Home > PyraMax Bank, FSB > Net charge- offs to loans

PyraMax Bank, FSB, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0076%3,945
Percentage Net Loans Charged-off: Total real estate loans-0.0090%3,951
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.0102%4,215
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0163%4,069
Percentage Net Loans Charged-off: Home equity loans-0.0117%4,281
All other 1-4 family - Percent of loans charged-off, net-0.0171%4,106
Percentage Net Loans Charged-off: Commercial and industrial-0.0173%3,897
Percentage Net Loans Charged-off: Loans to individuals5.3635%145
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual5.3635%92
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0064%3,810
Percentage Net Loans Charged-off: Total real estate loans-0.0077%3,916
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0100%4,239
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0127%4,020
Percentage Net Loans Charged-off: Home equity loans-0.0079%4,295
All other 1-4 family - Percent of loans charged-off, net-0.0136%4,065
Percentage Net Loans Charged-off: Commercial and industrial-0.0174%3,842
Percentage Net Loans Charged-off: Loans to individuals5.8515%86
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual5.8515%89
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0059%3,752
Percentage Net Loans Charged-off: Total real estate loans-0.0074%3,948
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate-0.0096%4,292
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0124%4,048
Percentage Net Loans Charged-off: Home equity loans-0.0121%4,352
All other 1-4 family - Percent of loans charged-off, net-0.0125%4,039
Percentage Net Loans Charged-off: Commercial and industrial-0.0218%3,883
Percentage Net Loans Charged-off: Loans to individuals7.7419%52
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual7.7419%88
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0033%3,528
Percentage Net Loans Charged-off: Total real estate loans-0.0087%4,062
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.0116%4,368
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0145%4,167
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0170%4,236
Percentage Net Loans Charged-off: Commercial and industrial-0.0178%3,862
Percentage Net Loans Charged-off: Loans to individuals16.8421%23
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual16.8421%19
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0356%4,248
Percentage Net Loans Charged-off: Total real estate loans-0.0322%4,271
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0332%4,373
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0594%4,402
Percentage Net Loans Charged-off: Home equity loans-0.2858%4,644
All other 1-4 family - Percent of loans charged-off, net-0.0230%4,130
Percentage Net Loans Charged-off: Commercial and industrial-0.0718%4,110
Percentage Net Loans Charged-off: Loans to individuals3.0637%141
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual3.0637%128
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0437%4,270
Percentage Net Loans Charged-off: Total real estate loans-0.0377%4,343
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0416%4,443
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0659%4,456
Percentage Net Loans Charged-off: Home equity loans-0.3830%4,692
All other 1-4 family - Percent of loans charged-off, net-0.0161%4,039
Percentage Net Loans Charged-off: Commercial and industrial-0.0938%4,158
Percentage Net Loans Charged-off: Loans to individuals1.6851%267
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual1.6851%245
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0375%4,126
Percentage Net Loans Charged-off: Total real estate loans-0.0270%4,129
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0574%4,387
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0191%3,947
Percentage Net Loans Charged-off: Home equity loans-0.0431%3,325
All other 1-4 family - Percent of loans charged-off, net-0.0155%3,924
Percentage Net Loans Charged-off: Commercial and industrial-0.1307%4,095
Percentage Net Loans Charged-off: Loans to individuals3.4816%109
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.4816%96
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0659%4,353
Percentage Net Loans Charged-off: Total real estate loans-0.0442%4,390
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.1098%4,558
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0154%3,974
Percentage Net Loans Charged-off: Home equity loans-0.0291%3,333
All other 1-4 family - Percent of loans charged-off, net-0.0133%3,976
Percentage Net Loans Charged-off: Commercial and industrial-0.2525%4,318
Percentage Net Loans Charged-off: Loans to individuals4.4818%93
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.4818%79
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0375%4,200
Percentage Net Loans Charged-off: Total real estate loans-0.0358%4,279
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.0105%4,166
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0849%4,423
Percentage Net Loans Charged-off: Home equity loans-0.1232%3,462
All other 1-4 family - Percent of loans charged-off, net-0.0783%4,396
Percentage Net Loans Charged-off: Commercial and industrial-0.0165%3,575
Percentage Net Loans Charged-off: Loans to individuals-4.8645%4,701
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-4.8645%4,668
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0219%4,001
Percentage Net Loans Charged-off: Total real estate loans-0.0156%4,002
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0102%4,238
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0314%4,165
Percentage Net Loans Charged-off: Home equity loans-0.1516%3,549
All other 1-4 family - Percent of loans charged-off, net-0.0100%3,839
Percentage Net Loans Charged-off: Commercial and industrial-0.0153%3,601
Percentage Net Loans Charged-off: Loans to individuals-7.0001%4,772
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-7.0001%4,738
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0174%3,925
Percentage Net Loans Charged-off: Total real estate loans-0.0069%3,803
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0114%4,347
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0073%3,774
Percentage Net Loans Charged-off: Home equity loans-0.0234%3,386
All other 1-4 family - Percent of loans charged-off, net-0.0043%3,683
