Home > Quail Creek Bank > Income and Expense

Quail Creek Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$43,541,0001,049
Total interest expense$11,620,0001,168
Net interest income$31,921,000985
Provision for loan and lease losses$300,0001,648
Total noninterest income$1,817,0002,116
Gross Fiduciary activities income$0981
Service charges on deposit accounts$505,0001,637
Trading account gains and feesNANA
Additional Noninterest Income$1,312,0002,019
Total noninterest expense$18,064,0001,314
Salaries and employee benefits$11,302,0001,229
Premises and equipment expense$1,544,0001,503
Additional noninterest expense$1,312,0002,019
Pre-tax net operating income$15,374,000837
Securities gains (losses)$-659,0004,233
Applicable income taxes$465,0001,958
Income before extraordinary items$14,250,000767
Extraordinary gains, net$054
Net income$14,250,000778
Minority interest net income$088
Net income of bank and minority interests.$14,250,000770
Net charge-offs$6,0002,549
Cash dividends$12,181,000425
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,889,230753
2023-09-30 (YTD Data)Rank
Total interest income$31,640,0001,051
Total interest expense$8,092,0001,146
Net interest income$23,548,0001,003
Provision for loan and lease losses$300,0001,340
Total noninterest income$1,392,0002,093
Gross Fiduciary activities income$0950
Service charges on deposit accounts$376,0001,644
Trading account gains and feesNANA
Additional Noninterest Income$1,016,0001,971
Total noninterest expense$13,472,0001,319
Salaries and employee benefits$8,536,0001,217
Premises and equipment expense$1,150,0001,508
Additional noninterest expense$1,016,0001,971
Pre-tax net operating income$11,168,000893
Securities gains (losses)$-303,0004,281
Applicable income taxes$278,0002,156
Income before extraordinary items$10,587,000793
Extraordinary gains, net$052
Net income$10,587,000797
Minority interest net income$081
Net income of bank and minority interests.$10,587,000793
Net charge-offs$5,0002,314
Cash dividends$12,181,000330
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,880,910786
2023-06-30 (YTD Data)Rank
Total interest income$20,438,0001,052
Total interest expense$5,039,0001,114
Net interest income$15,399,0001,025
Provision for loan and lease losses$300,0001,014
Total noninterest income$982,0001,964
Gross Fiduciary activities income$0931
Service charges on deposit accounts$246,0001,644
Trading account gains and feesNANA
Additional Noninterest Income$736,0001,835
Total noninterest expense$8,875,0001,320
Salaries and employee benefits$5,722,0001,206
Premises and equipment expense$800,0001,454
Additional noninterest expense$736,0001,833
Pre-tax net operating income$7,206,000926
Securities gains (losses)$-303,0004,409
Applicable income taxes$210,0002,102
Income before extraordinary items$6,693,000833
Extraordinary gains, net$051
Net income$6,693,000845
Minority interest net income$081
Net income of bank and minority interests.$6,693,000833
Net charge-offs$8,0001,884
Cash dividends$9,215,000295
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,986,910810
2023-03-31 (YTD Data)Rank
Total interest income$9,923,0001,065
Total interest expense$2,279,0001,083
Net interest income$7,644,0001,035
Provision for loan and lease losses$02,612
Total noninterest income$511,0001,922
Gross Fiduciary activities income$0913
Service charges on deposit accounts$112,0001,779
Trading account gains and feesNANA
Additional Noninterest Income$399,0001,731
Total noninterest expense$4,172,0001,395
Salaries and employee benefits$2,754,0001,262
Premises and equipment expense$375,0001,559
Additional noninterest expense$399,0001,731
Pre-tax net operating income$3,983,000880
Securities gains (losses)$0950
Applicable income taxes$210,0001,632
Income before extraordinary items$3,773,000775
Extraordinary gains, net$04
Net income$3,773,000774
Minority interest net income$048
Net income of bank and minority interests.$3,773,000774
Net charge-offs$11,0001,336
Cash dividends$2,990,000383
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,773,000789
2022-12-31 (YTD Data)Rank
Total interest income$30,955,0001,113
Total interest expense$2,345,0001,429
Net interest income$28,610,0001,076
Provision for loan and lease losses$400,0001,341
Total noninterest income$2,240,0001,926
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$614,0001,475
Trading account gains and feesNANA
Additional Noninterest Income$1,626,0001,826
Total noninterest expense$16,180,0001,390
Salaries and employee benefits$10,239,0001,297
Premises and equipment expense$1,416,0001,593
Additional noninterest expense$1,626,0001,826
Pre-tax net operating income$14,270,000981
Securities gains (losses)$-142,0004,017
Applicable income taxes$584,0001,927
Income before extraordinary items$13,544,000879
Extraordinary gains, net$05
Net income$13,544,000880
Minority interest net income$063
Net income of bank and minority interests.$13,544,000880
Net charge-offs$719,000496
Cash dividends$11,774,000418
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,680,320895
2022-09-30 (YTD Data)Rank
Total interest income$21,766,0001,133
Total interest expense$1,025,0001,728
Net interest income$20,741,0001,090
Provision for loan and lease losses$400,0001,087
Total noninterest income$1,775,0001,889
Gross Fiduciary activities income$0968
Service charges on deposit accounts$490,0001,423
Trading account gains and feesNANA
Additional Noninterest Income$1,285,0001,804
Total noninterest expense$11,951,0001,402
Salaries and employee benefits$7,736,0001,281
Premises and equipment expense$1,027,0001,648
Additional noninterest expense$1,285,0001,804
Pre-tax net operating income$10,165,0001,029
Securities gains (losses)$0740
Applicable income taxes$417,0001,956
Income before extraordinary items$9,748,000909
Extraordinary gains, net$04
Net income$9,748,000909
Minority interest net income$057
Net income of bank and minority interests.$9,748,000909
Net charge-offs$725,000367
Cash dividends$11,774,000314
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,748,000925
2022-06-30 (YTD Data)Rank
Total interest income$13,647,0001,145
Total interest expense$467,0002,042
Net interest income$13,180,0001,106
Provision for loan and lease losses$250,0001,023
Total noninterest income$1,169,0001,898
Gross Fiduciary activities income$0925
Service charges on deposit accounts$328,0001,405
Trading account gains and feesNANA
Additional Noninterest Income$841,0001,853
Total noninterest expense$7,813,0001,411
Salaries and employee benefits$5,058,0001,299
Premises and equipment expense$663,0001,698
Additional noninterest expense$2,092,0001,548
Pre-tax net operating income$6,286,0001,025
Securities gains (losses)$0687
Applicable income taxes$250,0001,960
Income before extraordinary items$6,036,000905
Extraordinary gains, net$04
Net income$6,036,000905
Minority interest net income$060
Net income of bank and minority interests.$6,036,000905
Net charge-offs$736,000272
Cash dividends$8,240,000308
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,036,000920
2022-03-31 (YTD Data)Rank
Total interest income$6,586,0001,144
Total interest expense$227,0002,035
Net interest income$6,359,0001,109
Provision for loan and lease losses$100,000968
Total noninterest income$574,0001,916
Gross Fiduciary activities income$0892
Service charges on deposit accounts$171,0001,339
Trading account gains and feesNANA
Additional Noninterest Income$403,0001,903
Total noninterest expense$3,817,0001,431
Salaries and employee benefits$2,447,0001,335
Premises and equipment expense$307,0001,804
Additional noninterest expense$1,063,0001,505
Pre-tax net operating income$3,016,0001,006
Securities gains (losses)$0623
Applicable income taxes$89,0002,137
Income before extraordinary items$2,927,000906
Extraordinary gains, net$04
Net income$2,927,000905
Minority interest net income$050
Net income of bank and minority interests.$2,927,000906
Net charge-offs$530,000219
Cash dividends$2,665,000391
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,927,000917
2021-12-31 (YTD Data)Rank
Total interest income$27,243,0001,140
Total interest expense$1,773,0001,457
Net interest income$25,470,0001,117
Provision for loan and lease losses$550,000965
Total noninterest income$2,317,0002,074
Gross Fiduciary activities income$0994
Service charges on deposit accounts$635,0001,347
Trading account gains and feesNANA
Additional Noninterest Income$1,682,0002,091
Total noninterest expense$14,976,0001,454
Salaries and employee benefits$9,578,0001,336
Premises and equipment expense$1,184,0001,834
Additional noninterest expense$4,214,0001,534
Pre-tax net operating income$12,261,0001,113
Securities gains (losses)$02,062
Applicable income taxes$642,0001,932
Income before extraordinary items$11,619,0001,022
Extraordinary gains, net$010
Net income$11,619,0001,023
Minority interest net income$074
Net income of bank and minority interests.$11,619,0001,023
Net charge-offs$637,000551
Cash dividends$10,917,000449
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,619,0001,010
2021-09-30 (YTD Data)Rank
Total interest income$20,653,0001,152
Total interest expense$1,494,0001,405
Net interest income$19,159,0001,130
Provision for loan and lease losses$150,0001,662
Total noninterest income$1,812,0002,078
Gross Fiduciary activities income$0957
Service charges on deposit accounts$473,0001,346
Trading account gains and feesNANA
Additional Noninterest Income$1,339,0002,084
Total noninterest expense$11,085,0001,475
Salaries and employee benefits$7,297,0001,334
Premises and equipment expense$841,0001,930
Additional noninterest expense$2,947,0001,609
Pre-tax net operating income$9,736,0001,098
Securities gains (losses)$02,015
Applicable income taxes$495,0001,982
Income before extraordinary items$9,241,0001,017
Extraordinary gains, net$08
Net income$9,241,0001,017
Minority interest net income$069
Net income of bank and minority interests.$9,241,0001,017
Net charge-offs$-25,0003,960
Cash dividends$10,917,000358
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,241,000995
2021-06-30 (YTD Data)Rank
Total interest income$13,916,0001,145
Total interest expense$1,136,0001,315
Net interest income$12,780,0001,118
Provision for loan and lease losses$150,0001,356
Total noninterest income$1,234,0002,009
Gross Fiduciary activities income$0951
Service charges on deposit accounts$307,0001,335
Trading account gains and feesNANA
Additional Noninterest Income$927,0001,988
Total noninterest expense$7,321,0001,483
Salaries and employee benefits$4,875,0001,325
Premises and equipment expense$543,0001,962
Additional noninterest expense$1,903,0001,641
Pre-tax net operating income$6,543,0001,072
Securities gains (losses)$01,818
Applicable income taxes$348,0001,917
Income before extraordinary items$6,195,000998
Extraordinary gains, net$06
Net income$6,195,000998
Minority interest net income$067
Net income of bank and minority interests.$6,195,000998
Net charge-offs$-24,0004,124
Cash dividends$7,916,000326
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,195,000974
2021-03-31 (YTD Data)Rank
