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PyraMax Bank, FSB, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$20,880,0001,828
Total interest expense$8,691,0001,425
Net interest income$12,189,0002,089
Provision for loan and lease losses$300,0001,648
Total noninterest income$2,363,0001,845
Gross Fiduciary activities income$0981
Service charges on deposit accounts$478,0001,686
Trading account gains and feesNANA
Additional Noninterest Income$1,885,0001,663
Total noninterest expense$14,293,0001,595
Salaries and employee benefits$8,921,0001,468
Premises and equipment expense$1,126,0001,891
Additional noninterest expense$1,885,0001,663
Pre-tax net operating income$-41,0004,391
Securities gains (losses)$-4,431,0004,474
Applicable income taxes$548,0001,841
Income before extraordinary items$-5,020,0004,549
Extraordinary gains, net$054
Net income$-5,020,0004,549
Minority interest net income$088
Net income of bank and minority interests.$-5,020,0004,549
Net charge-offs$-29,0004,077
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$187,000369
Net operating income$-589,0004,462
2023-09-30 (YTD Data)Rank
Total interest income$15,121,0001,849
Total interest expense$5,956,0001,411
Net interest income$9,165,0002,102
Provision for loan and lease losses$225,0001,554
Total noninterest income$1,814,0001,824
Gross Fiduciary activities income$0950
Service charges on deposit accounts$360,0001,690
Trading account gains and feesNANA
Additional Noninterest Income$1,454,0001,639
Total noninterest expense$11,061,0001,536
Salaries and employee benefits$6,989,0001,412
Premises and equipment expense$892,0001,828
Additional noninterest expense$1,454,0001,639
Pre-tax net operating income$-307,0004,462
Securities gains (losses)$-1,839,0004,507
Applicable income taxes$1,086,0001,227
Income before extraordinary items$-3,232,0004,580
Extraordinary gains, net$052
Net income$-3,232,0004,579
Minority interest net income$081
Net income of bank and minority interests.$-3,232,0004,580
Net charge-offs$-18,0003,972
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$-1,393,0004,552
2023-06-30 (YTD Data)Rank
Total interest income$9,735,0001,865
Total interest expense$3,500,0001,414
Net interest income$6,235,0002,092
Provision for loan and lease losses$150,0001,522
Total noninterest income$1,244,0001,740
Gross Fiduciary activities income$0931
Service charges on deposit accounts$239,0001,680
Trading account gains and feesNANA
Additional Noninterest Income$1,005,0001,530
Total noninterest expense$7,707,0001,470
Salaries and employee benefits$5,019,0001,330
Premises and equipment expense$611,0001,780
Additional noninterest expense$1,005,0001,528
Pre-tax net operating income$-378,0004,528
Securities gains (losses)$77,000211
Applicable income taxes$-172,0004,573
Income before extraordinary items$-129,0004,512
Extraordinary gains, net$051
Net income$-129,0004,509
Minority interest net income$081
Net income of bank and minority interests.$-129,0004,511
Net charge-offs$-11,0003,949
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$-189,8304,529
2023-03-31 (YTD Data)Rank
Total interest income$4,714,0001,889
Total interest expense$1,513,0001,414
Net interest income$3,201,0002,073
Provision for loan and lease losses$75,0001,413
Total noninterest income$548,0001,850
Gross Fiduciary activities income$0913
Service charges on deposit accounts$112,0001,779
Trading account gains and feesNANA
Additional Noninterest Income$436,0001,640
Total noninterest expense$3,739,0001,522
Salaries and employee benefits$2,441,0001,387
Premises and equipment expense$323,0001,752
Additional noninterest expense$436,0001,640
Pre-tax net operating income$-65,0004,538
Securities gains (losses)$61,000230
Applicable income taxes$-23,0004,521
Income before extraordinary items$19,0004,408
Extraordinary gains, net$04
Net income$19,0004,409
Minority interest net income$048
Net income of bank and minority interests.$19,0004,408
Net charge-offs$-3,0003,659
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-29,1904,507
2022-12-31 (YTD Data)Rank
Total interest income$16,481,0001,820
Total interest expense$2,135,0001,528
Net interest income$14,346,0001,844
Provision for loan and lease losses$222,0001,740
Total noninterest income$2,389,0001,854
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$464,0001,770
Trading account gains and feesNANA
Additional Noninterest Income$1,925,0001,656
Total noninterest expense$15,087,0001,469
Salaries and employee benefits$9,849,0001,327
Premises and equipment expense$1,270,0001,733
Additional noninterest expense$1,925,0001,656
Pre-tax net operating income$1,426,0003,482
Securities gains (losses)$34,000279
Applicable income taxes$320,0002,364
Income before extraordinary items$1,140,0003,538
Extraordinary gains, net$05
Net income$1,140,0003,536
Minority interest net income$063
Net income of bank and minority interests.$1,140,0003,537
Net charge-offs$-123,0004,336
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$-875,0004,686
Net operating income$1,113,1403,581
2022-09-30 (YTD Data)Rank
Total interest income$11,906,0001,818
Total interest expense$1,212,0001,548
Net interest income$10,694,0001,837
Provision for loan and lease losses$210,0001,441
Total noninterest income$1,818,0001,862
Gross Fiduciary activities income$0968
Service charges on deposit accounts$337,0001,818
Trading account gains and feesNANA
Additional Noninterest Income$1,481,0001,663
Total noninterest expense$11,382,0001,463
Salaries and employee benefits$7,326,0001,326
Premises and equipment expense$974,0001,724
Additional noninterest expense$1,481,0001,663
Pre-tax net operating income$920,0003,624
Securities gains (losses)$22,000331
Applicable income taxes$195,0002,493
Income before extraordinary items$747,0003,651
Extraordinary gains, net$04
Net income$747,0003,650
Minority interest net income$057
Net income of bank and minority interests.$747,0003,650
Net charge-offs$-112,0004,328
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$-1,062,0004,727
Net operating income$729,6203,698
2022-06-30 (YTD Data)Rank
Total interest income$7,503,0001,843
Total interest expense$777,0001,390
Net interest income$6,726,0001,868
Provision for loan and lease losses$210,0001,113
Total noninterest income$1,310,0001,772
Gross Fiduciary activities income$0925
Service charges on deposit accounts$220,0001,833
Trading account gains and feesNANA
Additional Noninterest Income$1,090,0001,588
Total noninterest expense$7,533,0001,458
Salaries and employee benefits$4,802,0001,348
Premises and equipment expense$659,0001,708
Additional noninterest expense$2,072,0001,565
Pre-tax net operating income$293,0004,032
Securities gains (losses)$28,000276
Applicable income taxes$77,0002,703
Income before extraordinary items$244,0004,033
Extraordinary gains, net$04
Net income$244,0004,033
Minority interest net income$060
Net income of bank and minority interests.$244,0004,033
Net charge-offs$-63,0004,258
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$-1,062,0004,754
Net operating income$221,8804,117
2022-03-31 (YTD Data)Rank
Total interest income$3,855,0001,772
Total interest expense$371,0001,396
Net interest income$3,484,0001,792
Provision for loan and lease losses$105,000941
Total noninterest income$635,0001,814
Gross Fiduciary activities income$0892
Service charges on deposit accounts$104,0001,889
Trading account gains and feesNANA
Additional Noninterest Income$531,0001,611
Total noninterest expense$3,676,0001,477
Salaries and employee benefits$2,369,0001,365
Premises and equipment expense$338,0001,692
Additional noninterest expense$969,0001,613
Pre-tax net operating income$338,0003,296
Securities gains (losses)$12,000357
Applicable income taxes$74,0002,264
Income before extraordinary items$276,0003,361
Extraordinary gains, net$04
Net income$276,0003,359
Minority interest net income$050
Net income of bank and minority interests.$276,0003,361
Net charge-offs$-54,0004,421
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$-515,0004,777
Net operating income$266,5203,408
2021-12-31 (YTD Data)Rank
Total interest income$14,233,0001,945
Total interest expense$1,611,0001,572
Net interest income$12,622,0001,967
Provision for loan and lease losses$30,0002,737
Total noninterest income$4,188,0001,471
Gross Fiduciary activities income$0994
Service charges on deposit accounts$400,0001,858
Trading account gains and feesNANA
Additional Noninterest Income$3,788,0001,291
Total noninterest expense$14,853,0001,463
Salaries and employee benefits$9,519,0001,347
Premises and equipment expense$1,349,0001,656
Additional noninterest expense$3,985,0001,592
Pre-tax net operating income$1,927,0003,191
Securities gains (losses)$-74,0004,613
Applicable income taxes$449,0002,169
Income before extraordinary items$1,404,0003,412
Extraordinary gains, net$010
Net income$1,404,0003,412
Minority interest net income$074
Net income of bank and minority interests.$1,404,0003,412
Net charge-offs$-125,0004,425
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$-1,795,0004,814
Net operating income$1,462,4603,353
2021-09-30 (YTD Data)Rank
Total interest income$10,521,0002,004
Total interest expense$1,243,0001,611
Net interest income$9,278,0002,017
Provision for loan and lease losses$30,0002,561
Total noninterest income$3,464,0001,412
Gross Fiduciary activities income$0957
Service charges on deposit accounts$294,0001,882
Trading account gains and feesNANA
Additional Noninterest Income$3,170,0001,242
Total noninterest expense$10,917,0001,491
Salaries and employee benefits$6,761,0001,413
Premises and equipment expense$1,025,0001,661
Additional noninterest expense$3,131,0001,543
Pre-tax net operating income$1,795,0003,058
Securities gains (losses)$-65,0004,760
Applicable income taxes$421,0002,084
Income before extraordinary items$1,309,0003,292
Extraordinary gains, net$08
Net income$1,309,0003,291
Minority interest net income$069
Net income of bank and minority interests.$1,309,0003,292
Net charge-offs$-55,0004,241
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$-1,429,0004,890
Net operating income$1,360,3503,227
2021-06-30 (YTD Data)Rank
Total interest income$7,146,0001,973
Total interest expense$875,0001,604
Net interest income$6,271,0001,984
Provision for loan and lease losses$02,862
Total noninterest income$2,462,0001,352
Gross Fiduciary activities income$0951
Service charges on deposit accounts$194,0001,845
Trading account gains and feesNANA
Additional Noninterest Income$2,268,0001,187
Total noninterest expense$7,240,0001,496
Salaries and employee benefits$4,404,0001,432
Premises and equipment expense$707,0001,618
Additional noninterest expense$2,129,0001,502
Pre-tax net operating income$1,493,0002,778
Securities gains (losses)$-62,0004,824
Applicable income taxes$356,0001,903
Income before extraordinary items$1,075,0003,050
Extraordinary gains, net$06