Percentage Net Loans Charged-off: Commercial and industrial-0.0137%3,620
Percentage Net Loans Charged-off: Loans to individuals-9.1516%4,809
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-9.1516%4,775
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0048%1,741
Percentage Net Loans Charged-off: Total real estate loans0.0097%624
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0112%4,448
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0377%338
Percentage Net Loans Charged-off: Home equity loans-0.0230%3,441
All other 1-4 family - Percent of loans charged-off, net0.0495%289
Percentage Net Loans Charged-off: Commercial and industrial-0.0178%3,795
Percentage Net Loans Charged-off: Loans to individuals-0.9926%4,691
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.9926%4,657
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0627%4,715
Percentage Net Loans Charged-off: Total real estate loans-0.0726%4,724
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0083%4,377
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.1922%4,788
Percentage Net Loans Charged-off: Home equity loans-0.4604%3,712
All other 1-4 family - Percent of loans charged-off, net-0.1187%4,724
Percentage Net Loans Charged-off: Commercial and industrial-0.0129%3,973
Percentage Net Loans Charged-off: Loans to individuals0.7544%835
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7544%756
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0623%4,730
Percentage Net Loans Charged-off: Total real estate loans-0.0725%4,761
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0061%4,359
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.1939%4,812
Percentage Net Loans Charged-off: Home equity loans-0.5865%3,738
All other 1-4 family - Percent of loans charged-off, net-0.0799%4,677
Percentage Net Loans Charged-off: Commercial and industrial-0.0114%3,894
Percentage Net Loans Charged-off: Loans to individuals0.7414%812
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7414%736
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0721%4,775
Percentage Net Loans Charged-off: Total real estate loans-0.0828%4,809
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0092%4,484
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.2176%4,860
Percentage Net Loans Charged-off: Home equity loans-0.8424%3,754
All other 1-4 family - Percent of loans charged-off, net-0.0289%4,450
Percentage Net Loans Charged-off: Commercial and industrial-0.0141%3,905
Percentage Net Loans Charged-off: Loans to individuals0.6961%962
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6961%865
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0103%4,090
Percentage Net Loans Charged-off: Total real estate loans-0.0116%4,288
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0183%4,631
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0118%4,193
Percentage Net Loans Charged-off: Home equity loans-0.0166%3,488
All other 1-4 family - Percent of loans charged-off, net-0.0103%4,188
Percentage Net Loans Charged-off: Commercial and industrial-0.0120%3,802
Percentage Net Loans Charged-off: Loans to individuals0.6289%1,120
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6289%1,024
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0662%2,140
Percentage Net Loans Charged-off: Total real estate loans0.0745%886
Percentage Net Loans Charged-off:Construction & development1.7022%38
Percentage Net Loans Charged-off: Commercial real estate-0.0181%4,571
Percentage Net Loans Charged-off: Multi-family residential-0.3164%4,201
Percentage Net Loans Charged-off: 1-4 family residential0.1852%399
Percentage Net Loans Charged-off: Home equity loans0.6602%75
All other 1-4 family - Percent of loans charged-off, net0.0593%898
Percentage Net Loans Charged-off: Commercial and industrial-0.0181%4,085
Percentage Net Loans Charged-off: Loans to individuals0.2076%2,431
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2076%2,304
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0918%1,556
Percentage Net Loans Charged-off: Total real estate loans0.1031%590
Percentage Net Loans Charged-off:Construction & development1.9398%25
Percentage Net Loans Charged-off: Commercial real estate-0.0181%4,633
Percentage Net Loans Charged-off: Multi-family residential-0.4218%4,258
Percentage Net Loans Charged-off: 1-4 family residential0.2462%263
Percentage Net Loans Charged-off: Home equity loans0.8691%51
All other 1-4 family - Percent of loans charged-off, net0.0853%629
Percentage Net Loans Charged-off: Commercial and industrial-0.0201%4,057
Percentage Net Loans Charged-off: Loans to individuals0.1639%2,435
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1639%2,306
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0414%2,069
Percentage Net Loans Charged-off: Total real estate loans0.0465%865
Percentage Net Loans Charged-off:Construction & development2.7158%19
Percentage Net Loans Charged-off: Commercial real estate-0.0199%4,757
Percentage Net Loans Charged-off: Multi-family residential-0.6305%4,281
Percentage Net Loans Charged-off: 1-4 family residential0.1028%512
Percentage Net Loans Charged-off: Home equity loans-0.0071%3,488
All other 1-4 family - Percent of loans charged-off, net0.1303%430
Percentage Net Loans Charged-off: Commercial and industrial-0.0182%4,005
Percentage Net Loans Charged-off: Loans to individuals0.2078%2,074
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2078%1,962
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1777%5,153
Percentage Net Loans Charged-off: Total real estate loans-0.1926%5,190
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0253%4,905
Percentage Net Loans Charged-off: Multi-family residential-1.2588%4,323
Percentage Net Loans Charged-off: 1-4 family residential0.0882%468
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.1088%400
Percentage Net Loans Charged-off: Commercial and industrial-0.0261%4,111
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0464%4,954
Percentage Net Loans Charged-off: Total real estate loans-0.0507%4,938
Percentage Net Loans Charged-off:Construction & development-0.4749%4,850
Percentage Net Loans Charged-off: Commercial real estate-0.0144%4,671
Percentage Net Loans Charged-off: Multi-family residential-0.0086%4,247
Percentage Net Loans Charged-off: 1-4 family residential-0.0597%4,954
Percentage Net Loans Charged-off: Home equity loans-0.0064%3,534
All other 1-4 family - Percent of loans charged-off, net-0.0729%4,995