Total interest income$7,027,0001,130
Total interest expense$631,0001,250
Net interest income$6,396,0001,113
Provision for loan and lease losses$150,000937
Total noninterest income$583,0002,066
Gross Fiduciary activities income$0922
Service charges on deposit accounts$148,0001,367
Trading account gains and feesNANA
Additional Noninterest Income$435,0002,061
Total noninterest expense$3,552,0001,505
Salaries and employee benefits$2,382,0001,343
Premises and equipment expense$252,0002,057
Additional noninterest expense$918,0001,645
Pre-tax net operating income$3,277,0001,067
Securities gains (losses)$01,392
Applicable income taxes$200,0001,812
Income before extraordinary items$3,077,000997
Extraordinary gains, net$03
Net income$3,077,000997
Minority interest net income$055
Net income of bank and minority interests.$3,077,000997
Net charge-offs$01,930
Cash dividends$2,054,000443
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,077,000971
2020-12-31 (YTD Data)Rank
Total interest income$29,678,0001,060
Total interest expense$4,152,0001,127
Net interest income$25,526,0001,053
Provision for loan and lease losses$1,275,0001,370
Total noninterest income$1,947,0002,156
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$604,0001,409
Trading account gains and feesNANA
Additional Noninterest Income$1,343,0002,181
Total noninterest expense$13,826,0001,509
Salaries and employee benefits$9,249,0001,336
Premises and equipment expense$1,037,0001,996
Additional noninterest expense$3,540,0001,682
Pre-tax net operating income$12,372,000884
Securities gains (losses)$-16,0004,859
Applicable income taxes$479,0001,969
Income before extraordinary items$11,877,000815
Extraordinary gains, net$04
Net income$11,877,000816
Minority interest net income$072
Net income of bank and minority interests.$11,877,000815
Net charge-offs$587,000880
Cash dividends$6,619,000612
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,892,360784
2020-09-30 (YTD Data)Rank
Total interest income$22,546,0001,047
Total interest expense$3,432,0001,093
Net interest income$19,114,0001,044
Provision for loan and lease losses$775,0001,573
Total noninterest income$1,404,0002,154
Gross Fiduciary activities income$0981
Service charges on deposit accounts$442,0001,431
Trading account gains and feesNANA
Additional Noninterest Income$962,0002,189
Total noninterest expense$10,309,0001,487
Salaries and employee benefits$6,969,0001,324
Premises and equipment expense$779,0001,978
Additional noninterest expense$2,561,0001,715
Pre-tax net operating income$9,434,000839
Securities gains (losses)$-16,0004,838
Applicable income taxes$357,0001,963
Income before extraordinary items$9,061,000774
Extraordinary gains, net$04
Net income$9,061,000774
Minority interest net income$065
Net income of bank and minority interests.$9,061,000774
Net charge-offs$530,000727
Cash dividends$6,619,000475
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,076,360748
2020-06-30 (YTD Data)Rank
Total interest income$15,191,0001,053
Total interest expense$2,544,0001,071
Net interest income$12,647,0001,057
Provision for loan and lease losses$475,0001,651
Total noninterest income$936,0002,085
Gross Fiduciary activities income$0970
Service charges on deposit accounts$289,0001,477
Trading account gains and feesNANA
Additional Noninterest Income$647,0002,103
Total noninterest expense$6,898,0001,474
Salaries and employee benefits$4,645,0001,314
Premises and equipment expense$509,0002,006
Additional noninterest expense$1,744,0001,685
Pre-tax net operating income$6,210,000775
Securities gains (losses)$02,249
Applicable income taxes$234,0001,933
Income before extraordinary items$5,976,000721
Extraordinary gains, net$04
Net income$5,976,000721
Minority interest net income$065
Net income of bank and minority interests.$5,976,000721
Net charge-offs$404,000675
Cash dividends$3,852,000527
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,976,000692
2020-03-31 (YTD Data)Rank
Total interest income$7,826,0001,033
Total interest expense$1,421,0001,060
Net interest income$6,405,0001,027
Provision for loan and lease losses$225,0001,360
Total noninterest income$402,0002,177
Gross Fiduciary activities income$0941
Service charges on deposit accounts$147,0001,651
Trading account gains and feesNANA
Additional Noninterest Income$255,0002,171
Total noninterest expense$3,447,0001,491
Salaries and employee benefits$2,334,0001,323
Premises and equipment expense$276,0001,913
Additional noninterest expense$837,0001,767
Pre-tax net operating income$3,135,000702
Securities gains (losses)$01,705
Applicable income taxes$112,0001,843
Income before extraordinary items$3,023,000645
Extraordinary gains, net$04
Net income$3,023,000645
Minority interest net income$056
Net income of bank and minority interests.$3,023,000645
Net charge-offs$194,000645
Cash dividends$2,136,000497
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,023,000624
2019-12-31 (YTD Data)Rank
Total interest income$31,669,0001,040
Total interest expense$6,189,0001,031
Net interest income$25,480,0001,030
Provision for loan and lease losses$900,000972
Total noninterest income$675,0003,312
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$631,0001,620
Trading account gains and feesNANA
Additional Noninterest Income$44,0004,761
Total noninterest expense$13,999,0001,436
Salaries and employee benefits$8,995,0001,316
Premises and equipment expense$1,073,0001,946
Additional noninterest expense$3,931,0001,532
Pre-tax net operating income$11,256,000961
Securities gains (losses)$02,379
Applicable income taxes$212,0002,593
Income before extraordinary items$11,044,000868
Extraordinary gains, net$011
Net income$11,044,000869
Minority interest net income$076
Net income of bank and minority interests.$11,044,000869
Net charge-offs$812,000758
Cash dividends$10,722,000458
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,044,000844
2019-09-30 (YTD Data)Rank
Total interest income$23,721,0001,046
Total interest expense$4,576,0001,046
Net interest income$19,145,0001,034
Provision for loan and lease losses$600,0001,007
Total noninterest income$1,436,0002,016
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$463,0001,650
Trading account gains and feesNANA
Additional Noninterest Income$973,0001,958
Total noninterest expense$10,475,0001,449
Salaries and employee benefits$6,769,0001,312
Premises and equipment expense$790,0001,990
Additional noninterest expense$2,916,0001,538
Pre-tax net operating income$9,506,000884
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$9,506,000775
Extraordinary gains, net$011
Net income$9,506,000777
Minority interest net income$072
Net income of bank and minority interests.$9,506,000776
Net charge-offs$392,000877
Cash dividends$10,722,000352
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,506,000759
2019-06-30 (YTD Data)Rank
Total interest income$15,725,0001,045
Total interest expense$2,947,0001,066
Net interest income$12,778,0001,029
Provision for loan and lease losses$600,000719
Total noninterest income$899,0002,077
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$305,0001,639
Trading account gains and feesNANA
Additional Noninterest Income$594,0002,017
Total noninterest expense$7,046,0001,448
Salaries and employee benefits$4,529,0001,310
Premises and equipment expense$526,0001,985
Additional noninterest expense$1,991,0001,518
Pre-tax net operating income$6,031,000898
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$6,031,000780
Extraordinary gains, net$011
Net income$6,031,000781
Minority interest net income$069
Net income of bank and minority interests.$6,031,000780
Net charge-offs$396,000658
Cash dividends$8,282,000307
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,031,000769
2019-03-31 (YTD Data)Rank
Total interest income$7,923,0001,025
Total interest expense$1,433,0001,061
Net interest income$6,490,0001,020
Provision for loan and lease losses$150,0001,133
Total noninterest income$416,0002,128
Gross Fiduciary activities income$0972
Service charges on deposit accounts$149,0001,662
Trading account gains and feesNANA
Additional Noninterest Income$267,0002,081
Total noninterest expense$3,439,0001,483
Salaries and employee benefits$2,225,0001,335
Premises and equipment expense$258,0002,039
Additional noninterest expense$956,0001,563
Pre-tax net operating income$3,317,000813
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$3,317,000706
Extraordinary gains, net$05
Net income$3,317,000707
Minority interest net income$052
Net income of bank and minority interests.$3,317,000705
Net charge-offs$-100,0005,193
Cash dividends$2,735,000410
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,317,000695
2018-12-31 (YTD Data)Rank
Total interest income$29,288,0001,031
Total interest expense$3,930,0001,153
Net interest income$25,358,0001,018
Provision for loan and lease losses$850,0001,006
Total noninterest income$1,761,0002,130
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$699,0001,535
Trading account gains and feesNANA
Additional Noninterest Income$1,062,0002,188
Total noninterest expense$14,089,0001,428
Salaries and employee benefits$8,957,0001,285
Premises and equipment expense$1,200,0001,810
Additional noninterest expense$3,932,0001,524
Pre-tax net operating income$12,180,000891
Securities gains (losses)$-26,0004,668
Applicable income taxes$03,978
Income before extraordinary items$12,154,000774
Extraordinary gains, net$06
Net income$12,154,000773
Minority interest net income$072
Net income of bank and minority interests.$12,154,000773
Net charge-offs$1,083,000544
Cash dividends$11,595,000374
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,180,000771
2018-09-30 (YTD Data)Rank
Total interest income$21,673,0001,029
Total interest expense$2,553,0001,232
Net interest income$19,120,0001,014
Provision for loan and lease losses$500,0001,123
Total noninterest income$1,327,0002,138
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$529,0001,532
Trading account gains and feesNANA
Additional Noninterest Income$798,0002,192
Total noninterest expense$10,653,0001,423
Salaries and employee benefits$6,753,0001,279
Premises and equipment expense$906,0001,818
Additional noninterest expense$2,994,0001,514
Pre-tax net operating income$9,294,000879
Securities gains (losses)$-26,0004,988
Applicable income taxes$04,032
Income before extraordinary items$9,268,000767
Extraordinary gains, net$05
Net income$9,268,000766
Minority interest net income$066
Net income of bank and minority interests.$9,268,000766
Net charge-offs$245,0001,113
Cash dividends$11,595,000284
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,294,000760
2018-06-30 (YTD Data)Rank
Total interest income$14,230,0001,035
Total interest expense$1,393,0001,376
Net interest income$12,837,0001,008
Provision for loan and lease losses$350,0001,062
Total noninterest income$826,0002,234
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$340,0001,565
Trading account gains and feesNANA
Additional Noninterest Income$486,0002,293
Total noninterest expense$7,189,0001,413