Net income$1,075,0003,049
Minority interest net income$067
Net income of bank and minority interests.$1,075,0003,050
Net charge-offs$-29,0004,180
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,123,9802,973
2021-03-31 (YTD Data)Rank
Total interest income$3,579,0001,942
Total interest expense$476,0001,580
Net interest income$3,103,0001,979
Provision for loan and lease losses$02,741
Total noninterest income$1,515,0001,176
Gross Fiduciary activities income$0922
Service charges on deposit accounts$97,0001,827
Trading account gains and feesNANA
Additional Noninterest Income$1,418,0001,014
Total noninterest expense$3,467,0001,535
Salaries and employee benefits$2,111,0001,482
Premises and equipment expense$356,0001,625
Additional noninterest expense$1,000,0001,548
Pre-tax net operating income$1,151,0002,196
Securities gains (losses)$-53,0004,843
Applicable income taxes$279,0001,562
Income before extraordinary items$819,0002,483
Extraordinary gains, net$03
Net income$819,0002,481
Minority interest net income$055
Net income of bank and minority interests.$819,0002,483
Net charge-offs$4,0001,577
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$860,8702,368
2020-12-31 (YTD Data)Rank
Total interest income$15,393,0001,851
Total interest expense$3,122,0001,438
Net interest income$12,271,0001,916
Provision for loan and lease losses$500,0002,227
Total noninterest income$5,333,0001,213
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$349,0002,062
Trading account gains and feesNANA
Additional Noninterest Income$4,984,0001,022
Total noninterest expense$13,969,0001,484
Salaries and employee benefits$8,897,0001,389
Premises and equipment expense$1,361,0001,637
Additional noninterest expense$3,711,0001,627
Pre-tax net operating income$3,135,0002,374
Securities gains (losses)$1,032,000357
Applicable income taxes$2,069,000923
Income before extraordinary items$2,098,0002,773
Extraordinary gains, net$04
Net income$2,098,0002,771
Minority interest net income$072
Net income of bank and minority interests.$2,098,0002,773
Net charge-offs$-203,0004,854
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$70,000477
Net operating income$1,282,7203,316
2020-09-30 (YTD Data)Rank
Total interest income$11,384,0001,885
Total interest expense$2,523,0001,416
Net interest income$8,861,0001,974
Provision for loan and lease losses$500,0001,950
Total noninterest income$3,700,0001,244
Gross Fiduciary activities income$0981
Service charges on deposit accounts$244,0002,128
Trading account gains and feesNANA
Additional Noninterest Income$3,456,0001,044
Total noninterest expense$9,852,0001,555
Salaries and employee benefits$6,109,0001,472
Premises and equipment expense$1,016,0001,642
Additional noninterest expense$2,727,0001,633
Pre-tax net operating income$2,209,0002,447
Securities gains (losses)$1,042,000296
Applicable income taxes$1,752,000814
Income before extraordinary items$1,499,0002,832
Extraordinary gains, net$04
Net income$1,499,0002,831
Minority interest net income$065
Net income of bank and minority interests.$1,499,0002,832
Net charge-offs$-150,0004,879
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$675,8203,718
2020-06-30 (YTD Data)Rank
Total interest income$7,445,0001,930
Total interest expense$1,815,0001,425
Net interest income$5,630,0002,065
Provision for loan and lease losses$04,134
Total noninterest income$2,152,0001,298
Gross Fiduciary activities income$0970
Service charges on deposit accounts$143,0002,338
Trading account gains and feesNANA
Additional Noninterest Income$2,009,0001,088
Total noninterest expense$6,403,0001,578
Salaries and employee benefits$3,961,0001,502
Premises and equipment expense$687,0001,612
Additional noninterest expense$1,755,0001,671
Pre-tax net operating income$1,379,0002,522
Securities gains (losses)$29,0001,540
Applicable income taxes$512,0001,326
Income before extraordinary items$896,0002,954
Extraordinary gains, net$04
Net income$896,0002,953
Minority interest net income$065
Net income of bank and minority interests.$896,0002,954
Net charge-offs$-114,0004,910
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$873,0902,942
2020-03-31 (YTD Data)Rank
Total interest income$3,860,0001,867
Total interest expense$980,0001,445
Net interest income$2,880,0001,982
Provision for loan and lease losses$03,711
Total noninterest income$920,0001,364
Gross Fiduciary activities income$0941
Service charges on deposit accounts$91,0002,273
Trading account gains and feesNANA
Additional Noninterest Income$829,0001,109
Total noninterest expense$3,246,0001,572
Salaries and employee benefits$2,035,0001,478
Premises and equipment expense$369,0001,549
Additional noninterest expense$842,0001,753
Pre-tax net operating income$554,0002,649
Securities gains (losses)$51,000833
Applicable income taxes$180,0001,480
Income before extraordinary items$425,0002,841
Extraordinary gains, net$04
Net income$425,0002,840
Minority interest net income$056
Net income of bank and minority interests.$425,0002,842
Net charge-offs$-8,0004,381
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$384,7102,960
2019-12-31 (YTD Data)Rank
Total interest income$17,234,0001,721
Total interest expense$5,028,0001,234
Net interest income$12,206,0001,901
Provision for loan and lease losses$-1,033,0005,130
Total noninterest income$3,249,0001,489
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$383,0002,263
Trading account gains and feesNANA
Additional Noninterest Income$2,866,0001,232
Total noninterest expense$15,113,0001,347
Salaries and employee benefits$9,508,0001,252
Premises and equipment expense$1,712,0001,332
Additional noninterest expense$3,893,0001,548
Pre-tax net operating income$1,375,0003,498
Securities gains (losses)$02,379
Applicable income taxes$247,0002,484
Income before extraordinary items$1,128,0003,639
Extraordinary gains, net$011
Net income$1,128,0003,639
Minority interest net income$076
Net income of bank and minority interests.$1,128,0003,640
Net charge-offs$229,0001,569
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$-1,685,0005,154
Net operating income$1,128,0003,609
2019-09-30 (YTD Data)Rank
Total interest income$13,186,0001,708
Total interest expense$3,971,0001,191
Net interest income$9,215,0001,911
Provision for loan and lease losses$03,836
Total noninterest income$2,519,0001,470
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$279,0002,326
Trading account gains and feesNANA
Additional Noninterest Income$2,240,0001,200
Total noninterest expense$11,136,0001,375
Salaries and employee benefits$6,964,0001,281
Premises and equipment expense$1,262,0001,368
Additional noninterest expense$2,910,0001,542
Pre-tax net operating income$598,0004,197
Securities gains (losses)$02,167
Applicable income taxes$54,0003,223
Income before extraordinary items$544,0004,196
Extraordinary gains, net$011
Net income$544,0004,196
Minority interest net income$072
Net income of bank and minority interests.$544,0004,196
Net charge-offs$244,0001,156
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$-1,755,0005,236
Net operating income$544,0004,161
2019-06-30 (YTD Data)Rank
Total interest income$8,808,0001,706
Total interest expense$2,685,0001,153
Net interest income$6,123,0001,925
Provision for loan and lease losses$03,685
Total noninterest income$1,403,0001,597
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$177,0002,380
Trading account gains and feesNANA
Additional Noninterest Income$1,226,0001,317
Total noninterest expense$7,569,0001,357
Salaries and employee benefits$4,699,0001,267
Premises and equipment expense$872,0001,322
Additional noninterest expense$1,998,0001,514
Pre-tax net operating income$-43,0005,137
Securities gains (losses)$01,702
Applicable income taxes$-100,0005,241
Income before extraordinary items$57,0005,016
Extraordinary gains, net$011
Net income$57,0005,014
Minority interest net income$069
Net income of bank and minority interests.$57,0005,014
Net charge-offs$75,0001,571
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$-1,755,0005,288
Net operating income$57,0005,009
2019-03-31 (YTD Data)Rank
Total interest income$4,446,0001,685
Total interest expense$1,326,0001,142
Net interest income$3,120,0001,908
Provision for loan and lease losses$03,406
Total noninterest income$753,0001,484
Gross Fiduciary activities income$0972
Service charges on deposit accounts$79,0002,540
Trading account gains and feesNANA
Additional Noninterest Income$674,0001,197
Total noninterest expense$3,888,0001,330
Salaries and employee benefits$2,412,0001,247
Premises and equipment expense$456,0001,304
Additional noninterest expense$1,020,0001,498
Pre-tax net operating income$-15,0005,174
Securities gains (losses)$01,087
Applicable income taxes$-27,0005,247
Income before extraordinary items$12,0005,109
Extraordinary gains, net$05
Net income$12,0005,108
Minority interest net income$052
Net income of bank and minority interests.$12,0005,108
Net charge-offs$-164,0005,254
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$-1,755,0005,349
Net operating income$12,0005,103
2018-12-31 (YTD Data)Rank
Total interest income$16,751,0001,691
Total interest expense$4,233,0001,081
Net interest income$12,518,0001,876
Provision for loan and lease losses$04,082
Total noninterest income$2,860,0001,599
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$361,0002,448
Trading account gains and feesNANA
Additional Noninterest Income$2,499,0001,296
Total noninterest expense$15,641,0001,297
Salaries and employee benefits$9,505,0001,213
Premises and equipment expense$1,646,0001,370
Additional noninterest expense$4,490,0001,362
Pre-tax net operating income$-263,0005,305
Securities gains (losses)$67,000380
Applicable income taxes$-177,0005,324
Income before extraordinary items$-19,0005,240
Extraordinary gains, net$06
Net income$-19,0005,239
Minority interest net income$072
Net income of bank and minority interests.$-19,0005,239
Net charge-offs$-169,0005,145
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-71,9305,264
2018-09-30 (YTD Data)Rank
Total interest income$12,250,0001,713
Total interest expense$3,048,0001,053
Net interest income$9,202,0001,913
Provision for loan and lease losses$03,948
Total noninterest income$2,197,0001,589
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$256,0002,550
Trading account gains and feesNANA
Additional Noninterest Income$1,941,0001,283
Total noninterest expense$11,729,0001,288
Salaries and employee benefits$7,182,0001,207
Premises and equipment expense$1,243,0001,378
Additional noninterest expense$3,304,0001,388
Pre-tax net operating income$-330,0005,403
Securities gains (losses)$67,000374
Applicable income taxes$-186,0005,429
Income before extraordinary items$-77,0005,344
Extraordinary gains, net$05
Net income$-77,0005,343
Minority interest net income$066
Net income of bank and minority interests.$-77,0005,343