Percentage Net Loans Charged-off: Commercial and industrial-0.0140%4,077
Percentage Net Loans Charged-off: Loans to individuals0.1773%2,552
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1773%2,451
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0550%4,971
Percentage Net Loans Charged-off: Total real estate loans-0.0588%4,997
Percentage Net Loans Charged-off:Construction & development-0.5164%4,895
Percentage Net Loans Charged-off: Commercial real estate-0.0143%4,714
Percentage Net Loans Charged-off: Multi-family residential-0.0093%4,285
Percentage Net Loans Charged-off: 1-4 family residential-0.0751%5,043
Percentage Net Loans Charged-off: Home equity loans-0.0084%3,567
All other 1-4 family - Percent of loans charged-off, net-0.0919%5,095
Percentage Net Loans Charged-off: Commercial and industrial-0.0188%4,109
Percentage Net Loans Charged-off: Loans to individuals0.0577%2,928
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0577%2,817
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0006%3,199
Percentage Net Loans Charged-off: Total real estate loans0.0024%1,637
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0139%4,780
Percentage Net Loans Charged-off: Multi-family residential-0.0106%4,329
Percentage Net Loans Charged-off: 1-4 family residential0.0177%1,278
Percentage Net Loans Charged-off: Home equity loans-0.0124%3,639
All other 1-4 family - Percent of loans charged-off, net0.0254%1,126
Percentage Net Loans Charged-off: Commercial and industrial-0.0147%4,040
Percentage Net Loans Charged-off: Loans to individuals-0.0841%4,694
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0841%4,651
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0114%4,308
Percentage Net Loans Charged-off: Total real estate loans-0.0111%4,478
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0041%4,747
Percentage Net Loans Charged-off: Multi-family residential-0.0071%4,367
Percentage Net Loans Charged-off: 1-4 family residential-0.0176%4,676
Percentage Net Loans Charged-off: Home equity loans-0.0245%3,802
All other 1-4 family - Percent of loans charged-off, net-0.0158%4,679
Percentage Net Loans Charged-off: Commercial and industrial-0.0167%4,074
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0262%5,023
Percentage Net Loans Charged-off: Total real estate loans-0.0295%4,973
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate-0.0149%4,864
Percentage Net Loans Charged-off: Multi-family residential-0.0107%4,412
Percentage Net Loans Charged-off: 1-4 family residential-0.0443%5,096
Percentage Net Loans Charged-off: Home equity loans-0.0181%3,818
All other 1-4 family - Percent of loans charged-off, net-0.0510%5,157
Percentage Net Loans Charged-off: Commercial and industrial-0.0346%4,506
Percentage Net Loans Charged-off: Loans to individuals0.5475%1,635
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5475%1,504
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0253%4,929
Percentage Net Loans Charged-off: Total real estate loans-0.0303%4,964
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0123%4,861
Percentage Net Loans Charged-off: Multi-family residential-0.0120%4,448
Percentage Net Loans Charged-off: 1-4 family residential-0.0464%5,138
Percentage Net Loans Charged-off: Home equity loans-0.0201%3,849
All other 1-4 family - Percent of loans charged-off, net-0.0531%5,193
Percentage Net Loans Charged-off: Commercial and industrial-0.0319%4,413
Percentage Net Loans Charged-off: Loans to individuals0.8549%968
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8549%874
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0250%4,869
Percentage Net Loans Charged-off: Total real estate loans-0.0278%4,985
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0140%4,975
Percentage Net Loans Charged-off: Multi-family residential-0.0091%4,481
Percentage Net Loans Charged-off: 1-4 family residential-0.0414%5,109
Percentage Net Loans Charged-off: Home equity loans-0.0666%4,013
All other 1-4 family - Percent of loans charged-off, net-0.0351%5,077
Percentage Net Loans Charged-off: Commercial and industrial-0.0372%4,442
Percentage Net Loans Charged-off: Loans to individuals0.5937%1,327
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5937%1,202
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0277%4,894
Percentage Net Loans Charged-off: Total real estate loans-0.0292%5,103
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0046%4,885
Percentage Net Loans Charged-off: Multi-family residential-0.0095%4,525
Percentage Net Loans Charged-off: 1-4 family residential-0.0488%5,216
Percentage Net Loans Charged-off: Home equity loans-0.1094%4,147
All other 1-4 family - Percent of loans charged-off, net-0.0336%5,125
Percentage Net Loans Charged-off: Commercial and industrial-0.0534%4,591
Percentage Net Loans Charged-off: Loans to individuals0.5988%1,263
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5988%1,140
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0256%3,528
Percentage Net Loans Charged-off: Total real estate loans0.0200%2,379
Percentage Net Loans Charged-off:Construction & development-0.4436%5,191
Percentage Net Loans Charged-off: Commercial real estate-0.0108%4,966
Percentage Net Loans Charged-off: Multi-family residential0.2418%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0094%4,932
Percentage Net Loans Charged-off: Home equity loans-0.2588%4,298
All other 1-4 family - Percent of loans charged-off, net0.0499%1,814
Percentage Net Loans Charged-off: Commercial and industrial-0.0381%4,681
Percentage Net Loans Charged-off: Loans to individuals1.9017%383
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9017%353
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0612%2,478
Percentage Net Loans Charged-off: Total real estate loans0.0555%1,461
Percentage Net Loans Charged-off:Construction & development-0.1692%5,069
Percentage Net Loans Charged-off: Commercial real estate-0.0113%5,012
Percentage Net Loans Charged-off: Multi-family residential0.3222%87
Percentage Net Loans Charged-off: 1-4 family residential0.0228%2,043
Percentage Net Loans Charged-off: Home equity loans-0.2357%4,319
All other 1-4 family - Percent of loans charged-off, net0.0833%1,298
Percentage Net Loans Charged-off: Commercial and industrial-0.0313%4,543
Percentage Net Loans Charged-off: Loans to individuals2.2174%292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2174%265