Salaries and employee benefits$4,551,0001,274
Premises and equipment expense$636,0001,760
Additional noninterest expense$2,002,0001,505
Pre-tax net operating income$6,124,000875
Securities gains (losses)$-26,0005,159
Applicable income taxes$04,018
Income before extraordinary items$6,098,000765
Extraordinary gains, net$06
Net income$6,098,000764
Minority interest net income$065
Net income of bank and minority interests.$6,098,000764
Net charge-offs$46,0001,817
Cash dividends$8,926,000254
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,124,000758
2018-03-31 (YTD Data)Rank
Total interest income$7,115,0001,032
Total interest expense$609,0001,469
Net interest income$6,506,000984
Provision for loan and lease losses$150,0001,106
Total noninterest income$403,0002,245
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$164,0001,618
Trading account gains and feesNANA
Additional Noninterest Income$239,0002,280
Total noninterest expense$3,609,0001,410
Salaries and employee benefits$2,301,0001,273
Premises and equipment expense$335,0001,702
Additional noninterest expense$973,0001,542
Pre-tax net operating income$3,150,000829
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$3,150,000728
Extraordinary gains, net$07
Net income$3,150,000728
Minority interest net income$052
Net income of bank and minority interests.$3,150,000728
Net charge-offs$43,0001,272
Cash dividends$3,398,000282
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,150,000724
2017-12-31 (YTD Data)Rank
Total interest income$27,693,0001,035
Total interest expense$1,979,0001,554
Net interest income$25,714,000982
Provision for loan and lease losses$600,0001,276
Total noninterest income$1,851,0002,132
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$693,0001,580
Trading account gains and feesNANA
Additional Noninterest Income$1,158,0002,108
Total noninterest expense$13,361,0001,493
Salaries and employee benefits$8,325,0001,361
Premises and equipment expense$1,371,0001,643
Additional noninterest expense$3,665,0001,639
Pre-tax net operating income$13,604,000752
Securities gains (losses)$-61,0005,339
Applicable income taxes$04,135
Income before extraordinary items$13,543,000571
Extraordinary gains, net$09
Net income$13,543,000571
Minority interest net income$076
Net income of bank and minority interests.$13,543,000571
Net charge-offs$262,0001,587
Cash dividends$11,076,000345
Sale, conversion, retirement of capital stock, net$0711
Net operating income$13,604,000562
2017-09-30 (YTD Data)Rank
Total interest income$20,604,0001,041
Total interest expense$1,447,0001,562
Net interest income$19,157,000995
Provision for loan and lease losses$450,0001,230
Total noninterest income$1,505,0002,048
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$522,0001,587
Trading account gains and feesNANA
Additional Noninterest Income$983,0001,988
Total noninterest expense$9,934,0001,510
Salaries and employee benefits$6,229,0001,353
Premises and equipment expense$1,037,0001,633
Additional noninterest expense$2,668,0001,679
Pre-tax net operating income$10,278,000746
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$10,278,000610
Extraordinary gains, net$09
Net income$10,278,000610
Minority interest net income$071
Net income of bank and minority interests.$10,278,000610
Net charge-offs$262,0001,210
Cash dividends$11,075,000267
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,278,000602
2017-06-30 (YTD Data)Rank
Total interest income$13,577,0001,040
Total interest expense$944,0001,545
Net interest income$12,633,000992
Provision for loan and lease losses$300,0001,177
Total noninterest income$917,0002,168
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$355,0001,546
Trading account gains and feesNANA
Additional Noninterest Income$562,0002,188
Total noninterest expense$6,613,0001,515
Salaries and employee benefits$4,177,0001,358
Premises and equipment expense$670,0001,696
Additional noninterest expense$1,766,0001,684
Pre-tax net operating income$6,637,000746
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$6,637,000612
Extraordinary gains, net$011
Net income$6,637,000612
Minority interest net income$071
Net income of bank and minority interests.$6,637,000612
Net charge-offs$125,0001,357
Cash dividends$8,132,000241
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,637,000600
2017-03-31 (YTD Data)Rank
Total interest income$6,626,0001,055
Total interest expense$447,0001,597
Net interest income$6,179,0001,009
Provision for loan and lease losses$03,537
Total noninterest income$391,0002,365
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$180,0001,532
Trading account gains and feesNANA
Additional Noninterest Income$211,0002,513
Total noninterest expense$3,287,0001,524
Salaries and employee benefits$2,063,0001,388
Premises and equipment expense$313,0001,831
Additional noninterest expense$911,0001,632
Pre-tax net operating income$3,283,000746
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$3,283,000616
Extraordinary gains, net$08
Net income$3,283,000616
Minority interest net income$055
Net income of bank and minority interests.$3,283,000616
Net charge-offs$25,0001,755
Cash dividends$2,390,000361
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,283,000601
2016-12-31 (YTD Data)Rank
Total interest income$26,520,0001,021
Total interest expense$1,775,0001,557
Net interest income$24,745,000982
Provision for loan and lease losses$450,0001,578
Total noninterest income$1,703,0002,316
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$705,0001,603
Trading account gains and fees$0170
Additional Noninterest Income$998,0002,405
Total noninterest expense$13,175,0001,488
Salaries and employee benefits$8,245,0001,341
Premises and equipment expense$1,301,0001,736
Additional noninterest expense$3,629,0001,683
Pre-tax net operating income$12,823,000746
Securities gains (losses)$18,0002,427
Applicable income taxes$04,278
Income before extraordinary items$12,841,000606
Extraordinary gains, net$05
Net income$12,841,000605
Minority interest net income$082
Net income of bank and minority interests.$12,841,000605
Net charge-offs$364,0001,347
Cash dividends$8,792,000434
Sale, conversion, retirement of capital stock, net$0759
Net operating income$12,823,000594
2016-09-30 (YTD Data)Rank
Total interest income$19,768,0001,021
Total interest expense$1,322,0001,567
Net interest income$18,446,000986
Provision for loan and lease losses$150,0002,338
Total noninterest income$1,227,0002,374
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$525,0001,618
Trading account gains and fees$0169
Additional Noninterest Income$702,0002,482
Total noninterest expense$9,803,0001,502
Salaries and employee benefits$6,249,0001,328
Premises and equipment expense$975,0001,743
Additional noninterest expense$2,579,0001,748
Pre-tax net operating income$9,720,000730
Securities gains (losses)$4,0002,856
Applicable income taxes$04,325
Income before extraordinary items$9,724,000606
Extraordinary gains, net$05
Net income$9,724,000606
Minority interest net income$071
Net income of bank and minority interests.$9,724,000606
Net charge-offs$113,0001,965
Cash dividends$8,792,000329
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,720,000582
2016-06-30 (YTD Data)Rank
Total interest income$13,031,0001,034
Total interest expense$864,0001,597
Net interest income$12,167,000996
Provision for loan and lease losses$04,017
Total noninterest income$793,0002,396
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$343,0001,625
Trading account gains and fees$0157
Additional Noninterest Income$450,0002,510
Total noninterest expense$6,613,0001,491
Salaries and employee benefits$4,171,0001,332
Premises and equipment expense$618,0001,814
Additional noninterest expense$1,824,0001,659
Pre-tax net operating income$6,347,000732
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$6,347,000606
Extraordinary gains, net$016
Net income$6,347,000604
Minority interest net income$071
Net income of bank and minority interests.$6,347,000605
Net charge-offs$113,0001,518
Cash dividends$6,583,000293
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,347,000588
2016-03-31 (YTD Data)Rank
Total interest income$6,473,0001,039
Total interest expense$425,0001,614
Net interest income$6,048,000999
Provision for loan and lease losses$03,656
Total noninterest income$400,0002,353
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$167,0001,651
Trading account gains and fees$0142
Additional Noninterest Income$233,0002,425
Total noninterest expense$3,289,0001,489
Salaries and employee benefits$2,075,0001,343
Premises and equipment expense$307,0001,837
Additional noninterest expense$907,0001,671
Pre-tax net operating income$3,159,000725
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$3,159,000584
Extraordinary gains, net$012
Net income$3,159,000583
Minority interest net income$062
Net income of bank and minority interests.$3,159,000584
Net charge-offs$28,0001,781
Cash dividends$2,415,000374
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,159,000566
2015-12-31 (YTD Data)Rank
Total interest income$25,182,0001,035
Total interest expense$1,261,0002,036
Net interest income$23,921,000966
Provision for loan and lease losses$300,0001,890
Total noninterest income$1,705,0002,321
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$619,0001,802
Trading account gains and fees$0159
Additional Noninterest Income$1,086,0002,269
Total noninterest expense$12,737,0001,518
Salaries and employee benefits$7,968,0001,367
Premises and equipment expense$1,250,0001,821
Additional noninterest expense$3,519,0001,720
Pre-tax net operating income$12,589,000713
Securities gains (losses)$48,0001,678
Applicable income taxes$04,402
Income before extraordinary items$12,637,000579
Extraordinary gains, net$023
Net income$12,637,000578
Minority interest net income$081
Net income of bank and minority interests.$12,637,000580
Net charge-offs$55,0003,176
Cash dividends$8,027,000448
Sale, conversion, retirement of capital stock, net$0804
Net operating income$12,589,000570
2015-09-30 (YTD Data)Rank
Total interest income$18,806,0001,040
Total interest expense$939,0002,075
Net interest income$17,867,000975
Provision for loan and lease losses$04,232
Total noninterest income$1,294,0002,321
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$456,0001,843
Trading account gains and fees$0153
Additional Noninterest Income$838,0002,248
Total noninterest expense$9,449,0001,542
Salaries and employee benefits$5,889,0001,383
Premises and equipment expense$946,0001,821
Additional noninterest expense$2,614,0001,739
Pre-tax net operating income$9,712,000715
Securities gains (losses)$47,0001,506
Applicable income taxes$04,489
Income before extraordinary items$9,759,000576
Extraordinary gains, net$021
Net income$9,759,000574
Minority interest net income$078
Net income of bank and minority interests.$9,759,000576
Net charge-offs$56,0002,687
Cash dividends$8,027,000327
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,712,000567
2015-06-30 (YTD Data)Rank
Total interest income$12,339,0001,055