Net charge-offs$-149,0005,195
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-129,9305,361
2018-06-30 (YTD Data)Rank
Total interest income$8,013,0001,724
Total interest expense$1,948,0001,028
Net interest income$6,065,0001,924
Provision for loan and lease losses$03,782
Total noninterest income$1,404,0001,631
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$171,0002,542
Trading account gains and feesNANA
Additional Noninterest Income$1,233,0001,327
Total noninterest expense$8,053,0001,256
Salaries and employee benefits$4,949,0001,181
Premises and equipment expense$823,0001,403
Additional noninterest expense$2,281,0001,349
Pre-tax net operating income$-584,0005,482
Securities gains (losses)$67,000310
Applicable income taxes$-194,0005,492
Income before extraordinary items$-323,0005,446
Extraordinary gains, net$06
Net income$-323,0005,445
Minority interest net income$065
Net income of bank and minority interests.$-323,0005,445
Net charge-offs$1,0003,095
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-375,9305,457
2018-03-31 (YTD Data)Rank
Total interest income$3,905,0001,752
Total interest expense$939,000995
Net interest income$2,966,0001,967
Provision for loan and lease losses$03,508
Total noninterest income$653,0001,702
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$78,0002,712
Trading account gains and feesNANA
Additional Noninterest Income$575,0001,371
Total noninterest expense$3,497,0001,460
Salaries and employee benefits$2,087,0001,382
Premises and equipment expense$419,0001,395
Additional noninterest expense$991,0001,518
Pre-tax net operating income$122,0004,767
Securities gains (losses)$21,000329
Applicable income taxes$13,0003,402
Income before extraordinary items$130,0004,613
Extraordinary gains, net$07
Net income$130,0004,612
Minority interest net income$052
Net income of bank and minority interests.$130,0004,613
Net charge-offs$-10,0004,740
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$110,8904,744
2017-12-31 (YTD Data)Rank
Total interest income$15,257,0001,731
Total interest expense$3,361,000976
Net interest income$11,896,0001,925
Provision for loan and lease losses$04,227
Total noninterest income$1,776,0002,185
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$396,0002,409
Trading account gains and feesNANA
Additional Noninterest Income$1,380,0001,913
Total noninterest expense$15,475,0001,279
Salaries and employee benefits$8,648,0001,306
Premises and equipment expense$1,635,0001,394
Additional noninterest expense$5,192,0001,216
Pre-tax net operating income$-1,803,0005,634
Securities gains (losses)$02,243
Applicable income taxes$-3,462,0005,640
Income before extraordinary items$1,659,0002,977
Extraordinary gains, net$09
Net income$1,659,0002,976
Minority interest net income$076
Net income of bank and minority interests.$1,659,0002,977
Net charge-offs$-85,0005,254
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,659,0002,960
2017-09-30 (YTD Data)Rank
Total interest income$11,271,0001,759
Total interest expense$2,441,000987
Net interest income$8,830,0001,950
Provision for loan and lease losses$04,088
Total noninterest income$2,186,0001,642
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$285,0002,477
Trading account gains and feesNANA
Additional Noninterest Income$1,901,0001,329
Total noninterest expense$10,308,0001,458
Salaries and employee benefits$5,769,0001,456
Premises and equipment expense$1,240,0001,392
Additional noninterest expense$3,299,0001,387
Pre-tax net operating income$708,0004,211
Securities gains (losses)$02,274
Applicable income taxes$-4,503,0005,731
Income before extraordinary items$5,211,0001,120
Extraordinary gains, net$09
Net income$5,211,0001,120
Minority interest net income$071
Net income of bank and minority interests.$5,211,0001,120
Net charge-offs$-61,0005,213
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,211,0001,104
2017-06-30 (YTD Data)Rank
Total interest income$7,501,0001,745
Total interest expense$1,591,000980
Net interest income$5,910,0001,936
Provision for loan and lease losses$03,871
Total noninterest income$1,447,0001,637
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$190,0002,468
Trading account gains and feesNANA
Additional Noninterest Income$1,257,0001,333
Total noninterest expense$6,918,0001,452
Salaries and employee benefits$3,893,0001,445
Premises and equipment expense$849,0001,365
Additional noninterest expense$2,176,0001,398
Pre-tax net operating income$439,0004,282
Securities gains (losses)$01,906
Applicable income taxes$-4,588,0005,783
Income before extraordinary items$5,027,000796
Extraordinary gains, net$011
Net income$5,027,000796
Minority interest net income$071
Net income of bank and minority interests.$5,027,000796
Net charge-offs$-40,0005,227
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,027,000779
2017-03-31 (YTD Data)Rank
Total interest income$3,659,0001,772
Total interest expense$789,000973
Net interest income$2,870,0001,973
Provision for loan and lease losses$03,537
Total noninterest income$591,0001,843
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$92,0002,534
Trading account gains and feesNANA
Additional Noninterest Income$499,0001,525
Total noninterest expense$3,557,0001,410
Salaries and employee benefits$2,038,0001,404
Premises and equipment expense$428,0001,372
Additional noninterest expense$1,091,0001,386
Pre-tax net operating income$-96,0005,730
Securities gains (losses)$01,153
Applicable income taxes$-3,000,0005,852
Income before extraordinary items$2,904,000683
Extraordinary gains, net$08
Net income$2,904,000683
Minority interest net income$055
Net income of bank and minority interests.$2,904,000683
Net charge-offs$-22,0005,287
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,904,000671
2016-12-31 (YTD Data)Rank
Total interest income$13,790,0001,842
Total interest expense$2,685,0001,068
Net interest income$11,105,0001,993
Provision for loan and lease losses$04,332
Total noninterest income$4,100,0001,311
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$378,0002,556
Trading account gains and fees$0170
Additional Noninterest Income$3,722,0001,037
Total noninterest expense$14,070,0001,387
Salaries and employee benefits$7,762,0001,405
Premises and equipment expense$1,576,0001,449
Additional noninterest expense$4,732,0001,325
Pre-tax net operating income$1,135,0003,913
Securities gains (losses)$159,0001,018
Applicable income taxes$04,278
Income before extraordinary items$1,294,0003,512
Extraordinary gains, net$05
Net income$1,294,0003,510
Minority interest net income$082
Net income of bank and minority interests.$1,294,0003,511
Net charge-offs$79,0002,802
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,135,0003,674
2016-09-30 (YTD Data)Rank
Total interest income$10,329,0001,845
Total interest expense$1,944,0001,107
Net interest income$8,385,0001,982
Provision for loan and lease losses$04,186
Total noninterest income$3,272,0001,257
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$265,0002,686
Trading account gains and fees$0169
Additional Noninterest Income$3,007,000984
Total noninterest expense$10,477,0001,393
Salaries and employee benefits$5,667,0001,433
Premises and equipment expense$1,160,0001,477
Additional noninterest expense$3,650,0001,294
Pre-tax net operating income$1,180,0003,494
Securities gains (losses)$159,000941
Applicable income taxes$04,325
Income before extraordinary items$1,339,0003,001
Extraordinary gains, net$05
Net income$1,339,0003,001
Minority interest net income$071
Net income of bank and minority interests.$1,339,0003,001
Net charge-offs$141,0001,749
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,180,0003,177
2016-06-30 (YTD Data)Rank
Total interest income$6,829,0001,863
Total interest expense$1,256,0001,141
Net interest income$5,573,0002,002
Provision for loan and lease losses$04,017
Total noninterest income$2,130,0001,255
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$173,0002,689
Trading account gains and fees$0157
Additional Noninterest Income$1,957,000979
Total noninterest expense$6,726,0001,464
Salaries and employee benefits$3,631,0001,505
Premises and equipment expense$764,0001,499
Additional noninterest expense$2,331,0001,342
Pre-tax net operating income$977,0003,111
Securities gains (losses)$144,000759
Applicable income taxes$04,338
Income before extraordinary items$1,121,0002,606
Extraordinary gains, net$016
Net income$1,121,0002,605
Minority interest net income$071
Net income of bank and minority interests.$1,121,0002,605
Net charge-offs$137,0001,386
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$977,0002,774
2016-03-31 (YTD Data)Rank
Total interest income$3,413,0001,864
Total interest expense$611,0001,164
Net interest income$2,802,0001,991
Provision for loan and lease losses$03,656
Total noninterest income$1,102,0001,210
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$74,0002,958
Trading account gains and fees$0142
Additional Noninterest Income$1,028,000912
Total noninterest expense$3,246,0001,513
Salaries and employee benefits$1,733,0001,578
Premises and equipment expense$394,0001,468
Additional noninterest expense$1,119,0001,380
Pre-tax net operating income$658,0002,584
Securities gains (losses)$143,000386
Applicable income taxes$04,259
Income before extraordinary items$801,0001,983
Extraordinary gains, net$012
Net income$801,0001,983
Minority interest net income$062
Net income of bank and minority interests.$801,0001,983
Net charge-offs$116,000930
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$658,0002,251
2015-12-31 (YTD Data)Rank
Total interest income$13,855,0001,786
Total interest expense$2,555,0001,098
Net interest income$11,300,0001,914
Provision for loan and lease losses$-684,0005,990
Total noninterest income$2,951,0001,623
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$331,0002,844
Trading account gains and fees$0159
Additional Noninterest Income$2,620,0001,269
Total noninterest expense$14,205,0001,381
Salaries and employee benefits$7,282,0001,460
Premises and equipment expense$1,565,0001,474
Additional noninterest expense$5,358,0001,200
Pre-tax net operating income$730,0004,527
Securities gains (losses)$35,0001,887
Applicable income taxes$04,402
Income before extraordinary items$765,0004,312
Extraordinary gains, net$023
Net income$765,0004,310
Minority interest net income$081
Net income of bank and minority interests.$765,0004,312
Net charge-offs$-30,0005,436
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$730,0004,315
2015-09-30 (YTD Data)Rank
Total interest income$10,309,0001,818
Total interest expense$1,883,0001,127
Net interest income$8,426,0001,945
Provision for loan and lease losses$04,232
Total noninterest income$2,386,0001,553
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$255,0002,823
Trading account gains and fees$0153
Additional Noninterest Income$2,131,0001,227