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0890%1,954
Percentage Net Loans Charged-off: Total real estate loans0.0980%1,044
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.0074%5,012
Percentage Net Loans Charged-off: Multi-family residential0.4850%64
Percentage Net Loans Charged-off: 1-4 family residential0.0449%1,596
Percentage Net Loans Charged-off: Home equity loans-0.3493%4,392
All other 1-4 family - Percent of loans charged-off, net0.1349%921
Percentage Net Loans Charged-off: Commercial and industrial-0.0320%4,541
Percentage Net Loans Charged-off: Loans to individuals-0.7437%5,739
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.7437%5,694
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1496%1,215
Percentage Net Loans Charged-off: Total real estate loans0.1604%632
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0154%5,278
Percentage Net Loans Charged-off: Multi-family residential0.9618%34
Percentage Net Loans Charged-off: 1-4 family residential0.0219%1,406
Percentage Net Loans Charged-off: Home equity loans-0.6610%4,453
All other 1-4 family - Percent of loans charged-off, net0.1758%653
Percentage Net Loans Charged-off: Commercial and industrial-0.0327%4,592
Percentage Net Loans Charged-off: Loans to individuals-0.5955%5,669
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5955%5,622
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0099%5,109
Percentage Net Loans Charged-off: Total real estate loans-0.0062%4,922
Percentage Net Loans Charged-off:Construction & development-0.1337%5,090
Percentage Net Loans Charged-off: Commercial real estate-0.1319%5,701
Percentage Net Loans Charged-off: Multi-family residential-0.0113%4,720
Percentage Net Loans Charged-off: 1-4 family residential0.0572%2,254
Percentage Net Loans Charged-off: Home equity loans-0.1463%4,413
All other 1-4 family - Percent of loans charged-off, net0.1047%1,680
Percentage Net Loans Charged-off: Commercial and industrial-0.0686%4,946
Percentage Net Loans Charged-off: Loans to individuals-0.2836%5,720
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2836%5,670
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0045%4,018
Percentage Net Loans Charged-off: Total real estate loans0.0089%2,801
Percentage Net Loans Charged-off:Construction & development-0.1756%5,217
Percentage Net Loans Charged-off: Commercial real estate-0.0471%5,544
Percentage Net Loans Charged-off: Multi-family residential-0.0122%4,764
Percentage Net Loans Charged-off: 1-4 family residential0.0475%2,181
Percentage Net Loans Charged-off: Home equity loans-0.1826%4,467
All other 1-4 family - Percent of loans charged-off, net0.1021%1,553
Percentage Net Loans Charged-off: Commercial and industrial-0.0795%5,005
Percentage Net Loans Charged-off: Loans to individuals-0.1884%5,572
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1877%5,519
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0257%5,265
Percentage Net Loans Charged-off: Total real estate loans-0.0241%5,327
Percentage Net Loans Charged-off:Construction & development-0.2551%5,355
Percentage Net Loans Charged-off: Commercial real estate-0.0493%5,670
Percentage Net Loans Charged-off: Multi-family residential-0.0140%4,808
Percentage Net Loans Charged-off: 1-4 family residential-0.0064%5,182
Percentage Net Loans Charged-off: Home equity loans-0.0327%4,280
All other 1-4 family - Percent of loans charged-off, net0.0000%2,362
Percentage Net Loans Charged-off: Commercial and industrial-0.0866%5,079
Percentage Net Loans Charged-off: Loans to individuals0.1375%2,523
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1375%2,388
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0259%5,173
Percentage Net Loans Charged-off: Total real estate loans-0.0171%5,252
Percentage Net Loans Charged-off:Construction & development-0.5105%5,542
Percentage Net Loans Charged-off: Commercial real estate-0.0546%5,821
Percentage Net Loans Charged-off: Multi-family residential-0.0092%4,854
Percentage Net Loans Charged-off: 1-4 family residential0.0182%1,693
Percentage Net Loans Charged-off: Home equity loans-0.0391%4,352
All other 1-4 family - Percent of loans charged-off, net0.0324%1,495
Percentage Net Loans Charged-off: Commercial and industrial-0.1065%5,238
Percentage Net Loans Charged-off: Loans to individuals-1.0681%6,095
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.0681%6,052
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0318%4,190
Percentage Net Loans Charged-off: Total real estate loans0.0312%3,282
Percentage Net Loans Charged-off:Construction & development0.2975%713
Percentage Net Loans Charged-off: Commercial real estate-0.1082%6,017
Percentage Net Loans Charged-off: Multi-family residential0.0984%326
Percentage Net Loans Charged-off: 1-4 family residential0.0593%2,823
Percentage Net Loans Charged-off: Home equity loans-0.0557%4,511
All other 1-4 family - Percent of loans charged-off, net0.0858%2,421
Percentage Net Loans Charged-off: Commercial and industrial0.0479%2,451
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,910
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,787
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0224%5,644
Percentage Net Loans Charged-off: Total real estate loans-0.0291%5,787
Percentage Net Loans Charged-off:Construction & development-2.0010%5,864
Percentage Net Loans Charged-off: Commercial real estate-0.1311%6,118
Percentage Net Loans Charged-off: Multi-family residential0.1377%268
Percentage Net Loans Charged-off: 1-4 family residential0.0695%2,453
Percentage Net Loans Charged-off: Home equity loans-0.0571%4,542
All other 1-4 family - Percent of loans charged-off, net0.0977%2,089
Percentage Net Loans Charged-off: Commercial and industrial0.0773%1,955
Percentage Net Loans Charged-off: Loans to individuals0.1462%2,897
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1462%2,746
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0049%5,170
Percentage Net Loans Charged-off: Total real estate loans-0.0133%5,570
Percentage Net Loans Charged-off:Construction & development-1.8640%5,891
Percentage Net Loans Charged-off: Commercial real estate-0.0792%6,064
Percentage Net Loans Charged-off: Multi-family residential0.2131%197
Percentage Net Loans Charged-off: 1-4 family residential0.0471%2,425
Percentage Net Loans Charged-off: Home equity loans-0.1687%4,712
All other 1-4 family - Percent of loans charged-off, net0.0939%1,969
Percentage Net Loans Charged-off: Commercial and industrial0.1265%1,534