Total interest expense$647,0002,022
Net interest income$11,692,000990
Provision for loan and lease losses$04,069
Total noninterest income$872,0002,311
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$299,0001,839
Trading account gains and fees$0157
Additional Noninterest Income$573,0002,255
Total noninterest expense$6,283,0001,552
Salaries and employee benefits$3,914,0001,388
Premises and equipment expense$634,0001,819
Additional noninterest expense$1,735,0001,745
Pre-tax net operating income$6,281,000737
Securities gains (losses)$13,0001,906
Applicable income taxes$04,497
Income before extraordinary items$6,294,000599
Extraordinary gains, net$022
Net income$6,294,000597
Minority interest net income$075
Net income of bank and minority interests.$6,294,000599
Net charge-offs$21,0002,921
Cash dividends$5,811,000313
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,281,000587
2015-03-31 (YTD Data)Rank
Total interest income$6,022,0001,076
Total interest expense$327,0002,014
Net interest income$5,695,0001,009
Provision for loan and lease losses$03,703
Total noninterest income$348,0002,583
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$150,0001,824
Trading account gains and fees$0152
Additional Noninterest Income$198,0002,649
Total noninterest expense$3,050,0001,592
Salaries and employee benefits$1,926,0001,409
Premises and equipment expense$315,0001,844
Additional noninterest expense$809,0001,863
Pre-tax net operating income$2,993,000751
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$2,993,000603
Extraordinary gains, net$013
Net income$2,993,000600
Minority interest net income$064
Net income of bank and minority interests.$2,993,000603
Net charge-offs$-1,0004,352
Cash dividends$1,679,000428
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,993,000588
2014-12-31 (YTD Data)Rank
Total interest income$24,238,0001,057
Total interest expense$1,589,0001,810
Net interest income$22,649,000989
Provision for loan and lease losses$650,0001,193
Total noninterest income$1,656,0002,375
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$534,0002,177
Trading account gains and fees$0180
Additional Noninterest Income$1,122,0002,167
Total noninterest expense$12,152,0001,578
Salaries and employee benefits$7,493,0001,405
Premises and equipment expense$1,186,0001,936
Additional noninterest expense$3,473,0001,786
Pre-tax net operating income$11,503,000730
Securities gains (losses)$-78,0006,307
Applicable income taxes$04,531
Income before extraordinary items$11,425,000599
Extraordinary gains, net$017
Net income$11,425,000597
Minority interest net income$084
Net income of bank and minority interests.$11,425,000599
Net charge-offs$680,0001,188
Cash dividends$8,563,000378
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,503,000584
2014-09-30 (YTD Data)Rank
Total interest income$18,147,0001,066
Total interest expense$1,224,0001,787
Net interest income$16,923,000998
Provision for loan and lease losses$04,401
Total noninterest income$1,268,0002,357
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$401,0002,190
Trading account gains and fees$0174
Additional Noninterest Income$867,0002,130
Total noninterest expense$9,106,0001,583
Salaries and employee benefits$5,584,0001,427
Premises and equipment expense$921,0001,893
Additional noninterest expense$2,601,0001,770
Pre-tax net operating income$9,085,000691
Securities gains (losses)$7,0002,468
Applicable income taxes$04,583
Income before extraordinary items$9,092,000562
Extraordinary gains, net$015
Net income$9,092,000561
Minority interest net income$081
Net income of bank and minority interests.$9,092,000562
Net charge-offs$32,0003,574
Cash dividends$8,563,000289
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,085,000556
2014-06-30 (YTD Data)Rank
Total interest income$12,105,0001,054
Total interest expense$840,0001,757
Net interest income$11,265,000991
Provision for loan and lease losses$04,196
Total noninterest income$947,0002,157
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$264,0002,172
Trading account gains and fees$0172
Additional Noninterest Income$683,0001,880
Total noninterest expense$6,038,0001,581
Salaries and employee benefits$3,722,0001,416
Premises and equipment expense$554,0002,087
Additional noninterest expense$1,762,0001,744
Pre-tax net operating income$6,174,000668
Securities gains (losses)$7,0002,068
Applicable income taxes$04,568
Income before extraordinary items$6,181,000529
Extraordinary gains, net$020
Net income$6,181,000528
Minority interest net income$080
Net income of bank and minority interests.$6,181,000529
Net charge-offs$34,0003,085
Cash dividends$6,339,000246
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,174,000525
2014-03-31 (YTD Data)Rank
Total interest income$5,978,0001,070
Total interest expense$429,0001,746
Net interest income$5,549,0001,005
Provision for loan and lease losses$03,817
Total noninterest income$523,0001,960
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$134,0002,125
Trading account gains and fees$0147
Additional Noninterest Income$389,0001,694
Total noninterest expense$3,078,0001,563
Salaries and employee benefits$1,845,0001,435
Premises and equipment expense$285,0002,084
Additional noninterest expense$948,0001,619
Pre-tax net operating income$2,994,000671
Securities gains (losses)$6,0001,292
Applicable income taxes$04,445
Income before extraordinary items$3,000,000531
Extraordinary gains, net$016
Net income$3,000,000531
Minority interest net income$066
Net income of bank and minority interests.$3,000,000532
Net charge-offs$32,0002,181
Cash dividends$1,931,000353
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,994,000529
2013-12-31 (YTD Data)Rank
Total interest income$23,849,0001,068
Total interest expense$1,905,0001,784
Net interest income$21,944,000999
Provision for loan and lease losses$05,091
Total noninterest income$1,719,0002,368
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$512,0002,332
Trading account gains and fees$0184
Additional Noninterest Income$1,207,0002,131
Total noninterest expense$11,628,0001,655
Salaries and employee benefits$7,140,0001,460
Premises and equipment expense$1,030,0002,194
Additional noninterest expense$3,458,0001,843
Pre-tax net operating income$12,035,000652
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$12,035,000547
Extraordinary gains, net$029
Net income$12,035,000546
Minority interest net income$090
Net income of bank and minority interests.$12,035,000548
Net charge-offs$605,0001,806
Cash dividends$7,786,000397
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,035,000543
2013-09-30 (YTD Data)Rank
Total interest income$17,801,0001,073
Total interest expense$1,441,0001,814
Net interest income$16,360,0001,010
Provision for loan and lease losses$04,941
Total noninterest income$1,300,0002,402
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$375,0002,395
Trading account gains and fees$0180
Additional Noninterest Income$925,0002,160
Total noninterest expense$8,624,0001,686
Salaries and employee benefits$5,478,0001,438
Premises and equipment expense$793,0002,166
Additional noninterest expense$2,353,0001,992
Pre-tax net operating income$9,036,000666
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$9,036,000568
Extraordinary gains, net$025
Net income$9,036,000570
Minority interest net income$084
Net income of bank and minority interests.$9,036,000570
Net charge-offs$540,0001,520
Cash dividends$7,786,000307
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,036,000556
2013-06-30 (YTD Data)Rank
Total interest income$11,742,0001,079
Total interest expense$973,0001,828
Net interest income$10,769,0001,006
Provision for loan and lease losses$04,788
Total noninterest income$841,0002,473
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$245,0002,403
Trading account gains and fees$0157
Additional Noninterest Income$596,0002,248
Total noninterest expense$5,688,0001,694
Salaries and employee benefits$3,699,0001,421
Premises and equipment expense$466,0002,416
Additional noninterest expense$1,523,0002,040
Pre-tax net operating income$5,922,000664
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$5,922,000576
Extraordinary gains, net$022
Net income$5,922,000576
Minority interest net income$082
Net income of bank and minority interests.$5,922,000578
Net charge-offs$436,0001,371
Cash dividends$5,630,000270
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,922,000554
2013-03-31 (YTD Data)Rank
Total interest income$5,851,0001,093
Total interest expense$502,0001,829
Net interest income$5,349,0001,014
Provision for loan and lease losses$04,409
Total noninterest income$359,0002,723
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$122,0002,399
Trading account gains and fees$0148
Additional Noninterest Income$237,0002,534
Total noninterest expense$2,773,0001,744
Salaries and employee benefits$1,900,0001,398
Premises and equipment expense$201,0002,763
Additional noninterest expense$672,0002,315
Pre-tax net operating income$2,935,000655
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$2,935,000557
Extraordinary gains, net$010
Net income$2,935,000554
Minority interest net income$076
Net income of bank and minority interests.$2,935,000558
Net charge-offs$273,0001,129
Cash dividends$1,685,000353
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,935,000535
2012-12-31 (YTD Data)Rank
Total interest income$24,415,0001,098
Total interest expense$2,460,0001,779
Net interest income$21,955,0001,000
Provision for loan and lease losses$1,200,0001,554
Total noninterest income$1,410,0002,714
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$478,0002,576
Trading account gains and fees$0166
Additional Noninterest Income$932,0002,469
Total noninterest expense$11,183,0001,723
Salaries and employee benefits$7,249,0001,404
Premises and equipment expense$826,0002,671
Additional noninterest expense$3,108,0002,085
Pre-tax net operating income$10,982,000667
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$10,982,000580
Extraordinary gains, net$029
Net income$10,982,000578
Minority interest net income$093
Net income of bank and minority interests.$10,982,000580
Net charge-offs$534,0002,570
Cash dividends$7,688,000385
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$10,982,000560
2012-09-30 (YTD Data)Rank
Total interest income$18,382,0001,108
Total interest expense$1,914,0001,786
Net interest income$16,468,0001,008
Provision for loan and lease losses$600,0002,031
Total noninterest income$1,034,0002,748
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$359,0002,602
Trading account gains and fees$0157
Additional Noninterest Income$675,0002,518
Total noninterest expense$7,930,0001,809
Salaries and employee benefits$5,411,0001,407
Premises and equipment expense$600,0002,776
Additional noninterest expense$1,919,0002,514
Pre-tax net operating income$8,972,000631
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$8,972,000556
Extraordinary gains, net$020
Net income$8,972,000555
Minority interest net income$086
Net income of bank and minority interests.$8,972,000556
