | 5,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $410,000 | 3,889 |
| Sale, conversion, retirement of capital stock, net | $-1,185,000 | 10,875 |
| Net operating income | $713,000 | 5,798 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,579,000 | 5,460 |
| Total interest expense | $2,669,000 | 5,277 |
| Net interest income | $2,910,000 | 5,567 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $425,000 | 5,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,786 |
| Total noninterest expense | $1,782,000 | 6,430 |
| Salaries and employee benefits | $894,000 | 6,486 |
| Premises and equipment expense | $385,000 | 4,676 |
| Additional noninterest expense | $503,000 | 7,031 |
| Pre-tax net operating income | $1,548,000 | 4,223 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $537,000 | 3,920 |
| Income before extraordinary items | $1,001,000 | 4,510 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,001,000 | 4,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $458,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,007,500 | 4,421 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,413,000 | 5,650 |
| Total interest expense | $2,709,000 | 5,216 |
| Net interest income | $2,704,000 | 5,962 |
| Provision for loan and lease losses | $104,000 | 4,516 |
| Total noninterest income | $402,000 | 5,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,628 |
| Total noninterest expense | $1,777,000 | 6,526 |
| Salaries and employee benefits | $885,000 | 6,632 |
| Premises and equipment expense | $364,000 | 4,892 |
| Additional noninterest expense | $528,000 | 7,049 |
| Pre-tax net operating income | $1,225,000 | 5,177 |
| Securities gains (losses) | $-232,000 | 11,703 |
| Applicable income taxes | $317,000 | 5,810 |
| Income before extraordinary items | $676,000 | 6,142 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $676,000 | 6,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $338,000 | 4,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $833,760 | 5,269 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,797,000 | 5,854 |
| Total interest expense | $2,206,000 | 5,149 |
| Net interest income | $2,591,000 | 6,291 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $380,000 | 6,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,445 |
| Total noninterest expense | $1,789,000 | 6,722 |
| Salaries and employee benefits | $892,000 | 6,695 |
| Premises and equipment expense | $328,000 | 5,336 |
| Additional noninterest expense | $569,000 | 7,264 |
| Pre-tax net operating income | $1,170,000 | 5,335 |
| Securities gains (losses) | $-24,000 | 10,481 |
| Applicable income taxes | $400,000 | 4,767 |
| Income before extraordinary items | $746,000 | 5,635 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $746,000 | 5,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $434,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $761,600 | 5,620 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,963,000 | 5,820 |
| Total interest expense | $2,180,000 | 5,421 |
| Net interest income | $2,783,000 | 6,005 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $385,000 | 6,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 6,564 |
| Total noninterest expense | $1,803,000 | 6,880 |
| Salaries and employee benefits | $909,000 | 6,660 |
| Premises and equipment expense | $304,000 | 5,786 |
| Additional noninterest expense | $590,000 | 7,431 |
| Pre-tax net operating income | $1,365,000 | 4,686 |
| Securities gains (losses) | $192,000 | 1,745 |
| Applicable income taxes | $554,000 | 3,829 |
| Income before extraordinary items | $1,003,000 | 4,694 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,003,000 | 4,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,961 |
| Cash dividends | $518,000 | 2,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $880,120 | 4,958 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,669,000 | 5,749 |
| Total interest expense | $2,843,000 | 5,396 |
| Net interest income | $2,826,000 | 6,014 |
| Provision for loan and lease losses | $16,000 | 10,806 |
| Total noninterest income | $414,000 | 6,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,899 |
| Total noninterest expense | $1,821,000 | 6,881 |
| Salaries and employee benefits | $893,000 | 6,665 |
| Premises and equipment expense | $337,000 | 5,508 |
| Additional noninterest expense | $591,000 | 7,594 |
| Pre-tax net operating income | $1,403,000 | 4,303 |
| Securities gains (losses) | $158,000 | 2,349 |
| Applicable income taxes | $556,000 | 3,656 |
| Income before extraordinary items | $1,005,000 | 4,483 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,005,000 | 4,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 6,907 |
| Cash dividends | $338,000 | 3,742 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,011 |
| Net operating income | $903,880 | 4,599 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.