Percentage Net Loans Charged-off: Loans to individuals0.1033%2,878
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1033%2,719
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1072%2,111
Percentage Net Loans Charged-off: Total real estate loans0.1188%1,528
Percentage Net Loans Charged-off:Construction & development-0.0509%5,387
Percentage Net Loans Charged-off: Commercial real estate-0.0899%6,219
Percentage Net Loans Charged-off: Multi-family residential0.4561%101
Percentage Net Loans Charged-off: 1-4 family residential0.1262%1,463
Percentage Net Loans Charged-off: Home equity loans-0.0302%4,519
All other 1-4 family - Percent of loans charged-off, net0.1592%1,278
Percentage Net Loans Charged-off: Commercial and industrial-0.1290%5,508
Percentage Net Loans Charged-off: Loans to individuals0.3730%1,714
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3730%1,595
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3409%1,976
Percentage Net Loans Charged-off: Total real estate loans0.4441%1,270
Percentage Net Loans Charged-off:Construction & development-3.0757%6,131
Percentage Net Loans Charged-off: Commercial real estate-0.0555%6,226
Percentage Net Loans Charged-off: Multi-family residential1.4408%237
Percentage Net Loans Charged-off: 1-4 family residential0.6195%896
Percentage Net Loans Charged-off: Home equity loans0.7282%513
All other 1-4 family - Percent of loans charged-off, net0.5972%928
Percentage Net Loans Charged-off: Commercial and industrial-1.2929%6,404
Percentage Net Loans Charged-off: Loans to individuals1.3387%833
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3387%751
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1088%3,451
Percentage Net Loans Charged-off: Total real estate loans0.2026%2,150
Percentage Net Loans Charged-off:Construction & development-3.6802%6,193
Percentage Net Loans Charged-off: Commercial real estate-0.0509%6,256
Percentage Net Loans Charged-off: Multi-family residential0.3030%349
Percentage Net Loans Charged-off: 1-4 family residential0.5628%958
Percentage Net Loans Charged-off: Home equity loans-0.0226%4,690
All other 1-4 family - Percent of loans charged-off, net0.6825%763
Percentage Net Loans Charged-off: Commercial and industrial-1.4728%6,489
Percentage Net Loans Charged-off: Loans to individuals2.0603%457
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.0603%415
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0357%6,140
Percentage Net Loans Charged-off: Total real estate loans0.0868%2,850
Percentage Net Loans Charged-off:Construction & development-4.9350%6,244
Percentage Net Loans Charged-off: Commercial real estate-0.3227%6,626
Percentage Net Loans Charged-off: Multi-family residential0.4410%267
Percentage Net Loans Charged-off: 1-4 family residential0.5504%986
Percentage Net Loans Charged-off: Home equity loans-0.0765%4,807
All other 1-4 family - Percent of loans charged-off, net0.6793%791
Percentage Net Loans Charged-off: Commercial and industrial-2.0351%6,558
Percentage Net Loans Charged-off: Loans to individuals2.7704%326
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.7704%302
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2984%1,773
Percentage Net Loans Charged-off: Total real estate loans0.5558%937
Percentage Net Loans Charged-off:Construction & development-0.1097%5,788
Percentage Net Loans Charged-off: Commercial real estate-0.5769%6,740
Percentage Net Loans Charged-off: Multi-family residential0.8749%170
Percentage Net Loans Charged-off: 1-4 family residential1.0248%520
Percentage Net Loans Charged-off: Home equity loans0.2777%600
All other 1-4 family - Percent of loans charged-off, net1.1824%449
Percentage Net Loans Charged-off: Commercial and industrial-3.6510%6,665
Percentage Net Loans Charged-off: Loans to individuals4.5331%189
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.5331%173
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8626%419
Percentage Net Loans Charged-off: Total real estate loans2.0704%313
Percentage Net Loans Charged-off:Construction & development18.7950%91
Percentage Net Loans Charged-off: Commercial real estate1.9700%402
Percentage Net Loans Charged-off: Multi-family residential0.7091%518
Percentage Net Loans Charged-off: 1-4 family residential1.0053%888
Percentage Net Loans Charged-off: Home equity loans0.6245%924
All other 1-4 family - Percent of loans charged-off, net1.0943%807
Percentage Net Loans Charged-off: Commercial and industrial-0.9366%6,634
Percentage Net Loans Charged-off: Loans to individuals1.9623%643
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9623%591
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5866%529
Percentage Net Loans Charged-off: Total real estate loans1.7892%407
Percentage Net Loans Charged-off:Construction & development16.1384%146
Percentage Net Loans Charged-off: Commercial real estate1.8035%429
Percentage Net Loans Charged-off: Multi-family residential0.6742%460
Percentage Net Loans Charged-off: 1-4 family residential0.7502%1,188
Percentage Net Loans Charged-off: Home equity loans0.4064%1,018
All other 1-4 family - Percent of loans charged-off, net0.8340%1,055
Percentage Net Loans Charged-off: Commercial and industrial-1.1221%6,740
Percentage Net Loans Charged-off: Loans to individuals1.8105%690
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8105%621
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1649%930
Percentage Net Loans Charged-off: Total real estate loans1.3174%713
Percentage Net Loans Charged-off:Construction & development17.8082%118
Percentage Net Loans Charged-off: Commercial real estate0.0032%2,456
Percentage Net Loans Charged-off: Multi-family residential1.0369%336
Percentage Net Loans Charged-off: 1-4 family residential0.3325%2,118
Percentage Net Loans Charged-off: Home equity loans-0.0250%5,023
All other 1-4 family - Percent of loans charged-off, net0.4198%1,783
Percentage Net Loans Charged-off: Commercial and industrial-1.2046%6,778
Percentage Net Loans Charged-off: Loans to individuals3.9788%276
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.9788%262
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0115%5,989
Percentage Net Loans Charged-off: Total real estate loans0.0662%3,200
Percentage Net Loans Charged-off:Construction & development-0.0496%6,075
Percentage Net Loans Charged-off: Commercial real estate-0.0266%6,667
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.1253%2,444