Net charge-offs$130,0003,725
Cash dividends$7,688,000256
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,972,000530
2012-06-30 (YTD Data)Rank
Total interest income$12,156,0001,126
Total interest expense$1,304,0001,800
Net interest income$10,852,0001,019
Provision for loan and lease losses$600,0001,572
Total noninterest income$684,0002,714
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$242,0002,553
Trading account gains and fees$0153
Additional Noninterest Income$442,0002,504
Total noninterest expense$5,211,0001,845
Salaries and employee benefits$3,609,0001,423
Premises and equipment expense$368,0002,959
Additional noninterest expense$1,234,0002,615
Pre-tax net operating income$5,725,000649
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$5,725,000569
Extraordinary gains, net$019
Net income$5,725,000565
Minority interest net income$084
Net income of bank and minority interests.$5,725,000569
Net charge-offs$123,0003,228
Cash dividends$5,431,000241
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,725,000542
2012-03-31 (YTD Data)Rank
Total interest income$6,043,0001,139
Total interest expense$672,0001,822
Net interest income$5,371,0001,024
Provision for loan and lease losses$300,0001,500
Total noninterest income$364,0002,619
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$120,0002,546
Trading account gains and fees$0148
Additional Noninterest Income$244,0002,374
Total noninterest expense$2,614,0001,830
Salaries and employee benefits$1,775,0001,448
Premises and equipment expense$130,0003,799
Additional noninterest expense$709,0002,258
Pre-tax net operating income$2,821,000653
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$2,821,000557
Extraordinary gains, net$019
Net income$2,821,000557
Minority interest net income$078
Net income of bank and minority interests.$2,821,000558
Net charge-offs$-17,0006,828
Cash dividends$1,685,000310
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,821,000544
2011-12-31 (YTD Data)Rank
Total interest income$24,587,0001,154
Total interest expense$3,222,0001,834
Net interest income$21,365,0001,030
Provision for loan and lease losses$2,000,0001,561
Total noninterest income$1,474,0002,478
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$474,0002,689
Trading account gains and fees$0146
Additional Noninterest Income$1,000,0002,135
Total noninterest expense$10,418,0001,849
Salaries and employee benefits$6,818,0001,451
Premises and equipment expense$763,0003,014
Additional noninterest expense$2,837,0002,312
Pre-tax net operating income$10,421,000595
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$10,421,000513
Extraordinary gains, net$029
Net income$10,421,000513
Minority interest net income$096
Net income of bank and minority interests.$10,421,000514
Net charge-offs$903,0002,481
Cash dividends$7,079,000308
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,421,000504
2011-09-30 (YTD Data)Rank
Total interest income$18,487,0001,168
Total interest expense$2,479,0001,863
Net interest income$16,008,0001,037
Provision for loan and lease losses$1,400,0001,576
Total noninterest income$1,066,0002,524
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$348,0002,739
Trading account gains and fees$0145
Additional Noninterest Income$718,0002,187
Total noninterest expense$7,640,0001,884
Salaries and employee benefits$4,996,0001,487
Premises and equipment expense$555,0003,100
Additional noninterest expense$2,089,0002,365
Pre-tax net operating income$8,034,000605
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$8,034,000513
Extraordinary gains, net$021
Net income$8,034,000512
Minority interest net income$087
Net income of bank and minority interests.$8,034,000513
Net charge-offs$57,0004,882
Cash dividends$7,079,000216
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,034,000500
2011-06-30 (YTD Data)Rank
Total interest income$12,263,0001,189
Total interest expense$1,701,0001,879
Net interest income$10,562,0001,050
Provision for loan and lease losses$800,0001,713
Total noninterest income$704,0002,532
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$223,0002,804
Trading account gains and fees$0153
Additional Noninterest Income$481,0002,159
Total noninterest expense$5,024,0001,921
Salaries and employee benefits$3,324,0001,503
Premises and equipment expense$357,0003,210
Additional noninterest expense$1,343,0002,481
Pre-tax net operating income$5,442,000579
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$5,442,000503
Extraordinary gains, net$015
Net income$5,442,000503
Minority interest net income$089
Net income of bank and minority interests.$5,442,000503
Net charge-offs$66,0004,241
Cash dividends$5,178,000186
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,442,000480
2011-03-31 (YTD Data)Rank
Total interest income$6,015,0001,220
Total interest expense$895,0001,844
Net interest income$5,120,0001,075
Provision for loan and lease losses$300,0001,892
Total noninterest income$358,0002,525
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$109,0002,804
Trading account gains and fees$0158
Additional Noninterest Income$249,0002,155
Total noninterest expense$2,492,0001,944
Salaries and employee benefits$1,638,0001,540
Premises and equipment expense$183,0003,201
Additional noninterest expense$671,0002,471
Pre-tax net operating income$2,686,000607
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$2,686,000507
Extraordinary gains, net$09
Net income$2,686,000506
Minority interest net income$086
Net income of bank and minority interests.$2,686,000507
Net charge-offs$22,0003,981
Cash dividends$1,517,000265
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,686,000491
2010-12-31 (YTD Data)Rank
Total interest income$24,837,0001,244
Total interest expense$5,012,0001,658
Net interest income$19,825,0001,128
Provision for loan and lease losses$2,460,0001,817
Total noninterest income$1,248,0002,843
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$441,0002,891
Trading account gains and fees$0175
Additional Noninterest Income$807,0002,487
Total noninterest expense$9,363,0002,059
Salaries and employee benefits$6,061,0001,605
Premises and equipment expense$739,0003,156
Additional noninterest expense$2,563,0002,628
Pre-tax net operating income$9,250,000587
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$9,250,000491
Extraordinary gains, net$029
Net income$9,250,000491
Minority interest net income$0111
Net income of bank and minority interests.$9,250,000493
Net charge-offs$678,0003,214
Cash dividends$6,222,000274
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$9,250,000466
2010-09-30 (YTD Data)Rank
Total interest income$18,494,0001,271
Total interest expense$3,983,0001,634
Net interest income$14,511,0001,161
Provision for loan and lease losses$2,160,0001,570
Total noninterest income$959,0002,811
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$315,0003,056
Trading account gains and fees$0165
Additional Noninterest Income$644,0002,386
Total noninterest expense$7,018,0002,058
Salaries and employee benefits$4,674,0001,575
Premises and equipment expense$536,0003,287
Additional noninterest expense$1,808,0002,717
Pre-tax net operating income$6,292,000678
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$6,292,000545
Extraordinary gains, net$023
Net income$6,292,000546
Minority interest net income$0110
Net income of bank and minority interests.$6,292,000547
Net charge-offs$702,0002,637
Cash dividends$6,222,000178
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,292,000519
2010-06-30 (YTD Data)Rank
Total interest income$12,273,0001,294
Total interest expense$2,772,0001,628
Net interest income$9,501,0001,198
Provision for loan and lease losses$600,0002,565
Total noninterest income$644,0002,729
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$201,0003,153
Trading account gains and fees$0152
Additional Noninterest Income$443,0002,266
Total noninterest expense$4,646,0002,084
Salaries and employee benefits$3,119,0001,591
Premises and equipment expense$363,0003,269
Additional noninterest expense$1,164,0002,786
Pre-tax net operating income$4,899,000568
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$4,899,000442
Extraordinary gains, net$019
Net income$4,899,000443
Minority interest net income$0105
Net income of bank and minority interests.$4,899,000443
Net charge-offs$164,0003,734
Cash dividends$4,424,000165
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,899,000435
2010-03-31 (YTD Data)Rank
Total interest income$6,074,0001,327
Total interest expense$1,422,0001,663
Net interest income$4,652,0001,234
Provision for loan and lease losses$300,0002,372
Total noninterest income$328,0002,699
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$93,0003,289
Trading account gains and fees$0175
Additional Noninterest Income$235,0002,161
Total noninterest expense$2,237,0002,187
Salaries and employee benefits$1,493,0001,671
Premises and equipment expense$173,0003,490
Additional noninterest expense$571,0002,829
Pre-tax net operating income$2,443,000554
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$2,443,000442
Extraordinary gains, net$016
Net income$2,443,000442
Minority interest net income$091
Net income of bank and minority interests.$2,443,000444
Net charge-offs$42,0003,871
Cash dividends$1,445,000250
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,443,000433
2009-12-31 (YTD Data)Rank
Total interest income$24,956,0001,377
Total interest expense$6,869,0001,719
Net interest income$18,087,0001,237
Provision for loan and lease losses$400,0004,863
Total noninterest income$1,329,0002,768
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$450,0003,093
Trading account gains and fees$0211
Additional Noninterest Income$879,0002,316
Total noninterest expense$9,257,0002,154
Salaries and employee benefits$6,097,0001,627
Premises and equipment expense$681,0003,544
Additional noninterest expense$2,479,0002,756
Pre-tax net operating income$9,759,000441
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$9,759,000329
Extraordinary gains, net$034
Net income$9,759,000330
Minority interest net income$0115
Net income of bank and minority interests.$9,759,000331
Net charge-offs$3,0007,105
Cash dividends$6,372,000278
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$9,759,000329
2009-09-30 (YTD Data)Rank
Total interest income$18,746,0001,399
Total interest expense$5,316,0001,741
Net interest income$13,430,0001,252
Provision for loan and lease losses$100,0005,952
Total noninterest income$1,030,0002,765
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$348,0003,058
Trading account gains and fees$0212
Additional Noninterest Income$682,0002,324
Total noninterest expense$6,811,0002,189
Salaries and employee benefits$4,457,0001,690
Premises and equipment expense$505,0003,597
Additional noninterest expense$1,849,0002,738
Pre-tax net operating income$7,549,000435
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$7,549,000345
Extraordinary gains, net$027
Net income$7,549,000344
Minority interest net income$0118