Total noninterest expense$10,201,0001,432
Salaries and employee benefits$5,449,0001,468
Premises and equipment expense$1,201,0001,446
Additional noninterest expense$3,551,0001,325
Pre-tax net operating income$611,0004,477
Securities gains (losses)$35,0001,699
Applicable income taxes$04,489
Income before extraordinary items$646,0004,217
Extraordinary gains, net$021
Net income$646,0004,218
Minority interest net income$078
Net income of bank and minority interests.$646,0004,220
Net charge-offs$10,0003,647
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$611,0004,249
2015-06-30 (YTD Data)Rank
Total interest income$6,843,0001,827
Total interest expense$1,212,0001,163
Net interest income$5,631,0001,940
Provision for loan and lease losses$04,069
Total noninterest income$1,702,0001,472
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$167,0002,831
Trading account gains and fees$0157
Additional Noninterest Income$1,535,0001,168
Total noninterest expense$6,847,0001,430
Salaries and employee benefits$3,672,0001,465
Premises and equipment expense$797,0001,464
Additional noninterest expense$2,378,0001,325
Pre-tax net operating income$486,0004,212
Securities gains (losses)$36,0001,419
Applicable income taxes$04,497
Income before extraordinary items$522,0003,896
Extraordinary gains, net$022
Net income$522,0003,897
Minority interest net income$075
Net income of bank and minority interests.$522,0003,899
Net charge-offs$-38,0005,672
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$486,0003,955
2015-03-31 (YTD Data)Rank
Total interest income$3,378,0001,848
Total interest expense$582,0001,212
Net interest income$2,796,0001,952
Provision for loan and lease losses$03,703
Total noninterest income$1,103,0001,197
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$81,0002,849
Trading account gains and fees$0152
Additional Noninterest Income$1,022,000908
Total noninterest expense$3,363,0001,457
Salaries and employee benefits$1,807,0001,486
Premises and equipment expense$408,0001,456
Additional noninterest expense$1,148,0001,342
Pre-tax net operating income$536,0002,896
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$536,0002,591
Extraordinary gains, net$013
Net income$536,0002,593
Minority interest net income$064
Net income of bank and minority interests.$536,0002,593
Net charge-offs$-19,0005,660
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$536,0002,515
2014-12-31 (YTD Data)Rank
Total interest income$14,653,0001,710
Total interest expense$3,139,000962
Net interest income$11,514,0001,891
Provision for loan and lease losses$04,603
Total noninterest income$2,700,0001,696
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$432,0002,540
Trading account gains and fees$0180
Additional Noninterest Income$2,268,0001,334
Total noninterest expense$16,872,0001,181
Salaries and employee benefits$6,821,0001,532
Premises and equipment expense$2,064,0001,155
Additional noninterest expense$7,987,000815
Pre-tax net operating income$-2,658,0006,452
Securities gains (losses)$-430,0006,443
Applicable income taxes$04,531
Income before extraordinary items$-3,088,0006,456
Extraordinary gains, net$017
Net income$-3,088,0006,455
Minority interest net income$084
Net income of bank and minority interests.$-3,088,0006,455
Net charge-offs$93,0003,248
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-2,658,0006,446
2014-09-30 (YTD Data)Rank
Total interest income$11,107,0001,696
Total interest expense$2,554,000893
Net interest income$8,553,0001,914
Provision for loan and lease losses$04,401
Total noninterest income$1,932,0001,749
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$330,0002,532
Trading account gains and fees$0174
Additional Noninterest Income$1,602,0001,389
Total noninterest expense$13,375,0001,133
Salaries and employee benefits$5,151,0001,513
Premises and equipment expense$1,561,0001,156
Additional noninterest expense$6,663,000739
Pre-tax net operating income$-2,890,0006,555
Securities gains (losses)$-430,0006,533
Applicable income taxes$04,583
Income before extraordinary items$-3,320,0006,556
Extraordinary gains, net$015
Net income$-3,320,0006,555
Minority interest net income$081
Net income of bank and minority interests.$-3,320,0006,555
Net charge-offs$-49,0006,034
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-2,890,0006,550
2014-06-30 (YTD Data)Rank
Total interest income$7,233,0001,728
Total interest expense$1,723,000881
Net interest income$5,510,0001,957
Provision for loan and lease losses$04,196
Total noninterest income$1,600,0001,488
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$220,0002,499
Trading account gains and fees$0172
Additional Noninterest Income$1,380,0001,164
Total noninterest expense$6,721,0001,430
Salaries and employee benefits$3,252,0001,593
Premises and equipment expense$1,073,0001,134
Additional noninterest expense$2,396,0001,339
Pre-tax net operating income$389,0004,574
Securities gains (losses)$114,000720
Applicable income taxes$04,568
Income before extraordinary items$503,0003,952
Extraordinary gains, net$020
Net income$503,0003,958
Minority interest net income$080
Net income of bank and minority interests.$503,0003,958
Net charge-offs$-7,0005,559
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$389,0004,316
2014-03-31 (YTD Data)Rank
Total interest income$3,585,0001,741
Total interest expense$850,000904
Net interest income$2,735,0001,965
Provision for loan and lease losses$03,817
Total noninterest income$947,0001,301
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$110,0002,476
Trading account gains and fees$0147
Additional Noninterest Income$837,000975
Total noninterest expense$3,491,0001,398
Salaries and employee benefits$1,642,0001,590
Premises and equipment expense$568,0001,097
Additional noninterest expense$1,281,0001,251
Pre-tax net operating income$191,0004,540
Securities gains (losses)$40,000735
Applicable income taxes$04,445
Income before extraordinary items$231,0004,007
Extraordinary gains, net$016
Net income$231,0004,009
Minority interest net income$066
Net income of bank and minority interests.$231,0004,009
Net charge-offs$76,0001,541
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$191,0004,277
2013-12-31 (YTD Data)Rank
Total interest income$14,806,0001,687
Total interest expense$3,759,000905
Net interest income$11,047,0001,924
Provision for loan and lease losses$-600,0006,611
Total noninterest income$3,066,0001,583
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$469,0002,513
Trading account gains and fees$0184
Additional Noninterest Income$2,597,0001,268
Total noninterest expense$14,598,0001,356
Salaries and employee benefits$6,615,0001,568
Premises and equipment expense$2,180,0001,094
Additional noninterest expense$5,803,0001,164
Pre-tax net operating income$115,0005,911
Securities gains (losses)$1,103,000211
Applicable income taxes$04,631
Income before extraordinary items$1,218,0003,532
Extraordinary gains, net$029
Net income$1,218,0003,534
Minority interest net income$090
Net income of bank and minority interests.$1,218,0003,535
Net charge-offs$939,0001,340
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$115,0005,901
2013-09-30 (YTD Data)Rank
Total interest income$11,218,0001,677
Total interest expense$2,879,000923
Net interest income$8,339,0001,922
Provision for loan and lease losses$-600,0006,743
Total noninterest income$2,555,0001,509
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$349,0002,551
Trading account gains and fees$0180
Additional Noninterest Income$2,206,0001,189
Total noninterest expense$10,906,0001,368
Salaries and employee benefits$4,781,0001,630
Premises and equipment expense$1,615,0001,106
Additional noninterest expense$4,510,0001,124
Pre-tax net operating income$588,0004,537
Securities gains (losses)$996,000210
Applicable income taxes$04,713
Income before extraordinary items$1,584,0002,561
Extraordinary gains, net$025
Net income$1,584,0002,565
Minority interest net income$084
Net income of bank and minority interests.$1,584,0002,565
Net charge-offs$224,0002,445
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$588,0004,264
2013-06-30 (YTD Data)Rank
Total interest income$7,573,0001,660
Total interest expense$1,972,000918
Net interest income$5,601,0001,901
Provision for loan and lease losses$-600,0006,828
Total noninterest income$1,824,0001,438
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$230,0002,531
Trading account gains and fees$0157
Additional Noninterest Income$1,594,0001,156
Total noninterest expense$7,476,0001,335
Salaries and employee benefits$3,233,0001,611
Premises and equipment expense$1,101,0001,089
Additional noninterest expense$3,142,0001,075
Pre-tax net operating income$549,0003,973
Securities gains (losses)$246,000645
Applicable income taxes$04,679
Income before extraordinary items$795,0003,081
Extraordinary gains, net$022
Net income$795,0003,083
Minority interest net income$082
Net income of bank and minority interests.$795,0003,084
Net charge-offs$-49,0006,546
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$549,0003,667
2013-03-31 (YTD Data)Rank
Total interest income$3,787,0001,666
Total interest expense$1,004,000936
Net interest income$2,783,0001,918
Provision for loan and lease losses$04,409
Total noninterest income$1,100,0001,271
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$112,0002,582
Trading account gains and fees$0148
Additional Noninterest Income$988,0001,006
Total noninterest expense$3,647,0001,369
Salaries and employee benefits$1,667,0001,580
Premises and equipment expense$578,0001,057
Additional noninterest expense$1,402,0001,176
Pre-tax net operating income$236,0004,216
Securities gains (losses)$18,0001,302
Applicable income taxes$04,602
Income before extraordinary items$254,0003,863
Extraordinary gains, net$010
Net income$254,0003,862
Minority interest net income$076
Net income of bank and minority interests.$254,0003,865
Net charge-offs$209,0001,323
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$236,0003,899
2012-12-31 (YTD Data)Rank
Total interest income$16,889,0001,573
Total interest expense$4,727,000949
Net interest income$12,162,0001,801
Provision for loan and lease losses$3,060,000752
Total noninterest income$6,251,000971
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$525,0002,391
Trading account gains and fees$0166
Additional Noninterest Income$5,726,000749
Total noninterest expense$14,944,0001,337
Salaries and employee benefits$6,546,0001,546
Premises and equipment expense$2,219,0001,073
Additional noninterest expense$6,179,0001,127
Pre-tax net operating income$409,0005,120
Securities gains (losses)$553,000855
Applicable income taxes$04,751
Income before extraordinary items$962,0003,979
Extraordinary gains, net$029
Net income$962,0003,979
Minority interest net income$093
Net income of bank and minority interests.$962,0003,981
Net charge-offs$5,550,000531