Percentage Net Loans Charged-off: Home equity loans-0.0241%5,026
All other 1-4 family - Percent of loans charged-off, net0.1609%2,174
Percentage Net Loans Charged-off: Commercial and industrial-1.3460%6,840
Percentage Net Loans Charged-off: Loans to individuals2.3206%507
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3206%454
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3627%1,209
Percentage Net Loans Charged-off: Total real estate loans1.5298%996
Percentage Net Loans Charged-off:Construction & development12.6623%313
Percentage Net Loans Charged-off: Commercial real estate0.1147%3,053
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.0651%1,181
Percentage Net Loans Charged-off: Home equity loans1.9385%471
All other 1-4 family - Percent of loans charged-off, net0.7936%1,514
Percentage Net Loans Charged-off: Commercial and industrial-1.1571%6,934
Percentage Net Loans Charged-off: Loans to individuals5.7501%210
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.3451%192
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5721%900
Percentage Net Loans Charged-off: Total real estate loans1.7317%761
Percentage Net Loans Charged-off:Construction & development13.0787%282
Percentage Net Loans Charged-off: Commercial real estate0.1683%2,447
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.2610%904
Percentage Net Loans Charged-off: Home equity loans2.0810%400
All other 1-4 family - Percent of loans charged-off, net0.9866%1,174
Percentage Net Loans Charged-off: Commercial and industrial-0.7887%6,946
Percentage Net Loans Charged-off: Loans to individuals6.0567%202
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.5202%191
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0331%1,523
Percentage Net Loans Charged-off: Total real estate loans1.1776%1,209
Percentage Net Loans Charged-off:Construction & development11.8180%338
Percentage Net Loans Charged-off: Commercial real estate0.2288%1,975
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.4110%2,138
Percentage Net Loans Charged-off: Home equity loans0.5975%923
All other 1-4 family - Percent of loans charged-off, net0.3461%2,200
Percentage Net Loans Charged-off: Commercial and industrial-1.0841%7,055
Percentage Net Loans Charged-off: Loans to individuals4.8776%271
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.3077%260
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0479%623
Percentage Net Loans Charged-off: Total real estate loans1.9363%593
Percentage Net Loans Charged-off:Construction & development22.6665%123
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2910%1,995
Percentage Net Loans Charged-off: Home equity loans0.2602%864
All other 1-4 family - Percent of loans charged-off, net0.3019%1,836
Percentage Net Loans Charged-off: Commercial and industrial2.5245%707
Percentage Net Loans Charged-off: Loans to individuals7.6622%172
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.3553%158
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6953%672
Percentage Net Loans Charged-off: Total real estate loans1.4760%1,326
Percentage Net Loans Charged-off:Construction & development6.5809%958
Percentage Net Loans Charged-off: Commercial real estate1.3933%945
Percentage Net Loans Charged-off: Multi-family residential0.0032%1,095
Percentage Net Loans Charged-off: 1-4 family residential0.9928%1,402
Percentage Net Loans Charged-off: Home equity loans0.9154%926
All other 1-4 family - Percent of loans charged-off, net1.0216%1,344
Percentage Net Loans Charged-off: Commercial and industrial14.6952%117
Percentage Net Loans Charged-off: Loans to individuals11.8922%105
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4250%409
Percentage Net Loans Charged-off: Total real estate loans1.8792%929
Percentage Net Loans Charged-off:Construction & development8.4664%666
Percentage Net Loans Charged-off: Commercial real estate1.6174%739
Percentage Net Loans Charged-off: Multi-family residential0.0044%884
Percentage Net Loans Charged-off: 1-4 family residential1.2668%993
Percentage Net Loans Charged-off: Home equity loans1.1979%699
All other 1-4 family - Percent of loans charged-off, net1.2927%970
Percentage Net Loans Charged-off: Commercial and industrial19.2626%78
Percentage Net Loans Charged-off: Loans to individuals10.3184%109
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9226%1,989
Percentage Net Loans Charged-off: Total real estate loans0.4794%2,530
Percentage Net Loans Charged-off:Construction & development0.7696%2,114
Percentage Net Loans Charged-off: Commercial real estate0.4800%1,513
Percentage Net Loans Charged-off: Multi-family residential0.0070%704
Percentage Net Loans Charged-off: 1-4 family residential0.5052%1,894
Percentage Net Loans Charged-off: Home equity loans0.3046%1,116
All other 1-4 family - Percent of loans charged-off, net0.5806%1,659
Percentage Net Loans Charged-off: Commercial and industrial4.4427%646
Percentage Net Loans Charged-off: Loans to individuals8.5403%150
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1669%1,449
Percentage Net Loans Charged-off: Total real estate loans0.5465%1,958
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.9455%787
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.5889%1,423
Percentage Net Loans Charged-off: Home equity loans0.6004%682
All other 1-4 family - Percent of loans charged-off, net0.5845%1,363
Percentage Net Loans Charged-off: Commercial and industrial6.6044%401
Percentage Net Loans Charged-off: Loans to individuals9.4118%161
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1724%2,088
Percentage Net Loans Charged-off: Total real estate loans0.6379%2,555
Percentage Net Loans Charged-off:Construction & development1.2834%2,409
Percentage Net Loans Charged-off: Commercial real estate0.0632%3,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.7271%1,647
Percentage Net Loans Charged-off: Home equity loans0.6622%1,078
All other 1-4 family - Percent of loans charged-off, net0.7490%1,535
Percentage Net Loans Charged-off: Commercial and industrial4.0922%963
Percentage Net Loans Charged-off: Loans to individuals15.3249%78
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1974%1,698
Percentage Net Loans Charged-off: Total real estate loans0.7629%1,886
Percentage Net Loans Charged-off:Construction & development0.9830%2,171
Percentage Net Loans Charged-off: Commercial real estate0.0862%2,369
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.9762%1,102