Net income of bank and minority interests.$7,549,000345
Net charge-offs$-5,0007,804
Cash dividends$4,535,000281
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,549,000338
2009-06-30 (YTD Data)Rank
Total interest income$12,418,0001,429
Total interest expense$3,670,0001,765
Net interest income$8,748,0001,279
Provision for loan and lease losses$07,158
Total noninterest income$610,0003,013
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$219,0003,142
Trading account gains and fees$0193
Additional Noninterest Income$391,0002,588
Total noninterest expense$4,573,0002,194
Salaries and employee benefits$2,985,0001,717
Premises and equipment expense$340,0003,602
Additional noninterest expense$1,248,0002,729
Pre-tax net operating income$4,785,000462
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$4,785,000369
Extraordinary gains, net$021
Net income$4,785,000366
Minority interest net income$0112
Net income of bank and minority interests.$4,785,000368
Net charge-offs$-4,0007,749
Cash dividends$4,535,000193
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,785,000351
2009-03-31 (YTD Data)Rank
Total interest income$6,183,0001,460
Total interest expense$1,910,0001,768
Net interest income$4,273,0001,296
Provision for loan and lease losses$06,744
Total noninterest income$302,0003,007
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$111,0003,071
Trading account gains and fees$0171
Additional Noninterest Income$191,0002,584
Total noninterest expense$2,205,0002,221
Salaries and employee benefits$1,486,0001,747
Premises and equipment expense$183,0003,462
Additional noninterest expense$536,0002,833
Pre-tax net operating income$2,370,000500
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$2,370,000409
Extraordinary gains, net$015
Net income$2,370,000410
Minority interest net income$0102
Net income of bank and minority interests.$2,370,000411
Net charge-offs$-3,0007,537
Cash dividends$1,632,000266
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,370,000379
2008-12-31 (YTD Data)Rank
Total interest income$25,525,0001,520
Total interest expense$8,691,0001,835
Net interest income$16,834,0001,322
Provision for loan and lease losses$07,334
Total noninterest income$1,277,0002,929
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$491,0003,059
Trading account gains and fees$0154
Additional Noninterest Income$786,0002,472
Total noninterest expense$8,383,0002,286
Salaries and employee benefits$5,520,0001,845
Premises and equipment expense$749,0003,346
Additional noninterest expense$2,114,0002,719
Pre-tax net operating income$9,728,000560
Securities gains (losses)$14,0002,367
Applicable income taxes$04,979
Income before extraordinary items$9,742,000392
Extraordinary gains, net$039
Net income$9,742,000392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0005,414
Cash dividends$7,797,000374
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,728,000416
2008-09-30 (YTD Data)Rank
Total interest income$19,264,0001,546
Total interest expense$6,681,0001,856
Net interest income$12,583,0001,350
Provision for loan and lease losses$06,991
Total noninterest income$1,145,0002,661
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$376,0003,038
Trading account gains and fees$0148
Additional Noninterest Income$769,0002,167
Total noninterest expense$6,156,0002,323
Salaries and employee benefits$4,164,0001,861
Premises and equipment expense$552,0003,414
Additional noninterest expense$1,440,0002,876
Pre-tax net operating income$7,572,000661
Securities gains (losses)$14,0002,218
Applicable income taxes$05,372
Income before extraordinary items$7,586,000479
Extraordinary gains, net$031
Net income$7,586,000478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,222
Cash dividends$7,797,000293
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,572,000504
2008-06-30 (YTD Data)Rank
Total interest income$12,996,0001,558
Total interest expense$4,682,0001,853
Net interest income$8,314,0001,347
Provision for loan and lease losses$06,671
Total noninterest income$766,0002,679
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$252,0002,987
Trading account gains and fees$0149
Additional Noninterest Income$514,0002,202
Total noninterest expense$4,049,0002,354
Salaries and employee benefits$2,778,0001,878
Premises and equipment expense$361,0003,477
Additional noninterest expense$910,0002,983
Pre-tax net operating income$5,031,000702
Securities gains (losses)$13,0002,325
Applicable income taxes$05,627
Income before extraordinary items$5,044,000551
Extraordinary gains, net$021
Net income$5,044,000549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,966
Cash dividends$5,924,000293
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,031,000540
2008-03-31 (YTD Data)Rank
Total interest income$6,624,0001,570
Total interest expense$2,526,0001,856
Net interest income$4,098,0001,352
Provision for loan and lease losses$06,080
Total noninterest income$338,0002,886
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$133,0002,851
Trading account gains and fees$0158
Additional Noninterest Income$205,0002,532
Total noninterest expense$1,919,0002,459
Salaries and employee benefits$1,345,0001,956
Premises and equipment expense$183,0003,457
Additional noninterest expense$391,0003,381
Pre-tax net operating income$2,517,000750
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$2,517,000600
Extraordinary gains, net$015
Net income$2,517,000601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,488
Cash dividends$2,003,000413
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,517,000574
2007-12-31 (YTD Data)Rank
Total interest income$27,950,0001,539
Total interest expense$12,521,0001,603
Net interest income$15,429,0001,466
Provision for loan and lease losses$06,851
Total noninterest income$1,773,0002,409
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$596,0002,688
Trading account gains and fees$0178
Additional Noninterest Income$1,177,0001,992
Total noninterest expense$7,359,0002,468
Salaries and employee benefits$5,214,0001,934
Premises and equipment expense$785,0003,125
Additional noninterest expense$1,360,0003,704
Pre-tax net operating income$9,843,000865
Securities gains (losses)$15,0001,192
Applicable income taxes$06,070
Income before extraordinary items$9,858,000659
Extraordinary gains, net$039
Net income$9,858,000657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,413
Cash dividends$5,629,000671
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,843,000651
2007-09-30 (YTD Data)Rank
Total interest income$20,933,0001,550
Total interest expense$9,488,0001,585
Net interest income$11,445,0001,493
Provision for loan and lease losses$06,528
Total noninterest income$1,303,0002,439
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$440,0002,710
Trading account gains and fees$0184
Additional Noninterest Income$863,0002,023
Total noninterest expense$5,256,0002,575
Salaries and employee benefits$3,869,0001,949
Premises and equipment expense$613,0003,020
Additional noninterest expense$774,0004,477
Pre-tax net operating income$7,492,000923
Securities gains (losses)$15,000891
Applicable income taxes$06,220
Income before extraordinary items$7,507,000704
Extraordinary gains, net$033
Net income$7,507,000702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,780
Cash dividends$5,629,000514
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,492,000695
2007-06-30 (YTD Data)Rank
Total interest income$13,800,0001,581
Total interest expense$6,159,0001,636
Net interest income$7,641,0001,503
Provision for loan and lease losses$06,209
Total noninterest income$871,0002,439
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$298,0002,671
Trading account gains and fees$0168
Additional Noninterest Income$573,0002,054
Total noninterest expense$3,335,0002,712
Salaries and employee benefits$2,576,0001,973
Premises and equipment expense$385,0003,177
Additional noninterest expense$374,0005,503
Pre-tax net operating income$5,177,000931
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$5,177,000704
Extraordinary gains, net$029
Net income$5,177,000703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,070
Cash dividends$3,710,000540
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,177,000693
2007-03-31 (YTD Data)Rank
Total interest income$6,808,0001,600
Total interest expense$2,998,0001,661
Net interest income$3,810,0001,506
Provision for loan and lease losses$05,779
Total noninterest income$463,0002,317
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$152,0002,583
Trading account gains and fees$0195
Additional Noninterest Income$311,0001,905
Total noninterest expense$1,396,0003,161
Salaries and employee benefits$1,252,0002,056
Premises and equipment expense$189,0003,254
Additional noninterest expense$-45,0008,659
Pre-tax net operating income$2,877,000830
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$2,877,000639
Extraordinary gains, net$022
Net income$2,877,000638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$1,845,000496
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,877,000626
2006-12-31 (YTD Data)Rank
Total interest income$24,702,0001,638
Total interest expense$10,258,0001,638
Net interest income$14,444,0001,588
Provision for loan and lease losses$06,850
Total noninterest income$1,548,0002,647
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$592,0002,709
Trading account gains and fees$0130
Additional Noninterest Income$956,0002,305
Total noninterest expense$7,598,0002,329
Salaries and employee benefits$4,866,0002,005
Premises and equipment expense$833,0002,899
Additional noninterest expense$1,899,0002,691
Pre-tax net operating income$8,394,0001,174
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$8,394,000898
Extraordinary gains, net$051
Net income$8,394,000898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,128
Cash dividends$6,704,000549
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,394,000884
2006-09-30 (YTD Data)Rank
Total interest income$17,925,0001,672
Total interest expense$7,262,0001,690
Net interest income$10,663,0001,631
Provision for loan and lease losses$06,685
Total noninterest income$1,266,0002,502
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$445,0002,713
Trading account gains and fees$0126
Additional Noninterest Income$821,0002,086
Total noninterest expense$5,592,0002,377
Salaries and employee benefits$3,624,0002,014
Premises and equipment expense$548,0003,228
Additional noninterest expense$1,420,0002,690
Pre-tax net operating income$6,337,0001,211
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$6,337,000918
Extraordinary gains, net$045
Net income$6,337,000917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,412
Cash dividends$4,702,000548
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,337,000909
2006-06-30 (YTD Data)Rank
Total interest income$11,367,0001,725
Total interest expense$4,421,0001,748
Net interest income$6,946,0001,660
Provision for loan and lease losses$06,419
Total noninterest income$738,0002,736
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$294,0002,703
Trading account gains and fees$0126
Additional Noninterest Income$444,0002,385
Total noninterest expense$3,696,0002,392
Salaries and employee benefits$2,421,0002,020
Premises and equipment expense$339,0003,408
Additional noninterest expense$936,0002,723
Pre-tax net operating income$3,988,0001,275
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$3,988,000967
Extraordinary gains, net$039
Net income$3,988,000968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,365
Cash dividends$3,050,000565
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,988,000946
2006-03-31 (YTD Data)Rank
Total interest income$5,411,0001,776
Total interest expense$2,017,0001,808
Net interest income$3,394,0001,702
Provision for loan and lease losses$06,013
Total noninterest income$378,0002,640
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$147,0002,635
Trading account gains and fees$0115
Additional Noninterest Income$231,0002,287
Total noninterest expense$1,784,0002,486
Salaries and employee benefits$1,199,0002,051
Premises and equipment expense$168,0003,457
Additional noninterest expense$417,0003,000
Pre-tax net operating income$1,988,0001,238
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,988,000955
Extraordinary gains, net$021
Net income$1,988,000954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,757
Cash dividends$1,511,000509
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,988,000936
2005-12-31 (YTD Data)Rank
Total interest income$18,326,0001,837
Total interest expense$6,051,0001,871
Net interest income$12,275,0001,780
Provision for loan and lease losses$07,120
Total noninterest income$1,674,0002,507
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$576,0002,748
Trading account gains and fees$0138
Additional Noninterest Income$1,098,0002,080
Total noninterest expense$6,744,0002,476
Salaries and employee benefits$4,607,0001,997
Premises and equipment expense$635,0003,487
Additional noninterest expense$1,502,0003,225
Pre-tax net operating income$7,205,0001,333
Securities gains (losses)$1,0002,117
Applicable income taxes$06,964
Income before extraordinary items$7,206,0001,006
Extraordinary gains, net$046
Net income$7,206,0001,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0003,766
Cash dividends$6,146,000549
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,205,000986
2005-09-30 (YTD Data)Rank
Total interest income$13,233,0001,857
Total interest expense$4,195,0001,906
Net interest income$9,038,0001,811
Provision for loan and lease losses$06,899
Total noninterest income$1,349,0002,386
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$437,0002,716
Trading account gains and fees$0126
Additional Noninterest Income$912,0001,940
Total noninterest expense$4,948,0002,501
Salaries and employee benefits$3,431,0001,985
Premises and equipment expense$478,0003,469
Additional noninterest expense$1,039,0003,410
Pre-tax net operating income$5,439,0001,319
Securities gains (losses)$1,0002,135
Applicable income taxes$06,976
Income before extraordinary items$5,440,000993
Extraordinary gains, net$035
Net income$5,440,000993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,900
Cash dividends$4,683,000509
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,439,000975
2005-06-30 (YTD Data)Rank
Total interest income$8,287,0001,920
Total interest expense$2,576,0001,938
Net interest income$5,711,0001,900
Provision for loan and lease losses$06,626
Total noninterest income$949,0002,265
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$291,0002,679
Trading account gains and fees$0116
Additional Noninterest Income$658,0001,816
Total noninterest expense$3,259,0002,493
Salaries and employee benefits$2,304,0001,963
Premises and equipment expense$320,0003,440
Additional noninterest expense$635,0003,633
Pre-tax net operating income$3,401,0001,380
Securities gains (losses)$1,0001,973
Applicable income taxes$06,961
Income before extraordinary items$3,402,0001,028
Extraordinary gains, net$030
Net income$3,402,0001,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,718
Cash dividends$3,005,000506
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,401,0001,008
2005-03-31 (YTD Data)Rank
Total interest income$4,027,0001,923
Total interest expense$1,190,0001,978
Net interest income$2,837,0001,895
Provision for loan and lease losses$06,226
Total noninterest income$557,0001,976
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$145,0002,637
Trading account gains and fees$0115
Additional Noninterest Income$412,0001,520
Total noninterest expense$1,626,0002,518
Salaries and employee benefits$1,168,0001,954
Premises and equipment expense$162,0003,432
Additional noninterest expense$296,0003,846
Pre-tax net operating income$1,768,0001,299
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,768,000980
Extraordinary gains, net$024
Net income$1,768,000981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$1,558,000455
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,768,000960
2004-12-31 (YTD Data)Rank
Total interest income$14,864,0001,917
Total interest expense$3,475,0002,318
Net interest income$11,389,0001,774
Provision for loan and lease losses$07,314
Total noninterest income$1,547,0002,630
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$673,0002,460
Trading account gains and fees$0138
Additional Noninterest Income$874,0002,340
Total noninterest expense$6,185,0002,558
Salaries and employee benefits$4,247,0002,058
Premises and equipment expense$598,0003,544
Additional noninterest expense$1,340,0003,440
Pre-tax net operating income$6,751,0001,277
Securities gains (losses)$4,0003,277
Applicable income taxes$07,185
Income before extraordinary items$6,755,000979
Extraordinary gains, net$034
Net income$6,755,000980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,642
Cash dividends$5,685,000554
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,751,000941
2004-09-30 (YTD Data)Rank
Total interest income$11,099,0001,909
Total interest expense$2,480,0002,377
Net interest income$8,619,0001,746
Provision for loan and lease losses$07,100
Total noninterest income$1,226,0002,540
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$507,0002,465
Trading account gains and fees$0134
Additional Noninterest Income$719,0002,222
Total noninterest expense$4,569,0002,566
Salaries and employee benefits$3,177,0002,059
Premises and equipment expense$437,0003,627
Additional noninterest expense$955,0003,555
Pre-tax net operating income$5,276,0001,246
Securities gains (losses)$4,0003,145
Applicable income taxes$07,220
Income before extraordinary items$5,280,000943
Extraordinary gains, net$026
Net income$5,280,000944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,219
Cash dividends$4,194,000531
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,276,000909
2004-06-30 (YTD Data)Rank
Total interest income$7,368,0001,899
Total interest expense$1,601,0002,428
Net interest income$5,767,0001,727
Provision for loan and lease losses$06,885
Total noninterest income$909,0002,350
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$341,0002,452
Trading account gains and fees$0130
Additional Noninterest Income$568,0001,999
Total noninterest expense$3,041,0002,582
Salaries and employee benefits$2,117,0002,064
Premises and equipment expense$282,0003,727
Additional noninterest expense$642,0003,535
Pre-tax net operating income$3,635,0001,180
Securities gains (losses)$4,0002,826
Applicable income taxes$07,214
Income before extraordinary items$3,639,000898
Extraordinary gains, net$021
Net income$3,639,000898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,017
Cash dividends$2,759,000533
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,635,000858
2004-03-31 (YTD Data)Rank
Total interest income$3,705,0001,899
Total interest expense$799,0002,454
Net interest income$2,906,0001,715
Provision for loan and lease losses$06,501
Total noninterest income$357,0002,752
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$160,0002,535
Trading account gains and fees$0121
Additional Noninterest Income$197,0002,499
Total noninterest expense$1,510,0002,605
Salaries and employee benefits$1,067,0002,067
Premises and equipment expense$145,0003,675
Additional noninterest expense$298,0003,768
Pre-tax net operating income$1,753,0001,199
Securities gains (losses)$4,0002,410
Applicable income taxes$07,103
Income before extraordinary items$1,757,000923
Extraordinary gains, net$016
Net income$1,757,000923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$1,389,000503
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,753,000881
2003-12-31 (YTD Data)Rank
Total interest income$14,219,0001,996
Total interest expense$3,531,0002,484
Net interest income$10,688,0001,831
Provision for loan and lease losses$225,0003,797
Total noninterest income$1,747,0002,555
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$800,0002,121
Trading account gains and fees$0160
Additional Noninterest Income$947,0002,469
Total noninterest expense$5,768,0002,686
Salaries and employee benefits$3,928,0002,161
Premises and equipment expense$613,0003,453
Additional noninterest expense$1,227,0003,664
Pre-tax net operating income$6,442,0001,282
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$6,442,000999
Extraordinary gains, net$054
Net income$6,442,0001,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$322,0002,161
Cash dividends$4,685,000690
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,442,000937
2003-09-30 (YTD Data)Rank
Total interest income$10,603,0002,044
Total interest expense$2,735,0002,503
Net interest income$7,868,0001,877
Provision for loan and lease losses$225,0003,052
Total noninterest income$1,373,0002,514
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$624,0002,071
Trading account gains and fees$0153
Additional Noninterest Income$749,0002,460
Total noninterest expense$4,223,0002,758
Salaries and employee benefits$2,849,0002,235
Premises and equipment expense$466,0003,415
Additional noninterest expense$908,0003,693
Pre-tax net operating income$4,793,0001,351
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$4,793,0001,051
Extraordinary gains, net$040
Net income$4,793,0001,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,103
Cash dividends$3,243,000695
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,793,000982
2003-06-30 (YTD Data)Rank
Total interest income$7,063,0002,061
Total interest expense$1,908,0002,483
Net interest income$5,155,0001,899
Provision for loan and lease losses$150,0003,000
Total noninterest income$1,001,0002,358
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$436,0001,940
Trading account gains and fees$0150
Additional Noninterest Income$565,0002,264
Total noninterest expense$2,746,0002,819
Salaries and employee benefits$1,886,0002,242
Premises and equipment expense$295,0003,546
Additional noninterest expense$565,0003,878
Pre-tax net operating income$3,260,0001,312
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$3,260,0001,029
Extraordinary gains, net$030