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$409,0004,968
2012-09-30 (YTD Data)Rank
Total interest income$12,909,0001,572
Total interest expense$3,628,000971
Net interest income$9,281,0001,796
Provision for loan and lease losses$1,450,0001,111
Total noninterest income$4,577,000998
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$393,0002,417
Trading account gains and fees$0157
Additional Noninterest Income$4,184,000736
Total noninterest expense$10,645,0001,394
Salaries and employee benefits$4,665,0001,623
Premises and equipment expense$1,606,0001,117
Additional noninterest expense$4,374,0001,180
Pre-tax net operating income$1,763,0002,588
Securities gains (losses)$539,000708
Applicable income taxes$04,802
Income before extraordinary items$2,302,0001,866
Extraordinary gains, net$020
Net income$2,302,0001,865
Minority interest net income$086
Net income of bank and minority interests.$2,302,0001,867
Net charge-offs$3,554,000594
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,763,0002,220
2012-06-30 (YTD Data)Rank
Total interest income$8,481,0001,615
Total interest expense$2,470,000990
Net interest income$6,011,0001,839
Provision for loan and lease losses$800,0001,285
Total noninterest income$3,515,000872
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$267,0002,364
Trading account gains and fees$0153
Additional Noninterest Income$3,248,000649
Total noninterest expense$7,291,0001,360
Salaries and employee benefits$3,337,0001,514
Premises and equipment expense$1,076,0001,118
Additional noninterest expense$2,878,0001,193
Pre-tax net operating income$1,435,0002,214
Securities gains (losses)$539,000503
Applicable income taxes$04,770
Income before extraordinary items$1,974,0001,503
Extraordinary gains, net$019
Net income$1,974,0001,502
Minority interest net income$084
Net income of bank and minority interests.$1,974,0001,503
Net charge-offs$1,777,000755
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,435,0001,856
2012-03-31 (YTD Data)Rank
Total interest income$4,255,0001,621
Total interest expense$1,260,0001,009
Net interest income$2,995,0001,860
Provision for loan and lease losses$300,0001,500
Total noninterest income$1,806,000835
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$139,0002,273
Trading account gains and fees$0148
Additional Noninterest Income$1,667,000634
Total noninterest expense$3,795,0001,309
Salaries and employee benefits$1,701,0001,503
Premises and equipment expense$569,0001,046
Additional noninterest expense$1,525,0001,119
Pre-tax net operating income$706,0002,261
Securities gains (losses)$418,000325
Applicable income taxes$04,704
Income before extraordinary items$1,124,0001,287
Extraordinary gains, net$019
Net income$1,124,0001,288
Minority interest net income$078
Net income of bank and minority interests.$1,124,0001,288
Net charge-offs$-9,0006,608
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$706,0001,897
2011-12-31 (YTD Data)Rank
Total interest income$18,968,0001,499
Total interest expense$6,651,000913
Net interest income$12,317,0001,812
Provision for loan and lease losses$5,349,000744
Total noninterest income$4,235,0001,188
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$905,0001,617
Trading account gains and fees$0146
Additional Noninterest Income$3,330,000963
Total noninterest expense$16,849,0001,169
Salaries and employee benefits$7,379,0001,350
Premises and equipment expense$3,353,000742
Additional noninterest expense$6,117,0001,149
Pre-tax net operating income$-5,646,0007,092
Securities gains (losses)$2,134,000222
Applicable income taxes$-48,0006,732
Income before extraordinary items$-3,464,0006,986
Extraordinary gains, net$029
Net income$-3,464,0006,987
Minority interest net income$096
Net income of bank and minority interests.$-3,464,0006,987
Net charge-offs$4,201,000921
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-5,576,6607,081
2011-09-30 (YTD Data)Rank
Total interest income$14,308,0001,508
Total interest expense$5,310,000887
Net interest income$8,998,0001,852
Provision for loan and lease losses$2,678,0001,020
Total noninterest income$3,243,0001,175
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$676,0001,622
Trading account gains and fees$0145
Additional Noninterest Income$2,567,000939
Total noninterest expense$11,641,0001,270
Salaries and employee benefits$5,522,0001,351
Premises and equipment expense$2,541,000744
Additional noninterest expense$3,578,0001,435
Pre-tax net operating income$-2,078,0007,009
Securities gains (losses)$1,811,000205
Applicable income taxes$-48,0006,924
Income before extraordinary items$-219,0006,519
Extraordinary gains, net$021
Net income$-219,0006,520
Minority interest net income$087
Net income of bank and minority interests.$-219,0006,520
Net charge-offs$3,585,000818
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,704,0206,998
2011-06-30 (YTD Data)Rank
Total interest income$9,765,0001,492
Total interest expense$3,730,000872
Net interest income$6,035,0001,844
Provision for loan and lease losses$440,0002,482
Total noninterest income$1,875,0001,286
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$445,0001,618
Trading account gains and fees$0153
Additional Noninterest Income$1,430,0001,057
Total noninterest expense$7,803,0001,283
Salaries and employee benefits$3,719,0001,342
Premises and equipment expense$1,708,000741
Additional noninterest expense$2,376,0001,474
Pre-tax net operating income$-333,0006,675
Securities gains (losses)$1,124,000178
Applicable income taxes$286,0001,846
Income before extraordinary items$505,0003,566
Extraordinary gains, net$015
Net income$505,0003,568
Minority interest net income$089
Net income of bank and minority interests.$505,0003,567
Net charge-offs$1,573,0001,086
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-214,3606,615
2011-03-31 (YTD Data)Rank
Total interest income$4,896,0001,503
Total interest expense$1,888,000897
Net interest income$3,008,0001,846
Provision for loan and lease losses$216,0002,350
Total noninterest income$1,182,0001,080
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$211,0001,670
Trading account gains and fees$0158
Additional Noninterest Income$971,000851
Total noninterest expense$3,958,0001,262
Salaries and employee benefits$1,893,0001,329
Premises and equipment expense$883,000734
Additional noninterest expense$1,182,0001,474
Pre-tax net operating income$16,0006,143
Securities gains (losses)$01,772
Applicable income taxes$-58,0007,214
Income before extraordinary items$74,0005,371
Extraordinary gains, net$09
Net income$74,0005,370
Minority interest net income$086
Net income of bank and minority interests.$74,0005,371
Net charge-offs$1,564,000636
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$74,0005,314
2010-12-31 (YTD Data)Rank
Total interest income$21,418,0001,426
Total interest expense$9,295,000892
Net interest income$12,123,0001,816
Provision for loan and lease losses$11,865,000579
Total noninterest income$3,913,0001,290
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$3,913,000890
Total noninterest expense$14,718,0001,362
Salaries and employee benefits$7,086,0001,390
Premises and equipment expense$3,350,000761
Additional noninterest expense$4,282,0001,674
Pre-tax net operating income$-10,547,0007,372
Securities gains (losses)$46,0002,712
Applicable income taxes$-2,141,0007,470
Income before extraordinary items$-8,360,0007,336
Extraordinary gains, net$029
Net income$-8,360,0007,336
Minority interest net income$0111
Net income of bank and minority interests.$-8,360,0007,336
Net charge-offs$8,967,000659
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-8,396,8007,316
2010-09-30 (YTD Data)Rank
Total interest income$16,386,0001,430
Total interest expense$7,230,000894
Net interest income$9,156,0001,832
Provision for loan and lease losses$11,702,000439
Total noninterest income$2,551,0001,407
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$2,551,000934
Total noninterest expense$10,941,0001,367
Salaries and employee benefits$5,192,0001,429
Premises and equipment expense$2,575,000751
Additional noninterest expense$3,174,0001,675
Pre-tax net operating income$-10,936,0007,570
Securities gains (losses)$-33,0007,302
Applicable income taxes$-2,190,0007,613
Income before extraordinary items$-8,779,0007,555
Extraordinary gains, net$023
Net income$-8,779,0007,555
Minority interest net income$0110
Net income of bank and minority interests.$-8,779,0007,555
Net charge-offs$8,657,000511
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-8,752,6007,545
2010-06-30 (YTD Data)Rank
Total interest income$11,022,0001,433
Total interest expense$4,945,000902
Net interest income$6,077,0001,846
Provision for loan and lease losses$1,190,0001,763
Total noninterest income$1,873,0001,292
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$1,873,000842
Total noninterest expense$7,328,0001,360
Salaries and employee benefits$3,497,0001,417
Premises and equipment expense$1,735,000759
Additional noninterest expense$2,096,0001,685
Pre-tax net operating income$-568,0006,791
Securities gains (losses)$137,0001,201
Applicable income taxes$-283,0007,384
Income before extraordinary items$-148,0006,494
Extraordinary gains, net$019
Net income$-148,0006,496
Minority interest net income$0105
Net income of bank and minority interests.$-148,0006,494
Net charge-offs$1,567,0001,333
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-235,6806,559
2010-03-31 (YTD Data)Rank
Total interest income$5,492,0001,479
Total interest expense$2,536,000922
Net interest income$2,956,0001,921
Provision for loan and lease losses$647,0001,552
Total noninterest income$910,0001,327
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$910,000858
Total noninterest expense$3,693,0001,360
Salaries and employee benefits$1,780,0001,405
Premises and equipment expense$893,000752
Additional noninterest expense$1,020,0001,721
Pre-tax net operating income$-474,0007,164
Securities gains (losses)$-8,0007,486
Applicable income taxes$-248,0007,598
Income before extraordinary items$-234,0006,984
Extraordinary gains, net$016
Net income$-234,0006,985
Minority interest net income$091
Net income of bank and minority interests.$-234,0006,984
Net charge-offs$1,001,0001,041
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-228,8806,937
2009-12-31 (YTD Data)Rank
Total interest income$24,972,0001,376
Total interest expense$13,744,000853
Net interest income$11,228,0001,969
Provision for loan and lease losses$4,435,0001,558
Total noninterest income$4,846,0001,134
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$4,846,000735
Total noninterest expense$14,179,0001,456
Salaries and employee benefits$7,093,0001,420
Premises and equipment expense$3,334,000810
Additional noninterest expense$3,752,0001,954
Pre-tax net operating income$-2,540,0006,786
Securities gains (losses)$1,706,000315