Percentage Net Loans Charged-off: Home equity loans0.8867%770
All other 1-4 family - Percent of loans charged-off, net1.0056%1,033
Percentage Net Loans Charged-off: Commercial and industrial2.7928%1,153
Percentage Net Loans Charged-off: Loans to individuals15.6329%77
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9587%1,814
Percentage Net Loans Charged-off: Total real estate loans0.7182%1,731
Percentage Net Loans Charged-off:Construction & development0.5892%2,052
Percentage Net Loans Charged-off: Commercial real estate0.1331%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.9736%993
Percentage Net Loans Charged-off: Home equity loans1.0398%593
All other 1-4 family - Percent of loans charged-off, net0.9527%968
Percentage Net Loans Charged-off: Commercial and industrial0.8021%2,228
Percentage Net Loans Charged-off: Loans to individuals12.9168%105
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6411%1,897
Percentage Net Loans Charged-off: Total real estate loans0.3990%1,823
Percentage Net Loans Charged-off:Construction & development1.0769%1,208
Percentage Net Loans Charged-off: Commercial real estate0.1680%990
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.3538%1,493
Percentage Net Loans Charged-off: Home equity loans0.1189%761
All other 1-4 family - Percent of loans charged-off, net0.4255%1,268
Percentage Net Loans Charged-off: Commercial and industrial-0.2190%7,453
Percentage Net Loans Charged-off: Loans to individuals15.1976%77
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0900%5,457
Percentage Net Loans Charged-off: Total real estate loans-0.0717%8,056
Percentage Net Loans Charged-off:Construction & development0.0269%2,771
Percentage Net Loans Charged-off: Commercial real estate0.0062%2,306
Percentage Net Loans Charged-off: Multi-family residential-1.8940%6,280
Percentage Net Loans Charged-off: 1-4 family residential0.0904%2,967
Percentage Net Loans Charged-off: Home equity loans0.0604%1,275
All other 1-4 family - Percent of loans charged-off, net0.0973%2,740
Percentage Net Loans Charged-off: Commercial and industrial0.3345%3,121
Percentage Net Loans Charged-off: Loans to individuals8.3181%113
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0823%8,048
Percentage Net Loans Charged-off: Total real estate loans-0.1173%8,147
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0082%1,691
Percentage Net Loans Charged-off: Multi-family residential-2.5545%6,264
Percentage Net Loans Charged-off: 1-4 family residential0.0939%2,388
Percentage Net Loans Charged-off: Home equity loans0.0387%1,041
All other 1-4 family - Percent of loans charged-off, net0.1058%2,141
Percentage Net Loans Charged-off: Commercial and industrial-0.2452%7,639
Percentage Net Loans Charged-off: Loans to individuals2.6924%550
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2315%8,242
Percentage Net Loans Charged-off: Total real estate loans-0.2222%8,248
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0125%1,247
Percentage Net Loans Charged-off: Multi-family residential-3.9398%6,227
Percentage Net Loans Charged-off: 1-4 family residential0.0767%2,103
Percentage Net Loans Charged-off: Home equity loans-0.1161%6,014
All other 1-4 family - Percent of loans charged-off, net0.1159%1,698
Percentage Net Loans Charged-off: Commercial and industrial-0.3784%7,758
Percentage Net Loans Charged-off: Loans to individuals-0.2100%7,680
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.5142%8,341
Percentage Net Loans Charged-off: Total real estate loans-0.5393%8,337
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential-7.7060%6,153
Percentage Net Loans Charged-off: 1-4 family residential0.0185%1,812
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0220%1,631
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals-1.3610%8,142
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0615%4,705
Percentage Net Loans Charged-off: Total real estate loans0.0333%3,190
Percentage Net Loans Charged-off:Construction & development0.2298%947
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0215%2,907
Percentage Net Loans Charged-off: Home equity loans0.0777%762
All other 1-4 family - Percent of loans charged-off, net0.0129%2,855
Percentage Net Loans Charged-off: Commercial and industrial0.7096%1,522
Percentage Net Loans Charged-off: Loans to individuals-0.3496%8,073
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0417%4,400
Percentage Net Loans Charged-off: Total real estate loans0.0094%3,039
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0133%2,441
Percentage Net Loans Charged-off: Home equity loans-0.0122%5,964
All other 1-4 family - Percent of loans charged-off, net0.0171%2,186
Percentage Net Loans Charged-off: Commercial and industrial0.8430%1,037
Percentage Net Loans Charged-off: Loans to individuals-0.5544%8,140
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0552%3,554
Percentage Net Loans Charged-off: Total real estate loans0.0056%2,562
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0080%2,028
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0091%1,860
Percentage Net Loans Charged-off: Commercial and industrial1.3228%662
Percentage Net Loans Charged-off: Loans to individuals-0.7975%8,200
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1004%2,203
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial2.7358%308
Percentage Net Loans Charged-off: Loans to individuals-1.4730%8,307
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0682%3,927
Percentage Net Loans Charged-off: Total real estate loans0.0680%1,698
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.4229%8,332
Percentage Net Loans Charged-off: Multi-family residential1.7433%47
Percentage Net Loans Charged-off: 1-4 family residential0.0054%2,790
Percentage Net Loans Charged-off: Home equity loans0.0384%590
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial-0.2431%7,815
Percentage Net Loans Charged-off: Loans to individuals2.6985%344
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0852%2,989
Percentage Net Loans Charged-off: Total real estate loans0.0897%1,159
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.5546%8,394
Percentage Net Loans Charged-off: Multi-family residential2.2906%27
Percentage Net Loans Charged-off: 1-4 family residential0.0056%2,324
Percentage Net Loans Charged-off: Home equity loans0.0388%465
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial-0.3127%7,883
Percentage Net Loans Charged-off: Loans to individuals2.9624%276