Net income$3,260,0001,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,353
Cash dividends$1,943,000784
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,260,000951
2003-03-31 (YTD Data)Rank
Total interest income$3,571,0002,053
Total interest expense$980,0002,483
Net interest income$2,591,0001,885
Provision for loan and lease losses$75,0002,805
Total noninterest income$483,0002,346
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$213,0001,922
Trading account gains and fees$0134
Additional Noninterest Income$270,0002,254
Total noninterest expense$1,388,0002,772
Salaries and employee benefits$960,0002,196
Premises and equipment expense$154,0003,411
Additional noninterest expense$274,0003,932
Pre-tax net operating income$1,611,0001,329
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,611,0001,037
Extraordinary gains, net$021
Net income$1,611,0001,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,455
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,611,000961
2002-12-31 (YTD Data)Rank
Total interest income$15,235,0002,015
Total interest expense$4,608,0002,413
Net interest income$10,627,0001,825
Provision for loan and lease losses$600,0002,054
Total noninterest income$1,651,0002,462
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$739,0002,148
Trading account gains and fees$0153
Additional Noninterest Income$912,0002,306
Total noninterest expense$5,537,0002,669
Salaries and employee benefits$3,686,0002,172
Premises and equipment expense$578,0003,521
Additional noninterest expense$1,273,0003,439
Pre-tax net operating income$6,141,0001,363
Securities gains (losses)$48,0002,442
Applicable income taxes$2,898,000955
Income before extraordinary items$3,291,0001,825
Extraordinary gains, net$070
Net income$3,291,0001,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,741
Cash dividends$400,0003,806
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,260,2801,774
2001-12-31 (YTD Data)Rank
Total interest income$16,971,0002,017
Total interest expense$7,567,0002,123
Net interest income$9,404,0001,895
Provision for loan and lease losses$840,0001,441
Total noninterest income$1,377,0002,675
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$524,0002,741
Trading account gains and fees$0177
Additional Noninterest Income$853,0002,292
Total noninterest expense$5,036,0002,808
Salaries and employee benefits$3,372,0002,226
Premises and equipment expense$480,0004,030
Additional noninterest expense$1,184,0003,540
Pre-tax net operating income$4,905,0001,466
Securities gains (losses)$69,0002,061
Applicable income taxes$1,691,0001,350
Income before extraordinary items$3,283,0001,616
Extraordinary gains, net$0105
Net income$3,283,0001,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$534,0001,489
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,237,4601,566
2000-12-31 (YTD Data)Rank
Total interest income$17,389,0002,025
Total interest expense$9,342,0001,848
Net interest income$8,047,0002,210
Provision for loan and lease losses$540,0001,753
Total noninterest income$1,194,0002,768
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$533,0002,539
Trading account gains and fees$0180
Additional Noninterest Income$661,0002,472
Total noninterest expense$4,976,0002,732
Salaries and employee benefits$3,419,0002,087
Premises and equipment expense$456,0004,092
Additional noninterest expense$1,101,0003,694
Pre-tax net operating income$3,725,0001,962
Securities gains (losses)$-31,0008,962
Applicable income taxes$1,173,0001,856
Income before extraordinary items$2,521,0002,069
Extraordinary gains, net$038
Net income$2,521,0002,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,591
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,542,0802,055
1999-12-31 (YTD Data)Rank
Total interest income$14,403,0002,262
Total interest expense$7,070,0002,109
Net interest income$7,333,0002,407
Provision for loan and lease losses$500,0001,756
Total noninterest income$1,088,0002,907
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$443,0002,931
Trading account gains and fees$0173
Additional Noninterest Income$645,0002,516
Total noninterest expense$4,336,0003,076
Salaries and employee benefits$2,744,0002,566
Premises and equipment expense$420,0004,357
Additional noninterest expense$1,172,0003,510
Pre-tax net operating income$3,585,0002,038
Securities gains (losses)$-69,0009,879
Applicable income taxes$1,187,0001,943
Income before extraordinary items$2,329,0002,245
Extraordinary gains, net$035
Net income$2,329,0002,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0001,942
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,374,5402,172
1998-12-31 (YTD Data)Rank
Total interest income$12,204,0002,670
Total interest expense$5,861,0002,587
Net interest income$6,343,0002,712
Provision for loan and lease losses$320,0002,466
Total noninterest income$1,002,0003,078
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$380,0003,274
Trading account gains and fees$0224
Additional Noninterest Income$622,0002,584
Total noninterest expense$3,885,0003,298
Salaries and employee benefits$2,492,0002,727
Premises and equipment expense$423,0004,229
Additional noninterest expense$970,0004,058
Pre-tax net operating income$3,140,0002,276
Securities gains (losses)$5,0003,437
Applicable income taxes$1,150,0002,067
Income before extraordinary items$1,995,0002,560
Extraordinary gains, net$032
Net income$1,995,0002,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,245
Cash dividends$495,0003,585
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,991,8002,487
1997-12-31 (YTD Data)Rank
Total interest income$10,104,0003,201
Total interest expense$4,617,0003,209
Net interest income$5,487,0003,181
Provision for loan and lease losses$180,0003,648
Total noninterest income$758,0003,732
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$362,0003,509
Trading account gains and fees$0239
Additional Noninterest Income$396,0003,305
Total noninterest expense$3,365,0003,733
Salaries and employee benefits$2,101,0003,157
Premises and equipment expense$435,0004,157
Additional noninterest expense$829,0004,601
Pre-tax net operating income$2,700,0002,734
Securities gains (losses)$-6,0009,765
Applicable income taxes$1,015,0002,404
Income before extraordinary items$1,679,0003,021
Extraordinary gains, net$044
Net income$1,679,0003,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0004,112
Cash dividends$560,0003,228
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,682,8402,958
1996-12-31 (YTD Data)Rank
Total interest income$8,690,0003,724
Total interest expense$3,797,0003,893
Net interest income$4,893,0003,600
Provision for loan and lease losses$120,0004,568
Total noninterest income$697,0004,128
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$340,0003,849
Trading account gains and feesNANA
Additional Noninterest Income$357,0003,647
Total noninterest expense$3,125,0004,183
Salaries and employee benefits$1,892,0003,512
Premises and equipment expense$422,0004,344
Additional noninterest expense$811,0005,159
Pre-tax net operating income$2,345,0002,976
Securities gains (losses)$-17,00010,550
Applicable income taxes$865,0002,659
Income before extraordinary items$1,463,0003,272
Extraordinary gains, net$053
Net income$1,463,0003,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,157
Cash dividends$150,0005,964
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,473,8803,201
1995-12-31 (YTD Data)Rank
Total interest income$7,049,0004,527
Total interest expense$2,978,0004,792
Net interest income$4,071,0004,245
Provision for loan and lease losses$60,0005,704
Total noninterest income$651,0004,318
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$322,0004,043
Trading account gains and feesNANA
Additional Noninterest Income$329,0003,778
Total noninterest expense$2,830,0004,492
Salaries and employee benefits$1,484,0004,328
Premises and equipment expense$303,0005,581
Additional noninterest expense$1,043,0004,204
Pre-tax net operating income$1,832,0003,788
Securities gains (losses)$03,831
Applicable income taxes$730,0003,122
Income before extraordinary items$1,102,0004,241
Extraordinary gains, net$065
Net income$1,102,0004,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,914
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,102,0004,226
1994-12-31 (YTD Data)Rank
Total interest income$5,988,0004,874
Total interest expense$2,133,0005,315
Net interest income$3,855,0004,531
Provision for loan and lease losses$09,146
Total noninterest income$739,0003,953
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$327,0004,069
Trading account gains and feesNANA
Additional Noninterest Income$412,0003,347
Total noninterest expense$2,769,0004,737
Salaries and employee benefits$1,510,0004,259
Premises and equipment expense$299,0005,731
Additional noninterest expense$960,0004,879
Pre-tax net operating income$1,825,0003,693
Securities gains (losses)$03,600
Applicable income taxes$706,0003,070
Income before extraordinary items$1,119,0004,116
Extraordinary gains, net$0249
Net income$1,119,0004,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,263
Cash dividends$550,0002,971
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,119,0004,150
1993-12-31 (YTD Data)Rank
Total interest income$5,570,0005,273
Total interest expense$1,951,0005,953
Net interest income$3,619,0004,816
Provision for loan and lease losses$55,0007,245
Total noninterest income$930,0003,539
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$348,0003,887
Trading account gains and feesNANA
Additional Noninterest Income$582,0002,945
Total noninterest expense$2,972,0004,554
Salaries and employee benefits$1,557,0004,142
Premises and equipment expense$297,0005,898
Additional noninterest expense$1,118,0004,469
Pre-tax net operating income$1,522,0004,258
Securities gains (losses)$129,0002,164
Applicable income taxes$482,0004,314
Income before extraordinary items$1,169,0004,115
Extraordinary gains, net$03,149
Net income$1,169,0004,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0005,061
Cash dividends$120,0006,522
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,077,4104,180
1992-12-31 (YTD Data)Rank
Total interest income$5,489,0005,907
Total interest expense$2,300,0006,405
Net interest income$3,189,0005,420
Provision for loan and lease losses$126,0006,581
Total noninterest income$711,0004,354
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$348,0003,932
Trading account gains and feesNANA
Additional Noninterest Income$363,0003,939
Total noninterest expense$2,668,0005,009
Salaries and employee benefits$1,302,0004,819
Premises and equipment expense$254,0006,707
Additional noninterest expense$1,112,0004,649
Pre-tax net operating income$1,106,0005,242
Securities gains (losses)$7,0006,774
Applicable income taxes$378,0005,008
Income before extraordinary items$735,0005,716
Extraordinary gains, net$352,000269
Net income$1,087,0004,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0006,201
Cash dividends$155,0005,677
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$730,3805,400

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.