Applicable income taxes$-982,0007,276
Income before extraordinary items$148,0004,989
Extraordinary gains, net$034
Net income$148,0004,989
Minority interest net income$0115
Net income of bank and minority interests.$148,0004,989
Net charge-offs$4,244,0001,290
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-943,8406,345
2009-09-30 (YTD Data)Rank
Total interest income$19,160,0001,368
Total interest expense$10,791,000858
Net interest income$8,369,0001,974
Provision for loan and lease losses$3,436,0001,352
Total noninterest income$4,046,0001,034
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$4,046,000686
Total noninterest expense$10,415,0001,479
Salaries and employee benefits$5,158,0001,479
Premises and equipment expense$2,511,000822
Additional noninterest expense$2,746,0001,925
Pre-tax net operating income$-1,436,0006,839
Securities gains (losses)$1,001,000385
Applicable income taxes$-533,0007,362
Income before extraordinary items$98,0005,329
Extraordinary gains, net$027
Net income$98,0005,328
Minority interest net income$0118
Net income of bank and minority interests.$98,0005,328
Net charge-offs$3,285,0001,121
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-542,6406,456
2009-06-30 (YTD Data)Rank
Total interest income$12,929,0001,381
Total interest expense$7,619,000852
Net interest income$5,310,0002,067
Provision for loan and lease losses$1,984,0001,404
Total noninterest income$2,862,0001,001
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$2,862,000661
Total noninterest expense$6,763,0001,536
Salaries and employee benefits$3,350,0001,539
Premises and equipment expense$1,683,000835
Additional noninterest expense$1,730,0002,049
Pre-tax net operating income$-575,0006,697
Securities gains (losses)$130,0001,294
Applicable income taxes$-396,0007,517
Income before extraordinary items$-49,0006,068
Extraordinary gains, net$021
Net income$-49,0006,067
Minority interest net income$0112
Net income of bank and minority interests.$-49,0006,067
Net charge-offs$1,774,0001,215
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-132,2006,220
2009-03-31 (YTD Data)Rank
Total interest income$6,468,0001,398
Total interest expense$3,994,000840
Net interest income$2,474,0002,218
Provision for loan and lease losses$971,0001,214
Total noninterest income$1,450,000963
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$1,450,000642
Total noninterest expense$3,369,0001,487
Salaries and employee benefits$1,740,0001,508
Premises and equipment expense$825,000868
Additional noninterest expense$804,0001,982
Pre-tax net operating income$-416,0007,221
Securities gains (losses)$263,000554
Applicable income taxes$-173,0007,680
Income before extraordinary items$20,0006,148
Extraordinary gains, net$015
Net income$20,0006,150
Minority interest net income$0102
Net income of bank and minority interests.$20,0006,150
Net charge-offs$597,0001,254
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-148,3206,854
2008-12-31 (YTD Data)Rank
Total interest income$27,480,0001,409
Total interest expense$17,400,000919
Net interest income$10,080,0002,205
Provision for loan and lease losses$772,0003,103
Total noninterest income$3,103,0001,524
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$3,103,000939
Total noninterest expense$12,446,0001,570
Salaries and employee benefits$6,994,0001,479
Premises and equipment expense$2,684,0001,037
Additional noninterest expense$2,768,0002,160
Pre-tax net operating income$-35,0006,389
Securities gains (losses)$476,000392
Applicable income taxes$-285,0007,312
Income before extraordinary items$726,0003,886
Extraordinary gains, net$039
Net income$726,0003,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0003,375
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$250,0005,456
2008-09-30 (YTD Data)Rank
Total interest income$20,710,0001,435
Total interest expense$13,034,000956
Net interest income$7,676,0002,187
Provision for loan and lease losses$366,0003,216
Total noninterest income$2,235,0001,637
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$2,235,0001,014
Total noninterest expense$9,357,0001,558
Salaries and employee benefits$5,326,0001,477
Premises and equipment expense$2,011,0001,042
Additional noninterest expense$2,020,0002,145
Pre-tax net operating income$188,0006,083
Securities gains (losses)$312,000452
Applicable income taxes$-148,0007,603
Income before extraordinary items$648,0003,977
Extraordinary gains, net$031
Net income$648,0003,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-228,0008,341
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$336,0005,218
2008-06-30 (YTD Data)Rank
Total interest income$13,917,0001,444
Total interest expense$8,736,000986
Net interest income$5,181,0002,144
Provision for loan and lease losses$122,0003,949
Total noninterest income$1,549,0001,606
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$1,549,0001,026
Total noninterest expense$5,971,0001,621
Salaries and employee benefits$3,336,0001,581
Premises and equipment expense$1,347,0001,034
Additional noninterest expense$1,288,0002,201
Pre-tax net operating income$637,0003,886
Securities gains (losses)$220,000578
Applicable income taxes$95,0003,503
Income before extraordinary items$762,0003,153
Extraordinary gains, net$021
Net income$762,0003,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-424,0008,438
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$566,2003,705
2008-03-31 (YTD Data)Rank
Total interest income$7,228,0001,428
Total interest expense$4,458,0001,047
Net interest income$2,770,0002,008
Provision for loan and lease losses$-172,0008,462
Total noninterest income$891,0001,455
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$891,000931
Total noninterest expense$2,908,0001,670
Salaries and employee benefits$1,642,0001,608
Premises and equipment expense$679,0001,027
Additional noninterest expense$587,0002,364
Pre-tax net operating income$925,0001,921
Securities gains (losses)$65,000939
Applicable income taxes$264,0001,621
Income before extraordinary items$726,0001,969
Extraordinary gains, net$015
Net income$726,0001,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-470,0008,485
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$678,5502,017
2007-12-31 (YTD Data)Rank
Total interest income$27,365,0001,573
Total interest expense$17,668,0001,121
Net interest income$9,697,0002,303
Provision for loan and lease losses$308,0003,141
Total noninterest income$2,206,0002,073
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$2,206,0001,282
Total noninterest expense$12,006,0001,537
Salaries and employee benefits$7,208,0001,405
Premises and equipment expense$2,458,0001,080
Additional noninterest expense$2,340,0002,308
Pre-tax net operating income$-411,0007,764
Securities gains (losses)$646,000234
Applicable income taxes$-332,0008,230
Income before extraordinary items$567,0005,461
Extraordinary gains, net$039
Net income$567,0005,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0002,643
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-79,0007,591
2007-09-30 (YTD Data)Rank
Total interest income$20,336,0001,593
Total interest expense$13,063,0001,128
Net interest income$7,273,0002,315
Provision for loan and lease losses$378,0001,943
Total noninterest income$1,563,0002,151
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$1,563,0001,341
Total noninterest expense$9,289,0001,470
Salaries and employee benefits$5,673,0001,321
Premises and equipment expense$1,852,0001,068
Additional noninterest expense$1,764,0002,247
Pre-tax net operating income$-831,0008,237
Securities gains (losses)$507,000230
Applicable income taxes$-439,0008,423
Income before extraordinary items$115,0007,192
Extraordinary gains, net$033
Net income$115,0007,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0002,638
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-209,4807,925
2007-06-30 (YTD Data)Rank
Total interest income$13,398,0001,627
Total interest expense$8,578,0001,150
Net interest income$4,820,0002,352
Provision for loan and lease losses$256,0001,757
Total noninterest income$1,021,0002,217
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,021,0001,378
Total noninterest expense$6,675,0001,386
Salaries and employee benefits$4,261,0001,198
Premises and equipment expense$1,219,0001,097
Additional noninterest expense$1,195,0002,217
Pre-tax net operating income$-1,090,0008,475
Securities gains (losses)$362,000220
Applicable income taxes$-491,0008,547
Income before extraordinary items$-237,0008,148
Extraordinary gains, net$029
Net income$-237,0008,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,029
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-468,6808,313
2007-03-31 (YTD Data)Rank
Total interest income$6,747,0001,613
Total interest expense$4,250,0001,149
Net interest income$2,497,0002,298
Provision for loan and lease losses$188,0001,229
Total noninterest income$487,0002,245
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$487,0001,386
Total noninterest expense$3,256,0001,422
Salaries and employee benefits$2,098,0001,221
Premises and equipment expense$575,0001,179
Additional noninterest expense$583,0002,244
Pre-tax net operating income$-460,0008,501
Securities gains (losses)$145,000256
Applicable income taxes$-223,0008,571
Income before extraordinary items$-92,0008,168
Extraordinary gains, net$022
Net income$-92,0008,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0001,239
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-184,8008,300
2006-12-31 (YTD Data)Rank
Total interest income$25,240,0001,600
Total interest expense$14,321,0001,173
Net interest income$10,919,0002,123
Provision for loan and lease losses$451,0002,059
Total noninterest income$2,308,0001,998
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$2,308,0001,213
Total noninterest expense$12,138,0001,470
Salaries and employee benefits$7,368,0001,327
Premises and equipment expense$2,238,0001,141
Additional noninterest expense$2,532,0002,080
Pre-tax net operating income$638,0006,084
Securities gains (losses)$179,000413
Applicable income taxes$-54,0008,301
Income before extraordinary items$871,0005,022
Extraordinary gains, net$051
Net income$871,0005,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0001,895
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$692,0005,529
2006-09-30 (YTD Data)Rank
Total interest income$18,412,0001,617
Total interest expense$10,164,0001,206
Net interest income$8,248,0002,128
Provision for loan and lease losses$429,0001,605
Total noninterest income$1,690,0002,046
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,690,0001,247
Total noninterest expense$9,182,0001,464
Salaries and employee benefits$5,520,0001,342
Premises and equipment expense$1,694,0001,137
Additional noninterest expense$1,968,0001,983
Pre-tax net operating income$327,0006,891
Securities gains (losses)$73,000486
Applicable income taxes$-116,0008,577
Income before extraordinary items$516,0005,688
Extraordinary gains, net$045
Net income$516,0005,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0001,357
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$443,0006,020
2006-06-30 (YTD Data)Rank
Total interest income$11,767,0001,654
Total interest expense$6,131,0001,276
Net interest income$5,636,0002,078
Provision for loan and lease losses$291,0001,565
Total noninterest income$1,077,0002,110
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,077,0001,286
Total noninterest expense$6,111,0001,475
Salaries and employee benefits$3,727,0001,333
Premises and equipment expense$1,080,0001,197
Additional noninterest expense$1,304,0002,011
Pre-tax net operating income$311,0006,389
Securities gains (losses)$-42,0008,326
Applicable income taxes$-42,0008,571
Income before extraordinary items$311,0005,932
Extraordinary gains, net$039
Net income$311,0005,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,000976
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$353,0005,664
2006-03-31 (YTD Data)Rank
Total interest income$5,727,0001,665
Total interest expense$2,874,0001,295
Net interest income$2,853,0002,031
Provision for loan and lease losses$154,0001,398
Total noninterest income$507,0002,175
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$507,0001,331
Total noninterest expense$3,125,0001,449
Salaries and employee benefits$1,921,0001,294
Premises and equipment expense$551,0001,172
Additional noninterest expense$653,0001,993
Pre-tax net operating income$81,0007,294
Securities gains (losses)$-33,0008,482
Applicable income taxes$-79,0008,681
Income before extraordinary items$127,0006,304
Extraordinary gains, net$021
Net income$127,0006,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,335
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$160,0005,814
2005-12-31 (YTD Data)Rank
Total interest income$23,170,0001,439
Total interest expense$10,718,0001,045
Net interest income$12,452,0001,763
Provision for loan and lease losses$17,0006,588
Total noninterest income$2,752,0001,727
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,752,0001,078
Total noninterest expense$11,986,0001,436
Salaries and employee benefits$7,227,0001,286
Premises and equipment expense$1,577,0001,541
Additional noninterest expense$3,182,0001,601
Pre-tax net operating income$3,201,0002,626
Securities gains (losses)$-272,0008,635
Applicable income taxes$835,0002,547
Income before extraordinary items$2,094,0002,982
Extraordinary gains, net$046
Net income$2,094,0002,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,690
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,287,1202,732
2005-09-30 (YTD Data)Rank
Total interest income$17,419,0001,394
Total interest expense$7,942,000989
Net interest income$9,477,0001,719
Provision for loan and lease losses$39,0005,588
Total noninterest income$1,940,0001,826
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,940,0001,147
Total noninterest expense$9,290,0001,373
Salaries and employee benefits$5,492,0001,253
Premises and equipment expense$1,041,0001,740
Additional noninterest expense$2,757,0001,376
Pre-tax net operating income$2,088,0002,953
Securities gains (losses)$-405,0008,775
Applicable income taxes$434,0003,190
Income before extraordinary items$1,249,0003,562
Extraordinary gains, net$035
Net income$1,249,0003,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,321
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,548,7003,016
2005-06-30 (YTD Data)Rank
Total interest income$11,652,0001,360
Total interest expense$5,304,000929
Net interest income$6,348,0001,692
Provision for loan and lease losses$9,0006,195
Total noninterest income$1,593,0001,516
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,593,000958
Total noninterest expense$6,261,0001,357
Salaries and employee benefits$3,786,0001,210
Premises and equipment expense$634,0001,886
Additional noninterest expense$1,841,0001,349
Pre-tax net operating income$1,671,0002,514
Securities gains (losses)$-557,0008,819
Applicable income taxes$302,0003,095
Income before extraordinary items$812,0003,608
Extraordinary gains, net$030
Net income$812,0003,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0002,666
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,218,6102,575
2005-03-31 (YTD Data)Rank
Total interest income$5,743,0001,335
Total interest expense$2,476,000942
Net interest income$3,267,0001,631
Provision for loan and lease losses$35,0003,777
Total noninterest income$707,0001,630
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$707,0001,033
Total noninterest expense$3,057,0001,384
Salaries and employee benefits$1,812,0001,273
Premises and equipment expense$302,0001,989
Additional noninterest expense$943,0001,316
Pre-tax net operating income$882,0002,386
Securities gains (losses)$3,0001,324
Applicable income taxes$280,0002,082
Income before extraordinary items$605,0002,599
Extraordinary gains, net$024
Net income$605,0002,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$602,9602,575
2004-12-31 (YTD Data)Rank
Total interest income$20,873,0001,363
Total interest expense$9,839,000828
Net interest income$11,034,0001,831
Provision for loan and lease losses$988,0001,048
Total noninterest income$2,913,0001,640
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,913,0001,012
Total noninterest expense$10,704,0001,517
Salaries and employee benefits$6,659,0001,321
Premises and equipment expense$1,161,0001,986
Additional noninterest expense$2,884,0001,695
Pre-tax net operating income$2,255,0003,238
Securities gains (losses)$165,000934
Applicable income taxes$581,0003,087
Income before extraordinary items$1,839,0003,133
Extraordinary gains, net$034
Net income$1,839,0003,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$320,0001,900
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,713,6003,223
2004-09-30 (YTD Data)Rank
Total interest income$15,445,0001,361
Total interest expense$7,357,000813
Net interest income$8,088,0001,862
Provision for loan and lease losses$569,0001,288
Total noninterest income$2,267,0001,607
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$2,267,000984
Total noninterest expense$7,965,0001,530
Salaries and employee benefits$4,924,0001,338
Premises and equipment expense$879,0001,969
Additional noninterest expense$2,162,0001,672
Pre-tax net operating income$1,821,0003,113
Securities gains (losses)$100,0001,171
Applicable income taxes$421,0003,214
Income before extraordinary items$1,500,0002,958
Extraordinary gains, net$026
Net income$1,500,0002,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,395
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,422,0003,023
2004-06-30 (YTD Data)Rank
Total interest income$10,152,0001,368
Total interest expense$4,799,000812
Net interest income$5,353,0001,869
Provision for loan and lease losses$252,0001,814
Total noninterest income$1,232,0001,883
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,232,0001,151
Total noninterest expense$5,153,0001,578
Salaries and employee benefits$3,173,0001,383
Premises and equipment expense$605,0001,888
Additional noninterest expense$1,375,0001,736
Pre-tax net operating income$1,180,0003,153
Securities gains (losses)$131,000869
Applicable income taxes$372,0002,688
Income before extraordinary items$939,0003,094
Extraordinary gains, net$021
Net income$939,0003,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-117,0008,909
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$844,6803,279
2004-03-31 (YTD Data)Rank
Total interest income$5,004,0001,388
Total interest expense$2,437,000823
Net interest income$2,567,0001,944
Provision for loan and lease losses$42,0003,681
Total noninterest income$927,0001,334
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$927,000834
Total noninterest expense$2,647,0001,532
Salaries and employee benefits$1,661,0001,324
Premises and equipment expense$317,0001,838
Additional noninterest expense$669,0001,780
Pre-tax net operating income$805,0002,415
Securities gains (losses)$-80,0009,058
Applicable income taxes$212,0002,476
Income before extraordinary items$513,0002,882
Extraordinary gains, net$016
Net income$513,0002,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-131,0008,998
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$569,8002,544
2003-12-31 (YTD Data)Rank
Total interest income$20,618,0001,385
Total interest expense$10,282,000861
Net interest income$10,336,0001,879
Provision for loan and lease losses$299,0003,225
Total noninterest income$3,701,0001,428
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$78,0006,931
Trading account gains and fees$0160
Additional Noninterest Income$3,623,000961
Total noninterest expense$10,249,0001,553
Salaries and employee benefits$6,204,0001,382
Premises and equipment expense$1,272,0001,787
Additional noninterest expense$2,773,0001,751
Pre-tax net operating income$3,489,0002,220
Securities gains (losses)$1,412,000373
Applicable income taxes$1,616,0001,515
Income before extraordinary items$3,285,0001,883
Extraordinary gains, net$054
Net income$3,285,0001,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0002,373
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,338,9602,405
2003-09-30 (YTD Data)Rank
Total interest income$15,498,0001,411
Total interest expense$7,801,000888
Net interest income$7,697,0001,911
Provision for loan and lease losses$277,0002,652
Total noninterest income$2,841,0001,425
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$78,0006,548
Trading account gains and fees$0153
Additional Noninterest Income$2,763,000977
Total noninterest expense$7,557,0001,597
Salaries and employee benefits$4,575,0001,415
Premises and equipment expense$966,0001,773
Additional noninterest expense$2,016,0001,794
Pre-tax net operating income$2,704,0002,224
Securities gains (losses)$1,364,000362
Applicable income taxes$1,439,0001,399
Income before extraordinary items$2,629,0001,838
Extraordinary gains, net$040
Net income$2,629,0001,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0001,912
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,742,4002,496
2003-06-30 (YTD Data)Rank
Total interest income$10,470,0001,396
Total interest expense$5,259,000906
Net interest income$5,211,0001,878
Provision for loan and lease losses$-39,0009,146
Total noninterest income$2,198,0001,277
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$78,0005,817
Trading account gains and fees$0150
Additional Noninterest Income$2,120,000880
Total noninterest expense$4,992,0001,609
Salaries and employee benefits$3,016,0001,430
Premises and equipment expense$651,0001,743
Additional noninterest expense$1,325,0001,817
Pre-tax net operating income$2,456,0001,701
Securities gains (losses)$1,083,000344
Applicable income taxes$1,284,0001,117
Income before extraordinary items$2,255,0001,459
Extraordinary gains, net$030
Net income$2,255,0001,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,353
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,561,8801,922
2003-03-31 (YTD Data)Rank
Total interest income$5,331,0001,380
Total interest expense$2,627,000932
Net interest income$2,704,0001,804
Provision for loan and lease losses$-15,0009,198
Total noninterest income$1,085,0001,268
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$78,0004,130
Trading account gains and fees$0134
Additional Noninterest Income$1,007,000887
Total noninterest expense$2,601,0001,534
Salaries and employee benefits$1,559,0001,389
Premises and equipment expense$329,0001,736
Additional noninterest expense$713,0001,652
Pre-tax net operating income$1,203,0001,745
Securities gains (losses)$02,891
Applicable income taxes$412,0001,577
Income before extraordinary items$791,0001,991
Extraordinary gains, net$021
Net income$791,0001,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,727
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$791,0001,875
2002-12-31 (YTD Data)Rank
Total interest income$21,600,0001,421
Total interest expense$11,329,000991
Net interest income$10,271,0001,893
Provision for loan and lease losses$477,0002,472
Total noninterest income$3,521,0001,373
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$344,0003,919
Trading account gains and fees$0153
Additional Noninterest Income$3,177,000959
Total noninterest expense$9,186,0001,665
Salaries and employee benefits$5,422,0001,496
Premises and equipment expense$1,268,0001,744
Additional noninterest expense$2,496,0001,862
Pre-tax net operating income$4,129,0001,938
Securities gains (losses)$77,0002,005
Applicable income taxes$1,304,0001,844
Income before extraordinary items$2,902,0002,069
Extraordinary gains, net$070
Net income$2,902,0002,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,538
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,848,8702,029
2001-12-31 (YTD Data)Rank
Total interest income$21,447,0001,582
Total interest expense$13,075,0001,238
Net interest income$8,372,0002,134
Provision for loan and lease losses$178,0004,433
Total noninterest income$2,484,0001,693
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$310,0004,076
Trading account gains and fees$0177
Additional Noninterest Income$2,174,0001,166
Total noninterest expense$8,538,0001,704
Salaries and employee benefits$4,935,0001,528
Premises and equipment expense$1,325,0001,628
Additional noninterest expense$2,278,0001,974
Pre-tax net operating income$2,140,0003,023
Securities gains (losses)$57,0002,222
Applicable income taxes$751,0002,543
Income before extraordinary items$1,446,0003,306
Extraordinary gains, net$0105
Net income$1,446,0003,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,825
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,408,3803,286
2000-12-31 (YTD Data)Rank
Total interest income$21,188,0001,629
Total interest expense$13,328,0001,306
Net interest income$7,860,0002,264
Provision for loan and lease losses$168,0004,178
Total noninterest income$1,433,0002,429
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$269,0004,332
Trading account gains and fees$0180
Additional Noninterest Income$1,164,0001,678
Total noninterest expense$9,056,0001,550
Salaries and employee benefits$4,661,0001,525
Premises and equipment expense$1,247,0001,672
Additional noninterest expense$3,148,0001,430
Pre-tax net operating income$69,0008,913
Securities gains (losses)$01,956
Applicable income taxes$-75,0009,544
Income before extraordinary items$144,0008,453
Extraordinary gains, net$038
Net income$144,0008,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,443
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$144,0008,451
1999-12-31 (YTD Data)Rank
Total interest income$12,315,0002,644
Total interest expense$7,171,0002,082
Net interest income$5,144,0003,371
Provision for loan and lease losses$-8,0009,979
Total noninterest income$849,0003,481
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$144,0005,944
Trading account gains and fees$0173
Additional Noninterest Income$705,0002,371
Total noninterest expense$5,230,0002,587
Salaries and employee benefits$2,414,0002,900
Premises and equipment expense$735,0002,754
Additional noninterest expense$2,081,0002,093
Pre-tax net operating income$771,0006,041
Securities gains (losses)$03,155
Applicable income taxes$224,0005,458
Income before extraordinary items$547,0006,175
Extraordinary gains, net$035
Net income$547,0006,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,056
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$547,0006,160
1998-12-31 (YTD Data)Rank
Total interest income$12,737,0002,562
Total interest expense$7,949,0001,922
Net interest income$4,788,0003,545
Provision for loan and lease losses$19,0007,809
Total noninterest income$1,194,0002,704
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$113,0006,606
Trading account gains and fees$0224
Additional Noninterest Income$1,081,0001,754
Total noninterest expense$4,120,0003,137
Salaries and employee benefits$1,991,0003,349
Premises and equipment expense$578,0003,279
Additional noninterest expense$1,551,0002,690
Pre-tax net operating income$1,843,0003,564
Securities gains (losses)$04,449
Applicable income taxes$642,0003,231
Income before extraordinary items$1,201,0003,931
Extraordinary gains, net$032
Net income$1,201,0003,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,250
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,201,0003,842
1997-12-31 (YTD Data)Rank
Total interest income$12,783,0002,568
Total interest expense$7,935,0001,944
Net interest income$4,848,0003,596
Provision for loan and lease losses$-2,00010,582
Total noninterest income$592,0004,452
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$93,0007,357
Trading account gains and fees$0239
Additional Noninterest Income$499,0002,827
Total noninterest expense$3,673,0003,446
Salaries and employee benefits$1,845,0003,550
Premises and equipment expense$518,0003,591
Additional noninterest expense$1,310,0003,096
Pre-tax net operating income$1,769,0003,911
Securities gains (losses)$03,944
Applicable income taxes$637,0003,504
Income before extraordinary items$1,132,0004,259
Extraordinary gains, net$044
Net income$1,132,0004,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,00010,102
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,132,0004,196
1996-12-31 (YTD Data)Rank
Total interest income$11,944,0002,761
Total interest expense$7,527,0002,087
Net interest income$4,417,0003,951
Provision for loan and lease losses$81,0005,578
Total noninterest income$421,0005,784
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$76,0008,114
Trading account gains and fees$0262
Additional Noninterest Income$345,0003,729
Total noninterest expense$4,706,0002,904
Salaries and employee benefits$1,771,0003,728
Premises and equipment expense$495,0003,812
Additional noninterest expense$2,440,0002,053
Pre-tax net operating income$51,00010,591
Securities gains (losses)$71,0001,131
Applicable income taxes$-48,00011,070
Income before extraordinary items$170,0009,600
Extraordinary gains, net$053
Net income$170,0009,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,783
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$99,00010,181
1995-12-31 (YTD Data)Rank
Total interest income$11,934,0002,801
Total interest expense$7,584,0002,068
Net interest income$4,350,0004,026
Provision for loan and lease losses$-1,00011,338
Total noninterest income$322,0006,822
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$65,0008,754
Trading account gains and fees$0522
Additional Noninterest Income$257,0004,403
Total noninterest expense$3,625,0003,622
Salaries and employee benefits$1,631,0003,975
Premises and equipment expense$469,0003,959
Additional noninterest expense$1,525,0003,053
Pre-tax net operating income$1,048,0005,803
Securities gains (losses)$239,000611
Applicable income taxes$138,0008,483
Income before extraordinary items$1,149,0004,093
Extraordinary gains, net$065
Net income$1,149,0004,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,00011,339
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$936,2904,829
1994-12-31 (YTD Data)Rank
Total interest income$10,655,0002,851
Total interest expense$6,283,0001,988
Net interest income$4,372,0004,028
Provision for loan and lease losses$356,0002,005
Total noninterest income$284,0007,473
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$48,0009,761
Trading account gains and fees$0475
Additional Noninterest Income$236,0004,748
Total noninterest expense$3,651,0003,706
Salaries and employee benefits$1,504,0004,273
Premises and equipment expense$470,0004,012
Additional noninterest expense$1,677,0003,001
Pre-tax net operating income$649,0007,724
Securities gains (losses)$-308,00012,120
Applicable income taxes$94,0009,503
Income before extraordinary items$247,0009,726
Extraordinary gains, net$0249
Net income$247,0009,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,156
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$468,7607,590
1993-12-31 (YTD Data)Rank
Total interest income$11,128,0002,788
Total interest expense$6,242,0002,076
Net interest income$4,886,0003,644
Provision for loan and lease losses$304,0002,956
Total noninterest income$896,0003,646
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$35,00010,569
Trading account gains and fees$0532
Additional Noninterest Income$861,0002,270
Total noninterest expense$3,011,0004,492
Salaries and employee benefits$1,468,0004,359
Premises and equipment expense$408,0004,640
Additional noninterest expense$1,135,0004,415
Pre-tax net operating income$2,467,0002,736
Securities gains (losses)$135,0002,108
Applicable income taxes$985,0002,294
Income before extraordinary items$1,617,0003,012
Extraordinary gains, net$03,149
Net income$1,617,0003,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0004,557
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,530,6003,010
1992-12-31 (YTD Data)Rank
Total interest income$12,878,0002,735
Total interest expense$7,510,0002,261
Net interest income$5,368,0003,398
Provision for loan and lease losses$468,0003,150
Total noninterest income$282,0007,979
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$282,0004,608
Total noninterest expense$2,982,0004,561
Salaries and employee benefits$1,365,0004,612
Premises and equipment expense$462,0004,256
Additional noninterest expense$1,155,0004,492
Pre-tax net operating income$2,200,0002,837
Securities gains (losses)$223,0001,860
Applicable income taxes$902,0002,316
Income before extraordinary items$1,521,0003,038
Extraordinary gains, net$01,422
Net income$1,521,0003,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0006,726
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,378,2803,091

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.