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1312%2,088
Percentage Net Loans Charged-off: Total real estate loans0.1368%776
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.8156%8,438
Percentage Net Loans Charged-off: Multi-family residential3.3464%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.4797%7,982
Percentage Net Loans Charged-off: Loans to individuals5.1438%114
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0225%3,535
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals4.5977%179
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0219%5,612
Percentage Net Loans Charged-off: Total real estate loans0.0029%3,411
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0190%1,180
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.1532%3,024
Percentage Net Loans Charged-off: Loans to individuals1.8361%767
Percentage Net Loans Charged-off: Credit card loans6.6079%173
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0206%5,192
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.2161%2,277
Percentage Net Loans Charged-off: Loans to individuals1.6181%847
Percentage Net Loans Charged-off: Credit card loans7.0485%147
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0284%4,490
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.4670%1,435
Percentage Net Loans Charged-off: Loans to individuals1.2105%1,265
Percentage Net Loans Charged-off: Credit card loans1.3274%862
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0043%4,581
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.5449%2,435
Percentage Net Loans Charged-off: Credit card loans2.7073%475
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0890%4,402
Percentage Net Loans Charged-off: Total real estate loans0.0079%3,524
Percentage Net Loans Charged-off:Construction & development0.0615%570
Percentage Net Loans Charged-off: Commercial real estate0.0243%1,345
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial1.7621%842
Percentage Net Loans Charged-off: Loans to individuals1.7100%999
Percentage Net Loans Charged-off: Credit card loans6.3251%234
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0075%7,762
Percentage Net Loans Charged-off: Total real estate loans0.0107%2,915
Percentage Net Loans Charged-off:Construction & development0.0887%426
Percentage Net Loans Charged-off: Commercial real estate0.0343%996
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial-0.7595%8,294
Percentage Net Loans Charged-off: Loans to individuals0.8180%2,332
Percentage Net Loans Charged-off: Credit card loans5.8344%264
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0663%8,340
Percentage Net Loans Charged-off: Total real estate loans0.0101%2,487
Percentage Net Loans Charged-off:Construction & development0.1495%290
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial-2.1674%8,507
Percentage Net Loans Charged-off: Loans to individuals-0.6412%8,610
Percentage Net Loans Charged-off: Credit card loans4.3033%429
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1508%8,543
Percentage Net Loans Charged-off: Total real estate loans-0.0024%7,854
Percentage Net Loans Charged-off:Construction & development-0.0413%7,867
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-3.5266%8,571
Percentage Net Loans Charged-off: Loans to individuals-3.5845%8,896
Percentage Net Loans Charged-off: Credit card loans8.3458%180
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0827%5,150
Percentage Net Loans Charged-off: Total real estate loans-0.0013%7,940
Percentage Net Loans Charged-off:Construction & development0.0162%771
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0025%8,169
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0029%8,184
Percentage Net Loans Charged-off: Commercial and industrial1.9963%909
Percentage Net Loans Charged-off: Loans to individuals1.2115%1,845
Percentage Net Loans Charged-off: Credit card loans4.9505%426
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1033%4,234
Percentage Net Loans Charged-off: Total real estate loans0.0017%3,421
Percentage Net Loans Charged-off:Construction & development0.1248%439
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%8,179
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0039%8,212
Percentage Net Loans Charged-off: Commercial and industrial2.6148%557
Percentage Net Loans Charged-off: Loans to individuals0.6417%3,232
Percentage Net Loans Charged-off: Credit card loans5.0636%413
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0056%6,311
Percentage Net Loans Charged-off: Total real estate loans-0.0039%8,065
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0051%8,250
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0059%8,287
Percentage Net Loans Charged-off: Commercial and industrial0.4586%2,041
Percentage Net Loans Charged-off: Loans to individuals-0.5147%8,830
Percentage Net Loans Charged-off: Credit card loans6.9164%243
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0393%4,414
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.9508%1,053
Percentage Net Loans Charged-off: Loans to individuals0.6193%2,818
Percentage Net Loans Charged-off: Credit card loans6.6852%305
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE289.8551%2
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0137%7,130
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,878
Percentage Net Loans Charged-off: Loans to individuals1.3034%1,706
Percentage Net Loans Charged-off: Credit card loans10.7585%129
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0434%6,345
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial5.9590%277
Percentage Net Loans Charged-off: Loans to individuals1.0329%2,158
Percentage Net Loans Charged-off: Credit card loans4.5894%504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE28.7942%19
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0424%6,001
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0300%6,703
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0142%7,559
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0095%9,596
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0478%7,054
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0299%10,500
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2163%3,828
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0922%7,261
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0638%9,575
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA